Wheat Ridge Transcript 1231

December 31, 2015

VO LU ME 32 | ISSU E 27 | 50 ¢

WheatRidgeTranscript.com A publication of

J E F F E R S O N C O U N T Y, C O L O R A D O

Snow can’t stop donation-toting cyclists Wheat Ridge Cyclery brings more than 500 pounds of food to the needy

Employees of Wheat Ridge Cyclery – including two “sleigh” drivers – depart their shop to deliver more than 500 pounds of donated goods 11 miles away at the Denver Rescue Mission. Photo by Steve Acuna

By Andrea W. Doray Special to Colorado Community Media None of Wheat Ridge Cyclery’s employees are named Dasher, or Dancer, or Prancer, or Vixen. But 18 of them did load up “sleighs” full of warm clothes, food and toys, and took off — on bicycles — over snow-covered streets to deliver them to the Denver Rescue Mission warehouse.

“Part of our mission here at Wheat Ridge Cyclery is to give back,” said Jeremy Jancovic, who coordinated the project, which ended with the biked-in dona-

LOOK BACK AT JEFFCO 2015

tion run on Dec. 18. “We wanted to do something for the holidays, so we began collecting donations about three weeks before Thanksgiving.”

Through a combination of in-store displays, customer outreach and social media posts, employees at the store amassed more than 500 pounds of food and gifts.

The idea to donate goods to the Denver Rescue Mission came from Wheat Ridge Cyclery’s marketing director, Gil McCormick, Jancovic said. “This year, just our employees built and delivered the sleighs. In the future, we hope to push this event out to the larger cycling community.”

Cyclists continues on Page 6

Classical approach helps students Parents like discipline, content, expectations of Golden charter

By Christy Steadman csteadman@coloradocommunitymedia.com

Jefferson County Commissioner Don Rosier at his senate race announcement on Dec. 10, in Arvada. Rosier is running against incumbent Michael Bennet. Photo by Clarke Reader

By Christy Steadman csteadman@coloradocommunitymedia. com

J

efferson County produced some forward-looking news in 2015, deciding on ways to improve the county fair and approving a tax increase to support the library. As the news continues into the New Year, here are some of the hot topics that began in 2015.

Changeup with county commissioners It was an unusually busy year for Jeffco commissioners.

Republican Libby Szabo of Arvada was sworn in to serve as Jefferson County commissioner for District 1

on Jan. 30. The seat was left vacant when Faye Griffin, who was elected to serve a four-year term in 2012, won the 2014 election for Jeffco clerk and recorder.

Szabo was serving her third term as state representative for House District 27 when she was chosen for the three-member board of county commissioners, and according to E.V. Leyendecker, chairman for the Jeffco GOP, the Jefferson County Commissioner Vacancy Committee voted for her unanimously.

Lang Sias was selected to take the state representative seat previously held by Szabo on Jan. 31.

In other county commissioner news this year, Donald Rosier publicly announced on Dec. 10 that he is

running for the state Senate seat held

by Democratic incumbent Michael Bennet.

Rosier entered local politics in 2010 after beating incumbent Democrat Kathy Hartman as county commissioner for Jeffco’s District 3 in the election. He won re-election in 2014.

Banner year for Jeffco libraries The Golden library, first built in 1914, underwent a three-month remodel made possible by an $85,000 contribution from the City of Golden. The library hosted a wellattended re-opening celebration on June 14.

Jeffco continues on Page 5

The Teter family of Genesee worries because their children are always the new kids in school.

Michael Teter is active-duty military, so the family moves around a lot. But this school year, their children — who are in first, third and sixth grades — didn’t have to be the new kids.

The Teter children attend Golden View Classical Academy. And because the school is in its first year, “everybody was going to be the new kid in the class,” Teter said.

But that’s not the only reason the family chose Golden View Classical Academy, he said. Their sixth-grader has attended public schools, private schools and was even home-schooled for one year. They have seen “lots of different methods and styles,” Teter said. They “realize how wide the variances are.”

The Teter family prefers their children be taught in a school that offers the classical approach.

“It’s exciting to see the students rise to an expectation,” Teter said. “You see a certain amount of pride in the students.”

Golden View Classical Academy opened this fall with 496 students in kindergarten through 10th grade. The school will expand to serve 11th-graders Charter continues on Page 8

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2 The Transcript

December 31, 2015

FACES AMONG US Local author Charlotte Havey reads her book, “Shep the Turnpike Dog,” to Foothills Animal Shelter mascot, Toby, on Dec. 8 after making a donation to the shelter. Havey uses her book as means to benefit shelter animals and educate children on pet ownership. To learn more about Havey’s book, or to purchase a copy, visit www. charlottehavey.com. To learn more about Foothills Animal Shelter, visit www.foothillsanimalshelter.org.

Photo courtesy of Havey Productions

HELLO

...

My Name Is

A glimpse of the people in our community

CHARLOTTE HAVEY Jeffco resident is animal lover, author

By Christy Steadman csteadman@coloradocommunitymedia.com About me I am a Colorado native. I was born and raised in Greeley. My husband, Jim, and I have lived in Jefferson County for about 30 years. We love our neighborhood and our neighbors.

We raised two children in Lakewood.

Alysha is 30, and Nathan is 33.

I’ve had many careers, including working as a clerical supervisor for Jefferson County courts, I did medical transcription out of my house when my chil-

dren were young, I’m a former educator of Jeffco schools and I was a preschool director in Custer County.

Shep’s story Our family business is a film-production company called Havey Productions.

In 2011, we got hired to do a 50th anniversary gala film for the city and county of Broomfield. During research, I found out about an amazing dog that showed up on the Denver-Boulder Turnpike. The workers would share their lunch scraps with the dog when it was being constructed in 1951. After the turnpike opened, there was a 25 cent toll, which was collected by tollbooth operators. One night, the dog showed up and a man named Archie Montgomery coaxed him into the toll booth. He was named Shep, and Shep ended up living in the toll booth for 14 years.

In 2009, Shep’s grave and remains were relocated to the Broomfield Depot Museum. That’s how much they love this dog.

People knew about Shep, but no one had written a children’s story on him. So I was excited to take on the project.

My book, “Shep the Turnpike Dog,” was published by Bear Paw Print, which

is a Colorado company, in April 2014, and I had Shep translated into Spanish this summer. Also this past summer, Shep was selected as a children’s literature finalist for the 24th annual Colorado Humanities Center for the Book book awards. I was really excited about that.

Using Shep for community connections I’m an animal lover, and I decided to use Shep’s story to make a difference for shelter animals. I’m focusing on Foothills Animal Shelter because it’s a no-kill shelter. I made my first donation from Shep proceeds to Foothills on Dec. 8. I also had the privilege of reading Shep to Toby, the shelter’s mascot.

I’ve always been involved with elementary kids. I think I have a special connection to them. I love their curiosity and their open hearts.

I take the book to various elementary schools, and it’s projected on a screen so the kids can read along.

Animals give us so much. As an author and former educator, I’m trying to raise awareness to children on the responsibilities of being a pet-owner. And how much love our pets give us.

Family Owned, Family Run

Next-gen Family Tree leaders get involved

By Clarke Reader creader@coloradocommunitymedia.com The next generation of victims’ advocates at Family Tree have been announced as part of the Next Gen Council.

The 17-member council is made up of community members from the seven-county Denver-metro region, and features Arvada residents Gillian McCarron, Jillian Hrniceck and Kami Welch, Golden resident Tiphanie Birmingham, and Lakewood residents Leah Core, Johnathan Wilms, Shauna Blackledge and Jaclyn Wilmot.

“The council is for up-and-coming leaders who are passionate about Family Tree’s mission,” said Wilmot, director of volunteer services at the organization. “We want to engage and educate these leaders on how to make the biggest impact.”

The group of young professionals is focused on driving awareness about child abuse and neglect, domestic violence, homelessness and cultivating philanthropic skills in leadership and board member governance. Members serve a two-year term.

The first meeting of the board will be in January at which council members will decide on an agenda for the year.

“This will be a great opportunity to learn from each other,” Wilmot said.

“The first meeting is where we’ll determine the direction and goals we want to achieve.”

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The Transcript 3

December 31, 2015

NEWS IN A HURRY

safety tips to avoid drunk driving can be found at www. codot.gov.

Holiday party DUI enforcement The Colorado Department of Transportation, and 91 Colorado State Patrol troopers and law enforcement agencies completed a holiday party DUI enforcement “The Heat Is On” campaign.

The enforcement period went from Dec. 4 to Dec. 14, and 596 drivers were arrested for impaired driving statewide.

The Heat Is On campaign continues with heightened New Year’s Eve DUI enforcement through Jan. 4.

Drivers can get a DUI if results are .08 BAC or more, and can also be cited for a Driving While Ability Impaired (DWAI) with a BAC of .05.

Coloradans can download CDOT’s R U Buzzed app to estimate a user’s BAC based on gender, weight, hours drinking and the amount of alcohol consumed. While the results aren’t accurate enough to stand as legal evidence, the app is intended to aid in making responsible decisions.

To learn more about the enforcement campaign, visit www.HeatIsOnColorado.com. The app and other

Jeffco holiday tree recycling Jefferson County residents may recycle a holiday tree for free at the Jefferson County Road and Bridge South Shop, located at 9509 West Ute Ave. in Littleton.

A 24-hour drop-off is located outside the main gate of the shop.

Trees will be accepted until Jan. 31.

Only real trees will be accepted, and all decorations must be removed.

For more information, call the Road & Bridge District II Shop at 303-271-5219 or visit www.jeffco.us/roadand-bridge.

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information and recommendations to help ensure that a child abuse victim’s best interests are served. Currently, there are about 200 CASA volunteers, but only 35 percent of the cases in court for abused or neglected children receive a CASA. Previous experience is not necessary. The next CASA of Jeffco/Gilpin volunteer training is scheduled to begin on Jan. 25. The training course includes about 40 hours of training, and all in-person sessions will take place at the Jefferson County Courthouse, 100 Jefferson County Parkway, in Golden.

For more information on the application process, contact Tiffany Schlag at 303-271-6537 or at tiffanyschlag@casajeffcogilpin.com. For more information on CASA, visit www.coloradocasa.org.

CASA looking for more volunteers Court Appointed Special Advocates of Jefferson and Gilpin Counties (CASA) is in need of more community members to become a voice for abused or neglected children in court.

CASA volunteers are caring adults who are appointed by a judge. They provide the courts with objective

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Lobbying by Realtor Associations Serves All Agents, But Also America’s Homeowners Last week we had an excellent example of to protect the interests of America’s homeowners our Realtor dues at work. There was a strong — and their own careers. possibility that the new highway funding bill in When you see or hear an advertisement Congress would have robbed a cruREAL ESTATE urging you to “make sure your agent cial housing finance fund to pay for is a Realtor,” this is what it’s about.

TODAY our nation’s highways.

By the way, NAR’s efforts to proIf it weren’t for the lobbying tect your interests and, consequently, efforts of the National Association of the interests of its members are not Realtors — funded by Realtor dues limited to the national level. Just as — there’s a good chance that they much money is spent lobbying our would have gotten away with it. state legislators, funded by the porThe “Fixing America’s Surface tion of Realtor dues that goes to state Transportation Act” (FAST Act) had and local associations. We are reprea provision in the Senate-passed sented by Realtor lobbyists here in version that would have used the Colorado, not only before the Genloan guarantee fees (“G-Fees”) of

By JIM SMITH, eral Assembly, but also before the Fannie Mae and Freddie Mac as a Colorado Real Estate Commission.

Realtor® funding source, but the provision Especially in an era when state was removed in conference committee, preserv- and local legislators are term-limited, our elected ing an important pillar of our nation’s housing officials need lobbyists like ours to educate them finance system, in which 90% of all home loans about important real estate issues. An example are guaranteed by the government. of this is the highly partisan battle over construcThis was only the most dramatic example of tion defects legislation. Current state law makes the power of NAR’s lobbying and its ability to it possible for any condo board — without conmobilize its members — the nation’s 1.1 million sulting its membership — to sue the builder and dues-paying Realtors — to educate lawmakers developer for construction defects. The threat of on issues that are important not only to our insuch litigation — which has cost builders and dustry but to you, America’s homeowners. their insurance companies millions — has been Another recurring threat is the elimination of a key factor in bringing condo construction to a the home mortgage tax deduction. Imagine the virtual halt (except for the higher end) in Coloraeffect if this tax deduction were eliminated. It do. That’s why all that multi-family construction would have a disastrous impact on our nation’s we’re seeing in our state is rental apartments economy, not just on homeowners. It is NAR instead of condos for purchase. which keeps the pressure on Congress not to kill The battle for construction defects reform is that deduction. highly partisan, and our legislators need help With so many dues-paying members, NAR is separating rhetoric from facts. Republicans want a powerful lobbying force in Washington, second to make it virtually impossible to sue a builder, only perhaps to the National Rifle Association. while Democrats understandably want to protect Yet there are another million licensed real estate buyers of condos from shoddy construction. My agents who have not joined their local Realtor position is that condo associations should be association and thereby the National Association able to sue, but only after a majority vote of conof Realtors. These agents shouldn’t refer to do owners who show up at a membership meetthemselves as “Realtors,” which is a trademark, ing. This year’s failed legislation said the vote commonly misused as a synonym for “agent.” had to be by a majority of all condo owners, These non-Realtors either can’t or don’t want which is an impossibly high bar, since most conto “pay their dues” — literally and figuratively — do associations struggle to get a simple quorum

at their annual membership meetings.

On the state level, term limits have had the unintended consequence of making lobbyists more powerful but also more essential. By the time a legislator becomes truly knowledgeable about such complicated issues as construction defects, he or she has to leave office. That’s why well-intentioned and non-partisan lobbyists like ours play such a crucial role. And our Realtor dues make that possible.

Why would a licensed real estate agent not want to be a Realtor? While there may be some agents who don’t want to join NAR for ideological reasons (which makes little sense to me), for most agents I suspect it’s a financial decision.

Selling real estate is not a high-paying profession except for the 10 to 20 percent who are top producers. A statistically significant percentage of agents — I’ve heard estimates as high as 30% — go an entire year without a commission check. For those agents, paying $500 per year to support NAR and its state and local Realtor associations is simply not in the cards. Remember, agents also have to purchase errors and omissions insurance ($200-300 per year), pay for license renewal every few years, pay MLS fees (over $400 per year), and renew their contract software annually (over $200 per year), not to mention car, phone and other costs. When you’re doing zero to one transactions per year, every dollar hurts!

Realtor association rules dictate that every agent in a Realtor firm must join the Realtor association, and if the agent doesn’t pay, the Realtor association bills the broker for their dues.

As a result, non-Realtor brokerages have been growing in numbers — often as spin-offs of Real-

tor brokerages — and use their dues-free status to recruit financially distressed agents.

NAR and CAR (the Colorado Association of Realtors) say in their advertisements that you should ask if your agent is a Realtor because only Realtors subscribe to the Realtor Code of Ethics, but I think buyers and especially sellers should ask if their agent is a Realtor for a simpler reason — you want an agent who is successful enough not to scrimp on expenses. If you list your home with an agent who can not afford to pay Realtor dues, how much do you think he or she will spend marketing your home? Quite possibly, that listing agent will do little more than put your home on the MLS with point-and-shoot photographs and wait for other agents to bring a buyer. That ends up giving the rest of us agents, including Realtors, a bad image.

Statistics show that Realtors are far more successful that non-Realtors. For example, the 290 Realtor agents at HomeSmart Realty Group averaged 2.1 sold listings per agent this year (through last week). The 248 non-Realtor agents at its sister brokerage, HomeSmart Realty Group of Colorado, averaged 1.2 sold listings per agent. The 355 Realtor agents at Brokers Guild Cherry Creek Ltd. averaged 2.6 sold listings per agent while the 405 non-Realtor agents at Brokers Guild Classic averaged 1.2 sold listings per agent. The 293 Realtor agents at Your Castle Real Estate, Inc. averaged 4.2 sold listings per agent, but the 189 non-Realtor agents at Your Castle Services have averaged only 1.1 sold listings — hardly a living wage.

Golden Real Estate’s nine Realtor agents averaged 5.8 sold listings in 2015, plus an equal number of closings representing buyers.

Jim Smith Broker/Owner

Golden Real Estate, Inc. DIRECT: 303-525-1851

EMAIL: Jim@GoldenRealEstate.com 17695 South Golden Road, Golden 80401 WEBSITE: www.GoldenRealEstate.com

4 The Transcript

December 31, 2015

GOLDEN NEWS IN A HURRY

HometownIMPRESSIONS M O M E N TS I N T I M E F R O M YO U R C O M M U N I T Y

A local shopping experience Shoppers find unique gifts on Washington Avenue

By Christy Steadman csteadman@coloradocommunitymedia.com People love to shop in Golden, and despite the cold evening on Dec. 23, shoppers came to Washington Avenue from all over to find some unique, lastminute gifts for the holiday season.

Avenue Gifts has been in Golden for 10 years, and the shop has a great customer base, owner Donna Owen said.

“We have regulars plus tourists,” she said, “so it makes for a great mix.”

Beth Andersen lives in Lakewood, and discovered Golden Goods a couple months ago. She decided at that time she would do her holiday shopping in Golden. And on Dec. 23, that’s what she was doing with her husband and two daughters.

The shop has a unique variety, she said, and the trick was to make her purchases without her family seeing what she was buying.

Nancy Keyser of Arvada stopped at Woody’s for pizza, and ended up shopping at Golden Goods for her 8-year-old and 5-year-old granddaughters. Her

From left, Avenue Gifts sales associate Anna Oed and shop owner Donna Owen wrap a present for a customer on Dec. 23. The gift shop offers free gift wrapping all year, but shoppers especially enjoy it during the holiday season. Photo by Christy Steadman grandsons like gift cards and money because they’re older, she said.

Owner of Earth Sweet Botanicals, Crystal Baldwin, said she has been busy since she opened shop on Dec. 10.

“A lot of locals have been coming in, and they are really happy,” she said. “They’re glad to be able to shop locally.”

People do tend to finish up their shopping locally, said Abby Flowers, assistant merchandiser at Vital Outdoors.

They “like to avoid the mall,” she said.

Shoppers have been buying lots of socks and gloves for those last-minute stocking stuffers, Flowers said.

At Silver Horse, jewelry is probably the most popular last-minute gift, owner Wendy Beggs said.

Earrings, necklace sets and pendants. And scarves.

“Scarves are definitely a hit this season—again,” Beggs said.

Goldenite Joe Foremski made his way up one side of Washington Avenue, then he was going to turn around and make his way down the other side. He was shopping for a few last minute things “to finish it up.”

He likes being able to shop locally, he said, “in the town that matters the most.”

Golden Civic Foundation seeks executive director The Golden Civic Foundation, a nonprofit organization focused on the betterment of the City of Golden, is seeking a new executive director.

Deadline to apply is Jan. 14.

The ideal candidate will have an undergraduate degree and management experience. Skills should include grant writing experience and proven fundraising abilities. Preference will be given to a person familiar with, and living, in the Golden community.

The position is part-time and offers flexible hours.

However, attendance at two board of directors meetings per month is required.

To learn more about the he Golden Civic Foundation, visit www.goldencivicfoundation.org. Electronic resumes should be sent to goldencivicexdir@gmail.com.

Golden Police Department Safety Academy accepting applications The Golden Police Department is accepting applications for its new safety academy.

The academy is free for Golden residents. Seating is limited, and only two individuals per household are allowed. Students ages 16 or older may participate with an accompanying adult.

The academy will be composed of 12 classes, which will take place from 6-9 p.m. on the second Monday of each month, beginning on Jan. 11, in the City of Golden training room at the Golden Fire Department at 911 10th St. The mission of the safety academy is to partner with the community of Golden by educating and empowering citizens about personal safety and crime prevention.

Topics will include crime prevention through environmental landscape design, security lighting, preventing bicycle theft, identity theft, personal safety, fraud and more.

To register, visit www.cityofgolden.net/city-services/ golden-safety-academy. For more information, call the department at 303-384-8045.

Golden Concert Choir accepting new members The Golden Concert Choir is now accepting new members.

No auditions are required. To join, arrive to the first rehearsal at 6:30 p.m. Jan. 11 at the First United Methodist Church, 1500 Ford St. Choir members should be able to match pitch.

Members also pay dues and financial arrangements are available.

To learn more about the choir, visit www.goldencommunitychoirs.org. To contact the choir, send an email to goldenchoirs@gmail.com or call 303-747-7464.

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The Transcript 5

December 31, 2015

Jeffco

dore Alex Trujillo on Feb. 23 at Hart’s Corner Bar in Lakewood.

Jaime Venegas, Anthony Saleh and Tanya Gutierrez were also indicted.

Colorado is the founding state for the nationwide gang, with more than 800 documented members in the Denver area, and about 2,000 members statewide.

According to the Metro Gang Task Force, it’s doubtful that street gangs such as GKI will go away anytime soon, but the task force was happy with the indictments.

Continued from Page 1

In just eight days, participants of the Jeffco libraries’ Summer Reading Challenge, which took place May 29-Aug. 14, read 1,000,001 minutes, prompting library staff to up the ante to 10 million. Of nearly 28,000 participating library patrons, Shawn Tateyama of Golden logged the 10 millionth minute on July 14.

In November, Jefferson County voters approved a mill levy increase to secure the success of the county’s library system.

With the Nov. 3 vote, the mill levy will increase by one mill to a maximum of 4.5 mills. For Jeffco homeowners, the change equals about 67 cents more a month for every $100,000 of home value.

The one-mill increase is expected to bring in $8 million of additional library revenues, beginning in 2016. The first priority is to increase library hours with a goal date of early April, and at least $2 million will be added to the books and materials budget in 2016.

Library patrons will also see some facility projects — new carpeting, sealing windows, replacing furnishings — updated Internet access and state-ofthe-art technology coming to all library branches.

County says yes to pot testing, but nothing else Jeffco commissioners decided to permit marijuana testing facilities in industrial zones come 2016, but the prohibition of marijuana cultivation/manufacturing facilities, distribution and retail stores in unincorporated areas will remain in effect.

The decision was made following a series of meetings beginning on May 29 in which county staff informed commissioners Libby Szabo, Casey Tighe and Don Rosier about all aspects of marijuana operations.

Amendment 64 of the Colorado Constitution authorizes recreational use of marijuana, including the operation of facilities for cultivation, manufacturing, testing and retail sales. However, the amendment allows counties to regulate the industry, including banning any or all of the four operations.

Arvada and Golden do not permit any marijuana sales.

Lakewood permits medicinal marijuana, and the cities of Wheat Ridge and Edgewater permit recreational and medicinal sales.

Continuing housing concerns The lack of affordable housing remained an issue for 2015.

Amy Sue Pinto and her daughter, Liliana, 6, pick out children’s books at the 2015 fall Whale of a Used Book Sale on Oct. 23, benefiting the Jefferson County Library Foundation. The foundation in turn, helps supplement the county libraries operating budget. With a property tax boost, Jeffco libraries will have a welcome boost of funding in 2016. Photo by Christy Steadman “We’re recovering in some areas, but not everyone is seeing it,” County Commissioner Casey Tighe said.

The county’s quarterly economic report for the fourth quarter of 2015 states that Jefferson County recorded the fifth highest average sales price for houses when compared to the seven counties in metro Denver.

The average selling price for a single-family detached home was $367,146 in the fourth quarter of 2014, and between the third quarters of 2014 and 2015, prices of single-family detached homes averaged $405,240. The county ranked second for the number of homes sold.

Foreclosure filings increased in the fourth quarter of 2014, but decreased between the third quarters of 2014 and 2015.

Jefferson County recorded the smallest over-the-year decrease in foreclosures of the seven metro Denver counties.

Hard year for Heritage Square In February, property owner Martin Marietta announced its plans to close Heritage Square, a longtime Denver-area entertainment and tourist destination.

Going into 2016, only two businesses at Heritage Square will remain open. The amusement park will open for the 2016 season and has lease options that continue until 2039, which includes the Garden Grill restaurant. Red Rocks Church’s lease continues until March.

Some of the square’s business owners facing relocation or closure said the announcement was not a shock, but agreed the closure is a sad loss for the community.

The Alpine Slide, which closed permanently on Oct. 11, was something that never went out of style, said general manager Debbie Hottinger, reminiscing about the slide’s 37 seasons in operation.

In addition to closing the square, Martin Marietta is demolishing seven buildings that make up part of the Victorian village, which was originally built as part of the Magic Mountain theme park, designed and crafted in 1958 by Disney and Hollywood artisans.

The wedding chapel will be relocated to an undetermined site at the owner’s expense, but the other structures are slated

Gene Bauer

Gang activity still an issue A Jefferson County grand jury indicted six members from a street gang known as the Gallant Knights Insane or GKI in March.

The gang is known for running an organized crime enterprise in the Denver and Jeffco area for 11 years.

Gang founders Jimmy Valanzuela, Timmy Valanzuela and Michael Valanzuela were indicted on several counts in relation to the attempted murder of rival gang member Theo-

Plans to help fair fare better To ensure the success of the Jeffco fair and rodeo, and provide a better experience for fair-goers, all three Jefferson County commissioners favored hiring a full-time fairgrounds events coordinator at a June 30 meeting.

In the past, the fair was organized and managed by an outside, all-volunteer nonprofit team, which, according to fairgrounds director Scott Gales, did a good job but did not have the resources to make the event truly spectacular.

Dexter Foxworth was hired for the fairgrounds coordinator position in October. He organized three community-oriented brainstorming sessions and an online survey, in which the community had an opportunity to share thoughts and provide opinions on what a county fair should entail. Feedback was accepted through Nov. 25.

The revamped 2016 fair is slated for Aug. 11-14.

“The fair is an opportunity to celebrate Jefferson County,” Foxworth said. It will be “something people can be proud of — and proud to attend.”

Colorado Attorney General Cynthia H. Coffman

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to be demolished as early as this spring.

Area historians, the Golden Landmarks Association and the Jefferson County Historical Commission strongly support preserving the original Magic Mountain structures.

“These storefronts and event center are among the finest, rarest and most artistic designs Golden will ever see. They, and the other Magic Mountain structures, hold a special place in history,” Golden historian Richard Gardner said. “The historic structures of Heritage Square are among the historical crown jewels of this region.”

A new and improved -Action Center After years of fundraising and a year of construction, the Action Center opened its new Program Services Building in April.

“Everyone comes to us for different reasons, but when they’re here, they’re going to see someone about their situation,” said Mag Strittmatter, executive director of the center, at the building opening. “We have so many volunteers and case managers, and all those services are upstairs in our new building.”

The two-story building, adjacent to the center’s longtime home at 8755 W. 14th Ave., is also home to the Action Center’s new grocery store, household items and clothing shops. The second floor is mostly devoted to office space.

The $4.2 million project included the purchase and renovation of the Cottonwood office complex.

G O L D

A N D

D I A M O N D S

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6 The Transcript

December 31, 2015

Cyclists Continued from Page 1

CATHOLIC

NON-DENOMINATIONAL The two sleighs themselves were actually bicycle trailers outfitted with festive cutouts on the sides. Each sleigh was so heavy “it’s like dragging a car tire behind you on a bicycle,” Jancovic said. Other riders wore packs filled with donations, or carried them in panniers on their bikes.

Steve Acuna, in creative productions for Wheat Ridge Cyclery, said that although the weather was a balmy 48 degrees, the amount of snow on the streets presented a challenge for the two sleigh drivers and seven other riders.

“It’s 11 miles from the shop to the Denver Rescue Mission warehouse on 39th Avenue, and it took us a little over an hour to get there,” he said. “The roads were really snow-packed, so we rode

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a mix of mountain bikes and fat bikes.

Things got pretty sloppy on some streets that had not been plowed.”

People the riders encountered along the way waved and cheered them on, Acuna said. “And our delivery was well received at the Mission — people were excited to see us.”

Alexxa Gagner, director of public relations for the Denver Rescue Mission, said the organization appreciated the donations — and the unique way they were delivered.

“When I heard they were coming on bicycles, I thought it was especially fitting,” said Gagner. “We are very grateful that Wheat Ridge Cyclery reached out to their customers and donated to the Denver Rescue Mission on their behalf.”

Like Jancovic, Acuna said the event represented the company’s core values.

“It’s important for us to participate with our community,” Acuna said. “Our sleigh ride was fun. It involved bicycles, and it helped others. What could be better?”

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December 31, 2015 Elks members, from left, Christine Wares, chairwoman of the Stand Down for the Elks from Northglenn Elks Lodge; Dana Priola and Shirley Priola from Westminster Elks Lodge; Malcolm Freeberg from Denver Elks Lodge; and Rich and Sandy Stolte from Greeley Lodge stand with a cook at the Kokopelli Brew Company in Westminster. The group, with the help of monetary donations from the Golden Elks, served breakfast and lunch to homeless veterans on Nov. 19 at the National Guard Armory in Denver. Photo courtesy of Wayne Rogers, Golden Elks

The Transcript 7

GOLDEN ELKS HELP THE NEEDY Staff report The Golden Elks stayed busy this holiday season helping others.

Denver-area Elks were part of the Homeless Veterans Stand Down—an event to provide supplies and services to homeless veterans. This year, Golden Elks raised $2,300 for the stand down, and donated toiletries and clothing. On Nov. 19, the Elks served breakfast and lunch to homeless veterans. The veterans also received legal help, housing assistance, medical and dental checkups, haircuts, showers, new clothes and boots and sleeping bags. Golden Elks secretary Wayne Rogers estimated between 500-600 homeless veterans received meals and services that day.

On Dec. 19, Golden Elks put together 26 gift baskets to help those in need. The baskets included a ham or turkey for each family and wrapped gifts for each child in the family.

The Elks then delivered the baskets the next morning.

8 The Transcript

December 31, 2015

Charter Continued from Page 1

next year and 12th-graders in 2017.

Golden View prides itself on providing a content-rich curriculum, while promoting good character and virtue, said principal Robert Garrow and Derec Shuler, founder and board chair, respectively.

“The main goal,” Garrow said, “is to create deep thinkers and decent citizens.”

The school is distinguished by its classical approach to education. Curriculum is based in the classical liberal arts and sciences, with a strong emphasis on civic education, according to the school’s website. Curriculum is integrated, Garrow said, so students get exposure to themes across all the subjects. Religious practices are not part of the curriculum, but religious studies, such as religious impacts on historical events, are included.

Students also learn Latin and cursive early in their educational journey.

Classrooms are a disciplined place — students have rules they must follow, Garrow said. The rooms are set up to provide direct instruction, meaning desks are arranged in rows, and the teacher instructs from the front of room.

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From left, Alex Gilmartin and Jordan Smith, fourth-graders at Golden View Classical Academy, a new charter school in Golden, work in their My English Orthography Notebooks in Matthew MacGregor’s classroom. Photo courtesy of Golden View Classical Academy Curriculum is challenging, Shuler said.

But “if you set a high expectation for students, they’ll do it,” he said. “Kids will adapt and rise to the occasion.”

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Jefferson County has 16 charter schools and Golden View is one of three in the greater Golden area.

Most classical schools tend to be private, said Tim Matlick, achievement director for charter schools in Jefferson County, so Golden View is a “huge plus for parents who want the public school classical education.”

Some community members had expressed concern early on that the school would be “pseudo-religious,” Matlick said. An organization that worked with Golden View and other charter schools on professional development is affiliated with a Christian college in Michigan, he said, and “people just assumed.”

As a public charter school, Golden View must, by law, adhere to the separation of church and state.

Matlick said the school has done that.

Golden View fulfills the educational goals the Leonards of Evergreen have for their children: mastery of the English language; the learning of “big things,” such as a perspective of classic history, literature and philosophy; and that the development of a love of learning.

“The children are challenged — their time is not wasted,” Tim Leonard said. And “at the end of the day, they’re excited.”

Parents like the structure and the limited distractions in the classroom, he said. Students wear uniforms to school and no electronics are allowed. Mobile devices are turned off until the student is off campus, and teachers use traditional chalkboards, rather than a SMART Board.

Jennifer Golden of Golden believes the classical approach is “tried and true.” The Golden family homeschooled their children for a long time, she said, and wanted them to continue with a classical education.

“The rigor and consistency of the classical approach is a wonderful thing,” she said.

The family wants their children — now in the fifth, seventh and ninth grades — to work at the level they are capable of, Golden said. Golden View pushes them but also inspires them to work hard, she said.

K-5 music teacher Heather Eddy has 10 years’ experience teaching, and finds Golden View’s students to be “diligent,” she said.

“In general, the students are happy and eager to learn,” Eddy said.

Amanda Gilmore, who teaches upper-school grammar, composition and literature, agrees.

“Golden View students are a joy to teach because of their enthusiasm,” she said. “They spent first quarter adjusting and striving to meet the high standards that are in place, and are now starting to see the fruits of their efforts.”

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The Transcript 9

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10 The Transcript

December 31, 2015

VOICES

LOCAL

Reading is best form of escapism I love to read. I guess it’s not a big surprise that the favorite pastime of a writer would be reading what other people write.

But maybe it’s a little bit of a surprise that I don’t read with a critical eye. That is to say, I like to immerse myself in a book, whether it’s a novel, or sci-fi fantasy, or a biography or history—I try to get “into” the story to feel what characters feel and really experience the story line.

It’s my most active form of escapism.

So, when I get to the end of a book I’ve really enjoyed—or worse, an entire series— there is always a slight feeling of sadness.

Like I have to say goodbye to a good friend.

My daughter, 14, is even more like that than I am. She gets fiercely protective of the characters that she likes, to the point that, if a movie adaptation gets a detail wrong, she will make it known in no uncertain terms to anybody who will listen that the movie-makers blew it. It’s pretty funny, actually.

But, I know how she feels. When I get into a book, the characters become friends (or enemies), the setting becomes a homeaway-from-home, the twists of the plot become problems to solve, and the action takes on a visceral quality. That’s why it’s difficult to close the cover on a book for the last time.

So, my thing is I try to get into the next book as quickly, and as thoroughly, as I can.

My thinking is simply that the sooner I meet the new, the sooner I get over the old. At the

same time, I like keeping a couple books “in queu,” as a reminder that once this one is done, there are still more adventures to be had.

It’s all part of a plan to keep me moving forward.

Plans are great, aren’t they? A lot of people make great, big plans at this time of year—we call them resolutions. A resolution is a promise we make to ourselves to try to focus on being something better this year, as if simply rolling over the Michael Alcorn calendar is going to give us the fortitude or the HITTING discipline to make someHOME thing new happen. That’s why I’m a little leery of making New Year’s Resolutions—and why so many of them fail.

But having “a plan”—that’s a little better.

It doesn’t have to be sudden, it doesn’t come with the time pressure, and it is subject to constant evaluation and revision. That’s a little more life-like.

In fact, sometimes plans are flexible enough to allow for multiple plans, simultaneously.

When Jim McElwain was head football coach at Colorado State, he gave an inter-

view on local radio, and said that one of the processes he brought with him from Alabama was to develop overlapping 18-month “plans.” That way, there was always a “next thing,” there was constant evaluation, and there was constant movement forward.

I love that idea, though I have to admit, I’m still trying to wrap my head around the whole overlapping plans. Imagine what the whiteboard looks like!

But, that’s beside the point.

The point is this: New’ Year’s Day is a great time to start trying to change yourself and your world. But, too often, those changes are too much like trying to reread a chapter in the last book to do it better. You won’t see the future if you’re still reading from the past.

Look to the next book, the next chapter.

If you want to make change, make a change! But make a plan, make two plans, exercise some foresight, have a fallback position, develop a vision for your future. Don’t put all the eggs in the basket of one narrowly tailored cosmetic goal—try to picture the characters, the setting and the events that make your next chapter worth leaping into.

Happy New Year, and Godspeed!

Michael Alcorn is a teacher and writer who lives in Arvada with his wife and three children. His novels are available at MichaelJAlcorn.com.

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QUESTION OF THE WEEK

What is your New Year’s resolution?

“To be a great dad to my child who will be born in March.” — Sean Ryan of Littleton

“To bike to work more often.” — Nadia Cone of Texas “To have a beautiful wedding with my lovely fiancée.” — Rob Hengel of Texas, holding Nadia’s nephew, Gavin, of Golden

“To do what I choose to do, when I choose to do it.” — Kadie Engstrom, left, of Kentucky “To reach as many children as possible, to become more connected to the workings of the earth through my artwork.” — Sue Lion of Boulder “To increase my walk with the Lord.” —Blake Gasaway of Florida, with Stella

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It’s the ink: Soy based inks are used, reused then recycled.

It’s the plate: Process-free plates eliminate VOC’s and reduce water usage.

It’s the press: Using cold-set presses reduces the amount of VOC’s put into the air.

It’s the location: Printed locally reducing shipping and postage costs, while saving gas, emissions and time.

The Transcript 11

December 31, 2015

Golden’s ‘frontier spirit’ safeguards essence of town Golden boasts a fascinating past and a satisfying present. And, looking forward to 2016, we can count an exceptional year in our hometown.

I have been honored to represent Golden residents as mayor and privileged to serve with Golden’s dedicated city councilors. Next year, the compassion and wisdom of the outgoing District Two Councilor, Marcie Miller, will be missed, but the logic, experience and diligence of newly elected Councilor Casey Brown will be appreciated.

Over the decades, Marjorie Sloan city council has applied a frontier spirit GUEST of cooperation to safeguard the essence of COLUMN Golden. In tandem with community volunteers, the present council engages in extensive outreach and careful fact-finding in order to arrive at informed policy decisions. Key to this system is encouraging an ever-expanding communication network with interested residents, business owners and representatives of other jurisdictions.

City employees, the backbone of community services, make up another vital component of the process.

In 2015, the city as a whole addressed many noteworthy matters. Mike Bestor’s retirement meant the loss of a trusted city manager and the need to select a new one — for the first time in over 23 years. Out of a competitive field and after a participatory procedure, council chose Jason Slowinski as the best candidate to guide our city into the future. He has hit the ground running and earned Golden’s confidence.

The end of GURA’s 25 years of successful downtown revitalization marked another milestone. Responsibility for the

economic vitality of downtown transitioned to the newly-formed, energetic Downtown Development Authority. GURA then turned to new projects, particularly in the Colfax, Central Neighborhoods and 8th Street renewal areas.

Other major undertakings are too numerous to recount. Examples include: addressing neighborhood and downtown parking difficulties, constructing Heritage Road as a “complete street,” expanding solid-waste sustainability goals to Homeowner Association communities, participating in the remodel of the Golden Library, hosting the USA Pro Challenge cycling races, upgrading the Ulysses Skateboard Park, and embarking on a fresh look at special events in our city.

Without question, 2016’s most noteworthy project will be the Highway 6 and 19th Street intersection, built in accordance with the Golden Plan. It will test the community’s patience: roadway construction inevitably engenders frustration and delay. The end result, however, will be well worth all the inconvenience, connecting our neighborhoods and improving the flow of local and regional traffic. And we are committed to an all-out communication effort, providing stakeholders with the up-to-date information they need to navigate through the construction site.

Alongside this ambitious undertaking, Golden government will remain committed to long-held city priorities. Be assured that maintaining a sound financial position, providing excellent services and furthering the Golden Vision will continue to be paramount in the New Year. Best wishes to all in sharing a happy, healthy, safe and prosperous 2016.

Marjorie Sloan is the mayor of Golden.

Showing kids how to save Grandparent visits are great times to help children learn the importance of managing money. Young children can learn to save, donate, and spend wisely.The lifelong process of responsible personal finance can begin at a very early age.

over again.

When children receive a new stash of money, supervise dropping equal amounts of money in each section. Otherwise, children quickly learn to place most of their money in the SPEND slot.

Home Bank System To make a homemade banking system, label three see-through plastic containers with SAVE, DONATE and SPEND. There is also an award winning seethrough plastic piggy bank with sections labeled SAVE, DONATE, SPEND and INVEST online. Search for Money Savvy piggy banks for this great gift.

Grandparents can help fill the bank by bringing coins instead of treats or toys when they visit. Young children like to receive coins rather than paper money from grandparents because coins seem like more money. Unfortunately, children also like to Esther Macalady eat coins or push them inside machines to LIFELONG see what will happen LEARNING so supervise children handling money.

Families can teach children to recognize and count the money.

Sort pennies, nickels, dimes, and quarters into piles using the proper names.

Because pennies are worth “one,” they can be used to practice counting and end up with the correct value. Move each coin and count together to avoid double counting and skipping numbers. Learning to say a number each time a coin is moved or dropped in the bank is an important skill and usually takes practice. Young children can count to ten or twenty and then start

Talk About Money While the money is being counted, it’s a good time to teach young children to give to others through religious groups, charities, or the Humane Society.

How do they plan to spend their money?

What are they saving for?

Families may want to encourage wise money use by matching the amount of money children devote to these areas.

Families can make up a written piggy bank statement together and add or subtract the money in front of very young children.

Take children along when you do your banking and explain what you are doing. Open an account at the bank or credit union and give them age appropriate information. They won’t like learning their money is not actually in the bank or others use their money.

Let children save up for items and take the money out of their own piggy banks.

They often think twice before spending their own money and watching their pile go down, a good life lesson.

LETTER TO THE EDITOR

Aren’t Court decisions, especially in contentious matters, both public record, and of public interest?

Or are there some election related offenses that are off-limits to the general public, and if so, why?

For that matter, why was Judge Spencer’s minimal fine levied only against ‘Jeffco United’ where it may never be recovered due to the group disbanding, rather than its officers/perpetrators?

Russell W. Haas Golden

Jeffco shell game ignored How is it that Judge Spencer’s ruling, re: the ‘Jeffco School Board Recall campaign finance shenanigans’, has not been reported by any state newspaper or TV news source?

Isn’t the illegality of the so called frontgroup ‘Jeffco United’s’ redirecting $90K early money to its coconspiratorial subsidiaries to hide its origins, and Spencer’s resultant fining of it, newsworthy?

Esther Macalady is a former teacher who lives in Golden and participates in the Grandparents Teach Too writing group. For more quiet learning games see grandparentsteachtoo.blogspot.com the wnmufm. org/ podcasts and the website grandparentsteachtoo.org.

Don’t give up on yourself just yet I recently moved to a new condo. I had movers transport the big stuff, and friends helped me haul items that I didn’t want jostled – lamps, artwork, my laptop and such. Among these was my Hewlett Packard printer, a workhorse that has served me well for years in my work as a writer.

The box for said printer is long gone, so I set the printer into a laundry basket and placed it in the back of my vehicle for the trip. As we were unloading and carrying stuff up the outside stairs to my new place, we left the back of my SUV open. What I saw when I came back left me standing in the driveway with my mouth gaped open.

The white laundry basket was out on the asphalt. So was my printer. The basket was tipped on its side, and the printer was sitting right side up, although, clearly, it had rolled … at least once. Chunks of black plastic were scattered on the ground around my open tailgate. The lid of the printer was askew and the front panel completely off. The paper tray jutted ominously at an odd angle.

Aghast, I scrambled together the various pieces and carried the rest of the remains up to my office. At this point, I had two options. One, I could have gotten a new printer – they are amazingly affordable (until you have to replace the ink). But money is tight, and even with a likely tax deduction for my work, I chose instead to reassemble the thing as best I could.

It worked. Literally. I reattached the front panel and straightened the paper tray, and muscled a piece of the base back into place.

I first tried a photocopy and then an actual printed document from my laptop. Success. My relief must have been palpable. Although it had taken a bad tumble, my print-

er was functioning.

Now, as I reflect on some of my own tumbles, I realize that I, too, can function again.

Each time I have taken a proverbial fall — a less-thanideal career choice, a less-than-wise relationship choice — Andrea Doray somehow the piecALCHEMY es fit back together.

Of course, most of the time, I didn’t accomplish this on my own … in fact, it was often because of the other people who didn’t give up on me when I was ready to give up on myself.

In my experience, and there are 50some years of it, very few of us are without some sort of patching up. And now, as the New Year beckons with all of its potential and its promises, what’s important for me to remember is that there are options when we do tumble, when we are broken open.

Because even if we feel as though we can never be whole again, we can cobble together the parts and function again. And that, often, it is the love and support of the people who believe in us that help us heal.

In this season of new beginnings, it took a move, a laundry basket and a banged-upbut-beloved printer to remind me that we shouldn’t give up on ourselves just yet.

Andrea Doray is a writer who doesn’t make New Year’s resolutions, but chooses a word for the year instead. Stay tuned for 2016’s selection… Contact Andrea at a.doray@andreadoray.com.

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12 The Transcript

LIFE

LOCAL

December 31, 2015

CULTURE FA I T H FA M I L Y FOOD HEALTH

The Mother Cabrini Shrine is home to three gardens that allow visitors a place to reflect in peace. Photo courtesy of Mother Cabrini Shrine

S

acred spaces — places for peace, reflection and spiritual communion — can be difficult to find in the highly developed Front Range.

But one such place stands to the south of Lookout Mountain, north of I-70, overlooking Golden and the entire region.

The Mother Cabrini Shrine has offered a respite for the weary for more than 100 years, and continues to provide spiritual clarity and solace for all visitors regardless of faith or religion.

“We have thousands of visitors a year,” wrote Sister Roselle Santivasi, in an email interview. “They come mainly to pray, and we do have regulars that come often to visit us.”

The shrine includes the Stone House, a 22-foot statue of the Sacred Heart of Jesus and the convent of the Missionary Sisters of the Sacred Heart of Jesus, as well as a grotto around the shrine’s spring, a rose quartz Sacred Heart and the 373-step stairway of prayer, which also features the Stations of the Cross.

Mother Cabrini, whose given name was Francesca Cabrini, founded the Missionary Sisters of the Sacred Heart of Jesus in Italy.

They were invited to the Denver area by a priest in 1902 to help serve the immigrant population and serve the community, according to information provided by Anna Dodd, the shrine’s retreat and marketing coordinator.

“At the time of their arrival to Colorado, the sisters discovered that there was a need for a girls’ orphanage. They had Queen of Heaven Orphanage for girls built just outside of the then-city of Denver, where years later it would rest on Federal Boulevard,” Dodd wrote. “Mother Cabrini loved the orphans and wanted a summer home for them outside of the city, and that’s where we come in.”

A place for

peace Mother Cabrini Shrine offers spiritual sanctuary

By Clarke Reader | creader@coloradocommunitymedia.com It took three transactions for Cabrini to acquire the 500 acres that would eventually be named in her honor. During a return visit in 1912, she found a natural spring on the property, commissioned the Stone House for the orphans, dedicated the hill to the Sacred Heart of Jesus and formed a rose quartz Sacred Heart of stones at the top.

“Mother Cabrini wanted a summer home for the orphan girls that was away from the city and nested in the beauty of the Rocky Mountains,” Dodd wrote. “Since her death, we have developed into a place of pilgrimage and prayer in her honor and in honor of

the Sacred Heart of Jesus.”

As a pilgrimage site, the shrine grew in popularity over the years, particularly during the summer through mid-fall. The orphanage was disbanded in early 1970s, which is when retreats started being offered at the shrine, according to Shellie Marsh, gift shop manager and accountant.

The shrine now offers group and hermitage retreat options. There’s a conference room for business and religious retreats and planning meetings, complete with a projector screen, podium and large conference table.

She was a teacher by profession, but a desire to enter a religious community of sisters struck her and she sought out a missionary community. In her journey, she was denied entry into religious communities because of her poor health.

On the advice of a priest, she started the Missionary Sisters of the Sacred Heart of Jesus.

The work of her sisters brought her to the attention of Pope Leo XIII, who sent her to America through the port of New York City, to work with Italian Immigrants in 1889.

Mother Cabrini’s reputation led to several invitations and requests for the sisters to come to America, including Chicago, New York and Golden.

“What I like about Mass, is the family here, and the fact that we have different priests here, so we always have a different viewpoint. It’s a lovely community. I discovered this place with my Catholic friend before I was Catholic; I went to a lot of a churches, but I felt at home here.

I became a Catholic later in life, so this is like my church home.”

— Parishioner Carol Thrush

The hermitage option provides retreatants with solitude and rooms with a view of the Statue of the Sacred Heart of Jesus.

“Most of our self-led day or overnight retreats are for Catholics and Christians who are seeking time alone with God for prayer and reflection,” Dodd wrote. “We rent out the whole historic Stone House, once used for the orphans now used as our retreat house, for overnight and day groups. We provide meals for our retreatants, coffee services, meeting rooms and a chapel space available for reservations for prayer or services.”

There’s still more to do at the shrine for pilgrims and visitors. They can drink the spring water, visit the museum and a smaller grotto dedicated to Our Lady of Guadalupe.

Visitors often make use of the solitude provided by the rosary, meditation and Cabrini gardens, Santivasi added.

“People are surprised at the amount of sacred spaces there are here,” she wrote.

“For me, this is a place where you could easily spend the whole day with your family.”

IF YOU GO:

WHO WAS MOTHER CABRINI? Francesca Cabrini grew up in northern Italy where the community had a great devotion to the Sacred Heart of Jesus. She always had a desire to be a missionary, especially in China.

IN THEIR WORDS

She was known as a caring and determined businesswoman, who during her lifetime crossed the sea about 26 times — despite her fear of water — designed several buildings and constructed hospitals, schools and orphanages.

Mother Cabrini Shrine

She died in 1917 having established 67 international missions by the time she was 67 years old.

MASS TIMES: English Monday-Saturday:

WHERE: 20189 Cabrini Blvd., Golden SHRINE HOURS: Monday - Sunday: Gate opens at 7 a.m. and closes at 5 p.m.

7:30 a.m.

Sunday: 8 a.m. and 11 a.m.

Spanish First and last Sunday of each month: 2 p.m.

INFORMATION: 303-5260758 or www.mothercabrinishrine.org

The Transcript 13

December 31, 2015

Exhibition to feature art with a message

Happy New Year to everyone! I hope that 2015 was good to you and wish everybody a wonderful upcoming 2016.

It’s always exciting to look forward to a new year and the exciting things John Akal in our future. I’ve always been a proAVENUE gressive person FLASHES and try to look ahead with lots of optimism and enthusiasm.

Over the last few weeks I’ve had the opportunity to visit with lots of the folks here in Golden and have dropped into several businesses to do my Christmas shopping. But one meeting stands out and made my day for sure. I stopped by the Foothills Art Center and met their new retail manager, R.J. Seidel.

R.J. is a recent transplant for Chicago with an extensive art background. We started talking about the Foothills Art Center, some of it’s history and what it’s future is looking like, and I have to say, I was impressed. He’s a great guy and brings a new outlook to an already well respected home for artists.

For those of you who don’t know, I inherited this column from my Mother, Dorothy Akal. She was a contemporary artist and art teacher herself and a graduate of the Art Institute of Chicago. She was involved with the Foothills Art Center at the time it opened and as a result, I have been there to see all 50 years of exhibits and events. In fact, I won first prize in one of their first children’s art competitions back in 1963 when I was only 3 years old, so I’ve seen how much it’s

grown through the years. This was back before it was even called the Foothills Art Center and still developing.

In speaking with R.J. Seidel, we got to talking about how there are some significant changes coming up as far as the direction of Foothills Art Center goes and how they are looking forward to the future of art and being more involved in presenting shows that reflect more of the contemporary ideas and messages of art in the 21st century.

One of the first things they have coming up to highlight some of these new concepts is a show called The Engaged Artist — presenting the work of fine craft artists whose work speaks to contemporary social, political, environmental and other issues that concern us today.

This is the kind of exhibition that is a little hard to pinpoint because it includes various art forms from drawings and paintings to sculpture and features things like a glass AK-47 depicting the fragility of war and an illustration of seethrough buildings that makes an artistic comment on corporate transparency. All I can say is that from the previews I have seen, this is going to be a very interesting and thought provoking presentation that goes quite a bit outside the box from what you may have come to expect to see at Foothills and brings an exciting new dimension to the Center.

The show will be in the Main Gallery, opening on Jan. 23 and runs through March 26. There will be a member preview reception on Friday, Jan. 22, 5-8 p.m. to kick it off. The Main Gallery is open Tuesdays through Saturdays from 10 a.m.- 5p.m. and Sundays from noon- 5 p.m.. They are closed on Mondays.

You can find out more about the show and see the previews I mentioned at www.foothillsartcenter.org. The Foothills Art Center is located at 809 15th Street

For those of you who don’t know, I inherited this column from my Mother, Dorothy Akal.

She was a contemporary artist and art teacher herself and a graduate of the Art Institute of Chicago. She was involved with the Foothills Art Center at the time it opened and as a result, I have been there to see all 50 years of exhibits and events. In fact, I won first prize in one of their first children’s art competitions back in 1963 when I was only 3 years old, so I’ve seen how much it’s grown through the years. This was back before it was even called the Foothills Art Center and still developing. here in Golden at the top of the hill on Washington Ave. I look forward to seeing what’s coming up in 2016. Here’s a toast to another great year of music, art, street fairs, great food and drinks, and loads of special events right here in Golden. We have a pretty special town and it’s you, the people who live here that make it so. I consider it a privilege to have grown up here and treasure

this little corner of the world. Cheers!

John Akal is a well-known jazz artist/ drummer and leader of the 20-piece Ultraphonic Jazz Orchestra. He also is president of John Akal Imaging, professional commercial photography and multimedia production. He can be reached at jaimaging@aol.com

National Wildlife Refuge Association cares for resources 2015 marked the 40th anniversary of the National Wildlife Refuge Association, the professional support entity that represents the nation’s 564 national wildlife refuges (NWR) in Congress and in the public domain.

Colorado has seven NWRs. Three are in our immediate Denver metro region. They include the Rocky Mountain Arsenal National Wildlife Refuge (16,000 acres adjoining Commerce City), the Rocky Flats (5,000 acres west of Westminster) and Two Ponds (72 acres in Arvada) refuges. Nationally, the NWRs vary in size from the small .57-acre Mille Locs NWR in central Minnesota to the massive 19,286,000-acre Artic NWR in Alaska.

The 564 refuges provide critical habitat, food source, nesting

LLIF IF E IS A BO U T ABO

and life support for over 2,170 different and rare species of birds, mammals, reptiles, amphibians and fish. NWRs provide positive investments of dollars and time. For every $1 appropriated to the refuge system, an average of $4.87 is returned to local economies in nearby communities. The 564 refuges are popular destinations. They welcome 46.5 million visitors annually, create 35,000 jobs, and generate $342 million in tax revenues and $2.4 billion in economic output in numerous ways.

U.S. Fish & Wildlife Service NWR staff and volunteer Friends Groups provide hundreds of refuge youth, adult and family activities and educational programs. The three Denver metroarea refuges produce year-round public programs and educational opportunities. Current programs at the Arsenal and Rocky Flats NWRs can be obtained by calling 303-289-0930 and 303289-0867 for scheduled events at Two Ponds NWR. The NWRA supports and provides testimony, research and position statements for a wide variety of wildlife issues, both policy and funding support. The Migratory Bird Hunting and Conservation Stamp, commonly referred to as the Duck Stamp; the Wilderness Act; lawsuits initiated to protect refuge lands and wild-

food source, nesting and life support for over 2,170 different and rare species of birds, mammals, reptiles, amphibians and fish. life species; annual federal government budget appropriations; listing protection or delisting of wildlife species; public education and information; Friends Groups award programs; photo programs; annual refuge manager of the year and Friends Group volunteer awards and recognition; and a wide range of cooperative partnerships with the U.S. Fish &

Wildlife Service are typical initiatives and lead roles played by the National Wildlife Refuge Association. NWRA services are fueled by public and private funds supporting an annual $2.7 million budget.

Outdoors writer Ron Hellbusch can be reached at Ron-Hellbusch@comcast.net.

COMMUNITY

CELEBRATE

IT HERE

February Grand Opening Tour Our Models Information Center on Site

720.250.9405

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Careers

14 The Transcript

December 31, 2015

Careers

Advertise: 303-566-4100

Help Wanted

Help Wanted

Resident Assistant/QMAP As a Resident Assistant you will provide Medication Administration and assistance with activities of daily living to seniors in our lovely 113 Apartment Assisted Living Community. The ideal candidate will be reliable, friendly and enjoy working with seniors. We are currently hiring for full time, part time or PRN employees.

Help Wanted

Weekly Carrier Routes Available West Metro Denver vicinity.

Qualifications include:

• Ability to speak, read and write English proficiently • QMAP qualification or ability to obtain it within 1 month of hire • Ability to push a medication cart • Agree to criminal background check and annual tuberculosis test • Ability to work flexible hours and some weekends

• Part-time hours • Adaptable route sizes • No suit & tie required!

We offer a competitive salary and benefits package in a friendly, family-like atmosphere and are an Equal Opportunity Employer. Please apply in person at The Granville Assisted Living, 1325 Vance St., Lakewood, CO 80214. Questions? Call 303-274-4400.

Previous carrier experience encouraged; reliable vehicle and email access, required.

LOCAL CLASS A & B DRIVERS AND DIESEL MECHANIC NEEDED (Castle Rock)

HOUSEKEEPER Life Care Center of Evergreen Sign-on bonus available!

Full-time positions available.

Housekeeping experience preferred. We offer great pay and benefits in a team-oriented environment.

Eileen Gandee 303-674-4500 | 303-674-8436 Fax 2987 Bergen Peak Dr. | Evergreen, CO 80439 Eileen_Gandee@LCCA.com LifeCareCareers.com An Equal Opportunity Employer 66865

LEGITIMATE WORK AT HOME

Come join our family. . .You’ve driven the rest, now come drive the BEST!

no telephone inquiries - but

email us at:

snevins@coloradocommunitymedia.com Haulaway, a family owned company since 1963, is seeking great commercial/rear loader drivers to add to our team! Be part of a great company and home every night. Drivers with a minimum of 2 years experience and Diesel Mechanic with a minimum of 3 years experience.

Must have a clean MVR and be able to pass a drug and physical screening!

Haulaway not only offers good pay, great benefits, a great work environment but here you are not just a driver, you’re FAMILY!

No Sales, no Investment, No Risk, Free training, Free website. Contact Susan at 303-646-4171 or fill out form at www.wisechoice4u.com

Part Time House cleaner needed between 15 & 20 hours a week for North area, must have car and legal papers Looking for someone who has an eye for detail and is hardworking Excellent pay Call Marie @ (303) 465-0462

Academy for Dental Assisting Careers Winter Classes

Apply online at www.crrwasteservices.com, call Dino at 714-372-8273 or e-mail resume to dinod@crrmail.com

Brighton, Longmont, Littleton Class Starts Jan. 16th & 23rd

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Air Care Colorado is hiring full & part time Emission Inspectors for our Boulder, Golden, Arvada, Sheridan, Denver South East, Denver, Stapleton, Parker, Broomfield, Northglenn, Ken Caryl & County Line Stations! Emission Inspectors must be 18 years of age, have a valid CO driver’s license & be able to operate a manual transmission.

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Fill out an application online or apply at any one of our stations.

Air Care Colorado is looking for dedicated, customer – service oriented people to join our team

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* Starting wage of $9.50/hour * Flexible scheduling, including Saturday afternoons and Sundays off * Full Time & Part Time Positions * Opportunities for advancement GREAT BENEFITS! For more information, see our website at www.aircarecolorado. com Apply at any station or email your resume to Jobs.colorado@ etest.com Applicants must undergo a successful background check and pre-employment drug screen; we use E-Verify.

special

Looking to hire?

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Buy a 25-word statewide classified line ad in newspapers across the state of Colorado for just $350 per week.

Ask about our Frequency Discounts.

Contact this newspaper or call SYNC2 Media, 303-571-5117

Reach job-seekers in your local community with the CCM Local Job Fair section. ● Publishing the last week of every month ● 3.31” x 2” full color ad ● Online for 1 week

The Fort is Hiring!

The Fort Restaurant, located in Morrison, CO is currently seeking Back of House staff including Line Cooks and Dishwashers. Established in 1963, The Fort is a high-volume, fine dining establishment, open for dinner only. Full time and Part time positions available.

Advancement opportunities. 401(k). Compensation DOE. Job descriptions and application can be found at https://thefort.wyckwyre.com.

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To advertise your business here, call Karen at 303-566-4091

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The Transcript 15

December 31, 2015

THINGS TO DO TOP 5 Stock Show Manager to Speak Kendra McConnell, horse show manager of the National Western Stock Show, will speak about changes coming to the stock show with members and guests of the Jefferson County Horse Council at 7:30 p.m. Monday, Jan. 4, at the Green Mountain Conference Room at the Jefferson County Fairgrounds. Denver residents overwhelmingly approved Ballot Measure 2C, ensuring that the stock show will remain in Denver and thrive for years to come. Many new buildings and changes will take place over the next few years, and that affect the horse shows and events that use the venue over the next several years. The council’s February speaker is Anna Twinney who combines horsemanship, energy work and animal communication in her work. Go to www.jeffcohorse.com.

Comedy Night at West Woods Local favorite Talon Saucerman, the country boy who left South Dakota to save the family farm, returns to Arvada for one show Wednesday, Jan. 6. Fresh off his appearance at the Laughlin Laughfest, Saucerman returns due to popular demand and seats are going fast for this event.

Valerie Storm plans two shows in February.

Storm hails from Florida, but travels all over the world. She has twice been a part of the Boston Comedy Festival and is a regular aboard cruise ships. Shows are Wednesday, Feb. 10 and Thursday, Feb. 11, at West Woods Golf Club, 6655 Quaker St. All shows start at 7:30 p.m., and will be hosted by nationally touring headliner Bob Meddles. Tickets are available at SlapHappyEntertainment.com.

‘Brigadoon’ Performance Now Theatre Company presents “Brigadoon” from Friday, Jan. 8, to Sunday, Jan. 24, at the Lakewood Cultural Center, 470 S. Allison Parkway. Performances are at 7:30 p.m.

Fridays and Saturdays, and 2 p.m. Saturdays and Sundays. Tickets are available online at www. performancenow.org or by calling 303-987-7845.

Western Art and Lifestyle Artist Gary Sohrweid’s Colorado landscapes in oil will be featured in the Spirits in the Wind Gallery “Western Art and Lifestyle” exhibition running from Friday, Jan. 8, to Friday, Jan. 29, at 1211 Washington Ave., Golden. Go to www. spiritsinthewindgallery.com. Call 303-279-1192.

Unearthing Colorado Have you ever wanted to go on a rock hunt?

Learn techniques and clues to have your own successful dig around Colorado and Wyoming.

Find out how to join the North Jeffco Gem & Min-

eral Club on one of their many events throughout the year. They can answer your questions about their fascinating display of rocks and minerals.

Program is from 1-2:30 p.m. Saturday, Jan. 9, at Majestic View Nature Center, 7030 Garrison St., Arvada. For ages 6 to adult. Register by Jan. 7. Call 720-898-7405 or go to www.arvada.org/ nature

MUSIC/CONCERTS International Young Artists Competition The 2016 Jefferson Symphony International Young Artists Competition is Saturday, Jan. 9 at Colorado Christian University. Competition will go on throughout the day and is free to attend. A live round of judging will take place from 10 a.m. to 5 p.m. The top three winners will perform in recital at 7 p.m. in the Music Center. Tickets for the recital are available at the door or by calling the JSO office at 303-278-4237. Contact www. jeffsymphony.org/young_artists/index.html. The winner also will perform Friday, Feb. 21, with the JSO, and will have a 30-minute solo recital Saturday, Feb. 20, at the Rockley Music Center.

Contact www.jeffsymphony.org.

Concordia Choir Seeks Voices Concordia Lutheran Church Choir is starting its fall choir program and is looking to add new voices. The choir is a great cross section of the community and welcomes newcomers who have a desire to praise God with their voice. Concordia Lutheran is directed by Dr. Jill Schroeder-Dorn of Colorado Christian University. The choir meets at 7 p.m. Wednesdays. The choir assists in Concordia’s traditional worship service. The church is at 13371 W. Alameda Parkway in Lakewood. Contact 303-989-5260.

EVENTS Following Your Dreams Explored at Lifetree Café A determination to pursue dreams even in the midst of difficult circumstances will be discussed at Lifetree Café on Tuesday, Jan. 5 at noon and 7 p.m.

The program, titled “Follow Your Dreams: Even When You Think You Can’t,” features a filmed interview with Mandy Harvey, a jazz vocalist whose sudden hearing loss nearly derailed her dream of becoming a professional singer.

During the interview, Harvey explains how losing her hearing caused a downward spiral that almost kept her from pursuing any interest in music altogether.

“I started not being able to understand my teachers talking anymore, so I started moving closer and closer to the front of the room,” she

says. “It didn’t help. I got hearing aids, but they stopped being useful probably after a month. I figured that I would never do music again.”

Admission to the 60-minute event is free.

Lifetree Café is located at 5675 Field Street in Arvada.

Lifetree Café is a place where people gather for conversation about life and faith in a casual, comfortable setting. Questions about Lifetree may be directed to Polly Wegner at 303-4244454 orpwegner@peacelutheran.net.

Winter Weather, Snow Animal Snacks What is snow and why does it fall from the sky?

Bring your tyke (ages 3-6) to learn about winter weather and watch as they create snow animal snacks. Program offered from 10:30-11:15 a.m.

Saturday, Jan. 9, at Majestic View Nature Center, 7030 Garrison St., Arvada. Registration required; call 720-898-7405 or go to www. arvada.org/nature.

Rocks and Minerals Around Us Through January, the North Jeffco Gem & Mineral Club will present an exhibit featuring Lyons sandstone, Mt. Antero granite, fossilized wood, smoky quartz, garnets, pyrite and more at Majestic View Nature Center, 7030 Garrison St., Arvada. Go home with a token of your visit. Call 720-898-7405 or go to www.arvada.org/nature.

HEALTH Community Blood Drives A number of community blood drives are planned. For information or to schedule an appointment, contact the Bonfils Appointment Center at 303-363-2300, unless otherwise noted. Go to www.bonfils.org. Upcoming blood drives are: Monday, Jan. 4, 11:30 a.m. to 3 p.m., Whole Foods, Belmar, 444 S. Wadsworth Blvd., Lakewood; Tuesday, Jan. 5, 10-11:40 a.m. and 1-3:30 p.m., Standley Lake Library, 8485 Kipling St., Arvada; Wednesday, Jan. 6, 10-11:40 a.m. and 1-3:30 p.m., Golden Library, 1019 10th St., Golden; Thursday, Jan. 7, 11 a.m. to 3 p.m., Synergy Home Care, 12211 W. Alameda Parkway, Suite 203, Lakewood (Susie Fogerson, 720-2636060).

Nutritional Coaching Megan Grover, master of medical science and nutritional health coach at the Natural Grocers at Vitamin Cottage, 7745 N. Wadsworth Blvd., Arvada, offers free one-on-one nutrition coaching sessions for the public. Call the store at 303-423-0990 for an appointment.

EDUCATION Vanderhoof Choice Enrollment Applications for first-round choice enrollment

will be accepted from Wednesday, Jan. 6 to Friday, Jan. 29 for the 2016-17 school year at Vanderhoof Elementary School, 5875 Routt St., Arvada. Students are accepted on a space available basis. Round one applications are prioritized through a lottery process. Waiting lists, which are prioritized, will be created if applicants exceed space available at the school. A separate application must be completed and submitted for each child. If a student is not accepted at a school during the first-round choice enrollment, the student will remain on the prioritized waitlist and be carried over to second-round choice enrollment, which runs from Feb. 12 to Aug. 31.

Kindergarten Information Nights

Jeffco Public Schools’ kindergarten registration for the 2016-17 school year is open from Jan. 1925. Children who are 5 years old by Oct. 1, 2016, are eligible to start kindergarten. Registration is done online at Jeffco Connect, www.jeffcopublicschools.org/jeffco_connect/. Information about kindergarten at Fairmount Elementary School will be presented from 5-6 p.m. Thursday, Jan. 7, at 15975 W. 50th Ave., Golden. Call 303-982-5422. Allendale Elementary will meet with prospective new kindergartners at 5:30 p.m.

Tuesday, Jan. 12, at 5900 Oak St., Arvada. Call 303-982-1161. Prospective parents are invited to learn more about Stott Elementary and its kindergarten program Wednesday, Jan. 13.

Sessions are from 8:45-9:45 a.m. (including a classroom visit) or 6-6:30 p.m. (presentation only) at 6600 Yank Way, Arvada. Learn about the school’s blended learning environment and how education is personalized with its 1:1 iPads. Call 303-982-2638. Finally, Vanderhoof Elementary plans its information night at 5:30 p.m. Thursday, Jan. 21, at Vanderhoof, 5875 Routt St., Arvada.

Continuing Education Program Metropolitan State College of Denver offers a continuing education program for adults. Most classes are 6-8 p.m. Wednesdays, for two to four weeks, and cost varies. Most take place at the Student Success Building on the Auraria Campus, with other classes taking place at the South Campus (I-25 and Orchard) and the Center For Visual Arts on Santa Fe Drive. For list of classes, go to www.msudenver.edu/learnon or call 303-556-3657. Application not required.

More information on Facebook www.Facebook. com/msudenverlearnoninitiative.

Editor’s note: Calendar submissions must be received by noon Thursday for publication the following week. Send listings to calendar@coloradocommunitymedia.com. No attachments, please. Listings are free and run on a spaceavailable basis.

area clubs Ongoing Activities, Ongoing/Business Groups Mondays Golden Chapter, Order of DeMolay meets at 7 p.m. every first and third Wednesday in the town of Golden. Walt Disney, Mel Blanc and Walter Cronkite are counted among its alumni. DeMolay is an organization for young men between the ages of 12 and 21 that offers character building, leadership training, and life skill development.

We offer many activities, academic opportunities and scholarships. Please contact the chapter for more information. Email demolaygolden@gmail. com or www.coloradodemolay.org and visit Golden’s page under the Chapter tab by clicking on the Golden photo.

Golden Nar-Anon family group meets from 7:30-9 p.m. Mondays at Calvary Episcopal Church, 1320 Arapahoe St. We ask that people enter on the east side of the church and follow the signs to the upstairs meeting room. Call the Nar-Anon Family Groups World Service Organization at 800-477-6291 or go to Nar-Anon.org.

Jefferson County Republican Men’s Club meets from 7-9 a.m. Mondays at Davies’ Chuck Wagon Diner, 10151 W. 26th Ave., Lakewood.

Meeting fee is $5 (cash preferred). Order from diner menu (pay on you own). Call Fred Holden at 303-421-7619 for information. Republicans, especially students, youth and women, welcome to join.

Open mic Living Water Unity Spiritual Community presents open mic night – celebrate your teen self 4:30-6:30 p.m. Mondays at 7401

W. 59th Ave., Arvada. This program gives teens the opportunity to express their performing art including voice and instrument, acting, poetry, stand-up comedy, mime, etc. Open to all students in sixth to 12th grades. Email bellbottoms809@gmail.com.

Wheat Ridge Rotary Club meets from noon to 1:30 p.m. Mondays for lunch at the Wheat Ridge Recreation Center, 4005 Kipling St. Come as our guest and learn about our service projects for the community.

Tuesdays Applewood Kiwanis Club meets 7-8 p.m.

Tuesdays at the Applewood Golf Course, 14001 W. 32nd Ave., Golden. You are invited to attend a meeting. Our goals are to serve children worldwide and in our community. We ring the bell for Salvation Army, deliver Christmas baskets to needy families and, assist the Jeffco Action Center with school supplies for children from low-income families. For more information, contact Fred McGehan at 303-947-1565.

Arvada Sunrise Rotary Club meets 7-8 a.m.

Tuesdays at The Arvada Centre For The Arts and Humanities, 6901 Wadsworth Blvd. for a breakfast meeting. Come join us as our guest and learn about our community service projects and what Rotary does in the world to help people.

Denver Apple Pi, an Apple/Mac computer user group, meets from 7-9 p.m. the third Tuesday each month at the Applewood Community Church (downstairs), 12930 W. 32nd Ave., Golden. Program varies each month. We welcome those interested in learning more about their

Apple or Mac computer. Visitors are welcome to see if you like our more mature group. More information may be found at denverapplepi.com.

Golden Rotary meets from 7:15-8:30 a.m.

Tuesdays at Rolling Hills Country Club, 15707 W. 26 Ave., Golden. This active organization reaches neighbors in need. We build, support, and organize. We save lives locally and globally. For additional information visit www.rotayclubofgolden. org or contact Pat Madison at 303-279-1021.

Lake Arbor Optimist Club Bringing Out the Best in Kids meets at 7 a.m. Tuesdays at Indian Tree Golf Course, 7555 Wadsworth Blvd., Arvada.

Breakfast served. Contact Terri Kearney, president, 303-506-6692; or Debbie Espinoza, treasurer, 720-937-2550. New members welcome.

Lakewood Chapter of Retired and Active Federal Employees meets at 1 p.m. the second Tuesday of most months at the Episcopal Church, 10th and Garrison. Call Greg Kann at 303-718-7307 with questions.

Rocky Mountain Team Survivor, a health, education and fitness program for women of all abilities who have experienced cancer or are currently in treatment, offers weekly free, fun, supportive activities. Tuesdays, 10 a.m., Boulder Creek Walk (meet at Boulder Public Library main entrance). Tuesday, 11-11:30 a.m., Yoga, Boulder Senior Center, 909 Arapahoe Avenue. Thursdays, 6-7 p.m., Fitness Training, Boulder Center for Sports Medicine, 311 Mapleton Avenue (entrance on Maxwell Avenue.). Learn more at rockymtnteamsurvivor.org.

TOPS CO 538, a weight-loss support group,

meets Tuesdays at St. Martha’s Episcopal Church, 76th and Bradburn. Weigh-in is 6-6:45 p.m., followed by the meeting. For information, call 480-650-0537.

Wednesdays Adult Roller Skating is offered from 10:30 a.m. to noon every Wednesday at Roller City at 64th and Sheridan, Arvada. Cost is $5 plus $2 to rent skates. Contact Toni at 303-868-8273.

American Legion Auxiliary presents Burger Nite, 5-7:30 p.m. every Wednesday at Post 178, 1655 Simms St., Lakewood. Members, their guests and active military invited for varied food and reasonable prices. Visit www.alpost178.org.

Arvada Biz Connection www.meetup.com/ Arvada-Business-Connection/ is an informal networking event that brings together local entrepreneurs. Meetings are 5:30-7:30 p.m.

Wednesdays at various restaurants in Olde Town Arvada. A $5 fee is collected from each attendee, which is then donated to a local charity at the end of each quarter. The 4th Quarter Charity is the Dan Peak Foundation who assists families in need. For information, call Micki Carwin at 303997-9098.

Arvada Jefferson Kiwanis meets 7-8 a.m.

Wednesdays at the Arvada Center, 6901 Wadsworth Blvd., for a breakfast meeting. We invite you to join us for great fellowship, interesting programs, and the satisfaction of serving your community. This Kiwanis organization supports the Arvada Community Food Bank, the school Clubs continues on Page 18

16 The Transcript

December 31, 2015

Miners Alley Playhouse “Come Play in the Alley”

Marketplace

Miscellaneous

Misc. Notices Lambert Foundation 12 Week Grief Support Workshop starting in January

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Richard Lambert Foundation’s Family Grief & Healing Center is offering a 12 Week Grief Support Workshop from 6:00 - 7:30 pm on Thursday’s from January 14 thru March 31st. Have you been impacted by the loss of a family member or friend? The death of someone you loved is frightening, painful and lonely. Our core 12 week workshop will focus on understanding grief and allowing yourself to mourn, helping to gain strength and understanding that hope and healing are possible. Discussion is based on the materials and training by Dr. Alan Wolfelt, Ph.D.

24" 5 speed snow thrower Excellent condition $300 (303)423-8163

The workshop is open to all adults 18 and over and is free of charge. To register for the workshop call or text Susan at 303-875-2347 or email info@richardlambertfoundation.org

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December 31, 2015

The Transcript 17

SPORTS

LOCAL

Arvada wrestling still rebuilding Wishes

for the new year

Arvada’s Levi Mair works to escape the grasp of his Sierra opponent in their 145-pound match at the Dec. 19 Sheridan Invitational Tournament. Mair won the match and finished sixth in his weight class. Photo by Tom Munds

Sophomores make up most of Bulldogs mat team; tournament generates experience

By Tom Munds tmunds@coloradocommunitymedia.com Besides gaining valuable mat experience, the young Arvada wrestlers earned enough points to help the Bulldogs finish 18th at the 12th annual Sheridan Invitational wrestling tournament.

“We are a very young team and we are fighting the battle with numbers,” Bulldogs coach Andy Sandoval said during the Dec. 19 Sheridan tournament. “Most of our 14 wrestlers are sophomores, so a tournament like this helps our kids get mat experience and helps build their confidence. We are rebuilding, see where we want to be and working to get there.”

Arvada took part in the Dec. 19 Sheridan tournament that included teams of all classifications from Class 2A Ellicott, Class 4A Conifer to Class 5A Rampart.

The tournament was held in the gymnasium of the new Sheridan Middle School and drew a large crowd with few vacant seats in the bleachers that covered one wall of the gym. There were few quiet moments as the friends, families and members of the 23 teams in the tournament cheered on their favorite wrestlers.

LaJunta, a Class 3A school, won the team title with 176 points and finished well ahead of Class 4A Classic Academy with 130 points. Arvada was 19th with 10 points in the 23-team field.

Other area teams in the tournament included Faith Christian, which finished ninth with 67 points; Alameda, 10th with 61 points; and Skyview 17th with 30 points.

Arvada 145-pounder Levi Mair posted

the best individual finish for the Bulldogs, finishing fifth in his weight division. His teammate, Larry Vigil, finished 12th at 182 pounds.

Because of the number of schools taking part in the competition, Sheridan used a 16 wrestler scramble format. The initial bracket had slots for 16 wrestlers.

But instead of the traditional doubleelimination format, the scramble format divided the 16 spots into four pools of four wrestlers each. It was still a double elimination format in which the winner of each pool then advanced to the eight-wrestler championship semifinals, and the losers in the championship rounds moved into the consolation bracket.

Three mats were set up on the gym floor and the action was nonstop. A computer problem slowed progress, but action continued until champions were crowned in all 13 weight divisions.

Standley Lake nips Pomona for pre-break win Boys basketball team hoping to rise above .500 in new year

By Scott Stocker When you get down to it, it has been an up and down season for both the Pomona and Standley Lake boys basketball teams.

Now, they are both looking forward to the Christmas and New Year’s holiday breaks.

Standley Lake, 3-5, got the better of Pomona Dec. 18 when the Gators were able to come through with a 51-45 victory over the host Panthers in their non-league encounter. The Gators of coach Mike Puccio led 11-8 after the first quarter and 22-20 heading into the halftime break. But, it was still going to be close going through the third quarter.

Standley Lake, led by Garrett Martin’s 21-point effort, took advantage of his threepoint basket with approximately 5 minutes to go in the third period to gain the game’s final tie, 29-29. John Voss, who would score 12 points, was credited with the go-ahead basket shortly thereafter and a 31-29 lead the Gators would not relinquish thus dropping Pomona to 3-3 on the season.

Martin would score five of the next eight Standley Lake points which help Standley Lake take an eventual, 43-33, lead into the fourth quarter. From there, the Gators would not allow Pomona to come within five-points the rest of the game.

“It was tough,” Puccio said. “Overall, we need to play much harder and we’ve got to find that grit and translate it into success.

We just can’t show up. We just had to many turnovers and we’ve got to get better.

“Now, with the vacation, we’ll have a couple of weeks of practice and It’s going to help, I’m sure,” Puccio continued. “I think both our teams are ready to welcome the holiday break and we just wish all the kids and their families a pleasant break.”

Standley Lake junior Austin Moore, who only scored eight points, did have a dynamic night on the boards when it came to rebounds.

“I think it’s certainly time to step up and we just have to have key efforts from everyone around,” Moore said. “We’ve got to work hard at practice and really not yell at each other and put together a solid winning effort.”

Pomona’s Danny Williams scored a team high 19-points for the Panthers, but he

STANDLEY LAKE 51, POMONA 45 Standley Lake 11 11 21 8 — 51 Pomona

8 12 13 12 — 45

was down and saddened on how the night eventually went.

“We just didn’t convert the layups tonight,” Williams said. “They took advantage of the breaks and we were not making our shots. We just couldn’t seem to get it going. We’ve got to get better and have more composure.”

Similar thought from Pomona teammate Elijah Leyva.

“It just seemed that we didn’t want it hard enough,” said Leyva, who scored 10 points. “We got outhustled when it counted, especially on the boards. We’ve just got to pick it up after the break and practice harder. Our league is going to be tough and we have to be ready to go.”

The Pomona boys host Prairie View, Jan. 4, while Standley Lake will travel to Green Mountain, Jan. 6.

With 2016 soon to arrive, it seems time to offer just a few of many wishes for Colorado high school athletics Jim Benton heading into the OVERTIME New Year.

My first wish is for the Colorado High School Activities Association Legislative Committee to reconsider the proposed Class 5A waterfall football league alignments before approving the change during its January meeting. The new leagues would take away some neighborhood rivalry games, while forcing many teams to log excessive miles for road games.

Another hope would be for Valor Christian to change its football jerseys so people in the stands and press box can read the numbers without having to use binoculars.

And it sure would be nice if golf, swimming and wrestling coaches could file scores and results from tournaments and meets so those results could be included in weekly roundups.

My Colorado Community Media cohort Tom Munds would like to see the state gymnastics meet set up so it is easier to follow and the public address system improved so everyone knows who is competing and who is on deck for each event.

Hockey teams, Munds says, also need to have numbers on their shoulders or helmets so it would be easier to identify players for photos. It is also tough to ID swimmers unless names are scribbled in ink on the competitors’ legs.

Valor grad is Player of the Year Valor Christian graduate Christian McCaffrey, a sophomore at Stanford, reversed the finishing order with Alabama running back Derrick Henry between the Heisman Trophy presentation and the naming of the AP Player of the Year.

McCaffrey was the runner-up to Henry in the Heisman Trophy voting, but he was named the Associated Press college football player of the year on Dec. 22 to become the first non-Heisman Trophy winner to be honored by AP in six years.

After setting an NCAA record 3,496 all-purpose yards, McCaffrey received 29 of the 60 votes from an AP media panel. Henry garnered 16 votes to finish second and Clemson quarterback Deshaun Watson, the third Heisman finalist, collected 11 votes.

Far-West All-Stars Arapahoe keeper James Conley and Heritage defender Dylan Keeney, both seniors, were named to the 18-player National Soccer Coaches Association of America Fall Boys High School All-FarWest team.

Benton continues on Page 28

18 The Transcript

December 31, 2015

Services

CELEBRATIONS Arvada Stephanie Douglas, of Arvada, graduated in December with a master’s degree in library science degree from Emporia State University.

Victoria M. Heller, of Arvada, was named to the 3.5 or Better fall 2015 scholastic honor roll at Oregon State University. Heller is a freshman majoring in biology.

Rye T. Knowles, of Arvada, was named to the 3.5 or Better fall 2015 scholastic honor roll at Oregon State University. Knowles is a senior majoring in horticulture.

Elissa Naas, of Arvada, graduated in December 2015 with a bachelor’s degree from the University of Nebraska-Lincoln.

Sarah S. Pettis, of Arvada, was named to the fall 2015 Straight-A Average scholastic honor roll at Oregon State University. Pettis is a senior majoring in human development and family science.

Madeline Smith, of Arvada, earned the dean’s scholarship to attend Cornell College.

Lauren Yaffe, of Arvada, recently performed in the Christmas at Belmont concert, which was taped live and aired on PBS during the holidays. Yaffe is a music business major at Belmont University.

Golden Jaime Eisenbach, of Golden, was named to the spring 2015 dean’s list at Hofstra University.

Emily Mott, of Golden, recently performed in the Christmas at Belmont concert, which was taped live and aired on PBS during the holidays. Mott is a songwriting major at Belmont University.

Lakewood Tristan Randall Blue, of Lakewood, graduated in December 2015 with a bachelor’s degree from the University of Nebraska-Lincoln.

Sarah Farris, of Lakewood, earned the presidential scholarship to attend Cornell College.

Kelly Kerr, of Lakewood, earned a bachelor’s degree in mechanical engineering from the University of Kansas.

John Meyer, of Lakewood, earned the dean’s scholarship from Luther College.

Alyssa Mustard, of Lakewood, was honored at the annual conference of NODA: The Association for Orientation, Transition and Retention in Higher Education.

Mustard is a second-year graduate student studying student affairs at Fort Hays State University and the graduate assistant for family and transfer engagement in the Office of Transition and Student Conduct. She received the 2015 Outstanding Graduate Student award, which recognizes a graduate student who has demonstrated service to the NODA or to the orientation, retention and transition profession. Mustard also presented the poster session “Family Engagement Beyond Orientation” and presented the educational session “First 40 Days at Fort Hays” as part of the transition session of the regional innovative program highlights. She also presented the educational session “Reaching the Transition Summit Together.”

Brenna Shuttleworth, of Lakewood, is one of 31 students named as an Emporia State University Ambassador for 2016. Ambassadors promote service, spirit and success, and have leaders from a variety of campus and community organizations. Shuttleworth is a freshman majoring in earth science.

Joseph Walsh, of Lakewood, performed in the Cornell College holiday concert as a member of the choir and chamber singers.

Wheat Ridge Alex Koentges, of Wheat Ridge, earned a bachelor’s degree in communication studies with a minor in sociology from the University of Kansas.

Aiden Willink, of Wheat Ridge, was awarded a scholarship as part of the Robert Redford/Milagro Initiative Scholarship program. Willink attends Santa Fe University of Art and Design in New Mexico.

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backpack program, Santa House, Ralston House, and many other local organizations. For information or to visit a meeting, call Brad at 303-431-4697.

Arvada Rotary meets 6:30-8 p.m. Wednesdays at Indian Tree Golf Club, 7555 Wadsworth Blvd. The club engages in a variety of community service projects, with emphasis on assistance to and support of Arvada’s youth. Visitors are always welcome. For additional information visit www.arvadarotary.org or call Dave Paul at 303-431-9657.

Buffalo Toastmasters meets 11:30 a.m. to 12:45 p.m. the first and third Wednesdays at the Jefferson County Government Building, 100 Jefferson County Parkway, Golden. Toastmasters is an international organization that is a fun and supportive environment to learn and practice public speaking and leadership skills.

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Services

The Transcript 19

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20 The Transcript

December 31, 2015

Reflection reveals contentious year at Jeffco schools

Battles waged, change wrought in 2015

By Crystal Anderson anderson@colorado communitymedia.com To say 2015 was a tumultuous year would be an understatement.

Teachers, district staff, unions, students, parents and national organizations all played a role in

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multiple battles this year.

Topics of contention included teacher contracts, compensation, turnover, curriculum, school facilities, and more.

But what the year boiled down to was control of the school board.

And this year’s election saw all five seats in play, thanks to two incumbents choosing not to run again, and the other three — majority members Ken Witt, Julie Williams and John Newkirk — facing a recall election.

It was a bumpy ride, but below are the top five news stories of 2015 from the Jeffco School District: Ushering in a new era In November, after two years of policy changes and contentious actions by the board majority of Ken Witt, Julie Williams and John Newkirk, an entirely new five-member board was elected when minority members Lesley Dahlkemper and Jill Fellman announced that they would not seek reelection.

The new board, consisting of Ron Mitchell, board president; Ali Lasell, vice president; Susan Harmon, second vice president; Amanda Stevens, secretary; and Brad Rupert, treasurer, was elected by the more than 46 percent of Jefferson County’s 399,918 registered voters who turned

Cullen Fahrney, Littleton resident and Jeffco student, sits inside a Red Flyer wagon with a box of recall petitions.

The recall effort gathered more than twice the number of required signatures to place the recall question on the 2015 ballot. Photo by Crystal Anderson out for the election. More than 64 percent of those who cast ballots voted to recall Witt, Williams and Newkirk, a significant shift in voter perception from just two years earlier.

Ready to recall Fed up with the direction of the former board majority, parents and community members across the county gathered in record numbers to recall them from office. Led by the citizen group Jeffco United for Action, formed by parents Tina Gurdikian and Wendy McCord, the organization began seeking a recall in July with the blessing of the teachers’ union. Organizers hit the ground with petitions, hosting a kickoff party at the Jeffco Fairgrounds, knocking on doors and

hosting signature collection sites up and down Wadsworth Boulevard.

Within three weeks, the group had collected more than 30,000 signatures in support of the recall, a number double that required by law.

Teachers’ contract negotiations Beginning in March, the district’s teachers’ union, the Jefferson County Education Association, and a team from the district began a five-month process to negotiate a new contract. The result: a 10-month agreement that ends in June.

The contract, which serves as a governing guideline for teachers, includes language about the importance of having effective educators in

the classroom, retaining school-level autonomy and optimizing teacher instructional time and schedules. The 41-page document also includes terms of employment between union teachers and the district.

Although the document did raise salaries for many district employees, critics said the short contract length and the relatively small size of pay increases left much to be desired.

The new board of education is expected to begin discussions on how to handle the revision and renewal of the contract ahead of the June expiration.

A record year for turnover In late spring, turnover numbers for the county were announced, showing 710 of the district’s 4,830 teachers left their jobs in the 2013-2014 school year — the highest rate the district has seen in the past eight years.

The 14.7 percent, although lower than the state average (16.6 percent), was caused by several factors, including life decisions related to homes and spousal careers, career advancement and a contentious district climate. However, parents and teachers who favored recalling the board viewed this figure as one of the telling signs that the district’s climate needed a

change. Turnover numbers for the 2014-2015 school year have yet to be released.

A lack of communication Since the beginning of 2015, the district’s communication department has seen drastic change.

Following the initial departure of the district’s former public information officer, Lynne Setzer, the communication team began to fall apart. Media relations specialist Melissa Reeves resigned and her colleague Marlene Desmond, the former assistant director of communications, left after being placed on administrative leave for undisclosed reasons.

A new public information officer, Lisa Pinto, was hired in January, only to have her past as a conservative media pundit immediately become a target for criticism.

Pinto kept the department small, relying on herself and a few individuals from the public relations firm Novitas Communications.

After a few stormy months, Pinto resigned in June.

In an OpEd published in The Colorado Statesman the same day as her resignation, Pinto cited the teachers’ union and “their vitriolic attacks” as the reason for her departure.

Interviews have been held, but the chief communications officer position has yet to be filled.

Salomess Stars Salome FOR RELEASE WEEK OF DEC. 28, 2015 ARIES (March 21 to April 19) Handle a potentially awkward situation by warming up your confidence reserves and letting it radiate freely. Also, expect an old friend to contact you.

TAURUS (April 20 to May 20) It’s not too early for the practical Bovine to begin planning possible changes for 2016. A recent contact can offer some interesting insights.

GEMINI (May 21 to June 20) A request for an unusual favor should be carefully checked out.

Also check the motives behind it. Your generosity should be respected, not exploited.

CANCER (June 21 to July 22) Party time beckons, but for some Moon Children, so do some workplace challenges. Deal with the second first, then you’ll be free to enjoy the fun time.

LEO (July 23 to August 22) A warm response to an earlier request might be a positive indicator of what’s ahead. Meanwhile, Cupid could pay a surprise visit to single Leos looking for love.

VIRGO (August 23 to September 22) How you respond to a proposed change in a project could affect your situation. Be prepared to show how well you would be able to deal with it.

LIBRA (September 23 to October 22) The revelation of a secret could cause some changes in how to deal with a workplace matter. It very likely also validates a position you have long held.

SCORPIO (October 23 to November 21) An attempt to get too personal could upset the very private Scorpio. Make it clear that there’s a line no one crosses without your permission.

SAGITTARIUS (November 22 to December 21) The savvy Sagittarian might be able to keep a family disagreement from spilling over by getting everyone involved to talk things out.

Super Crossword & Sudoku Answers

CAPRICORN (December 22 to January 19) Be careful not to push people too hard to meet your ideas of what the holiday weekend’s preparations should be. Best to make it a cooperative, not a coerced, effort.

AQUARIUS (January 20 to February 18) An unexpected request could make you rethink a position you’ve had for a long time. Meanwhile, plan a family get-together for the weekend.

PISCES (February 19 to March 20) Someone might find that it was a fluke to try to use your sympathetic nature to get you to accept a situation you’re not comfortable with. Good for you.

BORN THIS WEEK: You like challenges that are both mental and physical, and you enjoy always beating your personal best. © 2015 King Features Synd., Inc.

December 31, 2015

COMBINED NOTICE - AMENDED - PUBLICATION FORECLOSURE SALE NO. J1400911

Public Notices To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500471

Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500468 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) LANCE L. JARMAN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC. Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust June 27, 2012 County of Recording Jefferson Recording Date of Deed of Trust June 29, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012067219 Original Principal Amount $181,382.00 Outstanding Principal Balance $172,567.72

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On October 1, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Brent Caraway Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Envoy Mortgage, LTD Current Holder of Evidence of Debt RoundPoint Mortgage Servicing Corporation Date of Deed of Trust August 22, 2014 County of Recording Jefferson Recording Date of Deed of Trust August 25, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014070923 Original Principal Amount $226,816.00 Outstanding Principal Balance $225,206.46 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

LOT 39, BLOCK 7, COUNTRYSIDE SUBDIVISION FILING NO. 10, COUNTY OF JEFFERSON, STATE OF COLORADO.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 15, METRO OVERLOOK SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6913 W. 71ST PLACE, ARVADA, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/27/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/01/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

Also known by street and number as: 11236 W 104th Avenue, Westminster, CO 80021.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/27/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/01/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Desiree Peterson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J.Hendrick #33196 Klatt, Augustine, Sayer, Treinen & Rastede, P. C. 9745 E. Hampden Ave., Suite 400, Denver, CO 80231 (303) 353-2965 Attorney File # CO150176

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Eve M. Grina #43658 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-008963

©Public Trustees' Association of Colorado Revised 1/2015

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO. J1500468 First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500471 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 1, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Legal Notice NO. J1500471 First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - AMENDED - PUBLICATION FORECLOSURE SALE NO. J1400911 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 4, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Carol L Brunswick Original Beneficiary(ies) Land of Oz Inc. dba Affordable Interest Mortgage Current Holder of Evidence of Debt Wilmington Savings Fund Society, FSB DBA Christiana Trust as Trustee for HLSS Mortgage Master Trust for the benefit of the holders of the Series 2014-1 Certificates issued by the HLSS Mortgage Mas-

On December 4, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Carol L Brunswick Original Beneficiary(ies) Land of Oz Inc. dba Affordable Interest Mortgage Current Holder of Evidence of Debt Wilmington Savings Fund Society, FSB DBA Christiana Trust as Trustee for HLSS Mortgage Master Trust for the benefit of the holders of the Series 2014-1 Certificates issued by the HLSS Mortgage Master Trust Date of Deed of Trust June 15, 2007 County of Recording Jefferson Recording Date of Deed of Trust June 28, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007075754 Original Principal Amount $121,873.00 Outstanding Principal Balance $119,381.45

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 110, BLOCK 1, VICTORIA VILLAGE SUBDIVISION FILING NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 9563 West Cornell Place, Lakewood, CO 80227.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

Notices

Original Principal Amount $155,983.00 Outstanding Principal Balance $143,227.34

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 25, HERITAGE VALLEY, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 6579 W 68TH AVE, ARVADA, CO 800034018.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. The original Sale Date was scheduled for October 14, 2015 but was deferred pursuant to Colorado Revised Statutes 38-38-801 et seq. The deferment period has been terminated or ended and the Sale may now proceed according to law.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/27/2016 (formerly scheduled for October 14, 2015 and continued for deferment) , at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication of Notice of Deferred Sale: 12/10/2015 Last Publication of Notice of Deferred Sale: 1/7/2016 Name of Publication: Golden Transcript

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016 the date to which the sale has been continued pursuant to C.R.S. 38-38-103(2)(a), at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Amended First Publication: 12/24/2015 Amended Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 10/20/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Catherine Bortles, Chief Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4622.100064.F02 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1400911 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - DEFERRED - PUBLICATION CRS §38-38-803(6) FORECLOSURE SALE NO. J1500285 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 18, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JEAN MICHEL MUTEBA and ANNIE NGOYA K MUTEBA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BANK OF AMERICA, N.A. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust November 23, 2009 County of Recording Jefferson Recording Date of Deed of Trust December 09, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009123360 Original Principal Amount $155,983.00 Outstanding Principal Balance $143,227.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 25, HERITAGE VALLEY, COUNTY OF JEFFERSON, STATE OF COLORADO.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/14/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

F2105450 Original Principal Amount $295,000.00 Outstanding Principal Balance $225,613.09

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

PARCEL 1 LOT 12, EXCEPT THE NORTH 106.7 FEET THEREOF, INGALLS TERRACE SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. PARCEL 2 THAT PART OF THE NE ¼ OF THE SW ¼ OF SECTION 24, TOWNSHIP 3 SOUTH, RANGE 69 WEST OF THE 6TH P.M. DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 21 RODS 13 ½ FEET WEST OF THE SE CORNER OF THE NE ¼ OF THE SW ¼ OF SAID SECTION 24; THENCE NORTH 155 FEET; THENCE WEST 117 FEET; THENCE SOUTH 155 FEET; THENCE EAST 117 FEET TO THE TRUE POINT OF BEGINNING, EXCEPT THE SOUTH 30 FEET AND THE EAST 10 FEET THEREOF, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 4105-4107 Ingalls St, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

©Public Trustees' Association of Colorado Revised 1/2015

Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101359.F01

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500457 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Joseph David Torres and Georgena Lucille Torres Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Ownit Mortgage Solutions, Inc. Current Holder of Evidence of Debt HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-2 Date of Deed of Trust September 24, 2004 County of Recording Jefferson Recording Date of Deed of Trust October 04, 2004 Recording Information (Reception No. and/or Book/Page No.) F2105450 Original Principal Amount $295,000.00 Outstanding Principal Balance $225,613.09 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION

Also known by street and number as: 6579 W 68TH AVE, ARVADA, CO 800034018.

PARCEL 1 LOT 12, EXCEPT THE NORTH 106.7 FEET THEREOF, INGALLS TERRACE SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN

PARCEL 2

The Transcript 21

To advertise your public notices call 303-566-4100

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION

Eve M. Grina #43658 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-007815

Legal Notice NO.: J1500285 First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript

Mortgage Investment Trust, Series 2005-1 Date of Deed of Trust December 15, 2004 County of Recording Jefferson Recording Date of Deed of Trust December 22, 2004 Recording Information (Reception No. and/or Book/Page No.) F2148145 Original Principal Amount $201,600.00 Outstanding Principal Balance $151,521.47

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500457 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500459 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Hope A Padia Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Fieldstone Mortgage Company Current Holder of Evidence of Debt HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2005-1 Date of Deed of Trust December 15, 2004 County of Recording Jefferson Recording Date of Deed of Trust December 22, 2004 Recording Information (Reception No. and/or Book/Page No.) F2148145 Original Principal Amount $201,600.00 Outstanding Principal Balance $151,521.47 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 592, ALLENDALE FIFTH FILING, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 5916 Simms Street, Arvada, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101340.F01

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500459 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500460 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Keith E Napoletano Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Mortgage Investors Corporation Current Holder of Evidence of Debt Freedom Mortgage Corporation Date of Deed of Trust October 13, 2012 County of Recording Jefferson Recording Date of Deed of Trust October 22, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012112895 Original Principal Amount $139,661.00 Outstanding Principal Balance $132,423.42

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF JEFFERSON, STATE OF COLORADO, AND IS DESCRIBED AS FOLLOWS: 7790 WEST 87TH DRIVE UNIT N AS SHOWN ON THE CONDOMINIUM MAP FOR MOUNTAIN VISTA VILLAGE CONDOMINIUMS, APPEARING IN THE RECORDS OF THE CLERK AND RECORDER OF JEFFERSON COUNTY, COLORADO AT RECEPTION NO. 82015156 AND AS AMENDED AT RECEPTION

Golden Wheat Ridge * 1

LEGAL DESCRIPTION

THE LAND TO HEREIN BE22 TheREFERRED Transcript LOW IS SITUATED IN THE COUNTY OF

JEFFERSON, STATE OF COLORADO, AND IS DESCRIBED AS FOLLOWS: 7790 WEST 87TH DRIVE UNIT N AS SHOWN ON THE CONDOMINIUM MAP FOR MOUNTAIN VISTA VILLAGE CONDOMINIUMS, APPEARING IN THE RECORDS OF THE CLERK AND RECORDER OF JEFFERSON COUNTY, COLORADO AT RECEPTION NO. 82015156 AND AS AMENDED AT RECEPTION NO. 82016726 AND PHASE II OF SAID CONDOMINIUM RECORDED AUGUST 26, 1982 AT RECEPTION NO. 92059353, AMENDED JUNE 6, 1983 AT RECEPTION NO. 83050965, PHASE III RECORDED FEBRUARY 2, 1983 AT RECEPTION NO. 83009789, PHASE IV RECORDED MAY 12, 1983 AT RECEPTION NO. 83042915 AND PHASE V RECORDED MAY 25, 1983 AT RECEPTION NO. 83047287, AS DEFINED AND DESCRIBED IN THAT CONDOMINIUM DECLARATION FOR MOUNTAIN VISTA VILLAGE CONDOMINIUMS, APPEARING IN SUCH RECORDS AT RECEPTION NO. 82014521, 83009788, 83042914 AND 83047286, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 7790 West 87th Dr Unit N, Arvada, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101412.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500460 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500461 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Lonnie S Newton and Karen S Newton Original Beneficiary(ies) Optima Funding Inc. Current Holder of Evidence of Debt Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2007-CP1, Asset-Backed Certificates, Series 2007-CP1 Date of Deed of Trust December 01, 2006 County of Recording Jefferson Recording Date of Deed of Trust December 15, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006148330 Original Principal Amount $216,000.00 Outstanding Principal Balance $199,119.65 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGAL DESCRIPTION ALL OF LOT 9, THAT PORTION OF LOT 10, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT 10; THENCE NORTH ALONG THE WEST LINE OF SAID LOT 10, A DISTANCE OF 70 FEET TO THE TRUE POINT OF BEGINNING

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION ALL OF LOT 9, THAT PORTION OF LOT 10, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT 10; THENCE NORTH ALONG THE WEST LINE OF SAID LOT 10, A DISTANCE OF 70 FEET TO THE TRUE POINT OF BEGINNING OF THE TRACT OF LAND HEREIN DESCRIBED; THENCE CONTINUING NORTH, ALONG SAID WEST LINE, A DISTANCE OF 20.00 FEET; THENCE EAST, A DISTANCE OF 16 FEET; THENCE SOUTHWESTERLY A DISTANCE OF 25.59 FEET TO THE TRUE POINT OF BEGINNING, ALL BEING IN LAKE ARBOR FILING NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 8119 Webster Street, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Monica Kadrmas #34904 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101285.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500461 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500462 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) ROBERT LEE ESQUIVEL Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as Nominee for COUNTRYWIDE HOME LOANS, INC. Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-25 Date of Deed of Trust December 11, 2006 County of Recording Jefferson Recording Date of Deed of Trust January 04, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007001846 Original Principal Amount $141,000.00 Outstanding Principal Balance $136,094.16 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A UNIT 002, CONDOMINIUM BUILDING U. SKYLINE ESTATES CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP FOR SKYLINE ESTATES CONDOMINIUMS RECORDED ON JULY 27, 2004, AT RECEPTION NO. F2067546, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF SKYLINE ESTATES CONDOMINIUMS

SKYLINE ESTATES CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP FOR SKYLINE ESTATES CONDOMINIUMS RECORDED ON JULY 27, 2004, AT RECEPTION NO. F2067546, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF SKYLINE ESTATES CONDOMINIUMS RECORDED APRIL 28, 2004, AT RECEPTION NO. F2014217, IN SAID RECORDS, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

TOGETHER WITH THE EXCLUSIVE RIGHT TO USE GARAGE NO. 22, 10327 WEST 55TH PLACE, AS A LIMITED COMMON ELEMENT. Also known by street and number as: 10337 W 55TH PLACE BLDG U #002, ARVADA, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PRO PERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve M. Grina #43658 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-007786 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500462 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500464 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) John A Hollingsworth and Patricia M Hollingsworth Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for GreenPoint Mortgage Funding, Inc. Current Holder of Evidence of Debt Deutsche Bank National Trust Company, solely as Trustee for Greenpoint Mortgage Funding Trust 2005-HE4 Date of Deed of Trust April 22, 2005 County of Recording Jefferson Recording Date of Deed of Trust May 05, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005014714 Original Principal Amount $35,600.00 Outstanding Principal Balance $23,344.10 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 26, BLOCK 1, THE VICTORIANS OF KINGS MILL, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 8900 Everett Street, Broomfield, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and

80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/20/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/24/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101335.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500464 First Publication: 12/3/2015 Last Publication: 12/31/2015 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500465 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) ESTEBAN ROSAS Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as Nominee for LOANCITY.COM Current Holder of Evidence of Debt WELLS FARGO BANK, NA Date of Deed of Trust December 15, 2004 County of Recording Jefferson Recording Date of Deed of Trust December 17, 2004 Recording Information (Reception No. and/or Book/Page No.) F2145724 Original Principal Amount $174,265.00 Outstanding Principal Balance $174,969.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 18, RIBER RENA SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 495 BENTON STREET, LAKEWOOD, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/27/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

CIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

December 31, 2015

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 10/01/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-683300-JS

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 10/01/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve M. Grina #43658 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-008552 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500465 First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500467 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Roger D Schlesselman and Shelia L Schlesselman Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as a nominee for Wachovia Mortgage Corporation Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust September 30, 2005 County of Recording Jefferson Recording Date of Deed of Trust October 12, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005096788 Original Principal Amount $332,000.00 Outstanding Principal Balance $315,416.71 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 4, BONVUE SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 105 South Hoyt Street, Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/27/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial

©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500467 First Publication: 12/10/2015 Last Publication: 1/7/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500475 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Shannon Raylene Clark Original Beneficiary(ies) Wells Fargo Bank N.A. Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust May 13, 2004 County of Recording Jefferson Recording Date of Deed of Trust May 19, 2004 Recording Information (Reception No. and/or Book/Page No.) F2028477 Re-Recording Date of Deed of Trust November 24, 2004 Re-Recording Information (Reception No. and/or Book/Page No.) F2133423 Original Principal Amount $170,000.00 Outstanding Principal Balance $170,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 125, BLOCK 3, LAKE ARBOR FAIRWAYS, COUNTY OF JEFFERSON, STATE OF COLORADO

Also known by street and number as: 6590 West 84th Cir #125, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-685194-JS

Golden Wheat Ridge * 2

December 31, 2015

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-685194-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500475 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500476 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Douglas A. Buesser and Victoria M. Buesser Original Beneficiary(ies) Ameriquest Mortgage Company Current Holder of Evidence of Debt JPMC Specialty Mortgage LLC Date of Deed of Trust April 20, 2004 County of Recording Jefferson Recording Date of Deed of Trust June 07, 2004 Recording Information (Reception No. and/or Book/Page No.) F2039489 Original Principal Amount $142,000.00 Outstanding Principal Balance $49,494.37 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 122, VETTING SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO THE PLAT OF WHICH IS RECORDED IN PLAT BOOK 10 AT PAGE 1 Also known by street and number as: 5510 Reed Ct, Arvada, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-679314-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500476 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500478 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500478

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Amber Vitale Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for WMC Mortgage Corp.

Current Holder of Evidence of Debt DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-WMC2 Date of Deed of Trust April 21, 2004 County of Recording Jefferson Recording Date of Deed of Trust April 28, 2004 Recording Information (Reception No. and/or Book/Page No.) F2013966 Original Principal Amount $198,500.00 Outstanding Principal Balance $186,195.16 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12, BLOCK 2, LAKEWOOD TERRACE, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 151 South Ames Street, Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101439.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500478 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500481 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Jose I Flores and Janet L Flores Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt The Bank of New York Mellon FKA The Bank of New York, as Trustee (CWMBS 2004-12 MSTR) Date of Deed of Trust May 10, 2004 County of Recording Jefferson Recording Date of Deed of Trust May 14, 2004 Recording Information (Reception No. and/or Book/Page No.) F2025770 Original Principal Amount $165,600.00

Bank of New York, as Trustee (CWMBS 2004-12 MSTR) Date of Deed of Trust May 10, 2004 County of Recording Jefferson Recording Date of Deed of Trust May 14, 2004 Recording Information (Reception No. and/or Book/Page No.) F2025770 Original Principal Amount $165,600.00 Outstanding Principal Balance $160,943.36

terest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 3, Block 23, Sheridan Green Subdivision, County of Jefferson, State of Colorado.

Also known by street and number as: 6711 W 111th Ave, Broomfield, CO 80020.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich, Esq. #11649 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7192-7370 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500481 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500483 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) THERESA SCHEMP and TRACE W STAUBER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Full Spectrum Lending, Inc. Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-09 Date of Deed of Trust June 24, 2004 County of Recording Jefferson Recording Date of Deed of Trust June 29, 2004 Recording Information (Reception No. and/or Book/Page No.) F2052109 Original Principal Amount $228,000.00 Outstanding Principal Balance $338,982.61 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 4, Block 158, Green Mountain Village Filing No. 29, County of Jefferson, State of Colorado.

Also known by street and number as:

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 4, Block 158, Green Mountain Village Filing No. 29, County of Jefferson, State of Colorado.

Also known by street and number as: 12992 WEST JEWELL CIRCLE, LAKEWOOD, CO 80228.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Desiree Peterson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Patricia D. Sachse #40633 Malcolm Cisneros, ALC 6595 West 14th Avenue, Suite 100, Lakewood, CO 80124 (303) 586-1174 Attorney File # B32629 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500483 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500484 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 1410.100109.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500484 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500485 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JERROLD PHILLIP NOLAN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as Nominee for EVERBANK Current Holder of Evidence of Debt DITECH FINANCIAL LLC Date of Deed of Trust March 12, 2010 County of Recording Jefferson Recording Date of Deed of Trust March 15, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010022578 Original Principal Amount $160,800.00 Outstanding Principal Balance $145,415.39

Original Grantor(s) Esperanza Gallegos and Hector Gallegos Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-12 Date of Deed of Trust August 10, 2005 County of Recording Jefferson Recording Date of Deed of Trust September 14, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005082254 Original Principal Amount $180,000.00 Outstanding Principal Balance $179,406.66

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2, LAKEWOOD, BLOCK 4, FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6070 W 11th Ave, Lakewood, CO 802142151.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The Transcript 23

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Name of Publication: Golden Transcript

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, WELLINGTON DOWNS, SECOND FILING, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 5505 WELLINGTON PARKWAY, ARVADA, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBI-

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-007391

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500485 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500486 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Gregory J Kolkow Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Mortgage Investors Corporation Current Holder of Evidence of Debt Freedom Mortgage Corporation Date of Deed of Trust April 30, 2012 County of Recording Jefferson Recording Date of Deed of Trust May 08, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012048246 Original Principal Amount $249,645.00 Outstanding Principal Balance $242,013.90

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 12, BLOCK 9, COUNTRYSIDE SUBDIVISION FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 10702 Parfet St, Westminster, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Golden Wheat Ridge * 3

DATE: 10/08/2015

1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

24 The Transcript

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101416.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500486 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500487 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 8, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) CRAIG E. COVER and JENNY R. COVER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust February 22, 2005 County of Recording Jefferson Recording Date of Deed of Trust March 10, 2005 Recording Information (Reception No. and/or Book/Page No.) F2183802 Original Principal Amount $232,000.00 Outstanding Principal Balance $201,885.41 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, BLOCK 2, SUN VALLEY ESTATES, COUNTY OF JEFFERSON, STATE OF COLORADO. PARCEL ID NUMBER: 49-153-09-012 Also known by street and number as: 9203 WEST KENTUCKY PLACE, LAKEWOOD, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/03/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009016

Public Trustees

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500487 First Publication: 12/17/2015 Last Publication: 1/14/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500490 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) BRIAN S. FISH and DEBRA L. FISH Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION Current Holder of Evidence of Debt SPECIALIZED LOAN SERVICING, LLC Date of Deed of Trust January 26, 2004 County of Recording Jefferson Recording Date of Deed of Trust February 02, 2004 Recording Information (Reception No. and/or Book/Page No.) F1953870 Original Principal Amount $157,600.00 Outstanding Principal Balance $132,539.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 42, BLOCK 1, TRENDWOOD FILING NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 9326 INGALLS STREET, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Alison L. Berry #34531 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 14-002918

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 10/08/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009016

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500490 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500492 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JOSEPH J. ESPINOSA

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JOSEPH J. ESPINOSA and BARBARA A. ESPINOSA Original Beneficiary(ies) FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDY MAC BANK, F.S.B. Current Holder of Evidence of Debt CIT BANK, N.A. Date of Deed of Trust February 10, 2005 County of Recording Jefferson Recording Date of Deed of Trust February 17, 2005 Recording Information (Reception No. and/or Book/Page No.) F2173992 Original Principal Amount $321,000.00 Outstanding Principal Balance $149,486.40 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 23, BLOCK 38, ARVADA WEST, FILING NO. 6, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 6776 LEE STREET, ARVADA, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

December 30, 2002 Recording Information (Reception No. and/or Book/Page No.) F1641639 Original Principal Amount $241,200.00 Outstanding Principal Balance $237,871.33

7127 Reed Circle, Arvada, CO 80003.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 1, MARIN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 7201 Otis Ct, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve M. Grina #43658 Janeway Law Firm , P. C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009140 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500492 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500493 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Stephen L Fisher and Christine K Fisher Original Beneficiary(ies) Chase Manhattan Mortgage Corp.

Current Holder of Evidence of Debt Citibank, N.A., as Trustee for Chase Funding Mortgage Loan Asset-Backed Certificates, Series 2003-1 Date of Deed of Trust December 18, 2002 County of Recording Jefferson Recording Date of Deed of Trust December 30, 2002 Recording Information (Reception No. and/or Book/Page No.) F1641639 Original Principal Amount $241,200.00 Outstanding Principal Balance $237,871.33 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J.Hendrick #33196 Klatt, Augustine, Sayer, Treinen & Rastede, P. C. 9745 E. Hampden Ave., Suite 400, Denver, CO 80231 (303) 353-2965 Attorney File # CO150102 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500493 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500494 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Jeremy T. Bettis and Stephanie R. Bettis Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Universal Lending Corporation Current Holder of Evidence of Debt Bank of America, N.A. Date of Deed of Trust May 15, 2009 County of Recording Jefferson Recording Date of Deed of Trust July 22, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009073012 Original Principal Amount $240,463.00 Outstanding Principal Balance $218,684.45 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 64, METRO OVERLOOK SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 7127 Reed Circle, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

December 31, 2015

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-680803-JS

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500497 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500499

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 15CO00413-2

On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Original Grantor(s) Mary J. Simpson Original Beneficiary(ies) Washington Mutual Bank, FA, a federal association Current Holder of Evidence of Debt Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America.

Date of Deed of Trust June 25, 2003 County of Recording Jefferson Recording Date of Deed of Trust July 11, 2003 Recording Information (Reception No. and/or Book/Page No.) F1802664 Original Principal Amount $132,500.00 Outstanding Principal Balance $96,651.29

©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500494 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500497 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Lisa Dowd and Daniel Dowd Original Beneficiary(ies) Colorado Bankers Mortgage, Inc. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust February 26, 1999 County of Recording Jefferson Recording Date of Deed of Trust March 02, 1999 Recording Information (Reception No. and/or Book/Page No.) F0813233 Original Principal Amount $142,894.00 Outstanding Principal Balance $144,411.39 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 388, LAMAR HEIGHTS, FILING NO. 4, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6684 Gray Street, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 265, LAMAR HEIGHTS, FILING NO. 8, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 7014 Ingalls Court, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of PublicationK Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503

Golden Wheat Ridge * 4

PLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

December 31, 2015

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-685703-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500499 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

TION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 15CO00352-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500501 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Anthony D. Cron and Lauren E. Cron Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp.

Current Holder of Evidence of Debt Carrington Mortgage Services, LLC Date of Deed of Trust July 27, 2009 County of Recording Jefferson Recording Date of Deed of Trust September 01, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009087636 Original Principal Amount $142,555.00 Outstanding Principal Balance $141,326.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT A UNIT 1040, BUILDING 11, CARPORT NO. 1040, APPURTENANT THERETO, KIPLING KLUB TOWNHOUSES, ACCORDING TO THE MAP THEREOF, RECORDED APRIL 23, 1974 IN PLAT BOOK 4 AT PAGE 57, AND THE CONDOMINIUM DECLARATION RECORDED APRIL 3, 1974 IN BOOK 2607 AT PAGE 242 AND THE MANAGEMENT AGREEMENT RECORDED APRIL 3, 1974 IN BOOK 2607 AT PAGE 262, COUNTY OF JEFFERSON, STATE OF COLORADO. ***AFFIDAVIT OF SCRIVENER`S ERROR TO CORRECT LEGAL DESCRIPTION RECORDED ON JUNE 22, 2015 AT RECEPTION NO. 2015063411 AND CORRECTION AFFIDAVIT OF SCRIVENER`S ERROR RECORDED OCTOBER 2, 2015 AT RECEPTION NO. 2015105657*** Also known by street and number as: 1040 S Miller Street, Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: AFFIDAVIT OF SCRIVENER`S ERROR TO CORRECT LEGAL DESCRIPTION RECORDED ON JUNE 22, 2015 AT RECEPTION NO. 2015063411 AND CORRECTION AFFIDAVIT OF SCRIVENER`S ERROR RECORDED OCTOBER 2, 2015 AT RECEPTION NO. 2015105657 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General

Legal Notice NO.: J1500501 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500503 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 22, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Kenneth E. Luna Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Home Loans, Inc. Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust May 22, 2014 County of Recording Jefferson Recording Date of Deed of Trust June 05, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014043618 Original Principal Amount $87,115.00 Outstanding Principal Balance $85,885.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A Condominium Unit 207, in Condominium Building 4901, Garrison Lakes Condominiums, according to the Condominium Map thereof, recorded December 19, 1983 at Reception No. 83120373 in the Records of the Office of the Clerk and Recorder of the County of Jefferson, Colorado, and as defined and described in the Condominium Declaration for Garrison Lakes Condominiums, recorded September 23, 1983 at Reception No. 83091503, and as Amended, and the Second Annexations recorded December 19, 1983 at Reception No. 83120372, County of Jefferson, State of Colorado.

Also known by street and number as: 4901 Garrison Street # 207C, Wheat Ridge, CO 80033-6739.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/17/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 10/22/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich, Esq. #11649 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7225-870 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500503 First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500504 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 22, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Lori A Hoover and W David Hoover Original Beneficiary(ies) JPMorgan Chase Bank, N.A. Current Holder of Evidence of Debt JPMorgan Chase Bank, N.A. Date of Deed of Trust August 11, 2006 County of Recording Jefferson Recording Date of Deed of Trust August 29, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006105455 Original Principal Amount $53,500.00 Outstanding Principal Balance $51,004.92 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, 3RD ADDITION TO GREEN MOUNTAIN PARK, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 460 S Newcombe St, Lakewood, CO 80226-2625.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/17/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/22/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-682252-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500504 First Publication: 12/31/2015 Last Publication: 1/28/2016

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Public Trustees

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO.: J1500504 First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500509 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 22, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) TRACEY L. BOGGUS Original Beneficiary(ies) UNITED CAPITAL MORTGAGE CORPORATION Current Holder of Evidence of Debt WILMINGTON SAVINGS FUND SOCIET Y, F SB, D OIN G BU SIN ESS A S CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR BCAT 2014-4TT Date of Deed of Trust March 23, 1998 County of Recording Jefferson Recording Date of Deed of Trust March 27, 1998 Recording Information (Reception No. and/or Book/Page No.) F0580440 Original Principal Amount $123,824.00 Outstanding Principal Balance $112,074.73 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, BLOCK 8, SUNSTREAM SUBDIVISION NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 9211 CODY LANE, BROOMFIELD, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/17/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Public Trustees

Original Grantor(s) Matthew P. Young and Maria Soccorro Young Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust March 22, 2005 County of Recording Jefferson Recording Date of Deed of Trust April 08, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005003106 Original Principal Amount $192,570.00 Outstanding Principal Balance $177,346.41 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A Unit 4799, Garrison Village Condominiums, County of Jefferson, State of Colorado, according to the Eleventh Supplemental Condominium Map of the Garrison Village Condominium, Phase 12 recorded on February 4, 2005 at Reception No. F2168472, and the Declaration recorded on December 11, 2003 at Reception No. F1924377 and Ninth Declaration of Annexation recorded on February 4, 2005 at Reception No. F2168471, in the records of the Clerk and Recorder of the County of Jefferson, State of Colorado, as amended from time to time.*

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500488 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Matthew P. Young and Maria Soccorro Young Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 10734 W 63rd Pl Apt 12-103, Arvada, CO 80004-5811.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: Corrected legal description for the Deed of Trust pursuant to Corrective Affidavit Re: Scrivener’s Error Pursuant to C.R.S. § 38-35-109(5) recorded in the records of Jefferson County, Colorado, on July 2nd, 2014, at Reception No. 2014052983.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

Legal Notice NO.: J1500509 First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript

Original Grantor(s) Christopher Alan Klispie Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America.

Date of Deed of Trust June 30, 2005 County of Recording Jefferson Recording Date of Deed of Trust July 06, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005044207 Original Principal Amount $112,500.00 Outstanding Principal Balance $106,141.88

Also known by street and number as: 4799 Flower Street, Wheat Ridge, CO 80033.

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

©Public Trustees' Association of Colorado Revised 1/2015

Public Trustees

On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

* Corrected legal description for the Deed of Trust pursuant to Corrective Affidavit Re: Scrivener’s Error Pursuant to C.R.S. § 38-35-109(5) recorded in the records of Jefferson County, Colorado, on July 2nd, 2014, at Reception No. 2014052983.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The Transcript 25

Exhibit A UNIT 103, BUILDING 12, GRACE PLACE II CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP OF GRACE PLACE II CONDOMINIUMS, BUILDING 12 RECORDED ON JUNE 23, 1998 AT RECEPTION NO. F0636680 AND AS DEFINED BY THE CONDOMINIUM DECLARATION OF GRACE PLACE II CONDOMINIUMS, RECORDED ON MAY 14, 1998 AT RECEPTION NO. F0611889 BOTH RECORDED IN THE OFFICE OF THE CLERK AND RECORDER, COUNTY OF JEFFERSON, STATE OF COLORADO.

DATE: 10/22/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

Jolene Kaminski #46144 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 15-939-28510

FORECLOSURE SALE NO. J1500491

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-630876-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO. J1500488 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500491 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-680891-JS

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500491 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500495 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 15, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Charles B Bliss and Joan B Bliss Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as a nominee for CTX Mortgage Company, LLC Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust October 26, 2007

Golden Wheat Ridge * 5

Original Grantor(s) Charles B Bliss and Joan B Bliss Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as a nominee for CTX Mortgage Company, LLC Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust October 26, 2007 County of Recording Jefferson Recording Date of Deed of Trust October 31, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007122513 Original Principal Amount $208,273.00 Outstanding Principal Balance $224,984.05 pursuant to Loan Modification Agreement effective 2/01/2013 and signed by Charles B. Bliss and Joan B. Bliss.

26 The Transcript

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, SHELBURG SUBDIVISON, COUNTY OF JEFFERSON, STATE OF COLORADO

$347,181.22 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 1, ELK REST MEADOWS, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/17/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

a/k/a JOAN CHRISTINE DINOIA, a/k/a JOAN DINOIA Case Number: 2015-PR-31225

NOTICE OF SALE

All persons having claims against the above-named estate are required to present them to the Personal Representative or to District Court of JEFFERSON County, Colorado on or before April 18, 2016, or the claims may be forever barred.

Public Trustees

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/17/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/10/2016, at the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Suite 1540 Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Also known by street and number as: 8004 Grandview Avenue, Arvada, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE

BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/15/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-686357-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500495 First Publication: 12/24/2015 Last Publication: 1/21/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500505 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 22, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) William L Parker Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for RESMAE MORTGAGE CORPORATION Current Holder of Evidence of Debt HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2007-3 Date of Deed of Trust November 17, 2006 County of Recording Jefferson Recording Date of Deed of Trust December 04, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006143150 Original Principal Amount $350,000.00 Outstanding Principal Balance $347,181.22 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/22/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.000101.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500505 First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1500512 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 22, 2015, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Cleolee Anaya Chavez Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Home Loan Corporation, d/b/a Home Loan Corporation of Texas, d/b/a Expanded Mortgage Credit Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage AssetBacked Pass-Through Certificates, Series 2005-KS7 Date of Deed of Trust May 16, 2005 County of Recording Jefferson Recording Date of Deed of Trust May 25, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005023322 Original Principal Amount $220,000.00 Outstanding Principal Balance $168,800.89 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, RUSCH'S SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 4350 Upham Street, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

DATE: 10/22/2015 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 4500.101479.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1500512 First Publication: 12/31/2015 Last Publication: 1/28/2016 Name of Publication: Golden Transcript

Notice To Creditors

STEVEN R. CHAPUT, PERSONAL REPRESENTATIVE c/o Russell J. Sindt, Attorney for Personal Representative 12136 W. Bayaud Ave., Suite 270 Lakewood, Colorado 80228 Legal Notice No.: 43960 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Robert Rivera, Deceased Case Number: 2015PR31038 All persons having claims against the above-named estate are required to present them to the Personal Representative or to District Court of JEFFERSON, County, Colorado on or before April 17th, 2016, or the claims may be forever barred.

Derek Rivera Personal Representative of the Estate of Robert Rivera Hulbert & Associates, LLC 1828 N Clarkson St. Denver, CO 80218 Legal Notice No.: 43961 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Louella Evans, aka Louella Clemens Evans, aka Louella C. Evans, Deceased Case Number: 2015 PR 31211 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 20, 2016 or the claims may be forever barred.

Kimberly Ann Thulin, Personal Representative 13773 Drake Court Pine, CO 80470 Legal Notice No: 43965 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Bethany A. Thomas, a/k/a Bethany Ann Thomas, a/k/a Bethany Thomas, Deceased Case Number: 2015 PR 31204 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 18, 2016 or the claims may be forever barred.

Angela Johnson, Personal Representative 809 Ten Broeck Street Paris, IL 61944 Legal Notice No: 43966 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript

Name Changes

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Gwendolyn M. Drager, Deceased Case Number: 2015 PR 31226

Public Notice of Petition for Change of Name Public notice is given on December 8, 2015 that a Petition for a Change of Name of an adult has been filed with the Jefferson County Court.

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 18, 2016 or the claims may be forever barred.

The Petition requests that the name of Megan Elizabeth Pierce be changed to Megan Elizabeth Grace Case No.: 2015 C 2123

Quentin D. Drager, Personal Representative 2040 Willow Lane Lakewood, CO 80215

/s/ Shana Kloek, Clerk of Court By: Deputy Clerk

Legal Notice No: 43971 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript

Legal Notice No: 43970 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE Public Notice of Petition for Change of Name

PUBLIC NOTICE NOTICE TO CREDITORS Estate of Ronald B. Jones, Deceased Case Number: 2015 PR 31141

Public notice is given on December 16, 2015 that a Petition for a Change of Name of an adult has been filed with the Jefferson County Court.

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 14, 2016 or the claims may be forever barred.

The Petition requests that the name of Melvina Sue Ayala be changed to Melvina Sue White Case No.: 15 C 2198

M. Dee Jones, Personal Representative 5315 Kendrick Court Golden, CO 80403

Shana Kloek, Clerk of Court By: Karla Beston, Deputy Clerk

Legal Notice No: 43974 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript

Legal Notice No: 44022 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on December 15, 2015 that a Petition for a Change of Name of an adult has been filed with the Jefferson County Court.

The Petition requests that the name of Codie Elizabeth Hummel be changed to Aelita Hero Elizabeth Case No.: 15 C 2195 Shana Kloek, Clerk of Court By: J. Harlan, Deputy Clerk Legal Notice No: 44053 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript

Notice To Creditors Public Notice NOTICE TO CREDITORS Estate of JOAN C. DINOIA, a/k/a JOAN COXHEAD DINOIA, a/k/a JOAN CHRISTINE DINOIA, a/k/a JOAN DINOIA Case Number: 2015-PR-31225 All persons having claims against the above-named estate are required to present them to the Personal Representative or to District Court of JEFFERSON County, Colorado on or before April 18, 2016, or the claims may be forever barred.

STEVEN R. CHAPUT,

PUBLIC NOTICE NOTICE TO CREDITORS Estate of Richard Harold Plue, aka Richard Plue, aka Richard H. Plue, Deceased Case Number: 2015 PR 31218 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 18, 2016 or the claims may be forever barred.

Roberta Dawn McLeod, Personal Representative 597 W. Quantico Court Pueblo, CO 81007 Legal Notice No: 43976 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of RITA ELIZABETH STANTON, a/k/a RITA E. STANTON, a/k/a RITA STANTON, Deceased Case Number: 2015 PR 31149 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 18, 2016 or the claims may be forever barred.

Elizabeth A. Stanton, Personal Representative 436 West 47th Street, Apt. #5A New York, NY 10036 Legal Notice No: 43979 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript

County, Colorado on or before April 18, 2016 or the claims may be forever barred.

Elizabeth A. Stanton, Personal Representative 436 West 47th Street, Apt. #5A New York, NY 10036

Notice To Creditors

Legal Notice No: 43979 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Ruth Marie McKown, aka Ruth M. McKown, aka Ruth McKown, Deceased Case Number: 2015 PR 31229 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 17, 2016 or the claims may be forever barred.

Richard Johnson, Attorney for Estate 14 Meadowbrook Road Littleton, CO 80120 Legal Notice No: 43985 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of HELEN M. CHALUPA, a/k/a HELEN MARIE CHALUPA, a/k/a HELEN CHALUPA, Deceased Case Number: 2015 PR 31166 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 15, 2016 or the claims may be forever barred.

Joseph Chalupa, Personal Representative 8017 S. Pennsylvania Court Littleton, CO 80122 Legal Notice No: 43986 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Marcella L. M Baca, Deceased Case Number: 15PR0579 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson, County, Colorado on or before 04/25/2015 , or the claims may be forever barred.

Mark McAbee Personal Representative 9626 W. Swarthmore Drive Littleton, CO 80123 Legal Notice No.: 44018 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Donald Van Dragt, Deceased Case Number 2015PR31210 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 25, 2016, or the claims may be forever barred.

Kirstin Van Dragt Personal Representative Gina M. Weinberger, Esq, Attorney for PR Hartney Law, LLC 3775 Iris Ave., Suite 4 Boulder, CO 80301 Legal Notice No.: 44026 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: Golden Transcript Wheat Ridge Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Steven M. Hale, Deceased.

Case No.: 2015PR031265 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson, Colorado on or before May 1, 2016 or the claims may be forever barred.

Richard A. Hale Personal Representative 9676 Cove Creek Drive Highlands Ranch, Colorado 80129 303-947-2457 Legal Notice No.: 44059 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Grace Elizabeth Sumey, aka Grace E. Sumey, aka Grace Sumey, Deceased Case Number: 2015PR31203 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2016, or the claims may be forever barred.

Jayme L. Klein Personal Representative c/o Pearman Law Firm 4195 Wadsworth Blvd.

Wheat Ridge, CO 80033 Legal Notice No.: 44060 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of DAWN HADLEY, a/k/a DAWN E. HADLEY, a/k/a DAWN HADLEY STREETER, Deceased Case Number: 2015PR31262 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson, County, Colorado on or before May 13, 2016, or the claims may be forever barred.

Jolene Knight Personal Representative c/o Law Office of Julia Griffith McVey, PC 12600 W. Colfax Ave Ste C 400 Lakewood, CO 80215 Legal Notice No.: 44061 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: Golden Transcript

December 31, 2015 Notice To Creditors PUBLIC NOTICE NOTICE TO CREDITORS Estate of Edward Paul Ballard, aka Edward P. Ballard, aka Edward Ballard, Deceased Case Number: 2015 PR 31168

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 26, 2016 or the claims may be forever barred.

Lawrence Shearin Personal Representative c/o Helm, Less & Williams, L.L.P. 5400 Ward Road, Building III Suite 100 Arvada, Colorado 80002 Phone: 303-424-4486 Helm, Less & Williams, L.L.P. Attorneys at Law Richard M. Williams, No. 11865 5400 Ward Road, Building III Suite 100 Arvada, Colorado 80002 Phone: 303-424-4486 Legal Notice No: 44012 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: Wheat Ridge Transcript and The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Lynn Burton Reed, aka Lynn B. Reed, aka Lynn Reed, Deceased Case Number: 15 PR 31237

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 25, 2016 or the claims may be forever barred.

Jessica Lynn Reed Personal Representative 995 Kendall Street Lakewood, Colorado 80214 Legal Notice No: 44019 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Clement Ruppert Hackethal, III, aka Clement R. Hackethal, III, aka Clement Hackethal, III, aka Clement Rupert Hackethal, aka Clement R. Hackethal, aka Clement Hackethal, aka Clem Hackethal, Deceased Case Number: 2015 PR 31212

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 28, 2016 or the claims may be forever barred.

Clement R. Hackethal, Jr. Personal Representative c/o 4704 Harlan Street, Suite 685 Denver, Colorado 80212-7493 Legal Notice No: 44021 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Harold J. Bennett, aka Harold John Bennett, Deceased Case Number: 15 PR 0441

All persons having claims against the above-named estate are required to present them to the Co-Personal Representatives or to the District Court of Jefferson County, Colorado on or before May 1, 2016 or the claims may be forever barred.

Deborah I. McCann Co-Personal Representative 1693 S. Yukon Street Lakewood, Colorado 80232 Gregory G. Bennett Co-Personal Representative 13203 Umatilla Street Westminster, Colorado 80234 Legal Notice No: 44025 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Orlyn L. Terry, aka Orlyn Lee Terry, aka Orlyn Terry, Deceased Case Number: 2015 PR 31185

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 25, 2016 or the claims may be forever barred.

Flora Terry Personal Representative 1763 Montane Drive East Golden, Colorado 80401 Legal Notice No: 44027 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Andrew J. White, aka Andy J. White, Deceased Case Number: 2015 PR 031263

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2016 or the claims may be forever barred.

U.S. Bank National Association 950 17th Street, 5th Floor Denver, Colorado 80203 Legal Notice No: 44051 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Daniel Tjandra, Deceased Case Number: 2015 PR 31134

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 2, 2016 or the claims may be forever barred.

Lisa Dawn Tjandra Personal Representative for the Estate of Daniel Tjandra c/o Brian Cook Attorney

Golden Wheat Ridge * 6

December 31, 2015

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 2, 2016 or the claims may be forever barred.

Notice To Creditors

Lisa Dawn Tjandra Personal Representative for the Estate of Daniel Tjandra c/o Brian Cook Attorney 923 Main Street, Suite D Longmont, Colorado 80501 Legal Notice No: 44052 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript

“Trust Us!” Without public notices, the government wouldn’t have to say anything else.

Public notices are a community’s window into the government. From zoning regulations to local budgets, governments have used local newspapers to inform citizens of its actions as an essential part of your right to know. You know where to look, when to look and what to look for to be involved as a citizen. Local newspapers provide you with the information you need to get involved.

Notices are meant to be noticed.

Read your public notices and get involved!

PUBLIC NOTICE NOTICE TO CREDITORS Estate of Marian Seegrist, aka Marian E. Seegrist, Deceased Case Number: 2015 PR 0611 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 6, 2016 or the claims may be forever barred.

Edward E. Seegrist Personal Representative 10500 Irma Drive, Apt. 2-105 Northglenn, Colorado 80233 Legal Notice No: 44055 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of John Rothfuss, Deceased Case Number: 2015 PR 030869 All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 1, 2016 or the claims may be forever barred.

Dustin J. Klein Personal Representative 1827 Federal Blvd.

Denver, Colorado 80204 Legal Notice No: 44056 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Donna Jo Downing, Deceased Case Number: 15PRO600 All persons having claims against the above-named estate are required to present them to the Personal Representative or the District Court of Jefferson County, Colorado on or before May 1, 2016, or the claims may be forever barred.

Ralph Downing Personal Representative 7518 W. 81st Street Playa del Rey, California 90293 Legal Notice No: 44057 First Publication: December 31, 2015 Last Publication: January 14, 2016 Publisher: The Golden Transcript

Misc. Private Legals PUBLIC NOTICE COUNTY COURT, JEFFERSON COUNTY, COLORADO 100 JEFFERSON COUNTY PARKWAY GOLDEN, CO 80401

Misc. Private Public NoticeLegals DISTRICT COURT, JEFFERSON COUNTY, COLORADO 100 Jefferson County Parkway Golden, CO 80401-6002 Case No.: 2015CV31914 * Division: 9 Plaintiff: CITY OF WHEAT RIDGE HOUSING AUTHORITY, a Body Corporate and Politic of the State of Colorado, Defendants: CITY OF WHEAT RIDGE, a Colorado Home Rule Municipality, JACOB H. BROWN, JAMES A. LEWIS, ARTHUR J. LEWIS, THE UNKNOWN HEIRS OF JACOB H. BROWN, THE UNKNOWN HEIRS OF JAMES A. LEWIS, THE UNKNOWN HEIRS OF ARTHUR J. LEWIS, AND ALL UNKNOWN PERSONS WHO CLAIM ANY INTEREST IN THE SUBJECT MATTER OF THIS ACTION Attorneys for Plaintiff: Malcom M. Murray, Reg. No. 7249 Susan C. Baker, Reg., No. 17711 Murray Dahl Kuechenmeister & Renaud LLP 1530 16th Street, Suite 200 Denver, Colorado 80202 SUMMONS FOR PUBLICATION THE WHEAT RIDGE HOUSING AUTHORITY TO CITY OF WHEAT RIDGE, a Colorado Home Rule Municipality, JACOB H. BROWN, JAMES A. LEWIS, ARTHUR J. LEWIS, THE UNKNOWN HEIRS OF JACOB H. BROWN, THE UNKNOWN HEIRS OF JAMES A. LEWIS, THE UNKNOWN HEIRS OF ARTHUR J. LEWIS, AND ALL UNKNOWN PERSONS WHO CLAIM ANY INTEREST IN THE SUBJECT MATTER OF THIS ACTION You are hereby summoned to appear and defend against the claims of the Wheat Ridge Housing Authority, a Colorado nonprofit corporation, in its Complaint filed under C.R.C.P., Rule 105, to Quiet Title to real property located in Jefferson County, Colorado, by filing with the Court an answer or response. Service of this summons shall be complete by the last day of publication, and you are required to file your answer within thirty-five (35) days of the last publication of this summons. A copy of the Complaint may be obtained from the Clerk of the District Court, Jefferson County.

If you fail to respond or to answer the Complaint within 35 days, after the date of last publication, a default judgment may be rendered against you.

This is an action to quiet the title of the Plaintiff in and to the real property situated in Jefferson County, Colorado, more particularly described as: A PARCEL OF LAND SITUATED IN THE NORTH 1/2 OF SECTION 21, TWP. 3 SOUTH, RANGE 69 WEST OF THE SIXTH PRINCIPAL MERIDIAN, COUNTY OF JEFFERSON, STATE OF COLORADO; BEGINNING AT A POINT ON THE NORTH LINE OF THAT CERTAIN PROPERTY DESCRIBED IN RECEPTION NO. 86049897 BEING THE NORTHERLY RIGHT OF WAY LINE OF WEST 44TH AVENUE, SAID POINT ALSO LYING 642.56' NORTH OF THE CENTER OF SAID SECTION 21 ON THE N/S CENTERLINE OF SAID SECTION 21, SAID POINT BEING THE POINT OF BEGINNING; THENCE N.89°34'27"W. ALONG SAID NORTH LINE, A DISTANCE OF 99.01 FEET TO THE SOUTHERLY EXTENSION OF THE WESTERLY LINE OF THAT CERTAIN PROPERTY DESCRIBED IN BOOK 9, PAGE 451; THENCE N.00°18'35"W. ALONG THE SAID WEST LINE AND ITS SOUTHERLY EXTENSION, A DISTANCE OF 261.17 FEET TO THE NORTHWEST CORNER OF SAID PROPERTY; THENCE N.89°41'25"E. ALONG THE NORTH LINE OF SAID PROPERTY, A DISTANCE OF 198.00 FEET TO THE NORTHEAST CORNER OF SAID PROPERTY; THENCE S.00°18'35"E. ALONG THE EASTERLY LINE OF SAID PROPERTY AND ITS SOUTHERLY EXTENSION, A DISTANCE OF 263.36 FEET TO THE NORTH LINE OF THAT CERTAIN PROPERTY DESCRIBED IN RECEPTION NO. 86049897; THENCE N.89°46'46"W. ALONG SAID NORTH LINE, A DISTANCE OF 99.01 FEET TO THE POINT OF BEGINNING. CONTAINING 51,946.36 SQUARE FEET OR 1.1925 ACRES, MORE OR LESS.

David A. Bauer, #7576 David A. Bauer, P.C. 2594 South Lewis Way, Suite A Lakewood, Colorado 80227 Phone: 303-986-1200 Fax: 303-988-8913

THE BASIS OF BEARINGS FOR THE ABOVE DESCRIBED PARCEL OF LAND IS PLATTED ON FRUITDALE PATIO HOMES TO BE N.00°09'23"W FROM THE EAST 1/4 OF SECTION 21, TWP. 3 SOUTH, RANGE 69 WEST OF THE 6TH PM TO THE NORTHEAST CORNER OF SAID SECTION, SAID EAST 1/4 BEING A 3 1/4' BRASS CAP AND POST SET IN RANGE BOX STAMPED LS 13212 PER THE MONUMENT RECORD AND THE NE CORNER BEING STAMPED LS 13212 1984 PER THE MONUMENT RECORD.

Case Number: 10C41964

Dated: December 3, 2015

Plaintiff: CAVALRY PORTFOLIO SERVICES, LLC vs.

Defendant(s): GEORGE ROGERS, III

NOTICE TO SHOW CAUSE WHEREAS, Plaintiff has moved this Court pursuant to said rules of civil procedure that the judgment entered in the instant matter on February 16, 2010 in favor of the Plaintiff and against the Defendant(s) which judgment remains unsatisfied, be revived, NOW THEREFORE, IT IS ORDERED, the Defendant(s), GEORGE ROGERS, III, shall show cause within fourteen (14) days from the service of this Notice to Show Cause if any he has, why the judgment heretofore entered should not be revived with like force and effect.

WITNESS the hand and seal of the Clerk of the Court in GOLDEN, Colorado, this 8th day of September, 2015. /s/ Tammy Greene County Court Judge Legal Notice No.: 43928 First Publication: December 10, 2015 Last Publication: January 7, 2016 Publisher: Golden Transcript Public Notice DISTRICT COURT, JEFFERSON COUNTY, COLORADO 100 Jefferson County Parkway Golden, CO 80401-6002 Case No.: 2015CV31914 * Division: 9

Plaintiff: CITY OF WHEAT RIDGE HOUSING AUTHORITY, a Body Corporate and Politic of the State of Colorado,

Defendants: CITY OF WHEAT RIDGE, a Colorado Home Rule Municipality, JACOB H. BROWN, JAMES A. LEWIS, ARTHUR J. LEWIS, THE UNKNOWN HEIRS OF JACOB H. BROWN, THE UNKNOWN HEIRS OF JAMES A. LEWIS, THE UNKNOWN HEIRS OF ARTHUR J. LEWIS, AND ALL UNKNOWN PERSONS WHO CLAIM ANY INTEREST IN THE SUBJECT MATTER OF THIS ACTION Attorneys for Plaintiff: Malcom M. Murray, Reg. No. 7249

Respectfully Submitted, MURRAY DAHL KUECHENMEISTER & RENAUD LLP Attorneys for Plaintiff Wheat Ridge Housing Authority Legal Notice No.: 43892 First Publication: December 3, 2015 Last Publication: December 31, 2015 Publisher: Wheat Ridge Transcript and the Golden Transcript PUBLIC NOTICE COUNTY COURT, JEFFERSON COUNTY, COLORADO 100 JEFFERSON COUNTY PARKWAY GOLDEN, CO 80401 Plaintiff: GEMINI CAPITAL GROUP, LLC vs.

Defendant(s): DANIEL A. MARTINEZ David A. Bauer, #7576 David A. Bauer, P.C. 2594 South Lewis Way, Suite A Lakewood, Colorado 80227 Phone: 303-986-1200 Fax: 303-988-8913 Case Number: 10C41452 NOTICE TO SHOW CAUSE WHEREAS, Plaintiff has moved this Court pursuant to said rules of civil procedure that the judgment entered in the instant matter on March 29, 2010 in favor of the Plaintiff and against the Defendant(s) which judgment remains unsatisfied, be revived, NOW THEREFORE, IT IS ORDERED, the Defendant(s), DANIEL A. MARTINEZ, shall show cause within fourteen (14) days from the service of this Notice to Show Cause if any he has/have, why the judgment heretofore entered should not be revived with like force and effect.

WITNESS the hand and seal of the Clerk of the Court in GOLDEN, Colorado, this 27th day of October, 2015. /s/ Tammy Green

David A. Bauer, P.C. 2594 South Lewis Way, Suite A Lakewood, Colorado 80227 Phone: 303-986-1200 Fax: 303-988-8913 Case Number: 10C41452

Misc. Private Legals NOTICE TO SHOW CAUSE

WHEREAS, Plaintiff has moved this Court pursuant to said rules of civil procedure that the judgment entered in the instant matter on March 29, 2010 in favor of the Plaintiff and against the Defendant(s) which judgment remains unsatisfied, be revived, NOW THEREFORE, IT IS ORDERED, the Defendant(s) , DANIEL A. MARTINEZ, shall show cause within fourteen (14) days from the service of this Notice to Show Cause if any he has/have, why the judgment heretofore entered should not be revived with like force and effect.

WITNESS the hand and seal of the Clerk of the Court in GOLDEN, Colorado, this 27th day of October, 2015. /s/ Tammy Green County Court Judge Legal Notice No.: 44013 First Publication: December 24, 2015 Last Publication: January 21, 2016 Publisher: Golden Transcript Public Notice COUNTY COURT, JEFFERSON COUNTY, COLORADO 100 JEFFERSON COUNTY PARKWAY GOLDEN, CO 80401 Plaintiff: BELLCO CREDIT UNION vs.

Defendant: BERNARD LOPEZ David A. Bauer, #7576 David A. Bauer, P.C. 2594 South Lewis Way, Suite A Lakewood, Colorado 80227 Phone: 303-986-1200 Fax: 303-988-8913 Case Number: 04 C 6640 NOTICE TO SHOW CAUSE WHEREAS, Plaintiff has moved this Court pursuant to said rules of civil procedure that the original judgment entered in the instant matter on May 10, 2004 and thereafter revived with like force and effect on March 18, 2010, in favor of the Plaintiff and against the Defendant(s), which judgment remains unsatisfied, be again revived, NOW THEREFORE, IT IS ORDERED, the Defendant(s) , BERNARD LOPEZ, shall show cause within fourteen (14) days from the service of this Notice to Show Cause if any he has, why the judgment heretofore entered should not be again revived with like force and effect.

WITNESS the hand and seal of the Clerk of the Court in GOLDEN, Colorado, dated this 25th day of September, 2015. /s/ Thomas Vance County Court Judge Legal Notice No.: 44014 First Publication: December 24, 2015 Last Publication: January 21, 2016 Publisher: Golden Transcript Public Notice After first being duly sworn, pursuant to Title 7-42-113 Colorado Revised Statutes, Michael E. Owens, President of Owens Family Limited Partnership, L.L.L.P., does hereby give notice to Manhart Ditch Company that Certificate No. 130 for Ten (10.0) shares of capital stock of the Manhart Ditch Company has been lost, mislaid, or destroyed and such certificate(s) is the property of Owens Family Limited Partnership; and such certificate(s) have not been transferred or hypothecated by Owens Family Limited Partnership. Demand is hereby made for a duplicate certificate in accordance with Section 7-42-113 and Sections 7-42-115 to 7-42-117, Colorado Revised Statutes.

Manhart Ditch Company will issue on or after February 1, 2016, a duplicate certificate to the registered owner, the registered owner’s legal representative or assignee, or any lienholder named in the books of the corporation as a lienholder on the lost certificate unless a contrary claim is filed with the Manhart Ditch Company prior to the date stated above.

Legal Notice No.: 44015 First Publication: December 24, 2015 Last Publication: January 21, 2016 Publisher: Golden Transcript PUBLIC NOTICE Golden Storage 303 271 1593, 732 Hogback Dr, Golden CO 80403, will dispose of tenants goods on 1/12/2016 or elect to hold an auction on 1/12/2016 at or around 10:00AM of the following tenants personal property. Entire unit must be purchased as a whole. Purchases must be paid for immediately and removed within 24 hours of sale. CASH ONLY. The goods stored in units rented by occupants listed below will be sold to the highest bidder. Auction date may change without notice.

Tenant: Cramer, Unit: 10123 Contents: Household Legal Notice No.: 44023 First Publication: December 24, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript Public Notice Jefferson County, Colorado 100 Jefferson County Parkway Golden, Colorado 80401 In Interests of: Akeys Williams Attorney or Party Without Attorney: Timothy Johnson 5520 W. 79th Avenue, Apt. 6 Arvada, Colorado 80003 * 720-474-1631 Email: loretta686@gmail.com Case Number: 15PR0577 NOTICE OF HEARING BY PUBLICATION PURSUANT TO 15-10-401, C.R.S TO: Shawn Coprich A hearing on January 20, 2016 for Guardianship will be held at the following time and location or at a later date to which the hearing may be continued.

Date: January 20, 2016 Time: 8:30 a.m.

Location: 100 Jefferson County Pkway Golden, Colorado 80401 Courtroom: 5E/1

TO: Shawn Coprich A hearing on January 20, 2016 for Guardianship will be held at the following time and location or at a later date to which the hearing may be continued.

Misc. Private Legals

Date: January 20, 2016 Time: 8:30 a.m.

Location: 100 Jefferson County Pkway Golden, Colorado 80401 Courtroom: 5E/1 Legal Notice No.: 44024 First Publication: December 24, 2015 Last Publication: January 7, 2016 Publisher: The Golden Transcript Public Notice State of Minnesota County Hubbard District Court Judicial District: Ninth Court File Number: 29-CV-15-1128 Case Type: Harassment Rebecca Asplund, Petitioner(s) vs. Pamela Jena Dunn, Respondent(s) Notice of Issuance of Harassment Order For Relief by Publication To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

X You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator's office at the following address: Hubbard County Court, 301 Court Ave, Park Rapids, Mn 56470 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court's order.

Date: December 21, 2015 Nanette Iles Court Administrator / Deputy Legal Notice No.: 44054 First Publication: December 31, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript and the Wheat Ridge Transcript

Government Legals PUBLIC NOTICE Case No. 2015-041 Tax Lien No. 2011-01475 NOTICE OF PURCHASE OF REAL ESTATE AT TAX SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED To Every Person in Actual Possession of Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose name the same was Taxed or Specially Assessed, and to all Persons having an Interest or Title of Record in or to the said Premises and, To Whom It May Concern, and more especially to: McClelland Bros Inc. c/o Jefferson County Treasurer 100 Jefferson County Parkway Suite 2520 Golden, CO 80419; Legal: East ½ of Vacated Zephyr Street adjoining West line of South 133.5 feet of Block 74, LAKEWOOD SUBDIVISION, County of Jefferson State of Colorado; You and each of you are hereby notified that on the 25th day of October, A.D. 2012, the then county Treasurer of the County of Jefferson and State of Colorado, sold at public sale to Jefferson County, Assignor of, Tim O’Connell & Family Enterprises, LLC, Assignor of 1330 Zephyr Street, LLC, Applicants, who have made demand for a Treasurer’s Deed, for the following described real estate, situated in the County of Jefferson, State of Colorado, to wit East ½ of Vacated Zephyr Street adjoining West line of South 133.5 feet of Block 74, LAKEWOOD SUBDIVISION, County of Jefferson State of Colorado; That said tax sale was made to satisfy the delinquent 2011 taxes assessed against said real estate for the year 2011; that said real estate was taxed in the name of McClelland Bros Inc. that the statutory period of redemption expired October 25, A.D. 2015; that the same has not been redeemed; that said property may be redeemed at any time before a Tax Deed is issued; that a Tax Deed will be issued to the said 1330 Zephyr Street LLC; lawful holder of said certificate, on the 14th day of April at 5:00 o’clock P.M., A.D. 2016, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 03rd day of December 2015 Tim Kauffman Jefferson County Treasurer Legal Notice No.: 43964 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript PUBLIC NOTICE SECTION 00 11 16 NOTICE INVITATION TO BID CHLORINE TANK REPLACEMENT PROJECT The City of Golden, Colorado respectfully requests Sealed Bids for Chlorine Tank Replacement Project. Sealed Bids will be accepted until 2:00 p.m. local time, January 13, 2016.

For more information and how to obtain the required Bidder’s Packet, visit the City of Golden website at: www.cityofgolden.net.

By: Dan Hartman, Director of Public Works Date: December 14, 2015 Legal Notice No.: 43967 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript PUBLIC NOTICE SECTION 00 11 16 NOTICE INVITATION TO BID WATER TREATMENT PLANT RAW WATER PUMP STATION MCC REPLACEMENT PROJECT

sider late payment fees and shut-off notice charges.

The Transcript 27

PUBLIC NOTICE

Government SECTION 00 11Legals 16 NOTICE INVITATION TO BID WATER TREATMENT PLANT RAW WATER PUMP STATION MCC REPLACEMENT PROJECT The City of Golden, Colorado respectfully requests Sealed Bids for MCC Replacement Project. Sealed Bids will be accepted until 1:00 p.m. local time, January 13, 2016.

For more information and how to obtain the required Bidder’s Packet, visit the City of Golden website at: www.cityofgolden.net.

By: Dan Hartman, Director of Public Works Date: December 14, 2015 Legal Notice No.: 43968 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript PUBLIC NOTICE ADVERTISEMENT FOR BIDS Sealed bids for the construction of City of Arvada Project No. 16-WA-02 entitled Quaker Street 24” PVC Waterline will be received at the office of the City Engineer until 10:00 am on January 5, 2016 and then publicly opened and read aloud.

The BID DOCUMENTS, consisting of Advertisement for Bids, Information for Bidders, Special Conditions, Addendum when issued, Bid Bond, Bid Proposal, and Bid Schedule forms, and the Project Drawings (11”x17”) may be examined at the following locations: City of Arvada Engineering Division - 8101 Ralston Road, Arvada, Colorado 80002 Dodge Plan Room – www.construction.com ISqFt Plan Room – 1030 West Ellsworth Ave., Unit G, Denver, Colorado 80223 Reed Construction Data - www.reedpsp.com Rocky Mountain E-Purchasing System at www.rockymountainbidsystem.com No cost bid documents may be obtained at www.rockymountainbidsystem.com on or after December 17, 2015. Bid documents may also be obtained at the office of the City Engineer upon payment of $30.00 per set, which is non-refundable.

ESTIMATED QUANTITIES OF THE MAJOR ITEMS OF WORK ARE: 1,210 LF Furnish and Install 24” PVC Waterline 40 LF Furnish and Install 12” PVC Waterline 1 EA Furnish and Install 8” Blowoff Assembly 1 EA Furnish and Install 24” Butterfly Valve & Box 3 EA Furnish and Install 12” Gate Valve & Box Miscellaneous items include connections to existing facilities, traffic control, water main fittings, and other appurtenances.

Bidders, subcontractors, and suppliers must be familiar with the current City of Arvada Engineering Code of Standards and Specifications for the Design and Construction of Public I mprovements, dated July 19, 2011, which will be combined with the Bid Documents to form the Contract Documents for the Project. A copy of the Standards may be obtained from the office of City Engineer upon a non-refundable payment of $30.00. The Standards are also available in the Engineering section of the City’s web site at www.arvada.org. Holders will be notified when supplemental revisions and additions are available as they are adopted.

Holders are responsible for keeping current their City of Arvada Engineering Code of Standards and Specifications.

Project Engineer for the work is William S. Jennings, P.E. Phone 720-898-7643 CITY OF ARVADA Timothy R. Hoos, P.E., City Engineer Legal Notice No.: 43977 First Publication: December 17, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press PUBLIC NOTICE NOTICE OF FINAL SETTLEMENT Notice is hereby given that disbursements in final settlement will be issued by the Finance Director at 10:00 a.m., January 12, 2016 to Asphalt Specialties Company, Inc. for work related to Project No. 15-ST01 – 2015 Milling and Overlay and performed under that contract dated March 23, 2015 for the City of Arvada.

Any person, co-partnership, association of persons, company or corporation that furnished labor, material, drayage, sustenance, provisions or other supplies used or consumed by said contractor or his subcontractors in or about the performance of the work contracted to be done by said Asphalt Specialties Company, Inc. and its claim has not been paid, may at any time on or prior to the hour of the date above stated, file with the Finance Director of the City of Arvada at City Hall, a verified statement of the amount due and unpaid on account of such claim.

Dated this December 14, 2015 CITY OF ARVADA /s/ Teri Colvin, Deputy City Clerk Legal Notice No.: 44016 First Publication: December 24, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press PUBLIC NOTICE RALSTON VALLEY WATER AND SANITATION DISTRICT NOTICE OF DISCUSSION OF POSSIBLE LATE PAYMENT FEES AND SHUT-OFF NOTICE CHARGES NOTICE IS HEREBY GIVEN that at the regular monthly meeting of the Board of Directors of the Ralston Valley Water and Sanitation District to be held February 2, 2016 at 6:30 p.m., the Board will consider late payment fees and shut-off notice charges.

Regular monthly meetings are held at: Apex Center 13150 W. 72nd Avenue Arvada, CO RALSTON VALLEY WATER AND SANITATION DISTRICT

Regular monthly meetings are held at: Apex Center 13150 W. 72nd Avenue Arvada, CO

Government Legals

RALSTON VALLEY WATER AND SANITATION DISTRICT By: /s/ Phil Wathier District Manager Dated: December 21, 2016 Legal Notice No.: 44050 First Publication: December 31, 2015 Last Publication: December 31, 2015 Publisher: Arvada Press Golden Transcript PUBLIC NOTICE ORDINANCE

NOTICE IS HEREBY GIVEN that the Board of County Commissioners of the County of Jefferson, State of Colorado, will hold a public hearing concerning the adoption of the “The International Fire Code (2015 Edition), Minimum Fire Safety Standard” in Hearing Room 1 of the Jefferson County Administration and Courts Building at 8:00 a.m. on January 12, 2016, when and where all parties may appear and be heard.

An Ordinance Adopting Policy Part 3, Chapter 8, Section 3 The International Fire Code (2015 Edition), Minimum Fire Safety Standards Title: Regulatory Policy The International Fire Code (2015 Edition), Minimum Fire Safety Standard Policy Custodian: Building Safety Policy No.: Part 3, Regulations Chapter 8, Property: Section 3 Effective Date Adoption/Revision Date Adopting Resolution(s): CC16-

References (Statutes/Resos/Policies): 30-15-401.5; CC13-326

Purpose: An Ordinance, pursuant to the authority granted by section 30-15-401.5, C.R.S., adopting the International Fire Code (2015 Edition) as the minimum fire safety standard within unincorporated Jefferson County.

Policy: The International Fire Code (2015 Edition), Minimum Fire Safety Standard

A. Adoption The Board of County Commissioners has adopted the International Fire Code (2015 Edition) including Appendix Chapter E, Appendix Chapter F and Appendix Chapter G as promulgated by the International Code Council (the “Fire Code”) to provide for minimum fire safety standards.

The Code is incorporated as fully as if set out at length in this Ordinance and its provisions shall be controlling within the limits of unincorporated Jefferson County.

B. Enforcement 1. Fire protection districts organized pursuant to Title 32, C.R.S. who have adopted the Fire Code shall enforce the Code within their respective jurisdictions.

2. The Jefferson County Sheriff shall enforce the Fire Code in areas which are not within the jurisdiction of a fire protection district. Whenever the Sheriff disapproves an application or refuses to grant a permit applied for, or when it is claimed that the provisions of the Fire Code do not apply or that the true intent and meaning of the Fire Code has been misconstrued or wrongly interpreted, the applicant may appeal from the decision of the Sheriff to the Board of Appeals within 30 days from the date of the decision appealed. The Board of Appeals shall be the Jefferson County Board of Review.

C. Violations Any person who violates any of the provisions of the Fire Code hereby adopted commits a Class 2 petty offense and, upon conviction thereof, shall be punished by a fine of not more than $1000 for each separate violation and such person shall pay a $10 surcharge as provided in Section 30-15-402(2) C.R.S.

D. Severability Should any provision of this Ordinance or of the Fire Code be declared for any reason invalid, it is the intent of the Board of County Commissioners that it would have passed all other portions of this Ordinance independent of the elimination herefrom of any such portion as may be declared invalid.

Legal Notice No.: 44058 First Publication: December 31, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript PUBLIC NOTICE

NOTICE OF HEARING UPON APPLICATION FOR A NEW TAVERN LIQUOR LICENSE OF LAMAR STREET CENTER, LLC D/B/A LAMAR STREET CENTER 5889 LAMAR STREET, ARVADA, CO 80003 Notice is hereby given that an application has been presented to the City of Arvada Local Liquor Licensing Authority for a Tavern Liquor License from Lamar Street Center, LLC, d/b/a Lamar Street Center, 5889 Lamar Street, Arvada, Colorado, whose two 50% owners are Wayne L. Winkler, 7987 Lone Pine Dr., Golden, Colorado; and Toni Winkler, 7987 Lone Pine Dr., Golden, Colorado. The license would allow sales of malt, vinous and spirituous liquor by the drink for consumption on the premises at 5889 Lamar Street, Arvada, Colorado.

Said application will be heard and considered by the City of Arvada Liquor Licensing Authority at a meeting to be held in the Arvada Municipal Complex Council Chambers, 8101 Ralston Road at 5:30 p.m. on Thursday, January 14, 2016. The application was submitted on November 12, 2015.

For further information call Teri Colvin, Deputy City Clerk, at 720-898-7544.

Dated this 31st day of December, 2015. /s/ Teri Colvin, Deputy City Clerk CITY OF ARVADA, COLORADO Legal Notice No.: 44062 First Publication: December 31, 2015 Last Publication: December 31, 2015 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press

Manager When government takes action, uses District local newspapers to notify The City of Golden, Colorado it respectfully Dated: December 21, 2016 Legal Notice No.: 44024 requests Sealed Bids for MCC ReplaceFirst Publication: December 24, 2015 ment Project. Sealed Bids will be accepLegal Notice No.: 44050 Last Publication: January 7, 2016 you. your public the best way to find ted until 1:00notices p.m. local time,is January First Publication: December 31, 2015 out what is Publisher:Reading The Golden Transcript 13, 2016.

Last Publication: December 31, 2015 Arvada Pressyou. If you don’t happening in your community and howPublisher: it affects For more information and how to obtain Golden Transcript the required Bidder’s Packet, visit the City of Golden never website at: read public notices, you know what you might miss. www.cityofgolden.net.

By: /s/ Phil Wathier

Notices are meant to be noticed.

By: Dan Hartman, Director of Public Works Date: December 14, 2015

Legal Notice No.: 43968 First Publication: December 17, 2015 Last Publication: December 31, 2015

Golden Wheat Ridge * 7

28 The Transcript

December 31, 2015

Benton

this year. She won by 14.5 seconds.

Wilson was the 9-10 girls champion with a time of 11:45.8 over the 3,000-meter course in a race that was run in the rain with 30-degree temperatures.

Continued from Page 17

Conley and Keeney were among four Colorado players picked on the all-star team.

National cross-country champions Brooke Wilson and Aidyn Woodall of Castle Rock won national championships on Dec. 12 at the USA Track & Field Junior Olympic National Cross-County Championships in Albuquerque, New Mexico.

Parker Panthers teams captured three national titles, winning the boys and girls 9-10 age group titles and the 11-12 girls crown.

Woodall won her third straight national crown with a time of 10:52.1 over the 3,000-meter course in the 11-12 division

WOW!!

YOU CAN BUY A NEW FURNACE

Youngs stands up Lutheran senior Chris Youngs appears ready to make an impact on the Class 3A state track meet this spring.

He finished sixth in the open 60-meter dash at the Air Force Open Indoor Meet on Dec. 11, and the five runners ahead of him were all collegiate runners.

Spirit state champions Mountain Vista’s pom team won its third straight title, this year in the 5A jazz competition at the State Spirit Championships held Dec. 11 at the Denver Coliseum.

Castle View captured the 4A/5A co-ed

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title, Ponderosa was crowned the 4A poms champion, and Cherry Creek won the 5A poms state championship.

State rankings Highlands Ranch is once again the topranked Class 5A girls basketball team in the CHSAANow.com rankings that were released Dec. 21 prior to the holiday break.

ThunderRidge was third, Ralston Valley fourth, Lakewood fifth and Cherry Creek seventh in the 5A girls poll. Valor Christian was third and Golden sixth in the 4A rankings. Lutheran was sixth in the 3A poll.

The Grizzlies boys basketball team was second in the 5A poll with Rock Canyon ninth. Valor Christian was second and Golden sixth in the 4A boys poll, while Lutheran came in fourth and Faith Christian seventh in the 3A rankings.

In the CHSAANow.com hockey poll, Ralston Valley was third, defending state champion Cherry Creek fourth and Mountain Vista eighth.

‘Another hope would be for Valor Christian to change its football jerseys so people in the stands and press box can read the numbers without having to use binoculars.’

Jim Benton is a sports writer for Colorado Community Media. He has been covering sports in the Denver area since 1968. He can be reached at jbenton@coloradocommunitymedia.com or at 303-566-4083.

NEWS IN A HURRY Gunpoint robbery near Olde Town Police were seeking an armed robber last week, after he held a convenience store clerk at gunpoint and demanded money.

The robbery occurred Dec. 23, at the 7-11 at the corner of Wadsworth Boulevard and Ralston Road.

No more information was immediately available.

LWV announce book club book The Jeffco League of Women Voters Nonfiction Book Club will study Orville Schell’s and John Delury’s influential “Wealth and Power: China’s Long March to the 21st Century” at its January and February book club meetings.

The authors help us understand China through their unique approach: studying the evolution of Chinese thought through 11 writers and leaders from the 1790s to now.

Meetings on this book will be Jan. 20, 23 and Feb. 17, 20. Learn more about this important topic through the insights in

this stunning book. Call Lynne at 303985-5128 for more information.

Christmas Eve fire leaves family without home or dog For two Arvada residents, it was a very un-merry Christmas this year, as a fire claimed the life of a pet, and rendered their house unlivable.

Around 9 a.m. on Dec. 24, Arvada Fire received multiple calls of smoke billowing from a residence in the 7400 block of Teller Street. Firefighters on the scene encountered two residents, who say they fled the burning house without injury. A dog at the residence was not so lucky.

Firefighters controlled the blaze. The cause of the fire is under investigation still, but Arvada Fire PIO Amber Jones said the cause is believed to be accidental.

Jones said the two Arvada residents were put in contact with the Red Cross to provide immediate assistance and shelter to the couple, as the house had sustained significant smoke and water damage.

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