Comprar $550,000 vs. Alquilar My Property (San Diego County, CA)
Flujo de Caja Estimado Comprar Año1
Alquilar Año1
Alquilar Año15
$2,154
$2,554
$4,730
Impuestos a la Popiedad y Seguro
$825
$38
$70
Mantenimiento y Reparaciones
$229
$0
$0
$3,208
$2,592
Principio mensual e interés
$3,208
Gasto mensual Flujo de caja total
Tasa de interés 3.250%
$4,800
$586,622 APR 4.292%
$4,800 $643,830
Years
Aument de Alquiler Anual 4.5%
Diferencia de Flujo de Efectivo Apreciación Ganada
$57,208 Amortización Ganada
$634,286
$188,416
Comenzando valor de casa Historical Appreciation (Avg./Yr): Valor Estimado Después de 15 Años:
$550,000 5.25% $1,184,286
Costo de Venta Comisión Inmobiliaria 6% Basado en el valor futuro $1,184,286 después de 15 Años
$71,057
Monto del Préstamo Original Saldo Principal Remanente
$495,000 $306,584
Beneficio Fiscal $15,692 Deducción estándar $12,550 in 22% Deducción estándar después de 15 Años
Ganancia neta al comprar una casa
$804,882 $412,785 $348,926 $289,407
$234,028 $182,598 $134,936 $90,868 $50,227 $12,858 $-21,391
Costos iniciales de cierre Diferencia de Flujo de Caja Costo de Venta
-$19,663 $57,208 -$71,057
Apreciación Ganada Amortization Gain Beneficio Fiscal
$634,286 $188,416 $15,692
Point Mortgage Corporation is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. 2421 Fenton Street, Suite A, Chula Vista, CA 91914. NMLS ID #231073 (www.pointmtg.com). +1 619.475.4095. Point Mortgage Corporation and Coldwell Banker West are affiliated companies with common ownership and any other real estate companies showcased are not affiliated nor share common ownership. You are free to shop around for the best price and are not obligated to use the services of one or the other. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
Powered By MBS Highway Loan and monthly payment buying scenarios used for informational purposes only and may not be specific to your situation. Rates expressed may not be available at this time. This document should not be construed as investment or mortgage advice or a commitment to lend. Your results may vary. There are no guarantees, promises, representations and/or assurances concerning the level of accuracy you may experience. For actual and current terms and rate information, please contact your lender directly. APR of 4.292% assumes a 3.250% simple fixed interest rate assuming $60,401 in fees included in APR. Monthly principal and interest payment based on a fully amortizing fixed interest loan of $495,000 with 360 monthly payments at the assumed simple interest rate (Current as of 8/30/2021). *Lender is not a tax consultation firm. Please seek advice from a tax professional.Source: MBS HighwayMLS Data provided by Listing Booster. Monthly expenses may or may not include condominium or HOA fees, if applicable; your payment may be greater.
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