How Investors Are Navigating Opportunity, Complexity, and Conversion in a Post-Office World Vacant offices. Empty storefronts. Changing neighborhoods. Discover how investors are transforming underused commercial properties into vibrant residential and hybrid spaces—and what it takes to make these conversions work. page 12
Despite economic uncertainty, the multifamily sector continues to post modest rent growth. According to the April 2025 National Multifamily Report from Yardi Matrix , average U.S. rents rose by $5 in April to $1,736, representing a year-over-year increase of 0.9%.
While demand remains solid, driven in part by high home prices and interest rates, challenges are mounting. National occupancy rates fell to 94.4% in March—the lowest level recorded in more than a decade. The steep supply boom following the pandemic is still working its way through the market, with many Sun Belt metros facing oversupply and slipping rents.
Uncertainty around tariffs and a contraction in Q1 GDP have raised questions about the resilience of rent growth moving forward. At the same time, builders are signaling a pullback, with completions projected to decline 43% by 2027—potentially tightening supply again in the years ahead.
A record 6.8 million U.S. households shared housing with unrelated roommates or boarders in 2023— surpassing pre-pandemic highs and setting a new national benchmark. While college students and 20-somethings still make up the largest share of this group, the fastest-growing segment is actually adults age 55 and older.
According to the National Association of Home Builders (NAHB), older adults now lead nearly 30% of all shared households, up from just 9% in 2005. The number of 65+ householders sharing housing has more than doubled in that time, reflecting both the aging population and shifting lifestyle preferences.
The reasons vary: affordability, companionship, and the ability to age in place are all contributing factors. Meanwhile, house sharing among young adults (ages 25–34) has remained widespread, with about 1.6 million still opting to live with unrelated housemates in 2023.
Stay ahead of the curve with the latest updates from RPOA Executive Director Erika Farley on housing legislation and policy developments impacting rental property owners.
The first several months of 2025 have brought a lot of changes in federal, state and local governments.
One the local level, the city of Grand Rapids elected a new mayor at the end of 2024. Mayor Dave LaGrand is a former Democratic state representative from Grand
Rapids and is a rental property owner within the city limits. The cities of Lansing and Detroit will be having their mayoral and city council elections in November of 2025. Mayor Andy Schor is the odds-on favorite to be re-elected in Lansing. Mayor Mike Duggan in Detroit has decided not to run for mayor and is focused
on running for governor as an independent so the field is wide open for Detroit’s new mayor. All municipalities, small and large, are working on their annual budgets and will continue to focus on that through the summer.
The environment at the State Capitol has changed since
the Republicans have taken over majority in the Michigan House of Representatives. The Michigan Senate and Governor’s office are still held by the Democrats. The split in government always starts with a call to work together however as expected there have been large disagreements on several issues including the state budget which needs to be completed by September 30, 2025, to evade a government shutdown. In Michigan, there are no continuing budget resolutions like in Congress so no budget no government services. Policy issues like housing have taken a back seat to budget negotiations since the beginning of the year. The state budget is expected to dominate the conversation in the halls of the Capitol building for the foreseeable future.
However, budget negotiations have not stopped several members from discussing housing policy. Several bills from the last legislative session have either been reintroduced or are being drafted to be introduced. Those proposed
bills include:
• Right to repair
• Eviction expungement
• Rental application caps
• Rental fees transparency
• Reforming criminal background checks
• Returning security deposits electronically
Tabitha and I, along with our coalition partners, have continued to stay in contact with legislators who are sponsors of the above legislation and those who are serving on committees that are overseeing housing policy. In the Michigan House, the Committee on Regulatory Reform will be tackling all housing legislation and is chaired by Rep. Joe Aragon out of Macomb County.
As everyone is aware, we
have a new administration in place in Washington, DC. We are keeping an eye on the proposed budget that is currently moving through the U.S. House of Representatives. The budget that was voted out of the House Ways and Means Committee includes a 44% cut to the HUD budget and a $26.7 billion cut from Housing Choice Vouchers (Section 8). As the budget bill continues to make its way through the process the RPOA will keep members updated.
I will be attending the Detroit Regional Chamber Policy Conference the last week of May to connect with policymakers throughout the state of Michigan. We are expecting another busy twoyear cycle before elections again in 2026!
Erika Farley, RPOA Executive Director
Intuition is valuable, but documentation wins. Always screen tenants, follow written policies, and rely on objective data when making decisions. Protecting your asset means leading with discipline.
Don’t wait for a crisis to find a plumber. Vet contractors in advance—ask other owners, check licenses, and keep emergency contact info handy. Having a reliable vendor list handy will save you time, money, and stress.
Cap rate, cash-on-cash return, and operating expense ratio—these aren’t just buzzwords. Know how to calculate them and what benchmarks apply to your portfolio so you can effectively evaluate deals and performance.
Always tell tenants exactly how and when to contact you or your staff. Define business hours, emergency procedures, and your preferred method (text, email, portal). Setting boundaries prevents burnout and improves response time.
Take time each quarter to inspect for trip hazards, safety concerns, water damage, or signs of deferred maintenance. Use a checklist to stay consistent, snap photos for documentation, and follow up promptly on anything that needs attention.
Make it a habit: every year, review rents, insurance premiums, property taxes, and utility costs. If your revenue hasn’t moved but your expenses have, you’re losing money.
Rent reminders, late notices, recurring maintenance requests—most property management software can handle these for you. Automation helps prevent mistakes and frees you up for higher-level tasks.
A refresher on essential legal best practices for rental property owners and housing providers.
Phone calls and casual conversations don’t hold up like written documentation. Anytime you speak with a resident about lease terms, repairs, or complaints, follow up with an email or written summary. This simple habit creates a paper trail that can be critical if disputes arise.
Many landlords continue using outdated lease templates. Common problems include missing clauses on guest policies, ambiguous maintenance responsibilities, or incorrect notice periods. A quick annual review with your attorney can prevent longterm headaches and improve enforceability.
This is not legal advice. Please consult a qualified attorney for guidance on your specific situation.
While our Mixed-Use Makeovers feature (page 10) takes a deep dive into commercial-toresidential conversions, adaptive reuse as a trend stretches far beyond apartments over storefronts. From school buildings reborn as senior housing to warehouses transformed into creative coworking hubs, the opportunities for reinvention are wide—and growing.
Adaptive reuse is the art of seeing potential where others see obsolescence. It’s the strategic transformation of existing buildings for new uses, driven by a mix of necessity, creativity, and longterm vision. It’s also quickly becoming one of the most compelling tools in the real estate investor’s toolkit.
• It reframes risk as opportunity. Properties made redundant by changing markets—retail, office, even industrial—can become future-
proofed assets in new forms.
• It supports sustainability goals. Reuse conserves materials and reduces the carbon footprint of new development.
• It often accelerates timelines. Compared to ground-up construction, repurposing a solid structure (with favorable zoning) can fasttrack delivery.
• It revitalizes communities. Breathing life back into familiar buildings can reignite local pride and support neighborhood momentum.
Whether it’s converting an old post office into apartments, turning a strip mall into a wellness center, or adapting an industrial site into artist housing, adaptive reuse invites us to reimagine what buildings—and communities—can become.
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How Investors Are Navigating Opportunity, Complexity, And Conversion in a Post-Office World
The once-buzzing office corridor now sits halfempty.
The strip mall anchor closed for good.
Upstairs, outdated Class B space sits dark while housing demand surges nearby.
For real estate investors, these moments no longer signal loss—they signal opportunity.
Welcome to the era of the mixed-use makeover: the growing national trend of converting underperforming commercial buildings into residential or hybrid spaces. Spurred by remote work, shifting tenant preferences, and municipal incentives, these transformations are gaining momentum in cities large and small.
But converting commercial space into housing is no simple flip. It requires vision, capital, patience, and a clear-eyed understanding of the regulatory and physical realities involved. Here's a closer look at what’s driving the trend—and what property owners need to know before diving in.
In many cities, vacancy rates for office and retail space remain stubbornly high. According to CBRE, the national office vacancy rate hit 19.1% in Q1 2025, a level not seen since the early 1990s.
Meanwhile, demand for housing continues to outpace supply, especially for units located near walkable amenities and transit access.
Local governments have taken notice. Zoning reforms, tax incentives, and grant programs are becoming more common as cities look to revitalize business districts and address housing shortages simultaneously. From Boston to Grand Rapids to San Francisco, pilot programs are surfacing to help streamline the conversion process.
For investors, that opens the door to creative repositioning—turning an obsolete office building or former shopping center into valuable residential or mixed-use assets.
Not every commercial building can—or should— be converted into residential use. While the idea of adaptive reuse is appealing, the reality is that only certain properties have the physical, logistical, and regulatory qualities needed to make a conversion feasible. Investors considering a mixed-use makeover should evaluate the following characteristics before moving forward.
Location: Success hinges on proximity to amenities—transit, schools, retail, or medical
hubs. Neighborhoods already seeing revitalization offer strong upside.
Structural Layout: Buildings with shallow floorplates, good window access, and open interiors are easier to adapt. Deep cores and limited light can complicate unit design.
Zoning Flexibility: Some cities have adaptive reuse ordinances; others require rezoning. Either way, conversions must comply with residential land use designations.
Infrastructure: Residential use demands more plumbing, ventilation, and soundproofing. Buildings with flexible mechanical layouts and stacked shafts have a head start.
Even ideal properties come with challenges, and conversions are rarely smooth. From permitting frustrations to unexpected construction costs, the road to a successful transformation is paved with complexities. Investors who go in with clear eyes—and realistic timelines—are better positioned to deliver strong results. Here are a few common issues to plan for.
Regulatory Red Tape: Zoning changes, permitting delays, and conflicting code interpretations can
stall projects—especially when historic overlays or environmental reviews are involved.
Building Code Upgrades: Residential conversions require fire-rated walls, ADA access, modern HVAC, and unit-specific ventilation. Many upgrades are mandatory—not optional.
Financing Complications: Traditional lenders may hesitate without strong comps or predictable income projections. Creative financing or publicprivate partnerships may be needed.
Market Miscalculations: High rehab costs don’t always align with achievable rents. Local demand, absorption rates, and tenant demographics must be analyzed early.
One of the biggest strategic decisions is whether to pursue a full residential conversion or retain some ground-floor commercial use.
Mixed-use projects—often featuring apartments above and retail or services below—can activate a street or neighborhood and qualify for broader financing options. However, retail remains tricky in many markets. Overestimating its rebound could leave investors with expensive vacant shells.
In contrast, pure residential conversions simplify management but may require deeper redesign and reconfiguration. The right choice often depends on local demand, building layout, and investor appetite for complexity.
In Michigan alone, several adaptive reuse projects have demonstrated what’s possible:
In Grand Rapids , a former newspaper printing facility was transformed into market-rate apartments and coworking space with strong lease-up success.
A disused office park in Ann Arbor is being phased into a residential campus focused on workforce housing, thanks to a local zoning
overlay and public-private incentives.
These aren’t copy-and-paste projects—they’re the product of local insight, political will, and investor flexibility.
Mixed-use conversions aren't just about breathing new life into old buildings. They’re about anticipating what communities need next—and creating it before someone else does.
If you’re considering a commercial-to-residential play, do your homework, talk to your city planners early, and evaluate the numbers honestly. With the right approach, what looks like an empty lobby today could become your most valuable investment tomorrow.
This casual, come-as-you-are gathering is our way of showing appreciation for your continued support. Enjoy free coffee and donuts, connect with staff, and start your day on a positive note. You're welcome to stay and chat or just swing by to grab a quick bite— whatever works for you!
Property insurance has always been one of those must-haves that real estate investors file under "necessary cost of doing business." It's not glamorous, but it's critical—especially when disaster strikes. However, in the past few years, something has shifted.
Insurance is no longer just a line item on your budget. It's quickly becoming one of the most
volatile and unpredictable factors in your entire investment strategy.
Rates are climbing. Coverage is shrinking. Some carriers are pulling out of entire regions. And for investors holding property across multiple states, the landscape is increasingly difficult to navigate.
Whether you own a single-family rental or
manage a commercial portfolio, the insurance market is sending a clear message: this is no longer business as usual.
IIn 2023 and 2024, insurance premiums rose sharply across much of the country. And this wasn’t limited to states like Florida or California, where extreme weather tends to dominate the headlines.
According to the Insurance Information Institute, the average U.S. homeowners insurance premium rose 7.6% in 2021, continuing a multiyear trend driven by rising claim costs, escalating catastrophe losses, and growing reinsurance pressures.¹ While this figure reflects national averages, many investors—especially in parts of the Midwest and South—are reporting premium hikes that far outpace historical norms.
For real estate investors, the implications are serious. Not only are premiums up, but deductibles are higher, policy exclusions are broader, and renewals are no longer guaranteed. In some areas, carriers are declining to issue new policies at all.
The result? Investors are getting squeezed. Budget projections made just 12 months ago may already be out of date. Underwriting a new
property without accurate insurance estimates is risky. And even with coverage in place, it’s becoming harder to predict what will happen at renewal.
The disruption in the insurance market is being driven by a mix of global and local factors. Climate change plays a role—more frequent and severe storms, fires, and floods are creating higher losses. But so do rising construction costs, supply chain issues, labor shortages, and broader economic volatility.
Many carriers rely on reinsurance to spread risk. But when reinsurers raise their own prices or set stricter terms, the effects trickle down. Carriers tighten their books. Policies get rewritten. Rates go up. In some cases, entire zip codes become redlined.
This isn’t just a coastal issue anymore. Properties in traditionally "safe" states are seeing increases, especially if they’re older buildings, lack certain upgrades, or fall outside preferred underwriting criteria.
If you haven’t reviewed your insurance strategy in the last year, now is the time. Here are five steps to strengthen your position:
Build a Relationship With a Specialist: Work with an insurance broker who understands investment property—not just a general agent. Look for someone who can access multiple carriers, explain policy language, and advocate for your portfolio.
Request Reviews Before Renewal: Don’t wait until your policy auto-renews. Ask for a proactive review of your coverage, rate trends, and exclusions 60–90 days ahead of time.
Understand Your Coverage Details: Many investors don’t realize what’s excluded until they need it. Know what your policy covers (and doesn’t), and make sure it aligns with the risks in your region.
Make Risk-Reducing Improvements: Carriers often offer discounts for things like updated electrical systems, hail-resistant roofing, or security upgrades. These improvements can also prevent larger losses.
Reevaluate Property-Level Risk: If a property becomes uninsurable or the costs skyrocket, it may be time to reassess its place in your portfolio. That doesn’t mean panic-selling—
but it does mean considering alternatives.
The insurance market is expected to remain tight for the foreseeable future. For investors, the message is clear: treat insurance as a strategic function, not a fixed cost. As carriers become more selective and climate events grow more severe, the gap between well-prepared investors and everyone else will widen. Those who take insurance seriously will be far better positioned to protect their portfolios and stay profitable.
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Economic slowdowns, rising insurance costs, supply chain disruptions, tenant churn, regulatory shifts—if you own real estate, you're no stranger to uncertainty. But while volatility is nothing new, today’s market presents a different kind of challenge: one where multiple stressors hit at once, often with compounding effects.
What separates the investors who struggle from those who adapt isn’t just capital or connections—it’s resilience. And resilience, in a real estate context, isn’t about waiting out the storm. It’s about knowing when to pivot, where to strengthen, and how to stay focused on long-term value while navigating short-term turbulence.
This article explores what it means to build a resilient real estate business—financially, operationally, and strategically—and offers practical insights that owners and investors can apply right now.
Resilience starts with mindset. Some investors still cling to the idea that if they wait long enough, the market will return to “normal.” But the most successful investors understand that there is no going back—only forward.
That doesn’t mean being pessimistic. It means being prepared. It means underestimating neither the challenges nor your own ability to navigate them. Resilient investors know the market won’t always reward optimism—but it does reward adaptability. Rather than try to predict every twist and turn,
they build systems that allow for flexibility: cash reserves that buy time, processes that reduce decision fatigue, and partnerships that support informed action under pressure.
The first and most obvious area of focus is financial health. In strong markets, many investors grow by leveraging aggressively. In uncertain markets, that same strategy can create fragility.
Resilient investors reexamine their debt structures. They move away from short-term variable financing unless it’s paired with a concrete exit plan. They proactively work with lenders to extend maturities or adjust terms before pressure mounts. And they make tough decisions early—cutting discretionary expenses, increasing reserves, and setting realistic expectations for short-term cash flow.
They also revisit their assumptions. Is your projected rent growth still valid? Are your turnover costs higher than you planned for? Is your maintenance reserve adequate for a year that might include unexpected costs?
Even modest adjustments—like increasing your operating reserve from 3 months to 6—can make
the difference between stability and stress when markets shift.
While macroeconomic conditions are out of your hands, property operations are not. That’s why operational resilience is one of the most powerful tools investors have.
This includes:
• Staying on top of maintenance so small issues don’t become major expenses
• Streamlining vendor relationships and negotiating better rates or backup options
• Investing in property management systems that improve tenant communication and reduce vacancy loss
• Staying responsive to changing tenant expectations
In difficult markets, vacancies become more costly, tenant dissatisfaction spreads faster, and delayed maintenance gets more expensive. Owners who stay actively involved—or who hire teams that do—have more control over their outcomes, even when the broader market is shaky.
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High turnover is a hidden cost center that too many investors ignore. Resilient portfolios prioritize retention—not just because it preserves income, but because stable tenancy means fewer surprises.
Retention today requires more than a decent unit. Tenants expect clear communication, reliable maintenance, and increasingly, some level of comfort during disruptions. That might mean backup lighting, consistent climate control, smart home features, or simply a landlord who responds in a timely and respectful manner.
Even small things matter: proactive check-ins, thoughtful renewal incentives, and responsiveness during extreme weather events all build goodwill. And goodwill translates into longer leases.
Finally, resilient investors understand that tough markets are where the best future deals are seeded. But that doesn’t mean growth for growth’s sake—it means strategic acquisition and smart repositioning.
This could mean:
• Acquiring properties at a discount from overleveraged owners
• Diversifying into new asset types or regions that show stronger fundamentals
• Upgrading existing assets to stand out in a crowded rental market
• Building out internal systems (marketing, leasing, project management) while competitors pull back
Importantly, resilient investors know when to act and when to wait. They aren’t afraid to sit on cash or walk away from a deal that doesn’t meet updated criteria. But when the right opportunity appears, they’re ready to move—because they’ve spent the downtime building capacity, not just waiting it out.
No investor can control the market—but every investor can choose how they respond to it. Resilience isn’t a personality trait or a lucky break. It’s a discipline. It’s the product of preparation, humility, and consistency over time.
Whether you're managing a portfolio of two units or two hundred, resilience isn’t about being invincible—it’s about being ready.
As marijuana legalization expands across the United States, real estate professionals are confronting a new layer of complexity—especially in residential rental markets. From grow house disclosures to lease restrictions and evolving tenant expectations, the ripple effects of cannabis policy are altering how housing providers operate.
In states where recreational marijuana has been legal the longest, rental agreements are evolving. According to the National Association of REALTORS®’ 2025 report Marijuana and Real Estate: A Budding Issue, 60% to 67% of property managers in these states include lease clauses restricting smoking, while up to 38% restrict growing. These numbers have climbed in recent years, suggesting that housing providers are proactively managing potential risks.
The most common leasing issue following marijuana use is odor. Nearly half of housing providers in legalized states cite smell as the main hurdle in re-renting a property. While marijuana use itself doesn’t typically damage a property, lingering smoke odor can make units harder to market and lease—especially in multi-
unit buildings.
Even in states where recreational use is newer, property managers are taking note. The report found a rising trend of addendums being adopted within just a few years of legalization, signaling a desire to get ahead of issues before they arise.
For residential owners and managers, grow houses pose an entirely different challenge. Nearly 20% of REALTORS® in long-legalized states reported selling a home that had previously been used for growing marijuana. And while most said the sale wasn’t particularly difficult, there are unique considerations involved.
Disclosures, inspections, and cleanup may all be necessary, depending on the extent of past cultivation. In some cases, moisture from hydroponic setups may have led to mold or electrical upgrades that were never permitted. For this reason, even in hot markets, homes with a history of marijuana cultivation can raise red flags for buyers and lenders alike.
Still, the stigma appears to be shrinking. Only 18% of members in newly legalized states reported difficulty selling such properties. For many investors, especially those renovating or
flipping, the grow house label is becoming more of a footnote than a deal-breaker.
The growing acceptance of marijuana also impacts tenant screening and risk assessment. According to the NAR report, nearly half of landlords in legalized states are willing to accept cash for rent—even when it's associated with an industry that remains federally illegal. Around 10% explicitly refuse rent paid in cash tied to marijuana-related earnings, while roughly 20% won’t accept cash at all.
This gray area creates unique complications for property managers, especially those handling federally backed loans or financing. It also raises questions around liability and theft prevention when tenants are involved in marijuana-related work.
And while marijuana use among residents isn’t inherently a red flag, it does require thoughtful communication, documentation, and sometimes compromise. Rental owners must balance tenant privacy with property preservation and neighbor relations, all while adhering to state and local laws that may conflict with federal rules.
Policy Trends in HOAs and Private Communities
As public use grows more normalized, homeowner associations (HOAs) are tightening their stance. In states where recreational marijuana has been legal for more than five years, 43% of HOAs now prohibit smoking in common areas and 33% restrict cultivation, according to the NAR report. That’s up significantly from earlier years—and a sign that shared living communities are seeking clearer boundaries as resident habits evolve.
These restrictions don’t always carry legal weight, but they can serve as an enforcement tool and community standard, especially in high-density neighborhoods where shared ventilation and proximity make marijuana use more noticeable.
For real estate investors and housing providers, the message is clear: marijuana policy can no longer be ignored. Whether you manage a duplex or a dozen doors, having a stance—and documentation—on resident marijuana use is essential.
At a minimum, owners should:
• Review and update lease templates to address smoking and cultivation.
• Disclose and document any prior grow house activity in sales or leasing.
• Clarify policies around cash rent payments and how funds are sourced.
• Talk with insurance providers to ensure coverage doesn’t exclude cannabis-related risks.
While marijuana may be legal in many states, the nuances surrounding its use and cultivation continue to evolve. Staying informed—and adaptable—will be key to navigating this highstakes, high-growth issue.
As Gen Z ages into adulthood, their impact on the housing market is no longer hypothetical—it’s happening. Born between 1997 and 2012, the oldest members of Gen Z are now in their late twenties, and they’re entering a real estate world shaped by disruption, high costs, and evolving social norms.
Many Gen Zers are still living with family—more than half, according to a 2025 Realtor.com report—but nearly half expect to purchase a home by 2029. For housing providers, investors, and real estate professionals, this means learning to navigate an entirely new set of values, expectations, and constraints.
Gen Z has grown up under the weight of student debt, housing instability, and economic volatility. These experiences have shaped how they view real estate. According to Redfin, just over one-quarter (26.1%) of Gen Zers owned a home in 2024—a figure that has flatlined over the past three years. Compare that to their parents’ generation: at age 27, roughly 40% of Baby Boomers owned their home.
Despite that gap, Gen Zers are proving financially savvy. A Realtor.com study found that Gen Z saves a greater percentage of their income than any other generation. Many save 11–30% of their monthly earnings, and a surprising 5% save their entire paycheck. The problem isn’t a lack of discipline—it’s affordability. Gen Z buyers spend, on average, 37% of their income on mortgage payments, compared to 26% for the typical buyer. High home prices, limited inventory, and elevated interest rates have created a market that feels just out of reach.
According to NAR’s 2025 Generational Trends Snapshot, Gen Z already accounts for 3% of the market and represents the largest share of single buyers. But they don’t view homeownership as a sentimental milestone. Many treat it like a business decision.
Agents reportd to REALTOR® Magazine that Gen Z clients are more likely to view homes as long-term financial assets rather than short-term lifestyle upgrades. Some buyers are purchasing small condos with the intent to rent them out later. Others are exploring co-ownership with friends or family to break into the market. They’ve done their research—on TikTok, YouTube, Reddit—and they’re often looking to their real estate agent not just for listings, but for strategy, referrals, and education.
They also want flexibility. Many are prioritizing resale potential and income-generating potential over traditional square footage. Remote work has made location more negotiable, but they still
want walkability, smart layouts, and proximity to local amenities.
For those not yet ready to buy, renting remains the most viable option—and for many, it’s the preferred one. According to Redfin, Gen Z is currently the only generation adding net new renter households. Some are doing it for flexibility. Others are watching housing costs outpace wages and simply can’t make the leap to ownership.
But Gen Z renters are not passive. They’re discerning, tech-savvy, and vocal. They expect quality and responsiveness. Cookie-cutter buildings with unreliable Wi-Fi and dated interiors won’t hold their attention—let alone justify premium rents.
Here’s what rising Gen Z renters and buyers are looking for:
Authenticity and Affordability — Whether renting or buying, Gen Z prioritizes cost—but not at the expense of identity. They gravitate toward design-forward properties with character and clarity, not oversized, sterile units.
Walkability Over Square Footage — In many cases, especially in urban markets, Gen Z values location over size. Access to groceries, public transit, and nightlife often trumps extra bedrooms—especially for buyers without cars or families.
Smart Layouts and Tech Integration — Gen Z expects seamless Wi-Fi, smart-home features, and flexible layouts that support remote work. Move-in ready is preferred, though some are open to light upgrades—especially if it means more charm or outdoor space.
Low Maintenance Living — Condos with balconies or terraces are attractive, particularly when paired
with services like snow removal and landscaping. For busy professionals, no-fuss living is a major win.
Eco-Conscious Amenities — Sustainability and efficiency matter. Composting, native landscaping, and high-efficiency systems aren’t niche features for this group—they’re expectations.
Aesthetic + Functionality — Gen Z buyers increasingly seek homes that reflect their identity, from design to layout to lifestyle compatibility. According to real estate professionals interviewed by REALTOR® Magazine, character homes like Spanish, Craftsman, or Midcentury Modern properties are rising in popularity among younger buyers.
Due to affordability constraints, Gen Z’s buying activity is highest in less expensive markets. According to Realtor.com, Midwestern cities like Akron, OH, are seeing an uptick in Gen Z homebuyers. Coastal and high-cost metro areas remain largely out of reach unless family support or co-buying is involved.
Whether you rent, sell, or invest, it’s time to pay attention. Gen Z may be young, but they’re already shaping the housing market—and they’re coming in with clear priorities. They’ve done the research. They’re financially serious. And they’re demanding more from the housing experience than just square footage and stainless steel.
To stay competitive, investors and professionals need to meet them where they are: digitally fluent, economically cautious, and hungry for value. Because this generation isn’t waiting for the market to change—they’re adapting to it in real time.
Climate risk is no longer a future concern—it’s a current reality. Rising insurance premiums, shifting floodplain maps, evolving building codes, and changing renter expectations are already influencing how investors buy, manage, and improve real estate. Whether you own a single rental property or manage a regional portfolio, understanding how these factors affect long-term value is no longer optional—it's essential.
Real estate professionals are navigating an investment environment shaped by increased volatility and regional vulnerability. But with the right strategies in place, it’s possible not only to manage these risks but to turn them into long-term opportunities. As inc.com recently noted, investors are moving quickly to reposition themselves through sustainability, strategic diversification, and forward-looking financial planning. What follows is a deeper look at how to begin that process in your own portfolio.
Understanding your risk starts with a fullspectrum review—not just of environmental threats, but also the local infrastructure, municipal responsiveness, and market resilience that determine how a property weathers disruption. The extreme weather events of the
last two years—from wildfires and floods to sustained heat waves and violent storms—have exposed weaknesses in both properties and systems.
Last year alone, inc.com reports that insurance rates rose by as much as 34% in high-risk areas. But that number doesn’t reflect all risk. Properties that haven’t experienced damage still face volatility through rising premiums, regional claim pressure, or a shrinking pool of carriers.
Take stock of your holdings. Where are you overexposed geographically or structurally? Are you invested in regions with weak municipal finances or overstressed infrastructure? Are your properties physically vulnerable—or simply behind the curve in meeting what today’s renters expect in terms of efficiency and comfort?
Investors are increasingly seeing insurance as a portfolio-wide strategy—not just a policy. Markets like California and Florida have received national attention for carrier exits, but similar dynamics are quietly emerging in other states.
Even in Michigan, some investors are reporting rising deductibles, limited coverage options, or reclassified zones.
Rather than accepting your next renewal as a given, start evaluating insurance as a dynamic part of risk management. Work with experienced brokers who understand investment real estate.
Be proactive about system upgrades that can reduce claims exposure. And consider whether partial self-insurance, added riders, or switching carriers altogether could strengthen your position. Don’t wait for a claims issue to trigger your next policy review.
Today’s value-add isn’t just about flooring and fixtures. It’s about making your property more resilient—physically, financially, and operationally.
That includes everything from structural upgrades to smarter long-term capital improvements. Many investors are incorporating climateadaptive features like:
• Fire-resistant materials
• Elevated mechanical systems in flood-prone areas
• Wind-resistant roofing and siding
• Drainage improvements and flood-resilient landscaping
• Solar energy and backup battery systems
Green-certified properties and sustainabilityfocused rehabs are seeing increased demand
from both renters and buyers. These investments often reduce operating costs, qualify for incentives, and protect long-term value in markets where climate risk is becoming a pricing factor.
Diversification isn’t just about owning in multiple zip codes. It’s about choosing markets with long-term potential, stable infrastructure, and municipal leadership committed to climate adaptation. As Kirill Bensonoff, co-founder of New Silver, shared in inc.com, municipalities with a demonstrated focus on sustainability and economic resilience are safer long-term bets.
Before you invest in a new region, look at local zoning flexibility, infrastructure investments, and the financial health of the city or county. Consider whether utilities, roads, and emergency services are equipped to handle increased strain. And avoid becoming overleveraged in any one geography—especially if that area is showing early signs of climate vulnerability.
Today’s renters and buyers are looking beyond countertops and square footage. Renters are
asking about energy costs, air quality, and resilience features. Remote workers increasingly value systems that can handle outages, extreme temperatures, and day-to-day comfort.
This is part of a larger trend noted by inc.com: a growing preference for green-certified, ecoadaptive properties. Renters want efficiency. Buyers want sustainability. And lenders and appraisers are beginning to recognize it in valuations.
Consider enhancements like:
• Smart thermostats and energy monitoring
• Efficient appliances and lighting
• Storm-rated windows and reinforced roofing
• Backup power and surge protection
Even smaller upgrades can differentiate your property and support higher retention.
The climate adaptation conversation shouldn’t live in a separate silo—it should be part of your overall investment framework. That includes acquisition due diligence, ongoing asset management, and capital improvement planning.
Whether you’re investing in new markets, updating your properties, or reevaluating financing terms, the goal isn’t to chase trends. It’s to protect value, operate smarter, and lead with foresight.
The investors who do that—not reactively, but intentionally—will be the ones positioned not just to survive disruption, but to thrive because of their preparation.
And as climate challenges continue to shape the real estate landscape, that preparation may become the most valuable asset of all.
As housing affordability challenges persist and single-family homeownership remains out of reach for many, a new solution is taking root across the country: entire neighborhoods built not for sale, but for rent.
Known as “built-to-rent” (BTR) or “build-for-rent” (BFR), this model is designed for those who want the feel and space of a single-family home—but
without the down payment, long-term mortgage, or maintenance headaches. And it’s expanding fast. According to U.S. Census data analyzed by the National Association of REALTORS® (NAR), BFR single-family housing starts surged to 90,000 units in 2024—up from 60,000 in 2021. That’s 9% of all single-family housing starts nationally.
These aren’t just filler units at the edge of
large subdivisions. Many are thoughtfully designed communities featuring walkable layouts, green space, and even shared amenities like pickleball courts, walking trails, and gardens. Renters often enjoy benefits rarely found in apartment complexes, such as private yards, garages, and homes large enough to accommodate a family or a home office.
“We build these in mind for long-term ownership for us,” says Jim Jacobi, president of Parkland Communities in Georgia, speaking to Boston 25 News. Jacobi’s firm operates developments like Sugarloaf Landing, where units are purposebuilt as rentals with modern materials and designs that cut costs without sacrificing quality. Each structure contains two residences, which allows for efficiency in both design and cost— savings that are passed along to residents.
The typical rent in these communities isn’t cheap— Sugarloaf Landing averages around $2,400 per month—but residents often report high satisfaction with management, amenities, and upkeep.
Still, the rapid expansion has drawn some criticism. Skeptics worry that new BTR developments reduce the supply of homes for sale, locking would-be buyers out of the market and further concentrating ownership among large real estate firms. However, builders argue they’re filling a market gap for consumers who want more
than an apartment but can’t or don’t want to buy.
Jacobi pushes back against the criticism. “Why does every renter need to be relegated to apartments?” he asks. “If you’re going to zone apartments, then this is a much better option— and a long-term one—for the value of the area.”
The data suggests this trend is far from a blip. According to NAR, the share of BFR housing starts in the Northeast alone rose from 3% in 2021 to 13% in 2024, and the Midwest saw a jump from 5% to 8%. Massachusetts alone has 156 new singlefamily rentals under construction, and cities like Wrentham and Norwell are rapidly adding units.
Even with this growth, BTR remains a small portion of the overall housing landscape. But as affordability remains a hurdle and young buyers continue to delay ownership, it’s becoming an increasingly important middle ground—especially for those seeking space, stability, and a suburban lifestyle without the barriers of a mortgage.
For local communities grappling with housing shortages, the model raises important questions: Should zoning and incentives favor ownership, or is it time to rethink traditional assumptions? With strong renter demand and a housing crisis that isn’t going away anytime soon, build-to-rent may be less of a trend and more of a new normal.
When it comes to service animals and emotional support animals (ESAs), real estate investors, housing providers, and property managers must understand the rules—and their responsibilities. Under the federal Fair Housing Act, individuals with disabilities are entitled to reasonable accommodations, which may include keeping an assistance animal even in properties with a “no pets” policy. These animals are not considered pets, and housing providers may not charge pet rent, pet fees, or deposits.
Service animals are trained to perform specific tasks for a person with a disability (such as guiding someone who is blind), while ESAs offer emotional support but do not require specialized training. Both types are protected under fair housing laws, though they are treated differently under the Americans with Disabilities Act (ADA), which does not recognize ESAs.
Property owners can request documentation when a disability is not obvious or already known. However, they may not ask for medical records or details about a person’s condition. Documentation must come from a reliable third party—typically a healthcare provider—and should confirm that the person has a disability and needs the animal for support or assistance.
Online certificates alone may not be enough.
Keep in mind: There are limited circumstances where a request can be denied—typically if the animal poses a direct threat to others or would cause significant property damage. However, fears or allergies are not valid reasons to deny an accommodation.
Misunderstandings in this area can lead to costly fair housing violations. As the number of ESA requests continues to rise, so does confusion. That’s why it’s more important than ever to stay educated, follow HUD guidelines, and treat each accommodation request seriously and individually. When in doubt, seek guidance from a legal expert or fair housing organization before making a decision.
RENTAL PROPERTY AND ACQUISITION
JUNE 4TH | 10AM - 12PM
2 Hours CE Credit for Licensed Real Estate Professionals
Join Allison Koetsier, experienced buy and hold real estate investor and broker, as she eliminates the mystery from purchasing rental and real estate investment property. Through her class you will learn how to keep it legal and profitable as you negotiate inspections, title work, transfer taxes, and other important real estate transaction nuances.
JUNE 9TH | 6PM - 8PM
Free Event!
Not sure what's really going on at your rental? Wondering what to do if you suspect your tenant is dealing drugs? Join us for a laid-back
investor meetup where we’ll talk through the signs, the steps, and the tools that can help you protect your property.
DJ Newman from Grand Slam Investigations will break down what to watch for, how background checks can help you avoid bad tenants in the first place, and what private investigators actually look for when drug activity is suspected.
Join us to make some new connections and get answers to your questions.
APPRECIATION – JOIN US FOR FREE COFFEE & DONUTS!
JUNE 10TH | 7:30AM - 10:30AM
RPOA members—we appreciate you! To say thanks, we're hosting a special member appreciation event on Tuesday, June 10 from 7:30 to 10:30 AM at the RPOA office (1459 Michigan St. NE, Grand Rapids).
This casual, come-as-you-are gathering is our way of showing appreciation for your continued support. Enjoy free coffee and donuts, connect with staff, and start your day on a positive note. You're welcome to stay and chat or just swing
by to grab a quick bite—whatever works for you!
No registration required. We hope to see you there!
JANUARY 13TH | 8AM - 9AM
Free Event!
Join us for our next virtual meetup where we’ll dig into land contracts, explore real-world examples, and open the floor for Q&A and networking. Whether you’ve done dozens of deals or are just curious about how they work, this is your chance to learn, share, and connect with fellow investors.
JUNE 16TH | 1PM - 3PM
2 Hours CE Credit for Licensed Real Estate Professionals
Learn effective and proven ways to fill your apartments using different marketing tactics.
And, learn how to effectively screen for good paying tenants that will take care of your rentals and steer clear of legal issues. This course covers the essentials needed to find and attract the best possible tenants and help you increase your rental profits. Presented by Dominique Dykstra.
JUNE 26TH | 12PM - 1PM
Join us to find out how you can receive free replacement doors and windows and free siding and more. If you own a rental property in Grand Rapids built before 1978, you may be eligible to receive up to $20,000 per unit from the City of Grand Rapids lead hazard control grant program. Making your rental property lead-safe through this program will not only include free repairs to your units, but also reduces your exposure to potential lawsuits for lead poisoning.
RPOA Outreach Coordinator, Heather VandenBos, will provide information on eligibility and other grant program provisions. Don’t miss out! Registration is required.
JULY 11TH | 2PM - 4PM
2 Hours LEGAL CE Credit for Licensed Real Estate Professionals
Learn how to deal with the number one problem facing landlords: how to evict a nonpaying or otherwise problem tenant. Knowing how to do an eviction before you ever have to do one is critical to understanding when and how to begin one and why you should. There are several steps necessary to carry out an eviction in Michigan and, if skipped, can result in lost money and time.
Join Matthew Stout, Stout Law, PLLC, as he discusses:
• What an eviction is—and isn’t
• Different types of evictions
• The legal eviction process in Michigan
• What constitutes an illegal eviction
• The forms needed to complete an eviction
• How to physically put the tenant out
JULY 14TH | 1PM - 3PM
2 Hours LEGAL CE Credit for Licensed Real
Estate Professionals
Most buy and hold investors (even experienced ones) are shocked to find out all of the laws, ordinances, rules and guidelines regulating the residential rental industry. This class will cover the most relevant Federal, State and Local regulations that every landlord/buy and hold investor needs to know. Not knowing them can lead to huge fines, penalties—and even jail time. An update on possible changes in state law regarding lead and other laws will also be covered. Join us for this two-hour class on the specifics and hear stories that will help it all make sense.
Taught by Kevin Sutherland from Stuart Law, PLC.
JULY 17TH | 12PM - 1PM
RPOA Members Only
Time is a valuable resource and the leasing process can easily become a time-consuming and manual endeavor.
In this webinar, we’ll explore the importance of standardized and efficient tenant prequalification and scheduling for property managers. Whether you’re a seasoned pro or just starting in the industry, these insights will help you optimize:
• Pre-qualification
• Automated scheduling
• Syndicated listings to reach a broader audience
Let’s dive in and revolutionize your leasing operations for the better.
Most buy and hold investors (even experienced ones) are shocked to find out all of the laws, ordinances, rules and guidelines regulating the residential rental industry. This class will cover the most relevant Federal, State and Local regulations that every landlord/buy and hold investor needs to know. An update on possible changes in state law regarding lead and other laws will also be covered.
JULY 29TH | 9AM - 11AM
Learn about simple, common sense, familyand earth-friendly ways to get rid of pests in your properties. This is a very in-depth class; the first hour will focus on insect issues and second hour will provide an overview of wildlife issues.
This course will be taught by Terry Perysian from Empire Pest and Wildlife Control.
Taught by Kevin Sutherland from Stuart Law, PLC.
FORECLOSURES AND HUD
BUYING AND SELLING
AUGUST 11TH | 1PM - 3PM
2 Hours CE Credit for Licensed Real Estate
RPOA MEMBERS RECEIVE DISCOUNTS ON CLASSES!
Member Rate: $35/class
Non-Member Rate: $45/class
Thinking of Taking More Than 3 RPOA Classes This Year?
Purchase the $99 Membership Add-on Educational Discount and get access to all* of our classes for 1 year!
*Excludes two (2) specialty classes.
RPOA membership offers valuable resources and discounts that can significantly enhance your real estate investments.
Exclusive Discounts: Save with member-exclusive discounts to local and national retailers, including a 2% rebate on purchases at Home Depot.
Educational Resources: RPOA offers classes and events that help you stay ahead of industry trends and improve your investment strategies.
Networking Opportunities: Connect with fellow investors and industry professionals at RPOA events to share insights and discover new opportunities.
Advocacy: Stay informed on legislative changes affecting property owners and investors, and support RPOA’s efforts to protect your interests.
Tools and Services: Utilize tenant screening services, lease agreements, and more to streamline your operations.
By fully leveraging your RPOA membership, you can maximize savings, stay informed, and grow your real estate portfolio with confidence.
Connect with trusted RPOA vendor members—local businesses that specialize in serving real estate investors and housing providers.
Company Name: Accruit
Contact Name: Dylan Johnson
Phone: (303) 865-7311
Website: accruit.com
& Bookkeeping
Company Name: Culver CPA Group
Contact Name: Duane Culver
Phone: (616) 456-6464
Website: culvercpagroup.com
Company Name: Ippel Bookkeeping
Contact Name: Mason Ippel
Phone: (616) 337-4794
Website: ippelbookkeeping.com
Company Name: Stonehenge Consulting PLC
Contact Name: Keith Harris
Phone: (616) 891-1147
Website: stonehengeplc.com
Company Name: Premier Appraisal Service Inc
Contact Name: Kenneth Nicholson
Phone: (616) 452-4414
Website: premierappraisalservice.com
Company Name: Analytical Testing & Consulting Services Inc
Contact Name: Douglas Haase
Phone: (269) 664-6474
Website: hazardousmaterialsteam.com
Company Name: NICA Labor Agency
Contact Name: Brayan Escalante
Phone: (231) 330-4971
Company Name: Express Property Tax Appeals
Contact Name: Stephen Polter
Phone: (248) 213-6800
Website: polterlaw.com
Company Name: Helmet Fox Law Group
Contact Name: Todd VanEck
Phone: (616) 552-6380
Company Name: Kathryn Johnson PLLC
Contact Name: Katie Johnson
Phone: (248) 444-3017
Website: katiejohnsonplc.com
Company Name: Kreis, Enderle, Hudgins & Borsos, P.C.
Contact Name: Daniel Boocher
Phone: (616) 254-8423
Company Name: Slot Law Group, PLLC
Contact Name: Sawyer Rozgowski
Phone: (616) 303-6168
Website: slotlaw.com
Company Name: Stout Law, PLLC
Contact Name: Matthew Stout
Phone: (616) 724-0346
Company Name: Traverse Legal, PLC
Contact Name: Enrico Schaefer Phone: (231) 313-0564
Company Name: Varnum LLP
Contact Name: Randall Groendyk
Phone: (616) 336-6000 Website: varnumlaw.com
Company Name: Velo Law Office
Contact Name: Diane M Heidema Phone: (616) 333-0707
Company Name: First National Bank of America
Contact Name: Michael McDowell
Phone: (616) 538-6017
Company Name: Northpointe Bank
Contact Name: Ryan Gummere
Phone: (616) 974-8416
Company Name: Lake Michigan Carpet and Duct Cleaning
Contact Name: Dudley Larson Phone: (616) 240-0682
Company Name: Mia's Professional Maintenance Services
Contact Name: Maria Loyola Phone: (616) 635-5090
Company Name: Premiere Granite & Stone
Contact Name: Jim Rausch Phone: (616) 826-2311
Company Name: Grand Slam Investigations
Contact Name: DJ Newman Phone: (231) 359-1555
Company Name: Annen Property Management LLC
Contact Name: Jeremy Annen Phone: (616) 204-3710
Company Name: Benchmark Capital Management LLC
Contact Name: Matthew Fox
Phone: (616) 735-9800
Website: ciqwindowshosting.com
Company Name: Boathouse Commercial
Funding Group
Contact Name: Fred SaintAmour
Phone: (269) 459-2530
Website: boathousecfg.com
Company Name: Safe Harbor Capital Funding
Contact Name: Keith Littlepage
Phone: (616) 292-7964
Company Name: United Bank of Michigan
Contact Name: Anna Miller
Phone: (616) 559-4511
Company Name: Landlord's Supply LLC
Contact Name: Phillip Mol Phone: (616) 292-2810
Foundation
Company Name: Foundation Specialist
Contact Name: Bryan Foster Phone: (616) 335-0364
Website: foundationspecialistmi.com
Company Name: ProLift Garage Doors
Contact Name: Kevin Dewald
Phone: (616) 443-8953
General Contractor
Company Name: AB1 Construction
Contact Name: Adam C Beckett Phone: (616) 813-2453
Company Name: Branscombe Properties
Contact Name: George "Larry" Branscombe Phone: (616) 299-6846
Company Name: Eastown Construction
Contact Name: Jake Whelan
Phone: (616) 318-7931
Website: eastownconstruction.com
Company Name: Kurtis Building & Repair LLC
Contact Name: Kurtis DeSatterlee Phone: (616) 490-8596
Company Name: Signature Home Renovations
Contact Name: Paul Priest Phone: (574) 315-6242
Company Name: Grand Rapids Housing Commission
Contact Name: Lindsey Reames Phone: (616) 235-2664
Company Name: Team Davis Painting Maintenance and Repairs LLC
Contact Name: Fred Davis
Phone: (616) 888-0933
Company Name: Backflip
Contact Name: Mariah Schmidt
Phone: (406) 581-4031
Website: dobackflip.com
Company Name: Boathouse Commercial
Funding Group
Contact Name: Fred SaintAmour
Phone: (269) 459-2530
Website: boathousecfg.com
Company Name: Property Lenders, LLC
Contact Name: George Bailey
Phone: (616) 822-7662
Hardware Stores & Building Supplies
Company Name: Floor and Decor
Contact Name: Christin Kasperlik
Phone: (616) 498-4970
Company Name: Great Lakes Ace Hardware
Contact Name: Robert Farrell
Phone: (616) 451-0724
Website: greatlakesace.com
Company Name: Sherwin Williams Paint Co
Contact Name: Connor Shinouskis
Phone: (616) 690-5080
Company Name: Renaissance Roofing and Exteriors
Contact Name: Shane Galbraith
Phone: (616) 617-3133
Website: renaissanceroof.com
Company Name: Roof Maxx of Ada
Contact Name: Nate Versluis
Phone: (616) 706-1398
Website: roofsaversmi.com
Insurance
Company Name: Comparion Insurance
Contact Name: Sarah Hoffman
Phone: (269) 569-7197
Website: comparioninsurance.com
Company Name: Noel Selewski Agency Inc
Contact Name: Noel Selewski
Phone: (313) 886-6857
Website: noelselewskiagency.com
Company Name: Shield Insurance Agency
Contact Name: Joe Peiffer
Phone: (616) 378-6131
Company Name: Vredevoogd-Brummel Insurance
Contact Name: Joel Emerson
Phone: (616) 340-0642
Website: insurancewestmichigan.com
Company Name: Backflip
Contact Name: Mariah Schmidt
Phone: (406) 581-4031
Website: dobackflip.com
Company Name: Boathouse Commercial
Funding Group
Contact Name: Fred SaintAmour
Phone: (269) 459-2530
Website: boathousecfg.com
Company Name: Property Lenders, LLC
Contact Name: George Bailey
Phone: (616) 822-7662
Hardware Stores & Building Supplies
Company Name: Floor and Decor
Contact Name: Christin Kasperlik
Phone: (616) 498-4970
Company Name: Great Lakes Ace Hardware
Contact Name: Robert Farrell
Phone: (616) 451-0724
Website: greatlakesace.com
Company Name: Sherwin Williams Paint Co
Contact Name: Connor Shinouskis
Phone: (616) 690-5080
Company Name: Renaissance Roofing and Exteriors
Contact Name: Shane Galbraith
Phone: (616) 617-3133
Website: renaissanceroof.com
Company Name: Roof Maxx of Ada
Contact Name: Nate Versluis
Phone: (616) 706-1398
Website: roofsaversmi.com
Insurance
Company Name: Comparion Insurance
Contact Name: Sarah Hoffman
Phone: (269) 569-7197
Website: comparioninsurance.com
Company Name: Noel Selewski Agency Inc
Contact Name: Noel Selewski
Phone: (313) 886-6857
Website: noelselewskiagency.com
Company Name: Shield Insurance Agency
Contact Name: Joe Peiffer
Phone: (616) 378-6131
Company Name: Vredevoogd-Brummel Insurance
Contact Name: Joel Emerson
Phone: (616) 340-0642
Website: insurancewestmichigan.com
Company Name: RCB & Associates, LLC
Contact Name: Paul J Chad Jr Creasey
Phone: (616) 233-9050
Company Name: H&H Moving & Junk Removal
Contact Name: David Suh
Phone: (616) 216-1090
Company Name: Kamminga Junk Hauling and Lawn Care LLC
Contact Name: Eli Kamminga
Phone: (616) 914-0762
Company Name: A.L.L. Laundry Service
Contact Name: Mike Kovalesky
Phone: (248) 744-6630
Website: lakesidelaundry.com
Lawn Care Services
Company Name: Jack's Lawn Service & Snowplowing
Contact Name: Bruce VanderVennen
Phone: (616) 698-8616
Company Name: KDS Outdoor Services
Contact Name: Kenneth Schoonbeck
Phone: (616) 826-9429
Company Name: Master's Mowing
Contact Name: Jared McLean
Phone: (616) 916-8109
Company Name: George's Lock and Key, LLC
Contact Name: George Noordhoek
Phone: (616) 320-6080
Website: georgeslockandkey.com
Company Name: MotivatedSellers.com
Contact Name: Joseph Tenenbaum
Phone: (305) 871-9548
Website: motivatedsellers.com
Company Name: Boathouse Commercial
Funding Group
Contact Name: Fred SaintAmour
Phone: (269) 459-2530
Website: boathousecfg.com
Company Name: J R Mortgage Services LLC
Contact Name: James Riley
Phone: (616) 292-4491
Company Name: My City Mortgage
Contact Name: James Eerdmans
Phone: (616) 726-5700
Company Name: Priority Painting LLC
Contact Name: David Buckley
Phone: (616) 893-7932
Company Name: Empire Pest & Wildlife Control
Contact Name: Terry Perysian
Phone: (616) 796-8900
Website: empirepestcontrolmi.com
Company Name: Bergsma Plumbing LLC
Contact Name: Joseph M Bergsma
Phone: (616) 813-5219
Website: bergsmaplumbing.com
Company Name: GR Metro Plumbing
Contact Name: Mark J VanderHyde
Phone: (616) 301-0999
Company Name: Kellermeier Plumbing
Contact Name: Scott Mostert
Phone: (616) 866-5134
Website: kellermeierplumbing.com
Company Name: Magnum Plumbing & Heating Inc
Contact Name: Dale Bonnema
Phone: (616) 477-2525
Website: magnumplumbingheating.com
Company Name: Blue Sky Partners LLC
Contact Name: Steve McClure Phone: (616) 291-3256
Company Name: BRG Management LLC
Contact Name: Mike Beckett
Phone: (616) 813-6662
Company Name: Land & Co
Contact Name: Hope Stephens
Phone: (616) 534-5792
Company Name: LeaseGR - Rental Property Consultants
Contact Name: Amanda Szabo
Phone: (616) 257-3997
Website: leasegr.com
Company Name: Real Property Management Neighbors
Contact Name: Mike Coleman
Phone: (616) 465-2378
Website: rpmneighbors.com
Company Name: Short South Management and Development
Contact Name: John Clark Phone: (231) 638-0287
Company Name: OwnerRez
Contact Name: Paul Hall
Phone: (714) 756-1783
Website: ownerrez.com
Company Name: Veldkamp, Rachael
Contact Name: Rachael Veldkamp
Phone: (616) 648-0295
Company Name: Allison Koetsier REALTOR
Compass Realty
Contact Name: Allison Koetsier
Phone: (616) 633-9445
Website: allisonkoetsier.com
Company Name: Baragar Realty
Contact Name: Michele Baragar
Phone: (616) 406-5963
Website: baragarrealty.com
Company Name: City Wide Real Estate
Contact Name: Mitch Cripe
Phone: (616) 292-2637
Website: mitchcripe.com
Company Name: Cripe, Mitch
Contact Name: Tina Emert
Phone: (616) 530-7920
Company Name: John Rice REALTOR
Berkshire Hathaway
Contact Name: John Rice
Phone: (616) 951-4663
Website: johnricerealtor.com
Company Name: Lake Michigan Realty Management
Contact Name: Javier Rodriguez
Phone: (616) 559-7979
Company Name: Paradise Properties USA, Inc
Contact Name: Gary Scheitler
Phone: (231) 331-4423
Website: paradisepropertiesusa.com
Company Name: Smallegan Team of Keller
Williams Grand Rapids North
Contact Name: Rachel Kokosenski
Phone: (616) 447-9100
Company Name: SignComp
Contact Name: Gordon Poliquin
Phone: (616) 784-0405
Website: signcomp.com
Title Services
Company Name: America's One Title
Contact Name: Dave Nichols
Phone: (616) 365-4100
Website: americasonetitle.com
Company Name: Hookin and Bookin
Contact Name: Jordan Morren
Phone: (616) 325-5751
Company Name: 1,2, Tree LLC
Contact Name: Jacob Anderson
Phone: (616) 723-5295
Website: 12treeservice.com
Company Name: GFL-Green For Life
Environmental
Contact Name: Dan Fritsch
Phone: (616) 421-5309
Exclusive Discounts for RPOA Members from RPOA Members
BERGSMA PLUMBING
Offering a 15% discount to RPOA members.
BOATHOUSE COMMERCIAL
FUNDING GROUP Offers a no-cost 10 page Property Valuation Report. This report is like Zillow on steroids. The report includes: House value, market rent value, sales and rental comparables, active listings, market analysis…everything you need to compare your property to others around you.
ALLISON KOETSIER
- COMPASS REALTY
Free 1 hour real estate consultation.
FOUNDATION SPECIALIST
Offering to waive inspection fees and give free estimates for RPOA members.
GREAT LAKES ACE 10% discount on all purchases. Some restrictions apply.
HOOKIN AND BOOKIN
Offering free impound service for abandoned vehicles.
IPPEL BOOKKEEPING
SOLUTIONS
Offering a 10% discount off monthly services for RPOA members! For Real Estate Investors, By Real Estate Investors.
J R MORTGAGE SERVICES
LLC Free appraisals for 1 to 4 family unit homes with closed loan application for RPOA members only.
KURTIS BUILDING & REPAIR
LLC Now offering 10% discount for new RPOA members.
LAKE MICHIGAN CARPET AND DUCT CLEANING RPOA members receive $20 off per vent.
PRIORITY PAINTING LLC
Offering a 7% discount to RPOA members.
RENTAL HERO Accounting software for rental property owners. RPOA members get the first year for only $79 then pay only $7.95/month, billed annually at $95 after that. Free 30-day trial.
VREDEVOOGD-BRUMMEL RISK MANAGEMENT & INSURANCE Independent insurance agency representing multiple insurance companies. Always providing home and auto insurance but specializing in rental and vacant property insurance.
As a member of the Rental Property Owners Association, you have access to additional exclusive discounts through the National Real Estate Investor Association (NREIA). Explore the full list of savings at nationalreia.org
To take advantage of these member-only benefits, contact the RPOA office for access details.
Meet the team supporting real estate investors across Michigan.
Executive Board
Jeremy Garcia
President
Gary Hall
Vice President
Steve Whitteberry
Treasurer
Anna Miller
Secretary
Nick Wyma
Past-President
Board Members
Steve Ammon
Eddie Beekman
Joel Emerson
Bert Heyboer
Mason Ippel
Rachel Kokosenski
Jon Smith
Dan Sundberg
Tim VandenToorn
Dan Wisinski
Erika Farley
Executive Director
Heather VandenBos
Senior Administrator
Kristina Kyle
Marketing Manager
Magazine Editor
The Rental Property Owners Association is Michigan’s largest real estate investor association. Since 1968, we’ve helped rental property owners succeed through advocacy, education, networking, and support.
