Builders Choice For Home Financing Caliber Home Loans Dennis Hearing Home Builder Loan Rep

The Builder’s Choice for home financing Helping builders sell and close more new homes

ABOUT US:

One of the largest mortgage companies in the United States, Caliber Home Loans, Inc. is a full service lender licensed in 50 states. Combining an experienced leadership team with a strong history of success, Caliber is poised to continue our impressive growth. Rapidly increasing our production, Caliber is producing over $1.5 Billion every month. In addition, our servicing portfolio has grown to over $117 Billion.

We understand that in today’s market, success and growth depends on having strong partnerships.

When your homebuyers are choosing a lender, Caliber is the right choice. By offering a wide variety of loan products with personal and professional service, we ensure that your homebuyers get the right loan for their situation, and close on time.

Our National Builder Division is comprised of veteran, industry-leading professionals

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Dedicated builder loan fulfillment teams

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Condo project reviews, expanded services and non-warrantable condo program

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We will keep both your homebuyers up-to-date on their loan, never leaving them in question

on the progress of their loan with our online pipeline status reporting ■

We are committed to providing ongoing sales training, education and industry

information ­— so your sales teams are better equipped to help your buyers ■

Seasoned, local New Construction Property Appraisal Team

Our Commitment

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to Preferred Builder Partners

BUILDER’S CHOICE SOLUTIONS

EXTENDED RATE LOCKS Interest rates can go down … but they can also go up. At Caliber, we make it easy for your customers to lock in their loan’s interest rate for up to 12 months (360 days), helping avoid buyer fallout while you complete their home. Rate locks for Jumbo loans are also available.

We offer a float-down option if interest rates drop after their loan rate is locked and the home is still under construction.

Lock & Sell

OUR PRODUCTS ■

Conventional, Jumbo, FHA, VA and USDA loans

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Fixed- and adjustable-rate mortgages

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Programs for those who have experienced a credit event

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Low down payment options for first-time homebuyers

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Special non-warrantable condo financing programs

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Doc Lock, which secures income and asset verification

Lock in your buyer prospects upfront! Have your qualified buyers approved and interest rate locked, even while they still have a house to sell or are finalizing their sales contract.

for six months ■

Caliber Portfolio Lending

MISSION:

Caliber Home Loans provides Builders and New Home Sales Associates with a team of knowledgeable and experienced loan professionals. We have specialized products, tools, services and support to help our builder partners capture more sales opportunities, close more transactions and achieve higher inventory turns.

Caliber is your strategic resource to help sell and close more new homes.

WE OFFER:

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Network team of new home loan consultants: we have experienced new home mortgage professionals

ready to help your homebuyers qualify and finance their dream home ■

Quick, upfront approvals: our ability to provide fast loan approvals to qualified buyers allows you to quickly

begin construction on your homebuyer’s new home ■

Wide variety of loan options: we offer a wide variety of loan products to help make sure your homebuyers get

the right loan for their financial situation, and also offer some of the more complex loan solutions sometimes not offered by other lenders ■

Local processing and underwriting for quicker decisions and

greater control of the closing process

CALL US At Caliber, we dedicate ourselves to providing you and your homebuyers with exceptional service every step of the way.

Contact us today to learn more about how we can assist you and your buyers with financing the home they’ve always dreamed of.

Dennis Hearing

Loan Consultant NMLS 892525 2255 Glades Road Suite 324A Boca Raton, FL 33431 Mobile 954-648-4949

dennis.hearing@caliberhomeloans.com www.caliberhomeloans.com/dhearing

W W W.C A L I B E R H OM E LOA N S .COM / B U I L D E R

Please consult your Caliber Home Loans consultant for information regarding specific terms on rate locks.

Caliber Home Loans, Inc., 1525 S. Beltline Rd Coppell, TX 75019 (NMLS #15622). 1-800-401-6587. Copyright©2018. All Rights Reserved. Equal Housing Lender. For real estate and lending professionals only and not for distribution to consumers. This communication may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. Distribution to the general public is prohibited.