CSB Winter 2015 Informed Newsletter

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Non-Profit Organization U.S. Postage PAID Twin Cities, MN Permit No. 93723

ANNUAL GIVING 37 South College Avenue St. Joseph, MN 56374

Informed AN INSIDE LOOK AT HOW PHILANTHROPY SHAPES SAINT BEN’S

Please direct questions to 800-648-3468, ext. 3 or mutsch@csbsju.edu

GIFTING OF APPRECIATED SECURITIES A charitable contribution of long-term appreciated securities (i.e., stocks, bonds and/or mutual funds that have realized significant appreciation over time) is one of the most tax-efficient ways to give. The two key advantages: • Any long-term appreciated securities with unrealized gains may be donated to a charity and a tax deduction taken for the full fair market value of the securities. • Since the securities are donated rather than sold, there is no capital gains tax due. The more appreciation the securities have, the greater the tax savings will be. Questions? Ask Bill Hickey, director of gift planning, at 320-363-5480 or whickey@csbsju.edu.

RIGHT ON TARGET

Informed

AN INSIDE LOOK AT HOW PHILANTHROPY SHAPES SAINT BEN’S

GUY AND BARBARA SCHOENECKER P. 2 > Sustaining Saint Ben’s p. 4 > A Healthy Balance p. 6 > Welcoming First-Generation Students p. 8 > A Note From the President p. 10

WIN NTER 2015


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