CopyrightŠ2017 Comparepolicy.com
About Us Compare Policy is an IRDAI licensed Insurance Web Aggregator, providing insurance buyers an online platform to compare and choose the best-suited plan. We offer our customers with the opportunity to compare premium rates for all leading Insurance players, compare their prices, key features and make an informed buying decision. Our technology enriched, smooth comparison engine provides unbiased information which is user-friendly. We, at Compare Policy, are committed in providing the best insurance solutions to our customers with the help of our team of experts. Our highly experienced expert team assists the customers with the best insurance deals, which is hassle free and best fit, in the quickest possible time. We are partnered with all Top Insurance players in the market. Established in the year 2015, Compare Policy has managed to reach out to a considerable number of customers across the country within a short span of time through our dedicated and convenient services.
CopyrightŠ2017 Comparepolicy.com
Overview • Covers individual and spouse under single policy. • Assured sum given to the other on death of either of the partner.
Popular Joint life Insurance Plans Bajaj Bajaj Allianz Allianz iSecure iSecure More More
Copyright©2017 Comparepolicy.com
LIC LIC Jeevan Jeevan Sathi Sathi
PNB PNB Metlife Metlife Mera Mera Term Term
SBI SBI Life Life –– Smart Smart Humsafar Humsafar
Types of Joint Life insurance Joint Term Plan Payment of a particular amount by couple over a period of time.
Joint Endowment Plan Payment of a particular amount by couple over a period of time.
Cover given to the partner on either of the individual’s death.
Amount received by the couple on policy expiration.
Limited time period policy.
Benefit received on either of the partner’s death.
Copyright©2017 Comparepolicy.com
Why Is Joint Life Policy So Popular?
Lower premium as compared to two separate policies. Regular monthly income on demise of partner. Waiver of the premium on death of the spouse. Secured child’s future. Lump sum and monthly benefits provided in few policies. Hassle free documentation. Online selection & registration available.
Copyright©2017 Comparepolicy.com
Factors To Consider Choosing Joint Life Insurance Policy Plan having agreement for both. The age factor. Secured child’s future. Option to add spouse after marriage. Rebates and bonuses by insurance companies.
CopyrightŠ2017 Comparepolicy.com
When Should You Avoid Joint Life Insurance
Divorce / Separation Reasonable income of the survivor . Insufficient savings due to lesser premium. Higher premium in case of pre existing illness or smoking habits of a partner.
Copyright©2017 Comparepolicy.com
Conclusion
• Ideal for most of the situations. • Divide insurance requirements by selecting multiple plans at different stages of life. • Take support of financial planner or policy comparison.
Copyright©2017 Comparepolicy.com
Contact Us
Registered Office:
H. No. 91, Block A Pkt 2, Sector 8, Rohini, New Delhi – 110085
For sales queries: +91 - 7836966356
Complaints/suggestions: help@comparepolicy.com
Copyright©2017 Comparepolicy.com
Thank You!!!
CopyrightŠ2017 Comparepolicy.com