Real Estate Showcase - March 2021

Real Estate

Adjoining the GW National Forest.

Gourmet kitchen complete with “Wolf ” and “Subzero” appliances.

Lots of possibilities.

See Page 8

Saturday, March 27, 2021

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Saturday, March 27, 2021

REAL ESTATE SHOWCASE

Harrisonburg, Va.

How to save up for your first home

Home ownership is a dream for people across the globe. Many people save for years before buying their first homes, squirreling away every dollar they can with the hopes they can one day become homeowners.

But thanks to factors beyond their control, even the most devoted savers can sometimes feel like their dream of home ownership may never come true. According to the Pew Research Center, American workers’ paychecks are larger than they were 40 years ago, but their purchasing power is essentially the same. Things aren’t much different in Canada, where analysis from Statistics Canada and the Bank of Canada has shown that, since 2015, wage growth in Canada has been weaker than in the United States.

Various challenges can make it difficult to buy a home. However, some simple strategies can help prospective home buyers build their savings as they move closer to the day when they can call themselves “homeowners.”

• Determine where your money is going. If you’re finding it hard to grow your savings, audit your monthly expenses to determine where your money is going. Using exclusively debit or credit cards can simplify this process, as all you need to do is log into your accounts and see how your money was spent over a given period.

If you routinely use cash to pay for items, even just to buy coffee on the way to work, keep a notepad handy so you can jot down each expense.

Do this for a month and then examine how you spent your money. Chances are you will see various ways to save, and you can then redirect that money into your savings account.

• Become a more savvy grocery shopper. Another great way to save more money is to alter something you already do each month: grocery shopping. If you haven’t already, sign up for discount clubs at your local grocer. This is a largely effortless way for shoppers, especially those buying food for families, to save considerable amounts of money. Shopping sales at

competing grocery stores also can save money.

• Dine in more often. The U.S. Department of Agriculture says that Americans spend, on average, 6 percent of their household budgets on food. However, the USDA also notes that Americans spend 5 percent of their disposable income on dining out. If these figures mirror your spending habits, you can nearly cut your food spending in half by dining out less frequently. That might be a sacrifice for foodies, but it can get you that much closer to buying your own home.

Saving enough money to purchase your first home is a worthy effort that can be made easier by employing a few budget-friendly strategies.

LET US HELP simplify the process!

In the market for a new home? Our team of experienced lenders offer a variety of financing options, plus we simplify the loan process. Don’t wait! Call us today!

Virtual Appointments Available!

Call us: 540.214.2070 NMLS #403498 VIRGINIA: Harrisonburg West, Harrisonburg Downtown

Check us out online: YourBank.bank

WEST VIRGINIA: Beckley, Franklin, Marlinton, Moorefield, Mount Hope, Oak Hill, Petersburg, Wardensville

Harrisonburg, Va.

REAL ESTATE SHOWCASE

Saturday, March 27, 2021

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REAL ESTATE SHOWCASE

Saturday, March 27, 2021

Harrisonburg, Va.

5 outdoor projects that add value Exterior renovations can enhance the appearance of a property and make it more enjoyable for homeowners. Certain renovations have the potential to add value to a home, while others may do the opposite. Learning which one have the largest return on investment can help homeowners select features that will have the most positive impact.

Curb appeal goes a long way toward attracting potential buyers. According to the National Association of Realtors, first impressions of a property have a strong influence on buyers. Landscaping and external features can do much to influence such impressions. .

• Lawn care program: Investing in a lawn care program that consists of fertilizer and weed control application and can be transferred over to a subsequent home owner is an attractive feature. NAR says such a care program can recover $1,000 in value of the $330 average cost, or a 303 percent ROI.

• Low-maintenance lifestyle: When choosing materials for projects, those that offer low-maintenance benefits can be preferential. These include lowmaintenance patio materials, composite decking, vinyl fencing, and inorganic mulched beds.

• Fire pit: A fire pit can be used for much of the year. In the spring and summer, the firepit is a great place to congregate to roast marshmallows or sip wine and gaze into the fire. In the fall, the fire pit can make for a cozy retreat. A fire pit that has a gas burner is low-maintenance, and the National Association of Landscape Professionals says that most can recoup about $4,000 of their $6,000 average price tag.

• Softscaping: Hardscaping refers to structures like outdoor kitchens or decks. Softscaping involves the living elements of the landscape. Hiring a landscape designer to install trees, shrubs, natural edging, and rock elements can do

wonders toward improving the look and value of a home.

• Pool or water feature: In certain markets, particularly hot climates, a pool or another water feature is a must-have.

However, in other areas where outdoor time is limited, a pool or water feature

can actually lower the value of a home.

Speaking with a real estate professional can give homeowners an idea of how a pool will fare in a given neighborhood.

Outdoor improvements can improve the marketability of a home, as well as enhance its appearance and function.

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404 20th Street, Grottoes 2 bedroom Ranch on .77 Acre, in town close to all amenities. $130,000 #611874

292 Hodges Draft Road, West Augusta 3 BR, 2 BA mobile home on 5.54 Acres, secluded with stream & pond, Joins Nat’l Forest. $109,900 #558875

727 South Main St, Mount Crawford, VA 22841 3 BR, 1½ BA home along the river, Commercial/ Business or Boarding house potential. $229,900 #611508

296 Ridgewood Avenue, Broadway 3 BR, 3 full BA, end unit, attached garage, 2 master suites, cul-de-sac location. $249,000 #614988

HARRISONBURG

BUILDING LOTS FOR SALE

Land for Sale

SHENDON GLADES

.60 Acre, Grottoes #183290 .............. $60,000 .78 cre, Rockingham #613273 ........... $75,000 11 acres, Grottoes #546297 ............. $123,500 8 Acres, Grottoes #546298 ................ $98,550 16 Acres, Grottoes #546225............ $175,000 20 Acres, Grottoes #546296 ............ $198,000 27.20 Acres, Grottoes #605795 ...... $258,400 4.07 Ac, Development Land, Harrisonburg #565610 ................ $750,000

4 Acres of development potential in City, Corner of Smithland and Old Furnace Road, lots of road frontage, borders I-81, great visibility. $750,000 #565610

Off of Horsehead Road, Grottoes 8 to 27 Acre lots. Beautiful wooded lots bordering Shenandoah National Park & U.S. National Wilderness. Good, easy access to each parcel, perked for septic.

Call for more details.

3280 Legion Way, Broadway 4 BR, 2 BA, 2-story with 1,496 sq.ft. finished, 2 car attached garage in Legion Hills. $249,9000 #614110

VISIT MORE HOMES AT www.nancybeahmrealestate.com

Nancy Beahm Real Estate 1750 South Main Street, Harrisonburg, VA 22801

Office (540)433-6666 • Fax (540)433-0455 nbeahmrealestate@aol.com • www.nancybeahmrealestate.com

David Crull .................578-4022 Jim Crawford ............271-3301 Gordon Cowan ..........229-4307 John Clinedinst .........810-9307 Amos Agyekum. 774-243-4082 Corri Wrenn Collins ..820-3685 Angel Hendrix ...........271-2649 Judy Derrow ..............421-9603 Nancy Beahm ............820-7333

Harrisonburg, Va.

REAL ESTATE SHOWCASE

Saturday, March 27, 2021

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Saturday, March 27, 2021

REAL ESTATE SHOWCASE

Harrisonburg, Va.

5 factors to consider when buying a home Home ownership is a dream for many people. In fact, buying a home is considered by many people to be a major life accomplishment.

Various factors determine what makes a home an attractive place to live. While some considerations may overlap, others may be unique to individual buyers.

Those new to the real estate arena may want to consider the following factors as they search for a new place to call home.

2: Job security/availability The financial resource Fortune Builder says to consider your job security before taking the home ownership plunge.

Before committing to an investment as substantial as a home, ensure that you are secure in your job. Similarly, if you are relocating for job prospects, verify that the new location has a thriving job market.

1: Property taxes Property taxes can greatly affect the overall cost of living in a particular home. The real estate company RedFin says property taxes are generally levied by each county and often include taxes paid to schools, utility companies and municipal governments. Property taxes will usually be factored into a monthly mortgage payment, and how high (or low) taxes are can turn an affordable mortgage payment into something that can break a budget. When calculating payments, be sure to include property taxes in your estimates.

3: Local schools For potential homeowners with children or those planning on becoming parents, area schools should merit significant consideration. Research school rankings and reviews, but know that rankings can change. American Family Insurance Company says to also look at the school budget history of towns you’re considering to see if residents prioritize funding for education. This can be a measure of how important education is in a given community.

4: Commute times Home ownership involves both lifestyle and financial decisions.

Calculate the time it will take to travel to and from work when considering a certain town or neighborhood. Find out if there is mass transit and what options are available for off-hour travel needs.

5: Lifestyle options Quality nightlife, arts and history, community events, proximity to cultural centers or cities, and other factors are at play in choosing a home. Make sure your new community allows you to still enjoy the things you’re passionate about.

Buying a home involves considering various factors that can affect your budget and quality of life.

Harrisonburg, Va.

REAL ESTATE SHOWCASE

Saturday, March 27, 2021

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How to build a more energy-efficient home this summer and enjoy dinner al fresco. You can also ease up on the clothes dryer by setting up a line and some pins in the backyard and use the wind and sun for drying power.

Install a smart weather station. Technology can help you make sure you’re consuming energy wisely.

A smart thermostat is a great idea, but a smart weather station can work with it and other devices to go a step beyond, programming them around current and predicted weather patterns. For example, it can ensure your scheduled sprinkler won’t go off in the middle of a downpour.

Be mindful of your refrigerator. If you aren’t careful, a lot of energy can be used by your fridge. First, make sure the one in your kitchen (and basement) is a newer model, as older ones can cost hundreds more a year to power. Then, clear it out so the shelves and drawers aren’t overcrowded, which makes the fridge work harder to pump cool air throughout. Finally, if you let leftovers cool on the counter before putting them inside, your fridge will use less energy.

With weather forecasts calling for a warmer than normal summer and social distancing encouraging us to spend more time at home, we could all benefit from boosting our home’s energy efficiency to save on energy bills. Here are some big and small changes that could help: Start with a solid foundation. If you’re adding an extension to your home, a pool to your backyard or even planning a custom-built dream home, choose sustainable materials that promote energy conservation. Instead of traditional wood-framing, consider insulated concrete forms from Nudura. The eco-friendly alternative features thermal mass walls that can reduce heating and

cooling costs by up to 60 percent a year.

Work on your windows. Did you know that about 15 to 20 percent of your home’s surface is windows? This means any issues with them can have a major impact on your energy consumption. Take time to caulk any gaps or air leaks, and consider upgrading to energy-efficient windows. Double-paned windows boost your insulation and help ensure your cooled, air conditioned air doesn’t escape.

Switch to outdoor energy sources. Take advantage of the gorgeous weather to spend more time outside.

Instead of cooking meals in your energy-intensive oven that also heats up your home, break out the barbecue

FARM CREDIT KNOWS THE WAY!

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REAL ESTATE SHOWCASE

Saturday, March 27, 2021

Dayton

New Market

Harrisonburg, Va.

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Meadow Point Village

Massanutten CT

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Enjoy warm summer evenings listening to the peaceful sounds of the Briery Branch creek. Strolling distance to the GW Natl forest, trails, kayaking, fishing at Hone Quarry. Updated 3-bedrooms 2 bath home on 3/4 acre offered $274,900. Call or text Molly Billhimer 540-282-1589 owner/agent. Online www.MassanuttenRealty.com #614683

Move in ready, updated brick ranch with beautiful mountain views. Minutes from shopping, dining, schools & more. Large backyard for your summer BBQ’s! Interior boast hardwood flooring, spacious kitchen 3-bedrooms 2 baths. $284,900. #614688. Call or text Molly 540-282-1589 online www.MassanuttenRealty.com, owner/agent

Over 55 community, take a look at this stunning 3-bedroom 2 bath home. Warm & inviting living room with gas fireplace, oversized master suite, you will love the screened porch for evening dining! $299,900. Call or text Gary Mitchell at 540-578-0178 online www.MassanuttenRealty. com #611456

Take a look inside this beautifully updated 4-bedroom 2 bath home. Spacious master on the main level, open great room w/stone fireplace, granite kitchen countertops and lots of updates including the roof. $309,900. Call or text Nick Whitelock at 540-383-9601 online www.

MassanuttenRealty.com #614487

Massanutten

74 Aces With A Home

Massanutten

Massanutten ACT

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Immaculate home, open floorplan with lots of natural light. Designer chef’s kitchen with island open to the living, dining and screened porch. Warm cherry cabinetry, granite countertops, hardwood floors, 3-bedrooms 2.5 baths. Master suite boast a gas “see thru “fireplace into your private sitting area. $389,900. #614660. Call or text Nick Whitelock at 540-383-9601 online www.MassanuttenRealty.com

Eastern Rockingham, along the banks of Elk Run, this 74 acre farm with a “stone home” is the perfect spot for someone looking to be selfsufficient! Mix of woods & tillable fields, barn & equipment storage building too. $525,000. Call or text Nick Whitelock 540-383-9601 online www.

MassanuttenRealty.com #612649

Spacious 4-bedroom 2 bath mountain chalet.

Spacious great room with an economical woodstove, updated kitchen with granite countertops. Great 1st, 2nd or vacation getaway for you. Offered $259,900. Call or text Chris Whitelock at 540-820-4492 online www.

MassanuttenRealty.com

Large 6-bedroom 3.5 bath home overlooking the ski slopes. Meticulously maintained, views of the slopes from almost every room. Vaulted ceilings, large great room, great floorplan a must see. $529,900. Call or text Jeff at 540-908-1877 online www.MassanuttenRealty.com #614246

10.2 Acres Massanutten

Massanutten

Massanutten

245 Passage Ln., Massanutten E PM US , 1-3 O H 8 EN AR. 2 P O ,M Y DA

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Adjoining the GW Natl Forest boasting 9 BRs, 11 full & 5 half baths, gourmet kitchen complete with “Wolf” and “Subzero” appliances. Great room with a stone fireplace, formal dining room with gas fireplace, property also includes a “meditation” cottage and rustic cabin. Lots of possibilities, offered $2.5 million. Call or text Gary Mitchell 540-578-0178 online www.MassanuttenRealty.com

Spacious open floorplan, large great room with fireplace, beautiful main floor master suite. Don’t miss the screen porch, looking back into the GW National Forest. Views of the ski slopes & golf course an mountain resort. $524,900. Call or text David Cureton at 540-421-4497 online www.MassanuttenRealty.com

Great Piney Mt. setting this beautiul wood sided mountain contemporary offers cherry hardwood flooring, updated kitchen featuring granite countetops, beautiful cabinetry and don’t miss the screen porch. $309,900. Call or text Nick Whitelock 540-383-9601 or Chris 540-820-4492 online www.MassanuttenRealty.com

Stunning Massanutten Ranch home offering 4 BRs 3 full BAs. Custom “Mossy Creek” kitchen with large island & cooktop. Boasting 2-great rooms, 2 gas fireplaces, great screen porch & BBQ deck with a level yard & basketball goal! 2016 renovations to the Bathrooms & HVAC. Offered $444,900 call/text Nick Whitelock 540-383-9601 online www.MassanuttenRealty.com