The Coast News, Nov. 12, 2010

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MAKING WAVES IN YOUR NEIGHBORHOOD

VOL. 24, NO. 44

NOV. 12, 2010

Foreclosed home held hazards

THISWEEK ON POINT

An Oceanside native is doing well at the renowned United States Military Academy at B4 West Point

By Promise Yee

OCEANSIDE — The city of Oceanside was left with a major hazardous waste cleanup after a family moved out of their foreclosed home at 1428 San Simeon Street on Nov. 4. The past resident of the home in the Capistrano neighborhood, near the front gate of Camp Pendleton, reported to the Fire Department that her husband had owned a company that made gopher eradication devices and regularly bought and sold hazardous materials and explosives to kill the gophers. Her husband developed gastrointestinal cancer in 2005 and died in 2008, leaving the hazardous materials behind. Firefighters found four storage buildings in the backyard that contained hazardous liquid and solid materials. There were also numerous containers of liquid found

GETTING CRAFTY Local artists and artisans got a chance to peddle their wares to the public thanks to an annual A3 Encinitas event

STEAMPUNK

A new multimedia exhibit at the Oceanside Museum of Art proves to be anything but A14 ordinary

INSIDE

TWO SECTIONS, 48 PAGES

Calendar . . . . . . . . . . . . A5 Camp Pendleton News . . . A16 Classifieds . . . . . . . . . . B20 Comics . . . . . . . . . . . . . B22 Consumer Reports . . . . A13 Crime . . . . . . . . . . . . . . . A8 Doorman Diaries . . . . . B11 Frugal Living . . . . . . . . B11 Hit the Road . . . . . . . . . A12 Hot Off the Block . . . . . . A9 The Law & You . . . . . . . . A9 Legal Notices . . . . . . . . A22 Local Roots . . . . . . . . . . A9 Obituaries . . . . . . . . . . . B7 Odd Files . . . . . . . . . . . . A3 Opinion . . . . . . . . . . . . . A4 Pet of the Week . . . . . . . B7 Sea Notes . . . . . . . . . . . A12 Second Opinion . . . . . . A15 Small Talk . . . . . . . . . . . B1 Taste of Wine . . . . . . . . A7 Who’s News? . . . . . . . . . B4

COUNTRY DAY FAIR Above, at the Encinitas Country Day School Halloween Fall Festival Oct. 30, eighth-grader Devon Phillips cheers as Principal Graeg Lehmunn falls into the Dunk Tank. “It’s all about the students having fun,” Lehmunn said. “The first- and secondgraders get such a kick out of dunking me.” The fair is held to raise money for the ECDS Parent-Teacher-Organization. Right, Michael Peterson and first-grader Ella Decking have fun making creepy bubbly potions. Courtesy photos

CALENDAR SECTION: calendar@coastnewsgroup.com COMMUNITY NEWS: community@coastnewsgroup.com LETTERS TO THE EDITOR: letters@coastnewsgroup.com

Arrested man not ‘Geezer Bandit’ By Shelli DeRobertis

that were not consistent with the city’s general plan. City officials said the designation was not relevant for the coral because it sits along a public right-of-way, where such protections, on paper at least, are already are in place. In order to qualify as a heritage tree several factors

VISTA — Authorities have determined that the man arrested Nov. 1 for a set of robberies is not the Geezer Bandit, which was what was originally reported by witnesses who heard the robber identify himself as such. Edward Bernard Power, 58, was arrested as a suspect in three robberies that took place in Carlsbad and Oceanside during the same day. The Geezer Bandit has been captured on numerous surveillance photos, and is estimated to be about 60 to 70

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TURN TO BANDIT ON A13

Commission designated first heritage tree By Wehtahnah Tucker

HOW TO REACH US (760) 436-9737

TURN TO FORECLOSED ON A15

ENCINITAS — The Planning Commission gave the city’s first “heritage tree” designation despite staff recommendations in both a September meeting and on Nov. 4 not to qualify the tree as a heritage tree. The city arborist said the tree was old, is in poor form and condition with gopher

activity and limbs growing into power lines among other problems. Arborist Mark Wisniewski, who worked with the applicant, disagreed. Marguerite Butler said the 80-year-old cockspur coral along Requeza Way that she has cared for more than half a century deserves special recognition. As part of the urban for-

est management policy the City Council passed in 2009, the heritage tree designation identifies trees that have significance to the community according to City Planner Kerry Kusiak. The heritage designation was designed to afford trees an extra measure of protection against removal for development or other reasons

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THE COAST NEWS

John Says, “Thank you for freedom and living the American Dream” Tip Top Meats

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NOV. 12, 2010


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THE COAST NEWS

NOV. 12, 2010

ODD FILES

County takes aim at insurance fraudsters

by CHUCK SHEPHERD

LEAD STORY About 20 percent of Japan’s adult-video market is now “elder porn” with each production featuring one or more studly seniors and Shigeo Tokuda, 76, among the most popular. He told Toronto’s Globe and Mail in October that he still “performs” physically “without Viagra,” in at least one role a month opposite much younger women. His wife and adult daughter learned only two years ago, by accident, of his lateonset career (which began at age 60 when a filmmaker hired him for his “pervert’s face”). Tokuda figures the “elder porn” genre will grow with Japan’s increasing senior population.

Cultural Diversity • In Afghanistan, as in many less-developed countries, boy babies are much preferred to girls for economic reasons and social status, but some thusunlucky Afghan parents have developed a workaround for “excess” girls: simply designate one a boy. All references to her are male, and she dresses as a boy, plays “boy” games and does “boy” chores, at least until puberty, when many parents of the “bocha posh” convert her back. In some tribal areas, according to a September New York Times dispatch, superstition holds that creation of a bocha posh even enhances prospects of the next child’s being a boy. • Although India has forbidden discrimination against lower-caste “Dalits” (so-called “untouchables”), rampant oppression still exists, especially in rural areas. In October, police were investigating reports that a higher-caste woman had disowned her dog after it had been touched by an “untouchable” woman. A village council in the Morena district of Madhya Pradesh state had reportedly awarded the higher-caste woman the equivalent of $340 compensation after she witnessed the dog being given food scraps by the Dalit woman.

Latest Religious Messages • Symbols: (1) Although the dress code at Clayton (N.C.) High School prohibits it, freshman Ariana Iacono demanded in September that she be allowed her nose ring, which she said is “essential” to her practice of religion. Her Church of Body Modification, she said, teaches that “the mind, body and soul are all one entity and that modifying the body can bring the mind and soul into harmony.” (2) Some Ultra-Orthodox Israeli Jews came under criticism in September during the pre-Yom Kippur Day of Atonement because, unlike most Jews, they shunned the euphemistic twirling of TURN TO ODD FILES ON A10

By Shelli DeRobertis

READY, SET, RETROFIT Mayor Richard Earnest gives a thumbs up after starting a tractor to signify the beginning of the North Torrey Pines Bridge retrofit. Logistics prevented him and fellow council members, from left, Don Mosier, Mark Filanc and Crystal Crawford from donning hard hats and digging the first shovel of dirt. Photo by Bianca Kaplanek

Torrey Pines Bridge retrofit gets under way ■ City’s ‘iconic

entryway’ was built 77 years ago By Bianca Kaplanek

DEL MAR — Using a Sharpie and tractor key rather than traditional hard hats and shovels, Del Mar City Council members held a groundbreaking ceremony Nov. 9 to retrofit and rehabilitate the North Torrey Pines Bridge. Mayor Richard Earnest called the 77-year-old structure “an iconic entryway” into the city. “It is, indeed, a local treasure,” he said. The 49-foot-wide bridge, which is nearly six stories tall and the length of about two football fields, was completed in 1933. During its con-

struction, Earnest said, legendary racing horse Seabiscuit was born, the Hoover Dam was completed, construction began on the Golden Gate Bridge and Balboa Park was designated. “Clearly, at that time, things were built to last,” Earnest said. In the 1980s, the bridge was deemed one of the worst in the state as far as its ability to withstand an earthquake. “This bridge has been neglected for so long,” Councilwoman Crystal Crawford said. “But it stands here today sturdy as ever.” Crawford said there were many skeptics who thought the bridge should be torn down. “This is going to look better than ever when it’s done,” she said. “We should all be proud of the effort that

went into this.” Built in 1933, the bridge connects Camino del Mar with North Torrey Pines Road and borders the city of San Diego, which sold the structure to Del Mar for $1 in 2000 when the two cities couldn’t agree on whether to replace or restore it. “We are preserving a piece of history,” Councilman Mark Filanc said. “Many bridges had to be crossed to get here.” Filanc said those bridges included understanding, communication, negotiation, solutions, trust and respect. “It’s been a long and challenging road to get where we are today,” he said. The retrofit will strengthen the existing structure, enhancing its ability to survive major seismic activity, and extend its life by about 50 years.

Construction should begin within the next month or two and take about three years to complete. The bridge will be open to motorists and bicyclists but closed to pedestrians. Although most work can be done during the day, construction over the railroad tracks and on the road must be done at night. The jogging path under the bridge will remain open. About 50 people were on hand for the event, including Dave Druker and Jan McMillan, who were serving on the City Council when discussions to retrofit the bridge began. Logistics precluded the traditional “first dig of the dirt,” so council members autographed a sign that announced the project is getting under way and Earnest started up a tractor.

Council reviews highway expansion plans By Alyx Sariol

CARLSBAD — Several City Council members echoed concerns voiced by Carlsbad residents about Caltrans’ proposed I-5 widening project following a presentation at the Nov. 9 council meeting. Caltrans representatives Alan Kosup and Arturo Jacobo attended Tuesday’s meeting to review the project and how it could affect Carlsbad, as well as to take questions. If approved, the widening project would add managed lanes, sound walls and improved rapid transit options along a 27-mile stretch of I-5 from La Jolla to Oceanside, Kosup said. Four alternative designs and one no-build option are included in the project proposal, ranging from four additional lanes to more than six added to I-5. “We all recognize I-5 as an important regional asset for us,” Kosup said, of the highway’s many uses. “It’s this real

tension of doing what’s right for transportation and also respecting the corridor.” Council members took public comments and asked questions of their own. Many of the statements were consis-

money run out during construction. Councilman Keith Blackburn worried that construction along the I-5 corridor would only add to the congestion that Caltrans has pro-

t’s this real tension of doing what’s right for transportation and also respecting the corridor.”

“I

— Alan Kosup CALTRANS REPRESENTATIVE

tent with those made by residents at recent open house forums and town hall meetings on the subject held around North County. Mayor Pro Tem Ann Kulchin expressed concerns about funding for the project, which could cost as much as $4.6 billion depending on the design chosen, and who would be responsible should the

posed to relieve with the additional lane options. “We’re not thinking outside of the box,” Carlsbad resident Dan Marks, a retired physician, said. “Let’s stop thinking about extra lanes and let’s start thinking about other possibilities.” While other residents expressed an interest in improved rapid transit around

North County, Councilman Mark Packard said the issue that the area now faces is a double-edged sword. “The challenge with mass transit is that for it to be effective, you have to have mass,” Packard, Carlsbad’s representative on the North County Transit District’s board, said. “Carlsbad has deliberately chosen to have low density.” Council did not take any action at Tuesday’s meeting and will review the project further at a scheduled council workshop next week. City Manager Lisa Hildabrand said city staff will deliver their analysis of the project’s Draft Environmental Impact Report on Nov. 16 at the Faraday Administration Building, 1635 Faraday Ave., starting at 11 a.m. Residents are also encouraged to provide feedback on Caltrans’ proposed I-5 widening project at www.keep sandiegomoving.com.The public comment deadline has been extended until Nov. 22.

COAST CIITES — “Don’t do it. Don’t tolerate it. Report it,” is the slogan used by the San Diego County District Attorney’s office in a new movie ad campaign that aims to prevent people from committing insurance fraud, which costs the state’s consumers an estimated $15 billion annually. That figure amounts to a hidden tax of about $700 per family each year on the price of goods and services, according to San Diego County District Attorney Bonnie M. Dumanis. “During difficult economic times, insurance fraud has been shown to increase,” Dumanis said. The 15-second ads are showing on more than 340 movie screens in theaters across the county, and began Oct. 22 and are running through Dec. 3. Approximately 37,000 people each day are expected to view the message, she said. Sarah Ingersoll, an artist and sculptor, was at UltraStar La Costa 6 in Carlsbad on Nov. 8, and said she watches movies at the theater all the time. She said that she must have missed seeing the DA’s fraud warning ad after the campaign was explained to her. She said that seeing a commercial of a person actually committing insurance fraud would be something that she might have remembered. For an automobile insurance fraud ad, Ingersoll said that an ad that shows a person driving, such as “a face looking into the rearview mirror like they’re planning something” would have more of an impact than an ad of someone in a jumpsuit. “It’s all about visual when you’re in the theater,” she said. But the brief movie ads are the latest public awareness campaign in a series of grant-funded anti-fraud messages that have made their way around the county with the same images through various media since the first campaign launched October 2008. With the initial campaign, the DA’s office made and delivered pamphlets to local businesses that defined workers’ compensation fraud, how to report it and what the penalties are. Employees who lie to get workers’ compensation benefits are subject to a felony charge for “applicant fraud,” and can face up to five years in prison and a $150,000 fine, according to the pamphlet. Provider fraud, which is false billing by a medical service, is also a felony and another example of what TURN TO INSURANCE ON A21


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OPINION&EDITORIAL

Views expressed in Opinion & Editorial do not necessarily reflect the views of The Coast News.

THE COAST NEWS NOV. 12, 2010

Fueling research at great universities The rain had scrubbed the skies the other day and I was taking another good gulp of fresh air, looking forward to continuing this practice well into 2012 when a state law takes effect aimed at curbing greenhouse gases, slowing global warming and, presumably, enabling for eminently breathable air. Were it not for the defeat of Proposition 23 on Nov. 2, that law would have been suspended until our admittedly unconscionable unemployment rate of more than 12 percent sunk by better than half. How bracing to have so soundly rejected a measure so ardently backed by the oil industry ... and to note that voters were more clear about Prop. 23 — more than 4.4 million of them, or 61 percent, said no — than in any position on any other question on the ballot. The opponents collected three times as much money as the oil interests. You wonder if anything would be left in the well if the Texans decide to try it again. How many times can you count on a $5.1 million contribution, like the one philanthropists Thomas Steyer and Kathryn Taylor chipped in to topple Prop. 23? In the meantime, we could relax for a while and appreciate how fortunate we are that our state is blessed with folks with both money and enlightenment to beat back the petrol-industrial complex. The semblance of a self-satisfied smile on my face, though, did not last all that long once I got tipped to a study out of Washington, D.C., from the Center for American Progress that aimed to show anew how the sinews of big oil are rooted strong and deep. To read between that study’s lines, it looks as if the oil industry stacks the deck when it directs dollars to great universities, including Stanford and the University of California, for what we would like to hope is “pure” scientific research. No, it seems that academia becomes a mere sub-contractor in the face of Big Oil money, with all sorts of strings attached to what to be looking for. You want to buy the universities’ side of the story that outside pressures do not compromise the over-arching principles involved in

BY

BRUCE KAUFFMAN Not That You Asked the hallowed search for knowledge and truth. But what about how Big Pharma paid medical school professors to promote certain brands in the guise of science and healing? And how to dismiss the center’s acute examination of the specific contracts that govern projects at the academy? Looking at major contracts at UC Davis, UC Berkeley and Stanford University,the center said the universities had ceded their independence and objectivity by failing to require impartial scientific peer review of research proposals; by giving up majority control on the panels that direct the research (at Berkeley, BP has veto power over the major governance and research decisions); by failing to root out conflicts of interest wherein companies in which academic scientists hold big financial stakes would profit from the research); and by allowing the oil companies to corner the market on products that emerge from university research. Note that Steven Chu secured $500 million from BP for biofuels research at Berkeley and went on to become U.S. Secretary of Energy.Ask if the focus at Berkeley then results from a bias on the part of BP, which has invested so much in liquid fuels. To the Center for American Progress, Big Oil “bankrolls research bias” at our major universities. To Big Oil, I suppose, all this is just another gnat’s endeavor to penetrate a hide grown thick on power and wealth. Argue all you want about the need to develop power using the wind, sun and the waves, what have you, and cry shame at the hint of corruption in academia by the big money of Big Oil, but right now our country can’t possibly run without the fuel. Bruce Kauffman can be reached at scribe.oceanside@gmail.com.

COMMUNITY COMMENTARY

Protect coast from freeway expansion By Mindy Martin

I recently attended a meeting organized by citizens and the Sierra Club regarding proposed expansions to the 5 freeway. I am embarrassed to say that, before this meeting, I was largely unaware of this project. It was no secret. This publication has run a few stories.The city councils have been mulling it over for a while now. And, of course, citizens groups have already organized an opposition! Yet, even though I live less than a mile west of the freeway in Oceanside, I had no idea about the monstronsity Caltrans is planning. A recent transplant from the East Coast, I like to joke that the state of California finds itself in

By Bryan Snyder

As the 2010 election comes to a close, our village will soon be cleansed of the brightly colored signage that scatters the streets. Until then, signs clump at intersections and sway in coastal breeze.

CARLSBAD ALYX SARIOL asariol@coastnewsgroup.com

P.O. Box 232550, Encinitas, CA 92023-2550 • 760-436-9737 www.thecoastnews.com • Fax: 760-943-0850

DEL MAR / SOLANA BEACH BIANCA KAPLANEK bkaplanek@coastnewsgroup.com

MAKING WAVES IN YOUR NEIGHBORHOOD

ENCINITAS WEHTAHNAH TUCKER wtucker@coastnewsgroup.com

ASSOCIATE PUBLISHER CHRIS KYDD ACCOUNTING BECKY ROLAND MANAGING EDITOR LAURIE SUTTON COMMUNITY NEWS EDITOR JEAN GILLETTE ASSISTANT EDITOR ERIC MURTAUGH PRODUCTION MANAGER RICK DOWLING GRAPHIC ARTIST PHYLLIS MITCHELL PRODUCTION EDITOR CHUCK STEINMAN ADVERTISING SALES KRISTA LAFFERTY MACHEL PENN LISA HAMEL MIKE EASTON RECEPTIONIST CHERYL PLONTUS

OCEANSIDE PROMISE YEE pyee@coastnewsgroup.com RANCHO SANTA FE PATTY MCCORMAC pmccormac@coastnewsgroup.com SAN MARCOS / VISTA editor@coastnewsgroup.com CRIME / COURTS SHELLI DEROBERTIS sderobertis@coastnewsgroup.com PHOTOGRAPHER DANIEL KNIGHTON dan@pixelperfectimages.net

Contact the Editor INDEPENDENT FREE PAPERS OF AMERICA

First, the Sierra Club, like Caltrans, has a bias. It also seems clear that some of the citizens organizing the meeting are something shy of moderate. I strongly support conservationist causes, too. All fine, but this is not merely an environmental issue; it is a community issue. One need not be an environmentalist to acknowledge the aesthetic value of the coastal and lagoon views. Obscuring those assets with concrete sound walls is a bad idea. One need not be an environmentalist to be concerned about construction over the lagoons, especially given the 40-year completion horizon. And, one need not be an TURN TO PROTECT ON A18

Standing up against campaign signage

Contact a Reporter

The Coast News is a legally adjudicated newspaper published weekly on Fridays by The Coast News Group. It is qualified to publish notices required by law to be published in a newspaper of general circulation (Case No. 677114). Subscriptions: 1 year/$35; 6 mos./$26; 3 mos./$21 Send check or money order to: The Coast News, P.O. Box 232550, Encinitas, CA 92023-2550. In addition to mail subscriptions, more than 30,000 copies are distributed to approximately 700 locations in the beach communities from Oceanside to Carmel Valley. The advertising deadline is the Monday preceding the Friday of publication. Editorial deadline is the Friday proceeding publication.

such a mess because the weather and the views are so lovely that people just don’t care about politics. I’m beginning to see that there is some truth to that, and I fell into the trap. I volunteer, but it occurs to me now that I only get involved with feel-good projects. Like so many people, I’m turned off by the tenor of local politics and exhausted by what seems to be a wildly inefficient process. Like so many other people, I’ve been leaving the work, the oversight and the standing up to someone else. Well, not any longer. After listening to the presentation and doing some thinking and research of my own, I’ve come to the following conclusions:

LAURIE SUTTON lsutton@coastnewsgroup.com

They stand steadfast on private property and lobby at business forefronts. Matt Hall jumped the gun, then covered every inch of the village with his red, white and blue diamonds. His last efforts included snagging early morning parking spots with sign laden vehicles. Farrah hit the streets with conversation, but went big with signage at heavy traffic intersections and Keith cluttered to keep up. Mark

planted signs with a bit more decency and Walt Meier sank a golden star deep into the lagoon murk. Glen chose to hold up signs at forums and Jon Wantz’s few signs were backed with the power of innovation and a good ‘ole handshake. Is this gluttonous littering of signs necessary? How do the council and mayoral hopefuls see rthe voters? From the unnecessary TURN TO SIGNAGE ON A18

Share your opinion Letters to the Editor and reader feedback are welcome. Views expressed in letters do not necessarily reflect the views of The Coast News. Letters are subject to editing for length and clarity. Unsigned letters and letters without

city of residence will not be published. Letters should be no longer than 300 words and include a contact telephone number. Submission does not guarantee publication. Send letters via e-mail to letters@coastnewsgroup.com.

As a community newspaper, our readers are our news. We would like to open the opportunity for you to write a Community Commentary to run on our Op Ed pages. We are looking for submissions 500 to 700 words, in a first person voice, that explore an issue or idea relevant to

you as a North County resident. Submissions longer than 700 words will not be considered. Not all submissions will be published. Send finished editorials to lsutton@coastnewsgroup. com.You will be contacted if your piece is chosen for publication.


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THE COAST NEWS

NOV. 12, 2010

City sets community Facility fuses physical fitness, community CALENDAR

Got an item for the calendar? Send the details via e-mail to calendar@coastnewsgroup.com.

NOV. 12 SOULFUL SITAR Sitar maestro Aloke Dasgupta will perform a sitar concert at 7 p.m. Nov. 12, Soul of Yoga, 627 Encinitas Blvd., Encinitas. For details, call (310) 489-5760 or visit www.alokedasgupta.com.

NOV. 13 DREAMY WAVES Santos Fine Art Galleries will present Martin Nasim from 6 to 10 p.m. Nov. 13, 978 N. Coast Highway 101,Leucadia.Nasim will unveil his new collection of paintings titled “Waves and Dreams.” RSVP at SantosFineArt Galleries@hotmail.com or by calling (760) 633-1644. EASY RIDERS The GoldWing Road Riders Association chapter Ca1N will meet at 8:30 a.m. with breakfast at 7:30 a.m. Nov. 13, Grandma’s Hill Top Hide-AWay Café, 539 Vista Bella, Oceanside. All motorcycle enthusiasts are welcome. Call chapter directors Len and Carolyn Foley at (760) 476-9450 to learn more. HOLIDAY BOUTIQUE The Solana Beach Civic & Historical Society will host its annual holiday boutique from 9 a.m. to 2 p.m. Nov. 13, La Colonia Community Center, 715 Valley Ave. GO LEFT The Lake San Marcos Democratic Club will meet at 12:30 p.m. Nov. 13, Lake San Marcos Pavilion, 1105 La Bonita Drive, San Marcos. Political pundits will be justifying why his/her predictions were off the mark. Call (760) 744-9233 or e-mail m.borevitz@cox.net to learn more. MAMA CARES Mama Cares Foundation will host its first Restore Life Benefit Dinner and Auction at 6 p.m. Nov. 13, Sheraton Carlsbad Resort and Spa. All of the proceeds from the event will fund the RE:VIVE initiative. E-mail Kathleen Curry at kcurry@ mamacares.org for reservations. SALUTE De Anza Chapter of the National Society of Daughters of the American Revolution will host a Salute to Wounded Warriors, Corpsmen, Medics and Support Staff at 10:30 a.m. Nov. 13 in a private home in Rancho Santa Fe. For details, call (760) 481-4434. SHAKE & RATTLE The performance “Shake Rattle and Roll: A 50s - 60s Celebration” will be held at 7:30 p.m. Nov. 13, Avo Playhouse,303 Main Street, Vista. This oldies but goodies stage show will take you back to the days when music was fun and the nights were cruising. For tickets, visit www.vistix online.com or call (760) 7242110. TOUCHING UP A beginning and refresher genealogy class sponsored by Carlsbad City Library and North San Diego County Genealogical Society will be held from 9 a.m.to 3 p.m. Nov. 13, Carlsbad City Council Chambers, 1200 Carlsbad Village Drive, Carlsbad. Reservations are not necessary. For details, call 760-434-2931.

NOV. 14 ARTS

& CRAFTS The Unitarian Universalist Fellowship of San Dieguito will hold its annual Arts and Crafts sale from 11:15 a.m. to 1 p.m. TURN TO CALENDAR ON A18

By Wehtahnah Tucker

CARDIFF BY THE SEA — With focus and desire anyone can achieve results. At least that’s what some gym membership salespeople will tell you. Traditional industry business models put most, if not all of the onus on the client to get the desired results of working out. But at EZIA Human Performance, the missing component is readily apparent. EZIA offers support and a community atmosphere that motivates clients in a way that some traditional gyms don’t. In fact, its clients consider it an alternative to a gym. Absent are the rows and rows of intimidating machines that many people say they don’t really know what to do with. Instead, EZIA is a training center that offers private and small group coaching, physical therapy, nutrition and world-class fitness regimes tailored to athletes and regular individuals looking for a means to achieve better athletic results. After only one year in business, co-founder Isaiah Truyman is building upon a business model that promotes a results-based training model. “Ultimate fitness success lies in our ability to activate one’s potential and deliver results in a no-nonsense program that takes the four basic categories of life into

HEAVY LIFTING Isaiah Truyman, co-founder of EZIA Human Performance in Cardiff-by-the-Sea, walks the talk by getting the most of a recent workout. Photo by Wehtahnah Tucker

consideration,”Truyman said. These four pillars include mindset, fitness, nutrition and rejuvenation. Truyman, a Boston transplant, has incorporated his love of community into not only the workout component in the facility but also to the public at large. EZIA is working with local nonprofits to assist in achieving the goals of groups like Jeans 4 Justice and Stand Up for Kids. The overwhelming success of the one-year-old business is contributed largely to the results approach Truyman and the various coaches and physical therapists working to help EZIA clients. “It’s all about relationships,” he said.

“We’ve grown organically. This is success in a successbased setting.” Because clients have such busy schedules, including the professional athletes who frequent EZIA, coaches help instill the ability to balance their lifestyles. Part of that equation means including entire families into the fitness regime. Hilary Marshall and her husband John take two of their three sons to EZIA to improve their performance. Jake, 11 and Nick, 9, train specifically for surfing. “They (EZIA coaches) are so good about communication; they are very much always progressing with them,” Marshall

said. She and her youngest son, Connor, 7, also participate in some of the workouts. “It’s definitely tailored and age appropriate,” she said. “Their staff is just incredible; warm, friendly where the whole atmosphere is inviting.” Marshall described the “vibe” that she and her family feel at EZIA. “I entrust my kids and myself with them plus what they do in the community just makes them just good people,” she said. Diane Mandle, Truyman’s mother and a sound healer and owner of the local Tibetanbowlschool.com, said she isn’t surprised at EZIA’s success thus far. “He’s done in one year what would take most people several years to do,” she said. “He’s always wanted to be a mentor. He loves kids,” Mandle said. “He’s gotten involved not only in the business aspect but in the community as well.” She said the unique approach to incorporating so many aspects of well-being under one roof is appealing. “I think there is a holistic view of ourselves. When you access one of those areas it impacts all areas of our being if we allow it. It’s all completely related.” For more information, call EZIA at (760) 635-1200 or visit www.eziahp.com.

new fees for agenda packets By Bianca Kaplanek

SOLANA BEACH — City Council agreed at the Oct. 27 meeting to create or increase seven fees in two departments, partially to recover costs, but also to encourage environmentalism. Several recent requests by residents for a special noticing subscription service prompted the city clerk to look into recovering staff time and mailing costs. A consultant was hired to determine the appropriate fee for each service. Similar fees charged by other California cities were also reviewed. Anyone who wants to receive all special notices will be charged $47. The cost for an annual subscription for agendas only was set at $474. Beginning in 1997, the cost for this service in Solana Beach was $30 a year, but it fell off the user fee schedule in 2008. Other California jurisdictions currently charge between $20 and $200 annually. The cost in Chula Vista, TURN TO FIRE CHECKS ON A18

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A6

NOV. 12, 2010

THE COAST NEWS

Trial set Program offers kids hands-on learning in case of deadly bar fight

City OK’s upscale pawn shop

By Shelli DeRobertis

By Promise Yee

By Alyx Sariol

VISTA — An Oceanside man accused of striking a deadly blow to William Hoyle’s head outside of a bar on South Coast Highway in September will stand trial for murder, according to a judge’s ruling on Oct. 27 Bruce Erwin Hamil, 35, is accused of killing Hoyle, 53, by punching him in the face, which caused Hoyle to hit the ground and lose consciousness. Hoyle died two days later, according to the Oceanside Police Department. At the preliminary hearing, according to the North County Times, Deputy District Attorney Jodi Breton said that Hamil’s blow was so powerful that it ruptured an artery in Hoyle’s brain. She said Hamil had also been responsible, at least twice, for sending people to the hospital by using his fists. According to court documents, Hamil has a prior arrest from 1998 for an assault with a deadly TURN TO TRIAL SET ON A18

CARLSBAD — At Carlsbad’s Georgina Cole Library, kids are traveling the world and exploring different countries without ever leaving the room through Culture Crafts, a hands-on program held each month. Since 2008, hundreds of students have joined Carlsbad’s librarians for the free educational presentation, which explores cultures through folk tales, historical stories, and firsthand accounts from children in other countries. A craft project is also included. “We want to offer something that helps kids see that there are more similarities between everyone in the world than there are differences,” children’s librarian Amy Jordan said. “It helps them see the world in a broad

view instead of focusing just on our community.” On Nov. 9, Jordan was joined by a group of students eager to learn about Festivals of Light celebrated around the world during the hourlong program. “I’m particularly excited about this one because it brings in many cultures instead of focusing on just one,” Jordan said. “It’s a nice kick-off to the holiday season.” Jordan researched different festivals, including Diwali in India and St. Lucia’s Day in Sweden, which were highlighted in the presentation. During the craft portion, students created rafts similar to those used in traditional Loi Krathang celebrations around Thailand. When asked which festival in the presentation was

FAMILY FUN Six-year-old Melanie Flam builds her Loi Krathang boat with the help of her grandfather, Pen Wilson. Photo by Alyx Sariol

her favorite, regular Culture Craft participant Madison Bunker said, “I like them all!” Culture Crafts is loosely based on an older library program, Passport to Adventure, which ended in 2007. During that program, librarians had invited community members to speak about their culture or countries they had traveled to, but the list of willing volunteers was quickly exhausted, Jordan said. Not wanting to cut the cultural learning experience from the library’s offerings, Jordan and other librarians began researching countries and cultures themselves and re-launched the program as Culture Crafts in 2008. The new format allowed CRAFTY KIDS Lauren and Madison Bunker, 2 and 5, show off their for the librarians to focus Loi Krathang boats made during the Cole Library’s Culture Craft promore on children in other culgram. Photo by Alyx Sariol

tures and the popular craft portion of the program. “What we’ve found is that the kids really like learning about the culture as it pertains to themselves,” Jordan said. “We tie it in so they can see that kids do things similarly to them, just in other countries; it helps them to see the world in a broad view instead of focusing just on our community.” Jordan also noted that while the library’s piratethemed and Christmas-related events always draw a crowd, the Cole librarians are hopeful that Culture Crafts will gain a loyal following too. “We’re always trying to find ways to keep kids coming back,” Jordan said. “We hope that they leave wanting to come back and learn more the next month.”

By Shelli DeRobertis

hair.

Speakers set for Del Mar Elderly woman scammed in Oceanside Kiwanis CARLSBAD — The Kiwanis Club of Carlsbad has planned a full schedule for November. The club meets every Tuesday at 7:15 a.m. at The Canyons Restaurant at The Crossings Golf Course, 5800 The Crossings Road. Scott Smith will update the group on “Laser Technology and Your Health” Nov. 16 and on Nov. 23, the group will hear from Jeremy Metts, project director of Outside the Bowl, a nonprofit organization that helps eliminate physical TURN TO KIWANIS ON A18

OCEANSIDE — A trip to the grocery store cost $5,000 for a 72-year-old woman who was scammed for that amount on Nov. 2 when two women approached her and promised her a large return if she would invest the cash, said an Oceanside police lieutenant. The elderly victim, who remains unnamed, was at the Stater Bros. store at 2170 Vista

Way when two female suspects approached her and asked for help, said Lt. Leonard Mata of the Oceanside Police Department. The suspects told the victim that they found $100,000 in a purse, and then offered the victim $25,000 if she could give them $5,000 they needed to pay the taxes on the found money, he said. The victim agreed to the

proposal and returned with $5,000 cash. The two women took the money and told her they would come back after they “scanned” the money, Mata said. But, the suspects never returned. Both suspects are described to be about 45 years of age. One suspect is described as a heavyset Caucasian female with brown

The other suspect is described as a thin AfricanAmerican female with short black hair. According to the California Penal Codes 514 to 515, if a person is convicted of a felony for embezzlement, and the victim was an elder adult, then a special circumstance in aggravation will be imposed.

Kids Korps stays busy with activities this fall COAST CITIES — Fall at Kids Korps brings with it a number of volunteer opportunities to heal and protect the local natural and built environments. Through Green Korps, in the month of November, there are volunteer opportunities to clean a beach, restore a lagoon, river or other riparian habitat, tend to a community garden, protect native flora and fauna,

or clean up a neighborhood. Projects in November benefit the following Kids Korps partner organizations San Diego River Park Foundation, Batiquitos Lagoon Foundation, Friends of Ruffin Canyon, San Diego Coast Keeper, Carpentier Park, Surfrider Foundation, Audubon Society, San Dieguito River Valley Conservancy or Redevelopment Agency of the

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city of San Diego. North County Kids Korps members can take part in La Clase Magica on Mondays and Wednesdays from 4 to 5:30 p.m. through Nov. 29 in Solana Beach to benefit the Center for Academic and Social Advancement, or CASA. CASA is a nonprofit organization that operates bilingual and bicultural technology-based after-school programs. The mission is to academically and socially prepare children, adolescents and adults of under served communities to succeed in school and in the new realities of the 21st century.Volunteers must be 14 years old or older to participate. Youngsters can extend their hands and hearts to the homeless in our community from 9 to 11:30 a.m. Nov. 13 by helping at Brother Benno’s in the warehouse, 3260

Production Ave. in Oceanside. Volunteers will bag beans and rice for the weekly food box handouts to families and single mothers with children who need this assistance. Volunteers are also needed at the Helen Woodward Animal Center from 2 to 3:30 p.m. Nov. 14, 6461 El Apajo Road. Come learn about adoptions, AniMeals, Club Pet, Equine, P.E.T., riding therapy and the education departments. Meet a variety of animals up close and do a fun service project that will benefit the animals at the center. Bring unopened dog and cat food and old towels to donate for the animals, if you wish. Sign up for all Kids Korps projects at www.kidskorps.org. Click on Service Projects. For more opportunities to celebrate and serve, contact Brian@KidsKorps.org.

OCEANSIDE — The words “pawn shop” in the application prompted City Council members to thoroughly discuss the request for Coast Jewelry and More to open business downtown, prior to a 4-1 approval, in which Councilman Jack Feller voted no. There were numerous concerns with the type of business operation. City staff recommended the request be denied, due to police safety concerns that statistics show higher crime rates for local pawn businesses. Citizens also expressed concern. “I’m still struggling to believe a pawn shop is going to enhance the quality of life in Oceanside,” Jerry Rhoads, a downtown resident, said. “There are a lot of criminal elements associated with pawn shops,” Georgeo Kerpani, an Oceanside resident, said.“I can’t say it holds true with all pawn shops, but that’s not what I would like tourists to see.” A closer look at the business that sells and pawns jewelry proved it had high standards and a good reputation. “This is not just a pawn shop,” Tom Missett, a business consultant, said. “These applicants are outstanding and intend to be a big part of the community.” Others mentioned there is currently a raised perception of pawn shops, which are a heavily regulated industry. Business owner David Mueller will make a sizeable investment to upgrade the building the business will occupy on Coast Highway 101. “Visually this is much more acceptable than what’s there now,” Councilman Chuck Lowery said. “It can provide incentive for other businesses to come in and see what they can do.” “I got to meet the owner of the building and was impressed,” Councilwoman Esther Sanchez said. “They made this investment in Oceanside and made a commitment to this community.” The final OK came with conditions that include that 50 percent of sales be retail, hours of operation be limited, and the permit be looked at for renewal in a year.


A7

THE COAST NEWS

NOV. 12, 2010

GIFT OF SONG Gospel singer Yvette Williams will perform at the Light Up a Life celebration sponsored by the Hospice of the North Coast at the Oceanside Museum of Art on Dec. 5. She’ll offer her interpretation of the song “Gone, But Not Forgotten” written by Percy Baty and a duet with Jason Brown of “For Good” from the stage production of “Wicked.” World-renowned violinist Beth Folsom will also be a featured performer. The tree lighting ceremony is open to anyone who wishes to pay tribute to a loved one who has passed. Photo by Lillian Cox

‘ANNIE’ ON STAGE From left, Cailey Whittaker of Carlsbad; Blaire Meredith of Solana Beach; Abby Tamandong of Oceanside; Madison Baker of Cardiff; Anthony Cirillo of Rancho Bernardo; Connor Gressitt of Vista/Encinitas; and Winter Bassett of Oceanside star in the Christian Youth Theater presentation of the musical “Annie,” at 7 p.m. Nov. 27 and Dec. 4. and at 2 p.m. Nov. 27, Nov. 28 and Dec. 4 and Dec. 5 at the Star Theatre, 402 N. Coast Highway 101 in Oceanside. The production features more than 50 North County youngsters ages 8 to 18. Tickets are $10 to $12 in advance at www.cytsandiego.org, or call (619) 588-0206 or (800) 696-1929; $3 more at the door. Courtesy photo

Good art coming in small packages

WINE AND FOOD FEST Joseph Terzi, president and CEO of the San Diego Convention & Visitors Bureau, joined festival producers Michelle Metter and Ken Loyst at the kickoff party for San Diego Bay Wine and Food Festival. Courtesy photo

San Diego Bay warms up to the wine and food festival The Thanksgiving holiday is nearly here, an opportune time to gather friends for food, wine and good times. The same can be said for another tradition in San Diego that takes place a week earlier. From Nov. 17 through Nov. 21, the San Diego Bay Wine and Food Festival consumes the hearts and minds of all involved with an international showcase of premier

and 30 gourmet food companies will participate in this seventh annual extravaganza, with venues like Macy’s, the San Diego Wine & Culinary FRANK Center, the Hornblower MANGIO Inspiration Super Yacht, Taste of Wine Embarcadero Park North next to Seaport Village and wines and spirits, chefs and Roy’s San Diego Waterfront. New this year is the gourmet foods. More than 800 wines and spirits, 70 of TURN TO TASTE OF WINE ON A17 San Diego’s top restaurants

ENCINITAS — It is again time to enter the annual Small Image Show presented by the San Dieguito Art Guild. Artists may submit entries from 5 to 9 p.m. Nov. 29 and from 9 a.m. to noon Nov. 30 at the studio, 937 S. Coast Highway 101. All accepted entries will be displayed in the Off Track Gallery from Dec. 1 until Jan. 3. The show categories include oil and acrylic; water medium; photography; mixed medium; pastels; drawing; sculpture in ceramic, glass, metal and wood; printmaking; encaustic; copper enameling (no jewelry unless in enclosed frame on wall); and digital art. A reception honoring the winners will be held from 5 to 8 p.m. Dec. 11. Ten percent of the entry fees will be donated to the Community Resource Center in Encinitas. For more details, call (760) 942-3636.

Gospel singer offers talents to hospice tree-lighting event By Lillian Cox

CARLSBAD — Gospel singer Yvette Williams will perform at the Light Up a Life celebration sponsored by the Hospice of the North Coast at the Oceanside Museum of Art from 2 to 4 p.m. Dec. 5. The tree lighting

ceremony is open to anyone who wishes to pay tribute to a loved one who has passed. Williams is also project manager for the hospice and organizer of the event. She learned about music TURN TO SINGER ON A20

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A8

NOV. 12, 2010

THE COAST NEWS

out of the bar without paying for his drinks. The police were notified at 12:54 a.m. of the Nov. 5 incident. NOTHING TO SEE HERE A person called the police to A weekly log of report that a male subject, neighborhood crime. about 16-years-old, was looking Compiled by Shelli DeRobertis inside of vehicles parked at the Dove Library in Carlsbad on A report for the week of Nov. 3, Nov. 5. After the call was investi2010 to Nov. 9, 2010 gated, a report revealed that the boy was looking into his mothUNPLUGGED A burglary was er’s vehicle. reported to happen sometime between Nov. 1 and Nov. 5 when a thief stole an electronic radio device, a camera, computer and Compiled by nearly $1,000 cash from a residence on Lake Drive in Shelli DeRobertis Encinitas. VERY CONCERNED The San The following information was gathered from law enforceDiego-based Project Concern ment’s most available records International reported that for the week of Nov. 3, 2010 to $100,000 was stolen from a Nov. 9, 2010. motor vehicle at Jimmy Durante Blvd. in Del Mar at 9 a.m. Nov. 5. ENCINITAS Petty Theft 2, KIDS THESE DAYS Two Burglary 4, Vandalism 3, Assault 0, Grand Theft 3, males, both in their 40s, were Robbery 0,Vehicle Theft 2 victims of a strong arm robbery in Solana Beach on Nov. 6, when OCEANSIDE Petty Theft 3, a 24-year-old male was arrested Burglary 10, Vandalism 6, for felony robbery for allegedly Assault 0, Grand Theft 1, stealing a cell phone worth Robbery 2 ,Vehicle Theft 2 $100. The suspect was also CARLSBAD Petty Theft 0, charged with battery against a Burglary 0, Vandalism 2, police officer and obstructing Assault 0, Grand Theft 0, and resisting arrest. Robbery 1,Vehicle Theft 0 BUSTED! A Camp Pendleton SOLANA BEACH Petty Marine was booked into the Theft 0, Burglary 0, Vista jail on $100,000 bail after Vandalism 0, Assault 0, being arrested on Carlsbad Grand Theft 0, Robbery 1, Village Drive and charged with Vehicle Theft 0 possession of stolen property. RANCHO SANTA FE DRINK & DASH A customer Petty Theft 0, Burglary 0, at the Coyote Bar & Grill in Vandalism 1, Assault 0, Carlsbad reportedly drank a Grand Theft 0, Robbery 0, beer, then consumed a shot glass Vehicle Theft 0 filled with alcohol and walked

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COAST CITIES — The volley continues in Del Mar’s quest to obtain a letter from Solana Beach supporting its purchase of the Del Mar Fairgrounds. At the Nov. 8 meeting, Del Mar council members opted to continue discussions with its northern neighbor rather than provide a direct response to Solana Beach’s request for equal representation and ownership. They said it is too early in the process to make any commitments. “I think it’s important to keep this conversation alive,” Councilman Don Mosier said. “Working out the details of everything is premature if we don’t get to TURN TO DEL MAR ON A20

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OCEANSIDE — Looking at Andrew, you probably wouldn’t guess he is a former Camp Pendleton Marine. Instead of “high and tight,” he now prefers to wear his hair a bit longer.He chooses casual dress over starched and pressed. After his five years of service in the Marine Corps, Andrew went to CSU San Marcos and now works at BAE Systems. His lifestyle is very different now, but he remembers his service with pride. Andrew has a spinal cord injury and uses a wheelchair. His injury was not combat-related, but it is all too common in the military community. Andrew was in a motorcycle accident a few years after leaving the service.Although there are different theories on why, studies have shown that young American military veterans are five times more likely to die in motorcycle accidents than during combat. Andrew was lucky he survived. However, his lifestyle was drastically altered. After months in rehabilitation, Andrew returned home without the ability to do the TURN TO DOG ON A20

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HOT OFF THE BLOCK

By Promise Yee Visit www.coastnewsgroup.com to see video footage of this week’s Hot off the Block

?

Why do you or don’t you ride the train?

Don’t fall for low cost tree care Unexpectedly, tropical storm Sasha regained intensity. Sucked inland by a coastal low pressure system, her arms began to swing tighter and tighter like a figure skater. Hitting the north San Diego beaches, with wind-whipped sheets of water, the storm created a water funnel, a miniature tornado condensed with moving torrents of evaporated ocean. Touching down lightly at first in an open field, the spout skipped and hopped erratically. The inner core winds slowed slightly with the drag of friction upon the earth; the funnel, heedless of direction, slammed into the coastal condominium complex with heavy momentum. High above the complex, the eucalyptus trees began to dance. Their tops, unaccustomed to the added weight of the water and wind, began to pirouette crazily. Twisting and turning, moving in random fashion. One by one, the long slender shafts began to break away. Some were carried mercifully away into the open parking lot by the viciously clawing winds, but the heavier trunks became heavy spears thrown toward the Spanish tile far below the broken tree tops. Disintegrating the tile upon impact, several long pole-like branches punctured the plywood like wet tissue paper. The immense weight of the trunks tore through the joicing to reveal large gaping holes and continued downward onto the slab until the butt of each branch had either come to rest on a solid surface or had crushed and intertwined with the furniture and debris within. Riveting? Real? Frightening? Yes to all these questions. “But how?” you may ask. Or more importantly, “Why?” Trees are unusual and TURN TO LOCAL ROOTS ON A20

A9

THE COAST NEWS

NOV. 12, 2010

IRINA SHEKHTMAN SAN DIEGO

I don’t take the train because I want to take my own car, so I can leave whenever I want to leave.

JESSICA MORAN SAN DIEGO

I don’t take the train because I’m a germaphobe.

KRISTI PETERSEN ENCINITAS

I take the train when I’m going to a Chargers game or a Padres game because the traffic is always crazy.

BRAD BLASER COHASSET, MASSACHUSETTS

If we had an inkling to go to San Diego downtown and we had all day we’d try the train.

Parents say man left note before death By Shelli DeRobertis

RIVERSIDE COUNTY — Julien Hug left a note to his parents that said he was suffering from acute depression and felt it was his only way out, according to Bertrand and Denise Hug. The body of the 35-yearold, a former contestant on “The Bachelorette”and son of local restaurateurs, was found Nov. 3 off of Highway 74 at the bottom of rugged terrain in a remote location

of Santa Rosa Mountain, which is east of Anza and the “back way” from San Diego to Palm Springs. Hug was reported as a missing person on Nov. 1 at 3:15 p.m., said Jan Caldwell, public affairs officer of the San Diego County Sheriff’s Department. Shortly afterward, the case was handed to Riverside County, she said. According to the North County Times, Hugs was driv-

ing to Palm Desert to help manage his family’s newest restaurant, which is when he was last heard from. The Riverside County Coroner’s Bureau in Perris has determined the cause of death to be a self-inflicted gunshot wound. Hug’s parents have released this statement, which is posted on the website for Mille Fleurs, the award-winning European cuisine restaurant owned by

Bertrand Hug, at which Julien Hug was a host: “We feel it is necessary at this time to address the media as we are devastated by some of the comments that are coming out. No one close to the family has spoken of yet. “Our son meant the world to us and this came as a complete shock. We are beyond devastated and completely distraught. In his letter TURN TO PARENTS ON A21

Bike the Coast draws more than 1,000 cyclists By Promise Yee

OCEANSIDE — As the sun rose on Nov. 6, more than 1,000 cyclists gathered at the foot of Oceanside Pier to begin the Bike the Coast fun ride. Cyclists could choose between a 7-, 15-, 25- or 50-mile course down the coast. “It brings together a great bike ride,great location and great food,” Greg Hendrickson, event organizer, said. All riders headed south on Coast Highway 101. The 50mile ride looped back at Del Mar and the 25-mile ride turned around at Moonlight Beach in Encinitas. Once back at the Oceanside Pier riders enjoyed a bike village of music,vendors, a beer garden and specialty foods. “It promotes bike fun as a community experience,” Hendrickson said. “We want people to say they want to come back next year.” Many cyclists participated as part of a riding team. Krystal Finger,of Murrieta,rode the 15-

SAN MARCOS — Construction resumed in late October on the Rock Springs Road improvement project in San Marcos. The $1.8 million improvement project has been delayed since June 2010 when the city was forced to terminate the original contractor and pursue completion of the project though a bonding company. A temporary road closure of Rock Springs Road will begin Nov. 15 in order to expedite the project’s completion, which is slated for March 2011 The following temporary road closures have been approved: 1. Rock Springs Road (Woodland Parkway to Richland Road North) 2. Richland Road North (Rock Springs Road to Linda Lane) The road closures will be implemented during working hours from approximately 8:30 a.m. to 4:30 p.m., Monday through Friday, excluding weekends and holidays. Depending on weather conditions and other factors, the road closures are anticipated to last two to three months and may be modified as needed. Through traffic will be detoured onto Woodland Parkway and Fulton TURN TO ROAD ON A21

Ground broken on new project

READY, SET, BIKE Cyclists ready to start the 50-mile Bike the Coast ride. Photo by Promise Yee

mile course with her husband, two daughters and sister. “We’re training for the Hemet triathlon in December,” Finger said. “We’re participating in

that race as a family too.” “Training together and getting up early together makes training more purposeful,” Karen Vernamonti of

Irvine said. Proceeds raised at the event help support the San Diego County Bicycle Coalition.

Many lessons to take from the mortgage mess You’d think we would have learned something from the Enron and WorldCom debacles. Rampant fraud, fueled by greed, equals meltdown and consumers getting defrauded. We need to closely regulate large corporations or they’ll cut corners, pull shenanigans, or just flat out commit fraud in order to make more money as quickly as possible. That’s what the latest mortgage scandal is all about. By way of background, we

City plans partial road closure

J MICHAEL VALLEE The Law and You all remember the crazy housing boom and the fly-by-night mortgages that were given to anyone who could fog a mirror. These mortgages were sold off to “trusts,” which, in turn, sliced and diced them into

mortgage-backed securities. These trusts were legally required to obtain and account for the original mortgage notes that specified the borrower’s obligations. But now it’s obvious that these legalities were frequently neglected. And this means that many of the foreclosures that are now taking place are, in fact, illegal. It’s almost certain that many borrowers are, or have already been, defrauded by

the nation’s largest banks and mortgage companies. Their officers have sworn under oath that they have these original notes, when, in fact, they do not. Perjury is the tip of the iceberg. What should you do? If you are being foreclosed upon, hire a lawyer to review the documents that the bank is relying upon to insist that they have the right to take back the TURN TO LAW ON A18

SAN MARCOS — Ten years in the making, the stage is now set for Casa de Amparo’s groundbreaking for a new Casa Kids Campus on 11.4 acres of land in Twin Oaks Valley adjacent to San Marcos. The groundbreaking will be held from 9:30 to 11 a.m. Nov. 16. Construction is planned to start in January 2011.The new campus is the second phase of a $16 million Strategic Capital Campaign. Phase I was the construction of the Family Services and Hayward Child Development Center, which opened in 2007. The new campus supports Casa de Amparo’s mission of supporting those affected by and at risk of child abuse and neglect through programs and services that promote healing, growth and healthy relationships. The organization will be able to more than double the number of abused and neglected children served as well as offer new programs for populations such as children with special healthcare needs and pregnant or parenting teens. Guest speakers at the TURN TO PROJECT ON A21


A10

THE COAST NEWS

NOV. 12, 2010

WALK TO REMEMBER 78 teams participated in the Alzheimer’s Memorial Walk, including the Garcia, Escobedo and Bacaria family who walked for their grandparents. Photo by Promise Yee

Memory Walk raises awareness and $52k for Alzheimer’s research By Promise Yee

OCEANSIDE — Close to 500 participated in the first Alzheimer’s Association Memory Walk at the Oceanside Pier to raise awareness and funds for Alzheimer’s care, support and research on Nov. 6. “The focus of the walk is to remember those loved ones affected and support caregivers and patients,” Francine Phillips, Alzheimer’s Association director of communications for San Diego and Imperial Counties, said. The walk raised more than $52,000 for research

ODD FILES

CONTINUED FROM A3

substitute objects over their heads for forgiveness insisting on hard-core expression by twirling sacrificed chickens. • Cheerful, articulate Catholic Opus Dei official Sarah Cassidy, 43, granting a long interview to London’s Daily Mail in September about her joy of life, waxed eloquent about bringing herself pain for two hours every night as reminders of God’s love. Complained another Opus Dei “numerary,” our “materialistic, hedonistic society” understands pain “if you go jogging and pounding the streets ... just because

efforts. Alzheimer’s disease affects 53,000 people in San Diego and is the third leading cause of death in the county, Phillips said. Every person with the disease requires two caregivers, which multiplies its impact. “Every 70 seconds someone (nationwide) is developing Alzheimer’s disease,” Phillips said. “It’s getting huge.” Despite ongoing clinical trials, there is no known cause or cure. Walk participants were motivated to raise funds to help find a cure. Some walked in teams in support of

loved ones and others joined to help. “My mom and grandma don’t have it, but one day they might,” said Marissa Reid, an event volunteer. “The stress is very hard,” Phillips said. “Every cause is different. It’s hard to have a family plan because every progression of the disease is different.” Early detection methods are improving that can find the disease before a patient shows its symptoms. This helps patients and their families get early support. The Alzheimer’s Association’s 24-hour hot line is (800) 272-3900.

you want to be thinner” (or endure Botox injections or cram your toes painfully into tiny shoes) but somehow they don’t understand when Cassidy wraps the spiked “cilice” tightly around her leg every night for God.

efit in the town of Rotorua, decided in October to stage — of all things — a “zombie walk,” inviting townspeople to shuffle around in support. The TV station TVNZ reported numerous complaints alleging BINZ’s insensitivity. (2) The city government in Seoul, South Korea, warned in October that the local delicacy “octopus head” contains toxic amounts of cadmium and recommended a twohead-per-week maximum. Fishermen and restaurateurs, as well as those who eat octopus head for its supposed libido-enhancement, protested. • For months, Mississippi Gov. Haley Barbour has been indifferent to humanitarian appeals on behalf of sisters Jamie and Gladys Scott, who were convicted in 1993 of luring two men to a robbery (total take, $11; no injuries) but who were each mysteriously sentenced to two consecutive life sentences. (The actual robbers got two years.) Beyond the questionable sentence is Jamie’s extremely poor health (double kidney failure). Gov. Barbour’s unyielding position is to direct the appeals to the state’s parole board. In 2008, bypassing the parole board, Gov. Barbour independently pardoned four vicious murderers who were serving life sentences, even though none

Chutzpah! In June, the Mexican government filed a brief in Arizona challenging the constitutionality of that state’s proposed law that required police to check the immigration status of detainees, which, according to its Foreign Ministry, “violates inalienable human rights.” However, a May USA Today dispatch from Tultitlan, Mexico, noted that Mexico has a similar law (“Article 67” of its immigration code) and that police allegedly harass immigrants from Honduras and other Central American countries. Said one pro-immigration activist, “There (the U.S.), they’ll deport you. In Mexico, they’ll probably let you go, but they’ll beat you up and steal everything you’ve got first.” (Bills to overturn Article 67 have been pending in the Mexican legislature for months.)

Questionable Judgments • Awkward: (1) The charity Brain Injury New Zealand, organizing a community ben-

TURN TO ODD FILES, CONT’D ON A15

EARLY ELVES From left, Meredith Coon, Lee Mommsen, Pauline Parks and Peggy Risk are among the busy senior elves at La Costa Glen who wrapped more than 3,000 Christmas and Hanukkah gifts for troops in Iraq and Afghanistan on Oct. 20 as part of the community’s Care Packages From Home program. As a result of this latest effort, more than 8,500 boxes have been shipped overseas to troops. Courtesy photo

LIONS TOP AWARD On Oct. 26, Solana Beach Councilman Dave Roberts was awarded the third highest medal in Lions Club International, by Immediate Past District Governor Julie Crawford, for his outstanding service and leadership of the newly established Del Sol Lions Club. For more information or to get involved with the Del Sol Lions, contact Charter Secretary Mary Jane Boyd at (858) 4817547. Courtesy photo

E-WASTE EVENT From left, Brandon Contreras, Lucie Kramer with StorAmerica, Jorge Amador, Elijaha Watts, DJ Aldridge and Tammy Walz of the Boys & Girls Club of Oceanside teamed up with All Green Electronics Recycling for an electronics recycling collection event in August at StorAmerica Oceanside. Organizers of the event determined that the collection kept 37,954 pounds of carbon dioxide from polluting the atmosphere. All Green donated $463.72 to the Boys & Girls Club of Oceanside and StorAmerica donated $150 from this event. Courtesy photo


A11

THE COAST NEWS

www.SDSeaCoast.com

NOV. 12, 2010

Celebrating 25 Years ALPINE Beautiful country living, city close, 1.69 acres MLS# 100048048 $559,000

CARLSBAD Lots of privacy this 2BR/1BA single story end corner unit MLS# 100052002 $310,000

PT LOMA Serene ocean views and dramatic sunsets, 2BR/1.5BA MLS# 100053288 $799,900

SOLANA BEACH Like no other in Lomas Santa Fe Country Club Villas MLS# 100063605 $685,000

CARDIFF-BY-THE-SEA Panoramic ocean views most rooms, high ceilings MLS# 100052403 $1,144,000

CARLSBAD Biggest lot in Vistamar w/detached casita MLS# 100047460 $685,000

OCEANSIDE Creampuff home, light bright, room to spread out. MLS# 100060180 $428,000

SOLANA BEACH Utilities below ground this wonderful corner ocean vu lot MLS# 100041485 $799,000

CARDIFF BY THE SEA House needs work and updating, sold as is MLS# 100061565 $385,000

CARLSBAD Beautifully remodeled property featured on HGTV MLS# 100050607 $529,000

OCEANSIDE Completely gated this 3BR/2BA that backs to open field MLS# 100058875 $275,000

SOLANA BEACH All utilities underground and plans for smart home w/vu MLS# 100041487 $699,000

CARDIFF BY THE SEA 4BR/3BA within easy bike ride of all the best of Cardiff MLS# 100053147 $695,000

CARLSBAD Highly upgraded 3BR/2BA in Aviara, Marea, wonderful loc MLS# 100062811 $649,000

OCEANSIDE Elegant home with whitewater and harbor views MLS# 100048965 $725,000

SOLANA BEACH Two story very open and bright home on private road MLS# 100045858 $1,130-1,180,000

CARMEL VALLEY Tastefully upgraded 3BR/2BA home, spa/waterfall, BBQ MLS# 100056272 $520,000

OCEANSIDE California pool home has a secluded, fun for parties yard MLS# 100058914 $595,000

CARMEL VALLEY Nicely updated "Haycyon" condo with dual master BR MLS# 100045227 $449,500

OCEANSIDE Fire Mtn like new home with two lots and ocean views MLS# 100050412 $899,000

ENCINITAS Classic Beach Crafstman designed by Don Grover MLS# 100026691 $1,099-1,200,000

OCEANSIDE Beautiful Fire Mtn area, located on large corner lot MLS# 100019202 $465-485,000

ENCINITAS Breathtaking 280 degree view of ocean and city lights MLS# 100048757 $2,495,000

OCEANSIDE Back on Market, bank has approved short sale, 3BR/2BA MLS# 100042195 $345,000

ENCINITAS Almost 1/3 level acre, currently a duplex, value in land MLS# 100050467 $575-595,000

OCEANSIDE Short sale price approved at $335,000, clean and bright MLS# 100043027 $300-335,000

ENCINITAS Particularly nice view lot and quiet location this 4BR/2BA MLS# 100051999 $539,900-559,500

OCEANSIDE Beautiful corner lot, single story 4BR/2BA 3 car garage MLS# 100062786 $429,000

ENCINITAS Amazing east coast classic estate, over 7500 sf, private MLS# 100052057 $2,998,000

POWAY Comfortable and well-maintained Ranch style home, lg lot MLS# 100064828 $350,000

ENCINITAS Well maintained, move in ready coattage on quiet side MLS# 100063503 $35,000

RAMONA Private, very quiet, come see panoramic views MLS# 100042619 $550-599,000

ENCINITAS Minutes from Pacific ocean this opp to own l/4 acre w/hm MLS# 100000450 $650,000

RANCHO STA FE One of a kind adobe home on 3.5 ac w/private lake MLS# 100025916 $1,500,000

ENCINITAS Back on Market, two detached houses on one lot MLS# 100055012 $559,000

RANCHO STA FE Beautiful Spanish style one story home in the covenant MLS# 100040724 $1,750,000

ENCINITAS Approx 1 acre graded with panoramic views MLS# 100050163 $645,000

SAN MARCOS Nice floor plan with 4BR/3BA, one of each downstairs MLS# 100043020 $340,000

ENCINITAS Great location in central Encinitas, walk to stores, no stairs MLS# 100064070 $72,500

SAN MARCOS Sought after complex this great end location MLS# 100054423 $223,000

ENCINITAS Beautiful beach hm, diagonally located from Stone Steps MLS# 100060526 $1,395,000

SAN MARCOS 2.5 level acres in prestigious area of Twin Oaks Valley MLS# 100037345 $349,500

ENCINITAS Great vacation home, fantastic investment opportunity MLS# 100050636 $895,000

SAN MARCOS Move in ready home inspired by French Country Arch. MLS# 100064525 $450-470,000

ENCINITAS Charming upscale twinhome close to downtown Enc. MLS# 100061641 $401,500-425,000

SAN MARCOS Located in gated community of Promontory Ridge MLS# 100062776 $589,000

ENCINITAS Completely remodeled 2BR/1BA with ocean view MLS# 100041636 $439,000

SAN MARCOS Quiet 2BR/2BA single level home on cul de sac street MLS# 100064259 $329,000

CARLSBAD Beautiful 2BD/2.5BA townhome with pano vus/ private MLS# 100052917 $380,000

ENCINITAS Exceedingly delightful 2BR/1BA townhome, private patio MLS# 100058194 $299,500

SAN MARCOS Ready to move in this one story 55+ 2BR/2BA, gated MLS# 100024786 $239,900

SAN DIEGO Exclusive Bay Park home close to Mission Bay MLS# 100052955 $529,990

CARLSBAD Beautiful home has been completely remodeled MLS# 100064252 $349,000

ESCONDIDO Property is zoned CG General Commercial per City. MLS# 100017232 $149,998

SAN MARCOS Location Location this 6BR/4.5BA on large lot w/views MLS# 100049981 749,900-775,900

SAN DIEGO Spacious 3BR/2.5BA University Canyon townhome MLS# 100048861 $430,000

CARLSBAD Single story in private Aviara Point, 3BR/4BA MLS# 100040317 $1,895,500

ESCONDIDO Enjoy gorgeous single story home in Sycamore Ranch MLS# 100063113 $789,000

SAN MARCOS Back on market this largest and most sought after plans MLS# 100040272 $325-330,000

SAN DIEGO Beautiful showplace in University Heights, come see MLS# 100058470 $149,900-169,900

CARLSBAD Stunning remodel, custom cabinets and sinks both baths MLS# 100058308 $347,000

ESCONDIDO 5.79 flat acres on Del Dio Hwy east Via Rancho Pkwy MLS# 090066835 $645,000

SANTEE End unit with fabulous mountain views, 1899 SF MLS# 100060936 $391,900-399,900

SAN DIEGO Back on market, great vacation home close to beach! MLS# 100018565 $329,000

CARLSBAD Stunning dream home with spectacular ocean views MLS# 100058761 $1,099-1,249,000 CARLSBAD Rare one level 4 yr old condo over 1800 SF, no stairs MLS# 100058298 $699,950 CARLSBAD Cheery, light filled one level corner unit, sun all day MLS# 100028186 $729,500 CARLSBAD Panoramic views and ocean breezes from atop Kelly Hill MLS# 100041830 $979,000 CARLSBAD Sweeping ocean and lagoon views on private 3/4 ac lot MLS# 100054551 $925-975,000 CARLSBAD Transformed to sell, solar heated pool, spa, fire pit, so fun MLS#100055889 $1,275,000 CARLSBAD Beautiful 3BR/2BA single story with canyon views MLS# 100045926 $699,000 CARLSBAD This home beautifully furnished with glorious views MLS# 100057433 $369,999 CARLSBAD Large 3BR/2BA custom single story in La Costa w/view MLS# 100057801 $539,000 CARLSBAD Absolutely stunning singlelevel home with sep guest hm MLS# 100015882 $1,075,000 CARLSBAD Great location with wonderful views this 4BR/3BA MLS# 100050039 $949,000 CARLSBAD Dramatic La Costa Golf Course vus from 1400 SF condo MLS# 100059752 $259,900 CARLSBAD Highly desirable neighborhood sitting on usable 2/3 acre MLS# 100053435 $1,400,000 CARLSBAD City lights and ocean views, beautifuly designer home MLS# 100064249 $835,000 CARLSBAD Highly upgraded family home, private 1/3 acre cul-de-sac MLS# 100050201 $1,225,000

Encinitas/Rancho Santa Fe

760.944.1112

Encinitas/Cardiff/Beach

760.753.8100

Carlsbad/La Costa/Oceanside

760.804.8021

SOLANA BEACH Beautiful 2-level condo in Saratogat West MLS# 100062401 $749,900 SOLANA BEACH Wonderful 2BR/2BA loft home in prime Triple Crown Loc MLS# 100058323 $485-515,000 VISTA First time on the market/well cared for executive style hm MLS# 100053299 $650,000 VISTA Great 4BR/4BA home in Vista, large lot. MLS# 100060116 $595,000 VISTA Almost l/2 acre on border of Oceanside, cute house MLS# 100007479 $340,000 VISTA Back on markert, great 3BR/2BA home with picket fence MLS# 100020061 $281,000 VISTA Charming 3BR/2BA on almost a half acre, open floor plan MLS# 100053640 $289-335,000 VISTA Beautiful 4.52 acres with amazing views MLS# 090063624 $250-299,000 VISTA Beautiful 3BR/2BA on 1/2 acres with amazing views MLS# 100034885 $349,000 SAN DIEGO Downtown living at its finest at the Mills MLS #100023074 $145-155,000 SAN DIEGO In Little Italy neighborhood, Aqua Vista building MLS# 100051046 $260,000 SAN DIEGO Vintage home, detached granny flat and another home MLS# 100050513 $990-1,090,000 SAN DIEGO Leisureland Mobile Villas, 55+, quiet and comfortable MLS# 100060273 $34,000 SAN DIEGO Cute as a button, two great detached properties one lot MLS# 100033717 $585-590,000 SAN DIEGO Excellent opp to own a building w/great rental history MLS# 100050062 $1,300,000

Del Mar/Solana Beach

800.792.8005

Vista/Escondido/San Marcos

760.804.8021

All of our Properties can be viewed on: SDSeaCoast.com Realtor.com

Trulia.com Google.com

Yahoo.com MSN.com


A12

NOV. 12, 2010

THE COAST NEWS

College improving student retention rate SAN MARCOS — Cal State San Marcos has increased its one-year continuation rate for first-time freshmen to a new high of 77.3 percent. Measuring the re-enrollment proportion of the 2009 freshmen cohort, more than 1,200 students persisted beyond the first year of college, an increase of nearly seven percent over the past two years. “Nothing is more important than the success of our students,” said CSUSM Provost and Vice President for Academic Affairs Emily Fourmy Cutrer. “This increase further validates the

continued collaborative efforts of faculty and staff to ensure that our students are on track to achieve their education goals.” The 77.3 percent retention rate represents a nearly three-point increase from the previous year with the college showing a steady increase in first-year student retention over the last four academic years. This year, most notably, the biggest spike was seen among African American students, who as a group experienced a 19-point jump in student reenrollment compared to the same group’s prior

entry cohort. The success rate of firsttime freshmen can often be a precursor to the retention and graduate rates of a university. Statistically, freshmen who enroll for a second year of study immediately after finishing their first are far more likely to complete their baccalaureate degrees than students who do not immediately reenroll. Within the California State University system, the largest single-year drop in reenrollment occurs between a student’s first and second year at college. Since 2007, Cal State

San Marcos has invested considerable energy assessing and improving its first-year programming. The most visible manifestation has been the university’s participation in a national program — Foundations of Excellence in the First Year. As part of the program, the college conducted an extensive self-study of its freshmen entry students. The data collected, along with national research, reaffirmed the correlation among first-year practices, retention to the second year and graduation.

Attention Medicare Beneficiaries

SCARE TIME Leucadia resident L. Christina Thompson discovered the spooky, seasonal scarecrows that appeared on the east side of the tracks between Grandview Street and La Costa Avenue in the empty field and couldn’t resist capturing a photo. Photo by L. Christina Thompson

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I clearly recall the day we went to Doheny for the biggest paddle out I had ever seen. Famed California surf pioneer and board building legend Dale Velzy had died and the surfing community was there to pay tribute. After the ceremony my friend Carl and I pulled into a restaurant when the waitress scampered up to us and told us we had to leave because a tsunami was headed our way. The tsunami never came, but both Carl and I agreed that this disruption of our everyday routine was fitting for the Velzy’s passing. Earlier this week, I got a call from Dogtown legend Jay Adams telling me that threetime world surfing champion Andy Irons had died. Irons, who had been invincible at Pipeline and in Tahiti, did not make it home to Hawaii after competing in an event in Puerto Rico. Right on cue, the

CHRIS AHRENS Sea Notes ocean came to life, pouring out perfect 25-foot surf at Waimea Bay on Oahu. We would not receive the brunt of the swell, but instead woke up to solid 4- to 6-foot surf at Cardiff, while up north of Point Conception, massive surf was tearing up the coastline, sending most surfers home and a few others like Hawaii’s Shane Dorian out to hit massive Maverick’s. Winter had arrived and big wave surfers, who usually had one thing on their minds, now contemplated two, with the TURN TO SEA NOTES ON A21

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SAVING THE PLANET The Grauer School in Encinitas hosted the film screening of “Carbon Nation,” a solutions-based film that demonstrates how confronting climate change boosts the economy, increases national and energy security and promotes a healthy and clean environment Nov. 4. The film’s producer Peter Byck took an instant interest in the Grauer School’s green approach to education and visited the school in the early stages of film production. Science teacher Dan Equinoss and students Charlie Burton and Dhyanna Buckley showed off portions of the school garden. Courtesy photo


A13

THE COAST NEWS

NOV. 12, 2010

Preparing for financial emergencies can save you later By Consumer Reports

One lesson of the recent recession is the importance of stashing away cash in case you lose your job, your investments falter, or you’re hit with some other calamity. It’s a lesson that many Americans have taken to heart. Consumer Reports Money Adviser reports that savings as a percentage of disposable personal income climbed to 5.9 percent in 2009 from 2.1 percent in 2007, according to the federal Bureau of Economic Analysis. In a spring 2010 survey by the Consumer Reports National Research Center, 43 percent said they were put-

BANDIT

CONTINUED FROM A1

years of age, about 6 feet tall and between 160 and 180 pounds. The FBI reports that the bandit is wanted for 10 bank robberies in San Diego County and one in Temecula, the earliest dating back to August 2009. Power was arrested Nov. 1 after allegedly entering three locations within minutes of each other and demanding cash with a note, and in one instance he revealed a handle of a gun after he lifted his shirt, according to Lt. Kelly Cain, investigator with the Carlsbad Police Department.

But how much should you save, and where should you keep the money? A reasonable goal is to save six months of living expenses, perhaps more while the economy remains sour. But the amount that makes sense for you depends on a number of factors, including your job security, your health and the quality of your health-care coverage,

and how much debt you have. Other considerations include the number of wage earners in your household; whether you have dependent children; and your access to emergency sources of credit, including home-equity lines and even family members. An emergency fund will help you keep your household running if you lose your job or face any other costly crisis without having to borrow, especially in a tight credit environment, or cash out your investments at what could be an inopportune time. To avoid the temptation of spending that money, create a separate capital fund

“An Oceanside teller heard him say, ‘I am that guy,’ and a supervisor heard him say ‘I am the Geezer Bandit,’” Cain said. But authorities do not believe Power is the Geezer Bandit. “If we could hammer this guy as the Geezer Bandit, we would have done it,” Cain said. Besides differences in Power’s age appearance and the Geezer Bandit’s, the way the robberies were conducted was not similar. “The Geezer went up and down the coast,” Cain said of the Geezer’s bank robberies. Power went door-to-door, he said.

According to the Carlsbad Police Department, at shortly after 3 p.m. Nov. 1, Power entered a medical office at 2626 El Camino Real and presented a receptionist with a demand note for cash. Power left the office after the receptionist told him there wasn’t any cash on hand, police said. Minutes later, Power then entered a Bank of America, which was one block north of the medical office, and was unsuccessful at his attempt to rob the bank with a demand note, according to police. At his final robbery attempt, Power entered the Wells Fargo Bank on Vista Way in Oceanside, where he pre-

ting more into savings. The editors of CRMA offer the following tips on how to amass cash for emergencies and future purchases:

Set a goal

for big-ticket expenses you expect within the next five years, such as a new car or a down payment on a house.

Getting there Consumer Reports Money Adviser recommends taking a hard look at where your money is going — your fixed expenses and your discretionary spending — to see where you might free up some cash to put toward savings each month. Your basic living expenses, including mortgage or rent, utilities, insurance, food, and clothing, should equal no more than about 60 percent of your income. The remaining 40 percent should

be for discretionary spending, savings, retirement, and investing. If your living expenses exceed that, consider changing your lifestyle or finding sources of additional income. If you’re like many people, you’re already making regular contributions into a retirement fund and perhaps building funds for your children’s education. If your emergency fund is inadequate, you might need to adjust those contributions, along with discretionary spending. But try not to reduce your retirement contributions below the threshold for getting your employer’s full 401(k) match.

sented a demand note to a charges of threatening offibank teller and revealed the cers’ lives while in custody, handle of a dark-colored semi- according to Cain. automatic pistol, Cain said. He received an unknown amount of cash according to a release on Nov. 1. An employee at one of the locations he entered was able to identify his vehicle and license plate, which led to his arrest that same day, police said. On Nov. 3 Power pleaded not guilty to several charges at his arraignment in a Vista courtroom, according to 10News. He faces one count of robbery and two counts of attempted robbery. He was also booked on

Don’t tap your retirement funds or college savings if you run into an emergency, because it can be costly. You’ll pay income tax on IRA withdrawals, and if you take them before age 59-1/2 you might be subject to a 10 percent tax penalty. The same applies if you borrow from your 401(k) or 403(b) and don’t pay it back within five years. Once you determine how much you can set aside, have the money taken out of your paycheck automatically and direct it to your emergency and capital funds. Build your emergency fund TURN TO CONSUMER ON A23

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A14

NOV. 12, 2010

THE COAST NEWS

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CHATTING WITH THE ARTIST Painter David Gough talks about his work with museum visitors. Photo by Promise Yee

OMA welcomes unusual new exhibit By Promise Yee

OCEANSIDE — The Art After Dark event, “Dr. Steampunk’s Art Extravaganza,” brought together steampunk film, fashion, sculpture and painting at the Oceanside Museum of Art on Nov. 5. Steampunk art, which combines Victorian-era finery with industrial steel and science fiction, was on exhibit, strutted down the runway and performed live during the evening. David Gough painted live in the second floor gallery. Gough said his images of medieval scenes, skulls and human figures are inspired by televised extremist idealism and fear bating. “I moved from Ireland to the U.S. and was confronted with Fox News’ terrifying revolutionism,” Gough said. “It’s unlike the BBC that televises rational news in a nonpersonal way.” Gough said his work also reflects his thoughts about his own mortality after three of his close friends died within 15 years of each other.His work on the theme includes 24 paintings, including three that were on display. “I’ve been working towards this for 25 years trying to find the rationale of why I’m doing it,” Gough said. “You’re always revisiting what you did previously.” Fellow painter Shay Davis had two oil paintings on display. “I’d describe my style of

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UNUSUAL ART Details of “Steampunk Mannequin” by Denise Bonaimo. Photo by Promise Yee painting as detailed surrealism dressed in steampunk fashion theme period stuff,” Drake with a futuristic mix,” Davis designed by Diana Drake sport- said. “These gowns are styled said.His paintings tell stories of ed metallic dresses with full steampunk. The steam power morality in rich interactive skirts, wings, and fuel cell back- angle is retro-vintage taken scenes between animals and packs. Models acted out a tame futuristic.” Also on display in the sechalf human, half animal forms. Frankenstein scenario in which Biblical imagery is often pres- a mad scientist wound them up ond floor gallery were two mixed-media pieces, ent, like the snake holding the as they ran out of steam. “My fashion ranges from “Steampunk Mannequin” and golden apple in “Greed.” On the catwalk, models gothic high fashion to costume “Steampunk Jewelry,” by Denise Bonaimo. “I’m primarily a jewelry designer,” Bonaimo said. “My work started getting larger and larger.” Bonaimo has made a series of 15 art pieces out of found metal objects, including spoons, thimbles, hinges and watch parts. “Steampunk Mannequin” is a seamstress mannequin decoupaged in newspaper and dressed in tulle and thin sheets of TURN TO EXHIBIT ON A18

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ON THE CATWALK Models show off steampunk fashion designed by Diana Drake. Photo by Promise Yee


ODD FILES, CONT’D CONTINUED FROM A10

had particularly claimed unfair conviction. The four had participated in a prisonsponsored odd-jobs program, helping out around the governor’s mansion.

More Redneck Chronicles (1) In October in Seminole, Fla., near Tampa, two men, ages 36 and 52, sitting on a porch, drew the attention of two passersby, who made derisive comments and eventually beat up the porch-sitters, who were in costumes as beer bottles. (2) In Portage, Ind., in July, Michael Perez, 36, and brother Eric, 28, got into a fistfight, then ran outside,jumped into their respective pickup trucks, and commenced to ram each other. Multiple charges were filed against both after Eric accidentally crashed into a mobile home.

Least Competent Criminals Two men robbing a Waffle Shop in Akron, Ohio, in October ushered customers and employees into the back and had them give up their cell phones, which were collected in a bag, with the plan to lock the phones in a supply room, retrievable only long after the robbers had fled. However, one robber walked out the restaurant’s front door, which automatically locked behind him, and when the other robber walked into the supply room to drop off the bag, an alert hostage locked him inside (and resisted when the robber began “demand(ing)” to be let out).

Recurring Themes (1) A 55-year-old woman was seriously injured in October near Defuniak Springs, Fla., when — and alcohol was involved — she fell from a motor home traveling on Interstate 10. She had walked to the back to use the rest room,discovered that the door was stuck, and pushed against it — to learn too late that it was the exit. (2) A 75-year-old man in Levis, Quebec, became the latest person to fall victim to his own protective booby trap. He had apparently forgotten the exact location of the trip wire he had connected to a shotgun to deal with trespassers, and he was killed.

An Odd Files Classic (April 1993) The Pasadena, Calif., Humane Society, using private funds, recently began TURN TO MORE ODD FILES ON A20

A15

THE COAST NEWS

NOV. 12, 2010

Project to expand I-5 continues It is good to get a to draw community opposition colonoscopy at 50? By Bianca Kaplanek

COAST CITIES — Two weeks before a Nov. 22 deadline to comment on a proposal to expand Interstate 5, two public hearings were held to address the project. Although the Nov. 8 events were different, the message was the same. Despite claims from the California Department of Transportation, lead agency for the project, few in North County believe widening the freeway will relieve congestion. They also doubt the project will enable the county to comply with state mandates to decrease greenhouse gas emissions. In July, Caltrans released a 10,000-page draft environmental impact report for public review. Since then Caltrans has held a series of informational workshops to inform the public about the project. The majority of residents who attended those presentations did not support the expansion.

State Sen. Christine Kehoe, D-San Diego, said she requested the Nov. 8 informal hearing, held at Solana Beach Presbyterian Church, to allow the agencies involved with the project to speak to the public. Also on hand were Senate Transportation and Housing Committee Chairman Alan Lowenthal, D-Long Beach, representatives from Caltrans and the San Diego Association of Governments and Mary Nichols, chairwoman of the California Air Resources Board. Kehoe said she would include public input from the meeting in her letter responding to the EIR. Caltrans is proposing to widen 27 miles of I-5 from La Jolla to Oceanside. The project is estimated to cost between $3.3 billion and $4.5 billion depending on the option selected. Many speakers said the money would be better spent on mass transit. Alternatives include

adding up to four managed lanes for carpools, buses and single-occupancy vehicles willing to pay for use. Another option features two additional general purpose lanes.There is also a no-build option, which many residents said was dismissed too quickly. About four of the approximately two dozen speakers supported the project, saying it would bring much-needed jobs to the area. That night, Del Mar City Council authorized its 18page comment letter on the EIR. The report, the letter states, fails to provide sufficient or effective alternatives or adequately address the project’s main purpose and impacts to the San Dieguito Lagoon and local feeder roads. City officials also said the no-build alternative is dismissed prematurely and truck traffic was not sufficiently considered.

Condo presents a conundrum Dear Bruce: I am 57 and plan to retire within five years. I purchased a condo in 2006, and in 2008 got deep into debt and walked away from my home. I walked away in 2008 under the impression that it would go into foreclosure. However, the lending company did a charge off. I understand a charge off, but I would like to know if I should consider moving back. I owe the association fees and taxes for one year. I can catch up in 12 months. I’m not disputing the charges from the association. I just need a payment plan, and they say they will work with me. I would like to offer a settlement to the lending company in hopes of owning the condo. Can I move back to my condo? Is this a good idea? I also understand that I can also do a short sale, but would prefer to pay it off. — E.D., via e-mail Dear E.D.: Your letter confuses me. You said you were under the impression that there would be a foreclosure. Is the property still in your name? That can be determined in the county where the property is located. If the property is still in your name, I am not at all sure what your options are. You could go back to the lender and see if you could work out a deal. The association charges are what they are, and as you say “they will work with you.” They have nothing to lose; right now they have no income. It may be that the mortgage company still has this property in their name and they would like to clear the

but either way, there is no serious problem.

BRUCE

WILLIAMS Smart Money books. First thing to do is find out who owns this property. In the event that it is still in your name, that presents some other interesting problems, not the least of these is — liability (should something happen) because I am sure at this time you have dropped your homeowners insurance. When you get all these details sorted out, get back to me I will try and help you. Dear Bruce: My parents have gifted me money on a yearly basis with the understanding that I would hold onto it for them in case they needed it. Should they not need it, the money would be split between my two siblings and me. They have decided they would like me to distribute the money. I am very willing but am wondering if there are any tax or legal ramifications for me. Am I allowed to give away $30,000 to two siblings? Is there a yearly limit? I am 57 years old. — Susan, via email Dear Susan: This should not present any problems. You are allowed to give $12,000 to any one person in any one year. That would mean $24,000 immediately, and if you do this before the end of this year, the remaining $6,000 ($3,000 a piece) in the next tax year. Alternatively, if the siblings are married, you could give $12,000 a piece to them and $3,000 to the spouses,

Dear Bruce: I am a professional woman and the only child of very elderly parents. We are very close and trusting of each other. They have been frugal all their life and have several million in CDs, savings, property, etc. There is a will that I have not seen. I understand that after Dec. 31, 2010, the family is going to lose at least 55 percent of anything above the $1 million limit after their death. How can we help them plan to protect their hardearned savings that they have put away for their grandchildren and me? — Denise, Oklahoma Dear Denise: You say after Dec. 31, 2010, the family is going to lose at least 55 percent of anything more than $1 million. This is a possibility if Congress does nothing to extend the tax relief on state taxes. There are a number of things that can be done to lower this tax liability. However, in order to determine which would be appropriate, one would have to know a great deal about the monies being held, in what proportion to real property, etc., and the wishes of your parents. I would immediately contact a well-recognized (and probably fairly expensive) estate planner to go over all of your parents’ assets. Sit down with him or her and find out precisely what they would like to happen — and then quickly make whatever changes are necessary to reduce the tax liability. Hopefully, Congress will TURN TO SMART MONEY ON A17

Dear Dr. Gott: I just turned 50, and my doctor keeps talking about ordering a colonoscopy for me. I’m not sure I want to undergo one and haven’t even asked what one entails. Can you enlighten me?

Dear Reader: This is a simple same-day procedure, meaning that you will enter the hospital in the morning, have the procedure performed, and be discharged a short time after the sedative wears off. Colonoscopy is preceded by a preparation that will be explained by someone from your doctor’s office. You will be given a solution to drink that will remove all solids from your digestive tract. Following that, you will be restricted to drinking liquids such as clear soup broth, fruit juice, ginger ale or tea the day before. You can work or function as you would ordinarily but will find yourself spending a fair amount of time in the bathroom. After you check in at the hospital, you will receive a sedative through an IV tube to help you relax. Once in the operating room, your doctor will insert a flexible tube with a camera known as a colonoscope into your rectum. Air will inflate the colon as the colonoscope advances. Images from the camera will be sent to a computer monitor that he or she watches throughout the procedure. If polyps or unusual tissue are noted, small tools can pass through the scope to remove the questionable material so the tissue can be biopsied. The whole process usually takes an hour or less.You will then be taken to the recovery room, and once the sedative wears off, will likely be free to go home. Because of the sedative, it will be necessary to have a ride home. Some patients experience temporary gas and bloating following colonoscopy because of the air introduced into the rectum, but this is normal. Your physician will advise you to report to him or her if pain, bleeding, fever or other symptoms occur. At your next appointment or through a telephone conversation from your physician, you will be advised of

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in the backyard brush and in a 3-foot-by-3-foot underground storage area. Much of the waste sat on city property adjacent to the house. Hazardous waste experts from the County Health Department, San Diego Fire Department Hazardous Material Team, Camp Pendleton Fire Department and Sheriff Arson and Bomb Squad assisted in cleanup efforts. In all, a dozen hazardous material technicians worked more than five hours to locate and identify materials. Some materials were in labeled containers, but many were found in

DR. GOTT Second Opinion the results. If all is well, you will likely be cleared from further testing for five to 10 years. Colonoscopy can be a lifesaver. It can detect cancer in its early stages, and any lesions can be removed early. Because of your age, your physician is timely with his recommendation. While the procedure may be mentally daunting, it can save years of treatment when cancer is detected early. To provide related information, I am sending you a copy of my Health Report “An Informed Approach to Surgery.” Other readers who would like a copy should send a self-addressed stamped No. 10 envelope and a $2 check or money order made payable to Newsletter and mailed to Newsletter, P.O. Box 167, Wickliffe, OH 44092-0167. Be sure to mention the title or print an order form off my website at AskDrGottMD.com. Dear Dr. Gott: Is there some difference in the throat, mouth or salivary glands of a man from a woman that makes it necessary for them to always spit? You don’t see most women doing this. Dear Reader: Not to my knowledge. There are some traits men (and women) have that are rather unattractive, and spitting is one of them, particularly for men. I can understand that if a man chews tobacco, he might have an increased urge to spit. Belching, chewing food with your mouth open, scratching and tooting are but a few of the more mild things one should never do when not alone. Dear Dr. Gott: My 23year-old son was diagnosed with bipolar illness about a year ago. He is taking Depakote and Abilify and seems to be doing rather well. Are there long-term side effects from these TURN TO SECOND OPINION ON A17

unmarked bottles, drums, bags and boxes and had to be tested to be identified. Approximately 2,000 pounds of aluminum powder was immediately removed from the site. Other materials were packaged and removed Nov. 5 and Nov. 6. Adjacent neighbors were notified of the incident and cleanup plans, but were not advised to evacuate since all materials were stabilized. City and county officials will follow up with environmental testing to ensure that no contaminated soil or other material is left on site. The site was approved to use state and federal “Superfund” monies to fund the cleanup.


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THE COAST NEWS

Base helps Marines plan careers By Lance Cpl. Damien Gutierrez

CAMP PENDLETON — Service members and their spouses attended Camp Pendleton’s 2010 Fall Career Expo at the South Mesa Club on Nov. 4. The fair was sponsored by Marine Corps Community Services and CivilianJobs.com. This event differed from most job fairs by offering employers a unique profile, pre-matching process that ensured company representatives met with attendees whose backgrounds offer the best fit for their positions. “Before coming to the expo, I had to register online,” said Trisha Munoz, military spouse, Camp Pendleton. “It really narrowed what jobs would be in my best interest and gave me more time to speak with the different companies.” The event had more than 1,000 job seekers in attendance and was focused towards military members who are transitioning out of the armed forces and for TURN TO BASE HELPS ON A20

Change of command for 3rd Low Altitude Air By Cpl. Monty Burton

CAMP PENDLETON — The 3rd Low Altitude Air Defense Battalion received a new commander during a change of command ceremony at Camp Del Mar on Oct. 21. Lt. Col. Aaron Weiss took the reins of Camp Pendleton, Calif.-based 3rd LAAD from Lt. Col. Michel C. Cancellier. Cancellier is headed to Marine Corps Air Station Miramar-based Marine Air Control Group 38. During the ceremony, Cancellier received the Meritorious Service Medal for his service to the battalion. During his time as battalion commander, his unit completed a successful tour to Afghanistan and trained the Bahrain military in preparation of a deployment to support Operation Enduring Freedom. The battalion is currently decompressing after returning from Afghanistan on Sept. 26. Weiss, an Omro, Wis., native, comes to 3rd LAAD Bn. after serving as the branch head for homeland defense to the deputy commandant for Plans, Policies, and Operations. He said he’s ready for this new assignment. “I’m most looking forward to working side-by-side with the excellent Marines of 3d LAAD Battalion,”

Weiss said. The battalion has a long history of success in combat and I’m honored to serve them as their commanding officer.” Weiss said he will focus on keeping his Marines prepared and ready to join the fight on a moment’s notice. “Combat readiness is a must, and we will continue to ensure our Marines are ready to get into the fight,” said the Northwestern University graduate. “We are a nation at war, and we need to be prepared to help our nation win this war.” Weiss, who was commissioned as an air defense control officer in 1992, began his career at Marine Air Control Squadron 6, Second Marine Aircraft Wing, MCAS Cherry Point in North Carolina. During his time there he deployed with the 24th Marine Expeditionary Unit as an air traffic control officer. Following his time with the MEU, Weiss attended the Naval Postgraduate School in Monterey, Calif., earning a Master’s of Science in Systems Management. In 1998 he was assigned to Headquarters Marine Corps as a budget analyst for programs and resources division. While there, he was part of the Armed Forces Inauguration Committee for the 2001

Presidential Inauguration and established the Contingency Cost Cell to fund USMC expeditionary operations in support of the Global War on Terror. In 2002, Weiss became a Congressional Fellow and served as a legislative assistant to Representative Todd Tiahrt of Kansas for a year. During that time he helped write procurement reform legislation in the House of Representatives. After the fellowship, Weiss served as a northeast Asia plans officer at III Marine Expeditionary Force, Okinawa, Japan. In August 2004, Weiss attended the Marine Corps Command and Staff College in Quantico, Virginia. After graduation in 2005, Weiss became the I Company Commander, Officer Candidate School, responsible for the screening and evaluation of over 260 officer candidates. In July 2008, Weiss transferred to the Pentagon to be the aide-decamp to the director of Amphibious Warfare at the Office of the Chief of Naval Operations. Weiss’s personal awards include the Meritorious Service Medal, the Navy and Marine Corps Commendation Medal (with two stars) and the Navy and NEW LEADER Lt. Col. Aaron Weiss officially receives the 3rd Low Marine Corps Achievement Altitude Air Defense Battalion colors during a change of command cereMedal (with one star). mony at Camp Del Mar on Oct. 19. Photo by Cpl. Monty Burton

Base firefighter ‘hangs up his hat’ after 30 years Pendleton Lt. Dan students Band rocks shoot for Pendleton By Lance Cpl. John Robbart III

By Lance Cpl. Damien Gutierrez

CAMP PENDLETON — Camp Pendleton and its residents received a special treat at the base theater as actor Gary Sinise with The Lt. Dan Band performed Oct. 31. More than 200 service members and their children came to enjoy the free show provided by the United Service Organization. The band is named for Sinise’s Marine character in “Forrest Gump.” During the concert, Sinise and his band played hit titles form popular musicians such as Jimmy Hendrix, The Charlie Daniel’s Band, Linkin Park and numerous others. But before Sinise and the band struck their first note, Sinise walked off stage, into the crowd and urged families to “come on down” and get a better look. “A lot of people think all (Sinise) can do is act,” said Cheryl Lynn, military spouse, Camp Pendleton. “Although he does that really well he can play his guitar just as well. For him to come out on Halloween and put on a performance for free, goes to show how great a person he really is.” Sinise has starred in blockbuster films such as TURN TO LT. DAN ON A18

CAMP PENDLETON — From base water treatment to emergency fire service, 30 years of dedication at Camp Pendleton marks the end of a fulfilling career for a well-recognized firefighter. Oct. 24, 2010 was the date for Firefighter David R. Lee’s retirement, which left co-workers and friends with the memory of a man who could not only ensure their safety, but always put a smile on someone’s face. “Everybody loves Dave,” said Fire Captain Peter A. Cavaioli, station captain, Station 4, Camp Pendleton Fire and Emergency Services. “He’s the kind of person you want working at a fire station; really dependable, and really good at keeping everyone’s spirits up.” Lee began his career at Camp Pendleton in 1981 as a water treatment specialist, shortly after earning a certificate in water treatment from a junior college and working for the city of Blythe, Calif. Once his career got started, Lee volunteered at the Murietta Fire Department where he found his calling as a firefighter. After four years of dedicating his time and service, Lee applied to be a paid firefighter for the military community. In addition to his work on base, Lee volunteered his time at Oak Grove Children’s Center in Murietta to help children. “Children at Oak Grove have various problems, from epilepsy, head injuries, mental health and behavioral issues to autistic children,”

the stars

By Lance Cpl. Damien Gutierrez

3 DECADES OF SERVICE Firefighter David R. Lee, Camp Pendleton’s Fire and Emergency Services, retired Oct. 24, after 30 faithful years of service to Camp Pendleton as both a water treatment specialist and a firefighter. He stands in front of Station 4, where he started and finished his career as a fireman on Camp Pendleton. Photo by Lance Cpl. John Robbart III

Lee said. Lee’s time with the children included taking them to court or medical appointments, driving them home, helping them with anger management or life issues. To Lee, it was all easy because it was all about helping the children better themselves, and become more adaptable to life. “It’s always a great feeling to see them work out their problems,” Lee explained. “There were 72 children who were all in need of a little extra attention, and I loved being able to give them that.” When Lee is not giving his time to children he was

earning his pay as an emergency medical technician. He was in charge of assessing the priorities of those injured by those who could wait, and who needed immediate attention. “There was one instance where a seven-ton vehicle had 24 patients going to De Luz housing area and the truck flipped over,” Lee recalled. “Eighteen patients were injured, and I was the first on the scene. During this incident, there were three trauma victims, several broken arms and legs.” The important mission was delegating tasks to others, triaging the situation and having others help are what

saved those lives. “Dave is a natural when it comes to being an EMT,” said Fire Lt. Seth D. Warren, station 4, CP Fire and Emergency Services. “He was always very good at taking charge and bringing calm to situation.” From fires to emergencies, Lee feels very content with his service to the base and the surrounding community. “I’m happy at this point in life,” he said with a smile on his face. “Everything I’ve accomplished at Camp Pendleton for the past 30 years has been more than a fulfilling job, it was a great career. I’ll always miss it.”

CAMP PENDLETON — In an effort to get Camp Pendleton students geared toward making good grades, the base Marine Corps Community Services has activated their Marine Corps Exchange Super Star Student program for the 10th straight year. The Super Star Student program is an incentive tool that keeps students striving to make good grades by rewarding them throughout the school year. Students in grades six through 12, who obtain a 3.0 average or above, are eligible to participate. Homeschooled students are encouraged to partake as well. They will have the chance to win MCX gift cards worth up to $500, a U.S. savings bond up to $1,000 and other prizes. “The program aims to stimulate study habits and improve knowledge and learning abilities,” said Mary Visperas, customer service representative, MCX Camp Pendleton. “We’ve been putting this program on for a decade now and every year more and more children participate. It’s really important that parents do all they can TURN TO STUDENTS ON A20


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have good sense to extend some of the tax relief or at least raise the amount that can be left without immediate taxes to about $4 million. No one can predict what this very unpredictable body will do. Good judgment on their part is often a very rare commodity. Dear Bruce: Due to her husband’s sudden death, my sister (age 72) wound up with more than $10,000 credit card debt, which she tried to make the payments on until the companies doubled the payment (to more than $500 a month), more than half of what she gets from Social Security. (She lost what her husband was drawing, which cut her to $943 a month). The collection company representatives sold this debt to a collection agency, and they are threatening to sue for the full amount. If it goes to court, can they get her Social Security? She never gets by living on her Social Security and can’t afford to file bankruptcy. I can’t afford to pay it for her, as I also live on Social Security. — Donna, via e-mail Dear Donna: Your sister’s problem is not uncommon. When people are living only on Social Security and when one person passes, the amount can be cut severely. There is no reason to go bankrupt if her only income is Social Security, since the Social Security cannot be attached. You didn’t mention whether she owns a home. In the event that she does, the collection agency, if it is so inclined, can go to court and get a judgment and put a lien against the real estate. However, there is no way that lien can be pursued during her lifetime. You mentioned the bank wrote the debt off. The collection agency can make a lot noise, but as long as her only asset is her Social Security, she is protected. She should write to the collection agency and advise them that her only income and resource is Social Security. The problem is not uncommon. My mother looked at Social Security as her retirement income, and it was never meant to be such. It was only meant to be a supplement. Send questions to Smart Money, P.O. Box 503, Elfers, FL 34680, or e-mail them to bruce@brucewilliams.com. .

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NOV. 12, 2010

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medications, and what causes this mental illness, anyway? Dear Reader: Side effects of Abilify include a possibility of tardive dyskinesia (TD), involuntary, repetitive movements of the limbs, trunk and facial muscles.Abilify has been around for fewer than 10 years, so long-term effects are essentially unknown. But the product has so far been shown to have a much lower risk of TD when compared with older antipsychotic drugs. Your son may also experience weight gain, which can likely be controlled through diet and exercise. Bipolar disorder generally requires lifelong treatment, even during times when a patient is seemingly symptomfree. A person will likely be under the guidance of a psychiatrist and perhaps a therapist or psychiatric nurse. Medication helps by balancing emotional ups and downs and may include antipsychotics, antidepressants, anticonvulsants and a number of others. Finding the right medication or combination thereof may take some time; however, it will be worth the wait. Alternative therapies that can be used in conjunction with prescription medications include massage therapy, acupuncture, certain herbs, yoga and tai chi. The exact cause of bipolar disorder is unknown, but it appears to occur more often in relatives of people who also have the disorder, suggesting a possible genetic component. The condition, once known as manic depression, causes mood swings that can occur several times a day or once or twice a year. There are three subtypes known as type I, type II and cyclothymia. The severity of symptoms varies from person to person and is based upon which type of disorder he or

FOR HEALTHY KIDS The Union Bank golf foursome, from left, Lou Palestini, Mark Nagata, Kenny Reyes and Jack Fresca, took home first place in this year’s North County Health Services’ sixth annual Fore For Kids Golf Tournament. The event netted $70,000 for the Connecting Children to a Healthy Future initiative. In addition to the fundraising success, the tournament had the highest number of golfers in its six-year history. The money raised by the tournament is allocated for children’s medication fund, asthma treatment visits, vision care and the promotion of children’s physical activity programs. Courtesy photo

she has. Cyclothymia is the mildest type that can include disruptive depression and hypomania, a condition of overexcitement. Subtype II may be associated with irritability and periods of depression.Bipolar I is associated with manic episodes that can be both dangerous and severe. A person may have difficulties at work, school or interacting with other people. Depression, manic symptoms and hypomania can also occur at the same time, and are known as mixed episodes. Symptoms for the bipolar patient might range from agitation, ADHD, irritability, risky behavior, rapid speech, poor judgment and performance at work or school, to periods of euphoria, an increase in physical activity, increased urges to perform specific tasks and an

increase in sex drive. The depressive phase may include sadness, suicidal thoughts, anxiety, insomnia, fatigue, loss of interest in one’s surroundings, an inability to concentrate and feelings of guilt. In order for a person to be diagnosed as bipolar, he or she must meet the criteria established by the Diagnostic and Statistical Manual of Mental Disorders (DSM) as published by the American Psychiatric Association. In simple terms and depending on the subtype, a cyclothymic disorder must last two years or more with several hypomanic episodes and periods of depression but without a full manic, major or mixed depressive event. Bipolar II is based on at least one major depressive and at least one hypomanic episode. Bipolar I is based on having at

least one manic or one mixed episode. Manic episodes are defined as abnormally and persistently expansive, elevated or irritable moods that last a week unless hospitalization is necessary. Then there are symptoms a psychiatrist will look for to further substantiate the diagnosis. Hypomanic episodes are defined as moods of worsened irritation that last at least four days and are distinctively different from the usual nondepressed mood. Again, specific subrequirements must be met. With major depressive episodes, a person must undergo five or more specific symptoms over a 14-day period with specific features being met. Mixed-episode diagnosis is based on manic and depressive events nearly every day for at least seven days.

Because your son’s care should be under the direction of a psychiatrist, I am sending you a copy of my Health Report “Medical Specialists.” Other readers who would like a copy should send a self-addressed stamped No. 10 envelope and a $2 check or money order made payable to Newsletter and mailed to Newsletter, P.O. Box 167, Wickliffe, OH 44092-0167. Be sure to mention the title or print an order form off my website at www.AskDrGottMD.com. Dr. Peter H. Gott is a retired physician and the author of several books, including "Live Longer, Live Better," "Dr. Gott's No Flour, No Sugar Diet" and "Dr. Gott's No Flour, No Sugar Cookbook," which are available at most bookstores or online. His website is www.AskDrGottMD.com.

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Tastemaker Dinner Series at various venues Nov.17 and Nov. 18 with a 6 p.m. start. Restaurants chosen include Addison at the Grand Del Mar, the Westgate’s Fountainbleau, Island Prime, Kitchen 1540 and Specialty Produce Warehouse. More than 9,000 are expected to attend the five-day festival, which is considered by experts to be in the top five of the top 100 events in Southern California for the past three years. The Celebrity Chef’s Luncheon on Nov. 21 is a select lineup of the best of … presented by Wine Spectator Magazine including seven big names to help create a sixcourse meal paired with some first class wines. A big bottle auction will raise funds for the American Institute of Wine and Food, dedicated to raising funds for their scholarship program. A favorite of mine is the Nov. 19 Master Sommelier Blind Tasting, with host and Master Sommelier Joseph Spellman of Justin Winery in Paso Robles. He will lead a panel as they blind-taste a number of international wines. They will break identify varietal, vintage, location, smell and taste to identify each of several wine challenges. All

SCENIC SETTING The panoramic Embarcadero Park North, next to Seaport Village, is the setting for the Grand Tasting from noon to 4 p.m. Nov. 20. Courtesy photo

are local sommeliers in San Diego restaurants. The audience tastes along with the panel. This event is held from 4 to 5:30 p.m. at the San Diego Wine & Culinary Center. Well, after all that you’ve got to be ready to roll into all the festival has to offer. Learn more about times, events and pricing at the San Diego Bay Wine & Food Festival by visiting worldofwineevents.com or calling (858) 578-9463.We’ll see you there!

Wine Bytes — South Coast Winery Restaurant in Costa Mesa Orange County is having a winemaker’s five-course dinner beginning at 6 p.m. Nov. 13. The cost is $95 per person. Call (714) 957-1857 to RSVP. — On Nov. 16, 3rd Corner Wine Shop & Bistro in Encinitas has a five-course winery dinner with Hall Winery of Napa Valley. Start time is 6 p.m. Cost is $70. RSVP at (760) 942-2104

— Firefly Restaurant in Encinitas is planning a Spring Mountain Wine Dinner at 6:30 p.m. Nov. 17. Four-course dinner plus reception. Cost is $89 each. Call (760) 635-1066. — San Pasqual Winery with locations in San Diego and La Mesa now has weekday “Happy Hour” specials from 4 to 6 p.m. Check out details at (619) 462-1797. — Orfila Winery in Escondido presents its 11th annual Futures Dinner, includ-

ing four-course dinner, live music and dancing. Merlot and Syrah Futures will be served. The cost is $125 each. Reserve space at (760) 7386500. Frank Mangio is a renowned wine connoisseur certified by Wine Spectator. His library can be viewed at www.tasteofwinetv.com. (Average Google certified 900 visits per day) He is one of the top five wine commentators on the Web. Reach him at mangiompc@aol.com.


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blanketing of signs, it seems as if some see us as potential voters unable to make an educated decision. Why clutter the streets with names, stars and waving flags? Should I vote for the candidate whose name I see most often? The more signs, the better choice, right? The citizens of Carlsbad, and any community which has sniffed the stench of candidacy sign vomit, should feel insulted. Signs should be used by voters to show loyalty to a candidate on private property, not cluttered by candidates along public medians. I propose future elections eliminate all public space sign placements other than one central billboard

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home. If you are not in default but behind on the payments, now might be a good opportunity to look for that mortgage modification, even a substantial principal reduction, with the banks facing massive litigation. They might be willing to actually be reasonable and work with you. You never know.

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the closest local city to charge a fee, is $30 a year. The full agenda packet with all accompanying staff reports will now cost $1,542, also above the state range of $175 to $1,000. Temecula, the closest city with this type of fee, charges $175 annually. There are currently no requests for any of these subscription services. All documents are available free online and can be viewed at no cost at City Hall, the library, La Colonia Community Center and Fletcher Cove lifeguard station. While council members said they favor full cost recovery, they had some concerns about the fee amounts. “I don’t know if I’m comfortable with those levels,” Mayor Tom Campbell said. “I think a fee is not unreasonable, but to me to get approximately 26 agendas (at) 475 bucks a year, that just seems like a lot of money.” On the plus side, Councilmen Dave Roberts and Mike Nichols said the high fees could encourage people to get the information from the city website. “I’m all about cost recovery on it,” Nichols said. “Whoever requests it should pay for what it costs, however, it’s free online.” Individual agendas or packets for a specific meeting are available at City Hall. The cost for those is based on the number of pages requested. Council members also authorized a flat fee of $70 for all fire building plan checks, which represents a

NOV. 12, 2010

THE COAST NEWS which would include all necessary information and the position each candidate holds. In addition, a neutral website should be created which would act in the same manner, but with the addition of community interaction such as open forums and comments. Until then, I am standing up to signage and the candidates who think their blanketing of the village is the right way to gain votes. I am educated and able to make my own decision, one which comes through research, attended forums and a thorough investigation of character, not by driving down the road.

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copper. Watch parts sit inside the mannequin’s red heart and copper pipes curl into wings. “It’s the most exciting thing I’ve done in a really long time,” Bonaimo said. “It’s feminine and edgy. Victorian lace and tulle juxtapose riveted cooper.” Art After Dark events are held at the Oceanside Museum of Art several times throughout the year.

“Of Mice and Men,” “Forrest Gump,” “Apollo 13” and “The Green Mile.” Sinise can also be seen on the hit television show, Crime Scene Investigation: New York.” During his time off, he travels to different military bases with his band, playing for the troops in the U.S. and foreign countries that include Iraq and Afghanistan.

Bryan Snyder is a Carlsbad resident and artist. Visit www.snyderartdesign.com and www.carlsbadcrawl.com.

and spiritual starvation by building super kitchens in developing communities. On Nov. 30, Erica Leary, program manager of the North Coast Prevention Coalition, Vista Community Clinic, will speak to the club. Kiwanis is a global organization of volunteers “dedicated to changing the world, one child and one community at a time.” Contact Susie Almond at (760) 473-6926 for more information.

If anyone ever tells you that we have too much regulation and business needs fewer controls, let’s remember what happens when we trust large corporations to regulate themselves; the consumer gets the shaft! Michael Vallee is a practicing trial attorney whose firm focuses on consumer law, personal injury and wrongful death cases. He is a consumer legal contributor for The Coast News. Contact him at info@valleelaw.com.

slight increase for residential projects but a decrease for businesses larger than 1,750 square feet. Fees will also go up, depending on the number of sprinkler heads, for most fire plan checks and inspections. The same is true for fire alarm system plan checks and inspections, with the fee varying depending on the number of devices. Council members also established new fees for plan checks and inspections for specialty fire protection systems. These include devices such as exhaust hoods or chemical suppression systems typically found in restaurants. Given the current economy, Roberts said he was hesitant to approve new fees for small businesses. “The one I was concerned about really ... was the one on adding new fees, in this environment, to our business community,” Roberts said. He agreed to support all the fees since they were introduced together, but he said he would like his colleagues to revisit some of them later. “Since we’re such an environmental city here, we don’t want all this paper being printed and wasted,” Roberts said. “We have really great electronic services here. People really ought to be utilizing them.” A comprehensive update of user fees was last conducted in June 2007. Last year council directed staff to perform user fee studies on a routine basis to ensure cost recovery. The new fees for agenda subscriptions and special noticing include the estimated cost for printing, mailing and staff time.

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Before the band took the stage outside the base theater, patrons dressed as ghouls, goblins, and princesses participated in numerous events, such as costume and pumpkin-carving contests and candy giveaways. “Candy for the kids and a rock concert for me and the wife; what more could you ask for on Halloween,” said Lance Cpl. Cameron Rhodes, supply clerk, 1st Marine Division Camp Pendleton.

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environmentalist to be concerned about construction over the lagoons, especially given the 40-year completion horizon. And, one need not be an environmentalist to realize that a freeway the size of the 15 will bring noise and traffic that will forever transform the beach cities. Second, everything I read and my own intuition suggests that more lanes only encourage more people to drive. And, once the congestion returns (if you’re not convinced that it returns, take a trip up to L.A.), we have the same traffic and the same poor public transit sys-

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Nov. 14, 1036 Solana Drive, Solana Beach. Artists will be on hand with paintings, jewelry, photography and textile/knitted items. BEGONIA EXPERT The Mable Corwin Branch of the American Begonia Society will meet at 1:30 p.m. Nov. 14, Olivenhain Meeting Hall, 423 Rancho Santa Fe Road, Encinitas. The speaker will be Thelma O’Reilly, nationally known expert on begonias. Call Marla Keith at (760) 815-7914 to learn more. BOOK FAIR Congregation Beth Am’s Annual Hanukkah Boutique and Judaic Book Fair will be held from 8:30 a.m. to 1:30 p.m. Nov. 14, 5050 Del Mar Heights Road, Carmel Valley. The boutique will feature various vendors featuring items such as jewelry, bags & totes, tableware and an extensive selection of Judaic books. Visit www.betham.com or call Jessi at (858) 481-2869 to learn more.

NOV. 15 SOUND ADVICE The San Marcos-Vista Christian Women’s Club will host a luncheon at 10:30 a.m. Nov. 15, Lake San Marcos Country Club, 1750 San Pablo Drive, San Marcos. Speaker Barbara T. Marshall will offer holiday celebration advice. Call

LT. DAN Gary Senise and The Lt. Dan Band performed a free concert at Camp Pendleton’s base theater that was sponsored by the United Service Organization, Oct. 31. The show drew in more than 200 service members and their family. During the concert Sinise and his band played hit titles form popular musicians, such as Jimmy Hendrix, The Charlie Daniels Band, Linkin Park and numerous others Photo by Lance Cpl. Damien Gutierrez

tem — with no money for improvements. A $4.1 billion freeway project surely saps resources and removes the immediate incentive to develop transit and/or explore innovative alternatives to congestion problems, like getting freight off the freeway or re-routing trucks during rush hour. Right now, we have a fantastic train that is almost entirely useless, and prohibitively expensive, for commuting. Perhaps, we could use a fraction of these dollars to work on that? Finally, we cannot rely on our elected officials to handle this for us. Since the meeting took place in Carlsbad, two Carlsbad mayoral candidates, both of

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weapon charge for which he was ordered six months in jail and three years felony probation. The North County Times also reported defense attorney James Boyd’s argument that Hamil’s actions did not qualify as murder, because Hamil did not have an intent to kill, or think that a single blow would be deadly. According to reports and court documents, Superior Court Judge Timothy Casserly found enough evidence for Hamil to stand trial for murder. The jury trial is set for Nov. 29. Hamil remains in the Vista Detention Facility in lieu of $1,015,000 bail. In addition to the $1 million bail imposed for the first-degree murder charge, the $15,000 bail amount is for a DUI charge that turned into a warrant Nov. 20, 2009 when Hamil failed to provide proof of service for completing a court-ordered alcohol program, according to court records.

whom presently serve as councilmen, attended. Keith Blackburn said he had yet to take a position on the expansion. There is a lot of information, he said, and he just hadn’t made up his mind. Initially, Matt Hall was similarly noncommittal. But, as he explained that this was very complicated, that council had been reviewing this for years, I leapt to my feet with the obvious follow-up. “How, then, can you have no position?” Ultimately, he said he supported some expansion, though not the whole enchilada. I wondered if he held back because the election was so close or because he sensed that it was a tough room.

I’m sure these are good men. But their job is to juggle interests, and the citizens’ are just one among many. The bottom line is that we cannot assume that our representatives know what we want or share our views. We have to tell them, demand action and go around them when necessary. Join your neighbors Citizens Against Freeway Expansion on Facebook and I-5 Plague website at www.i5plague.com/. Both have instructions to submit comments/questions. The deadline in Nov. 22.

Donna at (760) 432-0772 to learn VET AID A free veteran’s aid and more. attendance benefit workshop will be held from 2 to 3 p.m. Nov. 17, Aegis at Shadowridge, 1440 S. Melrose Drive, Oceanside. Robert REDUCE STRESS Solana Beach Skaggs, of Skaggs Advisory licensed acupuncturist Barbara Group, will explain available VA Seymour will offer community benefits. RSVP to Mylene Merlo ear acupuncture clinics to reduce at (760) 806-3600 or by e-mail at stress and anxiety at 6 p.m. Nov. mylene.merlo@aegisliving.com. 16 and Nov. 30, 136 N.Acacia Ave., Solana Beach.Patients are treated in a group setting with needles inserted only on acupuncture IN REVIEW Friends of Cardiff & points of the ears. For reserva- Carlsbad State Beaches will hold tions, call (858) 342-1333 or visit its special annual meeting to www.seymouracupuncture.com. review the work of the organization and plan for the year ahead at 5:30 p.m. Nov. 18, South Carlsbad State Beach, Carlsbad BUZZ The Buena Vista Nature Shop building.Call (858) 603-2705 Center will host a program on or e-mail bill@fccsb.org to learn beekeeping at 7:30 p.m. Nov. 17, more. 2202 S. Coast Highway 101, FUNDRAISER Cardiovascular Oceanside. Beekeeper Scott Disease Foundation will host a Kelly will share his passion for holiday shopping fundraiser from bees. E-mail 4 to 8 p.m. Nov. 18, Queen Eileen’s bvlagoon@gmail.com to learn Gift Shop, 548 S. Coast Highway more. 101, Encinitas. Queen Eileen’s PLANT AUCTION The San will donate 20 percent of all sales. Diego County Cymbidium Visit www.QueenEileens.com or Society will hold its annual call Nancy at (760) 730-1471 to Members’ Orchid Plant Auction at learn more. 7 p.m. Nov. 17, Larabee Building, GO OUTSIDE The workshop San Diego Botanic Garden, 280 Children and Nature: Taking the Quail Gardens Drive, Encinitas. Next Step with your Family will Many orchids and many varieties be held from 5:30 to 7:30 p.m. Nov. will be auctioned. E-mail 18, Encinitas Library Community orchldy2@mac.com or call (760) Room, 540 Cornish Drive, 732-0055 for more details. Encinitas. The San Diego

Children and Nature inspires communities to nurture, empower and engage youth in cultivating their relationship with nature. RSVP at http://familiesinnatureencinitaslibrary.eventbrite.com. LET’S TALK The Solana Beach Chamber of Commerce will host a public discussion on the sale of the San Diego County Fairgrounds in Del Mar from 7:30 to 9 a.m. Nov. 18, Holiday Inn Express, 621 S. Coast Highway 101. Del Mar Mayor Richard Earnest will be in attendance. Call Frida Silveira at (858) 7554775 or e-mail info@solanabeachchamber.com to learn more.

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Mindy Martin is an Oceanside resident.

NOV. 19 UNEXPECTED Cal State San Marcos will present the Untitled Unexpected Art Show at 6 p.m. Nov.19,Cal State San Marcos Arts Department, 333 S. Twin Oaks Valley Rd. Sixty different artists will present their work. Call (760) 750-4000 to learn more.

ONGOING ON POINTE Ballet classes for youths, teens and adults will start the first week of November at the Encinitas Community Center, 140 Oakcrest Park Drive. Professional instructor Marti Neal teaches the classes.Call (760) 943-2260 or visit www.encinitasrecreg.com.


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MARKETPLACE NEWS

Chiropractor welcomes space-age technology ENCINITAS — Chiropractic Health & Happiness in Encinitas is among a growing number of chiropractic doctors who have upgraded their level of care to include technology that has benefited Super Bowl champions, Olympic gold medalists,and numerous A-list celebrities. An earlier version of sEMG technology was even used in the space program. “You don’t have to be an astronaut or a world-class athlete to want your body operating efficiently. This technology will allow us to have a greater impact on the overall health of our community, and provide measurable results,” said Dr. Ian Hoffman, co-owner of Chiropractic Health & Happiness. The Insight Discovery Subluxation Station was developed by Chiropractic Leadership Alliance (CLA), a New Jersey-based company, and has been certified by The Space Foundation, a nonprofit agency founded in cooperation with NASA. The Insight allows chiropractors to scan their patients’ neurospinal health. These scans easily and accurately identify areas of nerve interference that may be preventing one’s nervous system from operating efficiently. When one’s nervous system is functioning at peak capacity, the human body has more energy, a greater resistance to disease and less need for pain. Once pinpointed via the technology, chiropractic adjustments are then utilized to remove the area(s) of nerve disruption. NASA used an earlier version of sEMG technology on two shuttle missionsSTS48 and STS50-to evaluate the physical attributes of astronauts.The space agency and CLA were recently praised on Capitol Hill for introducing this technology to the general public. “Lost in the romanticism of space travel is NASA’s development of technologies that are changing — if not saving — lives,” said Representative Nick Lampson (D-TX), who leads the effort to increase government funding for space exploration and scientific technology development. Chiropractic Health & Happiness’ investment comes at a time when chiropractic’s popularity is rising while an overmedicated public has become wary of the pharmaceutical industry. “We can now offer proof as to the need for care and the progress that one makes in our office. The short story is, we’re changing lives,” concluded Dr. Hoffman. To learn more, contact Dr. Ian Hoffman at (760) 4878157.

Items on this page are paid for by the provider of the article. If you would like an article on this page, please call Chris Kydd at (760) 436-9737, ext. 110.

Auto service blends tech wizardry with old school customer care OCEANSIDE — At face value, auto care service centers all seem to look alike. But consumers know there is a wide spectrum of differences “under those proverbial hoods” with experience, honesty and integrity being at the forefront. If reputation is the best measuring stick, than Lael’s International Auto Service in Oceanside is at the top of the list with state-of-the-art expertise and stand-alone customer service. Shop owner Lael Leone understands that auto care has never been more important than in today’s economic environment. “In my 17 plus years of dealership and independent shop experience, I haven’t met a customer yet who takes car problems lightly,” he said. “Cost is always a concern and time in the shop means the customer is hassled to find other means of getting where they need to be. “Today, it’s even more important and it’s my job to find and correct problems ASAP for the least amount of money.” Lael, an ASE Recertified Master Technician, explains that experience and training are key factors in controlling cost. He points out that less

UNDER THE HOOD Shop owner Lael Leone and service technician Sean Giannigrapani reviewing results from Autologic Scanner. Courtesy photo

experienced and undertrained technicians often employ a guessing game resulting in unnecessary charges for unneeded parts and services that drive up the cost and waste time. “All our service techs are specially trained with two goals in mind: fix the

problem right the first time and be mindful of only recommending preventative services that will save customers money.” Although Lael’s International Auto Service has a respected reputation built on precision and highperformance brands like

Mercedes-Benz, BMW,Volvo, and Audi, the shop welcomes all European, Asian, and American makes and models. “Our experience is wide ranging and we are equipped with the same training, tools and technology as factory dealerships to handle literally any service need for any type of car or truck,” Lael said. Regardless of the vehicle and the extent of the service issue, Lael points out that customer care is job one. “Every action we take revolves around making sure our customers are more than satisfied and that their service needs have been fully met. Every single assignment has to be done right and delivered on time, from a $49.95 Honda Civic tuneup special to a $391 Mercedes-Benz Schedule B service.” He said every single job is equally important and the high volume of repeat business is confirmation. Lael’s International Auto Service is I-5 freeway close at 2042 Oceanside Blvd. in Oceanside; one block east of Crouch. For weekly service specials, visit www.laelsauto. powersites.net/ or call (760) 433-5040.

A local auto care business you can trust ENCINITAS — Rick Frye, owner of TransMasters Repair, began working in the Encinitas area more than 14 years ago. His love of cars and care for service has led him to work hard and buy the business he had previously been an employee for. Three years ago, he bought Transmasters Auto Care. Serving San Diego successfully since 1989, Transmasters Auto Care makes their top business objective to provide 100 percent customer satisfaction to all of their clients, with high quality and a price that won’t break your wallet. They are also known in San Diego as the transmission shop that more than 200 other repair shops call when they need an extra hand. With such quality work, it’s no surprise that there has been support on-line from happy customers, like this wonderful endorsement on CitySearch: “Several months ago, Rick and his staff rebuilt my transmission. It was done in a timely manor, and works great, and the price was as quoted, something that is hard to find in auto repair. Finally a bunch of guys that know what they are doing. Since then they have replaced a motor in my other vehicle, doing all of the work in-house. Once again, without a problem. They can do it all, from

TRANSMASTERS AUTO CARE From left, Alex Estrada, owner Rick Frye and Harry Klaus at TransMasters Auto Care in Encinitas. Courtesy photo

your daily driver, RV, or Hot Rod. This is the place for your automotive needs. Thanks again, Rick, Brian, Harry and Shorty.” Here is another satisfied customer that states how Transmasters does top quality repair on foreign vehicles, according to Transmasters Google landing page. “German made cars are notorious for weird expensive problems, and I’ve got three of them (Mercedes, BMW, & VW). Rick and his crew are the only mechanics who can service & repair them and get

it right every time.” With an in-house automatic transmission and manual transmission remanufacture facility offering customers additional production and capabilities, Transmasters Auto Care has the latest technology and state-of-the-art computerized testing for all customer service needs. This also applies to rebuilt transmissions, remanufactured prior to the installation into the vehicles. Overall, Transmasters Auto Care wants to provide all of their valued customers

with honesty, integrity, and complete customer satisfaction. In addition, TransMasters Auto care has several ongoing business improvement initiatives including: improved customer satisfaction, quality improvement program, certified suppliers, and training /certification program. Rick recommends having your transmission checked every 12,0000 to 14,000 miles. For more details on this fine establishment, call (760) 635-0881 or visit their shop at 184 Coast Highway 101 in Encinitas.

THE COAST NEWS

NOV. 12, 2010

Medicare changes and your costs

COAST CITIES — One new rule for Medicare actually went into affect this year. For those of you who have gone into the “doughnut hole” with your medication expenses, you will receive up to a $250 rebate check from your Medicare insurer. The first $250 you had to spend in the “doughnut hole” is covered. A big change for the 2011 plans is the window for enrollments or plan changes. The Annual Enrollment Period is still Nov.15, 2010, to Dec. 31, 2010, when you can switch plans. The new change is after Dec. 31 you can not switch plans through March like you could in the past. So the window to make any changes has shrunk from 4 and a half months to 1 and a half months. From Jan. 1, 2011, to Feb. 15, 2011, there is a disenrollment period where you can leave your Medicare Advantage plan and go back to original Medicare. This shorter window may catch people by surprise. For example, if you are on Secure Horizons Plan 3 because you want to go to Scripps Clinic, but want to enroll in the new Secure Horizons Value plan ($25 monthly premium) which now includes Scripps Clinic and save $528 annually in premiums, you must do this before Dec. 31, 2010. In 2011, there is more help for those in the “doughnut hole.” The $250 rebate will be there, plus there is discount of 50 percent on brand name drugs and a 7 percent discount on generic drugs. When you turn 65, you have a seven-month window to sign up for Medicare. The window is three months before your birthday month to three months after. Don’t wait, plan ahead. For more information on your Medicare options, call Douglas Kerr, Secure Horizon Advisor (Lic#0G64783) at (760) 473-7721. Doug also does Educational Medicare update presentations for groups. Doug has lived in Encinitas for 22 years, and is a member of the Encinitas Rotary Club and a Chamber of Commerce member.

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THE COAST NEWS

BASE HELPS

DEL MAR

family members seeking a career change. “Events such as this one really give employers the opportunity to narrow down the best employers the military has to offer,” said Autumn Rillos, event coordinator and liaison, MCCS, Camp Pendleton. In addition to opportunities for one-on-one interaction with company and government representatives, information regarding educational opportunities was also available for attendees. The educational sessions included basic resume building, staff agencies’ procedures, the federal hiring process, utilizing the G.I. Bill and tuition assistance program, and tips on transitioning from military to civilian life. “It’s really important for the base to host events like this,” Munoz said. “It not only gives military members the opportunity to find a career but their family members as well.” For more information regarding future career and education events, call (760) 763-2091 or visit www. pendleton.usmc.mil and click on Family Services.

the purchase.” “It just seems like we’re getting the cart before the horse,” Councilwoman Crystal Crawford said. “We need to get over the hurdles of ownership.” Shortly after the news broke in early October that the county’s smallest city was planning to buy the 340-acre site, Del Mar asked Solana Beach for a letter supporting the purchase. Solana Beach council members said they support local control of the fairgrounds, but deferred the request until some of their questions and concerns were addressed. During a special Del Mar meeting Oct. 25, Solana Beach City Manager David Ott said council members in that city would like some assurance that noise, parking, traffic and light impacts would be mitigated. As a first responder to the fairgrounds, he said Solana Beach is also

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to ensure their children know about this program.” To receive rewards during the 2010-2011 school year, students must bring their report card from the last grading period to any MCX customer service office to receive a scratchoff card that reveals a variety of prizes. “Our goal is to keep the children of Camp Pendleton enthusiastic about their grades and overall education, said George Ladd, retail director, MCCS. “We are always so impressed with the number of participants we get every year.” Eligible students must be authorized patrons of the MCX and are limited to one visit per grading period. “There is no better feeling than when I see my child’s face as he scratches off his card,” said Brandy C. Zamora, military spouse, Camp Pendleton. “When he wins, that look of accomplishment is priceless.” For more information on the Super Star Student program, visit www.usmcmccs.org/shopping/ student.cfm.

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from her mother, Sharon L. Graham, a popular gospel singer, full-time pastor and air traffic controller assigned to quality assurance with the FAA in Chicago. “Growing up I saw my mother singing on television and thought, ‘That’s what I want to do,’” Williams remembers. “I bought audio tapes and created a private space on the living room floor where I would sit, Indianstyle, to practice. I faced the wall because it had the right acoustics.” Williams says she constantly begged the choir leader to join the choir but was unsuccessful until at the age of 13 when she became its youngest member. Soon worshipers began recruiting her to perform at other concerts and community events. “Sometimes I would get frustrated when I didn’t have any accompaniment,” she

seeking reimbursement for the public safety services it provides. Del Mar responded with a letter dated two days later highlighting the benefits of local control of the stateowned facility. In the letter, Del Mar also states that it “is committed to working with” Solana Beach on the key issues of traffic, parking, noise and public safety calls. Del Mar Mayor Richard Earnest described the Solana Beach response to the letter as “nice but not sufficient.” Earnest and Del Mar Councilman Carl Hilliard also made a presentation at the Oct. 27 Solana Beach council meeting. No issues were resolved but both council members from both cities agreed to meet and continue the discussion. If the purchase is successful, Del Mar is proposing that the facility be run by an 11-member board made up of five appointees from Del Mar, one each from Solana Beach and the city of San

Diego and two from the county, one of which would represent agriculture. It will also include the directors of the San Dieguito River Valley Joint Powers Authority and the San Diego Association of Governments. Solana Beach council members have consistently said they believe the city should have equal representation at best, but at least more than one appointee. The recent request for equal ownership was unexpected. “I, for one, was a little surprised with the latest proposal that we received,” said Hilliard, who doesn’t appear to support either proposal. “I don’t see how we can possibly accommodate their request for shared ownership and partnership,” he said. While his colleagues didn’t comment much on equal representation, most did not support divided ownership. “I really have trouble conceiving how dual ownership ... would actually work,” Mosier said. “I, for one, don’t contemplate that as a reason-

able solution to a problem that doesn’t really exist. “The control of what happens at the fairgrounds is what impacts Solana Beach, not who owns it,” he said. “I think having Solana Beach own part of the fairgrounds is a nonstarter.” Councilman Mark Filanc said it could cause logistic problems with future projects at the site. “Whose codes would we use?” he asked. A bill authorizing the $120 million sale was introduced last month as a trailer to the budget, however, it was pulled within days. If the governor called a special meeting, the bill could have been taken up before the end of the year. Anticipating that, Del Mar was hoping to have a support letter from Solana Beach sooner rather than later. Since it now seems likely the bill will be reintroduced next year, the mayors of both cities, Hilliard and Solana Beach Councilman Dave Roberts will continue discussions.

laments. “Then a musician told me that the test of a good singer was being able to sing without a musician. I learned he was right.” Williams was still a teenager when she learned another important lesson after being recruited to sing backup vocals for Grammynominated gospel singer Vanessa Bell Armstrong. “They put me in a limo and gave me a couple of hundred dollars,” she remembers. “But I forgot the lyrics. Later I thought, ‘You have to take authority over your nerves and not allow them to control you.’” She succeeded and was subsequently recruited by Milton Brunson to join the famed Thompson Community Singers, a position for which most singers are required to audition. Williams traveled worldwide with the choir and recorded four albums. “R. Kelly was at one of the recording sessions and took an interest in my tal-

ent,” she said. “He asked me to sing backup in his song, ‘I Believe I Can Fly’ from the movie ‘Space Jam.’” The recording went on to win three Grammys. Like her mother, Williams juggled performing with a full-time career. This included management positions for a major healthcare provider, an entertainment company she co-founded and a nonprofit promoting parental involvement. In April 2009, Williams joined Hospice of the North Coast as a project manager, assuming responsibility for the website, social media, special events and fundraising. To contain costs for the Light Up A Life event, Williams offered her singing as an in-kind gift. “I have the privilege of riding a gift and sharing it,” she said. “Working for hospice causes me to live a life of purpose. I’m going to continue my music, even if it’s not

with the intent of being rich and famous. It’s what I’m born to do.” Bobbie Hoder is president of the board of directors of the hospice. “Yvette is one of the most creative and energetic individuals with whom I’ve had the pleasure of working,” she said. “She brings her own special style to each of her endeavors, and we love her for it and are most delighted to have her on ‘the team.’” Williams will be offering her interpretation of the song “Gone, But Not Forgotten” written by Percy Baty and a duet with Jason Brown of “For Good” from the stage production of “Wicked.” World-renowned violinist Beth Folsom will also be a featured performer. The Oceanside Museum of Art is located at 704 Pier View Way. To register for Light Up a Life, visit www.hospicenorthcoast.org or call the hospice’s RSVP event line at (760) 448-4262.

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onderful living things. They provide shade when we are hot, oxygen for us to breathe and great beauty for us to admire. As such, these giants among the plant kingdom are extremely complex. Their growth patterns are varied and yet to the ordinary child the simplicity of a tree growing up is commonplace. Here lies the crux of the problem. A true arborist would have insisted that the trees involved on this property were never truncated or topped. If it were absolutely necessary, a technique called drop crotching would have been employed in order to reduce the overall height of the tree. This technique allows the arborist to reduce the height of the tree while maintaining a new central stalk or leader. This prevents the formation of weak and bushy sucker growth … often the cause of falling branches. Most arborists will advise you, tip and lace the tree. Remove not more than

TREE EMERGENCY Pictured is Kent Horner on an emergency job last March when a eucalyptus fell onto an apartment complex in La Costa. Horner had to be craned to remove the tree so that it would not cause further damage to the building when removed. Courtesy photo

20 to 30 percent of the foliage and structure the overall shape in the form of a vase.This helps the tree overcome the constant pull of gravity and minimizes the amount of new juvenile growth from the latent buds circling each individual trunk or stem. “All this sounds great,” you might say, “but what about cost?” Well, like the vaudevillian acts of old, you might say there’s good news and there’s bad news. The

good news is that cost-wise it’s about the same to lace and tip a tree as it is to top one. However, light pruning should be done annually or the foliage becomes heavy with growth and the same problem involving limb loss can occur. Trees that have been topped have a tendency to grow very quickly. Drawing from an already established root system that once fed a large tree top, long straight sucker growth climbs verti-

cally with a weak union at the site of the old truncation. This kind of growth is far more dangerous in the long run and can be much more expensive to remove by the arborist because of this inherent weakness. Classically, most homeowners or associations will come in, whack their trees back for the lowest bid and wait a few years until a storm brings down a few branches as a reminder that their trees need pruning before the checkbook gets pulled out again. Don’t let this vicious circle catch up to you. The guy with the pickup truck and a ladder isn’t going to help you in the long run. Trees are meant to enhance your environment and increase the value of your home. Plan ahead and spend your money wisely.

Kent Horner is a local landscape contractor and designer with 30 years of experience in all aspects of your garden. For information concerning your project or questions involving your surroundings, e-mail him at Kent@plantch.com.

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construction of a $4.3 million dog-and-cat shelter, with towel-lined cages, skylights, “microclimate”air-conditioning, an aviary, sculptured bushes,“adoption counseling pavilions” in which people can meet with their prospective “companion animals,” and, according to the architect, “a very subdued classical painting scheme.” The Los Angeles Times (in March 1993), noting that there are four times as many shelters in the U.S. for animals as for battered women, quoted an outraged caseworker for a local homeless-person shelter: “It’s mind-boggling. I want to know (who) their (funders) are.”

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things he loved — surfing, mountain biking and other adrenaline-pumping activities. He wound up spending most of his time at the computer, which helped his career as a programmer but did not give him the outlet he needed. It is only recently that Andrew began to be active again. For that,Andrew credits Blue II, a Labrador/ golden retriever cross from Canine Companions for Independence, with “getting him up and going.” Andrew learned about Canine Companions in rehab, and he applied for an assistance dog for help with practical physical tasks that are difficult for him. Andrew’s increased energy and activity level is just icing on the cake. Within days of being matched with Blue, Andrew explained, “I’ve checked the mail, explored the neighborhood and seen parts of my backyard I haven’t seen in the six months I’ve lived in my house. That’s no small feat because I can stay indoors and mess around on my computer all day long.” The fact that Blue is always by Andrew’s side to help open doors, retrieve dropped objects and make it safer for him to live alone has also been life-changing. Andrew is one of a growing number of military veterans who are benefiting from Canine Companions assistance dogs. The organization established the Wounded Veterans Initiative in 2007 to increase assistance dog placements with military veterans.Andrew and Blue graduated together after completing an intense, residential, two-week Team Training course at Canine Companions’ Southwest Regional Center in Oceanside. During Team Training, students are strategically matched with assistance dogs and learn how to work with them effectively. The dogs are trained for two years in up to 50 commands before they are ready to become someone’s 24/7 helper. Thanks to Canine Companions’ generous supporters, the dogs, their training and ongoing follow-up support are provided free of charge. For more information, visit www.cci.org or call (800) 572-BARK.


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NOV. 12, 2010

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passing of one of their own. As far as the swell goes, here’s what happens in Southern California — a big storm in the Aleutians had brewed seas of more than 40 feet, sending massive bands of energy out in several directions. Right in line for one of those bands is Hawaii, that receives the Alaskan gift each winter, usually from late December through February. Waves are also sent to the

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groundbreaking ceremony will include Nick Macchione, director of San Diego County Health and Human Services; Jim Farley, president and CEO

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Road. Access for residents, emergency vehicles, trash pickup, mail and other deliveries will be provided in the road closure areas. “The city of San Marcos sincerely appreciates residents’ patience during this

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to us he stated that he was suffering from acute depression and he felt it was his only way out. While publicly outgoing he was an extremely private person who internalized

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the brochure described. The next campaign was in the form of freeway billboards that were in both English and Spanish and remained up for one month in January 2009, according to said San Diego County Deputy District Attorney Dominic Dugo. One of the billboards featured a man working with a hammer with words that read: “Does Your Employer Have Workers’ Comp? It’s the Law!” The other billboard was a picture of a man behind bars with a warning against workers’ comp fraud. Rebecca Thomas, of Carlsbad, was also at the UltraStar on Nov. 8, and after several minutes of thinking about the movie previews, she did remember seeing an ad that had a man in handcuffs. “It was super fast,” she said. “I don’t know what it was about.” The ads shown on the-

south, sometimes taking direct hits in the Pacific Northwest, moving down like a hose with a kink in it, until it trickles onto our beaches. The further north the swell originates, the less surf will hit us. This is due to obstacles like the Santa Barbara Channel Islands, and jutting fingers of land like Point Conception, that pinch off much of the swell. If a swell forms further west than north, we in Southern California have a much better chance of receiving more surf. Still, our conti-

nental shelf, which extends for about a mile in our area, cuts down wave size greatly. Not that I’m complaining. I, and I suspect most of you, enjoy the gentle ride produced by small clean surf. Plus, most of the sandbars and reefs in North County close out when the surf gets much beyond five feet. This swell was no exception, as beach break waves peaked and fell on the horizon, kept good form for a while and unloaded in one straight line for hundreds of yards, offering no place for a surfer to go, except

into a short tube for a pay-perview moment, or, more often, over the falls or straight into the beach. This early swell brings with it optimism for an early winter. Time will tell if these waves are a sign of things to come, or waters that have become stirred up and angry at the passing of one of the best surfers who ever traveled above them.

of The Leichtag Family Foundation; and Alexis Parker, executive director of HomeAid San Diego. Thus far, Casa de Amparo has raised $11.3 million of the $16 million needed for the Strategic Capital Campaign,

including a $2 million Challenge Grant from The Leichtag Family Foundation and $600,000 from the Price Family Charitable Foundation. The gap is currently $4.7 million, although a construction loan from Wells Fargo will

enable Casa de Amparo to begin construction while continuing to raise funds. Contact Cassie Barth at (760) 754-5500, ext. 29, or at cbarth@casadeamparo.org to attend the groundbreaking ceremony.

project and we apologize for the inconvenience this closure and detour creates,” City Engineer Mike Edwards said. “These road closures, however, will greatly accelerate the project’s completion.” The Rock Springs Road improvement project includes constructing curb,

gutter, sidewalks, medians, roundabouts and other related road improvements along Rock Springs Road from Richland Road to Woodland Parkway. It also includes adding sidewalks along the west side of Richland Road from Elizabeth Street to Mission Hills High School. The overall goal of the proj-

ect is to provide safe routes to school for San Marcos students. For more information, contact Project Inspector Duane Soileau at (760) 8770669, Project Engineer Nino Abad at (760) 744-1050, ext. 3214, or Construction Manager Jonathan Smith at (858) 472-2212.

everything. What we saw were his thirst for life with fast cars, motorcycles and his love of skydiving. “What we see now is the immense amount of love that everyone has for him.Anyone close to Julien is receiving an extreme outpouring of con-

cern via text, email and messages.This is an honored tribute to what an amazing person he was and we thank everyone for their love, prayers and continued support. “To us Julien was as beautiful inside as he was

outside and we wish to have him remembered in this way, a way he deserves and would appreciate, not by false comments from people outside the family. No one he has touched will ever forget him, most of all us. Bertrand and Denise”

aters scattered across the county depict the same slogan and images as the billboards. Dugo said that anti-fraud posters were also distributed in 2009 for employers to hang in the workplace. “When there’s an economic downturn, people that tend to be financially stressed may commit fraud,” Dugo said. “We’re seeing an explosion in real estate and insurance fraud.” Dugo said the anti-fraud messages are geared toward the people who may commit insurance fraud for the very first time due to financial stress. Some examples of insurance fraud include employees faking injuries or employers denying claims, he said. “For auto insurance, it’s typically someone who sells their vehicle to (someone in) Mexico and reports it stolen to the insurance company,” he said. Another way people commit automobile insurance

fraud is when they let their car insurance policy lapse. Dugo said that for the past one to two years there has been an increase in this particular crime, and that it has become quite common. “In California, if you drive a car you are required by law to have car insurance,” he said. But people are letting their policy lapse in order to save money, yet they continue to drive, he said. The fraud occurs when an uninsured vehicle is stolen or damaged, such as in an accident, and the owner then buys a new policy and lies about the date of the theft or damage and makes a claim, he said. An entire division of the district attorney’s office is dedicated to reducing insur-

ance fraud, which includes working with the California Department of Insurance on public awareness, deterring potential defrauders, prosecuting and proactively investigating insurance fraud. The grant-funded movie ads were funded by the California Workers’ Compensation Fraud Assessment Commission and the California Department of insurance. To view the ads, follow this link: www.facebook.com/ video/video.php?v=15564764 84617. To report insurance fraud or workers’ compensation fraud, or for any questions about suspected fraud, the public can call the Insurance Fraud Division of the DA’s office at (800) 3157672.

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EAGLE RANK David Edwards, of the Santa Margarita Boy Scout District, has earned his Eagle rank. Edwards, 17, a member of Troop 745 is a senior at Carlsbad High School. For his Eagle project, Edwards built picnic tables for Buena Vista Elementary School in Carlsbad. Edwards said his Scoutmaster Tim Milam has helped him the most in scouting. “Mr. Milam has been my leader since I was a Cub Scout. He has helped me out though hard times and coached me while I was the Senior Patrol Leader.” New troops are now forming. Contact District Director Vic Enchelmayer at (619) 298-6121. Courtesy photo

NEW PRESCHOOL Preschooler Shaleya Harris and Ecke YMCA board of managers member Dennis Doucette joined donors, community leaders, board members and staff at the ribbon-cutting ceremony celebrating the launch of renovations and expansion of the Magdalena Ecke YMCA pre-school. Construction will be done in four phases including: upgrading and remodeling each existing classroom, constructing three new classrooms and bathrooms, replacing the roof and surrounding trellis, and renovating the lobby and playground areas. For more information, call (760) 942-9622 or visit www.ecke.ymca.org. Courtesy photo

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NOV. 12, 2010

THE COAST NEWS Legals 800

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NOTICE OF TRUSTEE’S SALE TS No. 10-0092052 Title Order No. 10-8-366610 APN No. 254-022-0302 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DEBRA TAMIE ELLIOTT, AND MARK TAYLOR ELLIOTT, WIFE AND HUSBAND AS JOINT TENANTS, dated 11/27/2006 and recorded 12/01/06, as Instrument No. 2006-0856456, in Book , Page 20026), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 12/10/2010 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 1625 NEPTUNE AVE, ENCINITAS, CA, 920241002. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $957,597.25. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 11/11/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.116474 11/12, 11/19, 11/26/2010 CN 10742

ings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: A condominium comprised of: Parcel 1: Residential unit No. 208, as shown and defined on that certain Windward condominium plan, phase 3, recorded in the office of the county recorder of San Diego County on March 1, 2005 as Document No. 2005-0164139 (''condominium plan'') situated within lot 1 of Hidden View, in the City of Oceanside, County of San Diego, State of California, according to map thereof no. 14954, recorded in the office of the county recorder of San Diego County on January 28, 2005. Parcel 2 An undivided 1/32nd fee simple interest as a tenant in common in and to building envelope nos 11, 19 and 20 shown and defined on the condominium plan. Excepting therefrom residential units situated in building envelope nos. 11, 19 and 20 as shown and defined on the condominium plan. Parcel 3: An exclusive right to use and occupy the exclusive use common area, if any, as identified on the condominium plan as appurtenant to the residential unit listed above. Said exclusive use common areas shall be and are hereby declared appurtenant to parcel 1 described above. Parcel 4: A nonexclusive easement, in common with other owners for ingress, egress, use and enjoyment, over, in, to and throughout the association property shown on the condominium plan referred to in parcel ''1'' above and over, in, to and throughout other phases of the property described in the declaration for which easement is appurtenant to the residential unit described above, subject to the provisions of the amended and restated declaration of covenants, conditions and restrictions and reservation of easements for windward, recorded April 15, 2005 as instrument no. 2005-0310752 of official records, and any amendments thereto. This easement shall become effective as to each of said phases, respectively, upon (I) recordation of a supplementary declaration, declaring such phases, respectively, to be subject to the declaration, and (II) conveyance of the first condominium in each respective phase, all as more fully set forth in the declaration. The association property referred to herein as to each of such phasesshall be as shown and described on the condominium plan covering each such phase recorded in the office of the county recorder of San Diego County, California, excepting therefrom the common area and residential units situated thereon. Parcel 5: A non-exclusive easement for access, ingress and egress on, over, under, along and across the area delineated on the condominium plan as the access easement. Amount of unpaid balance and other charges: $394,114.18 (estimated) Street address and other common designation of the real property: 785 Harbor Cliff Way #176, Oceanside, CA 92054 APN Number: 144-270-04-20 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. Date: 11/8/2010 SEE ATTACHED EXHIBIT Exhibit DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 730-

2727 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com Deborah Brignac Reconveyance California Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P767398 11/12, 11/19, 11/26/2010 CN 10739

Trustee Sale No. 740488CA Loan No. 3011382524 Title Order No. 100138409-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/7/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/3/2010 at 10:00 AM CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11/14/2006, Book , Page , Instrument 2006-0806419 of official records in the Office of the Recorder of San Diego County, California, executed by: Ericka Gardea, a married woman as her sole and separate property, as Trustor, Washington Mutual Bank, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or sav-

NOTICE OF TRUSTEE'S SALE TS No. 09-0095990 Title Order No. 09-8-270642 Investor/Insurer No. 121523403 APN No. 256-164-49-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/09/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER." Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by EVODIO MARTINEZ ALONSO, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 11/09/2005 and recorded 11/17/05, as Instrument No. 2005-0996660, in Book , Page 7197), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 12/10/2010 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA 92101 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 766 SAXONY RD, ENCINITAS, CA, 920242350. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $730,478.62. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 10/08/2009 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3806536 11/12/2010, 11/19/2010, 11/26/2010 CN 10737 T.S. No.: 10-38475 TSG Order No. 33-80134666 APN 158-440-03-28 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/3/2010 at 10:00AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust Recorded on 10/27/2006 as Instrument No. 2006-0762962 in book --, page -- of official records in the Office of the County Recorder of San Diego County, California, executed by: Phillip Powell, a single man as Trustor, Mortgage Electronic Registration

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CITY OF ENCINITAS 505 S. Vulcan Avenue Encinitas, CA 92024 REQUEST FOR PROPOSALS MOONLIGHT BEACH WINTER SAND BERMING (SAND GRADING OPERATIONS) NOTICE IS HEREBY GIVEN that written proposals for the above services will be received at the Parks and Recreation Department, 505 South Vulcan Avenue, Encinitas, California 92024 until 2:00 p.m. November 15, 2010. The informal proposal process applies to an estimated value of purchases/services of $1,500 or more, not exceeding $10,000.01. Proposals falling outside the established range are considered under different purchasing procedures per City Ordinance 86-15. The City reserves the right to reject any or all proposals, to waive irregularities and/or informalities in any proposal, and to make an award in any manner, consistent with the law, deemed in its best interest. Further information may be obtained by contacting Terry Smith, Park and Beach Supervisor at (760) 943-2107. Proposals are due at 2:00 p.m. on November 15, 2010. Faxed proposals are acceptable. Mail proposals to: Terry Smith, Park and Beach Supervisor, City of Encinitas, 505 S. Vulcan Avenue, Encinitas, CA 92024. Fax to: (760) 633-2626 Attention: Terry Smith. CN 10709, Nov. 5 & Nov. 12, 2010

Systems, Inc., as Beneficiary, Will Sell At Public Auction To The Highest Bidder For Cash (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4213 La Pinata Way, Unit 250, Oceanside, CA 92057. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to wit: $368,789.93 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 5/5/2010 Date: 11/8/2010 Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200 Orange, CA 92868-2913 (866) 2635802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P767007 11/12, 11/19, 11/26/2010 CN 10736 NOTICE OF TRUSTEE’S SALE T.S. Number : 1035002487 Title Number : 840941 APN : 147-082-17 IMPORTANT NOTICE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 23 November 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. FARMERS AND MERCHANTS TRUST COM¬PANY OF LONG BEACH as duly appointed trustee under the following described deed of trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH AND/OR THE CASH¬IERS OR CERTIFIED CHECKS SPECIFIED IN CIVIL CODE SECTION 2924h (payable at the time of sale in lawful money of the United States) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property here¬inafter de¬scribed: ORIGI-

NAL TRUSTOR: OCEAN VILLAGE LLC, A CALIFORNIA LIMITED LIABILITY COMPANY ORIGINAL BENEFICIARY: Farmers & Merchants Bank of Long Beach, a CA Corp ORIGINAL TRUS¬TEE: Farmers & Merchants Trust Company of Long Beach, A California Corporation Recorded 07 December 2004, as Instrument No. 2004-1148846 as subsequently modified by a Modification of Deed of Trust dated 14 June 2006 and recorded 05 July 2006 as Instrument Number 20060471890, and a Modification of Deed of Trust dated 22 March 2007 and recorded 02 April 2007 as Instrument Number 20070215240 of Offi¬cial Records in the office of recorder of San Diego County. Said deed of trust de¬scribes the following property: See Exhibit "A" attached hereto and made a part hereof. Reference No.: 1035002487 EXHIBIT "A" LEGAL DESCRIPTION The land referred to in this Guarantee is situated in the City of Oceanside, State of California, County of San Diego, and is described as follows: LOT 1 OF OCEAN VILLAGE COMPLEX, IN THE CITY OF OCEANSIDE, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 14610, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY ON JUNE 10 2003. APN: 147-082-17 NOTE: FROM INFORMATION OBTAINED FROM THE ASSESSOR'S TAX ROLLS, FOR WHICH THIS COMPANY MAKES NO REPRESENTATION OR WARRANTY, THE STREET ADDRESS(ES) OR OTHER COMMON DESIGNATION OF THE ABOVE DESCRIBED PROPERTY IS: 401 North Coast Highway Oceanside, CA 92054 Also known as: 401 NORTH COAST HIGHWAY, OCEANSIDE, CA 92054. If a street address or common designa¬tion of property is shown above, no warranty is given as to its completeness or correctness. The beneficiary under said Deed of Trust, by reason of a breach or default in the obligations secured thereby, has executed and delivered to the undersigned a writ¬ten decla¬ration of Default in Demand for Sale, and written notice of breach and of election to cause the undersigned to sell said prop¬erty to satisfy said obligations, and thereafter the undersigned caused said notice of breach and of election to be recorded 04 December 2008 as lnstrument No. 2008-0620176, of Official Records of San Diego County; Said Sale of property will be made in "as is" condition without covenant or warranty, ex¬press or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) se¬cured by said Deed of Trust, with interest as pro¬vided in said note, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: 02 December 2010, at 10:00 a.m. at the entrance to the East County Regional Center by statue located at 250 E Main Street, El Cajon, California. At the time of the initial publication of this no¬tice, the total amount of the unpaid bal¬ance of the obligation se¬cured by the above described Deed of Trust and esti¬mated costs, expenses, and advances is ap¬proximately $17,514,453.68. The total indebtedness being an estimate on which the opening bid is comput-

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NOTICE OF NONDISCRIMINATORY POLICY TO STUDENTS California Institute for Human Science (CIHS), a California non profit corporation, in compliance with Title VI of the Civil Rights Act of 1964, Title IX of the Education Amendments of 1972, Section 504 of the Rehabilitation Act of 1973 and the Age Discrimination Act of 1975, does not discriminate on the basis of race, color, national origin, sex, handicap or age in any of its policies, procedures or practices, nor does CIHS discriminate on the basis of sexual orientation. This nondiscrimination policy covers all CIHS programs and activities, including but not limited to academic admissions, financial aid, educational services and student employment. CN 10693, Nov. 5 & Nov. 12, 2010

NOTICE OF NONDISCRIMINATORY POLICY AS TO STUDENTS Waldorf In North Coastal, Inc. dba Sanderling Waldorf School, located at 1578 S. El Camino Real, Encinitas (760) 635-3747 now enrolling parent-child, preschool and kindergarten through 5th grade programs, is a non-profit Waldorf school, admits students of any race, color, national and ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to students at the school. Sanderling Waldorf School does not discriminate on the basis of race, color, national and ethnic origin in administration of its educational policies, admissions policies, scholarship and loan programs, and athletic and other school-administered programs. Sanderling Waldorf School, 1578 S. El Camino Real, Encinitas 92024 (760) 635-3747 CN 10738, Nov. 12, 2010

ed and may be obtained by calling (562) 437-0011 ext 5064 the day before the sale, if available. IN ADDITION, should the property described in the above referenced Deed of Trust be vacant land, directions may be obtained from the beneficiary by request, in writing, and submitting such request to the beneficiary within 10 days from the first publication of this Notice of Trustee’s Sale. The address for said beneficiary may be obtained by calling the trustee listed herein. The Beneficiary or its designated agent declares that it has contacted the borrower, tried with due diligence to contact the borrower as required by California Civil Code § 2923.5, or its borrower has surrendered the property to the beneficiary or authorized agent, or is otherwise exempt from the requirements of California Civil Code § 2923.5. The Beneficiary or its designated agent also declares that it did not obtain from the commissioner a final or temporary order of exemption pursuant to California Civil Code § 2923.53 and that the timeframe for giving notice of sale specified in subdivision (a) of § 2923.52 does not apply pursuant to § 2923.52 or § 2923.55. WE ARE ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE BY EITHER OURSELVES OR THE BENEFICIARY, WHETHER RECEIVED ORALLY OR IN WRITING. Date: November 4, 2010 FARMERS AND MERCHANTS TRUST COMPANY OF LONG BEACH, as said Trustee, Thylan Nguyen, Foreclosure Officer 302 Pine Avenue - 2nd Floor Long Beach, CA 90802 (562) 437-0011 ext. 5064 P766471 11/12, 11/19, 11/26/2010 CN 10735 TS No. T10-65577-CA / A.P.N.: 151232-01-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of

Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: James H. Oliverez and Viola Starr Oliverez, husband and wife, as joint tenants. Duly Appointed Trustee: CR Title Services Inc. C/O Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-5760472 Recorded 08/29/2006 as Instrument No. 2006-0613823 in book , page of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 12/3/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $383,402.52 Street Address or other common designation of real property: 2436 Sarbonne Drive Oceanside, CA 92054 A.P.N.: 151232-01-00 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 11/12/2010 CR Title Services, Inc 1000 Technology Drive, MS-314 O’Fallon MO 63368 Kimberly Lee, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P766844 11/12, 11/19, 11/26/2010 CN 10734 T.S. No.: 10-38460 TSG Order No. 33-80134382 APN 155-251-08 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006. UNLESS YOU TAKE

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HERITAGE

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are taken into consideration. Kusiak said the tree must be unique, have importance to the community, have some historic significance, be a defining landmark, be the largest tree or be a rare species. The tree under consideration does not have to meet all of the criteria. Kusiak said the Planning Department received few nominations for heritage tree designation. The Environmental Advisory Commission reviews all heritage applications and makes a recommendation to the

Planning Commission. The environmental commissioners voted unanimously to support the nomination in September. Butler won a reprieve when the Planning Commission split 2-2 on the designation in its September vote. The tie allowed the applicant to return Nov. 4 with more evidence that the tree deserved recognition and allowed all five commissioners to vote. The 18-foot tree was planted on a private avocado orchard in 1929, lending it historical significance. The Planning Commission unanimously

Once your savings goals are met, reallocate money to investments like stocks, before putting anything away bonds, and mutual funds. Those are generally approfor big-ticket items. priate only for cash you won’t Where to keep it need for at least five years. Emergency money should be deposited where Visit the Consumer Reports website at you can get to it quickly. www.consumerreports.org. According to Consumer Reports Money Adviser, the safest place is in a bank savings account. You can find the highest-paying accounts by checking the national savings and money-market rates at Bankrate.com. (Sort results by APR.) Also check the websites of local banks and credit unions, which might have higher rates than national banks. You have more flexibility with money you’re accumulating for a major purchase several years from now. You might put the money in CDs and short-term Treasury bills and bond funds.

CONSUMER

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THE COAST NEWS

NOV. 12, 2010

approved the designation, relying on the age of the tree and the rarity of its species. City planners found only one other cockspur coral in

the city’s inventory, although staff suggested others might be on private property. The one on Requeza Way is the larger of the two.

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NOV. 12, 2010

SECTION

JEAN GILLETTE Small Talk

Trauma in the waiting room at ER I just wasn’t prepared for my recent visit to a local emergency room. Now relax. I was not the patient and he who was turned out to be fine. In fact, his condition turned out to be the least memorable part of the visit. I don’t quite know how one does prepare for such a thing, but I would have thought I could just rely on my strong stomach and basic ability to tune out a lot of static. I was up to it 20 years ago when my toddler split open his forehead. I have managed to avoid it since then, and have, apparently, lost some of my tools. The hour spent there left me completely rattled. The patient I was with was waiting for stitches but was doing fine, so I let my gaze wander the room. That may have been a mistake. I had to sit and watch various levels of suffering I couldn’t do one single, solitary thing about. It left me grinding my teeth. That habit of mothering simply does not shut off easily. To my left was a 30something man who sat there sobbing. He was crying with abandon, which is not something you often see a grown man do. It was absolutely unnerving. The nurse finally brought him hot water to soak the foot that had, I then learned, been hit by a stingray. That poor guy continued to sob for 40 minutes, maybe more. It took all my willpower not to put my arm around him and tell him everything would be OK, offer him a handful of aspirin or beg the nurse to give him some kind — any kind — of painkiller. Whew! Then, just for comic relief, out came a family — mom, dad, two 8-year-old girls — loudly complaining that the nurses had told them they were going to have to leave if they couldn’t keep their children under control.After observing them for five minutes, one realized the children weren’t the problem. It was the extremely loud reprimands dished out to them by mom and dad every time the girls wiggled. Next, a teenager in his football uniform stumbled in on his dad’s arm, as he held an ice pack over a wound on the back of his head. I had to restrain myself from jumping up, ready to catch the 200pound child should he keel TURN TO SMALL TALK ON B12

Carlsbad resident Cynthia Boone serves ice-cold beer in the beer garden. Oceanside residents Jo and Kate Taylor model at the Pirate X booth.

the

Village Faire

Photos by Daniel Knighton

Carlsbad resident Ken Goddard takes his parrot As the threat of rain disappears and a beautiful Carlsbad day unfolds, record crowds showed up Poncho for a stroll around the for the Carlsbad Street Faire, the largest single day street fair in the nation. Carlsbad Street Faire.

Lance Hawkins performs with The Palominos at the Carlsbad Seven-year-old Encinitas resident Kendal Carattini enjoys a corn Street Faire. dog.

More than 100,000 flocked to the annual Carlsbad Village Street Fair on Nov. 7 to visit the more than 900 vendor booths. The street fair is touted as the largest one-day event of its kind in the country.

Artists, crafters set to sell their wares at annual event By Lillian Cox

OLIVENHAIN — The Olivenhain Arts & Crafts Festival will be held between 9 a.m. and 4 p.m. Nov. 13 at the Olivenhain Meeting Hall located at the corner of Rancho Santa Fe Road and 7th Street. The origins of the festival can be traced to the fall of 1973 when Dorothy Kendall, and her daughter, Sue Norton, rented the Olivenhain Meeting Hall so they could sell homemade wreaths and Christmas decorations for the holidays. “We’d tell Dorothy how creative she was and she’d reply, ‘No, I’m not. I’m just handy with a glue gun,’” remembers Mary Jo Nortman, chair of this year’s fair. The following year PICK OF THE PICKLES Kathy Cole has been selling her famous pickles at the Olivenhain Arts & Crafts Nortman and a group of other Fair since 1974. Photo by Mary Jo Nortman

Olivenhain residents including Kathy Cole, Twink Bumann, Joann Roesner and Candy Mathis adopted the idea. Together they made Christmas decorations, Barbie doll clothes, chocolate chip cookies and apple pies as a means for the Olivenhain Town Council to raise money to maintain the historic Olivenhain Meeting Hall. “In 1975 we really started to open it up by advertising and inviting local artists to participate,” Nortman said. “It grew from eight to 25 vendors. Now it’s close to 100.” This year’s selection of holiday arts and crafts will include oil paintings, photography, picture frames, sculptures, TURN TO CRAFTERS ON B12


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NOV. 12, 2010

THE COAST NEWS

Vista Community Clinic Recognizes these Carlsbad Restaurants That Have Smoke-Free Outdoor Dining Patios We would like to recognize them for keeping hospitality workers and patrons safe from exposure to secondhand smoke and for making a more pleasant outdoor dining experience. 1. Allen's New York Pizza 2. Beach City Smoothies 3. Bellefleur Winery & Restaurant 4. Bistro West 5. Bobby's Hideaway Café 6. Caldo Pomodoro 7. Carlsbad Danish Bakery 8. the California bistro 9. Don's Country Kitchen

10. Karl Strauss Brewery & Restaurant

11. Kings Fish House 12. Knockout Pizzeria 13. Mediterranean Café 14. Naked Café 15. Sammy's California Woodfired Pizza 16. Sheraton Carlsbad Resort & Spa Twenty/20 Restaurant 17. The Daily News 18. Vivace 19. Vinaka

If you are interested in making your outdoor dining patio smoke-free please contact

760-631-5000 ext. 7165 Touching Lives Across Our Region FUNDING STATEMENT: This material was made possible by the Tobacco Control Resource Program, County of San Diego Health and Human Services Agency with funds received from the Tobacco Tax Health Protection Act of 1988-Proposition 99, through the California Department of Public Health, under contract # CTCP-10-37.


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THE COAST NEWS

NOV. 12, 2010

Supporters walk at Del Mar Fairgrounds to Light the Night By Alyx Sariol

DEL MAR — Thousands of supporters attended the 12th annual Light the Night event — an evening walk in celebration and remembrance of lives touched by blood cancers — at the Del Mar Fairgrounds on Nov. 5. Four thousand registered walkers filled the sky with colored balloons — white for survivors, red for supporters and gold in memory of those who have been lost to cancer — during the 2-mile walk around the fairgrounds sponsored by the Leukemia and Lymphoma Society, or LLS. “This is our one time of year that we bring everyone together,” LLS’ San Diegobased deputy executive officer Kristin Sacco said. “We really appreciate everyone’s support.” Sponsored participants of all ages walked with families, school groups and coworkers to raise money for LLS, which awards grant funding to doctors pursuing blood cancer research. The event was expected to raise more than $300,000 for the society, Sacco said. “We’ve been doing this as a team for eight years,” Jessica Lane of Team Melisa said. More than 40 people joined Lane to walk in memory of Melisa McGuire, founder of Girard Securities. The corporate team was recognized as a top fundraiser for 2009’s walk.“We’re more than a company, we’re a family,” she said.

While many survivors were on hand to participate in the walk, an emotional remembrance ceremony was also held in honor of McGuire and the countless others who

have lost their fight against leukemia, lymphoma and other blood cancers. “We want the event to be a celebration of life, but we also want to remember those

that we’ve lost,” Sacco said. “A lot of people are here because of that personal connection.” Now in its 12th year, Light the Night has experienced an overwhelming amount of support from the local community. “When we started, we maybe had half the number of people at this event,” Sacco said. “As it’s matured and has gotten more exposure, it just keeps getting bigger every year.” FOR ELISA From left, Andy Groshans, Carol Bailey, Dennis Bailey and Sweetheart the Mime Sid Wells walked in memory of Wells’ wife, Elisa, who passed away in TURN TO WALK ON B14

LIGHT THE NIGHT Thousands of walkers hold colored balloons in support and remembrance of those affected by blood cancers at 2009’s Light the Night walk. Courtesy photo

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B4

NOV. 12, 2010

THE COAST NEWS

Who’s NEWS?

New artist moves in at Lux Art Institute ENCINITAS — Artist David Humphrey will be the featured artist in-studio at the Lux Art Institute through Dec. 4 and his art will be on exhibit through Jan. 1 at the institute, 1550 S. El Camino Real. Humphrey’s stay is underwritten by Ann Hunter-Welborn and David Welborn. The studio is open to the public on Thursdays and Fridays from 1 to 5 p.m. and Saturdays from 11 a.m. to 5 p.m. Lux will be closed Nov. 25 for the Thanksgiving holiday. Join Lux in welcoming the next artist-in-residence of the 2010/2011 season, New York City-based David Humphrey. Through Dec. 4, Humphrey will be living and working at Lux while creating a site-specific installation. Visitors can “see art happen” while he is in-studio and view his show, featuring surreal canvases full of kitsch images and exuberant colors, through Jan. 1. In addition, there will be Lux@Night from 7 to 9 p.m. Nov. 17. Visitors must be 21 or older. Sponsored by the County of San Diego at the recommendation of Supervisor Pam Slater-Price the evening will feature beer provided by Stone Brewing Co., and the launch of the new Lux store. For the younger set, TURN TO NEW ARTIST ON B12

Business news and special achievements for North San Diego County. Send information via e-mail to community@ coastnewsgroup.com. Hospital volunteer? OCEANSIDE — Interested applicants for the Tri-City Hospital Auxiliary Orientation are urged to pre-register for orientation at 9 a.m. Jan. 12 at the hospital at 4002 Vista Way. Volunteer opportunities are available in several hospital departments. Call the Auxiliary office at (760) 940-3125 or visit www. TriCityMed.org.

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NEW MINISTRY From left, Canon Howard Smith, director of development, Diocese of San Diego, joins the toast to the new vicar of Holy Cross Episcopal Church in Carlsbad, The Rev. Dr. Laura Sheridan-Campbell, along with The Rev. Bob Nelson of St. Anne’s Oceanside, Holy Cross Senior Warden Michael Collier, Suzanne Foucault and Chaplain Babs Meairs, with the Marine Corps Recruit Depot Museum Historical Society. The congregation held a Celebration of New Ministry on Nov. 2, officially welcoming Sheridan-Campbell who came on as vicar in July, replacing interim Vicar Theodore Atwood. Sheridan-Campbell’s focus is on “sustaining a community of faith and valuing differences in congregations, as that is the stuff from which stronger, more effective, ministry emerges,” she said. Holy Cross meets Sundays at 9 a.m. at 6066 Corte del Cedro. For more information, visit www.holy-cross-church.org. Courtesy photo

Oceanside native thrives at West Point By Joe Connor FOR THE COAST NEWS

WEST POINT, N.Y. — On a crisp, sunny autumn Saturday afternoon, about an hour’s drive north of New York City, more than 30,000 Americans in unison have their eyes fixated on the sky above this normally very quiet town overlooking the Hudson River. They are all cheering and clapping at the same time, creating quite the spectacle. One by one — darting down from 13,000 feet in the clear blue sky above — is a

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parachute team whose mission it is to land precisely in the center of the 50-yard line at Michie Stadium in order to simply deliver the game ball to the referees officiating the football game about to commence. And they do it with ease. Welcome to the uniqueness that is the United States Military Academy, home to Oceanside native Anees Merzi the past four years. Born to a father who fled Lebanon before its Civil War — and a Samoan mother — Merzi walks daily beneath

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larger than life granite, neogothic buildings in gray and black hues and statues of George Washington, George Patton and Douglas MacArthur. This is in fact the place that has bred 74 Medal-of-Honor recipients as well as the likes of former U.S. presidents Ulysses Grant and Dwight Eisenhower, and Jefferson Davis, former president of the Confederate States of America, among other American icons. “My mother was in awe the first time she came,” said Merzi, a left tackle on the Golden Knights. “It’s shocking, from the buildings to the parades and the statues and the fighter jets and the parachutes.”

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What’s even more shocking is that Merzi ended up in this post that was a military garrison that played a key role in the Revolutionary War. Although a ScholarAthlete at St. Augustine High, the 6-foot-3, 274-pound majoring in Arabic had no thoughts of attending Army. “The first coach that recruited me was from Navy, but I didn’t start looking at Army until my senior year,” he explained. But then there was the influence of his family, like maternal grandfather Eddie Lisi Senior, who served in the U.S. Marines Corps. And Uncle Bill Afoa who served in U.S. Army, and Uncle TURN TO THRIVES ON B23

Dinner and auction set to fight MS CARLSBAD — Tickets are now available for the National Multiple Sclerosis Society Carlsbad-based Pacific South Coast Chapter’s 24th annual MS Dinner Auction at 5 p.m. Nov. 20, at Loews Coronado Bay Resort, 4000 Coronado Bay Road, in Coronado. Tickets begin at $150 per person, and packages with overnight stays are available. For more information, including a list of auction items, or to purchase your tickets, visit www.MSdinnerAuction.com, or phone Angela Northrup at (760) 448-8434. You can also visit www.facebook.com\msdinnerauction for exclusive item previews and event updates. The 2010 theme Postcards from Venice will be prominent with Italianthemed auction packages, TURN TO FUNDRAISER ON B23

CARLSBAD — Susan Roll, owner of the Carlsbad Golf Center, was recently honored by the Professional Golfers Association San Diego Chapter as its 2010 Golf Professional of the Year Award recipient. Roll is the first woman to receive this award from the PGA San Diego Chapter.

New help for backs ENCINITAS — Coowner of Chiropractic Health & Happiness Ian Hoffman is offering the Insight Discovery Subluxation Station at his office, 345 S. Coast Highway 101, Ste. A. The new system, developed by the Chiropractic Leadership Alliance, has been certified by The Space Foundation. The Insight allows chiropractors to scan their patients’ neurospinal health. Once pinpointed via the technology, chiropractic adjustments are then utilized to remove the areas of nerve disruption. For more information, call (760) 487-8157.

Piano scholarships COAST CITIES — The Barbara Schneiderman Memorial Fund for Piano Enrichment at Coastal Community Foundation is offering music scholarships to 6- to 18-year-old students in San Diego County who study Suzuki music on piano. Scholarship awards will be given to students who will attend a Suzuki camp or convention in 2011. To obtain guidelines TURN TO WHO’S NEWS? ON B14


B5

THE COAST NEWS

NOV. 12, 2010

Chamber to discuss selling off Fairgrounds

TOP SCOUT Eric Reed, 18, of Carlsbad Boy Scout Crew 706 recently earned his Eagle Scout rank. Reed has joined the Marine Corps Reserves and plans to attend Brigham Young University. To complete the requirements to earn the Eagle rank, Reed completed a leadership project at Hope Elementary School in Carlsbad where he built picnic tables. Reed attributes his father for helping him succeed in Scouting. “My father has always encouraged me,” he said. “He got me to work on merit badges and taught me to stay focused on scouting.” For more information, contact District Director Vic Enchelmayer at (619) 2986121. Courtesy photo

Coastal Community Foundation celebrates people giving back COAST CITIES — During the week of Nov. 12 through Nov. 18, Coastal Community Foundation will join more than 700 community foundations across America for Community Foundation Week activities. The Community Foundation Week is aimed at raising awareness about the important role of community-based philanthropic organizations. By fostering local collaboration and innovation, participating foundations address persistent civic and economic challenges pertinent to most communities. On Nov. 16, Hand to Hand, the women’s fund at the Coastal Community Foundation, will host the second annual grant awards ceremony in Solana Beach. Hand to Hand is a fund representing more than 40 women who have come together to make a difference through their joint philanthropy. They will grant $30,000 to four nonprofits in the county who provide pro-

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grams that promote economic self-sufficiency and positive change in the lives of women and girls. The Philanthropy Club Foundation, another fund of the Coastal Community Foundation, is taking an innovative approach to educating the next generation of philanthropists. Steve Knight and David Baker, Encinitas residents and local realestate brokers, are helping children learn about “the art of giving” by supporting local nonprofit organizations that provide important services to the community. Each classroom that participates in the program is given funds to donate to one or more local nonprofit

organizations in the community. “Through the Philanthropy Club young people learn the basics of donating time, treasure and talent and promoting the cycle of giving in our community,” Knight said. For more information about Coastal Community Foundation and how to become more involved in your community, visit www. coastalfoundation.org or call (760) 942-9245.

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SOLANA BEACH — The Solana Beach Chamber of Commerce will host a discussion for the public on the controversial sale of the San Diego County Fairgrounds in Del Mar at its Third Thursday Networking Breakfast from 7:30 to 9 a.m. Nov. 18 at the Holiday Inn Express, 621 S. Coast Highway 101. Speaking on the subject will be Del Mar Mayor Richard Earnest. He will discuss why he believes the purchase is necessary; local versus state control over the fairgrounds and its fundamental differences; finances; the participation of Solana Beach in its management; and the status of Solana Beach’s support as the purchase moves along through the state legislature. Earnest will hold a short question-and-answer session after his speech about the purchase, which will effect all residents of Solana Beach and Del Mar and the surrounding communities. A buffet breakfast is available for $10. For more information, contact Frida Silveira, executive director of the Solana Beach Chamber of Commerce, at (858) 755-4775 or info@solanabeachchamber. com.

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NOV. 12, 2010

THE COAST NEWS

SDG&E offers holiday light exchange OCEANSIDE — On Nov. 18, Oceanside’s weekly Sunset Farmers Market will be serving up ways to light up the holidays and save energy along with its traditional spread of fresh produce and international food. From 5 p.m. to 9 p.m., Sunset Market, at Tremont Street and Civic Center Drive, will be host to San Diego Gas & Electric’s annual Light-Emitting Diode, or LED, Holiday Lighting Exchange. To help North County residents save energy and money this holiday season, SDG&E is offering com-

plimentary LED bulbs to Sunset Market customers. Amid hundreds of juried vendors, arts and crafts exhibits and live entertainment, SDG&E customers will be able to exchange up to three strands of incandescent holiday lights for an equivalent number of energy-efficient, multi-colored LED holiday lights. As an added bonus, the 15-foot strands of lights come with an eco-friendly reusable bag. Participation in the exchange is easy; customers simply need to bring their old lights and present a copy

of their current SDG&E bill or their California ID. Compared to traditional incandescent holiday lights, LED lights can save customers up to 90 percent in holiday lighting costs. LED lights are cool to the touch, reduce fire risk, and are safer for use both inside and outside the home. They also shine brighter and last up to 100 times longer than incandescent holiday lights. The Oceanside event is the first of SDG&E’s seven lighting exchanges with the TURN TO SDG&E ON B12

CALL THE SHORT SALE EXPERTS! 28

Years in te Real Esta

FIELD HOCKEY CHAMPS From left, San Dieguito Academy High School field hockey team captains Kailie Pasko and Katey Ford accept the coveted silver-and-blue stick from Canyon Crest High School captains Jodi Helsel and Kiana Duncan after the annual Clash of the Academies field hockey match between the schools that occurred Oct. 28. SDA defended its crown and won 2-0 with Junior Grace Collins scoring on a rebound with the assist from Senior Jessica Bloom. Senior Ariana Crow then blasted a short-corner shot past the goalie for the second score, with the assist going to Senior Kailie Pasko. The win kept SDA undefeated in the Valley League at 7-0. The team’s overall record is 11-6-1. Courtesy photo

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The Violet Richardson Award program begins at the local Soroptimist club level, where the type of award varies. Soroptimist International of Oceanside/ Carlsbad presents a $1,500 award to winners and another $500 to the charitable organization of their choice. Club-level winners then become eligible for one of 28 $1,000 awards. In addition, at this level, $1,000 will be contributed in honor of the winners to their volunteer organizations. One finalist will be chosen from among the 28 winners for an additional award, including a contribution of $2,500 to the finalist’s volunteer organization. Applications for the award program are available at local high schools and libraries, or by contacting Louann Gigante at (760) 941-

COAST CITIES — Tickets are now on sale for the San Diego Chapter of Childhelp 24th annual Holiday Fantasia. The Polynesian-themed event will start at 9:30 a.m. Nov. 19 at the Park Hyatt Aviara Resort in Carlsbad.It will again offer holiday boutique shopping, with vendors and artisans donating a percentage of their sales to support Childhelp. At noon, guests can enjoy a Polynesian lunch along with Hawaiian entertainment and a presentation of For the Love of

a Child award. This year’s award goes to Don and Beth Bewley of Eufora International. The award is given each year to a local San Diegan who has made a difference in the lives of abused and neglected children through generosity, time and hard work. Also a special Angel Award will be presented to foster parents Jamie and Kim Thomas. The afternoon will feature more shopping and opportunities to learn about the work being done by Childhelp.

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0748 or sioclouann@gmail. com. Applications must be returned to Soroptimist International of Oceanside/ Carlsbad by Dec. 1. The award program is named after Violet Richardson, the president of the first Soroptimist club in 1921. Richardson believed in personal responsibility and the motto, “It’s what you do that counts.” She lived her life accordingly, as an active member in her community who was committed to creating opportunities for girls and young women. Soroptimist established this award to honor the memory of this unique woman and her dedication to volunteer action. For more information about Soroptimist International of Oceanside/ Carlsbad, call McIntosh at (760) 410-7447.

Tickets for shopping benefit on sale

In print & online

Name(s) Address City, State, Zip Birth Date(s) Phone ( ) E-mail The Salvation Army Debbie Rossi, Planned Giving Director 2320 Fifth Street, San Diego, CA 92101 Toll Free: (800) 314-2769 x1260 E-mail: debbie.rossi@usw.salvationarmy.org Visit: www.tsalegacygift.org

OCEANSIDE — Soroptimist International of Oceanside/Carlsbad is now seeking applicants for its recognition program targeted for young women who make the community and world a better place. The Violet Richardson Award honors young women, between the ages of 14 and 17, for volunteer action such as fighting drugs, crime and violence; cleaning up the environment; and working to end discrimination and poverty. “As a volunteer service organization for business and professional women, Soroptimist believes that by acknowledging young women’s volunteer involvement now, they will grow up to be vital, active members of the community,” said Adele McIntosh, president of the Oceanside/Carlsbad club.

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Proceeds go directly to support the Village of Childhelp in Beaumont, the four group homes in Orange County and the 24-hour support National Hotline, (800) 422-4453. For tickets or information, contact Kurtina Chodorow at (858) 794-1775. Tickets are $95.

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THE COAST NEWS

NOV. 12, 2010

Culinary cornucopia at Pala for holiday PALA — The culinary cornucopia that is Choices Buffet at Pala Casino Spa & Resort will offer even more selections for Thanksgiving dinner from 10 a.m. to 10 p.m. on Thanksgiving Day on Nov. 25. Select brunch items also will be offered from 10 a.m. to 1 p.m. The feast will begin with four turkey-carving stations with all the traditional Thanksgiving trimmings. But Southern California’s largest buffet will also tempt holiday palates with carved prime rib of beef, steamed king crab legs, rotisserie whole turkeys, asparagus spears, wild rice stuffing with cranberry raisins and pecans, Chinese-style shrimp, steamed Halibut with crab sauce, oysters on the half shell, breaded fried scallops, rack of lamb, shrimp cocktail, house-made sushi, Asian steamed fish fillet, carved American Buffalo, creamy pumpkin soup and other holiday favorites. Traditional pumpkin pie, with whipped topping, will lead Chef Albert Cruz’s parade of more than 80 desserts. The feasting can begin for just $36 per person. Pala Privileges card members and one guest may enjoy Thanksgiving dinner for $28.80 per person; Gold level cardholders and one guest, $25.20; Platinum, $18, and Elite members and one guest are free. Reservations are suggested for parties of 10 or more. Call (760) 510-2299. Pala Privileges membership is free at the Privileges Center in the casino.

Film Club picks season’s showings

OF THE

PET WEEK Simba is a classic black, 9-year-old domestic longhair male. Simba came to Rancho Coastal with his sister Nala when the family had to move. Simba is a sweet boy with a beautiful long coat that will need to be brushed on a regular basis. Simba is available for adoption at Rancho Coastal Humane Society. His adoption fee is $62.50 which includes spay or neuter, and free vet exam.

Rancho Coastal Humane Society is located at 389 Requeza St. in Encinitas. Hours of operation are from 11 a.m. to 5 p.m. For details, call (760) 753-6413 or e-mail info@rchumanesociety. org.

Kids Korps honored for outstanding community service COAST CITIES — Members of the North County Kids Korps were honored for their outstanding community service Oct. 23. On national “Make a Difference Day,” more than 50 Kids Korps volunteers were in attendance to receive their Presidential Student Service Awards, signed by President Barack Obama, at Carpentier Park in Cardiff-by-the-Sea. Awardees were recognized for their outstanding service improving communities and making America stronger. Those who earned more than 100 hours of service also received the Senatorial Certificate from Sen. Mark Wyland, 38th District Office. Prior to the award ceremony, volunteers joined in a creek cleanup at Carpentier Park. Kids Korps members and their parents helped with weeding, picking up trash, planting, and spreading wildflower seeds. These helping hands learned what it takes to create and maintain an environmentally sensitive park while providing a community asset where there

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was once dirt. The project is just one of hundreds of Green Korps environmental service and habitat protection projects annually presented by Sempra Energy Foundation. “At Kids Korps USA, the spirit of giving is instilled in youth through community volunteerism. As youth and teens learn the meaning of community service, they develop leadership skills and gain perspective on how they can make a difference in the world,” said founder Joan Wafer. “I learned to care about other people, not just myself,” said 11-year-old Anthony Piglovski, the youngest Kids Korps member to receive the Gold Presidential Award for volunteering 100 hours in one year. Alexandra Scafidi is the youngest, at age 7, to receive the Bronze Award for giving 62 hours of her time to volunteer in the past year. Other Kids Korps members who received the Gold Presidential Student Service Award included Joy Marsella, Diana Burdick and Dana Knees.

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THE COAST NEWS

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OCEANSIDE — The North County Film Club will begin its second year in January with films at the UltraStar Mission MarketPlace Theater. Its season will consist of 10 foreign and independent films and members are invited to help in the selection of the films to be shown. The group has chosen 22 films listed below. As soon as the group receives these film titles from UltraStar, a list will be sent out to paid

members for a vote. To join, make out the check for the $10 membership fee and mail to North County Film Club, P.O. Box 56, San Luis Rey, Ca., 92068. With this NCFC membership card the cost of admittance to an UltraStar Mission Market Place movie is $6.50 plus a free 16-ounce popcorn when you attend any UltraStar Theater. Films nominated for the Winter-Spring Season are “Coco Chanel & Igor

Stravinsky;” “The Girl Who Kicked The Hornet's Nest; “The Girl Who Played With Fire;” “Joan Rivers: A Piece of Work;” “Winter's Bone;” “Five Minutes of Heaven;” “The Kids Are Alright;” “Mao’s Last Dancer;” “MicMacs;” “The Concert;” “My One And Only;” “The King's Speech;” “The Extra Man;” “Colin Fitz Lives;” “The Illusionist;” “Moon;” “Ponyo;” “Summer Hours;” “Cell 211;” “The Black Balloon;” and “Get Low.”

Village turns out for Breast Cancer walk DEL MAR — The Del Mar Village Association has planned the first official cheering station of the San Diego Breast Cancer 3-Day Walk. The fundraising walk, which starts Nov. 19 at the Del Mar Fairgrounds, involves more than 4,000 participants walking up Coast Boulevard to 15th Street and right on Camino Del Mar/Pacific Coast Highway 101 through downtown Del Mar between 7:30 and 9 a.m. Plans are under way for a

hometown pep rally to take place involving Torrey Pines High School students, local businesses and residents and Del Mar lifeguards and firefighters in support of the 3Day Walkers. The DMVA is asking downtown Del Mar merchants, community members and residents to donate bottled water that will be given out to walkers as they come through the city. Bottled water needs to be dropped off at En Fuego Cantina and

Grill, 1342 Camino, by Nov. 18.The DMVA is also encouraging everyone downtown to decorate in pink all along Camino Del Mar Nov. 19 in support of the walkers. The Del Mar Village Association is a nonprofit organization made up of Del Mar residents, business owners and property owners who are dedicated to working together to enhance the vitality of the Village while preserving the community’s history and unique character.

Sally Bennett Escondido August 7, 1937 to October 13, 2010

Verl Koons Vista Passed away on October 29, 2010

Candelaria Paz Vista February 2, 1929 to October 28, 2010

Ramona Bowden Vista Passed away on October 29, 2010

Maurice W. Krumrey Oceanside Passed away on October 26, 2010

Jon K. Pflueger Escondido December 23, 1948 to October 27, 2010

William Edwin Mathwig Oceanside September 2, 1946 to October 28, 2010

Connie "Beth" Elizabeth Creed Reed Escondido November 15, 1917 to October 24, 2010

Rosemary Claire Byrne Carlsbad July 16, 1928 to November 1, 2010 Marie I. Carter Escondido February 19, 1930 to October 22, 2010 Dian Y. Chu San Marcos June 24, 1940 to October 24, 2010 David R. Clark Oceanside August 5, 1922 to October 23, 2010 Leo Burton Clark Escondido January 31, 1931 to October 26, 2010 Evangeline Mary Cook Oceanside July 24th, 1928 to October 30, 2010 Michael J. Duschner Carlsbad May 26, 1936 to October 15, 2010

Jackie J. Mehl Cardiff-by-the-Sea July 19, 1918 to October 25, 2010 Martina Crosthwaite Minor Oceanside October 1, 1916 to October 9, 2010 Donald Merriman More Escondido May 23, 1930 to October 31, 2010 Dr. Edward A. Nowell Carlsbad January 4, 1940 to October 31, 2010 Phyllis Odle Escondido December 18, 1939 to October 24, 2010 Maria Selma Oehm Carlsbad July 4, 1911 to October 26, 2010

Col. Maurice "Mike" Rose Oceanside December 29, 1925 to October 25, 2010 Charles I. Russell Carlsbad June 14, 1965 to October 31, 2010 Robert Schnell Escondido May 16, 1939 to November 4, 2010 Lt. Col. Marshall L. Spenser Escondido Passed away on September 25, 2010 Ellen B. Young Carlsbad Passed away on October 24, 2010


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NOV. 12, 2010

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Coast News Legals From Page A22 ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/3/2010 at 10:00AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust Recorded on 01/31/2006 as Instrument No. 2006-0073011 in book --, page -- of official records in the Office of the County Recorder of San Diego County, California, executed by: Elizabeth A. Guevara, an unmarried woman as Trustor, Downey Savings and Loan Association, F.A., a Federally Chartered Savings Association, as Beneficiary, Will Sell At Public Auction To The Highest Bidder For Cash (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2555 Davis Ave, Carlsbad, CA 92008 . The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to wit: $499,874.51 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 5/4/2010 Date: 11/5/2010 Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200 Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P766572 11/12, 11/19, 11/26/2010 CN 10733 T.S. No.: 10-38452 TSG Order No. 33-80134285 A.P.N.: 205-220-09-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/3/2010 at 10:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 4/28/2005 as Instrument No. 2005-0357097 in book --, page -of Official Records in the office of the Recorder of San Diego County, California, executed by: Jeffrey J Zachry and Robin Lynn Zachry, husband and wife, as Trustor, Downey Savings And Loan Association, F.A., A Federally Chartered Savings Association as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier's check drawn by a state

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or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1635 Chestnut Ave, Carlsbad, CA 92008 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $645,400.72 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 5/4/2010 Date: 11/5/2010 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer "We are attempting to collect a debt, and any information we obtain will be used for that purpose." P766480 11/12, 11/19, 11/26/2010 CN 10732

avoid foreclosure by one of the following methods; by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. The mortgagee, trustee, beneficiary, or authorized agent declares: it has obtained a final or temporary order of exemption and said order is current and valid as of the date of the Notice and the time frame set forth in California Civil Code § 2923.54 does not apply or California Civil Code § 2923.54 does not cover this loan. Dated: 11/4/2010 REGIONAL SERVICE CORPORATION, Trustee 616 1st Avenue, Suite 500 Seattle, WA 98104 By Samantha Cohen, AUTHORIZED AGENT Agent for Trustee: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD, SUITE #1 TUSTIN, CA 92780 Telephone Number: (800) 542-2550 Sale Information: (714) 573-1965 or http://www.rtrustee.com P766683 11/12, 11/19, 11/26/2010 CN 10730

INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0169529 11/12/10, 11/19/10, 11/26/10 CN 10728

Trustee’s Sale No. 05-SF-98811 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE OF TRUSTEE’S SALE On 12/3/2010, at 10:00 AM, At the entrance to the East County Regional Center by statue, 250 E. Main Street, in the City of El Cajon, County of San Diego, State of California, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by Maria L Pazmino, an unmarried person, as Trustors, recorded on 07/06/2006, as Instrument No. 2006-0476860, of Official Records in the office of the Recorder of San Diego County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 157-512-41 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 4656 La Mirada Oceanside, CA 92056. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $82,666.83. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to

NOTICE OF TRUSTEE'S SALE TSG No.: . TS No.: 20099073501399 FHA/VA/PMI No.: APN:261 270 60 00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/06/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROP¬ERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 2, 2010 at 10:00 AM, First American Trustee Servic¬ing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/21/05, as Instrument No. 2005 0614706, in book , page , of Official Records in the Office of the County Re¬corder of SAN DIEGO County, State of California. Executed by: JOSEPH J GRECO,. WILL SELL AT PUBLIC AUC¬TION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the en¬trance to the East County Regional Center by the statue, 250 E. Main St., El Cajon, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 261 270 60 00. The street address and other common designation, if any, of the real property described above is pur¬ported to be: 2067 SEA VILLAGE CIRCLE, CARDIFF, CA 92007. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obliga¬tion secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publica¬tion of the Notice of Sale is $493,047.18. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 11/03/10, First American Title Insurance Company First American Trustee Servicing Solu¬tions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -FOR TRUSTEE'S SALE

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INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3799777 NOTICE OF TRUSTEE'S SALE 11/12/2010, 11/19/2010, 11/26/2010 TS # CA-08-205211-CL Order # CN 10727 080027100-CA-DCI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/29/2006. Trustee Sale No. 200HT-059183 UNLESS YOU TAKE ACTION TO Loan No. HT13660IMP Title Order 4503173 NOTICE OF PROTECT YOUR PROPERTY, IT No. MAY BE SOLD AT A PUBLIC TRUSTEE’S SALE YOU ARE IN SALE. IF YOU NEED AN EXPLA- DEFAULT UNDER A DEED OF DATED 12/8/2005. NATION OF THE NATURE OF TRUST THE PROCEEDING AGAINST UNLESS YOU TAKE ACTION TO YOU, YOU SHOULD CONTACT A PROTECT YOUR PROPERTY, IT LAWYER. A public auction sale MAY BE SOLD AT A PUBLIC to the highest bidder for cash, SALE. IF YOU NEED AN EXPLAcashier's check drawn on a state NATION OF THE NATURE OF or national bank, check drawn by THE PROCEEDINGS AGAINST state or federal credit union, or a YOU, YOU SHOULD CONTACT A check drawn by a state or federal LAWYER. On 12/3/2010 at 10:00 savings and loan association, or AM, PLM LENDER SERVICES, savings association, or savings INC. as the duly appointed bank specified in Section 5102 to Trustee under and pursuant to of Trust Recorded the Financial code and authorized Deed to do business in this state, will be 12/23/2005, Book , Page , held by duly appointed trustee. Instrument 2005-1098957 of offiThe sale will be made, but with- cial records in the Office of the out covenant or warranty, Recorder of San Diego County, executed by: expressed or implied, regarding California, title, possession, or encum- STEPHEN COPLEY, A MARRIED brances, to pay the remaining MAN AS HIS SOLE AND SEPAprincipal sum of the note(s) RATE PROPERTY, as TRUSTOR, secured by the Deed of Trust, with THE HOPE TRUST DEED COMinterest and late charges thereon, PANY, INC., A CALIFORNIA as provided in the note(s), CORPORATION DBA HOPE 4 advances, under the terms of the LOANS, Its Successors Or Deed of Trust, interest thereon, Assignees, as Beneficiary, will sell fees, charges and expenses of the at public auction the trustor’s Trustee for the total amount (at interest in the property described the time of the initial publication below, to the highest bidder for of the Notice of Sale) reasonably cash, cashier’s check drawn by a estimated to be set forth below. state or national bank, a cashier’s The amount may be greater on check drawn by a state or federal the day of sale. BENEFICIARY credit union, or a cashier’s check MAY ELECT TO BID LESS THAN drawn by a state or federal savTHE TOTAL AMOUNT DUE. ings and loan association, savings Trustor(s): JAMES TORTI AND association, or savings bank speciDANA A. TORTI, HUSBAND AND fied in section 5102 of the WIFE, AS JOINT TENANTS Financial Code and authorized to Recorded: 4/10/2006 as do business in this state. The sale Instrument No. 2006-0244042 in will be held by the duly appointed book xxx, page xxx of Official trustee as shown below, of all Records in the office of the right, title, and interest conveyed Recorder of SAN DIEGO County, to and now held by the trustee in California; Date of Sale: 12/2/2010 the hereinafter described properat 10:00 AM Place of Sale: At the ty under and pursuant to the South entrance to the County Deed of Trust. The sale will be Courthouse, 220 West Broadway, made, but without covenant or San Diego, CA 92101 Amount of warranty, expressed or implied, unpaid balance and other regarding title, possession, or charges: $1,621,764.21 The pur- encumbrances, to pay the remainported property address is: 1258 ing principal sum of the note(s) SKYROS WAY ENCINITAS, CA secured by the Deed of Trust, 92024 Assessors Parcel No. 254- interest thereon, estimated fees, 411-38 The undersigned Trustee charges and expenses of the disclaims any liability for any Trustee for the total amount (at incorrectness of the property the time of the initial publication address or other common designa- of the Notice of Sale) reasonably tion, if any, shown herein. If no estimated to be set forth below. street address or other common The amount may be greater on designation is shown, please refer the day of sale. Place of Sale: AT to the referenced legal descrip- THE ENTRANCE TO THE EAST tion for property location. In the COUNTY REGIONAL CENTER event no common address or com- BY STATUE, 250 E. MAIN mon designation of the property STREET, EL CAJON, CA Amount is provided herein directions to of unpaid balance and other the location of the property may charges: $192,818.81 (estimated) be obtained within 10 days of the Street address and other common date of first publication of this designation of the real property Notice of Sale by sending a writ- purported as: APN 122-170-42-00 ten request to Aurora Loan SEE EXHIBIT “A” ATTACHED Services LLC 10350 Park HERETO FOR LEGAL DESCRIPMeadows Dr. Littleton CO 80124 TION Exhibit "A" The land Pursuant to California Civil Code referred to in this guarantee is sit2923.54 the undersigned, on uated in the State of California, behalf of the beneficiary, loan ser- City of Oceanside, County of San vicer or authorized agent, Diego and is described as follows: declares as follows: [ 1 ] The mort- Parcel 2 of parcel map no. 7590, in gage loan servicer has obtained the City of Oceanside County of from the commissioner a final or San Diego, State of California, temporary order of exemption filed in the office of the County pursuant to Section 2923.53 that Recorder of San Diego County, is current and valid on the date July 17, 1978 as file no. 78-298142 the notice of sale is filed; [ 2 ] The of official records. Property has timeframe for giving notice of no common address. For direcsale specified in subdivision (a) of tions to the property, please subSection 2923.52 does not apply mit a written request within 10 pursuant to Section 2923.52 . If days of the initial publication to: the Trustee is unable to convey Laurence K. Brown as trustee of title for any reason, the successful the Nancy Brown Supplemental bidder's sole and exclusive reme- Trust c/o PLM Lender Services, dy shall be the return of monies Inc. 46 N. Second Street paid to the Trustee, and the suc- Campbell, CA 95008 The undercessful bidder shall have no fur- signed Trustee disclaims any liather recourse. If the sale is set bility for any incorrectness of the aside for any reason, the street address and other common Purchaser at the sale shall be designation, if any, shown herein. property heretofore entitled only to a return of the The deposit paid. The Purchaser shall described is being sold “as is”. have no further recourse against Regarding the property that is the the Mortgagor, the Mortgagee, or subject of this notice of sale, the the Mortgagee's Attorney. Date: undersigned, as mortgage loan 11/2/2010 Quality Loan Service servicer or as authorized agent for Corp. 2141 5th Avenue San Diego, the mortgage loan servicer CA 92101 619-645-7711 For NON declares that: (1) it has not SALE information only Sale Line: obtained from the Commissioner 714-730-2727 or Login to: a final or temporary order of w w w . f i d e l i t y a s a p . c o m exemption pursuant to Civil Code Reinstatement Line: 619-645-7711 section 2923.53 that was current Quality Loan Service, Corp. If you and valid on the date the notice of have previously been discharged sale was recorded; and, (2) the through bankruptcy, you may time frame for giving a notice of have been released of personal sale specified in Civil Code liability for this loan in which Section 2923.52 subdivision (a) case this letter is intended to does not apply to this notice of exercise the note holder's rights sale pursuant to Civil Code against the real property only. Sections 2923.52 or 2923.55 Date: THIS NOTICE IS SENT FOR THE 11-02-2010 FOR TRUSTEE’S PURPOSE OF COLLECTING A SALES INFORMATION, PLEASE DEBT. THIS FIRM IS ATTEMPT- CALL 714-573-1965 OR VISIT E B S I T E : ING TO COLLECT A DEBT ON W BEHALF OF THE HOLDER AND www.priorityposting.com PLM OWNER OF THE NOTE. ANY LENDER SERVICES, INC., AS

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TRUSTEE PLM LENDER SERVICES, INC., AGENT FOR OR AS SERVICING AGENT 46 N. Second Street Campbell, CA 95008 (408) 370-4030 DEBBIE GRAHAM, VICE PRESIDENT PLM LENDER SERVICES, INC., IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P765834 11/12, 11/19, 11/26/2010 CN 10725

this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 11/12/2010 CR Title Services, Inc. 1000 Technology Drive MS 314 O’Fallon MO 63368 Penny White, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P764767 11/12, 11/19, 11/26/2010 CN 10724

T.S. No. T09-53439-CA/ APN: 158291-13-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/2/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: Tafu Letuli, a married man, as his sole and separate property Duly Appointed Trustee: CR Title Services, Inc. c/o Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 01/08/2007 as Instrument No. 2007-0013044 in book, page of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 12/3/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $309,156.21 Street Address or other common designation of real property: 3479 Peach Tree Way Oceanside, CA 92054 A.P.N.: 158-291-13-00 Legal Description: As more fully described in said deed of trust T09 53439 CA NOTE 1: The legal description shown on the above deed of trust differs from the legal description shown herein. Any document drawn in connection with this trustee sale guarantee should contain the correct legal description shown herein. Exhibit a the land is situated in City of Oceanside, County of San diego State of California, and described as follows: Parcel 1: Lot 56 of Los Arbolitos unit no. 4, in the City of Oceanside, County of San Diego, State of California, according to map thereof no. 8728, filed in the office of the county recorder of San Diego County, November 29, 1977. Parcel 2: Non-exclusive easements for access, ingress and egress, encroachment, support, maintenance, repair use, enjoyment, and for other purposes over the common area, all as shown, described and limited in the declaration of covenants, conditions and restrictions recorded May 12, 1978 as file no. 1978-195205 of official records, as amended or supplemented from time to time. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of

Trustee Sale No.: 20080187520237 Title Order No.: 1165492 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/31/2005 as Instrument No. 2005-0749956, Book No. 0000 and Page No. 0000 of official records in the office of the County Recorder of San Diego County, State of California. Executed By: Steffanie S Vasquez, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 12/02/2010 Time of Sale: 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 142 Adelia Way, Oceanside, California 92057 APN#: 158-650-30 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $366,953.83. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated: 11/03/2010 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P766021 11/12, 11/19, 11/26/2010 CN 10723 NOTICE OF TRUSTEE’S SALE TS No. 09-0055765 Title Order No. 09-8-172726 APN No. 264-162-3600 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KENT ALLEN LARSEN, AND SHARON LEA LARSEN, CO-TRUSTEES FOR THE KENT ALLEN LARSEN AND SHARON LEA LARSEN FAMILY TRUST DATED DECEMBER 11, 1998, dated 07/13/2004 and recorded 07/20/04, as Instrument No. 2004-


NOV. 12, 2010

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with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is estimated to be $436,408.16 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 11/12/2010 MTC FINANCIAL, INC. dba Trustee Corps TS No. CA08000588-10-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Clarisa Gastelum, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 Compliance with California Civil Code Section 2924f: The Beneficiary or Beneficiary's agent has indicated that the requirements of California Civil Code Section 2924f have been met. Regarding the property that is the subject of this notice of sale, the "mortgage loan servicer" as defined in Civil Code § 2923.53(k)(3) declares that it has not obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that is current and valid on the date this notice of sale is recorded or the time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does apply to this notice of sale. Clarisa Gastelum, Authorized Signature TRUSTEE CORPS IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURTrustee Sale No. CA08000588-10-1 POSE. P760866 11/12, 11/19, Loan No. 9041180332 Title Order 11/26/2010 CN 10718 No. 5802380 APN 155-130-36-22 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER Trustee Sale No. CA05001632-10-1 A DEED OF TRUST DATED . Loan No. 8374695 Title Order No. 11/19/2004. UNLESS YOU TAKE 100399803-CA-GTI APN 160-483ACTION TO PROTECT YOUR 03 NOTICE OF TRUSTEE'S SALE PROPERTY, IT MAY BE SOLD AT YOU ARE IN DEFAULT UNDER A PUBLIC SALE. IF YOU NEED A DEED OF TRUST DATED May AN EXPLANATION OF THE 7, 2007. UNLESS YOU TAKE NATURE OF THE PROCEED- ACTION TO PROTECT YOUR INGS AGAINST YOU, YOU PROPERTY, IT MAY BE SOLD AT SHOULD CONTACT A LAWYER. A PUBLIC SALE. IF YOU NEED On 12/7/2010 at 10:00 AM, At the AN EXPLANATION OF THE entrance to the East County NATURE OF THE PROCEEDRegional Center by statue, 250 E. INGS AGAINST YOU, YOU Main Street, El Cajon, CA MTC SHOULD CONTACT A LAWYER. FINANCIAL, INC. , dba Trustee On December 7, 2010, at 10:00 Corps, as the duly appointed AM, at the entrance to the East Trustee, under and pursuant to County Regional Center by statthe power of sale contained in ue, 250 E. Main Street, El Cajon, that certain Deed of Trust CA, MTC Financial Inc., dba Recorded on 12/01/2004 as Trustee Corps, as the duly Instrument No. 2004-1134136 of appointed Trustee, under and purOfficial Records in the office of suant to the power of sale conthe Recorder of San Diego tained in that certain Deed of County, CA, executed by: Patricia Trust Recorded on May 10, 2007, K Forest, an unmarried woman, as as Instrument No. 2007-0319966 Trustor, in favor of Downey of Official Records in the office of Savings And Loan Association, the Recorder of San Diego F.A., as Beneficiary, WILL SELL County, CA , executed by: AT PUBLIC AUCTION TO THE Suzanne Pfeiffer, an unmarried HIGHEST BIDDER, in lawful woman, as Trustor, in favor of money of the United States, all HSBC Mortgage Corporation payable at the time of sale, that (USA) as Beneficiary, WILL SELL certain property situated in said AT PUBLIC AUCTION TO THE County, California describing the HIGHEST BIDDER, in lawful land therein as: As more fully money of the United States, all described in said Deed of Trust payable at the time of sale, that The property heretofore certain property situated in said described is being sold “as is”. County, California describing the The street address and other com- land therein as: As more fully mon designation, if any, of the described in said Deed of Trust. property heretofore real property described above is The purported to be: 2160 South Coast described is being sold "as is". Highway , Oceanside, CA 92054 The street address and other comThe undersigned Trustee dis- mon designation, if any, of the claims any liability for any incor- real property described above is rectness of the street address and purported to be: 4497 Kittiwake other common designation, if any, Way, Oceanside, CA 92057 The shown herein. Said sale will be undersigned Trustee disclaims made, but without covenant or any liability for any incorrectness warranty, express or implied, of the street address and other regarding title, possession, or common designation, if any, encumbrances, to pay the remain- shown herein. Said sale will be ing principal sum of the Note(s) made without covenant or warransecured by said Deed of Trust, ty, express or implied, regarding 0673702, in Book , Page 7230), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 12/10/2010 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 3145 CAMINITO RICARDO, ENCINITAS, CA, 920247004. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,898,037.34. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 08/08/2009 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.117662 11/12, 11/19, 11/26/2010 CN 10720

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title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest theron, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $343,585.95 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: November 12, 2010 MTC Financial Inc dba Trustee Corps TS No. CA05001632-10-1 . 17100 Gillette Ave Irvine, CA 92614 949-2528300 Clarisa Gastelum, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 Compliance with California Civil Code Section 2924f: The Beneficiary or Beneficiary's agent has indicated that the requirements of California Civil Code Section 2924f have been met. Regarding the property that is the subject of this notice of sale, the "mortgage loan servicer" as defined in Civil Code § 2923.53(k)(3) declares that it has obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that is current and valid on the date this notice of sale is recorded or the time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does not apply to this notice of sale pursuant to Civil Code Sections 2923.52. Clarisa Gastelum, Authorized Signature TRUSTEE CORPS IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P757817 11/12, 11/19, 11/26/2010 CN 10717

book XXX, page XXX of Official Records in the Office of the Recorder of San Diego County, California; Date of Sale: 12/2/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $282,058.97 The purported property address is: 5010 Los Morros Way #23 Oceanside, CA 92057 Assessors Parcel No. 157-040-52 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to MetLife Home Loans a division of MetLife Bank NA 4000 Horizon Way Foreclosure Dept. #6205 Irving TX 75063. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does apply to this notice of sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 11/1/2010 Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 (619) 645-7711 For NON SALE information only Sale Line: (714) 573-1965 or Login to: w w w. p r i o r i t y p o s t i n g . c o m Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This notice is sent for the purpose of collecting a debt. This firm is attempting to collect a debt on behalf of the holder and owner of the note. Any information obtained by or provided to this firm or the creditor will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P764777 11/12, 11/19, 11/26/2010 CN 10715

remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $295,188.41. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated: 11/07/2010 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P762283 11/12, 11/19, 11/26/2010 CN 10714

TS # CA-10-353457-NF Order # 30244129 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/11/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): John Small, an unmarried man Recorded: 02/23/2005 as Instrument No. 2005-0149181 in

Trustee Sale No.: 20100169808117 Title Order No.: 100394319 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/26/2003 as Instrument No. 2003-0760167 of official records in the office of the County Recorder of San Diego County, State of California. Executed By: Bill W. Chandler And Linda S. Chandler, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 12/02/2010 Time of Sale: 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 7723 Corte Promenade, Carlsbad, California 92009 APN#: 223-383-50 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the

NOTICE OF TRUSTEE’S SALE TS No. 10-0088315 Title Order No. 10-8-357216 APN No. 149-141-27-0 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by WILLIAM J. MCNEESE III AND DENISE C. MCNEESE, HUSBAND AND WIFE AS JOINT TENANTS, dated 09/13/2004 and recorded 09/17/04, as Instrument No. 2004-0887505, in Book , Page 25065), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 12/03/2010 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 3576 BINNACLE WAY, OCEANSIDE, CA, 92054. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $511,494.93. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 11/05/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that pur-

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pose. FEI # 1006.115694 11/05, Trust, in the property situated in said County and State and as 11/12, 11/19/2010 CN 10712 more fully described in the above referenced Deed of Trust. The NOTICE OF TRUSTEE’S SALE street address and other common TS No. 09-0055787 Title Order No. designation, if any of the real 09-8-172746 APN No. 159-311-26- property described above is pur00 YOU ARE IN DEFAULT ported to be: 3298 CAMINITA UNDER A DEED OF TRUST, CORTINA, FALLBROOK, CA, DATED 09/09/2004. UNLESS YOU 920288597. The undersigned TAKE ACTION TO PROTECT Trustee disclaims any liability for YOUR PROPERTY, IT MAY BE any incorrectness of the street SOLD AT A PUBLIC SALE. IF address and other common desigYOU NEED AN EXPLANATION nation, if any, shown herein. The OF THE NATURE OF THE PRO- total amount of the unpaid balCEEDING AGAINST YOU, YOU ance with interest thereon of the SHOULD CONTACT A obligation secured by the properLAWYER.” Notice is hereby given ty to be sold plus reasonable estithat RECONTRUST COMPANY, mated costs, expenses and N.A., as duly appointed trustee advances at the time of the initial pursuant to the Deed of Trust exe- publication of the Notice of Sale cuted by JAN M. ALEXIS, AN is $673,682.10. It is possible that UNMARRIED WOMAN, dated at the time of sale the opening bid 09/09/2004 and recorded 09/13/04, may be less than the total indebtas Instrument No. 2004-0870091, edness due. In addition to cash, in Book , Page 16653), of Official the Trustee will accept cashier’s Records in the office of the checks drawn on a state or nationCounty Recorder of San Diego al bank, a check drawn by a state County, State of California, will or federal credit union, or a check sell on 12/03/2010 at 10:00AM, At drawn by a state or federal savthe South entrance to the County ings and loan association, savings Courthouse, 220 West Broadway, association, or savings bank speciSan Diego at public auction, to fied in Section 5102 of the the highest bidder for cash or Financial Code and authorized to check as described below, payable do business in this state. Said sale in full at time of sale, all right, will be made, in an “AS IS” condititle, and interest conveyed to and tion, but without covenant or warnow held by it under said Deed of ranty, express or implied, regardTrust, in the property situated in ing title, possession or encumsaid County and State and as brances, to satisfy the indebtedmore fully described in the above ness secured by said Deed of referenced Deed of Trust. The Trust, advances thereunder, with street address and other common interest as provided, and the designation, if any of the real unpaid principal of the Note property described above is pur- secured by said Deed of Trust ported to be: 683 PICACHO with interest thereon as provided COURT, OCEANSIDE, CA, 92057. in said Note, plus fees, charges The undersigned Trustee dis- and expenses of the Trustee and claims any liability for any incor- of the trusts created by said Deed rectness of the street address and of Trust. If required by the proviother common designation, if any, sions of section 2923.5 of the shown herein. The total amount of California Civil Code, the declarathe unpaid balance with interest tion from the mortgagee, beneficithereon of the obligation secured ary or authorized agent is by the property to be sold plus attached to the Notice of Trustee’s reasonable estimated costs, Sale duly recorded with the expenses and advances at the appropriate County Recorder’s DATED: 11/03/2010 time of the initial publication of Office. the Notice of Sale is $421,446.19. RECONTRUST COMPANY, N.A. It is possible that at the time of 1800 Tapo Canyon Rd., CA6-914sale the opening bid may be less 01-94 SIMI VALLEY, CA 93063 than the total indebtedness due. Phone/Sale Information: (800) 281 In addition to cash, the Trustee 8219 By: Trustee’s Sale Officer will accept cashier’s checks drawn RECONTRUST COMPANY, N.A. on a state or national bank, a is a debt collector attempting to check drawn by a state or federal collect a debt. Any information credit union, or a check drawn by obtained will be used for that pura state or federal savings and loan pose. FEI # 1006.115893 11/05, association, savings association, 11/12, 11/19/2010 CN 10710 or savings bank specified in Section 5102 of the Financial Code and authorized to do busi- Trustee Sale No.: 20100187403078 Order No.: 348869 ness in this state. Said sale will be Title made, in an “AS IS” condition, but FHA/VA/PMI No.: NOTICE OF without covenant or warranty, TRUSTEE’S SALE YOU ARE IN express or implied, regarding DEFAULT UNDER A DEED OF DATED 06/15/2006. title, possession or encumbrances, TRUST, to satisfy the indebtedness UNLESS YOU TAKE ACTION TO secured by said Deed of Trust, PROTECT YOUR PROPERTY, IT advances thereunder, with inter- MAY BE SOLD AT A PUBLIC est as provided, and the unpaid SALE. IF YOU NEED AN EXPLAprincipal of the Note secured by NATION OF THE NATURE OF said Deed of Trust with interest THE PROCEEDING AGAINST thereon as provided in said Note, YOU, YOU SHOULD CONTACT A plus fees, charges and expenses of LAWYER. NDEX WEST, LLC, as the Trustee and of the trusts cre- duly appointed Trustee under and ated by said Deed of Trust. If pursuant to Deed of Trust required by the provisions of sec- Recorded on 06/26/2006 as tion 2923.5 of the California Civil Instrument No. 2006-0450402 of Code, the declaration from the official records in the office of the mortgagee, beneficiary or author- County Recorder of SAN DIEGO ized agent is attached to the County, State of CALIFORNIA. Notice of Trustee’s Sale duly EXECUTED BY: MARK LAZICH recorded with the appropriate AND MERCEDES TORRES, County Recorder’s Office. WILL SELL AT PUBLIC AUCDATED: 08/08/2009 RECON- TION TO HIGHEST BIDDER FOR CASHIER’S TRUST COMPANY, N.A. 1800 CASH, Tapo Canyon Rd., CA6-914-01-94 CHECK/CASH EQUIVALENT or SIMI VALLEY, CA 93063 other form of payment authorized Phone/Sale Information: (800) 281 by 2924h(b), (payable at time of 8219 By: Trustee’s Sale Officer sale in lawful money of the RECONTRUST COMPANY, N.A. United States). DATE OF SALE: is a debt collector attempting to 11/29/2010 TIME OF SALE: 10:00 collect a debt. Any information AM PLACE OF SALE: AT THE obtained will be used for that pur- ENTRANCE TO THE EAST pose. FEI # 1006.117503 11/05, COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN 11/12, 11/19/2010 CN 10711 STREET, EL CAJON, CA. STREET ADDRESS and other NOTICE OF TRUSTEE’S SALE common designation, if any, of the TS No. 10-0087222 Title Order No. real property described above is 10-8-353167 APN No. 124-041-35- purported to be: 727 CYPRESS 00 YOU ARE IN DEFAULT HILLS DR, ENCINITAS, CALIUNDER A DEED OF TRUST, FORNIA 92024 APN#: 254-722-18 DATED 12/27/2005. UNLESS YOU The undersigned Trustee disTAKE ACTION TO PROTECT claims any liability for any incorYOUR PROPERTY, IT MAY BE rectness of the street address and SOLD AT A PUBLIC SALE. IF other common designation, if any, YOU NEED AN EXPLANATION shown herein. Said sale will be OF THE NATURE OF THE PRO- made, but without covenant or CEEDING AGAINST YOU, YOU warranty, expressed or implied, SHOULD CONTACT A regarding title, possession, or LAWYER.” Notice is hereby given encumbrances, to pay the remainthat RECONTRUST COMPANY, ing principal sum of the note(s) N.A., as duly appointed trustee secured by said Deed of Trust, pursuant to the Deed of Trust exe- with interest thereon, as provided cuted by JAMES E. LEIDY, dated in said note(s), advances, under 12/27/2005 and recorded 12/28/05, the terms of said Deed of Trust, as Instrument No. 2005-1110746, fees, charges and expenses of the in Book , Page 19476), of Official Trustee and of the trusts created Records in the office of the by said Deed of Trust. The total County Recorder of San Diego amount of the unpaid balance of County, State of California, will the obligation secured by the sell on 12/03/2010 at 10:00AM, At property to be sold and reasonthe South entrance to the County able estimated costs, expenses Courthouse, 220 West Broadway, and advances at the time of the San Diego at public auction, to initial publication of the Notice of the highest bidder for cash or Sale is $1,152,419.62. The beneficheck as described below, payable ciary under said Deed of Trust in full at time of sale, all right, heretofore executed and delivtitle, and interest conveyed to and ered to the undersigned a written now held by it under said Deed of Declaration of Default and


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Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-5731965 www.priorityposting.com NDEx West, L.L.C. as Trustee Dated: 10/29/2010 NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P764887 11/5, 11/12, 11/19/2010 CN 10707

frame for giving notice of specified in subdivision (a) of Section 2923.52 does (X) does not ( ) apply pursuant to the Section 2923.53 or 2923.55. "I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct, and that this document was executed on 8/16/2010, at Wilmington Delaware.” ING Bank, FSB By Tiffany Bozemore Tiffany Bozemore (Print Name Legibly) Its: Foreclosure Associate (Print Title Legibly) P764467 11/5, 11/12, 11/19/2010 CN 10705

FRANCO PEREZ, HUSBAND AND WIFE, AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP. Duly Appointed Trustee: CR Title Services, Inc. c/o Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 11/01/2004 as Instrument No. 2004-1034657 in book , page of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/29/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $621,650.12 Street Address or other common designation of real property: 2874 RANCHO RIO CHICO Carlsbad, CA 92009 A.P.N.: 222-610-19-00 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is

03/19/2007, Book , Page , Instrument 2007-0182699, of official records in the Office of the Recorder of San Diego County, California, executed by: Frances Mouser, a single woman, as Trustor, Washington Mutual Bank, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the

obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 259-7850 or www.fidelityasap.com (714) 5731965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P761900 11/5, 11/12, 11/19/2010 CN 10700

Trustee Sale No. 60480 Loan No. 902488056 Title Order No. 1138815-05 APN 125-241-12-00 TRA No. 57157 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 11/30/2010 at 10:00 AM, Integrated Lender Services, A Delaware Corporation as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/24/2007 as instrument No. 2007-0495160 of official records in the Office of the Recorder of San Diego County, California, executed by: Aaron Stacy Pomerleau, a widower, as Trustor, ING Bank, FSB, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 5139 River View Court, Fallbrook, CA 92028. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $394,919.84 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATE: 10/26/2010 INTEGRATED LENDER SERVICES 2411 West La Palma Ave. Suite 350, Building No. 1 Anaheim, CA 92801, As Trustee (714) 822-3342 For Sale Information please call: (714) 573·1965 Sem Martinez, Trustee Sale Officer Form 7 for attachment to notice of sale after June 15, 2009 Ts no. 60480 Loan no. 902488056 ADDENDUM TO NOTICE OF SALE CIVIL CODE §2923.54 The Mortgage Loan Servicer has ( ) has not (X) obtained from the commissioner a final or temporary order of exemption pursuant to Civil Code Section 2923.53 that is current and valid on the date filed of execution of this addendum, and the Mortgage Loan Servicer is not aware of any pending or threatened rejection or suspension of the Order of Exemption by the Commissioner. And The time-

TS No. T10-64942-CA / APN: 222610-19-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/21/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale

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be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $765,637.21 (estimated) Street address and other common designation of the real property: 4509 Highland Oaks Street, Fallbrook, CA 92028 APN Number: 121-352-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 10/25/2010 SEE ATTACHED EXHIBIT Exhibit DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 2597850 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P761732 11/5, 11/12, 11/19/2010 5 Park Plaza Irvine, CA 92616 CN 10698 (949) 885-4500 Sale Line: (714) 573-1965 Reinstatement Line: (949) 885-4500 To request rein- Trustee Sale No. 15996CA Loan statement/and or payoff FAX No. 3001453798 Title Order No. request to: (949) 885-4496 This 100429956-CA-MAI NOTICE OF office is attempting to collect a TRUSTEE’S SALE YOU ARE IN debt and any information DEFAULT UNDER A DEED OF obtained will be used for that pur- TRUST DATED 08-19-2005. pose. P761877 11/5, 11/12, UNLESS YOU TAKE ACTION TO 11/19/2010 CN 10699 PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLATrustee Sale No. 229660CA Loan NATION OF THE NATURE OF No. 0706611720 Title Order No. THE PROCEEDINGS AGAINST 602115943 NOTICE OF YOU, YOU SHOULD CONTACT A TRUSTEE’S SALE YOU ARE IN LAWYER. On 11-29-2010 at 10:00 DEFAULT UNDER A DEED OF A.M., MTDS, INC., A CALIFORTRUST DATED 11/23/2005. NIA CORPORATION DBA UNLESS YOU TAKE ACTION TO MERIDIAN TRUST DEED SERPROTECT YOUR PROPERTY, IT VICE as the duly appointed MAY BE SOLD AT A PUBLIC Trustee under and pursuant to SALE. IF YOU NEED AN EXPLA- Deed of Trust Recorded 08-25NATION OF THE NATURE OF 2005, Book , Page , Instrument THE PROCEEDINGS AGAINST 2005-0734684 of official records in YOU, YOU SHOULD CONTACT A the Office of the Recorder of SAN LAWYER. On 11/29/2010 at 10:00 DIEGO County, California, exeAM CALIFORNIA RECON- cuted by: GODFREY INGRAM, VEYANCE COMPANY as the duly AN UNMARRIED MAN as appointed Trustee under and pur- Trustor, MORTGAGE ELECsuant to Deed of Trust, recorded TRONIC REGISTRATION SYS11/29/2005, Book , Page , TEMS, INC., AS NOMINEE FOR Instrument 2005-1025817 of offi- PAUL FINANCIAL, LLC, as cial records in the Office of the Beneficiary, will sell at public aucRecorder of San Diego County, tion sale to the highest bidder for California, executed by: Virginia cash, cashier's check drawn by a Javier Contreras, an unmarried state or national bank, a cashier’s woman, as Trustor, Washington check drawn by a state or federal Mutual Bank, FA, as Beneficiary, credit union, or a cashier’s check will sell at public auction sale to drawn by a state or federal savthe highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will

County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $368,417.79 The purported property address is: 701 Arthur Ave. Oceanside, CA 92057 Legal Description As more fully described in said Deed of Trust Assessors Parcel No. 122270-01 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 10/25/2010 UTLS DEFAULT SERVICES, LLC Sokun Lonh, Foreclosure TS # 028-012172 Order # 30272611 Coordinator Post Office Box 5899

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80,000 Readers THE COAST NEWS to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: MICHAEL Z. SALVADOR AND GLADYS

shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 11/5/2010 CR Title Services, Inc 1000 Technology Drive, MS-314 O’Fallon MO 63368 Jill Bryant, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P763205 11/5, 11/12, 11/19/2010 CN 10704 Trustee Sale No. 729247CA Loan No. 3012741777 Title Order No. 080165871-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/29/2010 at 10:00 AM CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded

note(s) secured by the Deed of Trust, interest Thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $590,475.43 (estimated) Street address and other common designation of the real property: 3228 Valley Street, Carlsbad, CA 92008 APN Number: 205-080-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 10/25/2010 See attached Exhibit Exhibit Declaration Pursuant To California Civil Code Section 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has

Loan # SANTOS NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): Roberto Diaz and Maria Elena Diaz, husband and wife as joint tenants Recorded: 9/22/2005 as Instrument No. 2005-0821231 in book XXXX, page XXXX of Official Records in the office of the Recorder of San Diego County, California; Date of Sale: 11/29/2010 at 10:00 AM Place of Sale: At the entrance to the East

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Many save by saying sayonara to their landlines Frugal families sometimes splurge on technology. For example, it might seem odd for a family on a budget to have a landline phone and multiple cell phones. But there are plenty of valid reasons to have both phone services. If you’re considering dropping your landline, think it through. You might want to cut back in other areas. More and more households are cutting the cord. Have you ditched your landline? Here are a few reasons why even frugal people have both.

SARA NOEL Frugal Living Spotty service: Many people can’t get great cell phone service from any carrier at their home. In my own home, I can be in only a few rooms in the entire house if I want to use my cell phone. No contract: Some people don’t want a cell phone contract or can’t get coverage where they live, so they have prepaid cell phones for when they’re away from home and

keep their landline. Privacy: It’s nice to have two contact numbers. One reader, Kara from New Hampshire, shares: “I like keeping the landline. I prefer not to have the vet, doctor’s office, other appointments and such calling my cell constantly. Few people have my cell; they can call my landline. I never have to worry about my landline needing charging, and I never have to worry there’s an emergency in the middle of the night and my cell phone’s out in my purse in the living room.” Work: Many jobs require their employees to have a cell phone for work purposes.

Some people prefer a landline to be able to fax documents, too. Another reader, Saule from Illinois, adds: “When my husband was unemployed a few years ago, he had to call in weekly to report his job-searching efforts, etc., to continue benefits, and that could only be done on a landline. This involved answering specific questions by pressing keys on the phone.” Internet service: Some homes keep their landline because they have DSL (and don’t want to pay more for naked/dry loop DSL, or maybe it’s not available), or a bundled package with their

satellite or cable television provider. Safety: Many households have both services for emergencies. Another reader, G.G. From Greece, shares: “We don’t have a landline anymore, but when I used to live in the United States, I lived in a high-crime neighborhood, and I needed the landline for my security system to function (so it could automatically call for help).” Many new alarm systems/services have wireless service now, but if you haven’t updated your system, you’ll need that landline. Consider 911 emergencies, too. D.F., an emergency

911 dispatcher from North Carolina, adds: “I would highly recommend those who choose to have only cell phones teach their children their address, along with directions to the home from a known location. Many 911 communications centers have what’s called “phase 2” capability. This means that we can locate a cell caller within a certain number of feet. Most of the time we are able to get help to the correct location (with phase 2). That is only if you are within that agency’s wireless reach. If you are not within that TURN TO FRUGAL LIVING ON B13

Beware of shiny, Naughty or Nice this Christmas? Join us for distracting objects ROMANCE Dear Writer’s Block, Hello, how have you been? By that I mean you’re a jerk and I believe I’d like to kick you in the blocky ding ding. I think it’s time you and I had a chat. After more than a few years of careful deliberation, I’m going to have to let you go. Unfortunately, your days of planting the closing song from “Dirty Dancing” or accidentally doing four crossword puzzles instead of mowing the lawn are officially over. Ah yes, Mr. Blockhead. Speaking of blockheads ... was Charlie Brown ever funny? I understand that Charles Schultz is a cartoon culture icon, but I never really thought “Peanuts” was entertaining. Reading about precocious balding kids with misshapen heads really didn’t do much for me in terms of animated amusement. Anyway, we met somewhere when I was quite young and any type of chore I was responsible for came due. This would usually coincide with a cache of marbles being discovered or perhaps a comic book I thought had long since disappeared would miraculously reappear. Flash forward to me sitting in front of a computer screen with 19 tabs open on my Internet browser. I think it’s a delirious mix of ADD, sloth and procrastination. Speaking of Sloth ... that character scared the hell out of me in “Goonies.” And Chunk’s family just takes in this rampaging monster straight out of a Troma nightmare? I don’t think so. I think a fat kid with delusions is enough parenting responsibility. Back to browsing. Now

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CORY WATERHOUSE Doorman Diaries Google is by far the most dangerous addictive drug for someone with writer’s block. It starts off as leisurely stroll among websites to either a) get inspiration for a column, or b) do research for an idea I’d like to write about. The truth is it’s actually c) a way for me to play games, buy pointless items online (Pasta Boat anyone?), and catch up on three different websites all the celebrity gossip that’s fit to print. I have a few suggestions about where you can go when you leave here, Writer’s Block. I think first and foremost, to that woman who writes the “Twilight” crud. Go there. Now. Stop those books at all costs. Then maybe it might be a good plan to head over to the political spectrum and do your best to cement the idea that no politician should ever write a book. We don’t care. I’m talking to you Alaskan hockey mom. Mr. Writer’s Block, it’s come to my attention that you need help. You’ve become a needling parasitic influence that only exists to exacerbate my inability to stay on task and complete a writing project. I have a responsibility to my employer, my editor, my ... hey look! Gummi bears!

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Del Mar Rotary hosts speakers in November DEL MAR — The Rotary Club of Del Mar launched November with a host of noteworthy speakers at the weekly noon Thursday meetings, usually held at St. Peter’s Episcopal Church, 334 14th St.

On Nov. 18, the club will gather at Morgan Run Resort, 5690 Cancha De Golf in Rancho Santa Fe to hear from Jen Farrow, on “From TURN TO ROTARY ON B12

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over. Yeah, that would have helped. Then there were sweet, feverish babies who I wanted to hold and soothe. It was very difficult to sit still. I am ashamed to admit here that I finally bolted, with the excuse of finding sandwiches. I returned only to give my patient a ride home. If you need a ride to the ER, don’t hesitate to call me. But if I go in with you, don’t be surprised if I end up at least giving everyone a hug.

blown glass, bird houses, painted furniture, planters, lamps, quilts, jewelry, embellished apparel, wool accessories, homemade soap, dolls, organic dog biscuits, pet accessories, juggling sticks with an instructional video, dish gardens, succulent wreaths, homemade pickles and chocolate. “Our fair is different from others because the items are made by the people who are selling them,” Twink Buman said. “There are several different artists and you kind of hope that the same ones you’ve seen before will be there again this year.” Nortman adds that anyone who tries to sell some-

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Jean Gillette is a freelance writer feeling just a little queasy herself. Contact her at jgillette@coastnewsgroup.com.

NOV. 12, 2010

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thing they haven’t made themselves will be banned from participating in the fair in future years. These violators are the exception to the rule, as the fair attracts artisans who take pride in their wares. “There are items for every pocketbook,” Nortman said. “Most crafters stand behind their products. If there’s a problem I give the consumer the vendor’s phone number so they can call. Usually, the vendor will replace or fix the items.” Booth rental is $45 for the general public and $25 for Olivenhain Town Council members. On the day of the event vendors are able to keep the first $100 they make. After that, they are required to pay 10 percent of

every $100 they sell. For example, if someone sells $500 they pay $40 to the town council. “It’s a lot cheaper than other craft fairs,” Nortman said. Many nonprofits will be participating this year including the 4H, Boy Scouts, Girl Scouts, the San Dieguito Riders, the Susan B. Komen Foundation and the San Dieguito Women’s Club. The Boy Scouts will be on hand to help vendors unload their merchandise. Members of the 4H will circulate the grounds, selling food and beverages to crafters so they won’t have to leave their booth unattended. For more information, call Mary Jo Nortman at (760) 436-2128.

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Toilet to Tap — Water Purification Demonstration Project” with a demonstration of advanced water purification technologies on recycled wastewater; providing a safe local and sustainable water supply for the future. On Nov. 4, the club

heard from Laura Gillig of Oasis Haven South Africa, a nonprofit organization that seeks to place and care for abandoned and HIV positive children within permanent families. On Nov. 11, the group met at Morgan Run Resort in Rancho Santa Fe to hear Del Mar Mayor Richard Earnest speak on The State of Del Mar.

attend and exchange their lights while supplies last. To learn more about the final taking place Dec. 4. Holiday Lighting Exchanges in SDG&E will have booths set up San Diego County, visit for SDG&E customers to www.sdge.com/LEDs.

SDG&E

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there will be Kids@Lux from 10 a.m. to noon Nov. 20. Register your youngsters ages 6 through 12 for a twohour studio tour and art-making adventure.The event is free for Lux Kids members; $20 for nonmembers. E-mail

kleen@luxartinstitute.org to register. The museum will host a Free Saturday from 11 a.m. to 3 p.m. Dec. 4. Enjoy free admission all day, guided tours, refreshments, live music, and an art project in the Lux classroom.For details,call (760) 4366611 or visit www.luxart institute. org.

Rock & Roll Night! The Galaxy Band Live in Concert! Sat., Nov. 20 • 6:30-9:30pm • $30 per child (Ages 5-14) *Member discount $25 per child (discounts for families with 2 or more children)

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NOV. 12, 2010

Antique show comes to Del Mar DEL MAR — The Del Mar Fairgrounds will be the site of this year’s Calendar Antique Shows from 11 a.m. to 7 p.m. Nov. 19 and Nov. 20, and from 11 a.m. to 5 p.m. Nov. 21, offering 65,000 square feet of antiques, vintage collectibles and decorator items from more than 250 antique dealers. These exhibitors will be selling antiques and collectibles including all types of glass, pottery, paper ephemera, crystal, jewelry, art, silver, Americana, primitives, American and European furniture. Calendar Shows is also proud to announce that they will be sponsoring a booth to help customers appraise their unknown treasures.The charge for this service will be $5 per item. The identification of the antiques and collectibles brought in by customers will be handled by experienced appraisers, including Kyle Husfloen, editor of The Antique Trader & Antique Trader Price Guides and Bill and Carol Kearney and Christine Saltzman of Cover your Assets. Also appearing at the show will be repair and restoration artisans who are experts in the fields of glass, crystal, porcelain, pottery, rugs, and jewelry, furniture and art restoration and wicker and caning repair. Admission is $8 at the gate and is good for the entire run of the show, with free return privileges. Tickets can be purchased for $4 at www.calendar shows.com. For more details, call (800) 943-7501.

Fun Run benefits lifeguards

KIDS’ DAY The Del Mar Kiwanis Club and The San Diego Coastal Chamber of Commerce recently helped the Egoscue organization promote Kids Day, held in Carmel Valley. Banjo music was provided by Bob Siggins while Del Mar Chamber of Commerce President Nancy Wasko, Del Mar Kiwanis President Leslie Jackson with Cathy Golden, made and sold cookies and water to raise funds. Del Mar Kiwanis meets every Thursday at noon at Red Tracton’s restaurant. Photo by Chuck Phillips

Seasons of the Heart Holiday Crafts, Décor & Gift Faire

DEL MAR FAIRGROUNDS NOVEMBER 19-21, 2010

Friday & Saturday 10:00am-5:00pm Sunday 10:00am-4:00pm

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agency’s reach, such as in another county, you will have to know your location. Do not expect every 911 center to be able to locate you, because that might not be the case. And GPS on a phone is a wonderful thing, but if the 911 communications center that you reach does not have GEO mapping capability, you will still have to know your location and not depend on something in your phone to work.” Contracts: Some people don’t have unlimited cell phone plans. They use their landline so they don’t exceed their cell phone minutes or rack up a high long-distance phone bill. Sara Noel is the owner of Frugal Village (www.frugalvillage.com), a Web site that offers practical, money-saving strategies for everyday living. To send tips, comments or questions, write to Sara Noel, c/o United Media, 200 Madison Ave., 4th Floor, New York, NY 10016, or e-mail sara@frugalvillage.com.

DEL MAR — Jake’s Del Mar recently hosted its 28th annual Beach Fun Run, and raised $7,000 for the Del Mar Lifeguard Association. The 5K (3.2 miles) fun run took place on the beach, starting and finishing at the restaurant. Race awards were given in various categories including men’s, women’s, youth and stroller divisions. — First in men’s was Chris Dawes — First in women’s was Nicole Ustick — First in stroller was Andrew Pennock — Youngest finisher was Garret Liu — First youth finishers were Sean Bridges/Michael Savidles (tie) — Oldest to finish was Harriet McArda — Dog division winner was Laurence Shapiro For further information on the Jake’s Del Mar Fun Run, call Rick Schloss at (619) 308-4387.

Building: The Activity Center 2260 Jimmy Durante Dr., Del Mar, CA 92014

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and an application form, email info@coastalfoundation. org or call (760) 942-9245.

Cut for the cure

Welcome New Patients!

DEL MAR — Stylists at Spa Gregorie’s, 2710 Via De La Valle, Ste. B-270, Del Mar, will be trimming, snipping and shaping hair from 10 a.m. to 3 p.m. Nov. 21 to raise money for the breast cancer cure during the spa’s annual Cut-A-Thon. By appointment only. For availability, call (858) 481-6672.The cost is $40 for women, $25 for men and $15 for children 12 and under.

Toys for Tots

DEL MAR — Once again the Marines are collecting toys for the annual Toys for Tots Drive. New, unwrapped toys for boys and girls of all ages are needed. A donation box will be outside Clone Copy & Print at the corner of 12th Street and Camino del Production studio Mar. Call (858) 259-6789 for opens details. OCEANSIDE — Southern California’s newest Campground repair multimedia production faciliCOAST CITIES — ty, MediaTech Oceanside, at Currently, parts of the South 302 Oceanside Blvd., opened Carlsbad and San Elijo camp- its doors in September with grounds are closed for a few the intent of bringing weeks at a time for extensive Hollywood-level facilities, winter maintenance. These production and talent to the closures continue at various area. The multi-studio facility times through February. If is capable of handling any anyone has company groups, type of audio, video or film scout groups or church groups production. For more informawho want to volunteer on tion, call (760) 231-5368 or go maintenance projects during to www.mediatechoceanside. the winter, e-mail com.

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SHAKE, RAT L T E & ROLL Those Oldies But Goodies: A 50's - 60's Celebration SATURDAY NOV. 13 7:30PM

AVO PLAYHOUSE 303 Main Street - Vista, CA 92084 • 760-724-2110 Tickets: http://www.vistixonline.com/ http://www.moonlightstage.com/

Mention 'COASTNEWS' and Get $10 Off Per Ticket!

bill@fccsb.org to be sched- Thanks to ‘Toy Man’ uled. OCEANSIDE — Mayor Jim Wood of Oceanside preFixing the films sented Jeffrey Olsen, known OCEANSIDE — North to some as “Toy Man,” with an County Film Club leadership award for providing toys for has discussed the difficulties needy children and adults at during the last two shows of Christmas for the last 22 “The Girl With the Dragon years. Tattoo.” UltraStar manageHe has also donated to ment will work to prevent “Wounded Warriors” at the future problems from occur- Balboa Naval Hospital in San ring. Should a major break- Diego. down in the movie occur again, members will be given New chamber staff a free pass to see another OCEANSIDE — The movie at the UltraStar newly formed Vista Mission Marketplace. Oceanside Conference and Visitors Bureau has named Club has L.I.F.E. Stephanie Colby-Aburto as OCEANSIDE — Boys & director of sales. In her new Girls Clubs of Oceanside has role, Aburto will oversee all introduced its new L.I.F.E. group sales efforts for the program designed to provide bureau. classes and support to adults Colby-Aburto brings with developmental and intel- more than 20 years of hospitallectual disabilities. ity experience to Oceanside. L.I.F.E provides a wide She most recently worked as range of activities that com- account manager for Concepts plement educational and life Worldwide, Inc.-Strategic skills curriculum. Meeting Management.

and other clowns performed a carnival act before the walk, while Monte Vista High School cheerleaders and the Lincoln High School Pep

Band were stationed on the route to keep the crowd lively. Souplantation, Pop Chips and Nestle water sponsored the event and provided food and beverages for the hungry walkers.

Marines umpire COAST CITIES — More than 20 U.S. Marines, based in Southern California, took part as major league baseball umpires serve as instructors at the 2010 MLB Umpire Camp from Nov. 8 through Nov. 13. The MLB Umpire Camp assists umpires in furthering the advancement of their college, high school and Little League umpiring careers and also serves as a preparatory course to those considering a career as a Major League or Minor League umpire.

LLS hosts the annual fundraising event around the United States and Canada, with walks taking place in more than 200 communities. For more information, visit www.lightthenight.org.


NOV. 12, 2010

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(702) 586-4500 PRIORITYPOSTING.COM STEPHANIE FARRELL, FORECLOSURE ASSISTANT MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P761424 11/5, ings and loan association, savings 11/12, 11/19/2010 CN 10697 association, or savings bank specified in section 5102 of the Financial Code and authorized to Trustee Sale No. 16213CA Loan do business in this state. Sale will No. 1006021297 Title Order No. be held by the duly appointed 100444302-CA-MAI NOTICE OF trustee as shown below, of all TRUSTEE’S SALE YOU ARE IN right, title, and interest conveyed DEFAULT UNDER A DEED OF DATED 7/5/2005. to and now held by the trustee in TRUST the hereinafter described proper- UNLESS YOU TAKE ACTION TO ty under and pursuant to the PROTECT YOUR PROPERTY, IT Deed of Trust. The sale will be MAY BE SOLD AT A PUBLIC made, but without convenant or SALE. IF YOU NEED AN EXPLAwarranty, expressed or implied, NATION OF THE NATURE OF regarding title, possesssion, or THE PROCEEDINGS AGAINST encumbrances, to pay the remain- YOU, YOU SHOULD CONTACT A ing principal sum of the notes (s) LAWYER. On 11/29/2010 at 10:00 secured by the Deed of Trust, AM, MTDS, INC., A CALIFORNIA interest thereon, estimated fees, CORPORATION DBA MERIDIAN charges and expenses of the TRUST DEED SERVICE as the Trustee for the total amount (at duly appointed Trustee under and the time of the initial publication pursuant to Deed of Trust of the Notice of Sale) reasonably Recorded 07/12/2005, Book , Page estimated to be set forth below. , Instrument 2005-0584018 of offiThe amount may be greater on cial records in the Office of the the day of sale. Place of Sale: AT Recorder of San Diego County, THE ENTRANCE TO THE EAST California, executed by: David G. COUNTY REGIONAL CENTER Thompson single man as Trustor, BY STATUE, 250 E. MAIN Mortgage Electronic Registration STREET, EL CAJON, CA Legal Systems, Inc., as nominee for Description: AS MORE FULLY Clarion Mortgage, as Beneficiary, DESCRIBED IN SAID DEED OF will sell at public auction sale to TRUST Amount of unpaid bal- the highest bidder for cash, ance and other charges: cashier's check drawn by a state $1,021,854.76 The street address or national bank, a cashier’s check and other common designation of drawn by a state or federal credit the real property purported as: union, or a cashier’s check drawn 429 NORTH CEDROS AVENUE , by a state or federal savings and SOLANA BEACH, CA 92075 APN loan association, savings associaNumber: 263-062-39 See tion, or savings bank specified in Declaration, as required by section 5102 of the Financial California Civil Code Section Code and authorized to do busi2923.54, attached hereto and ness in this state. Sale will be held made a part hereof. CALIFORNIA by the duly appointed trustee as FORECLOSURE PREVENTION shown below, of all right, title, and ACT DECLARATION OF COM- interest conveyed to and now held PLIANCE (California Civil Code § by the trustee in the hereinafter 2923.54 (a)) The undersigned described property under and mortgage loan servicer hereby pursuant to the Deed of Trust. The declares under penalty of perjury, sale will be made, but without under the laws of the State of convenant or warranty, expressed California, as follows: [ ] The mort- or implied, regarding title, posgage loan servicer has not sesssion, or encumbrances, to pay obtained a final or temporary the remaining principal sum of order of exemption pursuant to the notes (s) secured by the Deed Cal. Civ. Code § 2923.53 that is of Trust, interest thereon, estimatcurrent and valid as of the date ed fees, charges and expenses of that the Notice of Trustee’s Sale the Trustee for the total amount was filed or given. Therefore, the (at the time of the initial publicamortgage loan servicer has waited tion of the Notice of Sale) reasonan additional 90 days before giv- ably estimated to be set forth ing notice of sale as required by below. The amount may be greater Cal. Civ. Code § 2923.52(a). [X] on the day of sale. Place of Sale: The mortgage loan servicer has At the entrance to the East obtained a final or temporary County Regional Center by statorder of exemption pursuant to ue, 250 E. Main Street, El Cajon, Cal. Civ. Code § 2923.53 that is CA Legal Description: As more current and valid as of the date fully described in said Deed of that the Notice of Trustee’s Sale Trust Amount of unpaid balance was filed or given. [ ] The time- and other charges: $436,755.32 frame for giving notice of sale The street address and other comspecified in Cal. Civ. Code § mon designation of the real prop2923.52(a) does not apply erty purported as: 2980 Lexington because: [ ] The loan was not Circle , Carlsbad, CA 92008 APN recorded between January 1, 2003 Number: 167-462-40 See and January 1, 2008. [ ] The loan is Declaration, as required by not secured by residential real California Civil Code Section property. [ ] The loan is not 2923.54, attached hereto and secured by a first priority mort- made a part hereof. CALIFORNIA gage or deed of trust. [ ] The bor- FORECLOSURE PREVENTION rower did not occupy the property ACT DECLARATION OF COMas his/her principal residence PLIANCE (California Civil Code § when the loan became delin- 2923.54 (a)) The undersigned quent. [ ] The loan was made, pur- mortgage loan servicer hereby chased or serviced by (1) a declares under penalty of perjury, California state or local public under the laws of the State of housing agency or authority, California, as follows: [ ] The mortincluding state or local housing gage loan servicer has not finance agencies established obtained a final or temporary under Division 31 of the Cal. order of exemption pursuant to Health & Safety Code and Cal. Civ. Code § 2923.53 that is Chapter 6 of the Cal. Military & current and valid as of the date Veterans Code, or (2) the loan is that Notice of Trustee’s Sale was collateral for securities purchased filed or given. Therefore, the mortby any such California state or gage loan servicer has waited an local public housing agency or additional 90 days before giving authority. [ ] The borrower has notice of sale as required by Cal. surrendered the property as evi- Civ. Code § 2923.52(a). [X] The denced by either a letter confirm- mortgage loan servicer has ing the surrender or delivery of obtained a final or temporary the keys to the property to the order of exemption pursuant to mortgagee, trustee, beneficiary or Cal. Civ. Code § 2923.53 that is authorized agent. [ ] The borrower current and valid as of the date has contracted with someone that the Notice of Trustee’s Sale whose primary business is advis- was filed or given. [ ] The timeing people who have decided to frame for giving notice of sale leave their homes on how to specified in Cal. Civ. Code § extend the foreclosure process 2923.52(a) does not apply and avoid their loan obligations. [ because: [ ] The loan was not ] The borrower has filed for bank- recorded between January 1, 2003 ruptcy, and the bankruptcy court and January 1, 2008. [ ] The loan is has not entered an order closing not secured by residential real or dismissing the bankruptcy case property. [ ] The loan is not or granting relief from the auto- secured by a first priority mortmatic stay. OneWest Bank, FSB gage or deed of trust. [ ] The borBy: Vicki Brizendine ATTACH- rower did not occupy the property MENT TO NOTICE OF as his/her principal residence TRUSTEE’S SALE The under- when the loan became delinsigned Trustee disclaims any lia- quent. [ ] The loan was made, purbility for any incorrectness of the chased or serviced by (1) a street address and other common California state or local public designation, if any, shown herein. housing agency or authority, The property heretofore including state or local housing described is being sold “as is”. finance agencies established DATE: 11-05-2010 MTDS, INC., A under Division 31 of the Cal. CALIFORNIA CORPORATION Health & Safety Code and DBA MERIDIAN TRUST DEED Chapter 6 of the Cal. Military & SERVICE, As Trustee 4675 Veterans Code, or (2) the loan is MACARTHUR COURT SUITE collateral for securities purchased 1540 NEWPORT BEACH, CA by any such California state or 92660 Sales Line: (714) 573-1965 local public housing agency or

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authority. [ ] The borrower has surrendered the property as evidenced by either a letter confirming the surrender or delivery of the keys to the property to the mortgagee, trustee, beneficiary or authorized agent. [ ] The borrower has contracted with someone whose primary business is advising people who have decided to leave their homes on how to extend the foreclosure process and avoid their loan obligations. [ ] The borrower has filed for bankruptcy, and the bankruptcy court has not entered an order closing or dismissing the bankruptcy case or granting relief from the automatic stay. OneWest Bank, FSB By: Vicki Brizendine Attachment to Notice of Trustee’s Sale The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 11/1/2010 MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE, As Trustee 4675 Macarthur Court Suite 1540 Newport Beach CA 92660 Sales Line: (714) 573-1965 (702) 5864500 Priorityposting.com Stephanie Farrell, Foreclosure Assistant MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P759710 11/5, 11/12, 11/19/2010 CN 10696

2923.52. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 11/1/2010 Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 (619) 645-7711 For NON SALE information only Sale Line: (714) 573-1965 or Login to: w w w. p r i o r i t y p o s t i n g . c o m Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This notice is sent for the purpose of collecting a debt. This firm is attempting to collect a debt on behalf of the holder and owner of the note. Any information obtained by or provided to this firm or the creditor will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P757529 11/5, 11/12, 11/19/2010 CN 10690

loan. Dated: 10/31/2010 REGIONAL SERVICE CORPORATION, Trustee 616 1st Avenue, Suite 500 Seattle, WA 98104 By Samantha Cohen, AUTHORIZED AGENT Agent for Trustee: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD, SUITE #1 TUSTIN, CA 92780 Telephone Number: (800) 542-2550 Sale Information: (714) 573-1965 or http://www.rtrustee.com P759077 11/05, 11/12, 11/19/2010 CN 10689

AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06-14-2006, Book , Page , Instrument 2006-0423118, of official records in the Office of the Recorder of San Diego County, California, executed by: Wesley Nelson and Tiffany Nelson, husband and wife as joint tenants, as Trustor, Washington Mutual Bank, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $477,221.98 (estimated) Street address and other common designation of the real property: 3733 Scenic Way, Oceanside, CA 92056 APN Number: 169-454-25-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 10-22-2010 See attached Exhibit Exhibit DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 2597850 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Ave MailStop N110612 Chatsworth, CA 91311 P761187 10/29, 11/5, 11/12/2010 CN 10674

FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $963,851.62 (estimated) Street address and other common designation of the real property: 659 Marsolan Avenue, Solana Beach, CA 92075 APN Number: 298-321-08 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 10/25/2010 SEE ATTACHED EXHIBIT Exhibit DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 2597850 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P759416 10/29, 11/5, 11/12/2010 CN 10672

TS # CA-10-375997-RM Order # 100452634-CA-BFO NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Casey Madeira-Wilcox ,an unmarried woman Recorded: 05/30/2007 as Instrument No. 2007-0365537 in book xxx, page xxx of Official Records in the Office of the Recorder of San Diego County, California; Date of Sale: 11/29/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $535,910.95 The purported property address is: 927 Bracero Road Unit A & B Encinitas, CA 92024 Assessors Parcel No. 258-372-1000 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to JPMorgan Chase Bank, N.A. 7301 Baymeadows Way Jacksonville FL 32256. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section

Trustee’s Sale No. 05-BR-95374 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE OF TRUSTEE’S SALE On 11/29/2010, at 10:00 AM, At the entrance to the East County Regional Center by statue, 250 E. Main Street, in the City of El Cajon, County of San Diego, State of California, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by Shirley D. Marsh, an unmarried woman, as Trustors, recorded on 10/20/2007, as Instrument No. 2007-0638885, of Official Records in the office of the Recorder of San Diego County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 162-331-50-00 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 3657 Bartlett Avenue, Oceanside, CA 92057. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $198,491.29. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods; by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. The mortgagee, trustee, beneficiary, or authorized agent declares: it has obtained a final or temporary order of exemption and said order is current and valid as of the date of the Notice and the time frame set forth in California Civil Code § 2923.54 does not apply or California Civil Code § 2923.54 does not cover this

Trustee’s Sale No. 05-SF-97712 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/26/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE OF TRUSTEE’S SALE On 11/19/2010, at 10:00 AM, At the entrance to the East County Regional Center by statue, 250 E MAIN STREET, in the City of EL CAJON, County of SAN DIEGO, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by Prabash K.A. Karunarathne, an unmarried person, as Trustors, recorded on 01/09/2004, as Instrument No. 2004-0017287, of Official Records in the office of the Recorder of San Diego County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: As more fully described in said Deed of Trust TAX PARCEL NO. 162-53006-00 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 4125 Alabar Way Oceanside, CA 92056. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $126,128.80. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares; that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosures by one or more of the following methods; by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. The mortgagee, beneficiary or authorized agent declares: it has obtained a final or temporary order of exemption and said order is current and valid as of the date of the Notice and the time frame set forth California Civil Code § 2923.54 does not apply or California Civil Code § 2923.54 does not cover this loan. Dated: 10/28/2010 REGIONAL SERVICE CORPORATION, Trustee 616 1st Avenue, Suite 500 Seattle, WA 98104 By SAMANTHA COHEN, AUTHORIZED AGENT Agent for Trustee: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD, SUITE #1 TUSTIN, CA 92780 Telephone Number: (800) 542-2550 Sale Information: (714) 573-1965 or http://www.rtrustee.com P761658 10/29, 11/5, 11/12/2010 CN 10679 Trustee Sale No. 732712CA Loan No. 3062936814 Title Order No. 3206-213418 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06-08-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-19-2010 at 10:00

Trustee Sale No. 243838CA Loan No. 0656248606 Title Order No. 494050 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/18/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/19/2010 at 10:00 AM CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust, recorded 11/25/2003, Book , Page , Instrument 2003-1415358 of official records in the Office of the Recorder of San Diego County, California, executed by: William R Snodgrass, a married man as his sole and separate property, as Trustor, Washington Mutual Bank,

T.S. No. T10-64645-CA / APN: 215240-17-02 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/7/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of


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Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: Janet L. Wallis, an unmarried woman Duly Appointed Trustee: CR Title Services, Inc. C/O Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 12/13/2007 as Instrument No. 2007-0771443 in book , page of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/19/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $205,544.54 Street Address or other common designation of real property: 2400 Altisma Way #B Carlsbad, CA 92009 A.P.N.: 215240-17-02 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 10/29/2010 CR Title Services, Inc 1000 Technology Drive, MS-314 O’Fallon MO 63368 Penny White, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P761004 10/29, 11/5, 11/12/2010 CN 10671

Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $376,361.18. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated: 10/20/2010 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P760701 10/29, 11/5, 11/12/2010 CN 10669

specified in Cal. Civ. Code § 2923.52(a) does not apply because: [ ] The loan was not recorded between January 1, 2003 and January 1, 2008. [ ] The loan is not secured by residential real property. [ ] The loan is not secured by a first priority mortgage or deed of trust. [ ] The borrower did not occupy the property as his/her principal residence when the loan became delinquent. [ ] The loan was made, purchased or serviced by (1) a California state or local public housing agency or authority, including state or local housing finance agencies established under Division 31 of the Cal. Health & Safety Code and Chapter 6 of the Cal. Military & Veterans Code, or (2) the loan is collateral for securities purchased by any such California state or local public housing agency or authority. [ ] The borrower has surrendered the property as evidenced by either a letter confirming the surrender or delivery of the keys to the property to the mortgagee, trustee, beneficiary or authorized agent. [ ] The borrower has contracted with someone whose primary business is advising people who have decided to leave their homes on how to extend the foreclosure process and avoid their loan obligations. [ ] The borrower has filed for bankruptcy, and the bankruptcy court has not entered an order closing or dismissing the bankruptcy case or granting relief from the automatic stay. OneWest Bank, FSB By: Vicki Brizendine Attachment to Notice of Trustee’s Sale The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10/20/2010 MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE, As Trustee Sales Line: (714) 573-1965 (702) 5864500 priorityposting.com Jesse Fernandez, Foreclosure Assistant Meridian Foreclosure Service 4675 Macarthur Court Suite 1540 Newport Beach CA 92660 MTDS, Inc., a California Corporation DBA Meridian Trust Deed Service is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P760676 10/29, 11/5, 11/12/2010 CN 10668

sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated: 10/20/2010 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P760631 10/29, 11/5, 11/12/2010 CN 10662

unmarried woman, as Trustor, Mylor Financial, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $293,715.31 (estimated) Street address and other common designation of the real property: 1734 East Mission Road Fallbrook, CA 92028 APN Number: 105-380-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 10-192010 See Attached Exhibit Exhibit DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 2597850 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Ave MailStop N110612 Chatsworth, CA 91311 P759716 10/29, 11/5, 11/12/2010 CN 10658

Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: Shari Lynn Allison, a single woman Duly Appointed Trustee: CR Title Services Inc. C/O Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 09/11/2003 as Instrument No. 2003-1112290 in book , page of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/19/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $266,085.34 Street Address or other common designation of real property: 1739 Bluebird Lane Carlsbad, CA 92009 A.P.N.: 215880-12-02 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 10/29/2010 CR Title Services, Inc 1000 Technology Drive, MS-314 O’Fallon MO 63368 Kimberly Lee, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P759374 10/29, 11/5, 11/12/2010 CN 10657

Trustee Sale No.: 20090159911314 Title Order No.: 090870336 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/08/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/20/2004 as Instrument No. 2004-1195412 of official records in the office of the County Recorder of San Diego County, State of California. Executed By: Edmundo Acero, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 11/18/2010 Time of Sale: 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 4778 Elm Tree Drive, Oceanside, California 92056 APN#: 163-520-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the

Trustee Sale No. 13728CA Loan No. 1009864057 Title Order No. 30674-16 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/18/2010 at 10:00 AM, MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05/01/2007, Book , Page , Instrument 2007-0295464 of official records in the Office of the Recorder of San Diego County, California, executed by: Gloria A Garcia and Sammie E Garcia, Trustees of Sammie (Aka Sammy) E Garcia and Gloria A Garcia Revocable Trust Dated October 21 2005 as Trustor, Mortgage Electronic Registration Systems, Inc., As Nominee For Independent Financial Mortgage Inc, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $369,566.07 The street address and other common designation of the real property purported as: 431 Hillcrest Lane, Fallbrook, CA 92028 APN Number: 103-055-29 See Declaration, as required by California Civil Code Section 2923.54, attached hereto and made a part hereof. California Foreclosure Prevention Act Declaration of Compliance (California Civil Code § 2923.54(a)) The undersigned mortgage loan servicer hereby declares under penalty of perjury, under the laws of the State of California, as follows: [ ] The mortgage loan servicer has not obtained a final or temporary order of exemption pursuant to Cal. Civ. Code § 2923.53 that is current and valid as of the date that the Notice of Trustee’s Sale was filed or given. Therefore, the mortgage loan servicer has waited an additional 90 days before giving notice of sale as required by Cal. Civ. Code § 2923.52(a). [X] The mortgage loan servicer has obtained a final or temporary order of exemption pursuant to Cal. Civ. Code § 2923.53 that is current and valid as of the date that the Notice of Trustee’s Sale was filed or given. [ ] The timeframe for giving notice of sale

Trustee Sale No.: 20090159900261 Title Order No.: 090022540 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/03/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/10/2004 as Instrument No. 2004-0421764 of official records in the office of the County Recorder of San Diego County, State of California. Executed By: Lynda Marie Gayle, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 11/18/2010 Time of Sale: 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 1640 A & B South Tremont, Street, Oceanside, California 92054 APN#: 153-11110 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $643,821.83. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to

T.S. No.: 10-38264 TSG Order No.: 33-80132315 A.P.N.: 108-252-16-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/19/2010 at 10:00AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust Recorded on 10/31/2005 as Instrument No. 2005-0942035 in book --, page -- of official records in the Office of the County Recorder of San Diego County, California, executed by: Breck William Schumacher and Lindy Louise Schumacher, husband and wife as Trustor, Mortgage Electronic Registration Systems, Inc., as Beneficiary, Will Sell At Public Auction To The Highest Bidder For Cash (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2645 Daisy Lane, Fallbrook, CA 92028. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to wit: $623,958.44 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 4/22/2010 Date: 10/25/2010 Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200 Orange, CA 92868-2913 (866) 2635802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P756393 10/29, 11/5, 11/12/2010 CN 10659 Trustee Sale No. 239796CA Loan No. 0678735135 Title Order No. 289089 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-21-2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-19-2010 at 10:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07-292004, Book , Page , Instrument 2004-0713859, of official records in the Office of the Recorder of San Diego County, California, executed by: Victoria L. Dowding, an

TS No. T10-64328-CA / APN: 215880-12-02 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of

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encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is estimated to be $263,969.53 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 10/29/2010 MTC FINANCIAL, INC. dba Trustee Corps TS No. CA05000891-10-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 Clarisa Gastelum, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 Compliance with California Civil Code Section 2924f: The Beneficiary or Beneficiary's agent has indicated that the requirements of California Civil Code Section 2924f have been met. Regarding the property that is the subject of this notice of sale, the "mortgage loan servicer" as defined in Civil Code § 2923.53(k)(3) declares that it has not obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that is current and valid on the date this notice of sale is recorded or the time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does apply to this notice of sale. Clarisa Gastelum, Authorized Signature TRUSTEE CORPS IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P756198 10/29, 11/5, Trustee Sale No. CA05000891-10-1 11/12/2010 CN 10656 Loan No. 0144551371 Title Order No. 3295-282758 APN 160-522-0100 NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER TS No. 10-0085917 Title Order No. A DEED OF TRUST DATED 10-8-348337 APN No. 158-630-221/26/2006. UNLESS YOU TAKE 00 YOU ARE IN DEFAULT ACTION TO PROTECT YOUR UNDER A DEED OF TRUST, PROPERTY, IT MAY BE SOLD AT DATED 04/06/2007. UNLESS YOU A PUBLIC SALE. IF YOU NEED TAKE ACTION TO PROTECT AN EXPLANATION OF THE YOUR PROPERTY, IT MAY BE NATURE OF THE PROCEED- SOLD AT A PUBLIC SALE. IF INGS AGAINST YOU, YOU YOU NEED AN EXPLANATION SHOULD CONTACT A LAWYER. OF THE NATURE OF THE PROOn 11/23/2010 at 10:00 AM, At the CEEDING AGAINST YOU, YOU entrance to the East County SHOULD CONTACT A Regional Center by statue, 250 E. LAWYER.” Notice is hereby given Main Street, El Cajon, CA MTC that RECONTRUST COMPANY, FINANCIAL, INC. , dba Trustee N.A., as duly appointed trustee Corps, as the duly appointed pursuant to the Deed of Trust exeTrustee, under and pursuant to cuted by BRIAN R BOOTH, A the power of sale contained in MARRIED MAN AS HIS SOLE & that certain Deed of Trust SEPARATE PROPERTY, dated Recorded on 01/31/2006 as 04/06/2007 and recorded 04/13/07, Instrument No. 2006-0070817 of as Instrument No. 2007-0249531, Official Records in the office of in Book , Page 4321), of Official the Recorder of San Diego Records in the office of the County, CA, executed by: Rosalie County Recorder of San Diego M Lee, a widow, as Trustor, in County, State of California, will favor of Suntrust Mortgage, Inc., sell on 11/29/2010 at 10:00AM, At as Beneficiary, WILL SELL AT the South entrance to the County PUBLIC AUCTION TO THE Courthouse, 220 West Broadway, HIGHEST BIDDER, in lawful San Diego at public auction, to money of the United States, all the highest bidder for cash or payable at the time of sale, that check as described below, payable certain property situated in said in full at time of sale, all right, County, California describing the title, and interest conveyed to and land therein as: As more fully now held by it under said Deed of described in said Deed of Trust Trust, in the property situated in The property heretofore said County and State and as described is being sold “as is”. more fully described in the above The street address and other com- referenced Deed of Trust. The mon designation, if any, of the street address and other common real property described above is designation, if any, of the real purported to be: 356 San Dimas property described above is purAvenue , Oceanside, CA 92057 ported to be: 3660 CYPRESS RD, The undersigned Trustee dis- OCEANSIDE, CA, 920541627. The claims any liability for any incor- undersigned Trustee disclaims rectness of the street address and any liability for any incorrectness other common designation, if any, of the street address and other shown herein. Said sale will be common designation, if any, made, but without covenant or shown herein. The total amount of warranty, express or implied, the unpaid balance with interest regarding title, possession, or thereon of the obligation secured


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by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $567,144.76. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 10/29/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.114988 10/29, 11/05, 11/12/2010 CN 10648

the power of sale contained in that certain Deed of Trust Recorded on 07/31/2007 as Instrument No. 2007-0510685 of Official Records in the office of the Recorder of San Diego County, CA, executed by: Josh Fernandes, a single man, as Trustor, in favor of Suntrust Mortgage, Inc., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 7434 Altiva Place , Carlsbad, CA 92009 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is estimated to be $380,922.24 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on

account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 10/29/2010 MTC FINANCIAL, INC. dba Trustee Corps TS No. CA05000936-10-1 17100 Gillette Ave Irvine, CA 92614 949252-8300 Clarisa Gastelum, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 Compliance with California Civil Code Section 2924f: The Beneficiary or Beneficiary's agent has indicated that the requirements of California Civil Code Section 2924f have been met. Regarding the property that is the subject of this notice of sale, the "mortgage loan servicer" as defined in Civil Code § 2923.53(k)(3) declares that it has not obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that is current and valid on the date this notice of sale is recorded. The time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does not apply to this notice of sale. Clarisa Gastelum, Authorized Signature TRUSTEE CORPS IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P752599 10/29, 11/5, 11/12/2010 CN 10647

in favor of Argent Mortgage Company, LLC as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold "as is" The street address and other common designation, if any, of the real property described above is purported to be: 635 Seaward Avenue, Carlsbad, CA 92011 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee's Sale is estimated to be $599,669.74 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary's bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee's Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 10/22/2010 Fidelity National Title Company, Trustee 17592 E. 17th Street, Suite 300, Tustin CA 92780 714508-5100 Juan Enriquez, Authorized Signature Regarding the property that is the subject of this notice of sale, the "mortgage loan servicer" as defined in Civil Code § 2923.53(k)(3) declares

that it has obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that is current and valid on the date this notice of sale is recorded. The time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does not apply to this notice of sale pursuant to Civil Code Sections 2923.52. Fidelity National Title Company, as Agent for the mortgage loan servicer as defined under California Civil Code section 2923.53 (k)(3) Juan Enriquez Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P750924 10/29, 11/5, 11/12/2010 CN 10646

Diego County, California; Date of Sale: 11/18/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $378,909.40 The purported property address is: 1641 Gum Tree Ln Fallbrook, CA 92028 Assessors Parcel No. 105-421-44-00 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to CitiMortgage, Inc., 1111 Northpoint Drive Coppell TX 75019 Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [ 1 ] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [ 2 ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 . If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 10/29/2010 Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 (619) 645-7711 For NON SALE information only Sale Line: (714) 573-1965 or Login to: w w w. p r i o r i t y p o s t i n g . c o m Reinstatement Line: 866-450-3172 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This notice is sent for the purpose of collecting a debt. This firm is attempting to collect a debt on

behalf of the holder and owner of the note. Any information obtained by or provided to this firm or the creditor will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P755188 10/29, 11/5, 11/12/2010 CN 10645

Trustee Sale No. CA05000936-10-1 Loan No. 0146839667 Title Order No. 3295-297432 APN 215-240-4511 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/23/2010 at 10:00 AM, At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA MTC FINANCIAL, INC. , dba Trustee Corps, as the duly appointed Trustee, under and pursuant to

Trustee Sale No. 10-09734-6 Loan No. 89655283 Title Order No. 5810179 APN 214-613-38 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/29/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/19/2010, at 10:00 AM, At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, Fidelity National Title Company, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 02/06/2007, as Instrument No. 2007-0083944 of Official Records in the office of the Recorder of San Diego County, CA, executed by: Lily L Wong, a single woman, as Trustor,

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Automotive

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TS # CA-10-375147-AB Order # 4498250 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Richard Stevens and Rossina Stevens, husband and wife, as joint tenants Recorded: 09/30/2005 as Instrument No. 2005-0850960 in book xxx, page xxx of Official Records in the Office of the Recorder of San

Timeshares

Reader Advisory: the National Trade Association we belong to has purchased the following classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer .employment. but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers.Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it.s illegal to request any money before delivering its service. All funds are based in US dollars. 800 numbers may or may not reach Canada.

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NOTICE OF APPLICATION TO SELL ALCOHOLIC BEVERAGES Date of Filing Application: October 18, 2010 To Whom It May Concern: The Name(s) of the Applicant(s) is/are: PNS STORES INC The applicants listed above are applying to the Department of Alcoholic Beverage Control to sell alcoholic beverages at: 333 N EL CAMINO REAL ENCINITAS, CA 92024-2810 Type of license(s) applied for: 20 - OFF-SALE BEER AND WINE The Coast News November 12, 19, 26, 2010 CN 10731 SUMMONS (FAMILY LAW) CITACION (DERECHO FAMILIAR) CASE NUMBER DN162197 The name and address of the court are: (El nombre y direccion de la corte son): SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN DIEGO, NORTH COUNTY DIVISION 325 SOUTH MELROSE VISTA, CA 92081-6643 NOTICE TO RESPONDENT (NAME): (AVISO AL DEMANDADO) (NOMBRE): MIKAL RENNER YOU ARE BEING SUED. LO ESTA DEMANDANDO. Petitioner’s name is: Nombre del demandante: DAWN OLSEN You have 30 CALENDAR DAYS after this Summons and Petition are served on you to file a Response (form FL-120 or FL-123) at the court and have a copy served on the petitioner. A letter or phone call will not protect you. If you do not file your Response on time, the court may make orders affeting your marriage or domestic partnership, your property, and custody of your children. You may be ordered to pay support and attorney fees and costs. If you cannot pay the filing fee, ask the clerk for a fee waiver form. If you want legal advice, contact a lawyer immediately. You can get information about finding lawyers at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), at the California Legal Services Web site (www.lawhelpcalifornia.org), or by contacting your local county bar association. Tiene 30 dias corridos despues de haber recibido la entrega legal de esta Citacion y Peticion para presentar una Respuesta (formulario FL-120 o FL-123) ante la corte y efectuar la entrega legal de una copia al demandante. Una carta o llamada telefonica no basta para protegerio. Si no presenta su Respuesta a tiempo, la corte puede dar ordenes que afecten su matrimonio o pareja de hecho, sus bienes y la custodia de sus hijos. La corte tambien le puede ordenar que pague manutencion, y honorarios y costos legales. Si no puede pagar la cuota de presentacion, pida al secretario un formulario de exencion de cuotas. Si desea obtener asesoramiento legal, pongase en contacto de inmediato con un abogado. Puede obtener informacion para encontrar a un abogado en el Centro de Ayuda de las Cortes de California (www.sucorte.cagov/), en el sitio Web de los Servicios Legales de California (www.lawhelpcalifornia.org) o poniendose en contacto con el colegio de abogados de su condado. The name, address, and telephone number of petitioner’s attorney, or petioner without an attorney, is: (El nombre, direccion y numero de telefono del abogado del demandante, o del demandante si no tiene abogado, son): In Pro Per Dawn Olsen, 9704-C Del Dios Hwy., Escondido, CA 92029 (760) 917-2184 Date (Fecha): Sept. 13, 2010 Clerk, by (Secretario, por) T. Angulo, Deputy (Asistente) NOTICE TO THE PERSON SERVED: You are served


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AVISO A LA PERSONA QUE RECIBIO LA ENTREGA: Esta entrega se realiza as: an individual (a usted como individuo.). TAMILA E. IPEMA, Judge of the Superior Court. November 5, 12, 19, 26, 2010 CN 10703

IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the deceased, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a formal Request for Special Notice (DE154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner: WILLIAM J. FREED, Esq., Walwick & Freed 815 Civic Center Drive, Oceanside, CA 92054 Telephone: 760-722-4221 10/29, 11/5, 11/12/10 CNS-1974638# CN 10680

o f : JACALYN BLANK FOR MINOR, JASPER SAMUEL OWENS for Change of Name(s) Petitioner(s): JACALYN BLANK HAS FILED A PETITION FOR AN ORDER TO CHANGE NAME ON BEHALF OF JASPER SAMUEL OWENS, A MINOR, FROM JASPER SAMUEL OWENS TO JASPER SAMUEL BLANK

NOTICE OF PETITION TO ADMINISTER ESTATE OF NIGEL A. BONNY CASE NO. 37-2010-00150512-PRPW-NC To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Nigel A. Bonny A PETITION FOR PROBATE has been filed by Dianna L. Bonny in the Superior Court of California, County of San Diego. THE PETITION FOR PROBATE requests that Dianna L. Bonny be appointed as personal representative to administer the estate of the decedent. THE PETITION requests the decedent's WILL and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court. THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held on January 07, 2011 at 9:30 A.M. in Dept. 4 located at 325 South Melrose Drive, Vista, CA 92081. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the deceased, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a formal Request for Special Notice (DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner: Christopher W. Newton, Newton & Associates, APLC, 7777 Fay Avenue, Suite 205, La Jolla, CA 92037, Telephone: (858) 551-5888 11/5, 11/12, 11/19/10 CNS1975851# CN 10691 NOTICE OF PETITION TO ADMINISTER ESTATE OF ROSEMARIE CONSIGLIO-BAILEY CASE NO. 37-2009-00150483-PRPW-NC To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: ROSEMARIE COSIGLIO-BAILEY. A PETITION FOR PROBATE has been filed by WILLIAM J. FREED in the Superior Court of California, County of San Diego. THE PETITION FOR PROBATE requests that WILLIAM J. FREED be appointed as personal representative to administer the estate of the decedent. THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held on JAN 07 2011 at 9:30 a.m. in Dept. 4 located at 325 S. Melrose Drive, Vista, CA 92081.

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CLUB, A NEVADA NONPROFIT Third Party Complaint in accorCOOPERATIVE CORPORATION dance with the rules of the Court. (b) Serve a copy of your response WITHOUT STOCK, upon the attorney whose name and address is shown below. Third Party Plaintiff, vs 2. Unless you respond, your JAMES WARD, MICHAEL default will be entered upon PARISH, STEVEN MOLASKY, application of the Plaintiff and KEVIN AIVAZ, PHILIP ZAIDEN- this Court may enter a judgment BERG, JOHN MOEHRLE, SETA against you for the relief demandCHURCH, VINCENT SCHET- ed in the Complaint, which could TLER, FRED GILLMANN, result in the taking of money or MICHAEL PEIKOFF, KEVIN property or other relief requested SWOPE, MICHAEL SMALL, J.P. in the Complaint. 3. If you intend OBERWISE, NAVNEET SHARDA, to seek the advise of an attorney SCOTT ACTON, GARY GARDEN- in this matter, you should do so ER, PETE FINDLEY, LARRY promptly so that your response HAAS, individuals, and DOES 1 may be filed on time. 4. The State through 50, inclusive, and ROE of Nevada, its political subdiviENTITIES 1 through 50, inclusive, sions, agencies, offices, employees, board members, commission memebers and legislators, each Third Paty Defendants. have 45 days after service of this Summons within which to file an SUMMONS - CIVIL Answer or other responsive pleadMICHAEL PEIKOFF ing to the Complaint. Submitted NOTICE! YOU HAVE BEEN by: SUED. THE COURT MAY LAW OFFICES OF JOHN DECIDE AGAINST YOU WITH- BENEDICT, John Benedict, Esq. OUT YOUR BEING HEARD Nevada Bar No. 005581 UNLESS YOU RESPOND WITH- and DZIMINSKI & ASSOCIATES, IN 20 DAYS. READ THE INFOR- Brian R. Dziminski, Esq. Nevada Bar No. 008436 MATION BELOW. TO THE THIRD PARTY DEFEN- Attorneys for New Las Vegas DANT(S): A civil Complaint has Country Club been filed by the Plaintiff against 2190 E. Pebble Road, Suite 260, you for the relief set forth in the Las Vegas, Nevada 89123 (702) 333-3770 Complaint. 1. If you intend to defend this STEVEN D. GRIERSON, CLERK lawsuit, within 20 days after this OF THE COURT Summons is served on you, exclu- By: DeEVRA KNIGHT, Deputy sive of the day of service, you Clerk, Clark County Courthouse, must do the following: (a) file 200 Lewis Avenue with the Clerk of this Court, Las Vegas, Nevada 89155 whose address is shown below, a Date: March 10, 2010 formal written response to the The Coast News

JAMES B. ASHWORTH, ELIZABETH BELL, ROBERT K. TOGERSON, JOHN WOODRUM, MIKE WOODRUM, GIL COHEN, DAVID J. ROITBUD, STEPHEN F. TURNER, DONALD CHERRY, ALAN ANDRES, JACK ARMSTRON and THE COURT ORDERS that all RICHARD HADDRILL, persons interested in this matter appear before this Court at the Plaintiffs, vs. hearing indicated below to show cause, if any, why the petition for NEW LAS VEGAS COUNTRY a change of name should not be CLUB, A NEVADA NONPROFIT granted. Any person objecting to COOPERATIVE CORPORATION the name changes described WITHOUT STOCK; and DOES 1 above must file a written objec- THROUGH 200 INCLUSIVE, and tion that includes the reasons for ROES 201 THROUGH 300, the objection at least two court days before the matter is sched- Defendants. uled to be heard and must appear at the hearing to show cause why NEW LAS VEGAS COUNTRY the petition should not be grant- CLUB, A NEVADA NONPROFIT ed. If no written objection is COOPERATIVE CORPORATION timely filed, the court may grant WITHOUT STOCK, the petition without a hearing. Counterclaimant, vs. NOTICE OF HEARING: In Department D-25 JAMES B. ASHWORTH, ELIZAof the Superior Court of BETH BELL, ROBERT K. TOGERCalifornia, County of San Diego SON, JOHN WOODRUM, MIKE Court House, 220 W. Broadway, WOODRUM, DAVID J. ROITBUD, San Diego, CA 92101 on STEPHEN F. TURNER, DONALD CHERRY, ALAN ANDRES, JACK December 01, 2010 at ARMSTRONG and RICHARD 8:30 a.m. HADDRILL, DOES 1 through 50, Date: October 15, 2010 NOTICE OF PETITION TO inclusive, KEVIN A. ENRIGHT ADMINISTER ESTATE OF Judge of the Superior Court EUGENE FRANCIS HENRY Counterdefendants. OCTOBE 29, 2010 NOVEMBER 5, CASE NO. 37-2010-00150501-PR12, 19, 2010 CN 10655 PW-NC NEW LAS VEGAS COUNTRY To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Eugene Francis Henry A PETITION FOR PROBATE has been filed by Joan Marie Durling in the Superior Court of California, County of San Diego. THE PETITION FOR PROBATE requests that Joan Marie Durling be appointed as personal representative to administer the estate of the decedent. THE PETITION requests the decedent's WILL and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court. THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why SPACE COST ONLY - OUR LOWEST RATE the court should not grant the authority. A HEARING on the petition will be held on January 7, 2011 at 9:30 a.m. in Dept. 4 located at 325 80,000 readers 30,000 readers South Melrose Drive, Vista, California 92081. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the deceased, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a formal EDITORIAL COST - MINIMUM $50 Request for Special Notice (DE154) of the filing of an inventory Story: Client provides, we edit . . . . . . . . $50 and appraisal of estate assets or of any petition or account as proPhoto: Client sends photo . . . . . . no charge vided in Probate Code section 1250. A Request for Special Story: We write, you approve . . . . . . . . $100 Notice form is available from the Photo: We take, you approve . . . . . . . . $50 court clerk. Attorney for Petitioner: Susan Stricklin Editorial charges do not apply to 2nd paper buy. Wilson, Esq., 416 Second Street, Encinitas, California 92024, Telephone: (760) 942-1278 10/29, Articles are BW only. Frequency: On demand. 11/5, 11/12/10 CNS-1974178# A 28” article is 700 words. A 14” article is 320 words. CN 10675

Legals 800 October 15, 22, 29, 2010 November 5, 12, 2010 CN 10599 FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-029095 The name(s) of the business: A. Recruit By Design. Located at: 1339 Alcyon Ct., Carlsbad, CA San Diego 92011. Mailing Address: Same. This business is conducted by: A Corporation. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Love By Design, Inc., 7827 Segovia Way, Carlsbad, CA 92009. This statement was filed with the Recorder/County Clerk of San Diego on October 28, 2010. S/Traci Porterfield. November 12, 19, 26, 2010 December 3, 2010. CN 10741 FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-029566 The name(s) of the business: A. GAPzip. Located at: 2033 San Elijo Ave., Suite 422, Cardiff, CA San Diego 92007. Mailing Address: Same. This business is conducted by: A General Partnership. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Andrew Papageorge, 2342 Newport Ave., Cardiff-by-the-Sea, CA 92007. 2. Craig Marshall Domigan, 3208 Humboldt St., Los Angeles, CA 90031. This statement was filed with the

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For articles with a photo, the word count will be less.* ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER 37-2010-00101967-CU-PT-CTL SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN DIEGO COURT HOUSE, 220 W. BROADWAY P. O. BOX 128, 92112-4104 SAN DIEGO, CA 92101 In the matter of the application

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Recorder/County Clerk of San Diego on November 02, 2010. S/Andrew Papageorge. November 12, 19, 26, 2010 December 3, 2010. CN 10740

Conquistador, Carlsbad, CA 92009. This statement was filed with the Recorder/County Clerk of San Diego on October 18, 2010. S/Celia L. Robles. November 12, 19, 26, 2010 December 3, 2010. CN 10716

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-029809 The name(s) of the business: A. Peace of Mind Pet Sitting. Located at: 6322 Paseo Descanso, Carlsbad, CA San Diego 92009. Mailing Address: Same. This business is conducted by: An Individual. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Hilda Avila, 6322 Paseo Descanso, Carlsbad, CA 92009. This statement was filed with the Recorder/County Clerk of San Diego on November 04, 2010. S/Hilda Avila. November 12, 19, 26, 2010 December 3, 2010. CN 10729

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FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-029301 The name(s) of the business: A. Simple Vision. B. Simple Vision Automation. Located at: 1814 Autumn Place, Encinitas, CA San Diego 92024. Mailing Address: Same. This business is conducted by: A General Partnership. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Pueata Auva`a, 4616 Iroquois Ave., San Diego, CA 92117. 2. John Figura, 1814 Autumn Place, Encinitas, CA 92024. This statement was filed with the Recorder/County Clerk of San Diego on October 29, 2010. S/John Figura. November 5, 12, FICTITIOUS BUSINESS NAME 19, 26, 2010 CN 10708 STATEMENT FILE # 2010-029624 FICTITIOUS BUSINESS NAME The name(s) of the business: A. Alliance Electric. Located at: STATEMENT 3576 Flat Rock Street, Carlsbad, FILE # 2010-027182 CA San Diego 92010. Mailing The name(s) of the business: Address: Same. This business is A. Interior Resources 2.. Located conducted by: An Individual. The at: 100 W. 8th St., National City, transaction of business began: CA San Diego 91950. Mailing Not Yet Started. This business is Address: Same. This business is A General hereby registered by the following conducted by: owner(s): 1. Blane Williams, Partnership. The transaction of business began: Not Yet Started. 3576 Flat Rock Street, Carlsbad, CA 92010. This statement was This business is hereby registered filed with the Recorder/County by the following owner(s): 1. Clerk of San Diego on November Gerald F. Westrope, 10062 E. 02, 2010. S/Blane Williams. Cinnabar Ave., Scottsdale, AZ November 12, 19, 26, 2010 85258. 2. Donald Westrope, 100 W. 8th St., National City, CA December 3, 2010. CN 10726 91950. This statement was filed with the Recorder/County Clerk of San Diego on October 07, 2010. FICTITIOUS BUSINESS NAME S/Gerald F. Westrope. November STATEMENT 5, 12, 19, 26, 2010 CN 10706 FILE # 2010-029291 The name(s) of the business: A. Michael’s Pro-Window Located at: 988 FICTITIOUS BUSINESS NAME Cleaning. Hawthorne Court, San Marcos, STATEMENT CA San Diego 92078. Mailing FILE # 2010-028058 Address: Same. This business is The name(s) of the business: conducted by: An Individual. The A. The Little Prince Marketing transaction of business began: Company. Located at: 6753 Not Yet Started. This business is Corintia Street, Carlsbad, CA San hereby registered by the following Diego 92011. Mailing Address: owner(s): 1. Michael Beckel, 988 Same. This business is conducted Hawthorne Ct., San Marcos, CA by: A General Partnership. The 92078. This statement was filed transaction of business began: with the Recorder/County Clerk Not Yet Started. This business is of San Diego on October 29, 2010. hereby registered by the following S/Michael Beckel. November 12, owner(s): 1. Lance Evan Roll, 19, 26, 2010 December 3, 2010. 6753 Corintia Street, Carlsbad, CA 92011. 2. Suzanna Lee Roll, CN 10722 6753 Corintia Street, Carlsbad, CA 92011. This statement was FICTITIOUS BUSINESS NAME filed with the Recorder/County Clerk of San Diego on October 15, STATEMENT 2010. S/Lance E. Roll. November FILE # 2010-029693 5, 12, 19, 26, 2010 CN 10702 The name(s) of the business: A. Innovative Printing Solutions. B. Creative Nest. Located at: 7770 Calle Mejor, Carlsbad, CA FICTITIOUS BUSINESS NAME San Diego 92009. Mailing STATEMENT Address: Same. This business is FILE # 2010-028134 conducted by: An Individual. The The name(s) of the business: transaction of business began: A. Leucadia Custom Upholstery. 10/01/10. This business is hereby Located at: 1717 N. Vulcan #4, registered by the following Encinitas, CA San Diego 92024. Same. This owner(s): 1. Dianna McKinsey, Mailing Address: 7770 Calle Mejor, Carlsbad, CA business is conducted by: An 92009. This statement was filed Individual. The transaction of with the Recorder/County Clerk business began: 10/18/10. This of San Diego on November 03, business is hereby registered by 1. 2010. S/Dianna McKinsey. the following owner(s): November 12, 19, 26, 2010 Francisco R. Salgado Cruz, 1717 N. Vulcan, #4, Encinitas, CA December 3, 2010. CN 10721 92024. This statement was filed with the Recorder/County Clerk FICTITIOUS BUSINESS NAME of San Diego on October 18, 2010. S/Francisco Salgado. November STATEMENT 5, 12, 19, 26, 2010 CN 10701 FILE # 2010-029255 The name(s) of the business: A. Valley Center Towing and Recovery. B. Signes and Sons FICTITIOUS BUSINESS NAME Towing. C. Pala Towing. D. STATEMENT Pauma Valley Towing. E. Casino FILE # 2010-029134 Towing. F. Valley View Towing. G. The name(s) of the business: Harrahs Towing. H. Palomar A. Nutritional Health Services. Mountain Towing. I. Rincon Located at: 174 Rodney Ave., Towing. J. Highway 76 Towing. K Encinitas, CA San Diego 92024. Automotive Recovery Specialists. Mailing Address: 204 N. El Located at: 28425 S. Cole Grade Camino Real #E633, Encinitas, Rd., Valley Center, CA San Diego CA 92024. This business is con92082. Mailing Address: PO Box ducted by: An Individual. The 2207, Valley Center, CA 92082. transaction of business began: This business is conducted by: A 10/26/10. This business is hereby Corporation. The transaction of registered by the following business began: 10/01/10. This owner(s): 1. Christian Allbert, business is hereby registered by 174 Rodney Ave., Encinitas, CA the following owner(s): 1. Valley 92024. This statement was filed Center Towing Inc., 28425 Cole with the Recorder/County Clerk Grade Rd., Valley Center, CA of San Diego on October 28, 2010. 92082. This statement was filed S/Christian Allbert. November 5, with the Recorder/County Clerk 12, 19, 26, 2010 CN 10695 of San Diego on October 29, 2010. S/Michael J. Signes. November 12, 19, 26, 2010 December 3, 2010. FICTITIOUS BUSINESS NAME STATEMENT CN 10719 FILE # 2010-028968 The name(s) of the business: FICTITIOUS BUSINESS NAME A. Legal Documents for Less. Located at: 2311 Paseo De Laura, STATEMENT #52, Oceanside, CA San Diego FILE # 2010-028104 92056. Mailing Address: Same. The name(s) of the business: A. Golden Oak Law Firm. This business is conducted by: An Located at: 9393 Activity Road Individual. The transaction of #A, San Diego, CA San Diego business began: 10/27/10. This 92126. Mailing Address: Same. business is hereby registered by This business is conducted by: An the following owner(s): 1. Linda Individual. The transaction of Kubath, 2311 Paseo De Laura, business began: Not Yet Started. #52, Oceanside, CA 92056. This This business is hereby registered statement was filed with the by the following owner(s): 1. Recorder/County Clerk of San Celia L. Robles, 2900 Via Diego on October 27, 2010.

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S/Linda Kubath. November 5, 12, 2010 November 5, 12, 19, 2010 San Diego on October 18, 2010. CN 10678 19, 26, 2010 CN 10694 S/Andrea Garro. October 29, 2010 November 5, 12, 19, 2010 CN 10653 FICTITIOUS BUSINESS NAME FICTITIOUS BUSINESS NAME STATEMENT STATEMENT FILE # 2010-027385 FILE # 2010-028913 FICTITIOUS BUSINESS NAME The name(s) of the business: The name(s) of the business: STATEMENT The Thrifty Organizer. FILE # 2010-028106 A. Juice Post. Located at: 1042 N. A. El Camino Real, Encinitas, CA Located at: 1626 S. Tremont St, The name(s) of the business: San Diego 92024. Mailing Oceanside, CA San Diego 92054. A. Orange Blossom Cafe. This Located at: 224 S. Cedros #B, Address: Same. This business is Mailing Address: Same. conducted by: A Husband and business is conducted by: An Solana Beach, CA San Diego The transaction of 92075. Mailing Address: 310 La Wife. The transaction of business Individual. began: Not Yet Started. This busi- business began: 10/08/10. This Cresta Heights Rd., El Cajon, CA ness is hereby registered by the business is hereby registered by 92021. This business is conducted following owner(s): 1. Narendra the following owner(s): 1. Alice by: A Limited Partnership. The Kanji, 8015 Calle Pinon, Carlsbad, Brzovic, 1626 S. Tremont St., transaction of business began: CA 92009. 2. Nalini Patel, 8015 Oceanside, CA 92054. This stateNot Yet Started. This business is Calle Pinon, Carlsbad, CA 92009. ment was filed with the hereby registered by the following This statement was filed with the Recorder/County Clerk of San Recorder/County Clerk of San Diego on October 08, 2010. owner(s): 1. Anna Gomez, 310 La Cresta Heights Rd., El Cajon, CA Diego on October 26, 2010. S/Alice Brzovic. October 29, 2010 2. Jay Cortel, 2104 CN 92021. S/Narendra Kanji. November 5, November 5, 12, 19, 2010 Camino Christina, Alpine, CA 10677 12, 19, 26, 2010 CN 10692 91901. This statement was filed with the Recorder/County Clerk FICTITIOUS BUSINESS NAME FICTITIOUS BUSINESS NAME of San Diego on October 18, 2010. S/Anna Gomez. October 29, 2010 STATEMENT STATEMENT November 5, 12, 19, 2010 CN FILE # 2010-028427 FILE # 2010-028680 10652 The name(s) of the business: The name(s) of the business: A. Impulse Surf. B. Impulse Surf A. Microloans For Mothers. B. C. Products. C. Pinball Surf. Microbrew For Microloans. Located at: 887 FICTITIOUS BUSINESS NAME Located at: 7200 Ponto Drive, M4M. Carlsbad, CA San Diego 92011. Sandcastle Dr., Cardiff, CA San STATEMENT Mailing Address: 1106 Second St., Diego 92007. Mailing Address: FILE # 2010-027978 PMB 823, Encinitas, CA 92024. Same. This business is conducted The name(s) of the business: This business is conducted by: by: A Corporation. The transac- A. Lavender Blu. Located at: An Individual. The transaction of tion of business began: 10/01/10. 519 Grand Ave., Carlsbad, CA San business began: 01/01/94. This This business is hereby registered Diego 92008. Mailing Address: business is hereby registered by by the following owner(s): 1. 2283 Bryan Dr., Carlsbad, CA Children & 92008. This business is conducted 1. Class-Arts, the following owner(s): Franklin Pierce, 7200 Ponto Technology, Inc., 887 Sandcastle by: An Individual. The transacDrive, Carlsbad, CA 92011. This Dr., Cardiff, CA 92007. This state- tion of business began: Not Yet statement was filed with the ment was filed with the Started. This business is hereby Recorder/County Clerk of San Recorder/County Clerk of San registered by the following Diego on October 22, 2010. Diego on October 21, 2010. owner(s): 1. Marianne Hopper, S/Franklin Pierce. October 29, S/Niels Lund. October 29, 2010 2283 Bryant Dr., Carlsbad, CA CN 92008. This statement was filed 2010 November 5, 12, 19, 2010 November 5, 12, 19, 2010 10670 CN 10688 with the Recorder/County Clerk of San Diego on October 15, 2010. S/Marianne Hopper. October 29, FICTITIOUS BUSINESS NAME FICTITIOUS BUSINESS NAME 2010 November 5, 12, 19, 2010 STATEMENT STATEMENT CN 10651 FILE # 2010-028184 FILE # 2010-028822 The name(s) of the business: The name(s) of the business: Located at: A. Emini Trading Professor. A. StationShop. FICTITIOUS BUSINESS NAME Located at: 6965 El Camino Real 3115 Tennyson St., San Diego, CA Mailing STATEMENT 105503, Carlsbad, CA San Diego San Diego 92106. 92009. Mailing Address: Same. Address: P.O. Box 6738, San FILE # 2010-027089 This business is conducted by: A Diego, CA 92166. This business is The name(s) of the business: Corporation. The transaction of conducted by: A Limited Liability A. North County Business The transaction of Networking. B. North County business began: 10/01/10. This Company. business is hereby registered by business began: 01/01/10. This Business Referrals. Located at: 1. business is hereby registered by 2911 State St., #D, Carlsbad, CA the following owner(s): Mailing 1. San Diego 92008. Diversified Trading Strategies the following owner(s): Inc., 6965 El Camino Real 105503, BriceHouse Starboard, LLC, 3115 Address: Same. This business is by: An Carlsbad, CA 92009. This state- Tennyson St., San Diego, CA conducted Associationment was filed with the 92106. This statement was filed Unincorporated Other than a Partnership. The with the Recorder/County Clerk Recorder/County Clerk of San Diego on October 26, 2010. of San Diego on October 19, 2010. transaction of business began: S/Michael McGinnis. October 29, S/G. Bradford Saunders. October Not Yet Started. This business is 2010 November 5, 12, 19, 2010 29, 2010 November 5, 12, 19, 2010 hereby registered by the following CN 10667 owner(s): 1. Kelly Zaun, 2911 CN 10684 State St., #D, Carlsbad, CA 92008. 2. Jeff Kassebaum, 2911 State St., FICTITIOUS BUSINESS NAME FICTITIOUS BUSINESS NAME #D, Carlsbad, CA 92008. This STATEMENT STATEMENT statement was filed with the FILE # 2010-026415 FILE # 2010-028553 Recorder/County Clerk of San The name(s) of the business: The name(s) of the business: Diego on October 06, 2010. A. Country Cutlers Etc. Located A. US Interactive. Located at: S/Kelley Zaun. October 29, 2010 at: 1355 Crest Dr., Encinitas, CA 5770 Armada Drive, Suite 200, November 5, 12, 19, 2010 CN San Diego 92024. Mailing Carlsbad, CA San Diego 92008. 10650 Mailing Address: Same. This Address: Same. This business is conducted by: An Individual. business is conducted by: A The transaction of business Limited Liability Company. The FICTITIOUS BUSINESS NAME began: 03/05/96. This business is transaction of business began: STATEMENT hereby registered by the following Not Yet Started. This business is FILE # 2010-028202 owner(s): 1. Linda Storbeck, 1355 hereby registered by the following The name(s) of the business: Crest Dr., Encinitas, CA 92024. owner(s): 1. I DRIVE SAFELY, A. Peabody International. This statement was filed with the L.L.C., 5770 Armada Drive, Suite Located at: 2411 Badger Ln, Recorder/County Clerk of San 200, Carlsbad, CA 92008. This Carlsbad, CA San Diego 92010. Diego on October 22, 2010. statement was filed with the Mailing Address: Same. This S/Linda Storbeck. October 29, Recorder/County Clerk of San business is conducted by: An 2010 November 5, 12, 19, 2010 Diego on September 29, 2010. S/Rick Hernandez. October 29, Individual. The transaction of CN 10682 2010 November 5, 12, 19, 2010 business began: 10/19/10. This business is hereby registered by CN 10660 the following owner(s): 1. FICTITIOUS BUSINESS NAME Alexander Peabody, 2411 Badger STATEMENT Ln, Carlsbad, CA 92010. This FICTITIOUS BUSINESS NAME FILE # 2010-026398 statement was filed with the STATEMENT The name(s) of the business: Recorder/County Clerk of San A. Golby and Associates. B. FILE # 2010-028220 Diego on October 19, 2010. North Coast Homes. C. North The name(s) of the business: October ReImagining Education S/Alexander Peabody. Coast Mobile Homes. D. North A. 22, 29, 2010 November 5, 12, 2010 Located at: Consulting Services. Coast Manufactured Homes. E. Premier Real Estate Services. 1591 Jeanne Place, Carlsbad, CA CN 10644 Mailing Located at: 7012 San Carlos, San Diego 92008. Carlsbad, CA San Diego 92011. Address: Same. This business is conducted by: An Individual. Mailing Address: Same. This business is conducted by: An The transaction of business Individual. The transaction of began: Not Yet Started. This business began: 09/29/10. This business is hereby registered business is hereby registered by by the following owner(s): 1. the following owner(s): 1. Sherrie Jennifer Pieratt, 1591 Jeanne Bagley, 7012 San Carlos, Pl., Carlsbad, CA 92008. This Carlsbad, CA 92011. This state- statement was filed with the ment was filed with the Recorder/County Clerk of San Recorder/County Clerk of San Diego on October 19, 2010. Diego on September 29, 2010. S/Jennifer Pieratt. October 29, S/Sherrie Bagley. October 29, 2010 November 5, 12, 19, 2010 2010 November 5, 12, 19, 2010 CN 10654 CN 10681

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FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028167 The name(s) of the business: A. SoCal Breeze Models and Talent, LLC. Located at: 7941 Represa Circle, Carlsbad, CA San Diego 92009. Mailing Address: Same. This business is conducted by: A Limited Liability Company. The transaction of business began: 11/14/09. This business is hereby registered by the following owner(s): 1. SoCal Breeze Models and Talent, LLC, 7941 Represa Circle, Carlsbad, CA 92009. This statement was filed with the Recorder/County Clerk of San Diego on October 18, 2010. S/Allison Henry. October 22, 29, 2010 November 5, 12, 2010 CN 10643

ment was filed with the Recorder/County Clerk of San Diego on September 22, 2010. S/Angela Rabreau. October 22, 29, 2010 November 5, 12, 2010 CN 10634

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028229 The name(s) of the business: A. MedSpa XL Located at: 1030 Pearl St., La Jolla CA San Diego 92037. Mailing Address: 208-B El Camino Real, Encinitas, CA 92024. This business is conducted by: A Corporation. The transaction of business began: 09/01/10. This business is hereby registered by the following owner(s): 1. Skin & Laser Specialists Inc., 7489 La Mantanza, San Diego, CA 92127. This statement was filed with the Recorder/County Clerk of San Diego on October 19, 2010. S/Jodi Sawyer. October 22, 29, 2010 November 5, 12, 2010 CN 10642 FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028228 The name(s) of the business: A. MedSpa XL Located at: 208-B El Camino Real, Encinitas, CA San Diego 92024. Mailing Address: Same. This business is conducted by: A Corporation. The transaction of business began: 09/01/10. This business is hereby registered by the following owner(s): 1. Skin & Laser Specialists Inc., 7489 La Mantanza, San Diego, CA 92127. This statement was filed with the Recorder/County Clerk of San Diego on October 19, 2010. S/Jodi Sawyer. October 22, 29, 2010 November 5, 12, 2010 CN 10641 FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028108 The name(s) of the business: A. Smartverifications.com. Located at: 675 Poinsettia Park North, Encinitas, CA San Diego 92024. Mailing Address: Same. This business is conducted by: A Corporation. The transaction of business began: 01/22/08. This business is hereby registered by the following owner(s): 1. J. Morris Capital Inc., 675 Poinsettia Park North, Encinitas, CA 92024. This statement was filed with the Recorder/County Clerk of San Diego on October 18, 2010. S/Jeff Morris. October 22, 29, 2010 November 5, 12, 2010 CN 10635 FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-025686 The name(s) of the business: A. Revolution. B. Revolution by TAJ. Located at: 5920 Sea Lion Pl., #100, Carlsbad, CA San Diego 92010. Mailing Address: Same. This business is conducted by: A Limited Liability Company. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Bio Med Supply LLC, 5920 Sea Lion Pl., #100, Carlsbad, CA 92010. This state-

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028025 The name(s) of the business: A. Hire Consulting Services. Located at: 246 Hygeia Court, Encinitas, CA San Diego 92024. Mailing Address: PO Box 230299, Encinitas, CA 92023. This business is conducted by: An Individual. The transaction of business began: 10/01/10. This business is hereby registered by the following owner(s): 1. Mark S. James, 246 Hygeia Court, Encinitas, CA 92024. This statement was filed with the Recorder/County Clerk of San Diego on October 15, 2010. S/Mark S. James. October 22, 29, 2010 November 5, 12, 2010 CN 10633

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-025918 The name(s) of the business: A. Luna Akari Snow. Located at: 14252 Culver Dr., Ste., A468, Irvine, CA Orange 92604. Mailing Address: Same. This business is conducted by: An Individual. The transaction of business began: 9/23/10. This business is hereby registered by the following owner(s): 1. Christine Odakura, 1952 Northstar Way, #129, San Marcos, CA 92078. This statement was filed with the Recorder/County Clerk of San Diego on September 23, 2010. S/Christine Odakura. October 22, 29, 2010 November 5, 12, 2010 CN 10630

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-026462 The name(s) of the business: A. Primo Techs. Located at: 1397 N. Vulcan Ave., #6, Encinitas, CA San Diego 92024. Mailing Address: Same. This business is conducted by: An Individual. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Nasri Nicolas Wakim, 1397 N. Vulcan Ave., #6, Encinitas, CA 92024. This statement was filed with the Recorder/County Clerk of San Diego on September 29, 2010. S/Nasri Wakim. October 22, 29, 2010 November 5, 12, 2010 CN 10625

FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-027682 The name(s) of the business: A. Medical Motion. Located at: 1659 San Elijo Ave., Cardiff-bythe-Sea, CA San Diego 92007. Mailing Address: Same. This business is conducted by: An Individual. The transaction of business began: 3/1/10. This business is hereby registered by the following owner(s): 1. Christopher E. Swanner, 1659 San Elijo Ave., Cardiff-by-the-Sea, CA 92007. This statement was filed with the Recorder/County Clerk of San Diego on October 13, 2010. S/Christopher E. Swanner. October 22, 29, 2010 November 5, 12, 2010 CN 10624

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FICTITIOUS BUSINESS NAME STATEMENT FILE # 2010-028693 The name(s) of the business: A. Branch and Root. B. Shannon Elle. Located at: 1839-B Freda Lane, Cardiff, CA San Diego 92007. Mailing Address: Same. This business is conducted by: An Individual. The transaction of business began: Not Yet Started. This business is hereby registered by the following owner(s): 1. Shannon Ehlers, 1839-B Freda Lane, Cardiff, CA 92007. This statement was filed with the Recorder/County Clerk of San Diego on October 22, 2010. S/Shannon Ehlers. October 29,

FICTITIOUS BUSINESS N A M E STATEMENT FILE # 2010-028066 The name(s) of the business: A. Good Clean Health. Located at: 1999 Courage St., Vista, CA San Diego 92081. Mailing Address: Same. This business is conducted by: A Husband and Wife. The transaction of business began: 10/18/10. This business is hereby registered by the following owner(s): 1. Andrea Garro, 1999 Courage St., Vista, CA 92081. 2. Michael Garro, 1999 Courage St., Vista, CA 92081. This statement was filed with the Recorder/County Clerk of

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Fictitious Business Names Name Changes Lien Sales Alcoholic Beverages License Petitions for Probate Trustee Sales Summons - Divorce Annual Report Non-Responsibility Dissolution of Partnership

Call the Coast News

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B20

NOV. 12, 2010

THE COAST NEWS

85,000

Visit us at: www.coastnewsgroup.com

readers every week!* F.Y.I. 100

Camp Pendleton

Oceanside

Vista

Items For Sale 200

Items For Sale 200

MTO Tennis Tournament for Attorneys - Sat., 11/13, at the Inn in RSF, 1-3 p.m. (619) 954-4687

Miscellaneous

Miscellaneous

Items Wanted

Free Stuff

CLIP ON TUNER “CRAFTER” like new, cost $30, sell for $18. (760) 942-5692.

OIL PAINTINGS Independent International art dealer forced court retirement ordered. 70% to 90% off wholesale cost. Large paintings, incredible selection, unbelievable life-tIme collection. MUST SEE, MUST SELL, SACRIFICE. Fantastic value, $150 or less. for more info, call 760-696-3600

JACK DANIELS Collector looking for old jd or lem motlow bottles and advertising items. Up to $149 each (760) 630-2480

GROUND COVERS red apple, yellow xenaians. (760) 643-1945

Carlsbad

Health & Well-Being

San Marcos

NIKKEN AIR WELLNESS POWER 5 Flow #1438, 16” W X 29” T, like new, paid $750, sell for $99. (760) 599-9141

La Costa Leucadia

Encinitas Cardiff-by-the-Sea

Solana Beach

Items For Sale 200 Rancho Santa Fe

Computers/Electronics

Fairbanks Ranch

EMAIL STATION MIVO 100, $30. (760) 731-1145

Santaluz

HP PRINTER 5440; $25 (760) 721825

Del Mar

SONY WEGA TRINITRON Flat screen 13” tv with remote. Model kv-13fs100. $50.00 (760) 521-6793

Carmel Valley

WEBTV PLUS Philips Magnavox WebTV Plus; HP Scanner; $149. (760)599-7219

Furniture ANTIQUE SECRETARY A big Secretary - Good condition, 59” high, 27” wide, 7” depth. $99 OBO (760) 721-9285.

THE COAST NEWS GROUP

GENUINE LEATHER SOFA Ivory with queen size mattress, 89” L X 36” W X 32” high, $150 cash. (760) 753-3610 LARGE OFFICE CHAIR metal, leather, brown, $15. (760) 599-9141

INDEX F.Y.I..................................... ..100 HEALTH & WELL BEING ....150 ITEMS FOR SALE................200 BUSINESS SERV.............. ...300 FINANCIAL SERV.................310 HOME SERVICES................325 MISC. SERVICES............. ....350 PERSONAL SERV................375

HELP WANTED................ ....400 JOBS WANTED................ ....450 BUSINESS OPPS.................475 ROOMMATES.......................500 RENTALS..............................600 REAL ESTATE.................... ..700 LEGAL/PUBLIC NOTICE.... 800 AUTOMOTIVE..................... 900

RATES CLASSIFIED DISPLAY RATES FOR COAST NEWS/RANCHO SANTA FE NEWS: Open Rate: $40 pci per zone Agency: $34 pci per zone BUY ONE PAPER, GET THE OTHER FOR 50% OFF pci consecutive insertions insertionsonly only. min, consecutive inch min, inch, 11 inch col. inch, percol. pci==per Per Zone 1-2 wks 3 wks Display PCI

$40

$36

6 wks 12 wks 26 wks 52 wks $32

$28

$24

$20

CLASSIFIED LINE ADS: $3.00/word, 15 word min. Contract rates available for 4+ insertions. Private party items under $150 & Automotive Ads FREE. ALL OTHER ADS* MUST BE PREPAYED NO REFUND FOR EARLY CANCELLATION *Any ads other than private party individuals selling personal items and automotive ads.

LINE ADS RUN IN BOTH PUBS - 108,000 READERS Line ads run in both publications. Display classifieds run Coast News, 26,000 RSF 10,000

CYMBALS A Zildjian crash 18” $100. A Zildjian china 22” $150. A Zildjian ride 20” $100. Sabian 16”AA crash $75. Sonor hihat stand and Scimitar cymbals $75. Tom tom 9X13 $20 (760) 419-7873. DESIGNER SUNGLASS CASES Various collection & sizes, all new, $5 - 10 each. (760) 944-6460 DIGITAL RADIO CONTROL “Futabo” 75 mhz magnum sport, $18. (760) 599-9141 DUVET COVER King size, custom made, pale rose with extra bolted material, $100, mint condition, like new. (760) 944-6460 ELECTRIC GUITAR GIG BAG Brand new gig bag for electric guitar, never used. padded and has small bag in front to put your extras in. only $15.00 Kent (760) 436-2182 FABERWARE STAINLESS STEEL pots and pans, and skillet, $15 each. (760) 758-0818 FABRICS Various bolts of: Matelasse, Chintz, cotton, plus some small, medium & large cut piecs of material, $75 for all. (760) 944-6460

DIABETIC TEST STRIPS WANTED Any Type, Any Brand. Will pay up to $10 a box. Call Ronda at (760) 5937033.

PLANTS, CACTI & SUCCULENTS 4 ft. tall mother-in-law tongue, 2 at $40. (760) 944-6460.

Misc Services 350

PLANTS, CACTI & SUCCULENTS 4 ft. “mother-in-law tongue” 2 for $40 each. 4-6” of Agabe Medio Picta, 8 of them at $4-$8 each. (760) 944-6460 POSTERS POSTERS POSTERS 70 era & on up, Disney, Reagan, Museum openings & travel posters, $150 OBO for all. (760) 944-6460 PRINT So Ho New York print, framed, “New Village Corner”, framed glass, 30” W X 24” tall, by Victor Shvaiko, $18. (760) 599-9141 SKATEBOARD Hawaiian, new, $65. (760) 942-5692

like

SKATEBOARD Like new, cost $170, sell for $75. (760) 942-5692

FIREWOOD FOR SALE Several different types of quality firewood, seasoned & delivered, any size load available. (760) 942-7430.

2 SETS OF BACK ISSUE MAGAZINES 25 Ariz Hywys; 25 So. West art: Take all: $10. (760) 845-3024 22”X20” JADE CARVING Large Soochow jade carving, 22” x 20”. (760)599-7219. (760) 599-7219 37” SONY COLOR TV Excellent condition, with glass door cabinet stand, $150. (760) 729-1126 4 CLOWNS colorful outfits, 7” tall, porcelain face, hands & feet, $7 each 760-599-9141. 4 PILLOWS $1 each. (760) 2708288 7 CHINCHILLAS to wear as a scarf, beautiful brown color, med. size, all for $150. (760) 757-2757. A PARTY DANCE REVOLUTION 3 Wii dance mat with instructions, $75. (760) 270-8288. ACAPI PLANTS & SUCCULENTS $4-$8. (760) 944-6460. ANTIQUE TABLE LAMP Carved White Marble, $150. (760) 6431945

BLACK PLASTIC POTS Small, medium & large, like new, $10. (760) 944-6460

760-436-9737 or fax ad copy 760-943-0850

BURMESE JADE PENDANT Heavily carved on both sides; multi-colored; 2-1/2”L x 1-1/2”W $40 (760)599-7219

828 N. Hwy 101, Leucadia

CANON CAMCORDER $195 NEW ES65 8mm video camcorder NEW (760)599-7219

GARDENING POTS & PLANTS Terra cotta, ceramic and landscaper black pots; 1,5 & 7 gallons; saucers, 4, 5, 6, 8, 10”; cacti small, medium & large, $4-$25. (760) 9446460 GLASS SHELVES Over cabinet in wood unit, 30” X 72”, both $100. (760) 643-1945 HEEL SUPPORTS Boxed & new, 3/4” in length, size for men (6-7), size for women (7-8), $10. (760) 944-6460 HOOVER STEAM VAC Carpet Cleaner, never used, still in box. Sears price $235, my price, $125. (760) 729-6044 HOT box of fifty hot wheels in original packaging. random models. $40 (760) 726-8491 LADIES ENGLISH RIDING BOOTS Made inEngland “MARLBOROUGH” tan/brown, nice/good condition, size 7B, $100. (760) 9446460 LAWN & GARDEN 2-gallon sprayer, never used, $12. (760) 4368452 MEN’S SOCKS From “FeelGoodStore.com. SIMCAN COMFORT SOCK, non binding, sag resistant fit, 98% cotton, 2% high stretch Lycra. Two crew & one over the calf, SIZE 14 & NEW, $15 for all. (760) 944-6460 NEW CARPET 12 X12 ft, manufacturer: Fabrica; Collector: Sondoval, color: lisbon-holly (soft gray); Style: Friezze, $150. (760) 944-6460.

RMB Cleaning Service

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760-822-8965

INSTRUCTORS (Social Services) for day program in Oceanside for adults with developmental disabilities. Full time M-F. Excellent benefits. $10-10.50/hour, experience required - Substitutes also needed, will train - $8.75/hour. Call Jennifer at Unyeway Incorporated.

SOLID OAK ANTIQUE DINING TABLE $150. (951) 741-1293

Miscellaneous

• Fast friendly service T • Weekly, bimonthly, or monthly • Satisfaction guaranteed T • Low rates • We get in the corners! T • References available upon request

Help Wanted 400

TEMPUR-PEDIC WONDERSEATS (2) from the “Healthy Back Store”. The comfort cushion built to provide comfortable seating posture. It’s portable, weighs 2 lbs and is 16” X 13”. One is brand new and the other gently used. Original packages $60 and $50. (760) 9446460

PULSE JET ENGINE 100 lb. thrust. SS tig-welded; 64” long, 6” OD tailpipe. 760.599.7219

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SONY DVD PLAYER Multimedia Remote Control with box & instructions, $55. (760) 270-8288

FIGURINES Rose breasted cockatoo figurines, pair, exquissite, $150. (760) 643-1945

FUEL INJECTOR PUMPS Two new Ron’s Racing Fuel Injector Pumps 3-1/2 GPM and 2-1/2 GPM; $150 each. (760)599-7219

We canTmake your place T T T

“WE ARE THE EXTRA TOUCH PROFESSIONALS.”

Licensed, Bonded & Insured “For your peace of mind!”

ROLL TOP DESK Cherry wood, perfect condition, asking $40. (760) 942-7430.

FLANNEL SHEETS Packaged, two king flat. Each $12. (760) 643-1945.

Sparkle! T

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SOLAR PANEL Manufactured by Arco Solar, 41 watts, used $70 (760) 746-7209

TEDDY BEAR CATALOG by Peggy/Alan Bialosky; autographed to a private person: 1980. $15. (760) 845-3024

VINTAGE COUCH 7 ft. X 3 ft., green, blues, rose, mauve, ivory lilliies/roses/leaves, excellent condition, $85. (760) 599-9141

WANTED Wanted Used Saxophones, flutes, clairnets, any condition, will pay cash. 760-3469931 (760) 705-0215.

PACKING PEANUTS 14 cubic bag, $15. (760) 731-1145

FAUX WHITE FUR COAT midlength, medium, Brand: “OuterLayers”, never used, beautiful, $58. (760) 599-9141.

Copy and Cancellations MONDAY 4PM Ask for Classified Dept.

To view or place ads online go to: coastnewsgroup.com

CRATE BX-15, BASS PRACTICE AMP $45. (760) 942-5692.

PARSONS CHAIRS Recently purchased Parson chairs for $258 - sell both for $105, immaculate. (760) 634-1567

AUTO COOL FAN, NIB As seen on tv solar powered ventilation system, $15 (760) 599-7219

DEADLINES

COLLECTOR ITEM Stereo radio with 8-track player & two speakers, excellent condition, $99. (760) 729-6044

Items For Sale 200

TRANSFER CHAIR for moving an ill patient, nearly new, excellent condition, $35. (760) 496-8936 TV SULLVANIA COLOR 27” everything included that is necessary, $40. (760) 942-7430 WOMAN’S PURSE Dooney & Burke - Taupe with tan trim. Use with or without shoulder strap, with signature tab, nice condition, $100. (760) 944-6460. WOMAN’S WINTER JACKET Never used, light tan, zip in lining with pockets, size 16, $70 OBO. (760) 436-8452

Sporting Goods CARD TABLE 48” diam, portable, octagonal, chip pockets, cup holders, felt surface w/ cover $85. (760) 436-9933 or (619) 756-5874. EXERCISE EQUIPMENT 1 chair with a twisting arm, 1 bench with forward & backward leaning. Asking $25 each. (858) 353-5245. GOLF PULL CART black portable with chair, extra pockets, holds complete set, $45. Also, golf balls, name brand, top condition, no water balls, 20 cents each for the first 50, 51 plus, 15 cents each. (760) 436-9933.

http://rmbcs.net/services.html

760-643-9394

MASSAGE Open 7 days

9am to 9pm

Oriental massage, table shower & shampoo, Jacuzzi

760-743-1421

255 North Ash #107 Lic. #162163

Automotive 900 Cars 1985 NISSAN 300 zx 2dr 5 spd, ttops, new clutch, brakes, engine rebuilt. this classic will sell fast. $2995.00. Call Ted (760) 805-9247 GREAT TRANSPORTATION 1988 ford taurus 92 k great shape no dents grandad car.smogged reg till march 2011 steven 760-458-6051 $850 (760) 458-6051 LEXUS GS300 Pristine 2002 with all maintenance done with records. 68k mi. Very clean and runs perfect. $12,000 obo (858) 837-1616

LADIES JACKET Zero Exposure snow boarding jacket with hood, size large, black/blue with gray stripe, nearly new, unused, $40. (760) 496-8936. MEN’S MOUNTAIN BIKE Giant 21 speed, great shape, $100. (760) 942-7430. TWO GIRL SPRING WETSUITS size 10 & 12, perfect shape, $30 each or two for $50. (760) 942-7430

Place your own FREE PRINT AD at coastnewsgroup.com If your item is under $150 dollars, you can place it FREE!


NOV. 12, 2010

Automotive 900 MAZDA SPORT Miata, mx, turbo, 2 seater, black soft top with cover, cd stereo, air, manual, (stick 6 speed), performance tires with spare, apprx. 38,000 miles. (760) 207-0073 San Marcos, $15,950.00 0B0. MERCEDES CLASSIC! 1978 280E Mercedes. Exterior Excellent condition, pale yellow. Interior original leather, driver’s seat rip in seam, otherwise all others perfect. Tires & brakes good! Runs, but needs some work on radiator. $1999. OBO (760) 468-1830 1995 KIA SPORTAGE 4-door, 5speed, 4 cylinder, 4 X 4, great gas mileage, runs great, $2,395. (760) 224-2020 1998 HONDA ACCORD 4-door, 5speed, runs & drives great, smogged & iicensed, $2,750. (760) 224-2020 2000 HONDA CIVIC 2-door, 5speed stick shift, low mileage 110,000 $2,500. (760) 500-0772 1986 TOYOTA CAMRY 4-door automatic transmission, A/C, looks & drives good, 178,000 miles, $1,500. (760) 500-0772.

Rentals 600 Room For Rent LEUCADIA new bedroom w/ bath, 1/2 mile to beach, private entrance, perfect location, pet ok, available now, $750 mo. John 760-274-4318.

B21

THE COAST NEWS Rentals 600

Real Estate 700

CLOSE TO BEACH

Homes

CARLSBAD, $1250 2BD + 1BA completely renovated apartment. Spacious, beautiful landscaping, carport, on-site laundry, close to village shops & beach. Lease. Cats OK.

www.THEPALMSAPTS.info 1 BD available Dec. 1st 2010

760-505-7736 - CARL

Clean modern office space, prime Encinitas location, 1,975 sf, free standing building, kitchenette, plenty of parking.

Call 858-231-6225 1 BLOCK TO OCEAN! DEL MAR $1695-$1995 2BD + 2BA. Also Open 12-5pm Sat/Sun. Ask about move-in special! 201 Fourth St., Pool & Spa! 858-481-9585 mikeatla@aol.com WWW.SUMMERPACIFIC.COM

Condo/Townhouse WATER FRONT HOME W/ 2br 2ba on carlsbad’s boat & ski playground. Suitable for everyday living or vacation home. Lagoon & canal views, great upgrades. More @ OldeCarlsbadRealty. Com or call (760) 720-4488

Serving the North County Coastal Communities of Carlsbad, Leucadia, Encinitas, La Costa, Cardiff, Solana Beach, and Del Mar

SERENE LAKE VIEW 55+ gated mobile home golf park in Hemet 16,000 sq. ft. modernized w/all appliances FREE GOLF & FISHING! Close to Supermarket $14,500 951-970-8732-Frank

760-436-5700 760-436-6555 fax

OCEAN VIEW HOME ON 0.70 ACRES $850K Single story, move-in ready, with room to expand up & out. Entire lot is usable, easy to access & “splitable” for development. Bike to the beach or The Village. OldeCarlsbadRealty.com Lic# 0130279 (760) 720-4488

www.hunterprops.com Broker Lic # 01040164

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QUICK RESULTS! Go online today to get your ad for the next edition! coastnewsgroup.com

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FOR SALE $534,000 LA COSTA TOWNHOUSE Lovely, Upgraded 2BD+Den/2.5BA in the gated comm. of SeaCliff w/ comm. pool & tennis. Large patio w/ canyon views, 2 car gar, fireplace.

UNFURNISHED HOUSE ENCINITAS $3400 Amazing 3BD+ofc/2BA WEST of Coast Hwy & steps to BEACH. Wood floors, European style kitchen, ocean views, lrg patio, 2 fireplaces! No pets.

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D I R E C T O R Y ATTORNEYS

BUILDER

PERSONAL INJURY • Car Accidents • Slips & Falls • Workers Comp. FREE CONSULTATION NO FEE TILL RECOVERY!

MICHAEL MAJDICK, ESQ.

800-427-4288

“Good references and a low bid will get the job every time.”

RESIDENTIAL Additions, Restorations COMMERCIAL - Tenant Improvements, Store Interiors

DeMott CONSTRUCTION DESIGN • BUILD A family business • CSLB 399785 Bill & Vicky DeMott

ROBERT P. EASTON

Attorney at Law Divorce • Custody • Support INITIAL CONSULTATION FREE

619-528-9577 ELECTRICAL

J.C.

ELECTRIC ELECTRICAL SPECIALIST Remodels • Troubleshooting Panel Upgrading • Custom Lighting

All work 20% discount guaranteed!

with new customers Licensed, Bonded, Insured Lic. #826540

760.453.7376

Try us! Call Anytime! Initial Consultation No Cost • No Obligation

HEALTH & BEAUTY

LEMONGRASS

EAST END IDEAS & IMAGINATION INTERIOR DESIGN & EVENT PLANNING

760-994-5590

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MISCELLANEOUS SERVICES

Oracle T he

Send your friends a mysterious & unique gift! Visit

www.OhWiseOracle.com

MICHELLE DUNCAN, Stylist

WINDOW WASHING

UNFURNISHED TOWNHOUSE CARDIFF $1775 Lovely, 2-story 3BD/1.5BA in Park Place. Unit has fireplace, patio, steps to pool, park, and school. Carport prkng. Water & trash incl.

UNFURNISHED APARTMENT SOLANA BEACH $1375 Upstairs 2BD/1BA apt in small complex WEST of I-5 & steps to Cedros Design District, BEACH, and Fairgrounds! Newer everything! No pets.

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Cut, Color, Highlight, Updo 930 2nd St., Encinitas CA 92024

760-633-1970 www.lemongrasscenter.com

WINDOW cleaning

Free estimates On time. Done right. Great rates

Make-Up by Chloe PROFESSIONALLY CERTIFIED

Consults, photo shoots, events, weddings, proms, etc...

Incall / Outcall 760-270-4054 WWW.CHLOELISE.COM

UNFURNISHED APT ENCINITAS $1100 Spacious, upstairs STUDIO/1BA located behind the Encinitas Boathouses! Custom tile in kitchen & shower. Steps to Beach!! 1 yr Lease. No pets.

Call Steve Williams

“2nd generation window washer with 37 years experience.”

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Home Powerwashing & Screen Repair available RESIDENTIAL/COMMERCIAL

760.917.0663 Make your windows happy!

760-500-7583

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UNFURNISHED HOUSE LA COSTA $2000 Lovely 2-story 3BD/2.5BA in quiet neighborhood. Large fenced yard, 2 car garage, fireplace, newer carpet, paint, blinds, fixtures & more! Pets negot.

eastendideas@gmail.com

for more details

www.jcelectricandlighting.com

Lisa Hamel

UNFURNISHED PENTHOUSE ENCINITAS $2850 Extremely spacious 3BD/2BA Penthouse located WEST of Coast Hwy and steps to beaches, downtown Encinitas & Coaster. Comm. laundry. Off street parking.

Thought Provoking Spaces, Places and Soirees...

Aveda Concept Salon & Spa

866-386-5791 858-610-8253 PHOTOGRAPHY

INTERIOR DESIGN

Call Mike today to place your ad in the Coast News Business & Service Directory

760.436.9737

X105

CARLSBAD $950 UNFURNISHED APARTMENT Upgraded Jr.1BD/1BA upstairs apt. WEST of I-5. Full ktchn & bath, newer carpet, paint, blinds, applcs. Comm. lndry. Walk to beaches & town.

UNFURNISHED APARTMENT ENCINITAS $1000 Lovely, upgraded 1BDA/1BA upstairs apt. WEST of I-5. Off street parking, comm. laundry, short walk to downtown Leucadia & BEACHES! No pets..

MANAGEMENTLEASING-TENANT PLACEMENT/ ONE TIME RENTALS PLEASE CALL OUR OFFICE FOR A FREE BROCHURE!


B22

THE COAST NEWS

NOV. 12, 2010

SOUP TO NUTS by Rick Stromoski

Friday, Nov. 12, 2010

FRANK & ERNEST by Bob Thaves

THE BORN LOSER by Art & Chip Sansom

BIG NATE by Lincoln Peirce

MONTY by Jim Meddick

SCORPIO (Oct. 24-Nov. 22) Shifting conditions over which you have no control can sometimes put you at a severe disadvantage. However, these unexpected changes will now benefit you instead of work against you. Enjoy! SAGITTARIUS (Nov. 23-Dec. 21) - All your better qualities will be in evidence, but your best assets will be your sales and promotional skills. Use them well to put yourself on top of the heap. CAPRICORN (Dec. 22-Jan. 19) Situations that previously produced obstacles can now generate special opportunities. Breathe new vitality into your work and/or whatever it is that has always brought you status and rewards. AQUARIUS (Jan. 20-Feb. 19) Although it normally isn’t too smart to mix business and pleasure, this won’t be the case for you at this juncture. Several new business opportunities could come your way through social involvements. PISCES (Feb. 20-March 20) Even if it is a bit inconvenient, try to work on and complete something that you’ve been anxious to finish.This can be a fortunate day for you, and things might not be as good tomorrow. ARIES (March 21-April 19) Something that you’ve been working

CELEBRITY CIPHER

“ U W S X T S I

by Luis Campos

D Z W D

N GW R G

P M I ’ C

P T B D

Celebrity Cipher cryptograms are created from quotations by famous people, past and present. Each letter in the cipher stands for another. TODAY'S CLUE:

V equals B

ARLO & JANIS by Jimmy Johnson

THE GRIZZWELLS by Bill Schorr

COW & BOY by Mark Leiknes

toward but haven’t been able to produce as yet could be showing signs manifesting. Stay on top of your game, success is a lot closer than you think. TAURUS (April 20-May 20) Whether we like it or not, our reputations, integrity and credibility are all judged by how well we handle our finances. It behooves you to take special care to do your best. GEMINI (May 21-June 20) Success is indicated in activities you take special care to manage. Don’t dilute your effectiveness by delegating some of your jobs to others who can’t do them as well as you can. CANCER (June 21-July 22) Greater possibilities for gains are indicated, if you utilize several channels that you usually don’t employ. Rather than going through your regular sources, try something new. LEO (July 23-Aug. 22) - Two unassociated individuals who have proven to be fortunate for you in the past are likely to cross your path again.The circumstances could be somewhat different, but the results will be just the same. VIRGO (Aug. 23-Sept. 22) - Far more opportunities than usual exist concerning your work or career. One of two unexpected breaks could even come through some contacts that have powerful affiliations. LIBRA (Sept. 23-Oct. 23) - You should do well today in activities that possess friendly elements of competition, so don’t hesitate to participate in one or two when urged to do so. You may even outshine someone who usually wins. Know where to look for romance and you’ll find it.

U J C D T C D M

W D J O G C ;

N GW R G

P T B D

D M

GW R Z

G AT G

F T G C G A

O G U G U V G O S M D Z T C T C

R O G M J O

M D Z G O . ”

-

PREVIOUS SOLUTION: “Memory is the first casualty of middle age, if I remember correctly.” - Candice Bergen


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THE COAST NEWS

NOV. 12, 2010

THRIVES

CONTINUED FROM B4

Fovali Pili,who did too,earning two Bronze Stars and one Silver Star for heroics while in Vietnam. Eddie would tell stories of how the Marine Corp shaped him, from that undisciplined kid in American Samoa who would skip school to go fish into the patriot who served in Korea and Vietnam before settling in Vista. “My grandfather was really huge on the Marines. He used to take me to Camp Pendleton all the time,” Merzi recalled. “For me, it feels like yesterday was freshman year here.” If that admission might sound a bit odd, it won’t when you consider Merzi’s daily schedule.While Army is a fouryear school like other universities, the students — known as cadets — seldom have time to ponder but they do get to know each other quite well. They all live on campus and eat together en masse. Merzi’s participates in marching practice at 6:15 a.m. and then class from 6:50 a.m. to 3 p.m. By 3:30 p.m., it’s football

FUNDRAISER

CONTINUED FROM B4

live classical music and a gourmet, four-course dinner. Silent and live auction packages, ranging from $100 to $25,000, will include professional services, home furnishings, consumer electronics merchandise, home-related products and services, a variety of domestic and international vacations, sports memorabilia and gift certificates for dining, entertainment, airfare and hotel accommodations. Other auction packages include fine art and jewelry, wine and spa packages and one-of-a-kind experiences, including hitting instruction from Padres player Adrian Gonzalez, private movie screenings, and a fly along in a Los Angeles Sheriffs Dept. helicopter. MS is the most common neurological disease affecting young to middle aged adults. Most people are diag-

practice and then there’s homework to follow and an official curfew at 11:30 p.m. “But most of the time, lights are out by 11 p.m.,” Merzi quips. Staying organized and effectively managing time, coupled with Army’s rigorous academic standards, were Merzi’s biggest challenge in his early years at West Point, as well as dealing with the failure that comes along with it. Army students are on par with Harvard’s and the Ivy League, with the academy admitting just 12 percent of all applicants yearly. “People come here usually good at everything and it was the first time I hadn’t gotten straight As,” Merzi explained. “I wasn’t studying effectively. There’s a point you reach here where you need help. My roommate was my tutor. In return, I helped him with the physical challenges you face here. You help someone who helps you.” Army students are officers-in-training and their education is fully funded by the Army in exchange for active duty service.Slated to graduate nosed between the ages of 20 and 50. More than twice as many women as men have MS. There is no known cause, cure or prevention. Symptoms cannot be predicted and can vary greatly, ranging from numbness in the limbs and extreme fatigue to loss of balance and muscle coordination or paralysis.

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next spring, Merzi said he will do so more mature and prepared to face the challenges then when he first walked on campus. His decision to major in Arabic may be largely fueled by his father’s roots, but also by his palette. He’s a sucker for Middle Eastern cuisine and continuing on the family tradition of military service. He’ll be a second lieutenant upon graduation and will be ready to serve if called upon. “We have this saying here, ‘we operate and we graduate,’” he explained. “I have that leg up if I get deployed. It’s really beneficial because when you understand their language you immediately command their respect. My time has flown by here so fast.”

Ecke Poinsettia Ball set for December ENCINITAS — Tickets are now available for the 20th annual Paul Ecke, Jr. Poinsettia Ball to be held Dec. 11. For those who believe philanthropy is a lost cause, one needs to look no further then the Magdalena Ecke Family YMCA’s Gary E. Biszantz Family Gymnasium on the evening of the gala to find some of coastal North County’s most generous community members. For tickets and information on the event, contact Emily Coupe at (760)

942-3057, or ecoupe@ymca.org. The first Poinsettia Ball began with humble roots, held in the barn of the Ecke Ranch. This year’s gala committee wanted to pay tribute to the event that started it all, and found no better way then to theme the evening Boots & Ball Gowns. “The ball is already an amazing event,” said Sheila Wirick, committee chair. “The opportunity to give back to those who are financially struggling in this

economy, especially the children, is why we are here. Adding the boots and ball gowns theme is going to put the event over the top this year. And yes, boots are optional, but they will definitely make the dancing that much more fun!” The 20th Annual Poinsettia Ball will be emceed by Barbara-Lee Edwards, co-anchor for KFMB Channel 8 News, with an evening of fine dining, silent and live auctions and musical entertainment by the Heroes.


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THE COAST NEWS

NOV. 12, 2010