Credit rating is a measure of the creditworthiness of an individual, company, or government entity.
It evaluates the entity's ability to meet financial obligations and repay debts. It is a vital tool for evaluating creditworthiness and risk in investments and lending.
Credit ratings ensure regulatory compliance in risk management frameworks.
Enhance confidence for foreign investors.
Facilitate access to international capital markets.
Improving risk management and portfolio assessment.
Impacts the cost of borrowing and funding.
Payment history
Credit utilization ratio
Length of credit history
Public records (Such as bankruptcies, liens, and judgm
Credit mix (Such as credit cards, mortgages, or loans)
Debt-to-income ratio
D&B Egypt is a subsidiary of Dun & Bradstreet, a globally recognized leader in business intelligence and data analytics.
With D&B's unparalleled global coverage, including a broad range of industries and geographies, bankers and financial institutions can confidently navigate complex markets and identify lucrative opportunities.
With a rich history spanning decades,
D&B has established itself as a globally recognized provider of credit ratings and business information.
D&B offers:
Robust data and insights
Objective and unbiased credit assessments
Global coverage and industry expertise
Enhanced risk management
Regulatory compliance support
Credit ratings aid in creditworthiness assessment and risk management.
Factors such as payment history, debt levels, asset quality, industry outlook, and economic conditions significantly impact one’s credit rating.
It empowers financial professionals to make informed lending decisions, set appropriate interest rates, and foster a stable financial environment.
A vigilant approach to credit ratings can lead to a robust credit risk management framework, ensuring stability and growth for financial institutions.
