Western Reserve Periodontics, Inc. Charlene B. Krejci, D.D.S., M.S.D.
Sasha B. Ross, D.M.D., M.S.
Michal Marcus, executive director of Hebrew Free Loan Association of Northeast Ohio, a Beachwood nonprofit that lends up to $5,000 for college or graduate school interestWe are a periodontal specialty practice dedicated to free, says parents and students who providing quality care in a comfortable atmosphere. haven’t already taken on student debt We practice all aspects of non-surgical and surgical should consider ways to prevent periodontal therapy including: Marcus having to manage massive debt in the future. • Consultations “I think often (for) parents, it’s • Periodontal Diagnosis hard to say no to our kids,” she says. • Periodontal Cleanings “We want them to go to their dream • Gum Grafting for Recession school, but that’s not always the best • Esthetic Periodontal Surgery decision and certainly as a parent, if • Bone Regeneration you have a child approaching college, Sasha B. Ross, • Osseous Surgery D.M.D., M.S. there is a good chance you may be • Oral Biopsies approaching retirement at some point. • Dental Implants Resnick You don’t want to be compromising • Management of Complex your ability to take care of yourself Dental Cases also, as you age.” 3609 Park East Dr., Suite 411 Marcus adds that involving students Beachwood, OH 44122 • (216) 464-8985 in understanding coming debts early 34501 Aurora Road Suite 208 is important, too, so they don’t finish Solon, OH 44139 • (440) 248-1623 Website: www.gumdrs.com • Email: ask@gumdrs.com college and have no idea how much FAX: (216) 464-7338 student loan debt they have. One of the biggest problems relating to accruing large amounts of Weingold debt, which can seem unmanageable, ™ is students and parents choosing the wrong school and overpaying for a program that won’t meet their needs, Weingold says. He Transforming challenges into opportunities says to start navigating the college process early, like during the for healing and personal growth. freshman or sophomore year of high school. That way, students and families can make more thoughtful decisions about the best • Stress, worry and anxiety – • Behavior changes school and program for the student, wisely consider future debt Client - Images Wellness Insomnia,of IBS, headaches • High-risk pregnancy, severe and secure other sources of funding, like scholarships. • Preparing for surgery and hyperemesis Jane Ehrman other invasive procedures “We see family after family end up overpaying for college • Childbirth preparation • Pain relief – acute and chronic because they had no idea what they were doing,” he says. • Performance anxiety – • Serious/life-threatening illness Resnick and Marcus also advise seeking professional help, if academic, athletic & – dealing with diagnosis, performing arts possible. Those concerned should check out services offered by treatment, life, death and College Now Greater Cleveland, a nonprofit that advises on college recovery issues and loans, Marcus says. One Seven, Resnick says, is testing a pilot program where young people have a financial adviser who is also a younger adult, and they can get advice and interact with other Jane Pernotto Ehrman, MEd, CHES, CHT people in the program trying to navigate finances. 440-213-1872 “They will be a resource because it’s harder to get an adviser at jane@imagesofwellness.com a larger institution at this stage of life,” he says. BF imagesofwellness.com
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We see family after family end up overpaying for college because they had no idea what they were doing. Scott Weingold Strategic College Funding Solutions
3601 Green Rd., Ste. 210, Beachwood, OH 44122
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SUMMER 2017 | BALANCEDFAMILY | 23
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