January 16, 2024 — Noblesville by Current Publishing

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Noblesville resident retires as Colts’ scoreboard operator By Elissa Maudlin elissa@youarecurrent.com After 40 years of operating the scoreboard during Indianapolis Colts home games, Noblesville resiMILESTONE dent Charles Leonard is calling it a career. Leonard, whose last game was Jan. 6 at Lucas Oil Stadium, decided to retire from the role after the 2023-24 season. He has been the Colts’ only scoreboard operator since the team moved to Indianapolis from Baltimore for the start of the 1984 season. The Colts originally played in the Hoosier Dome — later rechristened the RCA Dome — before LOS became their new home in 2008. “I still feel like I can do the job well,” said Leonard, a retired educator who served as Hamilton County Southeastern Schools Corp. superintendent from 1984 to 2001. “I don’t want to have somebody say, ‘Hey, you’re a little bit slower than you used to be.’ I want to leave while I’m still on my game, not when I’m losing it.” Besides operating the scoreboard for Colts games, Leonard also ran the scoreboard for other events inside the stadium, including the Big Ten Football Championship, an NCAA men’s basketball Final Four, IHSAA state football championships and high school basketball games, among other sporting events. Leonard said he became a scoreboard operator “almost accidental(ly).” His brotherin-law submitted an application to operate the replay screen and message boards in the old Hoosier Dome, but the facility also needed someone to operate the scoreboard. Leonard said he was interested in the position because he liked sports. “When we arrived in 1984, we had only a few months to pull together an impromptu team of staff and volunteers just to turn

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on the lights, find our way around town and play our first game,” Colts Chief Operating Officer Pete Ward stated. “Running the scoreboard on game days is one of the most vital parts of the fan experience, so we’re so grateful to have stumbled upon Chuck in 1984 and that he said yes to joining our team.” Memorable moments for Leonard include a Halloween Monday night game in 1988 when Colts running back Eric Dickerson rushed for 159 yards and four touchdowns and electrified the crowd. Many in attendance wore masks of TV commentators Al Michaels, Frank Gifford and Dan Dierdorf. Another favorite moment was when the Colts rallied to beat the Patriots in the 2006 AFC Championship Game to advance to the Super Bowl. In 40 years, Leonard only missed one event he was assigned to work — because he had the flu and pneumonia. He never

missed a Colts game. “There aren’t many people who have worked all 40 seasons in Indy, so Chuck is special to us, and we thank him for being/ playing such a big role in so many great Colts games and memories,” Ward stated. Leonard said he will miss being a scoreboard operator. He will be replaced by Jon Glesing. “The next regular season home game in 2024 will not be the same without Chuck Leonard,” stated Eric Neuburger, stadium director for Lucas Oil Stadium. “Forty years of service to the Hoosier Dome, RCA Dome and Lucas Oil Stadium is simply extraordinary. He has quietly saved the day at Lucas Oil Stadium more times than I can count and is known for showing up for events of all types ready to perform at the highest level. We will miss Chuck in the press box next year.”

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Charles Leonard, Hamilton Southeastern Schools Corp. superintendent from 1984-2001, operated the scoreboard for the Colts and other events. (Photo courtesy of Janet Leonard)

CORRECTION — In the cover photo cutline of the Jan. 9 issue of Current, Sarah Sybowski’s name was spelled incorrectly. Commissioners elect president — Mark Heirbrandt has been elected president of the Hamilton County commissioners. He replaces Christine Altman in the role. Steve Dillinger will serve as vice president. Elec-

tion of officers is an annual practice at the first meeting of each year. Health Department to host professional workshop — The Hamilton County Health Department is hosting a workshop for professionals who work with youth. It is designed to provide prevention tools, specifically for mental health issues and sub-

stance abuse disorders. The workshop is tailored for educators, faith-based leaders, nonprofit agencies, after-school program leaders and therapists. It is free and will take place from 5 to 7:30 p.m. Feb. 20 at Ivy Tech Community College in Noblesville. A box lunch will be provided and space is limited to 100 people. Participants can register early at tinyurl.com/prevention-workshop.

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New CCHA Law partners named — Church Church Hittle + Antrim (CCHA Law) announced that Chandler Lawson Flynn and Emily J. Schmale have been named Partners. Flynn is a partner in the firm’s School and Education Law practice group and is licensed to practice law in Indiana and Tennessee. CCHA stated she is “an enthusiastic, assertive and service-minded individual with a proven record of generating and building relationships, managing projects from inception to disposition, demonstrating exceptional communication skills and making critical decisions that best serve her clients.” Schmale is a partner in the firm’s Family Law practice group and has a background in business litigation. CCHA stated she is able to “address a spectrum of client needs, ranging from custody arrangements to complex disputed asset division.” She is also a licensed mediator.

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Grief group meetings set — Noblesville First United Methodist Church at 2051 Monument St. is hosting its next session of GriefShare, a 13-week seminar focused on grief topics associated with the death of a loved one. The weekly sessions start Jan. 28 and are on Sundays from 4 to 6 p.m. The nondenominational group offers Christ-centered programming and is led by people who have experienced grief. There is a DVD seminar featuring grief experts and real-life stories, small group discussion and a GriefShare workbook. For more, visit www.noblesvillefirst.com.

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OneAmerica associates kicked off volunteer registration — The 500 Festival hosted a celebration event and kicked off registration for the 500 Festival Volunteer Program Jan. 10. The event helped OneAmerica associates to register to be a volunteer for the Mini-Marathon. The event was at the OneAmerica Tower in Indianapolis. To volunteer, visit 500festival.com/volunteer. County honors employees for years of service — Hamilton County celebrated 125 employees for their service to the community Jan. 8. Each recipient was given a pin with the number of years they have served. County Surveyor Kenton Ward was honored and has been an employee for 50 years — 46 years as county surveyor. This year, seven employees celebrated 35 years of service, six celebrated 30 years and 12 celebrated 25 years of service. Other honors for employees include the 20-year, 15-year, 10-year and five-year milestone.

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Versatile senior helps propel Lawrence North basketball team By Mark Ambrogi mark@youarecurrent.com Lawrence North High School basketball coach Chris Giffin views versatility as senior player Kobi Bowles’ biggest strength. “He can play and/or guard four positions,” Giffin said. “He is an excellent ball handler and makes great decisions with the ball and is a highly efficient scorer.” In addition, Giffin said Bowles is a very good defender. “He has made great improvements on his poise and calmness during games,” Giffin said. Bowles agreed with his coach. Prior to Jan. 9 action, the 6-foot-2 Bowles was averaging 13.2 points and 2.7 assists per game. Bowles, in his third year as a starter, averaged 14 points per game and four assists as a junior. “I’ve made the most improvement in my shooting and my overall strength,” Bowles said. “I put on some muscle this offseason to have an edge on my opponents and to make me more versatile on defense being able to guard positions one through four.” Bowles is part of one of the state’s

MEET KOBI BOWLES

Favorite athlete: Kobe Bryant Favorite subject: English Favorite musician: Rio Favorite movie: “Batman: The Dark Knight Rises” better backcourts with junior Azavier Robinson, who averages nearly 20 points ppg. Robinson has several major college offers, including in-state programs Indiana University, University of Notre Dame and Butler University. “It’s been amazing playing with Azavier,” Bowles said. Bowles said he and Robinson respected each other as opponents in youth league competition.

Kobi Bowles can play several positions for Lawrence North. (Photo courtesy of Max Schwering)

“We had some really great battles when we were younger,” Bowles said. “He’s al-

ways been a relentless player on both ends of the court, like myself, so having to match up against him (in practice) I believe makes us better each time. We push each other every day in practice, and I feel the whole state is seeing a reflection of that through our 10-0 record.” Bowles said the team has improved in all areas. “Adding (6-foot-8) Kai (McGrew) and also having (6-foot-7) Brennan (Miller) down low with him has been a blessing for us knowing how good our guard play is,” he said. “We are still figuring out a lot and adjusting to each other, but as time goes on, we will become better.” Bowles said he plans to play in college. “I want to go as far as I can and be a pro, and my recruitment is open at the moment,” he said. “I’m hunting for the Division I level to maximize my potential.” Bowles said he started out as a football player. “But basketball was always right up there with it,” he said. “My obsession for basketball overtook mine for football after sixth grade, and I just started focusing only on school and basketball.”

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Council considers zoning change for school

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By Elissa Maudlin elissa@youarecurrent.com The Noblesville City Council considered amending an ordinance to allow a private school — Eman Schools GOVERNMENT — to be built on 17.9 acres of 31 total acres at 14600-14800 block of Boden Road in Noblesville at its Jan. 9 meeting. The petition was filed by the Fishers-based Alhuda Foundation, an Indiana nonprofit that, according to its website, represents the largest congregation of Muslims in Indiana. The school would be for pre-K through high school students. Alhuda Foundation has an Eman Schools in Fishers. The amendment, which still needs to be approved by the Noblesville City Council, would allow an Eman Schools to be built on a site in Noblesville. The zoning district is on the Corporate Campus Planned Development District, with an underlying subdistrict of mixed residential subdistrict and a designated land use of single-family residential. The amendment would approve special consideration for school use. The petition received a 10-1 favorable recommendation from the Noblesville Plan Commission. The request will come before the city council during its Jan. 23 meeting. The proposed 120,000-square-foot, two-story school would have a soccer field, tennis courts, green space and a retention pond and parking for 300 vehicles. It would have a capacity for 800 students, according to Gordon Byers, an attorney representing Alhuda Foundation. “They educate across all social-economic classes,” Byers said. “They’re not just (edu-

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cating) certain elite students.” The Eman Schools in Fishers placed in the top 3 percent in the U.S. with its advanced placement score, and its thirdgrade won the top award in the state for literacy, according to Byers. It has 400 students within its three buildings and is fully accredited with the state, regulated by the Indiana Department of Education and has a calendar in alignment with the Hamilton Southeastern Schools Corp. “They have an 8-to-1 student-teacher ratio, which is probably one of the most important factors that they maintain,” Byers said. In other city council business Jan. 9, councilmember Darren Peterson was elected president and councilmember Megan Wiles was elected vice president. The next meeting is set for 7 p.m. Jan. 23 at City Hall, 16 S. 10th St.

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Floor coating business expands in area By Edward Redd edward@youarecurrent.com In 2016, Noblesville resident Aaron Reed found a side hustle that would later become an entrepreneurial venture. BUSINESS It was Garage Force, a national franchise specializing in floor coating installation. In 2018, he opened Garage Force of Indianapolis South and in 2021, the Garage Force of indianapolis North was sold to him. He merged the two and the business became Garage Force of Indianapolis. It provides services for Indianapolis and nearby areas like Fishers and Noblesville. Garage Force uses polyurea coating with flooring installation. The coating is highly durable and is often used to coat and seal garage doors and, according to Reed, lasts longer than traditional coating, making it ideal for regularly used surfaces like driveways, garage flooring and places with concrete. Joey Kimbrough, a former client, had Garage Force of Indianapolis do work on his

garage in 2021. The coating has held up and he compares the coating to the type that would be seen at a car dealership. Kimbrough said the company also has exceptional customer service. “Aaron let me use his personal dolly and allowed me to run it by his personal home when I was done with it,” Kimbrough said. “That’s something you don’t see with most companies.” Garage Force of Indianapolis offers several coating systems with multiple color options. The company provides flooring that can be used for residential and commercial garages and flooring for restaurants, gyms and auto shops. Installations are done in one day and residential installations come with a lifetime guarantee. Garage Force’s polyurea garage flooring is stronger than epoxy, a commonly used flooring solution. It’s also resistant to sunlight damage and chemicals like gasoline and grease. For more, visit indianapolis.garageforce. com.

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Comic book creation event returns to Fishers library By Elissa Maudlin elissa@youarecurrent.com Noblesville Creates is hosting its 11th annual Comic Book in a Day Challenge Jan. 20 in the Ignite Studio at HamilARTS ton East Public Library in Fishers. From 9 a.m. to 5 p.m., attendees will be challenged to create and present a comic book from scratch. “It sounds a little daunting. People often say, ‘What constitutes a comic book?’ Well, it’s words and pictures in order, telling a story,” said Noblesville resident Stuart Sayger, a professional illustrator who helped launch the event and has served as a judge. “That doesn’t mean you need to have superheroes, that doesn’t mean you need to have anything other than the story you wish to cover.” Each year, a grand champion is chosen, and a book is later created with submis-

sions from every participant. There are also workshops prior to the event from 6:30 to 7:30 p.m. Jan. 16 and 18. The event started in 2013. Executive Director of Noblesville Creates Aili McGIll said the program has generated more than 1,000 pages of content. McGill said the event is open to people of all skill levels, from elementary school students to aspiring adult comic book artists. Sayger enjoys seeing participants return who have participated in previous events. “Often, somebody comes to this event, they’re not sure what they’re getting into,” Sayger said. “They make a comic book, they get it under their belt for the first time, and then they say, ‘I really liked this. I want to come back next year. Now that I’ve done one, what can I do next time?’” Cost is $30 for in-person participants and $25 for online participants. Admission to the event is free for nonparticipants.

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Noblesville Creates to feature seven artists in January By news@currentnoblesville.com

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Noblesville Creates, previously known as Nickel Plate Arts, will feature seven artists this month. The featured EXHIBIT artists are Craig Mullins; 8th Street Artists Rodney Reveal, Lesley Haflich, Penny Roberson, Michael Janosky and Roseanne Crowell; and Denis Lee, who died late last year.

oil painting. Some of his approximately 500 paintings will be featured in the exhibit. The exhibit runs throught Jan. 27. MEYER NAJEM: 8TH STREET ARTISTS

The exhibit “All Together” is an oil painting and pastels exhibit by the 8th Street Artists. “Among the five (artists), there is a variety of styles from realism to impressionism, subject matter and medium usage,” Noblesville Creates STEPHENSON HOUSE: DENIS LEE stated. The Stephenson House exhibit,” The exhibit is in the Meyer NaDenis Lee - His Life in Art,” serves jem second-floor gallery at 11787 Mullins as a tribute to life for Lee. Lantern Rd. in Fishers from 8:30 He was born and reared in North a.m. to 5:30 p.m. Monday through Judson and received a Bachelor of Science Friday. The exhibit runs through March 29. in Biology from Indiana University, NoblesThe reception is from 4 to 6 p.m. March 8. ville Creates stated. He served in the U.S. FOUR DAY RAY: CRAIG MULLINS Army Reserve Program and enrolled in the This year marks Mullins’ eighth year parMedical Illustration Graduate Program at ticipating in community and showcase-levthe University of Illinois Medical School in el exhibits with Noblesville Creates. Chicago. His exhibit, “MY INDIANA,” will feature his After graduating, Lee was a medical latest piece, “Big Sky Indiana.” illustrator for the Mayo Clinic in Rochester, Mullins stated an important characterisMinn. He taught in the graduate program tic of his work is creating an atmosphere at the University of Michigan’s Department of time, space and color not able to be of Medical Illustration and became a procaptured in photos or through personal fessor of art, professor of postgraduate observation. medicine and assistant professor in plastic His exhibit is at Four Day Ray Brewing, surgery. 11671 Lantern Rd. in Fishers. He shifted his focus to art after he reThe exhibit runs through March 30. Retired, Noblesville Creates stated. He spent ception details will be announced later. the last 20 years of his life sculpting and

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Answers to HOOSIER HODGEPODGE: Roads: AVENUE, COURT, DRIVE, LANE, STREET, WAY; Symbols: CLEF, FLAT, NOTE, REST, SHARP; Animals: ORCA, PANDA, SKUNK, ZEBRA; Words: INDIANA, REPERTORY, THEATRE; Sides: BROCCOLI, GREEN BEANS; County: MARION

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January 16, 2024

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Community First Bank of Indiana offers commercial and personal banking services, with branches in Fishers, Noblesville, Westfield, Indianapolis and Kokomo. (Photo courtesy Community First Bank)

Programs available to help startups, existing businesses By Leila Kheiry leila@youarecurrent.com If you have a great idea for a new business or have a successful business and want to expand, there are programs that can provide the capital needed to get that project off the ground. Scott Hammersley is the commercial loan group manager at Community First Bank of Indiana, and Jeff Magginnis heads up the bank’s Small Business Administration program. Both provided a few banking tips for entrepreneurs.

STARTING A NEW BUSINESS Magginnis said preparation is key to starting a new business. “Somebody comes up with an idea for a new business, they should do a business plan,” he said. “That's essentially putting on paper what your business is going to be about.” That plan doesn’t have to be a novel, he said, but should cover what services the Magginnis business will offer, who the customers or clients will be and why the business owner is qualified to provide those services. “Then it kind of goes from there into, OK, what's the market opportunity? What's the competition?” he said. “There’s a lot of available resources online about business

plans and what should go into them. Some are good. Some are bad. But it can give them a framework for what they should provide.” The plan also should cover revenue projections going out two to three years with information supporting those projections. Once a lender goes through all the relevant information and determines that it wants to provide a loan for a proposed startup, Magginnis said that’s generally when the SBA process begins. Startups often lack collateral because, as the name implies, they are just starting up. “The SBA will come in and give us a guarantee up to a certain percentage of the loan depending on what program we use and that way we can mitigate our risk,” he said. That guarantee can be 75 percent of the loan or higher.

EXPANDING AN EXISTING BUSINESS A business owner who has been in operation for a while and wants to expand operations or maybe buy new equipment also can be eligible for SBA loans, but it’s a slightly different process. Hammersley said his team works with business owners to create loan packages that work for them. They first look at three years of business and personal tax

Hammersley

returns and other finances. “That's where we come in and really take the reins with them and guide them on what would be needed for a loan,” he said, adding that it could not involve an SBA guarantee.

LINE OF CREDIT A line of credit essentially is a loan. Magginnis said lines of credit especially are important to manage cash-flow timing differences. Often there’s a gap between when a service is provided to a customer and when the customer has to pay for that service, he said. In the meantime, the business still has expenses, such as rent or payroll. “A line of credit bridges that gap,” he said. “That’s the whole idea behind it. ‘I need to spend money today, but I'm not going to get the money for what I'm doing for this customer until tomorrow.’” Lines of credit can be used for other expenses, he said, but the cash-flow timing is the primary benefit. The method for setting one up is the same as any other loan request, Hammersley said. “Whether it's equipment, real estate or line of credit, you go through all the same processes as far as document collection and things like that,” he said. “So the line of credit is easy to establish, but we do look at the same criteria.” And, he said, lines of credit also can be backed by the SBA. For more, visit cfbindiana.com.

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Believe it or not, financial planning not only helps us achieve our financial goals but can also improve our mental and emotional well-being. One of the key benefits of financial planning is that it helps us to feel more in control of our finances. When we have a clear plan in place, we can better manage our money and make informed decisions about how to spend and save it. This can reduce stress and anxiety around money, which can have a positive impact on our mental health. Another benefit of financial planning is that it can help us to achieve financial momentum. Whether it’s saving for a down payment on a house, building an emergency fund, or planning for retirement, having a financial plan in place can help us to make progress toward our goals. This sense of accomplishment can boost our confidence and self-esteem, which are important for our overall well-being. In addition to the mental and emotional benefits of financial planning, it can also have a positive impact on our physical health. Financial stress can cause a range of physical symptoms, such as headaches, stomach problems and high blood pressure. By reducing financial stress through effective financial planning, we can improve our physical health and overall well-being, too.

We’ve seen this for ourselves As financial advisers, we get to witness firsthand the positive effects in seeing people take control of their finances. The stats also back this up. Royal London conducted research on the links between receiving financial advice and well-being. They found that those who had received financial advice: • Felt more in control of their finances • Felt more financially secure and stable • Felt better prepared to cope with shocks • Worried less about their finances for retirement • Felt less anxious about their household finances • Felt more confident about the future Crucially, they also found that these benefits were greater if people worked with their financial adviser regularly over a long period of time. This is because of the close, trusting relationship that develops when working with a financial adviser, meaning people feel reassured that their money is being looked after properly.

Financial advice can help everyone Society is slowly but surely breaking down the taboos around mental health and many areas of life, yet the links between finances and wellbeing remain in the shadows. People avoid tackling their finances for many reasons. Some feel that it’s all just too confusing, while others feel it’s too deeply personal. But it doesn’t have to be that way. Ignoring the issue might be easier but can leave you with a distinct feeling that your finances are like a sitting duck, open to attack from economic shocks. In contrast, being proactive and having a financial plan in place will mean that no matter what comes your way, you will feel safe in the knowledge that you have a game plan for dealing with it. Our financial health and personal well-being are tightly bound together, with money worries often spilling over into other areas of our lives. It’s therefore well worth remembering the benefits ongoing financial planning can bring. So, if you’re thinking about putting off coming to that planning review, think again! It may bring you more peace of mind than you realize.

January 16, 2024 Current Publishing

FINDING DIRECTION FOR YOUR FINANCES SERVICES: PERSONAL FINANCE

Helping you take control of your finances begins with things such as budgeting, savings, exploring the various types of investments available, and creating plans for retirement.

FINANCIAL PLANNING

It starts with an evaluation of your net worth and understanding the financial goals you have for your future. As a comprehensive and individualized approach, financial planning helps you create strategies for achieving your dreams.

RETIREMENT PLANNING

Depending upon your current place of employment and future financial goals, there are a variety of retirement and investment plans available. Understanding the pros and cons of each plan is important in making an informed decision on which is the best fit for you.

ESTATE PLANNING

Simply put, estate planning is figuring out what will happen to your assets upon your death. This includes items such as creating a trust, establishing a durable power of attorney, and deciding annual gifting amounts.

EMPLOYER RETIREMENT PLANS

Offered through an employer, a plan such as a 401(k) or SIMPLE IRA may provide a good retirement option for employees. Employers often match a certain amount, making this retirement option a great benefit for an employee’s future.

PORTFOLIO MANAGEMENT

Keeping an eye on how your investments are performing is important in achieving your financial goals. Choose between active or passive styles of management, depending upon the level of risk and reward you feel comfortable with.

Rockford V. Stites, President Investment Advisor Representative 412 S. Maple Street, Suite 200, Fortville, IN 46040 Cell: 765.744.1908 • Office: 317.482.3784 www.RockfordAdvisor.com Advisory services are offered through Rockford Group, LLC, an Investment Advisor in the State of Indiana. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.

January 16, 2024 Current Publishing

INVESTMENTS

Level up your finances in 2024: Five tips for success Advertorial by Nate Hasto For many, the New Year presents an opportunity for a fresh start. This may entail getting fitter, spending more intentional time with loved ones, or even targeting that raise or promotion at work. If you are looking to your finances as an area to level up in the New Year, look no further. Here are the top five financial tips to add to that New Years resolution list! 1. Prioritize your financial health: This can look different for each of us. It may include improving your credit score, increasing, or starting an emergency fund, or simply getting a grasp of where all the money goes when your paycheck hits the bank account. Whatever your flavor, each of these foundational factors can help create a more stable and sturdy financial footing. 2. Taking an active role in your Risk Management plan: In the many years I’ve spent in financial services, I’ve yet to meet a person who loves thinking or shopping for their own insurance. It can be an easier endeavor to sit with a professional. Whether you are reviewing your current workplace benefits

or shopping for your own personal life or disability insurance, having a custom-fit plan can make a major impact on your peace of mind and quality of life when it’s needed most. 3. Optimize your Retirement Savings: One of the easiest ways to do this is to review your employer’s retirement plan. This may be a 401k, SIMPLE IRA, or 403b, to name a few. Understanding how your plan works, if and how your employer may match your contributions, and when those matched dollars become yours officially, can help move the needle quickly when looking to save more for your future. Reading your plan summary, speaking with your HR or benefits representative at work or talking with a financial professional who specializes in these kinds of plans can all be a way to better understand and leverage your workplace plan to your advantage. 4. Start saving for Education: The 529 plan is not a new development in the college savings space, but it has experienced some changes over the past year. The SECURE Act 2.0 created new avenues for the utilization of 529 funds by opening the door to Roth IRA rollovers. This is certainly not a reason for most

to consider overfunding a 529 plan, but it does create significantly more flexibility for funds to be used productively. Leveraging these kinds of plans for their tax-deferred growth, potential tax credits for contributions, and tax-free withdrawals for education could be the right mix you’ve been looking for. 5. Begin or refresh your financial goals with your spouse or partner: There are few things that can determine your ability to achieve your financial goals more than being on the same page with your partner. Create a shared vision of where the two of you want to be. This can become the foundation for all your future progress. If you find yourself struggling to get on the same page, engaging a third party like a financial advisor can help to moderate and guide you to a mutually beneficial destination. As we welcome the New Year, I hope these items can help you attain the goals you set out to accomplish! Nate Hasto, Community First Investment Group LPL Financial Advisor Certified Plan Fiduciary Advisor® Phone: 317-399-7504

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community First Bank and Community First Investment Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Community First Investment Group and may also be employees of Community First Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community First Bank or Community First Investment Group. Securities and insurance offered through LPL or its affiliates are: Not FDIC Insured by FDIC or any Other Government Agency

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January 16, 2024 Current Publishing

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(765) 456-4343 • www.cfigadvisors.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community First Bank and Community First Investment Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Community First Investment Group, and may also be employees of Community First Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community First Bank or Community First Investment Group. Securities and insurance offered through LPL or its affiliates are: Not FDIC Insured by FDIC or any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

January 16, 2024 Current Publishing

ESTATES

Importance of estate plans, trusts and wills By Mark Ambrogi

“But any asset that doesn’t transfer to someone automatically by virtue of being a named beneficiary or a co-owner on an There are numerous reasons why account, if the cumulative of those assets estate plans, trusts and wills are of vital that don’t automatically transfer exceeds importance. $100,000, the person has to hire “An estate plan may or may not a lawyer to get that person desinclude a trust component but ignated as the executor,” Adams would include a general power of said. “There is a litany of obligations attorney, a health care power of through the court one would have attorney and a living will,” said Jeff to undertake in connection with colAdams, an attorney with Indianaplecting all the assets, paying all the olis-based Cohen Garelic & Glazier expenses and paying the final tax.” Adams and a Noblesville resident. “Those Adams said it is generally more documents are important because in the expensive than if you plan to transfer asevent something happens to you short of sets outside of the probate process. dying where you are not able to manage “One of the primary ways that process is your affairs without those documents in avoided is using a trust,” he said. place, it can be difficult for someone to Adams said he prefers to draft separate care for you or have the authority to make trusts for each spouse. Some lawyers set those types of decisions.” up joint trusts, but Adams said they are Sometimes, family members must go to more involved to administer. court to have themselves appointed as a Trusts also are set up to hold assets for legal decision-maker or guardian, dependyoung children. ing on circumstances. “The bank or trust company, a friend or “So, part of the planning is not just for family member will hold the assets for the death but for life,” Adams said. “An estate benefit of the kids, so if they need money plan is a little more encompassing than just for a car when they turn 16 or need money the disposition of your assets.” for college, then the trustee can pay the Adams said having a will is important expense to school or car dealership,” Adbecause if a person dies without a will, the ams said. state of Indiana decides how their assets Adams said it may not be an outright disare transferred. tribution of everything they are going to get “There is a statutory hierarchy,” he said. until they get to be older. He said people “If you are married, half goes to your spouse can designate ages in the document. and half is divided by children. If you have Another common reason is for estate young children, or sometimes even older tax planning to ensure spouses utilize their children, they want assets transferred to estate tax exemptions. the surviving spouse to plan for the kids.” “When you die, if your assets are over Adams said those wills usually are done the estate tax exemption amount, then simultaneously, so each spouse will have a the estate or trust will be subject to a will but will say the same thing in reverse. federal estate tax, which could be up to “Without a will, you need to understand 50 percent,” Adams said. “When I was in your assets may be transferred contrary law school, that exemption was only about to what your desires might otherwise be,” $600,000. The estate tax exemption has Adams said. gone up and up over the years. Today it’s With children under 18, a will is the opover $12 million. When you die, you can give portunity to designate guardians, Adams as much to a spouse estate tax-free as you said. want. But on the death of your wife, the Adams said most people decide to do surviving spouse in this example, she would trust planning. Adams said there are three only have her exemption to use and not also primary reasons for a trust. One of those yours because you didn’t use yours when reasons is probate avoidance. you transferred your assets. If you do it Adams said life insurance, IRAs and right and you use both exemptions, you will 401Ks typically have named beneficiaries. have $24 million in exemptions.” mark@youarecurrent.com

January 16, 2024 Current Publishing

PERSONAL BANKING

For Community First, financial literacy starts startswith withbuilding buildingrelationships relationship Stacy Chemelewski conducts a meeting in her office. (Photo by Adam Seif)

By Ann Marie Shambaugh annmarie@youarecurrent.com The team members at Community First Bank of Indiana are well versed in financial literacy, but they know that’s not necessarily true of all their customers. So, the bank and its employees place top priority on building relationships with clients, taking time to learn their unique circumstances, building a personalized roadmap to their goals and helping them navigate the financial world in a way that makes sense, according to Stacy Chemelewski, manager of the bank’s Meridian North Banking Center. “Being as small as we are, we genuinely have that opportunity to sit down and have that full dialogue with the client to be able to dissect and break down the things that they really need, and then come back with an opportunity to help them with that,” Chemelewski said. “In some institutions, if you don’t fit in the box, then they don’t have any other options for you. That’s not how we are.” Sometimes, the conversations don’t even cover finances, Chemelewski said, as the two sides simply take a bit of time to get to know each other or share updates over a cup of coffee. That’s what it takes to build enough trust to have conversations that aren’t always easy. Customers can be embarrassed to admit making mistakes or poor choices or acknowledge there is much about finances they don’t know. “You get those questions going and they start to open up and they realize, ‘Wow, this person really cares, and they

want to help me,’ which is a little uncommon in the world that we live in today,” said Chemelewski, a Westfield resident and Noblesville High School graduate. Chemelewski said Community First Bank aims to begin building financial literacy early, including in the classroom. Bank employees will often visit schools to speak with students of all ages – but primarily high schoolers – about the basics of personal finance. “If you start them young, the habits stay,” Chemelewski said. “They usually continue to do that for the rest of their life, because they’ve had some kind of foundation.” The conversations can be a bit tougher with those a little further down the path of life, especially if good financial habits never took root. Chemelewski said she and her team meet with customers of all ages and financial situations and aim to make each one feel comfortable, no matter what they’re facing. Rising inflation has complicated the financial picture for many families in recent years, Chemelewski said. “What we’re living in with inflation is pretty scary out there,” she said. “People are living off of credit cards, and credit card debt is higher than it’s been in a very, very, very long time, to the point where it could be crippling for some folks if we are not becoming that trusted advisor for them.” That’s one reason Chemelewski said she believes it’s important for customers to be connected with a team of bankers they can turn to for advice. “We are that bank that tries to build that relationship in a way that they don’t want to go anywhere else, because we

have laid that foundation for them and helped them grow and get to that end result,” she said. Kokomo-based Community First Bank of Indiana has three branches in Kokomo, two in Westfield, one in Noblesville, one in Indianapolis and a loan production office in Fishers that is set to become a full-service branch in February. Learn more at cfbindiana.com.

BACK TO THE BASICS The world of banking can feel intimidating to many people unfamiliar with it, which subsequently keeps them from seeking the assistance they need to get financially on track, according to Stacy Chemelewski, a branch manager with First Community Bank of Indiana. For those at a loss on how to get started, Chemelewski recommends first assessing if they have enough money to pay their bills and commit additional funds to savings each month. Often, it requires sacrifice to get to that point, she said, such as reducing trips to the coffee shop or skipping the car wash for a time. “If you’re willing to take that out and take those monies and put that into savings, you have somewhere to start,” she said. “I’ve seen people that make very minimal (money) be able to save and get where they want to go. It has to be a commitment.”

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January 16, 2024 Current Publishing

INVESTING

From left are Evans May Wealth Partners Ian Flanagan, Brooke May, and Elizabeth Evans, and Financial Advisor Grace Speckman. (Photo courtesy of Evans May)

Independent advisors: Evans May Wealth recognized for success By Leila Kheiry leila@youarecurrent.com Carmel-based Evans May Wealth is nationally recognized for its successful business model, helping clients manage and maintain wealth for themselves in the present, and for whoever they choose to pass it on to in the future. The business has been featured in Forbes, and individual partners Elizabeth Evans and Brooke May both have been named to that publication’s lists of top wealth advisors in the nation, with Evans making it to the No. 1 spot for Indiana. May said they started out as financial advisors with Merrill Lynch, but decided about four years ago to launch an independent business. “In 2019, we saw that the industry was changing and that we wanted to be independent and not under the umbrella of a big bank,” she said. “And so we left to start Evans May Wealth, and we opened up shop

in Carmel back in 2019.” May said clients appreciate that independence, because the firm isn’t beholden to a larger entity for investment recommendations. “So if we see an investment out there that we feel is ideal for our clients, we can buy it,” she said, allowing them to move quickly in the clients’ best interest. May said the firm’s independence allowed them to grow quickly and they now manage more than a billion dollars-worth of assets. Without an umbrella bank’s rules, they also have freedom to be interviewed by various news outlets and have their own podcast. Financial Advisor Grace Speckman said that allows them to better serve clients by quickly giving them the information they want. She said the firm focuses on individuals and families, rather than 401K plans or institutional investing. They have a minimum investment of $1 million for new clients.

“We work with business owners, doctors, a lot of people in town — but we’re also across the United States,” Speckman said. “I think we really have a niche in working with multi-generational families. So, generational wealth and thinking about not just the matriarch or the patriarch of the family, but how that wealth transfers down the line and how we can help an entire generation of families.” May added that two of the three partners are women. “That appeals to a lot of people, as well, because we just don’t look like every other financial services team out there,” she said. Heading into 2024, May said they anticipate continued volatility in the market, but they believe it will be higher by the end of the year. She said that volatility shouldn’t discourage people from investing. “It’s important for people who are trying to save and plan for their retirement to have that perspective that things are going to go up and down over time,” she said. “You’re going to make money in the stock market if you’re patient.” For more, visit evansmay.com.

January 16, 2024 Current Publishing

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COVER STORY

ROCK ON

January 16, 2024

Current in Noblesville currentnoblesville.com

Local band performs ‘high-energy’ shows in central Indiana

By Elissa Maudlin elissa@youarecurrent.com Steve Meyer, a retired aerospace sales executive and real estate investor, always dreamed of starting a band. After meeting some like-minded people at the School of Rock in Carmel, his dream became a reality. Formed in 2020, Rhino Down is a cover band that plays, according to its members, high-energy rock. It plays shows mostly in central Indiana and was founded by Meyer, Paul Giefing, Mike Brown and Adam Hayes. Meyer plays guitar and sings backing vocals. Giefing plays guitar and sings lead vocals. Brown plays bass guitar and Hayes plays drums. “It’s like our secret kind of bucket list thing,” said Meyer, a Noblesville resident. Giefing, a Westfield resident, is a commercial relationship banker with Everwise Credit Union and owns Crazy King Burrito in Carmel. Hayes owns The Hayes Group, a digital marketing company in Fishers, and Brown is the president of Genesis Sod Farms, a Meyer Foods Management company based in Noblesville. Meyer said the band was formed when the COVID-19 pandemic began when members had extra time on their hands during the lockdowns of 2020. The band started playing gigs in 2021 and has seven members — the four founding members and three who joined later. Rhino Down has played at Federal Hill Commons in Noblesville; Primeval Brewery in Noblesville; Ale Emporium in Indianapolis and Fishers; Joe’s Grill in Westfield; and Britton Tavern in Fishers, among other places. Meyer said the band used to play more classic rock tunes but switched to songs that make crowds interact and dance. Giefing said at one show, the audience sang along to “Don’t You Forget About Me” by Simple Minds. Other popular songs performed by Rhino Down include “Man! I Feel Like a Woman” by Shania Twain; “Ain’t It Fun?” by Paramore; “My Hero” by Foo Fighters; “Nightrain” by Guns ‘n Roses; and “Beer Never Broke My Heart” by Luke Combs, and many others. Meyer and Giefing said the band members are “friends first, band members

(Below) Rhino Down performs at Grand Junction Brewing Co. in Westfield. (Photo courtesy of Rhino Down)

(Above) From left, Rhino Down members Robyn Glushik, Amanda McClaran and Paul Giefing perform at Kip’s Pub in Indianapolis. (Photo courtesy of Rhino Down)

second.” “We were people first — husbands, friends, spouses, your husband’s friends, fathers,” Giefing said. “All of that we had in common and (the band members) are good people. That was our primary focus.” Meyer and Giefing said their favorite part about performing with Rhino Down is the crowd energy. Meyer said it’s “just one big party.” Giefing agrees. “I know that when I get home, regardless of if the show is from 7 to 9 or from 10 to 1, you are just jacked,” Giefing said. “You’re full of adrenaline from the excitement because you’re just enjoying the heck out of it.” Meyer said Rhino Down occasionally refreshes its setlist. “We don’t want someone to come here later (and hear) the same music (from) a year ago,” Meyer said. “So, (we’re) kind of constantly adding new songs and things

important to the crowd because people like their favorites but they also like new music, too. I personally see us doing a lot more festivals, too.”

ON THE COVER: The rock band Rhino Down performs at Ale Emporium in Fishers. (Photos courtesy of Rhino Down)

FACTS ABOUT RHINO DOWN Current members: Steve Meyer, guitar, vocals; Paul Giefing, guitar, lead vocals; Mike Brown, bass; Adam Hayes, drums; Robyn Glushik, backing vocals; Amanda McClaran, lead vocals; and Francesco Pasquinelli, keyboard. Venues where the band has performed: Aces’ Pub in Lafayette; Ale Emporium - Castleton in Indianapolis; Ale Emporium - Geist in Fishers; Barley Island in Noblesville; Britton Tavern in Fishers; Carmel Porchfest in Carmel; Fair on the Square Marathon in Danville; Federal Hill Commons Concert Series in Nobles-

ville; Four Finger Distillery in Westfield; Grand Junction Brewery in Westfield; Joe’s Grill in Westfield; Hotel Tango Distillery in Zionsville; Kip’s Pub in Indianapolis; Linwood Tavern in Lafayette; Madam Carroll/Luse Lounge in Monticello; McGilvery’s Pub in Speedway; Melody Inn in Indianapolis; Morse Reservoir Private Dock Parties in Cicero; Oakdale Dam Inn in Monticello; Primeval Brewery in Noblesville; Hamilton County RISE Fest in Noblesville; The Dog House in Delphi; The Flyover in Anderson; and private parties in various locations.

January 16, 2024

VIEWS

Current in Noblesville currentnoblesville.com

Reading the audience Commentary by Terry Anker

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Writers are often guided by the aphorism to “write for their audience.” Like most truisms, it seems reasonable ESSAY enough. While the Italian language may be beautiful, an article penned in it for a Chinese audience is probably not ideal. Even those few who might understand the words are likely to be lost in the nuance. It is generally better to meet the reader where they are. Don’t make folks work too hard to figure out the point. Likewise, a third-grade textbook aims toward a very different target than one penned to graduate students in theoretical physics. Arguably, the elementary school volume is more accessible. Still, while there are few who could make use of the latter, a solid argument could be made that it is the more substantive and important. The famed plays of William Shakespeare have been molded into countless forms, but it is in their original, now antiquated and difficult (to some) arrangement that most would suggest being superior.

In attempting to be understood, do we dumb ourselves down to the point that we insult our listener and casually make them dumber, too? Should we not communicate above the fifth-grade level? Or might we simply expect more of ourselves and our fellow humans? They are not as like a troglodyte as we might expect. We all have word gaps. Is it the same to hold that we were “lazy after eating” as to say that we found ourselves lost in our “postprandial torpor?” Intentionally using language to exclude should shame the speaker, not the listener. But shouldn’t intentionally assuming a readers ignorance disgrace the writer, just the same? It has never been easier to look up a word and learn a bit. And we are not as smart as we think, and others are not likely as stupid.

Terry Anker is an associate editor of Current Publishing, LLC. You may email him at terry@youarecurrent.com.

Can’t catch a (quiet) break Commentary by Danielle Wilson

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For crying out loud, can’t a girl get a quiet Sunday morning to herself? For the love, I just want to enjoy a cup of coffee and my newly discovered Connections HUMOR game in peace. But noooooo, my husband Doo and youngest child are screwing it up. Longtime readers (and aforementioned family members) know that I’m an introvert. I’m easily overwhelmed by too much stimulation, particularly when I wake up and when I go to bed. That’s why I rarely turn on bright lights or the TV. I don’t generally play background music, and I sure as shoot don’t speak to anyone, not even the dog, for at least 30 minutes (ideally, I’d live alone with nothing but low-wattage bulbs and a French press for company). It’s also why I relish getting up before anyone else. But this past weekend, both of my current housemates were downstairs within minutes. Doo sat right next to me on the couch, crunching away on his granola bar and slurping his drink, ranting about the Colts’ season and his last visit to Lowe’s. Then my daughter joined in, immediately asking questions about chakras, oatmeal,

“They’re both extraverts,completely oblivious to my annoyance and personal discomfort.” – DANIELLE WILSON plane crashes, and wah-wa-wa-wah-wa-wa … OM Godzilla. Shut your pieholes! Of course, neither noticed I was avoiding all eye contact and multisyllabic responses. They’re both extroverts, completely oblivious to my annoyance and personal discomfort. So, I left. I took my coffee and my online New York Times suite of anti-dementia games and headed for another room. I only have one Sunday morning a week, for the love of Pete! I can’t afford to have rude people disrupt my few precious moments of quiet solitude. Peace out.

Danielle Wilson is a contributing columnist. You may email her at info@youarecurrent.com.

January 16, 2024

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Carmel Symphony Orchestra to feature circus acts By Mark Ambrogi mark@youarecurrent.com The circus is not only coming to town but will be joined by the Carmel Symphony Orchestra. PERFORMANCE Six members from Cirque de la Symphonie, a touring group based in Athens, Ga., will perform magic, strongman acts, ribbon dancing, juggling, spinning shapes, Cyr wheel and hula-hoop artistry during Carmel Symphony Orchestra’s performance at 7:30 p.m. Jan. 27 at the Palladium at the Center for the Performing Arts in Carmel. CSO Music Director David Commanday has never conducted a concert with the group but worked with similar groups earlier in his career. “I’ve done bits and pieces of programs like that when you have live music accompanied by something else in front,” Commanday said. “One of those was a magician’s act and a couple of the (music) pieces on the program were used for that. I’ve heard spectacular things about this company. I have friends and colleagues who have worked with them. Everything I hear is that they are tops.” Commanday said he learned when conducting with the Boston Ballet that getting the right tempo was important. The orchestra will rehearse with the circus acts the day of the performance, which should help with getting the tempo just right, he said. Commanday said there are a few interludes when the orchestra performs alone. “There are a few breaks for costume changes or for the flow of the program,” he said. “It tends to be brilliant, sparkling and a lot of it is fast. There are one or two numbers which are very beautiful and transparent. A lot of them are just exciting.” The performance opens with Antonin Dvorak’s “Carnival Overture,” followed by Zequinha de Abreu’s “Tico Tico.” Commanday said “Tico Tico” is “fun and bubbly.” Music also includes Georges Bizet’s “Carmen Suite No. 1 and 2,” John Williams’

FEINSTEIN’S CABARET Feinstein’s presents jazz and swing music vocalist Paul Hughes at 7:30 p.m. Jan. 19 and Crush’s Bon Jovi experience at 7:30 p.m. Jan. 20 at Hotel Carmichael in Carmel. For more, visit feinsteinshc.com. BIG HEAD TODD AND THE MONSTERS Big Head Todd and the Monsters will perform at 7:30 p.m. Jan. 18 at the Palladium at the Center for the Performing Arts in Carmel. For more, visit thecenterpresents.org. PUDDLES PITY PARTY Puddles Pity Party will perform at 7:30 p.m. Jan. 18 at The Tarkington at the Center for the Performing Arts in Carmel. For more, visit thecenterpresents.org.

DISPATCHES Cirque de la Symphonie is to perform Jan. 27 with Carmel Symphony Orchestra. (Photos courtesy of Cirque de la Symphonie)

Cirque de la Symphonie performs a variety of acts.

“March from Raiders of the Lost Ark,” Pyotr Ilych Tchaikovsky’s “Danse des petits cygnes” from “Swan Lake,” Dmitry Kabalevsky’s “Comedians’ Gallop,” Nikolai Rimsky-Korsakov’s “Dance of the Buffoons” from the “Snow Maiden” and Jacques Offenbach’s “Can-Can from Orpheus in the Underworld.” “These are tunes everybody seems to recognize and they are going to see amazing circus acts in sync with them,” Commanday said. Commanday said one of his favorite pieces is Johann Strauss’ “Thunder &

Lightning Polka.” “It’s very fun with sound effects for thunder and lightning built into it,” he said. “It’s very fun. It’s delightful classical music.” CSO Executive Director Anne Marie Chastain said the show takes advantage of the Palladium’s atmosphere. “The idea was to bring a group to Carmel that would showcase lighter symphonic repertoire and be community and family friendly as well as provide a great datenight experience,” Chastain said. For more, visit thecenterpresents.org.

Civic Theatre’s Ghost Light Cabaret set — Civic Theatre will present “Ghost Light Cabaret” at 6 and 8:30 p.m. Jan. 24 at Feinstein’s at Hotel Carmichael in Carmel. Attendees will enjoy a celebratory glass of bubbly and a gourmet charcuterie board at each table at the fundraiser. There will be a cabaret performance of musical theater hidden gems, performed by some of Civic’s familiar faces. The bar at Feinstein’s will be open to purchase additional libations. There will also be a wine pull. Patrons can bid for an opportunity to sing with the cast of “Ghost Light Cabaret” and Brent Marty at the end of the show. For more, visit civictheatre.org. Indianapolis Chamber Orchestra to feature CHS student — Carmel High School freshman Sadie Cohen will narrate the world premiere of composer Victoria Bond’s “Anne Frank’s Tree” in “Silenced Voices” at 7:30 p.m. Jan. 20 at Butler University’s Schrott Center for the Arts in Indianapolis. Julian Rhee, International Violin Competition of Indianapolis 2022 silver medalist, will perform Felix Mendelssohn’s “Violin Concerto.” The show will explore the people, composers and literature silenced by Nazi Germany. Students/children are admitted free with a reservation. Tickets are available at 317-940-9607 or icomusic.org/concerts/ silenced-voices.

January 16, 2024

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Westfield magician’s talk set By Mark Ambrogi mark@youarecurrent.com

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cation Foundation’s ‘Laugh It Off’ shows two years in a row, we discussed additional opportunities to bring magic to the Jeff Loeser is eager to share his love of Palladium,” Loeser said. “This is when I magic. learned about the daytime speaker series, Loeser will be featured in the Center Luminaries.” for the PerLoeser said his presentation was PRESENTATION forming Arts’ created exclusively for the LumiLuminaries naries series. series at 2 p.m. Jan. 23 at the Palla“It will be a mix of discussing dium in Carmel. the art of modern magic as well as “Magic is a dynamic art form,” how I caught the magic bug,” LoesLoeser said. “It changes, adapts er said. “I’ll also share some of my and evolves. I’ve met so many favorite tricks and stories.” Loeser amazing people through magic. Loeser, who turns 56 Jan. Many are lifelong friends. Creating magic 22, describes his magic as “Deliberate Deis taking people out of their normal dayceptions.” Loeser, who grew up in Buffalo to-day existence and for a second, giving Grove, Ill., has been performing since he them something that is spectacular, maywas 13. be even emotional, and makes them say, “Impossible, funny and mesmerizing are ‘Wow.’ I vividly remember the feeling I had three words that sum up my style of magthe first time I saw a magic trick. I strive ic,” Loeser said. “I create a fun and relaxed to share that feeling with my audience.” atmosphere. My magic is not just about The longtime Westfield resident said the tricks. It’s about creating unforgettable one-hour presentation was a collaboraexperiences with playful energy.” tion of ideas between himself and Center For more, visit deliberatedeceptions.com. officials. Tickets are $10 and available on thecenter“After performing in the Westfield Edupresents.org.

January 16, 2024

LIFESTYLE 1

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STATE OF INDIANA IN THE HAMILTON COUNTY CIRCUIT COURT COUNTY OF HAMILTON CASE NO. 29C012311-MI-010506 IN RE THE NAME CHANGE OF MINOR: Owen Asher Kendall Name of Minor Elizabeth Beath Petitioner NOTICE OF PETITION FOR CHANGE OF NAME Notice is hereby given that Petitioner, Elizabeth Beath, as a self-represented litigant, filed a Verified Petition for Change of Name on 6th day of November 2023, to change the name of Owen Asher Kendall to Owen Asher Beath. The Petition is schedule for hearing in the Hamilton County Circuit Court on April 12, 2024, which is more than thirty (30) days after the third notice of publication. Any person has the right to appear at the hearing and to file written objections on or before the hearing date. Dated November 6, 2023 Kathy Kreag Williams Clerk of the Hamilton Circuit Court

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