Down Payment

PREPARING YOUR FINANCES Down Payment

Your down payment requirement may vary depending on your home loan program. We recommend having 3% to 20% of the purchase price to use as your down payment. The larger the down payment you have, the lower the cost of your monthly payment.

At City & County Credit Union, your home ownership goal is our top priority. We make our mortgage process simple and transparent so you can focus on the biggest task on hand - finding your dream home. Our Mortgage Team puts you and your needs first by offering a free pre-approval, no hidden fees on mortgages, and down payment as low as 3% to help make home ownership affordable.