February 2023 PRESORTED STANDARD US POSTAGE PAID ALBANY, NY PERMIT #1130 4 We are Bethlehem 10 Financial Focus 19 Ask the Canterbury Vet
If you’ve heard me say it once, you’ve heard me say it a thousand times: The Town doesn’t deliver services, PEOPLE do. People plow our roads. People patrol our neighborhoods. People maintain our water lines and run the plants that clean our sewage. People mow our parks, paint our fire hydrants, help businesses grow, support our older residents, guide development, and so much more.
Following are some of the highlights of the great work our Town employees did in 2022. Their work is essential to the great quality of life we enjoy here in Bethlehem, so when you see them, please wave and say thank you!
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David VanLuven Bethlehem Town Supervisor
FEBRUARY OUR TOWNE BETHLEHEM PAGE 3 www.ChoicesHairStudio.com Visit us on 518439-4619 M 9a~6p, Tues-Fri 9a~8p, SAT 9a~3p, closed Sundays WALK-INS WELCOME Please visit our FB page and Instagram for our latest protocols regarding COVID19 “Beautiful Skin Starts Here Package” Includes: Facial, Eye Treatment, Paraffin Hand Treatment Special $95 Regular $115 “Beautiful Skin Starts Here Package” Includes: Facial, Eye Treatment, Hydro-jelly Face Masque Paraffin Hand Treatment, Microdemabrasion OR High Frequency Treatment, Glymed Travel size FaceWash Special $125 Regular $186.60 Packages available for purchase during February *if redeemed after July 2023, may have an additional surcharge. Give your hair a lil Sparkle this winter Mini Foil $70* Includes up to 15 foils and Blow Dry *Level 1 Stylist-slightly more for higher level stylist. Now offering Microdermabrasion Treatments February Introductory offer $40 Reg. $50 Includes cleansing, treatment, and post treatment crème. FROM OUR HEARTS TO YOURS Give your Valentine something that fits perfectly. Fix & Repair -kitchen cabinets - tables and chairs -folding & sliding closet doors shower doors * towel bars GLENMONT HANDYMAN (518) 439-3693
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FEBRUARY OUR TOWNE BETHLEHEM PAGE 7 TAX RETURN PREPARATION Personal, Professional Service James N. Plummer, CFP Enrolled Agent www.plummerfinancialservices.com 306 Delaware Avenue| Delmar, NY 12054 Call 518.368.2121
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Can you count on Social Security?
If you’re getting closer to retirement, you might be thinking more about Social Security. Specifically, can you count on it to contribute part of the income you’ll need as a retiree?
There’s been an increase in alarming language surrounding the solvency of Social Security, but in reality, its prospects are not nearly as gloomy as you might have heard.
Here’s the story: Under current law, Social Security is estimated to exhaust its trust funds by 2035, after which benefits could be cut by 20%, according to the 2022 Social Security Trustees report. However, the large cost of living adjustment (COLA) (8.7%) for 2023 could cause the trust funds to use up their resources sooner.
But this outlook may represent a worst-case scenario. For one thing, the cost of the 2023 COLA will be somewhat offset by higher taxes on workers contributing to Social Security. The maximum amount of earnings subject to the 6.2% Social Security tax jumped from $147,000 in 2022 to $160,200 in 2023. And in looking down the road, further increases in this earnings cap may also help reduce the gap in the trust funds. Increasing the payroll tax is another possibility for boosting funding to Social Security.
And here’s a political reality: Social Security is a popular program and it’s unlikely that any future Congress wants to be blamed for reducing benefits. Of course, there are no guarantees, but it seems fair to say that you can reasonably expect some benefits from Social Security when you retire.
But perhaps the bigger issue is just how much you should depend on Social Security for your retirement income. On average, Social Security benefits will provide about 30% of a beneficiary’s
preretirement earnings, according to the Social Security Administration. But the higher your earnings before you retire, the lower the percentage that will be replaced by Social Security.
Still, you’ll want to maximize the benefits that are available to you — and that means deciding when to start taking Social Security. You can begin as early as 62, but your monthly payments could be as much as 30% lower than your normal (or “full”) retirement age, which will likely be between 66 and 67.
Even if you were to wait until your full retirement age before collecting Social Security, you’ll also need to draw on other sources of funding. So, while you are still working, it’s a good idea to keep contributing to your IRA and 401(k) or other employer-sponsored retirement plan.
The amount you contribute should depend on your overall financial strategy and your financial needs, so, for example, you probably shouldn’t put in so much into your retirement accounts that you feel significant stress in your monthly cash flow. But when you do get a chance to invest more in these accounts, such as when your salary goes up, you may want to take advantage of the opportunity.
Ultimately, you should be able to count on Social Security as part of your retirement income. You may want to consult with a financial professional to determine when taking Social Security makes the most sense for you and how you can also get the most from your other retirement accounts. You’ll want a retirement income strategy that’s built for the long run.
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Daniel Daley This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Agency of California, L.L.C.; Edward Jones Insurance Agency of NJones Insurance Agency of Massachusetts, L.L.C. FINANCIAL FOCU $
Daniel Daley Financial Advisor 394 Elsmere Ave. Suite 103 Delmar, NY 12054 518 - 767 - 1270
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PAGE 12 OUR TOWNE BETHLEHEM FEBRUARY Salisbury PICK-UP & DELIVERY AVAILABLE Snowblower Tune Up Special Includes: 1. Compression check. 2. Ignition Spark Check. 3. Replace Spark plug. 4. Complete Oil Change. 5. Clean Air Filter (if appl) 6. Lube & adjust all Belts, pulleys & chains. 7. Check and lube drive system. 8. Lube front gear box & grease fittings. 9. Test Run. $10 OFF When you Winterize your Lawn mower AND Tune-Up your Snowblower. Limited time offer. 518475-9772 We specialize in Carburetor Rebuilds. Reconditioned SNOW BLOWERS FOR SALE. Snow is coming! Only $89+tax
FEBRUARY OUR TOWNE BETHLEHEM PAGE 13 Tree Trimming & Pruning Large Tree Removal FULLY INSURED! FREE ESTIMATES Professional Service Great Prices! TREE Service Commercial ~ Residential 518-635-4111 SEVENZOCKS.COM
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FEBRUARY CALENDAR
FRIDAY FEBRUARY 3
Take and Make: Valentine Cookie Magnet
While you can’t eat these incredible cookie magnets, they will make fun Valentine’s Day decorations. *Please register each child individually by February 1. Sign up at bethlehem.librarycalendar.com. For grades K and younger with caregiver.
FRIDAY FEBRUARY 3
Take and Make: Wind-Up Valentine
Get creative with a fun dinosaur Valentine that really moves. *Please register each child individually by February 1. Sign up at bethlehem.librarycalendar.com. For grades 1-8.
WEDNESDAY FEBRUARY 8 • 7PM
Albany Rural Cemetery
Incorporated April 2, 1841, Albany Rural Cemetery is listed on the National Register of Historic Places and represents one of the earliest and grandest examples of the rural cemetery movement in America. UAlbany Professor Emeritus John S. Pipkin will discuss its cultural and historical importance. Registration is not required, but is advised due to limited seating. This series of historical talks is presented through a partnership with the Town of Bethlehem Historical Association.
THURSDAY FEBRUARY 9 • 1PM
Lunchtime Documentaries: ‘Cy Dear’
Join us for an afternoon screening of Andrea Bettinetti’s documentary (not rated, 92 min.) about painter, illustrator, sculptor and photographer Cy Twombly.
FEBRUARY 9 • 7PM
Author Talk with Lana Harper
The author of “Back in a Spell” series will take part in a virtual discussion through a partnership with the Library Speakers Consortium. Visit libraryc.org/ bethlehempubliclibrary for more information or to register for one or more upcoming talks.
FRIDAY FEBRUARY 10
Take and Make: Valentine’s Day Tassel Keychain
Give yourself a Valentine this year with one of these tasseled keychains that make a great addition to your backpack or key ring! *Please register each teen individually by February 8. Sign up at bethlehem.librarycalendar.com. For grades 9-12.
FRIDAY FEBRUARY 10 • 10AM
Intro to Scholarly Research with Gale Academic OneFile
Join us to get a jumpstart on your research and brush up on your searching skills while browsing scholarly sources from Gale Academic OneFile, a database that contains millions of periodical sources on a variety of subject areas. This is a virtual program, and all participants will be emailed a Zoom link prior to the event. Sign up at bethlehem. librarycalendar.com.
MONDAY FEBRUARY 13 • 11AM
Dive Into the Library of Things
Join one of our librarians to learn about the “things” in our collection that are available to borrow with your library card. For all ages. Sign up at bethlehem.librarycalendar.com.
WEDNESDAY FEBRUARY 15 • 6PM
Community Yoga
Enjoy a class designed for yoga practitioners of any skill level. Dan May shares Jai Yoga School’s Bhakti yoga practice, which includes song, cultural information and stories.
FEBRUARY 16 • 1PM
Author Talk with Grace M. Cho
The author of “Tastes Like War” series will take part in a virtual discussion through a partnership with the Library Speakers Consortium. Visit libraryc.org/ bethlehempubliclibrary for more information or to register for one or more upcoming talks.
TUESDAY FEBRUARY 21 • 2PM
Make Your Own Buttons
Create your own original art and make a button out of it with the library’s button maker. For children, tweens and teens.
TUESDAY FEBRUARY 21 • 10AM
School Break Breakout
Follow the clues to unlock the puzzles needed to break out of a fun scenario. For ages 8-14.
WEDNESDAY FEBRUARY 22 • 10AM
Vacation Cinema: ‘Minions: The Rise of Gru’
Join us for a screening of this family favorite (PG, 90 min., Universal Pictures). Kids can bring pillows and blankets to get comfy on the floor in front of the big screen. For kids and families.
THURSDAY FEBRUARY 23 • 11AM
A Story and a Snack
Hear some cool stories and enjoy a snack of exotic fruit. Sign up at bethlehem.librarycalendar.com. For pre-K and up.
THURSDAY FEBRUARY 23 • 2:30PM
Make a Melted Snowman
Roll up your sleeves and make your very own melted snowman. Children of all ages and ability levels are welcome.
FRIDAY FEBRUARY 24 • 10AM
Color Your Own Cactus Squishy
Stop by to color your own cactus squishy. This project uses permanent markers, so please dress appropriately. For children, tweens.
FRIDAY FEBRUARY 24 • 11AM-1PM
Paws to Read
Learning to read, especially out loud, can be scary. Come to the library and practice reading skills with a gentle, furry friend! A registered therapy dog will listen calmly and quietly, creating a safe space for children to practice reading skills without fear or judgment. For grades K-5.
SATURDAY FEBRUARY 25 • 11AM
A Story and a Snack
Hear some cool stories and enjoy a snack of exotic fruit. Sign up at bethlehem.librarycalendar.com. For pre-K and up.
MONDAY FEBRUARY 27 • 11AM
Craft & Color for Adults
Choose between coloring or doing an open-ended craft activity. This program is specifically designed for adults of all abilities.
MONDAY FEBRUARY 27 • 2PM
Monday Matinee: ‘It Happened One Night’
This classic film (1934, not rated, 105 min.) will be shown with subtitles
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Spay Neuter pet month 2
February is the month of romance for humans– but it is also the month of Spay and Neuter Awareness (aka Beath the Heat) for animals. Each year, millions of cats and dogs end up in shelters across the United States, so this month serves as a great reminder that spaying and neutering are in the best interest of our pets.
Caring for pets can be expensive, especially when it comes to their health. But consider this – having your dog or cat spayed or neutered can reduce the risk of serious, and costly, health problems later in life. A big part of responsible pet ownership is preventing health issues before they occur. Spaying females can avert uterine infections and breast tumors, which are malignant in 50% of dogs and 90% of cats. Neutering males decreases the chance of testicular cancer and prostate problems.
Spaying and neutering also curbs problematic behaviors. Nonneutered animals are more likely to mark their territory with pungent urine. When in heat, many pets escape their homes to look for mates, which may lead to vehicular accidents, exposure to pathogens, and fights with other animals. If you’re apprehensive about the cost of the surgery, know that it will be much less than what you would spend on taking care of a litter or treating one of the diseases listed above.
We all want our pets to live long and healthy lives and having an animal spayed or neutered actually increases their longevity. According to published reports, neutered male dogs live 18 percent longer than unneutered males, and spayed females live 23 percent longer than spayed females.
Broader benefits of spaying or neutering your pet includes minimizing the burden on animal shelters. Shelters are overly burdened with sheltering, feeding, and caring for homeless dogs and cats. Spaying and neutering your pet means that they will not be contributing to the overpopulation problems facing these facilities.
By altering your pet, you indirectly save lives by helping animals in shelter find homes. Reducing the number of unplanned puppies and kittens helps to increase the chances that pets living in animal shelters are adopted into forever homes.
Like Bob Barker used to always say, “and remember folks, always spay and neuter your pets!”
If you have any questions about spaying or neutering your pet, ask your vet!
Please send all your veterinary questions to:
or mail them
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AskTheVet@canterburyvet.com
to Ask the Vet c/o Canterbury Animal Hospital 88 Delaware Avenue Delmar, NY 1205439-2700
www.canterburyvet.com 88 Delaware Ave, Delmar NY 12054 518-439-2700
Ask the Canterbury Vet
Abbey Road
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Surrey Mall
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Thatcher Street
The Crossway
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Turnberry Drive
University Street
Van Dyke Road
Voyage Drive
Walimary Drive
Wallace Drive
Weigand Lane
Wellington Road
Wemple Road
West Bayberry Road
Westchester Dr. N.
Westchester Dr. S.
Whitehead Street
Whitman Common
Wilshire Drive
Windmill Drive
Winding Road
Winne Road
Wisconsin Avenue
Woodbine Drive
Woodlawn Terrace
Woodmont Drive
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York Road
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