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June 19, 2020

A Swiss-Japanese endeavor for digital insurances

T

okyo (SCCIJ) –

LATEST NEWS

Zurich-based

digital health provider dacadoo AG has signed an agreement with the

June 19, 2020

A Swiss-Japanese endeavor for digital insurances

insurance giant T&D Holdings for the use of the Swiss technology in a “digital insurance business” in Japan.

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June 2020 May 2020 Millennial consumers T&D has positioned digital insurance as one of the new focus areas in

April 2020 March 2020 February 2020

its medium-term management plan “Try & Discover 2021 – Creation of Shared Value”. Under the digital insurance

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business strategy, the group pursues establishing a new customer base by offering products and services

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through “digital touchpoints” with millennial generation consumers.

July 2019 June 2019 May 2019

The Japanese insurer will offer dacadoo’s digital health solutions in a localized and customized version for the Japanese

April 2019 March 2019 February 2019

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market and adapted to the culture with particular regard to consumers of the millennial generation.

January 2019 December 2018 November 2018

The collaboration will support a “wellness engagement” objective with this cohort.

October 2018 September 2018 August 2018

The Japanese side considers distributing the digital health solution to a wide range of healthconscious consumers

July 2018 June 2018 May 2018

through a partnership with providers in the wellness relevant space.

T&D will develop insurance businesses

April 2018 March 2018 February 2018

leveraging the wellness platform as well. Also, the group announced to develop an alliance with providers in the wellness

January 2018 December 2017 November 2017

field.

October 2017 Motivating better health The Swiss start-up dacadoo offers digital

September 2017 August 2017 July 2017

health mobile platform solutions, including its iconic “Health Score” technology, to its insurance and enterprise

June 2017 May 2017 April 2017

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customers around the world. This platform helps people live healthier, more active lives through

March 2017 February 2017 January 2017

a combination of motivational techniques from behavioral science, online gaming, and social networks, as well as artificial intelligence and automated coaching.

In June 2018, T&D had entered a Memorandum of Understanding for collaborations with dacadoo, given the potential of the dacadoo’s digital health technology to T&D. Since then, discussion over the collaboration in the Japanese digital insurance space continued and came to this agreement. One year earlier, dacadoo had completed a capital raise with Rakuten Capital, the investment arm of the Japanese e-commerce giant Rakuten, as the lead investor.

About the two partners

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dacadoo is a global technology company and innovative business partner that is driving the digital transformation in healthcare. Based on over 300 million personyears of clinical data, its patented, real-time Health Score makes health measurable for individual and enterprise customers. dacadoo’s technology is available in 13 languages, among them Japanese.

T&D Holdings from Tokyo is comprised of three core life insurers, Taiyo Life Insurance Company, Daido Life Insurance Company, and T&D Financial Life Insurance Company. Each core life insurer is deploying a unique business model with distinct target markets, sales channels, and products. The total assets of T&D were JPY 16,520 billion in March 2020.

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