ON THE COAST / OVER 55 / Jan Feb2026 / Summer edition
Hello 2026!
The sun is shining, the birds are singing, and there is a renewed energy in the air. I hope your festive celebrations were filled with joy and that you’ve managed to find a moment of peace to feel refreshed and relaxed.
This time of year always brings a sense of optimism – a chance to reset and look forward to the possibilities of the year ahead. Whether 2026 holds big adventures for you, or your wish is simply for a year of health, home comforts, and contentment, may the coming months be your best yet.
Production Luke Carpenter luke@onthecoastpublications.com.au
Publisher
Tanzie Carpenter / 0414 611 851 Luke Carpenter / 0405 449 339 trading as On the Coast Publications ABN 52 212 212 482 PO Box 3251, Bateau Bay NSW 2261
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For article contribution enquiries hello@onthecoastpublications.com.au
Imagery freepik.com
Contributors
Iryna Macey, Sarah Tolmie, Sam Woods, Jordi Woods, Sophie Doyle, Sheree Orbell, Mia Eddy, Blake Gray, Dorian Mode, Lydia Thorpe and Sam Savva onthecoastpublications.com.au
Antarctica:
Ice, wildlife and the most extraordinary journey
of our lives
BY IRYNA MACEY, CRUISE EXPERT AT CRUISE ADDICT
Antarctica has always felt like a destination reserved for dreamers – distant, dramatic and almost unreal. In late October, that dream became our reality as we embarked on an unforgettable expedition cruise onboard Scenic Eclipse, sailing through some of the most remote and wildlife–rich regions on Earth.
Our journey began in the Falkland Islands, where we were greeted by energetic rockhopper penguins, hopping across rugged cliffs as if performing just for us. The islands were also alive with nesting albatrosses, their impressive wingspans and graceful landings adding to the sense of raw, untouched nature. It was the perfect introduction to what lay ahead – close encounters and moments that would stay with us forever.
From there, we continued to South Georgia, a place often described as the Serengeti of the Southern Ocean, and for good reason. Nothing prepares you for your first sight of thousands of king penguins and their brown, fluffy chicks spread across the beaches, valleys and mountain slopes, with snow–covered mountains rising behind them. The beaches were also covered with elephant seals and their pups, with males dramatically fighting for dominance and the attention of females.
We visited Grytviken, once a bustling whaling station but now a hauntingly beautiful reminder of Antarctica’s past. Often called the “whale village,” it is the final resting place of legendary explorer
Sir Ernest Shackleton. Walking among the historic buildings while wildlife had completely taken over – massive, noisy and entirely unbothered by our presence – was both humbling and surreal.
As we finally crossed into Antarctic waters, the landscape transformed into something almost otherworldly. Towering icebergs, endless shades of blue and pristine silence surrounded us. In the Antarctic Sound, we took a helicopter flight – soaring above vast ice fields, frozen channels and endless mountains on a perfectly sunny day, gaining a perspective few people on Earth will ever experience. It was breathtaking beyond words.
On land, we encountered gentoo and adélie penguins going about their daily lives – waddling, nesting and diving into icy waters with effortless grace. Stepping directly from the ship onto the Antarctic ice was a moment of pure awe. You don’t just see Antarctica – you feel it beneath your boots, hear it in the cracking ice, and sense its power all around you.
One of the most memorable experiences was paddling through the ice on a paddle board, gliding silently between floating icebergs. We were definitely not ready for this experience but decided to try it – and it turned out to be one of the most incredible things to do in icy waters. This is truly a bucket–list activity: peaceful, immersive and deeply moving. For the brave, there was also the polar plunge – a quick but exhilarating dip into Antarctic waters that left us laughing, shocked and oddly energised.
It reshapes how you see the planet, nature and yourself. Once it captures your heart, it never truly lets go
We even sent postcards home from Penguin Post at Port Lockroy – a small but meaningful tradition that connects visitors with loved ones from the end of the world.
Yet, as incredible as all of these moments were, the highlight of our entire lives came beneath the surface of the ocean. Descending into the icy depths of Antarctica onboard a submersible was unlike anything we had ever experienced. Watching the underwater world unfold – silent, mysterious and rarely seen — was profoundly emotional. We never imagined there could be so much life in such frozen conditions. It wasn’t just the highlight of the voyage; it was one of the most extraordinary experiences of our lives.
Throughout the journey, Scenic Eclipse proved to be the perfect expedition vessel. These elegant discovery yachts combine cutting–edge exploration with exceptional comfort.
Personalised service exceeded every expectation, showing that adventure and luxury can coexist seamlessly. And despite common misconceptions, Antarctica isn’t unbearably cold – with the right layers, temperatures around 0°C felt surprisingly comfortable.
Antarctica is not just a destination. It’s a life–changing experience – a vast, seemingly endless landscape where Zodiac rides take you past humongous icebergs, glaciers and snow–covered mountains with epic peaks rising above, accompanied by the sounds of seals, penguins, sea birds and even whales nearby. It reshapes how you see the planet, nature and yourself. Once it captures your heart, it never truly lets go.
INTERESTED IN ANTARCTICA?
Come and meet us in person at Gosford RSL at 10am on 15 March, where we’ll share our incredible Antarctic journey through stunning photos and captivating videos.
Scan the QR code to secure your free tickets, or call 1300 076 101.
Iryna is a cruise expert and owner of Cruise Addict, travel agency based on the Central Coast, NSW. With over 1,100 days at sea, cruising all seven continents and visiting almost 70 countries, she shares real–life experiences to help travellers explore the world with confidence. iryna@cruiseaddict.com.au | cruiseaddict.com.au | 0400 448 772 | 1300 076 101
Matters of life & love
DearlyBeloved
BY SARAH TOLMIE
Every dog loving human will understand your pain and sorrow. There is no need to feel embarrassed or ashamed at the uncontrollable outpour. It is natural. It is necessary. It is beautiful.
There is a special undiluted, unconditional love we reserve for our pets. They place no conditions on us. Our relationship agreement is totally simple. They get to be the dog and we are the human who does everything for them. The love flows purely, unmitigated by expectations, disappointments and misunderstandings. Dog and human become a single unit in many ways because their existence depends entirely on us – food and water, shelter and love – and we happily orient our lives around them because the payback is simple love. It’s a truly wondrous evolving of nature that an animal has become so domesticated and part of our pack. Dogs have behaviourally evolved to appeal to us through love. They are the ultimate Masters of Love.
READER QUESTION: “My dog died. He was my constant companion these last 17 years on my own. I have had many griefs in my life. I lost my husband 15 years ago. My brother only 2 months ago. I feel overwhelmed by the grief and the tears just come and don’t seem to stop. This grief seems so different. I feel shocked I feel it so strongly.”
And as such, no wonder they take on the role as ‘best friend’, ‘fur children’ and more. These monikers are not just playful names...they are real. We tell our dogs our fears and secrets; they lean into us when we are sad and alone; they bookend our morning awakenings and night–time completely. They can be our most intimate companions.
I wonder if you can try to look at the grief that you are feeling and cannot help but express as a real privilege and honour. A ‘peak experience’ in life and love even! The pureness of your grief –uncomplicated, untainted – is like being pierced in the heart by a light laser of pure love energy. It is a ‘thoroughbred’ feeling so intense – so painful – because the love was so beautiful and real. Do not be afraid of this feeling, as intense as it is. It is one of life’s pinnacle achievements, to have experienced such real, authentic and simple love. You have been blessed.
Lean into the feeling when you can. Those moments alone when you can
Sarah Tolmie – Life & Love: Sarah is a marriage therapist, life & love and relationship coach, end–of–life consultant, an independent and bespoke funeral director and holistic celebrant. She provides holistic care, mentoring, guidance, healing and transformation for individuals, couples and families at their most important times of life & love – at end–of–life, in love & relationship, and in ritual and celebration. Sarah has a relationship online course for couples called “Creating a Miracle Marriage” and a guide to working with feelings and emotions called “How Do You Feel?”; plus a free resource and video series for families facing dying, death and grief called “Landscapes of Life & Love and Loss”. To find out more, visit www.sarahtolmie.com.au
freely surrender to your tears...cry dear one, cry. Do it 100%. Those tears cannot hurt you more and instead, they will help in time to allow the sharp pain to soften and gentle. I PROMISE, when you allow your sadness to have its time, it will not overstay its welcome. Sadness and happiness live together. Sadness is the essential doorway you must walk through to know happiness. Create an altar for your beloved pooch. Give thanks for the love, companionship and good times. Cry when you need to....and I PROMISE....your heart will one day again relax and exhale fully and smile at the memories when you think of your beloved dog.
Much love, Sarah x
Make–up palette for every Make–upseason: palette for every season: YOUR
GUIDE TO FLATTERING, FOOL–PROOF COLOUR CHOICES
BY SAM & JORDI WOODS
Choosing make–up can feel overwhelming — with endless shades, undertones, and finishes, it’s tough to know what truly suits you. Warm or cool? Soft or vibrant? The good news: you don’t have to figure it out alone.
Below, you’ll find a simple, curated guide to make–up shades that enhance each of the four seasonal colour palettes. These picks are designed to complement your natural colouring so you can look (and feel) your best with make–up that we personally use and love.
Spring Warm & Clear
Spring palettes are known for their warm (golden or ivory) undertones paired with a subtle cool overtone. Their eyes are typically clear, vibrant, and lively, creating a beautiful high contrast with their skin.
Best make–up shades for Spring
To harmonise with their warm undertones, Springs glow in warm, fresh, bright shades.
These tones amplify the natural radiance and youthful brightness of the Spring palette.
Understanding styling and fashion is one thing. Having a super natural flair for making everyday people look incredible is another. Once you’ve met Sam & Jordi Woods , it’s hard not to catch their infectious passion for dressing to match your own lifestyle, personality and charisma. Through their consultancy ‘Vibrant Concepts’, Sam & Jordi have transformed the lives of thousands. Let Sam & Jordi show you how to look and feel fabulous every day at their Style Studio in Erina – learn the art of illusion dressing, colour matching, styling, translating fashion trends and savvy shopping with their unique VC Signature Styling Systems and services that are truly personal and really work!
To contact Vibrant Concepts phone 0425 221 676
Autumn
Warm & Deep
Autumn palettes feature rich, warm golden undertones with no cool overtones. Their eye colours are often deep, muted, and earthy, resulting in a soft low–contrast appearance.
Best make–up shades for Autumn Autumns shine in earthy, rich, warm tones.
Overall vibe: muted, earthy colours inspired by autumn foliage
These shades enhance the depth and richness that naturally define the Autumn palette.
Summer Cool & Softly Bright
Winter
Cool & Clear
Winter palettes have cool (blue or pink) undertones with absolutely no warm overtones. Many Winters have bright, icy, or very dark eyes, creating striking contrast against their complexion.
Best make–up shades for Winter Winters look incredible in cool, bold, high–contrast colours.
Cheeks & Lips: blue–based reds, berry, fuchsia
Eyes: charcoal, icy blue, plum, true black
Overall vibe: vivid, crisp, cool tones
Cool, saturated shades bring out the dramatic clarity and contrast that Winters wear best.
Summer palettes have a cool (blue/pink) undertone with a subtle warm overtone, giving their appearance a soft, blended, and slightly dusty look. Their eyes tend to be pretty, gentle, and subtly bright, resulting in a low–contrast complexion.
Best make–up shades for Summer Summers look most harmonious in cool, dusty, soft tones.
Overall vibe: powdery or water colour like hues (avoid bold or warm colours)
These shades enhance the Summer palette’s delicate, romantic colouring.
Understanding your season instantly simplifies your make–up routine. Whether you’re a bright Spring, earthy Autumn, dramatic Winter, or soft Summer, choosing shades that align with your natural undertones means your look will always feel flawless and flattering.
Once you know your palette, curating your make–up bag becomes effortless — filled only with colours that make you look naturally radiant and feel confidently you. All products available at www.vibrantconcepts.com.au/shop
Vibrantly yours, Sam & Jordi Woods x
YOUR 2026 LIFE EXPERIENCE LIST: make this year your most fulfilling yet
BY SOPHIE DOYLE, RETIREMENT AND FINANCIAL AGED CARE SPECIALIST
As 2026 begins, it’s a perfect time to reflect on what really matters in life, from our health and relationships to our sense of purpose and joy. For those of us over 55, it’s an opportunity to think about the experiences we want to have this year, whether they are big adventures or simple everyday moments. There is no right or wrong answer; what matters most is what feels meaningful to you.
Creating a life experience list is not just about ticking off bucket–list trips or major milestones. It’s also about recognising and celebrating the small moments that make life richer. Planning ahead gives you the chance to save for bigger goals, try something new each month, and finally turn those “one day” dreams into reality.
EXPERIENCES THAT LEAVE A LASTING IMPRESSION
Some experiences take more preparation or resources but are well worth it. You might:
Travel across Australia by caravan or motor home.
Take an overseas trip you’ve always dreamed of (Europe, UK, Japan, USA).
Enjoy a river or ocean cruise.
Revisit places from your youth.
Organise a multi generational family holiday.
Fly business class at least once.
Live overseas for a short period.
Complete a home renovation or “dream home” project.
Start a passion project or small business.
Write and publish a memoir.
These are the stories and memories you’ll share for years to come.
EXPERIENCES THAT ADD SKILLS AND CONNECTION
There are many achievable experiences that bring new skills, friendships, and meaning:
Take up a new hobby (painting, photography, golf, sailing).
Enrol in a short course or university for interest (U3A, TAFE, online learning).
Join a wine club or cooking school.
Attend concerts, theatre, or major sporting events.
Learn a new language.
Go on guided nature or heritage tours.
Do a health retreat or wellness weekend.
Create a professional family photoshoot.
Volunteer locally or overseas.
Trace your family history or do a DNA ancestry project.
These activities can refresh your perspective and enrich your year.
EVERYDAY MOMENTS THAT MAKE LIFE RICHER
Often, it’s the small, consistent moments that bring the most happiness:
Meeting friends for coffee.
Walking in nature or along the beach.
Reading for pleasure.
Gardening or growing vegetables.
Cooking meals from scratch.
Watching the sunrise or sunset.
Keeping a journal or gratitude diary.
Trying new recipes each week.
Visiting local markets.
Practising mindfulness or meditation.
These simple joys can be woven into your routine with little effort or cost.
FREE
AND MEANINGFUL EXPERIENCES
Some of the most valuable experiences cost little or nothing:
Spending quality time with grandchildren.
Sharing skills or stories with younger generations.
Volunteering in your community.
Joining walking groups or community clubs.
Visiting libraries, galleries, or museums.
Writing letters or recording life stories.
Decluttering and simplifying life.
Attending free talks, workshops, or local events.
Enjoying quiet moments with a cup of tea.
These experiences foster connection, purpose, and wellbeing.
HEALTH, RELATIONSHIPS, AND LEGACY
A fulfilling year is not just about activities. It’s also about:
Maintaining independence and a movement routine you enjoy.
Improving sleep and energy.
Managing stress and eating for long–term health.
Repairing or deepening relationships.
Reconnecting with old friends.
Creating regular family traditions.
Becoming a mentor.
Creating or updating your will and estate plan.
Supporting causes you care about.
Feeling financially secure and informed.
Health, relationship, and legacy experiences enrich your wellbeing, deepen connections, and leave a lasting impact.
HOW TO START YOUR LIST
Write down all the experiences you want, including big and small ideas, and consider what you’d like to do now, soon, and later.
Try one new thing each month.
Share your list with loved ones or your adviser to spark meaningful conversations.
Plan for bigger expenses so nothing is out of reach.
Celebrate each achievement, whether it’s a sunrise walk or a dream trip.
QUESTIONS TO CONSIDER
How do I choose what goes on my list? Start with what excites and inspires you, maybe travel, hobbies, relationships, health, or legacy.
What if my goals seem financially out of reach?
Break big goals into smaller steps, plan ahead, and explore ways to save or
Sophie Doyle (AR#000470612) is a Retirement & Aged Care Specialist at Morgans Financial
share costs.
Is it too late to try something new after 55?
Not at all. Many people find their most fulfilling experiences later in life. How can I involve family or friends? Invite them to join you, share your list, or plan group experiences together.
Your life experience list is a powerful tool for living intentionally and joyfully. By planning thoughtfully, you can enjoy big adventures, small pleasures, and everything in between. Start your list today, share it with someone you trust, and make 2026 your most fulfilling year yet.
If you’re ready to explore your goals, lifestyle, or financial planning, please get in touch for a conversation. Together, we can help turn your “one day” dreams into reality.
Sophie is passionate about helping people over 55 make informed decisions that empower them to step confidently
She specialises in creating personalised financial strategies tailored to each client’s lifestyle, aspirations, and risk tolerance; enabling them to live a
of meaning, purpose, and peace of mind. Disclaimer: While every care has been taken, Morgans Financial Limited makes no representations as to the accuracy or completeness of the contents. The information is of a general nature only and has been prepared without consideration of your individual objectives, financial situation or needs. Before making any decisions, you should consider the appropriateness for your personal investment objectives, financial situation or individual needs. We recommend you see a financial adviser, registered tax agent or legal adviser before making any decisions based on this information. Current at 15 December 2025.
Thinking about switching to
YOUR SIMPLE Q&A GUIDE
Hybrid? Hybrid?
Many Australians are looking for ways to save on fuel costs and reduce their environmental impact – and hybrid vehicles are becoming a very popular choice. If you’re wondering whether a hybrid might suit your lifestyle, here’s an easy, no–pressure guide to help you understand the basics.
WHAT EXACTLY IS A HYBRID VEHICLE?
A hybrid vehicle uses both petrol (or diesel) and electric power. It’s not fully electric, but it offers better fuel economy and lower emissions than a regular petrol–only car. Think of it as the best of both worlds – familiar to drive, but cheaper to run.
ARE THERE DIFFERENT TYPES OF HYBRIDS?
Yes — there are two main types:
1. Hybrid Electric Vehicles (HEVs)
These do not need to be plugged in.
The battery recharges itself using energy created while you drive – especially from slowing down or braking.
They switch to electric power at lower speeds to save fuel.
2. Plug–In Hybrid Electric Vehicles (PHEVs)
These can be plugged in at home or at charging stations.
They can travel longer distances on electric power alone.
When the battery runs low, the petrol engine takes over, so you never get stuck.
HOW DOES A HYBRID CAR ACTUALLY WORK?
A hybrid uses a petrol engine and an electric motor. They can work together or separately, depending on how you’re driving. The electric motor boosts efficiency at low speeds, and the petrol engine takes over when needed – giving you smooth, reliable performance without changing how you drive.
WHAT ARE THE ADVANTAGES OF DRIVING A HYBRID?
Lower running costs – you’ll use less fuel, especially around town.
Less environmental impact –fewer emissions and cleaner driving.
No range anxiety – you always have a petrol engine as backup.
Smooth, quiet driving –especially at low speeds.
Great for everyday use –from errands to weekend trips.
For many over–55s, the savings, comfort, and ease, make hybrids a very practical choice.
DO I NEED TO CHARGE MY HYBRID?
HEV (non–plug–in hybrids) – No charging required. The car charges itself naturally while driving.
PHEV (plug–in hybrids) – Yes. You plug them into a home power point or a charging station. Installing a faster home charger is optional.
If you prefer “no fuss,” a regular
hybrid (HEV) may suit you best.
HYBRID VS PLUG–IN HYBRID –WHICH SHOULD I CHOOSE?
Choose a plug–in hybrid (PHEV) if you have easy access to a home power point and most of your trips are short – you’ll get the most benefit from electric driving.
Choose a self–charging hybrid (HEV) if you want better fuel economy without needing to plug in. It’s simple, convenient, and usually cheaper upfront.
ARE HYBRIDS POPULAR, AND SHOULD I BUY ONE?
Hybrids are very popular in Australia because they are practical, economical, and easy to drive. The best choice depends on your lifestyle, driving habits, and whether you can charge a car at home. If you want lower fuel costs with no change to your routine, a self–charging hybrid is often the easiest option.
Interested in seeing a hybrid for yourself?
MG offers a range of hybrid vehicles perfect for everyday driving, weekend getaways, and everything in between.
Visit us at Central Coast MG – 10 Central Coast Highway, West Gosford and Tuggerah MG – 170 Pacific Highway, Tuggerah Both locations open 7 days a week
Our friendly team is always happy to answer questions and help you find a hybrid that suits your lifestyle.
To learn more or book a test drive visit https://mgmotor.com.au/
BETTER CATARACT OUTCOMES START WITH HEALTHY EYES
Why a Dry Eye Assessment is an important part of cataract care
Cataract surgery is one of the most successful procedures in modern medicine, and cataract surgeons are highly skilled at restoring vision. For many people over 55, it represents an important step towards clearer sight, independence and quality of life. However, one aspect of eye health is increasingly recognised as playing a key role in outcomes – the condition of the eye surface, particularly Dry Eye Disease.
An evolving area of eye care
Dry Eye Disease is common in people over 55 and may be present before cataract surgery or develop or worsen after surgery. In many cases, it causes subtle symptoms such as fluctuating vision, watering or irritation rather than obvious dryness.
Understanding of Dry Eye has grown significantly in recent years. While cataract surgeons focus on the surgical aspects of care, a detailed Dry Eye cataract assessment and treatment is often managed separately, as it requires
specialised testing, time and ongoing management. This does not mean Dry Eye is unimportant – in fact, it is now recognised as an important factor in both comfort and vision quality.
Why assessment adds value to surgery
A comprehensive Dry Eye assessment can:
Improve the accuracy of measurements taken before surgery.
Support more comfortable healing.
Reduce fluctuating vision and irritation.
Enhance long–term visual satisfaction.
Many people assume post–surgical discomfort or blurred vision is simply part of recovery, when Dry Eye may be contributing.
Protecting your vision investment Cataract surgery is a meaningful investment in your vision and overall wellbeing. Addressing Dry Eye before or after surgery is not about adding unnecessary treatment — it is about protecting the outcome of surgery you have already committed to.
Ensuring the eye surface is healthy helps maximise clarity, comfort and long–term satisfaction with your results.
A complementary approach to care Assessing and managing Dry Eye is not a replacement for surgical care, but a complementary step that supports the best possible outcome. When Dry Eye is identified early, treatment should begin before surgery or be tailored after surgery.
This is where a dedicated Dry Eye Solution approach is valuable. By using specialised diagnostic testing and personalised treatment plans, Dry Eye Solution focuses on restoring eye surface health and eye comfort to support better vision before and after cataract surgery.
Bulk–billed Dry Eye assessments for over 55s
To support our local community, we are offering bulk–billed Dry Eye
Assessments during January and February.
This assessment may be beneficial if you:
Are planning cataract surgery.
Have already had cataract surgery.
Experience dryness, watering, grittiness or fluctuating vision.
Taking an active role in eye health Dry Eye Disease does not mean something has gone wrong – it simply means the eye surface may need additional care. With the right assessment and treatment plan, symptoms can often be significantly improved.
Whether you’re preparing for surgery or managing symptoms afterwards, help is available. Appointments are limited –bookings are essential.
Summer @ The Art House 2026 The place for live events is Summer @ The Art House 2026
The Art House in Wyong is back with its annual Summer @ The Art House program, the hub for live shows, kids’ activities, big names, and summer nights across January. The program turns The Art House into a place to make memories over the summer holidays, to take a break from the heat, and to see some great names in Australian live entertainment.
The kids program includes something for all interests from magic to shadow puppetry, acrobatics and hilarious science experiments with water. The Quizzical Mr Jeff starts the series with a world of magic, illusion, and a giant 6–foot balloon for the kids that love to say ‘Wow!”. Next up the hilarious slapstick Splash Test Dummies return with their summer themed acrobatics show and an optional workshop for the kids who like to tumble, jump, flip, and roll. The following week sees a shadow puppet show Spike the Echidna (plus an optional puppet craft workshop) and Splish Splash Science for all the kids who ask “Why?” (also has an optional hand–on science workshop). Families are encouraged to make a day of it and stay for the free outdoor extravaganza WAVERIDER which comes up from Sydney Festival and involves an interactive massive inflatable wave.
It’s not Summer@ The Art House without comedy and Aussie legend Dave Hughes brings his new show Cooked. Hear about his experience getting flattened on a football field in the AFL Legends Charity Game, near–death experiences, family antics and daily mishaps. The famous Art House free sausage sizzle will take place in the courtyard pre–show with some free live music.
The Art House is thrilled to announce the comeback of the hugely popular On Stage Music Series which flips the theatre experience on its head with audiences seated at tables ON the stage! It’s become a crowd favourite over the years, and this time brings musical theatre star Ryan Gonzalez – Songs I’ve Never Sung, cabaret performer Michael Griffith Sings Peter Allen, and Curtain Bounce with
An Afternoon of Disney Tunes. These are unique music experiences from a unique vantage point looking out over the auditorium.
Lastly, the original four stars of the record–breaking musical Jersey Boys will reunite for an iconic night of music in Jersey Forever. Bobby Fox, Stephen Mahy, Scott Johnson and Glaston Toft join forces again for the first time in over a decade for the best of Frankie Valli and The Four Seasons. Tickets include complimentary nibbles and live music pre–show.
Audiences can expect bonus summer surprises such as free kids craft activities, giant lawn games, bar and café specials and some eye–popping decorations to brighten the happy holiday snaps! Summer@ The Art House 2026 is on sale now.
Looking ahead: the significance of your future needs in
family law
BY SHEREE ORBELL, SOLICITOR DIRECTOR AND MIA EDDY, LAW GRADUATE, AT ORBELL FAMILY LAWYERS
When a couple separates, whether from a marriage or a de facto relationship, one of the key questions that must be resolved is how their property will be divided. In family law, “property” includes far more than the family home. It covers all assets owned by either or both parties, such as cars, savings, superannuation, shares, businesses, investments, and personal items.
A vital part of determining a fair and equitable property settlement is the consideration of each party’s future needs.
Sheree Orbell, Solicitor Director and Mia Eddy, Law Graduate at Orbell Family Lawyers, explain what “future needs” means under Australian family law and how these factors can shape your property division after separation.
What are future needs?
“Future needs” refers to the circumstances that may affect a person’s ability to financially support themselves moving forward. If one party is likely to face greater challenges after separation, they may receive a larger share of the property pool to ensure they can meet those needs.
“Future needs aren’t about the past, they’re about ensuring each person can move forward with stability and dignity.”
The Family Law Act sets out a range
of considerations, including:
Age of the parties: For example, a person nearing retirement may have fewer years to rebuild financial security.
Health: Chronic health conditions or disabilities that affect work capacity or require ongoing treatment.
Income and earning capacity: Differences in current income or the ability to earn in the future.
Career interruption: One party may have reduced their work hours or paused their career to care for children or support the household.
Parenting responsibilities: A parent with primary care of children may have limited ability to work full–time.
Financial resources: Business interests, investment properties, or other income–producing assets.
Superannuation: Significant differences in superannuation balances.
Living arrangements: Whether a party will be supporting children, living alone, or receiving support from a new partner.
Future needs aren’t about the past, they’re about ensuring each person can move forward with stability and dignity
Standard of living: While not guaranteed, the Court seeks to avoid severe drops in living standards where possible.
Length and nature of the relationship: Particularly where one partner sacrificed career growth to support the family.
Ability to retrain or start a business: Practical ability to pursue further study or employment.
Access to government assistance: Eligibility for financial support such as a pension.
Effect on debts: How the division of property affects a party’s ability to manage liabilities.
After considering these factors, the Court may make an adjustment to ensure that both parties have a fair opportunity to support themselves into the future.
Important takeaways
Future needs are only one part of the equation: Property settlements also consider financial and non–financial contributions, as well as the overall fairness of the outcome.
An adjustment isn’t automatic:
Some future needs factors may cancel each other out.
There is no fixed formula: Determinations vary based on each couple’s circumstances.
The goal is fairness: Adjustments exist to ensure each person can move forward sustainably, not to punish or reward either party.
Why legal advice matters
Even if you do not intend to go to Court, obtaining legal advice is essential. Family lawyers apply the same principles the Court uses, helping you negotiate a fair and legally sound agreement.
An experienced family law solicitor can help you determine:
Whether you may be entitled to a future needs adjustment.
How it may affect the
percentage split.
How best to document the agreement to avoid later disputes.
At Orbell Family Lawyers, our team of experienced family lawyers can guide you through your property settlement with clarity and confidence. We are committed to supporting you at every stage of the process so that you can move forward with certainty.
Public transport for seniors
The removal of the Regional Seniors Travel Card was not just an inconvenience – it was a devastating blow to nearly 42,000 seniors on the Central Coast who relied on it for essential transport. The Minns Labor Government’s decision to discontinue this program without warning was both reckless and callous, leaving thousands of elderly residents struggling to afford basic transportation.
In the two years since the card was taken away, the cost of living has soared. Petrol prices have skyrocketed, public transport fares have increased, and general household expenses have become harder to manage.
For many seniors, every dollar counts, and the loss of this essential support has only made financial hardships worse. If the travel card had remained in place, it would have
WHERE WILL 2026 TAKE YOU?
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continued to provide much–needed relief, allowing seniors to manage transportation costs and maintain their independence.
The removal of the card followed the Minns Government’s budget blowout caused by their unsustainable wages policy, a financial mismanagement that has had dire consequences for the state’s finances.
Instead of implementing responsible economic policies, the government chose to strip seniors of a critical benefit, punishing them for failures they did not create. This poor fiscal planning has increased hardship for elderly residents who now struggle to afford basic transport.
When the travel card was first introduced, it was a game–changer for regional seniors, offering financial
Whether it was used for fuel, taxis, or community transport services like the Shirley Shuttle – which provides vital transport for cancer patients –the card was more than just a benefit; it was a necessity
relief for travel expenses. Whether it was used for fuel, taxis, or community transport services like the Shirley Shuttle—which provides vital transport for cancer patients – the card was more than just a benefit; it was a necessity. Now, with inflation and rising costs, the need for such a program is greater than ever.
The silence from the four Labor MPs representing the Central Coast on this issue is deafening. Their electorates
had the highest number of travel card recipients in the state, not one of them has supported the card’s reinstatement. The government has not only ignored the financial struggles of seniors but has also refused to provide a clear explanation for the card’s removal.
Adding insult to injury, some government members have suggested that seniors misused the card for non–essential purchases. Such remarks are disrespectful to elderly residents who relied on this program for essential transportation. Seniors were not frivolously spending these funds, they were using them to visit family, attend medical appointments, and maintain their independence.
Over the past two years, financial
pressures have only worsened, making the absence of the card even more damaging.
Despite assurances that a review was underway, nothing has been done. The government must recognise the harm caused by this decision and take immediate action to reinstate the Regional Seniors Travel Card.
The seniors of the Central Coast, and across regional New South Wales, deserve better. We call on the Minns Labor Government to do the right thing: restore the travel card and ensure that elderly residents can live with the mobility and independence they deserve, especially in these increasingly difficult financial times.
MEMORIES FROM HOME A Reflection – continued
BY BLAKE GRAY, PRINCIPAL AT APEX ESTATE AGENTS
In the last issue I interviewed 4 ‘Coasties’ about their origins, how it was that they came to live on the Central Coast and why it is they that so enjoy it. We continue in this issue.
QUESTIONS
1. Where were you born and what kind of home did you grow up in?
2. What is something that you remember about your home growing up; sounds, smells, features, interesting facts?
3. When and why did you move to the Central Coast?
4. One sentence to describe the suburb in which you live.
5. What is your favourite summer activity on the Central Coast?
I was born in Summer Hill (West of Sydney) in a duplex which had been the house of the manager of a nearby horse property in the early 1900s. We lived there during WW2.
To go anywhere – we walked long distances or caught the train, carrying our sandwiches and a billycan to buy hot water for cups of tea. My brother and I had freedom to be out all day as long as we were home for ‘tea’ by 5pm.
My husband obtained a position here with the local council, so we moved here from Sydney which seemed like quite a long move at that time. The draw card for me was that I had holidayed here with friends and fell in love with a house at Long Jetty.
6. Favourite room in your home and why?
7. Advice for anyone thinking of moving to the Central Coast; should they do it?
8. A favourite memory from family holidays (as a chi ld or as an adult)?
9. Name 2–3 things to do/places to visit/experiences for people to try on the Central Coast during the summer.
Very peaceful and friendly.
The access to the beach. I like that you can go down there in the morning, have a swim, and then easily return in the afternoon after work etc. Shelly Beach is my favourite.
My lounge room. It has full views of Tuggerah Lake, a lovely garden, total privacy and it’s surrounded by beautiful, big trees.
It’s still very close to Sydney, whether you need to get there by train or car. I think too, it’s a lifestyle of a different pace to Sydney and it’s a very friendly lifestyle here.
One of my favourite days of the year was Christmas day. We’d have an
‘open house’. Family of course would come, friends, neighbours. Everyone was welcome. It was lovely because everyone was, in effect, living in and celebrating as one community. My husband was also a Health Inspector back then and a couple of times each year he would conduct research using a drag net at the opening of The Entrance Channel in order to calculate the health of the prawn population and so on. Naturally he would return with the kids late in the evening with 10–12kg of prawns. There were so many. I used to drop the scraps on the floor and the cat would take them.
Walking to Crackneck Lookout is beautiful. The views of Tuggerah Lake at sunset are lovely.
I’m a ‘Westie’. A Sydney suburb called Berala, near Lidcombe. We lived in an old weatherboard cottage which my father refurbished. Huge block of land.
Dad using a kerosene lamp to strip old paint off the house; bird aviary; above ground pool; laying chickens; mulberry tree; dogs; mini bike; go kart; bouncing balls off the incinerator to practice passing a soccer ball and cricket batting. Real 60s and 70s working class suburbia. Two–bedrooms, and a sunroom which became my bedroom. Early on, our family comprised my maternal grandparents, my parents and I. I was an only child and my grandmother lived with us for decades. She accompanied us in our move to Tuggerawong in the late 70s. I finished my schooling at Wyong High, then commuted to Sydney for university and work.
First time was in my teens. A long, long time ago. Creeping development along with a job opportunity for my father were the catalysts. A quieter life. I came back in 2000 for family. My wife came from here, and our parents and
her brothers were here. And we wanted a nice place for the kids to grow up.
Convenient location, a sense of community and a variety of lifestyle options.
A basic cafe meal overlooking the ocean. There are so many options for this simple pleasure on the Coast.
Family room. We are lucky to have a large combined kitchen, dining and family room which is the hub of activity. Light and airy, but also houses a big screen tv.
Not everyone has the same needs and wants, but it worked for us. And we
have no intention of leaving the Coast.
Staying in an uncle’s converted garage at Umina and spending almost all the time at the local beach. Simple times, but opened my eyes to other lifestyles.
Beaches. Absolutely. Many great beaches, a variety of characteristics, and free. My wife’s a lifesaver and loves the ocean so I must say that. Go to some of our great cafe’s. Consider a drive to the western parts of the region. The Coast has great diversity and while the beaches are great, they are not the only attraction.
THE BENEFITS OF HOME AGED CARE ALL UNDER ONE ROOF
Live your best life with care at home. As we age, maintaining independence, safety, and quality of life becomes a priority. For many, the idea of leaving the comfort of home for residential care can feel overwhelming. That’s where Adssi In–home Support steps in, offering a complete range of services designed to keep you living confidently in your own home.
Comprehensive care, tailored to you Adssi provides everything you need under one roof, making it easier to access the right support without juggling multiple providers. From clinical care to everyday assistance, our team works with you to suit your lifestyle and goals.
Our Clinical Supports include nursing, physiotherapy, and occupational therapy – essential services that help you stay healthy and mobile. Whether it’s managing medications, recovering from surgery, or improving strength and balance, our qualified professionals are here to help.
Supporting your independence Independence matters. That’s why we offer personal care, social support, and respite services to give you and your
family peace of mind. Need help with showering, dressing, or getting out and about? We’ve got you covered. We also provide assistive technology and home modifications, ensuring your home remains safe and accessible as your needs change.
Everyday living made easy Life doesn’t stop at clinical care, and neither do we. Our everyday living services include domestic assistance, meal preparation, and home maintenance. From cleaning and cooking to minor repairs, we take care of the details so you can focus on enjoying life.
Why choose Adssi?
With decades of experience and a reputation as the Coast’s leading home care provider, Adssi offers more than
just services; we offer peace of mind. Our dedicated team understands that every person is unique, and we’re committed to helping you live your best life with care at home.
Choosing Adssi means choosing flexibility, reliability, and care that grows with you. Whether you need a little help now or more support later, we’re here every step of the way.
READY TO START?
Call 1300 578 478 or visit adssi.com.au to learn more about our services.
Live your best life with care at home.
Adssi In-Home Support adssi.inhomesupport
Adssi In–home Support's Social Support Coordinator, Naomi, and client Beryl dressed up for Halloween Trivia.
The night before:
A senior traveller’s secret to stress–free
flying
Are you like me and start worrying about missing your flight long before the taxi’s even booked? The anxiety usually kicks in about three days before I leave. Will there be a traffic accident that turns the M1 into a car park? Will the train break down just outside Strathfield? Or will a driver shortage suddenly see the last service cancelled and my carefully planned trip go belly–up?
After one too many white–knuckle mornings racing to the airport, I’ve discovered a far more civilised approach: start your holiday the night before. Book an airport hotel, pour yourself a pre–flight gin and tonic, and ease into your trip like someone who’s got this travel business sorted.
There’s something wonderfully liberating about waking up five minutes from the terminal. No pre dawn alarms, no motorway meltdowns, no frantic calls to the airline. Instead, you wander downstairs for breakfast, catch the shuttle, and stroll to check–in like someone who’s been doing this their whole life.
I tried two options near Sydney Airport to see which suits senior travellers best: the budget–friendly Travelodge and the more comfortable Adina Apartments. Both are a short shuttle ride from the terminal — but they suit very different moods.
Travelodge: The Sensible Stopover If you’re after something straight forward, affordable, and close to the action, the Travelodge Sydney Airport
does exactly what it says on the tin. It’s neat, clean, and refreshingly unfussy – the kind of place where you can drop your bags, relax, and focus on the important stuff, like finding your boarding pass.
The rooms are comfortable and functional, with everything where it should be. There’s no confusing tech to wrestle with, and no design–y furniture you’re afraid to sit on. It’s also refreshingly practical: reception is used to answering questions from tired travellers, whether you need an extra towel or forgot your nightlight.
The real appeal is the peace of mind. You’re so close to the terminal that even Sydney’s infamous traffic can’t ruin your plans. You wake up rested, catch the five–minute shuttle, and arrive early enough to enjoy a coffee before security.
And if you fancy a nightcap before bed, the hotel bar serves a very decent Gin and tonic for about $6 –which feels like a small victory before the journey even begins.
There’s something wonderfully liberating about waking up five minutes from the terminal. No pre dawn alarms, no motorway meltdowns, no frantic calls to the airline
WORDS BY DORIAN MODE PHOTOGRAPHY BY LYDIA THORPE
Travelodge Hotel Sydney Airport
Adina: a mini–holiday before the holiday
If you prefer to make the night before your flight feel like part of the trip, the Adina Apartment Hotel Sydney Airport is the more indulgent option. It’s pricier, sure, but the extra comfort can make a world of difference – particularly for longer flights or early starts.
The spacious apartment–style suites come with a kitchenette, so you can heat milk, make a proper cuppa, or prepare a light breakfast before heading off. There’s even a washing machine and dryer, perfect for freshening up clothes before a long haul, which my wife likes to do.
What really sets it apart is the extra space. Instead of spending the evening perched on the edge of the bed, you can spread out in a living area, read, plan your trip, or simply enjoy a quiet glass of wine. It feels less like a stopover and more like a soft launch to your holiday.
Instead of spending the evening perched on the edge of the bed, you can spread out in a living area, read, plan your trip, or simply enjoy a quiet glass of wine. It feels less like a stopover and more like a soft launch to your holiday
And if you’ve ever tried wrestling luggage onto a train or taxi before dawn, you’ll know the joy of waking up five minutes from check–in.
Travel made easy
Whichever option you choose, both hotels make the morning of your flight calmer and more predictable. They offer
FACT BOX ESSENTIAL INFORMATION
regular shuttles, luggage storage if you want to duck into the city, and early breakfasts to match those brutally early flight times.
And the best part? You start your trip feeling like a traveller, not a contestant in an airport obstacle course.
Verdict
Travelodge Sydney Airport is ideal if you want a simple, affordable overnight stay that removes all the last–minute stress.
Adina Apartments is perfect if you want a touch more comfort – a place to unwind, make tea, and feel human before you board.
Either way, the result is the same: you sleep well, arrive rested, and board your flight without the usual palpitations. And for me, that’s worth far more than the price of the room.
TRAVELODGE SYDNEY AIRPORT
Address: Corner of Bourke St and Robey St, Mascot Shuttle: Complimentary (5–minute ride) Best for: Budget friendly overnight stay Website: https://travelodge.com.au/book-accommodation/sydney /hotel-sydney-airport/
ADINA APARTMENT HOTEL SYDNEY AIRPORT
Address: 17 Bourke St, Mascot Shuttle: Complimentary (5–minute ride) Best for: Comfort, space, and longer stays Website: https://www.adinahotels.com/en/apartments/sydney-airport/
SENIOR TIPS:
Ask for a ground floor room if you’re travelling with heavy luggage. Both hotels are within walking distance of a Woolsworth supermarket for last–minute supplies. Book directly through the hotel’s website to request early check–in or late checkout.
Travelodge – Airport Bar
Adena – Studio Queen room
Adena Apartment Hotel Sydney Airport
Summer and your eyes
BY SAM SAVVA, PRACTICE MANAGER AND FRAME STYLIST AT ADRENALINE OPTOMETRY
Summer on the NSW Central Coast is a truly special time. The natural environment bursts into life, with longer, warmer days encouraging everyone to spend more time outdoors. Whether it’s strolling along the beach, tending to the garden, or simply sitting back with a coffee in the sunshine, the allure of being outside is hard to resist.
However, for many people, especially as we age, summer can also bring about some difficulties with eye health. These issues may become more noticeable during this season, making it important to stay mindful and take steps to protect your eyes while enjoying everything the Central Coast has to offer.
If your eyes have been feeling itchy, watery, or a bit irritated lately, you’re certainly not alone.
Spring eye allergies are more common than you think Even though we’re now in summer, many people are still experiencing eye allergy symptoms that began in spring. Pollen from trees, grasses and flowering plants can linger in the air, continuing to trigger reactions in the eyes. When pollen comes into contact with the eyes, the body may overreact by releasing histamine, leading to inflammation—a condition known as allergic conjunctivitis, often referred to as “hay fever of the eyes”.
Common symptoms include:
Itchy or burning eyes.
Redness.
Excessive tearing.
Puffy eyelids.
A gritty or sandy sensation.
These symptoms can make simple pleasures like reading, driving, or gardening uncomfortable, and they can linger well into early summer.
A few simple tips can make a big difference:
Keep windows closed on high pollen days.
Wear sunglasses outdoors to shield your eyes.
Avoid rubbing your eyes (tempting, but it makes things worse).
Use lubricating eye drops to help flush allergens away.
Apply a cool compress to calm irritation.
If you wear contact lenses, pollen can stick to them. Daily disposable lenses are often more comfortable during allergy season.
If symptoms persist or start interfering with daily life, it’s worth seeing an optometrist to make sure allergies are the real cause, and to discuss targeted treatments if needed.
Think “Slip, Slop, Slap” for your eyes
As spring rolls into summer, the Central Coast sun becomes stronger, and while it feels wonderful, UV exposure can be
tough on the eyes. Just like your skin, your eyes need protection.
Slip on good–quality sunglasses
Choose sunglasses that block 100% of UVA and UVB rays. Wraparound styles are especially helpful near the beach or water, where glare is stronger.
Slop on sunscreen (and don’t forget your eyelids) Use sunscreen around the eyes (being careful not to get it in the eyes). Sun damage to the delicate skin around the eyes can contribute to long–term problems.
Slap on a hat
A wide–brimmed hat adds another layer of protection and reduces glare, perfect for coastal walks, gardening, or outdoor sports.
Extra summer tips:
Stay well hydrated to reduce dry eye symptoms.
Be cautious in windy or sandy environments.
Rinse eyes with lubricating drops after long days outdoors.
Over 55’s eye health Maintaining an active lifestyle is
Comprehensive eye examinations post–55 serve purposes beyond corrective eyewear; they contribute to sustained ocular health, continued independence, and an enhanced quality of life for residents of the Central Coast
dependent on optimal visual acuity. Activities such as walking, gardening, or golfing benefit from clear vision, which supports both balance and self–assurance. Ocular health is intricately connected to general wellbeing, as systemic conditions like diabetes, hypertension, and elevated cholesterol frequently impact the eyes, often without presenting noticeable symptoms. Therefore, routine ophthalmic assessments after the age of 55 are essential, even when no decline in vision is apparent.
Digital devices including phones and tablets facilitate connectivity for older adults; however, extended screen exposure may lead to ocular fatigue. Implementing simple modifications such as increasing text size, adjusting brightness levels appropriately, and maintaining a comfortable viewing distance can significantly reduce visual strain.
Vision is also critical for balance and mobility. Minor alterations in eyesight can impair depth perception and heighten the risk of falls, underscoring the importance of accurate prescriptions and adequate home lighting.
Comprehensive eye examinations post–55 serve purposes beyond corrective eyewear; they contribute to sustained ocular health, continued independence, and an enhanced quality of life for residents of the Central Coast.
Expert eye care on the Central Coast Adrenaline Optometry in Terrigal is committed to providing trusted eye care and personalised service to the Central Coast community. The practice is led by Dr Baz Ghafourian, an Optometrist who
graduated from the University of New South Wales with First Class Honours for his clinical research in dry eye. Dr Ghafourian brings over a decade of experience, having practised in Sydney, Parramatta, and the Central Coast since co–founding Adrenaline Optometry alongside business partner Sam Savva, the author of this article.
Dr Ghafourian’s dedication to the profession is further demonstrated through his involvement with the executive committee of Young Optometrists NSW/ACT, where he has advocated for the profession and contributed to elevating the standard of eye care across New South Wales. His passion for community service is evident in his regular participation in school and nursing home vision screenings, charity eye care programs with Onsight, and vision testing for asylum seekers.
Adrenaline Optometry
1/15 Church Street, Terrigal
02 4339 0900 or visit adrenalineoptometry.com.au
Orbell Family Lawyers recognised among NSW’s Leading Family Law Firms for third consecutive year
Orbell Family Lawyers has again been recognised by Doyle’s Guide as a Leading Family Law Firm for the Central Coast, Newcastle and Hunter Valley for 2026, marking the third consecutive year the boutique practice has received this prestigious accolade.
Founded and led by Solicitor Director, Sheree Orbell, the firm remains the only Central Coast–based practice to be featured in the 2026 ranking, underscoring its reputation as a regional leader in family law.
In addition to the firm’s recognition, both Sheree Orbell and Practice Leader, Kate O’Grady, were individually named among Doyle’s Guide’s Leading Family Lawyers in the Central Coast, Newcastle and Hunter Valley region, once again, the only Central Coast practitioners to make the list.
Unlike many awards determined by
submissions or marketing campaigns, the Doyle’s Guide rankings are peer–reviewed, based on the opinions of senior Family Lawyers, Barristers, and Mediators across New South Wales.
“Being recognised by our peers in the profession is something we’re incredibly proud of,” said Sheree Orbell, Solicitor Director of Orbell Family Lawyers. “It reflects not only our legal expertise, but also our commitment to delivering compassionate, client–focused outcomes for families across the Central Coast and beyond.”
Since its establishment, Orbell Family Lawyers has built a strong reputation for its modern, progressive approach to family law combining technical excellence with empathy and practical guidance. The firm continues to expand its presence across the Central Coast, Sydney, and Newcastle regions while maintaining its people–first culture
It reflects not only our legal expertise, but also our commitment to delivering compassionate, client–focused outcomes for families across the Central Coast and beyond
and unwavering focus on quality and integrity.
About Orbell Family Lawyers
Orbell Family Lawyers is a boutique, family–law–only firm head quartered in Erina, with offices across the Central Coast, North Shore Sydney and Northern Beaches. Orbell Family Lawyers plans to develop a permanent presence in Newcastle in early 2026. The practice specialises in all aspects of family law, including property settlements, parenting matters, financial agreements, and mediation.
