Arizona Homeowner presented by Marie Heilman

Page 1

Brady Holland

Arizona Homeowner July | August 2012

Senior Mortgage Banker Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you! • The needs of every client are different. I specialize in tailoring a loan and financing strategy that will best fit the individual needs of each client. • Have you ever closed on a mortgage and later had remorse that you may have picked the wrong loan program or paid too much in fees? I offer a benefit analysis on every loan to ensure that the loan program and the associated costs are the best fit and in the best interest of the client. • I use the latest lending technology to deliver a loan credit decision in hours, not days. • Closing thousands of loans over the course of my career assures you that as an industry veteran I have the knowledge and expertise to handle every situation. • My impeccable reputation is my best asset. I always strive to exceed your expectations and earn your business for life!

Call me today!

Underwater On Your Mortgage But Want To Refinance?

NOW YOU CAN! IF YOU’D LIKE TO REFINANCE OUT OR YOUR 5%-6% (OR MORE!) RATE INTO TODAY’S LOW, LOW 4% (OR EVEN LESS!) FIXED RATES, GIVE ME A CALL.

Your Survival Guide

We can now refinance most loans without ANY restrictions regarding the amount a property is upside-down! If you have NO EQUITY, it doesn’t matter! With mortgage rates at record lows, there are tremendous savings opportunities for almost everyone. CALL OR EMAIL ME RIGHT AWAY! I’ll help determine your eligibility and tell you:

· How much money a refinance will save you every month! · How you’ll even get to skip a month’s mortgage payment as part of your refinance package!

MORTGAGE RATES Brady Holland

Senior Mortgage Banker NMLS 180079

Direct: 480.272.3282 Brady@BradyHollandGroup.com

As of 4/23/12

Loan Rates for $150K-$417K: • 30-Year Fixed: 4.000%/4.148% APR • 15-Year Fixed: 3.375%/3.570% APR • 5/1 ARM: 3.250%/3.385% APR

Loan Rates for $418K-$1.5M: • 30-Year Fixed: 5.000%/5.055% APR • 5/1 ARM: 4.375%/3.535% APR • 7/1 ARM: 5.000%/4.008% APR

*Note: All rate quotes offered at 0% points for primary home purchase or no cash-out refinance financing with 720+ FICO score. Loans under $417K are quoted based on 20% equity while loans over $417K require 20%-30% equity. Other financing options are available upon request. NMLS 145502 AZ BK#0909074

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

keep your cool!

Smart Ways To Shrink Your Utility Bills

the valley’s favorite breakfast

Wildflower Bread Company’s Signature Pancakes


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.