Civic Communities 10 Year Report – A Decade of Community Impact

A DECADE OF COMMUNITY IMPACT

Note

Andrew Phillips President & CEO

As we reflect on 10 years of actively working to spur community and economic development throughout San Diego’s most underserved communities, the most important word that comes to mind is people. Every day, our team works on projects and programs that provide positive impacts on the people in our community with the goal of creating thriving, sustainable and vibrant places for people to live and work. From our investment partners to our community partners, everyone is essential in helping us create positive stories to share about families finding new homes, small business successes, community facilities and critical infrastructure improvements in our neighborhoods.

One of the most significant needs in San Diego is housing. Over the past decade, we have helped facilitate the development of more than 6,000 new homes, an investment of $216 million, with over 4,000 of those being affordable.

In addition to our work in housing, we are a federally certified Community Development Financial Institution. This enables us to be a vehicle to provide capital to businesses in or serving low-income communities. To date, Civic Communities has received $268 million in New Market Tax Credit allocations with $213 million invested into 16 projects in San Diego’s most economicallychallenged neighborhoods, furthering our mission to

boost the quality of life for San Diego’s underserved residents and communities. This has included facilitating everything from helping ensure the stabilization or growth of small businesses, hiring minorities and local employees, providing significant job benefits, subsidizing memberships to organizations like the YMCA, and ensuring participation in key programs such as sports and nutrition for disadvantaged youth.

We also work with the City of San Diego to manage the construction of several important community infrastructure projects such as parks and streetscapes that help make our community greener and safer.

This 10-year report is a compilation of the stories and successes that have shaped Civic Communities’ mission to date, and this work continues unabated. It is our privilege to serve the community and do our part to ensure success for all individuals by reinvesting in the projects and people that are changing lives in many important areas of need.

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We have helped facilitate more than 6,000 homes of which over 4,000 are affordable homes.

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Note

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Maddy Kilkenny Chair

Chairing the Board for Civic Communities has been a tremendous honor and privilege. Our organization has worked hard to evolve and change our role to support communities in need. There is nothing as personally rewarding as working with people committed to addressing the biggest challenges facing our region and seeing the positive impacts first-hand. We have made possible affordable housing projects, job opportunities in low-income communities, youth development programs, and critical developments in both education and health care. We have also helped small businesses identify funding and strategies to keep their doors open and thrive during the challenges of the past few years.

This Board stands firm on our commitment to continue investing in projects that allow our neighborhoods to grow and succeed. For the past decade, Civic Communities has proudly served the needs of more than 200,000 low-income people and created or preserved more than 3,000 jobs through employment and social services projects.

Ten years have gone by fast, but the impacts shared via the project summaries in this report and the many more that we have supported will last for a lifetime. We hope this summary of our last decade of work will shine a small light on the incredible accomplishments and achievements of the Civic team and the continued partnerships with our communities. Making a positive change takes the collective efforts of many dedicated people and I could not be more excited for the growth of our organization and the communities we will serve for decades to come.

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Overall Impacts (2012 - 2022)

232K Low-Income Individuals Served

3K+ Jobs Created/Retained

6K+ Homes Facilitated

$494M+ Dollars Into the Community*

About Us

Making a Positive Difference in Our Communities

Civic Communities (“Civic”) is a family of companies comprised of Civic Community Partners, Inc., Civic Community Ventures, Inc., and Civic San Diego. Civic’s vision is to create lasting partnerships that help build thriving and sustainable communities. We achieve this through our three main programs: 1) providing capital solutions; 2) providing construction or project management services; and 3) providing consulting or technical assistance. The companies are all focused on these key areas of economic development to help our communities prosper.

Our investment strategy is to use leveraged financing to foster livable communities and healthy neighborhoods, nurture small businesses, and stimulate job creation in low and moderate-income communities. We achieve this by offering lending and investment services aimed at providing products and services to organizations and small businesses that have limited access to traditional capital or financing mechanisms. Services include New Markets Tax Credit (NMTC) loans, CDFI loans, as well as capital for housing including affordable housing for both low-income and middle-income residents.

Civic Community Partners, Inc., is a 501(c)(3) nonprofit entity focused on economic development in underserved communities. The corporation is certified

as a Community Development Financial Institution (CDFI) and a Community Development Entity (CDE) for purposes of applying for annual NMTC allocation and lending capital from the United States Department of the Treasury’s Community Development Financial Institutions Fund. NMTC allocations and CDFI loans are invested into historically underserved neighborhoods to stimulate economic and community development for the benefit of local residents and businesses.

Civic Community Ventures, Inc. is a subsidiary of Civic Community Partners, Inc., established to provide consulting services and technical assistance to community organizations, including project management and facilitation of development partnerships with small neighborhood developers.

Civic San Diego is a separate but related 501 (c)(3) non-profit entity that provides redevelopment winddown services to the City of San Diego via an operating agreement. Civic San Diego also manages specific construction projects on behalf of the City of San Diego.

While Civic Community Partners, Inc. and Civic San Diego are separate legal entities, both nonprofit organizations share a common board of directors.

Housing

Helping Individuals and Families Find a Home

6,466 660

Homes Facilitated Senior Homes

4,104 Affordable Homes

170 Transitional Beds

1,314 Permanent Supportive Homes

$210M Invested in the Community

Ensuring safe and affordable housing for families is an ongoing issue both in the San Diego region as well as nationally. Over the last 10 years, Civic has worked to make a small impact on addressing San Diego’s critical housing challenges.

“As President and CEO of the San Diego Housing Federation and incoming Board Chair of Civic Communities, I am honored to work with my board colleagues and staff who are focused on addressing our region’s most pressing housing challenges. Over the past decade, our team has worked tirelessly to preserve and provide housing options at all levels. As we begin our second decade of work, the organization remains committed to tackling the housing issues facing the region, most notably middle-income housing. It’s critical our region has a full range of housing options available to our workforce at all income levels, and we’re happy to play a small part in addressing these housing needs.”

Stephen Russell, Incoming Board Chair Civic Communities

Keeler Court

The Southcrest neighborhood now has a sustainability and design award-winning project, the Keeler Court Apartments, that provides 70 new affordable homes serving Veterans and families in San Diego. The development provides sustainable transportation improvements to further the community plan goals promoting a healthier lifestyle for all residents in the community. Civic successfully negotiated on behalf of the City of San Diego, a City loan, fulfilling a great need for housing in this area. The project offers residents a welcoming and pleasant place to call home with sweeping views to downtown and San Diego bay, its park-like setting, numerous on-site amenities, and location within walking distance to shopping, schools, parks, along with walking, bicycling and transit options.

• 70 affordable units range from 30% to 60% AMI

• 7 units dedicated for Veterans with supportive services

• City Loan: $6.8M

Vista Lane Housing

In addition to housing, providing comprehensive support programs to help families is a critical part of the new Vista Lane Family Housing development in San Ysidro. The project will provide 165 homes to individuals and families, who earn between 30% to 60% of the area median income. Civic provided a CDFI Loan to Mirka Investments for the purpose of developing one-, two-, and three-bedroom apartments for low-income families. In addition to new affordable housing, the families will have access to classes, financial literacy, food distribution, employment counseling, and after-school programs. The project is currently under construction.

• $300K Housing CDFI Loan

• 165 new homes for low-income families

• Affordable units range from 30% to 60% AMI

Employment & Social Services

Connecting our Communities with Jobs and Support

18K+ Low-Income Individuals Served

1K+ Jobs

$60.3M Invested

According to the US Census Bureau, over 300,000 individuals in San Diego County live in poverty. With an economy dominated by tourism and the military, the limited employment opportunities for San Diego’s low-income residents typically provide low wages and no benefits. The high cost of living, driven by an expensive housing market, compounds the economic issues of low-income San Diegans. The lack of good paying jobs leaves San Diego’s underserved population with few options for improving their lives, and the high cost of living leaves them with limited remaining funds for basic living needs.

Over the last 10 years, we are proud to have invested in numerous projects that have provided access to quality jobs and training programs for this underserved population. The projects that we have invested in have served over 18,000 individuals and created or retained over 1,000 jobs across many sectors including manufacturing.

“The NMTC funding has greatly enhanced our ability to help more young adults become self-sufficient through real-world job training and education, and in-turn positively re-engage in their communities.”

Kyle Kennedy, CEO Urban Corps of San Diego County

Nile Sisters Urban Corps

To expand programs and services for disadvantaged young adults in our region, Civic provided a NMTC allocation to Urban Corps of San Diego County. These funds help disadvantaged young adults reconnect with the community, improve career prospects and earn a high school diploma. Urban Corps youth participants work 24 to 30 hours each week in the community learning tangible job skills and earning vocational credits. The funds greatly enhanced Urban Corp’s ability to help more young adults positively re-engage in the community, become self-sufficient through real-world job training and education, and ultimately support their families and the economic development of their own neighborhoods. Additionally, they also actively provide community-serving support such as litter and graffiti removal, planting trees and working on projects to ensure community sustainability.

• $8M NMTC Investment

• GED and skills training for disadvantaged youth

• More than 100 young adults have become self-sufficient

Civic provided a CDFI loan to Nile Sisters Development Initiative to expand its Certified Nurse Assistant (CNA) training program. Nile Sisters serves refugees and recent immigrants and their families and helps them overcome barriers to social and economic self-reliance by providing emergency relief, employment facilitation, family advocacy and education. These loan proceeds, combined with a $607,895 loan from Mission Driven Finance, enabled the purchase of a building in City Heights to expand programming and increase training capacity to more than 200 people per year. The new property also allows the organization to offer licensed vocational nurse, home health aide, and phlebotomy training. The building also houses other entities which support the community such as legal clinics and other nonprofit organizations.

• $1M Building Business Success CDFI Loan

• Critical services to refugee and immigrant families

• New building to expand CNA training program

Health Services

Providing Access to Affordable Healthcare Options

40K+ Low-Income Individuals Served

548 Jobs

$55.5M Invested

With the global challenges of the past few years via COVID putting additional pressures on people’s emotional and physical health, Civic has remained committed to investing in projects that will make significant impacts in addressing important health needs. In recent years, we have provided funds to help many organizations, including Family Health Centers of San Diego and San Ysidro Health. These critical healthcare providers offer integrated health and physical rehabilitation clinics with services that support adults, children, and adolescents, including family therapy, Autism Spectrum Disorder, and substance use disorder.

Over the past 10 years, we are proud to have invested in numerous projects that have helped provide access to affordable healthcare options. The projects we have invested in have served over 40,000 individuals and created or retained over 500 jobs.

“The NMTC investment has provided Family Health Centers of San Diego the opportunity to expand our mission providing caring, affordable and high-quality health care to underserved communities, creating employment opportunities and economic stimulus for the community served. We are incredibly grateful for the opportunities afforded to us by the NMTC program.”

Ricardo Roman, CFO Family Health Centers of San Diego

Family Health Centers El Cerrito San Ysidro Health

To address many health and rehabilitation-related challenges facing the community, in 2021, Civic provided two NMTC allocations to the Family Health Centers of San Diego for its project on El Cajon Boulevard in El Cerrito. The project, now under construction, with expected completion in May 2023, will include a podium with subterranean and above-ground parking, and an integrated health and physical rehabilitation clinic. With 40,000 yearly visits, services will include adult, child and adolescent therapy, family therapy, Autism Spectrum Disorder occupational and speech therapy, substance use disorder services and services to veterans with PTSD. The project will also provide the foundation for a modular housing component that is expected to consist of approximately 160 housing units (not funded with NMTCs).

• $21M NMTC Investment

• 23,000 SF health and physical rehabilitation clinic in City Heights

• Will serve 8,600 unique patients annually (80% low-income persons)

• 80 new permanent jobs with living wages

San Ysidro Health Center offers medical, dental, behavioral health, radiology, laboratory, and on-site pharmacy services. In December 2021, Civic provided a NMTC allocation to fund working capital to support operations of the Maternal Child Health Center that features state-of-the art medical and dental suites specifically designed to meet the healthcare needs of children, adolescents, and pregnant women. The center also houses an Early Child Development Clinic, a Family Resource Center, a Women, Infant, and Child (WIC) Nutrition Center, and a teaching kitchen. With these critical operational funds provided by Civic, San Ysidro Health will continue providing quality medical care to this low-income community.

• $18M NMTC Investment

• Will serve 40,000 patients through 110,000 visits annually (92% low-income persons)

• Preserved 254 quality jobs (90% are filled by minority individuals)

Education Services

Creating Quality Educational Opportunities for All

5K+ Low-Income Individuals Served

815 Jobs $34.9M Invested

Our young people are the future and deserve opportunities for a quality education and great learning experiences. Civic has invested in projects that will help create quality educational opportunities for all including a charter school for at-risk youth and supporting our local universities.

Over the past 10 years, through programs supporting local universities and charter schools, more than 5,000 lowincome individuals have been served through important programs and resources and more than 800 jobs have been created or preserved in the education space.

“UC San Diego made a commitment to locate downtown in order to become a more active player in the region’s economic and social development while also addressing its deep commitment to equity, diversity, and inclusiveness. Civic is an incredible partner, who deeply understands the many dimensions of university life that UC San Diego wanted to bring to our downtown development, and helped achieve our goals and supported UC San Diego every step of the way. Given the complexity of these tax credit opportunities, working with Civic was a wonderful experience. It is amazing what we were able to accomplish together.”

Mary Walshok, PhD, Associate Vice Chancellor for Public Programs UC San Diego Extended Studies

UC San Diego Extension KIPP Adelante

The University of California, San Diego extended its reach into downtown San Diego’s East Village neighborhood in 2020. As part of the University’s Extension School, UCSD’s new strategically-located facility includes a Workforce Development Accelerator and a Community Arts & Innovation Center at a site that is accessible to low-income community members via multiple public transit lines. This project allows new populations and constituencies from San Diego’s Promise Zone and beyond to be brought into UCSD’s regional economic, academic and cultural spheres of influence. This includes a wide spectrum of individuals, from grade school through lifelong learners. The project will serve thousands of students and local community members annually with programs that allow unemployed and underemployed persons to achieve academic certificates and well-paying jobs on an accelerated basis.

• $15M NMTC Investment

• New 66,000 SF workforce development center

• More than 1,000 students will achieve academic certificates

In April 2019, Civic provided a NMTC investment to KIPP Adelante – part of the acclaimed KIPP national network of schools. Serving grades 5 through 8, the public charter school is focused on its mission to ensure students develop the academic skills, intellectual habits, and character traits needed to succeed in top quality high schools, colleges, and the world beyond. Since 2003, KIPP Adelante has served students in the Barrio Logan, Shelltown and other underserved neighborhoods of San Diego. Approximately 95 percent of the school’s current student body qualify for free or reduced lunch and 50 percent are English language learners.

• $12.8M NMTC Investment

• New 25,500 SF campus within San Diego’s Promise Zone

• Will serve more than 400 low-income students annually

Youth Services

Enriching the Lives of the Next Generation

167K+ Low-Income Individuals Served

521 Jobs $65.1M Invested

Having enriching activities outside the classroom is an important element of any community. Accessing personal and educational growth opportunities including college scholarships, tutoring and other programs to keep kids safe, supported, and motivated, and to strive for their dreams of a successful future, are all elements of meeting Civic’s mission. Whether ensuring safe and sustainable places to live and play or changing lives through sports programs, each investment made is providing opportunities for our young people to thrive.

Over the past 10 years, we are proud to have invested in numerous projects that help enrich the lives of the next generation. The projects we have invested in have helped serve more than 167K low-income individuals and more than 500 jobs have been created or preserved.

“We’re grateful to Civic who not only provided a loan enabling us to acquire land, but also sourced funding through the NMTC program. This program allowed us to expand into our new facility and increase our capacity to serve the students in the surrounding community. Now more students have access to our programs, and we’ve seen expanded growth of kids taking advantage of college opportunities afforded through the game of squash.”

Renato Paiva, Executive Director Access Youth Academy

Access Youth Academy

Squash has become an effective tool for students to gain acceptance and scholarships to some of the nation’s top universities. Access Youth Academy is a San Diego-based non-profit organization created in 2006 to transform the lives of underserved youth through academic mentorship and urban squash. To help them advance their important, life-changing mission, in 2015 Civic Communities, in partnership with Mission Driven Finance and Alliance Healthcare Foundation, provided an acquisition and predevelopment loan, and in 2020 and 2021, Civic provided a $11.4 million NMTC allocation to finance the construction of a new two-story complex that houses an eight-court, state-of-the-art squash and learning center located in the heart of the federal Promise Zone in Southeastern San Diego.

• $1.1M Community Impact CDFI Loan and $11.4M NMTC Investment

• New 21,500 SF learning center within San Diego’s Promise Zone

• Will now serve 1,300 local students annually vs. 120 students in prior location

YMCA Supportive Housing

Civic helped facilitate the addition of 25 homes to support at-risk young people in their quest for a stable place to live. Civic’s NMTC investment financed the acquisition and rehabilitation of an existing apartment complex in Escondido. The property expands the YMCA’s existing Transitional Housing & Youth Development program and streamlines the YMCA’s efforts to end youth homelessness. Each unit is 2 bedrooms and 2 bathrooms and approximately 930 square feet of living space. In total, the project serves 44 vulnerable, lowincome youth aged 16-26 at any given point in time during the year, along with two staff member units.

• $6.7M NMTC Investment

• Rehabilitation of 25 rental housing units in Escondido

• A stable home and comprehensive services for 44 foster youth

Public Improvement Projects

Creating Healthy and Vibrant Neighborhoods

15

Projects Completed Public Facilities (in Square Feet)

$83.6M Total Value of Completed Projects

53K+

7.2 Acres of Parks

215 Construction Jobs

1.7 Miles of Sidewalks/ Trails

Creating accessible safe and green public spaces are vital to ensuring healthy neighborhoods. In the past 10 years, Civic, on behalf of the City of San Diego, helped implement 15 public works projects valued at more than $83 million. This included new parks, a fire station, sidewalks, a theater, and green streets among other projects. All new infrastructure adds important vibrancy to our communities. Today, there are nine new projects totaling more than $135 million under construction or in the pipeline.

Fire Station No. 2

Located at the southeast corner of Pacific Highway and Cedar Street in downtown San Diego, the facility consists of a three-story, 15,980 square-foot fire station, over a single level of below-grade parking, including a lobby/ reception area, apparatus bays, living rooms, kitchen, office spaces, exercise room, sleeping dormitories, and public art. The building is LEED Silver certified and is the first emergency response facility built on the west side of the railroad tracks to improve response times. This was the first new fire station built in Downtown San Diego since the 1970s.

Horton Plaza Park

Located in the heart of downtown San Diego bounded by Broadway, Fourth Avenue, and Broadway Circle, the project comprises of approximately 57,000 square feet, including rehabilitating the 20,000 square-foot historic park site and fountain originally designed by Irving Gill and approximately 37,000 square feet of a new urban plaza with amenities such as a large amphitheater, three food and beverage/retail pavilions, an interactive water feature, architectural luminaria, public restrooms, granite paving, and public right-of-way improvements.

Community Lending

Creating Opportunity Through Access to Capital

$5.9M Invested in the Community

88% Invested in Low-Income Neighborhoods

230 Jobs Created 200+ Low-Income Residents Served Annually

487 Homes Funded

52% Invested in Minority-Owned Businesses

275 Affordable Homes

One of our lending tools in Civic’s tool box is its Community Development Financial Institution (CDFI) Lending Program. Civic offers tailored loans for non-profits, businesses, projects, and community facilities that may not have access to traditional financing. Loan terms are designed to provide increased flexibility to those organizations that have had difficulty securing traditional financing. We provide financing to projects or businesses in low-income neighborhoods, projects that support low-income residents, and projects that provide affordable housing and/or community facilities.

Civic’s CDFI lending programs includes:

Housing Impact Loans

Civic’s Housing Impact Loans provide financing for affordable and middle-income housing with a focus on low-income communities. Loans are used to fund acquisition, predevelopment and construction financing for housing projects that provide positive community benefits.

Community Impact Loans

Community Impact Loans are targeted towards real estate development or community projects that provide community benefits such as business incubators, community centers, child care facilities, health clinics or youth facilities for businesses and nonprofits that are unable to qualify for standard bank financing.

Building Business Success Loans

The Building Business Success Program (BBS) focuses on building the capacity of small businesses to competitively bid on procurement opportunities with public, private, and government institutions in San Diego County. The program provides business loans to Minority Owned Businesses (MBEs) and Disadvantaged Businesses (DBEs) with flexible underwriting terms that are sensitive to the limited net-worth, collateral, and credit histories generally prevalent among MBEs/DBEs.

Community Lending

BID Access to Capital Intern Program

Civic seeks to promote the equitable access to capital for business owners in San Diego’s emerging commercial corridors. Through the Business Improvement District Access to Capital (BID A2C) program, Civic underwrites the sponsorship of college interns placed within selected Business Improvement Districts to enhance their capacity to proactively engage small businesses and help inform business owners of the various microlending opportunities that are available to best fit their need and level of readiness. Often, these lending opportunities come with less restrictions than traditional banks to ensure greater access to capital.

El Borrego

Since 2009, the restaurant, owned and operated by the mother and daughter team of Irma Sotelo and Rodnia Navarro, offers not only in-door seating, but its recently opened “al-fresco” patio area that transports its guests to Mexico for an authentic dining experience. Specializing in lamb, El Borrego brings cuisine from the Hidalgo area of Mexico to San Diego. The project was originally identified by the BID A2C intern. The intern was able to help the business secure initial financing from a local financial institution, which Civic was able to help refinance in 2022.

“We’re grateful to Civic and its Access to Capital Intern Program who helped guide us through our initial loan process with another lender and then ultimately helped us refinance through Civic to save money for our family business.”

Rodnia Navarro, Owner El Borrego Restaurant

New Markets Tax Credit Program

$268M Received

$213M Deployed

2,853 Jobs

One of the most important tools in our economic development toolbox is the New Markets Tax Credit (NMTC) program. In 2012, Civic became a federally-certified Community Development Entity (CDE) that allows us to apply for annual allocations of New Markets Tax Credits.

The NMTC Program is a Federal program which provides a vehicle to increase the flow of capital to businesses in or serving low-income communities. The NMTC program provides an incentive for private investors to invest capital in exchange for a modest tax credit. The NMTC program can be used to fund community facilities, commercial projects, industrial projects, or mixed-use projects located in qualified low-income census tracts, as well as operating businesses located in qualified low-income census tracts.

The purpose of a CDE is to apply for NMTC allocations and manage qualifying low-income community investments in the underserved communities of San Diego. To date, Civic has received $268 million in NMTC allocations with $213 million invested into 16 projects (18 loans) in San Diego’s most economically-challenged neighborhoods, furthering our mission to boost the quality of life for San Diego’s underserved residents and communities. Projects that were invested in include youth and family services facilities, vocational services facilities, healthcare facilities, education facilities and manufacturing facilities.

“Civic’s programs have made a lasting impact on the El Cajon Boulevard corridor through its NMTC and CDFI programs which have enabled the Copley YMCA, Family Health Centers, Nile Sisters and other businesses to thrive. I am excited to be a part of Civic’s commitment to improving underserved neighborhoods.”

Tootie Thomas, President, El Cajon Boulevard BIA Advisory Board Member & City of San Diego, Human Relations Commission Chair

NMTC Timeline

Access Youth Academy Phase I Youth Services

$4M

YMCA Youth & Family Services (Escondido) Youth Services

$6.7M

UCSD Extension Workforce Development Accelerator Education

$15M

Goodwill Industries Community Employment Center (Escondido) Employment/Social Services

$9M

San Diego Rescue Mission Employment/Social Services

$9.6M

San Ysidro Health Healthcare

$18M

Access Youth Academy - Phase II Youth Services

$7.4M

Family Health Centers of San Diego El Cerrito Clinic Phase II Healthcare

$15M

Family Health Centers of San Diego El Cerrito Clinic Phase I Healthcare

$6M

Promise Zone

A Promise Zone is a designated community where the federal government works strategically with local leaders to boost economic activity and job growth, improve educational opportunities, reduce crime, and leverage private investment to improve the quality of life in these vulnerable areas. As an implementing partner, Civic was instrumental in the San Diego Promise Zone becoming one of 22 federallydesignated Promise Zones in the United States and one of only four in California. The Promise Zone, from East Village and Barrio Logan east to Encanto, is home to the City’s most culturally rich and ethnically diverse neighborhoods, but also some of the most disadvantaged and underserved communities. Civic has supported Promise Zone goals by participating in the housing and economic development working groups and by supporting the development of housing, parks, schools and YMCAs. Civic also helped open the Promise Zone Office.

For more information on the San Diego Promise Zone please visit: www.sandiego.gov/economic-development/sdpromisezone

Board, Advisory Board & Staff

Board Members

Executive Staff Advisory Board Members

Victor Avina

Tina Ngo Bartel

Diane Moss

Joel Roberts

Tootie Thomas Jason Wells

Jody Wood

Michael Lengyel Executive Vice President, Lending & Investment

Daniel Kay Executive Vice President, Engineering & Construction

Maddy Kilkenny Chair

Andrew Phillips President & CEO

Stephen Russell Vice Chair

Lisa M. Greeson Executive Vice President, Administration

Tina Ngo Bartel Director

Victor Avina Director

Carlos Vasquez Director

Rich Geisler Director

Theodore Shaw Director

Lisa Cuestas Director

In Memoriam

Champions of the Community

Our community lost two of its neighborhood champions in the past few years. Robert Robinson and Daniel Cruz Gonzalez were selfless individuals, dedicated to their communities and to making a positive impact in people’s lives. Their contributions on our board and advisory board and to San Diego will never be forgotten.

Robert Robinson

Robert Robinson passed away on October 21, 2021. Mr. Robinson’s commitment to San Diego’s underserved communities was demonstrated by over 40 years of experience in community development and community/civic engagement. He served on numerous boards and commissions and was a Civic Board Member for almost eight years. His leadership and dedication have contributed to the impact of Civic’s New Markets Tax Credit Program and other community lending programs.

Daniel Cruz Gonzalez

Daniel Cruz Gonzalez passed away on July 5, 2022. For 33 years, Mr. Gonzalez served the City of San Diego in a variety of positions including Director of the Risk Management Department and Director of Administrative Services for the Fire Department. He volunteered for numerous local organizations and chaired the New Markets Tax Credit (NMTC) Advisory Board since its inception in 2012. His contributions and leadership to the NMTC Program demonstrate his dedication to supporting San Diego’s underserved communities.

Financial Partners Community Partners

Accessity

Alliance Healthcare Foundation

Bank of America

Capital One

Community Development Financial Institutions Fund / U.S. Treasury

Chase Bank

Citibank

Kaiser Permanente Foundation

Impact Assets

Mission Driven Finance

National Association for Latino

Community Asset Builders (NALCAB)

Neighborhood National Bank

Northern Trust Bank

Opportunity Finance Network

PNC Bank

Pacific Western Bank

Torrey Pines Bank / Western Alliance Bank

Self-Help Federal Credit Union

U.S. Bank

Wells Fargo

Access Youth Academy

Ajinomoto Foods

Bethel African Methodist Episcopal

Church of San Diego

California Organized Investment Network (COIN)

Casa Familiar

Center City Business Association

City of San Diego

Council for Supplier Diversity

County of San Diego

Diamond Business Improvement District

Downtown San Diego Partnership

El Cajon Boulevard Business Improvement Association

Family Health Centers of San Diego

Goodwill Industries of San Diego County

Groundwork San Diego-Chollas Creek

KIPP Adelante Preparatory Academy

Habitat for Humanity

House of Music

Hub & Spoke Communities

Logan Heights CDC

Middlemarch Fund

Mirka Investments

Mission Driven Finance

Momentum Learning, San Diego County Office of Education

National Core

Nile Sisters Development Initiative

Norwood Development Strategies

Partnership for the Advancement of New Americans (PANA)

San Diego Community Land Trust

San Diego Housing Federation

San Diego Regional Economic Development Corp

San Diego Rescue Mission

San Marcos Chamber of Commerce

San Ysidro Chamber of Commerce

San Ysidro Health

Small Business Development

Centers of San Diego

Stand Up Properties LLC

South County Economic Development Corporation

University of California San Diego

University of San Diego

Urban Corps of San Diego County

Urban Land Institute

Vista Chamber of Commerce

YMCA of San Diego County