ALL APPLICATIONS Application Form Statement of Position 100 points of certified IDs for all Guarantors Valuation Report Certified and Executed Trust Deed (if applicable) Detailed and supported exit strategy Explanation and supporting documents for the use of equity release funds (if applicable) Updated council rates notice and/or land tax notice (if applicable) Borrower Biography or Curriculum Vitae
INCOME ASSESSMENT (If the loan is being serviced) Accountant’s letter in standard format Financials and Tax Returns (Lodged/Most Recent) Investment only Rental statements (2 Most Recent) Lease agreement/s
PURPOSE Refinance 12 months loan statements for all mortgage facilities being refinanced (issued within 6 weeks of application) 3 months statements for leases, personal loans, credit cards (issued within 6 weeks of submission) Check for adverse conduct – where evident, the appropriate explanation is required Purchase Full copy of the executed contract of sale including all special conditions Confirmation of funds to complete Construction Copy of Development Approval Copy of Building Approval Signed Copy of fixed price building contract Bank statement or other evidence of funds to complete (if applicable) Quantity Surveyor Report