Zero depreciation cover for two wheeler insurance by comparepolicy

Zero depreciation cover for two wheeler insurance

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What is Zero Depreciation insurance cover?

  A A two-wheeler two-wheeler is is aa depreciating depreciating asset. asset.  

“Zero depreciation cover is an add-on that covers the complete cost of bike without factoring in for depreciation.”

Eligibility To Avail Zero Depreciation Cover 1. 1. New New vehicles. vehicles. 2. 2. Limit Limit on on the the total total number number of of claims claims per per year. year. 3. 3. Repair Repair of of two-wheeler two-wheeler in in network network garages. garages. 4. 4. Some Some companies companies do do not not provide provide benefit, benefit, in in case case of of loss loss or or complete complete damage damage of of two-wheeler. two-wheeler.

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What Is Not Covered In A Zero Depreciation Policy   Wear Wear and and tear tear of of insured insured two-wheeler. two-wheeler.   Damages Damages due due to to mechanical mechanical issues. issues.   Damages Damages to to the the accessories accessories not not insured. insured.   Damages Damages due due to to uninsured uninsured risk. risk.

Features And Benefits Of Zero Depreciation Cover

Depreciation Depreciation not not factored factored while while getting getting reimbursement reimbursement

No further investment

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Damage of nylon, rubber, plastic and fiber glass parts of a vehicle covered

No No payment payment from from pocket pocket of of two two wheelers wheelers on on bike bike fixation fixation after after accident accident

Conclusion

 Higher premium but gives peace of mind  Protection from damages that may occur at later stages.

Conclusion

If you don’t mind paying higher premium, then zero depreciation policy • Tax benefit under is a great option as it offers peace of Section 80D of The Tax Act.that mind and protection from Income damages may occur.

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