TUESDAY September 30, 2008 FREE
Please, get yourself some sleep / p12
A Matter of animal instincts / p15
solar film reduces windowâ€™s light / p27
Now 15-years-old, The National Bank of Indianapolis continues to grow at its own pace / p2
Feel better. Faster.
Learn about minimally invasive surgical options and find seminar dates on back cover.
Photo by Shane Rodimel
Longtime Carmel resident Jay Brill is First Vice President of National Bank of Indianapolis.
Now 15-years-old, The National Bank of Indianapolis continues to grow at its own pace
Tuesday, September 30, 2008
By Mike Beas Current in Carmel
Architecturally speaking, the majority of The National Bank of Indianapolis locations are the ideal blending of strength and uniqueness. The limestone exterior assists in giving the buildings a broad-shouldered appeal that makes them difficult for passersby to not notice. But as your parents used to tell you, it’s what’s inside that counts. Founded in December of 1993, The National Bank of Indianapolis recently eclipsed $1 billion in assets, making it the largest locally owned bank in the Indianapolis Metropolitan area. Currently there are 11 locations with three being in Hamilton County. A fourth, located in the Village of West Clay, opens its doors for business on Nov. 8. If such a growth pattern comes off as conservative in this era of cookie-cutter brand name overexposure, there is good reason. National Bank of Indianapolis, led by Chairman of the Board Micky Maurer, proceeds with tremendous caution when it comes to bank location and the individuals responsible for running it. “There’s an inherent risk in expanding too fast and moving too far away from your roots,“ said John Snyder,
Vice President and New clients. Our employees have Banking Center Development an ownership in the bank. Officer. “The challenge is findEveryone prospers based on ing the right people.” the goals of the bank. Thus, the screening process “People want to work here. involved with prospective NBI The loyalty between employHamilton County Locations employees has been known to be ees and senior management. Carmel Drive Banking Center time-consuming. For instance, The style of banking. There’s 650 East Carmel Drive Snyder laughs when recalling a different feel. People walk in West Carmel/Zionsville Banking Center how he was first called in for an and they’re comfortable. It’s 10590 North Michigan Road interview in October of 1998 chemistry. I’m the one who Westfield/Carmel Banking Center and started work the following handles complaints and I don’t 2714 East 146th Street March. hear complaints. We have very Village of West Clay Banking Center Cliché as it sounds, The competent people.” (Opens Nov. 18), 2410 Harleston Street National Bank of Indianapolis And very tightly pinpointed is about people helping people. objectives. With a new Carmel Hence the lengths it goes to branch opening in just over ensure that the individuals on both sides of the teller’s a month and others surely on the horizon, The National counter are part of a positive experience. Ditto when it Bank of Indianapolis continues to surge forward in these comes to NBI’s other banking services offered. times of economic uncertainty. “I think we have a very high retention of our clients “We always have different milestones,” said Brill. “The and a very high retention of our employees, and there is a next milestone is $2 billion, but the continued milestone connection. Our customers walk in and they see the same is good customer service. If you do that, people will come. people,” said Jay Brill, NBI’s First Vice President. “The fact is that we deliver. We find ways to really assist our
The National Bank of Indianapolis
Vice President and Private Banker Age: 37 High School: Valparaiso High School, 1988 College: Ball State University, 1993 Residence: Carmel The quality most associated with a good banking institution is its . . .: The commitment to customer service. That phrase is overused by many banks, but to us it is one of our core values. The reason The National Bank of Indianapolis really stands out today is that no matter what is happening in the market we stay have focused on what we do best, taking care of our clients.
Vice President and Banking Center Manager Age: 42 High School: Carmel High School, 1984 College: IUPUI, 1988 Residence: Westfield The quality most associated with a good banking institution is its . . .: People. We are excited about the professionalism and loyalty of our people at The National Bank of Indianapolis.
First Vice President Banking Center Administration Age: 56 High School: Ft. Hunt High School, Alexandria, Va., 1969 College: Ball State University, 1974 Residence: Carmel Do you think smaller banks are going to benefit from the current crisis on Wall Street?: I would say our bank is positioned properly with product policies and procedures that are sound.
Vice President and Banking Center Development Officer Age: 43 High School: Cathedral High School, 1983 College: Indiana University, 1987 Residence: Carmel The quality most associated with a good banking institution is its . . .: Employees. That they are more than just sales-focused, but people-focused. They take the time to truly get to know their clients by listening and being responsive to their specific needs and interests.
Vice President and Banking Center Manager High School: Rockville High School (Connecticut) College: Indiana Wesleyan Residence: Noblesville The quality most associated with a good banking institution is its . . . Integrity to the clients, community and sound banking principles.
OUR TAKES It is our position that Congress should exercise extreme caution when seeking to bail out a financially distressed sector of the economy. At print time, Congress is evaluating whether to invest aggressively in a bridge loan for AIG Insurance while replacing its senior management team. If approved by Congress, free market economic principles would dictate that the government ought to return its 80-percent-plus ownership stake in AIG to the private sector once a buyer is identified. Washington is also anticipating a plea from the Detroit automotive sector for its turn at the taxpayer trough. Detroit’s
, Founded Oct. 24, 2006, at Carmel, IN Vol. II, No. 48 Copyright 2008. Current Publishing, LLC All Rights Reserved. 1 South Range Line Road, Suite 220 Carmel, IN 46032
monon center should hoop it up
bailout is approximately $400 billion to salvage the players in the Motor City. As opposed to the case with AIG, wherein the financial well-being of individual policyholders hangs in the balance, the Detroit deal does NOT affect individual policyholders. Given this fact, Congress should be even more cautious in considering financial assistance of any kind here. It may be time for the economy to come to terms with the artificially-inflated wages of union jobs, such as the $50-per-hour janitor. The dynamics of election-year politics make this debate even more treacherous as the votes of millions of union workers may be decided by this single issue.
It is our opinion that the Monon Center clearly needs more than fiscal relief. It more needs the City of Carmel to take it over and make it a stunning success. Mark Westermeier, director of Carmel Clay Parks and Recreation, says the operation requires a $600,000 infusion. At last count, the Monon Center was $805,000 in the hole. Clay Township government is not the answer to advancing the economic growth of the facility. The center is a phenomenal entity, and with the right marketing it could be brimming with paid users year-round. Consider AAU basketball alone. If just one age group was hosted for a Super Regional tournament at the Monon Center, the cash registers would ring
beyond compare. There are entry fees per team of sometimes up to $600, the concession stands couldn’t possibly be busier, admission for spectators could bring a heap of cash and it could inspire tomorrow’s college-bound stars to come see today’s. This speaks nothing of what it could mean to restaurants, hotels and shopping in Carmel. Aggressive marketing under city control would make the place tick. Of course, first comes the fine-tooth comb act to rid the joint of any identified excess. Then let’s see how much is needed. It’s a business first and foremost.
Bridge vs. Bailout
CURRENTOON by Tim Campbell
Tuesday, September 30, 2008 www.currentincarmel.com
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another take THe arts help us elsewhere
t a recent meeting about arts offer the best quality in education, when funding in Carmel, it struck compared to test results worldwide our high me that there are several schools are challenged. Students, as a group, people who are questioning don’t measure up in science and math. how money is Music and art are two activities spent to promote the arts. that promote subjective thinkI own a gallery on East ing, which should translate to Main Street. I have bills to better skills in other areas. pay, but the main driver is for We still are a wonderful me to become a better artist. nation for choices, but our I am an idealist. I find it to be choices are being badly made upsetting that some parents in some cases. According to don’t value the arts as much as General Electric CEO Jeffrey perhaps they should. Others, Immelt, more people will though, deserve praise for not graduate in the United States filling their kids’ afternoons with sports exercise degrees exclusively with sports activithan electrical engineering ties, regardless of the seemingdegrees. “So, if we want to Magdalina ly community-wide pressure be the massage capital of the Hoyos-Segovia world, we are well on our to “do sports.” If we as a society were better way,” he said. This speaks informed, we would recognize we don’t nothing of China and India, which roundly promote activities to help stimu- produce 11 times the engineers than the late our intellectual mechanisms. When U.S. does. Think about that. certain parents tell me, “Sports are so good for the kids because they keep them Magdalena Hoyos-Segovia is the owner of Magdalena Gallery, and the future owner of occupied, my next thought is: Occupied a liquor store or a McDonald’s if the gallery instead of what? Instead of thinking? In thing doesn’t work out. You may contact at other words: Don’t think. Run?” email@example.com. Although American universities still
FROM THE BACKSHOP PROBABLY THE ONLY REASONABLE SOLUTION City Council’s recent 4-3 vote for it to make the ultimate call on funding for the arts has to be considered a good move for taxpayers. Mayor Jim Brainard, beginning next year, must present his ideas on which arts groups and projects should receive the city’s financial support and at what levels. This could be a one-year exercise if the council decides to not extend its oversight beyond 2009. Today, and in the recent past, Brainard has overseen the fund, which is generated by up to one penny from every tax dollar collected. The Mayor’s Arts Advisory Council now is and has been responsible for meeting with Brainard, reviewing his requests and then voting on them. Some believe that committee represents little more than a rubberstamp effort. It engages in vigorous discussion at times, and Brainard has been known to revise his requests downward. The problem with the committee was that it was staffed by appointees who had a passion for public and community arts initiatives. We love that passion, and you’ll find no more vocal an entity in these parts than this newspaper. Don’t
Brian Kelly & Steve Greenberg expect us to change. In the end, though, the committee of appointees was not a great idea. Fiscal oversight really should be required in this case – and you KNOW we’re NOT about government intervention. Beginning next year, though, once Brainard’s proposals are presented, council could accept, deny or request downward change. Council president Rick Sharp voted for council control, but he said he is steadfast in his belief that the fund needs to be increased to $720,000 from $675,000, the level of the last two years. A nice move. Arts help to attract business to this city, to speak nothing of enhancing offerings for those who call it home. We hope this proves to be an adequate solution.
Tuesday, September 30, 2008
READER’S VIEW Hypocrisy and double standards Editor:
It’s funny how Bob Walters in his “In Spirit,” column states that Sarah Palin thinks “integrity matters,” when she used coded racial language to describe Barack Obama in her speech at the Republican convention. Another funny thing: I’ve never seen Walters defend the good Christian Obama from the vicious smears insinuating that he’s a closet Muslim. Or from the vicious Left Behind-esque ads, sponsored by John McCain, insinuating Obama’s the Anti-Christ. And it’s downright hilarious how Walters cites Palin’s pregnant teenage daughter to make the case for the vice presidential candidate’s so-called integrity. If Obama’s daughter wound up coming
Wanna write us a letter? You can do it a couple ways. The easiest is to e-mail it to firstname.lastname@example.org. The old-fashioned way is to snail mail it
to the convention with her boyfriend, pregnant, I’d have a hard time believing that Walters would say, as he said about the Palin kid, “she is accepted and loved by her family, and, of course, God.” As far as Matt Damon’s statement about Palin’s creationist beliefs, Walters doesn’t mention that Damon was wondering aloud whether access to nuclear codes, by someone who has little trust in empirical reality, is a good idea. Damon’s comments would’ve tickled my funny bone if they weren’t so scary. Pardon me in advance, Mr. Walters, for being part of Karl Rove’s so-called “realitybased community.”
Dan Grossman Carmel
to Current in Carmel, 1 South Range Line Road, Carmel, IN 46032. Keep letters to 200 words max (we may make exceptions), and be sure to include your home zip code and a daytime number for verification.
Setting everyone straight on my religious beliefs
GOLFTEC GRAND OPENING Combining leading technology with personal coaching, GolfTEC brings experience with over 1.4 million lessons to 9873 N. Michigan Rd. The Grand Opening celebration is scheduled for October 4, from 10 a.m. to 4 p.m. The ribbon cutting will occur at approximately 10:30 a.m. Live golf demonstrations throughout the day will include The Golf Swing and Putting and Club Fitting. You are invited for a free demo, refreshments and a chance to win great prizes.
TAILGATE AFTER HOURS - Kick off the football season at Tailgate After Hours (formerly AutumnFaire) this Thursday, October 2, from 5 to 7 p.m. at the Mansion at Oak Hill (Corner of 116th Street & Hazel Dell Parkway). In addition to great fall-themed food, drink and music, there will also be a short course in Football 101 at 4 p.m. The event is $5 per person for Chamber members, and $10 per person for non-Chamber members. Call 846.1049 or visit www.carmelchamber.com to learn more.
Tuesday, September 30, 2008 www.currentincarmel.com
ver the last year I’ve received was off-limits. But each night I attended a lot of email expressing conmass I became overwhelmed by homesickcern over my lapse in Catholic ness. Though I had hoped to find comfort faith and anger at my treatin the fact that a Catholic mass is the same ment of the Catholic Church. wherever you are in the world, attending I usually reply with a “Thanks mass did nothing but paralyze for your comments” because if me with an intense longing to go I get into it with every person home. So after several pathetic who thinks I’m going to hell, attempts at finding my inner I’d never get off the computer. strength, I vowed once again to That creates two problems, become Jewish. however. First, the reader When I got married and doesn’t get the opportunity started having children, my atto debate with me and is left titude toward religion changed feeling frustrated. Second, it once again. I wanted my kids to doesn’t give me the chance to have what I had as a child, and explain myself and/or clear up that included the Catholic faith. any misunderstandings. So I More importantly, after putthought it time to take care ting some serious thought into Danielle of the latter. Now the next it, I realized I still believed in Wilson person who feels the need to the basic tenets of the Catholic pass judgment or offer reliChurch. I also liked the idea that gious advice will have all the info. (And let my children would be connected to someme preface this entire column by saying thing almost 2,000-years old. So I started “thank you” to everyone who is currently going to mass again, registered the kids in praying for my soul, though by the sound the religious education program, and made of it, there is little anyone can do to save sure they began receiving the sacraments. me from eternal damnation.) But — and like my own, it’s a big one Born and raised in a big Catholic family, — I still struggle with my faith. I conI attended Catholic schools for 13 years, stantly find myself trying to reconcile but stopped going to mass when I was a what I am supposed to believe and do sophomore in high school. That’s when I with what I actually believe and do. To decided that Catholicism was nothing but be honest, I flat out disagree with several an overrated cult and announced I would of the Church’s teachings. I also respect be converting to Judaism. My parents my non-Catholic husband’s beliefs, which merely handed me a book on Jewish culsometimes differ from the Church. Does ture and asked if I’d like a ride to temple. that mean I’m a bad Catholic or not a Damn that reverse psychology! I never Catholic at all? converted, but my parents didn’t make me I don’t know. But I do know that I try go to church anymore, either, so it had all to be a good mother to my kids, a good worked out. wife to my husband and a good person on Then I went away to the Air Force this earth. If I’m going to hell, at least I Academy and found myself praying to know I won’t be lonely. Peace out. God a lot. The first few nights of basic Danielle Wilson is a Carmel resident and contraining, I felt inexplicably drawn to tributing columnist. You may e-mail her at church, to connect with something from email@example.com. my home. Plus, I knew no one could yell at me in the chapel because holy ground
FAMILY BINGO AND PIZZA - Food and fun for all ages! Come out to the Monon Center this Friday, October 3, from 6:30 to 8:30 p.m. for bingo, snacks and pizza. The cost is $35 per family, and all winning participants will receive an award and door prizes will be given as well. Pre-registration is not required.
Tuesday, September 30, 2008
GOT STUFF? WANT IT GONE? - If you have things you’d like to sell, but you don’t want to deal with the hassle of setting up your own garage sale, consider renting a space at the community garage sale at the Monon Center on October 11. The charge is only $10, and you’ll have the benefit of being part of a large event that will attract more buyers than a paper yard sign. The deadline for registration is October 4. Call 573-5243 to reserve a spot.
7240 HAmILToN CR $1,375,000
Almost 10 acres! Fab kit w/ FP, mstr w/FP, unbelievable mstr BA, wrap-around porch, elevator, custom etched windows & custom cabinetry! Spectacular home! DAWN KENDRICK, 329-8535, 846-7751
The 8U Indiana Mustangs, coached by Tony Page, were champions in two tournaments and had an outstanding record. Team members are, front row, L-R, Cody Page, Alex Richter, Kade Gorman, Bryce Randolph, Luke Barnes, Will Richter, Zack Melloh, Dylan Page, Jake McDonald, Trey Harris and Brock Moore. Back row, A.J. Barnes, Kim Barnes, Tonna Randolph, Stacey Richter, Jenny Page, Karen Moore, Lisa Melloh, Stacey Harris, Pam McDonald and Angy Gorman.
CONSTRUCTION UPDATES Capital Group - The Capital Group Companies announced groundbreaking last week for two buildings on its 24-acre campus at 12911 N. Meridian St. The campus will include a five-story, 175,000square-foot office building with a full-service café and a single-story, 32,000-squarefoot mail processing center in addition to the 106,000-square-foot building the company purchased from Opus North in 2007. The Capital Group will invest nearly $50 million in the development, which is expected to be completed in early 2010. Grand Boulevard - This will be a new roadway connecting Guilford Road just south of Carmel Middle School to Main Street just west of Old Meridian. Construction will include a two-lane bou-
7226 E 550 S $1,200,000
Luxurious 6BR/5+BA brick Traditional-style nicely sited on 10.15 acres. Security system, 2 fireplaces, attractive pool. Two-story foyer, high ceilings. DAWN KENDRICK, 329-8535, 846-7751
12433 BRooKS CRoSSINg $560,000
Beautiful Hamilton Proper home on over 1 acre w/over 6000sf. 4BR/5+1/2BA, 3FP, fin daylight bsmt, 3car gar, granite +SS kit, main level mstr, maple hdwds. TRACY VATNSDAL, 407-7000, 846-7751
levard with a median, storm sewer installation, curb and gutter, on-street parking and multi-use paths. Construction on the segment from Guilford Avenue to Old Meridian is underway, and this portion of the project is expected to be completed early to mid-November. Monon Bridge over Carmel Drive- Construction for this pedestrian and bicycle bridge has started, and the Monon Trail is closed at Carmel Drive. The detour will consist of the multi-use paths along City Center Drive, Guilford Road and 116th Street. There will not be any long-term road closures of Carmel Drive to complete this installation, but short-term closures will be necessary. For more information www.mononbridge.com.
12974 TREATY LINE ST $525,000
Amenities abound! Granite countertops, hdwds, architectural detailing, designer, cabinets & built-ins. Don’t miss this opportunity for a Kent Shaffer home. ANgELA RAAB, 317-735-9610, 846-7751
Photo by Terry Harvey
NOMINATIONS FOR CHAMBER AWARDS CLOSE SOON! - The Carmel Chamber will celebrate five businesses and a leading volunteer at its eighth annual Images of Excellence Awards Luncheon on December 10 at the Ritz Charles. Nominations will be accepted until Friday, October 10. Applications for all awards are available online at www.carmelchamber.com.
Things got a bit leafy for Collin McNair as the Forest Dale Elementary School kindergartner recently found this treasure in the back yard of his Carmel home. The Sycamore leaf measured 20 inches in width.
Submit YOUR photo for Current - If you have a
photograph that you would like published in Current, please submit a high-resolution version and cutline information to Managing Editor Mike Beas at mike@ currentincarmel.com. Appropriate photos will be published in a future issue of Current as space permits on a first-come, first-serve basis.
4637 S 575 E $450,000
Almost 8acres + a beautiful post&beam home w/SS & granite kitchen, hdwd floors, 5BR, 3BA w/over 5500 sf just outside of Zionsville. Deer included! TRACY VATNSDAL, 407-7000, 846-7751
13922 oLIVER LANE $275,000
Stunning 4BR/3BA home in Hayden Run at an amazingly low price! Large yard, sunroom, ceramic tile, 2story entry, bonus office area & an unfinished bsmt. ANgELA RAAB, 317-735-9610, 846-7751
www.TalkToTucker.com 6435 NoRTHVIEW DR $225,000
Outstanding 3BR/2+BA woodland-view home! Security system, gas fireplace. Hardwood flooring, walk-in closets, breakfast nook. TRACY VATNSDAL, 407-7000, 846-7751
12164 RoCKfoRD CT $180,000
Come home to The Highlands @ Stonycreek where lawns are maintained while you sit on your deck & enjoy! 3BR/2BA+loft+sunrm. 2sty GRw/FP. All appls included. TRACY VATNSDAL, 407-7000, 846-7751
1217 TuRNER CT $169,900
New construction townhome in Home Place.Carmel Clay award-winning school district.4BR/2.5BA close to Monon Trail & Monon Center. No assoc fees, appl. incl. ANgELA RAAB, 317-7359610, 846-7751
9600 CLoVER LEAf LN $160,000
Country Fields @ Fishers nearly 2000sf w/2BR/2BA+den. 2c gar + gorgeous interior spaces! FR, deck, all appliances included! Great condition amenities too! TRACY VATNSDAL, 407-7000, 846-7751
212 HEADY LN $160,000
Amazing hardwood floors throughout 3BR/2BA Sunblest ranch w/perennial cottage gardens over 1625 sf w/all appliances included & lots of updates everywhere! TRACY VATNSDAL, 407-7000, 846-7751
Vote on Arts Funding coming Oct. 6
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City Council will have the final word on the city’s 2009 arts budget. Mayor James Brainard will continue handling arts funding, but the council will be able to approve, reduce or reject funding to any organization. Brainard said the decision, which came on a 4-3 vote at the council’s Sept. 15 meeting, would not affect the arts community. “This is just a discussion of process,” he said. “We are trying to find the process that will help us make the best decisions for the city.” Ron Carter, city councilman at-large, was among the most vocal opponents of the resolution, worrying that that it would “politicize” an inherently non-political issue. “I don’t see how any of us can say with a straight face that we won’t have groups politicking us for funding,” he said at a Sept. 3 preliminary meeting on the issue. “The council is politicizing something that is not broken.” Supporters argued that the decision was not political in intent, and that it reflected the best interests of the city. Kevin
“Woody” Rider, city councilman at-large, also stressed the resolution’s “sunset clause,” which will force the council to revisit the issue next year. “If I find that this becomes a political statement, I will not support it next year,” he said. Council President Rick Sharp said the decision will likely lead to an overall increase in arts funding, from $675,000 in each of the past two years to $725,000 – or 1 percent of the city’s total budget – in 2009. Three members of the council were in favor of the 1 percent arts allotment last year, Sharp said, but he was opposed. He said he will change his vote this year based on the Sept. 15 decision, tipping the vote in favor of the funding increase. Rider’s passionate support for the increase also contributed to Sharp’s vote reversal, he said. Rider said he views arts as tools of economic development that fuel commerce and attract new business. “I think 1 percent makes a strong statement that we are committed to helping the city of Carmel,” Rider said. The council will vote on arts funding along with the rest of the city budget at its next meeting on Oct. 6, Brainard said.
By Bryan Unruh Current in Carmel
1065 3rd Ave. S.W., Carmel, IN 46032
Tuesday, September 30, 2008 www.currentincarmel.com
Oâ€™Deaâ€™s legacy a lasting one
n November of 2006, I wrote a mittee disbanded to simply enjoy the column about a group of men and park like setting as spectators rather than ayS ayS ayS d d d 4 2 3 in in in women who worked together to bring builders. You only need to observe one Sold Sold Sold the vision of a Veteranâ€™s Memorial to time a parent explaining the meaning of Carmel. They labored as one for sevthe monument to a young child to fully Caution ion t eral years selling enough brick appreciate its importance to our u a C Caution pavers to successfully create a society. tion u a C n place of honor for generations I have been thinking Cautio tioanlot au to enjoy. The keystone of their about MikeCfor the last few yS dayS dayS 2 8 efforts is the bronze statue deweeks. I watched him and the 5 da 1 1 n n n i i i picting a brave man and woman committee wage a battle to Sold Sold Sold serving our great country as memorialize soldiers forever. He Ca uti Caution members of the Armed Forces. won that battle claiming vic-on Caution Caution Caution The Carmel Clay Veterans tory at the unveiling ceremony. Caut Memorial is a peaceful place to But another battle, of which stop and appreciate the freehe may not win, is overtaking doms we value as Americans. him now. Fighting against undayS ayS d 1 2 9 n n i i In my column I recorded yielding cancer, Mike will leave Sold Sold names of all of the committee more than just a statue, but an Jeff members and the name Michael example of a life well lived. Oâ€™Dea appeared, not at the beWith very little time to Worrell ginning, but also not at the end. process the severity of the diThe location of his name, randomly listed agnosis, Mike wonâ€™t have to worry about in the middle, symbolized his humble creating a legacy to leave behind. His acts character. Never one to ask for the spotof service and contribution are solid, longlight or seek recognition, his fellow comlasting and celebrated. For his loving wife, mittee members could absolutely count on Carol, and sons, Daniel and James, they him to deliver his commitments and not can easily take pride in the solid reputation waver from reaching their desired goal. of the man that brings honor to the Oâ€™Dea The 57th Carmel Rangeline Pioneer name. Award was bestowed upon Mike by Mayor 317-216-8500 Jeff Worrell is a local business owner. He Jim Brainard that same year, officially recognizes volunteers on â€œConnecting with Re/Max ability Plus marking his contribution to our success Carmelâ€? on cable channel 16. Contact him at *Sampling of 2008 sales. Homes sold for 96-100% of list price. as a city. The mission complete, the com-
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Tuesday, September 30, 2008
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THREE BANKS FOR BULLS If youâ€™re looking for volatility, the financial sector is the place to be. One stock to keep an eye on that has been an impressive performer is Wells Fargo (WFC). The equity has broken through longterm resistance at the 38 level and tagged a fresh all-time high of $44.75. Another stock that has been widely underestimated by investors is PNC Financial Service (PNC). The stock has broken through long-term resistance at the 76 level, an area that capped shares in January 2001 and throughout 2007, and has tagged a new all-time high of $87.99. One last company worth keeping an eye on is Hudson City Bancorp (HCBK). Like its compatriots above, the stock has been in an uptrend since its July lows, gaining more than 79 percent along the way. -www.forbes.com
of passwords, logins and especially the password resetting process. It occurs to me that if these communities, groups or networks mattered I wouldnâ€™t forget the login and password. I would know it because I cared, because it added value to my life and because I returned to visit or communicate with the group every day. Do you think active members forget how to get to the Rotary? Doubt it. They know where it is and how to get in because it matters to them and adds value to their life. There isnâ€™t a secret formula for getting someone to join an organization or group. As more organizations begin using online social communities as a strategy to connect with their constituencies they have to prove to potential members that their network adds value to their membersâ€™ lives. And, more often than not, that value comes from the other members. People look for connections, both online and in person. They want to meet others with similar interests, discuss topics of importance and learn more about subjects that are significant to them and entertain. They call them â€œsocialâ€? communities for a reason.
Social networks cannot rely on a â€œbuild it and they will comeâ€? strategy alone to get people to join. They have to prove their value. People use online communities in different ways, but clearly the most successful provide value and entertainment. How many groups are you a part of? And how many add significant value? David Cain works at MediaSauce, a digital media and online marketing company in Carmel. David welcomes your questions or comments at David.Cain@MediaSauce.com.
F.C. Tucker adds new sales associates
ONLINE THIS WEEK - Looking for Kent Burns and Joe Reynolds? Theyâ€™re online this week. Please visit www. currentincarmel.com for their columns and much more.
F.C. Tucker Company has added eight residential sales associates in September to its network of Indianapolis-area offices. Among those realtors now providing real estate services are JoAnn McKenna in Carmel and Scott McKenna Beer and Melissa Kerry in Suburban North.
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Tuesday, September 30, 2008 www.currentincarmel.com
LIGHTEN YOUR LIGHT BILL - Here are three simple ways to reduce your electric bill: 1. Get new bulbs. You know that compact flourescent lightbulbs (CFLs) are more energy efficient, but did you know they are up to 75 percent more efficient and last up to ten times longer than standard bulbs of the same wattage? Switch out your standards. Good Housekeeping Research Institute recommends the Satco Energy Saving Mini Spiral Bulb. 2. Turn down the lights. Setting your dimmer at 75 percent output saves an estimated 20 percent in energy and can quadruple the life of the bulbs. 3. Power-off savings. Consider installing motion sensors in stairways, halls and garages; these areas get a lot of through-traffic, but people often forget to shut off the lights as they exit. -Quick and Simple
ow many times has it happened? A friend asks you to attend an event with the intent of introducing you to the organization in hopes you will join. Or you receive a message from a group you have had some past relationship with requesting you get back involved. I call these requests â€œjoin strategiesâ€? and most arenâ€™t very effective. Peopleâ€™s lives are packed with things to do, and who has the time to squeeze in something else? David Cain With todayâ€™s online Marketing or virtual world, requests to join groups and networks have probably doubled or even tripled. How many online groups have asked you to join them? How many logins and passwords do you have filed away in your memory banks? For me, I sometimes feel like my childhood pet is still alive because I type his name so many times to reset passwords. Well, heâ€™s been dead for years, my Motherâ€™s maiden name isnâ€™t anyoneâ€™s business, and I havenâ€™t lived on Sunrise Street for 23 years. Iâ€™m tired
KeyCorp on the rise - BMO Capital Markets is upgrading KeyCorpâ€™s (KEY) stock from â€œmarket performâ€? to â€œoutperformâ€? and raising its price target from $11 to $20. â€œGiven overall market turmoil, it is nice to see some positives,â€? said KeyCorp vice president Jeffery Magginnis. The stockâ€™s EPS estimate will remain unchanged, expected to be a loss of $1.79 in 2008 and a gain of $1.12 in 2009. In a press release, the company said it was able to make the upgrade because of its success in building reserves and addressing credit issues
Online communities must prove their worth
What’s it Worth My Opinion:
Type: Traditional Age: New Construction Location: Near 116th Street and Keystone Avenue. Neighborhood: Woodland Golf Club is a golf course community that encompasses Woodland Country Club, which offers golf and a swimming pool with paid membership. Square footage: 4,904 square feet including 904 in the unfinished basement. Rooms: This five-bedroom home offers a large kitchen with double ovens, gas cooktop six-burner stove, granite counter tops, hardwoods, small bar with sink, walk-in pantry and fireplace. There is a spacious great room with built-ins, a main floor bonus room and office. Strengths: This home has an expansive acre-and-a-half lot with a 32 x 12 veranda,
Tuesday, September 30, 2008
By John Pacilio, RE/MAX Ability Plus
Owner Dr. Tim Gossweiler Address: 14904 Greyhound Court Carmel, IN 46032 Hours: Monday – Tuesday: 12 p.m. – 8 p.m., Wednesday – Thursday: 7 a.m. – 3 p.m., Friday: 7 a.m. – 1 p.m. Phone: 317-566-3300 Website: www.ezdentalanddentures.com When Dr. Tim Gossweiler returned from a five-year, 28-country family vacation, he knew he wanted things to change. Once a cosmetic dentist, his frequent volunteer work during the trip convinced him to focus on affordable dentistry. “I realized I
view of the golf course and two fire pits. The location of the well-established golf course at 116th Street and a large number of mature trees makes Woodland Golf Club unique. Challenges: This home is within close proximity to Keystone Avenue and may experience some traffic noise. No other home of this size has been built and sold in the neighborhood recently. John Pacilio and his team specialize in Westfield real estate with RE/MAX Ability Plus. Contact him at 216.8500 or John@ JohnPacilio.com.
wanted to work with people who wouldn’t normally get dentistry work because they consider it too expensive.” With an in-house lab and a commitment to low prices, EZ Dental boasts some of the lowest rates in the area and offers financing and senior discounts. New patients are also granted free exams, X-rays and consultations, and they can choose between a free exam or whitening beginning Oct. 7.
MONEY MATTERS Does where you bank really matter?
“I guess it does. My bank is through the military and it has always been really good.” Tom Hillebrands Carmel
“To me it does. I have been with First Merchant’s Bank for seven years and never had a problem.” Deidre Dowdon Carmel
“I think it has some effect. I bank at a credit union, and I feel more comfortable there. It’s smaller and more personable.” Joe Shafer Carmel
History repeating itself
s the clowns in Washington with a bank. I am afraid that until we face debate the financial future in our energy demands domestically, we are America, we watch the markets going to be stuck watching the downfall of swing in a state of the Roman Empire in America. chaos. The last time We have the natural resources we had a government bailout and the brain power to solve our of the savings and loans took energy and cash flow problem, over a year for the stock market but we are going to experience a to make a bottom and three sluggish economy until we face years for the housing market to up to our energy needs. rebound. Our current situation This happened during the oil may take much longer to solve. embargo in the 1970s. History My dadâ€™s best friend was Bernie is repeating itself again, but our Landman, and if Bernie were leaders in Washington are too alive today, he would say: the busy covering their butt and not builders built based on financing doing the peopleâ€™s business. The and not on demand. This is what clowns have not even considered Brian happened with todayâ€™s real estate the pain the local and state govmarket. There are more houses ernments are going to take with Shapiro than qualified buyers. the decrease in property values The sad thing is that the averand less income to tax with age buyer bought a home at a fair price, but higher unemployment. Higher taxes are not because of the oversupply, the prices dropped the solution for these lean economic times. dramatically, which created the domino The solution rests with expansion of the effect. The banks only loan people money domestic energy to keep our dollars at home in the good times, and basically, they have and stop the global transfer of wealth. stopped. If you have a blemish, you are toast
The last time we had a government bailout of the savings and loans took over a year for the stock market to make a bottom and three years for the housing market to rebound.
Tuesday, September 30, 2008 www.currentincarmel.com
Please, get yourself some sleep
ZUMBA CREATOR IN TOWN The Creator of Zumba is coming to Carmel Dance Arts! Beto Perez, creator of Zumba, will be offering a two-hour Master Class Sunday, October 19, from 6 to 8 pm; Call 8449131 or stop by the Carmel Dance Arts Studio (575 Carmel Drive) for more information or to order your tickets. Come join the party! SMOOTH OPERATORS - The Smoothie King website says, “Say hello to a better beach body,” but their 40 oz. Strawberry Kiwi Breeze or Blackberry Dream “Trim Down” smoothies contain roughly 750 calories each. Don’t assume that because it’s a smoothie, it’s good for you. Most aren’t. To keep the calories between 200 and 250, order any 20 oz. Slim-N-Trim smoothie except strawberry, or better yet, just have some fresh fruit.
Tuesday, September 30, 2008
-Nutrition Action Healthletter
October 11 10am - 1pm
Riley Hospital for Children at Clarian North 11700 N. Meridian, Carmel Each child can pick a FREE Pumpkin!
This is a story about striving for unconsciousness. It’s about what’s happening to us between the hours of 10:15 p.m. and 7 a.m., when we should be hanging z’s. Sleep shuts down your body and awakens your mind. In addition to being vital, it’s also bizarre and contradictory - it’s the inactive activity, the void you fill by dreaming up entire worlds, the state of nothingness that means everything. The science of sleep is only about 40-years-old, and among the things yet to be discovered by researchers is how sleep works, exactly. That, and how to define it. But that’s sleep for you: full of mysteries and surprises. Maybe the most surprising thing of all is that 60 million Americans do it very poorly, suffering any number of sleep disorders. And more than half of the afflicted are men, according to James Rowley, M.D., director of the sleep-disorders center at Harper University Hospital, in Detroit. Many of these guys would deny
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they have a problem, and those who acknowledge it probably aren’t being helped. “Women get motivated when they’re sleepless,” says Dr. Rowley. “Men are silent.” As the years pass, the odds are that these bleary-eyed, silent guys will get even less sleep, and touch off a cascade of other miserable conditions. If sleeplessness doesn’t put a sudden end to your morning commute, it can dim your brainpower and success on the job. It can sour the report your doctor gives you on your cardiac risk, make you fatter, and set you up for diabetes. It will make you fight more with your wife, kids, and house pets. Sleeplessness is the symptom that makes its underlying cause - stress, depression, pain, or all of the above - even worse. The stakes are high when it comes to sleep. For our own good, we all need to rest a little easier.
PRESS HERE TO RELAX Your own fingers may be one of the best stress relievers. Here are the top soothing spots you can massage yourself to unwind:
Ear lobes: With your thumb and index finger, gently pull down and out along the edge of your lobe starting at mid-ear and working your way down to the bottom. Hands: When you feel a stress headache coming on, squeeze the groove between the thumb and index finger of your left hand with the thumb and index finger of your right hand for 1 minute; then switch hands and repeat. -Health
BRAZIL NUTS FIGHT CANCER?
Feet: Relieve lower back strain by pressing down with your thumb where your heel ends and your arch beings; hold for 60 seconds.
This hearty tree nut is a â€œtrigger foodâ€? that may cause cancer cells to self-destruct. Itâ€™s a super source of selenium, a promising anti-cancer trace mineral that also promotes DNA repair and boosts immunity. Just two medium nuts contain enough selenium to perhaps reduce the incidence of prostate, colon and lung cancers!
Mushrooms require thorough cleaning because of where they grow, how theyâ€™re shaped and how well pesticides adhere to them, but a specialty brush for all those nooks and crannies might seem like a waste of money. If youâ€™re fond of the fungi, buy an inexpensive soft-bristled toothbrush to get your mushrooms really clean. The small head slips easily under the gills to capture every stray bit of dirt. A run through the dishwasher will then clean the soiled brush for reuse.
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