For Your Information
If Your Business Accepts Credit Cards, And You Haven't Looked Closely At Your Fees Lately BY LAURA & ED ABILEZ
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. . . You Could Probably Save A Lot Of Money With A Broker
f you have a business that accepts credit cards, you are probably getting several calls daily from different card processors claiming they can save you money. How do you decide which processor is the best fit for your business? Doesn't each processor offer the same thing? We are the owners of St. Louis Merchant Services, brokers with over 20 years’ experience in the card processing industry, and we work with all of the top credit card processors such as First Data, Chase Paymentech, Global, and TSYS, to name just a few. As brokers, we remain unbiased, and therefore provide a huge advantage for business owners because our loyalty is to our clients, not to one particular processor. Every processor has their advantages, their quirks, and most important, their own incentives. Why do all of the research on your own? There is no fee for our research. We will do an analysis for you and compare the rates across the top processors mentioned above and more. We can recommend the right processor that is the best fit for your needs. We can also recommend the best way to electronically capture a credit card transaction, such as a terminal, POS system, online Gateway, virtual terminal, mobile pay, pay at the pump, or “Pay at the Table” devices. Over the years, we have discovered what merchants like and dislike about the big banks, as well as the processors. We have designed our business model the way we would want to be treated: “interchange plus” pricing, consistent pricing (month after month, year after year), no long-term contracts (we earn your business every month), no leases, no hidden fees, and most importantly, secure payment transactions. If your merchant services agent is through your bank, or an affiliate of your bank, is very likely that you see significant additional fees on your credit card transactions every month. These institutions have considerable overhead, and they look to maximize charges and fees to generate more income. By contrast, an independent expert who is unbiased and more selective in choosing the processor and technology your business wants can serve your needs at a considerably lower cost. Currently, one of the biggest problems in the credit card processing industry is surcharging. St. Louis Merchant Services
does not surcharge. If you think you may be paying surcharges, or just paying too much, we are here to help. We are committed to your company’s success. We work for our merchants 24/7/365 for all customer service and technical support needs, whenever you need it. Let us help you grow your business by finding you the best processor for your company, while you focus on running your business. We are here for you. We have no exit fees, so we are earning your business every day. If you like your current processor or POS system but do not have a local representative and would like one, please call us and we will be happy to work with you! You can call Ed or Laura Abilez to schedule a no-obligation, face-to-face meeting to go over your card processing statement in order to determine potential savings by having St. Louis Merchant Services represent your company for credit card processing. You can reach Ed or Laura at (636)591-5885 or (636)541-5455, and you can learn more about their services at: www.StLouisMerchantServices.com. clm St. Louis Merchant Services offers complete payments solutions: • Credit/Debit/EBT Card Terminals • Pay at the Table Terminals • POS Systems • Virtual Terminals • E-Commerce Gateway • MOTO Transactions • Mobile Payment Devices • Check Guarantee • Franchise Pricing • Charity Pricing • Gift/Loyalty Cards • Next Day Funding • Pay at the Pump • Contactless Payments: Apple Pay/Google Wallet • Merchant Cash Advance
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