First Florida will make you feel
right at home.
or g n i y u B g n i c n a Refin We’ll pay up to
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Not only will we pay up to $5,000 of your 1st mortgage closing costs (or 1.5% of the loan amount, whichever is less)†, we offer great low rates; a big selection of mortgage products; more ways to apply; and quick approvals. Plus, our friendly and professional staff will provide a helping hand—making sure you receive:
the right term • the right rate • the right advice For more information, stop by our County Road 210 branch; call us at (904) 808-4644; or visit www.firstflorida.org and click on the “1st Mortgage Center button”.
sing mortgage clo † costs! www.firstflorida.org 1950 CR 210 West, St Johns, FL 32259 Everyone who lives or works in Saint Johns, Flagler, Duval, Baker, Clay, or Nassau County can join. A Savings/Share Account with a minimum balance of $5.00 is required for membership. † Promotion does not apply to any mortgage loans already financed by First Florida or any of its divisions. Promotion is subject to change or can be withdrawn at any time without prior notice. Promotion available only when obtaining a First Florida, 1st Mortgage Loan (maximum 20-year term) – not available on FHA, VA, Land/Lot, Home Equity Line of Credit, or Home Equity loans. Available only on owner-occupied primary residential properties; Does not apply to mobile homes. Promotion applies only to standard, actual closing costs. Contact the credit union to obtain a list of closing costs covered by promotion, as certain exclusions apply. First Florida will pay closing costs up to 1.5% of the loan amount or a maximum of $5,000, whichever is less. Appraisal and credit report/underwriting fees are collected during the loan process and will be credited back to the borrower on the settlement 21 statement at loan closing. If the loan is paid in full within the first 36 months of disbursement, borrower will be required to reimburse First Florida for all, or a portion of, the closing costs paid by First Florida or any of its divisions on the member’s behalf. Subject to credit approval. Certain other restrictions apply.