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This content is now here! >>>Click Here<<< https://EditaPaper.com Lutheran â&#x20AC;&#x2039;where's Kate wood from social and policy sciences as well as the Center for death and society and you'll talk about why should you care about dying thank you very much thank you hello I'm the theme say isn't going to be Easter related at all you'll be thrilled to know but what I'm getting taught to talk to you about is why should we care about dying people often say to me Oh your doctor death oh you're weird why why should white like do we care about death and there were loads of reasons I'm gonna bombard you stats to begin with of why we should be caring about it 17% of the population of currently aged over 65 that's projected to go to 23% in the next 20 years a half million people die over here 555,000 to 15 million people oh my god so it's estimated that we need a lot of money to spend on palliative care services 55% the deaths take place in hospital and 1.3 billion pounds of spend on spent on the other population in the last year of their life if we are going to support that number of people who are going to be dying we need to have 9,000 extra beds a year in hospitals we've also got 30% of people using local authorities services which cost about one point four nine billion a year in the last year of their life and we also got the hidden costs that aren't really covered in this we've got eighty-five percent of older people are cared for within a formal carries in

their own home it's estimated there are 7 million people doing that in the UK and it saves the economy about 119 billion a year there's a lot of work that's going on that's under representatives and the represented so I remember have seen us this is what we do in social policy sciences we look at social networks budgeting bereavement innovation and also going to talk to make about is funeral costs this is what I've been doing for the last year or so now looking at why do we have funerals well we have them because their rituals they are a way of bringing people together they're restorative in terms of communities and the Republic acknowledgement of why someone has died but very little has been done about actually how much they cost in terms of there being a service that you buy from a funeral director so how big is the funeral market in the UK it's estimated to be worth about what 2.8 billion a year funeral costs arising there about 25,000 practicing whew in the UK three trade bodies and it's not regulated at all there is no regulation of funeral directors in this country the average funeral costs over 3,000 pounds and that typically includes bone and burial and cremation doctors fees ministers fees and funeral services field director services so that is the 3,000 pound fee on top of that you can have flowers catering order sheets limos for new hyerim orioles and if you include estates and administration's that's managing people's assets when they've died you're looking at the average cost is about 7,000 pounds for every individual he dies in this country how do people pay the funerals they pay for them up front they put them on credit cards they pay for them by loans funeral pants insurance and charities this is what we've been looking at this year in terms of actually what happens to people who are at the bottom of the lower income over income scale who can't afford to 3,000 pounds up front research has shown about about almost a fifth of all people struggle with funeral costs and one in 10 deaths result in a claim to the government for help with funeral costs and that's for the Social Fund funeral payment which is administered by the DWP they deal with state security and this is what we were looking at we were looking the funeral payments so it's about the policy and the people involved so how do people actually claim for that benefits how those that benefit claims are assessed and also you should know that the funeral payment is capped at 700 pounds it's not enough anyway there are sixty nine thousand claims last year only at just over half of them were successful so over half of people you're private don't get anything the average award is 1200 again less than half of what is needed and it costs the DWP about 50 million so what we found obviously there's a shortfall the funeral costs are not the sort of government isn't providing enough money for funerals and is it the government's responsibility anyway that's one of the questions but basically people are getting into debt to pay funerals because they want to do the right thing a lot of them there is a backward process to claiming people have to actually commit to funeral costs before they put their claim into for the government for help so and if you remember we're always half of people are unsuccessful in their claim so they're committing themselves to all these costs without knowing how much money they've got to spend and family fact the government assumes that families get on the government assumes that they can identify his responsible funeral costs and that some will willingly step up and pay for it we found new that does not happen people do not want to step up for each other because families are not that congenial all the time what might this mean is that phenyl is a really good way of looking at families family patterns they're an overlooked expenditure and with limited means it means debts for lots of people and bear in mind aging population this is going to happen more and more and more from more people so questions to ponder at the end what can we be doing to encourage people to plan ahead for their personal financial care and leaves with funeral costs every we all know we're going to die we're all going to know that we're going to have to have the funeral and the question I'm going to leave with you today is have you thought about how he lives pay for your own funeral or at least talk tell the person who you were expecting to step up and take responsibility for your food for your funeral costs do they know it's got they got it coming and that's it thank you very much university of louisville football schedule 201917.

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