November 2016 Edition

FREE November 2016

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Sylvia Garrett Mission Driven and Spiritually Focused

Yes, Your Vote Counts!

By Jacqueline Lewis Lyons, PsyD

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Furniture Bank: Making A Difference With Families

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Fighting For Ohio’s 1.4 Million Family Caregivers This November

By Trey Addison

If our leaders don’t act, Social Security benefits could be cut by nearly 25% 5.8 million Ohioans are working hard and paying into Social Security. But the world has changed since the 1930s, and Social Security needs to be updated for the 21st Century.

That’s why AARP launched Take A Stand – a national campaign to press the presidential candidates to lead on Social Security and give voters real answers about how they’ll keep it strong for future generations. If our leaders don’t act, future retirees could face an automatic benefit cut of nearly 25 percent every year, after 2034, according to the 2016 Social Security Trustees Report.

Consider how a cut of this magnitude could affect future retirees in Ohio. If a 25 percent cut went into effect today, it would reduce seniors’ income, push more Ohioans into poverty, and reduce money available for basic needs like food, healthcare and utilities.

A Glimpse into the future of Ohio’s 65+ based on today’s data Average family income lost

$4,300

Percentage Increase in poverty

65%

Additional people living in poverty

87,900

Basic Needs in Jeopardy Average Amount Spent Per Year

FOOD

$6,400

UTILITIES

$4,400

HEALTHCARE

$6,900

A nearly 25% benefit cut could mean even less to spend on basic necessities

2016takeastand.org

Publisher’s Page

Founder & Publisher Ray Miller

Layout & Design Ray Miller, III

Assistant Editor Ray Miller, III

Associate Editor Edward Bell Distribution Manager Ronald Burke Advertising Director Harmoni Stallings

Lead Photographer Steve Harrison

Contributing Editors Trey Addison Tim Ahrens, D.Min Edward Bell, MBA Lisa Benton, MD, MPH Roderick Q. Blount, Jr. MA Robert “Bo” Chilton Iris Cooper, DBA Carole Genshaft, PhD Isi Ikharebha Green, MPH Tanya R. Gure, MD Eric Johnson, PhD Cecil Jones, MBA Jacqueline Lewis-Lyons, Psy.D William McCoy, MPA Ambrose Moses, III, JD Yolanda Owens Senator Charleta B. Tavares

The Columbus African American news journal was founded by Ray Miller on January 10, 2011

PLEASE NOTE OUR NEW ADDRESS! The Columbus African American 503 S. High Street - Suite 102 Columbus, Ohio 43215

I have lived through the impact of Presidential elections dating back to General Dwight David Eisenhower. I have heard warnings of nuclear attacks, economic implotions, environmental catastrophies, and Race wars, put forth by Presidential candidates. But never have I witnessed anything that remotely resembles the kind of despicable and dangerous candidacy being forced upon the nation, in the person of, Donald Trump. What this man is doing is not humorous, entertaining or to be taken lightly. He and his strategists know exactly what they are doing and how they are manipulating the uninformed American voters to cast their ballots on election day for the most sinister politician ever to be nominated by a major political Party in the 240 year history of America.

The Trump strategy is straightforward and in your face. Play to the fears of White Americans.

Present yourself as the savior and the King. And degrade anyone who dares not to buy into his destructive rhetoric and megalomaniacal political aspirations. Trump knows that White Americans are rapidly becoming the minority in this country. Most White people are fully cognizant of the many horrific injustices that have been perpetrated against Black people in America and this further amplifies their growing concern about being ruled, rather than being rulers. In addition to this racial war mongering, Trump is excoriating all people of color, women, decorated American war veterans, people with disabilities, and America’s foreign allies, just to mention a few. His is truly a “scorched earth policy”........ It does not matter if you burn the whole country down, as long as he is left standing. To make matters even worse, Trump has been formally endorsed by the racist, murderous Ku Klux Klan. All of this and we still see some wayward Negroes supporting his candidacy and far too many white women who have obviously departed from their senses.

This man has threatened to throw Hillary Clinton in jail if he wins. He has sexually groped and molested numerous women and young girls. He has degraded African Americans, Mexicans, Muslims, Jews and Asians. The only person that Trump seems to love more than himself is Russian President, Vladimir Putin. Finally, Trump, the KKK, his right wing supporters, and ultra conservative media are all in one accord on their single most important agenda item, i.e., winning the Presidency for the purpose of controlling the U.S. Supreme Court. If they succeed in doing so, we might all need to update our Passports. If you thought Dred Scott and Plessy v.

Ferguson were bad, you ain’t seen nothing yet.

We need to vote like our lives depend upon it--because they do. And so do the lives of your children and grandchildren, and generations yet unborn!

The Columbus African American strongly encourages you to join us in voting for Hillary Clinton for President of the United States.

It is critically important for a President to have a Congress that is supportive of their policy proposals and fiscal strategies. Ted Strickland is our choice for United States Senate. He is truly a man of the people and has the requisite experience, having served in the U.S.House of Representatives and Governor of the State of Ohio. Strickland is engaged in a very competitive race and is deserving of our support. Congresswoman Joyce Beatty is serving our community well as a Member of the U.S. House of Representatives and needs our backing to continue gaining influence in the lower chamber of the Congress The Columbus African American enthusiastically endorses Strickland and Beatty.

At the County level, we have the opportunity to make history and elect the first African American to the Franklin County Board of Commissioners. This is a critically important position that controls the funding for all county human services programs, Sheriff’s Office, environmental concerns, economic development and the Courts. After a thorough review of the candidates and their platforms, The Columbus African American endorses Kevin Boyce for Franklin County Commissioner. He served well as a Member of the Columbus City Council and the Ohio State Legislature and we are convinced that he will continue his strong service as a County Commissioner. In addition, The Columbus African American endorses Commissioner John O’Grady to continue his service on behalf of the people of Franklin County as their Member of the Board of Commissioners.

For the first time in 16 years the Franklin County Prosecutor has an opponent for the seat he has occupied for 20 years. Zach Klein is a young, bright, hard working elected official. He currently serves as the President of the Columbus City Council, but believes his true calling is to the law and criminal justice. Klein has a progressive plan to make Columbus a leader in Criminal justice reform and Police /Community Relations. The Columbus African American has met with and reviewed the platforms of both candidates and unequivocally endorses Zach Klein to serve as the next County Prosecutor for Franklin County.

In the Ohio General Assembly The Columbus African American endorses State Representative Hearcel Craig and Bernadine Kennedy Kent to serve in the Ohio House of Representatives.

Representative Craig is well known in the Columbus community. He is a Vietnam War Veteran.

He holds a Bachelor’s Degree from Franklin University and a Master’s Degree from Central Michigan University. In addition, he has served as a Member of the Columbus City Council.

Representative Craig is also a 1967 graduate of Columbus East High School. We believe Bernadine Kennedy Kent will definitely impact education policy as a Member of the Ohio House of Representatives. She is a former school teacher and educational administrator. Kent is strong, articulate, compassionate and results-oriented. The Columbus African American is pleased to endorse these two fine public servants for election to the Ohio House of Representatives.

Other candidates who merit the endorsement of The Columbus African American for their judicial temperament, legal experience, knowledge of the law and performance on the Bench are Judge Cynthia Rice, Julia Dorrian, Crysta Pennington, Laurel Beatty, Richard Frye and Kimberly Cocroft. Maryellen O’Shaugnessy has served the citizens of Columbus and Franklin County extremely well for many years and is highly deserving of the endorsement of The Columbus African American and your vote for Franklin County Clerk of Courts.

We urge you to cast your vote wisely. Use it as a political weapon to bring about justice, equity, fairness and a far greater sense of morality and civility in our City, County, State, Country and the world.

Office: 614.826.2254 editor@columbusafricanamerican.com

Ray Miller Founder & Publisher 3

The Columbus African American • November 2016

In This Issue

Sylvia Garrett - Sylvia Garrett Agency, LLC - Nationwide Insurance Cover Story – Page 20

15 17 22

By: Robert “Bo” Chilton

The Rentables: An Unthinkable Term and An Undeniable Dilemma

By: Robert “Bo” Chilton

The Columbus African American 2016 Endorsements

Aminah’s Presidential Suite By: Carole Genshaft, PhD

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Yes, Your Vote Counts!

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Voting Values

American

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Legislative Update

2016 Endorsements

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My Jealous Mistress

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I’m With Her...

Debt Collection Scheme

10

Equality Vs. 20 Equity Implications 22 of Racial Disparities

COVER STORY

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15

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Furniture Bank: Making A Difference With Families The Unrentables: An Unthinkable Term and An Undeniable Dilemma

The Columbus African American • November 2016

The Columbus African

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Keep Your Memory and Thinking Sharp

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The Color of Substance

Abuse 27

Pre-Natal Care Can

Help Babies to

CelebrateOne

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Fighting for Ohio’s 1.4

Million Family

Caregivers This November

30

Book Bags & E-Readers

31

Technology And Life:

Protect Yourself!

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Money 101 - Part II

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RX For Rejuvenating

Black Businesses

34

Stirring The Pot: How

Market Disruption

Can Secure The

Future of Your

Enterprise

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Finances: Let’s Talk

About It

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George Washington

Williams: Politician,

Musician, Lawyer,

Journalist & Historian

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Community Events

Lawsuit Against Nationwide

Aminah’s Presidential Suite

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Insuring Our Health

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PrimaryOne 2nd Annual Healthcare Justice Awards

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All contents of this news journal are copyrighted © 2015; all rights reserved. Title registration with the U.S. Patent Office pending. Reproduction or use, without written permission, of editorial or graphic content in any manner is prohibited.

Unsolicited manuscripts, photographs, and illustrations will not be returned unless accompanied by a properly addresses envelope bearing sufficient postage. Publisher assumes no responsibility for return of unsolicited materials.

POLITICS

YES, YOUR VOTE COUNTS!

By Jacqueline Lewis Lyons, Psy.D Well, the final days are here in this election cycle. If you have not already voted, you have a few days to make your final decisions about the presidential race and your local elections. I know the negativity associated with the presidential election has been especially hard to bear this year, but that does not mean that you should just sit and home and skip making your voice heard.

Maybe your preferred candidate didn’t make to the ballot, that doesn’t mean that you should not take part in the process. It is important for us to remember that no one candidate will ever please everyone. In fact, it is doubtful whether any one candidate of any party would be able to satisfy the wishes of all their members. Why? Because it would be impossible to have any one person adequately meet the needs or desires of everyone.

Unless you have been hiding in a cave for the past year, you have been exposed to the myriad off-topic arguments presented during the various debates. Yes, it has been irritating. Yes, it has often been stupid and petty. And, yes, we are sick of not hearing about the issues that we feel are the most important. However, none of those points is a reason to not vote. So, here are a few suggestions about how to handle this year’s election. #1 – Voting is a right and a privilege. Do not ever forget that as African-Americans, we have only had the right to vote since 1965, when President Lyndon B. Johnson signed the Voting Rights Act. For most of us, we can recall our parents going to cast their first votes. Can you imagine the excitement and pride they must have felt, casting those first ballots? Our voices may only be heard through the power of the vote. We must never forget the work done by Martin Luther King, Jr and many others to show that we are fully capable and entitled to this right, and to let our opinions be heard and counted. #2 – Don’t let a lack of knowledge or understanding about the process or issues keep you from voting. Yes, it is getting down to the wire, but you can still gather enough information

Photo By Marvin Joseph/The Washington Post

about the issues so that you can make an informed opinion and vote. Go to the library and read the newspapers from the past week. Check topics online about issues in your voting precinct. Talk to others whose opinion you trust and respect.

Don’t be afraid to ask questions. There may not be one perfect answer to all this, but each one of us can decide who we believe will be the best option for the next four years. And, remember, it is just four years, and they will fly by and we will be doing this again. Get informed and pay attention going forward so you can observe and be prepared for the next election. If you do not feel truly represented, it is your obligation to vote for someone else and make a change. Remember, insanity is defined as doing the same thing over and over, and expecting a different response. #3 – What happens if my candidate doesn’t win?

It is a fact that by midnight on November 8th, half of the people running for any elected office will have lost. Their supporters will be disappointed, possibly angry. But, this is America, a country that is a democracy where the majority of votes determines who wins. We all must be prepared to be on the losing side. That does not mean we give up, move to Canada, or start an angry revolution.

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Lately, I have heard of so many friendships ending over politics. That is just so sad. We must all work together for the good of our country, our home. Part of what makes this country great is the vast variety of people, experiences, and talents right here. We each must take responsibility in doing our own part in making the United States of America as strong and positive as we can. We cannot sit back and complain if our candidate loses. It is up to each one of us to partner with those who differ from us and find the common ground that will allow us to build new dreams and plans, from our neighborhoods to the nation’s capital. If we expect our leaders to work ‘across the aisle’, we must be willing to do it also. They may only learn from our example, and that could be a start to a positive revolution.

Dr. Jacqueline Lewis-Lyons’s office is located in north Columbus. Her practice centers on helping clients with depression and anxiety related disorders. In recent years, after discovering a love of running, she expanded her practice to include servces related to Sports Psychology for athletes of all ages and levels. To reach her, call 614-443-7040 or email her at Jacqui@ DrLewisLyons.com

The Columbus African American News Journal• •November February 2015 The Columbus African American 2016

POLITICS

VOTING VALUES

By Tim Ahrens, D.Min A sermon delivered by The Rev. Dr. Timothy C. Ahrens, Sr. Minister, The First Congregational Church, United Church of Christ, Columbus, Ohio, October 30, 2016, 31st Sunday of Ordinary Time, Proper 26, dedicated to our UCC President, The Rev. Dr. John Dorhauer, Swiss Reformer, Ulrich Zwingli and all the reformers who down through the ages have pushed us to be reformed and reforming and always dedicated to the glory of God! “Voting Values” Habakkuk 1:1-4, 2:1-4; II Thessalonians 1:1-4, 11-12; Luke 19:1-10 ++++++++++++++++++++++++++++++++ Let us pray: May the words of my mouth and the meditations of each one of our hearts be acceptable in your sight, O Lord, our rock and our salvation. Amen. ++++++++++++++++++++++++++++++++ You and I measure things every day – all day long. We use the word “measure” as a noun, a verb and an adjective. As a noun, we “measure” as a plan of action, a standard unit to express size, amount or degree. It is a quantity – a rhythm of a piece of poetry or music.

As a “verb”, the Oxford Dictionary says we measure to ascertain the size, amount, or degree of something. As an “adjective,” we “measure” to assess the importance, effect, or value of something or someone. We measure someone/ thing against someone or something else. We judge someone or something by comparison with a certain standard. Did someone reach a certain goal or expected standard – did they measure up?

(We do that a lot with grades in school). We also “measure someone up” scrutinizing them in order to form our assessment of them.

We measure height and miles; music and poetry; standards and grades; polls and people - all day long. We measure life – our lives and the lives of others. Speaking of measuring lives, T.S. Eliot wrote, “I have measured out my life with coffee spoons.” How many of us can relate to Eliot’s measure of life in coffee spoons?

But, how do we really measure a man or a woman? Luke’s Gospel measures Zacchaeus as a “little” man. Besides being short, Zacchaeus had severely taken advantage of the people around him. As a tax collector, he was exacting and unforgiving in collecting what was owed him – gouging the poor in unrelenting ways. He was a “little” man - inside and out.

Luke 19 tells us he climbed a tree to see Jesus.

Who knows, he may have been getting out of the way of the crowds he had abused through his The Columbus African American • November 2016

relentless tax collecting measures. Jesus spotted the “little man” up a tree. He called him out of the tree and ended up going to his house for a meal (an unpopular action by any measure). As you all know, Jesus loved eating with others. He had no money, so free meals were a necessary part of his keeping alive and keeping going. And it must have been a great dinner party because in the end, Zacchaeus turned his life around – giving back half of all his possessions to the poor (read just about everyone in the region!) and granting four times that amount to anyone he had defrauded.

He turned his life around by all measures! On that day, this man was measured in new and rewarding ways. He was headed to heaven on the nonstop train from hell!

In his book, The Measure of a Man, The Rev. Dr. Martin Luther King, Jr. wrote: “The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”

How true! It was true for Christ and the little man of Galilee – Zacchaeus. In the measure of each of them as men, each ended up giving all they had for all around them. They stood in the face of challenge and controversy and gave their full measure of devotion and resources. They both enriched lives through their resources – one of healing and teaching, the other making right with measures of economic justice.

Today, we are certainly standing in times of challenge and controversy. How can we measure up in these times? How can we measure the two men and two women running for president of the United States of America? Challenge and controversy envelope the news cycle every single day and each candidate for the Republicans and Democrats. Ow There are mounting charges against both presidential candidates. On one side, there are expanding investigations into the abuse of email servers and on the other side growing charges of sexual abuse against women. There are questions of inappropriate use of foundation funds on both sides. (Remember - you need to be a multi-millionaire to have a foundation around which questions can rise!). Lies, intrigue, more lies and more intrigue cloud the shortening horizon (nine days left) which stands before us and November 8th at 7:30pm when the polls close in Ohio. I feel like we will be able to breathe again at 7:31pm – but the air quality has changed tremendously during this campaign.

I don’t care who you are or where you stand and which candidate you like, the toxicity and political and personal slime oozing all over this presidential election campaign will leave lasting effects on our democracy and generations of children growing up in America. In 40 years of voting and working in the democratic electoral process, I have never witnessed such a mess. I don’t know about you, but I am embarrassed as a citizen of this nation in relation to our global community. We the people must do a better job in selecting our next president.

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But here are. So, how do we measure the value of voting in this electoral cycle? On Reformation Sunday 2016 (the 499th Anniversary of Martin Luther’s pounding the 95 theses into the church doors in Wittenberg, Germany) - what can we learn about the values we carry forward as Reformed Protestant Christians?

One of Rev. Corzine’s all-time favorites -John Calvin- had some brilliant insights into our roles in church and society back in 1536. In Calvin’s Institutes, he made the case that “Christianity was neither a priestly communion with God nor a voluntary fellowship of love and freedom, but rather a social religion.” Calvin’s theory of the church was an elaboration of the principle that the Christian faith would be incomplete without an institutional structure to express religious convictions effectively in the society, possessing the power and control needed to insure the solidarity of the group. The Calvinists viewed Martin Luther’s church as too vulnerable to political interference from the princes and kings of the times. Calvinists aimed at self-sufficiency without divorce from political life. They put forth a mandate for active membership and strong leadership without papal and clerical domination.

There was to be a close connection between Ecclesiastical and civil government.

John Calvin often spoke of the church as a commonwealth, a counter-polity to the state, which cohered fundamentally by virtue of a transcendent spirit working through the “saints,” who had joined Christ to form a corpus mysticum, activated and disciplined enough to “take on the earthly kingdom and transform it.”

We were the ones who should bring the best of God and the Gospel to daily life and political discourse. There was a strong belief that our Christian faith contained the best values, the best teachings and the best motivations to build a just society. There was a theocratic structure commended to people in 16th Century by French lawyer turned theologian Jean Calvin that measured success in society by the Gospel of Jesus Christ – admittedly not a bad measure of faith and fairness until and unless it was used as “Gospel Gun” loaded and pointed against those who had no grounding in the faith (by Thomas Gale, International Encyclopedia of the Social Sciences, 2008, based on John Calvin (1536) 1960 Institutes of the Christian Religion.

Edited by John McNeill. 2 vols. Philadelphia: Westminster Press. → First published as Institutio religionis christianae). Too many of you for too many reasons have been shot by this same “Gospel Gun.” It hurts and drives people away from the deep values that actually transform life and society.

A century later, in the late 1600’s Rhode Island’s founder and first governor, Baptist Pastor Roger Williams spoke of the separation of church and state in positive ways. He said that there should Continued on Page 7

POLITICS Continued from Page 6

be a dividing wall between church and state – but a wall like those New England stone walls a few feet high separating farms. You could talk across such a wall, easily step over it, but it was established to quote Williams “to protect the state from the church.”

John Calvin, Roger Williams and so many others were thoughtful proponents of the church fully engaged in society. They wanted our values and leadership to positively influence the commerce and governance of the nations in which we lived and in which we were engaged as citizens.

Even our own Dr. Washington Gladden in speaking to the Ohio Penal Systems annual meeting of guards, wardens and caregivers to prisoners proclaimed in 1888, “The Christian Church should run the prisons. It is the mandate from our Savior to care for the prisoners.

Running the prisons would make us better Christians and make the prisons a better reflection of the Gospel of Love and Justice.” We know this didn’t happen. But, what has happened tremendous ministries of God’s love and grace within prisons that have transformed the lives of thousands of men and women. For example – Kairos Ministries, of which a number of our members are active leaders – changes lives on the inside and the outside of prison.

What is the measure we should use in voting our values in 2016?

In an article, I wrote and published as a contributing editor to the Columbus African American News Journal in October, 2016, I said, “our greatest measure as “values voters” should be The Golden Rule.”* The Golden Rule is THE critical centerpiece for Faith in Action as Christians and Jews. Moreover, The Golden Rule is a guide that should direct every human being in relationship to every other human being. The Golden Rule calls us to “treat other people the way we want to be treated ourselves.” (There are equivalents to the Golden Rule in each of the World’s Religions. See reacttext http://www.religioustolerance.org/reciproc2. htm).

In Matthew 7:12, Jesus says, “So in everything, do to others what you would have them do to you, for this sums up the Law and the Prophets.”

The Gospel of Luke boils it down more, “Do to others as you would have them do to you” (Luke 6:31). In Leviticus, the law of Moses reads, “Do not seek revenge or bear a grudge against anyone among your people, but love your neighbor as yourself. I am the Lord” (Leviticus 19:18).

Somewhere in the politics of fear and distain, the Golden Rule has been lost and forgotten. It time to resurrect the Golden Rule for each of our lives.

It is certainly time to bring back the Golden Rule for the 2016 election.

This election presents an important opportunity to reflect on our deepest values and commitment to the common good. I believe elections should be about more than partisan divisions, the latest

poll numbers, Super PACs and billionaire donors.

Politics as usual is insufficient for the urgent task of addressing the defining moral issues of our time: growing economic inequality; mass incarceration that devastates communities and targets people of color; gun violence in our homes and on our streets; climate change and environmental devastation; a broken immigration system that tears apart families and confronting terrorism without abandoning our values.

All of these challenges require policy responses, but at root they raise moral questions about the kind of nation we want for our children and grandchildren. The soul of American democracy can be found in our sisters and brothers of faith who have stood up and stand up still for what is right and just. They have marched, bled and even died for voting rights, equality and human dignity. They have inspired us and should inspire us still this their prophetic witness. It is our time and place to be the prophetic witness for our generation – if we haven’t already stepped into the fray. As faithful citizens, may we be committed to justice and compassion, responsibility and community.

There are candidates that command our respect as they seek to follow the Golden Rule. Find out who they are and get behind them. Work for them. Vote for them. There are issues on our ballot – like the Columbus School Levy and the COTA continuance levy that call us to vote “yes” for our children’s and our region’s mass transit future.

The Golden Rule — as Pope Francis reminded us during his historic address to Congress in September of 2015 — has political implications and requires action.

Pope Francis said: This Rule points us in a clear direction. Let us treat others with the same passion and compassion with which we want to be treated. Let us seek for others the same possibilities, which we seek for ourselves. Let us help others to grow, as

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we would like to be helped ourselves. In a word, if we want security, let us give security; if we want life, let us give life; if we want opportunities, let us provide opportunities.

At a time when some demonize immigrants and Muslims, exploit economic insecurity and sow division to score political points, most Americans are looking for responsible leaders who unite citizens around a better vision.

In the tradition of Christ and Calvin, let us move forward into the fray and be undaunted in so doing. Jesus never ran. He never climbed a tree to hide or get away. He put his nose into the wind and walked forward. We can do the same.

On Friday morning, sitting in the Fanning Room here at First Church, Sr. Simone Campbell of the Catholic Advocacy Group Network and founder and leader of Nuns on the Bus said to a group of 25 people that we are all called to four things in our times. We are called to be people of Joy. We are called to Holy Curiosity – which means asking questions, seeking truth. We are called to participate in Sacred Gossip – which means tell your sacred story and share the sacred stories of others who are suffering in our times and in this economy. Finally, we are all called to “Do Our Part.” Not one of us can do it all. But each of us can do our part and through so doing make this world a better place.

May these and other measures move us forward as we vote our values in the coming days. Thanks be to God! Amen. *The Golden Rule section of the sermon draws heavily upon the Faith in Public Life Voter Reflection Guide for 2016.

Rev. Dr. Tim Ahrens is the Senior Minister of First Congregational Church, United Church of Christ in downtown Columbus. A church known for its witness to social justice since its birth as an abolitionist congregation in 1852. Rev. Ahrens is the fifth consecutive senior minister from Yale Divinity School and is a lifelong member of the United Church of Christ.

The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

POLITICS

LEGISLATIVE UPDATE

LAME DUCK SESSION AND LEGISLATIVE PRIORITIES FOR AFRICAN AMERICANS

By Senator Charleta B. Tavares The Ohio Legislature will return for several days during the months of November and December to finish up the work of the 131st General Assembly in what is known as the Lame Duck Session. The members will try to clean up work done over the last two years of the 131st GA to pass through both Chambers any legislation that has made it through either the House or the Senate.

There are many bills that are important to our community that have in fact passed one Chamber or the other however; in many cases our legislative priorities are not on the radar of the Republican Leadership in the Ohio Legislature. The Ohio Legislative Black Caucus has prioritized bills including those dealing with criminal justice reform, health disparities, economic justice, community-police relations, voting rights and education. We have members in the House and Senate who have sponsored and co-sponsored these important bills that address the needs of our community. Our priorities are your priorities and we are fighting on your behalf to ensure fairness, equity and justice for the African American community specifically and marginalized communities generally.

The bills listed below represent a partial list of those that have been passed in either the House of Representatives or Senate that are of particular importance to the African American Community: S. B. 30 - Sen. Tavares Ohio Family Stability Commission House Community and Family Advancement (Chair Rep. Ginter (614) 466-8022 or tim. ginter@ohiohouse.gov) S. B. 139 - Sen. Williams Funding for Public Defender’s Office for Indigent Defense House Judiciary Committee (Chair Rep. Jim Butler (614) 644-6008 or jim.butler@ohiohouse. gov)

S. B. 247 - Sen. Brown Use of schools for sponsors of summer meal programs House Education Committee (Chair Rep. Andrew Brenner (614) 644-6711 or andrew. brenner@ohiohouse.gov)

committee the bill has been referred to and the phone and email addresses of the committee chairs to advocate for the passage of the bill during the Lame Duck Session which ends on December 31, 2016.

S. B. 332 - Sen. Tavares Infant Mortality For a complete listing of recommendations see Commission Recommendations the Commission Report at: http://cim.legislature.

(House Committee not identified as of 10/31/16)* ohio.gov/Assets/Files/march-2016-final-report. pdf H. B. 172 - Rep. Barnes Fair and Accurate Reporting of Criminal Records Act The Ohio General Assembly sessions and the Senate Criminal Justice Committee (Chair House and Senate Finance Committee hearings Sen. John Eklund (614) 644-7718 or Eklund@ can be viewed live on WOSU/WPBO and replays ohiosenate.gov) can be viewed at ohiochannel.gov (specific House and Senate sessions can be searched in the video H. B. 394 - Reps. Sykes & Kuhns Domestic archives). If you would like to receive updated violence protections-against intimate partners information on the Ohio General Assembly and Senate Criminal Justice Committee (Chair policy initiatives introduced, call or email my Sen. John Eklund (614) 644-7718 or Eklund@ office at 614.466.5131 or tavares@ohiosenate. ohiosenate.gov) com to receive the Tavares Times News monthly legislative newsletter. * Senate Bill 332 will either be heard in the Ohio House Finance subcommittee on Health Sen. Charleta B. Tavares, D-Columbus, is proud and Human Services chaired by Representative to serve and represent the 15th District, including Robert Sprague (R-Findley) with Ranking the historic neighborhoods of Columbus and Member, Rep. Emilia Sykes (D-Akron) or the the cities of Bexley and Grandview Heights in House Health and Aging Committee, chaired by the Ohio Senate. She serves as the Ohio Senate Rep. Anne Gonzales (R-Westerville) with Ranking Assistant Democratic Leader and the Ranking Member, Rep. Nickie Antonio (D-Lakewood). Member of the Senate Ways & Means and Health Please contact the Ohio House Clerk to get the and Human Services Committees.

The Columbus African American •News November Journal 2016 • February 2015

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POLITICS

I’M WITH HER...

I am known for saying that a test of who our candidates for office will be when elected is who they are and what they have done prior to running for office. How they spend their time and money shows us their priorities and what they will do when elected. Ms. Kent has shown us that she is committed to serving our children and families and I believe her.

By State Senator Charleta B. Tavares We have an opportunity to elect a strong, independent voice for the people of the 25th House District on Tuesday, November 8th.

I am encouraging you to vote for Democrat, Bernadine Kennedy Kent. Ms. Kent’s House District is in my Senate District and I know the issues, opportunities and challenges the district is facing. We need an advocate for the people and not the politicians, a servant of the people and not a self-serving opportunist; and an energetic, passionate and fierce leader who is not afraid to As a former educator, vice-principal and child do what is right, fair and just rather than merely protection champion she will be a leader in a placeholder that simply goes along to get along. fighting for quality, equitable and progressive education policies that address performance, We need a state Representative that is determined accountability and transparency. She will stand to make a difference for the children and families up, speak up and take relevant actions to address in the 25th House District and the state of Ohio. disparities, discrimination and unfairness.

I am asking you to vote for Bernadine Kennedy Kent as the state Representative in the 25th House District to be my partner in the Ohio House of Representatives in order to get things done for you and our community. I’m with her… and I am asking you to join me.

Senator Charleta B. Tavares, 15th District Ohio Senate Assistant Democratic Leader Visit www.KentForOhio.com to learn more about Bernadine Kent and her platform for the 25th House District.

MY JEALOUS MISTRESS

By Ambrose Moses, III, JD We are in the last 100 days of Barack Obama’s second and final term as President of the United States of America. My initial thought was to write about what was the most significant law signed by President Obama and what it means for African Americanowned businesses and the African American community. That, of course, would be the JOBS Act of 2012 which, among other things, created Regulation Crowdfunding. But, before I knew it, my thoughts once again drifted towards Her . . . my jealous mistress.

Let me tell you about my mistress. Everybody knows (or should know) her. Some people love dreamer, but I don’t care. She’s a brick house . . her. Some people hate her. But, none of them . just letting it all hang out. You see, the clarity of her commandments and age of her code are can live without her. so timeless that they were once written in stone.

My mistress is an active member of the community. She is sort of a big deal. She helps She’s a bad mamma jamma. Bad meaning bad to create, maintain, modify, and end relationships AND bad meaning good. You see, sometimes my mistress gets caught up with the wrong crowd between people, places, and things. and becomes one of the mean girls. There are She is irresistible as she seduces and promises those who use her to cause harm, injustice, and life, liberty, and the pursuit of happiness. She suffering to others. I hate when that happens. and I share an intense desire for “legal, social, So, I go into gladiator mode. I gird my loins with and economic justice for all”. In fact, that is truth, put on a breastplate of righteousness, and sort of how we met and why I can’t seem to get do battle against the wickedness in high places that hold her hostage. I do this because she must away from her. be brought back into the light as a service to all My mistress is stone cold. Like the segue to who cherish and admire her. I have to fight for a Commodores playlist, I may be a foolish her and save her.

The Columbus African American News Journal • February 2015

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Yes, my mistress is high maintenance. She demands more time than I have to give. But, I give all that I can. Her promise of liberty requires unending vigilance. So, I write and speak to spread the word so that others may know of her and work to make her promise a reality.

In 1829, Supreme Court Justice Joseph Story wrote, “The Law is a jealous mistress and requires a long and constant courtship.”

Yes, indeed. Yes, indeed.

Ambrose Moses, III – Lawyer/Business/ Crowdfunding – (614) 418-7898 – www.

MosesLaw.pro – Twitter: @MosesLaw – Facebook: facebook.com/MosesLawOffice

The Columbus African American • November 2016

EQUALITY VS. EQUITY IMPLICATIONS OF RACIAL DISPARITIES

By Eric Johnson, PhD Discussions of race and racial disparities during the Obama administration have become more intense, more complicated and often times less productive. Part of the complexity is rooted in the complicated racial legacy of President Obama himself. While President Obama’s representation as the first Black President has its own legitimate impact on the perception of racial progress and disparities, an analysis of data on racial disparities during President Obama’s administration presents a more complicated story.

To begin with there must be a distinction between of the concepts equality and equity. Much of the tension and intensity of the current racial environment can be traced back to distinguishing the usage of these terms. Far too often when equality is the center of a discussion one is referring to systemic access. Beginning with Brown vs. Board in 1954 and the Civil Rights Legislation of 1964 and 1965, the legal tenure of racial discrimination was severally compromised but not completely terminated. Oftentimes when equity is the subject of an analysis one is referring to systemic outcomes and disparities.

The distinction between access and outcomes is significant and often tell very different stories that allow for the construction of entirely different truths are seemly mutually exclusive.

The examination of three major areas can help one understand the unconfined relationship between these ideas. Health insurance, Higher education and Minority business development are all broad topics that help illuminate important aspects of the intense and volatile atmosphere that is racial perceptions and racial disparities.

The consideration of equity and equality as a lens to view these topics can help one see how mutually exclusive truths and perceptions of reality can develop given the information we choose to utilize.

When viewed through an equality lens the landscape of health insurance can paint a deceitfully reassuring picture. The Affordable Care Act referred to as Obamacare is President Obama’s signature piece of legislation, and it does some important things to respond health disparities. For one it allows for the capturing of data related to racial and ethnic disparities in the field of health. In theory this strategy allows specific problems to be identified and addressed.

Second, it ends the ban on pre-existing conditions for which Black and Hispanic communities were disproportionately affected. A third major component of the Affordable Care Act was that it opened up the Medicaid rolls to low income families, a modification that without question provides millions more African Americans access to health systems who had been denied for decades.

Analyses of health care rooted in equity lenses are far less rosy. While the Affordable Health Care Act is in its third year of implementation African Americans are uninsured at a rate one and half times that of their White counter parts.

While Medicaid has presented many in the Black

community access to health insurance, the access it offers is to the lowest quality of care because of its rate of pay. Despite the new opportunities presented by Medicaid and other programs to provide health insurance to children, infant mortality rate in the black community nearly doubles the rate in the white community. In fact, African Americans die from diabetes at nearly three times the rate of whites both before and during the implementation of the Affordable care act. As a consequence, both before and since the implementation of the Affordable Care Act Black folks are less likely to be insured, more likely to die from preventable diseases, more likely to receive the lowest quality of care and less likely to have seen a doctor in the last year. When examined with an equity lens the implications of health insurance and access, systemic outcomes are quite different from a lens that focuses on equality. Which perspective reveals the most authentic truth?

Minority business development is just as schizophrenic when examined through these distinct lenses. An equality lens might point out that Blacks and Hispanics started businesses at rate that out-paced their White counter parts in the period 1999 – 2009. However, Black and Hispanics are three to five times more likely to be turned down for small business loans than their White counter parts even when they have similar collateral assets. Minority Business development remains a critical ingredient for the country’s economic recovery. Most new jobs created come from small business across racial communities. Minority business development has been an under-utilized tool helping the entire country fully recover from the “great recession.” A principle recognized by the Obama administration, which has taken steps to promote small business development. Since the recession starting in 2009 SBA loan volume is up over 70%, in total SBA funding has supported nearly $13 billion of lending since ARRA was enacted on February 17, 2009. Small Business Administration (SBA) loans to African-American borrowers declined 47 percent between 2009 and 2013, even as overall SBA loan volume rose around 25 percent in the same period. While the field has been leveled in terms of the ability to start new businesses (equality), the structures to support the growth and development of those business have done little more than more of the same that created persistent inequalities that have dogged Black Businesses development for more than 200 years.

The Columbus African American •News November 2016 Journal • February 2015

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While the brown vs. board ruling was over 50 years ago, the state of enrollment in higher education leaves much to be desired. In 2009 the white population made up 62% of college age population but made 75% of the college enrollment. In the same year Black students accounted for 15% of the population but a mere 7% of college enrollments. In 2013 only 6% of faculty at degree granting institutions were black, compared to 80% for whites. Racial disparities in education seem to be relevant from the very beginning of the formal schooling process. Black students are more likely to be held back in grades K – 12, despite the fact that there is considerable research suggesting holding students back does not provide any educational or social benefits and it even makes students more likely to drop out of school. Black students are 3 times more likely than white students to experience a suspension, moreover black students are twice as likely to be arrested as white students even when they accused of similar offenses. The racial disparities in education are so significant that if segregation was an effective tool to give white students an advantage, it appears that integration is an even more effective tool to achieve that goal.

Electing President Obama purports to be the ultimate argument for the equality lens. Indeed 10’s of millions of White Americans saw past race to elect what they believed to be best candidate even if he was Black. There seems to be little analysis of the actual impact of President Obama’s presidency on the lived experience of African Americans. The racial environment has in many ways become more toxic not less. During the Obama administration many racial disparities have either changed very little or in some cases actually gotten worse. While the promise of President Obama’s election gives great credence to the equality argument, however it is far more difficult to identify consistent systemic trends that show actual improvements in lives of Black people. Equality and equity arguments have made it more possible to polarize perspectives on racial disparities. Equality arguments help provide impoverished and working class white communities who have seen their real wages either stagnate or decrease with an appropriate scapegoat. Equality arguments allow promise to be substituted for actual progress. While arguments anchored in equity, actual systemic outcomes, reveal disparities that are worthy of both protest and concern. There seems to be no easy way forward that identifies common ground.

However, if it is possible the arduous path toward progress will have to include consideration of opposing perspectives, competing realities and the truths they invite people to construct.

Dr. Eric L. Johnson currently serves as the Chief Consultant with Strategies to Succeed and he is on the faculty at Virginia International University.

He is the former Chief of Research Publications for the United States Air Force Academy. He also worked in Columbus Public Schools for the eight years. Moreover, he has conducted seminars in many organizations nationally and internationally in places such as Russia, China, Canada, Africa and Central America. In addition he has published three books Livin’ in the Shade, co-authored with his son, 10 Deadly Aspects of Pride, and Beyond Self Help: A Journey to be better.

FURNITURE BANK: MAKING A DIFFERENCE WITH FAMILIES furniture and household goods to central Ohio families and individuals struggling with poverty and other severe life challenges. Families get a referral from a social service agency like the shelter, a church or other organization to get furniture. Families then get to pick out an average of 16 pieces of furniture and the furniture is then delivered the same day. Families can pick from A few weeks ago Dametrius was laid off from beds, dressers, sofas and stuffed chairs, tables, his job. Unable to pay the rent, Dametrius, his chairs, kitchen items, linens and sometimes wife and his two sons were evicted from their appliances during their appointment. apartment. They lost everything. After living in a motel and with family members for a short Furniture for families comes from individuals time, they ended up in the homeless shelter. To and businesses throughout the central Ohio pass the time, they read the bible and played community. We accept donations of new and basketball with their kids while looking for new gently used furniture and household goods. If jobs. With the help of a social worker, Dametrius you have an essential piece of furniture- a bed, found a new job and the family was able to get couch, table or large appliance- you can even get a new apartment. As they settled into their new it picked up for free at your home. We do the place, they realized they didn’t feel like they were heavy lifting! home. They desperately needed basic housewares and furniture to make their new place livable. In the spring of this year, The Furniture Bank Thanks to the shelter, they got an appointment opened a new thrift store, Furniture with a Heart at the Furniture Bank and picked out everything at 2165 Morse Rd in the Northland neighborhood.

All proceeds from the store are invested into they needed for their new home. the Furniture Bank’s mission of turning empty The Furniture Bank of Central Ohio provides houses into homes. The Furniture with a Heart What would you do if you didn’t have a comfortable place to rest after a long day? A table to eat at? How would you cook dinner for your family without pots and pans? Many local families experience life without furniture and household goods on daily basis- families like Dametrius’.

EngagEd

in

Volunteers help to unload a truck at one of The Furniture Bank’s locations in Central Ohio.

thrift store carries a wide variety of gently used furniture and home goods, a little clothing and other treasures. With so many new items added weekly you never know what you’ll find! Visit furniturewithaheart.org for more information on our store!

For more information about donating furniture to the Furniture Bank- give us a call at 545-3838 or visit furniturebankcoh.org to request a pickup online.

amErica’s OppOrtunity city

WHO’S WHO INBLACK

COLUMBUS

®

Celebrating African-American Achievement

FOURTEENTH EDITION

Being thrifty never felt so good.

OFFICIAL NETWORKING & UNVEILING RECEPTION

Furniture with a Heart is a social enterprise thrift store operation that supports the Furniture Bank of Central Ohio.

Friday December 9, 2016

We carry a wide variety of gently used furniture and home goods in our thrift store. Whatever your treasure, you may find it in our store – but only if you stop in often. With so many new items added weekly, you never know what you’ll find.

6:00pm - 8:30pm

SAVE THE DATE

AVOID LONG LINES and pre-order a copy of the fourteenth edition of Who’s Who In Black Columbus® ($39.95 Retail Value)

Every single day, our customers find incredible values – treasures hidden in plain sight within our store. Come see for yourself and spread the word about the surprises you’ll find at Furniture with a Heart. Delivery options are available for larger items, see store for details.

p SCENES FROM PREVIOUS EVENTS

- SAVE THE DATE THE OHIO UNION

Store Hours: Monday—Friday 9 am—8 pm Saturday 9 am—6 pm

THE OHIO STATE UNIVERSITY ARCHIE M. GRIFFIN GRAND BALLROOM 1739 N. HIGH STREET COLUMBUS, OH 43210

2165 Morse Road • Columbus, Ohio 43229 614-826-4427

Official Networking and Unveiling Reception 6:00pm - 8:30pm Hors d’oeuvres, Cash Bar & Entertainment

Get more information: 313.963.8100 or visit www.whoswhopublishing.com Whos Who Publishing Co.

Follow us on Facebook and Twitter

Join the conversation with #whoswhocolumbus Follow the Live Twitter Feed before and during the event @whoswhopub

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The Columbus African October 2016 The Columbus African American NewsAmerican Journal • •February 2015

ROB PORTMAN

FOR EVERY OHIOAN PUTTING ECONOMIC OPPORTUNITY WITHIN REACH Rob is fighting for pro-growth policies to create more jobs and better wages.

DELIVERING RESULTS FOR OHIO

Over 45 of Rob’s bills have been signed into law by President Obama.

FIGHTING AGAINST DRUG ADDICTION

Rob’s legislation was signed into law and is designed to strengthen treatment and recovery programs – and save lives.

MAKING COLLEGE MORE AFFORDABLE

Rob helped pass bipartisan legislation to keep student loan interest rates low and protect the Perkins Loan Program, securing financial aid for nearly 25,000 low-income Ohio students.

PROVIDING A SECOND CHANCE

Rob is the author of the Second Chance Act, which has brought over $19 million in grant funding to Ohio to help those transitioning from prison back into our communities get job training and mental health treatment to help get their lives back on track.

VOTE TUESDAY, NOVEMBER 8TH www.RobPortman.com

PAID FOR BY PORTMAN FOR SENATE COMMITTEE.

The Columbus African American •News November Journal 2016 • February 2015

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The Sun Placed in the Abyss On View 10.7.16–1.8.17 #SunatCMA # Fo t o Fo c u s 2 01 6 columbusmuseum.org 480 E. Broad St. Columbus, OH 43215

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The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

Local decisions.

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Responsiveness, consistency and expertise, with a commercial loan that fits your business — count on it when you bank with Park National Bank.

Contact Dan Hunt today at 740.349.3734, or visit ParkNationalBank.com.

Disclosures are available by calling the telephone number listed in this ad for details about credit costs and terms.

The Columbus African American • November 2016

EQUAL HOUSING

LENDER

14

The Columbus African American News Journal • February 2015

THE UNRENTABLES: AN UNTHINKABLE TERM AND AN UNDENIABLE DILEMMA

By Robert “Bo” Chilton Columbus has positioned itself to be a nationwide leader encompassing the attributes of historic principles while embracing a future that will integrate systems of transportation, technology and governance. As Columbus truly becomes the best place to live, work and raise a family, it is hard pressed to address the growing need for quality affordable rental housing that meets the needs of low to moderate-income households.

Supply and demand share common themes as an article titled “Affordable Housing Alliance Seeks Low-Income Homes” published in the September 27, 2015 edition of The Columbus Dispatch stated there were 54,000 households in need of safe, decent and affordable apartments.

Yet we also have identified two emerging barriers to the rental housing markets in Columbus for low to moderate-income people. The first barrier is affordability. According to the July 12, 2016 edition of the Columbus Business First, between June and July 2016, Columbus rents grew 2nd fastest in the nation with a reported increase of 13%. This rate of increase will keep low to moderate-income households sheltered but remain impoverished. When these households pay more than 50% of their income to rent they become financially fragile and all it takes is one crisis, health risk , car accident or some other incident to place them in jeopardy of homelessness. We discovered the truism of this statement as IMPACT hosted a focus group with single female heads of households who shared their concerns with this issue, and safety was the major priority to renting.

The second barrier would be termed “aggressive tenant screening.” According to an article in the September 13, 2016 edition of the Star Tribune titled “Aggressive tenants screening creates class of ‘unrentables’,” traditional landlords are becoming increasingly stringent in their renting guidelines which have created a growing segment of “unrentables.” The typical “unrentables”, have the wherewithal to pay market rate for a lease but because their background may include an eviction or incarceration, they are considered “too” risky. It is within this gap that IMPACT will provide low to moderate-income households the opportunity to reside in safe, affordable and desirable rental housing.

Our mission is to reduce poverty by providing hope-inspiring help and real opportunities for self-sufficiency. IMPACT Community Action serves over 20,000 customers annually. Housing security is critical to empowering our customers to achieve self-sufficiency.

IMPACT has been blessed to have been one of five non–profits selected by the Center for Social Enterprise Development to participate in the Social Enterprise Catalyst. Peter F. Drucker,

Photo by Sally Ryan/ZUMA

the founder of modern management wrote that “the 21st century will be the century of the social sector organization. The leadership, competence, and management of the social sector organization will thus determine the values, vision, the cohesion, and the performance of 21st century society.”

In the month of December, IMPACT will host a Housing Focus Group to engage affected residents and listen to constituents in Franklin County. We will capture their energy and use it to create solutions to present to political leaders and other policy makers as we advocate for fairness and opportunity.

We believe this and with the launch of our social enterprise, engaging cross-sector coordination, building partnerships and leveraging our resources, we believe that IMPACT will increase the safe, affordable and desirable housing units in Columbus.

As a Social Enterprise providing affordable housing opportunities for low to moderateincome households and workforce development opportunities will become self-sustaining with a marginal profit. While many developers have decided there is more money and fewer headaches in the market rate arena and have determined that Our secondary efforts will combine Workforce the juice is just not worth the squeeze…for us, Development with the revitalization of our we are in the problem solving business…we are neighborhoods and communities through IMPACT and this is what we do! partnerships with the trade industry. On September 15, 2016, IMPACT hosted a Poverty Sources: Summit: The People, The Politics, The Promise engaging a diverse group of attendees to solicit Business First http://www.bizjournals.com/ their thoughts and recommendations on the columbus/news/2016/07/12/columbus-rentsissues of Housing, Re-Entry and Opportunity grew-2nd-fastest-in-nation-since.html Youth. When asked to rank the greatest threat to affordable housing in Columbus, 62.5 % City of Columbus www.cityofcolumbus.gov said that wages and subsidies not keeping pace with increasing rent was the greatest threat to Columbus Dispatch http://www.dispatch.com/ affordable housing. content/stories/local/2015/09/27/alliance-seekslow-income-homes.html Through IMPACT, individuals will be provided the opportunity to have on-the-job training and C o l u m b u s H i s t o r i c a l S o c i e t y w w w. skill development that will lead to employment columbushistory.org; and middle class income, which will not only continue to accomplish our mission, but will C o l u m b u s O h i o C i t y D a t a w w w . create opportunities for future renters and job columbusohiocitydata.com seekers.

This is an aggressive agenda for our Social Enterprise; and the next five years will determine if we are successful however, we believe in the Promise of Community Action which is to change people’s lives, embodies the spirit of hope, improves communities and makes America a better place to live. We care about the entire community, and we are dedicated to helping people help themselves and each other.

The Columbus African American News Journal • February 2015

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Community Research Partners “IMPACTCA Poverty Summit Survey Results” Star Tribune http://www.startribune.com/ aggressive-tenant-screening-creates-class-ofunrentables/393189031/ Robert “Bo” Chilton is the President/CEO of IMPACT Community Action Agency.

The Columbus African American • November 2016

The Columbus African American •News November 2016 Journal • February 2015

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THE COLUMBUS AFRICAN AMERICAN 2016 ENDORSEMENTS Hillary Clinton Tim Kaine

Kevin Boyce

United States President & Vice President

County Commissioner

Zach Klein

Ted Strickland

Prosecuting Attorney

United States Senate

Joyce Beatty

Kim Cocroft

United States House of Representatives - 3rd District

David Leland State House - District 22

Bernadine Kennedy Kent State House - District 25

Hearcel F. Craig State House - District 26

John O’Grady

County Commissioner

Common Pleas Court

Maryellen O’Shaughnessy Clerk of Courts

10 District Court of Appeals th

Danny O’Connor

Crysta Pennington

Recorder

Common Pleas Court

Anahi Ortiz

Laurel Beatty

Coroner

Common Pleas Court

Cynthia Rice

Yes - Issues 1, 2, 3 & 4 Yes - Issues 60 - COTA Renewal

Richard A. Frye

Supreme Court Justice

The Columbus African American News Journal • February 2015

Julia L. Dorian

Common Pleas Court

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The Columbus African American • November 2016

LAWSUIT AGAINST ILLEGAL NATIONWIDE DEBT COLLECTION SCHEME Alleges Network of Sham Collections Companies Harass, Threaten, and Deceive Millions of Consumers Washington, D.C. – Today the Consumer Financial Protection Bureau (CFPB), in partnership with the New York Attorney General, filed a lawsuit in a federal district court against the leaders of a massive debt collection scheme based out of Buffalo, N.Y. The lawsuit alleges Douglas MacKinnon and Mark Gray operate a network of companies that harass, threaten, and deceive millions of consumers across the nation into paying inflated debts or amounts they may not owe. The Bureau is seeking to shut down this illegal operation and to obtain compensation for victims and a civil penalty against the companies and partners.

“Our lawsuit asserts that millions of consumers were harassed, threatened, and deceived as part of a massive scheme to collect inflated debts,” said CFPB Director Richard Cordray. “Today we are taking action against the ringleaders of this operation so they can no longer prey upon vulnerable consumers. We are pleased to be working in partnership with New York Attorney General Schneiderman to hold these companies accountable.”

“Living with debt is difficult enough as it is, without the added stress of being harassed and threatened by debt collectors,” Attorney General Schneiderman said. “These collection shops inflated debts of their victims. This suit sends the message that debt collectors that employ abusive tactics will be held accountable.”

The CFPB and the New York Attorney General allege that Northern Resolution Group LLC, Enhanced Acquisitions LLC, and Delray Capital LLC are interrelated collections companies based in Buffalo, N.Y. Together, the companies have purchased millions of dollars’ worth of consumer debt and collected some of those debts directly.

The companies were created, operated, and are overseen by Douglas MacKinnon and Mark Gray.

The complaint alleges that since at least 2009, Northern Resolution Group, Enhanced Acquisitions, and Delray Capital, operating under the supervision of MacKinnon and Gray, have served as the lynchpin of a massive collections scheme. The operation routinely inflates consumer debts and relies on illegal tactics to extract as much money as possible from consumers for debts. MacKinnon also set up a network of at least 60 additional fly-by-night debt-collection firms to collect on the large debt portfolios purchased by Northern Resolution Group, Enhanced Acquisitions, and Delray Capital. This elaborate network also served as “window dressing,” or a workaround, when other debt sellers would no longer do business with the defendants.

The CFPB alleges that the defendants violated

used call-spoofing technologies to make it appear that collectors were calling from government agencies. The collection agents would barrage consumers and relatives with calls, claiming to be a government official who could arrest the consumer for non-payment of the debt. The companies also used emails to pretend they were contacting consumers and their family from a court.

The complaint also alleges repeated fraudulent Inflated consumer debts and misrepresented acts and deceptive acts or practices in violation of amounts consumers owed: The defendants New York law, as well as violations of New York misrepresented to consumers that they owed state debt-collection law. sums they did not owe, were not obligated to pay, or that the companies did not have a legal According to the complaint, MacKinnon right to collect. Specifically, Northern Resolution and Gray have known about, directed, and Group, Enhanced Acquisitions, and Delray encouraged these illegal collections practices Capital illegally added $200 to each consumer and have profited significantly—amounting to debt account they acquired, regardless of whether tens of millions of dollars annually. These illegal applicable state law or the underlying contract profits have been funneled back to MacKinnon, between the consumer and the original issuer his relatives, and Gray through payments to permitted such fees or charges. In some cases, various sham companies that MacKinnon, Gray, the scheme further inflated the amounts owed and MacKinnon’s relatives controlled. by tacking on additional unauthorized fees and charges to the debts. At times, some collectors Through this lawsuit, the Bureau seeks to stop the quoted consumers balances that exceeded 600 alleged unlawful practices of MacKinnon, Gray, Northern Resolution Group LLC, Enhanced percent of the debt amount.

Acquisitions LLC, and Delray Capital LLC. The Falsely threatened legal action: The companies Bureau has also requested that the court impose falsely threatened consumer with legal action penalties on the company and its partners for that the collectors had no intention of taking. In their conduct and require that compensation be reality, they never referred a case for prosecution. paid to consumers who have been harmed.

In some cases the companies falsely accused consumers of committing crimes. Further, the T h e f u l l t e x t o f t h e c o m p l a i n t c a n b e companies lied to some consumers, claiming that fo u n d a t: h ttp : //file s . c o n s u m e r fin a n c e . they would be arrested to pressure them to pay g o v / f / d o c u m e n t s / 1 1 2 0 1 6 _ c f p b _ debts. In one case, the companies instructed a NorthernResolutionGroupComplaint.pdf consumer that she did not even have time to get a lawyer because she would be arrested the next ### day. These deceptive practices could also have affected the relative priority consumers gave to The Consumer Financial Protection Bureau is a competing financial commitments.

21st century agency that helps consumer finance markets work by making rules more effective, by Impersonated law-enforcement officials, consistently and fairly enforcing those rules, and government agencies, and court officers: The by empowering consumers to take more control companies faked calls and emails to make it over their economic lives. For more information, appear the communications were coming from visit consumerfinance.gov. government or court officials. The companies the Fair Debt Collection Practices Act. The CFPB and the New York Attorney General also allege that the defendants violated the Dodd-Frank Wall Street Reform and Consumer Protection Act, which prohibits unfair and deceptive acts or practices in the consumer financial marketplace.

Specifically, the CFPB and the New York Attorney General allege that MacKinnon, Gray, and their network of debt collection companies:

The Columbus African American •News November 2016 Journal • February 2015

18

Local decisions.

Customized lending solutions.

IT’S OUR COMMITMENT TO YOU.

PARK

Responsiveness, consistency and expertise, with a commercial loan that fits your business — count on it when you bank with Park National Bank.

NATIONAL BANK

Contact Dan Hunt today at 740.349.3734, or visit ParkNationalBank.com.

Disclosures are available by calling the telephone number listed in this ad for details about credit costs and terms.

EQUAL HOUSING

LENDER

Not a New Tax: This is a Renewal Proposal

COTA Has Used Our Tax Dollars Wisely Over the Last Ten Years: n

Keeping a Balanced Budget

n

Increasing Ridership to Over 19 Million Passengers

COTA Has Helped Our Economy Grow with New Services Connecting People to Jobs:

• Groveport/Rickenbacker: 20,000 jobs • New Albany SmartRide: 15,000 jobs • CMAX: Bus Rapid Transit: Cleveland Ave. from Downtown to Polaris

Service Hours

Connecting People to the World:

1,200,000

• AirConnect: Linking COTA to the Airport • CBUS: Connecting people to jobs and cultural offerings in the Short North and Downtown district, with more than 1 million riders since May, 2014.

Projected Ongoing Service Expansion

1,100,000 1,100,000

COTA is Making Our Community More Environmentally Friendly:

1,100,000

• Reducing traffic congestion • Improving air quality with more than 104 new Compressed Natural Gas buses

1,100,000 1,100,000 1,100,000 1,100,000

2000

n

2002

2004

2006

2008

2010

2012

2014

2016 2017

Expanding Service by 80%

COTA Serves the Disabled and Elderly

Endorsed Across The Community:

All of COTA’s standard buses are accessible to those with disabilities and COTA’s Mainstream service delivers 250,000 pre-scheduled shared rides

Baptist Ministerial Alliance Baptist Pastors Conference Interdenominational Ministerial Alliance Columbus Chamber of Commerce

Columbus City Council Columbus Dispatch Franklin County Democratic Party Transportation Workers Union Local #208

Paid for by Keep Our Community Moving, 545 E. Town St., Columbus, OH 43215 Don McTigue, Treasurer

19

The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

COVER STORY SYLVIA GARRETT -- MISSION DRIVEN AND SPIRITUALLY FOCUSED

By Ray Miller It is amazing what one can achieve when they approach life from an assetbased model, as opposed to a deficit-based existence.

What is being proffered here is more than simply encouraging someone to “look on the bright side.” The approach being referenced is not episodic, it is a way of life. It is conscious and continuous action. It is strategic, and it has mutual benefit for the giver and receiver. Sometimes it can be almost inconceivable, but if one can find the clarity of thought to celebrate what you have, rather than drown in the sorrow of what you do not possess, the possibilities for success can be immeasurable.

Intentionality. Sylvia Garrett is living her life on purpose. While it is crystal clear she is not simply taking an unchartered wild ride down the river, without a paddle; it is equally clear that she is thoroughly enjoying life and is consciously controlling her destiny. She is well aware of her numerous assets and knows how to use them for her personal, business and community advancement. When asked, “What are the keys to your success, Garrett immediately lifts up her family, mother and father, a solid education, wide ranging professional and business experience, substantial community engagement, Delta Sigma Theta Sorority, Inc., numerous mentors, and above all else--God. Sylvia Garrett is the President and CEO of the Sylvia Garrett Agency LLC, an exclusive Nationwide Insurance and Financial Services Agency. When one talks about location, location, location being critically important for business success the Garrett Agency would be a classic example. Her beautiful suite of offices is literally located in Nationwide’s corporate headquarters at One Nationwide Plaza in Columbus, Ohio.

The established agency has a 50 year history of providing exceptional service, and is staffed with six licensed agents.

Because of Garrett’s superb office location, she has an enviable client base comprised largely of Nationwide employees, downtown office workers, and a substantial base of “millennials.”

Her customer demographic profile is largely a two-parent household, employed, college educated, with two children.

Garrett said, “30 to 40% of my portfolio consists of Nationwide employees. That’s a nice bread and butter flow that lends itself to sustainability and strength. I leverage that by really empowering the community and educating folks about insurance and its importance. To insure means to make whole, Garrett said. So when something happens, you want to be sure that you’re able to be made whole.”

Where Does Your Drive Come From?

I was actually born in Selma, Alabama and my parents migrated to Cincinnati, Ohio because they wanted something different for their children.

They wanted us to have an opportunity to go to school and be educated, just like the rest of the students. My mom was six months pregnant with my brother, who is the youngest of five siblings, when she encouraged my father to leave Selma and go to Cincinnati to find work, and then send for us. My father wasn’t even there with my mom when my brother was born. He went and found a job in a scrap yard and sent for his family six months later.

That story speaks volumes about the type of

The November 2016 The Columbus Columbus African African American American •News Journal • February 2015

background I came from. Goal oriented, being a hard worker, having faith. My father has this quotation that he said so often, we actually thought he created it. He would say “Shoot for the moon. Even if you miss, you will land among the stars.” We grew up saying that’s Dad’s statement. I came from very humble beginnings.

I have three sisters and one brother and I’m the oldest of five. I’ve always had that sense of being responsible and being a leader, not only in my household but in the community. I started volunteering when I was in grade school. I was in the sixth grade volunteering to teach math.

All of my siblings and I were born in Selma. I was five years old when my parents moved. So, I grew up in Cincinnati, Ohio.

I attended College Hill Elementary School, Swab Middle School and Aiken High School. I graduated with a degree in Political Science and Business from the University of Evansville, in Evansville, Indiana. Then I ended up going to the University of Cincinnati and finished my Masters Degree in Community Planning.

Garret and her husband Kent have been married for 28 years and they have four young adult daughters. They are members of Family Fellowship Church of Christ in Gahanna, Ohio where Rev. Benjamin Hall serves as the Senior Pastor.

Why Did You Choose To Go Into The Insurance Business?

I have two answers. People have callings and I think if you are living your life a certain way and you are inspired to do the right thing, you’re going to be blessed. So I share with individuals and they think I’m not being honest for some reason-- but it was truly a blessing, a calling.

I’ve always wanted to be in a position to help others and I was blessed with the opportunity. So

The Garretts pose for a quick family photo.

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COVER STORY that’s one answer.

Secondly, I had been working for Nationwide and I was teaching in 2011 and Nationwide actually recruited me to implement a nationwide enterprise wide project. Once I started that project, I continued to work with Nationwide because I liked the values the company represented. I have worked with a lot of different companies as a consultant, over the years, but one of the attributes that comes with working with Nationwide is its involvement in community work. That is my passion, so for me it has been a great marriage.

I’ve actually been working with Nationwide since 2006. I’ve always been an entrepreneur so working for others is not the most comfortable role for me. I was at a point where I was ready to put my independent hat on. I was looking for something that I do and could still continue to work for Nationwide. I was thinking of starting up my consulting company again and just generate contracts that way, but there was an ad I saw indicating that Nationwide was looking for agents. Doors began to open from there. That’s how it happened, but really it’s God. Its been blessed by the Father, but that’s not to say it’s not a lot of work. You have to put in a lot of time and it’s a lot of ups and downs, but the Father keeps me.

Did You Have Any Mentors, Not Just For The Agency, But To Help You Become A Better Professional In Your Career?

For me it has been nontraditional mentors, because I haven’t really been a participant in a formal mentoring process. I have wondered where I would be if I had someone like a real mentor that I could go to and talk about things.

I had mentors in nontraditional ways. I seek knowledge with pretty much everybody that I connect with. I listen, I learn, I observe. My parents were mentors in terms of their values, I had teachers and various persons in the work place that I admired and wanted to emulate them.

When I ended up learning what a mentor really was, there was Daphne Long who I met when I was in graduate school. She was a dynamic African American woman who ran the Department of Housing and Development in the City of Cincinnati. I learned that a lady like me can run a department and know what they are doing and be confident. She was articulate, she was powerful, and she was dynamic, so I learned from her. I would have to say she mentored me while I was in graduate school, now that I look back, but it wasn’t a formal mentoring process where I said you are my mentor and I’m your mentee.

Sylvester Murray who was the City Manager of Cincinnati served as a strong role model. He was also a professor in my Masters program.When I graduated from the University of Cincinnati, I asked him if he could help me out with a position.

He said, “I may not be able to help you with a position, but I’m going to do something better than that, you can put me on your resume as a reference. The person who interviewed me at the Ohio Board of Regents, my first professional position, said that’s what singled me out from the pack, that I had Sy Murray as a reference.

When I reflect back I see different people that I admire and I held in esteem who were impactful.

North West Elevation Sylvia and friends with Dancer/Choreographer - Arthur Mitchell

I would have to say Tony Celebrezze . That would probably throw people, but I really liked the fact that he had integrity. In Columbus that’s been a major part of me becoming more mature as a professional; I’ve always been part of the political process. So those who have been part of the political process who obtained office like yourself, Ben Espy, Senator William Bowen, and Joyce Beatty have always influenced me. I’ve always paid attention and learned from afar.

What Are The Key Words For Your Success?

I would have to say Mission. It’s really, really important to focus on what your mission is. I had to do some soul searching and praying… what is it that this agency is going to do that is going to make us different, better or worse than anyone else? What am I put on earth to do with this agency...and that was “To provide exceptional service”. That is always challenging because I have to do that with a team, so it’s constantly developing processes, analyzing them and making sure everyone is adhering to those processes.

“Empowering our communities.” What I mean by that is giving of ourselves, our energy, our

Sylvia and Jacque Reid from Tom Joyner Morning Show

21

financial resources, our knowledge, teaching and training and sharing our resources.

Last but not least, we are doing it with insurance, “We‘re protecting families and businesses” by providing good insurance products. When I start meetings by saying this is our mission. If you can get people focused in on a mission and basically document the process of realizing that mission and embrace it to insure that it happens; you’ve got it. My three words are: serve, empower and protect. Those are the three words that define who I am.

What do you say to a person who doesn’t have Life Insurance?

If it’s my family member, I’d say, aren’t you concerned that if something happens to you, what’s going to happen to your love ones? Don’t you want to leave something for your children?

What about your spouse? It’s a small sacrifice to make for the future.

The more educated you are it’s easier to have that conversation because you are in a better position typically to afford it. So it’s approached at a higher level and can be structured on paper.

If something happens to you, who is going to pay the mortgage? What about your children’s education? Most individuals who are with families want to know that their families are going to be protected when they are deceased.

Tell Us Something People Would Not Know About You I’m totally deaf in my right ear. We found out about it when I was five years old. They wanted to put me in a slow learner’s class and my mom fought it. After testing, they realized I was completely deaf in my right ear. Due to an ear infection I suffered nerve damage. I think that’s what makes me a good communicator because I really have to pay attention and focus in. I’ve been told by my girls that people have said, your mom is so intense why is she always listening she always looks at you so directly.

How Do You Want To Be Remembered?

I would like my legacy to be “Giving and Planting Seeds.” I get that from my parents.

Sylvia Garrett has much to celebrate. The good thing is that she knows it, appreciates it, and fully embraces it in a completely unselfish manor. Our community has been enormously enriched by her talent and generosity.

The Columbus African American • November 2016

AMINAH’S PRESIDENTIAL SUITE

By Carole Genshaft, Curator-At-Large A m i n a h ’s P r e s i d e n t i a l Suite, now on view at the Columbus Museum of Art, is a celebration of the election of Barack Obama as America’s forty-fourth president by Columbus artist Aminah Brenda Lynn Robinson (1940-2015). The work embodies the hopefulness in the hearts and minds of so many Americans, who like Aminah, were proud to witness the election of the country’s first African-American president.

Fishermen Mending their Nets, 2007-2010, Mixed media, Estate of Aminah Brenda Lynn Robinson, Columbus Museum of Art, Ohio.

The subject matter of Aminah’s Presidential Suite is grounded in Aminah’s belief in Sankofa, the African concept of understanding the past in order to live in the present, and succeed in the future. First Lady Michelle Obama’s ancestors, like Aminah’s, experienced the horror of the Middle Passage, enslavement in the American south, and the migration north.

Aminah’s depictions of a slave house in Kenya, slaves picking cotton in the nineteenth-century American South, and slaves building the Capitol in Washington, D.C. serve as a reminder that this tragic chapter of our history is an essential component of the Obama story. Though Aminah knew that the election of an African American President would not end the struggle for racial equality in America, she celebrated the historic First Lady Michelle Obama’s ancestral roots, moment in her work with the hope that future like those of Aminah, are in South Carolina and generations would not carry the mistakes of the Georgia. The First Lady’s southern heritage is past into the twenty-first century. represented in a rag painting illustrating the rows Carol Genshaft has worked as an educator and of roadside stands offering sweet grass baskets curator at the Columbus Museum of Art since along Route 17 in South Carolina. These coiled 1985. She received a Bachelor’s degree in Art baskets represent the continuity of a tradition History from Syracuse University, a Master’s slaves brought with them from Africa and that in Library Science from Case Western Reserve has continued to be handed down from one University, and a PhD in Art Education from The generation to the next.

Ohio State University.

Aminah’s Presidential Suite highlights the First Family and their journey to the White House by documenting their ancestral ties to Kenya, Indonesia, and the American south. Aminah chose to document the Obama’s family tree as a stunning example of the interconnectedness of families and communities throughout the world, which is an oft-repeated theme in her art. Scrolllike scenes of farm workers harvesting rice and fishermen mending their nets are a reference to President Obama’s early years living with his mother in Indonesia. In another work, Aminah depicts life in Kenya, the birthplace and home of the President’s father, where men and women go about their daily business in the shadow of an abandoned slave house.

Basketweavers, 2007-2010, Estate of Aminah Brenda Lynn Robinson, Columbus Museum of Art, Ohio

Wings of Our Ancestors: The Slaves Who Labored and Built the Nation’s Capital, 2007-2010, Mixed media, Estate of Aminah Brenda Lynn Robinson, Columbus Museum of Art, Ohio.

The Columbus African American •News November 2016 Journal • February 2015

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HEALTH

INSURING OUR HEALTH

By Charleta B. Tavares African Americans in Ohio and throughout the country are gaining healthcare coverage through the Affordable Care Act (ACA) or Obamacare. The “Open Enrollment” period is November 1 – January 31, 2017 to renew, change plans or enroll in the Marketplace (private health insurance). This enrollment period provides an opportunity for individuals and families to review the: plans in their community; provider panels (doctors, health centers, hospitals and specialty services) offered within each plan; and cost or premium to be paid monthly. Individuals and children eligible for Medicaid can enroll at any time.

The ACA and African Americans • Last year, an estimated 6 in 10 uninsured African Americans qualified for Medicaid, the Children’s Health Insurance Plan (CHIP), or lower costs on monthly premiums through the Health Insurance Marketplace.

• Many shoppers found coverage for less than $50 a month and nearly 7 in 10 found coverage for less than $100.

• 7.8 million - African Americans with private insurance now have access to preventive services like mammograms or flu shots with no co-pay or deductible • More than 500,000 African American young adults between the ages of 19 and 26 who would have been uninsured now have coverage under their parents’ plan.

• 2.3 million African Americans (ages 18-64) gained health insurance coverage, lowering the uninsured rate among African Americans by 6.8 percentage points.

• If all states took advantage of new opportunities to expand Medicaid coverage under the Affordable Care Act, 95% of eligible uninsured African Americans might qualify for Medicaid, CHIP, or programs to help lower the cost of health insurance coverage in the Marketplace.1 The state of Ohio expanded Medicaid in 2014 to provide coverage for individuals and families up to 138% of the Federal Poverty Level Guidelines.

This expansion has provided coverage for approximately 587,107 Ohioans in Medicaid or CHIP coverage since the beginning of the Health Insurance Marketplace first open enrollment period. For Ohioans not eligible for Medicaid Expansion, the Health Insurance Marketplace provides an option for both individuals and families. During the 2016 Open Enrollment period in Ohio: • Consumers will have a choice on average of 45 qualified health plans from 11 issuers • 85% of Marketplace-eligible consumers qualify for financials assistance • Because of financial assistance, a 27 year-old in Columbus with an income of $25,000, for example, paid $143/month for a benchmark silver

plan in 2016. In 2017, that same consumers will pay almost the same amount -- $142 per month – because while premiums have increased, tax credits will increase to compensate.

• 60% of Ohioans will be able to find a plan for $100 or less • 94% of currently enrolled Ohio consumers could save an average of $1,097 annually by shopping for a new plan this enrollment period • 64,000 Ohioans that are currently paying fullprice for off-Marketplace coverage could be eligible for financial assistance if they shop on the Marketplace.2 One of the target groups for this year’s enrollment period are Millennials (18 – 34 years of age) particularly, since we know that the remaining individuals among the uninsured population are disproportionately young. This age cohort is generally healthier and many believe that the cost of their health insurance premiums are going to be unaffordable. What they may not realize is that they can probably qualify for a Marketplace plan for $75 a month or less – cheaper than their cell phone bill.

2.) “Healthy Campus Challenge” President Obama and the White House are launching an exciting contest focused on youth enrollment – called the “Healthy Campus Challenge.” The contest is open to all community colleges who are participating in ACA outreach -- and offers a chance to win a trip to the White House!3 Our community faces many health care challenges and disparities from preventable deaths, diseases and illnesses. We can do more to insure that we are being proactive and responsible for the health of our families and ourselves by enrolling or renewing our health insurance options available through our place of work, the Marketplace or Medicaid. We can choose to spend our money wisely protecting our families and self or we can take the risk of losing by contracting a preventable disease or acute illness by not being insured and visiting our physician. If you need assistance with enrollment in the Marketplace or Medicaid contact Brian Hall at Brian.Hall@primaryonehealth.org or 614.620.8088 with our Certified Application Counselor Team at PrimaryOne Health.

African Americans are disproportionately younger than our Caucasian counterparts in Columbus/Franklin County/Ohio and therefore a target population for our 2016 Open Enrollment 1HHS.Gov The ACA is Working for the Africanefforts. The President and the Health and American Community, Sept. 2015 Human Services Department have launched two 2aspe.hhs.gov initiatives to educate and enroll Millennials in the 3 Healthy Campus Challenge https://www.

Marketplace: whitehouse.gov/the-press-office/2016/09/27/ white-house-healthy-campus-challenge 1.) Mobile 2.0 Charleta B. Tavares is the Chief Executive Since one in five Millennials access the internet Officer at PrimaryOne Health, a Federally exclusively through mobile devices, this year, Qualified Health Center (FQHC) system consumers will find an end-to-end, mobile providing comprehensive primary care, OB-GYN, optimized experience, including a new state-of- pediatric, vision, dental, behavioral health and the-art shopping process that for the first time specialty care at 10 locations in Central Ohio. offers improved ability to comparison shop on The mission is to provide access to services that their phone or tablet. Rather than clicking on tiny improve the health status of families including boxes or zooming in on hard-to-read screens, people experiencing financial, social, or cultural consumers will now find intuitive navigation and barriers to health care. www.primaryonehealth. a streamlined interface to compare plans. org.

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The Columbus African American The Columbus African American News Journal• •November February 2016 2015

HEALTH

PRIMARYONE HEALTH: 2ND ANNUAL HEALTHCARE JUSTICE AWARDS

By Yolanda Owens Looking out the window to a drab rainy day, full of the usual Columbus rain traffic, was the perfect juxtaposition to the warm, celebratory event that was PrimaryOne Health’s 2nd Annual Healthcare Justice Awards. This night, was dedicated to those in our community who go above and beyond their job duties: working to eliminate health disparities; expanding access to healthcare; and breaking down social and cultural barriers.

This year we honored two community members, one of our own, Kelly Miller, an RN in our Healthcare for the Homeless program and Dr. Quinn Capers IV, Associate Dean of Admissions for The Ohio State University College of Medicine. We were also able to honor long-time patient board member, Sonia Johnson-Carey for her work to advocate for our patients and their unique needs.

Miller, an employee of PrimaryOne Health for two years joined the Healthcare for the Homeless team last year just before PrimaryOne Health secured partnership funding for a medical respite site for homeless patients who do need a safe haven to heal. Her dedication to serving a population that many times feel forgotten can easily restore one’s faith in humanity. In a video presentation, her colleagues and patients spoke about her acute ability to find patients in the darkest of places and walk them through the steps to get them the healthcare assistance that they

need and beyond.

Dr. Capers, responsible for doubling the enrollment of underrepresented minorities and women in The Ohio State University College of Medicine, has made it his life’s work to ensure that the physician workforce mirrors the communities that it will serve. Knowing that by 2050 minority populations will outnumber the current majority, he is cherry-picking the very best among us to take the Hippocratic Oath.

Beyond that, he is an advocate for appropriate healthcare in championing a procedure to have heart catheters to go through the wrist as opposed to the groin— allowing for quicker recovery and less pain for the patients.

Molina Ohio Hispanic Coalition Bronze Sponsors

CareSource Columbus African American News Journal Community for New Direction IMPACT Community Action Language Access Network Multiethnic Advocates for Cultural Competence Paramount Advantage The Ohio State University College of Nursing The Ohio State University PrimaryOne Health is pleased to have the College of Social Work opportunity to honor such committed individuals.

All of this would not be possible without our Copper Sponsors amazing Mistress of Ceremonies, 10TV Reporter Valencia Wicker or the support of our planning Asian Festival Corporation committee and volunteers Arlene Vance, Brian Columbus Women’s Care, Inc. Hall, Burhan Ahmed, Gaibrelle Reissland, Physicians CareConnection Heather Robinson, Dr. Jeffery Marable, John UnitedHealthcare Tolbert, Judi Lisi, Kendra Kelso, Lorraine Brock, Nikkie Green, Patrick Gamble, Staci Swenson, Yolanda Owens is the Communications and Sue Moore, Yolanda Aldea and Yolanda Owens. Development Coordinator for PrimaryOne Many thanks to our community sponsors listed Health. A “homegrown” Buckeye with a passion below and contributing sponsors, Dr. Aaron for working toward equitable opportunities for Clark, Carole Anderson, board chair, Charleta healthy lives for all community members. She B. Tavares, CEO and Gaibrelle Reissland, RN, JD, who believe in appropriate healthcare for all is a graduate and alumni society board member community members. We appreciate all of our of The Ohio State University College of Food, sponsors and look forward to seeing you as we Agriculture and Environmental Sciences and is a member of Association of Fundraising celebrate our 20th anniversary next year.

Professionals (AFP) and Public Relations Society of America (PRSA).

Silver Sponsors LabCorp

PrimaryOne CEO - Charleta B. Tavares speaks with guests before program.

(L to R) Dr. Kevin Dixon, Ephraim Laidley, Director Angela Dawson, John Dawson and Ray Miller.

PrimaryOne CEO - Charleta B. Tavares shares a few words with guests before the program.

Mistress of Ceremonies - Ms. Valencia Wickerof WBNS 10TV News

PrimaryOne CEO - Charleta B. Tavares, Award Recipient Kelly Miller and Board Chair - Dr. Carole Anderson

Alecia Gillison accepts award on behalf of her brother Dr. Quinn Capers.

The Columbus African American • November 2016

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The Columbus African American News Journal • February 2015

Every day a silent army of Americans performs a great labor of love: caring for older parents, spouses, and other loved ones so they can remain at home—where they want to be.

AARP Knows: Family caregivers may be on call 24/7 and sometimes they can’t even take a break. But, they wouldn’t have it any other way. You’re not alone.

As we fight for you and your loved ones—for more support, help at home, workplace flexibility, training, and much more—AARP is here to help with tools, resources, and connections to other family caregivers. Right now, we offer 3 important tips: 1. Take care of yourself. It’s easy to put yourself second, third, or fourth when caring for a loved one. Try to find the time to exercise, see your doctor, connect with friends and other family caregivers—and, take a break so you can recharge and carry on.

2. Get organized. Whether using a binder or an online tool, pull together all of your important contacts, health and medication records, and your caregiving team including doctors, family members, friends, and neighbors.

3. Learn how Medicare works. Your loved one may count on Medicare and, either now or in the future, you will too. Get a baseline understanding now of what Medicare covers, and how to make the most of your benefits.

How we can help •

For tools and resources visit aarp.org/caregiving

•

To share your story and connect with others visit aarp.org/iheartcaregivers

•

To find out how AARP is fighting for you check out aarp.org/SupportCaregivers

facebook.com/AARPadvocates @AARPadvocates

The Columbus African American News Journal • February 2015

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The Columbus African American • November 2016

HEALTH

KEEP YOUR MEMORY AND THINKING SHARP

By Tanya R. Gure, MD My patients regularly ask me if dementia is a normal part of getting old. My response is always, “No!” I have had the pleasure of meeting many mentally sharp men and women 80 years old and then some (I’m sure that you have, too!). Part of the delight of being a geriatrician is that I work with patients and their families to explore ways to support healthy aging.

Also, I am there to provide care for conditions that are more common as people get older like memory and thinking troubles.

Normal aging may cause forgetfulness, but that does not mean that you have dementia. For example, an older person may initially forget the name of a person or object. With normal aging, the name of the object or person is remembered after a while. Dementia is diagnosed by a specialist when trouble with memory or thinking is constant and interferes with daily activities.

High cholesterol may increase risk for dementia. The recommended amount of alcohol for men So, try not to eat too many foods that are high in is two drinks or less per day. One drink or less is recommended for women. One drink or less fat like fried foods. is recommended every day for men and women after they turn 65 years old. Remember that II. Keep a healthy weight the amount of alcohol in a drink is different Blood pressure is very sensitive to weight. The depending on the drink. A standard drink is equal more you weigh, the higher your blood pressure to a 12-ounce can of beer, nine ounces of malt will be. As mentioned, high blood pressure liquor, a five-ounce glass of wine, or one ounce of hard liquor (vodka, whiskey, for example). creates more risk for getting dementia.

Do you know what a healthy weight is for you? It depends on your height. Your healthcare provider can discuss your weight and body mass index (BMI). They can help you determine if your weight is normal or if you are overweight or obese.

III. Exercise your body

Make a commitment to regular exercise to keep your body in its best shape. When you exercise routinely, the heart muscle gets more conditioned and pumps blood in a more efficient way. A daily schedule of exercise and a healthy diet is a winning combination for brain health!

There is no sure way to prevent dementia, but IV. Exercise your mind there are ways to keep your brain healthy. A healthy brain can reduce your risk of getting Brain stimulation through social interaction and dementia. Here are some suggestions that are “brain games” can help to maintain memory and well known by healthcare providers to help with thinking. Common brain exercises that sharpen memory and problem solving skills are puzzles, lowering the risk of dementia. games, and learning a new hobby. The expression “Use it or lose it” is certainly true when it comes I. Eat a healthy diet to the importance of keeping an active mind.

Eat plenty of fruits and vegetables every day.

More fruits and vegetables in the diet will help Protecting your head from injury also helps keep to decrease fat and increase fiber in your diet. your brain healthy. So, buckle up in the car. Use Also, eat more whole grains and less processed a helmet if you’re riding a bicycle or motorcycle. grains to get more nutrition from the food you Talk to your healthcare provider about ways to eat. A great example of a whole grain is brown prevent falls. rice. The more processed version, white rice, has less nutrition. Whole grains are a great low fat, V. Watch excessive alcohol intake high fiber source.

Drinking too much can raise your blood pressure, Keep salt intake below four grams every day affect sleep, and weaken your heart. All of these unless your healthcare provider has told you to effects can cause problems with memory and eat less. Too much salt raises blood pressure. thinking. Also, alcohol’s immediate effect is High blood pressure can cause some people to to cause sleepiness that definitely slows down memory and thinking. develop dementia.

VI. Stop smoking Smokers have a high risk of getting dementia.

The toxins in cigarette smoke can make the blood vessels in your brain less healthy. A healthcare provider can help you choose the best way for you to quit smoking.

VII. Get enough sleep Poor sleep can affect your mood and slow down thinking. Commit to a regular sleep routine, and try to limit distractions when you go to bed.

Turn off electronic devices and TVs at bedtime.

Your healthcare provider can work with you to make sleep better. If you snore or have other sleep troubles, be sure to talk to your healthcare provider about your concerns.

Maintaining brain health is important to prevent certain types of dementia. Taking some—or all— of these tips will help your mind and body to feel better now and in the future. Lastly, it’s a good idea to see your healthcare provider if you are worried about your memory or think you have dementia. If you’re worried about a loved one having dementia, let them know that they should see a doctor. It may even be a good idea to join them.

Tanya R. Gure, MD is section chief of Geriatrics at The Ohio State University Wexner Medical Center. She is a physician at the Martha Morehouse General Internal Medicine and Geriatrics Clinic, providing primary care and memory assessment for older adults. Dr. Gure is a board-certified geriatrician and internist.

THE COLOR OF SUBSTANCE ABUSE IN OHIO

By Lisa Benton, MD A recent statistic came to light stating that although the United States has only 5% of the world’s population, 80% of the world’s pain pills are consumed here. More people are now reportedly dying in America from heroin overdoses than from car crashes.

In Ohio it is no secret that Highway 23 which crosses almost the whole state from north continuing south to Florida is known as “the main line” for moving narcotics and illegal substances through our state. That was a fact I quickly learned when I first arrived in central Ohio and worked making doctor house calls.

The Columbus African American • November 2016

I also learned that high school and college students had regular “pill parties” where they would raid their parents and grandparents medicine cabinets for prescription pills and put them in a big bowl and take turn sampling the unknown drugs while playing party games. One student told me “the pills were pretty colors”, and they did not really have much care about the dangers of death or other side effects taking pills or mixing them with alcohol.

Back in 2011 as a healthcare journalism student, the abuse of pain pills and easy access to them was quickly becoming a problem out of control. Substance abuse was growing across all demographic groups- high school students, working class and our seniors. Now in 2016, that problem has mushroomed and is spiraling out of control and devastating Ohio’s already distressed substance abuse treatment and mental healthcare 26

system.

With a reported 3,050 Ohio deaths last year related to drug overdose and almost one-third of them related to fentanyl, there is greater attention to fentanyl abuse. In Ohio there is also attention to carfentanil, a drug used to sedate elephants that is 100 times stronger than fentanyl. The reported 238 Ohio deaths related to fentanyl overdoses since January 2016 have merited national and international news coverage.

Perhaps you feel that while tragic, the opioid epidemic doesn’t directly impact you. Perhaps, but probably not. Consider the contractors working on our house.

Continued on Page 27

The Columbus African American News Journal • February 2015

HEALTH Continued from Page 26

The scaffolding outside has been up for at least one extra month. As is typical, contractors take longer than expected to finish a project. When my husband and I sat down with our contractor to find out about the delays, our contractor, who otherwise does excellent and affordable work, shared his family story. It was one that as you say, “you can’t make this (fill in the blank) up.”

The contractor shared about how in the span of a couple of months, heroin abuse had hit his family leaving him to suddenly and unexpectedly become the guardian of a young grandchild and nephew while their parents went to jail and hopefully to rehab.

The upheaval that had happened in his family had set his business and work schedule into chaos. As the contractor recounted the situation, trips to the courthouse, trying to get family members into a treatment program and everything that went with it, he was nearly in tears. It was clear that beyond the personal damage and disruption, there was economic loss and a high societal cost.

The strategy for fighting drug abuse continues to be education awareness for prevention, making opioids harder to get legally without compromising treatment for pain in patients that really need medication, and improving access and funding to recovery treatment for persons battling addiction.

eliminate these biases as care providers.

ODs by Alexandra Suarez, International Business Times August 25, 2016 A s w i t h t h e h e r o i n a n d c r a c k - c o c a i n e http://www.ibtimes.com/fentanyl-overdoseepidemics of prior decades, the potential to deaths-ohio-all-time-high-midwest-states-alertdisproportionately devastate already vulnerable over-opioid-ods-2407410 socioeconomic communities remains high. We all know many inner city and rural neighborhoods Deadly Opioid Overwhelms First Responders and Crime Labs in Ohio never fully recovered. h t t p : / / w w w. n p r. o r g / s e c t i o n s / h e a l t h We also know the stigma and stereotypes of a shots/2016/09/25/495052633/deadly-opioid“typical” addict or substance abuser that emerged overwhelms-first-responders-and-crime-labs-induring those years and how these stereotypes ohio were openly exploited or manipulated with dog Doctor Lisa’s First Health Reporting videos 2011 whistle politics.

Thus, it is vital that African Americans and other https://youtu.be/EgEv4EPF4cI?list=PLD10670 people of color stay at the advocacy table and 41C82DDB46 remain on the front line in this new battle of the drug wars to assure non-discriminatory best care Understanding the Epidemic of Opioid Abuse practices are in place at every touch point in http://www.cdc.gov/drugoverdose/epidemic/ index.html substance abuse intervention and care.

Years of published research continues to show that healthcare practitioners under-medicate African American patients and patients of other racial and ethnic groups for all ages. This inequity Lisa D. Benton, MD, MPH (The Doctor is In) in acute and chronic pain management is ongoing Read, hear and see a little more: despite training and continuing medical education Fentanyl Overdose Deaths at an All Time High breastsurgeonlb@gmail.com requirements to increase our sensitivity to and in Ohio as Midwest States on Alert Over Opioid Twitter: @DctrLisa (415) 746-0627

PRENATAL CARE CAN HELP BABIES LIVE TO CELEBRATEONE prenatal care late in the second trimester or not at all. Babies of moms who do not get prenatal care Early prenatal care is one of are three times more likely to have a low birth the most important things a rate and five times more likely to die than those mom-to-be can do to make born to mothers who do get care. sure her baby is born healthy.

In fact, seeing a doctor early There are many reasons moms-to-be don’t and regularly during pregnancy get prenatal care. A lack of education and increases the chance of delivering a healthy baby awareness, barriers such as transportation and that will live to celebrate his or her first birthday. poverty, challenges such as drug addiction and few facilities who can help, and having no health Prenatal care is important because it allows insurance or being under insured all play a role doctors to track a baby’s development and spot in keeping women from the prenatal care they and treat health problems early in pregnancy and their babies need for a healthy pregnancy before they can cause complications such as high and delivery. blood sugar or a baby that is born too early and Fortunately, many resources are available in our too small. community to help!

Babies born before 37 weeks of pregnancy are more likely to have serious health problems and StepOne connects women with affordable, high stay in the hospital longer. And moms who have quality and convenient prenatal care, as well had a premature baby before are at higher risk as resources for a healthy pregnancy. Through of having another baby that is born too early. A StepOne, women can work with a committed care doctor can help at risk moms who have delivered coordinator who will help them find a reliable early before get the best treatment options to health care provider or prenatal care clinic, increase the chances of carrying their baby to support their transportation needs, and connect them with additional services such as housing, full term. food and jobs.

Prenatal care plays a key role in reducing prematurity and infant deaths. Yet, despite its StepOne care coordinators also can help moms importance to the health of both moms and enroll in affordable health insurance or Medicaid babies, one out of every three moms-to-be gets so they are covered before their very first prenatal

By Isi Ikharebha Green, MPH

The Columbus African American News Journal • February 2015

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visit. Open enrollment through the Marketplace is November 1–January 31 and enrollment in Medicaid is year-round, so now is the time to sign up and get covered!

Prenatal care is the first step in having a healthy and safe baby who lives and thrives in his or her first year of life and beyond. If you know you are pregnant – or even think you might be – do not wait. Call your doctor today! And, if you don’t have one, call StepOne at 614-721-0009.

We can help you get the quality prenatal care and supportive services you need for a healthy delivery, healthy mom and healthy baby.

Ms. Green is the Executive Director of the Physicians CareConnection which is an affiliate of the Columbus Medical Association. She has been in this role since 2009. Her primary responsibility is leading the effort to coordinate health care services and resources for people who are vulnerable in Central Ohio and share the value of coordinating safety net services through outcomes measurements and evaluation. Green earned a graduate degree in Public Health.

The Columbus African American • November 2016

FIGHTING FOR OHIO’S 1.4 MILLION FAMILY CAREGIVERS THIS NOVEMBER

By Trey Addison One of 12 children, Veronica, age 56, has devoted more than 10 years of her life to caring for her parents.

What started as weekly help with grocery shopping and transportation has evolved into 24/7 care. When her dad passed away, her mom was diagnosed with congestive heart failure, brought on in part from the stress.

No longer able to conquer the stairs to reach the bathroom, her mom came to live with her.

Veronica is able to work from home; an option she recognizes is not common, but necessary, as her mother’s congestive heart failure, diabetes and kidney failure progresses.

Veronica Scott, who lives in Canal Winchester, is not alone. She is just one of more than 1.4 million family caregivers across Ohio who work tirelessly caring for aging parents, spouses, friends, or other loved ones so that they can continue living independently, with dignity, at home—where they want to be.

With the vast majority of older Ohioans wanting to remain in their homes and communities as they age, the contribution of family caregivers cannot be overlooked. This silent army is the backbone of elder care in our state, providing unpaid care valued at about $16.5 billion annually. Without the help of family caregivers, too many of our seniors would end up in costly institutions – often paid for by the state, through Medicaid.

As we take a moment to recognize our unsung heroes during National Caregivers Month, this November, it becomes abundantly clear: caregiving is now a common family dynamic. If

The Columbus African American • November 2016

you’re not a caregiver now, you were one in the past, or will likely become one in the future.

Today, the average family caregiver is a 49-yearold female taking care of an older woman, usually her mother; she does this for nearly five years. She will devote at least 20 hours a week to helping her loved one with tasks like trips to the doctor, bathing and dressing, meal preparation, and chores around the house. Along with being a caregiver, she has a full or part-time job, so caring for her loved ones is done in her “spare time.”

For some family caregivers, their role is more involved as they care for a loved one 24 hours a day, seven days a week, often performing complicated medical tasks like wound care, injections, and medication management—once in the domain of only doctors or nurses.

That’s why AARP is fighting for Ohio Senate Bill 314/House Bill 611, The Ohio Caregiving Act to help family caregivers when their loved ones go into the hospital—and as they return home. The Ohio Caregiving Act, will give family caregivers the support they need by, requiring hospitals to record the name of the caregiver when their loved one is admitted, notify the caregiver when their loved one is to be moved or discharged, and instruct the caregiver on the medical tasks they will need to perform at home.

As we try to reign in health care costs, reduce costly hospital readmissions and trips to the emergency room, arming family caregivers with the information and knowledge they need to safely care for their loved ones at home is paramount.

Bottom line: family caregivers do remarkable things every day to care for their loved ones—but this labor of love is not without its challenges.

More than three in 10 family caregivers are very

28

or extremely emotionally stressed. For family caregivers who provide assistance for more than 21 hours a week, sacrifice time away from family and friends, or live with the loved one for whom they are caring that stress is, not surprisingly, increased.

While they would not have it any other way, family caregiving is a big job and caregivers could use a little help. That’s why AARP is fighting for common sense solutions like: • The Ohio Caregiving Act (Senate Bill 314/ House Bill 611): Recognizes the critical role of family caregivers and makes sure they get the information, live explanation of any medical tasks, and support needed to care for their spouses, parents, aunts, uncles or other adult loved ones as they transition from a medical facility to a home care setting.

• Home and Community Based Care: Protect against decreases in the number of older adults who have access to state-funded services at home, like home care and adult day care.

• Nurse Scope & Delegation: Address and offset caregiver shortages by allowing nurses to practice within the full scope of their profession.

This November and every day, AARP is fighting for the millions of family caregivers across Ohio who give their hearts to help their older loved ones stay at home—where they want to be. To recognize these unsung heroes, AARP has launched “I Heart Caregivers” (aarp.org/ iheartcaregivers) so family caregivers across America can share their stories and make their voices heard. So to all our family caregivers in Ohio, thank you for all that you do—we heart you.

Trey Addision is the Associate State Director of Advocacy and Outreach for AARP Ohio.

The Columbus African American News Journal • February 2015

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The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

By Ray Miller, MPA Who We Be - A Cultural History of Race in Post-Civil Rights America

They Can’t Kill Us All - Ferguson, Baltimore and a New Era in America’s Racial Justice Movement

By Jeff Chang

By Wesley Lowery

Race. A four-letter word. The greatest social divide in American life, a halfcentury ago and today. During that time, the U.S. has seen the colorization of America. But the same nation that elected its first Black president on a wave of hope - another four-letter word - is still plunged into endless cultural wars.

How do Americans see race now? How has that changed - and not changed over the half century? After eras framed by words like “multicultural” and “postracial” do we see each other more clearly? Who We Be remixes comic strips and contemporary art, campus protests and corporate marketing campaigns, Martin Luther King, Jr. and Trayvon Martin into a powerful, unusual and timely cultural history of the idea of racial progress.

Conducting hundreds of interviews during the course of over one year reporting on the ground, Washington Post writer Wesley Lowery traveled from Ferguson, Missouri, to Cleveland, Ohio; Charleston, South Carolina; and Baltimore, Maryland; and then back to Ferguson to uncover life inside the most heavily policed, it otherwise neglected, corners of America today.

Studded with moments of joy, and tragedy, They Can’t Kill Us All offers a historically informed look at the standoff between the police and those they are sworn to protect, showing that civil unrest is just one tool of resistance in the broader struggle for justice. As Lowery brings vividly to life, the protests against police killings are also about the black community’s long history on the receiving end of perceived and actual acts of injustice and discrimination.

Racing to Justice - Transforming Our Conceptions of Self and Other to Build an Inclusive Society

The Third Reconstruction - Moral Mondays, Fusion Politics, and the Rise of a New Justice Movement

By Rev. Dr. William J. Barber, II

By John A. Powell

Over the summer of 2013, the Reverend Dr. William J. Barber, II led more than a hundred thousand people at rallies across North Carolina to protest restrictions to voting access and an extreme makeover of state government. These protests - the largest state government - focused civil disobedience campaign in American history - came to be known as Moral Mondays and have since blossomed in states as diverse as Florida, Tennessee, Wisconsin, Ohio and New York.

In this memoir of how Rev. Barber and allies as diverse as progressive Christians, union members, and immigration-rights activists came together to build a coalition, he offers a trenchant analysis of race-based inequality and a hopeful message for a nation grappling with persistent racial and economic injustice.

Renowned social justice advocate John A. Powell persuasively argues that we have not achieved a post-racial society and that there is much work to do to redeeem the American promise of inclusive democracy. Culled from a decade of writing about social justice and spirituality, these meditations on race, identity, and social policy provide an outline for laying claim to our shared humanity and a way toward healing ourselves and securing our future.

Racing to Justice challenges us to replace attitudes and institutions that promote and perpetuate social suffering with those that foster relationships and a way of being that transcends disconnection and separation.

TheTrouble I’ve Seen - Changing the Way the Church Views Racism

By Drew G.I. Hart

New Negro Politics - In The Jim Crow South

By Claudrena N. Harold

What if racial reconcilliation doesn’t look like what you expected? The high-profile killings of young black men and women by white police officers, and the protests and violence that ensued, have convinced many white Christians to reexamine their intuitions when it comes to race and justice.

In this provocative book, theologian and blogger Drew G. I. Hart places police brutality, mass incarceration, antiblack stereotypes, poverty, and everyday acts of racism within the larger framework of white supremacy. Leading readers towards Jesus, Hart offers concrete practices for churches that seek solidarity with the opporessed and are committed to racial justice. What if all Christians listened to the stories of those on the racialized margins? How might the church be changed by the trouble we’ve seen?

The Columbus African American •News November 2016 Journal • February 2015

This study details how the development and maturation of New Negro politics and thought were shaped not only by New York-based intellectuals and revolutionary transformations in Europe, but also by people, ideas, and organizations rooted in the South. Claudrena N. Harold probes into critical events and developments below the Mason-Dixon Line, sharpening our understanding of how many black activists - along with particular segments of white American left - arrived at their views on the politics of race, nationhood, and capitalist political economy.

To uplift the race and by extension transform the world, New Negro southerners risked social isolation, ridicule, and even death. Their stories are reminders that black southerners played a crucial role not only in African Americans’ revolutionary quest for political empowerment, ontological clarity, and existential freedom but also in the global struggle to bring forth a more just and democratic world free from racial subjugation, dehumanizing labor practices, and colonial oppression.

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TECHNOLOGY AND LIFE - PROTECT YOURSELF!

By Cecil Jones, MBA The Good Technology over the last couple of years has brought individuals and businesses a faster and better quality of life.

We order products and services over the ‘net’ and they arrive at our house within a couple of days (Amazon Prime). We share photos and video, instantly. I received an estimate for a home door repair by sending a picture of the damage to the repair company. Similarly, auto insurance policy companies are beginning their claim processes the same way. Web searches allow us to find information about individuals and companies, quickly.

The Bad All of the above are great features and allow goods, services and information to be provided to us quickly. I am a ‘glass half full, not half empty’ optimist. However, realistically, there are criminals and even foreign governmental organizations that are sending viruses to our PCs and phones, regularly. The bad news is that just as we take advantage of technology to make our lives more pleasant, there are ‘bad’ guys out there. The ‘bad’ guys are constantly developing scams, virus and hacks to invade your privacy and steal your personal information for their gain.

The Ugly You have received the fake but threatening calls from Internal Revenue imposters (scammers) trying to get you to send your money to them.

I received a scammer’s call begging for a contribution to a fake Sheriff’s Benevolence fund.

You have received the emails with misspellings (sometimes without misspellings) from many parts of the world with all types of cons to get you to send money or gifts.

Phones are small mobile computers and are subject to viruses, just as your laptop or PC is vulnerable. Viruses are being sent to the phone companies from which we buy our phones, as well as to our phones directly. Security updates to prevent viruses on your phone are being sent to you regularly; please don’t ignore them.

I am asked whether the operating system software and other software provided with PCs, produced by companies like Microsoft is enough to protect us from viruses. The answer is, not really.

Microsoft Windows Defender, for example, is a basic security beginning but additional security software is needed.

What Should I Do to Protect Myself?

One thing to consider is that whenever you receive an email or communication (letter, etc.) that asks you to do anything (click on a link, send money or anything), check with some of

the websites that track scams, like Scamadviser. com, truthorfiction.com, snopes.com., hoaxslayer. com and others. Of course, talk with friends for reviews of products and services, along with reviewing Yelp.com and other review site or just entering “Review of (enter the product or service)” in a browser.

What would you do if you could not access any of your important files and then suddenly received an email saying your files are being locked until you paid a ransom? More business, hospitals, non-profit organizations and others are quietly getting hit and paying ransom to get their files unlocked (http://www.pcworld.com/ article/3054591/security/with-few-optionscompanies-increasingly-yield-to-ransomwaredemands.html). When is the last time that you made a backup of your important files? Back your files up, TODAY! Back them up to the cloud, back them up to another computer or an external drive, or do what you need to do to have a copy that exists outside of your machine. Even if you never have a virus, your local hard drive could fail, losing all of your important files – this happens to individuals and businesses.

Of course, don’t click on anything with which you are not comfortable. Just clicking on a virus laden link can corrupt your machine and do anything from deleting your files to locking up your machine, to placing a virus that copies everything that you enter on your machine.

This including personal information like social security number, credit card numbers, password and other personal information. As you see in many commercials, identify theft occurs every day and its numbers are growing. It is rampant to the point that most insurance companies offer Information Security careers identify theft insurance as one of their products/ services.

A fast method to getting to a $100,000 year salary in Central Ohio is as an IT Security Analyst, who Get Security Software focuses on preventing these type of technology attacks. The job growth is phenomenal and the Please install Security software. Some of the demand will continue as long as there is new better free Anti-Virus software includes Avast, technology (continuously). Colleges are quickly AVG Technologies, Bitdefender, Comodo, Panda adding IT Security as a major or minor in many Security, Sophos, and others (http://www.pcmag. schools. com/article2/0,2817,2388652,00.asp). Of course, these companies offer additional features in their BE SAFE WITH YOUR COMPUTING and software editions that they sell for profit, also.

COMMUNICATIONS!!

Your security software should look at what is currently on your machine when you install Having managed technology, communications the security software. In addition, as software and business functionality for multiple Fortune or files hit your machine, the security should 100 companies, Cecil is a technology and intercede, letting you know that unsafe software management leader. He teaches technology, is attempting to invade your machine and help to business and communications courses. He is a avoid any damage. Messages that you are about past president of many organizations including to enter a virus laden website should be provided BDPA (Technology group), and Columbus by your security software package.

Association of Black Journalists. He serves on the Executive Committee of boards including Protect yourself – stay away from strange and Chairman of IMPACT Community Action Agency. www.AccelerationServices.net unusual websites.

The Columbus African American News Journal • February 2015

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The Columbus African American • November 2016

BUSINESS MONEY 101 - PART III

By Edward Bell, MBA This month, I would like to talk to our youth. This is for their parents as well, but the bulk of these expenses will be incurred by those young people who have decided to go to college. Parents, you have already been wondering if your child will go to state college or accepted to an Ivy League University. The task of selecting can be daunting to all parties involved, however, if we take the time to discuss all options, this process can be a little bit easier and fairly painless.

In this segment, we will discuss options and the possibilities of loans and the ramifications therein.

UNDERSTANDING CREDIT TYPES OF STUDENT LOANS • Campus-based aid. The Federal Supplemental Education Opportunity Grant (FSEOG), Federal Work-Study (FWS) and Federal Perkins Loan Programs are funded by the government and provided to students with the greatest economic need. Individual colleges administer some or all of these programs themselves. Note that deadlines are usually earlier than for filing a FAFSA. • Subsidized Stafford loans are federal low-interest, needs-based loans, where the government pays yearly interest while you’re in school.

• Unsubsidized Stafford loans are federal loans that aren’t based on financial need. The difference is that you’re responsible for interest that accrues while you’re in school.

• Direct PLUS Loans for Graduate and Professional Degree Students are federally sponsored student loans for graduate students and students pursuing professional degrees. They have greater borrowing capacity than Stafford Loans, but interest rates are higher, and there is a loan origination fee • Private student loans are offered by banks and other financial institutions. They aren’t guaranteed or subsidized by the government and typically carry higher interest rates than federal loans. Their main advantage is you can borrow more than with federal loans. Details and rates vary widely.

• College-sponsored loans are offered by some colleges. Interest rates may be lower than federal student loans. Check each college’s aid materials to see what’s available.

• Direct PLUS Loans for Parents. These federally sponsored loans allow parents to borrow for their children’s college expenses. Interest rates are fixed – although higher than Stafford loans – and there is a loan origination fee.

The Columbus African American • November 2016

deductibility of interest.

• Open a 529 Qualified State Tuition plan, where you or your parents save money for your education but don’t pay federal (and in many cases, state) income tax on the interest it earns.

Look up 529 Plans on the U.S. Securities and Exchange Commission’s website (www.sec.gov).

• Coverdell Education Savings Accounts are another way to save money for education where the earnings will grow tax-free until withdrawn.

STUDENT LOAN REPAYMENT Search for “Coverdell” on the IRS website Keep in mind that you’ll (www.irs.gov). have to begin paying off your student loans once • Once you start paying off your loan, you may you graduate. Most federal and private loans offer deduct the interest from your taxes. Search the a grace period.

IRS website (www.irs.gov) for “Student Loan If you can’t afford your full monthly payment Interest Deduction.” right away, talk to your lender about different repayment options, including: CREDIT CARDS – KNOWING YOUR • Extended loan term (drawback – this will LIMIT increase the overall interest amount paid) Your first credit card is a rite of passage. For the • Graduated repayment schedule, where payments first time in your life, you’re being entrusted with start low and gradually increase as your income a credit line, which means you can spend money grows. you probably haven’t earned yet. Using your • Economic hardship deferrals (available with card reasonably shows you know how to manage money and puts you on the road to building a federal loans under certain conditions).

• Some private loans allow “forbearance,” where solid credit history. If you are under the age of you can stop making payments for a fixed period 21 you will have to get a cosigner* on the card or of time (drawback – interest continues to accrue). prove you have a mob and can make payments.

• Refinance or consolidate loans at better terms (*CARD Act of 2009, www.whitehouse.gov). (make sure added fees don’t negate the savings). N e x t m o n t h w e c o n t i n u e w i t h • Ask about discounts for degree completion, UNDERSTANDING CREDIT. We will discuss online or automatic deduction payments, or rate the advantages and disadvantages of credit cards, reductions for on-time payment history. You may as well as the fees associated with their usage.

• Private parent loans are offered by bands and other financial institutions, usually at higher interest rates than PLUS loans. They may also have a loan origination fee.

• College-sponsored parent loans. Some colleges offer their own parent loans, at rates below PLUS loans. Check each college’s aid materials to see what’s available.

be able to shave a point or two off your loan rate.

It’s extremely important that you don’t miss payments or default on you loan; otherwise, you could hurt your credit score and make it much harder to borrow money for a car or house later on. Remember, it’s in your lender’s best interest for you to continue paying off your loan, so don’t hesitate to call them if you see problems brewing.

Edward Bell, MBA, AAMS, CMFC, CSS was born and raised in Columbus, Ohio and graduated with honors in a course, “Writing for Children,” from the Institute of Children’s Literature.

He has served as Contributing Editor of the Autograph Times. Ed won the 1999 award for best screenplay from the PEN American Center in New York and garnered the runner-up award for non-fiction writing in 2000. He earned a Master’s TAX SAVINGS LESSEN THE BLOW degree, as well as designations as: Accredited One way to ease the sting of college costs is to Asset Management Specialist (AAMS); Chartered tap into the tax advantages available to you and Mutual Fund Counselor (CMFC), and Certified your parents. Contact a tax advisor about the Customer Service Specialist (CSS).

Loan Amount

$50,000.00

$50,000.00

Annual Percentage Rate (APR)

7.5%

8.5%

Monthly Payment

$600.00

$600.00

# of Months to Pay Off

120

128

= + 8 months

Total Finance Charge

$20,848.34

$25,848.36

=+$5,000.04

$70,848.34

$75,848.38

=+$5,000.04

+1%

(amount of interest you’ll pay) Total Payment Amount (total of loan plus interest)

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The Columbus African American News Journal • February 2015

BUSINESS

RX FOR REJUVENATING BLACK BUSINESS

By William McCoy, MPA Minority business enterprises (MBEs) deserve more attention from government officials, both elected and appointed, as well as Black consumers. MBEs contribute to the well-being of the African-American community through the provision of goods and services, employment opportunities, charitable giving, and civic engagement. They also pay taxes, which help support schools, roads and bridges, and government agencies and offices.

Here is a 7-point prescription for energizing and expanding MBEs. The first step in any serious minority business development (MBD) effort should be to take stock of what we have. To that end, we must conduct an inventory of existing minority business enterprise to determine their number, kind, size, and other characteristics.

We must get a handle on who and what we are talking about.

Once we have an idea of what we are working with, then a needs assessment should be conducted to ascertain the issues and opportunities facing MBEs, as well as those things they would like to see done to help them individually and collectively. This will require listening to and documenting their concerns, aspirations, and ideas through in-person interviews, focus groups, and open forums or public hearings.

Current, ongoing economic development efforts should be evaluated, as the third step in the MBE rejuvenation process. The activities and accomplishments of existing economic development government offices and organizations should be assessed, along with their challenges, limitations, and possibilities.

This evaluation should determine: (1) who is successful and what they are doing; (2) whether or not they are achieving the desired results; and (3) how they can be helped to make a greater impact. Some of these MBE assistance offices and organizations may need additional resources, others different leadership, and a few may need to be revamped or eliminated and their resources redirected to more promising programming.

The evaluation of minority business development initiatives should include an assessment of existing programming. This includes public and private sector procurement, financing tools, advisory groups, education and training, and special events. For example, the City of Columbus has consistently spent roughly 3% of its purchasing dollars with Black businessesdespite having a (former) Black mayor. This stands in stark contrast to the 19% or roughly $250 million spent by the State of Ohio with Black businesses in 2015, as a result of Governor John Kasich’s leadership and advocacy. The City of Columbus and Franklin County government can do better.

The City of Columbus and Franklin County governments both offer financing assistance to local business enterprises. MBE access to and

utilization of this financing needs to be examined, along with the kinds of capital (i.e. equity, lines of credit, etc.) they need most.

Moreover, the proposed evaluation should extend to the various advisory groups and special events focused on small and/or minority business.

Minority representation should be considered, along with the impact these groups and events have on MBEs and their development. The advisory groups and special events that benefit minority enterprise should be retained, while those that do not should be scrapped.

A retention and expansion strategy aimed at promoting MBE stabilization and growth is the fourth component of this prescription. This strategy should be focus on those things minority enterprises say they need to overcome their barriers, stay viable, and capitalize on expansion opportunities. Properly done, the retention and expansion strategy will offer prescription for both company-specific and collective action, along with a blueprint for making existing MBE development offices and organizations more effective.

A fifth ingredient in this prescription is the inclusion of minority business enterprise in local business recruitment and attraction efforts.

One such outreach effort resulted in one of the nation’s largest minority Defense contractor’s partnering with a local MBE that later acquired them. The local MBE, Excel, Inc., subsequently gained recognition as one of the nation’s 250 fastest growing companies. The recruitment and attraction of MBEs can result in new locally-based companies, business-to-business opportunities, and jobs.

The sixth prong of this prescription focuses on the development of programming aimed at promoting self-employment among potential entrepreneurs.

Roughly 7% of the nation’s workforce is selfemployed and the Columbus metropolitan area ranks third among Ohio communities in selfemployment. The self-employed convert their interests, skills, and abilities into income-earning enterprises. For many people, especially those 33

facing major barriers to employment, selfemployment represents an attractive alternative.

The City of Columbus, Franklin County government, and other stakeholders should explore the start-up and/or expansion of selfemployment programming.

The seventh and final step in rejuvenating MBEs is the cultivation of authentic, effective leadership. Leadership is critical to the success of economic development offices and organizations.

Leaders should be technically competent, committed, and caring- but that is not all. To make a real difference, MBE development leadership needs to be visionary, entrepreneurial, and courageous. The absence of any of these factors will directly impact the success or failure of these offices, organizations, and their efforts.

In conclusion, there is a need to re-focus attention on bolstering Black businesses and those that serve them. MBEs have been overlooked for too long. There are things that can and should be done to help them. The 7-point plan articulated herein represents one prescription for doing so.

William McCoy is founder and principal consultant for The McCoy Company- a personal services consulting firm specializing in economic development, strategic planning, and training.

Mr. McCoy has directed a city economic development department, local development corporations, and Peace Corps international development programs in Africa. He has been involved with over $1 billion in financing, helped over 100 people go into business or expand their existing business, served on the U.S. Economic Development Administration’s Financial Roundtable, convened National Urban Policy Roundtables on capital access and minority business enterprise, and moderated White House Conference on Small Business sessions. Mr. McCoy holds BA degree in economics and a MPA in finance. He is also an American Economic Development Council certified economic/ industrial developer. William McCoy can be reached at (614) 785-8497 or via e-mail at wmccoy2@themccoycompany.com.

The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

BUSINESS

STIRRING THE POT: HOW MARKET DISRUPTION CAN SECURE THE FUTURE OF YOUR ENTERPRISE

By Iris Cooper, DBA “Stirring the pot” conjures up threatening images of subterfuge from the undesirables in your world, r i g h t ? Tr o u b l e m a k e r s .

A n t a g o n i s t s . Vi l l a i n s .

Pains in the A--! Who is empowered to stir your pot? The IRS can stir your pot. The health department can stir your pot.

Employees and family members can stir your pot (and burn the entire meal!) However, for this discussion, the undesirable is your primary competitor who is appraising your business model 24-7.

Check out the impact of market disruption: • Uber has stirred the Yellow Cab pot and is now challenging FEDEX with package delivery.

• Amazon and Ebay stirred the retail shopping experience pot and malls are empty and closing.

• Redbox is waning as online movie viewers increase. Theaters have to re-engineer with restaurants and arcades to attract customers to view first run movies.

• The funeral business has seen serious disruption; cremation is on track to dominate the death conclusion market by 2025 according to the Cremation Association of North America.

Who knew the world would change so dramatically for these industries?

Stirring your own pot will keep you fully engaged with the strengths and weaknesses of your business model. The business model is only as relevant as the operating environment that surrounds it. So, why-on-earth would you mess up a good thing like an old school, sanctified soul food restaurant or a dynamic drop-in daycare center? You would, could, and should if you covet a business model that will survive the market and economic risk that are certain to visit your business regularly and unpredictably.

The business model is the skeleton of your business. The business model guides the activities and processes for profit creation. In other words, profit is the potion in the pot that pays the bills and puts a smile on the proprietor’s face. If you ignore or neglect business model maintenance, you invite market disruption from the undesirables AKA your competitors.

Entrepreneurial pioneer Michael Porter (1996) suggested that market strategy must focus on the competitive advantage: the ability to be different enough to capture and sustain consumer engagement. The 4P’s of Marketing, (the marketing mix), are product, place, promotion, and price; these concepts buttress a traditional business model, but the operating environment today is anything but traditional. Sustainability also depends on being different enough to satisfy your target customer’s continual desire for new bells and whistles. Using the sanctified soul food restaurant as a platform and the 4Ps, let us

The Columbus African American • November 2016

explore how an entrepreneur might disrupt the model to gain greater market share.

• Product: If fried chicken, (although unhealthy), is your #1 item, can you produce a tasty low sodium batter for your wings and/or or sell wholesale to grocers? Would anyone care for a cup low sodium homemade chicken noodle soup (from scraps) for a delicious winter diversion?

Scraps, when recycled, add seamless profit to your bottom line.

• Place: How many in-person sales do you accumulate from 2-5pm weekdays? Would “carryout only” during slow times save labor, utilities, and waste? How about adding an ATM to your restaurant? An additional $2.00 fee per transaction would be a simple addition to the bottom line and would pay for itself rapidly. The more opportunities the customer has to spend money while physically in your establishment, the more potion in your pot!

• Price: How much does your competitor charge for beverages-$2.00? Profit margins on soda pop and coffee can be huge, sometimes 400%. Can you profitably include a beverage or dessert with a complete meal ($10.00) purchase? What about a loyalty program? With seven weekly chicken dinner purchases, the eighth dinner could be discounted and your customer could bring a friend!

• Promotion: A Facebook page will not reach those who read the newspaper, in spite of its global marketing value. If your target customer is an elderly, single female on a fixed income, then perhaps direct mail for food delivery makes more sense. Neighborhood youth could earn extra cash by delivering a hot-card with a sample menu and pricing right to her doorstep. In addition to meal delivery, you could sell a limited amount of convenience items like soap, milk, hot sauce, and coffee to enhance your value proposition and make her life less stressful. Prescription pickup might be another service that seniors would appreciate with their dinner delivery (for a small fee), and a free dessert or beverage coupon with a meal the following week.

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Change is constant and those who rebuke change will dry up and become a leftover. Opportunities to innovate and disrupt the market are today’s special on your menu for sustainability. Stir up your pot today to disrupt the market and extinguish your competitor’s plan to have your business for lunch!

BIO: DR. IRIS ANN COOPER aka “JustAskIris!” (www.justaskiris.com) 1932 Bairsford Dr., Columbus, Ohio 43232 614-394-3716 iris@justaskiris.com Iris Cooper’s career includes leadership positions in financial services, economic development, community service, communication, government, entrepreneurship, and education.

She is the owner of “JustAskIris!” an entrepreneurial coaching firm. Iris founded Glory Foods, Inc., a multi-million dollar food marketing company. Iris is recognized nationally as a business strategy and branding expert, having coached many startups to sustainability. Her newest venture is Finish Your Gloryfied Business Plan Now!, a workshop to foster entrepreneurial success. Iris is the former Director of the Ohio Division of Entrepreneurship and Small Business, where Iris led the state from 29th worst place for small businesses in 2007 to the ninth best in the nation, and 1st in the Midwest in four years.

In 2015 Iris introduced the 2nd version of “When the Devil is Beating His Wife, a Christian Perspective on Domestic Violence and Recovery” co-authored with Melanie Houston and available on Amazon and alabasterboxmedia. com. Iris is a featured writer and speaker on business topics, and an adjunct professor at Franklin University. She is an active member of Alpha Kappa Alpha Sorority, Inc., the National Coalition of 100 Black Women, the Indiana University Alumni Association, and Women for Economic Leadership and Development. In 2016, she obtained her Doctorate in Business Administration from Walden University, majoring in Entrepreneurship.

The Columbus African American News Journal • February 2015

BUSINESS

FINANCES: LET’S TALK ABOUT IT...

By Edward Bell, MBA Last month we introduced this column by answering some of your questions concerning finances. This month we continue the trend by answering additional questions posed by our readership. Our aim is to enlighten the community concerning all things financial while better educating those willing to learn how to save, invest and retire. This forum was created to be your voice and remember, there is no such thing as a dumb question.

(Note: underlined words are defined at the end of the column).

Question: Eddie, would you please explain how a $20 stock can be viewed as more expensive than a $100 stock? JoAnn – Hilliard Answer: JoAnn, a stock’s price alone is far less meaningful than you think. You need to compare it with other measures, such as sales, earnings or cash flow, in order to draw conclusions. Imagine shares of two companies – Alpha and Omega – each trading for $36 per share. If Alpha’s earnings per share (EPS) for the past 12 months is $2 and Omega’s is $3, then Alpha’s price-to-earnings ratio (representing price divided by EPS) is 18 while Omega’s is 12. You’d have to pay $18 for each dollar of Alpha’s earnings, versus $12 for Omega’s. Already, Omega looks cheaper. To get a sense of a company’s size, focus on its annual revenue or its market capitalization or market cap.

Market cap is the current share price multiplied by the number of shares outstanding, reflecting the current total price tag the market is placing on a company. If Alpha has 10 million shares and Alpha’s market cap is $360 million and Omega’s is $36 billion. Despite the same stock price, Omega is a much bigger company. When evaluating a company, look far beyond its price.

Assess how rapidly it’s growing, how much cash and debt it has, what its competitive advantages and prospects are, and how undervalued or overvalued it appears to be.

example, Amazon, Facebook, Priceline and Tesla Motors pay no dividend, while FedEx Humana, Southwest Airlines, Activision Blizzard and Visa pay modest ones. Including healthy dividend payers in your portfolio is a smart move, though.

Between 1930 and 2014, dividends accounted for roughly 40 percent of the total return of the S&P 500 index. Dividend payers tend to hold up better in weak markets too.

Question: Is this a good time to buy stocks, with the market trending downward? Jillian – Upper Arlington Answer: Jillian, I cannot count the number of times I get asked that question daily. With that in mind, it sure is. Smart investors buy when prices are low, even though many others might be panicking. A struggling economy can offer more stock bargains than one firing on all cylinders – because many stocks get bid up beyond their intrinsic worth during bull markets, while falling below their intrinsic value in bear markets. Just remember that not all

stocks are equally promising. Get to know very Question: Do companies reduce their dividends well any company you’re considering investing and if so, why? William – Whitehall in, since you’ll essentially be buying a piece of Answer: Well William, they aim to never do it – and its future. Study its annual and quarterly so, as that would disappoint shareholders and reports, evaluating its debt load, profit margins, suggest business weakness. Still, sometimes free cash flow and growth rates. Super-investor companies do reduce or eliminate dividends. In Warren Buffett considers the following questions 2009, when our economy was struggling due when evaluating stocks: (1) Can I understand to the credit crisis, General Electric slashed its the company? (2) Does it have sustainable competitive advantages? (3) Is the management payout by 68%. (It has since been hiking it, but exceptional? (4) Is the price attractive? There’s it’s not back to that earlier level.) Today, many rarely a wrong time to buy stocks. You just have energy companies are struggling because of the to find healthy, growing companies trading at low price of oil. ConocoPhillips recently cut its compelling prices. payout by 66%. Of course, many companies (especially young or fast-growing ones) pay Question: It turns out I bought a stock near its little or no dividend, preferring to reinvest most all-time high. Should I sell? Jared – Westerville of their earnings to help themselves grow. For Answer: Well Jared, the price you pay for a stock 35

– your cost basis – matters when you sell it and calculate your gain (or loss) for tax purposes.

Most of the time, though, you needn’t think about it. The stock’s current price and your estimate of its true fair price are what matters much more.

Let’s say you bought shares of Bell Investment Group, Inc., (ticker: BIG) for $40 each and they’re now trading for $30. If you think the shares are worth $40 or $50 or more, hanging on makes sense. If you think they’re worth less than $30, selling might be best. Ignore the fact that you’re down $10 per share. Never hang on to a stock in which you’ve lost confidence (and dollars) just to try to recoup the loss. It’s better to move what’s left into a stock where you see a much brighter future. *Cash Flow – In a larger financial sense, an analysis of all the changes that affect the cash account during an accounting period. The Statement of Cash Flows included in annual reports analyzes all changes affecting cash in the categories of operations, investments, and financing. For example: net operating income is an increase; the purchase of a new building is a decrease; and the issuance of stock or bonds is an increase. When more cash comes in than goes out, we speak of a positive cash flow; the opposite is a negative cash flow. Companies with assets swell in excess of liabilities may nevertheless go bankrupt because they cannot generate enough cash to meet current obligations.

Edward Bell, writes exclusively for the AfricanAmerican New Journal and questions to this column should be addressed to him at: 3222 N. 34th Street, Apt. B, Tampa, Florida 33605 Edward Bell, writes exclusively for the AfricanAmerican News Journal and questions to this column should be addressed to him at: 3222 N. 34th Street, Apt. B, Tampa, Florida 33605

The Columbus African American 2016 The Columbus African American News Journal• •November February 2015

HISTORY

GEORGE WASHINGTON WILLIAMS: POLITICIAN, MUSICIAN, LAWYER, JOURNALIST & HISTORIAN Boston in 1840 when a group of 36 dissenters broke with the First Independent Baptist Church.

By Rodney Q. Blount, M.A. 2016 will go down in history as one of the most critical United States presidential elections of all time. Donald Trump and Hillary Clinton are among the most unpopular presidential candidates in memory because they are haunted by several scandals that make Americans question their integrity. Americans also find it hard to trust either candidate, believe me (a popular twoword phrase in the Trump lexicon)! However, the candidates’ disapproval by a large percentage of the population does not change the importance of the issues that will affect our nation and the world. Unrest in the Middle East, appointments of Supreme Court Justices, strained relationships with several unpredictable countries (i.e. Russia, China, Iran, Afghanistan and North Korea), the economy and inequality in treatment towards minorities (i.e. the black and brown communities) are among the major issues that will have to be addressed by the incoming president. Ironically, despite the many years of attacks endured by our current president, President Barack Obama has even been considered by some to do a third term if there were not a presidential term limitation.

Reflecting on this 2016 election, I wanted to write about a relevant and monumental African American who made an impact in politics and in the community. George Washington Williams embodied the American dream and was a multitalented man who used his skills to excel in all of his endeavors.

the command of General Espinosa, fighting to overthrow Emperor Maximilian. He received a commission as lieutenant, learned some Spanish, got a reputation as a good gunner, and returned to the U.S. in the spring of 1867.” He continued his military service in Indian Territory (primarily located in present-day Oklahoma) on the western Frontier and he was injured with a wound piercing his lung. He served with distinction throughout his military career and was granted a medical George Washington Williams was born was discharge from the army in 1868. born on October 16, 1849, in Bedford Springs, Pennsylvania to Thomas and Ellen (Rouse) Life after the army brought on new opportunities Williams. They had four sons. His father was and challenges. Williams had a deep love for a laborer who moved to Bedford, which had a education and was determined to further his black population of 195 in 1850, from Virginia knowledge. He initially attended Howard in search of job opportunities. He likely followed University, one of the oldest historically black several other African Americans who had moved universities, in 1870, but did not stay very long. there from Fauquier County, Virginia. Young He later matriculated to Newton Theological George lived in various parts of Pennsylvania Institution near Boston and in 1874 he became the during his youth including Johnstown and New first African American to graduate from Newton.

Castle, north of Pittsburgh. George’s father While a student, Williams traveled to Chicago secured a job in Johnstown working on the in 1873 and met Sarah A. Sterrett. Her father, Pennsylvania canal. Thomas Williams soon fell Theodore, was an early resident and barber in into drinking and Ellen decided to move the Chicago. They ensued a courtship for a year before family to Newcastle, Pennsylvania to be closer they entered into marriage on June 2, 1874 at the to her mother. Later, a temperate Thomas moved Sterrett family’s church. They would later have one to Newcastle to be with them, where he became son. She moved with her husband to Newton and a minister and a barber. they made it back in time for his commencement In 1863, Williams enlisted in Union Army ceremonies on June 10, just over a week after the during the Civil War at the age of 14. He fought week after their. The following day, on June 11, in many of the battles during the last two years Williams was ordained as a Baptist minister by of the Civil War and was wounded in the Battle the Baptist church in Watertown near Newton, for Richmond. After the Civil War, Williams’ where he had been a member for several years. continued his military service when he “went to Subsequently, Williams became the second pastor Mexico and joined the Republican army under of the historic Twelfth Baptist Church, founded in The Columbus African American •News November 2016 Journal • February 2015

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Upon his graduation, Williams’ served as pastor of several churches, became a lawyer, and founded a Boston newspaper called the Commoner. The Commoner was a monthly journal based out of Boston and directed to the African American community. He published eight issues and it was supported/funded by several leaders like Frederick Douglas and William Lloyd Garrison. In 1876, Williams and his family moved to Cincinnati where he became the pastor of the historic Union Baptist Church until 1880. “He soon began writing a column for the Cincinnati Commercial under the pen name Aristides. During this time, he also developed an interest in politics and wrote often of the need for improved economic opportunities for black Americans. In 1879, the Republican party of Hamilton County nominated Williams to run for a seat in the Ohio Legislature.” He won the race and became the first African American win an election and serve in the Ohio State legislature, but his candidacy and term did not come without controversy.

Last week, I went to the funeral of Rev. James Howard Stowe, Pastor Brown Chapel AME Church in Cincinnati. He only lived to be 37 years old, but he lived a full life not only being a great pastor, but also by his activity in the community, as a family man, and as a change agent. Similarly, George Washington Williams also lived a short, but productive life that mirrored Rev. Stowe’s.

George Washington Williams’ accomplishments were so numerous that I will write an additional article on him in an upcoming edition. To conclude, please take the time to reexamine our rich past, be knowledgeable of current issues, and utilize your right to vote.

Works Cited http://www.blackpast.org/aah/williams-georgewashington-1849-1891 https://www.britannica.com/biography/GeorgeWashington-Williams Franklin, John Hope. George Washington Williams: A Biography. http://www.encyclopedia.com/education/newswires-white-papers-and-books/williams-georgewashington-1849-1891 http://www.union-baptist.net/site/about-us/ourhistory/pastors/george-washington-williams/ Roderick Blount is an Educator and Historian.

He received two Bachelor of Arts degrees from Ball State University and a Masters of Arts degree from The Ohio State University. His work has been featured in several publications.

Roderick is a native of Columbus, Ohio and is a member of several organizations.

COMMUNITYEVENTS November 6, 2016 GOTV Gospel Concert Featuring Shirley Murdock Come out and celebrate the election with the “Get Out The Vote” Gospel Concert featuring famed R&B/Gospel signer - Shirley Murdock. Also performing - Triedstone Choir, Mt. Olivet Choir, First Church of God Choir and New Birth Praise Team.

November 10, 2016 Community Health Forum: “It Takes All of Us” It’s time to get your healthcare coverage! The Columbus Association of Health Underwriters (CAHU) will host a special forum featuring Kevin Counihan, CEO and Director of the Marketplace (healthcare.gov). For tickets, please call 614-436-6124.

Location: Triedstone Baptist Church Address: 858 E. Third Ave., 43201 Time: 5:00 PM - 8:00 PM Admission: Free

Location: The Boathouse Restaurant Address: 679 W. Spring St., 43225 Time: 2:30 PM - 4:30 PM Admission: Call for prices.

Web: www.ColumbusAHU.org

November 7, 2016 Blk Hack November The successful networking event is back for another event and this time we are letting the powerful women takeover. <BLK Hack> is hosting a panel of women speakers this month to “hack” inclusion.

We will talk about their startups, getting traction, the fight for funding and where women stand in the startup ecosystem.

November 10, 2016 Columbus Charter Review Committee Meeting The Columbus Charter Review Committee will hold its fourth meeting at Barnett Recreating Center. This meeting is a public hearing to gather community feedback on changing the city charter to create a ward system. For more information, please call 614-645-2425.

Location: Rev1 Ventures Address: 1275 Kinnear Rd., 43212 Time: 6:30 PM - 9:00 PM Admission: $10 Web: www.EventBrite.com/e/women-rock-tickets

Location: Barnett Recreation Center Address: 1184 Barnett Road, 43227 Time: 6:00 PM Admission: Free Web: www.Columbus.gov

November 8, 2016 Election Day This is one of the most significant election cycles in recent years.

Be sure to make your voice heard! To find out your local polling location, contact the Franklin County Board of Elections at 614525-3100. Please take your ID and a proof of address (if needed).

November 12, 2016 Coffee with Kojo A retrospective of the work of Columbus photographer Kojo Kamau, who has photographed notable African Americans from Muhammad Ali to President Barack Obama. Meet Kojo at the National Afro-American Museum in Wilberforce, Ohio and join him for a tour of his work. For more information, please call 937-376-4944.

Location: Various Address: Various Time: 6:30 AM - 7:30 PM Admission: Free Web: www.Vote.FranklinCountyOhio.gov

Location: National Afro-American Museum & Cultural Center Address: 1350 Brush Row Rd., 43203 Time: 10:00 AM - 3:00 PM Admission: General $6, Seniors $5, Children (6-17) $3 Web: www.OhioHistory.org

November 9, 2016 What is White Privilege?

Join us for an evening of honest, productive conversation in a safe space as we explore what white privilege means and how it has shaped our society. A moderated panel discussion will start the evening followed by small breakout groups. Sponsored by The Women’s Fund of Central Ohio and Broad Street Presbyterian Church. For more information call 614-221-6552.

November 12, 2016 Book Signing and Reception: Dr. Alvin Pelt Dr. Alvin Pelt, one of the leading psychiatrist in the U.S. will release his book Wish I Knew Before Loving You - 21st Century relationship manual at a special reception. Dr. Pelt will share readings from the book, along with Q&A from the audience, followed by a book signing. For more information, please call 614-323-6348.

Location: Broad Street Presbyterian Church Address: 760 E. Broad Street, 43205 Time: 5:30 PM - 7:30 PM Admission: Free Web: www.BSPC.org

Location: The Lincoln Theatre Address: 769 E. Long Street, 43203 Time: 6:00 PM - 9:00 PM Admission: Free Web: www.TheRelationshipMD.com

The Columbus African American News Journal • February 2015

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The Columbus African American • November 2016

COMMUNITYEVENTS November 12, 2016 Ray Miller Guest Speaker - Faith Ministries Men’s Day The Men of Faith Ministries is holding their annual Men’s Day Weekend. To kick it off, they have invited Ray Miller - Publisher of The Columbus African American to serve as their keynote speaker. Stop by to hear a great word and to fellowship.

November 29, 2016 Racism and Homelessness Join the Center for Social Innovation as they embark on a 10 city tour to address racism and homelessness. The result will be a plan for anti-racist initiatives and strategies for our community to implement over the next year. To attend please RSVP by sending an email to info@csb.org or by calling 614-221-9195.

Location: Faith Ministries Church Address: 2737 Agler Rd., 43224 Time: 8:30 AM Admission: Free Web: www.FMCTV.com

Location: King Arts Complex Address: 867 Mt. Vernon Ave, 43203 Time: 4:30 PM - 6:30 PM Admission: Free Web: www.CSB.org

November 13, 2016 Community Health Forum: SIDS Sunday Join the men of Kappa Alpha Psi Fraternity, Inc., the Columbus Kappa Foundation and Mout Herman Missionary Baptist Church for a special community health forum dedicated to reducing Suddent Infant Death Syndrome (SIDS). Listen to panelists Dr. Augustus Parker and Dr. Arthur James address the issue. For more information, call 614-515-0329.

December 3, 2016 5th Annual Clark Kellogg Basketball Classic Join former NBA star and CBS Sports reporter, Clark Kellogg for his annual high school basketball classic. Come out and watch some of the top teams in Ohio battle it out for the top prize. For more information or for tickets, visit the website below.

Location: Ohio Dominican University Address: 1216 Sunbury Rd., 43219 Time: Check site for game times.

Admission: Check site for tickets.

Web: www.ClarkKelloggClassic.com

Location: Mount Hermon Missionary Baptist Church Address: 2283 Sunbury Rd., 43219 Time: 2:00 PM Admission: Free Web: www.ColumbusKappaFoundation.com

December 5, 2016 Reflections: The Life of the Late Congressman Louis Stokes The late Louis Stokes was a giant in Ohio politics and a significant figure in the U.S. Congress. Learn more about his legacy and his many accomplishments in Ohio and at the Congressional level. For tickets or for more information, please call 614-464-1032.

November 15, 2016 Obama Care Jams Open enrollment for healthcare starts in November, so come out and learn more about the options and resources available. Enjoy music from the Fort Hayes Jazz Ensemble and more. For more information, please call 614-238-3520.

Location: King Arts Complex Address: 867 Mt. Vernon Ave, 43203 Time: 7:00 PM Admission: $25 Web: www.KingArtsComplex.com

Location: The Downtown Highschool Address: 364 S. 4th Street, 43215 Time: 5:00 PM - 8:00 PM Admission: Free Web: www.DehanInsurance.com

January 14, 2017 30th Annual Labor Salute to Dr. Martin Luther King Jr. Awards Brunch In honor of Dr. King, the Coalition of Black Trade Unionists will present awards to several men and women who have dedicated their lives to serving their communities. For more information or for tickets, please call 614-284-7079.

November 20, 2016 East Columbus Gateway Annual Community Thanksgiving Dinner No one should go hungry during the holiday season! If you are in need of a meal for Thanksgiving, then come out to this important event. This event is free and open to the community. For more information, please call 614-645-3051.

Location: King Arts Complex Address: 867 Mt. Vernon Ave, 43203 Time: 10:00 AM Admission: $55 per person, $440 per table of 8

Location: William H. Adams Community Recreation Center Address: 854 Alton Ave., 43219 Time: 1:00 PM - 3:00 PM Admission: Free Web: www.Columbus.gov/recreationandparks

Please note: Information for this section is gathered from multiple commnuity sources. The Columbus African American is not responsible for the accuracy and content of information. Times, dates and locations are subject to change. If you have an event that you would like to feature in this section, please call 614-3404891 or email us at editor@columbusafricanamerican.com. Submissions are due the last Friday of each month.

• November 2016 The Columbus African American News Journal • February 2015

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Central State University Wilberforce, Ohio

News

CentralState.edu

Ohio Governor John Kasich Appoints Four New Members to the Central State University Board of Trustees

F

our outstanding business leaders including three from the Columbus, Ohio area- have been appointed to the Central State University Board of Trustees.

Their appointment by Ohio Governor John Kasich brings the board to nine voting members. Trustee Mark Hatcher, who is a partner in the Columbus-Based law office of BakerHostetler, has been elected chair of the Central State University Board of Trustees.

The new trustees join Mr. Ray Miller, Jr. of Columbus and Ms. Linda Dukes-Campbell; Mr. Kenneth Lumpkin; and Mr. Larry Macon, Jr., all of the Cleveland area.

The new CSU trustees are: Mr. Reginald L. Fields, Columbus Mr. Reginald L. Fields is the director of communications and external affairs for the Ohio State Medical Association, the state’s

largest physician-led association, where he specializes in strategic communication, brand reputation, and community outreach.

Reginald L. Fields

Mr. Marlon R. Moore, Galena

Mr. Marlon R. Moore is Senior Vice President, Chief Diversity & Inclusion Officer for Huntington Bank. His organizational focus is on improving the mix of diverse Marlon R. Moore talent and suppliers through strategic execution of Huntington’s diversity & inclusion strategy.

Mr. Christopher L. Wyche, Columbus Mr. Christopher Wyche is director of external affairs for AT&T Ohio where he serves

as the “face” of AT&T in the central Ohio area. He is responsible for ensuring that local communities are aware of AT&T’s key initiatives and for building relationships with local stakeholdChristopher L. Wyche ers. Additionally, Mr. Wyche helps to manage AT&T’s corporate philanthropy efforts for the central Ohio area.

Ms. Sherri Richardson, Cincinnati Ms. Sherri Richardson, CPA, is the founder and partner for Richardson & Associates, LLC, a Cincinnati, Ohio CPA Sherri Richardson firm that provides consulting, auditing, accounting, tax and grant writing services for both non-profit and for-profit companies.

Central State goes to the Statehouse November 15 will be CSU Extension Day at the Ohio Statehouse as the University showcases all of its land-grant efforts for state legislators.

F A L L H I G H L I G HT S

Yes she’s number 1

PUBLIC UNIVERSITY

NATIONWIDE FOR OUT-OF-STATE STUDENTS U.S. News & World Report

Central State goes to

HBCU Digest voted Dr. Cynthia Jackson-Hammond 2016 Female President of the Year among all historically black colleges and universities. The Dayton Business Journal and The Girl Scouts of Western Ohio also honored ® President Jackson-Hammond for her leadership.

Fall Highlights

For more news go to:

CSU’s Fall First-Time Student Class Grows by 22 Percent This year’s class of new students was the largest in five years. Top three non-Ohio states: Michigan, Illinois and Indiana.

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Columbus African American The ColumbusThe African American News Journal • October February2016 2015

“So this year, in this election, I’m asking you to join me — to reject cynicism and reject fear, and to summon what is best in us; to elect Hillary Clinton as the next President of the United States.”

Barack Obama Democratic National Convention July 27, 2016

Protect our Progress.

Stand with Hillary and Democrats On Election Day Tuesday, November 8 HillaryClinton.com Paid for by Hillary for America

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The Columbus African American News Journal • February 2015