Applying for SBA Economic Injury Disaster Loans PULSE BEAT
By Brad Pollak (bpollak@lbcc.edu) Director, Long Beach Small Business Development Center
By this time, it is highly likely that you will have heard of the Economic Injury Disaster Loan (EIDL). But in case you haven’t, the EIDL is a loan provided through the Small Business Administration (SBA) and is funded by the U.S. Treasury. It allows a small business to apply for up to $2 million in loans if that businesses has been directly impacted by the COVID-19 pandemic.
To apply, go online to this official website: disasterloan.sba.gov/ela/Account/Login.
As of this writing, the SBA site is experiencing very high volume, so be prepared to be patient. If you have trouble logging on using Google Chrome, try using Internet Explorer, Firefox, Safari or another browser.
Please make sure that you mark “Economic Injury” in the box provided on the application. To prepare for filling out the application, it will be enormously helpful if you have available a list of your current assets and liabilities. Assets would include:
• Cash on hand and in bank savings accounts
• IRA or other retirement account information
• Accounts and notes receivable
• Life insurance (cash surrender value only)
• Stocks and bonds
• Real estate
• Automobiles
• Other personal property (detailed list)
• Other assets (detailed list)
• Sources of income (salary, real estate investment, other investments, etc.)
• Other income Liabilities would include:
• Accounts payable
• Notes payable to banks and others
• Auto payments
• Loans against life insurance
• Mortgages
• Unpaid taxes
• Other liabilities
During the application process, please make sure you keep any SBA loan numbers (or whatever type of number the SBA assigns to you) in a safe place, and do not lose your password! The SBA won’t be able to find your password if you lose it, and you’ll have to begin the process all over again.
Additional ways to apply:
By mail: Paper applications are found here: disasterloan.sba.gov/ela/Information/ PaperForms.
Disaster loan information and application forms may also be obtained by calling the SBA’s Customer Service Center at 800-659-2955; for the hearing-impaired, call 800-877-8339; or by emailing to disastercustomerservice@sba.gov Forms needed include:
• SBA Form 5C—For all sole proprietors.
• SBA Form 5—For all other entries.
• SBA 413D—Personal financial statement.
• SBA 1368—Sales/revenue comparison by month over the last three years, including the first three months of 2020.
• SBA 2202—Schedule of liabilities.
• SBA 4506T—IRS verification of taxes filed. Paper applications should be mailed to: U.S. Small Business Administration Processing and Disbursement Center 14925 Kingsport Road Fort Worth, TX 76155
By Email: Ela.doc@sba.gov.
By Fax: Send to 202-481-1505
If you would like assistance from the Long Beach Small Business Development Center (SBDC) to help you pull together the necessary information for the application—particularly in preparing the schedule of liabilities—please know that we are here to help you!
In order for an SBDC business advisor to assist you, please register as an SBDC client, which is free. You’ll have zero out-of-pocket expenses working with any of our SBDC paid expert advisors.
PULSE BEAT
To register with SBDC, please go to on longbeachsbdc.org/newclient, and then click on the red “Get Started” button and follow the prompts.
As soon as you’ve registered, please call us at 562-938-5100 so that we can set you up with an advisor to help you navigate the EIDL process.
In addition to the SBA’s Small Business Development Center, here is a list of additional agencies and groups that can be helpful to you: Disasterloan.sba.gov—Disaster loans, small business loans.
City, county and state websites—For updates on local issues.
Centers for Disease Control (CDC) website: www.cdc.gov—For all things related to health.
Employment Development Department (www.EDD.ca.gov)—For employer and employee information, including unemployment insurance, work-sharing programs and much more.
U.S. Department of Labor (www.dol.gov)— Guidance for preparing workplaces to deal with public health issues.
I wish you all the best during these difficult times, and I know that we will get through this as the strong, energized, creative and exceptional community that we are.
Image:
SBA
My thanks to our community
This month, the Paramount City Council will hold its annual reorganization meeting, which ends my term as Mayor. In addition to that, I have officially retired from the Council.
I’ve lived in Paramount since 1949, opened my business here in 1972, and raised my children in town. Over the years, I’ve been involved with the Elks Club and the Rotary Club and was on the Board of Directors for the Paramount Chamber of Commerce.
With the City, I’ve served on the Parks and Recreation Commission, the Planning Commission, and, of course, was elected to the City Council in 2007.
Needless to say, I love Paramount.
The best part of this history has been the opportunity to work with some amazing people. These folks have come from all corners of our community. Like any city, Paramount has faced big challenges over the years. In my experience, our folks have always come together to overcome these challenges.
A shared vision has worked to our advantage.
It’s been a true honor to be part of the Paramount team and see such great accomplishments achieved over time.
I also want to make special mention of my colleague, Vice Mayor Daryl Hofmeyer, who has served on the City Council and, previously, on the Planning Commission. He, too, has retired. I thank him for his great contributions and devotion to our town. Tom Hansen
A Producer of Renewable Fuels Using
Animal Fats and Vegetable Oils
Coronavirus/COVID-19 information
Everyone knows how the coronavirus/COVID-19 has impacted the nation and the world—but it is still important to keep sharing essential facts from the Los Angeles County Department of Public Health:
• 80% of those who contract COVID-19 experience only mild symptoms and get better on their own with proper self-treatment and isolation.
• The most at-risk populations are those with underlying health conditions (i.e., heart disease, COPD, etc.) and the elderly (those over 65 years old).
• Wash your hands frequently for at least 20 seconds and sanitize touched surfaces.
• Refrain from touching your face, especially your eyes, nose, and mouth.
• Cough or sneeze into your sleeve.
• Practice social distancing when in groups, keeping a space of at least six feet between individuals.
• Stay home if you experience any mild symptoms like a fever or coughing.
• Always consult your doctor for medical advice.
For updates and important information, visit: paramountcity.com/COVID-19
Here are answers to questions that have arisen during this crisis:
The Paramount Water Department has closely monitored events and public health recommendations surrounding the outbreak and spread of COVID-19. We want to reassure our customers that your tap water is available, plentiful, and safe. There is currently no evidence to support that COVID-19 is transmitted through drinking water.
The City does not administer coronavirus tests. According to the Los Angeles County Department of Public Health: “Only health care providers can test for COVID-19.”
When it comes to specific coronavirus cases within a city, because of compliance with the Health Insurance Portability and Accountability Act (HIPAA), the City does not have access to resident information about coronavirus.
The City has no scheduled date for resumption of activities. We will continue to monitor public health guidelines and recommendations and assess City services and programs, and we will update residents as dates change.
The City coordinates closely with schools, but the decision to close campuses comes from the Paramount Unified School District (PUSD).
The City (like most other municipalities) does not have a health department. For local health information, that falls to the Los Angeles County Department of Public Health. (publichealth.lacounty.gov.)
IN MEMORIAM
Elvira Amaro
August 17, 1925 - February 25, 2020
Elvira Amaro, former mayor of the City of Paramount and a very active member of the local community for many years, passed away peacefully at the home of her daughter, Rosie, in Northern California while surrounded by her many grandchildren. She was 94.
She was preceded in death by her husband, Alfred Amaro, and her sons Rudy, Tony and Freddy.
During World War II, she helped build airplanes at Vultee Aircraft in Downey and became known as one of the original “Rosie the Riverters.”
Mrs. Amaro served on the Paramount City Council from 1990 through 1994, and she was mayor in 1992.
Active in numerous local civic and service organizations, she was a longtime instructional assistant with the Paramount Unified School District and a member of the Paramount Women’s Club.
One of her passions was the Sister Cities program. Frank Barraza, president of Paramount-Tepic Sister Cities, recalled that when she was mayor, she welcomed several delegations from Tepic, Mexico, to City Hall and personally showed them around Paramount. She also visited Tepic and Nayarit and hosted guests from Tepic as part of the student exchange program. “She was an extraordinary woman and an inspiration to so many,” Mr. Barraza said.
A devoted Catholic, she was a founding member of Our Lady of the Rosary Church, where her funeral service was held on March 9. She was also a member of the Catholic Daughters in Bellflower and the Knights of Columbus in Paramount, and she was a past-president of Las Guadalupanas at Our Lady of the Rosary Church.
Burial was at All Souls Cemetery in Long Beach.
Sign up to get important messages
Nixle, the City of Paramount’s mass communication notification system, sends emergency messages and other important announcements to the Paramount community via cell phone, landline, email and text. It has been a vital tool for keeping our residents informed during the ongoing coronavirus/COVID-19 pandemic ordeal.
To sign up, go to the City of Paramount homepage at paramountcity.com, use the “How Do I…” drop-down menu at the top right side, and then click on “Nixle alerts” under “Register for.”
You can choose how these messages are delivered to you, and you can cancel the service and delete your information at any time. Your information will never be shared with any businesses or outside agencies.
Be sure to also follow us on social media, another avenue for getting out timely information. On Instagram, it’s paramount_posts. On Facebook, it’s cityofparamount
Public
UCOVID - 19 SCAMS
nscrupulous persons out there are trying to take advantage of public fears and uncertainties related to the ongoing coronavirus/COVID-19 pandemic that has severely impacted our lives and businesses. Read the information below from the Los Angeles County Sheriff’s Department to avoid becoming a victim of misinformation and scams.
• Do not click on “phishing” emails, links or attachments that you don’t recognize. Hackers may be able to access your personal information if you click, open or log onto a fake page. You may receive emails from fraudulent accounts impersonating official websites or doctors. For example, an email might come from a fraudulent address like @CDC-GOV.ORG instead the official email address of @CDC.GOV. Make sure you hover over the link to verify the URL (Uniform Resource Locator) and domain name.
• Ignore fraudulent online offers claiming to sell COVID-19 cures or treatments. At this time, according to the Centers for Disease Control (CDC), there is no vaccine for this coronavirus nor are there approved drugs to treat it (although some drugs are being tested).
• Beware of scammers selling knockoff products, such as those claiming they are selling “N95” respirator face masks versus regular surgical masks, or hand “sanitizers” that either contain no alcohol or less than 65% alcohol, making them ineffective against the novel coronavirus. Please purchase such products only from trustworthy businesses.
• Be aware of fraudulent fundraising campaigns or donation requests for cash, gift cards and credit cards. There are scammers seeking contributions via emails or going door to door. At this time, no government agencies or officially sanctioned organizations are sending persons door to door or soliciting donations through bitcoin or PayPal.
• Watch out for price gouging, which is illegal in California during a declared emergency. California Attorney General Xavier Becerra has issued a price gouging alert, in which he said: “I encourage anyone who has been the victim of price gouging, or who has information regarding potential price gouging, to immediately file a complaint through my office’s website (oag.ca.gov), call 800-952-5225, or contact their local police department or sheriff’s office.”
To get information, resources and updates from official departments, please visit CDC.gov or cdph.ca.gov. For local Los Angeles County information, please visit the local webpage: publichealth.lacounty.gov
If you believe you have been scammed, contact your bank and/or credit card company immediately and report it to your local law enforcement.
Paramount residents can file specific types of crimes or incident reports from home with the Sheriff’s Online Report Tracking System (SORTS) on the LASD.org website. Once your report is reviewed and accepted, a free copy of the approved report will be emailed to you for your records. You can report the following incidents:
• Lost or stolen cell phones valued $950 or less.
• Lost or stolen property valued $950 or less.
• Vandalism, excluding graffiti, where damage is valued under $400.
• Theft from an unlocked vehicle valued $950 or less.
• Theft from an open or unsecured area valued $950 or less
You may also file a Supplemental Loss Form, which must already have a previously assigned LASD report number. All cases filed within this system will be reviewed. Department policy will dictate the level of investigation needed for the incident you report to us using SORTS.
A deputy sheriff may need to follow up with you by email, telephone or in person if the incident requires further investigation.
To use SORTS, visit shq.lasdnews.net/shq/SORTS/sorts_intro.aspx
Image credit:
Vektor Kunst
(Pixabay)
Paramount restaurants serving you!
Membership RENEWALS
We’re very grateful that the businesses below have renewed their Paramount Chamber of Commerce memberships, making our valuable services possible.
CalMet Services, Inc.
53 years 7202 Petterson Lane, Paramount, CA 90723
Los Cerritos YMCA/YMCA of Greater Long Beach 52 years 1553 S. Woodruff Ave., Bellflower, CA 90706
Garfield Animal Hospital 36 years 16301 Garfield Ave., Paramount, CA 90723
Hynes DES Inc. Banquet Hall 35 years 7812 Alondra Blvd., Paramount, CA 90723
Jones Scaffold Co..................................................................................35 years
16439 Illinois Ave., Paramount, CA 90723
Duke & Associates 30 years 8202 E. Alondra Blvd., Paramount, CA 90723
Paramount Elks Lodge BPOE #1804 24 years 8108 Alondra Blvd., Paramount, CA 90723
Standard Catering, Inc. 17 years
7549 Alondra Blvd., Paramount, CA 90723
Casa Adelita Mexican Restaurant
years 8063 Alondra Blvd., Paramount, CA 90723
Amapola Deli & Market...................................................................11 years 13733 Garfield Ave., Paramount, CA 90723
Roa’s Flooring..........................................................................................11 years
37 Montecillo Dr., Rolling Hills Estates, CA 90274
Busby-Stone Risk Management
9201 Camino Media, Bakersfield, CA 93311
Colors Printing
years 6838 Rosecrans Ave., Paramount, CA 90723
St. Pius X – St. Mathias Academy 6 years 7851 E. Gardendale St., Downey, CA 90242
Horchateria Rio Luna
15950 Paramount Blvd., Paramount, CA 90723
TECHNICIAN Full-time. Experience helpful, but willing to consider an excellent new graduate who can learn quickly. Call Martha at Fobi Pharmacy: 562-630-5700
BARTENDER Part-time, including evenings and weekends. Call Leroy: 562-634-9001.
SKILLED LABOR OPPORTUNITIES SkillsetGroup currently has these positions available for first, second and third shifts: Machine operator, sanitation, loading & unloading, forklift drivers, production line, and order pulling. Come in and apply today! SkillsetGroup actualmente tiene aperturas para puestos disponibles para Primer, Segundo y Tercer turno. ¡Ven y aplica hoy! Call us at 866-375-3094 or use Instagram (@skillsetgroup) or Facebook for weekly updates. 7300 Alondra Blvd., Suite 202, Paramount, CA 90723.
4 years
Sanchez Professional Services.......................................................4 years
7300 Alondra Blvd., Paramount, CA 90723
Campos Management: Staffing Solutions 1 year 15134 Paramount Blvd., Paramount, CA 90723
16444 Paramount Blvd. #300, Paramount, CA 90723
STATE FARM AGENT State Farm Agents help customers protect what’s important to them while making time to give back to their neighborhoods. Improve your career! Call David Maciel: 562-305-2111
FULL-TIME SEAMSTRESS 5-Star Interior Services, Inc., needs a full-time seamstress with drapery experience. Contact Leroy at 818-845-4518.
CREW WORKER Specialty construction. Will train. Installation of epoxycoatings, including preparation of concrete floors and other structures using various equipment. Long-term, 30+
PHARMACY
member-to-member discounts Paramount Chamber of Commerce
As a Paramount Chamber of Commerce member, these discounts are extended to you by your fellow members. Visit the following businesses to receive the discounts listed below. But remember, these offers are available only to Paramount Chamber members!
Attorney & Legal Services
Lerma Law Office (562-272-4353):
15% discount on initial retainer fee or flat-rate service.
Automotive
Herald’s Garage (562-633-2136): 15% discount on labor and a free engine light reset.
Beauty
Family Cutz (562-408-2733):
$3 off regular haircut, 10% off color service.
Comeback Barber Shop (310-920-5090):
$17 haircut for Chamber members.
2rue Beauty Salon (562-952-1951):
$25 haircut and blow out.
Cleaners
Alert Cleaners (562-634-4602): 10% discount on any dry cleaning.
H1 Floor Covering (424/785-5551): 15% off first visit.
Jones Scaffold Co. (800-266-3864): 10% off net rental of scaffold equipment.
Data Base Services
NEXTSTEP (877-305-6932): Free needs analysis and special Chamber member discount rate.
Dental
Paramount Dental Care (800-266-3864): Free whitening. Free exam. Free cancer screening
Financial Services
SG Tax Services (562-630-4004): $25 off tax preparation for Chamber members and their employees.
United Credit Education Services (424-298-1726): $50 off $99 enrollment fee. Vicky Professional Services (562-634-1178): 20% off bookkeeping and accounting service.
Flowers
Diana’s Flowers (562-529-5045): Free local delivery and free balloons.
Case de las Flores (562-469-8776): 25% off any arrangement.
Funeral Services
Palacios Funeral Home (562-972-5429): 5% off services.
Hotels & Motels
Embassy Suites Hotel (562-861-1900): 15% off best available room rate (subject to availability). Ask for “Chamber rate.”
Insurance
2000 Insurance Service (562-602-0001): 25% off new business.
Medical
Azul Homecare Partners (562-862-9249): 10% off medical supplies (call Giselle Ortegon).
Clínica Médica Hispana (562-630-1991): 25% discount.
Hansen, Thomas D.C. – Chiropractor (562-634-0985): 25% off initial visit.
Lakha Medical Clinic (562-602-8877):
Alena Skin Care–Free consultation. Cosmetic Surgery & Laser Center (562-865-9600)–10% off any laser or cosmetic surgery Procedure.
Plumbing & Heating
Downey Plumbing, Heating & Air Conditioning (562-861-1234): 10% off HydroJet service and/or 10% off material.
Production (Events)
YSL Production (323-490-6315): 20% any event services: Sound, lighting, stage, LED video, wall & truss equipment.
Printers
Source Graphics, Inc. (562-408-2734): 10% discount on all printing.
T & C’s Screen Printing ((310-292-8508): Free two-color set-up on screen printing. Free set-up on embroidery ($50 value) on a 24-shirt minimum.
Real Estate
Century 21 Allstars–Mark Sourial (562-745-8171): Free market evaluation of your property.
GM Properties (562-696-0200): 5% of gross commissions on closed deals will be sent to the charity of our choice in your name. Ask for Matt.
Penta Pacific Properties (562-699-1922): Free market value opinions on commercial and industrial properties.
Real Estate Homes & Investments (562-200-1164): 20% discount. Ask about preferred pricing for Chamber members.
The R.M. Cool Company (562-630-6000): Ask about preferred pricing for Chamber members.
Restaurants
Café Corleone (562-408-6100): 10% discount on all food purchases.
Café Camellia (562/866-2824): 10% discount on food purchases.
Casa Adelita (562-408-2360): 10% off (may not be combined with other specials).
Casa Gamino (562-634-6225): 10% discount on food purchases.
Delfin Seafood & Market (562-630-1928): 10% off any order.
El Compa Restaurant (562-630-1068): 10% discount on all food purchases.
Gus’s Deli, BBQ & Grill (562-630-2802): 10% off all food purchases.
Mariscos El Parihuete (562-408-1661): 10% off on food purchases over $10.
Mariscos Mi Lindo Sinaloa #1 (562-529-5110): 10% discount on all food purchases.
Pika Tortas Ahogadas (562-529-5787): 10% discount on all regular-priced food items (excludes combo deals).
Shakey's Paramount (562-630-6090): 10% discount off regular-price large or medium pizza.
The Hummus Factory, Downey (562-622-2300): 20% off any order.
Skating Rinks
Paramount Iceland (562-633-1171): 10% off admission and skate rental.
Wellness & Health
Spiritual Quest (877/535-2267): 50% off salt lamps only.
Wholesalers & Distributors
Rayvern Lighting Supply, Inc. (562-634-7020): 5% off fixtures and ballast orders (commercial distributor of lighting and fixtures).
To learn more about this discount program, please call the Paramount Chamber of Commerce office at 562-634-3980
paramount Market Hours
These members of the Paramount Chamber of Commerce are prepared to accommodate senior and disabled residents, as well as other shoppers, during the ongoing coronavirus/COVID-19 public health emergency.
To keep our seniors and disabled residents safe during the COVID-19 pandemic, Journey of Love and Hope will be shopping for those in need and delivering food to them. To schedule a shopping trip, please email Inquire@paramountchamber.com
Ribbon-cutting Ceremonies
Metro Plywood & Hardware
WBe helped Metro Plywood & Hardware celebrate their 20th anniversary with a ribbon-cutting ceremony (at left) and taco lunch on March 12. Congratulatory certificates and best wishes were presented by the following (above, left to right): Rudy Sandoval (Real Estate Homes & Investments), presenting on behalf of California State Senator Lena Gonzalez; Adrian Landa, representing California Assembly Speaker Anthony Rendon; Luis Baez (Palacios Funeral Home), presenting on behalf of Los Angeles County Supervisor Janice Hahn; Mylene Moreira (2000 Insurance); Mario Moreira, owner of Metro Plywood & Hardwood; Aylene Moreira; Barbara Crowson from the Paramount Chamber of Commerce; and Danny Elizarraras from the City of Paramount.
ecause of COVID-19 public health restrictions imposed after the ceremony shown above, we were unfortunately unable to hold our ribbon-cuttings for Kaizen Dental and Halibut Window film. In lieu of those ceremonies, we are running the ads below to thank them for joining the Paramount Chamber of Commerce. We wish them—and all our members—the best during the current difficult circumstances, as well as great success when business gets back to normal.
Staysafeandwell
Dr. Diem Cao and the staff at Kaizen Dental wish you and your family good health as we all remain "Safer at Home" while fighting the COVID-19 pandemic together.
We’re still open! While the well-being of our employees and customers is always our top priority during the COVID-19 emergency, this may actually be a good time to let us tint your windows while your office is either closed or you’re working with a limited staff. Just give us a call, and we’ll get the job done quickly before the weather gets hot.
April 2020
HELP APPLYING FOR UNEMPLOYMENT INSURANCE
There are a number of resources that can help you understand and navigate the process of applying for Unemployment Insurance (UI) bene ts.
Find instructional videos providing an overview of UI Online, how to create an online account, and the steps for ling a new claim in both English and Spanish at https://www.edd.ca.gov/Unemployment/UI_Online.htm.
Find written material to understand the process at the State Employment Development Department’s website, https://edd.ca.gov/about_edd/coronavirus-2019.htm.
For help completing the application, call your local America’s Job Center of California to schedule a phone appointment with an EDD representative. Locally, that is the Southeast Los Angeles County Workforce Development Board at (562)484-5020. (Be
prepared to provide the EDD representative with your contact information.)
Keep in mind that, according the EDD, it takes at least three weeks to process a claim for unemployment bene ts and issue payment to most eligible workers.
