Regina & Area Homes & Properties

REGINA & AREA

HOMES & FEBRUARY 2020

PROPERTIES building, selling, renting, buying, servicing, renovating

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Enjoying HOMES & this Issue? PROPERTIES REGINA & AREA

&ES & HOMPHREOOSM P

REGINA & AREA

DECEMBER 2019

FEBRUARY 2020

PROPERTIESRTIES building sell,ing, renting, ing, ren,ting building, sellbuy ing, servicing, buying, servicing, renovating renovating

building, selling, renting, buying, servicing, renovating Produced by:

845 B McDonald Street, Regina, SK. S4N 2X5 Tel: (306) 585 2064 Toll Free 1 (888) 717 6655 Fax: (306) 585 2080 Email: info@getcompass.ca

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Our next edition will be on stands March 5, 2020.

CALL TO ADVERTISE

306-585-2064 deadline is February 26, 2020

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ACCOUNT MANAGERS James Huber • james@getcompass.ca • 306-536-1995 Roger MacPherson • roger@getcompass.ca • 306-537-3559 GRAPHIC DESIGNER & MAGAZINE COORDINATOR Lori Kluge • lori@getcompass.ca • 306-585-2064 OFFICE MANAGER Leanne Gunderson • info@getcompass.ca • 306-585-2064

Copyright 2020: Home & Property Magazine is a Compass Advertising Ltd. publication, published monthly and distributed free on stands across Saskatchewan. All rights reserved by Compass Advertising Ltd. Reproduction in any form of any material in Home & Property Magazine is strictly prohibited without written consent. Any requests for duplication of any content should be sent to Compass Advertising Ltd.. Compass Advertising Ltd. makes every effort to ensure the accuracy of all of the information and ads that we publish. However, mistakes can happen and Compass Advertising Ltd., along with any affiliates, cannot be held responsible for any consequences arising from any errors or omissions other than the cost of the ad. Compass Advertising Ltd. reserves the right to refuse ads if deemed inappropriate.

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Regina & Area Homes & Properties • February 2020

( N C ) Nearly half of Canadians lose sleep when thinking about their home insurance policy, according to a recent survey. With some being first-time homeowners, it can seem overwhelming to think about having the correct amount of coverage and knowing what to do when something does go wrong. Here are some things homeowners can consider so they can get the rest they need: Know your policy. Most home or tenant policies cover the significant items that people care about. But there may be exceptions within your policy. Make sure you understand your basic policy details and check that extras such as jewellery, bicycles or cash are covered. Talk to your insurance agent to

ensure your policy also covers earthquakes, sewage back-ups and other events that might be prevalent in your area. If you’re a first-time homeowner, base your policy on your home inspection report to make sure you account for any possible issues identified.

Everyone’s coverage will be different. Whether you’re living in a home that you own or rent, you need insurance.

As a tenant, it’s important to have tenant insurance that covers your personal property, including furniture, clothing and other valuables. Your landlord’s insurance policy should cover the building and any detached private structures such as garages or gazebos. But be aware that tenants are held financially responsible for the harm they cause to any part of the building in which they live, or to others who live or visit there.

As a homeowner, your insurance policy covers the expenses that can come up if something unexpected happens to your home and your belongings. It’s also there to protect you if you accidentally hurt someone or damage someone else’s property anywhere in the world.

Find more information and some useful tips for fully understanding your policy at belairdirect.com.

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5

RESALE HOMES

Putting Housing Prices Into

Perspective

Submitted by Dale Ripplinger If you were relaxing at home in 1960 you may have been sitting on your chesterfield in your front room looking out of your picture window and listening to LP’s on your Hi-Fi record player. If you were an early adopter you would have had a television set which would have been prominent in the room

6

with its wood grain cabinet and rabbit ears.

Somewhere in your house there was likely a chute. Depending on the age of the home it would have been a coal chute, a laundry chute or a milk chute. If your backyard was fenced at all it would likely have been a feeble means of separation between you and your neighbours (who you would have known and talked to regularly) made of low wooden pickets or wire. The entire yard was probably a vegetable garden. No

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Regina & Area Homes & Properties • February 2020

dad’s first house, the house of the sixties or even my first house which was a small character bungalow built in 1929 and compare it to what would be a starter home today, lets say a newer built townhouse condo, what a first time buyer gets in a house now is significantly better with many more features than in previous generations. Energy efficient windows and doors, 2x6 construction with R20 insulation in the walls and R40 in the ceiling, high efficient furnaces, programmable thermostats, energy saving appliances, LED lighting, are all features which not only add to comfort and convenience but save significantly on energy consumption and its cost. I pay less now in actual dollars, not inflation adjusted dollars, than I did in 1978 to heat a house that is more than twice as large as my first one.

Then of course there are all of the extras that weren’t common 50 years ago but are now becoming standard, like built in dishwashers, microwave hood fans, built in vacuums, alarm systems, walk in closets, ensuite baths, central air conditioning, and granite counter tops. Never mind safer grounded electrical systems with breakers, wired in smoke detectors and plumbing that isn’t slowly poisoning you.

Not to diminish that housing costs have gone up but to some degree that is a function of our demand for more out of our houses. We get so much more out of our houses today than we ever got in the past and sometimes I think there is no appreciation for, or at least recognition of those improvements. No different than the improved comfort, safety and fuel efficiency we get out of vehicles today as compared to 50 or 60 years ago. In 1960 a brand new Ford F-150 sold for $2010, or about $17,000.00 in inflation adjusted dollars. That same vehicle today costs almost twice as much…but no one complains about the price of trucks.

RESALE HOMES

one had decks but if you were a bit of a show off you might have had a small patio. If you were cutting edge you may have had a briquette barbecue which only rarely got used because your dad, who can only charitably be described as reckless, was too tight to buy starter fluid and so used gas to ignite the coals and the resultant mini explosion singed all of the hair off his face and nearly burned down the neighbourhood when the laundry on the clothes line caught on fire!

“Hey dad can we barbeque tonight?”

“Nah, I don’t think so.”

If nothing else he was a great source of entertainment for all of the neighbourhood kids. Update on dad—he’s 85 years old, has had numerous accidents and several near death experiences and DOES NOT have all of his limbs.

But back to the house of the 60’s. Basement rumpus rooms were just coming into fashion in the newer houses. Most homes had 3 bedrooms and one bath and anything over 1000 sq ft was considered large. Most washing machines were wringer washers and appliances such as clothes driers, dishwashers and microwaves were at least a decade away from being common.

These houses also had insufficient insulation, inefficient furnaces, poorly sealed windows and doors. Some would still have had lead pipe plumbing and even old knob and tube wiring with fuses instead of breakers.

So the point I am trying to get at (eventually and somewhat confusingly) is that when we hear complaints about housing affordability we have to put some context around that issue. I understand that house prices have gone up relative to wages and so owning a house has become somewhat less affordable.

But we also have to look at value. If we look at my mom and

CALL TODAY FOR YOUR PERSONAL VIEWING!

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RESALE HOMES

Go Get That

First Home

(NC) Today’s sky-high real estate market can make buying a first home seem like a distant dream. Don’t be discouraged. It might take a bit more planning, but you can do it. Good financial strategy and some real estate research can help you get into your first home sooner than you’d think.

Your first priority is to get your financial basics in order. Reach out to your bank or a financial planner to help you make a plan. A financial expert will be able to find a strategy that best suits your goals. You will also need to plan for your down payment. Many first-time buyers find this intimidating, but good old-fashioned saving is a great start.

Make sure your monthly budget allows you to put some money into savings, and work with your financial planner to help your savings grow as quickly as possible. Government programs are also available to help first-time buyers. You may be able to use savings from an RRSP or other resources — check with your bank for the programs and requirements in your region.

Reaching out to family can also be a winwin, but approach these arrangements with caution. Ensure any loan terms are realistic and clearly set out, and treat these arrangements with the same respect you would give a business agreement.

Once you have your finances in order, look for locations that will get you the best bang for your buck. Skip the high-priced, trendy spots where you’ll pay a premium without necessarily getting a better home. The best deals are often hiding under tacky décor: if you can look past the cosmetic hang-ups and make sure the house is structurally in good shape, you may have a great opportunity in the making.

The main thing is just getting started. Find a realistic strategy that will get you into a home, and then work your way up to that dream home. Think of real estate as a process. You may need to start small or look outside your ideal neighbourhood at first.

But once you own a home, you’ll be building equity and value, which sets you on the path to your forever home.

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Regina & Area Homes & Properties • February 2020

Can’t find what you’re looking for?

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HOME BUILDERS

Continuous Improvement of the Building Industry

By Stu Niebergall President & CEO of the Regina & Region Home Builders’ Association There is always much discussion highlighting the amount of activity going on in the new home and renovation industry in terms of the number of housing starts we have been experiencing in our province and in our city. Housing starts is a key indicator measuring our economy’s performance.

Discussion of these numbers only underscores the important role our Industry plays in contributing to a healthy economy.

The untold story, however, is all about the quality of our new homes and neighbourhoods.

Topics such as the adoption of the 2020 Building Code, home building inspections, and how will programs push energy efficiency have ranked very highly on the Residential Construction Industry’s agenda. In addition to this discussion, and the progress that is born from it, our Service and Supply members continue to bring brand new initiatives in the form of innovative new products and expertise to the Regina market.

It brings to mind how proud our members should be of the quality of homes and communities they create.

Consumers can have confidence in the homes and communities that the Industry is building. Our Builder, Community Developer and Trade Contractor members ensure that new homes are built in accordance with an ever-improving Saskatchewan Building Code. Saskatchewan has rigorous engineering, design, and inspection processes that govern the approval of single detached and multi-unit homes when it comes to energy efficiency.

The Regina & Region Home Builders’ Association actively

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supports the continuous improvement of the building process.

Our Association and members are always pursuing new engineering, energy efficiency, architectural and community design standards and best practices, while supporting and respecting the Municipal inspection processes.

The Regina & Region Home Builders’ Association advocates for dialogue to continue between the public, consumers, Industry leaders, governments, and stakeholders regarding the construction process. This dialogue is an essential element that contributes to the continuous improvement of the Industry.

Through the principle of continuous improvement, the Regina & Region Home Builders’ Association is committed to work with the City of Regina and the Provincial Government as new standards are developed and we are committed to supporting and educating our members as they continue to build a greater Regina.

New home buyers, who are made up of families and individuals from every demographic spectrum, should take great comfort in the quality of their new homes. Canada leads the world in the quality of home construction and the Home Builder members of the Regina & Region Home Builders’ Association have taken the lead in ensuring quality in the homes they are building right here in our great city.

Go to www.reginahomebuidlers.com to find new homes, information to help you through the new home buying and building process, finding the best renovators and remodelers, green building and much more.

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Regina & Area Homes & Properties • February 2020

EMERALD PARK FAIRWAY SOUTH

(EMERALD PARK ROAD, HUBER BAY AND HUBER DRIVE) THESE BUILDERS MAY HAVE LOTS AVAILABLE IN PHASE 1, 2, OR 3 OF BOWER WEST SUBDIVISION AND SARAH’S COVE SUBDIVISION CAMELOT HOMES, CRAWFORD HOMES, EMERALD PARK HOMES, HOMES BY JMS, L&B BUILDERS, RIPPLINGER HOMES, TRADEMARK HOMES, TRITHART HOMES, VARSITY HOMES, WESTSOURCE.

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ald Hill Drive Thursday 2-4 y & Sunday 1-5

94 Motherwell Drive by appointment

E HOL

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8 Princeton Drive Tuesday & Wednesday 6:30-8:30 Saturday & Sunday 11-3

8 Princeton Drive TRITHART SAPPHIRE EMERALD Janice @ &(306) 550-2972 Tuesday Wednesday (306) 536-9099 (306) 536-5993 HOMES HOMES PARK HOMES 6:30-8:30 Saturday & Sunday 11-3 19 Emerald Hill Drive 94 Motherwell Drive-525-9516 18 Yale Place T PLAINS LEASEHOLDS LTD. | 306 | greatplains@sasktel.net Saturday & Sunday 1-4 by appoiontment by appoiontment Janice@ or by appointment 306-781-3383 306-536-5993 306-536-9099 306-550-2972

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The Perfect Steak

DESIGN

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Smoky Bacon, Chive and Shallot Butter • • • • • • •

4 ounces bacon, coarsely chopped 2 sticks unsalted butter, divided 1 small shallot, minced 3 tablespoons chives, finely chopped 1 teaspoon apple cider vinegar kosher salt, to taste freshly ground pepper, to taste

In small sauté pan, cook bacon over medium heat, stirring occasionally until browned and crisp, about 8-10 minutes.

Using slotted spoon, transfer bacon to small bowl.

Cut 1 stick butter into pieces. Add pieces to drippings and

cook, stirring often, until butter foams and browns, about 5-8 minutes.

Strain mixture into medium bowl or bowl of stand mixer. Stir in minced shallot.

Allow bacon fat-butter mixture to cool 30 minutes, or until it reaches room temperature.

Add remaining stick butter to bacon fat mixture. Using hand mixer or stand mixer, beat until light and fluffy. Add chives, vinegar and reserved bacon. Season with salt and pepper, to taste.

Place butter mixture in refrigerator and allow to firm slightly.

Butter can be made up to 3 days in advance. Remove from refrigerator 1 hour prior to serving to allow butter to soften.

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Regina & Area Homes & Properties • February 2020

DESIGN Grilling up a homemade meal is a classic way to show appreciation to loved ones at backyard barbecues. This summer, as you enjoy grilling steak, one of the most popular meals for a cookout, try adding an extra touch of flavor with this Smoky Bacon, Chive and Shallot Butter.

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CONTRACTORS

4 Home Upgrades That Are Good For The

Environment

(BPT) - Consumers today are more mindful about the environmental impact of everything they do, from driving and traveling to energy usage in their homes. Fortunately, there are a few simple steps homeowners can take to save energy and help the environment.

1. Boost your insulation You may already know what areas of your home are poorly insulated, simply by how you feel when it’s cold or hot outside.

You can have a professional home energy audit conducted to help pinpoint areas that need improvement. Many energy companies provide an audit free of charge.

Start with the attic: If your attic is insufficiently insulated, you could be losing a lot of heat over the winter, which means your home is wasting energy - and money. Boosting attic insulation can save 10-50 percent on heating costs.

2. Upgrade your heating and cooling system Heating and cooling your home uses the most energy, so investing in Energy Star certified HVAC products can make a big difference when it comes to cutting energy costs and your home’s impact on the environment.

For a new HVAC system in a variety of styles to fit any décor that can be easily installed by a contractor, you might consider wall-mounted duct-free systems from a trusted brand like LG. They offer a variety of ultra-quiet “Art Cool” options (the sleek Mirror, stylish Premier and unique Gallery, which looks like a picture frame and allows you to display your own artwork).

These systems are smart-enabled, allowing homeowners to adjust the temperature from their LG ThinQ app for Android and iOS users, or with simple commands via Google Assistant and Amazon Alexa.

The most eco-conscious consumers will want to look for “Energy Star Most Efficient” HVAC solutions. For example, the Art Cool Mirror earned the 2019 designation and also features advanced “Reliable to Extreme Degrees” LGRED, heating technology that delivers 100 percent heating capacity down to 5 degrees Fahrenheit and continuous heating down to -13 degrees Fahrenheit. This will keep you warm and comfortable all winter long with remarkable energy efficiency.

3. Replace doors and windows You may be losing a lot of heat in the winter and air conditioning in the summer through your doors and windows, especially if they’re older. The latest energy-efficient models of windows and doors not only reduce leaks around the frames, but they’re made from materials that enhance insulation.

Doors: According to EnergyStar.gov, energy-efficient doors not only fit better and have improved weather stripping to 16

reduce air leakage, but also use improved core materials for superior insulation. Where glass is used, they reduce heat flow via double- or triple-paned insulating glass.

Windows: Energy Star qualified windows use superior framing materials, including multiple panes of glass, with airor gas-filled space between for additional insulation. They’re made from Low-E (low emissivity) glass, with special coatings to reflect infrared light. Warm edge spacers keep the glass panes the correct distance apart reducing heat transfer through the window.

4. Go solar While most people are aware that solar power harnesses the sun’s energy to create electricity, many don’t know how easy and cost-effective it is to go solar.

The newest technology behind solar energy has made it increasingly accessible and appealing for homeowners. For example, new energy solutions such as LG’s “NeON R ACe” are high-efficiency solar panels that incorporate a built-in microinverter (that converts DC electricity to AC) instead of a separate traditional inverter. Recessed into the frame of the solar module, the micro-inverter simplifies the installation process and allows more flexibility to create a solar array that looks attractive on your roof. When going solar, it’s important to seek out a brand you trust, one like LG that offers solar panels covered by a 25year limited product, part and performance warranty.

Choosing just one area to upgrade will save energy, reducing your home’s carbon footprint. You’ll also feel more comfortable throughout the year, as you better regulate the temperature of your home.

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Regina & Area Homes & Properties • February 2020

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CONTRACTORS

2020 Outdoor Living (BPT) - 2020 outdoor living trends are all about enjoying your backyard alfresco - but with the comfort and ease you expect from your indoor spaces. Today’s outdoor spaces are transforming into an extension of the home. The current outdoor design also takes into account the look and feel of your entire home, including the interior and exterior, building materials and surroundings.

Connecting with nature: Biophilic design Biophilic design is achieved when natural elements are incorporated into the space, helping people feel connected to the natural environment. It creates a calm, tranquil space and reduces stress. Biophilia makes sense for indoor urban environments needing to bring the outdoors in, but how does it work when you’re already outside?

Biophilic design for outdoor spaces means integrating natural elements with constructed elements to create a harmonious space. A plant wall or raised garden bed can integrate greenery and pops of color with the built elements of your outdoor space.

It also means using natural materials, like wood and stone, to complement the surrounding environment.

Create greener, more sustainable spaces to celebrate the environment, which can help encourage pollinators, grow healthy food and forge a cohesive outdoor space.

Sleek, modern design While it may seem contrary to the more organic approach of biophilic design, the contemporary trend toward sleek, modular furniture can enhance your outdoor space.

Modular, sectional pieces with clean lines and streamlined design can be arranged and re-arranged to accommodate any natural elements you want to incorporate in your space, or to

18

Trends

handle different numbers of guests when entertaining.

The minimalist approach to furnishings also allows the natural elements around you to take center stage.

Multifunctional spaces Whether your home is in an urban area with limited green space, or you want to optimize your outdoor living, get creative: • Add vertical planters • Hang hammocks for lounging • Create built-in seating • Build raised garden beds Here’s where some of that modular seating can come in handy, too. Some urban homes make good use of their front porches and yards, instead, which invites more neighborhood engagement and a feeling of community.

Entertaining both night and day Regardless of the time of day - or year - you and your family can relax comfortably in your outdoor sanctuary, thanks to modern technology and the latest outdoor installations: • LED lighting is installed in a variety of ways. You can install strips of light and/or spotlights, even using multiple colors, to add flair at night.

• In the harsh sunlight, large umbrellas and movable shade walls or screens can keep your space cool and more comfortable.

• For cooler climates, an outdoor fireplace provides heat and light for cozy evenings in the yard.

Whether you have a straightforward vision for a patio or dream of elaborate outdoor living spaces, these ideas can help you create your oasis. For more information on how you can upgrade your outdoor space, visit Belgard.com.

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Regina & Area Homes & Properties • February 2020

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CONTRACTORS

Remodeling Starting a Home

Project

7 tips for choosing a qualified contractor.

(Family Features) Outside of the home itself, remodeling is typically one of the largest investments you can make as a homeowner. While some projects can be tempting to tackle yourself, many larger-scale projects may require hiring a qualified professional.

Because remodeling your home is a big undertaking, it’s important to take steps to ensure the professional you hire to perform the work is qualified to complete it to the highest standards of quality and integrity.

Consider these tips from the experts at the National Association of the Remodeling Industry to help you make an informed decision when hiring a remodeling contractor.

Get Recommendations One of the best ways to find qualified, professional help is through word-of-mouth referrals. Ask your relatives, friends, neighbors or co-workers – particularly if they’ve recently renovated their own homes – if they have any previous experience with companies they would recommend. Also consider searching online for reviews of companies in your area.

Stay Local It’s often best to consider established local remodeling companies first, as they are typically more compelled to perform high-quality work, which allows their businesses to thrive and remain in the community. Local professionals are also likely to know permit requirements and building codes in your city or county, which can change from year to year.

Follow Your Design Aesthetic Whether your home features a mid-century modern, contemporary or farmhouse design style, it’s critical to choose 22

a remodeler who is knowledgeable in the construction and design of the style of your home.

Additionally, a company that specializes in remodeling kitchens may not be suited for a bathroom or bedroom project.

Ask for Licenses and Insurance Ask for copies of licenses and insurance certificates for any remodelers you’re considering to make sure they’re current.

Contact your local licensing agencies to ensure the contractor meets the minimum requirements.

Check References Once you’ve narrowed your list of potential contractors, ask for a list of references you can contact and a portfolio of work.

A typical reference list includes 10 or more jobs with dates as well as the customer’s name, address and phone number, and a portfolio should also contain at least 10 projects with photos of the space before work began, during the project and after completion. If possible, also consider visiting a current job site to see first-hand how the contractor operates.

Search for Violations or Complaints Because you can’t always rely on a portfolio or references, it’s important to also check with your local consumer affairs office or the Better Business Bureau to ensure there are no complaints on record for the contractors you’re considering, which may help further narrow your list.

Compare Apples to Apples While a number of different factors goes into every remodeling project, be sure all contractors you solicit bids from are using the same scope and quality of work requirements. Discuss any significant variations in price or timelines and be wary of any substantially lower estimates.

Find more tips at remodelingdoneright.com.

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Regina & Area Homes & Properties • February 2020

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CONTRACTORS

Home Renos How To Prepare

(NC) Renovating your home can be both exciting and daunting, offering the promise of a redesigned and refreshed space that looks and works better for you and your family. But as anyone who has lived through a renovation can attest, it’s important to expect the unexpected.

Renovations often come with their fair share of surprises and complications, making the journey to the finished product a little bumpy. With that in mind, below are some tips to help you renovate and rejuvenate.

Do your research. Before embarking on a renovation project, take the time to meet with and get quotes from multiple contractors so you can compare costs and get a feel for the person you’ll be handing your house keys. It’s important that you ask for references to ensure your renovation is in reputable hands and that you feel comfortable with the contractor’s work style.

Budget accordingly. Create a budget to help navigate

For The Unexpected

the renovation process and manage expenses along the way.

Remember to include the costs for both labour and materials, and factor in an extra 10 to 15 per cent on top of your anticipated costs to help cover any unexpected expenses. You may need to make some trade-off decisions during your renovation, so establish early on what is a necessity and what you could give up if needed.

Understand your financing options. Renovations can sometimes be pricey, but there are ways to finance the project that can allow you to feel more confident. A home equity line of credit, like the TD Home Equity FlexLine, allows you to use the equity in your home to access credit. This can help you manage cashflow and often comes with a lower interest rate than unsecured loans.

Planning ahead and having a financial plan in place will help to reduce stress and for you to feel more financially confident. Find more information on refinancing options at td.com/refinancing.

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Regina & Area Homes & Properties • February 2020

CONTRACTORS

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24 Simpson Road, Regina, SK • Regina & Area Homes & Properties • February 2020

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INSURANCE CLAIM TIPS If you have been scammed by a fraudulent contractor, besides lost money, you face the possibility of insurance claim denial or accusations of insurance fraud. In order to take charge of your situation, it is important that you fully understand your rights and responsibilities. Recognize that you may be emotionally distressed, so have a trusted friend or family member assist you.

If your insurance policy has been lost or destroyed or if you are confused about the policy benefits or exclusions, contact your insurance company to find out what coverages you have and request a copy of the policy.

• Beware of contractors who claim to be insurance claim specialists. Be sure you have thoroughly checked out your contractor before you permit them to do repairs for you.

Regardless of whether they are doing repairs directly with you or dealing directly with your insurance company. You should thoroughly check your contractor before permitting them to do repairs for you. Unscrupulous businesses have tricked consumers into signing a work estimate without reading the fine print which commits you to automatically contract with their business if your insurance claim is approved.

• Document the damage to your property and possessions thoroughly. Always take pictures or video of all damaged property and/or evidence of loss. This will help you to prove the extent of the loss or damage. Go from room to room and create a detailed account of your belongings, if it is safe to do so. It is possible that people will not be allowed near their property until the area has been secured by emergency responders and local authorities. If you cannot access your property, confirm with your broker that you have coverage for additional expenses. Keep all your receipts spent on supplies

•

•

•

•

and extra living expenses for future reimbursement. Make sure you confirm with your broker the amount or time period that may be covered - some policies may have a certain number of days while others may provide coverage until certain conditions are met.

Make any temporary repairs to limit further damage to your home or business. You may be liable for any further and preventable damage that occurs after the original source of the loss. So make temporary repairs, such as boarding up broken windows or throwing a tarp over a leaky roof. Some insurers may cover the cost of these temporary repairs if they limit the damage or prevent further damage. Check with your broker and keep all receipts. Beware of contractors who may try to offer these services for exorbitant fees. Be sure to get quotes in writing in advance.

Do not make any permanent repairs until you get approval from your insurance company. Make sure you understand how your insurance company will reimburse your repair costs. Your insurer might not fully reimburse you for repairs made without their authorization.

Do not hand over an insurance check to a contractor for repairs prior to work being started. Never give more than one-third of the job price up front and make sure that your insurance company has approved all repairs before your final payment is given to the contractor.

You may qualify for additional assistance when insurance

doesn’t cover all of your losses. Check with the Provincial Disaster Relief Program. PDAP is available Monday to Friday from 8 a.m. to 5 p.m. to help Saskatchewan residents through their disaster recovery. Toll Free: 1-866-632-4033

980 Albert Street, Regina, Saskatchewan • 1-888-352-7601 • info@saskk.bbb.org

For more BBB Tips or to search for businesses: BBB.org

30

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Regina & Area Homes & Properties • February 2020

Why a Newly Built Home May Be Right For You Design Your Dream Home Your Way: You may not have to settle for someone else’s choices when you can select your own design, countertops, appliances, carpets and flooring, etc.

Choose a Floor Plan and Room Layouts that Meet Your Needs: If open floor plans, high

ceilings, and a luxurious resort style master bath reflect the way you want to live today, it can be easy when you build your new home your way.

All New, Under Warranty: New homes built by Regina & Region Home Builders’ Association Builder members come with third party warranty. No worn out products that need to be replaced.

The components of a new home feature the latest designs, building materials and offer you years of comfort and enjoyment before needing replacement.

Energy and Cost Savings: Today’s new homes are far more energy efficient than homes built even five years ago. Compared to homes built ten or 20 years ago, the differences are dramatic. The new Energy Codes that came into effect have taken energy efficiency to the next level.

Comfort and Indoor Air Quality: Today’s new homes combine high-performance energy

efficiency with state-of-the-art ventilation and air filtration. The result is year-round, draft-free comfort and higher indoor air quality.

Low Maintenance: New homes are also made of cutting-edge building products that require

less care and maintenance. Another plus? The latest building systems and components are designed and engineered to work together.

Community Amenities: Many new homes are built in Regina’s newest neighborhoods which are rich in amenities like parks, walking paths, shopping and additional services.

Advanced Technology and Design: State-of-the-art wiring and circuit breakers. High-

efficiency climate control that use the latest environmentally friendly coolants. Cabinets, carpets and paints that use fewer volatile organic compounds, so that you and your family can breathe easier. No mold or asbestos.

Today’s new housing market, builders’ pencils have never been sharper: It’s possible to replace all the inefficient windows in a resale home or add insulation to a used home.

Upgrading a used home to the same standard as a newly built home is expensive. In most cases, much more expensive than starting fresh by building a home of your very own.

If you want to learn about buying or building a new home, what questions to ask a builder, finding Regina’s latest inventory of new homes, learning about Regina’s newest Communities, compare the lifetime cost of a new home to renovating a resale home or renting...

Start at www.reginahomebuilders.com

CRAWFORD HOMES & CRAWFORD HOMELIFE REALTY

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