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South Coast tours offers unique outdoor experiences new season begins in April

BREEANA LAUGHLIN Country Media, Inc.

It’s Spring! Time to get outside and enjoy the beauty of our communities.

South Coast Tours is gearing up for a new season of adventures.

The outdoor tour company features a variety of water-based activities from whale watching to river and ocean kayaking and stand-up paddle boarding. The company has tours spanning the South Coast from Coos Bay and Bandon to Port Orford and Brookings.

South Coast Tours also recently started offering a mountain bike, kayak combination. The “pedal and paddle” tour starts with a shuttle and 6.5 mile mostly downhill mountain bike ride near Agness and ends with a 5-mile white-water kayak paddle.

“It’s really fun and a little bit rowdy but it’s not death-defying kind of paddling. You are going to get wet for sure,” said South Coast Tours owner Dave Lacey.

Lacey said his favorite part about being a guide is “sharing this wonderful place with people.”

“I also find it satisfying to empower people to do something they didn’t think they could do,” he said. “We get a lot of people who say, ‘I didn’t think I could paddle on the ocean, and it wasn’t as hard as I thought.’ They

gain a bit of self-confidence. So sharing and empowering people is meaningful for me.”

The Port Orford resident started his business more than a decade ago after being in the cabinet and furniture making industry. He said he was inhaling too much sawdust wanted to spend more time outside.

“I loved sharing this area with my friends who came to visit,” Lacey said.

“One of my friends who came to visit a lot told me, ‘You should start up a guiding business here.’

So it was kind of like peer pressure,” he said with a laugh.

Lacey operated South Coast Tours on his own for the initial couple years, and hired his first employee in 2014. Fast forward to 2022 – South Coast Tours employed eight guides.

Marcus Mayorga is one of Lacey’s longtime employees. He said he’s developed into a sort of “wild card” guide.

“I like a little variety bouncing around all summer. It’s awesome. One day I can be paddling the river doing whitewater and the next day I could be watching whales in Port Orford – and the next day I could be fishing down in Brookings. There is so much water here. It’s incredible,” Mayorga said.

The guide hopes his guests feel more connected to nature and get inspired from the power of the ocean or river.

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Historic housing, homelessness legislation approved

homelessness state of emergency to allow for a statewide and coordinated response to homelessness ($130 million)

sistance, shelter, culturally specific services and health care ($25 million)

ment more time to access rental assistance and other services

JEREMY

• Fund the governor’s

• Extend homelessness support to rural and coastal Oregon ($27 million)

• Provide support for homeless youth by connecting them with rental as-

• Increase production of affordable modular housing in Oregon ($20 million)

• Improve on-site workforce housing for farmworkers ($5 million)

• Grant renters faced with eviction for non-pay-

• Make affordable housing production the state’s top planning priority and ensure the state will work with local partners to identify effective strategies and tools to increase production

“The Senate and the en-

tire Legislature should be proud of what we achieved with this package,” Senate President Rob Wagner (D-Lake Oswego) said. “Faced with a statewide housing and homelessness crisis, we worked across the aisle and with our

See HOUSING, Page 10

Council hears opposition, support for city manager

ROGER GITLIN Country Media, Inc.

The Brookings City Council is reviewing testimony about its decision to reinstate Janell Howard as the Brookings City

In a standing-room only public city council meeting earlier this month, eight members of the audience shared their opinions about the council’s decision.

Seven individuals spoke in opposition to the councilors’ retention of Howard, who pled no contest to a

shoplifting violation at the Fred Meyer store in Brookings, July 4, 2022. Shortly after the court proceedings in the case Howard was placed on administrative leave by the city council. She returned to her position In February following the city council’s approval.

Former city council candidate Teresa Lawson, who garnered more than 1,000 votes in the last election cycle, addressed Mayor Ron Hedenskog and stated, “ …(with regard to Howard) your victory was not a mandate. What’s she (Howard) got on you (the City)?”

Brookings resident Connie Hunter spoke in support of the city manager. “Janell Howard was part

...(with regard to Howard) your victory was not a mandate. What's she got on you (the City)?

of a Curry County team including Mayor Hedenskog and former City Manager Gary Milliman who advocated for $27 million for 26 rural counties’ housing needs. While speaking as a private citizen, the current Vice Chair of the Curry County Housing Committee, Hunter excluded any comment on Howard’s theft court case decision, December 30 in Gold Beach.

Background

The duties of Brookings City Manager include directing the overall budgeting and finance functions of the city as well as overseeing official city records and elections. When Howard was hired by the City of Brookings in July, 2018, her starting wage was for the position of city manager was $125,000 annually. The employee contract with the

city also states that after 6 months of positive performance, her wage would increase by five percent.

According to her employment contract, Howard could be removed by the city council at any time and without notice. But if she was terminated without cause she would be entitled to severance pay of equal to her total salary and benefits for six months – with an additional month for each year she served as City Manager up to a maximum of twelve months.

If the city manager was terminated with cause –which includes a conviction of a felony or misdemeanor – she would not be entitled to severance pay.

According to court doc-

uments Howard v. the City of Coos Bay, Howard served as the finance director for the City of Coos Bay from 1998 to 2008. In September of 2008 after an investigation into whether Howard had shoplifted from Walmart (from which no charges were filed) she was terminated from her position.

Howard maintained her firing was actually a result of a complaint she had brought in 2007 regarding an accountant the city had hired to conduct an audit, the court documents state.

After filing suit against the city of Coos Bay, Howard was eventually awarded more than $200,000 in economic, non-economic and punitive damages.

www.currypilot.com FRIDAY, MARCH 31, 2023 Brookings, Oregon SERVING CURRY COUNTY SINCE 1946 Phone Number: 541-813-1717 Address: 519 Chetco Ave, Ste 7, Brookings, 97415 Email: Circulation@CountryMedia.net www.CurryPilot.com Latest news can be found online at: Obituaries A9 Classifieds A5 Crossword Answer A7 Calendar of Events A9 Crossword Puzzle A10 INDEX @CurryPilot We're always interested in hearing about news in our community. Send us your news, photos, and videos and let us know what's going on! PilotNews@CountryMedia.net $1.50 Spring Home Improvement Guide Learn how to care for your home and garden More on this, page A14
Package addresses housing supply and homelessness
C. RUARK Country Media, Inc. Affordable Housing and Emergency Homelessness Response Package, House Bills 2001 and 5019, have passed the Oregon Senate with bipartisan support, following passage in the Oregon House.
House Bill 2001 and House Bill 5019 will do:
What
Courtesy photo Kayaking tours are offered on the South Slough of Coos Bay, Bandon Coquille River, the Rogue River, the ocean at Port Orford and more. , Janell Howard Teresa Lawson, former Brookings City Council Candidate
“ “

Submissions for events can be sent by email to: pilotofficemgr@countrymedia.net

Friday, March 31 Chetco Activity Center

• T’ai Chi: 9 a.m. and10:30 a.m.

• The Walking Group, Azalea Park, 10 a.m. Meet at Azalea Park lot closest to Capella by the Sea. If raining, meet at Brookings Harbor Shopping Center by the barber shop. Open to anyone wanting to walk – any pace. For info 541-4128664

Saturday, April 1

• Coast Guard Auxiliary: Boater Safety Course, Southwestern Oregon Community College, 96082 Lone Ranch Pkwy, 9 a.m. — 5 p.m. The US Coast Guard Auxiliary is offering a one-day Introduction to Basic Boating Safety class. Students successfully completing the one-day course will receive a certificate of completion, to use in applying for their Oregon State Marine Board Boater Safety card. The one-day course, taught by certified Coast Guard Auxiliarists. The course fee is $35 and includes the book, Boat Oregon. Lunch will be provided.

All boaters who operate a motorboat over 10 horsepower (hp) and youths 12-15 years old operating a motorboat of any size are required to take an approved boating safety course and apply/carry a boater education card.

• Open House for New Art, Brookings Seventh-day Adventist Church, 102 Park Avenue 1- 3 p.m. The Brookings Seventh-day Adventist church invites the community to view two new pieces of art Church Glassworks Inc.

has created. One is a large stained-glass window picturing the second coming of Jesus Christ, a second

window picturing the cross has also been added. The open house is free, and no offering will be taken.

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Preparing for an active shooter, mass causality events

JEREMY

C. RUARK Country Media, Inc.

A new effort is underway across Oregon to help businesses prepare for an active shooter or other mass casualty event.

The Oregon Department of Emergency Management (OEM), in partnership with federal, state, and private sector entities, is launching a Mass Casualty Impact and Recovery virtual seminar series from 9-10:30 a.m. March 16.

The nine-session series is designed for companies and organizations interested in enhancing their knowledge and understanding of the impact and recovery of an active shooter or other mass casualty event.

“As emergency managers, we strive to make our communities more resilient and better prepared to handle unexpected disasters of every kind,” OEM Interim Director Matt Garrett. “While it’s disheartening that there’s a need to hold such a series, the reality is, no matter where we live, work, or go to school, we’re all vulnerable to mass casualty events. These seminars will provide our partners with the resources they need to be better prepared to respond to a future tragic

Be Engaged

The Mass Casualty Impact and Recovery senimar series will be held every third Thursday from March through November on Microsoft Teams live events.

situation.”

Community engagement

More than 1,100 individuals from 49 states and 25 countries – representing the private sector, nonprofits, and government entities – have signed up for the Mass Casualty Impact and Recovery series, which will feature subject matter experts sharing critical infrastructure best practices, valuable lessons, and planning resources and tools to assist with mass casualty impact and recovery.

Idaho Emergency Management Public Private Partnership (P3) Program Manager Jon Hanian helped develop the series.

“One of the most difficult disasters to deal with is the man-made variety that results when a person with a gun enters a business and starts firing,” Hanian said.

“These traumatic, emotionally charged, chaotic events are happening with alarming frequency around the country. We believe it’s in-

cumbent on us to help business owners and managers educate themselves on how best to plan, prepare and respond for what could be the worst day of their lives.”

The Mass Casualty Impact and Recovery seminar series will be held every third Thursday from March through November on Microsoft Teams live events. Each month will cover a different topic, including addressing immediate needs; crisis communications for media response; providing immediate crisis support; reopening and resuming operations; negotiating short-, mid- and long-term recovery; post incident scams and fraud; and civil and criminal judicial processes.

OEM’s P3 Program Manager Sonya McCormick worked closely with Hanian to develop the series. Together, they pulled in their P3 counterparts from Alaska and Washington and brought in specialists from the Cybersecurity and Infrastructure Security Agency (CISA) and the pri-

Popular trends in home exteriors

vate sector.

“The region’s P3 program managers have recently seen a groundswell of interest from private sector partners looking to become more resilient and prepared in the face of ongoing active shooter type events,” said McCormick. “The topics covered throughout this seminar

series are important and timely, and the resources will ensure our partners are better equipped to recover should a tragic situation unfold.”

The seminars are free, not cumulative and may be taken individually. Each seminar counts toward continuing education with CEU credits through IA-

Accredited Provider G&H International, Inc.

All PSPR2 sessions will be recorded, but registration is required to receive all materials and recordings.

Learn more and register for one or all seminars at eventbrite.com/ cc/pspr2-seminar-series-1751269

Major improvement project for local wastewater plant

ROGER Gitlin Country Media, Inc.

The city of Brookings has incurred an almost $25 million debt to finance an improvement project for the city’s wastewater treatment and sewer lines.

The United States Department of Agriculture (USDA) will finance the project at two percent interest.

Brookings city councilors have approved several related city resolutions addressing deficiencies in the wastewater system including:

The Wastewater Facilities Plan (WWFP) is out of compliance with State law.

The Compliance Permit for the National Pollution Discharge System is expired.

Equipment is undersized.

Portions of the System is experiencing excessive Infiltration and Inflow.

The city’s Capital Improvement Plan to address these deficiencies is underfunded.

In an effort to fund the improvements, the city has negotiated a series of loans through the USDA. An additional $2.5 million grant by the USDA has been approved for the project.

Energy-ef�cientupgrades: In�ationhasdrivenupthecostofjustabouteverythingoverthelastyear-plus, andenergyisnoexception.Soitshouldcomeasnosurprisethat83percentofprospectivehomebuyersare lookingforenergy-ef�cientwindowsandappliancesinahome.Thesefeaturessavemoneyandbene�tthe planet,makingthemawin-winamongbuyers.

Exteriorlighting: TheNAHBreportindicatesthatexteriorlightingisthemostsought-afteroutdoorfeature. Thegoodnewsforprospectivesellersisthatexteriorlightingisaninexpensiveandinstantwaytotransforma propertyatnight.Somesolar-poweredlightingalongwalkwaysandoutsidethefrontdoorcanmakeahomefeel moresafe,whilesomeuplightingoflargetreesinthebackyardcanproduceasighttobeholdoncethesungoes down.

Patio: Patiospaceshavelongbeenpopular,butthatpopularityreachednewheightsduringthepandemic.When forcedtostayathomeforlongperiodsoftime,millionsofpeoplelongedforwaystospendmoretimeoutdoors withoutbreakinglockdownrules.Patiosprovideoutdoorlivingspaces,and82percentofbuyersindicatedthey wantedapatiowiththeirnextproperty.

Homeownerslookingtoselltheir homescanconsiderthesefavored featurestoincreasetheirproperties' appealtomodernbuyers.

Certain homes have an undeniable wow factor. That instant appeal tends to be noticeable the moment visitors pull up to the curb, and it might be a byproduct of homeowners’ willingness to embrace the latest exterior design trends. Trends come and go, but recognition of the current fashions can help homeowners create that highly sought-after wow factor. The following are some recent trends in home exteriors that have helped homeowners set their properties apart. Wood

Natural wood has undeniable appeal, and it hasn’t only found newfound devotion among home interior decorators. Natural wood garage doors create a sense of warmth and can set a home apart from others with steel doors, which tend to be the most popular garage door material. In addition to the garage door, natural wood entry doors and wood decks are popular ways to impart this classical, warm look to a home’s exterior.

Painted brick

Like natural wood, brick is a traditional material that’s both sturdy and classical. But homeowners can add character to brick with a coat of paint, which has become a popular trend in recent years. Light tones tend to be most popular when painting bricks. The experts at Better Homes & Gardens note that this could prove a long-term commitment if homeowners so desire, as a properly painted brick exterior could last as long as 20 years.

Hardscaping

Hardscaping isn’t a new trend, but it has been trending in recent years. Hardscaping is an umbrella term that includes everything from outdoor living rooms to incorporating natural stone into a landscape. Outdoor living rooms are one hardscaping trend that has become increasingly popular of late. These spaces serve as an extension of indoor living spaces. The home improvement experts at HGTV note that recently homeowners have looked to create covered outdoor rooms that can be enjoyed more frequently than patios or decks that are not protected from the elements.

Outdoor lighting

It makes sense that individuals looking to spend more time enjoying their properties outdoors would want more lighting outside. Ambient outdoor lighting can be utilized throughout a property. Such lighting can light up walkways and driveways and be used to light up landscaping features like trees and gardens. Home design trends tend to be fickle. But recognition of the current trends in exterior home design can set homes apart and turn properties into awe-inspiring places to enjoy the great outdoors.

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Jeremy C. Ruark / Country Media, Inc. Law enforcement officers frequently conduct active shooter training sessions to be prepared for such an event Courtesy photo The city’s wastewater treatment plant is located 905 Wharf Street in Brookings.

VIEWPOINTS

R&D tax credit would be wasteful, counterproductive

Pilot Guest Column

We all want Oregon to prosper. We all want our state to be the home of innovation. To achieve that, public policies must be based on facts.

A recent opinion in The Oregonian/OregonLive (“Oregon must step up its game to boost state’s competitiveness,” March 12) disregards the facts when calling on the Legislature to adopt a new research and development tax credit to attract federal CHIPS Act funding. Not only does Oregon’s own experience with a previous program demonstrate that such a tax credit is an ineffective use of public resources, but federal guidance suggests that an R&D tax credit is the wrong way to compete for CHIPS Act dollars.

Oregon used to have an R&D tax credit called the Qualified Research Activities tax credit,

IN THE GARDEN

but the Legislature chose not to renew it in 2017. There was not enough evidence the tax credit caused companies to undertake research they wouldn’t already do. At a legislative hearing reviewing the credit in 2015, a Tektronix executive admitted, “would Tektronix be doing anything different in its business if it did not have a credit on its books? I would say no. I’ll be on record saying that.” Letting the credit expire was the correct decision. Even without it, industry spending on research and development in Oregon continued climbing, based on our organization’s review. In

Where and when to plant your vegetables

CHIP BUBL Pilot Guest Column

First, what is the right place for vegetables?

The more sun you have, the better. We ask these plants to grow quickly and give us lots to eat and preserve. The more sun vegetables have, the better. Lettuce and a few other greens can stand a little shade, but no vegetables do well in deep shade.

Time to plant some vegetables is dependent on last frost date (about April 20 in St. Helens and perhaps a few days earlier in Clatskanie). But timing for all vegetables is dependent on how wet and cold the soil is.

If you have raised beds, your soils will warm faster and are easier to prepare for planting. Working wet soil can create an ugly, cloddy mess. We used to get a week of nice weather in February but not this year!

Early spring plantings are asparagus, lettuce transplants, onions from sets or transplants started from seed, radishes, peas, and spinach if soil temperatures are at least 40 degrees, and rhubarb. Some farmers and savvy gardeners cover the soil with clear plastic to warm and dry out the soil earlier. Then they plant. Row covers on a “hoop” framework can help all the outside planted vegetable (seed or transplanted) get a better start.

Mid-spring plantings include lots of crops in early April in St. Helens and a bit earlier in Clatskanie. All the cabbage family including broccoli, cabbage, kohlrabi, cauliflower, turnips, kale, and arugula; carrots; parsnips (be patient with parsnipsthey can take almost 30 days to emerge after planting); chard; and early potatoes.

Be ready to protect from a “killing” frost (28 degrees) if needed. Most of these can be planted again for extended harvest. Warming the soil and/ or using transplants that are acclimated to being outside before transplanting.

Late spring, the heat-loving crops are planted: green beans, corn, cucumbers, summer and winter squash, and tomatoes. Peppers do best if it is warmer so hold off transplanting until mid-May or later depending on how what kind of weather we are getting. Last year, it was cold all the way to early June, but once it warmed, it stayed warm well into

October, so most gardens fared quite well. And gardeners have learned that green beans can be successfully transplanted. They can be started when the soils/ weather is a bit cool in containers either in a cold frame, greenhouse, or sunny window in your house.

Early summer plantings can include replanting of some of the cabbage family, later potatoes, and later plantings of green beans.

Mid-summer plantings are for crops that will be eaten in the fall and can stand a frost. These include beets, carrots, radishes, rutabagas, turnips, chard, lettuce, and spinach.

It is important to note that the actual weather leading up to a planting cycle and what is projected for the following several weeks afterward is important.

Warm soils are good. Get a soil thermometer and test the top two inches of your soil. Blistering heat is not (except for peppers, many squash, and sweet potatoes). Transplanting in the evening seems to work better than transplanting in the morning. Attention to watering the new transplant or seed beds is needed.

Important notes

Donate extra garden produce and/or money to the food bank, senior centers, or community meals programs. It always is greatly appreciated.

The Extension Service offers its programs and materials equally to all people. The Oregon State University Extension office in Columbia County publishes a monthly newsletter on gardening and farming topics. All you need to do is ask for it and it will be mailed or emailed to you. Call 503-397-3462 to be put on the list. Alternatively, you can find it on the web at www. extension.oregonstate.edu/columbia/ and click on newsletters.

If you have questions on any of these topics or other home garden and/or farm questions, please contact Chip Bubl, Oregon State University Extension office in St. Helens at 503-3973462 or at chip.bubl@oregonstate.edu.

To reach the Curry County OSU Extension Service Office, call 542-247-6672.

2017, the last year the Qualified Research Activities tax credit was in place, businesses spent $7.8 billion in R&D in Oregon. In 2020, the year with the most recent data, that figure rose to $10.2 billion, a 30% increase.

Oregon consistently ranks near the top in industry R&D spending as a share of the private-sector economy. In 2017, our state ranked fifth in the nation, with private companies spending 3.8% of private gross domestic product on research and development, based on our analysis of research spending and economic data. That rose to 4.7% in 2020, pushing Oregon to fourth place despite having no R&D tax credit. Washington, the state that ranked first, let its R&D tax credit expire in 2015. Not only would reinstating an R&D tax credit be wasteful, it would be counterproductive.

The U.S. Commerce Department has given guidance on the kind of state incentive packages it’s

looking for when reviewing applications for CHIPS Act funding. Commerce seeks packages “that improve regional economic resilience and support a robust semiconductor ecosystem, beyond assisting a single company.” So it will favor “investments in workforce, education, site preparation, or infrastructure,” while placing “less weight on . . . direct tax abatements.” Stated differently, Commerce is looking for investments in people and place, rather than business tax subsidies like an R&D tax credit.

Ignoring the federal guidance, proponents of reinstating the tax credit say that for the tax credit to work it just needs to be bigger than the prior, failed version. But such claims fly in the face of the evidence: Oregon and Washington have excelled in attracting R&D investment without a state tax credit.

While it’s questionable that a bigger state tax credit would increase research investment

beyond what would already occur, it’s indisputable that a bigger tax credit would siphon money away from schools and other essential services that serve all Oregonians. That is especially true if lawmakers make the tax credit available to any company, not just semiconductor companies. The old tax credit cost Oregon more than $150 million since 2010, and one of the new proposals brought forward by legislative leaders could cost as much as $100 million each year.

The facts are clear: reinstating an R&D tax credit would be wasteful and counterproductive. The right approach for Oregon is to invest in Oregonians and our shared infrastructure.

Daniel Hauser is deputy director of the Oregon Center for Public Policy. Nhi Nguyễn is a policy analyst with the Portland-based center. They may be reached at 971-279-4732, or at info(at)ocpp.org

Abetter world can come

Column

Pilot

Dutch spiritual writer, Thomas a Kempis (1380-1471) wrote in “The Imitation of Christ” that, “If it pleases you to hear the news of the world, you must always suffer disquiet of the heart as a result.”

News junkies and social media addicts suffer perennially unquiet hearts, but that is the cost of these forms of entertainment.

Each day I receive an e-mail message from an organization devoted to promoting non-violence. These messages attempt to implant peaceful perspectives more deeply throughout the world. The ideas behind these messages attempt to diminish violent confrontation between nations, racial and ethnic groups, politically opposed tribes, and next-door neighbors. The daily communications are meant to help each of us look at one another and at life more calmly and compassionately. Today’s message was, “It is no measure of health to be well-adjusted to a profoundly sick society.”

Anyone’s opinion

Whether or not American and European and Asian and African societies are “profoundly sick” is anyone’s opinion. But everywhere that people have widespread access to news and social media, the level of anxiety, angry confusion and despair is spiking.

This world seems close to being on fire, and many fear that human societies will be irreversibly damaged by climate change; poisoned into social collapse and/or extinction by our resource-devouring life styles; potential wars with China or Russia (likely with thermo-nuclear blasts and subsequent radiation sickness and death); toxic politics in small towns, cities, states and at the federal level; angry racial distrust; fear of migrants at our southern border; homelessness growing nationally with no large scale solutions in sight; growing signs of depression, plus physical and emotional frailty in many young people who are so heavily dependent on social media and the

“screen life.”

For keeping the temperatures of world societies at a rolling boil, we can thank the thousands of left wing and right wing and mainstream media (whether big or tiny) that broadcast from everywhere on Earth. They need to capture our eyeballs to convince their sponsors to keep giving them advertising money. Politicians and others are only too glad to feed them raw meat to scorch, then feed to us.

Hyper-social primates

We are hyper-social primates. Once we have identified a group whose thinking and opinions give us a sense of personal identity, we consider ourselves part of it. We work hard to conform our opinions to those of that group. That group is “us.”

Outsiders are “them.”

We dismiss “them” without empathy, feel competitive with “them,” discriminate against “them” (eg, verbally lampoon them within our group, essentially seeing them as less than human). “Us” gives us a pleasurable dopamine rush, and “them” creates in us a surge of outrage. Given the right conditions, feeling enough widespread outrage about “them” from our own group’s opinion leaders, we can be motivated to do “them” harm. Hating “them” for no good reason happens all the time: political and religious terrorists, mentally disturbed men with guns, urban gang members shooting opposing gang members simply for not being “us.”

We are our own worst enemies and should be ashamed of our weakness. A better world requires us to cleanse ourselves, purify ourselves of poisonous attitudes and knee-jerk inclinations. But how to do so is a big question.

Constant screen gazing

One way would be to wean ourselves from constant screen gazing. Computer driven algorithms created by major social media companies to feed on us have only one goal. Once they divine a little bit about us and our interests from our screen behavior, plus the personal info that we unwittingly (or indifferently) pass to them, they feed us more and more of what we seem to want to see and hear.

The consequences are to confirm our personal biases, then reconfirm and reinforce them again and again. All their stuff that we feed upon, shapes our thinking and our behavior. We receive it as entertainment, and we want it nonstop. We now fit neatly within rigid walls of non-thinking emotion.

Does being so thoroughly manipulated make you angry enough at yourself and those algorithmic schemers out there to make a serious effort to find your independence? In the face of all that ever-renewing digital candy, many of us simply remain unconscious of, or indifferent to, the harm done. We lust for that screen buzz and disregard the manipulation. We feel fatalistic, that this harming inevitably will continue unabated into the future.

We could cease reading and commenting on other people’s social media postings. What makes us so vain as to think our opinions are interesting or useful? One young person I know who was banned from Facebook, told me (almost wailing), “How am I going to express myself? How will I get my opinions out there?” Not being able to do so prompted serious feelings of diminishment in that person, for apparently no other means existed to help give him/ her a sense of identity, a sense of purpose and meaning in life.

Solutions

Solutions seem not only unnecessary, but also undesirable, to those who have adjusted well to living in a profoundly sick society. But one writer, Bob Bell, wrote, “When you forgive somebody, when you are generous, when you withhold judgment, when you love and stand up to injustice, you are in that moment bringing heaven to earth.”

Such behaviors, if widely absorbed among people, would create a better life for us all. We would have greater confidence in each other’s honesty, kindness and integrity. We would live more contented lives in a profoundly healthier society than the one we have today.

Michael Randall is a Tillamook writer. He may be reached at 503-812-8494, or at merslife@gmail.com

A4 | FRIDAY, MARCH 31, 2023 CURRY COASTAL PILOT STAFF Publisher: David ornberry . . . . . . . . . . . . . . . . . . dthornberry@countrymedia.net Executive Editor: Jeremy Ruark . . . . . . . . . . . . . . . . . . . . . jruark@countrymedia.net Regional Editor Emeritus: Dave Rupkalvis . . . . . . piloteditor@countrymedia.net Associate Editor: Roger Gitlin . . . . . . . . . . . . . . . . . . . pilotnews@countrymedia.net Sales: Eleonore Guillaume . . . . . . . . . . . . . . . . . . . . . . . pilotads1@countrymedia.net O ce Manager: Shawn Hedgecorth . . . . . . . . . . piloto cemgr@countrymedia.net Mailing: PO Box 700 Brookings, OR 541-813-1717 Physical: 519 Chetco Ave Ste 7, Brookings, OR 97415 www.CurryPilot.com Facebook.com/currypilot Twitter.com/currypilot Subscriptions In County: Delivery $7.00/month Annual Rate $85 We reserve the right to adjust the term of prepaid subscriptions upon 30 days notice. Curry Coastal Pilot (USPS 066-820) is published Fridays, by Country Media INC., an independent newspaper, periodical class postage paid at Crescent City, CA. Deadlines Display and classi ed advertising must be received by Monday 5 pm Opinion & Letters Have something to say to readers of the Curry Coastal Pilot? Email letters to worldeditor@countrymedia.net
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Public Notices 999

FICTITIOUS BUSINESS

NAME STATEMENT

The following person(s) is/ are doing business as:

The Kobold’s Lair, LLC 436 Lauff Avenue Crescent City, CA 95531

This Business is conducted by: a limited liability company

The registrant commenced to transact business under the fictitious business name or names listed on: n/a

I declare that all information in this statement is true and correct. A registrant who declares as true any material matter pursuant to this section that the registrant knows to be false is guilty of a misdemeanor punishable by a fine not to exceed one thousand dollars ($1,000).

Signed:/s/ John Degler, Owner, The Kobold’s Lair, LLC

This statement was filed with the County Clerk of Del Norte County on: 2/16/2023

Alissia D. Northrup County Clerk-Recorder

B. McCune-Sokoloski, Deputy File No. 20230022

Published: March 17, 24, 31, and April 5, 2023

Del Norte Triplicate T360377

FICTITIOUS BUSINESS

NAME STATEMENT

The following person(s) is/ are doing business as: Nomad Rentals 9700 US Highway 101 S Smith River, CA 95567

This Business is conducted by: co-partners

The registrant commenced to transact business under the fictitious business name or names listed on: 3/5/2023

I declare that all information in this statement is true and correct. A registrant who declares as true any material matter pursuant to this section that the registrant knows to be false is guilty of a misdemeanor punishable by a fine not to exceed one thousand dollars ($1,000).

Signed:/s/ Danielle Carpenter

This statement was filed with the County Clerk of Del Norte County on: 3/6/2023

Alissia D. Northrup County Clerk-Recorder

Claire Landay, Deputy File No. 20230026

Published: March 10, 17, 24, and 31, 2023 Del Norte Triplicate T360099

IN THE SUPERIOR COURT OF CALIFORNIA, COUNTY OF DEL NORTE 450 H Street Crescent City, CA 95531

Petition of: Hannah Brown CASE NO. CVPT-2023-1064

ORDER TO SHOW CAUSE

FOR CHANGE OF NAME

To all interested persons: Petitioner: Hannah Brown filed a petition with this court for a decree changing names as follows:

Present name: Isabelle

Ruby Hagedorn to Proposed name: Isabelle

Ruby Brown

THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING

Date: April 28, 2023

Time: 10:00 am Dept.: 1

The address of the court is same as noted above.

A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Del Norte Triplicate

Date: March 10, 2023

/s/ William H Follett

Judge of the Superior Court

Published: March 17, 24, 31, and April 5, 2023

Del Norte Triplicate T360486

NOTICE OF BUDGET COMMITTEE MEETING

A public meeting of the Budget Committee of the Chetco Community Public Library District will be held on Friday, April 21, 2023 at 9:00am to discuss the budget for the fiscal year July 1, 2023 to June 30, 2024. The meeting will be held in the Forest Room of the Chetco Community Public Library, 405 Alder St. Brookings, OR. Virtual attendance is available upon request. The purpose of this meeting is to receive the budget message and to receive comment from the public on the budget. This is a public meeting where deliberation of the Budget Committee will take place. If you wish to attend virtually or would like to submit comments in advance, email julie@chetcolibrary.org by Wednesday, April 19 at 7pm. Public comment is limited to 3 minutes per person, and comments should be limited to budget-related topics. A copy of the budget document may be inspected or obtained on or after April 16, 2022 at www.chetcolibrary. org or at the Library between the hours of 10am-5pm Monday through Friday.

Published: March 31, 2023

Curry Coastal Pilot P360920

IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF CURRY

In the Matter of the Estate of: DOROTHY P. ELLIS VAN KEIRSBULCK, Deceased.

Case No. 23PB01908

NOTICE TO INTERESTED

PERSONS

NOTICE IS HEREBY

GIVEN that TERRI LYNN ERICKSON has been appointed personal representative. All persons having claims against the estate are required to present them, with vouchers attached, to Personal Representative, TERRI LYNN ERICKSON, at the address below, within four months after the date of first publication of this notice, or the claims may be barred.

All persons whose rights may be affected by the proceedings may obtain additional information from the records of the court, the personal representative, or the attorneys for the personal representative.

ADDRESS FOR PERSONAL REPRESENTATIVE:

c/o Attorney David V. Cramer, OSB #992479 Zantello Law Group 2941 NW Highway 101 Lincoln City, OR 97367

DATED and first published: March 17, 2023 /S/ David V. Cramer, Attorney for Personal

Representative

Published: March 17, 24, and 31, 2023

Curry Coastal Pilot P360222 IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF CURRY

In the Matter of the Estate of MARILYN GAIL MELTON, Deceased. Case No. 23PB01984

NOTICE TO INTERESTED PERSONS

NOTICE IS HEREBY

GIVEN that Andrea R. Nosler has been appointed as Personal Representative of the above estate. All persons having claims against the estate are required to present them, with vouchers attached, to the personal representative, c/o Daniel M. Hinrichs, Attorney at Law, 590 Commercial, Coos Bay, OR 97420, within four months after the date of first publication of this notice, or the claims may be barred. All persons whose rights may be affected by the proceedings may obtain additional Information from the records of the courtProbate Department, 94235 Moore St., Suite 200, Gold Beach, OR 97444, the personal representative, or the attorney for the personal representative, Daniel M. Hinrichs, Attorney at Law, 590 Commercial, Coos Bay, Oregon 97420. Dated and first published: March 17, 2023.

Published:

A5 | FRIDAY, MARCH 31, 2023 CURRY COASTAL PILOT
March 17,
and 31, 2023 Curry Coastal Pilot
24,
P360348
Placing a classified ad is Easy and Fast Contact us: (541) 813-1717 Mon - Fri 8:30am - 5:00pm15957 US Hwy 101, Brookings OR 97415 www.CurryPilot.com • www.Triplicate.com Public Notices 999 102 Home Repair Real Estate/Trade 900 Real Estate/Trade 900 Real Estate/Trade 900 Real Estate/Trade 900 Real Estate/Trade 900 Real Estate/Trade 900 Misc Services 150 Public Notices 999 ALEX 541-661-3586 DONICA 310-625-2134 PAT 541-251-2152 MICHELLE 541-953-8415 ANTONIO 541-254-0134 SALOMEJA “SUNNY” 541-254-3070 DENISE 541-661-1724 RICHARD 541-661-1222 BECKY 541-661-1506 RUTH 541-661-1225 DAVID 541-661-2541 JIM 541-840-5848 SKIP 541-661-1504 Free Comparable Market Analysis (CMA) 1016 Chetco Avenue P.O. Box 1077, Brookings, OR 97415 Local: 541-469-2143 • Toll Free: 1-800-637-4682 Visit our website www.century21agate.com SMARTER, FASTER, BOLDER Download our FREE App to easily search all Local MLSproperties With new appliances. 98042 Benham Lane, Brookings OR SP#29 Remodeled single wide SP#12 Also new “Cottage” $112,000 $132,500 for any questions or interests Call 971-241-3788 HOMES For Sale Crescent City Estates, 55 years and older Park 650 E. Washington Blvd., Crescent City, CA Campers & Trailers 606 Apts Unfurnished 804 Connect with us online www.CurryPilot.com • www.Triplicate.com
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APN: 122-350-006-000 TS

No: CA08000969-22-1 TO No: 220459844-CA-VOI NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d) (1). The Summary will be provided to Trustor(s) and/ or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 11, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.

IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 18, 2023 at 11:00 AM, At the stairs of the Southwest Entrance of the Flynn County Administration Building at 981 H St, Crescent City, CA 95531, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on October 11, 2006 as Instrument No. 20066895, of official records in the Office of the Recorder of Del Norte County, California, executed by HEATHER M. DAILEY AND TODD A. DAILEY, as Trustor(s), in favor of BANK OF AMERICA, N.A as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE

EXHIBIT “A” ATTACHED

HERETO AND MADE A PART HEREOF EXHIBIT “A” PARCEL ONE: THAT PORTION OF SECTION 30, TOWNSHIP 17 NORTH, RANGE 1 EAST, HUMBOLDT MERIDIAN, DESCRIBED AS FOLLOWS: LOT 6 IN GREEN SIDE ESTATES PHASE I ACCORDING TO THE MAP THEREOF FILED IN THE OFFICE OF THE COUNTY RECORDER OF DEL NORTE COUNTY, CALIFORNIA ON JUNE 03, 2005 IN BOOK 14 OF MAPS, PAGES 007 THRU 010. EXCEPTING THEREFROM AN UNDIVIDED ONE-HALF INTEREST IN THE MINERALS, PETROLEUM, OIL, GAS AND OTHER HYDROCARBON PRODUCTS THAT MAY BE IN OR UNDER THE SAME, WITH RIGHTS OF WAY AND OTHER RIGHTS FOR EXPLORING FOR MINING AND MARKETING SAID SUBSTANCES, AS EXCEPTED, RESERVED AND PROVIDED IN DEEDS TO M AND M WOOD WORKING COMPANY AS FOLLOWS: 1. DEED FROM AMASA M. RUST, ET AL RECORDED JUNE 25, 1948 IN BOOK 67 OF OFFICIAL RECORDS, PAGE 433. 2. DEED FROM CLARA RUST BRIGHAM, RECORDED JUNE 25, 1948 IN BOOK 67 OF OFFICIAL RECORDS, PAGE 439. 3. DEED FROM CENTRAL NATIONAL BANK OF CLEVELAND, TRUSTEE, RECORDED JUNE 25, 1948 IN BOOK 67 OF OFFICIAL RECORDS, PAGE 442. 4. DEED FROM C. RUST MACPHERSON AND CHARLES P. SPICER, TRUSTEES RECORDED

JUNE 25, 1948 IN BOOK 67 OF OFFICIAL RECORDS, PAGE 445. 5. DEED FROM AMASA M. RUST, ET AL,

TWO CONFIRMATION

DEEDS BOTH RECORDED

JUNE 25, 1948 IN BOOK 67 OF OFFICIAL RECORDS, PAGES 448 AND 451 RESPECTIVELY. PARCEL

TWO: AN EASEMENT FOR INGRESS, EGRESS AND PUBLIC UTILITIES OVER THAT PORTION OF BELL HOLE LOOP AND SPEER DRIVE AS SHOWN ON SAID MAP FILED IN BOOK 14 OF MAPS, PAGES 007 THRU 010. PARCEL

THREE: A NON-EXCLU-

SIVE EASEMENT FOR A WATER LINE AND ANY NECESSARY APPURTENANCES THERETO, SAID EASEMENT TO BE 15.00 FEET IN WIDTH, LYING TO

NER OF LOT 7 AS SHOWN ON THE MAP FILED IN THE OFFICE OF THE DEL NORTE COUNTY RECORDER ON JULY 12, 1956 IN BOOK 4 OF MAPS, PAGE 61 AND 62. (1)

THENCE NORTH 45 DE-

GREES 00 MINUTES 00 SECONDS WEST, ALONG THE LINE BETWEEN LOT 7 AND 8 PER SAID BOOK 4 OF MAPS, PAGE 61 AND 62 FOR 325.60 FEET, MORE OR LESS, TO THE MOST WESTERLY CORNER OF SAID LOT 8. SAID POINT BEING THE POINT OF ENDING OF THIS EASEMENT. THE ABOVE DESCRIBED EASEMENT IS APPURTENANT TO THAT REAL PROPERTY CONVEYED BY DEED DATED MAY 20, 1997 TO DEL NORTE GOLF COURSE ASSOCIATES, A CALIFORNIA CORPORATION AND RECORDED IN THE OFFICE OF THE DEL NORTE COUNTY RECORDER ON JUNE 12, 1997 IN BOOK 473 OF OFFICIAL RECORDS, PAGE 348 THROUGH 355. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: LOT 6 BELL HOLE LOOP , CRESCENT CITY, CA 95531, no common designation. Directions may be obtained pursuant to a written request submitted to the Beneficiary c/o MTC Financial Inc. dba Trustee Corps at 17100 Gillette Ave, Irvine, CA 92614 within 10 days from the first publication of this notice. Directions shall be deemed reasonably sufficient to locate the property if information as to the location of the property is given by reference to the direction and approximate distance from the nearest crossroads, frontage road, or access road. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $122,035.40 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the

property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Nationwide Posting & Publication at 916.939.0772 for information regarding the Trustee’s Sale or visit the Internet Website www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case, CA08000969-22-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Website. The best way to verify postponement information is to attend the scheduled sale. Notice to Tenant NOTICE TO TENANT FOR FORECLOSURES AFTER JANUARY

1, 2021 You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call 916.939.0772, or visit this internet website www.nationwideposting.com, using the file number assigned to this case CA08000969-22-1 to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Date: March 7, 2023, MTC Financial Inc. dba Trustee Corps TS No. CA08000969-22-1 17100 Gillette Ave Irvine, CA 92614 Phone: 949-2528300 TDD: 711 949.252.8300 By: Amy Lemus, Authorized Signatory

PUBLIC NOTICE

REQUEST FOR A CANDIDATE FOR THE BUDGET COMMITTEE FOR THE PORT OF BROOKINGS HARBOR

The Port of Brookings Harbor is seeking interested individuals to fill two vacancies on the Budget Committee. The term can last up to 2 years. Application requesting appointment can be pick up at the Port Office or located on Port website. Applications can be mail to Port of Brookings Harbor, P. O. Box 848, Brookings, OR 97415 or delivered to Port Office. Requests for appointment will be accepted until 1:00 p.m. on April 7, 2023.

Published: March 17, 24, 31, and April 5, 2023 Curry Coastal Pilot P360474

NOTICE OF PETITION TO ADMINISTER ESTATE OF: Elizabeth L. Cordier Case Number:

DNSU-CVPB-2023-7001-1

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Elizabeth L. Cordier

A Petition for Probate has been filed by: Jonathan McCarty, in the Superior Court of California, County of: Del Norte.

The petition for probate requests that: Jonathan McCarty be appointed as personal representative to administer the estate of the decedent. The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This Authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A hearing on the petition will be held in this court as follows:

Date: April 13, 2023

Time: 10:00am Dept.: 2 Address of the Court: 450 H Street, Crescent City, CA 95531

If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner:

John T. Hranek, Esq. 31165 Temecula Parkway, Ste. 351 Temecula, CA 92592 (714) 768-0162

Published: March 17, 24, and 31, 2023 Del Norte Triplicate T360381

Public Notice Harbor Water People’s Utility District (HWPUD, or District) will hold a public meeting at 6:30 pm on Thursday, April 13, 2023, to discuss the development of a Natural Hazards Mitigation Plan for the District. The meeting will be held in the Administration Building at 98069 W. Benham Lane in Harbor, Oregon. The HWPUD will be addressing any additional public comments and adopting the Natural Hazards Mitigation Plan.

The Natural Hazards Mitigation Plan describes the risks of natural hazards in the District and vulnerability of the drinking water collection and distribution systems. The draft plan also identifies mitigation action items to reduce these risks and protect life safety, reduce damage, and shorten the recovery period from future disasters.

Published: March 31, April 5, and 12, 2023 Curry Coastal Pilot P360561

FICTITIOUS BUSINESS NAME STATEMENT

The following person(s) is/ are doing business as: TAB AND ASSOCIATES 243 Price Mall Crescent City, CA 95531

This Business is conducted by: a corporation

The registrant commenced to transact business under the fictitious business name or names listed on: n/a I declare that all information in this statement is true and correct. A registrant who declares as true any material matter pursuant to this section that the registrant knows to be false is guilty of a misdemeanor punishable by a fine not to exceed one thousand dollars ($1,000).

Signed:/s/ Leslie Barnes, CEO

This statement was filed with the County Clerk of Del Norte County on: 3/2/2023

Alissia D. Northrup County Clerk-Recorder

Damon Fletcher, Deputy File No. 20230025

Published: March 10, 17, 24, and 31, 2023 Del Norte Triplicate T359949

FICTITIOUS BUSINESS NAME STATEMENT

The following person(s) is/ are doing business as: Hodges Welding 2601 Lake Earl Drive Crescent City, CA 95531

This Business is conducted by: an individual

The registrant commenced to transact business under the fictitious business name or names listed on: n/a

I declare that all information in this statement is true and correct. A registrant who declares as true any material matter pursuant to this section that the registrant knows to be false is guilty of a misdemeanor punishable by a fine not to exceed one thousand dollars ($1,000).

Signed:/s/ Steven Hodges

This statement was filed with the County Clerk of Del Norte County on: 3/2/2023 Alissia D. Northrup County Clerk-Recorder Damon Fletcher, Deputy File No. 20230024

Published: March 10, 17, 24, and 31, 2023 Del Norte Triplicate T359922 DEL NORTE COUNTY BOARD OF SUPERVISORS

NOTICE OF JUDICIAL PETITION FOR FOREFEITRUE

People v. Three Hundred

Seventy-Five Thousand, Five hundred Dollars Case Number: CVPT-2023-1060

The Del Norte County Sheriff’s Department has seized three hundred seventy-five thousand, five hundred dollars alleged to being the proceeds of illegal drug sales. If you believe you have an ownership interest in this money, you may submit a claim to the Del Norte Superior Court, using form MC-200, obtainable from the California Judicial Council at https://www.courts.ca.gov/ forms.htm. Forms must be filed by April 30th, 2023. Failure to file a claim form within the time prescribed may result in the court ordering the money forfeited. A hearing on this petition will take place at the Del Norte Superior Court located at 450 “H” Street, Crescent City, California on May 5, 2023, at 10:00 a.m. in Department One.

Published: March 17, 24, and 31, 2023 Del Norte Triplicate T360496

the South boundary of the Northeast Quarter (NE1/4) of the Southwest Quarter (SW1/4) of said Section Thirty-one (31), West 772.5 feet from the Southeast Corner of the Northeast Quarter (NE1/4) of the Southwest Quarter (SW1/4) of said Section Thirty-one (31); Thence East 225.0 feet; Thence North 205.06 feet; Thence West 225.0 feet; Thence South 205.06 feet to the Point of Beginning. APN: R21604 / 3514-31C-00129-00 Commonly known as: 32840 QUAILHAVEN RD GOLD BEACH OR 97444 The current beneficiary is: MyCUMortgage, LLC Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due, the following sums:

By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $126,205.00 together with interest thereon at the rate of 3.875 % per annum, from 6/1/2022 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 111 SW Columbia Street #950, Portland, OR 97201, will on 7/17/2023, at the hour of 11:00 AM, standard time, as established by ORS 187.110, At the main entrance to the Curry County Courthouse, 29821 Ellensburg, Gold Beach, OR 97444, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier’s check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words “trustee” and “beneficiary” include their respective successors in interest, if any.

A6 | FRIDAY, MARCH 31, 2023 CURRY COASTAL PILOT
LOWING
LINE:
MOST
THE LEFT OF THE FOL-
DESCRIBED
BEGINNING AT THE
EASTERLY COR-
AT
com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Nationwide Posting & Publication AT 916.939.0772 NPP0422334 Published: March 24, 31, and April 5, 2023 Del Norte Triplicate T360558
SALE INFORMATION CAN BE OBTAINED ONLINE
www.nationwideposting.
Notices Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999
Placing
classified
Contact us: (541) 813-1717 Mon - Fri 8:30am - 5:00pm15957 US Hwy 101, Brookings OR 97415 www.CurryPilot.com • www.Triplicate.com TRUSTEE’S NOTICE OF SALE TS No.: 109995-OR Loan No.: ******9288 Reference is made to that certain trust deed (the “Deed of Trust”) executed by ALICIA D. CHAMPLAIN, AS AN ESTATE IN FEE SIMPLE, as Grantor, to CURRY COUNTY TITLE, INC., as Trustee, in favor of MYCUMORTGAGE, LLC, as Beneficiary, dated 2/14/2018, recorded 2/16/2018, as Instrument No. 2018-00562, in the Official Records of Curry County, Oregon, which covers the following described real property situated in Curry County, Oregon: That certain tract of land lying in the Northeast Quarter (NE1/4) of the Southwest Quarter (SW1/4) of Section Thirty-one (31), Township Thirty-five (35) South, Range Fourteen (14) West, Willamette Meridian, Curry County, Oregon, described as follows: Beginning at a point on
a
Dated: 3/2/2023 CLEAR RECON CORP 1050 SW 6th Avenue, Suite 1100 Portland, OR 97204 Phone: 858-750-7777 866-9310036 Hamsa Uchi, Authorized Signatory of Trustee Delinquent Payments: Dates: Total: 7/1/2022 – 3/1/2023 Late Charges: Beneficiary Advances: Total Required to Reinstate: TOTAL REQUIRED TO PAYOFF: $9,245.97 $129.30 $1,813.00 $11,188.27 $135,861.32

Wild RiversCoast

NOTICE OF PETITION TO ADMINISTER ESTATE OF:

Case Number:

CVPB-2023-7006

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Marion Anne Ribeiro

A Petition for Probate has been filed by: Gregory V. Saput, in the Superior Court of California, County of: Del Norte.

The petition for probate requests that: Gregory V. Saput be appointed as personal representative to administer the estate of the decedent.

The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This Authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A hearing on the petition will be held in this court as follows:

Date: April 21, 2023

Time: 10:00am Dept.: 2

Address of the Court: 450 H Street, Crescent City, CA 95531

If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner:

Gino de Solenni

384 G Street Crescent City, CA 95531

(707) 464-6181

Published: March 31, April

5, and 12, 2023

Del Norte Triplicate T360819

IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF CURRY

Probate Department Case No. 23PB01902

NOTICE TO INTERESTED

PERSONS

In the Matter of the Estate of DAVID EARL JOHNSTON, Deceased.

NOTICE IS HEREBY GIV-

EN that Jeremy Seth Orr has been appointed as the personal representative of the above estate. All persons having claims against the estate are required to present them to the undersigned attorney for the personal representative at PO Box 86471, Portland, OR 97286, within four months after the date of first publication of this notice, or the claims may be barred.

All persons whose rights may be affected by the proceedings may obtain additional information from the records of the Court, the personal representative, or the attorney for the personal representative.

Jeremy Seth Orr

Personal Representative

Dated and first published on March 17, 2023. Eric M. Kearney, OSB No. 063927

Law Office of Eric M. Kearney, LLC

Attorney for Personal Representative PO Box 86471 Portland, OR 97286 Tel: (503) 205-7051

Email: eric@ericmkearney. com

Published: March 17, 24, and 31, 2023

Curry Coastal Pilot P360085

IN THE SUPERIOR COURT OF CALIFORNIA, COUNTY OF DEL NORTE 450 H Street Crescent City, CA 95531

Petition of: Rebekka Norton CASE NO.

CVPT-2023-1037

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

To all interested persons:

Petitioner: Rebekka Norton filed a petition with this court for a decree changing names as follows:

Present name: Rebekka

Joy Norton to Proposed name: Rebekka Joy THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING

Date: April 7, 2023

Time: 10:00 am Dept.: 1

The address of the court is same as noted above.

A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Del Norte Triplicate

Date: February 10, 2023

/s/ Darren McElfresh Judge of the Superior Court

Published: March 10, 17, 24, and 31, 2023 Del Norte Triplicate T359878

NOTICE OF

CVPB-2023-7002

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Terry Allen Moore

A Petition for Probate has been filed by: Troy Moore in the Superior Court of California, County of: Del Norte.

The petition for probate requests that: Troy Moore be appointed as personal representative to administer the estate of the decedent. The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

A hearing on the petition will be held in this court as

follows:

Date: April 21, 2023

Time: 10:00am Dept.: 2 Address of the Court: 450 H Street, Crescent City, CA 95531

If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner: Natalie R.

debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located.

NOTICE OF TRUSTEE’S SALE

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site https://www. altisource.com/loginpage.aspx using the file number assigned to this case 2022-01626-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

NOTICE OF TRUSTEE’S SALE

NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction, if conducted after January 1, 2021, pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (866)-9608299, or visit this internet website https://www.altisource.com/loginpage.aspx, using the file number assigned to this case 2022-01626-CA to find the date on which the trustee’s sale was held, the amount of the

Puzzle Answers

CURRY COASTAL PILOT FRIDAY, MARCH 31, 2023 | A7
PETITION TO ADMINISTER ESTATE OF: Terry Allen Moore Case Number:
Ludwig 1600 Solano Street, #F Corning, CA 96021 Published: March 17, 24, and 31, 2023 Del Norte Triplicate T360396
Classifieds Placing a classified ad is Easy and Fast Contact us: (541) 813-1717 Mon - Fri 8:30am - 5:00pm15957 US Hwy 101, Brookings OR 97415 www.CurryPilot.com • www.Triplicate.com Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999 Public Notices 999 T.S. No.: 2022-01626-CA A.P.N.:120-200-009-000 Property Address: 345 MACKEN AVENUE, CRESCENT CITY, CA 95531 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a) and (d), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Wesley I. Nunn, a single man Duly Appointed Trustee: Western Progressive, LLC Deed of Trust Recorded 09/08/2006 as Instrument No. 20065914 in book , page-- and of Official Records in the office of the Recorder of Del Norte County, California, Date of Sale: 04/28/2023 at 11:00 AM Place of Sale: On the steps of the county recorders office 981 H St Crescent City, CA 95531 Estimated amount of unpaid balance, reasonably estimated costs and other charges: $ 73,225.65 NOTICE OF TRUSTEE’S SALE THE TRUSTEE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as: More fully described in said Deed of Trust. Street Address or other common designation of real property: 345 MACKEN AVENUE, CRESCENT CITY, CA 95531 A.P.N.: 120-200-009-000 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $ 73,225.65. Note: Because the Beneficiary reserves the right to bid less than the total
last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid, by remitting the funds and affidavit described in Section 2924m(c) of the Civil Code, so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Western Progressive, LLC, as Trustee for beneficiary C/o 1500 Palma Drive, Suite 238 Ventura, CA 93003 Sale Information Line: (866) 960-8299 https://www.altisource.com/loginpage.aspx Trustee Sale Assistant Date: March 2, 2023 WESTERN PROGRESSIVE, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Everyone, Anywhere, Anytime Newspapers keep us connected, no matter what. e News Is Just the Beginning Your Community…Your Family… Your Interests…Your Home… It’s All a Part of Your Local Newspaper! 541-813-1717541-813-1717

Spring whale watching returns

Oregon State Parks is hosting Spring Whale Watch Week in person along the Oregon Coast through Sun-

Every year thousands of gray whales pass through Oregon’s waters in the spring on their journey home from the calving lagoons in Mexico, and Oregon Parks and Recreation Department (OPRD) invites visitors to

An estimated 18,000 gray whales are expected to swim past Oregon’s shores from late March through June as part of their annual migration back toward Alaska. The end of March is the beginning of this migration and

In a previous interview with The Pilot, OPRD spokesman Chris Havel said people are fascinated by the “People are clever and good at inventing and building ways to survive and thrive, and wildlife, like whales, do the same thing through sheer awesome power,” he said. “There’s still

some mystery about their lives and seeing them in action is a thrill. Seeing them in real life is also a reminder of how we affect all marine life and have a responsibility to eliminate pollution and be careful stewards of the planet’s resources.”

Havel adds that people are naturally attracted to the whales’ beauty, mystery, and power.

“But we also appreciate being reminded of our place in these natural systems,” and it makes us all feel part of the family,” he said.

Where to see the whales

The Whale Watching Center in Depoe Bay will be open 10 a.m. to 4 p.m. Wednesday through Sunday. Visitors to the center can enjoy interactive whale exhibits and take in the panoramic ocean views. Binoculars are provided. Rangers from Oregon State Parks will also be on hand to answer questions about the whales.

A map of volunteer-staffed sites is available online on the official event webpage at www.oregonstateparks. org/index.cfm?do=thingstodo.dsp_

whaleWatching

Trained volunteers will be stationed at 17 sites to help visitors spot whales, share information and answer questions from 10 a.m. to 1 p.m. daily. The sites are some of the best places to watch for whales on the Oregon Coast.

“Spring is a great time for whale watching because the gray whales are usually closer to shore on their return trip, typically around a mile or so out, and the weather is a little warmer for visitors,” OPRD Park Ranger Peter McBride said.

All Whale Watch Week visitors are encouraged to dress for the weather, to bring binoculars and to follow beach safety guidelines such as remaining out of fenced areas, knowing the tide schedule, and keeping an eye on the surf at all times.

For safety tips, visit www.visittheoregoncoast.com/beach-safety/

For more information about coast parks and campgrounds, visit oregonstateparks.org. See more photos and additional stories about whales along the Oregon Coast at the CurryPilot. com.

OPRD issues western snowy plover advisory

STAFF REPORT

Country Media, Inc.

The Oregon Parks and Recreation Department (OPRD) and federal U.S. Forest Service are encouraging visitors to the Oregon Coast that it is plover nesting season — visitors can help recovery efforts for the threatened western snowy plover by sharing the beaches March 15 to Sept. 15.

Sensitive plover nesting areas will be roped off or identified by signs with rules and limits, such as staying on the wet sand, to help protect the small shorebirds and their exposed nests during this crucial period.

Plover beaches remain open to foot and equestrian traffic below the high-tide line on wet, packed sand throughout the nesting season. This ensures that plover nests, eggs and chicks are kept safe.

All other recreation on plover beaches is prohibited on both wet and dry sand, including walking a dog (even on a leash), driving a vehicle, riding a bicycle, camping, burning wood and flying kites or operating drones. These small birds nest on open sand along Oregon’s beaches. Nests, and especially chicks, are well-camouflaged. During the nesting season, human disturbances can flush adult plovers away from their nests as they attempt to defend their young. Left alone too long, or too often, eggs or chicks can die

from exposure, predators or people.

“We’re making great strides in reversing the decline of this species,” Siuslaw National Forest wildlife biologist Cindy Burns said. “But it takes all of us, so we urge people to do their part to understand nesting season rules and to share the beach this spring and summer.”

Recreation restrictions occur in designated plover management areas: small stretches of beach along the coastline where plovers nest or might nest. These areas combined make up about 40 miles of Oregon’s 362 miles of shoreline.

“Visitors have access to hundreds of miles of beaches that have no seasonal restrictions,” OPRD Ocean Shore Specialist Laurel Hillmann said. “By planning your trip, you can enjoy the coast and help protect these special birds.”

More information on the snowy plover, including detailed maps of nesting sites, can be found on the Oregon State Parks website (oregon.gov/plovers) and on the Siuslaw National Forest website. Visitors to

the Oregon Dunes National Recreation Area can review maps at its website to identify unrestricted recreation areas and information on riding motor vehicles on the sand.

New plover activity

The increase in plover numbers may result in nesting occurring in new or historical nesting sites. For example, visitors to

Because our primary goal has always been to deliver the highest quality care to our patients, we re inviting you to join us to celebrate the new Therapies Suite and Diagnostic Imaging equipment at Curry Medical Center in Brookings! 

Because our primary goal has always been to deliver the highest quality care to our patients, we re inviting you to join us to celebrate the new Therapies Suite and Diagnostic Imaging equipment at Curry Medical Center in Brookings!

Sand Lake Recreation Area may see small roped off areas near the lake’s inlet to protect active nests, and may encounter plovers on the beach. Beachgoers are encouraged to protect these birds by restricting recreation activities to wet sand areas, avoiding roped

off nesting areas, packing all trash out and keeping dogs on leash.

Background about plover protections

The U.S. Fish and Wildlife Service listed western snowy plovers as a threatened species in 1993, when officials counted only

55 breeding adults. The numbers of breeding adults have steadily increased since then, from 107 in 2003 to 604 in 2021.

Several land managers oversee beach activity for plover protection, primarily the U.S. Forest Service (USFS), the Bureau of Land Management (BLM) and Oregon Parks and Recreation Department (OPRD).

Habitat loss from invasive plants — as well as human disturbances, including litter and discarded food scraps that attract predators — have contributed to the birds’ decline.

The Oregon Dunes Restoration Collaborative, saveoregondunes. org, is working with land managers on a restoration strategy and to raise public awareness about the need to restore the dunes ecosystem for western snowy plovers, rare plants and animals, and the unique recreation opportunities offered here.

Qualified low-income residents of Oregon may receive discounted service from AT&T under the Lifeline program. Customers must meet certain eligibility criteria based on income level or current participation in financial assistance programs. with Lifeline activation, while supplies last.

CURRY COASTAL PILOT FRIDAY, MARCH 31, 2023 | A8
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Courtesy from the OPRD A whale emerges out of the pacific and into the air along the Oregon Coast. Courtesy from the OPRD
8, 2023 1 3
Curry Medical Center 500
The small birds nest on open sand along Oregon’s beaches.
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Bill would expand mental, behavioral health care

Country Media, Inc.

Nearly one in five American adults suffer from mental illness; one in four older adults reported having anxiety or depression; and more than four in 10 high school students felt persistently sad or hopeless.

And despite around a quarter of Medicare beneficiaries living with a mental illness, only less than half receive treatment, according to a release from Oregon U.S. Senator Ron Wyden, who is Chair of the Senate Finance Committee overseeing Medicare and Medicaid.

leaves the 60 million seniors covered by Medicare and many of the 90 million people enrolled in Medicaid and the Children’s Health Insurance Program unable to benefit from the parity requirements.

Wyden and Michael Bennet have introduced legislation that would expand access to mental and behavioral health care for Oregonians and all Americans on Medicare, Medicare Advantage, Medicare Part D, and Medicaid.

Wyden said mental health care should be affordable, reliable and accessible.

nians and those struggling with their mental health nationwide get the care they need when they need it. I’ll keep fighting to make mental health parity a reality in this country.”

The Better Mental Health Care for Americans Act addresses this gap and removes unnecessary obstacles for low-income kids and seniors to access the mental health care they need.

What the proposed legislation is designed to do:

Medicaid. Increase access to integrated mental and behavioral health care for children in schools.

Require the Centers for Medicare and Medicaid Services to develop and implement plans to better align payments, measure access and quality, and improve prevention services for mental and behavioral health care.

havioral health care for Oregonians and all Americans on Medicare, Medicare Advantage, Medicare Part D, and Medicaid.

The 2008 Mental Health Parity and Addiction Equity Act extended mental and physical health care parity to private and employer-provided plans, but plans provided by the Centers for Medicare and Medicaid Services were not subject to this requirement. This

“For too long, mental health care has taken a back seat to physical health in the United States,” Wyden said. This bill begins to tip the scales by applying mental health parity protections across the health care system, and strengthening penalties on insurance companies that flout the rules. This legislation will help Orego-

State's first psilocybin license issued

STAFF REPORT Country Media, Inc.

The Oregon Health Authority (OHA) has issued the state’s first psilocybin license as part of the nation’s first regulatory framework for psilocybin services.

The manufacturer license was issued to a woman-owned business, Satori Farms PDX LLC, owned by Tori Armbrust. As the nation celebrates Women’s History Month, this woman-owned business will bring communities one step closer towards accessing psilocybin services in Oregon, according to a release from the OHA.

“We congratulate Tori Armbrust of Satori Farms PDX LLC for being issued the first psilocybin license in Oregon’s history and for representing women leading the way for the emerging psilocybin ecosys-

tem,” Oregon Psilocybin Services Section Manager Angie Allbee said. “We are committed to fostering an inclusive partnership with our regulated community to ensure safe, effective and equitable psilocybin services throughout the state.”

The role of Oregon Psilocybin Services (OPS) is to license psilocybin facilitators, manufacturers, service centers and laboratories, while ensuring that those licensees and their workers comply with Oregon law. OPS began accepting applications for the four license types on January 2, 2023. OPS expects to issue additional licenses to laboratories, service centers and facilitators in the coming months.

Anyone interested in accessing psilocybin services can find service centers and facilitators once they are licensed on the OPS Licensee Directory website. The

directory will contain licensee names and contact details for all licensees that have requested to have their information published. This may also provide opportunities for licensed psilocybin businesses to connect.

Under the Oregon Psilocybin Services Act, or ORS 475A, a client 21 and older may access psilocybin services and will be required to complete a preparation session with a licensed facilitator before participating in an administration session. The client will only access psilocybin at a licensed service center during an administration session. Integration sessions will be made available after administration sessions to further support clients.

Psilocybin products must be cultivated or processed by licensed manufacturers and tested by licensed, accredited testing labora-

tories before being sold to licensed service centers. Service centers are the only licensee authorized to sell psilocybin products to clients and only for consumption at the licensed service center during administration sessions.

Oregon Psilocybin Services (OPS) has also begun publishing a Weekly Report on Applications for Licenses and Worker Permits. The new weekly report includes information about total number of applications received by type and status. OPS will update the report on a weekly basis.

OPS encourages the public to visit the OPS website for more information and to sign up for updates on the section’s work.

For the latest updates, subscribe to the Oregon Psilocybin Services distribution list at: oregon.gov/ psilocybin

Oldtime Fiddlers return to Brookings

So, head up our beautiful Oregon Coast to Brookings for a day of music with the Oregon Oldtime Fiddlers.

ings/Harbor.

SUBMITTED BY OLDTIME FIDDLERS OF OREGON

Spring is here so it is a perfect time of year to gather for some live music.

We are finally returning to the Chetco Grange on April 15 after a nearly three-year absence. The music will begin with morning jams, a stage show from 1 to 3 p.m. and a circle jam will close out the festivities from 3 to 4 p.m. at the Grange, 97895 Shopping Center Ave and Zimmerman Lane, just off Highway 101 in the Brook-

The Chetco Grange Staff will have a delicious box lunch available, offering a variety of entrees to choose from. The Members of District 5 Oldtime Fiddlers will host a raffle, and event T-shirts and the Grange will be filled with a variety of musicians from several Districts in Oregon. You are sure to hear a wide selection of tunes. Admission is Free and you are invited to join us for an afternoon

of Old-Time music!. All are welcome! The Oregon Oldtime Fiddlers Association is a non-profit 501C organization which was founded in 1964 with the sole purpose of “preserving, promoting and perpetuating ‘Old Time Music” and “Old Time Fiddling”. Please join us at Winchester Bay if you enjoy live old-time tunes. This event is hosted by The OOTFA Members of District 5.

Require parity for mental and behavioral health services in Medicare Advantage, Medicare Part D, and Medicaid.

Ensure Medicare Advantage plans maintain up-todate provider directories so beneficiaries can access care more easily.

Encourage mental and behavioral health integration with physical care by increasing reimbursement rates for Medicare and

“Mental Health America applauds Senators Bennet and Wyden for their comprehensive bill to transform our fractured and ineffective mental health system by incentivizing integrated primary care, requiring accurate provider directories, and extending parity protections,” Mental Health America President and CEO Schroeder Stribling said. “These provisions make impactful changes to address the ongoing mental health and substance use crisis.”

Fast Fact

The role of Oregon Psilocybin Services is to license psilocybin facilitators, manufacturers, service centers and laboratories, while ensuring that those licensees and their workers comply with Oregon law.

Funding for wildlife conservation, outdoor access awarded

STAFF REPORT

Country Media, Inc.

Oregon is receiving nearly $38 million for fish and wildlife conservation and outdoor access.

The U.S. Fish and Wildlife Service (USFWS) will be awarding the Oregon Department of Fish and Wildlife (ODFW)

$28,513,417 from the Wildlife Restoration fund for wildlife habitat res-

toration projects and research aimed to better manage wildlife species, and $9,229,182 from the Sport Fish Restoration (SFR) fund to support important fisheries, monitoring, and education programs throughout Oregon.

The funding has been announced by Oregon’s U.S. Senators Jeff Merkley and Ron Wyden.

“As Chairman of the Interior Appropriations Subcommittee, which funds the important conservation efforts of the USFWS, I understand how integral it is to protect lands and waters so the vibrant ecosystems that support countless species and enhance our lives are there for future generations,” Merkley said.

“I’m pleased these federal funds will be used to manage and protect Oregon’s wildlife areas around the state, and to help Oregonians access and enjoy the great outdoors through outstanding recreation opportunities such as fishing.”

USFWS is providing over $1.6 billion through the Wildlife Restoration Program, the nation’s oldest and most successful wildlife restoration program, to support states, commonwealths and territories in their efforts to connect people with nature and conserve fish, wildlife and their habitats.

ODFW utilizes the Wildlife Restoration funds to supports the operation and maintenance of 17 wildlife areas and 7 regional habitat programs which are designed to provide technical assistance and enhance wildlife hab-

on

CURRY COASTAL PILOT FRIDAY, MARCH 31, 2023 | A9
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STAFF REPORT
Courtesy photo Composite image shows the diversity of mushrooms from the genus Psilocybe that contain psilocybin.

Top: A new peddle and paddle tour takes adventure seekers to the Pine Grove Trailhead for a 6.5 mile mostly downhill ride through the Rogue Siskiyou National Forest. After the ride, guests are shuttled to a Wild and Scenic Rogue river paddle. Above: South Coast Tours offers a variety of activities from fishing, wildlife viewing or just simply gliding across the waterways on the Southern Oregon Coast.

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Continued from Page 1

“For a lot of people, it’s completely new to get to experience the type of wildlife interactions that we do,” Mayorga said.

South Coast Tours owner Lacey said they are the only outfitter in Oregon that does ocean paddling.

The orientation of the coastline protects some of their paddling destinations, enabling paddlers to get out on the ocean.

“It’s nice to get out there and be able to enjoy the coastline because in a lot of places it’s too rough or too windy. So we are uniquely situated in that way,” Lacey said.

“So that makes us unique, but I think it’s really all about the variety of tours that we offer. There is something for everyone. Our location is also very special with all of the wild and scenic rivers and the geologic landscapes,” he said. The Port Orford Whales and Wildlife tour is the company’s single most popular activity. But the

bulk of their sales come from kayak and paddle boarding tours. The tour company also offers some surfing lessons, mostly for groups of school children. A full list of tours can be found on their website.

Throughout the years, Lacey has connected with a variety of nonprofit and community partners. He said it makes sense with his business model.

“Supporting environmental issues has always been huge for us because our entire business model depends on a healthy and thriving ecological system.

It wouldn’t be any fun if it we were out among oil spills or mining waste or stuff like that,” Lacey said.

South Coast Tours has a voluntary dollar donation from every tour that goes to a nonprofit.

Right now, funds are going to the Oregon Kelp Alliance, an organization that is trying to restore kelp forests in Oregon. Before that, funds were donated to the Elakha Alliance, which is working to bring back Sea Otters to Oregon.

Continued from Page 1

partners in the House and Governor’s office to put Oregon on a path toward a future where housing is available and affordable for everyone.”

House Bill 2001 and House Bill 5019 commit more than $200 million toward increasing Oregon’s housing supply, helping rehouse and shelter people experiencing homelessness and preventing future homelessness.

Sen. Dick Anderson (R-Lincoln City), was a co-chief sponsor of HB 2001. “This bill highlights the value of taking a more collaborative approach between the public and private sectors,” Anderson said. “The state needs more housing of all types, and we need it now. We must engage all of the development community to unlock capital and accelerate our housing supply if we are going to meet the ambitious production goals set forth by the Governor.”

“The people of Oregon

need us to act,” Sen. Aaron Woods (D-Wilsonville) said. “We cannot allow the status quo of our homelessness and housing crisis to persist. This bill is critical to delivering real, meaningful change for communities in every corner of our state.”

Homelessness and housing availability are statewide problems, according to Woods. The package provides resources for each community around the state to address their specific affordable housing crises with local flexibility.

Sen. Majority Leader Kate Lieber (D - Beaverton) issued a statement saying housing and homelessness are two of the most urgent crises facing our state.

“The people of Oregon need results now, and

Senate Democrats are delivering,” Lieber said. “I am incredibly proud of our caucus members who worked to build consensus and pass this significant legislation. As the chair of the Senate Housing and Development Committee, Senator Kayse Jama ran an open and inclusive process that brought forward meaningful solutions to some of Oregon’s toughest problems. This package will help us produce more housing, get people off our streets, and make our communities more safe. It’s a strong foundation that we can build on to make Oregon work for everyone.”

“This is not a Republican or Democrat solution. This is an Oregon solution,” said Sen. Kayse Jama (D-Portland), cochief sponsor of HB 2001,

said. “This package is just a start, laying a foundation for what’s to come. This is a down payment on our longer-term investment in safe and affordable housing for every Oregonian.”

Gov. Tina Kotek issued a statement commending the Oregon Legislature for passing bipartisan legislation to address the state’s housing and homelessness crisis, including the urgent funding she proposed in response to the homelessness state of emergency that she declared on her first full day in office.

“I am deeply grateful to the housing providers, developers, landlords, advocates, impacted communities, and elected leaders on both sides of the aisle who have answered one of Oregon’s most pressing calls for help by supporting this response package,” Kotek said. “I want to extend a special thanks to the House Speaker Dan Rayfield and Senate President Rob Wagner for making sure this package was a priority early in the legislative session.”

541-469-3725 • BrookingsPres.com Facebook.com/brookingspres

CalvaryHeritage

“StudyingGod’sWordversebyverse, HearingGod’svoicedaybyday

Trinity Lutheran Church 1200 Easy St., PO Box 1199 Brookings

Bible School All Ages...9am (Sept.-May)

Worship Service...10am Nursery Available Pastor Matt Steendahl 541-469-3411 tlcbrookings.org

Bernie Lindley 541-469-3314 sttimothyepiscopal.org

Wednesday Mass...........5:15 p.m.

Friday Mass....................5:15 p.m.

Saturday Mass................4:30 p.m.

Saturday Spanish Mass....6:30 p.m.

Sunday Mass..................8:30 a.m.

First Friday every month Adoration 4 p.m. & Mass 6 p.m.

First Saturday every month Mass 9 a.m. https://staroftheseastcharles.org/

Baha’i Faith

"Great indeed is this Day! The allusions made to it in all the sacred Scriptures as the Day of God attest its greatness." ~Baha'u'llah

For local Baha’i info, please call 541-251-2436 • 541-469-6556 or visit www Bahai.us

Let everyone know when your services, classes,meetings or special events are happening by listing them in this Worship Directory. It runs every Friday in the Del Norte Triplicate & Curry Coastal Pilot. Call for more information. (707) 460-6727 • (541) 813-1717

CURRY COASTAL PILOT ORDER TODAY & RECEIVE A $100 GIFT CARD Offer for new and qualifying former customers only. 3-year price guarantee requires credit qualification and 2-year commitment and covers core programming, local networks, and equipment. Early termination fee of $20/mo. remaining applies if you cancel early. Offer ends 4/12/23. 99% signal reliability based on data from set-top boxes. Not a guarantee of signal in all weather conditions. *Thursday Night Football: Internet connected Hopper and a Prime Video subscription required. A TV PRICE YOU CAN RELY ON 3-YEAR TV PRICE GUARANTEE A TV Price you can rely on - only from DISH ONLY FROM DISH 1-866-373-9175 *Restrictions Apply 3-Year TV Price Guarantee Multi-Sport with NFL Redzone from NFL Network 99% Signal Reliability, now backed by our Reliability Guarantee Wild Rivers Coast Brookings Smith River Crescent City Smith River Baptist Church 340 Highland Avenue, Smith River Just off Hwy. 101 (707) 487-5275 Pastor Steve Alexander Worship Service 10:30am Sunday Service - 10:45am (LIVE on Facebook @FortDickBibleChurch) Sunday School - 9:30am Mid-Week Bible Study - call for details Phone (707) 458-4030 “Grace Alone, through Christ Alone, for God’s Glory Alone” 6725 Lake Earl Dr. Fort Dick Bible Church Calvary Chapel of the Redwoods Temporary address for services: Smith River Community Hall 241 1st St., Smith River CA (707)-487-2051 Sunday Services 10:30am www.ccredwoods.com T Share your service with us! Spaces as low as $13 per week in The Curry Coastal Pilot & Del Norte Triplicate Email: pilotads1@countrymedia.net Pastor Pat Henderson (707) 672-2387 Meeting at Fort Dick Bible Church 6725 Lake Earl Drive, Crescent City Saturday Night 6:30pm Wednesday Night 6:30pm Kids Ministry for both services Also on Facebook and YouTube www.solidrockcrescentcity.com Everyone Welcome • Kids always welcome 1230 Blackwell Ln. We offer a Thursday night Youth Service @ 7:00pm. Sunday Service.................10:00am Refreshments • Music • Children’s Classes Wed. Night Bible Study.......7:00pm Pastor Bill Paquette | 707-951-5072 Saint Paul’s Episcopal Church 707-464-2708 www.StPaulsCrescentCity.org Morning Prayer or Holy Eucharist: 10:30 am 220 E Macken Ave, Crescent City 1770 Northcrest Dr., Crescent City Crescent City Seventh-day Adventist School Saturday 707-464-2738 Pastor Mason Philpot Adventist Church Seventh-day Grades 1-8 ...........707-464-2738 Sabbath School...........9:30 a.m. Worship Services.......11:00 a.m. Grace Lutheran (LCMS) Church 9:00am 10:15am 11:15am All Ages Bible Study Childcare Available “The Story” Worship Fellowship 188 E Cooper, Crescent City www.GraceLutheranCC.com Church of Christ 17222 Passley Rd., Brookings Sunday Morning Bible Study.....10am Sunday Morning Worship Assembly...11:20am Wednesday Bible Class.....7pm Evangelist: Michael Wilk 541-469-6453 or 541-469-0191 Brookings-Harbor Christian Church 777 Fifth Street, Brookings Sunday Service...........10 a.m. Weekly Communion Small Group Ministries Celebrate Recovery...6 p.m. Friday 541-469-2531 Pastor Lance Knauss Calvary Assembly of God 518 Fir St., Brookings 541-469-2631 calvaryagbrookings.org Worship Services...................10:30am Children’s Church & Nursery 10:30am Kingdom Youth Group.........10:30am Adrian VanAswegen, Pastor Christian Science Church 429 Pine St. at Redwood Spur, Brookings Sunday Service............11 a.m. Sunday School............11 a.m. Wednesday Testimony Mtg..6 p.m. Reading Room: Monday & Wednesday..1-3 p.m. or by appointment www.cscbrookings.com 541-469-2398 or 469-3333 Lighthouse Assembly of God 15803 Hwy. 101 S., Harbor Sunday School..............9:30am Sunday Worship..........10:30am Below: Call for Locations Monday Youth Group...6:00pm Wed Lighthouse Kids....6:00pm Wednesday Adult Small Group Studies...6:00pm Doug Jamieson, Pastor 541-469-3458
ADVENTIST Pastor Barry Kimbrough 102 Park Ave., Brookings 541-469-3030
on Facebook and Youtube. https://www.facebook.com/ 7thdayadventistbrookings/ Saturday Bible Study.....10:00am (All Ages) Saturday Worship..........11:30am Faith Baptist Church Fundamental Independent 409 Hillside Ave. Unit C, Brookings 541-412-1070 Sunday School...............10 a.m. Morning Preaching........11 a.m. Evening Preaching...........6 p.m. Wednesday Bible Study...7 p.m. “Looking for an exciting BiblePreaching Church? We may be just what you’re looking for!” 97900 Shopping Center Ave. #28 Mail: PO Box 3026 Brookings, OR 97415 Website: CalvaryHeritage.org #zacsHope Contact: 541-661-0184 Sunday Morning Worship Thursday Bible Study
7:00pm
SEVENTH-DAY
Also
10:30am
Sunday
Sunday
Worship: Sun, 10am Fellowship hour after service Women’s Prayer & Bible Study: Tue, 8am Men’s Bible Study: Wed, 8am Christian Education Study: Wed, 10am & 6pm Men’s Prayer Breakfast: Every 4th Sat, 8:30am 10:00am Activity & Potluck: Every 3rd Fri, 5pm 8pm Brookings Presbyterian Church Pacific Ave. at Oak St. Pastor Bruce Jarvis St. Timothy’s Episcopal Church Fir St. at Old County Rd, Brookings Sunday Adult Classes.........9 a.m. Sunday Service.................10 a.m. Wednesday Bible Study....11 a.m. Wednesday Holy Eucharist
The
with Healing Service.......12 noon
Reverend
the Sea Catholic Church Justus Alaeto, Pastor 820 Old County Rd., Brookings
Star of
541-469-2313 Tuesday Mass.................5:15 p.m.
Housing
The people of Oregon need us to act.
Sen. Aaron Woods

The Oregon Department of Revenue is now issuing refunds due to taxpayers who have filed their 2022 tax returns. Through March 3, the department had received and processed 681,099 returns and had issued 495,606 refunds.

The agency began processing returns January 23 in the order they were received. However, each year, the department waits until after February 15 to issue

personal income tax refunds as part of its tax fraud prevention efforts. The delay allows for confirmation that the amounts claimed on tax returns match what employers report on Forms W-2 and 1099, according to a release from the Oregon Department of Revenue.

Taxpayers can check

Where’s My Refund on Revenue Online to see the status of their refund. To check the status of their refund, taxpayers will need their:

• Social Security Number (SSN) or Individual Tax-

payer Identification Number (ITIN).

Filing status

The exact refund amount shown on:

• Line 46 of their Form OR-40, or Line 71 of their Form OR-40-N, or Line 70 of their Form OR-40-P

The Department of Revenue recommends that taxpayers wait one week after they have electronically filed their return to use the Where’s My Refund tool.

Where’s My Refund will tell taxpayers whether their refund has been issued electronically, a check has been mailed, their refund has been adjusted, there are questions about their return, or their return is being manually processed.

E-filing and requesting direct deposit is the fastest way for a taxpayer to get their refund. On average, taxpayers who e-file their returns and request their refund via direct deposit receive their refund 34 days sooner than taxpayers who mail their paper returns and request paper refund checks.

All Oregon resident taxpayers preparing their own returns in 2023 can file electronically at no cost using one of Oregon’s free file options.

Taxpayers can check the status of their federal tax refunds on the IRS website.

Taxpayers who check Where’s My Refund one week after they file and receive a message saying their return is being manually processed should watch their mailbox for correspondence from the department.

If it has been 12 weeks or more since they filed their return and they haven’t received a letter from the department, taxpayers should call 503-378-4988 or 800356-4222 to speak with a customer service representative.

Checkyourcreditreport. Lenderswillcheckyourcreditreportbeforedecidingifyouarearisk orasafebetforamortgage.Soitmakessensetocheckyourcreditreportpriortospeakingwitha lender.Acredit(FICO)scorethat'stoolowmaydisqualifyyoufromamortgage.Eachlendersetsits ownthresholdswhentheypriceandapproveloans,butthehigheryourcreditscore,thebetter.

Improvecreditstanding. Onewaytoimproveyourstatusintheeyesoflendersistopaydown creditcardbalancestoreduceyourcreditutilizationratio.Ahighutilizationoccurswhenthereisa highbalanceinrelationtothecreditlimit,saysBusinessInsider.Also,itmaybewisetoavoidany creditinquiriesthroughnewcreditcardapplicationsforseveralmonthsbeforeapplyingforaloan,as theseinquiriescanaffectyourscore.

Berealisticaboutwhatyoucanafford. Doyourhomeworkanddetermineyourtarget interestrateandmonthlypaymentaswellaswhatdownpaymentyoucanafford.Itwillhelpyou researchpotentiallendersandprovideanideaofwhatmaybeofferedtoyou.

Pro-Tip:

The�rststeptotakewhenplanningtoenterthereal estatemarketistoensurethatyour�nancesarein order.Variousfactorswillin�uenceyourabilityto secureamortgage,andthesearesomewaystomake yourselfmoreattractivetoprospectivelenders.

Exterior renovations that boast the best ROI

Remodeling with a return on investment in mind can be a smart strategy for homeowners, whether one is thinking about moving in the next few months or further down the road. Though this approach is an inexact science, in many instances, it’s savvy for homeowners to consider what buyers may want when planning home improvements.

Homeowners may be surprised to learn which renovations garner the best ROI at resale. The home loan and refinancing company RenoFi indicates that overall home improvement projects provide a 70 percent ROI on average. Many highROI projects add functional space and improvement. The following are some exterior renovations that help homeowners recoup the most money at resale, according to Remodeling magazine’s “2022 Cost vs. Value Report.”

1. Garage Door Replacement: 93.3 percent recouped of $4,041 cost

2. Manufactured Stone Veneer: 91.4 percent recouped of $11,066 cost

3. Siding replacement (Fiber Cement): 68.3 percent recouped of $22,093 cost

4. Window replacement (Vinyl): 67.5 percent recouped of $20,482 cost

5. Siding replacement (Vinyl): 67.2 percent recouped of $18,662 cost

6. Window replacement (Wood): 66.3 percent recouped of $24,388 cost

7. Deck addition (Wood): 64.8 percent recouped of $19,248 cost

8. Entry Door Replacement (Steel): 63.8 percent recouped of $2,206 cost

The majority of renovations on Remodeling magazine’s list of the best investments are exterior renovations, making this area of a home a particular point of interest for homeowners. The only interior project that cracked the Top 10 ROI for projects was a minor midrange kitchen remodel.

Exterior renovations perhaps add the most bang for your buck because they’re not only functional, but also because they add immediate curb appeal. Much in the way it has been said people eat with their eyes first — which is why chefs spend so much time on elaborate plating — buyers will judge a property by how it looks when they arrive, even before they’ve stepped inside a home. In essence, home buyers often judge a book by its cover. A worn exterior may indicate to potential buyers that the home was not maintained, however false that assumption may be.

It’s important for homeowners to consider all factors before beginning a renovation. Certain projects offer a stronger return on investment than others, and that’s a significant consideration for homeowners thinking of selling their homes.

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Where women work, how much they make in Oregon

JAKE PROCINO

Pilot Guest Article

More than 890,000 jobs in Oregon businesses or state and local governments were held by women in 2021.

Women represent 48% of employment in Oregon, but the share of jobs held by women varies considerably by industry. These figures come from 2021, when the Oregon economy was still recovering from the 2020 Pandemic Recession before Oregon recovered all payroll jobs in aggregate in late 2022.

Women’s average earnings were $4,413 per month in 2021, an inflation-adjusted growth rate of 7.3% from 2019, averaging 3.6% in the two years. This continues a trend of growth in women’s wages that has exceeded the growth of total wages throughout the United States. For comparison, men’s average earnings grew 4.2% to $6,089 from 2019 to 2021, averaging 2.1% annual growth over the two years. Earnings for women, just like employment, vary by industry.

A note on the use of sex in this article: While gender is a spectrum, this article only uses the two binary sexes “female” and “male.” The data referenced in this article is from the Census’ Quarterly Workforce Indicators (QWI), which sources their sex data from the Social Security Administration. While sex identification on a Social Security document can be binary or non-binary, Social Security’s record system can only designate a person as either female or male.

Women’s Employment by Industry

Women outnumbered men in seven of Oregon’s 20 major industry sectors. Women held the highest percentage of jobs in health care and social assistance, holding nearly three out of

every four jobs. Other industries with a high percentage of female employment include educational services (66%) and finance and insurance (62%). In contrast, women hold the lowest percentage of jobs in the industries of mining, quarrying, and oil and gas extraction (16%) and construction (20%).

The health care and educational services industries not only have the greatest share of jobs held by women, but also top the list for greatest number of women employed in all of Oregon’s industries. More than 213,000 jobs in health care and social assistance were held by women, while just over 92,000 women were employed in educational services. While retail trade employs more men than women, the industry employs the second largest number of women with over 98,000 jobs.

Women’s Average Earnings by Industry

Monthly earnings for women in 2021 averaged $4,413. The industries where women earned the highest average income were management of companies and enterprises ($10,084), utilities ($7,242), and information ($7,096). These industries have a higher average wage overall, regardless of sex. Industries where women earned the least in terms of average income were accommodation and food services ($2,200); arts, entertainment, and recreation ($2,514); and retail trade ($2,906). Similarly, these industries tend to have a lower average wage overall.

In every industry, average monthly earnings for women were lower than men’s earnings. Women’s earnings as a percentage of men’s ranged from a relatively close 87% in administrative and support and waste management and remediation services to 59% in finance and insurance. There are many factors behind these disparities in earnings,

such as the number of hours worked, the relative wages of occupations with higher concentrations of women within these industries, and the propensity for women to hold or be promoted into management positions with higher rates of pay. Unfortunately, that information is not available from this particular data source, but is explored later in this article looking at external data sources.

Trends in Women’s Employment

Total average annual employment decreased (-3.9%) from 2019 to 2021 because of fall-out from the Pandemic Recession. The rate of employment loss for women (-4.8%) from 2019 to 2021 was slightly larger than that for men (-3.1%). Employment trends by industry for women tended to follow larger industry trends. Women’s employment growth was the highest in transportation and warehousing (14.9%); construction (4.1%); and professional, scientific, and technical services (3.8%). Employment among women decreased the most in arts, entertainment, and recreation (-33.9%); other services (-31.0%); and accommodation and food services (-18.7%).

People with lower wages were more likely to lose employment and stay unemployed in 2021. Industries that had larger dips in employment tended to see larger increases in average earnings than industries with stronger employment

patterns. Because of these composition issues, it is hard to say anything definitive about wage growth from these figures.

The Wage Gap

The above data provide industry detail about the earnings of women and men in Oregon not available from other sources, but they do not explain why women have smaller paychecks than men on an aggregate level. On average, women in Oregon earn 72% of what men earn (not accounting for hours worked or type of job). This is up only 7 percentage points from 2011, when women earned 65% of what men earned, on average. While this is an improvement, the wage gap endures. There are a multitude of reasons for this, two of which are explored below: Hours worked and lack of representation in upper management. Difference in hours worked partially explains the wage gap. According to an article published by the Bureau of Labor Statistics, women in the U.S. who were full-time wage and salary workers had median weekly earnings that were 83% of the median earnings for men who were full-time wage and salary workers in 2021 — notably more than the 72% for all workers in Oregon. One big reason for the discrepancy in hours worked is child care.

According to a 2023 study by Pew Research, women with a child at home tend to be less active in workplace or work fewer

hours than women without a child at home. Men, however, tend to be more active in the workplace and work more hours with a child at home. Additionally, Pew notes, “Women who experience breaks in their careers after becoming mothers sacrifice at least some of their earnings.”

A lack of equal representation of the sexes in upper management positions (significantly higher paying jobs) also partly explains why average earnings of women are less than the average earnings of their male counterparts. A 2022 analysis from McKinsey & Company, a management consulting firm, examines how COVID-19 has affected women in the workplace at the national level. They found that fewer and fewer women are employed in management positions as you move up the corporate ladder. At the start of 2022, 48% of entry-level managers surveyed were women, while only 26% of “C-suite” managers (e.g. CEO, CTO, CFO, etc.) were women.

There are many other economic factors that contribute to the enduring wage gap not covered here. Pew (in their study referenced above) looked at other factors such as discrimination, differences in education, and the “fatherhood wage premium.” The Oregon Employment Department looked at the effects COVID-19 had on women’s employment in Oregon in its study: Disparate Impact: COVID-19 Job Losses by Sector and Gender in Oregon. Employment and Earnings for Transgender and Non-binary Workers

Currently, neither the Bureau of Labor Statistics (BLS) nor the Census Bureau collects gender identity for employment measurement purposes. As mentioned above, the QWI data used in this article uses sex data from the Social Security Administration. The BLS

and Census have assessed the feasibility about asking about gender identity in the Current Population Survey (CPS; the survey the U.S. uses to measure unemployment), but there are currently no plans to ask about gender identity in the CPS.

While there are no official government measures of employment and earnings for transgender and non-binary workers, there are several other private organizations that do research on the topic. Though, it should be noted that this type of research is from relatively small sample sizes compared with the near-universe counts that make up the Census’ Local Employment Household Dynamics (LEHD) dataset.

In 2015, the National Center for Transgender Equality estimated from a sample that the unemployment rate for transgender residents in Oregon was 12%. This is more than double the unemployment rate of 5.5% for all residents in Oregon in 2015.

Research by the Human Rights Campaign estimates the U.S. 2021 median weekly earnings for transgender men is $700 (about 70% of the typical U.S. worker), $600 for transgender women (60%) and $698 (70%) for non-binary workers.

Employment and Earnings by Sex Data

Information about employment and earnings by industry and sex is from the U.S. Census’s Local Employment Household Dynamics (LEHD) partnership with the states. LEHD provides the most comprehensive data available for employment and earnings of women and men at the state and county level. Employment data is the average of quarterly employment for 2021. Earnings are the average of quarterly earnings in 2021 of workers who worked at least one full quarter during the year.

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Metro Creative Connection Women represent 48% of employment in Oregon, but the share of jobs held by women varies considerably by industry.

Real estate agent honored

A Brookings broker/realtor has been ranked #1 in transactions for the entire state of Oregon, and #3 for volume in 2021. Jude Hodge was also the #1 RE/MAX broker in Oregon, in the Real Trends Top 1000, and ranked #112 in the Nation for All Agencies.

Jude said her success is directly related to her passion and her time commitment to real estate. “I am diligent with my time each and every day,” said Jude. “ I work 24/7— no kidding! You must make sacrifices for success, and for me the sacrifice is time.”

Jude has lived in Brookings, Ore., for more than 30 years. With a background in internet marketing and sales, she has been a Top Multi Million Producer since her first year in real estate. “Currently I am in the top 0.5 percent of all agents in the U.S. in sales and volume,” she said. “I love my career and serving my clients. I am dedicated to results.”

The real estate industry has changed quite a bit since Jude first started her career. She said it has gone from foreclosures to waiting lists, to multiple offers and offers way over asking price. “Brookings is now a destination for buyers, and we have more buyers than we have inventory to sell,” she said.

But as the industry has evolved, so has Jude. “I feel like real estate is literally in my blood. I am not hesitant to take on a luxury home, a commercial property, land, residential or otherwise. I have learned enough to be 100 percent confident in my abilities. I love people and working with the public. It is what I was supposed to do.”

As for her future plans, Jude will continue to serve clients to the best of her ability. “I never want anyone to feel that they were just a transaction. I am honored for every seller and buyer that calls me. I look forward to helping others every day. It is wonderful to meet the people I get to work with and get to know them and their families.”

As leader of her industry, Jude has some advice for other women seeking success. “Get up every day, give it your all, dress for success and never give up. Someone once told me that you must work as if the rent were due every day to gain success, and that is the truth. That is how you do it. Yesterday ended last night, so let yesterday stay where it is. You get a do over each day, and your attitude is everything! As my mentor Bill Pike of 25 years would say, ‘Let go of stinking thinking’.”

Jude also credits the support of her husband, Dave, for her continued success. “How fortunate I am to have a husband that supports my crazy schedule, late night phone calls, sitting on the side of the road while going somewhere so I can talk to a client. He does so much for me, hangs my signs, fills my fliers, and does all my filming. He’s very supportive, and I am beyond blessed.”

Paying for advertising has also played a part in Jude’s success. “Not advertising is like winking in the dark — nobody knows,” she said. Advertising isn’t cheap, but it is money well spent. “If you think success is expensive, wait until you’ve paid for failure.”

Jude has been published in Entrepreneur magazine, Networking Times, Cutting Edge Media, Home Business Connection, Youngevity’s Magazine, Money Makers Monthly, Networker’s Advantage and is a contributing author in “Build it Big,” a book published by Dearborn Publishing for Direct Selling Women’s Alliance. Her awards have been numerous, but below are some of her most recent accomplishments:

• 2020-2021 Diamond Club Award

• 2017-2021 Readers’ Choice Gold Award Best Local

Realtor

• 2021 Real Trends #1 State of Oregon - Transactions

• 2021 Real Trends #112 in the Nation - All agencies

• 2020-2021 #1 RE/MAX Broker in the State of Oregon

To contact Jude, call 541-813-9261 or 541-801-3333, visit her website at homewithjude.com or email her at judehodge@gmail.com

Here is a

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Our selling season does not end in this area. The majority of my clients have been over the age of 51 and retiring. Many were here for the busy season and went home without buying anything!! Our market has been so lean with listings that several of my clients check in with me weekly to see if there is anything new on the market. Everyday is a good day to get your home listed. Call me for a no obligation valuation of your home. It will be quick and painless I promise!!

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of some of my awards 2014: Executive Award 2015-2016: Platinum Award 2017: Hall of Fame Award 2017-2020: Chairman’s Award 2019 Real Trends #6 State of Oregon 2020: Diamond Club Award 2020: #1 RE/MAX Broker in the State of Oregon 2021: Diamond Club Award 2021: Lifetime Achievement Award 2021: Real Trends Top 1000 List - #112 in the nation all agencies 2021: Real Trends #1 State of Oregon - Transactions ASK FOR JUDE I offer professional service from BROOKINGS ALL THE WAY TO YACHATS for SELLERS wishing to sell their homes and BUYERS looking to live on the OREGON COAST! Jude Hodge, Broker RE/MAX Coast and Country 703 Chetco Ave, Brookings•541-412-9535 x117 www.HomeWithJude.com Licensed in OR Are you ready to list your home? Let’s talk. READERS’ CHOICEAWARDS Curry Coastal Pilot Gold Winner 2021 READERS’ CHOICEAWARDS Curry Coastal Pilot Gold Winner 2022 READERS CHOICEAWARDS Curry Coastal Pilot Gold Winner 2017 READERS CHOICEAWARDS Curry Coastal Pilot Gold Winner 2018 READERS CHOICEAWARDS Curry Coastal Pilot Gold Winner 2019 2014: Executive Award 2015-2016: Platinum Award 2017: Hall of Fame Award 2017-2020: Chairman’s Award 2019 Real Trends #6 State of Oregon 2020: Diamond Club Award 2020: #1 RE/MAX Broker in the State of Oregon 2021: Diamond Club Award 2021: Lifetime Achievement Award 2021: #1 Broker in the State of Oregon 2021: #1 RE/MAX Broker in the State of Oregon 2021: Real Trends Top 1000 List - #112 in the nation all agencies 2021: Real Trends #1 State of Oregon - Transactions
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7 Mistakes to Avoid When Decluttering Your Home This Spring Cleaning Season

The spring cleaning season is always such a great time to refresh your home and everyday lifestyle. Are you already planning to deep clean your carpets and rugs, clean all of your home's windows, and wipe down all counters and cabinets? These are all fantastic steps to take, but have you thought about taking the time to declutter each room? You may not know it, but if you have a cluttered home, you are unknowingly hurting your mental wellbeing.

It’s true — clutter takes up physical space, uses your mental energy, and can amplify stress and anxiety. In my experience as the Professional Organizer and Brand Ambassador of Modular Closets (a DIY customizable closet system that organizes any space in your home), I have found that decluttering and organizing your home is one surefire way to live healthier and happier. That said, if you want to declutter your home this spring cleaning season, avoid these blunders:

Mistake #1:

Thinking You Need to

Throw Everything Away

Oftentimes, when one thinks of decluttering, they falsely assume that any and all clutter should just be thrown away. Their reasoning is that if articles of clothing and other clutter have been strewn around the home for a long time, the items are obviously not important and it would be easiest to just toss them out. However, don’t make this mistake, as it can lead to unnecessary waste in landfills. You may also have friends and family who would love the items you no longer want, or you can donate them to charitable causes that need them.

Mistake #2:

Keeping an Item You

Don’t Need

On that same note, don’t make the mistake of holding onto an article of clothing or other product because you think you might use it in the future. If the item has been sitting in the back of your closet or laying forgotten underneath your bed for months (or years!), then I recommend donating it, giving it away to a friend, or trying to sell it. You get the benefit of less clutter, and the item will go to someone who truly wants to use it. It’s a win-win for you both! Don’t let objects take over you —

remember that you always control the items.

Mistake #3: Starting the Decluttering Process Without Planning Piles I get it — when you finally decide to declutter and organize your home, it can be tempting to just go all-in and start tossing all the items strewn about into one box to sort through later. However, you will streamline the whole process if you plan out your plies first — you can designate a pile of items you will keep, a pile to donate, a pile to sell, and a pile to throw away. Then, you can sort all of the items as you go — then you can easily box up the piles to donate to Goodwill or another organization, place all the items in the “Throw Away” pile into a trash bag, etc.

Mistake #4: Decluttering With Everything Still in the Space

Many people make the mistake of decluttering their drawers, closets, and entire rooms with all of the items still in the space. Don’t commit this blunder, as you can really optimize the decluttering process by first emptying out the closet / room / space before sorting the items. You will be much more cognizant of the items you decide to place back in the space and consider more if you really want to hold onto certain items you haven’t used in a long time. Also, you won’t overlook items that may be hidden under others.

Mistake #5: Keeping Clutter for a Garage Sale That Isn’t on the Calendar Garage sales are a fun and effective way to rid your home of items you no longer need, make a little profit, and give someone else the chance to enjoy your old items at a very low price — as the saying goes, one man’s trash is another man’s treasure! However, if you want to hold a garage sale to sell your old items, it is absolutely key to schedule the day and time you plan to hold it. Otherwise, you may end up having to keep pushing the garage sale out as other obligations come up, all the while still holding onto a bunch of items cluttering up your space.

Mistake #6: Decluttering Without a Goal and Intention for Your Space

Having a goal you want to achieve for your space will further optimize the decluttering process. Do you finally want to sort through that jumbled junk drawer in your kitchen? Are you ready to organize all of the clothes in your master bedroom’s closet? Do you have a ton of makeup and other beauty products you really want to declutter and organize? Set your goal and declutter accordingly. This will prevent you from being distracted by any clutter in other spaces — as you achieve one goal, you can then set another goal for another space. One step at a time!

Mistake #7: Decluttering Without a Snack On Hand

Trust me, decluttering and organizing any space can be tiring! This is especially true if you are moving heavy boxes and equipment around. So keep your energy and momentum up by having a tasty snack nearby at all times. This can also make the process more fun and enjoyable!

To Wrap It All Up

Are you ready to declutter and organize your home this spring cleaning season? Good for you! You can make the decluttering process much more efficient by avoiding some common mistakes others make, like thinking you need to throw everything away, decluttering while everything is still in the space, and keeping clutter for a garage sale that isn’t yet on the calendar. Also, do not be so hard on yourself, because this process is a lot! The fact that you are working on your space to make it better is truly such an accomplishment. Good luck!

Christina Giaquinto is the Professional Organizer and Brand Ambassador of Modular Closets (DIY customizable closet units that organize any space in your home). Christina focuses on giving her clients the tools, methods, and techniques to transform their lives and homes through decluttering and organizing. She combines spiritual coaching and organizing to help her clients let go of things that do not spark joy and happiness. Her work has been featured on sites like Popsugar, Women's Health, Reader’s Digest, Realtor, The Spruce and Yahoo. www.modularclosets.com

A14 | FRIDAY, MARCH 31, 2023 CURRY COASTAL PILOT
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Why it pays to hire contractors for home renovations

A sense of pride comes from a successful do-it-yourself home improvement project. However, quite often inexperience and time constraints lead homeowners to turn to professional contractors to make sure jobs get done correctly and on time.

Allied Market Research reported in 2021 that the home improvement services market is predicted to reach $585.3 billion by 2030. The following are some reasons why renovation-minded homeowners benefit from the services of professionals.

• Tasks can be overwhelming: A home remodel is a large undertaking with many different steps. Contractors who have been around the block a time or two understand how to organize and manage time to get the job done. Plus, they’re devoting all of their attention and time toward the remodel when on the job. This differs from when a do-it-yourselfer tries to work on a remodel in between other responsibilities.

• Network of suppliers: A good general contractor will have a list of material suppliers he or she routinely uses. Often contractors become preferred sellers, which means they get a lower wholesale rate, and will often pass those savings on to the customer.

• Licensed and bonded protection: Licensed and bonded contractors not only have the skills for the job, they have insur-

ance protection behind them. Therefore, if an injury occurs or the job goes awry, the homeowner will be protected from liability. A license means the contractor will have to uphold licensing standards, which could mean staying current on trade practices and skills.

• Expertise: Experienced contractors have done the work they have been hired to do many times, which means their skills are fine-tuned. Knowing the correct way to do a job results in fewer errors (and thus fewer repairs), shorter time periods to get the work done, and potentially lower costs overall.

• Frees up time: Homeowners who hire out for remodels can utilize their time in other ways, such as on the job or spending time with family.

• Reduces stress: Putting the work in capable hands means homeowners do not have to educate themselves about how to do the task, purchase tools, prevent injuries, and/or deal with potentially negative outcomes. Certainly having extra people in the house can be challenging, but it may not equal the stress caused by tackling a job on one’s own.

There are many advantages to hiring contractors to renovate a home instead of taking the DIY route.

--Metro Creative

Shedding some light on home solar

Consumers shopping around for home improvement projects may be leaning toward overhauls that can reduce energy consumption and save them money in the long run. This is a driving factor behind a growing number of homeowners investigating solar energy for their residences.

How does solar power work?

Solar power harnesses the sun’s energy and converts it into electricity that can be used in homes. Many people are familiar with photovoltaics (PV), which are the panels that absorb sunlight and create an electric field across their layers. Another solar technology, known as concentrating solar power, is primarily used in large power plants and is not appropriate for residential use, according to Energy.gov.

According to the Office of Energy Efficiency & Renewable Energy, hundreds of thousands of solar panels have been put in use across the United States since 2008 . Costs associated with solar

The upfront expense of solar panels is significant, costing anywhere from $10,000 to $14,000 for initial installation. However, comparatively speaking, homeowners can spend $1,500 or more per year on electricity, so solar panels will pay for themselves over time. Keep in mind that costs may vary depending on energy needs and how many panels will be required to service the system.

How much electricity can I expect?

The Federal Trade Commission’s Consumer Advice says that the amount of power generated from a solar energy system depends on a few factors:

1. The average number of hours of direct, unshaded sunlight your roof gets each year;

2. The pitch (angle), age and condition of your roof, and the compass direction it faces;

3. The size and strength of your system; and

4. Environmental factors such as snow, dust or shade that may cover the system. Save even more money

Consumers can contact their utility companies to find out if they provide homeowners who produce solar power with “net metering.” This program pays the homeowner money or gives credit for excess power the system produces and returns to the electric grid. Individuals also may be eligible for energy tax credits or other benefits.

Homeowners may find it worthwhile to explore solar energy, particularly if they consume a high amount of electricity.

Options to finance home improvements

Renovating a home is a great way to impart personality indoors and out. Improvements can make spaces more livable and address safety issues. Home renovations often take residents’ lifestyles into account, and changes can be customized to accommodate a growing family or an empty nest.

No matter the job, home improvements tend to be costly. According to the financial resource SoFi, on average, the cost to renovate or remodel a whole house runs between $10 and $60 per square foot. Certain rooms demand a higher cost, with a kitchen or bathroom remodel costing around $100 to $250 per square foot due to electrical and plumbing needs. Figuring out how to pay for the improvement project is as essential to the planning process as picking out materials and contractors.

The following are some financial considerations and financing options

for homeowners looking to renovate their properties.

• Consider if the investment is worth it. Remodeling magazine routinely assesses common improvements and how much homeowners can expect to recoup on the investment in its annual “Cost v. Value” report. In 2022, a homeowner spending $4,000 on a garage door replacement recouped 93.3 percent of the investment, whereas adding a midrange bathroom at $63,000 would only offer a 51.8 percent return. Homeowners must decide if they want to go forward with the project if they’re likely to get just a $33,000 return when they choose to sell the home later on.

• Refinance the home mortgage. Homeowners can use a cash-out mortgage refinance as a way to access thousands of dollars for a remodel. This taps into a home’s

equity. Keep in mind that the mortgage will then be a new mortgage at the current interest rate and an outstanding balance higher than what was the current one. Typically 20 percent equity in the home is needed to refinance.

• Take out a personal loan. For those who do not want to refinance, a personal loan or home improvement loan can be good for midsized projects, according to American Express. Personal loans for home renovations typically require no collateral and one’s credit score determines the interest rate.

• Utilize a home equity line of credit. A HELOC is a form of revolving credit, like a credit card. Homeowners borrow against the credit line granted with the home being the collateral. As a person pays down what is owed, he or she can borrow more.

This is a good idea for recurring or long-term home improvements.

• Try a home equity loan. Home equity loans use the home as collateral like a HELOC. The home equity loan is an installment loan for a fixed amount on a fixed monthly schedule for a set term. These are sometimes called second mortgages.

• No- or low-interest credit card. Smaller projects can be financed using credit cards. Many will offer introductory rates with no interest for a few months. This is generally only preferable if a person can pay off the balance before interest is charged.

These are the primary ways to finance home improvement projects when costs exceed available cash on hand.

Did you know?

Though plants might not seem like the first thing individuals think of when they ponder long-term investments, perennials can be just that. The home and garden experts at HGTV note that some perennials can live for a very long time. For example, according to HGTV, the colorful flowering plant peony, despite a blooming season that usually lasts just seven to 10 days, has been known to survive for 70 to 100 years. Hostas are another popular perennial because they require little maintenance, and that extra free time can add up over the course of the hosta’s life, which can exceed 15 years. Long-living perennials are not necessarily unusual, but gardeners should know that many perennials, and particularly those characterized as “short-lived,” tend to live around three years.

Home renovations can improve a home in many different ways. Modifications to kitchens and bathrooms have long been popular projects, but are they the most popular renovations? According to data from Realm, which analyzed the top 10 most popular projects from roughly 2.8 million listings and permit filings in the United States in 2022, certain projects are more popular than others. Nationally, the most common home renovations include interior painting, exterior painting, finishing a basement, installing or replacing windows, and bathroom remodeling. Houzz polls have unveiled that renovating kitchens and bathrooms, new windows and porches, balcony and deck projects are among the most popular. According to the Canadian lifestyle resource Icy Canada, which culled various data points and sources, window and door upgrades, kitchen and bath remodels and deck projects are the most popular renovations in Canada.

CURRY COASTAL PILOT FRIDAY, MARCH 31, 2023 | A15
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