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GLOBAL MONEY WEEK REPORT 2018 Edition 7 |12 - 18 March 2018 | Money Matters Matter


COUNTRIES & OVERSEAS TERRITORIES

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 #GMW2018 in Cape Verde

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1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32.

Afghanistan Albania Algeria Angola Anguilla (British Overseas Territory) Argentina Armenia Australia Austria Azerbaijan Bangladesh Belarus Belgium Benin Bermuda (British Overseas Territory) Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Darussalam Bulgaria Burkina Faso Burundi Cameroon Canada Cape Verde Cayman Islands (British Overseas Territory) Central African Republic Chad Chile China


33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64.

Colombia Comoros Congo Côte D’Ivoire Croatia Cyprus Czech Republic Democratic Rep. of Congo (DRC) Denmark Djibouti Dominican Republic Ecuador Egypt El Salvador Estonia Ethiopia Finland France Gabon The Gambia Georgia Germany Ghana Greece Guatemala Honduras Hungary Iceland India Indonesia Iran Ireland

65. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 91. 92. 93. 94. 95. 96.

Italy Jamaica Japan Kazakhstan Kenya Kosovo Kuwait Kyrgyzstan Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Mauritania Mauritius Mexico Moldova Mongolia Montenegro Morocco Mozambique Namibia

97. 98. 99. 100. 101. 102. 103. 104. 105. 106. 107. 108. 109. 110. 111. 112. 113. 114. 115. 116. 117. 118. 119. 120. 121. 122. 123. 124. 125. 126. 127. 128.

Nepal The Netherlands New Zealand Nicaragua Niger Nigeria Norway Pakistan Palestine Panama Paraguay Peru The Philippines Poland Portugal Qatar Romania Russian Federation Rwanda Samoa Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Singapore Slovakia Slovenia Solomon Islands South Africa Spain Sri Lanka

129. 130. 131. 132. 133. 134. 135. 136. 137. 138. 139. 140. 141. 142. 143. 144. 145. 146. 147. 148. 149. 150. 151.

Sudan Suriname Swaziland Sweden Switzerland Syria Tajikistan Tanzania Timor-Leste Togo Trinidad and Tobago Tunisia Turkey Uganda Ukraine United Arab Emirates United Kingdom United States of America Uzbekistan Venezuela Yemen Zambia Zimbabwe

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CONTENTS LETTER FROM CYFI...............................................5 EXECUTIVE SUMMARY........................................7 GMW2018 OUTREACH..........................................9 MONEY MATTERS MATTER..............................10 ABOUT GMW........................................................13 GLOBAL SUPPORTERS & ENDORSEMENTS...15 GLOBAL COVERAGE............................................14 STOCK EXCHANGES...........................................19 MONEY MUSEUMS.............................................20 GLOBAL ACTIVITIES...........................................22 GMW LAUNCH EVENT 2018..............................24 151 COUNTRY OVERVIEWS...............................26 Afghanistan.............................................................28 Albania.....................................................................29 Algeria.....................................................................30 Angola......................................................................31 Anguilla (British Overseas Territory)..................32 Argentina.................................................................33 Armenia...................................................................34 Australia..................................................................35 Austria.....................................................................36 Azerbaijan...............................................................37 Bangladesh.............................................................38 Belarus....................................................................39 Belgium....................................................................40 Benin........................................................................41 Bermuda (British Overseas Territory)................42 Bhutan.....................................................................43 Bolivia......................................................................44 Bosnia and Herzegovina.......................................45 Botswana................................................................46 Brazil........................................................................47 Brunei Darussalam................................................48

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Bulgaria...................................................................49 Burkina Faso...........................................................50 Burundi....................................................................51 Cameroon................................................................52 Canada.....................................................................53 Cape Verde..............................................................54 Cayman Islands (British Overseas Territory).....55 Central African Republic.......................................56 Chad.........................................................................57 Chile.........................................................................58 China........................................................................59 Colombia..................................................................60 Comoros..................................................................61 Congo.......................................................................62 Côte D’Ivoire............................................................63 Croatia.....................................................................64 Cyprus......................................................................65 Czech Republic.......................................................66 Democratic Rep. of Congo (DRC)........................67 Denmark..................................................................68 Djibouti.....................................................................69 Dominican Republic...............................................70 Ecuador....................................................................71 Egypt........................................................................72 El Salvador...............................................................73 Estonia.....................................................................74 Ethiopia....................................................................75 Finland.....................................................................76 France......................................................................77 Gabon.......................................................................78 The Gambia.............................................................79 Georgia....................................................................80 Germany..................................................................81

Ghana......................................................................82 Greece.....................................................................83 Guatemala...............................................................84 Honduras................................................................85 Hungary...................................................................86 Iceland.....................................................................87 India.........................................................................88 Indonesia.................................................................89 Iran...........................................................................90 Ireland.....................................................................91 Italy...........................................................................92 Jamaica...................................................................93 Japan.......................................................................94 Kazakhstan..............................................................95 Kenya.......................................................................96 Kosovo.....................................................................97 Kuwait.....................................................................98 Kyrgyzstan...............................................................99 Latvia......................................................................100 Lebanon.................................................................101 Lesotho..................................................................102 Liberia....................................................................103 Libya.......................................................................104 Liechtenstein........................................................105 Lithuania................................................................106 Luxembourg..........................................................107 Macedonia............................................................108 Madagascar..........................................................109 Malawi...................................................................110 Malaysia................................................................111 Maldives................................................................112 Mali........................................................................113 Malta......................................................................114

Mauritania.............................................................115 Mauritius...............................................................116 Mexico...................................................................117 Moldova.................................................................118 Mongolia...............................................................119 Montenegro..........................................................120 Morocco................................................................121 Mozambique.........................................................122 Namibia.................................................................123 Nepal......................................................................124 The Netherlands...................................................125 New Zealand.........................................................126 Nicaragua.............................................................127 Niger.......................................................................128 Nigeria...................................................................129 Norway..................................................................130 Pakistan.................................................................131 Palestine................................................................132 Panama..................................................................133 Paraguay...............................................................134 Peru........................................................................135 The Philippines......................................................136 Poland....................................................................137 Portugal.................................................................138 Qatar.......................................................................139 Romania.................................................................140 Russian Federation..............................................141 Rwanda..................................................................142 Samoa....................................................................143 Sao Tome and Principe........................................144 Saudi Arabia..........................................................145 Senegal..................................................................146 Serbia.....................................................................147


LETTER FROM CYFI Seychelles.............................................................148 Singapore..............................................................149 Slovakia.................................................................150 Slovenia.................................................................151 Solomon Islands...................................................152 South Africa...........................................................153 Spain......................................................................154 Sri Lanka................................................................155 Sudan.....................................................................156 Suriname...............................................................157 Swaziland..............................................................158 Sweden..................................................................159 Switzerland...........................................................160 Syria.......................................................................161 Tajikistan................................................................162 Tanzania.................................................................163 Timor-Leste...........................................................164 Togo........................................................................165 Trinidad and Tobago.............................................166 Tunisia....................................................................167 Turkey.....................................................................168 Uganda..................................................................169 Ukraine..................................................................170 United Arab Emirates...........................................171 United Kingdom.....................................................172 United States of America....................................173 Uzbekistan.............................................................174 Venezuela..............................................................175 Yemen.....................................................................176 Zambia...................................................................177 Zimbabwe..............................................................178 ANNEX 1: GMW2018 IN NUMBERS..............181 ANNEX 2: QUOTES FROM GMW2018.............189

Dear Partners and Supports of Global Money Week, From humble beginnings, born from the experiences of Aflatoun International, Global Money Week (GMW) is now reaching more people, in more countries, than ever before. The 7th Edition of Global Money Week bought together 151 countries and overseas territories from across the globe. Fifteen countries joined the campaign for the first time highlighting the growing interest in the Child and Youth Finance Movement and an increasing diversity amongst the participants, and is a testimony to the power of collaborative systems change. This year, thousands organizations at local, national and international levels invested time and resources to make Global Money Week a success. In addition to this, CYFI partners from around the world, including H.M. Queen Máxima of the Netherlands, the African Union Commission, the OECD, have again offered their support. All these organizations have a shared commitment to strive for a world where children and youth truly become the agents of their own change - agents that are knowledgeable about their choices, empowered to act and perhaps most importantly, live in a place where they are recognized as such. In the future we envision more government organizations taking the lead in GMW activities, creating a catalyst of change in favor of financial literacy and economic citizenship. The Global Money Week theme, ‘Money Matters Matter,’ has also propelled a broad and varied approach to money topics. In addition to learning about ‘typical’ money matters, children and youth have been exposed to topics of entrepreneurship, fintech and cryptocurrencies. This highlights the continued need for campaigns like Global Money Week as the next generation adapt to technological advances and changes in financial behavior. From the scale of the events this year, it is clear there is a continued need to raise awareness of money matters and Global Money Week serves as a means for CYFI’s collaborative systems change approach to bring meaningful and impactful results for young people around the world. To all GMW participants, we are immensely honored to have you celebrate with us and we look forward to your continued participation in future GMW campaigns. All the events listed in this report are the result of your hard work and support for Global Money Week. On behalf of the Global Money Week Team, thank you!

Bram van Eijk, Co-Director Child & Youth Finance International (CYFI)

Lubna Shaban, Co-Director Child & Youth Finance International (CYFI)

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 #GMW2018 in Angola

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EXECUTIVE SUMMARY The world has shown us that Money Matters Matter! Every child deserves a brighter financial future but no child will get there alone. Through Global Money Week (GMW), children, governments and institutions, all over the world have been raising their voices to demand a better introduction into the financial world.

world, leading financial institutions came together to commit to providing youth friendly banking products, promote secure banking methods and educate entire families on the importance of money.

continent on the frontlines of entrepreneurship education, organizations used Global Money Week 2018 to offer skills development programs and business training to highlight the potential of young people and enable them to contribute to their local economy.

… Between 12 – 18 March, Global Money Week 2018 was celebrated in a record-breaking 151 countries and overseas territories across all continents, serving as a strong reminder of the world’s determination to tackle financial exclusion by celebrating ‘all things money.’ From Central Banks to local branches, to schools and stock exchanges, youth financial inclusion and economic empowerment found their way to the top of agendas in a plight to create a financially secure generation. Launched by H.M. Queen Máxima of the Netherlands, GMW set a precedence for global financial inclusion campaigns. … Financial inclusion is one of the key barriers to education, healthcare and secure employment; major components to a secure economy. Financial inclusion means removing physical and technological boundaries to banking services and starts with having access to appropriate services. In Asia, Africa and South America, bank branches opened their doors to children and youth providing the opportunity to open bank accounts, explore financial products and participate in banking seminars. Across the

Financial education plays an irrefutable role in improving economic security. Building a financially secure generation requires us to act today and to improve financial literacy amongst the youth to prevent a void in financial understanding – one lesson, one bank account at a time. From implementing a country-wide compulsory financial education program to inviting government representatives to speak on the importance of financial education people have united across the world to support the campaign for financial education. More than 1000 lessons and workshops took place, showing us that we can take simple steps towards a better future for all.

Organizations committed to improving livelihoods for youth, raised their voice through social media to share what money matters matter to them and promote the benefits of financial security. With each post, each radio broadcast and each television interview, Global Money Week 2018 has bought us a step closer to financial inclusion for all. Through commitment and collaboration, governments and communities are in a better position to create sustainable livelihoods, develop financially secure households and meet global development goals. Global Money Week empowers every individual to start making a change in the right direction; towards the secure financial future that our children deserve.

As global development advances and industry changes, organizations and institutions at local and regional levels used Global Money Week 2018 to create awareness on how our individual actions and choices contribute to both the personal finance and the national economy. … Promoting sustainable, productive livelihoods is one of the cornerstones of creating an economically secure future. In Africa, a Global Money Week Report 2018

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 #GMW2018 in India

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151 countries & overseas territories

199,000+ activities

13,400+ organizations

7.400,000+ children & youth engaged

115.000,000+ people reached

GMW2018 OUTREACH How do we calculate our outreach? GMW outreach is calculated through a series of reporting forms both before and after the Week, which Network partners use to report the national engagement resulting from their GMW events and activities. The CYFI Team uses this data to gauge global, regional and national reach and the Week’s year-on-year growth.

Organizations Within each country, GMW events and activities are coordinated by one or more leading organizations that are part of the CYFI Global Network. Participating organizations are those which have been involved in activities but are not leading the GMW celebrations within a country.

Participating countries CYFI recognizes all United Nations Member States, as well as States that have been granted Non-Member Observer Status at the United Nations.

Activities Local, regional and global GMW events and activities are aimed at teaching children about Economic Citizenship Education and financial inclusion.

Adult facilitators Includes responsible adults from participating organizations who helped to ensure that young people could participate in GMW events. Children and youth engaged This is the direct outreach to children and youth engaged in events, such as school visits, fairs, plays, workshops, etc.

People reached through dedicated media outreach This is the indirect outreach to youth and adults through targeted media outreach, such as radio shows, TV programs, social media campaigns, etc.

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MONEY MATTERS MATTER GMW2018’s Theme: ‘Money Matters Matter!’ It is more important than ever for children and youth to be economically equipped and empowered to close inequality gaps and build a brighter future! Money Matters Matter because children and youth need to receive the knowledge and develop skills to make smart financial decisions throughout life.

 “Inviting the youth to think about and engage in the discussions around money, and why money matters matter, is crucially important for their future financial well-being and economic independence.” ─ Koba Gvenetadze, Governor of the National Bank of Georgia

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 #GMW2018 in Portugal

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 #GMW2018 in Angola

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GMW GROWTH

2018 2017 2016 2015

151 countries & overseas territories 199,000+ activities 13,400 organizations 7.4 million children and youth

137 countries 73,000+ activities 24,000 organizations 7.8 million children and youth

132 countries 33,000+ activities 14,000 organizations 7 million children and youth

124 countries 3000+ activities 962 organizations 5.6 million children and youth

ABOUT GMW Global Money Week (GMW), a CYFI initiative, is an annual financial awareness campaign built to inspire children and young people to learn about money matters, livelihoods and entrepreneurship. The goal of GMW is to promote the importance of financial inclusion, Economic Citizenship Education (ECE) and the social and economic empowerment of youth. Through many interactive activities such as workshops, visits to banks and stock exchanges, educational games, essay competitions, classroom debates and dramatic productions, young people are able to engage in financial issues in a fun and constructive manner. The Week’s ideas, events and lessons learned are intended to have a long-lasting impact. GMW also helps to advance the strategic focus areas of CYFI, namely through its role as an advocate, network connector, and expert hub and network advisor for the Child and Youth Finance Movement. Advocate

2014 2013 2012

118 countries 2000+ activities 490 organizations 3 million children and youth 80 countries 400 organizations 1 million children and youth

As children and youth take part in different educational activities and opportunities for civic activism, GMW advances CYFI’s role as a global advocate for the importance of youth economic empowerment. GMW provides the platform for the introduction of numerous Child and Youth Friendly banking products, Economic Citizenship Education (ECE) programs and financial inclusion and education policies for young people around the world.

Network connector and expert hub GMW helps CYFI to further develop partnerships with leading financial service providers, academic institutions, government agencies and organizations focusing on the economic empowerment and financial inclusion of children and youth. GMW provides the opportunity for numerous organizations at the local, national and international level to share experiences and collaborate on various promotional events and educational activities with children and youth. This allows for a wider outreach to young people during GMW and fosters partnerships that continue to advance quality financial and educational programming throughout the rest of the year. Network advisor CYFI supports organizations around the world on how to design and implement policies or programs related to Child and Youth friendly banking, ECE and youth entrepreneurship. GMW provides the opportunity to hold various workshops and training sessions, not just for the direct benefit of young people but also for the organizations that are providing financial or educational products and services intended for the benefit of children and youth.

21 countries (Child Finance Day/Week) 33 000 children and youth Global Money Week Report 2018

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GLOBAL SUPPORTERS AND ENDORSEMENTS Organization for Economic Cooperation and Development (OECD) Global Money Week is held in partnership with the OECD. The OECD has been a strong supporter of CYFI and encouraged its member and partner countries to join the GMW celebrations.

involves young people in more than 30 countries, with activities ranging from classroom sessions to seminars and conferences, all seeking to improve financial literacy through better financial education.

Aflatoun International Aflatoun International is a social and financial education organization, also founded by Jeroo Billimoria. The organization closely supports GMW through the celebration of Alfatoun Day amongst its partner organizations. In 2018, Aflatoun Day was held on Thursday 15 March worldwide. The Day celebrates the annual Aflatoun network marking its birthday on 17 March. Many organizations take part in various activities, proudly showing the world that they belong to the Aflatoun family.

African Union Commission (AUC) GMW is held in partnership with the AUC. The AUC has been a great supporter of GMW, endorsing the global event and reaching out to their member states to raise awareness of GMW. Mastercard Mastercard has offered CYFI and the GMW campaign continued support, providing a platform from which the campaign has been able to grow. As a long-term partner of CYFI, Mastercard joined the GMW celebrations on 12 March participating in the GMW Launch Event in The Hague. Rose Beaumont, Senior Vice President of Global Marketing & Communications at Mastercard, participated in the round table discussion. European Money Week During GMW2018, the 4th edition of the European Money Week took place across Europe! During the Week many events are organized by national banking associations across Europe, under coordination of the European Banking Federation to highlight financial education. The annual initiative 14

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H.M. Queen Máxima of the Netherlands Her Majesty Queen Máxima of the Netherlands, honorary chair of the Money Wise Platform, joined the special GMW celebration held in Amsterdam, the Netherlands on 12 March. As the UN Secretary General’s Special Advocate for Inclusive Finance for Development and honorary patron of the G20’s Global Partnership for Financial Inclusion, Queen Máxima is a leading global voice, advancing universal access to affordable, effective and safe financial services to strengthen human development, especially among the poor. In the Netherlands she supports financial inclusion, particularly in the areas of financial literacy and financial education.

 “Young people are the future of tomorrow and therefore their financial education today, helps to raise the stakes of financial inclusion and therefore facilitate the achievement of the Sustainable Development Goals.” ─ UNCDF Representative, Benin


 #GMW2018 Launch Event attended by H.M. Queen Máxima of the Netherlands

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GLOBAL COVERAGE PRESS This year’s Global Money Week celebrations received amazing coverage. The Week’s activities and events were mentioned in thousands of news articles from February to April 2018! • Forbes México ‘Guatemala promueve educación financiera en niños y jóvenes’ (Guatemala) • The Guardian ‘Money Matters Matter, especially for children’ (Nigeria) • Times ‘Global Money Week’ (Ukraine) • Unicef.org ‘Financial Literacy: UNICEF partners with the National Bank of Kyrgyzstan to teach young children’ (Kyrgyzstan) • Dagblad070 ‘Scholieren praten vandaag met Máxima over geld’ (The Netherlands) • Le Monde ‘Une banquière initie des élèves de CM1 à la gestion d’un budget’ (France) • Moneyfacts.co.uk ‘Global Money Week finds Brits Lacking’ (UK) • The Daily Star ‘Global Money Week 2018 campaign concludes at British Council’ (Bangladesh) • L’Echo ‘La Semaine de L’Argent 2018’ (Belgium) • Samoaobserver ‘Money wise competition empowers young people’ (Samoa)

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• Mozo ‘Time for the talk: Kids’ money management skills in a digital age’ (Australia) • Belarus News ‘Global Money Week kicks off in Belarus’ (Belarus) • TeleRadio América ‘Súper Intendencia de Bancos participa en V Semana Económica y Financiera’ (Dominican Republic) • Mondovisione ‘Tehran Stock Exchange introduces market to students’ (Iran) • Bancaforte ‘Tutto esaurito per la Global Money Week’ (Italy) • GulfTimes ‘1,250 students taking part in Money Week’ (Qatar) • Loop ‘Global Money Week: “Elke cent telt”’ (Suriname) • FI ‘I dag inleds Money Week 2018’ (Sweden) • The Good News ‘Global Money Week: FNB takes money lessons to SA schools’ (South Africa)

 #GMW2018 in Angola


 SOCIAL MEDIA Throughout GMW2018, multiple social media platforms were buzzing with posts and shares about events taking place around the world! There are many interactive social media initiatives - GMW Selfie Challenge, Money Box Challenge, and Video Challenge - all to inspire young people to engage with one another and to discuss how Money Matters Matter.

… “It’s never too early to teach our kids, why and how, money matters matter. #GlobalMoneyWeek #GlobalMoneyWeek2018 #GMW #Gmw2018 #FinancialLiteracy #MoneyMattersMatter” Access Bank Plc (@ myaccessbank)

No matter where in the world, during GMW2018, social media provided partners and youth with the opportunity to engage with the global community, reaching over millions of people throughout the Week!

When children are exposed to money, they won’t misuse it #GMW2018 #GlobalMoneyWeek #MoneyMattersMatter” CARE Kenya (@CAREinKenya)

Posts included:

“Selfie time! With the support of @Aflatoun, kids & teens in Ecuador took part in #GlobalMoneyWeek activities teaching them the importance of savings & the value of money.” Children International (@children)

“During @GlobalMoneyWeek, we’re celebrating JA’s global impact on shaping young people’s financial-literacy skills and behaviors. —with @JAAmericas and @ ja_canada #GlobalMoneyWeek #GMW2018 #MoneyMattersMatter” JA Worldwide (@ JAWorldwide)

“Elmo, Grover, and Bel are learning the importance of donating! Join them in our #DreamSaveDo video playlist! https://m. sesame.org/2tSFtFR #GlobalMoneyWeek” Sesame Workshop (@SesameWorkshop)

“One billion children are living in poverty. This week we observe @GlobalMoneyWeek. Check out how the @PStoplight is addressing poverty in all its dimensions to #EndPoverty in this generation. #GMW2018” Poverty Stoplight (@ PStoplight

“In emerging markets like #Uganda, entrepreneurship can be a woman’s ticket to #progress. Discover how women entrepreneurship is growing in developing economies. http://news.mstr.cd/2DaiYf0 #MIWE2018 #GMW2018” Mastercard EU (@ MastercardEU)

“It’s Global Money Week! Our experts are flying the #UK flag helping 1,400 young people learn to manage their £ & start their own #enterprise in 14 schools & youth orgs. http:// mybnk.org/latestglobal-money-week-2018/ … #FinancialEducation sup. @YourMoneyAdvice #MUFG @Investec @KickStart_Money #GMW2018” MyBnk (@MyBnk)

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 “After workshops at the Rwanda Stock Exchange, I have learnt that there is no perfect amount nor perfect time to start saving. Saving should start today. In fact, now.” ─ Joseph, student, Rwanda

“This indicative is our contribution to greater financial literacy and interest in the capital markets in the Baltic region…We believe that young minds are shaping our future. We want to encourage students to learn more about the capital market and its importance for the advancement of the Baltic economies.” ─ Dace Bulte, Nasdaq Riga Communications and Marketing Manager, Latvia

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“We are proud to contribute to the financial literacy of young people, because it is not only crucial for the future of young people, but in our opinion, it is also essential for the future stability of the capital market.” ─ Branko Železnik, Ljubljana Stock Exchange, Slovenia

“We believe that children and youths of today should be empowered as economic citizens, capable of understanding the importance of saving to build their own future. During GMW, have been developing knowledge about the stock market as a tool for saving and investing.” ─ Representative from the Securities Exchange Commission, Moldova


STOCK EXCHANGES: Ring Around the World While GMW2018 was taking place, a host of stock and security exchanges promoted Global Money Week by inviting children and youth to ring their stock exchange bell. During the last couple of years, stock and security exchanges worldwide have taken part in the celebrations as a symbolic commitment to young people. During the ‘Ring Around the World’ event, children and youth had the chance to open and close the day’s trading by ringing the bell, to take part in historical tours, informative workshops and interviews, to participate in discussions and to augment their knowledge about finance and entrepreneurship. These activities have positively influenced the work of national bodies to ensure a proliferation of financial literacy and education amongst youth. 53 stock exchanges around the world welcomed youth as part of the GMW celebrations in 2018. These included:

1. Argentina – Buenos Aires Stock Exchange (BCBA) 2. Argentina – Rosario Stock Exchange 3. Argentina – Bolsas y Mercados Argentina (BYMA) 4. Armenia – NASDAQ Armenia 5. Belarus – JSC Belarusian Currency and Stock Exchange 6. Bhutan – Royal Securities Exchange of Bhutan Limited (RSEBL) 7. Bulgaria – Bulgarian Stock Exchange 8. Colombia – Colombian Stock Market SelfRegulator (AMV) 9. Croatia – Zagreb Stock Exchange (ZSE) 10. Dominican Republic – Stock Exchange of the Dominican Republic 11. Ecuador – Quito Stock Exchange (BVQ) 12. Ecuador – Guayaquil Stock Exchange (BVG) 13. Egypt – Egyptian Stock Exchange (EGX) 14. El Salvador – El Salvador Stock Exchange 15. Estonia – NASDAQ Tallinn 16. Finland – NASDAQ Helsinki

17. Germany – Dusseldorf Stock Exchange (DUS) 18. Ghana – Ghana Stock Exchange (GSE) 19. Hungary – Budapest Stock Exchange (BUX) 20. Indonesia – Indonesia Stock Exchange (IDX) 21. Jamaica – Jamaican Stock Exchange (JSE) 22. Japan – Tokyo Stock Exchange 23. Kenya – Nairobi Stock Exchange (NSE) 24. Latvia – NASDAQ Riga 25. Lithuania – NASDAQ Vilnius 26. Luxembourg – Luxembourg Stock Exchange 27. Macedonia – Macedonian Stock Exchange (MSE) 28. Malawi – Malawi Stock Exchange 29. Maldives – Maldives Stock Exchange 30. Malta – Malta Stock Exchange (MSE) 31. Moldova – Moldova Stock Exchange (MSE) 32. Montenegro – Montenegro Stock Exchange 33. Morocco – Casablanca Stock Exchange (CSE) 34. Mozambique – Mozambique Stock Exchange (BVM) 35. Nepal – Nepal Stock Exchange

36. The Netherlands – Euronext Amsterdam N.V. 37. Nigeria – Nigerian Stock Exchange (NSE) 38. Norway – Oslo Stock Exchange (OSE: OSLO) 39. Portugal – Euronext Lisbon SA 40. Qatar – Qatar Stock Exchange 41. Romania – Bucharest Stock Exchange (BVB) 42. Rwanda – Rwanda Stock Exchange (RSE) 43. Saudi Arabia – Saudi Stock Exchange Tadawul 44. Senegal – Regional Securities Exchange SA (BRVM) 45. Slovenia – Ljubljana Stock Exchange (LJSE) 46. Spain – Barcelona Stock Market (BAR) 47. Tanzania – Dar es Salaam Stock Exchange 48. Trinidad and Tobago – Trinidad and Tobago Securities and Exchange Commission 49. Turkey – Istanbul Stock Exchange (BIST) 50. Ukraine – Public Saving Bank of Ukraine Open Joint-Stock Company 51. United Arab Emirates – Abu Dhabi Exchange (ADX) 52. Zambia – Lusaka Stock Exchange (LuSE) 53. Zimbabwe – Zimbabwe Stock Exchange (ZSE)

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MONEY MUSEUMS: Global Money Week Expo As part of GMW2018, 53 money museums opened their doors for children and youth across the world! These museums have greatly supported GMW celebrations and have helped children develop their financial awareness. Those visits to money museums offered children and youth a great opportunity to draw on the past, learn about the history of money and to understand the importance of saving for their futures. These included: 1. Albania – Money Museum of the Bank of Albania 2. Angola – Moeda Museum 3. Argentina – Museum of Buenos Aires Stock Exchange 4. Armenia – Money Museum of Central Bank 5. Bangladesh – Money Museum 6. Bermuda – Bermuda Monetary Authority Note and Coin Museum 7. Brunei Darussalam – Autoriti Monetari Brunei Darussalam Currency Gallery 8. Bulgaria – Central Bank Money Museum 9. Chile – Numismatic Museum of the Central

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Bank of Chile 10. Colombia – Casa de Moneda de Colombia 11. Cyprus – Numismatic Museum of Central Bank 12. Cyprus – Museum of the History of Cypriot Coinage 13. Czech Republic – Muzeum Říčany 14. Dominican Republic – Numismatic and Philatelic Museum 15. Ecuador – Numismatic Museum of Central Bank 16. Ecuador – Local Museum 17. Egypt – Egyptian Money Museum 18. El Salvador – Luis Alfaro Duran Museum 19. Estonia – Money Museum of Central Bank 20. Georgia – National Bank of Georgia Museum 21. Greece – Piraeus Exhibition Centre 22. Guatemala – Numismatic Museum of Guatemala Central Bank 23. Iran – Money Museum Bank Melli 24. Italy – Museo Nazionale del Risorgimento Italiano 25. Italy – Savings Museum

26. Jamaica – Money Museum of the Central Bank 27. Japan – Buntetsu Museum of Bank Notes and Coins 28. Kenya – Money Museum of the Central Bank 29. Kyrgyzstan – Money Museum of the National Bank 30. Kyrgyzstan – National Museum of Fine Arts 31. Lithuania – Money Museum of the Bank of Lithuania 32. Macedonia – Money Museum of the National Bank 33. Malaysia – Bank Negara Malaysia’s Money Museum and Art Gallery 34. Maldives – National Museum of Maldives 35. Maldives – Money Museum of the Central Bank 36. Mexico – Interactive Museum of Economics (MIDE) 37. Mongolia – Mongolian National Treasury Museum 38. Montenegro – Money Museum of the Central Bank

39. Morocco – Moroccan Museum of Money 40. Pakistan – State Bank of Pakistan Money Museum 41. Peru – Money Museum of the Central Bank 42. Philippines – Bangko Sentral ng Pilipinas (BSP) Printing and Minting Complex 43. Romania – Money Museum of the National Bank of Romania 44. Serbia – National Bank of Serbia Visitor Centre 45. South Africa – Money Museum 46. Tajikistan – Money Museum of the Central Bank 47. Tunisia – Money Museum of the Central Bank 48. Turkey – Ottoman Bank Museum 49. Uganda – Bank of Uganda Money Museum 50. Ukraine – Museum of Money of the National Bank of Ukraine 51. Ukraine – Mariupol Local History Museum 52. Ukraine – Museum of Money of the Congress Center of the SSU 53. Zimbabwe – Barclays Bank Exhibition


 “The permanent exhibition about Afsharid Dynasty coins was very interesting and the way museum staff explained it was very fun.” ─ Ali, student, Iran

“It was an unforgettable experience, to see and learn about how coins and bills are made. Also, we have an excellent guide who explained to us very well, step by step.” ─ Unknown, Peru

“In the past we saved metal coins and “I was very interested in the gold coins, I wish all of them belonged to now we are saving paper note. Time me.” has changed but the importance of savings remained same important.” ─ Lona, student, Iran ─ MK Aaref, CEO EMK Center, Bangladesh

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GLOBAL ACTIVITIES During GMW2018, a variety of activities took place in more than 151 countries and overseas territories. These were initiated by different organizations – government and financial institutions, NGOs, universities, schools and various private initiatives – with an aim to raise awareness about financial education and inclusion to children and youth worldwide. The activities included visits to national money museums, stock exchanges and banks or other financial institutions; workshops and lectures on financial education; open day events at local companies; national competitions on ‘Money Matters Matter’; youth-focused seminars or debates and so much more. In addition, GMW social media challenges (e.g. GMW Selfie Challenges, GMW Money Box Challenge, GMW Video Challenge) on Facebook, Instagram and Twitter took place, receiving hundreds of entries throughout the Week from all over the world. Congratulations to everyone and thank you for your impactful engagement and participation in GMW Challenges 2018!

 Check out all the photos in Global Money

Week Facebook page @GlobalMoneyWeek and videos on YouTube @GlobalMoneyWeek.

 #GMW2018 in India 22

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GMW Selfie Challenge The GMW Selfie Challenge was an integral part of this year’s GMW celebrations and connected youth all over the world through social media. People had the chance to post their creative selfies via the GMW channels (Twitter, Facebook and Instagram) using the hashtags #GMWChallenge #GMW2018 and #GlobalMoneyWeek. GMW Money Box Challenge GMW Money Box Challenge gave children and youth an opportunity to create their very own money boxes and piggy banks with their friends at schools or homes. This activity is fostered youth’s creativity and raised the awareness of this year’s GMW topic ‘Money Maters Matter.’ Therefore, young people not only learned about money, but also created an initiative to start saving. We were happy to see such great engagement worldwide and creative minds behind every post. GMW Video Challenge GMW participants could create a vlog of their Week’s celebrations, host an interview with a representative from a local institution or capture money awareness games and activities. Furthermore, we received videos of children interviewing experts on financial issues. We were delighted to see so many interesting, creative and good videos from difference countries.


Winners of the GMW Selfie Challenge 2018

Winners of the GMW Money Box Challenge 2018

Winners of the GMW Video Challenge 2018

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GMW LAUNCH EVENT 2018 The 7th edition of the world’s biggest money awareness celebration was kick-started at the Koninklijke Schouwburg in The Hague, the Netherlands in the presence of Her Majesty Queen Máxima of the Netherlands. The event, co-organized with the Dutch Money Wise Platform (Wijzer in geldzaken), celebrated the start of Global Money Week 2018 and the Dutch Week van het Geld (Money Week). It also featured an interactive session with children and youth, a roundtable discussion with key partners on the growth of the CYFI Movement and on supporting youth entrepreneurship. ‘Talking About Money’ Performance Pupils from elementary school De Fontein in The Hague attended the official opening ceremony of Global Money Week in the presence of the Dutch Minister for Primary and Secondary Education and Media, Arie Slob. The event was opened by Joost Hoebink, host at the Dutch Debate Institute.

The approach and impact of CYFI The panel discussed the challenge of providing economic citizenship for children and youth and how CYFI has sought to address it through three core themes: Learn Save Earn. The panel also discussed CYFI’s unique Collaborative Systems Change approach, a concept pioneered by Jeroo Billimoria. This recognizes that there is no one big answer to complex problems, but instead a plethora of smaller efforts working in harmony that culminate in large-scale social change. Growth and success of the CYFI movement The Party discussed CYFI’s successes in achieving addressing the ‘Learn’ theme, the primary focus of Global Money Week. With the work of CYFI, several countries have progressed a number of stages, composed of macroeconomic indicators. More and more young people are accessing financial education through various streams. A youth focused organization

Theater group Playback performed a lively production on the theme of ‘Talking About Money’. Using relatable situations, the actors engaged the audience through an interactive performance, showing why it is important to talk about money matters at home and in the classroom. After the performance, the children were joined on stage by Her Majesty Queen Máxima of the Netherlands. Round Table Discussion After the performance, Queen Máxima joined the GMW opening plenary, which was organized to promote the importance of financial awareness, entrepreneurship, and livelihoods skills for children and youth worldwide. 24

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With the discussion primarily focused on youth entrepreneurship, there were comments on how youth enterprises are a key driver for addressing the challenge of youth unemployment. The Ye! Community provides a platform for young entrepreneurs to speak directly to policymakers. Now we will use the same successful systems change approach to ensure that a system is created which supports young entrepreneurs as they start and grow their business, and give them opportunities to access finance. We aim to create critical mass in youth entrepreneurship with our approach by 2025.


Participants The following participants were present at the Round Table Discussion in the presence of Her Majesty Queen Máxima of the Netherlands.

Bram van Eijk is the Co-Director at the Child and Youth Finance International (CYFI) Secretariat. Bram joined CYFI as part of the Management Team at its inception in 2011 and contributed to the growth and development of the Movement. Christopher Risso-Gill is the Senior Consultant and Grants Officer of The Peter Cundill Foundation. Established to honor the legacy of renowned Canadian investment fund manager and philanthropist, F. Peter Cundill, FCA, CFA, (1938-2011), promoting the health, education and well-being of young people. Jeroo Billimoria is the founder of several innovative and award-winning NGOs and encapsulates what it means to be a social entrepreneur. She is a Skoll awardee, an Ashoka

and Schwab Fellow and is among the world’s leading changemakers. Among her organizations are Child and Youth Finance International (CYFI) and Aflatoun International.

Koen Vermeltfoort leads McKinsey’s Capital Projects & Infrastructure Practice in Europe, the Middle East, and Africa, helping clients reverse the trend of increasing capital expenditure while increasing productivity and execution performance. Lubna Shaban is the Co-Director of Child and Youth Finance International (CYFI) joining the Management Team at its inception in 2011. She has first-hand experience in youth entrepreneurship and now advocates for favorable entrepreneurship ecosystems for youth through the Ye! Community. Sandra Letio is the Founder and Director of Pelere Group Ltd, a company that manufactures

quality detergents and cosmetics’ products that are economical, affordable, researched, tested, tried and trusted. After 5 years, the business she started in 2012 with just $15, is now worth over $700,000.

Mark Heasman is the Global Program Manager for the Z Zurich Foundation, the charitable vehicle from the Zurich Insurance Group. Mark heads the ‘Wellbeing/Health’ and ‘Youth Empowerment’ pillars, focusing on building localized community programs in partnership with Zurich’s offices across the World. Michiel Wesseling specializes in domestic and cross border M&A and private equity. He also advises on company law, joint ventures and management buy outs. He is also one of the initiators and supervisor of the Houthoff Incubator Programme. Michiel is a member of the supervisory board of CYFI.

Paolo Ganis (30) is the founder and CEO of Laboratori Fabrici and Clairy inc, the creators of Clairy: a technologic natural air purifier. Recently the European Union invested 2 million € in the project. Paolo is also a TEDx speaker and finalist for the Ye! Global Youth Entrepreneur Award during G20 German Presidency 2017. Rose Beaumont is group head of Communications for Mastercard Europe. Rose leads Mastercard’s internal and external communications throughout Europe focusing on delivering integrated communications to drive business performance, enhance reputation and drive engagement across all audiences. Sumar Kumar Gantayat is a serial entrepreneur. Holding a Ph.D from the Indian Institute of Technology in Bombay, he has founded no less than four tech-startups. He has hired 5 sales people, works with more than 100 schools, and collaborates with the Indian Ministry of Human Resource Development. Global Money Week Report 2018

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COUNTRIES & OVERSEAS TERRITORIES

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Afghanistan Leading organizations: First Microfinance Bank, SPCE-UCA Mental Math Instructor, School of Professional and Continuing Education (SPCE), Lincoln Learning Center Participating organizations: Badakhshan University, SPCE-UCA Ishkashim-SLC, 1 teacher training college, 2 schools Number of children reached directly: 60 Number of people reached indirectly: 250 School of Professional and Continuing Education (SPCE) During Global Money Week 2018, the School of Professional and Continuing Education (SPCE) in Faizabad conducted financial education sessions for 60 Afghan children and youth, in cooperation with the Lincoln Learning center (part of American Space). Subjects including how to earn money, family budgeting, and financial management were the main themes of the presentations. After learning a lot about financial matters and money management skills, children received a certificate and took group photos. First Microfinance Bank First Microfinance Bank (FMFB-A) is part of the Aga Khan Agency for Microfinance (AKAM), and cooperated SPCE-UCA Ishkashim SLC under MIAD-GDA project. The GMW2018 presentation and events were conducted by Mr. Rahman Nazari Farhad, the Regional Coordinator of IDRC. The program reached 60 participants, 34 females and 26 males. The leading organizations are SPCE-UCA in Ishkahsim, with the First Microfinance Bank (FMFB) participating. The events and presentation were about selecting a pricing strategy, financial management, and family planning.

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Albania Leading organizations: Albanian Association of Banks (AAB), Bank of Albania (BoA) Participating organizations: A1 Report, ABC NEWS, Albanian Association of Banks, American Bank of Investment, Balkanweb, Businessmag.al, Deposit Insurance Agency (DIA), DM-Consulting Company, EasyPay, Intesa Sanpaolo Bank Albania, Junior Achievement Albania, Klan TV, Koha Jonë, Ministry of Education, Sports and Youth, Monitor, News 24, Ora News, Panorama.com, Raiffeisen Bank, Scan TV, Shqiptarja.com, Societe Generale Bank, Tirana Bank, Top Channel TV, Top News TV, TVSH TV, Union Bank, Youth Agency, 8 universities Number of children reached directly: 5,000 Number of people reached indirectly: 14,000 Albanian Association of Banks (AAB), Bank of Albania (BoA) The Bank of Albania launched Global Money Week celebrations on 12 March. The 2018 celebrations marked the Bank’s fifth time participating in the Week. The events were organized in cooperation with the Albanian Association of Banks, and with the support of the Ministry of Education and Sports. The DIA organized a series of educational and awareness-raising activities, such as school competitions, lectures, and visits to the Museum of the Bank of Albania and commercial banks. Approximately 5,000 children and young people were involved from 55 secondary schools, 14 high schools and 8 universities from 14 cities across the country.

competitions, which BoA and the AAB created to celebrate GMW. The first contest, on the GMW2018 theme “Money Matters Matter!”, targeted sixth graders who presented creative projects, such as drawings and installations. The aim of the competition was to create projects that clearly conveyed their concept of money management. Overall, 144 pupils from 21 primary schools presented 70 projects. The second competition, a video contest, invited high school students to present their messages on “Money Matters Matter”, either in a team or individually. In total, three winners were chosen from the 24 videos entered into the competition by 40 students across Albania.The last competition challenged university students to write argumentative essays on the topic, “Does the use of the Euro in the commercial transactions in Albania pose a risk?” Additionally, throughout the Week, many young people visited Museum of the BoA and other commercial banks. Students also had the opportunity to attend lectures organized at the BoA and different universities. Moreover, many TV talk shows discussed GMW activities, where representatives from the Bank of Albania, Albanian Association of Banks and other experts of financial education matters spoke about the Week.

The Launching Ceremony of Global Money Week was held at the Museum of the BoA. The Governor of BoA and the Chairman of the AAB gave a welcoming address, during which they emphasized the importance of financial literacy in Albania, especially amongst younger generations.The ceremony continued with awards for the winners of three

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Algeria Leading organizations: El Ghaith Association Participating organizations: Safsaf Brahim Secondary School Parents’ Association Number of children reached directly: 50 Number of people reached indirectly: 215 El Ghaith Association Participating for the first time in Global Money Week, the El Gaith Association organized two financial education workshops for 50 students (aged 12 to 16) on 13 March. Six facilitators of the association supervised the workshops and spread the message through fun activities and by involving participants.

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After the opening speech held by the animation coordinator and the Safsaf Ibrahim Secondary School director, the facilitators explained the purpose of the GMW activities to the students. The first workshop, “Me, the Treasurer” was organized for the students to recognize the value and price of commercial products. Students were given a questionnaire on expenses and currencies. The children’s answers were discussed collectively at the end of the workshop, and facilitators gave them tips on how to save money.

Students and teachers then carried out a reforestation campaign in the school yard, under the supervision of the facilitators. In total, the participants planted 85 trees given by the organization Conservation of City Forests. The activity introduced children to volunteering. The second workshop, “Me, the Worker”, took place in the Animation Center for the Promotion of Citizenship for students to talk about creating livelihoods and the future job market. Each student played the role of the profession they wish to pursue.

At the end of the day, students played a football game. Children and youth learned a lot about how to create sustainable livelihoods and to manage their money in a pedagogical way adapted to their understanding. The participants enjoyed the day, especially since it was the first time they took part in these kinds of activities.


Angola Leading organizations: National Bank of Angola Participating organizations: Angola Business Women’s Club, Angolan Banking Association (ABANC), Media organizations, Ministry of Education, Museum of Currency, Polytechnic Institutes, Schools, Universities Number of children reached directly: 15,022 Number of people reached indirectly: 692, 352 National Bank of Angola (BNA) To celebrate GMW2018, the National Bank of Angola (BNA) held a Global Money Week 2018 event in Luanda, under the theme “Money Matters, Yes”. The opening ceremony was held at the Moeda Museum Square and was attended by the Governor of the BNA, who gave the opening address to students and

teachers from public and private schools in the province of Luanda. The inauguration was also attended by several high-profile BNA staff, such as the Secretary of State for Education, members of the Board of Directors, directors and consultants of BNA, and the President of the ABANC. The Week was celebrated between March 12 - 18 and included several activities. At the opening ceremony, 30 students from public and private schools visited the BNA headquarters, accompanied by 15 heads of institutions. During the visit, students had the chance to meet with the Governor of the BNA. Students learned about the main responsibilities of the BNA through a reconstruction of the Central Bank, called “Mini Central Bank”.

Here, children, youth, and visitors learned about the main roles and missions of the BNA in maintaining Angolan financial confidence and stability. Students had the opportunity to visit the permanent exhibition room of the Moeda Museum (the money museum), where they were taught about the history of money in Angola. They learned a lot about the influence of the Portuguese colonial presence, the emergence of the Kwanza as legal tender after Angolan independence, and payments in economic and financial transactions. Two lectures were held every day, from Monday to Friday, for students from polytechnic institutes and universities. They attended sessions on topics such as “Finance Management Personal “and” How to be

a good Entrepreneur “. About 1,572 young people and adults participated in this activity. As part of the GMW campaign, several recreational activities were carried out, during which children and teenagers acted as “small entrepreneurs” in several commercial and financial kiosks created for the event. The aim was to raise awareness on topics such as entrepreneurship, the importance of money, and conscious consumption. In total, 140 institutions participated in the Week, including primary and secondary schools, polytechnic institutes and universities. More than 50 news releases went out through radios, newspapers, television channels, and social networks.

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Anguilla (British Overseas Territory) Leading organizations: Omololu International School Participating organizations: Branches of Learning “Adding value to education”, Confetti Dust Studio “Award Winning Event Specialists”, Signature Tots Boutique “Trendy Children Lifestyle” Number of children reached directly: 29 Number of people reached indirectly: 129 Omololu International School During GMW2018, the 6th grade students of Omololu International School organized a series of events and activities specifically geared towards kindergarteners, to teach them good money spending and saving habits. Presentations and discussions with local entrepreneurs and researchers were organized. Other activities included presentations on the history of money, its uses, a field trip to explore other forms of currencies, presentations on cashless methods of payment, such as ‘Bitcoins’, and a money mentorship program for the kindergarteners. Students used their gained knowledge to create a business plan and launch a school business called ‘Fruitilicious’. The students learned how to calculate profit and loss percentages, and they learned about stock and inventory taking using their own business as an example. 50% of the profits earned were donated to a cancer patient in urgent need of assistance for surgery. About 20% of the profits were used to purchase piggy banks for kindergarteners for personal savings. The remaining 30% was used by the 6th graders, to establish a school savings club. All activities were organized by the students, with minimal guidance from the teachers.

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Argentina Leading organizations: Banco Macro Argentina, Junior Achievement Argentina, Security Exchange Commission of Argentina (CNV) Participating organizations: Argentinian Exchange (BCBA), Banco Macro Foundation, Bolsas y Mercados Argentinos SA (BYMA), Buenos Aires Stock Exchange, Caja de Valores S.A., Catamarca Ministry of Economic Development and Employment, Catholic University of Salta (UCASAL), Colegio Santa Rosa, Tucumán, Electronic Bond and Forex Exchange of Argentina (MAE), Instituto Argentino De Mercado De Capitales (IAMC),, MATBA Foundation, Mercado a Término de Buenos Aires (MATBA), Mercado Argentino De Valores S.A. (MAV),, Pequeños Pasos Foundation, ROFEX, Rosario Board of Trade (BCR), Ruta 40 Foundation, SI Foundation Number of children reached directly: 1,127 Number of people reached indirectly: 66 276 Banco Macro Argentina Banco Marco participated for the third consecutive year in GMW with its financial education program “Cuentas Sanas”. The different events included The Economic Health Games, which existed out of 10 workshops, a webinar for teachers called “Healthy accounts for your future”. The Economic Health Games consisted of a competition for youth, with the aim of emphasizing teamwork and healthy competition to stimulate a better comprehension of financial concepts. Through the activities, the youth strengthened their knowledge of economic planning, goals budgeting, debt, long-term decisions, and entrepreneurship. Additionally, an online workshop for teachers was organized, allowing them to understand and incorporate concepts of family economics into their personal lives and to give them the tools to help their students understand these subjects. Because the workshop was online, teachers from all over the country had access to the training.

Junior Achievement Argentina Junior Achievement Argentina organized two guided tours for secondary school students through the offices of the Buenos Aires Stock Exchange. The main objective of the tour was to inform the youth on the function of the capital market, how to channel your savings towards productive investment, and showing how training and learning combined with saving can help individuals reap the benefits of investing in the capital market. An emphasis was be put on the importance of having an entrepreneurial spirit, the creative entrepreneur, and the necessity of receiving finances to carry out projects. JA’s goal was to help students understand the relevance of the capital market as an indispensable factor for innovation, technological developments, and the growth of the economy. Additionally, the students participated in a Selfie Challenge. The tour ended with a talk on the GMW theme “Money Matters Matter”. Security Exchange Commission of Argentina (CNV) During Global Money Week 2018, the Security Exchange Commission of Argentina (CNV) hosted activities on financial education and financial inclusion for youth regarding Capital Market activities. The CNV coordinated multiple activities on financial education and inclusion, with institutions from the Capital Market, where more than 800 students participated. The objective of the activities was for high school students and professionals to learn about the Capital Market of Argentina, to understand the value of money, and how to invest their savings. The activities included six activities in schools and the Stock Exchange. In total, 1,000 people visited the website and social media platforms to explore GMW related content. The different themes of the talk included “Options for the future”, “Investing in yourself, learning to save”, “Introduction to the Capital Market”, “Studying in order to save”, and “Saving for more opportunities”.

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Armenia National Center of Aesthetics, National Mortgage Company, News Armenia, Noyemberyan Secondary School, Panarmenian, Rosgosstrakh Armenia Insurance Company, SIL insurance, Tert.am, The Knowledge for Development Center in Dilijan, Unibank, Union of Banks o Armenia, Visa, Wikimedia Armenia, 13 Aflatoun clubs implemented by COAF in different regions of Armenia, 1in.am, 2 media organizations., 5 local organizations and businesses, 50 schools and universities Number of children reached directly: 6,612 Number of people reached indirectly: 71,018 Central Bank of the Republic of Armenia This year, Global Money Week in Armenia became part of a bigger national initiative, My Finance Month 2018, to engage as many participants as possible.

Leading organizations: Central Bank of the Republic of Armenia, Children of Armenia Fund (COAF), Federation of Euro-Asian Stock Exchanges (FEAS), Junior Achievement Armenia Participating organizations: “Knowledge for Development” Center of Central Bank of Armenia, American University of Armenia, Ararat Bank, Armenia TV, Armenian Deposit Guarantee Fund, Armenian Motor Insurer’s Bureau, Armenian State University of Economics, Armswissbank, C-QUADRAT Ampega, CBA Leasing, Central Bank of Armenia, Converse Bank, Development and Investments Corporation of Armenia, Dilijan High School, Dilijan Secondary School #5, Dilijan Training and Research Centre, Evocabank, FIDES UCO, Financial Institute (Bank), Financial System Mediator, Global Credit UCO, Haghartsin Secondary School, Inecobank, Ingo Armenia Insurance Company, Junior Achievement Armenia, Kamurj UCO, Local Plants, Ministry of Education and Science, Nairi Insurance, Nasdaq OMX Armenia, 34

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Overall 94 events took place, including: • 2 competitions; “I make savings for...” art competition and Wikipedia contest on 17 financial topics; • 10 visits to financial institutions; • 2 visits to the CBA Money Museum; • 2 visits to Nasdaq OMX Armenia Stock Exchange; • 15 budgeting games in CityZen Children’s Center; • 9 savings games in 9 universities; • Brainiest TV intellectual game; • 4 financial football online competition, • 30 open seminars on different financial topics; • 6 “Anti-café” format discussions on 4 main topics: deposits, pension funds, securities and leasing; • Children conducted 6 interviews on financial topics with financial experts. During Global Money Week, the financial educational website of the Central Bank of Armenia was launched and introduced to the public. Children of Armenia Fund (COAF) During GMW2018, Children of Armenia Fund

organized multiple awareness-raising activities on financial literacy. Together with guest speakers from banks, startups, and corporations, COAF organized workshops and sessions for rural middle school and high school students. Topics included planning budgeting, marketing, entrepreneurship, finance, pension funds, labor laws, and an introduction to startups. Students from COAF beneficiary schools had the chance to visit the Central Bank, to learn more about its missions and the national currency. They also had a tour of successful startups in Armenia and met experts, who shared their entrepreneurial skills and knowledge with them. The students also had the opportunity to attend thematic performances on financial issues and movie screenings on savings and expenses. They played financial games and participated in discussions on resource management and recycling. Finally, they visited money exhibitions and learned about socio-financial projects. Federation of Euro-Asian Stock Exchanges (FEAS) Throughout GMW2018, the Federation of Euro-Asian Stock Exchanges (FEAS), along with partners, organized a public lesson for students of the Armenian State University of Economics. The FEAS Secretary General spoke about the “SME Tendencies in Capital Market” and covered topics, such as the importance of money and its usage. In addition, new monetary topics, such as cryptocurrencies and Blockchain were discussed. The literacy awareness session was offered to both youth and adults. Beside this event, the FEAS in Armenia promoted the

FEAS Members who took part in GMW on its official social media pages, such as the Abu Dhabi Securities Exchange, the Bucharest Stock Exchange, and the Tehran Stock Exchange. Junior Achievement Armenia Junior Achievement Armenia organized a wide range of events for local schools throughout the Week. Different schools were invited to the “Knowledge for Development” Center of the Central Bank, where they watched educational films, and attended lectures on subjects such as managing finances, inflation, saving, investments, and the role of the Central Bank. Later in the Week, the students visited the Central Bank, where they met with a representative who spoke about the Bank’s structure and function. The students also had the chance to visit the money museum, where they learned a lot about the history of money. Tenth graders organized pedagogical lessons on entrepreneurship and the role of money for sixth graders. The students created short skits and participated in small debates in class. Students visited a pastry factory, where they met the administration staff, participated in a Q&A session, and discussed topics such as marketing research, advertisement, and the preparation of a business plan. To end the Week, students organized an exhibition called “Money Through My Eyes” and Noyemberyan secondary school visited the largest factory in their region, “H&T Hakopians”. The students had the chance to meet with the production manager and other staff members, watch how products were made. The visit ended with an enriching Q&A session.


Australia Leading organizations: Australian Securities and Investments Commission (ASIC), Banqer Participating organizations: N/A Number of children reached directly: 50 Number of people reached indirectly: 115,475 Australian Securities and Investments Commission (ASIC) Throughout Global Money Week 2018, The Australian Securities and Investments Commission used its online platforms to promote GMW to over 115,000 people through social media and website content. The specially created webpage on ASIC’s MoneySmart website, “Global Money Week – Teaching Kids About Money” features new videos with renowned Australian Math teacher, Eddie Woo (of WooTube, and Australian school children discussing money matters. Promotion of these online resources were spread on MoneySmart’s Facebook and Twitter during the Week. Banqer Throughout the Global Money Week 2018, Banqer, along with partners, reached out to their 50,000 student users throughout Australia to canvas their money tips. They then shared the best of these money tips via social media during the week, and at the end of the week produced a poster sharing the best of these tips!

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Austria Leading organizations: Erste Group Bank AG, Erste Financial Life Park (FLiP) and Initiative for Teaching Entrepreneurship (IFTE) Participating organizations: Berufsförderungsinstitut Wien, Berufsschule für Elektro- und Veranstaltungstechnik und Informationstechnik Wien 6, Berufsschule für Industrie Finanzen und Transport, Wien, BHAK/ BHAS Eisenstadt, Bildungszentrum Kenyongasse Mater Salvatoris, Wien, Bundeshandelsakademie und Bundeshandelsschule Klagenfurt, Bundeshandelsakademie und Bundeshandelsschule St. Pölten, Bundesrealgymnasium Henriettenplatz, Wien, Bundesschulen Kalvarienberg, Wien, Fachmittelschule und Polytechnische Schule Wien 3, Handelsakademie International Klagenfurt, Handelsakademie Kirchdorf/Krems, Höhere Bundeslehranstalt für wirtschaftliche Berufe Wien 10, International Business College Hetzendorf, Lise Meitner Realgymnasium, Wien, Neue Mittelschule Herzgasse, Wien, Polytechnische Schule Eisenstadt, Polytechnische Schule Wien 15, Polytechnische Schule Wien 7, Pädagogische Hochschule Wien, Vienna Business School HAK / HAS Floridsdorf Number of children reached directly: 500 Number of people reached indirectly: 990 Erste Group Bank AG, Erste Financial Life Park (FLiP), Initiative for Teaching Entrepreneurship (IFTE) Based in Vienna, the Erste Financial Life Park is a unique exhibition with several content stations and interactive games. FLiP experience, and its interactive two-hour learning trail, focuses on money and financial matters and is designed for school groups aged ten and above. During GMW2018, FLiP hosted 19 interactive tours, an entrepreneurship education workshop and a lecture on cashless

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society. Throughout the Week, FLiP managed to reach 500 children and youth. FLiP is a globally unique facility with the goal of improving the financial capabilities of children and young adults. Established at the Erste Campus in Vienna, FLiP is a place where financial knowledge is imparted in an innovative manner and where the importance of finances for one’s personal life planning can be tangibly experienced. FLiP promotes personal financial responsibility, as well as prevention of personal over-indebtedness, and thus ultimately contributes to the prevention of poverty. FliP’s offerings are inclusive, and are opening barrier-free, multilingual access to financial education for all types of schools and all levels of education. This year FLiP introduced FLiP lectures, a new event series where once a month an expert will provide insight into a relevant topic and afterwards will be available to answer questions. “Starte dein Projekt” - Entrepreneurship Education www.startedeinprojekt.at is a crowdfundingplatform, designed to help students of vocational schools in Austria. This initiative is financed by donations and is a joint-project of FLiP, Erste Bank and Sparkassen, of the Initiative for Teaching Entrepreneurship (IFTE) and of the Vienna Municipal Education Authority. It enables the presentation and funding of student-projects and fosters not only the entrepreneurial spirit, but also with its practical and active orientation the curriculum of the students. Additionally, “Starte dein Projekt” offers workshops for idea generation, project management, and crowdfunding.


Azerbaijan Leading organizations: Central Bank of the Republic of Azerbaijan Participating organizations: ASAN Service (part of the State Agency on Public Services and Social Innovations under the President of the Republic of Azerbaijan), Azerbaijan State University of Economics, International Finance Corporation, 2 universities, 5 media organizations, 5 schools Number of children reached directly: 1,000 Number of people reached indirectly: 3,800 Central Bank of the Republic of Azerbaijan During GMW2018, financial literacy awareness events and activities were organized to target children, youth, and adults across Azerbaijan. In partnership with the International Finance Corporation, the Central Bank announced a competition for young people aged between 18 and 25 titled “Digital Financial Services: Modern Trends and Challenges”. The goal of the competition was to educate young people on the advantages and disadvantages of digital financial services. The winners received certificates and prizes including a notebook, a tablet, and a smartphone.

stories, paintings, handmade moneyboxes, and games, which they created during the event. Furthermore, the Central Bank experts demonstrated multiple ways to identify counterfeit money, followed by an excursion to the Treasury. At the end of the event, children received several gifts from the Central Bank. Last but not least, “Novruz Khonchasy” event was held at ASAN Service during the Week. The Central Bank promoted recognition of financial literacy as a public value among general population by distributing brochures, flyers, and providing in-depth information on cashless payments. People were particularly interested in e-resources and animations on bank products and services displayed on the Financial Literacy kiosk. Those joining the event received the Central Bank’s literacy and promo materials and festive sweets. Throughout GMW, various animations about national currencies, online payment systems and e-banking were shared on the financial literacy Facebook page.

The Central Bank of Azerbaijan delivered a workshop for a group of students on national banknotes, the fight against money counterfeiting, the advantages of cashless payments, and national payment systems. Additionally, the students received information about financial literacy activities held in the country, and awareness resources such as the financial literacy portal (www.bizimpullar.az) and the virtual education platform (edu.cbar.az). The third event, “National Banknotes in the Kids’ World”, was organized in the Central Bank for schoolchildren aged between 8 and 12. Children learned about the history of money and monetary units to help them recognize national monetary units. Participating children presented poems, riddles, Global Money Week Report 2018

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Bangladesh Leading organizations: Bangladesh Skill Development Institute and Daffodil International University, Sesame Workshop Participating organizations: ACCA, ADRID, Banga Bandhu Memorial Trust, Bangladesh Bank, British Council, BSRM, BUILD Bangladesh Foundation, Coopers, D-Engineers Club Chittagong, DHL Bangladesh, East Delta University, Enterprise Competitiveness Institute, First Security Islamic Bank Limited, International School Dhaka, Member organizations of EMK Centers, Milestone School, Mohammadi Group, National Housing & Finance Limited, North South University, Sesame Workshop local teams (Brazil, China, India and United States), South Breeze School, Super Star Group, Turkish Hope School, 35 member schools of British Council, 42 media organizations Number of children reached directly: 250,000 Number of people reached indirectly: 1,200,000 Bangladesh Skill Development Institute and Daffodil International University Bangladesh Skill Development Institute (BSDI) and Daffodil International University (DIU) led the

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weeklong GMW celebration in collaboration with Bangladesh Bank. To develop the saving habits of the younger generations, the organizers of the Week encouraged policymakers to participate, inviting them to engage with young Bangladeshis. DUI’s GMW2018 was the largest celebration yet, reaching the highest number of children, both directly and indirectly, since GMW was initiated in the country. As in previous years, a variety of activities were organized in Bangladesh for GMW, including policy dialogues to promote financial literacy. This year a national conference, Youth Talk, was coordinated to encourage the younger generation to learn about money matters. A fun debate program aired on Nagorik TV to promote the GMW. Through an interactive Brain Game, students learned about effective ways to save and got answers as to why and how they should save. ACCA and British Council organized a game competition for school children. The Chittagong unit completed the game in record timing. There was a big session, which was conducted by Mr. Hasan from BSDI Dhaka. The children called it the best session yet in Chittagong. The media gave great support this year. Radio Media

made a formal announcement for GMW2018, reaching a few hundred thousand young listeners. Through the media the DIU covered 8 districts indirectly. By livestreaming policy dialogue on Facebook, the DIU was able to reach audiences far and wide. This year, leaders from different organizations participated and hearing their opinion was really fruitful. The DIU hosted a Q&A session for banks and financial organizations, who offer child and youth friendly products, to help them address their problems in getting young people to sign up for their Child Saving Services. The DIU added a new message on saving this year, promoting saving in respect to climate change issues, focusing on the theme of “Plant a Tree and Save the Earth”. Each guest attending the GMW2018 event received a plant.The Master class on Money Matters Matter, given by Mr. Md. Sabur Khan, was seen by two/three hundred thousand young peoples, as it was broadcasted by Campus TV. During the Week, the Ye! Community brought forward young entrepreneurs from different regions to pitch their startups. The event has become a well-known brand in Bangladesh and this year several financial

institutions asked BSDI and DIU to organize financial literacy generating events. Sesame Workshop Global Money Week, an initiative of Child & Youth Financial International, one of Dream, Save, Do’s global advisory partners, is an annual financial awareness campaign built to inspire children and young people to learn about money matters, livelihoods and entrepreneurship. These themes closely align with Dream, Save, Do and so they felt the Week provided a wonderful opportunity to promote their work. In preparation for Global Money Week, Sesame Workshop created and sent out a social media guide with sample posts and hashtags to all our local Dream, Save, Do production teams. Sesame Workshop Bangladesh promoted Global Money Week through the Dream, Save, Do show on ABC Radio 89.2FM. The Sisimpur characters were interviewed about how they make choices and what their aspirations are. Sesame Workshop also coordinated events with local teams in Brazil, China, India and the United States.


Belarus Leading organizations: National Bank of the Republic of Belarus Participating organizations: Belarusian Republican Youth Union, Local authorities, Republican Microfinance Center, State Palace of Children and Youth, Association of Banks, Association of Insurance Companies, Association of Professional Participants in the Securities Market, Ministry of Economy, Ministry of Education, Ministry of Finance, Ministry of Information, Ministry of Labor and Social Protection, Ministry of Taxes and Duties, Ministry of Antimonopoly Regulation and Trade of the Republic of Belarus, National Academy of Sciences of the Republic of Belarus, Union of Microfinance Institutions, 150 media outlets, 25 banks, credit unions, leasing companies, insurance companies, 3000 schools, 313 educational institutions (kindergartens, colleges, academies), 42 universities Number of children reached directly: 520,000 Number of people reached indirectly: 1,080,000

National Bank of the Republic of Belarus During Global Money Week2018, the National Bank organized and facilitated several financial literacy activities. A group of schoolchildren went to the JSC Belarusian Currency and Stock Exchange and rang the bell, to open the trading session and the GMW2018 celebration in Belarus. Afterwards, children attended a financial literacy lesson given by experts of the Belarusian Currency and Stock Exchange. The National Bank ran a videoblogging competition on the theme of “Money Matters Matter”. The winners were rewarded at the National Bank of the Republic of Belarus. Additionally, various stakeholders organized a variety of activities across Belarus for children and young people of all ages. Some of these activities included interactive games such as “Financial Football” for students in higher education, screenings of financial education cartoons for kindergarteners, and workshops in schools. Throughout the Week, employees from the National Bank visited schools and gave financial literacy lessons. Some students also had the opportunity to take excursions to the Belarusian Currency and Stock Exchange and commercial

banks, which provided seminars and lectures for young people all around the country. Activities were organized in all regions of the Republic of Belarus and a lot were covered by mass media. Belarusbank JSC Belarusbank was the most active participant that supported the celebration of the GMW2018! About 450 different events (lessons, excursions, open days, competitions, seminars, trainings, lectures, presentations) were held throughout the country with 54,000 children, pupils, students, and young specialists participating. About 60% of the events were held in rural areas, small and mediumsized settlements. On the Bank’s corporate site, the organization created a virtual literacy exhibition – “The Vocabulary of Financial Literacy” –dedicated to the celebration of GMW2018. On every TV screen located in the bank’s offices, advertising videos were broadcasted. Subjects of the videos included financial literacy and training videos on how to use Internet banking and M-banking. A game for High School students called “Study. Save It. Earn” was made available to all regional towns of the country. In

Brest, the specialists of the branch together with the city committee of the Belarusian Republican Youth Union implemented GMW for the first time. Eight teams of the general secondary education system of Brest took part in the event. The organizers of the event were pleased with the fact that all the participants actively participated in all tasks. Branch №200-Vitebsk actively supported this campaign and planned a series of events in educational institutions in Vitebsk. Ten teams from 12 schools and 7 gymnasiums gathered in Vitebsk to participate in games, to learn how to save and earn. Eight teams of senior pupils of schools and gymnasiums also demonstrated the desire to increase financial literacy. In the capital, a competition for high school students took place in the Minsk State Palace of Children and Youth. More than 250 schoolchildren participated. Similar events took place in Gomel and Mogilev. The subject matters were related to banking business and finance.

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Belgium Leading organizations: Financial Services and Markets Authority (FSMA) Participating organizations: Assuralia, Bel RTL, Brocom, BudgetInzicht, CAW, Cebud, Créno, De Tijd, European Consumer Centre Belgium, Febelfin, FOD Economy, FPS Finance, GAS Lux, Gezinsbond, GILS, L’Echo, Markant, Médénam, National Social Security Office, Netwerk Basiseducatie, OCMW Laarne, Radio 2, SAM, The Credit and Indebtedness Observatory, The National Bank of Belgium, The Support Centre for Debt Mediation Services for The Brussels Capital Region, VOKA Number of children reached directly: 77,500 Number of people reached indirectly: 1,300,000

Financial Services and Markets Authority (FSMA)

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FSMA and Wikifin.be organized multiple events for Global Money Week in Belgium. The goal was the open up conversation on money matters and to draw special attention to the importance of financial education.

“educational trail” guided by an online application. Wikifin.be conducted a survey, “Your credit, worth considering”, the results of which made money matters the subject of an even wider national conversation.

70,000 children between the ages of 7 and 12 learned how to manage a budget by participating in two games - “budg€tPRET/Gère tes pépètes” and “Just’in Budget”. For secondary schools, Wikifin.be organized two games (a challenge and a quiz) to learn and talk about money.

Her Majesty the Queen was invited by Wikifin.be to debate with several organizations. Together with Radio 2 and Bel RTL, Wikifin.be organized two radio shows, so that discussions on money matters would reach a large audience during the week. By releasing such materials, Wikifin.be ensured that financial education in Belgium would have a long-term impact!

Wikifin.be organized info markets in 4 areas of Belgium, where children could get their questions on money answered, as to create real-life examples to raise awareness on money matters. More than 2.500 students visited the info markets to follow an


Benin Leading organizations: EurAfrik, Société d’Inclusion Financière (SIF-Groupe) Participating organizations: Bénin WEB TV, DB Com, Diamond Bank Benin, Ecobank Benin, Finagnon Primary School, La Marjolaine School Complex, Le Beninois Libere, Le Témoin, OB-TV, Océan FM, UNCDF, Univers Radio, 18 technical colleges Number of children reached directly: 6,700 Number of people reached indirectly: 13,500 Société d’Inclusion Financière (SIF-Groupe) The Financial Inclusion Society (SIF-Groupe), in collaboration with the DB Com and the Ivory Coast’s Financial Education Program, successfully celebrated this years GMW. Multiple activities were organized for youth in Cotonou during the week.

Before the week started, interviews were done, to collect information on the knowledge on money matters and savings of children, youth and adults. The official launch event happened on 12 March, with support of UNCDF, in “La Marjolain” building. A large audience was present, including representatives of EcoBank and Diamond Bank, several media outlets, and most importantly hundreds of young participants. In collaboration with the scholar group “Finagnon”, ‘La Marjolaine” organized an event called ‘A banker in my classroom’, where representatives of banks visited schools to meet children and teach them about money matters, savings and banking systems.

Children and youth were able to open child-friendly bank accounts to continue the financial inclusion. Also, a psycho-technical test was created by UNCDF in order to determine the children’s entrepreneurship skills. After this, discussions surrounding the theme “The bank, its products and financial inclusion for children” were organized. Finally, students from both “La Marjolein” and “Finagnon” participated in a quiz about savings and the Benin’s banking system.

EurAfrik EurAfrik organized an election for a youth governing body, which will overlook a mutual saving group in technical colleges. In addition, EurAfrik provided assistance looking for and establishing a partnership with youth financial service providers in colleges. Furthermore, they provided assistance in establishing a youth craft association. The objectives of the events were to teach youth about long-term micro saving, to offer mobile money service in colleges, to prepare the youth for employment after their schooling.

The different activities were truly appreciated by all participants. As a result of the successful week, SIF Group wants to extend the activities to other schools in the country.

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Bermuda (British Overseas Territory) Leading organizations: Somersfield Academy Participating organizations: Bermuda Monetary Authority, Clarien Bank Ltd Number of children reached directly: 16 Number of people reached indirectly: 315 Somersfield Academy Throughout Global Money Week 2018, the students at Somersfield Academy, Bermuda increased their understanding of financial literacy. Students visited the Bermuda Monetary Authority (BMA), where they toured the Note and Coin Museum, to learn more about the history of Bermuda’s currency. They were also able to learn more about the island’s commemorative coins and their value. The BMA staff held a presentation for the students on current banknotes and coins. This included their production, minting, transit, circulation and destruction. The students (aged 6-8 years old) worked through various activities to learn more about financial literacy. They identified the difference between a need and want; discussed saving versus spending; ways to generate an income and how to create a budget. The final event of the Academy’s Global Money Week participation was a visit to a local bank, to learn more about its daily operations and to learn about their Young Savers Accounts.

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Bhutan Leading organizations: Royal Monetary Authority of Bhutan Participating organizations: Bank of Bhutan Limited (BOBL), Bhutan Association of Women Entrepreneurs (BAOWE), Bhutan Development Bank Limited (BDBL), Bhutan Insurance Limited (BIL), Bhutan National Bank (BNB), Credit Information Bureau (CIB), Druk Punjab National Bank (DPNB), Financial Institution Training Institute (FITI), Ministry of Agriculture and Forest (MOAF), Ministry of Education (MOE), Ministry of Labour and Human Resources (MOLHR), National Institute of Zorig Chusum, National Pension and Provident Fund (NPPF), Renew Empower Nurture Educate Women (RENEW), Rigsum Institute of IT and Management, Royal Academy of Performing Arts, Royal Institute of Management, Royal Insurance Corporation of Bhutan Limited (RICBL), Royal Securities Exchange of Bhutan Limited (RSEBL), Rural Education and Development (READ), Rural Enterprise Development Corporation (REDCL), T-Bank, Technical Training Institute, Thimphu Tech Park, Youth Development Fund (YDF), 28 schools Number of children reached directly: 30,000 Number of people reached indirectly: 160,000

Ministry of Education and be implemented into formal schools across the country.

Royal Monetary Authority of Bhutan GMW2018 in Bhutan is considered a platform for enhancing youth financial education and inclusion. GMW2018 was celebrated with series of events and activities. The Royal Monetary Authority spearheaded all GMW2018 activities in coordination with several financial institutions, NGOs, government agencies, schools, and other stakeholders.

Across the country, mass bank account openings were initiated in numerous schools for grade 11 and above. In addition, young entrepreneurs were given the opportunity to pitch their business ideas to gain funding from the Priority Sector Lending (a recent initiative of RMA for promoting Cottage Small Scale Industries).

The Honorable Governor of the Central Bank attended the GMW2018 opening ceremony. Important initiatives, such as Financial Literacy School Curriculum and Youth Ethics Banking, were launched during the opening event. The school curriculum will be further incorporated by the

A panel discussion was also organized to bring together future collaboration with the media sector and educational organizations to support financial literacy in the country. Financial institutions set up thematic talks for various educational and vocational institutes. 90 students from different schools had the opportunity to visit the Central Bank and other banks to learn more about their missions. They also visited cooperative farms and livestock rearing initiatives. The Royal Monetary Authority also organized fun activities on financial literacy, including mascot coloring sessions, crafting money boxes, and an essay competition on GMW2018 theme ‘Money Matters Matter’. The ‘Student Business Seedling’ program was kicked off during GMW for business idea competition, where children will be rewarded with scholarships.

GMW2018 increased and improved participants’ knowledge and skills in financial literacy and Buthanese children and youth are already looking forward to the next edition of GMW. The Youth Ethics Banking (YE Banking) prize was awarded to four recipients in 2018 as pilot programs and will be replicated in many schools during GMW2019. Global Money Week Report 2018

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Bolivia Leading organizations: Bolivian Private Banking Association (ASOBAN) Participating organizations: Bisa Bank, Centre de Formación Bancaria, Crédito de Bolivia Bank, Descubre, Económico Bank, FIE Bank, Fortaleza Bank, Ganadero Bank, Institute of Social and Economic Studies at the University Mayor de San Simón, Mercantil Santa Cruz Bank, National Bank of Bolivia, Solidario Bank, TELC & CENET XXI Technical Training Center, Trono Theater, Union Bank

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Number of children reached directly: 9,000 Number of people reached indirectly: 35,000 Bolivian Private Banking Association (ASOBAN) During Global Money Week 2018, a Financial Services Fair was held in Cochabamba, Bolivia. As part of the event, various financial education activities were organized for children, teenagers, and young people. In total, 49 talks on topics such as personal finance, digital banking, financial rights and obligations, and entrepreneurship were organized.

The Bolivian Private Banking Association built a financial education space, where the program “DESCUBRE Lo Simple de las Finanzas” (Discover the basics of finance) offered games about budget, savings, investments, financial system, and financial services and products. Staff from the banks were on hand to answer all the questions from the public. Participants were invited to register for www. descubre.bo, a digital platform to learn about finances and change financial behaviors. DESCUBRE allows people to reach their financial goals by

helping them to make a budget, save, and make a good use of the financial system. Finally, the Association invited the young participants to share what they save for and encouraged them to achieve their goals. All these activities gathered more than 10.000 people, mostly children and young people.


Bosnia and Herzegovina Leading organizations: Association of Secondary School Students in Bosnia and Herzegovina (ASuBiH), Central Bank of Bosnia and Herzegovina (CBBH) Participating organizations: Catholic School Center Sv. Josip, European Fund for South Eastern Europe Development Facility (EFSE – DF), PI High School Center Istočna Ilidža“, Yale University, 15 media organizations, 21 local teams Number of children reached directly: 370 Number of people reached indirectly: 1,702

Association of Secondary School Students in Bosnia and Herzegovina (ASuBiH)

school students. In total, 2.052,90 BAM were raised during these events.

To celebrate Global Money Week 2018, the ASuBiH and its 21 local teams, hosted a fundraising challenge to show students how they can use their skills to make money instead of being entirely dependent on donations. The teams competed to raise more funds than their counterparts, and the winner was rewarded. The teams hosted 38 fundraising activities, which engaged 295 secondary

Furthermore, some teams filmed their efforts and created a short video about their activities and took part in the Selfie Challenge. Central Bank of Bosnia and Herzegovina (CBBH) For Global Money Week 2018, the Central Bank of Bosnia and Herzegovina (CBBH), in corporation with its partners, organized a debate for high school

students on the topic “Cash Payment is more favorable than Non-Cash Payment”. The judges, three representatives of the CBBH, decided the winners. Additionally, 35 MBA students from Yale University from the USA visited the CBBH, which was followed by a presentation on the macroeconomic model of Bosnia and Herzegovina, during which the students showed great intrerst in the institution, monetary policy, and the macroeconomic perception of Bosnia Herzegovina.

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Botswana Leading organizations: Fin-Gen Botswana, Step Up International Participating organizations: Acacia Primary School, Barclays Bank of Botswana, Debswana Jwaneng Mine, Gaborone Secondary School, Kwena Sereto Junior School, Magokotswane Primary School, VYB Digital Number of children reached directly: 2,400 Number of people reached indirectly: 2,600 Fin-Gen Botswana During Global Money week 2018, Fin Gen Botswana along with their partners managed to reach 2,300 children and youth through workshops, an essay writing competition, a panel discussion, and a Piggy Bank Challenge. The Acacia Primary School participated in the celebrations. There were three main activities done with the pupils there.

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• The Piggy Bank Challenge included the lower-class students (Standard 1-2). The challenge allowed these students a chance to prepare and come up with the best piggy bank designs. • The pupils in Standard 3 to 4 were engaged in a workshop to discuss the GMW theme. The aim was to teach children about money and raise awareness of pressing issues regarding finance at their age. The topics covered were saving and budgeting. The children also had a chance to play currency games. • An Essay Competition was run for upper primary students, from Standard 5-7. The theme for the year was “Money Matters Matter.”

In Gaborone Secondary School, there was a panel discussion hosted to engage the students on the theme of the year. High-level entrepreneurs and development practitioners shared their experiences with the students. Step Up International In Botswana, Step Up International organized discussions with 100 children on issues around savings. The children created money boxes from recycled tins and began saving in October 2017. The children also wrote about savings, including why they are saving their money, the different ways they will use their money, and their saving goals. During the Week, the children visited a local branch of Barclays Bank to learn about using bank accounts and using money responsibly.

Step Up also invited the bank to the Step Up Center to encourage children to save and open bank accounts. In addition, the children presented their moneyboxes to the bank staff. On 16 March, the children opened their money boxes and withdrew the money they had saved. Many tins where almost full. They liked the savings program and made another box to continue saving. A partnership between the Bank and Step Up was created to ensure that the children continue to receive financial literacy education.


Brazil Leading organizations: Colégio Nossa Senhora do Bom Conselho, Sesame Workshop, AEF-Brazil, BCB – Banco Central do Brasil; CVM – Comissão de Valores Mobiliários; PREVIC – Superintendência Nacional de Previdência Complementar; SUSEP – Superintendência de Seguros Privados; Ministério da Justiça; Ministério da Educação; Ministério da fazenda; ANBIM Participating organizations: Sesame Workshop local teams (Bangladesh, China, India and United States) Number of children reached directly: 1,230,182 Number of people reached indirectly: 12 AEF-Brazil The 5th Edition of the National Week of Financial Education in Brazil included 7350 initiatives out of 344 institutions, reaching more than 4.1 million people throughout the country. During the week,

several free educational actions took place, with the aim of disseminating financial, social security and insurance education, as well as contributing to the strengthening of citizenship and autonomy in all the states of Brazil. In addition, the number of actions developed throughout each ENEF Week has been growing every year. The 2018 edition showed a growth of 100.5% compared to 2017. Regarding the total number of participants, including face-to-face and distance actions, the 5th National Financial Education Week exceeded 4.1 million people, a 39.3% increase over the previous year. Sesame Workshop Global Money Week, an initiative of Child & Youth Financial International, one of Dream, Save, Do’s global advisory partners, is an annual financial awareness campaign built to inspire children and young people to learn about money matters,

livelihoods and entrepreneurship. These themes closely align with Dream, Save, Do and so felt the Week provided a wonderful opportunity to promote their work. In preparation for Global Money Week, Sesame Workshop created and sent out a social media guide with sample posts and hashtags to all our local Dream, Save, Do production teams. Our Brazil team created several social media posts for Global Money Week that generated over 77,000 impressions. Sesame Workshop also coordinated events with local teams in Bangladesh, China, India and the United States. Colégio Nossa Senhora do Bom Conselho Colégio Nossa Senhora do Bom Conselho, concerned with the formation of critical and conscientious adolescents, offered the lecture “Financial Education in the Consumer Society”

during Global Money Week. The lecture was delivered by André Perin Schmidt Neto, a lecturer of Indebtedness and Consumer Society at Pontifical Catholic University of Rio Grande do Sul (PUCRS) and Universidade do Vale do Rio dos Sinos (UNISINOS). The aims of the lecture were: • To assist young people to receive knowledge and develop skills to make intelligent financial decisions throughout life; • To reflect on the risks of indebtedness in the current context of incentive to reckless consumption; • To realize the importance of conscious consumption. The activity facilitated reflection, interaction between young people, teachers, and speaker in a perspective of consumption awareness in the current context.

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Brunei Darussalam Leading organizations: Ministry of Education & Autoriti Monetari Brunei Darussalam (AMBD) Participating organizations: Brunei Association of Banks (Bank Islam Brunei Darussalam, Baiduri Bank and Perbadanan Tabung Amanah Islam Brunei, Standard Chartered), Brunei Insurance Takaful Associations – Takaful Brunei and Insurance Islam (TAIB), Financial Planning Association Brunei Darussalam, government and private schools, Radio Television Brunei (RTB), The Curriculum Development Department or the Ministry of Education Number of children reached directly: 491 Number of people reached indirectly: 385,393 Ministry of Education & Autoriti Monetari Brunei Darussalam (AMBD) Global Money Week continued to be celebrated this year in Brunei Darussalam. Activities and competitions primarily geared for students of primary and secondary schools were arranged and organized by the Curriculum Development Department of the Ministry of Education in collaboration with Autoriti Monetari Brunei Darussalam (AMBD). Global Money Week was packed with visits to the Currency Gallery, AMBD, and financial institutions including banks (Perbadanan Tabung Amanah Islam Brunei (TAIB), Bank Islam Brunei Darussalam, Baiduri Bank) and insurance companies (Insurans Islam TAIB and Takaful Brunei Keluarga (TBK). A total of 22 secondary schools and 15 primary schools took part in the visits. During the visits, students had the opportunity to listen to financial education talks and join financial education-based activities. One of the important lessons they learned was recognizing the difference between ‘needs’ and ‘wants’ to guide them in making wise financial decisions. Additionally, the children were able to observe the

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working of financial institutions and how banks operate. Visits to Legislative Council Meeting were also organized for the students to develop understanding on policy-making process in Brunei Darussalam and the impact these decisions have on practice. The students had a first-hand experience of listening to the meeting of the 14th Legislative Council (LegCo) session at the LegCo Building. The discussions were on issues paramount to the country’s economic progress and the wellbeing of the people. The LegCo is an avenue for the country’s citizens and residents to voice their ideas, suggestions, opinions, and issues through appointed members by the means of discussions and deliberations that adhere to Brunei’s traditional concept of enhancing and strengthening relations between the people and the government. In accordance to Global Money Week theme “Money Matters Matter”, a class activity known as care package “What I Can Buy With $5” was also carried out. In this activity, 80 primary school pupils from 16 different schools explored what they could buy with BND$5 and swapped the information with their friends. After this activity, the pupils then connected with a school from Singapore to share their findings. The activities helped to familiarize the concept of a different purchasing power for each country. A banner making competition was held for secondary school students based on the theme ‘Money Matters Matter’. The competition was won by Chung Hwa Middle School. Through this competition, the participating students showcased their creativity and encouraged their peers to have a better understanding on financial education.

Financial Explo-race, a race challenging students’ financial knowledge, was held in conjunction with Global Money Week. The objective of this activity was to introduce to the players/ students the need and importance of budgeting, as well as the need to have a financial plan at the earliest stage. In this race, 20 teams of 5 students each, must visit all the 5 stations answering questions that are related to financial education awareness such as savings, investment risk, insurance need, and retirement savings. At the final station, the students gave a presentation justifying their budget and then had a short discussion with the judges on what can be improved, as well as finding out things they learned from the game.


Bulgaria Leading organizations: Junior Achievement Bulgaria Participating organizations: Buglarian Stock Exchange (BSE), 1 media organization, 14 kindergartens, 17 universities, 20 financial institutions, 34 others, 56 non-governmental organizations, 7 business companies, 77 schools, 9 public institutions Number of children reached directly: 4,120 Number of people reached indirectly: 33,374 Junior Achievement Bulgaria 4,120 students from JA Bulgaria programs participated in the Global Money Week 2018, including 70 schools from 38 regions in the country. The program was fortunate enough to have 173 business volunteers who presented to young people various topics in the field of finance and financial literacy. The Week was opened by a presentation from a Citi volunteer, who explained the different professions one can have in the banking sphere. Among the leading initiatives organized by the Junior Achievement Bulgaria was a visit to the Buglarian Stock Exchange (BSE) for students, which took part place on 13 and 14 March. On both days, the students opened the trading session by participating in the “Ring around the World” initiative. A short presentation on the history and the activities of the BSE Sofia, followed by a discussion with the students. In total, 13 innovation camps and 35 open lessons and workshops were organized during the Week. 27 visits to banks and financial institutions, 2 visits to local businesses, and 4 visits to money museums were organized. 900 students from the “G. Benkovski” Secondary School in Pazardjik participated in GMW2018, which was coordinated by the local teacher. Every day of the Week class events were organized, including an open lesson, workshop, lecture, financial literacy game, a bank/ financial institution visit, and a bazaar of educational products. Global Money Week Report 2018

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Burkina Faso Leading organizations: Permanent Secretariat for the Promotion of Microfinance Participating organizations: Lycée de la Jeunesse de Ouagadougou, Lycée Technique National Aboubacar Sangoulé Lamizana Number of children reached directly: 288 Number of people reached indirectly: 512 Permanent Secretariat for the Promotion of Microfinance Throughout Global Money Week 2018, the Permanent Secretariat for the Promotion of Microfinance and its partners reached 288 young people in two high schools in Ouagadougou.

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Five financial education training sessions were held in the two schools. The different sessions allowed students to discuss good financial practices. The GMW Selfie Challenge was held during and after the training sessions and several photos were selected to enter the competition.


Burundi Leading organizations: Computers for Schools Burundi, SOS Children’s Villages Burundi Participating organizations: “La Miséricorde” Health Center, Association of Carpenters Manufacturers of Buildings (AMEFAM), CEPBU Burundi High School, Financial Education Department, Fundamental School Monseigneur Scheppers Nyakabiga, Fundamental School SOS Rutana, Savings and Credit Cooperative (COOPEC), Scheppers Nyakabiga High School Number of children reached directly: 1,790 Number of people reached indirectly: 2,075

Computers for Schools Burundi During GMW2018, Computers For Schools Burundi, in partnership with experts from Coalition of Young Graduates for Self-Development (COJEDA Financial Education Institute) organized visits to schools and offered training on financial education to students. In Bujumbura, three schools participated in Global Money Week 2018 celebrations. Over 1,500 students between the ages of 5 to 22 were reached. The children of the Fundamental School Monseigneur Scheppers Nyakabiga, aged 5-11, had a training session of 30 minutes, for all classes from Primary 1 to Primary 6. The students from Scheppers Nyakabiga High School, aged 12-15, classes 7-9,

participated in a training session. Finally, all students aged 12-22, class 7-12 from the CEPBU NTAHANGA High School participated in the training session as well. Experts in financial education had prepared several questions in advance, aimed to help understand what preconceived ideas children have about money. These questions included: “What do you know about the history of money in Burundi?”, “Who has previously visited a bank or microfinance institution?”, “Who has an account at the bank?”, “Who has money saved up at home or in the bank?, and “Who wishes to open an account in the bank or at a Microfinance?”

SOS Children’s Villages Burundi More than 150 children and youth participated in SOS Children’s Villages Burundi GMW2018 activities, on March 16 and 18. Children and youth learned about the value of money and the importance of savings through various activities, such as a drawing and essay competition, visits to two local companies (a bakery and a carpentry) and a microfinance institution. As a result of these organized events, the children have committed to save more, do internships at local companies, and set up their own projects.

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Cameroon Leading organizations: Camer Human Capital (CHC) Ltd, Pola Capital Afrique Participating organizations: Bizgo FM, CCOFIT, Centurion Law Group, DHL Buea Branch, Entrepreneurs for Tomorrow, Guanxi Invest SAS, Higher Institute of Management Studies (HIMS), Hovareigns Events, JPO Solutions, St. Theresa International Bilingual Comprehensive College Number of children reached directly: 467 Number of people reached indirectly: 748 Pola Capital Afrique The Pola Capital Team, in collaboration with several partners, celebrated GMW2018 by reaching out to 150 children and youth through social media, seminars, and essay writing competitions, which invited young people to share their knowledge and opinions about money. During GMW2018, financial literacy sessions were offered to children, youth, and adults on the theme of managing personal finance. High-level discussions, seminars, and conferences on topics related to money, and other educational sessions were organized for young people to attend. Throughout the Week, young people could take care of their money by building a budget plan and to making a distinction between wants and needs to minimize their expenditure and save money. Furthermore, this year university students had the opportunity to attend webinars on crowdfunding and savings, organized in collaboration with Guanxi Invest SAS, a crowdfunding platform. Camer Human Capital (CHC) Ltd As part of Cameroon’s Global Money Week 2018 celebrations, the CEO of Camer Human Capital (CHC) Ltd, through the support of Centurion Law Group, organized a seminar on “Creativity and Innovation: 52

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Entrepreneurship for Youth” at HIMS, Buea. The presentation, which reached 400 young people, was led by the CEO in collaboration with partners from private and public-sector organizations. The seminar began with discussion on creativity and innovation and their role in entrepreneurship, which was followed by illustrations on the key steps in the creative process and a discussion on the four types of innovation. Students had the opportunity to learn about how to enhance their own entrepreneurial creativity. Additionally, the presenters illustrated some of the sources and principles of innovation for entrepreneurs, and addressed some of the major misconceptions. The objective of the seminar was to spur creativity and innovation among youths to encourage them to develop their entrepreneurial and livelihood skills. Additionally, CHC Ltd organized a workshop and provided locally made piggy banks (wood boxes) to over 123 children at St. Therese Secondary School in Buea to celebrate the Week. Children were coached and mentored on financial education through demonstrations by the team on how to use the box for savings.


Canada Leading organizations: Junior Achievement Central Ontario Participating organizations: 50 Junior Achievement student-run companies Number of children reached directly: 145 Number of people reached indirectly: 21,300 Junior Achievement Central Ontario On Thursday March 15, during Global Money Week, 145 of our JA Central Ontario Company Program Achievers (aged 14-18) spent a day of their March Break perfecting their sales pitches and developing their entrepreneurial skills at our third annual Youth Entrepreneurship Trade Show presented by DSA Canada. The event hosted at First Canadian Place kicked off with a DSA Sales Workshop where each team’s selected sales reps learned all about the art of the pitch, overcoming objections, and closing the sale. (This workshop no doubt made an impact as the students had close to $10,000 in sales in just over three hours!). Students participating in this event were members of various student start-ups created through the Junior Achievement Company Program. In addition to the 145 students on-site, there were over 1000 other students who assisted their peers in preparing, budgeting, and training for this event. In addition to the support from their peers, students were provided guidance and coaching from incredible professionals in the community who acted as mentors over the course of the 18 week program.

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Cape Verde Leading organizations: Association for the Promotion of Financial Education (PROFIN) Participating organizations: Association for Consumer Protection (ADECO), Association of Young Economists (AJECON), Camara Municipal of Santa Cruz (CMSC), Radio Comunitária de Ponta d’água, Comunitária de Santa Cruz Radio, Delegation of the Ministry of Education in Santa Cruz, Educativa Radio, Movimento Jovens pela Paz (Youth Movement for Peace), Programa OPORTUNIDADES, Regional Commission of Partners of Santiago Norte, Universidade de Cabo Verde/Escola de negócios, 18 schools Number of children reached directly: 1,150 Number of people reached indirectly: 4,000 Association for the Promotion of Financial Education (PROFIN) Cape Verde has regularly participated in Global Money Week and a huge event was organized in the municipality of Santa Cruz for the 2018 edition. Coordinated by PROFIN with the support of the Municipality and a delegation of the Ministry of Education, financial education workshops were provided to all children in grades 5 and 6 (aged 10 and 11). Children learned how to use money responsibly and were introduced to the importance of saving and making wise money choices. The municipality of Santa Cruz is home to the poorest communities in the country but also to the greatest potential for development. The concentration of most GMW2018 activities in this community benefited children who are at a critical stage in their education. By taking part in these activities, children can spread their financial knowledge in their homes and neighborhoods. Throughout the Week, 85 adults took part in three training sessions where they learned how to raise awareness on the importance of financial education, 54

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to improve the quality of life of families, and to support entrepreneurs. The trainees participated in the campaign in Santa Cruz, which benefited all the elementary schools in the area. Financial Education workshops were held for students in grades 10 and 11 (aged 15 to 17). Thanks to radio stations, the message was spread across the population about the importance of money and the need to take responsibility for a better and more prosperous future. Cape Verde is a country with great ambitions but, in many cases, families are not able to save and often find themselves in debt. GWM is an important annual event that raises awareness among the population on the importance of money in their lives and allows them to effectively participate in the country’s development. The participation of the Association of Young Economists (AJECON) was essential in achieving the widespread results.


Cayman Islands (British Overseas Territory) Leading organizations: University College of the Cayman Islands (UCCI) Participating organizations: N/A Number of children reached directly: 15 Number of people reached indirectly: 119 University College of the Cayman Islands (UCCI) During Global Money Week 2018, the University College of the Cayman Islands reached 107 Dual-Enrolment students by inviting them to attend three lectures organized by the Business Studies Department. The lecture subjects were as follows: • “Electronic Banking Security” by Mr. Linval Johnson, PMP, Senior Business Analyst (Fidelity Bank) and Adjunct Lecturer at UCCI; • “Personal Banking” by Ms. Mitzie Bailey, Manager of Red Bay Store RBC Royal Bank (Cayman) Limited and Guest Lecturer at UCCI; • “Managing Your Money” by Dr. Martin Richards, Associate Professor at UCCI.

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Central African Republic Leading organizations: SOS Children’s Village International Central African Republic Participating organizations: Mutual Fund of Central Africa (CMCA), national radio, national television, SOS Children’s Village Bouar, SOS Hermann Gmeiner Kindergarten, SOS Hermann Gmeiner Primary School Number of children reached directly: 20 Number of people reached indirectly: 614 SOS Children’s Village International Central African Republic Planning for Global Money Week in the Central African Republic started in January 2018 when an GMW Organizing Committee, composed of 10 people, was established. The committee, which

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included teachers, accountants, school directors, program managers, was briefed on GMW documents. Twenty students from elementary school received training from their teachers throughout February 2018 using GMW documents and the GMW theme “Money Matters Matter”. Children then prepared plays, poems, and songs. Children had to make drawings representing banking institutions such as: Central African Republic Mutual Fund (CMCA), International Sahelo-Saharan Bank (BSIC), Central African Republic Commercial Bank (CBCA), Pan African Bank ECOBANK, Moroccan Bank, and Banque Populaire de Développement.

On 9 March, the children visited the Central African Republic Mutual Fund where they learned about its operation, the advantages of having a bank account, how to open a bank account, and how to send money via Western Union. They received gifts from Western Union after participating in a Q&A with the employees. 12 March was the final day of GMW celebrations in Central African Republic. Children showed their drawings and presented their shows, poems, and songs on the GMW theme. They participated in radio and television interviews about the GMW2018 theme.


Chad Leading organizations: Chadian Organization for Development (CHORA) Participating organizations: Melfi Departmental Inspection, Melfi Urban Bank Branch, schools Number of children reached directly: 20 Number of people reached indirectly: 12 Chadian Organization for Development (CHORA) For logistical and time reasons, a day was devoted to Global Money Week in the girls’ school of Melfi. The Secretary General of the Department, the City Mayor, a representative of the Canton Chief, and the Departmental Inspector of National Education (IDEN) attended the opening ceremony. Other guests were also present, including teachers.

After CHORA representatives welcomed the participants, the Secretary General of the Department gave an opening speech. He particularly emphasized the importance of such an event in his department and asked young people to be very attentive on the issues of microfinance and entrepreneurship, because their future depends on it. After the opening words and photos with the authorities. The representative of the NGO CHORA and the manager of Melfi Urban Branch conducted the trainings: the first on microfinance and the second on entrepreneurship. 21 young people, aged 12 to 25, from different schools in Melfi attended the trainings.

Ramadan Bab from Melfi Urban Branch was the first speaker and gave a one hour presentation on microfinance, followed by discussions and debates with the children. The representative of the NGO CHORA held the session and debates concerning the topic of entrepreneurship.

At the end of the visit, the training team gave a brief summary of this visit. Issues such as currency and exchange rates were discussed. Different currencies were presented to young people, giving them the current values of each currency compared to the CFA franc.

After the in-house trainings, the whole team went to the Urban Bank Branch, where a visit was planned to see departments, such as the credit service and the meeting room, in which the records are kept. The manager presented the Urban Branch, the various services, and the types of documents used regarding accounts, savings, and credits. After this, the students participated in a meeting with the head of credit service and the manager.

Finally, the last theme of the day was about raising awareness and discussing on the GMW theme. The young people created slogans based on the four words: GLOBAL, MONEY, WEEK and CHORA.

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Chile Leading organizations: Central Bank of Chile Participating organizations: 60 civil society organizations, school Number of children reached directly: 35 Number of people reached indirectly: 285 Central Bank of Chile Once again, the Central Bank of Chile participated in Global Money Week to highlight the importance of financial education in youth and schools. In 2018, the Bank organized two special events to support the international activities of GMW. The Week began with a high-level seminar held in the Central Bank of Chile auditorium. During the event, nearly sixty civil society organizations analyzed the current and forthcoming challenges in financial education within the Chilean educational system. Key speakers and specialists from national universities and public organizations participated in the event. The Week ended with a special visit from a school during which the students met the Governor of the Central Bank of Chile, Mr. Mario Marcel, watched animated videos about financial education issues, toured the coins and notes museum, and played a new financial board game developed especially for schools. A video was made to share all the activities and is available on the YouTube channel of the Central Bank of Chile.

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China Leading organizations: Lin’an Yongjia Investment Consulting Company, Macau Institute of Financial Services (IFS), City University of Macau (City U), Sesame Workshop, Shanghai Better Education Development Center Participating organizations: Banco Comercial de Macau (BCM), Banco Delta Asia, Banco Nacional Ultramarino (BNU), Bank of China (BoC), Bank of Communications of China, Changhzou Spring Public Service Center, Dalian Cheng Guo Social Work Center, Financial Intelligence Office (FIO), Guandong Yuanfang Finance Education Team, Hangzhou Rain and Dew Social Work Service Center, Harbin Youth Social Work Center, ICBC, Institute of European Studies of Macau (IEEM), Jiaxing Pick Up Start Teenager Social Work Center, Judiciary Police of Macau, Kunshan Golden Cradle Child Health Care, Luso International Bank, Macao Polytechnic Institute (MPI), Macau Chinese Bank, Macau University of Science and Technology (MUST), Monetary Authority of Macau (AMCM), Nanjing Collaborators Community Development Center, Northeast Normal University, Our Lady of Fatima School, Portuguese School of Macau (EPM), S. João de Brito Middle School, Sesame Workshop local teams in Bangladesh, Brazil, China, India and United States, Shanghai Fuyuan Social Work Center, Shanghai Loving Homes Community Youth Volunteer Association, Social Security Fund (Macau), Suzhou Qidian Social Work Service Center, Suzhou Yijiale Service Center, Tai Fung Bank, The Macau Association of Banks (ABM), The Macau Insurers Association (MIA), University of Macau (UM), University of Saint Joseph (USJ), Well Link Ban, Wing Long Bank, Wuhan Mr Bi Campus Employment Guidance Center, Wuxi Dresdner Development of Public Cultural Center, Xi’an Kaiyuan Investment Education School, Xin Hua School, Yijinhuoluogi Family Center, Shanxi GDS, Yongjia Investment Consulting Company Headquarter, Yongjia Investment Hubei, Yongjia

Investment Shandong Branch, Yongjia Investment Sichuan, Yunnan Heart to Heart Community Care, Zhaoyuan Linkage Development Services Center of Social Organizations, 5 community pavilions, 68 schools Number of children reached directly: 37,552 Number of people reached indirectly: 83,918 Shanghai Better Education Development Center Throughout Global Money Week 2018, the Better Center, along with its partners, reached 29,086 children and youth through competitions, games, online lectures, visits, investigations, and videos. During the GMW2018, financial literacy awareness sessions were offered for children, youth, and for adults. This included financial awareness sessions and employment project preaching. The Center organized “happy chicken” financial board games, reading, a lucky money interview, and a shopping trip in the primary schools. Additionally, The Center organized online courses to help them solve some problems about class management. Furthermore, the Center designed a “10rmb”survival challenge for children in the community and took them to visit some financial institutions, such as local banks and museums, to learn more about money. Finally, the Center conducted research on rural youth employment needs and their current circumstances. Sesame Workshop Global Money Week, an initiative of Child & Youth Finance International, one of Dream, Save, Do’s global advisory partners, is an annual financial awareness campaign built to inspire children and young people to learn about money matters, livelihoods, and entrepreneurship. These themes closely align with Dream, Save, Do and so they felt the Week provided a wonderful opportunity to

promote their work. In preparation for Global Money Week, Sesame Workshop created and sent out a social media guide with sample posts and hashtags to all our local Dream, Save, Do production teams. Sesame Workshop China generated a post about saving, spending, and sharing for Global Money Week. The post was distributed via the Sesame China WeChat channel on 15 March. There was a total of 4,200 views and 60 likes. Sesame Workshop also coordinated events with local teams in Bangladesh, Brazil, India, and the United States.

The opening ceremony took place on 12 March and was hosted by the City University of Macau. Throughout the Week, GMW activities involved more than 2,000 children and youth, through visits to the Monetary Authority of Macau, Judiciary Police, and a major bank in Macau. Children also participated in seminars and job shadowing in eleven bank branches. A drawing competition was also organized for the children. The seminars covered a wide range of topics, including “The Importance of Saving Money”, the functions of the local central bank and commercial banks, fighting financial fraud, and the role of the central provident fund.

Lin’an Yongjia Investment Consulting Company During Global Money Week 2018, the Yongjia Investment Consulting Company, along with its partners, reached more than 6,000 children and youth. The company organized a range of events, including games, seminars, and visits to universities and corporate companies. Yongjia Investment updated its website and app and opened its Finance Education School to the public, ensuring young people received the necessary financial education. The company opened an online course for financial education, targeting children below the age of 12. More than 100 youth registered for the course during the Week, with numbers continuing to increase in the following days. Macau Institute of Financial Services (IFS) GMW2018 was the second consecutive year for Macau to celebrate Global Money Week (GMW), under the leadership of the Macau Institute of Financial Services (IFS).

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Colombia Leading organizations: Bank of the Republic, Self-Regulator of the Colombian Stock Market (AMV), Asobancaria , Bank of the Republic of Colombia, Financial Superintendence of Colombia, Fasecolda, Plan International, Banca de las Oportunidades Participating organizations: Acciones y Valores, Acción Fiduciaria, Ad-Cap, Agrario Bank, Alianza Fiduciaria, Amanecer Foundation, Asobolsa, Bancamía, Bancolombia, Bancompartir, Bancoomeva, Bolívar Insurance, Citibank, Clever Finance, Colfondos, Colpatria Bank, Corficolombiana, Corredores Davivienda, Davivienda Bank, Falabella Bank, Fiduagraria, Fiduciaria Central, Fiduciaria Coomeva, Fiduciaria Davivienda, Fiduciaria la Previsora, Fiduciaria Popular, Fiducoldex, Finagro, Global Securities, Itaú, JP Morgan, Julio Mario Santo Domingo Foundation, Ministry of National Education, Mundo Mujer Bank, Museo Casa de Moneda, Museo de Arte Miguel Urrutia (MAMU), Protección, Stock Exchange, Ultraserfinco, Universidad del Norte in Barranquilla, 4 universities, 400 schools Number of children reached directly: 187,000 Number of people reached indirectly: 3,400,002 Self-Regulator of the Colombian Stock Market (AMV) As part of GMW2018 celebrations, the Colombian Stock Exchange and their partners hosted more than 689 activities across Colombia and reached over 185,000 children and youth. The activities took place in schools, universities, and the headquarters of financial and governmental entities in 28 regions in Colombia. These activities, which varied from plays to forums to interactive exhibitions, were built around the importance of the proper use of resources, the role of economics and finance in daily life of young people, as well as highlighting the importance of healthy savings habits.

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This initiative was coordinated by the Global Organizing Committee Money Week Colombia, a body that brings together entities such as Colombia’s Stock Market Self-Regulator AMV, Bank of the Republic, Banca de las Oportunidades, as well as Superintendence of Finance, Fundación PLAN, the Federation of Colombian Insurers, and the Banking and Financial Entities Association of Colombia. The synergy that exists around the topics of Global Money Week allowed the committee to reach agreements on important issues for financial inclusion in line with the GMW theme, “Money Matters Matter”. Several activities were carried out, and printed materials, digital activities, advertising strategies, and a website were created to promote financial literacy within Colombia. Many materials were available free of charge to ensure the celebrations reached as many people as possible. Following the trend of previous years, the “GMW Colombia” contest was once again initiated in 2018. The contest awarded the organization that reached the highest number of children during the Week to promote the competition. The winners were awarded with a plaque and recognized via social media channels. The 2018 contest was highlighted in the press conference launch at the Asobancaria Sustainability Congress. The directors and managers of the Global Money Week Organizing Committee Colombia attended the event. Additionally, Colombia actively participated in the GMW Selfie Challenge and the GMW Money Box Challenge on social media. Bank of the Republic A variety of activities took place at all the branches and cultural centers of the country, garnering active

participation from children and youth in the different regions. These activities included educative animations, workshops on saving and types of money, educational talks and fairs, and movie forums. In Bogotá, workshops for children and youth, ages 6-14, included “Una alcancía para alcanzar mis sueños” (A Piggy Bank to Reach my Dreams) and “El misterioso caso de las monedas y billetes en tus manos” (The Mysterious Case of Coins and Dollars and Characters in your hands). These workshops offered theoretical and practical tools to explore the different forms of payment and savings, information on the characteristics of security, and the figures represented on the Columbian currency.


Comoros Leading organizations: Comores Entreprendre Participating organizations: Association of Integration and Job Creation, Exim Banc, Indian Ocean Association for Woman Entrepreneurship, Ministry of Youth, National Platform for Youth Entrepreneur of Comoros, National School, NGO Shao for Education, Peace and Law for Child Association, Students Association of Comoros University Number of children reached directly: 25 Number of people reached indirectly: 139 Comores Entreprendre This year was the first year that Comoros took part in Global Money Week. During GMW2018 celebrations, Comores Entreprendre organized sensitization, promotion, and education activities for young people in municipalities around the capital city, Moroni. The official opening was held at the Ministry of Youth headquarters, in partnership with associations and the director of the National High School of the Comoros Union. Representatives of the national government, students, teachers, and parents attended the event. Additionally, conferences were organized to discuss the risks and benefits associated with bank loans and to raise awareness on financial education. During the Week’s activities, children and youth learned about the role of GMW and concluded the Week with a sports tournament to promote GMW2018.

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Congo Leading organizations: Espace Opoko Participating organizations: N/A Number of children reached directly: 28 Number of people reached indirectly: 26 Espace Opoko Espace Opoko organized activities with young entrepreneurs and motorbike taxi owners in the city of Sibiti, Congo Brazzaville. The activity was organized to raise awareness on the importance of saving in order to help the entrepreneurs expand their business and become more profitable. Many of these young people made the commitment to save and show the organization their results in the coming year.

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Côte d’Ivoire Leading organizations: AIESEC Ivory Coast, Ministry of National Education – Financial Education Program, Positive Planet Ivory Coast, Ministry of Education Participating organizations: African Hope Worldwide, Aly Chigata, Association of Parents of Deaf Children, Association of Visually Impaired Women, Association Society without Barriers, B2S, BankTheYouth Ivory Coast, Boa, Cabinet KAIZENE, Citi Bank, City Council of Yopougon, City Council of Yopougon – (Abidjan District), Confederation of Organizations for People with Disabilities, COOPEC, CSTP, Côte d’Ivoire Radio, Deaf Women Association, Devology - Messenka, Dignity and Children’s Rights Association, Directorate for the Animation, Directorate for the Promotion of People with Disabilities, Directorate of Project Coordination and Execution, EIC Corporation, Federation of People with Physical Disabilities, Federation of the Blind Côte d’Ivoire, Federation of the Deaf Côte d’Ivoire, Financial Education Program (PEF), Frat Mat, GT Bank, Heges, IFES, Isatech, ISCA, ITA San Pedro, Ivorian National Institute for the Promotion of the Blind, Ivorian National Institute for the Promotion of the Blind (INIPA), Ivorian School for the Deaf, Ivory Coast Association of Little People, Ivory Coast Confederation of Organizations for People with Disabilities (COPHCI), Ivory Coast Federation of Associations and Organizations for the Well-being of the Albinos, Ivory Coast School for Deaf and Mute (ESCI), Lycee Moderne de Koumassi, Ministry of Employment and Social Protection, Moov Money (Mobile Money), Moov Money Ivory Coast, Paroisse Saint Etienne, Positive Planet International, Positive Planet International (PPI), RTI 1, RTI2, Sainte-Marie de Cocody Highschool, SDOEV, SGBCI, SIB, SOS Village Abobo, Tresor, U Report, Yopougon City Police Directorate Number of children reached directly: 15,800 Number of people reached indirectly: 40,000

Ministry of National Education – Financial Education Program Côte d’Ivoire dedicated GMW2018 to children and youths with disabilities: blind, deaf, stutterers, little people, and physically disabled people. Several activities were organized to promote the access for disabled people to education and financial inclusion, including presentation of digital tools, awareness of parents and disabled youth, the “expression jeunes” campaign, visits to banking institutions and mobile money agencies, and the “Money Show Time”. “Expression jeunes” is an awareness campaign organized by children and youth with disabilities to express the need to promote their financial inclusion. The opening ceremony took place in the presence of administrative authorities, parents, children and young people with disabilities, partners, and the press. During this ceremony, the Financial Education Program and its partners presented the sessions to the participants to accelerate the financial inclusion of disabled people, including children and youth. A meeting was organized with parents and disabled youth. The discussions focused on the importance of money, pocket money for children, savings, financial education for youth, and financial services tailored to the needs of disabled people. The children and youth visited a bank and a mobile money agency. The parents were invited to open mobile money accounts and banking accounts for their children. These various activities reached more than 1,800 children and youth and their parents throughout the celebration and allowed disabled people to emphasize their financial needs and ask for access to banking products and services tailored to their situation. They also drew attention to the importance

of promoting their education and financial inclusion to ensure they be socially integrated. Positive Planet Ivory Coast, Ministry of Education Positive Planet International organized financial education awareness sessions for two days. The PPI team joined the opening of GMW activities on March 13, 2018, by participating in awareness sessions for disabled children’s parents. Participants asked many questions, such as: “How can we get a credit in a bank?” or “Do we have to pay to open an account?” These questions allowed PPI to better explain what banking products are offered and to explain that there is no specifically designated person to open a bank account. Anyone wanting to secure their money for the future can go to banks to open banking accounts.

Advanced-level discussions, advocacy, and workshops were organized in schools in the regions of Abidjan, Korhogo and San Pedro. Children and youth engaged in various activities throughout each event. The organization also ran two street interview events. The first was to evaluate the participants’ knowledge on financial literacy and GMW. The second, which took place after the sessions in schools, asked students about what they learnt during the workshops.

The PPI team, led by an expert and trainers from Digital Houses, financed by the Orange Foundation, took the lead on the financial education awareness day for people with disabilities. 90 disabled students (blind, deaf, mute) aged 4 to 10 years old attended the awareness sessions on “Money Matters Matter”. These awareness sessions were animated by Q&A games and key messages were spread through sessions on budgets and savings and the Money Box Challenge. AIESEC Ivory Coast Throughout Global Money Week 2018, the events and activities organized by AIESEC Côte d’Ivoire and their partners reached 14,000 young people through conferences, advocacy, training, and workshops. At the start of the Week, the organization hosted an Opening Ceremony during which topics two themes where addressed: “What is a bank and how do you open a bank account?” and “Budgeting: How to invest and increase money.” Global Money Week Report 2018

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Croatia representatives from different industries discussed how to improve children’s rights in their industry.

Croatian Banking Association and Štedopis organized youth participation in the European Money Quiz, a European-wide project led by European Banking Federation.

Insurance companies and the Croatian Insurance Bureau (HUO) continued with a series of activities in the insurance field. HUO participated in the Expert Conference organized by the Ministry of Science and Education. As a follow-up to the Expert Conference, a fair was organized where educational materials were promoted and exhibited. HUO also organized a creative prize contest “Less Risk – More Fun.”

Ministry of Finance During GMW2018, financial literacy awareness sessions were offered for children, youth, and adults. GMW in Croatia started with Financial Literacy Fair. A lot of secondary school and university students visited financial institutions, and representatives from the finance industry visited many schools.

Banks held events for children, including workshops on financial education and visits to bank museum, and bankers hosted or interacted with university students.

The leaflet #InsureWisely was translated to Croatian and exhibited at the Expert Conference organized by the Ministry of Science and Education, and was distributed to insurance companies.

The Zagreb Stock Exchange (ZSE) hosted secondary and university students from Croatia, the Netherlands and the USA. During the visit, students participated in interactive presentations, including three financial educational games. The ZSE also hosted a UNICEF CSR Academy meeting, where 64

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attended by around 200 students, who were introduced to the concept of Pension funds and savings for golden age and the CCE main activities.

Leading organizations: Ministry of Finance Participating organizations: Association of Pension Funds and Pension Insurance (UMFO), Croatia Insurance DD, Croatian Banking Association, Croatian Chamber of Economy, Croatian Employres’ Association, Croatian Financial Services Supervisory Agency (HANFA), Croatian Insurance Bureau (HUO), Croatian National Bank, Daily Newspaper “24 SATA”, Daily newspaper “Jutarnji List”, Education and Teacher Training Agency, ERGO Insurance DD, Faculty of Economics University of Osijek, Faculty of Economics, University of Zagreb, First School of Economy, Global Initiatives, Grawe Hrvatska DD, Leeds School of Business, Merkur Insurance DD, Ministry of Science and Education, Monthly magazine for Elementary School Pupils “Radost”, Radboud University Nijmegen, Secondary Economy School, Secondary School ‘Faust Vrančić’, Secondary School ‘Mate Balote’, Uniqa Insurance DD, University of Colorado Boulder, Wiener Insurance Vienna Insurance Group DD, Zagreb Stock Exchange (ZSE), Štedopis Institute for Financial Education Number of children reached directly: 11,350 Number of people reached indirectly: 276,251

Croatian Chamber of Economy (CCE), in cooperation with the Croatian Financial Services Supervisory Agency and the Ministry of Science and Education, organized a round table discussion, “Financial Literacy of Young People”, and educational sessions to celebrate the Week. Additionally, the CCE and the City of Zagreb conducted a project, “Knowing More, Understanding Better”, where both teachers and pupils were invited to attend lectures and workshops. In addition to their participation in the roundtable discussion, representatives from HANFA acted as mentors to students participating in a debate, “Mediation in Insurance”, at the University of Osijek and initiated a financial literacy lecture at the University of Zagreb.

Association of Pension Funds and Pension Insurance (UMFO), along with partners, reached 600 youth through presentations, lectures, round table discussions, and by participating in activities aiming to improve the overall level of financial literacy, particularly regarding young people. This included presentations and lectures for secondary school students in five schools in Zagreb. These interactive presentations were organized in cooperation with the Croatian Chamber of Economy (CCE). They were

UMFO is continuously working throughout the year on projects related to financial literacy, such as educational articles in newspaper and lectures in cities across Croatia. Also, UMFO representatives participated in a round table discussion entitled “Financial literacy of young people”, organized by the Croatian Chamber of Economy, where the focus lay on future endeavors regarding financial literacy. Other participants were representatives of schools and the financial industry. UMFO representatives were also present at the kick-off event held on the premises of the Ministry of Science and Education.


Cyprus Leading organizations: Bank of Cyprus Cultural Foundation Participating organizations: Aegean University, National Hellenic Research Foundation, Technological Education Institute of Piraeus, UCL Institute of Education Number of children reached directly: 50 Number of people reached indirectly: 3,000

During the event, the museum’s educational program sought to focus on both the economic role of coins and their ideological significance and contribution to knowledge of social and historical processes.

Bank of Cyprus Cultural Foundation The educational program, “Priceless: Coins and Other Values,” addressed students aged 13-15 and aimed to expand the concept of value in the sense of both monetary worth and principle by introducing children to the Numismatic Collection of the Bank of Cyprus Cultural Foundation. The project took place in the premises of the Museum of the History of Cypriot Coinage and included multiple museum education activities. Students were able to examine ancient and contemporary coins and to familiarize themselves with many different kinds of values, the manner in which value is determined, and its relation to social, economic, and political structures. The program was specifically structured to have the students embark from contemporary reality, become intrigued, and investigate everyday issues pertaining to the value attached to objects and situations and, more specifically, the relation of coins and money to value. One of the program’s innovations is the introduction of the use of digital interactive technologies, employed to demonstrate various monetary concepts including: (a) the conditions wherein ancient coins were produced; (b) the complexity and dynamic character of their iconography; (c) their multiple functions; and (d) the composite social processes through which coins are factored in the construction of collective identities. Global Money Week Report 2018

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Czech Republic Leading organizations: European Financial Planning Association (EFPA CZ), Yourchance OPS Participating organizations: Ministry of Education, Youth and Sports, Ministry of Finance, Czech National Bank, Czech Banking Association, ČSOB (Československá obchodní banka), NN ČR/SR, ING Bank, Česká spořitelna, DEPO 2015, CRIF-Czech Credit Bureau, Broker Trust, Nadace DRFG, Sberbank, Flow&Grow, KFP, Centrum Černý most, Muzeum Říčany, Knihovna Libereckého kraje, Česká mincovna, Krajský úřad JMK (KaPoDaV), ABC finančního vzdělávání, Dětská herna Stonožka, Garde Clientela, Business & Professional Women CR z.s., Saturia, Střední škola Gastronomie a služeb, Liberec, Masarykova ZŠ a MŠ, Hnojník 120, Základní škola, Střední škola Bohumín, Základní škola, Praha 4, Pošepného nám. 2022, ZŠ Písnická, ISŠŽ Plzeň, Masarykova ZS a MS Velká Bystřice, SPŠUL Resslova středisko Stříbrníky, První jazyková základní škola v Praze 4, Střední škola obchodní a služeb SČMSD, Střední škola logistická Dalovice, Soukromá základní škola spol. s r.o OstravaVítkovice, OA Plzeň, ZŠ Tupolevka, ZŠ a MŠ Křešice, Gymnázium a SOŠPG Nová Paka, ZŠ T. G. Masaryka Rokycany, o.p.s., Obchodní akademie a jazyková škola Liberec, ZŠ a MŠ Děčín XXVII, Gymnázium a Hudební škola Hl.m. Phy, ZUŠ, ZŠ a MŠ Kozlovice, OA a JŠ s právem státní závěrečné zkoušky, SŠDOS Moravský Krumlov příspěvková organizace, ISŠ Slaný, ZŠ a SŠ K. Vary, ZŠ a MŠ Hořičky, kraj Kralovehradecky, Základní škola Vimperk, ZŠ a MŠ Buchlovice, u Uherského Hradiště, ZŠ Měcholupy okres Louny, ZŠ a MŠ Ludvíka Očenáška, Moravská střední škola s.r.o. Olomouc, Gymnázium Postupická, Základní škola a Mateřská škola, Višňové, SŠTGA Chomutov, středisko Kadaň, ZŠ Bílina, Obchodní akademie a Vyšší odborná škola sociální, p.o. Ostrava-Mariánské Hory, ISŠTE Sokolov, SŠ Náhorní Praha, Gymnázium Nad Alejí, ZŠ Na Smetanc, SPŠE Plzeň, OA a VOŠE Kollárovka Praha, 25. ZŠ Plzeň, ZŠ K. H. Máchy Doksy, ISŠ a 66

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HPOS Příbram, SPŠ stavební Mělník, Církevní gymnázium Německého řádu Number of children reached directly: 10,470 Number of people reached indirectly: 374 European Financial Planning Association (EFPA CZ) During the GMW2018, different types of schools all over the country organized numerous seminars, discussions, and workshops with financial experts and professionals. Interactive games and quiz sessions were held in many places. This year the EFPA CZ also organized an online financial education tournament for schools focusing on family life cycle, family budget planning, and investing during individual stages of life. Their main focus was to engage parents as well as their children by organizing workshops, discussions, and games for both. Furthermore, EFPA CZ organized an event in a shopping center involving youtubers to attract young people. A very popular event was a workshop on the development of financial literacy and entrepreneurship in which participants played interactive games simulating life situations. Many schools valued an interactive entertainment exposition “The Circle on Money” which was opened for several months, including during GMW. To close the activities of the GMW, the national coordinators organized a professional conference, on the premises of the Czech National Bank, under the supervision of the respective authorities, which focused on the revision of the National Strategy of Financial Education. During this event, corporations presented their long-term projects on financial education for children and their experience with such projects. The Ministry of Education and the Ministry of Finance shared their views on several key points, including the issue of potential conflicts of interest while promoting financial literacy. EFPA

CZ used the social media campaigns, the public events in libraries and commercial shopping centres, as well as the engagement of schools to enhance public awareness about the GMW activities and financial literacy of children and youth in general. The ongoing topic for the Czech Republic remains the engagement of parents during the learning process of their children because the family environment and behavioural patterns of parents are paramount to improving financial behaviour of their children. Tomáš Nidetzký, a member of the Board of the Czech National Bank, in his opening speech at the GMW conference stressed the need for transparency of products and services on the financial market. He recalled that the financial education of advisers and intermediaries is also important in financial literacy. Michaela Hlavicová from the Ministry of Finance reported on the state of the revision of the National Strategy of Financial Education. The priorities of the MF included the prevention of over-indebtedness, the importance of the availability of necessary information for the clients’ decision-making, the need for planning, and the need for retirement provision. Jana Merunková, the director of a public beneficiary company, stated that parents perceive their own knowledge of financial literacy as inadequate and would therefore welcome the emergence of comprehensible, simple concepts. At the same time, they would like financial literacy to be taught at schools as a separate subject. Marta Gellová, co-founder and the president of EFPA Czech Republic stressed the importance of an engagement with personal finances as well as, the ability to handle and respond to unexpected life situations. Parents create models for their children, therefore, financial education must always start right with them.


Democratic Republic of the Congo Leading organizations: APPEC-EDUCATION, Central Bank of Congo, ELIECOM, FPM ASBL Participating organizations: ACB, Africa, ANIMF, APROCEC, Bramila, Commercial Bank of Congo, Copemeco, Ecobank, ELAN RDC, Elan RDC, Elicom, ELIECOM, Espérance, FINCA RDC, FPM ASBL, FPM SA, GIZ, Les Okapis, LUSAY, Mbuku, Ministry of Primary, Secondary and Professional Education, Mpieko, Paysannat, Rawbank, TMB, UNCDF, VODACASH, Vodacom MPESA, 113 schools, 22 schools, 6 universities, 4 media outlets, 6 youth movements Number of children reached directly: 90,135 Number of people reached indirectly: 145,401 Central Bank of Congo For the fourth year in a row, the Democratic Republic of Congo (DRC) celebrated Global Money Week under the supervision of the Central Bank of Congo, supported by the Ministry of Primary, Secondary and Professional Education, institutions and their professional associations, as well as other actors such as the Fund for Financial Inclusion (FPM), the German Cooperation, and the ELIECOM Agency. An interactive event between students and executives of the Central Bank was organized to launch GMW in DRC. The morning began with visits to the manufacturer of the national currency, security documents, and valuable prints at an exhibition on the history of Congo currency. Further, the students were guided through the treasury of the institute in charge of production and management of the Congolese Franc. Each day, the Governor of the Central Bank of Congo and the students exchanged thoughts on the theme ‘Money Matters Matter’ and other subjects concerning financial inclusion. Throughout the week, other celebrations and activities were organized across the country. Thus, awareness was raised amongst children, youth, and

adults on the importance of managing money, financial literacy, and spending wisely and saving. The celebration was closed by the presentation of prizes to the participants of the first edition of the Rally of Literature Finance by the Minister of Primary, Secondary and Professional Education. FPM ASBL For the second year in a row, FPM ABSL celebrated Global Money Week in partnership with the Central Bank of Congo, FPM SA, Elan DRC and FINCA DRC. Two main activities were organized during the last two days of the week, for the benefit of students from Kisantu, a region of the DRC located in Central Congo province. A TV show was broadcasted in the presence of 25 students. This show was intended to inform as many people as possible in the region about Global Money Week. Further, 600 participants attended a forum. Experts selected by FPM discussed issues related to the importance of money: “Where does money come from and who controls it?”, “What are the roles of financial institutions on money matters?”, “How to better manage money?”, “How does remote banking work?”. Following the speakers’ presentation, a Q&A session was organized to allow participants to better understand the topics discussed. To facilitate interactivity through fun activities, a 20-minute play on the importance of savings among young people was organized by a student theatre group.

various interventions of the panelists. They expressed their satisfaction and the desire to take part in similar activities in the future. APPEC-EDUCATION During GMW2018, APPEC-EDUCATION reached more than 1,450 students thanks to a variety of activities, such as visits to banks or interactive workshops and discussions with bankers who came to schools. Furthermore, APPEC-EDUCATION participated in Aflatoun Day. The organization coordinated open days at Kinshasa schools, which were then followed by conferences for teachers and students as part of World Consumer Day. ELIECOM ELIECOM organized an event for this years GMW called la foire de l’argant (“Money Fair”). Debates were held in selected schools and universities on themes related to Global Money Week. The panelists were professionals from the banking and financial sector. Participants participated in quizzes and attended workshops on different themes. Further, a unique event was organized called “Shopping Test”. During this event, children were put in real-life situations, allowing them to make the proper choices on being responsible and independent concerning money matters. On average, 200 students attended the Money Fair per day and participated in multiple activities offered. On Wednesday, 14 March, an interview was broadcasted on international channels, such as BBC and VOA, and local channels, such as RTNC and Top Congo. This way the events organized received national and international attention.

In general, the activities organized by FPM ASBL for GMW were a great success. The objectives were met and the participants were very interested in the Global Money Week Report 2018

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Denmark Leading organizations: Finance Denmark Participating organizations: Agency for Digitization, Danish Police, Danish Union of Mathematics Teachers, E-Mark, Media Council for Children and Youth, 700 schools Number of children reached directly: 16,000 Number of people reached indirectly: Not reported Finance Denmark Throughout the Week and led by the Danish Bankers Association, employees from Denmark’s financial sector took on the role as guest teachers, visiting local elementary schools and leading classes with the aim to enhance the financial literacy of students aged 13 to 15. Courtesy of Finance Denmark and the Danish Union of Teachers of Mathematics, participating schools received financial education teaching resources to ensure access to financial information extends beyond GMW. More than 700 classes at elementary schools across the country participated and had a guest teacher from the financial sector. Furthermore, Finance Denmark published a report during the Week: “Unge, gæld og opsparing” (In English: “Youths, Debt and Savings.”) The report gives an overview of the financial status of young people between ages 18 and 29.

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Dijbouti Leading organizations: Caritas Djibouti Technology and Innovation Center for Development (CTID) Participating organizations: Adil’s Garage, French Military Humanitarian Club, La Nativité Middle School Number of children reached directly: 12 Number of people reached indirectly: 200 Technology and Innovation Center for Development (CTID) This was the first year that the Technology and Innovation Center for Development (CTID) participated in Global Money Week. The chosen theme “Money Matters Matter!” raised the importance of money issues for children and young people, who need financial literacy skills to be able to make meaningful decisions throughout their lives. In Djibouti, the experiment was conducted for the benefit of a dozen young college students from La Nativité Middle School, who attended a training seminar on ways and means to save financial resources and to develop innovative social enterprises in the future. The aim of the discussions and debates was to ensure that the students had the right skills and knowledge to be competent entrepreneurs in the future. At the end, a certificate of participation was issued by the CTID trainers

A religious leader was invited to speak to the children on the value and correct usage of money. He emphasized the importance of using money respectfully and protecting the world, our family, friends, and the people around us. The children had the opportunity to participate in a question and answer session at the end of the event. A handicraft workshop was organized for the children to learn how to make bracelets, which are being sold via Caritas’ local business partners. The aim of this project was for the children to generate a small income, which will later fund personal projects, such as returning to school, returning to their home country, or buying capital to open a small business. During the Week, the children were able to speak with social workers about their saving goals and encouraged to save money during their time at Caritas. The money they earn will help prevent them from activities commonly related to life on the streets. During Mathematics lessons, children were asked questions on saving money, investment, loans, etc. Some children had the opportunity to visit a local business, Adil’s mechanical workshop, where they asked the owner about how to run a productive business.

Caritas Djibouti During Global Money Week 2018, Caritas Djibouti organized a range of events for street children in Dijbouti. The organization asked children to think about how they would save and what they would save for using the GMW speech bubbles “I am saving for…”. The children enjoyed having the opportunity to explore personal topics, which was a new experience for many of the children involved. Global Money Week Report 2018

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Dominican Republic Leading organizations: ADOPEM Bank, Central Bank of Dominican Republic Participating organizations: ADEMI Bank, ADOPEM Bank, ALAVER, Argentariun, Unión Bank, Asociacion La Nacional de Ahorros y Prestamos (ALNAP), Asociación de Instituciones Rurales de Ahorros y Créditos (AIRAC) (Savings and Credit Association of Rural Institutions), Asociación La Nacional de Ahorros y Préstamos (National Association of Savings and Loans), Asociación Popular de Ahorros y Préstamos (APAP), Asosiación Cibao de Ahorros y Préstamos (Savings and Loans Association of Cibao), Association of Commercial Banks (ABA), Association of Rural Savings and Credit Institutions (AIRAC), Banco del Progreso, Banco Popular, Banesco, Bank of Reserves, BDI Bank, BHD-León Bank, CAPGEFI, Caribe Bank, Centro de Exportación e Importación (CEIRD) (Center for Imports and Exports of the Dominican Republic), Children Interational, Cibao Association of Savings and Loans, Ciencia Divertida, Director General of Internal Taxes, JMMB Bank, La Vega Real Association (ALAVER), Ministerio de Hacienda, Ministry of Economy, Planning and Development, Ministry of Finance, Ministy of Industry and Commerce, MMB Bank, National Bureau of Statistics (ONE), National Treasury, ONE, Popular Bank, Pro consumidor, ProDominicana de Exportación e Importación, Progresando con Solidaridad/Vicepresidencia de la República (PROSOLI) (Progress through Solidarity/the Vice-presidency of the Republic), Progreso Bank, Prosoli, Renta un cuento, Reservas Bank, Santa Cruz Bank, Stock Exchange of the Dominican Republic, Superintendence of Banks, Valores Stock Exchange, Vice President of the Republic, Visa Superintendence of Pensions, Superintendence of Securities, Superintendence of Valores, Training Center on Fiscal Policy and Management (CAPGEFI), Number of children reached directly: 5,500 Number of people reached indirectly: 2,500 70

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ADOPEM Bank ADOPEM Bank and ADOPEM ONG participated in the “5ta Semana Económica del Banco Central” (5th Economic Week of the Central Bank), which took place March 12-16, in Santo Domingo. The launch event was attended by Executive President; Mercedes Canalda de Beras-Goico; Member of the Board of Directors, Ricardo Canalda; Executive Vice President of Business, Eva Carvajal de Toribio; Vice President of Operations, Fernando Pérez; Vice President of Technology, Juan Francisco Terrero; and Marketing Manager, Patricia Alvarez. The activities scheduled for adolescents included the talks “Retos y Habilidades para el nuevo Milenio” (Goals and Abilities for the New Millenium), given by European School of Management President Sharon Aiko Manno, and “ La Importancia del ahorro,” (The Importance of Saving) given by ADOPEM ONG facilitator Laura Méndez and ADOPEM Bank Assistant Manager Julissa Camasta. Meanwhile, Raysa Castillo, a facilitator at ADOPEM ONG, also presented “La Importancia del Ahorro,” (The Importance of Savings), at the Regional Office of Santiago. The bank also presented “La Cuenta de Ahorro Infantil MIA” (Child Saving Accounts), the educational credit program “EDUCA-T” (Emphasis on Developing and Upgrading of Competences for Academic Teaching), videos and other educational materials, and games for students. Central Bank of Dominican Republic Throughout the Global Money Week 2018, the Central Bank of Dominican Republic and its partners reached 5,450 children and youth through visits to the Central Bank of the Dominican Republic.

During the Week, financial literacy awareness sessions were offered to the children, youth, and adults, including workshops and games. 60 journalists were involved in a workshop on “Socially Responsible Journalism” and other educational sessions. Throughout the Week, young people were able to engage themselves at the Juan Pablo Duarte numismatic and philatelic museum to learn. Furthermore, during GMW2018 university students had the opportunity to attend conferences on economics and finances, which they enjoyed very much.


Ecuador Leading organizations: AVAL, CRISFE Foundation, Central Bank of Ecuador, Children International, Guayaquil Bank, Superintendence of Companies, Securities and Insurance (Superintendencia de Compañías, Valores y Seguros) Participating organizations: Banco de Guayaquil, Bolsa de Valores de Guayaquil, Central Bank Numismatic Museum, Children International, Club for Independent Specialized High Performance del Valle, Ecuadorian Committee for Financial Education, ECUAGESA, Fernández Madrid Municipal School, Foundation for Innovation in Education (FIE), Guayaquil Stock Exchange, Junior Achievement Ecuador, La Providencia School, Mundo Juvenil, Nacional de Chimborazo UNACH University, Quito Stock Exchange, San Pedro Pascual School, Super Intendencia de Bancos, Super Intendencia de Comunicación, Superintendence of Companies, Securities and Insurance, The Work of Jesus, Mary and Joseph Foundation, Unidad Educativa “Miguel Ángel León Pontón”, 1 university, 8 schools Number of children reached directly: 3,396 Number of people reached indirectly: 427,852 Central Bank of Ecuador The activities organized by the Central Bank of Ecuador during GMW2018 focused on the development and strengthening of knowledge of the importance of money in children and youth. The history of currencies and financial education were the two focuses during the visit to the Numismatic Museum of the Central Bank. The Superintendence of Companies, Securities and Insurance, with its partners, held several events during GMW2018 to promote financial education. The celebrations started with students visiting the Quito Stock Exchange, where a conference was held on savings, investment, and finance. The students participated in a stock market simulation called

“Game of the Bag”. The game gave the young people insight into how to buy and sell securities in the capital market. A workshop on operation and financing alternatives was held in the Metropolitan District of Quito.

management, planning, and support for entrepreneurship, topics that the children experience every day through the Aflatoun Program. When the theatre play ended, the children had the opportunity to interact with the actors.

Students of the Espiritu Santo University and young representatives of Children International visited the Guayaquil Stock Exchange. At the Stock Exchange, the students received an explanation on investments, personal finances and savings, as well as the operation of securities houses, stock exchanges, and other activities in the stock market.

The theme “Money Matters Matter” was explored throughout the week in the classroom, where a variety of experiences were shared that motivated the Foundation to cover more financial education related themes.

Guayaquil Bank For Global Money Week 2018, Banco Guayaquil organized six events related to financial education and “Money Matters Matter”. A three-day workshop was held for the children. Additionally, a workshop on financial education and multiple activities by the Children International Foundation were organized. One day was dedicated to financial education and the stock market culture in association with the Guayaquil Stock Market.

activity was aimed at adults and parents. Furthermore, AVAL was active on social media, posting articles, tools, and messages to promote financial education.

Children International The Children International Agency in Guayaquil, along with its partners, organized multiple events, including museum visits, Skype calls, talks, conferences, open houses, and finance themed drawing competitions. Classes on raising awareness for financial literacy were held for children, youth, and adults. This included sessions explaining how the bank and its transactions work, how to save money, and where the safest place to do so is.

The banking institution consulted with Junior Achievement Ecuador to ensure the successful development of its Financial Education program for children and youth. Saving habits and entrepreneurship was developed via games and activities.

High-level discussions were held between students for the university, young entrepreneurs from Aflateen, and representatives from the local bank. Throughout the Week, the young people were able to participate in themed activities to learn about saving and spending. Additionally, the children and youth had the opportunity to go the financial institutions and museums. To close the Global Money Week celebrations, financial festivals were organized.

CRISFE Foundation During GMW2018, the Crisfe Foundation along with its partners, engaged children and youth in activities surrounding social and financial education. These included a theatre play named “Los Ahorros Ahorrados” (“The Saved Savings”), a fun activity with music, puppets, and actors who had trained to relay important messages about savings, money

AVAL AVAL, the Ecuadorian organization focused on financial education, organized multiple events during GMW2018. The first activity was organized in partnership with Mundo Juvenil. During the event, children were taught about the importance of saving. The second event was a webinar, “Empowering your children to make intelligent financial decision”. This Global Money Week Report 2018

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Egypt Leading organizations: Egyptian Banking Institute (EBI) Participating organizations: Alexandria Bank, Alfatoun, Arab African International Bank, Banque du Caire, Banque Misr, Central Bank of Egypt, Deutsche Gesellschaft fßr Internationale Zusammenarbeit (GIZ), ILO, Injaz, Jupiter PR Agency, Ministry of Education, Ministry of Finance, Ministry of Higher Education, Ministry of Youth and Sports, National Council for Women, Noqood Financial Platform, Plan International, Pride Capital, Qatar National Bank, Social Fund for Development, Technology Innovation Commercialization Offices (TICO), UNDP, 12 research institutes, 2 media organizations, 29 universities, 360 solutions, 417 schools Number of children reached directly: 1,400,000 Number of people reached indirectly:22,400,000 Egyptian Banking Institute (EBI) This year GMW has witnessed several changes in Egypt, starting with celebrating Arabic Day for Financial Inclusion. Literacy awareness as well as shedding the light on the latest trends of financial literacy were the focus of the events, which was evident through the collaboration between EBI and Smart Solutions Company, who provided a financial service application with a coherent and comprehensive financial education content. Given how heavily people - particularly the youth – rely on smart phones, this partnership contributed to making financial education easily accessible to more than 5 million mobile users with no exertion of money or time as well as widening the impact of financial literacy awareness to go past GMW. A Seamless conference was organized to raise awareness on FinTech, e-payment, and e-commerce. During this event, 6 startups were allowed to pitch their business models, after which the best start up was chosen and awarded. This also gave the 72

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entrepreneurs a chance to get in contact with banks to develop their business ideas. EBI launched an online Facebook financial literacy campaign to ensure that financial literacy goes digital. Financial term definitions and content was posted throughout the duration of GMW, reaching over 1.5 million people. The participating banks did not only provide financial contribution, but also participated in various other events, such as bank visits, awareness sessions for students, awarding competition winners, and offering friendly financial products to youth and children, such as prepaid cards. The Ministry of Youth and Sports provided training sessions and financial literacy sessions in youth centers and clubs on important financial literacy topics, such as budgeting, saving, investment, and entrepreneurship. These events were broadcasted on the radio and TV to reach an even broader audience. The Egyptian Banking Simulation Model, in partnership with the Faculty of Economics and Political Science, also participated by organizing awareness campaigns, competitions, and bank simulations in universities. During GMW, a SchoolBank project with Nile Schools was launched. In addition, financial literacy sessions for women were organized to create financial literacy awareness.


El Salvador Leading organizations: Central Reserve Bank of El Salvador, Consumer Advocacy Agency of El Salvador, Deposit Insurance Fund (Instituto de Garantía de Depósitos), Ministry of Education, Development Bank of El Salvador, Fomento Agropecuario Bank, Hipotecario Bank, Superintendence of the Financial System Participating organizations: AFP Confía, AFP CRECER, Agrícola Bank, Airpak, Asesuisa, Asociación Salvadoreña de Empresas de Seguros, Atlántida Bank, Azteca Bank, BAC, BAC Credomatic, Banco Azteca El Salvador SA, Banco de Los Trabajadores, BANCOVI, Bancovi, Bolpros, Children’s Museum Tin Marin, Cuscatlán Bank, Davivienda Bank, El Salvador Stock Exchange, Equifax Centroamerica, FEDECACES, Fedecredito, Fondo Social para la Vivienda de El Salvador Hipotecario Bank, Fosofamilia, G&T Continental, Infored, Infored Bank, José Matías University, José Simeón Cañas University, Junior Achievement El Salvador, Luis Alfaro Duran Museum, Mi Bank, Mobil Money, Promerica Bank, Savings and Credit Society (Integral Sociedad de Ahorro y Crédito), Scotiabank, Sparkassenstiftung für Internationale Kooperation El Salvador, Tigo Money, TransUnion, University of El Salvador, ZUMARAINTING Number of children reached directly: 3,899 Number of people reached indirectly: 296,241 Central Reserve Bank of El Salvador Several events were organized with the objective of expanding the reach of Financial Education in the country. Financial institutions, schools, and universities all participated in the Week’s activities. Global Money Week was launched with a fun fair in the Palacio Tecleño (Tecleno Palace), where 8 institutions and 6 educational centers participated. On the same day, a technical forum was held. The forum featured four presentations with the following themes: Deposits Insurance, Consumer Rights and

Responsibilities, Credit History, and the Importance of Insurances. At the end of the presentations, the participants had the opportunity to visit different stands with information on financial education. Additionally, an exhibition, “How does the Financial System work,” was launched with the goal of explaining the financial system, the role of financial institutions, and to teach to children to make informed financial decisions with the available payment methods. A talk was organized on the “Experience of Saving in Germany”. The objective was to demonstrate how saving had a positive effect in Germany’s economic development, strengthening the notion of how beneficial it would be to develop a culture of saving in El Salvador. Furthermore, a Technical Forum was organized, where four presentations were held on topics such as savings, insurance, insurance deposits and Entrepreneurship. It was open to 192 students from the university as well as members of the general public. Another educational fair was organized, where children, youth, and adults alike were informed on financial education in order to motivate them to develop their abilities and make wise financial decisions. A tour of the Stock Exchange was organized to help develop a culture of investing and for the youth to learn about what the Stock Exchange does in the country.

compare the charges from the bank, cooperative banks, credits, and savings groups. Multiple events were held in universities, where subjects such as careers in public accounting, financial inclusion, electronic money, the stock market and reforms in the pension system were discussed. Additionally, a discussion “Aprende y Crece” (Learn and Grow), which was backed by Banco Azteca, was held concerning digital banking and money management, delivered in a humorous manner. An entertaining show “Learning to Save with Ben the Wizard” was held in the Marcelino Garcia Flamenco Educational Center, which was attended by more than 400 students. Different talks were organized on topics such as the difference between saving and investing, different types of loans, and credit card usage. Primary school children visited banks to learn what banks do. The children went on a guided tour of the banking agency, where they learned about the use of ATMs, how online banking works, how to write a check, and they invited to call bank clients and see the vaults. After this, the children drew their favorite part of the tour.

Superintendence of the Financial System Global Money Week 2018 was launched by the Superintendent of the Financial System and its partners, who provide financial knowledge to the people of El Salvador. A mobile app “Mi Asistente Financiero” (My Financial Assistant) was launched, which allows its users to calculate the fee to pay on consumer loans and mortgages. The app also allows the user to Global Money Week Report 2018

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Estonia Leading organizations: Estonian Banking Association, Ministry of Finance, Ministry of Economic Affairs and Communications Participating organizations: Bank of Estonia, Bank of Estonia Museum, BFAA, Estonian Association of Insurance Companies, FinanceEstonia, Nasdaq Tallinn, SEB, Entrepreneurship Theatre NGO, Swedbank Number of children reached directly: Not reported Number of people reached indirectly: Not reported Estonian Banking Association, Ministry of Finance, Ministry of Economic Affairs and Communications March is a Rahatarkuse kuu – a national money month in Estonia. It is a month dedicated to money matters. Together with the Ministry of Finance and the Ministry of Economic Affairs and Communications, the Estonian Banking Association organized the campaign. This year, seminars were organized in seven cities around the country, where experts shared experience and knowledge on saving and managing money. During the month, volunteers from FinanceEstonia, Estonian Association of Insurance Companies, Financial Supervision Authority, Nasdaq Tallinn and Baltic Financial Advisors Association (BFAA) organized more than one hundred financial education lessons for secondary school students. The youngsters also participated in the European Money Week “Money Quiz”. In addition, ‘Back to School’ lessons took place. This program is a civil society initiative with objective of strengthening the cooperation between Estonian schools and the rest of the society. Guest teachers were invited to schools to provide lessons and share their experience. The Noored Kooli (Youth to School) Foundation has organized the ‘Back to School’ initiative since 2007. Swedbank is the strategic partner of the ‘Back to School’ initiative and its employees have given over 2,000 lessons that mainly 74

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focus on financial literacy and have thus far reached over 40,000 students all over Estonia. This year’s focus was to encourage guest teachers to give lessons on different topics, such as financial and digital literacy and careers. SEB Bank organized ‘Investment seminars for beginners’, a series of investment portfolio compiling workshops, where participants could be part of compiling investment portfolios by reviewing and discussing the results together. Entrepreneurship Theatre NGO To celebrate GMW2018, Entrepreneurship Theatre NGO (Ettevõtlusteater MTÜ) joined the Week with the Moneybox Challenge. The NGO offered a prize to the participant who received the most likes for their photo.


Ethiopia Leading organizations: Abeselom Samson Yosef Participating organizations: Commercial Bank of Ethiopia TV, Ethiopia Broadcasting Corporation, Ethiopia Broadcasting Service Number of children reached directly: 2 Number of people reached indirectly: 14,000,000 Abeselom Samson Yosef During Global Money Week 2018, Abeselom Samson Yosef, with the support of Ethiopia Broadcasting Service, Ethiopia Broadcasting Corporation, and the Commercial Bank of Ethiopia, broadcasted the Global Money Week efforts on the Bank’s TV to extend the outreach as much as possible.

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Finland Leading organizations: Nasdaq Helsinki, Finnish Foundation for Share Promotion Participating organizations: Hyvink채채n Sveitsin lukio Number of children reached directly: 55 Number of people reached indirectly: 7,035 Nasdaq Helsinki During Global Money Week 2018, Nasdaq Helsinki and the Finnish Foundation for Share Promotion hosted students in the old exchange building in Helsinki, Finland. The students got to pose with the Bell and heard a presentation about the history of the stock exchange, the role of the stock exchange, and what Nasdaq does today. The Finnish Foundation for Share Promotion gave a presentation about financial literacy topics such as savings, budgeting, and investing to high school students from Hyvink채채n Sveitsin lukio. The aim of the event was to increase the level of financial literacy among youth so that they can apply these skills both now and later in life! The event was organized on 15 March 2018.

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France Leading organizations: Banque de France Participating organizations: European Financial Planning Association (EFPA), Finances & Pedagogie (F&P), French Banking Federation (FBF), National Financial Counseling Association (ANACOFI), National Institute for consumer Affairs (INC), Public Financial Education Institute (IEFP), Regional Technical Centers of Consumer Affairs (CRTC) Number of children reached directly: 4,000 Number of people reached indirectly: 55,000 Banque de France This was the first time that Banque de France participated in Global Money Week. Banque de France is a ‘national strategy for financial education operator’. Workshops and visits to classes were organized to discuss budgeting and bank accounts as well as to raise awareness in a fun way with the game “My questions on money”. Multiple partners participated by organizing similar activities. During this week, Banque de France employees were widely mobilized at the headquarters as well as within their branch network. More than 3,000 secondary school and high school students participated in the various workshops and activities. The Banque de France, in collaboration with Finances & Pedagogie, organized multiple workshops. The subjects of the workshops were as follows: “How to manage your budget?” workshop. The aim of this workshop was to help participants understand how to budget and understanding why budgeting is important by way of real-life budgeting examples. “My first bank account” workshop. Participants discovered the usefulness of bank accounts as well as tips on how to use them properly. The main means of payment were introduced. Students learned how

to fill out a check and how to recognize the different security signs on euros banknotes. “Selfie-posters” workshop. During this workshop, students were asked to reflect on the importance of savings and money matters by way of GMW posters. These posters, each greatly original, led to lively discussions on the place of money in our world and the need to understand its usefulness. “My questions on money”. All students previewtested a board game with questions adapted to their age. It is fun way of approaching money matters and developing knowledge on several themes (budget, means of payment, credit, insurance, purchases/ expenses). These one-hour game sessions were met with great enthusiasm.

researcher specialized in local currencies, and Mr Abel, co-founder of the Montreuil’s local currency. The purpose was to emphasize the impacts of spending money. This first participation in GMW was a great success and helped to raise awareness among thousands of young people across France, thanks to the Banque de France employees and its numerous partners. The class teachers who participated in this edition have already expressed their interest to renew the experience next year!

During the various workshops, participants took a 20-question quiz to evaluate their progress. At the end of the day, each student received an EDUCFI passport (a diploma attesting basic knowledge on budget and financial education). During this exciting week, four high school students in management science were honored during the Economic Excellence Award. The ceremony took place at the Banque de France headquarters in Paris on March 15, 2018, in the presence of the Deputy Director for Individuals, representatives from the Créteil Inspection Académique, and students from the four laureate classes. The 98 participants worked on the topic “developments in the labour market in France for 10 years”. Furthermore, the Public Financial Education Institute (IEFP) organized a session for a class. The French Banking Federation organized an session in elementary schools with a game “I invite a banker to my class”. EFPA France organized at University Paris 13, a conference for all students on a responsible manner to spend money. The speakers were Mrs Fare, a Global Money Week Report 2018

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Gabon Leading organizations: Gabon Adventure Participating organizations: 2 schools Number of children reached directly: 35 Number of people reached indirectly: 120 Gabon Adventure During Global Money Week, Gabon Adventure used the theme “Money Matters Matter!� to develop the financial skills of vulnerable children and youth. During the Week, the organizations led workshops, productive discussions, and seminars on how social entrepreneurship is the ultimate solution to poverty and unemployment.

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The Gambia Leading organizations: Adventist Development and Relief Agency (ADRA), Catholic Development Office (CaDO) Participating organizations: SDA Educational Center New Jeshwang, SDA Sotokoi School Farato Number of children reached directly: 706 Number of people reached indirectly: 2,562 Catholic Development Office (CaDO) The Catholic Development Office celebrated GMW2018 with a visit to a school where they carried out sessions on money matters. 60 students attended the event and took part in discussions by sharing experiences related to the importance of savings. Following the discussions, the participants were encouraged to ask questions to the staff members. During this Q&A session, students filled in speech bubbles, which was a fun learning experience for them. At the end of the session, students were encouraged to share the knowledge they gained with their peers and families at home. Adventist Development and Relief Agency (ADRA) Throughout GMW2018, ADRA Gambia, in collaboration with two schools, reached over 650 children and youth through various symposiums. The topics included the importance of saving at an early age and the importance of learning how to plan your future. After the sessions, the students were given the opportunity to ask questions.

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Georgia Leading organizations: National Bank of Georgia (NBG) Participating organizations: Bank of Georgia, Credo Bank, FINCA Bank Georgia, International Black Sea University (IBSU), Junior Achievement Georgia, Liberty Bank, Ministry of Education and Science of Georgia National Youth and Children’s Palace, TBC Bank, 20 media organizations, 2000 schools Number of children reached directly: 10,357 Number of people reached indirectly: 99,381 National Bank of Georgia (NBG) Throughout Global Money Week 2018, the National Bank of Georgia (NBG), along with its partners, carried out various interactive educational activities that reached 120,000 children, youth, and adults in total. NBG, in cooperation with the Ministry of Education and Science of Georgia, organized a country-wide children’s drawing competition on the topic of Georgian money, titled “Future Governor of the National Bank of Georgia”. The information on the competition and on the significance of Global Money Week was disseminated in all public schools and in most private schools in Georgia as well. From the vast number of submitted works, a special jury selected 20 winners, who were awarded a field trip to the Money Museum, where the youth discussed money matters with the representatives from NBG. Furthermore, NBG visited National Youth and Children’s Palace, where the youth discussed with NBG representatives the history and the significance of contemporary Georgian money and, in the spirit of Global Money Week, talked about why money matters matter. Junior Achievement Georgia, in cooperation with NBG and International Black Sea University, hosted an Innovations Camp on the topic of family money management for the youth. Over 40 students and 80

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mentors participated in a day-long idea-generating event, during which, groups of youth competed in analyzing family income and expenditures, as well as the importance of saving and financial goal-setting, and set up a budget for a regular Georgian family. During the process, the youth had an opportunity to consult the experts in the field. Within the frame of Global Money Week, commercial banks hosted a number of different educational activities as well. To illustrate, Bank of Georgia held interactive lectures for the youth at their head office in Tbilisi, where the youth discussed effective money management, bank modelling, daily financial operations, and the history of money; Credo Bank hosted trainings for the youth across three cities in Georgia, during which the participants discussed the importance of saving and key financial terms with Credo professionals; FINCA Bank Georgia developed a bookmark with educational messages on it, and distributed 10,000 copies across 35 cities in Georgia; Liberty Bank also held a number of educational training for the youth in three different cities in Georgia on the topics of financial products and services, banking, and money; TBC Bank hosted an educational lecture led by a founder of one of the most prominent universities in Georgia, where high-schoolers discussed saving and spending, time value of money, borrowing, and interest with the invited lecturer.


Germany Leading organizations: FunnyMoney Participating organizations: BoerseKiosk.de, Börse Düsseldorf, Deutscher Mittelstandsanleihen Fonds, Fairr.de, Kutzer Live, Urgewald Number of children reached directly: Not reported Number of people reached indirectly: 979 FunnyMoney For this year’s Global Money Week celebrations, FunnyMoney decided do something different. As the organization was limited due to their travel range, they decided to use social media to spread the message of financial education. The were able to use a big investor’s exhibition in Düsseldorf to interview some very interesting experts on the issue “Why Money Matters Matter.” After a long day of shooting video footage and a lot more days of editing, they released six interviews with six different perspectives on the matter. Looking at the video metrics they already reached over 1000 people and hopefully a lot more will see it in the future.

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Ghana Leading organizations: AIESEC Ghana, Concern for Action in Our Community - Ghana (CONFAC-GH), B.C Bencyn Susu Enterprise, Junior Achievement Ghana, The Young Investors’ Network (YIN) Participating organizations: AIESEC Ghana Concern for Action in Our Community - Ghana (CONFAC-GH), B.C Bencyn Susu Enterprise Junior Achievement Ghana The Young Investors’ Network (YIN) Number of children reached directly: 4,042 Number of people reached indirectly: 232,200 Junior Achievement Ghana Towards the end of GMW2018, Primary Four students of Alpha Beta Education Centers had their last session and graduated from the JA Cha-Ching Curriculum, a financial literacy program that instills the concepts of earn, save, spend, and donate to Primary Four children. Through hands-on activities and the aid of volunteers, students took lessons, one hour every week, for six consecutive weeks. The first week’s lessons started with an introduction to all the Cha-Ching Concepts: Earn, Save, Spend and Donate. In the subsequent weeks, each concept was delved into extensively. For the last week (last session), there’s a recap of all the Cha-Ching concepts as well as a presentation of certificates of achievements to all participants. AIESEC Ghana To celebrate Global Money Week 2018, AIESEC Ghana and their partners visited 12 schools and reached 600 children with financial education. During the Week, financial literacy awareness sessions were offered for children, youth, and adults, including sessions on why money matters matter, investment, budgeting, and savings. High-level discussions, seminars, and other 82

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educational sessions were organized during the Week, meaning young people all over Ghana could engage in financial education, learning about the importance of savings for individuals, societies, and communities. Furthermore, during GMW2018, university students had the opportunity to attend all the events organized across various Junior High Schools. At the close of the week, competitions were held in the participating schools to test the impact of the GMW celebrations. Concern for Action in Our Community - Ghana (CONFAC-GH), B.C Bencyn Susu Enterprise Children and youth from around Navrongo celebrated GMW2018 for the first time with the help of a youth-led organization, Concern for Action in Our Community - Ghana (CONFAC-GH). The campaign was launched with a radio discussion on the inclusion of children and youth on financial matters. The General Manager of GCB Bank branch in Navrongo accompanied the team to selected schools in the area. The schools were educated on financial literacy and the need to start saving. CONFAC-GH led a team to campaign around Navrongo and its local communities. A radio discussion program was also held by B.C Bencyn Susu Enterprise on Nabina Community Development Radio. Children had the chance to play and learn about money and its importance. Children learned about the history of piggy banks and the importance of savings. The highlight of the campaign was a Money Education Fair held at University for Development Studies and hosted by the Students Representatives Council. The organizers were happy to be part of the

GMW2018 campaign and are looking forward to next year’s celebrations. The Young Investors’ Network (YIN) In Ghana, YIN organized multiple events for the GMW2018 celebrations with more than 10 supporting organizations. The Week was launched with some selected media organizations in Ghana. Before the Week began, YIN organized a financial literacy training program for over 3,000 tertiary students in Ghana. These students proceeded to facilitate sessions during the Week to students in local Junior and High Schools. The Network also organized several savings and investment book fairs in schools. YIN trained the female entrepreneur group, FFI, on money topics and had the women attend the Ghana Stock Exchange to learn about the listing on the Ghana Alternative Market, where small and medium companies can raise money. The Week was also used to launch the MicroEnterprise Investment Fund for young entrepreneurs in Ghana and the Financial Edughana Campaign, which focuses on training and workshops for the informal sector in Ghana.


Greece Leading organizations: Business Mentality Participating organizations: Ethelon, Europe Direct Halkidiki, InfinityGreece, Piraeus Bank Number of children reached directly: 30 Number of people reached indirectly: 120

tismos: Free staff or Super heroes?” presented by the manager of Ethelon Thessaloniki. The event gave young people the opportunity to share thoughts and concerns about how to implement their ideas without money.

Business Mentality Throughout the Global Money Week 2018, Business Mentality, along with its partners Piraeus Bank Exhibition Center, Ethelon, Infinity Greece, Europe Direct Halkidiki, and its own BM Women club, successfully organized and participated in three events, dedicated to financial education.

The participation in the events of Global Money Week 2018 surpassed all expectations and the participants gained the best experiences for their future career in the labor market.

The first event, a seminar on “Creativity in the Modern Working Environment - Techniques for More Creativity and Productivity”, took place in the Paraty Loft in Thessaloniki. The speaker at the event was a recognized educator who taught young people how to make their learning more efficient and enjoyable, making them more productive and helping them reach their highest potential. The second event, in collaboration with BM Women’s Club, was a visit to the Piraeus Bank Conference Center to see the exhibition “Thessaloniki Commerce 1870-1970”. At the event, young people had the opportunity to bring to life the productive history of the old commercial center of the city during the period 1870-1970. The exhibition, based on the research program developed by Dr. Evangelos Hekimoglou, is under the auspices of the Municipality of Thessaloniki and the Ministry of Culture and Sport. The visit was followed by a Networking Event. Finally, young people had the opportunity to attend an event on voluntarism and how to establish a successful organization. At the event, there were two main presentations: “Do it without Money!” from the founder of InfinityGreece, and “EthelonGlobal Money Week Report 2018

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Guatemala Leading organizations: Bank of Guatemala, BAC Credomatic Guatemala Participating organizations: Azteca Foundation, Banco Azteca, Banco Azteca, The Management of Consumer Care and Assistance, Banco CHN, Banco de los Trabajadores, Central Bank, DIACO, Ministry of Culture and Sports, Ministry of Economy, Ministry of Education, Superintendency of Banks, The Bank of Central America, The Banking Association of Guatemala, The Banking Superintendence, The Management of Consumer Care and Assistance, The National Mortgage Lending Organization of Guatemala, The Worker’s Bank, Área de Sostenibilidad, 12 media organizations, 40 schools Number of children reached directly: 16,826 Number of people reached indirectly: 57,575 Bank of Guatemala The Bank of Guatemala launched the 53rd Financial and Economic Education Festival and 7th Global Money Week in Plaza Carlos Merida. One hundred and thirteen institutions supported and participated. Representatives from government ministries, financial institutions, and foundations attended. The festival is part of the Bank of Guatemala’s educational program and its objective was to help Guatemalan society understand and appreciate financial institutions. The students could visit the stands of each participating organization where they received explanations of economic and financial concepts. Banguat (Bank of Guatemala) presented seven displays, all of which had an instructor who explained the content. Their booklets presented explanations for questions such as “What is Money?”, “What are Banks?” and “What is a Central Bank?”. A series of mini festivals took place in 27 “Bibliotecas del Banco De Guatemala” (Libraries of the Bank of Guatemala) around the country, while the

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other participating institutions held their own financial education programs. The Central Bank organized the puppet show, “El día que Rosita y Luisito conocieron a Monedín” (The Day Rosita and Luisito met Monedín), to address questions on money, savings, and the Central Bank. The game “Credits and Debits” actively addressed the themes in the Banguat booklet. Additionally, the Ministry of Culture and Sports organized an ancient Mayan ball game in honor of Global Money Week. The other participating institutions offered interactive games and audiovisual materials. For example, the Superintendency of Banks offered “La ruleta de la educación financiera” (The Roulette of Financial Education). Banco Azteca put forth the video “Uso de las tarjetas de crédito” (The Use of Credit Cards) and the virtual reality game “Academia Espacial de Ahorronautas” (Space Academy for “saving” Astronauts). Banco de los Trabajadores (The Worker’s Bank) organized “Gol de ahorro para mi futuro” (The “Goal” of Saving for my Future). During GMW, the Ministry of Education organized teacher training sessions to ensure that the teachers understood financial and economic concepts and could pass this knowledge on to their students. GMW has garnered notoriety in Guatemala largely due to the presence of Jafeth Cabrera, Vice President of Guatemala, at the festival. The Third Student Competition for Research on Financial and Economic themes was held in several educational establishments in Guatemala City. The topic was “The Importance of Family Remittances in the Guatemalan Economy.” Its objective was to facilitate understanding of economic and financial processes in everyday life. It also had the goal of helping students learn to make better economic

decisions as well as to expand their knowledge of the Central Bank and other institutions participating in Guatemala’s economic and financial activities. BAC Credomatic Guatemala BAC Credomatic Guatemala supervised multiple student-led campaigns focusing on Financial Education. This year, the student campaign “Financial Goals” reached over 4,500 students from 23 educational centers on a national level. In these spaces the students strengthened their knowledge. The main objective for these student campaign classes was to carry out fun and practical activities for youths that are currently in the ninth grade and for them to receive materials on “Personal and Family Finances for Life.”


Honduras Leading organizations: Grupo Financiero FICOHSA Participating organizations: Escuela Esteban Mendoza, Escuela República de Honduras, Escuela República de Paraguay Number of children reached directly: 751 Number of people reached indirectly: 2,300 Grupo Financiero FICOHSA As a part of a Corporate Social Responsibility initiative, Banco Ficohsa participated in Global Money Week for the third consecutive year. As part of their commitment to teach financial education for children, Banco Ficobsa organized differently themed days, all related to savings. The children participated in a Financial Competencies Circuit, where they were able to show off their different abilities and knowledge on financial education through various tools that were presented to them to measure the children’s knowledge on these matters. At the end of the circuit, ideas were discussed to create good money saving habits. The Ficohsa Financial Group continued their work promoting financial education with children from the Francisco Morazán public schools, who come from disadvantaged neighborhoods. The aim was to develop good savings and financial habits from an early age. 28 volunteers from FICOHSA led this activity to bring the joy of learning to all the children. The “Financial Competency Circuit” initiative was part of the activities included in the Sustainable Financial Education Program created by the FICOHSA Financial Group. The Circuit is focused on educating the Honduran population, in order for them to achieve financial health and a better quality of life, much like Aflatot and Aflatoun. Personal finance seminars for the young adult population are also organized, focusing on the younger population, as they will define the future of our country. Global Money Week Report 2018

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Hungary Leading organizations: Ministry of Human Capacities, Ministry for National Economy, Money Compass Foundation, Central Bank of Hungary, Hungarian Banking Association, Junior Achievement Hungary Participating organizations: BNP Paribas Personal Finance, Budapest Bank, Budapest Stock Exchange Ltd, CIB Intesa Sanpaolo, ERSTE Bank Hungary Zrt, FHB, Fundamenta Lakáskassza, K&H, MagNet Magyar Közösségi Bank, Magyar Cetelem Bank, Magyar Fejlesztési Bank, Magyar Közgazdasági Társaság, Magyar Takarékszövetkezeti Bank, MKB Bank Zrt, OTP Bank, OTP Fáy Foundation, Raiffeisen Bank Zrt, UniCredit Bank Hungary Zrt, University of Miskolc, 1,262 schools, 16 media companies, 76 corporate companies Number of children reached directly: 218,000 Number of people reached indirectly: 500,000 Ministry of Human Capacities The number of participants in Hungary’s GMW celebrations significantly increased since GMW2017. During the Week, more than 200,000 students attended 14,700 classes on smart borrowing and entrepreneurship. This year, much of the content was converted into digital form, making the short videos, e-learning materials and webinars available to even more students and teachers. Hungary’s GMW2018 Opening Ceremony was held at the Ministry for National Economy. In addition to the speeches delivered by the organizers, a performance by young students was given. Simultaneously, lessons on finance and economy were taught across the country, improving students’ financial literacy. This year, the topics covered in the program of events expanded to include entrepreneurship. As a result, in addition to smart ‘borrowing’, sessions on developing entrepreneurial skills and experience-

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based introductions of entrepreneurship also took place in schools. The program series focused on lessons about finance in primary and secondary schools across Hungary. The organizers of the Week provided the necessary resources for the participating schools. The 1,700 teachers that signed up will give a total of 14,670 lessons in the subject of finance and/or entrepreneurship to 203,726 students. The teaching materials were developed by teachers, with interactive elements added for three age groups across grades 5 to 11. Volunteers from banks and enterprises attended the lessons to offer experience examples to the students. In addition to the classroom-based events, several additional events were held throughout the Week. An online Stock Exchange game, designed in cooperation with the Budapest Stock Exchange, introduced students to the secrets of the stock exchange. A select group of students also had the opportunity to visit the Stock Exchange itself. The PontVelem Kft organized the BanVelem competition, a competition centered around the theme of finance. The best nine teams will compete in the finals in front of a prestigious jury. The winners will be rewarded with the PénzOkos Cup in 2018. University students had the opportunity to participate in an all-day professional program in addition to a conference at the University of Miskolc. Although GMW is held in March, celebrations in Hungary continue throughout the spring. Since the pilot was launched in 2015, more and more students, teachers, and schools have learned about the event series year by year and, based on feedback, the campaign’s visibility and recognition is increasing.


Iceland Leading organizations: Icelandic Financial Services Association Participating organizations: National Association of Pension Funds Number of children reached directly: 500 Number of people reached indirectly: 4,500 Icelandic Financial Services Association The Icelandic Financial Services Association and National Association of Pension Funds together provided a project on financial education, called “Fjármálavit“(Financial Knowledge), which aimed to raise the financial literacy of 13 to 15-year-old children. The project consisted of educational material that can be used by teachers in the classroom. Additionally, during the school year, teachers can request a visit from members of the participating organizations to deliver lessons with the educational material. During the Icelandic Money Week in 2018, school visits continued all over the country, but the focus was the Icelandic Finals, a competition in financial education between schools. The competition was part of the European Money Quiz that reached out to thousands of students in thirty European countries. The participants in the Icelandic National Final played an Icelandic web-based game developed in accordance with OECD Knowledge Framework of Financial Literacy. It is the third time the game was played in Iceland and was a huge success. The competition was between schools with 15 year old students participating on behalf of their school. Each student registered to play by answering 64 questions. 500 students in 25 schools in almost 50 classrooms participated and the winning school was Austurbæjarskóli, one of the oldest schools in downtown Reykjavík, the capital of Iceland.

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India Kerala Gramin Bank All 616 branches of the Kerala Gramin Bank conducted the Kerala Youth Collage competition for school children as part of GMW2018. “Savings for the Future” was the theme set for the Junior category and “Digital Banking - Banking Made Easy” was the theme for the Senior category. The winners of each category were awarded cash prizes of INR 10000, 5000 and 3000, along with two consolation prizes of INR 1000 each. The event was promoted via social media channels. ESAF Small Finance Bank and ESAF Society ESAF Small Finance Bank organized awareness sessions on the topic “Youth and Money Matters” in two schools. ESAF Small Finance Bank officials said that the purpose was to spread awareness among youth on financial matters like honest earning, spending wisely, investing, and saving for future, so that they become financially responsible citizens. Leading organizations: ESAF Small Finance Bank and ESAF Society, Kerala Gramin Bank, Nobel Public School, Bhawa Rajsamand, PSGR Krishnammal Nursery and Primary School, Sahay Children International, Sesame Workshop, Vidya Institute Science and Technology (VAST) Participating organizations: Ashurali Gramonnayan Parishad, Baikunthapur Sishu Seba Kendra, Bani Mandir, Cini-Moyna Rural Health Development Centre, Economic Rural Development Society, Financial Literacy Centre, Gandhi Vichar Parisad, IEDC, Kalayan Bharati, Kankroli (Rajsamand), Mukti Ananda Tirtha, NABARD, Rajasthan Marudhara Gramin Bank, Sameeksha, Sesame Workshop local teams in Bangladesh, Brazil, China, India and United States, Socio Legal Aid Research & Training Centre, Taraknath Maternity and Child Welfare Centre Satya Bharati, Trainers’ Club, 1 college, 12 media organizations, over 600 schools Number of children reached directly: 105,874 Number of people reached indirectly: 651,946 88

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Vidya Institute Science and Technology (VAST) During GMW2018, a financial literacy awareness session was offered for children, youth, and adults at the Vidya Academy of Science and Technology. The session was focused on teaching students the importance of financial literacy. Multiple speeches were given on themes such as Money Matters Matter, human relations, financial literacy for the deaf and dumb, and opportunities for entrepreneurs. The former General Manager of RBI delivered the keynote address and focused on the need for financial literacy, as India moves from a traditional economy to a market economy. A Debate Competition followed the opening event, with the topic “Automation has made banking impersonal”. Six teams took part in the competition and were evaluated on their content delivery, presentation style, and language.

Sahay Children International Sahay Children International organized multiple activities for GMW2018, including visits to a bank, workshops, quizzes, and drawing competitions. Children and youth had the opportunity to participate in the GMW Money Box Challenge and GMW Selfie Challenge, both of which ensured that the youth enthusiastically participated in Global Money Week. Covering GMW events through media channels increased the organizations reach during the Week. During the GMW2018, a huge initiative was taken to promote the concept of “Money Matters Matter” in the communities. Financial literacy awareness sessions were offered to children, youth and adults, including sessions on child rights and responsibility, economic right and responsibility, educational game, and smart savings. Sesame Workshop Global Money Week, an initiative of Child & Youth Financial International, one of Dream, Save, Do’s global advisory partners, is an annual financial awareness campaign built to inspire children and young people to learn about money matters, livelihoods, and entrepreneurship. These themes closely align with Dream, Save, Do and thus they felt the Week provided a wonderful opportunity to promote their work. In preparation for Global Money Week, Sesame Workshop created and sent out a social media guide with sample posts and hashtags to all their local Dream, Save, Do production teams. Sesame Workshop India created a social media campaign promoting Global Money Week. Sesame Workshop also coordinated events with local teams in Bangladesh, Brazil, China, and the United States. Nobel Public School, Bhawa Rajsamand The events at the Nobel Public School were sponsored by the Financial Literacy Center, Rajasthan, Marudhara Gramin Bank, and Kankroli

(Rajsamand), who provided financial assistance under the Financial Awareness Program and NABARD. The aim of the Week was to make young people aware of the importance of money and to develop the habit of saving. At the closing event, Financial Literacy Counselor, Mahesh Chandra Bagarwal, gave a presentation, to the children on why money matters matter. RMGB manager Bhanawat explained how to open savings accounts and the special guest educationist, Fatah Lal Anokha, explained the importance of money through a poem. To promote financial awareness, children were rewarded with prizes for good performance in various activities during the Week and received certificates for participation. The school’s Director, Pravin Gurjar, welcomed the guests and Principal Kavita expressed his gratitude for their participation. PSGR Krishnammal Nursery and Primary School Throughout GMW2018, the School along with its management team, the Principal, a local bank manager, and his staff reached 682 children, 800 young people, and 1,500 parents through visits to the Indian Overseas Bank, and ATM Centers, digital finance support, and a virtual tour. Throughout the Week, young people could explore various activities related to financial literacy at the Finance Literacy Exhibition. High-level discussions, seminars, and other educational sessions were organized by the staff from the Indian Overseas Bank. Furthermore, non-teaching staff and parents had the opportunity to attend workshops on financial education. At the close of the week, financial fairs were held on the school’s premises.


Indonesia Leading organizations: Indonesia Financial Services Authority (OJK), Allianz Indonesia, Youth Finance Indonesia Participating organizations: BTPN Jenius, BukaLapak, Faculty of Economics and Business University of Indonesia, iGrow, Indonesia Stock Exchange (IDX), 4 financial institutions, 5 social media influencers, 81 schools, 9 OJK Branches Number of children reached directly: 2,827 Number of people reached indirectly: 150,303 Youth Finance Indonesia Youth Finance Indonesia and Cerdik Mapan organized a Global Money Week event at the Faculty of Economics and Business, the University of Indonesia. These activities included talk shows about investments through their online platform. Participants met online with financial experts. The event was opened by Mr. Adrian Karim, Co-Founder of Cerdik Mapan. He gave a short talk about investing through the online platform. His speech was followed by Mr. Andreas Senjaya, Co-Founder and CEO of iGrow, an online agricultural investment platform, and Mr. Hafizh Asri from Bukalapak Fintech Partnership, an online marketplace. Participants were invited to access the investment platform online. Members of the committee created a roundtable discussion between participants and speakers about the technical use of an online investment platform and explained how to use it safely. Finally, there was a photo session with speakers, participants, and the committee of the Global Money Week 2018 event.

ever held in Indonesia. This year, Allianz Indonesia hosted an online campaign and collaborated with the Indonesia Financial Services Authority (OJK). Additionally, branches of the OJK and financial institutions ran financial literacy classes to support Global Money Week 2018. Nine OJK branches educated 1,898 students, ranging from elementary to college students. The students learned about the importance of saving, stock markets, and budget planning. Moreover, two other financial institutions, Permata Bank and Sinarmas Bank, conducted interactive financial literacy classes for kindergarten and elementary children about saving. To reach wider youth in Indonesia, Allianz Indonesia made the campaign online through the GMW Vlog Competition. Each vlog consisted of 3 students, sharing their passion and how they utilize the digital economy to develop their passion. 76 groups of students from 59 high schools across Indonesia participated in the competition. The judges selected the 10 best video and the winners were invited to Eduventure in Jakarta. The winners visited an insurance company, Allianz Indonesia, BTPN Jenius, the Indonesia Stock Exchange (IDX), and the National Financial Services Authority (OJK) to learn more about digital economy from the experts. During the trip, the students were asked to make a vlog about the things they learned from the Eduventure and uploaded them to Instagram, so that a greater audience will see them. All vlogs can be accessed on Instagram with the hashtag #GMWIndonesia2018.

Indonesia Financial Services Authority (OJK) Global Money Week 2018 has been the biggest GMW Global Money Week Report 2018

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Iran Leading organizations: Bank Melli Participating organizations: Bank Melli Iran Kids Club, Bank Melli Iran Museum, 50 schools Number of children reached directly: 10,200 Number of people reached indirectly: 1,030,000 Bank Melli Throughout the Global Money Week 2018, the Bank Melli Iran Museum created a constant source of information for children to spark their interest in understanding and managing money, and to teach them the values of museums and banks. A special exhibition in the museum was set up, displaying multiple historical items and showing the history of the bank for the past 50 years. The items displayed included historical records, books, typewriters, and pictures of past bank buildings. The museum focused on the history of money, the history of the Bank, financial, economic, and social history, bank notes and other means of payment, and ethnographical money. The goal of the events was to raise the economic knowledge and awareness in society. The museum, therefore, targeted young children, introducing them to basic concepts of finance by way of specially tailored materials, workshops, lectures, and other activities. The activities focused on children’s social and economic rights and responsibilities, as they are the future generation. After going through the museum, the children were introduced to different kinds of saving and money-spending habits through different exercises. The program included storytelling, play acts, and various games, which were facilitated by multimedia touch screens and posters on the history of Iran. The children also partook in an interactive virtual tour. Via QR codes at each showcase of coins, the students could learn about 14 periods in the history of Iran.

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A bank note drawing challenge was organized where children could design their own coins and bank notes whilst learning about the history of coins and banknotes via movies. Finally, the children were invited to visit the Bank and its different departments, learning how the bank works, the different jobs employees have, budgeting skills, financial risks, taxes, credit, and debt. The children were invited to open a bank account especially designed for children, with the aim to provide the children with the necessary knowledge to enable them to save money and plan for their future.


Ireland Leading organizations: Banking and Payments Federation of Ireland (BPFI) Participating organizations: N/A Number of children reached directly: Not reported Number of people reached indirectly: Not reported Banking and Payments Federation of Ireland (BPFI) European Money Week 2018 took place from 12-18 March, during which BPFI and its members organized a series of great events to promote the benefits of financial education and to raise awareness. BPFI’s two leading events included the Economist Webinar and the European Money Quiz. Kicking off European Money Week 2018, BPFI brought together the chief economists from Ireland’s leading retail banks to engage in a live Economist Masterclass webinar. The event streamed into over 100 second level business and economics classes across Ireland who registered for the event, allowing students to learn more about the top economic issues of the day of which included: Brexit, The Irish Economy, and the Housing market. On 14 March, BPFI hosted the inaugural European Money Quiz, in which second level business students in schools across Ireland competed directly against each other in a live Kahoot! webcast on YouTube. The winners of the Irish heats, Ciarmhac O’Fionnagáin and Michael McGovern of O’Carolan College, Nobber, Co. Meath, went forward to represent Ireland in the European finals where 30 countries competed in a live event to become European champions. This final was held on 8 May in Brussels.

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Italy Leading organizations: Bank of Italy, Financial Education Foundation (FEDUF) Participating organizations: Agenzia delle Entrate, American Express, ANASF, APSP, Banca d’Italia, Banco BPM, Comitato Torino Finanza, Doxa, Hype, INPS, Museo del Risparmio, Museo Nazionale del Risorgimento Italiano, RBC Investor & Treasury Services, UBI Banca, 10 branches of the Bank of Italy, 26 schools, 17 schools Number of children reached directly: 1,813 Number of people reached indirectly: 5,063

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Financial Education Foundation (FEDUF) To celebrate Global Money Week 2018, the Financial Education Foundation and their partners reached more than 900 children and youth through workshops and lessons in schools on financial planning, budgeting and saving, digital payments, mobile wallets, and financial apps.

Bank of Italy During Global Money Week 2018, Banca d’Italia reached 800 children and youth all over Italy through games held by experts on financial education.

On March 12, “Financial Overconfidence”, an artistic performance, was performed in front of youth and adults. The play, organized by FEDUF and Banco BPM, focused on behavioral traps that are easy to fall into when making economic choices.

Financial literacy awareness sessions were offered for children between the ages of 11 and 14, which included sessions on the functioning of the central banks, basic concepts of economics, and tips on behavioral skills that affect our decisions on spending and saving.

On March 15, “Pay 2.0”, two lessons on how to use digital payments, mobile wallet, and financial apps, was organized with FEDUF, UBI Banca, and Hype for secondary school students. To reach schools all over Italy, the Foundation also created an online financial education online quiz.

There were two games which were used in the event: a popular Italian card game,”Mercante in Fiera” (“The Merchant at the Market Fair”), was played between classes that battled each other to win as many cards as possible by answering questions regarding the presentation previously delivered and their financial competence; ‘The Imaginary Friend’ game, in which children created a hypothetical budget for an imaginary character discovering the difference between needs and wants.

At the end of the Week, a workshop called “A Career in Digital Finance” was hosted by FEDUF and American Express for children to explore the digital evolution of financial services and its impact on job opportunities.

In both cases, students participated in quizzes and questions and played special crucipuzzles. Vouchers to buy books were awarded as prizes to all schools and students were offered a backpack containing

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educational gadgets and materials on financial education.

In collaboration with DOXA, the Foundation organized a round table discussion on financial education with a research institute and financial experts. Youth also had the opportunity to visit the Savings Museum and Museo Nazionale del Risorgimento Italiano, where students participated in GMW2018 tailored activities.


Jamaica Leading organizations: Financial Services Commission of Jamaica (FSC) Participating organizations: Bank of Jamaica, Jamaica Stock Exchange, Junior Achievement Jamaica, Scotiabank Jamaica Number of children reached directly: 420 Number of people reached indirectly: 14,000

participated in valuable lessons on social skills and dining etiquette. The program culminated with an awards luncheon to celebrate the top student achievers who participated in essay and audiovisual competitions setup to reinforce the objectives of the program.

Financial Services Commission of Jamaica (FSC) The Financial Services Commission of Jamaica (FSC), the Jamaica Stock Exchange, Bank of Jamaica, Junior Achievement Jamaica, and Scotiabank Jamaica partnered to commemorate Global Money Week 2018 by organizing visits and teaching sessions to over 400 Jamaican high school students. Over 15 visits and a total of 30 teaching hours took place during the Week, as part of a broader project (Schools’ Financial Education Program) sponsored by the FSC annually since 2011. The reach of the SFEP’s GMW activities continues to grow. This year, over 1,000 parents, teachers, and other volunteers/ personnel were positively impacted. An additional 4,000 students indirectly benefited from exposure to financial literacy information. Students explored lessons on saving, budgeting, credit choices, investing, and the local financial regulatory system. The program aims to help create a new generation of financially savvy Jamaicans, who have a better understanding of the impact their financial decisions have on their lives. During GMW2018, students were invited to tour the Jamaica Stock Exchange, the FSC, the Money Museum, or Scotiabank Jamaica Headquarters. The educational tour lasted for 1 day and students participated in stimulating and interactive discussions with high and mid-level representatives from these organizations. In addition, students

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Japan Leading organizations: Buntetsu Museum of Bank Notes and Coins, Tokyo Stock Exchange Inc Participating organizations: Japan Exchange Group Inc, 8 schools Number of children reached directly: 1,670 Number of people reached indirectly: 1,359 Tokyo Stock Exchange Inc During GMW, Tokyo Stock Exchange (TSE) welcomed eight groups of students from five high schools and three junior high schools from different parts of Japan. During the visits, students attended lectures from TSE staff about the mechanism of stock companies, the roles of stock exchanges, and the meaning of investment. The students also enjoyed guided tours of the TSE facilities. The tours gave them the chance to observe how TSE staff monitor the stock market on a real-time basis in the Market Center, see from afar the media booths where news presenters record programs to beam across the world, and view the listing bell from the balcony housing, which is rung by corporate executives in a listing ceremony. Buntetsu Museum of Bank Notes and Coins To celebrate GMW2018, Buntetsu Museum of Bank Notes and Coins used its social media sites, such as Facebook, Twitter and their own website, to raise awareness of global currencies and educate young people on counterfeiting and using money safely.

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Kazakhstan Leading organizations: Home Credit Bank Participating organizations: Headquarters of Home Credit Bank and its 18 branches throughout Kazakhstan, 70 educational institutions Number of children reached directly: 6,000 Number of people reached indirectly: 1,000 Home Credit Bank Kazakhstan’s Home Credit Bank participated in Global Money Week for the 5th time in 2018. This year, over 100 events in 70 educational institutions were organized across Kazakhstan for about 6,000 children. Thanks to the events, children of all ages and in all areas of the country had the opportunity to refresh their financial knowledge and learn more about money as an integral part of life. Within the framework of the Global Money Week, the Home Credit Bank’s specially developed program for financial literacy, “Journey to the World of Finance”, conducted seminars for primary, secondary and senior students in libraries and educational institutions. Throughout the Week, the Bank covered topics such as the intricacies of handling, saving, and investing money. The Bank’s financial literacy initiative was supported by the National Bank of the Republic of Kazakhstan, whose responsibilities also include developing financial literacy among the country’s population. Every year Global Money Week in Kazakhstan increases in popularity, becoming even more recognizable and in demand. More and more educational institutions are wanting to acquaint their students with the exciting and extremely useful world of financial knowledge.

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Kenya Inuka Direct, Kenya Women Microfinance Bank (KWFT), Kenya Bankers Association (KBA), Junior Achievement Kenya, Postbank Kenya, Zed the Financialists Participating organizations: All 99 branches of Kenya Post Office Savings Bank, All I Can Be Savings and Credit Cooperative Society Ltd., Capital Markets Authority, CAPYEI, Danons High School, Design Pulse, Embakasi Girls High School, Hope World Wide Kenya, Inuka Direct, Kenya High School, Kenya National Library Services, Kibera Childrens Home, Kilimani Primary School, Monture Africa, Moran Publishers, Neighbors Initiative Alliance, Nyeri Youth Sports Academy, Postbank Kenya, Ruai Girls High School, St George’s Secondary School, Stanbic Bank, UNISCOO, 7 schools Number of children reached directly: 15,393 Number of people reached indirectly: 37,307 Central Bank of Kenya The Central Bank of Kenya hosted 450 school children. In addition, students visited the CBK Numismatic Museum and the Capital Markets Authority. Junior Achievement Kenya organized visits for students to various financial institutions for a job shadow program. A financial literacy program, teaching children to earn, save, spend, and donate, was organized for primary school children. CAPYEI organized a financial literacy program, a debating competition on the theme “Money Matters Matter” and visits to banks. Monture reached out to children and youths in Children’s Homes and Rehabilitation Centers. Leading organizations: Cardinal Elementary School, All I Can Be Ltd., Care Kenya, Postbank Kenya, Central Bank of Kenya, Junior Achievement Kenya, 96

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UNISCO organized a GMW Youth Employability Summit (GMWYES), which was a two-day training, educational and motivational forum tailored for

Kenya’s youth. UNISCOO launched Youth Employability White Paper, focusing on kick-starting a conversation on youth employability, delving deeper into the relevance of the theme ‘Money Matters Matter. Postbank Kenya The Chief Operations Officer officially launch Global Money week at a school. Students across the country participated in an essay writing competition on how money matters matter in their community and the nation. A job shadow session was organized for students in ten branches of the bank. In total, all 99-bank branches participated. Inuka Direct In an effort to attain the Sustainable Development Goal no. 12, Inuka Direct organized interactive sessions to sensitize participants on the impact of their spending decisions. This was done in collaboration with Nyeri Youth Sports Acedamy on the slopes of Mount Kenya. The events took place during small football drills aimed a equipping the participants with decision making, communications, critical thinking, and teamwork skills. Kenya Women Microfinance Bank (KWFT) Kenya Women Microfinance Bank (KWFT) took part in the 2018 Global Money Week celebrations by conducting a job shadow activity at the bank’s Head Office. In partnership with Kenya Bankers Association and Junior Achievement Kenya, KWFT was able to host three high schools within Nairobi. Multiple sessions were organized. The first was on the theme “Money Matters Matter”. The second was a job shadow activity with the bank’s

departments. Furthermore, one-on-one sessions with the three Executive Directors of the Bank were organized. Care Kenya During GMW2018, CARE International in Kenya, together with Hope Worldwide Kenya, Neighbors Initiative Alliance, Women Researchers of Kenya, and Post-bank Kenya, organized sessions with schools and school groups. Literacy sessions, account opening sessions, debates, essay competitions and drawing competitions were organized. Zed the Financialists Throughout the Global Money Week 2018, financial literacy awareness sessions were offered to children, youth, and adults, including sessions on how to save, spend wisely, and earn from our hobbies. Discussions, seminars, and other educational sessions were organized during visits to schools. Cardinal Elementary School Students of Cardinal Elementary School Utawala, facilitated by All I Can Be Ltd, were actively engaged in learning about money. The children set up and operated a real market place, through which they modeled various scenarios, which facilitated understanding of the market environment. They experienced purchase, sales, aftersales processes, and related considerations / challenges. All sales proceeds go towards supporting their respective club activities. Students visited Stanbic Bank’s Buru Buru Branch. The children were also very excited to visit the Library at Buru Buru. A Q&A session with Mr. David Nzioki from Moran Publishers, a leading publishing house in the region, was organized for the children.


Kosovo Leading organizations: Central Bank of Republic of Kosovo (CBK), Kosovo Bankers Association (KBA) Participating organizations: Banka Ekonomike, Banka Kombëtare Tregtare (BKT), Banka për Biznes (BpB), IsBank, NLB Banka, ProCredit Bank, Raiffeisen Bank, TEB Bank, Ziraat Bank, 10 media outlets, 2 universities, 7 schools Number of children reached directly: 250 Number of people reached indirectly: 7,000 Central Bank of Republic of Kosovo (CBK) Central Bank of the Republic of Kosovo (CBK), together with the Kosovo Bankers Association (KBA), launched the GMW2018 activities at the CBK premises, where the Deputy Governor of the CBK and Director of the KBA talked to 4th grade students from the Don Bosko Primary School. During the talk, children received advice on how to manage money responsibly. Global Money Week 2018 started with a media conference, where the Governor of the CBK gave a speech on the importance of the Week and the importance of raising awareness of money matters. The Governer also gave an interview on Kosovo national TV, where he highlighted CBK’s commitment to enhance consumer protection and financial education in Kosovo. The KBA team visited different schools in four municipalities across Kosovo to spread awareness of money and financial literacy. Students created a personal savings book and made a saving plan. After the event, participants received educational materials and a moneybox. The team aimed to visit rural schools with limited access to financial information.

Technology, was attended by 120 students. The second lecture on “The Role and Functions of the Central Bank of the Republic of Kosovo” took place at “Kadri Zeka” University in Gjilan, and was attended by 100 students. In celebration of GMW, the CBK launched a financial education website, which offers information for children and young people using financial products and services. The site will continue to expand its content throughout the year. Bachelor’s and master’s students were invited to participate in a video competition in which they could use animations, video clips, and audio clips to raise awareness of financial topics, including economics, money management, and the CBK. The Head of Financial Education, Protocol and Communication Division at the CBK gave an interview to RTV 21 to inform the public on the GMW activities, the launch of the CBK Financial Education website, and discuss the importance of financial literacy developments. The national media broadcast GMW activities on national TV channels in Kosovo. At the end of the Week, schools received educational materials to teach financial literacy and the message of financial literacy was shared on popular TV stations and newspapers.

CBK organized two lectures for university students. The first lecture on the government securities market in Kosovo at the University of Business and Global Money Week Report 2018

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Kuwait Leading organizations: Kuwait International Bank (KIB) Participating organizations: 12 schools, 2 NGOs Number of children reached directly: 500 Number of people reached indirectly: 45,000 Kuwait International Bank (KIB) As part of its Corporate Social Responsibility program, KIB celebrated the 7th annual GMW by launching a comprehensive financial awareness campaign. The program, “With KIB, I learned how to spend and save”, aims to increase financial awareness and economic education in the community. This is the second time Kuwait has held such an event. During the Week, children, youth, and their parents could participate in a range of activities through the initiative. This included KIB’s ‘Day as a Banker’ where several schools visited the head office to introduce students to the world of banking and give them a close-up view of the inner workings of a bank branch. Additionally, KIB launched an awareness campaign across social networking sites and distributed information pamphlets at busy malls to spread financial and economic awareness amongst parents and diverse segments of the community.

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Kyrgyzstan Leading organizations: National Bank of the Kyrgyz Republic, Institute for Development Policy, School of Professional and Continuing Education (SPCE) Participating organizations: “Bai-Tushum” Bank, Agency for the Protection of Deposits of the Kyrgyz Republic Union of banks of Kyrgyzstan, Aiyl Bank, AMANBANK, Association of Microfinance Organizations, Bai Tushum Bank, BTA Bank, Chang An Investment Bank, Commercial Bank Kyrgyzstan, Credit Bureau Ishenim, Dos-Kredobank, Eurasian Savings Bank, Finance Company Senti, FinanceCreditBank, FINCA Bank, German Savings Banks Foundation for International Cooperation, German Society for International Cooperation, Halyk Bank Kyrgyzstan, Institute for Development Policy, International Finance Corporation, Kompanion Bank, Kyrgyz Investment and Credit Bank, Kyrgyz Investment Credit Bank (KICB), Kyrgyz Swiss Bank, Kyrgyzkommertsbank, Ministry of Education and Science of the Kyrgyz Republic, Ministry of Finance of the Kyrgyz Republic, National Bank of the Kyrgyz Republic, Rosinbank, RSK Bank, State Tax Service under the Government of the Kyrgyz Republic, Tolubay Bank, UNICEF, 10 commercial companies, 14 other institutions., 23 universities, 243 schools, 31 media outlets, 38 local governments, 47 public (non-governmental) organizations Number of children reached directly: 25,200 Number of people reached indirectly: 2,003,050 National Bank of the Kyrgyz Republic During Global Money Week 2018, the National Bank of the Kyrgyz Republic, state bodies and other organizations including national and international organizations and commercial banks conducted numerous GMW celebrations. They included the following: open classes in schools, lectures at universities, excursions to the Numismatic Museum of the National Bank, open days in commercial banks and government agencies, a Quest game, and business fairs for children. On 16

March 2018, a business fair for children took place in the capital Bishkek. Additionally, young people were invited to submit entries for drawing, essay and money box competitions before and during the Week. The results of these national competitions were announced and an official ceremony was held at the Gapar Aitiev National Museum of Fine Arts in Bishkek on 20 March. Finally, on 17 March, the premier of an animated children’s movie, “Keremet Koch” (The Magic Journey), took place. The movie promotes financial literacy and was released on public TV after the premier. School of Professional and Continuing Education (SPCE) On 13 March, SPCE Naryn launched a Monopoly game contest amongst the students at the school. The aim was to teach the students about developing budgets and investing wisely. The winners of the competition were given certificates. Additionally, students participated in the GMW Selfie Challenge, sharing their ideas by continuing the sentence “I save because …” The representatives of “Bai-Tushum” Bank, Naryn branch, conducted a presentation on financial literacy, teaching the Academic Achievement Program (AAP) students and their parents about family budget planning, saving, and banking services. On 16 March, SPCE Naryn AAP Grade 11 students visited the Kyrgyz Investment Credit Bank (KICB) in Naryn where they had the opportunity to learn more about banking, and take a tour of the operations department. They learned many facts and interesting information about the national currency of the KR and more from the presentation of the head of the KICB Naryn branch.

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Latvia Leading organizations: Financial and Capital Market Commission (FCMC), Nasdaq Riga Participating organizations: Association of Commercial Banks of Latvia, BA School of Business and Finance, Bank of Latvia, Consumer Rights Protection Centre, Fiscal Discipline Council, Jelgavas Spidolas Gymnasium, Junior Achievement Latvia, Latvia University of Agriculture, Latvian Insurers Association (LIA), Latvian National Library, Latvian Stock Exchange NASDAQ OMX Riga, Ministry of Economics, Ministry of Finance, Ministry of Welfare, National Centre for Education, Partners of the National Strategy for Financial Literacy, Riga Technical University, Riga Technical University (RTU), State Employment Agency, University of Economics and Culture Number of children reached directly: 30 Number of people reached indirectly: 414 Financial and Capital Market Commission (FCMC) The sixth Financial Literacy Week took place in Latvia in March 2018. It was open for all organizations to promote their financial literacy competencies, especially online. For this reason, the Latvian Financial Literacy Partners created the website www.finansupratiba.lv. According to Ieva Upleja, Head of the FCMC Communications Division and Latvia’s representative for OECD International Network for Financial Education (INFE), “all the financial literacy materials were published on our common new site: strategy, financial literacy standards for adults, recent Latvian and international studies, archives of Financial Literacy Weeks, research, newsletters, and financial literacy developments time series in Latvia. It is interesting to see what we have developed, published, [and] studied over these years, useful for every financial literacy enthusiast in Latvia.”

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During this year’s GMW, financial literacy partners offered various activities to the public, such as open lectures, workshops, and visits to schools. There was a financial quiz, “ABC of Finance,” for high school students, workshops for teachers and a “Ring the Bell!” event at the stock exchange. As part of the European Money Week, students had the opportunity to participate in the “European Money Quiz” and a gripping high-level international seminar for experts on the “Future of Financial Technology in Baltic’s and EU”. The motto of GMW in Latvia was “Where does money live?” Nasdaq Riga In celebration of Global Money Week, the Nasdaq Stock Exchange in Riga invited the Riga Technical University (RTU) students to ring the bell and open the day’s trading. Around 30 students gathered at Nasdaq Riga’s office and had the opportunity to visit the Stock Exchange for the first time and speak with its executives and specialists. The Stock Exchange believes that encouraging students to learn about the capital market and its importance for the advancement of the Baltic economies is essential for young people.


Lebanon Leading organizations: Food and Agriculture Organization (FAO), Bank Audi, Ministry of Social Affairs - Higher Council for Childhood Participating organizations: Aflatoun International, AieServe, Alfanar, AMIDEast Entrepreneur Institute, Bank Audi, Banque du Liban, Beyond Reform and Development, Blom Bank, Cedar Environmental, Entreprenergy, Synkers, Christian Teaching Institute (CTI), CSR Al Ahli Holding Group, Ecole Don Bosco, ESA Business School, Food and Agriculture Organization (FAO), Foundation Diane, Fransabank, Hult Prize, INJAZ Lebanon, Institute des Finance Basil Fuleihan, Lamba Labs, Lebanese Transparency Association, LLWB, MakeSense, Makhzoumi Foundation, Ministry of Education, Ministry of Youth and Sports, MMKN, Mowgli, Positive Planet, ShareQ, Smart ESA, Snykers, Sonbola, SOS Youth, Souk LB, Lebanese Transparency Association, Tripoli Entrepreneurs Club, War Child Holland, YMCA Lebanon, Yunus Foundation, 20 schools Number of children reached directly: 2,811 Number of people reached indirectly: 15,000 Ministry of Social Affairs - Higher Council for Childhood Throughout the Global Money Week 2018, the Ministry of Social Affairs HCC and their partners reached 2,811 children and youth through a wide range of events. Fransabank opened GMW at the YMCA Exchange with students from AGBU and CTI schools, representatives from the Ministry of Social Affairs, and TV show host Mohamad Kaiss. The lectures were fun and interactive, keeping students interested. High-level discussions and other educational sessions were organized by the Ministry of Social Affairs and HCC with the support of the FAO. Entreprenergy, CSR Al Ahli Holding Group, and ESA Business School organized a Social

Entrepreneurship Summit, an event to enhance the discourse around social entrepreneurship and to foster creativity and increase engagement to combat challenges in local communities. The summit was supported by His Excellency Minister of Youth and Sports and in collaboration with the Ministry of Social Affairs. Throughout the Week, young people participated in competitions and uiversity students attended an “Innovation Camp”, a one-day entrepreneurship workshop during which teams developed their ideas to pitch to a jury panel including high-level representatives. This event was organized by Fransabank and implemented by INJAZ Association. INJAZ Lebanon delivered lessons to 371 students in Beirut, Mount Lebanon, North Lebanon, and South Lebanon. The “More than Money” program teaches students about earning, spending, sharing, and saving money. It also helps students identify businesses they can start or jobs they can perform to earn money. Blom Bank organized “Introduction to Banking” workshops for 50 school and university students in Beirut, delivered by a branch manager. Children of Blom Bank employees attended an “Open Day” at its headquarters with the help of the GMW Classroom Materials by Aflatoun International. To accentuate the saving and budgeting aspect and teach them the money management techniques, educational games were organized. Each student received a personal daily income to cover expenditures, including buying stationary, snacks, and breakfast, or benefit from the various services, such as watching a short video, using the money counting machine, and visiting bank branches. Global Steps Association conducted activities focusing on financial education and targeted 120 school children aged 7 to 12 years. They reached a further 650 children by organizing two Young Entrepreneurs Bazaars.

30 students attended awareness sessions about social and financial enterprises and implemented a volunteer activity. Global Steps Association organized different activities all over Lebanon. In two schools, 20 students organized Young Entrepreneurs Bazaar in which a total of 350 students and teachers participated, buying and selling toys at the Business Bazar booths. In the Beirut Suburbs, 10 migrant domestic workers ages 17 and 20 years old attended an awareness session about social and financial enterprises. To end the Week, Financial Fairs were held by Blom Bank. The Ministry of Social Affairs HCC will organize an exposition with all its partners to expose their products to children and their teachers; in parallel, the HCC will distribute prizes to the best three projects elaborated by children. Food and Agriculture Organization (FAO) Participating in GMW for the 4th consecutive year, FAO Lebanon continues to promote financial inclusion and literacy across generations. Bank Audi welcomed students throughout the week to spend “A Day at Bank Audi”. Other events organized were presentations on “Money Matters Matter”. Partnerships with micro-credit organizations and commercial banks helped young people access work, to improve the technical agriculture education system and reduce inequality. The participating partners organized presentations on their topics of expertise. The aim of the events was to further empower youth through economic citizenship and reduce inequality gaps. In collaboration with Injaz Lebanon and Bank Audi, the employees of FAO helped spread their knowledge outside the boundaries of the bank and organized “More Than Money” seminars at different public schools.

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Lesotho Leading organizations: Access Africa Initiative (AAI) Participating organizations: Greenfield Resources Pty Ltd, Literacy for Africa AID (LIFAA), Segnam Group, 6 schools Number of children reached directly: 1,200 Number of people reached indirectly: 5,700 Access Africa Initiative (AAI) The Global Money Week 2018 celebration in Lesotho saw a consortium comprising of two nongovernmental organizations, Access Africa Initiative and Literacy for Africa AID, and two businesses, Greenfield Resources Pty Ltd and Segnaum Group, target rural youth in the highly populated district of

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Maseru. The outreach comprised of six presentations from AAI facilitators, which reached over 1,200 students over four days. The rural areas in Lesotho are marked by mountainous rural settlements that are spread out over vast areas, making the provision of banking facilities difficult in these areas. The most accessible mode of banking is through mobile wallets, which can be cashed or deposited at convenient stores in the villages. The Global Money Week events paved way for a new understanding amongst rural youth on the capacity of technology to improve access to financial services, even in rural areas. To achieve this, rural schools were targeted in an awareness

building campaign during GMW with a theme of ‘’Enhancing Financial Capabilities of Rural Youth through their Inclusion in Financial Awareness Building.’’ Young people were taught to treat their mobile wallets as bank accounts and were challenged to develop money saving habits. Over 1,000 students participated and over 150 opened mobile wallets on their phones, either via the Vodacom platform, “Mpesa”, or Econet platform, “Eco-Cash’. Most students already had mobile wallets, but did not use them for anything other than receiving and withdrawing money.


Liberia Leading organizations: AIESEC Liberia, Liberia Rural, Liberia Rural Children and Psychosocial Development Organization (LIRCPSDO) Participating organizations: African Methodist Episcopal University, Child Development Academy, Frank Peid Elementary and Junior High School Monrovia College, Gray D. Allison Junior and High School, International Bank of Liberia, Kids for Peace, Kids of Peace USA (Monrovia Chapter), Liberia Rural Children Psychosocial Development Organization (LIRCPSDO), Stella Maris Polytechnic University, United Methodist University, University of Liberia, UNMIL Radio Number of children reached directly: 996 Number of people reached indirectly: 2,164

AIESEC Liberia AIESEC Liberia and the Liberian Rural Children and Psychosocial Development Organization (LIRCPSDO) organized multiple events during GMW2018. To ensure that knowledge and information would reach as many people as possible, university volunteers from both organizations were trained in facilitation skills and financial education. The aim was to reach youth and children between the ages of 6 and 18 years. To do this, the volunteers visited banks, university campuses, and schools to share education and knowledge on financial matters with young people.

Sessions were offered to students in schools and a special session was organized by an NGO called Kids for Peace, which also carried out awareness raising activities in streets and market places. A radio talk show at UNMIL Radio in Liberia was organized. Additionally, the students visited a bank to be exposed to the world of money. The final day was dedicated to a rally march to showcase the Week to the entire population, with children and youth carrying signs promoting financial awareness. During this day, football and kickball tournaments were also organized.

In conclusion, the Global Money Event in Liberia was very exciting, with people of all ages welcoming the idea of financial education for Liberia’s children and youth. The Week clearly informed the organizers as to how easily the subject could be integrating into the Liberian national education curriculum.

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Libya Leading organizations: Central Bank of Libya, Ministry of Education Participating organizations: Afriqiyah Company, Al Bayda Teaching Hospital, Almadar Aljadid Company, Benghazi Economic Capital Development Organizations, Culture and Science, Deaf & Mute Schools, General Commissioner for Scouts and Guides, Higher College for Administrative and Financial Careers, Higher College for Comprehensive Careers for Girls Benghazi, Higher College Overall Occupations, JS Libyan Red

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Crescent, Katoa for Charity Organizations, Libyan Airlines Company, Libyan International Medical Sciences University (LIMU), Libyana Mobile Phone Company, Magazine Habaka, National Commission for Education, 5 universities, 699 schools Number of children reached directly: 311,000 Number of people reached indirectly: 32,000 Central Bank of Libya GMW2018 reached over 300.000 children and youth through visits to schools and universities.

During the GMW2018, Financial Literacy awareness sessions were offered to children, youth, and adults, including sessions on savings and investment. High-level discussions, seminars, and other educational sessions were organized in schools, stadiums, clubs, and hospitals. Throughout the Week, young people were able to distribute financial education products to all different age groups. Furthermore, university students had the opportunity to attend workshop on financial education. At the end of the week, additional

financial literacy awareness sessions were held for teachers and university faculty members.


Liechtenstein Leading organizations: Liechtenstein Bankers Association (LBV) Participating organizations: Caritas Liechtenstein, Hand in Hand Anstalt Advisory Board Number of children reached directly: Not reported Number of people reached indirectly: Not reported Liechtenstein Bankers Association (LBV) The Liechtenstein Bankers Association (LBV) and its member banks, as well as the Hand in Hand Anstalt Advisory Board, participated in European Money

Week by teaching children and young people how to handle money.

promotes the responsible use of money and thus helps to avoid debt.

Studies show that as many as one in five young people between the ages of 12 and 18 in Liechtenstein are in debt, and already one in three young adults aged 18 to 24 years.

Students aged 14 to 18 participated in a financial skills workshop. Experts from the LBV and its member banks, the Hand in Hand Institutes, and Caritas Liechtenstein provided children with information on debt prevention and budget planning. Young people learned about the topics of budget, debt traps, types of account, payment transactions, and financing options.

To counteract the indebtedness of young people, LBV believe early prevention is of great importance. Providing young people with financial knowledge

Students between 13 and 15 participated in the European Money Quiz, an online competition aimed at helping young people improve their financial literacy. For kindergarten and primary school aged children, the LBV organized a storytelling event for children and their parents. The fairytale, “Money for Sale!�, deals with topics of money, consumption, and values and helps children learn in a playful way.

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Lithuania Leading organizations: The Bank of Lithuania Participating organizations: Aviva Lietuva, Lietuvos Bank, Lietuvos Banking Association, Lietuvos Free Market Institute, Money Museum of the Bank of Lithuania, Nasdaq Vilnius, SEB Bank, Swedbank, Vilniaus Gedimino Technical University, Ĺ iauliĹł Bank Number of children reached directly: 8,500 Number of people reached indirectly: 25,000 The Bank of Lithuania Throughout Global Money Week 2018 the Bank of Lithuania, along with its partners, reached more than 8,000 children and youth through an online national exam. The participating organizations also held lectures at schools and universities. Finally, multiple visits to the Money Museum of the Bank of Lithuania were organized.

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Luxembourg Leading organizations: Nucleus (Holdings) SCA Participating organizations: EFPA Europe, FECIF, Luxembourg Stock Exchange, St Andrew School Number of children reached directly: 70 Number of people reached indirectly: 71 Nucleus (Holdings) SCA 70 students from the St Andrew International School of Luxembourg visited the Luxembourg Stock Exchange during GMW. The students participated in a tour of the Stock Exchange and watched a presentation of the activities that take place there.

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Macedonia Leading organizations: Macedonian Stock Exchange, National Bank of the Republic of Macedonia, Ministry of Finance, Agency for Supervision of Fully Funded Pension Insurance, Agency for Supervision of Insurance, Securities Exchange Commission Participating organizations: Aco Sopov Elementary School, Alliance of Microfinance Organizations, Brakja Miladinovci Elementary School, Dimo Hadzi Dimov Elementary School, Dobri Daskalov High School, Economic High School Vasil Antevski Dren, Faculty of Agriculture Sciences and Food, FULM Savings House, Goce Delcev Elementary School, Goce Delcev High School, Jeronim De Rada Elementary School, Koco Racin Elementary School, Kole Nedelkovski Elementary School, Macedonian Enterprise Development Foundation, Microcredit Foundation Horizonti, MIT University, Moznosti Savings House, Nai Frasheri Elementary School, Necati Zekirija Elementary School, Panajot Ginovski Elementary School, Pero Nakov High School, Slavco Stojmenski High School, St. Kiril I Metodij High School, St.Kiril I Metodij Elementary School, Stopanska Bank, Straso Pindzur Elemntary School, Vanco Prke Elementary School, Vasil Antevski Dren Secondary Economic and Law School, Vuk Karagic Elementary School, 25 May Elementary School Number of children reached directly: 1,745 Number of people reached indirectly: 8,553 National Bank of the Republic of Macedonia The Coordinating Body of the Regulatory Authorities for Financial Education in Macedonia, consisting of the National Bank of the Republic of Macedonia, the Ministry of Finance, the Insurance Supervision Agency, Agency for Supervision of Fully Funded Pension Insurance, and the Securities and Exchange Commission, in cooperation with the Association of Microfinance Organizations, marked the beginning of the Global Money Week on 12 March. 108

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A press release was published on the websites of the aforementioned institutions and nine mass media organizations captured the event. This year, GMW activities were organized separately by the institutions but on a larger scale, involving 1,700 students and 60 teachers. The purpose of the activities was to raise the level of financial literacy among the young Macedonians. During the visits, educational lectures were conducted on topics related to the functioning of the institutions, for example in the field of money, savings, trading, banking sector, investment, insurance, pension sector, and other topics related to the functioning of the financial systems. During GMW2018, lectures were organized within the institutions, caravans were also organized in Kumanovo, Stip, and Kavadarci, where lectures were realized for students from elementary and secondary schools. Also, five caravans from five rural areas, with 230 students and 30 teachers from elementary schools, visited the National Bank of the Republic of Macedonia. In total, Global Money Week celebrations in Macedonia continued longer than the official Week and students had the opportunity to learn about financial affairs until the end of March 2018. Macedonian Stock Exchange To celebrate Global Money Week 2018, students from the Economic High School Vasil Antevski Dren in Skopje visited the Macedonian Stock Exchange (MSE) on March 16, 2018. During the visit, the students participated in a tour of the building and were introduced to the role and functions of MSE. Furthermore, the students had the opportunity to watch online, real-time trading through the Exchange’s system.


Madagascar Leading organizations: Ministry of Youth and Sports, National Coordination of Inclusive Finance (CNFI) Participating organizations: ANK’IZY Association, Assurance ARO, Assurance Ny Havana, BFVSociété Générale, Caisse d’Epargne de Madagascar, Center ZARA AINA, Club Circus ESCA, Department of Youth Socio-Economic Reintegration, Financial Operations Department, Ministry of Education, Ministry of Employment, Technical Education and Vocational Training, Ministry of Finance and Budget, National Coordination of Inclusive Finance (CNFI), Positive Planet Madagascar, Professional Association of MicroFinance Institutions (APIMF), STAR, Telma Money, TONDA, YMCA Madagascar, 1 school, 69 schools Number of children reached directly: 3,515 Number of people reached indirectly: 1,320,550 Ministry of Youth and Sports For this 2018 edition, as part of the implementation of the National Youth Policy and Global Money Week, multiple events were organized. 70 underprivileged young people (aged 13-18) from the Center ZARA AINA in the capital city Antananarivo, 45 young people from Antanimena public secondary school (aged 13-15), 10 agents from the Center ZARA AINA, and 3 teachers participated in awareness sessions and trainings in entrepreneurship and financial education. 24 youth supervisors participated financial education capacity building trainings.

Finally, capacity building for youth supervisors of the Department of Youth Socio-Economic Reintegration of the Ministry of Youth and Sports regarding entrepreneurship and financial education were organized. National Coordination of Inclusive Finance (CNFI) For the third consecutive year, Madagascar participated in Global Money Week 2018. 3,400 children and young people from 69 schools benefited from the GMW in 8 localities (Amhodiakondro Ambohijanaka, Andralanitra, Ambohidratrimo, Imeritsiatosika, Arivonimamo, Miarinarivo, Manjakandriana and Moramanga). During the official launch ceremony of GMW2018, a video message from the Minister of Finance and Budget, Mrs. Vonintsalama Sehenosoa Andriambololona, was broadcast to schools and students who hosted events this year. Inspired by the Aflatoun model, the activities and awareness building were carried out in a fun and playful way, using two songs written by Missié Said and Bolo specifically designed for the event. Goodies were distributed to students during quiz games.

Furthermore, awareness sessions at the Center ZARA AINA Ankadifotsy and the Antanimena public secondary school were organized. Additionally, financial education capacity building trainings for agents of the Department of Youth Socio-Economic Reintegration were organized.

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Malawi Leading organizations: Bossaro Music Group, Reserve Bank of Malawi Participating organizations: Capital Radio, Chancellor College, Chikhwawa Secondary School, Joy TV and Radio, Machinga Community Day Secondary School, Malawi Broadcasting Corporation, Malawi Institute of Journalism, Malawi Stock Exchange, Ministry of Education Science and Technology, Namikasi Community Day Secondary School, Nation Publications, Nico General Insurance Company Limited, Nico Life, Power 101 FM, SDA Radio and TV, St. Marys Girls Secondary School, The Daily Times, Thyolo Secondary School, Times Group Media, Zodiak Broadcasting Station Number of children reached directly: 750 Number of people reached indirectly: 9,000 Reserve Bank of Malawi Leading GMW2018 celebrations in Malawi, the Reserve Bank of Malawi and its partners reached over 3,500 children and youth through visits to the schools, the Stock Exchange, and the Central Bank. Financial literacy awareness sessions were offered to children, youth, and adults, including sessions on saving and personal finance management. Discussions, seminars, and other educational sessions were organized at the schools with members of staff and the Ministry of Education Department inspectorate and advisory services. Additionally, the live trading session at the Malawi Stock Exchange was festively opened on March 15 by students and staff from Namikasi Community Day Secondary School. Throughout the Week, young people were engaged in activities through media reports and by exclusive media coverage on events that happened across the 110

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country. At the end of the Week, students had the opportunity to visit the Central Bank. Bossaro Music Group Throughout the Global Money Week Bossaro Music Group, in partnership with Nico General and Nico Life, over 200 college students were reached with a financial literacy symposium, where members of financial institutions prepared presentations on financial discipline and financial inclusion issues at Chancellor College Great Hall, on 16 March 2018. Throughout the Week, Bossaro Music Group used its Facebook page and articles in The Daily Times to interact with students and the general public on how money matters matter.


Malaysia Leading organizations: Allianz Life Insurance Malaysia Berhad Participating organizations: Bank Negara Malaysia Money Museum and Art Gallery, Lighthouse Children Welfare Home, Pusat Kebajikan Anak Yatim Mary Number of children reached directly: 70 Number of people reached indirectly: 109 Allianz Life Insurance Malaysia Berhad During the Global Money Week 2018 celebrations, Allianz Life Insurance Malaysia Berhad brought 70 children from two children’s welfare organizations to Bank Negara Malaysia’s Money Museum and Art Gallery, where children explored and learned about the history of money and Malaysian financial systems in a fun and interactive way. The children enjoyed an introductory talk titled “Apa itu Wang” by Bank Negara Malaysia Museum’s Assistant Curator, and participated in the “Si Kijang Puzzle Race,” before going on a tour around the museum and all its six galleries. An exhibition of artwork from artists across the ASEAN region was showcased in the Art Gallery, displaying a range of art mediums and subjects. The children discovered the different types of money from across the world and their history in the Numismatic Gallery. Furthermore, they were learned about the Malaysian history at Bank Negara’s special exhibition, commemorating 60 years of Malaysian independence. The children participated in interactive games and activities and learned how banknotes were made at the Children’s Gallery. Allianz Malaysia also encouraged the creation and planning of savings goals by giving away 70 specially designed savings rulers to the children. These rulers can help the children plan and visualize how much money they will have to save over a period to achieve their savings goals. Global Money Week Report 2018

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Maldives Leading organizations: Ghiyasuddin International School (GIS) Participating organizations: Amana Tkaful Maldives Pvt Ltd, Bank of Maldives, Capital Market Development Authority (CMDA), Maldives Monetary Authority (MMA), National Museum of Maldives Number of children reached directly: 875 Number of people reached indirectly: 1,025 Ghiyasuddin International School (GIS) Throughout the Global Money Week 2018, the Ghiyasuddin International School, along with partners, reached nearly 900 students in the school through various events and activities.

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Students of Grades 1 to 3 participated in an art competition with the following themes: “Save”, “Saving for…,”and “How people earn money”. The best five drawing from each grade were selected and awarded with a prize. Students in Grades 4 and 5 visited the National Museum of Maldives to learn about the history of Maldivian coins and currencies. After the visit, students presented about what they had learned. Grade 6 students had an interactive session with the Bank of Maldives and learned about the history of banking and the role banks play in our everyday life and economy.

The Capital Market Development Authority (CMDA) spoke to Grade 7 students about the stock exchange and the role it plays in the economy. The Amana Tkaful Ltd Insurance Company hosted a session with Grade 8 students about the financial risks individuals and businesses face, the role insurance companies play in keeping people and businesses safe, and how to compensate losses. Students in Grade 9 visited the Bank of Maldives to understand the role it plays in personal life, business life, and in our economy. Further, students had the chance to see different currencies of different countries and learned the important features and

values of different currencies. Students in Grade 10 visited the Maldives Monetary Authority (MMA) and participated in an interactive session to understand their role in the economy. This included, but was not limited to, learning about economic policies, minting coins and printing currency/notes, monitoring the currencies in the economy, and learning about fake notes. Furthermore, the students were given a quiz to complete, to test what they had learned during their respective activities.


Mali Leading organizations: Mercy Corps Mali, Aflatoun International Participating organizations: Malian Association of Banks and Financial Institutions, Positive Planet, 1 school Number of children reached directly: 200 Number of people reached indirectly: 600

five hours, young people were able to engage in debates related to financial inclusion. Furthermore, adolescents were able to compete in a drawing contest with special prizes for winners. The Global Goney Week celebration ended with musical performances with both young and professional artists.

Mercy Corps Mali During the GMW2018, financial literacy awareness sessions were offered to children and youth through video screening and Q&A sessions. Additionally, children presented theatrical pieces on the subject of financial management’s importance and savings modality. Throughout the celebration, which lasted

Other events, which were organized, are as follows: 2,000 children and youth from underprivileged neighborhoods, secondary schools, and high schools in Bamako were trained on the importance of money; there was a massive opening of savings and bank accounts in banks and microfinance institutions via mobile money; sessions on the basics of

entrepreneurship were organized for more than 2000 children and youth (aged 12-25). As a result of the events organized, there is a better understanding of insurance products and insurance subscription opportunities (education/life annuity) for children and their parents. Furthermore, there is a better understanding of financial players and products as well as companies that are successful in their respective field in Mali.

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Malta Leading organizations: Ministry for Education and Employment-(Department for Curriculum, Lifelong Learning & Employability), Directorate for Learning and Assessment Programs, Home Economics Seminar Center (HESC) Participating organizations: Central Bank of Malta, Global Payments Limited, JAYE Malta Foundation, Malta Bankers’ Association, Malta Financial Services Authority, Malta Institute of Financial Services, Malta Stock Exchange, 19 schools, 4 media organizations Number of children reached directly: 700 Number of people reached indirectly: 5,000 Ministry for Education and Employment(Department for Curriculum, Lifelong Learning & Employability) The Directorate for Learning and Assessment Programs (DLAP), within the Department for the Curriculum and Lifelong Learning and Employability (DCLLE) at Ministry for Education and Employment Malta (MEDE), coordinated a number of activities throughout the GMW2018. Together with the Home Economics Seminar Centre (HESC) within DLAP, DCLLE has worked with the Malta Bankers’ Association and a number of other stakeholders to roll out the different activities. The official launch took place on Monday, 12th March, at St. Nicholas College, Middle School, Rabat. The launch, which was presided by Dr. Francis Fabri, Permanent Secretary at the MEDE, included footage outlining the different activities taking place throughout GMW. Prior to the launch, Year 5 to Year 8 students in church, state and independent schools, together with other educational entities, were invited to take part in a financial literacy challenge with the theme ‘Money Matters Matter.’ This challenge aimed to promote awareness to subjects relating to financial literacy, 114

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financial education, and financial inclusion. It also encouraged the sharing of good practices among schools, teachers, students, and other community members. Schools were also invited to participate in the financial education programs titled ‘Money Matters’ and ‘Take Part, Save Smart’ at the HESC. The programs, facilitated by home economics educators, aimed to develop the students’ financial capabilities by enabling them to make informed decisions when handling financial resources. Another program, ‘Be Wise Pay Smart’, was organized for older students who participated in a hands-on experience coupled with an interactive educational session. Students were given the opportunity to use ATM and EPOS terminals responsibly. Students had the opportunity to visit the Malta Stock Exchange. These visits are aimed to raise awareness and promote financial literacy through an overview of the role of the stock exchange and the basic features of stocks and shares. On 6 March,2018, home economics teachers were invited to attend a teacher training seminar entitled ‘Financial Literacy Education – New Developments’. The training aimed to disseminate the latest developments in the area as reflected in the teaching of home economics. Another program, titled ‘Economics for Success,’ was held in collaboration with Junior Achievement Young Enterprise, the Central Bank of Malta, and the HESC.


Mauritania Leading organizations: Adventist Development and Relief Agency (ADRA) Participating organizations: World Without Wars and Violence Mauritania Number of children reached directly: 40 Number of people reached indirectly: 15 Adventist Development and Relief Agency (ADRA) During Global Money Week 2018, ADRA Mauritania and its partners raised awareness of 40 young girls and boys about entrepreneurship through a conference titled “Youth and Entrepreneurship: How to Create a Shop from Nothing. “ During the conference, young people learned how to start from scratch with to become an entrepreneur. The children were advised to take responsibility for their money, and become economically independent and self-supporting to contribute to the economic development of Mauritania. Specifically, the children were informed about the creation of small income-generating activities, which are achievable using their pocket money. The conference was led by entrepreneurship professionals, a journalist, a manager, an ADRA project manager, and a teacher.

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Mauritius Leading organizations: Junior Achievement Mascareignes Participating organizations: Esperance 2000, Les Dames de Baie du Tombeau, Safire, MFR Savanne, Vent d’un Reve, 2 media organizations Number of children reached directly: 125 Number of people reached indirectly: 250 Junior Achievement Mascareignes During Global Money Week 2018, Junior Achievement Mascareignes, together with their partners, reached 125 children and youth through various visits. During the Week, financial literacy awareness activities were offered to children, youth and adults, which included talks to discuss money management, tips for saving money, and the importance of money. Furthermore, various seminars were organized, with themes such as “Managing Your Money Wisely” and “Credit Management”. Vent d’un reve launched a social media challenge and videos with money saving tips. Different challenges were organized during the Week. These challenges included a social media challenge on Facebook and a piggy bank drawing challenge. Other activities, such as events on credit management and budget making activities were also organized. To end the Week, an event was organized in a shopping mall, where another drawing competition and a viewing of a musical animation was organized.

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Mexico Leading organizations: BBVA Bancomer México, Kidzania Santa Fe, Citibanamex, Mexican Institute for the Protection of Savings and Banking Deposits (IPAB), PEFYS, Pequeño Cerdo, Capitalista, Personal Finances Mexico (Finanzas Personales Mexico), The Interactive Museum of Economics (Museo Interactivo de Economía, (MIDE)) Participating organizations: Azteca Bank, Bachillerato University, Billingue Contemporanea College, Centro de Estudios Universitarios 16 de Septiembre, Cidea College, Copase, Eifel College, Institute Salvatierra, ITESM-CEM, Junior Achievement Américas, Kidzania Cuicuilco, Kidzania Monterrey, Las Naciones College, Museo Interactivo de Economía, Noroeste College, University La Salle, Oaxaca, University Regional del Sureste (Campus el Rosario), 10 media outlets, 31 schools, 7 local businesses Number of children reached directly: 33,413 Number of people reached indirectly: 65,754 Mexican Institute for the Protection of Savings and Banking Deposits (IPAB) During GMW2018, the IPAB offered financial literacy conferences to college students, with the intention of introducing them to the importance of financial and economic education, and to develop and strengthen their financial skills.Representatives from IPAB explained the importance of saving money in a formal system and the different types of protection in different financial institutions. Citibanamex During GMW2018, Citibanamex organized multiple activities for young people and adults, in collaboration with organizations in the public and private sectors. The objective was to strengthen knowledge and skills, such as creating assets and developing saving habits for different groups of the population. Activities organized included workshops, conferences, game sessions, and talks on entrepreneurship.

BBVA Bancomer México During Global Money Week 2018, BBVA Bancomer along with Kidzania, organized 12 activities in three locations: Santa Fe, Monterrey and Cuicuilco. The activities included visits to the tax office, the vault, and the bank, where the students could learn about money’s role in society and its importance for a better future. A visit to the fire station was organized, where children learned about the importance of insurance. Additionally, the Acting Academy preformed a play with the theme of “The safe usage of digital banking”. Finally, a lecture on finance and the masters in financial education was held at a university. Personal Finances Mexico (Finanzas Personales Mexico) During GMW2018, Finanzas Personales Mexico organized trainings in schools and a visit to a bank, to provide financial education to young people. The students involved had the opportunity to learn about concepts such as credit, loans, and personal budget, which will improve their way of life in the future. The Interactive Museum of Economics (Museo Interactivo de Economía (MIDE)) Throughout GMW2018, the Museo Interactivo de Economía (MIDE), along with Banco Azteca, organized different educational activities aimed at children, young people and their families, which enabled them to discover basic financial concepts through creative dialogue, emphasizing the importance of setting saving goals, planning personal and family finances, and making informed decisions. Additionally, two activities from the financial education program Laboratorio de Emprendedores were presented, addressing the importance of entrepreneurial thinking.

the foundation of the future. The different activities organized included workshops aimed at teaching basic saving, a credit card exploration, activities to develop the skills of entrepreneurs, and a stand-up comedy performance, which taught audiences the importance of digital banking. Pequeño Cerdo Capitalista Pequeño Cerdo Capitalista (PCC) organized a Live Google Hangout session that aired their YouTube channel. The Interactive Museum of Economics (Museo Interactivo de Economía (MIDE)) and Junior Achievement Américas (JA Américas) were invited to discuss “Why it’s important for children and youth to become accustomed to finance”. Subjects included entrepreneurship, discovering opportunities, “what is a market?”, and “how does one save?”. PEFYS During GMW2018, PEFYS visited several private schools, where both private and public school students attended the activities. The sessions included “The importance of saving using piggy banks”, financial education board games, entrepreneurship conferences, and talks on the history of money and the Mexican financial system. The closing event took place in the State Center for Arts and featured a conference on the Financial Education Today.

During the Week, emphasis lay on the entrepreneurial potential of each person and the acknowledgment that saving is the financial tool for Global Money Week Report 2018

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Moldova Leading organizations: Banca Comerciala Romana Chisinau SA, Heritage International School, National Bank of Moldova (NBM, National Commission for Financial Markets, Resource and Information Centre Participating organizations: “Capital Market” Newspaper, Alfatoun International, Banca Comerciala Romana SA, Comertbank, Energbank, Eximbank-Gruppo Veneto Banca, Klassika Asigurari, Microinvest, Moldindconbank, Moldova Stock Exchange, Moldova-Agroindbank, National Bank of Moldova, National Youth Council of Moldova, Prime Capital, Rural Revive, UNICEF, Victoriabank, 2 media organizations, 3 schools Number of children reached directly: 2,491 Number of people reached indirectly: 25,919 National Bank of Moldova (NBM) The National Bank of Moldova (NBM) celebrated Global Money Week over two weeks, instead of one, due to the number of requests from educational institutions. Children participated in financial literacy presentations, with topics such as money history and security of coins and banknotes. Furthermore, they played an interactive game, “How to become a Billionaire.” The older participants received presentations on topics such as money history, business plans, official reserve assets, and financial sources for entrepreneurs. All students visited the NBM Museum. The presentations were offered in both Romanian and Russian. Many commercial banks participated as well, organizing Open Door Days and lectures in schools. Each bank explained how commercial banks work, what products and services they offer, how to plan and manage money effectively, and the importance of money management. In addition to the lectures, children were taught how to withdraw money with a card. Because of these activities, children learned new skills, acknowledged the importance of 118

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responsible money usage, and how saving money can help them achieve their future goals. Banca Comerciala Romana Chisinau SA Throughout GMW2018, the Chisinau branch of Banca Comerciala Romana organized multiple school visits and a bank tour for schoolchildren. The children were taught on money and its use, why saving is important, the different banking services, and much more. The children who visited the bank were shown how money is withdrawn using a bankcard, how bank notes are verified, and how they are counted. The activities aimed to teach children new skills, acknowledge the importance of responsible money usage, and how to save money. National Commission for Financial Markets Throughout the Global Money Week 2018, the participants of the non-banking financial markets reached 250 children and youth through schools and universities. During the GMW2018, financial literacy awareness sessions were offered for pupils. These sessions dealt with topics such as money management within the family budget and the importance of savings. Seminars and interactive sessions were held on the history of money and saving money in the future. Students also learned about the concept of credit and how it works through role play. As credit decision makers, they had to decide whether or not to grant loans to three clients based on income and creditor history. University students had the opportunity to attend the Moldova Stock Exchange and learn more about the domestic capital markets and their participants, along with the benefits of efficient investment in capital markets.

Resource and Information Centre Throughout GMW2018, the Resource and Information Centre, along with their partners organized an event, which reached 60 children. The event, titled “Financial Education for Children”, had three parts: training held by the Executive Director of the Moldindconbank, a presentation and a GMW themed questionnaire for the participants and finally, a workshop on money management was organized. The local social media platforms published a press release of the event. Heritage International School Different activities were organized for the children of the Heritage International School. Activities were focused on social and financial education, and on different currencies in different countries. The children also participated in International Aflatoun Day and had the opportunity to visit the National Bank of Moldova.


Mongolia Leading organizations: Bank of Mongolia, Mongolian Banking Association, XacBank, XAC, Golden Fund for Development Association Participating organizations: Capital Bank, Credit Bank, Education Delivery Center NGO, Global International School, Mongol Ideal Printing, Mongolian National Radio Broadcasting, Mongolian National Treasury Museum, Primary School 52, Savings Insurance Corporation, Tenger Capital, Tenger Insurance, Trade and Development Bank, XacBank, XacLeasing, XacSecurity, 5 media organizations, 75 schools Number of children reached directly: 3,670 Number of people reached indirectly: 117,000 Bank of Mongolia During GMW, the Bank of Mongolia and Mongolian Banking Association reached over 20 schools in Ulaanbaatar and 700 students. GMW posters were distributed, as well as two series of comic books with content dedicated to understanding money as a tool, and a handout on financial education. The Mongolian Gold Forum received over 500 participants. More than 600 handouts explaining money matters were distributed.

During the GMW2018, financial literacy awareness sessions were offered for children, youth, and adults. The bank staff conducted a seminar on financial education. In the seminar, high school students discussed issues of personal usage of the bank products and their safety. XacBank has saving accounts for those over age 14. Nine secondary schools’ students organized the “Financial Enterprise Trade Fair.” Around 2,000 parents participated in the trade fair, as did 2,160 young children of 69 clubs. Additionally, “Financial Education Educators” workshops were provided, and consisted of high-level discussions, seminars, and more. 110 teachers participated and discussed the content and methodology of financial education. Several other activities were organized by various stakeholders in the country. For example, the Insurance and Financial Lease Company invited youths and presented their financial services to them. At the close of the Week, news of GMW was distributed across various media channels. A team composed of young people created a short video of GMW events.

XacBank Throughout GMW, XacBank, XAC Association, and their partners reached 3,670 children and youth. XacBank and other financial organization invited 460 children from secondary schools and implemented the financial education and national programs “Aflatoun” and ”Business study” respectively. For these programs, children received brochures describing bank products, while bank staff provided them with explanations on the importance of saving and safe bank use. Global Money Week Report 2018

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Montenegro Leading organizations: Central Bank of Montenegro, Montenegro Stock Exchange Participating organizations: Budva Radio Station, Cetinje Money Museum, Faculty of Economics, University of Montenegro, Ministry of Education, Mirko Vesovic Secondary School of Economics, Prva TV Station, RTCG TV Station, Slobodan Skerovic Gymnasium, Tehnopolis Innovation and Entrepreneurship Center, TVNK TV Station, Vijesti TV Station, 12 schools Number of children reached directly: 580 Number of people reached indirectly: 6,080 Central Bank of Montenegro Throughout Global Money Week 2018, numerous activities were offered to children and youth in

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kindergarten, elementary schools, highs schools and universities in different parts of the country. All activities were aimed at raising the level of financial literacy in the country. The Governor of the Central Bank of Montenegro opened the Week in the Bank building. Montenegro Stock Exchange During Global Money Week, Montenegro Stock Exchange visited Slobodan Skerovic Gymnasium and Mirko Vesovic Secondary School of Economics. After a welcome speech from the CEO of Montenegro Stock Exchange, the employees of the Montenegro Stock Exchange held a lecture on the capital market and its importance for Montenegro’s financial system. High school students had the

opportunity to get acquainted with theoretical and practical knowledge about the capital market, the Stock Exchange, its creation and influential role. The Stock Exchange actively participates in financial education and strengthening financial literacy, via the implementation of educational and socially responsible activities.


Morocco Leading organizations: Moroccan Foundation for Financial Education (FMEF) Participating organizations: Casablanca Stock Exchange, Central Bank of Morocco (Bank Al Marghib), Dar As-Sikkah, Ministry of National Education (Higher Education) Vocational Training and Scientific Research, Ministry of Tourism, Air Transport, Crafts and Social Economy, Monetary Museum, Moroccan Capital Markets Authority, Moroccan Federation of Insurance and Reinsurance Companies, Office of Vocational Training and Work Promotion, Professional Group of Banks of Morocco, Supervisory Authority for Insurance and Social Welfare Number of children reached directly: 250,000 Number of people reached indirectly: 3,500,000

Moroccan Foundation for Financial Education (FMEF) Morocco celebrated the 7th edition of Global Money Week, also known as “Journées de la Finance pour les Enfants et Les Jeunes au Maroc.” As every year, the Moroccan Foundation for Financial Education initiated and managed the Week in Morocco. All stakeholders throughout every region of the Kingdom were highly involved in this year’s celebrations. The Week revolved around creating gender equality and rural-urban equality, as well as children with specific needs. The program included visits to branches of the Central Bank, other banking and insurance institutions, the Money Museum, the Casablanca

Stock Exchange, and the Dar As-Sikkah, the producer of Moroccan currency.

of payment, stock exchanges, and financial institutions.

This year was the first year that FMEF initiated awareness sessions on financial education with the Authority of Insurance Supervisory and Social Protection, and the Moroccan Capital Market Authority. Each organization invited high school students for presentations.

Other events included awareness sessions for children with special needs, integration of students from vocational training centers, and the launch of a mobile app, “MIZANIYATI”, which broadcasts financial education content to Moroccan citizens.

FMEF published financial education contents on multiple social media platforms, including a quiz on finance topics. Additionally, booklets were published for different age groups in both Arabic and French. The booklets simplified themes such as budgeting, income, expenses, savings, credit, different means

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Mozambique Leading organizations: Bank of Mozambique, World Vision Mozambique Participating organizations: Angรณnia District Community Radio, Armindo Emilio Guebuza Primary School in District of Angonia, Institute of Insurance Supervision of Mozambique, Institute of Insurance Supervision of Mozambique (ISSM), Millennium International, Mozambique Stock Exchange (BVM), Nkhame Primary School in District of Angonia, Representatives of Community Savings Groups, 14 schools, 5 media Number of children reached directly: 3,250 Number of people reached indirectly: 6,000 Bank of Mozambique and World Vision Mozambique For Global Money Week 2018, the Bank of Mozambique prepared five activities, which were organized in 14 schools around Mozambique. The Bank of Mozambique and World Vision, together with its partners, educated children on finance through financial literacy awareness sessions. The sessions were geared towards showing children how important it is to own a savings account. Participating commercial banks explained their products and the procedures of opening an account to the public. The Bank opened the Week with media activities including a press release and interviews. News and community radio stations helped to spread information about Global Money Week in the Angonia district. Theater productions on financial literacy were held at the schools, which were attended by students and teachers. Additionally, the students had the opportunity to engage in lectures and games, and received educational brochures.

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In addition to visiting schools, the Bank of Mozambique organized the opportunity for students to visit their bank, the Stock Exchange of Mozambique, and the Institute of Insurance Supervision of Mozambique.


Namibia Leading organizations: Empower to Inspire Participating organizations: N/A Number of children reached directly: 25 Number of people reached indirectly: 14 Empower to Inspire Empower to Inspire, a youth organization in Namibia, reached more than 30 children, youth and adults during their GMW2018 celebrations. Three different activities took place throughout the Week, including workshops, money competitions, and seminars to educate children on the most effective ways to save money. The event, which was the first GMW event organized by Empower to Inspire, was successful and all participants are looking forward to next year’s events!

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Nepal Leading organizations: Nepal Stock Exchange (NEPSE) Ltd Participating organizations: British College, Chaudhary Group Institute of Nepal, Excel College, Himalayan White House College, Kathmandu Model College, Kings College Number of children reached directly: 54 Number of people reached indirectly: Not reported Nepal Stock Exchange (NEPSE) Ltd During Global Money Week 2018, NEPSE, the only stock exchange in Nepal, organized an event involving 59 participants, 54 students from different colleges and 5 teachers. The interactive program, with students from Himalayan White House College, the Kathmandu Model College, Chaudhary Group Institute of Nepal, Kings College, British College and Excel College, focused on money management. The first part of the event introduced the students to the Nepal Stock Exchange and its function. The second part of the event was focused on educating children on the trading processes of the Exchange. Students had the opportunity to participate in a Q&A session with NEPSE officials about savings and investment in the stock market. Finally, the students received a tour of the NEPSE building.

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The Netherlands Leading organizations: Amsterdam Stock Exchange, Hermann Wesselink College, Money Wise Platform, Ministry of Finance, The Dutch Central Bank (DNB), Dutch Bankers Association, Dutch Association of Insurers NIBC Bank, PayPal Benelux, Netflix Participating organizations: ABN-Amro Bank, Achmea, Adfiz, Aegon, Aflatoun International, Algemene Rekenkamer, Allianz, Annotax, ASNBank, Atria, Belasting & Douane Museum, Belsimpel, Beta, Betaalvereniging Nederland, Bevorderen Efficiënt Betalen, BLG Wonen, BMN, BNG-Bank, BNP Paribas Cardif, BOS Financial Services, , Catapult Creëert, CAV, Ceder Advocatuur, Centrum voor Jeugd en Gezin Leiderdorp, Chubb, CJG, Code Name Future, Consumentenbond, Credit Europe Bank, De Bewindvoerster, De Goudse, De Hoop, De Vereende, De Volksbank, Deloitte, Delta Lloyd, Deurwaarders Collectief Nederland, Deutsche Bank, Divosa, DKJL, Donald Duck Magazine, DRS22, Duidelijk Verhaal, Echt Gebeurd, Enigma, Erkend Financieel Adviseur, Europeesche Verzerkeringen, Eurowijs Kids, Experian, EY, Faircasso, FFP, Friesland Bank, Geld is Leuk, Generali, GKB, Golypoon, Heilbron, Hi, Hoe Word je Rijk?, How 2 Spend It, ICS, Idea, Identity Games, ING-Bank, InsingerGilissen, Jarige Job, Jong Ondernemen, Jumbo, Kandoor.nl, Kikid, Klaverblad Verzekeringen, Kompas Zuidlaren, Koninklijke Nederlandse Munt, Kredietbank, Kroezen, Lef, Levend Leren, Lidl, Made by us, MaDi, Malmberg, Media Rakkers, Merces, Mijn Kind Online, Ministry of Social Affairs and Employment, MO Groep, MoneyFit, Monli, Morning Star, Nationale Nederlanden, Nederland ICT, NIBC, Nibud, NPO Zapp, NUSO, NVMH, NVVK, NWB Bank, Onderlinge ‘S Gravenhage, Ouders & Coo, Pebble TV, Pensioen Federatie, Plangroep, Playback, PostNL, Qredits, Rabobank, Regiobank, Robeco, Sallandse Dialoog, Sazas, Scildon, Schooltv, Scouting, Signatuur Onbekend, Slimmerspelen.nl, Slo, SNS Bank, Solidaridad, Sprenkels Verschuren, Staalbankiers,

Stadsbank Apeldoorn, Studio 52nd, Swalef, Synechron, T-Mobile, TeamAlert, Tel je Geld, Dutch Authority for the Financial Markets (AFM), Theater Kwadraat, ThiemeMeulenhoff, Triodos Bank, Van Arkel, Van de Berg De Rie & Uyterlinde, Van Lanschot, Volkskredietbank, VPRO, Weet Wat Je Besteedt, Welten, Welzijn Baarn, WIHW, Women Inc, Young Crowds, Ziggo, Zorgverzekeraars, Zuidweg & Partners, Zwijsen, Zwitserleven, 2769 schools, 23 municipalities Number of children reached directly: 500,764 Number of people reached indirectly: 1,350,787 Money Wise Platform During the Week, partners of the Money Wise Platform organized activities for pupils to learn how to manage money. “Week van het Geld” is an initiative of the Dutch platform ‘Wijzer in Geldzaken’ (The Money Wise Platform). During this week, the main focus for elementary schools across the Netherlands is “learning how to handle money”. The 2018 Week van het Geld celebrations had a festive start in the Koninklijke Schouwburg in The Hague on the 12th March. H.M. Queen Máxima of the Netherlands in her role as honorary chair of the Dutch Money Wise platform attended the opening event that celebrated the opening of Global Money Week and the National Money Week. H.M. Queen Máxima opened the ceremony with the Minister of Education, Arie Slob and pupils of a local school, De Fontein. After the opening, the pupils from De Fontein received lessons from top executives of the Dutch Banking Association, the Association of Insurers, and the Dutch Central Bank. Nibud organized a special workshop for parents. The new Minister of Finance, Wopke Hoekstra, gave a press conference directed towards pupils throughout the Netherlands. A TV-program for kids between 8-12 years old was broadcasted every day. The program, named ‘De Grote Geldshow’ (The Big Moneyshow), introduced the 4 ‘money-types’ and pointed out the different qualities and behavior that go with these

money types. The theme of this year’s Week van het Geld was: ‘When are you rich?’. This theme was chosen to stimulate conversations about money between children and their parents, their teachers, and their classmates. The message is to let kids and their parents and teachers think about issues regarding ‘being’ rich and ‘feeling’ rich. The Money Wise Platform organized a national Mindmapcontest and asked classes to submit their poster with their thoughts on the theme. During the Week, more than 5,600 guest lectures, activities and workshops on money management were given to primary schools in the Netherlands by staff members from banks, insurance companies, and municipalities. In addition, all primary schools and public spaces, such as libraries, received a special “Week van het Geld” krant– a financial education newspaper. This paper was sent out in 600.000 copies to all primary schools in the Netherlands. Amsterdam Stock Exchange The CYFI Team participated in the “Ring around the World” event at the Amsterdam Stock Exchange on the 14th March to open the trading activities of the day. NIBC Bank During Global Money Week, NIBC bankers provided money awareness lessons to approximately 700 primary school children. The lessons were provided under the coordination of the “Bank voor de Klas” initiative, coordinated by the Dutch Banking Association and the national Money Week (“Week van het Geld”) efforts in the Netherlands. This year also involved a fun savings challenge (“spaarchallenge”), which encouraged the kids to raise money in small groups for school projects or other community projects.

Amsterdam. The Child & Youth Finance International (CYFI) team and PayPal’s General Manager for Benelux & Ireland Jan-Willem Roest and Konstantin Surkov, the Global Payments Manager at Netflix welcomed 30 students from the Berlage Lyceum. The teams prepared different workshops for the classes. Divided into different groups, the students participated in 3 sessions on (1) e-sports, (2) Netflix & PayPal experience, and (3) online shopping. At the end of the event, a quiz with prices was held for the students to test their knowledge of what they had learned. This valuable visit to PayPal’s office was a great experience for the students to learn about the systems and process at PayPal and Netflix, as well as gain a better understanding of the different careers. Hermann Wesselink College Hermann Wesselink College hosted an event for 134 students from Spain, Germany and the Netherlands as part of an exchange program at their school. They also included an interactive presentation by GMW Team in the program. Students learned about the Global Money Week Campaign, the work Child & Youth Finance International (CYFI) does, and savings. The presentation was followed by a group assignment, where students created country posters comparing the living standards and financial situation between Spain, Germany and the Netherlands. This project suited well with the theme of GMW2018 ‘Money Matters Matter!’

PayPal Benelux PayPal and Netflix joined forces and co-hosted a Global Money Week event at PayPal’s office in Global Money Week Report 2018

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New Zealand Leading organizations: Banqer Participating organizations: 14 corporates, 20 schools Number of children reached directly: 100 Number of people reached indirectly: 525 Banqer Throughout the Global Money Week 2018, Banqer, along with partners, reached out to their 44,000 student users throughout Australasia to canvas their money tips. They then shared the best of these money tips via social media during the Week, and at the end of the eek produced a poster sharing the best of these tips!

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Nicaragua Leading organizations: FAMA Foundation, Fabretto Children’s Foundation Participating organizations: Universidad Politécnica de Nicaragua (UPOLI), 3 schools Number of children reached directly: 573 Number of people reached indirectly: 877 FAMA Foundation FAMA Foundation organized a variety of activities for primary, secondary, and university students in three educational centers and a university.

Nine workshops were organized in the Colegio Hermano Pedro Betancourt and the Benito Juarez. The students made an origami wallet using a savings worksheet. There was also a competition of presentations and debates in the educational center San Martin de Porres. Additionally, the Foundation organized eight seminars and a video/animation competition at UPOLI.

can learn how to save and spend money in a responsible manner.

The theme discussed in all the activities was “Saving for Your Well-Being”. With access to financial inclusion and financial education, children and youth

Six teachers participated in the initial training with Fabretto’s Education Coordinator, who had received training in the Aflatot program in Honduras, thanks to a partnership with Fundacion Ficohsa.

Fabretto Children’s Foundation During Global Money Week, Fabretto’s Education Center in Esteli promoted early financial education through the launch of the Aflatot program in the school, which benefitted over 300 children in total.

The teachers had the opportunity to learn about the program’s methodology, curriculum and methods of evaluating children’s skill development. The training and the program will be replicated in Fabretto’s preschools in Somoto, Ocotal and Granada throughout the 2018 school year, benefitting hundreds of preschool children.

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Niger Leading organizations: World Vision Niger Participating organizations: N/A Number of children reached directly: 75 Number of people reached indirectly: 140,075 World Vision Niger World Vision in Niger used GMW2018 celebrations as an opportunity to develop a savings culture among children aged between 8 and 14, and especially among girls. A group called Juniors was created for the children to attend activities on financial education. During the Week, the children visited three savings groups for adults in the hope that children would learn from example about managing their livelihoods and income. In addition, World Vision organized visits to successful micro-businesses to encourage young people to start businesses of their own. Young people need to realize that they can do many positive things when they understand finance.

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Nigeria Leading organizations: AIESEC Nigeria, Be Better Foundation, Central Bank of Nigeria, Financial Literacy Community Development Service Group, Junior Achievement Nigeria, Linking the Youth of Nigeria through Exchange (LYNX-Nigeria), Norwegian International School, Port Harcour Nigeria, Project Biz Mastermind Ltd Participating organizations: Access Bank, Aflatoun International, AIESEC, Bayero University Kano (BUK), Citibank, Coronation Merchant Bank, Diamond Bank, Eco Bank, FBN Merchant Bank, FCMB, Federal Ministry of Youth and Sports Development, Fidelity Bank, First Bank Nigeria Ltd, First City Monument Bank, Nsukka, FSDH Merchant Bank, Future Leaders Academy, Guaranty Trust Bank, Heritage Bank, Jaiz Bank, Keystone Bank, Kiss FM, Kwara TV, Learning Impact Model Ltd, Midland FM 99.0, Ministry of Education, National Insurance Commission (NAICOM), National Peer Group Educator Programme on Financial Inclusion, National Youth Service Corps, Nigerian Deposit Insurance Commission (NDIC), Nigerian Exchange Commission (NSE), Nova Merchant Bank, Peace Project Club, Providus Bank, Rand Merchant Bank, Royal Family Academy, SAGE, Securities and Exchange Commission (SEC), Skye Bank, Stanbic IBTC Bank, Standard Chartered Bank, Sterling Bank, Suntrust Bank, Tuyil Pharmaceutical Industry, Union Bank, United Bank for Africa, Unity Bank, Wema Bank, Zenith Bank, 10 AIESEC local branches, 1155 schools Number of children reached directly: 83,557 Number of people reached indirectly: 215,203 Central Bank of Nigeria During GMW2018, the Central Bank of Nigeria implemented a school-mentoring program in schools nationwide, to create awareness for saving, financial discipline and entrepreneurship. During the week, financial literacy initiatives were organized for youths and adults, including school excursions to the

Nigerian Stock Exchange (NSE), NSE Adopt-ASchool initiative, and school outreach programs. The Exchange joined the “Ring Around the World” initiative, raising awareness on the importance of financial literacy. Financial Literacy Community Development Service Group Financial Literacy Community Development Service Group coordinated GMW activities and events in Ilorin. Radio and TV interviews on financial literacy were broadcasted, high-level discussion and panels were setup to increase awareness on good saving habits and child financial rights, and a “Money Matters Matter” seminar was organized. Young people participated in a workshop session on how to identify counterfeit currencies and how to use banking facilities. Students got a tour through First Bank of Nigeria and got insight into the daily bank operations and its different departments. To incentivize the children to save, saving accounts and saving boxes were distributed, enabling them to make deposits. Linking the Youth of Nigeria through Exchange (LYNX-Nigeria) During GMW2018, Lynx Nigeria organized visits to the Central Bank where children were taught about money and the role of the bank. Furthermore, the United Bank for Africa celebrated the opening of saving bank account for youth, in order to encourage saving habits among school dropouts. The students also participated in the Aflatoun Global Skype call with youth in the Netherlands, where they shared what they had learned from the Aflateen curriculum. Project Biz Mastermind Ltd Throughout GMW2018, Project Biz Masterminds Ltd engaged people on money matters via polls and daily inspirational quotes on Facebook.

Junior Achievement Nigeria JAN executed Financial Literacy Day (FLD), writing a curriculum for banks. This year, bank executives taught FLD curriculum in schools on the theme “Money Matters Matter”, to teach children and young people on money matters, becoming empowered economic citizens, understanding the importance of saving, and to create their own livelihoods, thus reducing the global poverty rate. Students were invited to the Nigerian Stock Exchange (NSE), where they were led around different departments, before ringing the closing bell, which was aired on CNBC Africa. To close the week, the Executive Director of JAN appeared on Channels TV, with a representative of the Bankers Committee of CBN, to discuss GMW2018 and its impact on society.

covering topics, such as needs, wants, budgeting, banking, and stocks. High-level discussions were organized in partnership with Nigerian Stock Exchange on financial literacy. Furthermore, a radio talk show was organized, discussing financial literacy. Youths were invited to attend a workshop on banking and stocks, where they learned about investment options. Norwegian International School, Port Harcour Nigeria During GMW2018, a financial literacy seminar was organized for both students and teachers. Furthermore, a savings challenge was organized and an NIS open market, where children were given the opportunity to make and sell their own products.

Be Better Foundation Be Better Foundation conducted multiple events for GMW2018. First, a workshop series for elementary schools, which was delivered via a Fun Finance Story Book and Fun Finance Board Game. It was attended by representatives from different banks and the Securities and Exchange Commission. The children had the opportunity to ask questions on financial planning. The children were given a take-home assignment, which they completed with their parents. The second event organized, a media campaign, was attended by 15 journalists. Multiple articles were published to support GMW. Finally, an outreach program was organized, where the Foundation visited schools, to facilitate book readings and seminars. The Foundation plans to continue to engage the stakeholders and the community throughout the year, to continue to provide education. AIESEC Nigeria During GMW2018, Financial Literacy Awareness sessions were offered for children and youth, Global Money Week Report 2018

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Norway Leading organizations: AksjeNorge Participating organizations: Oslo Børs Number of children reached directly: 75 Number of people reached indirectly: 1,000 AksjeNorge To celebrate GMW2018, 75 high school students were invited by AksjeNorge to participate in a tour and presentation at the Oslo Stock Exchange. The students had the chance to explore the rich history of the Oslo Stock Exchange building, which dates back to 1824. The tour was followed by presentations given by Oslo Børs and AksjeNorge. The presentation given by the Oslo Børs introduced the students to the history of the Exchange, its role in the Norwegian economy, and how financial markets work. The second presentation, given by AksjeNorge, focused on how individuals can invest in equity markets. Highlights of the presentation included the risks and returns on investments, as well as the importance of having a long-term view of your investments. The participating students were also encouraged to take part in the GMW Selfie Challenge.

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Pakistan Leading organizations: Rural Aid Pakistan, State Bank of Pakistan Museum Participating organizations: Act Pakistan, Bank Alfelah Narowal, Commerce Collage Narowal, Garage School, Hope for Poor, Institute of Early Childhood Education and Development (IECED), Ittefaq Development Organization, National Rural Development Program (NRDP), Relief Solution, Rural Union for Poverty Alleviation (RUPA), Umeed e Seher, 6 schools Number of children reached directly: 4,849 Number of people reached indirectly: 30,765 State Bank of Pakistan Museum State Bank of Pakistan Museum participated in the 7th edition of Global Money Week from 12 – 18 March 2018. Students from Garage School and Fatimiyah Girls College and one teachers training school (IECED) visited the State Bank Museum on 15th of March. A talk about “Money and Issues” was delivered by the expert of State Bank of Pakistan to the participants. There were lot of interesting questions and answers by the teachers and students. Different activities for students were also organized such as model making, replicas of coins, how to shine money, metal conservation, scaled photography, etc.

importance of saving, money management skills, banking and finance. Sessions on the social and economic rights of children and youth and financial literacy workshops were also organized to spread awareness. The organization also organized Interest Free Loan Disbursement Ceremonies and a financial literacy walk. Additionally, children and youth were encouraged to participate in GMW themed speaking competitions, moneybox competitions and sports events to raise awareness on the importance of financial education and literacy. During GMW2018, 37 major activities were conducted under the theme, “Money Matters Matter.”The aim of the activities was to: • Educate children and youth about importance of savings, money, enterprises, and the importance of investing in their futures; • To develop saving habits and money management skills amongst children and youth; • To develop livelihood and entrepreneurial skills of children and youth for their future careers. To accomplish this, Rural Aid Pakistan formed a GMW Organizing Committee with seven members, under the leadership of Mr. Sajjad Qasim. The GMW Organizing Committee participated in the events and supervised the activities.

Rural Aid Pakistan Rural Aid Pakistan, along with their local partners, celebrated Global Money Week with a wide range of events and activities that reached over 25,715 people. The Week was launched with a GMW Launch Ceremony. During the Week, both adults and children had the opportunity to attend educational sessions on the Global Money Week Report 2018

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Palestine Leading organizations: Palestine Monetary Authority (PMA) Participating organizations: ACAD Fiannce, Al Ebdaa, Arab Bank, Arab Islamic Bank, Asala for Credit and Development, Association of Banks, Bank of Jordan, Bank Of Palestine, Cairo Amman Bank, Egyptian Arab Land Bank, Faten, Housing Bank, Jordan Ahli Bank, Jordan Commercial Bank, Jordan Kuwait Bank, Ministry of Education, National Bank, Palestine Banking Corporation, Palestine Deposit Insurance Corporation, Palestine Investment Banks, Palestine Islamic Bank, Palestinian Network for Small and Micro Finance, Quds Bank, Reef, Safa Bank, United Nations Relief and Works Agency (UNRWA), VITAS Number of children reached directly: 103,870 Number of people reached indirectly: 167,500 Palestine Monetary Authority (PMA) A team consisting of around 800 employees from the PMA banks and MFI’s visited 1,425 schools across Palestine and delivered lectures on financial terms and banking services and screened financial awareness movies on banking throughout the Week. A kick-off event for Global Money Week was held, followed by a press conference in the Convention Palace in Bethlehem. The event was attended by stakeholders from the PMA, Ministry of Education, Association of Banks, Palestinian Network for Small and Micro Finance, Palestine Deposit Insurance Corporation, UNRWA, and MFIs. During the Week, 143,000 copies of a unified brochure, which include basic banking and financial information, were distributed to school students through bank and MFI branches. Additionally, pre- and post-event questionnaires were distributed to a sample of 2,000 students, in order to measure and assess the knowledge enhancement and enrichment amongst the school students. 132

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400 banks and MFI branches were decorated to attract the attention of children and youth using posters, flags, and roll ups. The staff members were allocated an hour each day throughout the Week to receive children, youth, and parents and educate them on different banking operations and services. Virtual bank branches were created in the Convention Palace in Bethlehem and in the Lite House in Gaza. Each bank branch in Palestine (15 in total) represented a banking or MFI service. The virtual branches were equipped with materials to demonstrate the services offered. For example, an ATM was installed to enable children to try using debit cards. The virtual bank branches worked as follows: • The Ministry of Education scheduled visits to 2,000 West Bank and Gaza. • Visitors received clear, simple and short descriptions about the services. In the cinema section, visitors watched short films about saving, budgeting, and banking services. • Visitors had the opportunity to participate in a competition to win $100 in their savings account. In addition, representatives from the PMA, the Association of Banks, and Deposit Insurance Corporation explained the role, targets and services of each institution to the visitors at dedicated information desks.


Panama Leading organizations: Superintendency of Banks of Panama Participating organizations: Onefra Consultants, Savings Banks Foundation for International Cooperation (Sparkassenstiftung für International Kooperation), “Aprende y Crece” Financial Education Program Number of children reached directly: 1,563 Number of people reached indirectly: 1,575 Superintendency of Banks of Panama For the second consecutive year, the cast of the “Learn and Grow” financial education program by Banco Azteca along with the Superintendency of Banks of Panama, participated in Global Money Week 2018 with the theme “Money Matters Matter.” The 2018 celebrations were a success. There was a performance on financial topics called “Volver al Pasado” and a conference on protecting your business called “Cocheando tus Finanzas” in the provinces of Veraguas and Chiriquí. Every activity, not only accomplished its educational purpose, but was also carried out in a fun and exciting way. Additionally, workshops were organized in Panama City, covering themes of savings and family budgeting, both of which were much appreciated by the participants. Social media posts on Facebook amassed more than 400 engagements throughout the Week.

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Paraguay Superintendent of Banks, and the Superintendent of Insurance. SEDECO, the National Consumers Protection Agency, participated, by distributing information and tips on financial protection. These organizations are engaged in the development of activities, which will lead to a better understanding of the use of money by children and youth.

Leading organizations: AMCHAM Foundation, Central Bank of Paraguay, Fundación Paraguaya Participating organizations: Bancard, Citi Paraguay, Cooperativa Medalla Milagrosa, Credicentro, Equifax, Financiera el Comercio, Financiera el Comercio (FIELCO), Itaú Bank, National Consumers Protection Agency (SEDECO), Principios de Vida Foundation, TIGO Money Number of children reached directly: 8,986 Number of people reached indirectly: 334,035 Central Bank of Paraguay The Global Money Week 2018 was launched at the Central Bank of Paraguay in the presence of children, public authorities, and executives from banks, cooperatives, and insurance companies. This was done during the previously existing Economic and Financial Education Fair from the Central Bank. The fair received more than 700 students between 8 and 15 years old from 30 schools from Asunción. The fair was launched by the Board of the Central Bank, authorities from the Education and Science Ministry, the National Financial Inclusion Strategy, the 134

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During the National Financial Education Campaign called Mas Vale Saber – Educación de Bolsillo (More Worth Knowing – Pocket Education), participating organizations distributed booklets with information on how to control expenditures, how to prepare a budget, how to avoid over indebtedness, and the importance of insurance. The National Strategy organized together with Fundación Principios De Vida, a conference in the Central Bank about how to come out of debt. This was given by the internationally known Andres Panasiuk.

accessed remotely through mobile phones thereby solving the problem of access. The implementation was in the framework of the GMW2018. Tigo registered and opened the accounts, providing a small seed capital, and gave trainings for leaders of this community that started saving immediately. Bancard distributed financial education materials in its headquarters and branches. ITAU, visited schools with games and activities related to finance and economics. They also organized conferences in their branches about expenditures, savings, and budgeting. Fundación Amcham gave trainings to firms, universities and schools.

types and forms. They were also given a piggy bank to begin saving. The AMCHAM Foundation also produced two training programs in personal finance for functionaries and collaborators of Citibank Paraguay. These training programs provided practical exercises on financial planning, saving and budgeting. Fundación Paraguaya Fundación Paraguaya, Equifax and Banco Itaú organized great events during GMW2018.

The Cooperative Medalla organized working days on financial inclusion for children and youth. In the workshops, they could play, and learn about finance and money. They received training on savings and on the value of money. Finally, Medalla organized a GMW selfie contest.

From March 12 to 18, activities began in educational institutions. These activities took place in 33 schools distributed across 17 locations in 7 departments of the country and reached 6,036 participants. The activities were coordinated by the teaching staff of each institution in conjunction with Fundación Paraguaya trainers.

The National Financial Education Campaign – Mas Vale Saber closed with a “Financial Kermesse” in the city center of Asunción. More than 20 financial organizations participated reaching thousands of citizens.

The implementation methodology was guided through an implementation guide, which served as a standard model for all institutions to channel the same terminology for the theme of Global Money Week.

Children carried out activities related to the GMW2018 in schools. Organizations gave more than 20 conferences and talks, concentrating on the importance of insurance.

AMCHAM Foundation In light of Global Money Week, the AMCHAM Foundation trained two volunteers from the company Credicentro to give talks about saving at schools in Asunción and Gran Asunción.

Activities such as lectures and courses were held mainly for students of public schools and colleges. This was done with the aim of enabling them to enter the financial ecosystem in an informed way early on.

Working together, Fundacion Paraguay, Financiera El Commercio and Tigo carried out a special project, where the main objective was to provide saving accounts for more than 700 hundred indigenous families from the community of Cerrito, Chaco, which participated in the Poverty Stoplight Program. This is very special, because the saving accounts can be

The volunteers from Credicentro, with the support of the Foundation, gave talks about savings at the schools Bernardino Caballero in the city of Mariano Roque Alonso, and Colegio Nacional Dahlquist, María Auxiliadora y Perpetuo Socorro in the city of Asunción. During these talks the students were able to learn about the importance of saving, its uses,

Social media played an important role again during GMW2018. These organizations daily published their activities on their web pages and gave recommendations on how to make better use financial instruments and money. This is the reason the Central Bank reached 200 thousand people, hoping to ignite the interest of children and youth on topics related to economics, finance, and money.

Thanks to working groups, tips for saving were provided, as were explanations of the differences between needs and luxuries, how to be an intelligent consumer, and more. The closing ceremony took place on Saturday, March 17, on the Costanera de Asunción. Raffle prizes and leaflets on savings were given out.


Peru Leading organizations: Banco del Estudiante Bartselana, Ministry of Education (MINEDU), Superintendency of Banking, Insurance and Private Pensions Funds (SBS) Participating organizations: Central Bank of Reserves Peru, Central Bank of Reserves Peru Museum, Central Bank of Reserves’ Money Museum, Citibank, COFIDE, Congress of the Republic of Peru, Cooperation Fund for Social Development (FONCODES), Ministry of Development and Social Inclusion, Ministry of Education, National Institute of the Defense of Competition and Intellectual Property Protection (INDECOPI), National Superintendence of Sanitation Services (SUNASS), Plan International, PRONABEC, Scotiabank, Superintendence of Banking, Insurance and Private Pension Funds (SBS), Supervisory Organization for Investment in Energy and Mining (OSINERGMIN), World Vision Peru, 1 public institution, 13 banking institutions, 13 municipal savings and loan institutions and cooperatives, 2 EDPYMEs, 3 media outlets, 4 international organizations, 4 Libraries, 4 private pension funds administrators (AFP), 5 technical institutions, 6 financial institutions, 64 schools, 7 insurance companies, 8 universities, 11 financial institutions, 8 municipalities Number of children reached directly: 29,392 Number of people reached indirectly: 5,494,265 Ministry of Education (MINEDU) In Peru, Global Money Week (GMW), translated in Spanish as “Seman Mundial del Ahorro (SMA),” was celebrated with great enthusiasm across the country. In line with the National Plan of Financial Education and Financial Inclusion, the Superintendency of Banking, Insurance and Private Pensions Funds (SBS), and the Ministry of Education (MINEDU) coordinated all the efforts that made GMW possible.

GMW2018 was launched in the Congress of the Republic, emphasizing the importance of enhancing saving culture through financial education. During the ceremony, a student and a teacher gave a speech on how financial education helped them reach their saving goals. Multiple events were organized for all ages, including workshops, educational fairs, financial tours, interviews, and media and social campaigns, all to create awareness. Libraries and the Numismatic Museum of the Central Bank also organized several activities. The SMA organized a debate between representatives of academia to debate the importance of saving at different stages of life. During the debate, the SBS presented the results of a study from 2017 on long-term saving, based on the results of surveys and focus groups. The results of this event will allow policy makers and the industry to delineate policies and strategies to better serve citizens at different stages of life.

50 children at the School of Financial, Economic and Entrepreneurial Education. In total, they visited seven regions of Peru. The project will continue throughout the year to achieve their goal of reaching 20,000 youths in Peru. Throughout the week, multiple activities took place, including a guided tour of the Central Bank of Reserves’ Money Museum, a talk on “The importance of saving”, and a seminar on financial education. Additionally, the Banco del Estudiante organized a tour in six different regions, where they promoted savings as a tool to safeguard the economic future of children. A meeting with the Minister for Women was arranged to discuss the problems faced by children and youth.

Throughout the week, several financial institutions and the National Bank held special campaigns to promote savings by opening saving accounts for youth across the country. Financial tours were organized in different regions of the country, making it possible for students to learn about how financial institutions and regulatory agencies work, as well as learning about their rights and duties as an informed consumer of financial products and services. These tours gave them the opportunity to interact with officers of the financial institutions and ask questions regarding financial education matters. Banco del Estudiante Bartselana During Global Money Week 2018, the Banco del Estudiante Bartselana’s project visited 4 schools and organized financial education classes for 4,000 students, with the goal of promoting savings to young people to tackle poverty. The Bank also taught Global Money Week Report 2018

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Philippines Bank of Cotabato, Department of Education, Department of Trade and Industry, Holy Family Progressive School, Iwahori Multi-Purpose Cooperative, Llanera Teachers Association Multi-Purpose Cooperative, Mahabang Parang Waterworks Cooperative, Mariveles Public Market Development cooperative, Moncada Women Credit Cooperative, MSU-IIT National Coop Academy (an education cooperative and subsidiary of MSU-IIT NMPC), Office of the Municipal Mayor, Marilao, Bulacan, Parish of St. Francis Assisi Meycauayan Credit and Development Cooperative, St .Francis Development Cooperative, Standard Chartered Bank, Superama Supermart, Watchlife Workers Multipurpose Cooperative, 7 Schools Number of children reached directly: 1,112 Number of people reached indirectly: 700 Central Bank of the Philippines The Bangko Sentral ng Pilipinas (BSP) joined the celebration of the GMW2018. In order to raise awareness and to inspire the children to be financially responsible, the BSP encouraged public elementary schools to join in various activities. Initiatives of the BSP included the following: a webcast conference between schools from different provinces, public information campaigns, saving and money management initiatives for schoolchildren and teachers, photo and selfie challenges, and the turnover of fit coins to Superama Supermart Branches for recirculation.

Leading organizations: Central Bank of the Philippines, Cooperative Development Authority (Pampanga Extension Office), MSU-IIT National Multi-Purpose Cooperative (MSU-IIT NMPC) Participating organizations: Abucay Multi-Purpose Cooperative, Aflatoun International, Cooperative 136

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BSP Cotabato Branch personnel donned GMW shirts as part of the event’s branding style and promotion. Pictures were posted in the Facebook pages of Guro ng Pag-Asa and EFLC Cotabato Branch. Cash prizes and tokens were awarded to winners of the GMW’s ‘Most Liked Photos’ on the EFLC Cotabato Facebook page.

External activities included a series of financial empowerment sessions with various stakeholders, i.e., bankers, local entrepreneurs, junior and senior high school students, and teachers. Topics discussed included personal finance, saving, security features of the Philippine currency, frauds and scams, the BSP Clean Note and Coin Policy, coin recirculation, and other BSP initiatives.

at Pambayang Dalubhasaan ng Marilao and were sponsored by MCDO-Marilao, Bulacan. A financial literacy forum and a counterfeit detection seminar were organized. The forum enabled children to recognize and analyze the skills needed to handle one’s resources efficiently for lifetime security. Also, they learned how to distinguish various security features of the Philippine bank notes.

Cooperative Development Authority (Pampanga Extension Office) Cooperative Development Authority in Pampanga led GMW celebrations under the theme “Money Matters Matter”.

Through the GMW celebrations, the children gained experience that will influence their spending and saving habits. As economically empowered citizens, the children can now create a positive future for themselves, their families, and the whole community.

The first event invited 95 student members of the laboratory cooperative to the launch celebration and to visit the Bangko Sentral ng Pilipinas (BSP) Printing and Minting Complex. The children witnessed the printing of bank notes, judicial forms, and other security documents. After seeing the production process, an open forum was conducted where children asked questions on financial matters. These questions were answered by a representative of the BSP Customer Relations and Services Division. The children also visited the House of Representatives. They attended a meet and greet session with their respective district representatives. They had the opportunity to witness the opening of a session of the 17th Congress and heard issues being tackled by various district and party representatives.

MSU-IIT National Multi-Purpose Cooperative (MSU-IIT NMPC) GMW2018 was a meaningful and memorable event for the students at MSU-IIT National Coop Academy and Holy Family Progressive School in Iligan City. The students expanded their knowledge on why social and financial education matters to everyone.

Throughout the Week, various cooperatives conducted different activities. These activities included the Money Box Challenge, Slogan Making Contest, Poster Making Contest, Selfie Challenge, Jingle Making Contest, Unity Walk, and Hugot Challenge. Finally, seminars on financial literacy and counterfeit detection were carried out. These events took place

The students designed “Money Matters Matter” posters in poster making and slogan competitions. Students also made their own money boxes and participated in the GMW Selfie Challenge. The Cooperative also conducted a fashion show, dance presentation, Aflatoun-led singing event, and photo booth, which showcased different styles and talents of the children. Moreover, a video presentation was created to summarize the activities that were conducted during the Week. MSU-IIT National Multi-Purpose Cooperative will continue its advocacy on social and financial education for children and youth by providing fun learning experiences and integrating strategies to improve knowledge and understanding about social and financial education.


Poland Leading organizations: KNF - Polish Financial Supervision Authority in partnership with the Ministry of Finance Participating organizations: 86 schools of different types and stages of education (including preschools), 1 public library Number of children reached directly: 10,500 Number of people reached indirectly: 12,500 Polish Financial Supervision Authority (KNF) During GMW2018, KNF involved schools from all levels of education in cities, small towns and villages in Poland.

able to enter in a competition, offered by the educational program “Finansoaktywni,” which is aimed at helping children understand how taxes work, why we pay them, and what is funded by taxation. KNF provided school coordinators with access to KNF publications, which included financial literacy class scenarios. Finally, they received GMW diplomas, KNF educational booklets, and small gifts for youth participants and competition winners.

Throughout the Week, almost 10,500 children and youth actively took part in a wide range of activities tailored to the participants’ age. All forms of activities gave children and youth the opportunity to understand why “Money Matters Matter” and to help develop their financial knowledge and skills, to make them financially independent and employable in the future. The youngest children created money boxes from recyclable materials and posters on the GMW2018 theme “Money Matters Matter.” Older students entered a financial literacy skill and art competitions, after which awarded posters, collages and infographics were displayed in the exhibitions. Moreover, youth engaged themselves in GMW action by preparing multimedia presentations to use during workshops, lectures, and lessons. Additionally, they participated in activities such as short-movie making, carrying out personal budget surveys, preparing classroom newspapers, broadcast programs, and making a school blog on GMW. Thanks to the cooperation of the Ministry of Finance, all participants benefited from free teaching materials. Furthermore, young entrepreneurs were Global Money Week Report 2018

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Portugal Leading organizations: Agrupamento de Escola n.º 1 de Gondomarm, Bank of Portugal (Portuguese National Plan for Financial Education), Portuguese Securities Market Commission (CMVM), Portuguese Insurance and Pension Funds Supervisory Authority (ASF), MOVE (Associação de Microcrédito e Empreendedorismo) Açores, Portuguese Association for Consumer Protection (DECO), Financial Advise Office (GPF), WLink Participating organizations: Adolfo Portela High School, Bela Vista Kindergarten, Casa do Povo de Água de Pau, CDIJ Porto Seguro, Colégio Internato dos Carvalhos, Dr. António Cupertino de Miranda Foundation, Escola básica de Jovim e Foz do Sousa, Euronext Lisbon, INETESE, Instituto Nun’Alvres, Lar Mãe de Deus, Portuguese Association of Parents and Friends of Mentally Disabled Citizens (APPACDM), Universidade Católica Portuguesa, University of Açores, 24 schools Number of children reached directly: 1,426 Number of people reached indirectly: 2,979

The Portuguese Insurance and Pension Funds Supervisory Authority (ASF) organized multiple activities for students from INETESE, a Portuguese vocational college. The students were invited to visit ASF’s current exhibition on the history of insurance and their financial education project. The visit also included a debate on the GMW theme ‘Money Matters Matter’. Finally, the participants played a game “Assure You’re Insured!” aimed at testing their knowledge of insurance issues.

Bank of Portugal (Portuguese National Plan for Financial Education) Multiple events were organized during Global Money Week. The Banco de Portugal hosted children from two different schools. The students participated in different games, where the goal was to distinguish between needs and wants and between variable and fixed income. Another game played was “Balance the Budget,” where students participated in a quiz on financial topics to help a fictional family balance their budget.

WLink During Global Money Week, the WLink Group and their partners organized multiple seminars to address the issues of career choices. A simulation activity was conducted, where each student had a profession and an income assigned. With their income, students had to make choices about food, transportation, housing, and savings.

CMVM and Euronext organized an event, where students were received by the Vice-Chairman of the Board and participated in educative workshops on savings, financial investments, the importance of investing, and the role and function of financial markets. They also participated in the closing of the market. 138

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Throughout the Week, 24 schools across the country organized their own activities to celebrate GMW. These events included classroom discussions, games, conferences, and workshops on saving, budgeting, and other financial topics. The Fundação Dr António Cupertino de Miranda, a stakeholder of the Portuguese National Plan, organized the “2nd Financial Education Olympics” in Oporto to celebrate GMW.

Pre-school children were read a story, which highlighted the difference between needs and desires. Additionally, during the Week, children built their own piggy banks, using recyclable materials. MOVE (Associação de Microcrédito e Empreendedorismo) Açores During Global Money Week 2018, the MOVE Azores members learned about savings and financial management, to use in their projects. Many activities were organized, including a market in Agua de Pau, a

production of Ana’s history in Lar Madre de Deus, and the construction of piggy banks and lessons on management and savings at the Centre for Youth Development and Inclusion of Rabo de Peixe. For two days, volunteers in Ponta Delgada brought the Global Money Week to the University of the Azores and the city. At the University, a conference entitled “Economic Growth and Social Responsibility” was hosted with the aim of associating the economy with responsible and sustainable growth. To close GMW2018, MOVE Azores went to the streets of Ponta Delgada to educate people on the value of essential goods and the importance of recognizing unnecessary purchases. Portuguese Association for Consumer Protection (DECO) The Portuguese Association for Consumer Protection-DECO: Financial Advice Office-GPF went to Colégio Internato dos Carvalhos to teach students the importance of a good money management. The children learned how to make a monthly budget, the difference between needs and wants, the importance of saving, and basic notions on credits. At the end of the event, the audience asked questions on the state of debt of Portugal and how people should act in these types of situations. Agrupamento de Escola n.º 1 de Gondomar Multiple events were organized for the school children of Gondomar. The entire school was decorated with GMW posters. The students of the middle school created piggy banks for the kindergarten children and they created bookmarks for the elementary school children. The high school students offered a workshop on saving to the kindergarten children and a workshop on financial literacy to elementary school students.


Qatar Leading organizations: Qatar Financial Center, QNB, Embassy of the Kingdom of the Netherlands, WestBay Consultancy Participating organizations: Bedaya, INJAZ, Qatar Financial Markets Authority, Qatar Stock Exchange, Qatar University College of Business Economics, UNODC Number of children reached directly: 1,300 Number of people reached indirectly: 310,000 Qatar Financial Center After joining GMW celebrations for the first time in 2017, Qatar aimed to expand its reach during GMW2018, by partnering with local organizations to roll out the program to more primary schools and students.

to securities and the role of the Capital Markets in the Financial Markets. Many volunteers helped make the event a possibility and were recruited by GMW sponsors, such as QNB and Qatar University. It was a very successful week that received praise for the professional way in which the program was set up, partners and volunteers were recruited, and logistics and communication were arranged. All partners have expressed the wish to continue the program in the coming years.

The official opening of Qatar’s GMW was attended by the Netherlands Ambassador to Qatar, and high-ranking officials from other leading partners. The event was widely covered by all the main newspapers and other social media outlets. Guest lessons in primary schools was the core activity during GMW celebrations in Qatar. In addition, several side events were organized. Using the material provided by the Netherlands-based Money Wise Platform (“Wijzer in Geldzaken”), the Qatari Ministry of Education nominated a number of Qatar schools to participate in a pilot. To make this possible, the lesson material was translated into English and Arabic. In addition to the nine Qatari schools selected by the Ministry, five international schools also participated. A total of 39 guest lessons were given to around 1,200 students. Several school classes visited the Qatar Stock Exchange. The QFMA delivered a workshop for Qatar University students on ‘Global Money Week’, where they discussed matters from simple savings all the way up

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Romania

Leading organizations: Association for Performance Promotion in Education, Banca Comerciala Romana, Financial Supervisory Authority (FSA), Mihaescu Miha, National Bank of Romania, OK Center Romania, Royal School in Transylvania, Transylvania College | The Cambridge International School in Cluj Participating organizations: Accessa, Aegon, AlphaBank Romania, ApPA, Asociaia Regionala de Dezbateri, Oratorie si Retorica Muntenia (ARDOR), Asigurari, ASIROM, Association of Banking and Financial Analysts, Banca Romana de Dezvoltare, Banca Transilvania, BogArt, BRD, Bucharest Academy of Economic Studies, Bucharest Stock Exchange, Burcash, Business Insight, Central 140

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Depository, Central University Library, CITR, Cluj- Napoca City Hall, Dedeman, DeLonghi Romania, DentoSan Med, Didactic and Pedagogical Publishing House, Ecolor, Electrogroup, Erste Asset Management, EUROINS, Eurolife ERB, Federatia Tinerilor din Bacau, FLIP-Money School on Wheels, Foundation Right to Education, Fundatia Judeteana pentru Tineret Timis, Generali, Globo Print House, Gothaer, Groupama, Hampton by Hilton, Idea Bank, InfoCons, Inter Broker de Asigurare, International Ballroom, LaUnLoc Gallery, Liceul Teoretic Ion Barbu, Mastercard, Medstar, Mihaescu Miha, Ministry of Education, Ministry of Public Finance, Morphoza, NN Romania, Note Furniture - Note Impex, NTT Data, Office Depot, OMNIASIG VIG, Opal, OTP Bank, Otto Broker, Palace of the Parliament, Tg. Mureș, Polizu Bucharest Hospital, Primaria Municipiului Cluj Napoca, Project A, QuanticLab, Romanian Bank Deposit Guarantee Fund, Romanian Banking Institute, Salad Box, Salice Comprod, Secpral Pro Instalatii (SPI), Tara Interactive, Tech League, Right to Education Foundation, TRADEVILLE, Transylvania Autism Association, Youth Hive, 9 universities, 30 media organizations, 542 schools, 4 libraries, 7 school inspectorates Number of children reached directly: 34,300 Number of people reached indirectly: 122,250 National Bank of Romania (NBR) Specialists from the NBR traveled throughout the country, to reach schools in the most remote areas of the country. Children learned about coins and banknotes, the history of money, and the functions of the Central Bank. Students were tested on their knowledge of currency and drawings were used to make the information accessible. Pupils and teachers were taught the necessity of financial inclusion. The Week concluded with the “Financial Inclusion – from words to action” conference at the NBR headquarters. The conference was opened by the Governor of the NBR, whose presentation

highlighted the importance of raising awareness of financial inclusion. Financial Supervisory Authority (FSA) The GMW celebrations started at the Bucharest Stock Exchange, which was live streamed on Facebook. A financial education storybook was published to teach children basic financial concepts via a fairytale. Furthermore, a debate was held and a train-the-trainer seminar was organized, where teachers could expand their financial knowledge. A second edition of EduFin Gala Awards was organized to celebrate innovative financial educational initiatives. The International Consumers Rights Day was celebrated with a Bus City Tour, where the FSA explained financial markets and rights to consumers. An online financial educational course, InfoCons for teachers, was launched. Banca Comerciala Romana (BCR) BCR organized multiple events with its partners, including 85 workshops, reaching 5,000 children. The workshop subjects included setting financial objectives, creating a budget, difference between needs and wants, and saving for the future. Money School on Wheels, a truck adapted to function as a financial literacy exhibition, offered workshops for children aged 7-14 on financial topics. Association for Performance Promotion in Education Students visited the Museum of the National Bank of Romania, regional branches of NBR and credit institutions, and participated in conferences on financial education. Other events organized were fairs, poster competitions, making piggy banks, writing papers, and making films related to money. The Olympics for Junior Bankers were organized. As this year celebrated the centenary of the Great Unification of Romania, children of the Republic of Moldova also participated. The activity encourages creativity and innovation, beyond the financial education taught in classrooms.

OK Center Romania The FSA and Ministry of National Education invited students from different schools in Bucharest to participate in financial education training sessions. These training sessions were held in the OK Center, Romania’s first hub dedicated to financial education. Royal School in Transylvania Representatives from different companies were invited to speak with the students at a community assembly. Throughout the Week, the students learned the fundamentals of entrepreneurship. They established functional business plans that needed to be environmentally friendly and have a charity component. At the end of the Week the plan with the most potential was selected. Furthermore, students had the chance to learn about money at the Numismatics Exhibition. Transylvania College | The Cambridge International School in Cluj Transylvania College, along with their partners and sponsors, organized multiple events for their students. Students in kindergarten learned about savings via a puppet theater. For primary students, a fair was organized, where students sold crafted goods. They also participated in Chess the Community Project, aimed to raise awareness on financial and entrepreneurial education. Middle school children participated in different activities, including job shadowing, trading activities, and workshops on entrepreneurial skills. High school students attended financial workshops with students from neighboring schools. The workshops presented a great opportunity for the students to connect with professionals. The last day of GMW was dedicated to a career fair, where high school students interacted with professionals. They received coaching sessions on how to conduct an interview and learned more about business etiquette.


Russian Federation Leading organizations: Ministry of Education and Science of the Russian Federation, Central Bank of the Russian Federation, Federal Service for Surveillance on Consumer Rights Protection and Human Wellbeing Participating organizations: Agency for Strategic Initiatives, Alfa Bank, Centre-Invest Bank, ERGO, FINAM, Financial health, Financial Portal “Foxford. ru”, Finservice Bank, Home Credit Bank, KFC, Kuban Credit Bank, Masterslavl, Moscow State University, National Center of Financial Literacy, National Research University (Higher School of Economics), Pochta Bank, PPF Life Insurance, Regional Centers for Financial Literacy (Altai, Tomsk, Arkhangelsk, Volgo-grad, Kaliningrad, Krasnodar, Stavropol, Saratov, Kazan), Sberbank, SPN Communications, Svyaz Bank, VISA, Zapsibcom Bank, 13 media organizations, 4 universities, 8020 schools Number of children reached directly: 925,000 Number of people reached indirectly: 22,463,300 Ministry of Education and Science of the Russian Federation The 4th All-Russian Financial Literacy Week for Children and Youth coincided with this year’s Global Money Week. During this period, more than 25 thousand events took place in 85 regions of the country, and over 2.5 million people took part. Different events organized included quests, online broadcasts, video studios, video lessons, quizzes, and competitions. The Week was opened with a quiz in 10 different regions throughout Russia. The opening in Moscow was done with a Finball tournament (financial and football quiz) at the Moscow Palace of Pioneers. In addition to traditional lessons and games, new quests were offered to children exclusively. These took place on an especially developed online portal, which gathered more than 1,400 participants from 50

regions of the country. Furthermore, physical city quests were organized in 3 cities (Moscow, St. Petersburg and Kaliningrad), which were attended by more than 300 children. Besides participating in the competitions offered in the framework of the GMW, students and students took an active part in the traditional essay contest (more than 1,000 works were sent in), as well as in the creative drawing contest of a financially competent character, who could appear in the popular children’s Russian cartoon series “The ABC of financial literacy with Smeshariki”. The contest received over 500 applications from contestants aged 3-14 years. A rap contest was also organized, where students were asked to create a rap on the topic of financial literacy. Especially popular within the Week were various excursions to local businesses, banks, and financial organizations. More than 160 excursions were conducted for school groups. For the first time in the framework of the project, Foxford, Sberbank and NAFI jointly launched a special poll. The survey results will make it possible to set up an information section in the field of finance throughout the country. At the moment, more than 11, 000 people have responded to the survey. For parents, in addition to regular parental meetings on educational institutions and financial family games, an allRussian parental meeting was held in an online format for the first time, in which over 1.2 million people took part, with the participation of the general partner of the Week - the VISA payment system. The information campaign as a whole covered more than 22.3 million people, including mails from partners (2.7 million recipients), posts on social networks (2.4 million people) and information booklets, brochures, newspapers and leaflets were distributed – 335,000 copies. Over 3,000 publications were published in the media.

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Rwanda Leading organizations: AIESEC Rwanda, Compound55 Participating organizations: GIZ, Green Hills Academy, I&M Bank, KCB Bank, Klab Rwanda, NAKUMAT, National Bank of Rwanda, Reach for Change Rwanda, Riviera High School, Rwanda Capital Market Authority, Rwanda Civil Aviation, Rwanda Stock Exchange, Rwandair, University of Rwanda, White Dove Girls School Kigali, Zipline International, 10 schools, 6 universities Number of children reached directly: 7,065 Number of people reached indirectly: 5,370 AIESEC Rwanda AIESEC Rwanda’s GMW2018 celebrations started with a financial summit, which brought over 800 students from six universities in Rwanda together. The event was attended by top university staff and lecturers as well as partners. This event featured panel discussions, presentations and workshops on financial awareness. The following day, a financial outreach program took place, targeting Kigali, South and Northern provinces. Over 2,000 students in high schools, primary schools and orphanages were involved. Activities included quizzes, financial debates and selfie competitions. The events were coordinated by local AIESEC boards in the provinces. The celebration ended with a visit to the Rwanda Stock Exchange, where students were given practical sessions on how the stock market operates, its importance to the economy and how students can invest. Students had the chance to ring the opening bell to begin the day’s trading. The CEO of Rwanda Stock Market led this activity, together with other top officials. Compound55 Global Money Week activities in Rwanda 142

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empowered high school students by way of entrepreneurial education sessions and enrichment opportunities, for them to create, capture and deliver value from new ideas, regardless of their future career path. A training workshop was organized at kLab, where participants worked in groups to brainstorm on the most pressing societal challenges and created technologically innovative solutions to solve them. A business visit was also conducted where participants visited Zipline International Inc, to learn about how different departments work, what skills are needed to create livelihoods, entrepreneurship tips, and what it takes to be a good employer and employee. To follow up on its GMW2018 activities, Compound55 plans to continue the program by hosting a boot camp to turn the solutions created by GMW participants into action.


Samoa Leading organizations: Central Bank of Samoa (CBS) Participating organizations: ANZ Bank, Bank of the South Pacific, Business Systems Limited, National Bank of Samoa, Samoa Commercial Bank, Samoa National Provident Fund, 14 schools Number of children reached directly: 303 Number of people reached indirectly: 15,000 Central Bank of Samoa (CBS) Global Money Week 2018 in Samoa was celebrated to help empower children and youth and to teach them the importance of financial education and inclusion, by showing them how money works in ways of savings, spending, budgeting, and borrowing.

Samoa National Provident Fund and the Central Bank of Samoa at the TATTE Conference Centre. Throughout GMW, the top 5 winning speeches from the Speak Money Speech Competition 2018 for Year 13 Commerce students were published in the Samoa Observer for a wider reach and awareness. At the end of the Week, school’s from in and around Upolu participated in the CBS awards ceremony for its “Be Money Wi$e” Poster Competition and “Build Your Savings Piggy Bank/ Money Box” Winners.

For their GMW2018 celebration, the Central Bank of Samoa hosted its fifth annual “Be Money Wi$e” poster competition, under the theme of “Smart Spending = Brighter Future” and the second edition of “Build Your Savings Piggy Bank/Money Box” competition. The poster competition was a creative outlet for children to demonstrate their imagination and knowledge on spending money. The moneybox competition targeted college students from Years 9-12 and challenged them to be creative in building their own piggy bank or moneybox, to help them save for their goals. CBS coordinated its first ever School Visit Program for Year 13 students of Commerce from rural areas. The colleges selected to participate were Safata College, Anoama’a College, Wesley College, and Pope Paul VI College. A commercial bank hosted one school, providing them with guided tours and presentations on how the bank operates. At the end of their visit, the four schools had an afternoon session with the Global Money Week Report 2018

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São Tomé and Príncipe Leading organizations: MOVE (Associação de Microcrédito e Empreendedorismo) Participating organizations: 1 media organization, 3 schools Number of children reached directly: 100 Number of people reached indirectly: 400 MOVE (Associação de Microcrédito e Empreendedorismo) MOVE in Sao Tome and Principe promoted a series of initiatives such as a dynamic debrief on Sao Tome’s national radio station with tips and tricks on how to save money. The organization conducted two door-to-door leaflet distributions with explanations on the importance of effective money-management and four workshops with entrepreneurs. To reach the younger generations, high school students were invited to participate in games and contests that call for their creativity, negotiation skills, and entrepreneurial spirit.

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Saudi Arabia Leading organizations: SEDCO Holding, Saudi Social Development Bank, Sown Financial Advisory for Individuals & Families, Tadawul Saudi Stock Exchange, Young Trader Financial Literacy Awareness Program Participating organizations: Ministry of Education, Riyad Bank, Riyali Financial Literacy Program, Saudi Ministry of Education, 4 universities, 54 schools Number of children reached directly: 3,625 Number of people reached indirectly: 1,202,930 SEDCO Holding SEDCO Holding Group organized various events, in collaboration with the Ministry of Education, for its Riyali Financial Literacy Program during GMW2018, under the theme “Money Matters Matter”. Riyali teams visited multiple schools in Makkah and organized lectures, talk shows, and interactive discussions around balanced spending and the value of saving money. Elementary students were taught about principles of financial planning and budgeting. The campaign utilized social media outlets to educate the community with daily tips and advice. Riyali Program partnered with “Al Oula”, a non-profit organization, to train children on money management. Several activities were organized, including a session on the basics of financial management and the concept of saving. The children participated in various competitions and built their own moneybox. Riyali Financial literacy program has reached over 300,000 beneficiaries, and is looking to further educate 700,000 students through direct training and 300,000 students through E-education. It aims to cover 100% of the Kingdom’s schools by 2030.

Saudi Social Development Bank Throughout Global Money Week 2018, Social Development Bank and its partners, tried to reach the maximum number of children via different available resources and channels all over Saudi Arabia. Schools, universities, and public places were targeted to reach children to teach them about financial education. Tadawul Saudi Stock Exchange During the Global Money Week 2018, along with CMA, Tadawul hosted a session at Tadawul HQ. The session offered to students was done through the program “Smart investor”, which is aimed to raise awareness on safe financial transactions and how to invest wisely. University sessions are also conducted throughout the year, in addition to providing short training sessions aimed to raise awareness regarding the Stock Exchange. Young Trader Financial Literacy Awareness Program Throughout GMW2018, Young Trader Financial Literacy Awareness Program executed a three-day workshop and a three day event in a mall, where the children were given booths and trained to develop or invent a product and then sell it. This program was offered to children from ages 5-18. Riyad Bank sponsored the event.

business skills to meet the challenges in money matters to succeed in today’s society. Sown Financial Advisory for Individuals & Families Sown Financial Advisory for Individuals & Families celebrated Global Money Week for the second time and conducted 16 events in Global Money Week, such as trainings, financial games, seminars, workshops, and a financial book club. The financial book club was selected to be in the Riyadh international book fair, which allowed Sown to reached children, youth, and adults. In the Riyadh international book fair, Sown delivered a workshop entitled “Money Mindset” for youth and adults, as well as a seminar in the main auditorium. Additionally, Sown delivered a lecture to women, about the importance of personal financial planning for financial empowerment. Sown also delivered two financial educational workshops to two schools. Sown organized a two day course called“ Smart Money,” for 15 young women.

The program provided children with tools such as cash, credit cards, and investment certificates. Learning how to save, earn, spend, communicate, and invest is all part of the curriculum. The Young Entrepreneur Financial Literacy Awareness Program focuses on equipping young people with confidence, skills, and knowledge in personal finance and money management. It aims to empower young people to harness their personal and

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Senegal Leading organizations: Junior Achievement Senegal, Junior Operator for Business (JOB) Participating organizations: Aflatoun International, APS, Centre Sportif FAYDA, EAB, Ecobank Senegal, l’AS Quotidien, National Bank For Economic Development (BNDE), Positive Planete, PressAfrik, Vocational Center Senegal Japon Le Soleil, Vox Populi, Walf Quotidien Number of children reached directly: 125 Number of people reached indirectly: 300 Junior Achievement Senegal Junior Achievement Senegal, along with other JA chapters across Sub-Saharan Africa celebrated Global Money Week 2018 at Ecobank. 25 students, aged between 16 and 23, were invited to shadow the staff at the bank.

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During GMW2018, financial literacy awareness sessions were offered for children, youth and adults, including sessions on money matters, earning and saving, and e-banking. The CEO of Ecobank attended the opening ceremony. Additionally, productive discussions between Ecobank staff and participants took place. Global Money Week gave students the opportunity to interact with professionals from a bank, to attend sessions in a bank for the first time and have an overview on money issues. The experience was truly appreciated by participants. Junior Operator for Business (JOB) Throughout Global Money Week 2018, the EAB Aflatoun Senegal, JOB, Centre FAYDA and Positive

Planet, along with BNDE, reached 800 children and youth by providing visits to the BNDE, Senegal. Multiple financial literacy awareness sessions were offered to children, youth and adults, including sessions on money and savings. Centre FAYDA and EAB organized high-level discussions, seminars, and other educational sessions.Additionally, students from ACAPES and high-level representatives from ACAPES School and FAYDA festively opened the xx Exchange. Throughout the Week, young people went to the National Bank for Economic Development, to explore how a bank operates and understand the internal organization of a bank and its important social role.


Serbia Leading organizations: Center for Financial Education and Empowerment (CEFIN), National Bank of Serbia Participating organizations: Center for Socially Responsible Entrepreneurship (CDOP), DDOR Garant DUPF, Dimitrije Tucović Library, Erste Bank, Impact HUB Belgrade, Osiguranik.com, SEE ICT, Telenor Bank, Tenfore, 9 schools and universities Number of children reached directly: 510 Number of people reached indirectly: 13,520 National Bank of Serbia This year again, during GMW2018, the National Bank of Serbia marked Global Money Week by a series of activities aimed at children and youth. Visitors were able to see the stands and themed exhibitions of the NBS Visitor Centre in Kralja Petra 12, and attend a series of activities devoted to financial education of

The activities took place at the NBS building in Kralja Petra 12 in Belgrade, primary school “Učitelj Tasa” in Niš, faculties of law and economics and Singidunum University in Niš, and on the premises of the “Dimitrije Tucović” library in Lazarevac.

organized financial literacy awareness and entrepreneurship sessions. The sessions included: • A panel discussion with the theme “Our Relationship with Money”; • A lecture from Tenfore Payment Institution called “How to Avoid Money Scams”; • A lecture from Karolina Herbut called “How to Manage Your Finances”; • A lecture and presentation on “How and Why to Save” by Telenor bank; • A panel discussion on “Private Pension Funds” with guests from DDOR Grant DUPF, • A panel discussion on “Insurance” with guests from Osiguranik.com Insurance Agency.

Center for Financial Education and Empowerment (CEFIN) During GMW2018, CEFIN and their partners

Erste Bank held a presentation about their step by step program – “How to Finance Your Startup” while Impact HUB Belgrade presented their

the youth. These activities included: • Workshops: “Me and My Budget”, “Famous Persons on Circulating Dinar Banknotes” and “The Dinar – Our Money” • Board game tournaments: “Moneture” and “Finances for Later” • Lectures for secondary school students on “Inflation” and “Dina – National Payment Card”

acceleration program – “How to Get Investment.” Furthermore, the participants played TriP - People, Profit, Planet board game about socially responsible entrepreneurship, which was developed by CDOP. The closing activity was a panel discussion on “Entrepreneurship: Women and Money”, where five female entrepreneurs shared their experiences and thoughts about economic control through money, starting and running a business, pros and cons of business partnerships, and what it means to be an entrepreneur. At the end of the event, participants wrote down what motivates them to save money.

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Seychelles Leading organizations: UN Youth Seychelles Participating organizations: AIESEC in Seychelles, Al Salam Bank, Barclays Bank Seychelles Limited, Central Bank of Seychelles (CBS), H Savy Insurance, International School Seychelles, Mauritius Commercial Bank (MCB), Ministry of Education, Nation Seychelles, Nouvobanq, Seychelles Broadcasting Corporation, Seychelles Independent School, Seychelles Office of the Poverty Alleviation, Seychelles Pension Fun, Well of Inspiration Number of children reached directly: 200 Number of people reached indirectly: 400 UN Youth Seychelles Seychelles celebrated Global Money Week for the first time. UN Youth Seychelles officially launched Global Money Week (GMW) in a ceremony at the SITE Auditorium, with a crowd of about 150 people. The celebration was attended by high-level representatives from the Government, including the Principal Secretary for Youth, Special Advisor for Education. Students and teachers gathered to learn about the importance of financial education and ways to manage personal finance. The event commenced with the keynote address from the First Deputy Governor of the Central Bank, followed by various presentations on personal money management, the importance of GMW, and how other countries have celebrated it. The event also touched upon various aspects of financial behavior, banking products and services, and the impact of financial education on the economy. Participants also had the opportunity to attend an informative session on savings - “ You may not be rich but dare to think like a millionaire”. As part of the celebration, a Financial Educational Tour was organized and took place over two days. Students visited seven institutions, including the Mauritius Commercial Bank, Barclays Bank, Al 148

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Salam Bank, NOUVOBANQ, the Central Bank of Seychelles, H Savy Insurance, and Seychelles Pension Fund. A group of 40 students from the Seychelles Independent School, Seychelles International School, School of Advance Level Studies, Plaisance Secondary, Beau Vallon Secondary, Mont Fleuri Secondary, English River Secondary, Pointe Larue Seconday, and Belonie Secondary accompanied by UNYS members took part in the tour. The group enjoyed both touring the premises of the institutions and attending a presentation, where they learned about the institution’s function, role, products, and impact in the society. An online campaign was launched where financial tips where posted on social media. Similarly, events were published in a daily newspaper along with professional articles and a video production by Well of Inspiration and AIESEC Seychelles on personal finance.


Singapore Leading organizations: Center for Financial Literacy Participating organizations: Ai Tong Primary, Anderson Junior College, Anglo Chinese School, Catholic Junior College, Dunman High School, Hwa Chong Institution, Innova Junior College, ITE College, Meridian Junior College, Millennia Institute, Ministry of Education in Brunei, Nanyang Junior College, Nanyang Technological University and other universities and polytechnics, National Institute of Education, Ngee Ann Polytechnic, Singapore Polytechnic, SIT, SMU, Spectra Secondary, Temasek Polytechnic, Yio Chu Kang Secondary School Number of children reached directly: 1,120 Number of people reached indirectly: 14,280 Center for Financial Literacy In Singapore, GMW was celebrated with an investment seminar for university students and conferences for educators, university and preuniversity students at the Singapore Finance Conference.

Junior college students and polytechnic students joined university undergraduates at the Singapore Financial Conference, where a total of 800 students participated. At the Commerce Educators Seminar, educators had the opportunity to participate in a discussion on topics, such as the latest technological developments and how fintech is becoming increasingly important. At the SFC, high-level speakers from financial institutions were invited to speak on the technicalities of investing and educators participated in a speed-dating event to learn about their businesses. Besides emphasizing building financial capability and capacity, the Entrepreneurs’ Forum covered alternative career pathways and skillsets including financial well-being.

Primary students took part in a Budget Challenge to stretch a Dollar. Using a mobile app for this activity, participants discussed and compared their results with their peers from 16 schools in both Singapore and Brunei. The children were thrilled to talk about what $5 can buy and to reflect on their purchases. Throughout the Week, primary schools in Singapore learned about financial literacy through games. The mobile app, EduCity Adventure, uses experiential learning as a teaching tool to make learning fun and engaging. Secondary students played the L-Cube board game that concretizes concepts, which impact the four economic cycles of finances and also shows how critical decision-making will chart their pathways in their career. 600 participants attended the finals of the National Cash Flow Game Competition. Global Money Week Report 2018

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Slovakia Leading organizations: Children of Slovakia Foundation Participating organizations: 47 schools Number of children reached directly: 940 Number of people reached indirectly: 3,500 Children of Slovakia Foundation The activities for GMW took place in about 50 primary and secondary schools. Students were able to participate in discussions, games, creative activities, and public readings. They were also introduced to the concepts of saving, financial decision making, and philanthropy. One hundred and eight classes participated in the European Money Quiz, and were able to test their knowledge of the financial world, while building teamwork skills. Schools sent the Children of Slovakia Foundation reports on their GMW experiences and on topics such as budgeting, cryptocurrency, and using money safely online. The Foundation invited all participating schools to the June 2018 Student Conference in Bratislava at Slovenskå Sporitel’na. Students could visit the headquarters of one of the biggest banks in Slovakia.

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Slovenia Leading organizations: Ljubljana Stock Exchange, National Education Institute of the Republic of Slovenia Participating organizations: ALTA Invest, Bank Association of Slovenia, First Credit Insurance Company (Prva Osebna Zavarovalnica), Securities Market Agency, Slovenian Investment Fund Association, 10 media organizations Number of children reached directly: 1,320 Number of people reached indirectly: 8,550 National Education Institute of the Republic of Slovenia The National Education Institute of the Republic of Slovenia launched GMW with educational sessions for teachers in Ljubljana titled “The Importance of Financial Literacy among Children and Youngsters.” About 30 teachers from all regions participated. The Institute sent out invitations to all schools encouraging them to participate in GMW, organized different activities, and promoted GMW online challenges. The schools were encouraged to connect with the nearest bank branch and arrange visits to the branches during GMW. High-level, roundtable discussions about financial literacy were organized by the Bank Association of Slovenia. These discussions focused on the role of the public and private sector.

days for students during GMW2018. The Stock Exchange prepared an exciting full-day program featuring a general quiz on the stock exchange and a quiz organized by the Bankers Association of Slovenia including prizes. In addition, a variety of lectures were organized to expand students’ financial knowledge. The aim of the event was to raise awareness on the importance of financial literacy to ensure a successful financial future for every individual and increase the level of financial literacy among youth. Additionally, the purpose of this event was to bring the stock exchange closer to young people and enable them to understand its operations and importance. For this reason, many prominent experts from the financial field, including the Securities Market Agency, the Bank Association, the Slovenian Investment Fund Association, National Education Institute of the Republic of Slovenia, ALTA Invest, and First Credit Insurance Company held lectures at the event. More than 320 students from 10 different high schools and faculties participated in the event.

The Ljubljana Stock Exchange organized five open days for students. The Stock Exchange prepared different educational sessions, featuring a general e-quiz on the Stock Exchange with prizes and a variety of lectures to raise awareness for the importance of financial literacy. Throughout GMW, students from 10 schools were able to take the European Money Quiz. Ljubljana Stock Exchange The Ljubljana Stock Exchange organized five open Global Money Week Report 2018

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Solomon Islands Leading organizations: Central Bank of Solomon Islands (CBSI) Participating organizations: Solomon Islands National Provident Fund (SINPF) Number of children reached directly: 811 Number of people reached indirectly: 210 Central Bank of Solomon Islands (CBSI) The Central Bank of Solomon Islands (CBSI), together with the Solomon Islands National Provident Fund (SINPF), reached 811 students and adults during the Global Money Week (GMW) 2018. Solomon Islands has been participating in the celebrations since 2016 and this is the third consecutive year they have joined other countries to

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encourage children and youth with the theme “Money Matters Matter”. This year, Solomon Islands organized a smaller, but more meaningful event that will have a positive impact in the lives of young people in the future. Two secondary schools were selected to participate, St John Secondary and Mbokonavera Secondary School. During the Week, two days were organized where the CBSI and SINPF staff visited the schools. As part of the event, financial literacy lectures were conducted on relevant topics such as the importance of savings, money management and on the new product implemented by SINPF called “youSave.”

The NPF “youSave” is a product designed for those in informal sectors, including students aged 16 and above, to provide them with information to broaden their knowledge and skills to understand the importance of savings and the types of saving products available. The students also assisted to help spread this message to other children, youths, and even their parents and teachers. Apart from the financial literacy awareness, learning materials such as brochures, bookmarks, 2018 calendars and pamphlets with important messages about savings, money management, budget, and the “youSave” products were also distributed to students and teachers.

This was the first time that the two schools participated in GMW celebrations and positive feedback was received from the teachers. Also, more interestingly, the students participated by asking a lot of questions, especially about the “youSave” product, which gave an indication that they wanted to learn more about it and learned the importance of savings for their future.


South Africa Leading organizations: Banking Association of South Africa (BASA), Fola Foundation, Positive Planet International Participating organizations: Absa Bank, Alex FM, Capitec Bank, Department of Basic Education, Financial Services Board (FSB), First National Bank (FNB), Fola After School, Ithala Bank, Junior Achievement South Africa, Khaya FM, KwaZuluNatal Financial Literacy Association, Little Flower Primary School, LoveLife, MoneyTree Group, Motsweding FM, Nedbank, Network Space, Old Mutual South Africa, Operation Hope, Post Bank, Pretoria Record, Rise FM, Royal Bafokeng, Sabric, Standard Bank, UBank, University of Johannesburg, Wits University Number of children reached directly: 2,600 Number of people reached indirectly: 350,095

Banking Association of South Africa (BASA) The objective of this year’s GMW was to include youth within the schooling system, but also students who are not in a formal school system, and are thus often forgotten. The extended reach was facilitated through collaboration with different banks, financial institutions, schools, universities, NGOs, government and other stakeholders in the financial education space. Financial literacy sessions were offered to children, youth and adults, including a session for physically impaired learners, which provided an opportunity for our members to learn more about the needs for this group. This was followed by a roundtable discussion with youth out of school. Young people visited the Money Museum to learn about the history of money.

University students had an opportunity to attend a financial literacy session and engage in a debate on money matters. The week was concluded with an “On the Money” financial workshop and quiz games. Furthermore, BASA partnered with media platforms, such as radio, TV, press and social media, to reach an even greater audience. Positive Planet International During the GMW2018, Positive Planet International organized a one-hour training and participatory session on financial education in Johannesburg, South Africa, with the support of Network Space. A senior financial capability expert facilitated the session. It started with a high-level discussion to understand participants’ issues and concerns with

financial matters. After this, a test allowed participants to learn more about their own behaviors towards money. This fostered more engagement and participation. The session ended with questions and summary of key takeaways. Fola Foundation Throughout Global Money Week, Fola Foundation reached over 200 people through letters to financial organizations, schools, posters and adverts, both online and offline. The first children’s financial literacy session was organized in Eshowe. Fola Foundation coached the speakers, and also children, to speak during the seminar. After the seminar all participants received a GMW2018 certificate.

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Spain Leading organizations: Aprender Cuenta (Financial Education and Entrepreneurship for Children), European Financial Planning Association in Spain (EFPA Spain), FunFinance Virtual Business School for Kids, Institute of Financial Studies (IEF) Participating organizations: Barcelona Stock Exchange, Catalan Tax Agency, Central Bank of Spain, Ideorum, Professional College of Economics, 3 media organizations, 7 schools Number of children reached directly: 327 Number of people reached indirectly: 42,530 European Financial Planning Association in Spain (EFPA Spain) For GMW2018, the EFPA organized “The Importance of Financial Education in the Financial Service Sector” webinar, where participants from across Spain participated. The webinar covered the importance of financial education, advantages of clients’ financial literacy, and advice on how financial advisors can offer financial education. EPPA organized the first photograph competition to make a calendar for 2019. All EFPA volunteers could participate. Aprender Cuenta (Financial Education and Entrepreneurship for Children) Aprender Cuenta participated in the international GMW celebrations because they share the goal of promoting the economic education to citizens, and especially children and youth. During GMW2018, Aprender Cuenta’s mission was to reach the largest number of children with financial education and entrepreneurship training to so they can enjoy a happier and financially secure life, both now and in the future. A total of 150 students received training in financial education and, at the same time, learned the values of responsibility, ethical use of money, 154

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perseverance, confidence, patience, caution, solidarity, honesty, and fellowship. FunFinance Virtual Business School for Kids FunFinance offered business, finance and economics education for children. In the FunFinance virtual classroom, children from different parts of the world learned together with a live tutor. For the opening of the Global Money Week FunFinance Virtual Business School for Kids organized a 3-hour seminar in Madrid for girls aged 12-15. During this event all participants had a chance to discuss the role of money in our lives and work on a budgeting exercise to calculate the life-long spending of a person. Furthermore, a Global Money Week virtual seminar was organized, where children aged 9-11, from different countries met through a videoconference. Two students presented the stories about money and businesses they had prepared and practiced in advance. Institute of Financial Studies (IEF) Each year IEF organizes many activities to celebrate Global Money Week. In 2018 more than 230 students were involved in the special activities, which aim to promote financial education for youth. These activities include conferences on how to create a business plan and how macroeconomics affects our day-to-day life. Furthermore, special workshops and visits to the Barcelona Stock Market, the Professional College of Economics, the Catalan Tax Agency and the Bank of Spain in Catalonia were organized.


Sri Lanka Leading organizations: Network for Education, Children and Youth (NECY) Participating organizations: Aflatoun Teachers Association, partner organizations of NECY, Provincial Department of Education Number of children reached directly: 264,000 Number of people reached indirectly: 14,600 Network for Education, Children and Youth (NECY) NECY organized Global Money Week 2018 and Aflatoun Day celebrations in Sri Lanka. The Preschools and schools participated the events. More than 250,000 children in Aflatot, Aflatoun and Aflateen programs across the country participated. About 20,000 parents, teachers, bank officers, politicians, and media officers also participated in the celebrations. 340 children attended a children’s fair organized for Global Money Week and where they earned a minimum of 500 Sri Lankan Rupees per child. Additionally, 140 children had the opportunity to learn about money matters during visits from bank employees during the Week. During the Aflatoun Day opening ceremony, other fun activities and traditional games were organized reaching 67 children. The ambassador of Aflatoun Sri Lanka donated a water filter to the participating pre-schools in Central Province. As a result of the activities, the Aflatoun program was highlighted and strengthened in Sri Lanka.

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Sudan Leading organizations: Active community member in Al-Bank Al-Aqary Participating organizations: N/A Number of children reached directly: 10 Number of people reached indirectly: 75 Active community member in Al-Bank Al-Aqary On the first day of the Global Money Week 2018 celebrations in Sudan, a member of the Al-Bank Al-Aqary community conducted a lesson to a class of 10 students. The lesson was on topics, such as of financial independence, ‘Al Sandooq,’ and saving. The following day, the students were taken around the neighborhood where they shared their newfound knowledge by conducting mini-workshops on financial matters. At the end of the event, fun GMW photos were taken.

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Suriname Leading organizations: Central Bank of Suriname (CBvS) Participating organizations: Ministry of Education, Science and Culture, 2 schools Number of children reached directly: 893 Number of people reached indirectly: 560,819

taught to recognize the authentic features of the banknotes. The aim was to help students spot counterfeit SRD-banknotes. With the help of a light box and a magnifying glass, the students searched for the security features of the SRD banknotes under the guidance of a CBvS employee.

Central Bank of Suriname (CBvS) Suriname’s GMW2018 launch event took place at MULO Kerklaan Junior High, in the presence of the acting Governor of the Central Bank of Suriname, the Minister of Education, Science and Culture, Central Bank staff, students, teachers, and the media. The event consisted of speeches delivered by the school director, the Minister of Education and the acting Governor of the Central Bank of Suriname, Mrs. Ingeborg Geduld.

• Saving Quest Board Game – the students learned about savings by completing various assignments they encountered while playing the game. They were divided into two competing teams and they played against each other. The group that saved the most within 25 minutes won.

During Global Money Week 2018, financial education activities were carried out at two junior schools. The school visits were used as a pilot project for a school visits program, which is planned to be implemented across Suriname in 2019.

Before GMW2018, the Central Bank of Suriname distributed a press release to all media companies in Suriname. On the second day, the media covered the activities of GMW as headline news. Interviews were given on radio, TV and newspapers for further explanation on the aim of GMW. A popular youth news television program “10 Minuten Jeugd Journaal” also provided coverage on GMW. Furthermore, the coordinator of GMW2018 in Suriname and a commission member were interviewed for a television talk show, namely Panorama.

The activities that took place included: • Money Tree - the main goal of this activity is to create awareness of savings. The educational game teaches the students to save for a certain purpose and provide insights into how they can accurately keep track of how much they have saved.

• Workshop on Money Management – the workshop aimed to teach the students about the importance of money management through interactive sessions.

• Functions of the Central Bank (an online game) – the aim of this activity was to inform students about the functions of the Central Bank of Suriname (CBvS) and explain the role of the CBvS in relation to money. The activity was executed through a multiple-choice online quiz, which followed a short movie. • Money Lab – the students learned about the security features in the SRD-banknotes and were Global Money Week Report 2018

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Swaziland Leading organizations: Center for Financial Inclusion, Ministry of Education, Ministry of Finance Participating organizations: Central Bank of Swaziland, Financial Services Regulatory Authority, FinMark Trust, Junior Achievement Swaziland, 12 high schools, 6 media organizations Number of children reached directly: 1,020 Number of people reached indirectly: 280,000 Center for Financial Inclusion Global Money Week celebrations were hosted for the second time in Swaziland this year. The GMW launch event was held at The George Hotel on 12 March, where the Minister of Education and Training, Dr Phineous Magaula, officially launched

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the commemoration of the all-important initiative. The Minister highlighted the importance of early exposure to financial literacy for young people to make responsible financial decisions. The Governor of the Central Bank of Swaziland also attended the launch event, sharing how financial literacy education can transform the lives of Swazis, subsequently transforming the economy of the country. Other stakeholders present during the launch included Junior Achievement Swaziland Executive Director, Mr. Siboniso Madlopha, Bankers Association of Swaziland Chairman, Mr. Dennis Mbingo, Chief Executive Officer of the Financial Services Regulatory Authority, and Mr. Sandile Dlamini.

The Week was themed “Money Matters Matter�, which placed emphasis on the importance of financial literacy challenging stakeholders to make efforts to reach young people. This year, a total of 1,247 students participated in the campaign. During GMW2018, representatives from the Center of Financial Inclusion, Central Bank of Swaziland and Junior Achievement Swaziland visited schools and made presentations about money matters in all four regions of the country. Throughout the Week, the students gave presentations on why money matters matter in their life and the importance of money. During these presentations, students came up with helpful tips for other young people and adults. Center for Financial Inclusion Swaziland and Central Bank of

Swaziland visited 12 high schools to lead a discussion with young people about why money matters matter to them. A lot of creativity was displayed by the young people as they extended the discussion on why money matters matter, to also discussing issues such as the role of technology to facilitate financial services and products, importance of digital financial services to reduce transaction costs, the nature of the changes in the financial landscape which are brought about by cryptocurrencies, and the role of regulations to build confidence in the use of financial services and products by the population.


Sweden Leading organizations: Finansinspektionen (Financial Supervisory Authority) Participating organizations: Ekonomipejl, Ekonomismart, Expressen, Halmstad bibliotek, Halmstad Kommun, Ica Banken, Ikano Bank, Kronofogden, Kungliga Myntkabinettet, Länsförsäkringar, Motala bibliotek, Nasdaq, Nordea, Roslagens Sparbank, SBAB, Storvreta Bibliotek, Svenska Bankföreningen, Swedbank, Ung Ekonomi, Ung Privatekonomi, Unga Aktiesparare, Uppsala Kommun Number of children reached directly: 9,681 Number of people reached indirectly: 580,000

Finansinspektionen (Financial Supervisory Authority) In Sweden, financial education is an ongoing project as it is part of the school curriculum from the first grade onwards. Many activities are organized throughout the year to raise children’s and young people’s knowledge in private economics. Throughout Global Money Week 2018, children and youth were reached through lectures, social media and the “Money Quiz” competition. “Money Quiz” was a competition organized by the Swedish Bankers’ Association, in which 1,000 students between the ages of 13 and 15 participated. For

younger children activities in libraries were organized and an app about budget was made available. In upper secondary schools, another competition was arranged by Kronofogden, the Swedish Enforcement Authority.

Additionally, Expressen, one of the largest newspapers in Sweden, opened a public chat online, where questions about personal finances could be answered by eight different economists during the week.

Other initiatives were conducted throughout the duration of Global Money Week 2018. Unga Aktiesparare created a podcast about savings that reached about 3,800 young Swedes. Financial literacy awareness sessions were offered for children and youth in schools in the whole of Sweden. Many of the lectures about personal finance are available for schools all year round.

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Switzerland Leading organizations: International School Rheintal Participating organizations: N/A Number of children reached directly: 70 Number of people reached indirectly: 40 International School Rheintal International School Rheintal engaged in an innovative project – “Grow Your 5 Frank” project – where students received a CHF5 loan and set up their own businesses for approximately 6 weeks. The challenge ended during GMW2018, when students were asked to reflect on their experiences. From their profits, the students paid 30% in ‘taxes’, which went towards a loan of their choice through KIVA, an entrepreneurial loan platform, and the remainder they kept.

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Syria Leading organizations: Mobaderoon Participating organizations: Al- Raha Senior Citizen Center, Barak Bank Syria, Colored Space, Fada Association, Hayat Foundation, Homs Kindergarten, Peace Makers, Phoenix School and Kindergarten, Trix Cafe Number of children reached directly: 500 Number of people reached indirectly: 39,000 Mobaderoon To celebrate Global Money Week 2018, Mobaderoon conducted several activities and supported many of its partners to conduct their own. During the Week, Mobaderoon arranged field visits to banks in Damascus, Aleppo, Hama, and Lattakia. The bank, Al Barak Bank, was friendly and provided great information to the young people. Many other activities were held, new outreach methods were created and teenagers wrote messages about the importance of saving. They delivered these messages to people in Trix cafe in rural Damascus. Additionally, they put messages on tables and receipts to make sure people read them. In total, more than 200 people were reached.

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Tajikistan Amonatbonk, Arvand, Azimi Finance, Azizi Moliya, Badakhshan, Bank Asia, Bank Eskhata, Bonki rushdi Tojikiston, National Recreation Center for Youth and Adolescents, Commerce Bank of Tajikistan, Community Based Saving Groups in GBAO, Company Parvand, Sokhtmonchi 2010, THURAS, Cooperative “Zindagi”, De-Pamiri Handicraft, Barki Tojik, , Entrepreneurship Spirit Development Program, Eskhata Bank, Fazo S, FINCA, Furuz, German Development Agency (GiZ), Hamrov, Humo, Imkoniyati Khovar, Imon International, International Bank of Tajikistan, Ismaili Centre, Kafolatbank, Khorog State University (KSU), Matin, Micro Loan Organization (MLO), MicroInvest, Ministry of Energy, Mountain Societies Development Support Program (MSDSP), National Bank, Oriyonbonk, OXUS, Pakistan Bank in Tajikistan (PBT), Pamir Energy Company, Public Organization Umedvor, Rural Invest, GBAO, Rushdi Oriyon, Sohibkorbank, Sparkassen Finanzgruppe, Spitamen Bank, Tamvil, TCELL, Tezinfoz, TV Khorog, TV Safina, University of Central Asia, Zudamal, Pamiri Mountain Ride, 33 schools Number of children reached directly: 14,702 Number of people reached indirectly: 580,000 National Bank of Tajikistan Throughout Global Money Week 2018, the National Bank of Tajikistan, along with Credit Institutions, AMFOT, and Ministry of Education reached over 10,000 children and youth via visits to schools, universities, kindergartens, and museums.

Leading organizations: The First MicroFinanceBank Tajikistan (FMFB-T) National Bank of Tajikistan School of Professional and Continuing Education (SPCE), University of Central Asia Participating organizations: Accelerator Prosperity, AccessBank, Agroinvestbank, Alif Capital, 162

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Financial literacy awareness sessions were offered for children, youth, and adults. Trainers of National Bank of Tajikistan organized intensive discussions, seminars, and other educational sessions. Additionally, the festival was opened on 12 March by students from High School #5 and high-level representatives from National Bank of Tajikistan.

The First MicroFinance Bank Tajikistan (FMFB-T) Throughout Global Money Week 2018, The First MicroFinance Bank, along with its partners, reached over 400 children and youth through visits to Bank branches and competitions. During GMW2018, financial literacy awareness sessions were offered for children, youth and adults, including sessions on money matters. Intensive discussions, seminars, and other educational sessions were organized in partnership with UCA and various schools from Khorog and Garm Valley. Throughout the Week, young people were encouraged to participate in art competitions and exhibitions. Furthermore, university students had the opportunity to attend Bank branches and learn more about money management skills and the benefits of saving. At the end of the Week, an awards ceremony was held to congratulate the winners of the various contests. School of Professional and Continuing Education (SPCE) The University of Central Asia’s (UCA) School of Professional and Continuing Education (SPCE) in Tajikistan celebrated Global Money Week for the third year, in collaboration with other partners. UCA’s SPCE led the initiative and organized many activities with direct financial support from Pamir Energy, the First Micro-Finance Bank (FMFB), Mountain Society Development Support Program (MSDSP), TCELL mobile company, and in partnership with over 50 other partners. Together with the National Recreation Center for Youth and Adolescents, SPCE Tajikistan led 15 events reaching over 5,000 individuals directly and over 40,000 individuals indirectly (20,000 youth) through mass media and TV. In addition, seven lectures were organized for over 150 members of all Community Based Saving Groups

(CBSGs) in Khorog, Shughnan and Roshkala districts. More than four lectures on banking were also delivered by bank experts to more than 100 schoolchildren. Throughout the Week, SPCE organized drawing, photography, video, handicraft and essay writing competitions related to GMW2018 for Grade 5 to 11 learners. UCA’s SPCE in Khorog also led a competition on “Money Matters Matter” between SPCE and Khorog State University (KSU) students, in the form of “Brain Ring”. Additionally, SPCE organized a mini-business project (BP) competition amongst Grade 9 to 11 students and a “Money Matters Matter” debate competition with expert debaters in Dushanbe. Furthermore, SPCE conducted a 2-3 hours study trip for over 180 schoolchildren to learn about the best financial institutions and businesses in Khorog and Dushanbe. The tour included FMFB, Micro Loan Organizations (MLO), National Bank, Pamir Energy, “Zindagi” Cooperative, Sokhtmonchi 2010 Construction Company, UCA’s School of Arts and Sciences, Eskhata Bank, Parvand, and more. Moreover, a talk show was organized in partnership with KSU, the National Recreation Center for Youth and Adolescents, local TV, and local entrepreneurs. Experts and students specializing in economics debated on the theme “Money Matters Matter.” A GMW2018 exhibition was held during the concluding ceremony. Over 300 photos, handicrafts, drawings, video footage and other works related to GMW2018 made by children were displayed. The closing ceremony was held at the Presidential School to promote financial literacy of youth to a wider audience through mass media, and to acknowledge the contributions of all participants and contest winners. Over 270 people participated in the event, and winners and volunteers were recognized during this event.


Tanzania Leading organizations: BRAC Tanzania, Junior Achievement Tanzania Participating organizations: Accelerated Learning Process Project, BRAC Maendeleo Tanzania, BRAC Tanzania Finance Limited, BRAC Zanzibar, Dar Es Salaam Stock Exchange, Empowerment and Livelihood for Adolescents (ELA), Jangwani Secondary School, NiC Bank, Tambaza Secondary School Number of children reached directly: 2,970 Number of people reached indirectly: 18,491 BRAC Tanzania In 2018, BRAC Tanzania reached out to sensitize the community through its various projects during Global Money Week. Throughout the Week, BRAC Tanzania carried out more than 2,624 Microfinance meetings aimed at training and boosting growth among beneficiaries, with a total of 151,182 participants. These groups received financial literacy training on a variety of issues such as the importance of savings and innovation. They also got useful business development tips. 18,357 Maize and poultry farmers were trained in modern agricultural techniques as well as financial skills. They were also provided with small loans to expand and enhance their businesses. 6,611 Small Enterprise Program beneficiaries received training and technical support on business management and savings. The training was tailor-made to suit their needs as small-scale traders as it contained several units aimed at optimizing production and maximizing profits. Since many young girls in Tanzania are at high risk of early pregnancies, the Empowerment and Livelihood for Adolescents (ELA) project provides girls with life skills to develop their independence and overcome

such challenges. During GMW2018, ELA conducted workshops where they discussed issues related to money and savings. Primarily, the aim was to help them cultivate a saving culture and enhance their financial discipline but also served to remind the girls on the importance of economic independence. ELA Microfinance beneficiaries were also present to give inspirational speeches to other members. Through BRAC’s ELA clubs, the ELA mentors led discussions with topics related to savings throughout the week. The workshop brought together 100 participants from Dar es Salaam, Iringa, Mbeya and Dodoma.

spent the day learning about how banks operate by visiting several NiC Bank departments, speaking to employees and were given the chance to practice the work. NiC Bank’s employees acted as mentors to the youngsters and helped them to choose the right career path.

At the close of the week, the Accelerated Learning Process Project, funded by NORAD in the Tanga region, brought together 800 girls who had received livelihood training, and supported with equipment, to discuss and exchange ideas about their businesses. The girls shared investment opportunities and business models. Over the past decade, BRAC has improved access to finance to advance women’s empowerment, provided education for children and improved livelihoods and skills for smallholder farmers. Currently, BRAC is implementing education, youth development, early childhood development, microfinance, agriculture, poultry, small enterprise, agri-finance and investment funds projects across 127 branches in 20 regions across the country. Junior Achievement Tanzania During a visit to the Dar Es Salaam Stock Exchange, 50 students from Jangwani and Tambaza Secondary Schools had the opportunity to learn about investing through shares. DSE trainer hosted a half-day training with students and talked them through investing in shares. During the Week, 20 students from the schools had the opportunity to visit NiC Bank Tanzania. They Global Money Week Report 2018

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Timor-Leste Leading organizations: MOVE (Associação de Microcrédito e Empreendedorismo) Participating organizations: Knua Juventude Filan-Liman, National University of Timor-Leste Number of children reached directly: 65 Number of people reached indirectly: 130 MOVE (Associação de Microcrédito e Empreendedorismo) Throughout Global Money Week 2018, the Portuguese NGO MOVE, along with their Timorese partners reached 40 children and youth through visits to financial institutions, including Banco Central de Timor-Leste and BNU. During the Week, financial literacy awareness sessions were offered to children, youth, and adults on budget management, credit, and savings awareness and management. High-level discussions, seminars and other educational sessions, such as games for the younger children were organized to promote awareness on the functioning and importance of financial institutions, and good individual budget management.

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Togo Leading organizations: La Colombe, Mérite International de la Jeunesse (MIJ-Togo) Participating organizations: CEG Elite la Providence, Cooperative Savings and Credit Units of Togo (FUCEC), Crossroads International Canada, Evangelical Presbyterian Church of Togo (parishes of Avenir and Hedzranawoé), Exemplary Citizens Associations, Laïc Marie-Antoinette Private Complex, Radio Taxi FM, Relutet, University of Lomé, 15 school clubs Number of children reached directly: 445 Number of people reached indirectly: 6,450 Mérite International de la Jeunesse (MIJ-Togo) Mérite International de la Jeunesse Togo, along with 7 other partners, directly reached 250 young people and 125 adults and indirectly reached more than 4,000 young people and 300 adults during Global Money Week 2018. Awareness and training sessions on the importance of financial education and money matters were conducted. Conferences,debates, and seminars raised awareness among children, youth, and adults on the importance of money matters and the need to develop financial intelligence. Parents, teachers, and opinion leaders, such as clergies appreciated this initiative. Through training sessions, financial education facilitators were trained and youth savings clubs were created in schools.

La Colombe As part of Global Money Week 2018, La Colombe organized a youth education workshop on the culture of financial savings with their partner, Elite la Providence, on 15 March in Adidogome, Lome. The workshop aimed to introduce boys and girls to the importance of saving money and to make young people aware of the issues of child trafficking and its financial motivations. The organization used an interactive debate approach to the session. In total, 195 young boys and girls, aged 6 to 15, took part in the event and were accompanied by 10 teachers and 10 members of La Colombe. The day was financed by La Colombe.

A pilot phase of the SchoolBank project was launched with a microfinance institution. Children and youth enjoyed visits to companies and microfinance institution. Students from Lomé University actively participated in the discussions on GMW. Students and school principals highly appreciated visits from financial professionals. Children and youth put on recitals and plays to close this 2018 GMW edition.

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Trinidad and Tobago Leading organizations: Central Bank of Trinidad and Tobago (National Financial Literacy Program), Connect the Dots Participating organizations: Arts-In- Action, Association of Trinidad and Tobago Insurance Companies, Bankers Association of Trinidad and Tobago, Briggs Preparatory School, Co-operative Credit Union League of Trinidad and Tobago, Diamond Vale Government Primary School, Financial Literacy Secretariat- Tobago House of Assembly, Ministry of Education, Office of the Financial Services Ombudsman, Trinidad and Tobago Insurance Institute, Trinidad and Tobago Securities and Exchange Commission, Trinidad and Tobago Stock Exchange, YTEPP Limited, 14 schools in Trinidad, 9 schools in Tobago Number of children reached directly: 570 Number of people reached indirectly: 100 Central Bank of Trinidad and Tobago (National Financial Literacy Program) Throughout Global Money Week 2018, the National Financial Education Committee reached 500 young people through the Financial Education Expositions held in Trinidad and Tobago. The event was organized by the Central Bank of Trinidad and Tobago through their National Financial Literacy Program. The Exposition was comprised of a short video presentation and a theatrical production, highlighting various financial literacy topics, such as setting financial goals, savings, budgeting and planning for the future. The first exposition was held at the Victor E Bruce Financial Complex in Tobago, where approximately 200 students between the ages of 15 and 19 attended. Following this, the second exposition was held in Trinidad and was attended by fourteen secondary schools, reaching approximately 300 students of the same age.

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Additionally, students interacted with participating financial institutions to gain knowledge, empowering them to make responsible financial decisions. They were given opportunity to improve their financial awareness through interactive games and discussions. Students from Tobago visited Trinidad, where they were hosted by the Trinidad and Tobago Securities and Exchange Commission and the Central Bank of Trinidad and Tobago. Connect the Dots During GMW2018, the founder of Connect the Dots, Aisha Acres, visited two primary schools to read from her publication “The Money Adventures of Mike Murray and Friends.� The book explores core financial literacy topics such as saving and budgeting, but also exposes children to the power of goalsetting, determination, and persistence. Approximately 70 children participated in the interactive reading sessions - asking questions and summarizing the lessons they learned. At the Diamond Vale Government Primary School, Ms. Acres spoke at the school assembly, where all students were present. During the assembly the students were told about Global Money Week celebrations and the importance of understanding money. Diamond Vale Government Primary is eager to have Ms. Acres back and the principal, Mr. Weekes, wholeheartedly supports financial education initiatives.


Tunisia Leading organizations: Cambridge International School of Tunis, Enda Inter-Arabe Participating organizations: Aflatoun International, Central Bank of Tunisia, Central Bank of Tunisia Money Museum, Enda Tamweel, Express FM, GoMyCode, Jumia, National Television Wataniya 1, Nessma TV, Radio Jeunes, RTCI Radio, Tuniscope, Zitouna Bank, 14 educational institutions Number of children reached directly: 168 Number of people reached indirectly: 71,040 Enda Inter-Arabe GMW2018 marked an outstanding celebration of financial literacy in Tunisia with 149 children and youth participating directly in celebrations and a further 70,000 were reached through media and social media coverage, thanks to the innovative and creative events organized by Enda and its partners. This year, Enda organized the first worldwide Hackathon to celebrate the Week, under the theme ‘Money Matters Matter’. Thirty young people from poor suburbs took part and received 30 hours of mentoring with the Enda team to create technological solutions for two challenges: financial education and financial inclusion of people in marginalized and rural areas. At the end of the second day, seven teams presented their ideas in front of a jury, which included Enda’s General Coordinator and Deputy CEO, the Country Manager of an international donor, and the CEO of a multinational e-commerce company. The creativity of young participants impressed the jury. The three winning projects included a video game to inform children on the importance of saving, a mobile app to help people in rural areas save through mobile payment, and a platform to help consumers save money. The members of the winning teams were rewarded with scholarships to GoMyCode School and the opportunity to continue developing their

projects with Enda.

top radio on economics in Tunisia, Express FM.

Inspired by the Hackathon, the Enda team designed and organized the first edition of Cha9a9athon (pronounced “chakakathon”), named after the Tunisian Arabic word for ‘piggy bank’. Fourty children from Aflatoun clubs in disadvantaged areas in Greater-Tunis joined the event. During the Cha9a9athon, children were introduced to the importance of savings. Divided into five groups, the children made an artwork to promote a saving culture among their community. The art was later presented in front of guests, including journalists and professionals from the Ministry of Education. To reward their efforts, a saving account was opened for each participant to encourage them and their families to adopt wise financial habits.

Cambridge International School of Tunis During Global Money Week 2018, the Cambridge International School of Tunis, in partnership with Zitouna Bank, gave their seventh and eight graders the wonderful opportunity to acquire extensive knowledge about the banking system during a two-day event.

On Aflatoun Day, 49 members of Enda’s Aflatoun clubs in Greater-Tunis and Kasserine participated in Skype calls with Aflatoun clubs from other countries. These talks were not only an opportunity for the children to discuss the importance of saving, but also to meet their peers from different countries. Our last offline events were two visits to financial institutions. 29 children had the chance to visit Enda microfinance company branch to learn about entrepreneurship and the financial services offered to support them. They had also the opportunity to visit the Money Museum of the Tunisian Central Bank to learn about the history of money and currencies and their evolution throughout time.

The first day consisted of a classroom-based session with the objective of introducing students to the purpose of banking, different types of bank accounts and associated fees suitable to different individuals’ financial situation. Furthermore, students were introduced to online banking, which gave them the opportunity to see firsthand how to make financial transactions via a computer and a mobile device. On the second day, the children had the amazing opportunity to visit the Zitouna Bank headquarters, where they were welcomed by several department directors. Following the presentation given by a professional banker, who reinforced and clarified the knowledge gained during the first day, the children were excited to witness some of their classmates conduct their first cash deposit and ATM withdraw. Lastly, the students had the chance to visit different departments and see firsthand what happens behind the scenes, ecognizing how individual employees in different departments contribute to the bank.

Enda also engaged many media this year to talk about GMW2018 and to raise awareness among the general public on the importance of financial education of youth and children, particularly in marginalized areas. In addition to over 15 articles published, Enda team was invited to dedicated shows on National Television, National Radio and the Global Money Week Report 2018

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Turkey Leading organizations: Financial Literacy and Inclusion Association (FODER), Habitat Association, VISA Turkey, UNDP Participating organizations: BIST (Istanbul Stock Exchange), Borsa İIstanbul, Darüssafaka High School, ING Bank, Interbank Card Center (BKM), Kredi Kayıt Bürosu (Credit Bureau in Turkey), Ottoman Bank Museum, Provincial National Education Directorate of Istanbul, 10 media organizations, 176 partner organizations of National Youth Parliament in Turkey, 24 universities, 425 schools Number of children reached directly: 171,026 Number of people reached indirectly: 1,766,070 Financial Literacy and Inclusion Association (FODER) Multiple events were organized by FODER during GMW2018. Children were invited to participat in the “Ring around the World” event at the Borse Istanbul, opening the day’s trade. After the Gong Ceremony, the students received financial literacy education provided by FODER. Multiple courses on financial literacy were organized in schools. Trainers went to schools to teach over 15,000 children. Furthermore, a visit to the Ottoman Bank Museum was organized to teach young people about the history of money. Trainers taught the children about different currencies. As an interactive study, the students were asked to bring money from their households and tell a story about the currency, with the aim of increasing the students’ awareness on different currencies. Habitat Association During GMW2018, training, budgeting workshops, trainer trainings, and financial literacy quizzes were organized as part of the “I Can Manage My Money Project”, initiated by Habitat Association, VISA Turkey, and UNDP. The activities took place in 71 168

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cities across Turkey, with the participation of 21 universities, 176 youth organizations, 4 municipalities and 400 high schools, reaching more than 170,000 young people. The financial literacy project targeted young vulnerable people, including youth with down’s syndrome and youth with impaired sight and hearing. The project, which launched in 2009, is supported by 22 banks in Turkey. Over 1600 volunteer trainers participated in the event, each of whom were provided with GMW2018 materials to use in the workshops on financial literacy. Free training was delivered to high schoolers, university students, young adults, entrepreneurs, and farmers through 15 workshops, which focused on budgeting, saving, investing, and borrowing. The organization created an introductory video for Global Money Week, which is available on their website.


Uganda Leading organizations: Hearts Extended Uganda, I Profile Foundation, Mixa Kids, Junior Achievement Uganda, NC Bank, Private Education Development Network (PEDN) Uganda, Bank of Uganda Participating organizations: Aflatoun International, Aga Khan High School, Austin’s Foundation Uganda, Bamboo FM, Bank of Africa, Bank of Uganda Money Museum, Cheza, Crested Capita, District local government, Gayaza High School, Link Community Development, M-Lisada, Makerere College School, Makerere University Business School, Ministry of Education and Sports, National Curriculum and Development Center, Ndejje Secondary School, New Vision, Opportunity Bank, Opportunity International, Rapid SME Bureau Uganda Limited, Silent Angels Special Centre, Teach a Man to Fish, Voice Africa, 59 schools Number of children reached directly: 1,220 Number of people reached indirectly: 2,782 Private Education Development Network (PEDN) Uganda This year, PEDN joined the rest of the world in celebrating the Global Money Week under the theme “Money Matters Matter”. Multiple activities were organized across multiple districts, including inspirational talks by prominent people in society, best business plans, focus group discussions on the GMW theme, debates, and visits to banks. Throughout the Week, PEDN, along with its partners, reached 981 children and youth. Financial literacy awareness sessions were offered to children, youth, and adults, including sessions on saving and spending. The skills taught included making reusable sanitary pads, which the children learned from the Empowerment for Girls’ Education (EGE). Furthermore, students from the Makerere University Business School had the chance to attend a lecture organized by the Bank of Uganda. The Week ended with a visit to the Bank of Uganda Money Museum,

where children attended a Youth Social and Financial Education Program. The students from the Empowerment for Girls’ Education Project had a chance to visit and learn about the evolution of money. Junior Achievement Uganda In partnership with NC bank, Junior Achievement Uganda organized a one-day job shadow held at NC Bank Headquarters and its Bugolobi Branch. Four schools participated in key activities, including a presentation and discussions on money matters led by Diana Komukama from NC Bank. The children learned about savings and responsible spending. The individual job shadowing was an opportunity for the students to understand work ethics and practices. It introduced them to a way money can be earned in an ethical way, work relations and, above all, professionalism. I Profile Foundation During GMW2018, the I Profile Foundation, in collaboration with Mixa Kids, organized a week of financial literacy lessons for children with emphasis on money history, budgeting, spending, saving and earning, and more. The focus of this event was on girls and igniting their entrepreneurship potential, with the theme #hermoneymatters, derived from the GMW2018 theme. The children were tasked to come up with ideas to boost the economic development of different countries. To end the Week, the foundations organized a Grand Finale event with participants from the various schools, their parents and teachers. Here students had the opportunity to enjoy a series of activities, including a mini conference on money matters and economic development, a mini market to act as a platform to boost the children’s savings, a quiz

session about financial literacy, a pitching session, and inspirational talks from kidspreneurs. Prizes and certificates were awarded to the participants. Hearts Extended Uganda During Global Money Week 2018, Hearts Extended Uganda and its partners, Austin Foundation Uganda (an NGO that advocates for people with special needs) reached 20 children from the Silent Angels Special Center. Silent Angels is located in Kampala and their objective is to make life meaningful for special needs children. Global Money Week presented the organizations with the opportunity to implement the financial inclusion objective and involve children at the Silent Angels Centre in money matters. The organizations, focus on delivering healthcare and education to children with special needs, including those with downs syndrome, autism and cerebral palsy. Hearts Extended Uganda and Austin’s Foundation Uganda believe that special needs children are still part of future generations and can contribute to their communities and national economy. For GMW2018, their aim was to ensure that children developed skills that will enable them lead sustainable and independent lives, and generate an income part of which they can save. At this year’s event, the children and support staff were encouraged to save and all the participants received piggy banks. Targets were set and shared amongst staff, who have agreed to conduct weekly monitoring of the savings progress and eventually open bank accounts for the children to track their saving.

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Ukraine University, Department of Economic Relations, National Academy of Culture and Arts Management, Okhtyrka Gymnasium Library, OschadBank, PrivatBank, Okhtyrska Central Library, PireusBank, PrivatBank, Private Collection of Money, Raiffeisen Bank Aval, State Higher Educational Institution (SHEI), State University of Fiscal Service of Ukraine, State University of Infrastructure and Technology, PJSC OTP Bank, PJSC Ukrsibbank, Independent Association of Banks, National Bank of Ukraine Money Museum, 3 NGOs, 3 media organizations, 31 Universities, 3446 schools Number of children reached directly: 143,342 Number of people reached indirectly: 1,502,901

Leading organizations: Ministry of Education and Science, USAID, National Bank of Ukraine, Deposit Guarantee Fund, Banking University, Ministry of Education and Science / Institute of Modernization of Education, Okhtyrka Gymnasium, Sumy State University Ternopil National Economic University (Department of Finance), Gymnasium-School No.27, Mariupol Participating organizations: Department of Education and Science of Sumy City Council, Deposit Guarantee Fund, Choild’s Houses of Lviv, First Ukrainian International Bank (FUIB), International Bank, International University of Finance, Kyiv National University, Mariupol State 170

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Ministry of Education and Science of Ukraine Global Money Week 2018 in Ukraine was organized with the support of multiple leading organizations During the Week, 54 organizations and institutions participated in GMW2018. 34 events and 46 activities were successfully organized: financial games, excursions to museums of money, workshops, thematic lectures, debates in financing, etc. The total number of young participants was 6,500. Global Money Week was organized throughout Ukraine with help from the Institutes of Banking University in Lviv, Kyiv, Kharkiv and Cherkasy and other leading and participating organizations. National Bank of Ukraine The National Bank of Ukraine (NBU) and its partners, organized multiple activities for young people. A GMW website was created especially for the event, where guidelines and materials were posted for public use. Activities, such as economic games and classes on family budget planning, taught children and youth to make their own financial decisions. Young people visited banking institutions, where they learned about ways of saving money and

compared banking products. Representatives of the financial sector held lectures for young people on topics, such as financial planning and behavioral economic. Additionally, a tour of the NBU Money Museum was organized. All guests were also invited to visit the State Treasury and the Money Museum. The Deposit Guarantee Fund organized a financial literacy video contest. Ternopil National Economic University, Department of Finance Throughout GMW2018, lessons were given on “Money Matters Matter”. Furthermore, students engaged in financial quizzes and games on money. The Week was closed by a round-table on “Interaction of Power, Educators and NGOs for improving of Financial Literacy of youth in Ternopil region” with representatives of the authorities, NGO, schoolteachers, scholars, and students. Chernihiv National University of Technology During GMW2018, students and schoolchildren were engaged in various interesting educational events that helped them to better understand the role of savings. GMW in Chernihiv National University of Technology (CNUT) was opened with a financial interactive game “Steps to Success”, which was conducted in the form of a quest. The games helped to raise the level of financial awareness amongst schoolchildren on the importance of money in the modern world. At the end of the event, a discussion on fraud was held for students. Additionally, an interactive workshop, “Your Money, Your Future”, was held by Master’s students for children, to help them understand principles of effective money management and personal finance. Sumy State University During GMW2018, lecturers conducted trainings on “Financial Literacy for Schoolchildren”.

Schoolchildren talked about personal finance, and the need and ways to save money. A similar training was held for teachers. Throughout the Week visits to the Museum of Money were organized for schoolchildren. A discussion panel on “Cryptology and Blockade: Modern Trends and Problems” was held at the Sumy State University (SSU). The speakers of the event were professors and students of the SSU. Additionally, a contest was organized under the theme “I save because…” A project called “Private Bank Library” was launched, aimed to introduce best practices in modern business to students. Gymnasium-School No.27, Mariupol The School organized multiple events, which included a financial game to get acquainted with the history of the Ukrainian Hryvnia, an excursion to the Museum of Money, and an exhibition to the Mariupol Local History Museum. Sudents met representatives of the First Ukrainian International Bank and lecturers of the Mariupol State University conducted a lecture on financial literacy. Okhtyrka Gymnasium Sumy Region Ukraine During the GMW2018, financial literacy awareness sessions were offered to children and youth. Young people visited the Money Private collection at Okhtyrka Central Library and listened to a lecture on the history of money. Furthermore, Gymnasium students had the opportunity to visit the Public Savings Bank, Open Joint-Stock Company “Oschadbank “, and Privatbank in Okhtyrka. A “savings adventure” was organized, where children and youth learned about savings. A school exhibition on piggy banks and Moneysaving boxes was displayed. The Week ended with students attending an interactive class on “Planning your own budget” and attended a lecture on “How to be safe from financial fraudsters.”


United Arab Emirates Leading organizations: Emirates Foundation Participating organizations: Abu Dhabi Exchange, Abu Dhabi Vocational Education and Training Institute, Higher College of Technology, Skyline University Number of children reached directly: 72 Number of people reached indirectly: 82 Emirates Foundation Throughout Global Money Week 2018, the Emirates Foundation reached 72 youth through visits to Skyline University, Dubai Women’s College, and Abu Dhabi Stock Exchange. University students attended the ‘Foundation’s Financial Literacy Awareness’ sessions, which were offered to youth and adults. These sessions included the Esref Sah Advanced Financial Literacy Workshop. This personal finance workshop was geared towards youth who were interested in learning more about how to manage finances, save, manage debts, and spend money responsibly. Additionally, on 12 March the Abu Dhabi Stock Exchange was opened by students from Abu Dhabi Vocational Education and Training Institute as part of their GMW celebrations. Students were invited to an information seminar at the Stock Exchange, giving them insight in the role and processes of stock exchanges.

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United Kingdom Leading organizations: MyBnk Participating organizations: Barking and Dagenham College, Barnet and Southgate College, Bevois Town Primary School, Big House Theatre Company, Bitterne Manor Primary, Canons High School, City of Bristol College, Cumberland School, CXK, Essex County Council, Investec, Kickstart Money, Money Advice Service, Mossbourne Community Academy, MUFG Bank, New Directions PRU, St Jude’s Church of England Primary School, Walthamstow School for Girls Number of children reached directly: 1,400 Number of people reached indirectly: Not reported

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MyBnk Throughout Global Money Week, MyBnk’s financial education experts reached 1,400 children and youth aged 7-25 in money master classes and enterprise challenges in 14 schools and youth organizations across the UK. Subjects ranged from budgeting, banking and borrowing to student finance, tax, pensions and savings. MyBnk used real life case studies, colorful resources, games and videos, and popular culture, to enable students to explore and form their own opinions regarding their relationship with money.

Activities were catered to a variety of learning styles, with many extensions and ability variations. These sessions equipped young people with life skills to live independent and debt-free, tackle debt, form positive habits such as saving, and examine their attitudes, behaviors and relationship with money. MyBnk also worked closely with vulnerable young people to help them with their personal finances. The organization also ran social enterprise challenges, using interest free loans and ethical products, where young people gained valuable

employability and soft skills. Topics included idea generation, product design, pricing and marketing and customer service. Working in teams, they learned how to form business plans, forecast sales, calculate profit/income, and analyze risk and rewards. Additionally, a series of free, highly interactive financial education workshops for primary schools were rganized, designed to help set positive money habits and mind-sets from an early age. This year, MyBnk’s workshops were supported by the Money Advice Service, Investec, MUFG Bank, and Kickstart Money.


United States Leading organizations: Sesame Workshop, West Ottawa Public Schools Participating organizations: Sesame Workshop local teams (Bangladesh, Brazil, China, India) Woodside Elementary Number of children reached directly: 26 Number of people reached indirectly: Not reported Sesame Workshop The financial awareness themes of GMW2018 align with Dream, Save, Do. In preparation for Global Money Week, Sesame Workshop created and sent out a social media guide with sample posts and

hashtags to all our local Dream, Save, Do production teams. In addition to organizing a ‘tweetathon’, inviting followers to answer questions about the value of money and how families plan for the future, the Sesame Workshop team actively posted tips and videos on twitter.

West Ottawa Public Schools During the Global Money Week 2018, the students in Mrs. Voss’s 5th grade class thought about their goals for the future. They explored possible careers they would like to have. During this exploration, they looked at the educational requirements, steps necessary to attain this career, skills required, and average salary.

Sesame Workshop also coordinated events with local teams in Bangladesh, Brazil, China and India.

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Uzbekistan Leading organizations: JSCB “Mikrokreditbank” Participating organizations: Tashkent State University of Economics Number of children reached directly: 40 Number of people reached indirectly: 40 JSCB “Mikrokreditbank” During GMW2018, the JSCB “Mikrokreditbank” in Uzbekistan celebrated with high-level discussions, seminars, and educational sessions at Tashkent State University of Economics.

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The Head of Foreign Economic Relations Department at JSC “Mikrokreditbank”, Mr. Khusniddin Madumarov, led the seminar with a presentation on the Bank’s financial and organizational support for young people and graduates. The aim of the presentation was to acquaint young people with the Bank’s entrepreneurship support programs. Themes covered in the discussion with youth entrepreneurs included: access to start-up microcredit, microcredit for turnover capital, micro-leasing, financial support for handicraft businesses, to support Uzbekistan’s historical and cultural heritage, and the issuance of government supported loans.

Moreover, other participants in the session learned about a support program for youth start-ups. At the end of session, students participated in a question and answer session with the employees of the bank. JSCB “Mirokreditbank” holds regular seminars for students about assistance from the bank for starting a business. This knowledge will help the youth in the future and they will be able to find their vocation and place in the country. The annual event of GMW has shown the direction the bank in the field of youth support and the Bank plans to continue participating in GMW events in the years to come.


Venezuela Leading organizations: Bancaribe, Center for the Dissemination of Economic Knowledge for Freedom (CEDICE Libertad) Participating organizations: Ciudad Jardín Scout Group, El Instituto de Finanzas y Empresas (IFE), Fórmate Maracay Foundation, José Smith Scout Group, Líceo Francisco Torrealba, Nosotros los Niños Preschool, República de México School, Ucista Preschool, Universidad Católica Andrés Bello, Universidad Central de Venezuela, Universidad de Carabobo, Universidad Nacional Abierta Number of children reached directly: 950 Number of people reached indirectly: 7,472

Bancaribe Bancribe organized multiple events for this year’s Global Money Week. First, a virtual workshop on Personal Finance, titled “On the Road to Financial Freedom”. Additionally, a talk on “Money and your future goals” was organized. In collaboration with Instituto de Finanzas y Empresas (IFE), an organization specializing in financial education, Bancribe launched a new edition of their online workshop on personal finance called “On the Road to Financial Freedom.”

Center for the Dissemination of Economic Knowledge for Freedom (CEDICE Libertad) During Global Money Week 2018, the Center directly impacted 600 children and adolescents and more than 200 children and youth through their social media network.

The workshops addressed the uses of money from its creation, to the first forms of bartering like a cow or salt, all the way until cryptocurrencies. Savings and investing were also addressed through the plays “The Merchant of Venice” and “1001 Nights”. Other themes were addressed through the books “The Little Prince” and “Robinson Crusoe”.

Those directly impacted were given a guided tour of the center and discussed the ethics of money. Talks were given at the universities, games and workshops were organized in schools, with a scout group, a religious group, and dance and modeling group.

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Yemen Leading organizations: For All Foundation (FAF) Participating organizations: For Media, Share Number of children reached directly: 965 Number of people reached indirectly: 2,277 For All Foundation (FAF) During Global Money Week 2018, For All Foundation targeted three schools in Yemen and reached 438 boys and 527 girls. The program included many activities aimed at promoting financial culture in Yemen, encouraging children and young people to practice saving as a positive lifestyle habit. In addition to a cultural awareness session, children also had the opportunity to watch financially themed puppet shows, hear success stories and attend drawing workshops. Global Money Week is an annual financial awareness event held in March. Events and activities are organized by schools, universities, government agencies, financial institutions and members of civil society for children and youth around the world. The event in Yemen was attended by many civil and governmental sectors. In a press statement, Sabah Badri, Executive Director of the Foundation, said that this event highlights the importance of promoting the culture of money and saving among youth. Each year, the Foundation celebrates GMW with a range of activities that encourage the culture of money and saving among young people.

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Zambia Leading organizations: Bank of Zambia, Bankers Association of Zambia, Pensions & Insurance Authority, Securities & Exchange Commission, Lusaka Stock Exchange, Rural Finance Expansion Programme, Insurers Association of Zambia, Savings Bank for International Cooperation, Junior Achievement Zambia , Prudential Life Assurance Zambia Limited Participating organizations: AB Bank, Access Bank, Banc ABC, Bank of China, Bank of Zambia, Barclays Bank, Bongohive Zambia, Cabinet Office of Zambia, CAMFED Zambia, Cavmont Bank, Childfund International, Children International, COMESA Secretariat, Eco Bank, Financial Sector Deepening Zambia, First Alliance Bank, First National Bank, Indo Zambia Bank, Investrust Bank, Ministry of Education, Ministry of Finance, Ministry of General Education, Ministry of Youth, National Savings and Credit Bank, Pensions and Insurance Authority, Plan International -Savenet, PSP Consultants, Restless Development, Stanbic Bank, Standard Chartered Bank, UBA Bank, UNCDF, Vision Fund, Zanaco, 15 non-bank financial institutions, 3 mobile network operators, 6 media organizations Number of children reached directly: 30,100 Number of people reached indirectly: 12,000,000 Bank of Zambia Zambia observed the 6th Financial Literacy Week, which is a nationwide, local adaptation of the Global Money Week. The campaign began in partnership with GMW2013 and has grown from a single event to a nationwide campaign, reaching millions of citizens. Three financial sector regulators, Bank of Zambia, the Pensions & Insurance Authority, and the Securities and Exchange Commission, led the campaign and ensured the participation of their constituencies, as to reach all Zambians. The Minister of Finance, Honorable Margaret D. Mwanakatwe MP, launched the 2018 Financial

Literacy Week on the National Television and Radio. This made it possible for the government to endorse the nationwide activities and a call to action stakeholders to align their weeks’ activities to the campaigns objectives shared in the Ministerial speech. The Governor of the Bank of Zambia, who serves as the National Financial Education Champion, led the official Financial Literacy Week kickoff event. The event was attended by 112 chief executives from all organizations regulated by the Bank of Zambia, Securities and Exchange Commission, and the Pensions & Insurance Authority. 300 students from primary, secondary and tertiary school attended and participated in the event. In addition to the main event, provincial administration offices around the country hosted individual kickoff events, as to ensure the celebrations reached all provinces. During the launch event in the provinces, an exhibition was organized to showcase the financial products and services available within the provinces. Provincial activities included outreach by the financial institutions and representatives from the lead organizations, who are assigned in the provinces to ensure the set objectives are met. Each provincial activity included a public exhibition, community outreach at markets & resource centers, school visits by financial institutions, inter school competitions, such as debates, and visits to financial institutions.

The efforts of individuals and organizations during the Financial Literacy Week celebrations will be recognized by the Governor at the 2018 Governors Awards in June! Junior Achievement Zambia During GMW2018, Junior Achievement Zambia, in collaboration with Prudential Life Assurance Zambia, reached 100 children directly through interactions with the CEO and staff of Prudential Life Assurance Zambia Limited, Bank of Zambia, Pensions and Insurance Authority, and Ministry of General Education. Thirty adults engaged in the event where young people also received a certificate of participation in the Cha Ching Program, sponsored by Prudential Life Assurance Zambia Ltd. Furthermore, a series of Radio Programs were conducted on Radio Christian Voice in Lusaka, which has an audience of about 5 million people in and around the Lusaka, Copperbelt, Central and Southern provinces of Zambia.

The Financial Sector Exhibition was hosted in Lusaka at the Manda Hill Shopping Centre. The Governor of the Bank of Zambia, Dr. Denny Kalyalya, visited the financial institutions to learn about the financial products and services available for young people in line with the National Financial Inclusion Strategy. Global Money Week Report 2018

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Zimbabwe Leading organizations: Cultiv8 Africa, Global Foundation of Public Speaking, Junior Achievement Zimbabwe, Reserve Bank of Zimbabwe, Stanbic Bank Zimbabwe Participating organizations: Bankers Association of Zimbabwe, Barclays Bank, CABS, CABS Bank, CBZ Bank, Ecobank, FBC, FBC Bank, Financial and Economic Literacy Trust, Get Bucks, Global Foundation for Public Speaking, Goldridge College, Golix, Image Cube, Inclusive Microfinance, Insurance & Pensions Commission of Zimbabwe, JHM Finance, Junior Achievement Zimbabwe, KFM Consultants, Lion Finance, Lion Finance Limited, Lion Microfinance, MBCA, MBCA Bank, Metbank, MoB Capital, NMB Bank, Old Mutual, People’s Own Savings Bank, POSB, Rising Stars Zimbabwe, Speak Training Consultants, Standard Chartered Bank, Steward Bank, Thrive Microfinance, Ulwazi Trust, US Embassy Public Affairs Section, Virl Microfinance, Yananiso Trust, Youth Mentorship Forum in Zimbabwe, Zambuko Microfinance, Zimbabwe Revenue Authority, Zimbabwe Stock Exchange, 4 media organizations Number of children reached directly: 66,857 Number of people reached indirectly: 6,737,190 Reserve Bank of Zimbabwe The Reserve Bank of Zimbabwe hosted students from multiple high schools to explain the functions and operations of the Central Bank. The Bank also participated in activities organized by other stakeholders, including officiating at the ‘High School Global Money Week’ debate tournament, the Inter-University debate competition, as well as presenting at a youth financial inclusion workshop. Because of the urging by the Bank, a number of organizations, including banking institutions, microfinance institutions, financial sector regulatory authorities, and private organizations also participated in the Global Money Week celebrations. Some of these activities included visits to schools to 178

Global Money Week Report 2018

discuss financial topics such as savings, credit and investments, debates and quizzes, and the sharing of financial literacy information through mass media and social media platforms. Students were also invited to visit some organizations to learn more about banking operations. Stanbic Bank Zimbabwe Stanbic Bank GMW2018 celebrations reached over 41,000 people through its various social media platforms. The Bank hosted an essay competition with the theme “Money Matters Matter.” The first place essay was titled “Money - Oxygen of Human Kind.” Additionally, students at Goldridge College participated in a financial literacy and savings awareness program, delivered by the Kwekwe branch manager. The Bank’s website was transformed into an information hub for GMW related information. The staff members at Stanbic Bank were also involved, writing opinion articles on financial literacy and how it impacts young people. Junior Achievement Zimbabwe JA Zimbabwe organized multiple events for GMW2018, including many visits to different banks for children and young people. At the banks, children had the opportunity to tour the bank, during which they learned about different departments and services, and how to make the most of all the facilities. The participants also had the opportunity to attend sessions on savings, spending, and budgeting. Students had an opportunity to visit the Zimbabwe Stock Exchange, which taught them about investments and stocks. In addition, children learned how to buy and sell shares, how companies qualify to be listed, and how to earn profits through trading. JAZ, together with its partners, organized financial literacy workshops in schools. The workshops covered saving, budgeting, spending, 4 P’s (i.e. pocket, priority, price and planet), and investments. The emphasis was placed on promoting financial

education and good financial habits. Some students had the opportunity to visit the Barclays Bank Exhibition at the Art Gallery, giving an insight in the history of the Bank. Following the tour, Barclays’ staff members spoke to the students on topics such as financial literacy and the value of the bank in Zimbabwe. During the talk, students learned about why money came to existence and the importance of money. Global Foundation of Public Speaking Celebrations were organized by the Global Foundation of Public Speaking and the Yananiso Trust’s financial literacy project, Fortune Foundation. Five schools attended the Quiz Tournament, sponsored by Speak Training Consultants. The participants were split into three groups depending on their age. Contestants were quizzed on 12 categories, including financial literacy. In addition, the Foundation, in collaboration with CABS Bank, hosted a Global Money Week Debate Tournament. Ten schools sent three teams each to attend the tournament. The themes of the tournament were based on GMW topics such as saving, budgeting, and investing. Finally, the Fortune Foundation announced the winners of its essaywriting competition, sponsored by Lion Microfinance. The competition was open to all students across the country. Cultiv8 Africa During Global Money Week 2018, Cultiv8 Africa organized a financial literacy seminar in Harare. The seminar included presentations on topics such as “Financial Literacy as a Skill”, “Saving Your Way to Success” and “Cryptocurrency in the 21st Century”. The Reserve Bank of Zimbabwe was the guest of honor and shed light on its National Financial Inclusion Strategy.


Global Money Week Report 2018

179


 #GMW2018 in Kosovo 180

Global Money Week Report 2018


ANNEX 1: GMW2018 IN NUMBERS

Global Money Week Report 2018

181


GMW2018 IN NUMBERS Country

1 2 3 4

Afghanistan Albania Algeria Angola

5 Anguilla (British Overseas Territory) 6 Argentina

7 Armenia

8 Australia 9 Austria 10 Azerbaijan 11 Bangladesh

12 Belarus

13 Belgium 14 Benin 15 Bermuda (British Overseas Territory) 16 Bhutan 17 Bolivia 18 Bosnia and Herzegovina

19 Botswana 20 Brazil

21 22 23 24

Brunei Darussalam Bulgaria Burkina Faso Burundi

25 Cameroon 26 Canada

Leading Organization

University of Central Asia/Aga Khan Development Network Bank of Albania Association El Gaith National Bank of Angola Omololu International School of Anguilla Comision Nacional de Valores Addkeen JA Argentina Central Bank of Armenia Federation of Euro-Asian Stock Exchanges JA Armenia Children of Armenia Fund Australian Securities & Investments Commission Banqer Australia Eerste Group Bank Central Bank of Azerbaijan Daffodil International University Sesame Workshop National Bank of the Republic of Belarus BelarusBank Financial Services and Markets Authority Financial Inclusion Society (SIF-Group) EurAfrik Somerfield Academy Royal Monetary Authority ASOBAN Central Bank of Bosnia and Herzegovina Association of Secondary School Students StepUp International FinGen ColĂŠgio Bom Conselho Sesame Worshop Brazil AEF-Brazil Ministry of Education JA Bulgaria Ministry of Finance and Budget SOS Children's Villages Computers for Schools Pola Capital Afrique Camer Human Capital JA Ontario

Number of Participating Organizations

Number of events

Number of activities

Total Number of events and activities

Number of children reached directly

Number of children reached indirectly

Number of adults reached directly

Number of adults reached indireclty

Number of people reached directly

Number of people reached indirectly

60

1

2

3

60

230

20

20

80

250

93 2 2

1 2 4

16 3 21

17 5 25

5000 50 15022

10000 150 302350

2000 25 8

4000 65 390002

7000 75 15030

14000 215 692352

2

2

14

16

29

113

9

16

38

129

10 7 2 79

6 2 2 14

12 11 2 94

18 13 4 108

800 282 45 5902

1500 25030 0 40270

20 27 6 3935

1600 38140 6 26848

820 309 51 9837

3100 63170 6 67118

1

1

1

2

50

700

10

500

60

1200

2 13

2 16

2 13

4 29

45 510

0 1720

6 200

6 930

51 710

6 2430

1

0

1

1

0

51000

0

64000

0

115000

550 3500 1000000 N/A

40 700 90000 N/A

440 300 200000 N/A

540 1700 340000 N/A

475 990 3800 1200000 N/A 1050000

20 3 126 N/A

0 5 10 N/A

21 10 20 N/A

21 15 30 N/A

50 500 1000 250000 N/A

47

3000

1828

4828

500000

700000

175000

350000

675000

485

485

485

970

20000

28000

5000

2000

25000

30000

30

50

4000

4050

77500

300000

5

1000000

77505

1300000

12

1

15

16

700

5000

100

1000

800

6000

205 2 25 15

1 2 9 1

1 4 57 3

2 6 66 4

6000 16 30000 9000

6000 15 150000 21000

500 40 300 1000

1500 300 10000 14000

6500 56 30300 10000

7500 315 160000 35000

4

2

2

4

75

200

11

1000

86

1200

1

38

38

76

295

500

2

2

297

502

4 5 1 N/A 344 73 198 2 5 2 6 5 1

1 4 1 N/A 7350 3 103 2 2 5 3 1 1

4 4 1 N/A N/A 12 103 6 5 2 3 2 2

5 8 2 N/A 7350 15 206 8 7 7 6 3 3

100 2300 182 N/A 1230000 491 4120 288 100 1690 10 457 145

0 2500 0 N/A N/A 134411 12064 500 300 1690 120 535 1300

115 50 12 N/A 4100000 800 2404 6 20 35 15 91 25

0 100 12 N/A N/A 250982 21310 12 50 35 20 73 20000

215 2350 194 N/A N/A 1291 6524 294 120 1725 25 548 170

0 2600 12 N/A N/A 385393 33374 512 350 1725 140 608 21300


27 28 29 30 31

Cape Verde Cayman Islands (British Overseas Territory) Central African Republic Chad Chile

32 China

33 34 35 36

Colombia Comoros Croatia Cyprus

37 Czech Republic 38 Democratic Republic of Congo (DRC)

39 Denmark 40 Djibouti

41 Dominican Republic 42 Ecuador

43 Egypt 44 El Salvador 45 Estonia 46 Ethiopia 47 Finland 48 49 50 51 52 53

France Gabon The Gambia Georgia Germany Ghana

54 Greece 55 Guatemala 56 57 58 59

Honduras Hungary Iceland India

Profin University College of the Cayman Islands SOS Children's Villages CHORA Central Bank of Chile Lin'an Yongjia Investment Consulting Company Macau Institute of Financial Services Shanghai Better Education Centre AMV Colombia Entreprendre Ministry of Finance BOCCF European Financial Planning Association Central Bank of DRC APPEC Privilege Agency Danish Bankers Association Caritas Innovation and Technological Centre for Development Central Bank of Dominican Republic Central Bank of Ecuador Superintendance of Companies Bank of Guayaquil Fundacion CRISFE Children International AVAL Ecuador Egyptian Banking Institute Superintendance of Financial Systems Central Bank of Reserves Estonian Banking Association Abeselom Samson Trade and Investment Consultancy firm Finnish Foundation for Share Promotion NASDAQ Finland Banque de France Children's Education Foundation Caritas National Bank of Georgia FunnyMoney AIESEC Ghana The Young Investors' Network Concern for Action in our Community Junior Achievement Ghana NGO Business Mentality Central Bank of Guatemala BAC Credomatic FICOHSA Central Bank of Hungary Financial Services Association ESAF MicroFinance

29 1 6 4 1

2 3 2 1 2

2 3 4 4 2

4 6 6 5 4

1150 15 20 20 35

3500 107 584 7 105

85 6 10 2 60

500 12 30 5 180

1235 21 30 22 95

4000 119 614 12 285

7

9

18

27

6380

21000

2800

15000

9180

36000

28

2

26

28

2086

6600

5000

10000

7086

16600

90 50 58 30 1

6 87 2 210 2

7 689 4 221 3

13 776 6 431 5

29086 187000 25 11000 50

1318 3400000 50 275900 2000

3000 8000 150 1297 5

30000 2000 89 351 1000

32086 195000 175 12297 55

31318 3402000 139 276251 3000

115

6

133

139

10470

124

430

250

10900

374

10 16 120 6 4

4 3 2 1 N/A

5 16 3 700 N/A

9 19 5 701 N/A

89485 650 90 16000 N/A

132280 1450 270 0 N/A

8658 69 30 1000 N/A

11615 56 90 0 N/A

98143 719 120 17000 N/A

143895 1506 360 0 N/A

1

1

1

2

12

100

20

100

32

200

38

4

117

121

5500

250

400

100

5900

350

5 5 6 6 4 2 493

1 202 6 4 6 3 19

1 3 6 1 8 4 105358

2 205 12 5 14 7 105377

300 195 210 2015 400 276 1400000

248222 0 0 8060 300 3560 20200000

100 7 30 4030 250 10 200000

165480 0 0 30 200 2000 2200000

400 202 240 6045 650 286 1600000

413702 0 0 8090 500 5560 22400000

27

2

10

12

2376

295116

525

525

2901

295641

23 12

10 N/A

18 N/A

28 N/A

1523 N/A

300 N/A

175 N/A

300 N/A

1698 N/A

600 N/A

2

3

3

6

2

7000000

0

7000000

2

14000000

1

1

1

2

25

1000

4

6000

29

7000

2 8 11 1 10 7 15 18

1 150 1 1 2 1 3 30

2 80 2 1 21 6 5 6

3 230 3 2 23 7 8 36

30 4000 35 56 10357 0 500 3000

30 10000 35 2400 70800 641 100 200000

5 2500 25 4 6357 20 150 500

5 45000 85 7 28581 338 100 2000

35 6500 60 60 16714 20 650 3500

35 55000 120 2407 99381 979 200 202000

19

5

7

12

500

15000

500

15000

15500

15500

2 4 113 8 3 999 2 2

1 3 28 5 3 10 25 2

1 3 30 2 3 15134 50 80

2 6 58 7 6 15144 75 82

42 30 7850 4488 751 218000 500 80

0 80 40000 1000 2250 350000 4000 40

2 15 210 230 50 7600 250 6

0 40 16000 160 50 150000 500 6

44 45 8060 4718 801 225600 750 86

0 120 56000 1160 2300 500000 4500 46


60 Indonesia 61 Iran 62 Ireland 63 Italy

64 Ivory Coast 65 Jamaica 66 Japan

67 Kazakhstan 68 Kenya

69 Kosovo 70 Kuwait 71 Kyrgyzstan

72 Latvia

73 Lebanon 74 Lesotho 75 Liberia

76 77 78 79 80

Libya Liechtenstein Lithuania Luxembourg Macedonia

81 Madagascar

Vidya Institute Science and technology Children International Nobel Public School, Bhawa Rajsamand Kerala Grammin Bank PSGR Krishnammal School Allianz Indonesia Youth Finance Indonesia Bank Melli Banking and Payments Federation Central Bank of Italy Foundation for Financial Education and Savings Ministry of Education AIESEC Ivory Coast FSC Jamaica Tokyo Stock Exchange Buntetsu Museum of Bank Notes and Coins Home Credit Bank Central Bank of Kenya Zed The Financialist Cardinal Elementary School Central Bank of Kosovo Kosovo's Bankers Association Kuwait International Bank National Bank of the Kyrgyzs Republic School of Professional and Continuing Education NASDAQ Riga Financial and capital market commision (FCMC) High Council for Childhood (in partnership with the Ministry of Social Affairs) Positive Planet Lebanon Greenfield Resources AIESEC Liberia Rural Children Psychosocial Development Organization Ministry of Education Liechtenstein Bankers Association Bank of Lithuania Nucleus (Holdings) SCA National Bank of Macedonia Macedonian Stock Exchange Ministry of Youth and Sports

83 Malaysia 84 Maldives 85 Mali

National Coordination of MicroFinance Reserve Bank of Malawi Nico General Insurance Company Limited Allianz Malaysia Ghiyasuddin International School Mercy Corps

86 Malta

Ministry for Education & Employment

82 Malawi

1

1

2

3

70

3000

300

300

370

3300

43

1

7

8

4000

97000

2000

150000

6000

247000

1

1

3

4

224

0

16

0

240

0

600 1 91 3 3 N/A 1

1 7 3 1 6 N/A 11

1 10 207 3 20 N/A 5

2 17 210 4 26 N/A 16

100000 1500 2727 100 10200 N/A 800

300000 800 148357 500 30000 N/A 1600

10000 1500 673 10 250 N/A 100

100000 800 1346 100 1000000 N/A 2000

110000 3000 3400 110 10450 N/A 900

400000 1600 149703 600 1030000 N/A 3600

31

5

18

23

1013

1013

150

450

1163

1463

32 19 19 10

3 1 5 1

9 4 15 2

12 5 20 3

1800 14000 420 170

30000 10000 4000 0

400 2000 1000 12

10000 1000 10000 0

2200 16000 1420 182

40000 11000 14000 0

1

1

1

2

1500

1001

806

358

2306

1359

18 8 4 7 2 10 1

100 10 1 6 3 1 12

3 194 5 10 6 7 14

103 204 6 16 9 8 26

6000 14476 400 96 250 250 500

500 28800 1000 10 2000 1000 15000

1000 1120 30 32 100 100 1500

500 6200 30 150 3000 5000 30000

7000 15596 430 128 350 350 2000

1000 35000 1030 160 5000 6000 45000

439

96

521

617

25000

1000000

6300

1000000

31300

2000000

N/A

6

12

18

200

3000

50

50

250

3050

1

1

30

31

30

371

371

43

401

414

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

11

11

22

33

2811

10000

500

5000

3311

15000

3 4 11

1 6 6

1 6 5

2 12 11

0 1200 296

27 5500 400

3 55 35

0 200 64

3 1255 331

27 5700 464

16

5

6

11

700

1500

50

200

750

1700

726 2 9 5 34 1 1

2 N/A 26 1 61 1 1

6 N/A 26 1 61 1 3

8 N/A 52 2 122 2 4

311000 N/A 8500 70 1700 45 115

27000 N/A 20000 70 8000 250 250

16000 N/A 250 1 60 3 47

5000 N/A 5000 1 300 3 300

327000 N/A 8750 71 1760 48 162

32000 N/A 25000 71 8030 253 550

86

2

9

11

3400

120000

250

1200000

3650

1320000

2

5

3

8

550

3000

35

3000

585

6000

4

1

3

4

200

2000

10

1000

210

3000

2 5 6

2 4 1

4 6 12

6 10 13

70 875 200

100 150 500

9 925 50

9 875 100

79 1800 250

109 1025 600

8

8

41

49

700

2000

100

3000

800

5000


87 Mauritania 88 Mauritius 89 Mexico

90 Moldova

91 Mongolia 92 Montenegro 93 94 95 96

Morocco Mozambique Namibia Nepal

97 The Netherlands

98 New Zealand 99 Nicaragua 100 Niger 101 Nigeria

102 Norway 103 Pakistan

104 Palestine 105 Panama 106 Paraguay

107 Peru

108 The Philippines

109 Poland 110 Portugal

Agence Adventiste d'Aide et de Développement JA Mascareignes Mauritius BBVA Bancomer Educación Financiera y Social S.C. BanaMex Finanzas Personales Savings Institute (Instituto para la proteccion al ahorro bancario) MIDE Pequeno Cerdo Capitalisto National Bank of Moldova Institute for Educational Sciences National Youth Council National Commission for Financial Markets Central Bank of Mongolia Central Bank of Montenegro Montenegro Stock Exchange FMEF Bank of Mozambique Empower to Inspire Nepal Stock Exchange Platform Wijzer in Geldzaken, Dutch Ministry of Finance NIBC Bank Amsterdam Stock Exchange Hermann Wesselink College PayPal Benelux Amsterdam Banqer Fundación para el Apoyo a la Microempresa Fabretto Children's Foundation World Vision Niger Central Bank of Nigeria Financial Literacy Community Development Your Finances Lynx Project Biz Masterminds AksjeNorge National Rural Development Program (NRDP) Money Museum State Bank of Pakistan Palestine Monetary Authority SuperBancos Central Bank of Paraguay Foundation Amcham Fundacion Paraguaya SuperBancaSegurosAFP Banco del Estudiante Bartselana Cooperative Development Authority MSU IIT Central Bank Polish Financial Supervision Authority Bank of Portugal

3

1

1

2

40

10

9

5

49

15

4 2 6 18 48

1 1 4 13 2

7 12 8 128 8

8 13 12 141 10

125 25269 3840 2327 48

50 25198 320 3300 15

25 3420 160 500 5

200 28325 80 1800 5

150 28689 4000 2827 53

250 53523 400 5100 20

2

3

3

6

500

200

10

10

510

210

2 3 8 1 4

5 1 40 N/A 1

59 1 78 N/A 3

64 2 118 0 4

785 644 2056 150 60

219 3127 22077 N/A 500

69 644 447 N/A 6

28 3127 3326 N/A 6

854 1288 2503 150 66

247 6254 25403 0 506

6

2

5

7

375

0

15

10

390

10

71 20 3 12 3 1 6

8 5 1 14 3 1 1

42 21 2 5910 5 3 4

50 26 3 5924 8 4 5

3670 500 80 250000 3250 25 54

63000 4000 0 1500000 5000 5 0

2470 100 80 4000 1000 7 5

50000 2000 80 2000000 1000 9 0

6140 600 160 254000 4250 32 59

113000 6000 80 3500000 6000 14 0

200

300

10000

10300

500000

1300000

10000

50000

510000

1350000

15 1 3 2 34

15 1 1 1 1

15 1 2 2 1

30 2 3 3 2

600 0 134 30 100

0 0 134 30 325

0 16 20 10 5

0 593 20 10 200

600 16 154 40 105

0 593 154 40 525

3

1

4

5

573

175

50

398

623

573

1 75 34

1 3 5

1 3 4

2 6 9

304 75 83266

304 75 5000

6 140000 180

6 140000 0

310 140075 83446

310 140075 5000

15

4

10

14

60

110132

33

138

93

110270

48 3 1 2

2 2 1 1

4 2 2 3

6 4 3 4

200 30 1 75

100000 70 1 500

260 20 1 10

1000000 30 1 500

460 50 2 85

1100000 100 2 1000

24

37

37

74

4699

23495

444

2220

5143

25715

2

4

4

8

150

50

1000

5000

1150

5050

29 4 10 10 2 163 7

4 12 3 2 34 5 13

3606 12 20 5 330 388 18

3610 24 23 7 364 393 31

103870 1563 2700 250 6036 27092 2300

17500 1563 188000 1000 10000 5478914 5000

8500 12 1040 35 15000 986 150

150000 12 134000 35 1000 10201 150

112370 1575 3740 285 21036 28078 2450

167500 1575 322000 1035 11000 5489115 5150

20

2

6

8

200

0

40

40

240

40

2 4

2 1

9 6

11 7

150 762

500 30

135 101

100 30

285 863

600 60

88

88

200

288

10500

12000

250

500

10750

12500

30

0

36

36

638

0

0

31

638

31


111 Qatar 112 Republic of the Congo 113 Romania

114 Russian Federation 115 Rwanda 116 Samoa 117 Sao Tome and Principe 118 Saudi Arabia

119 Senegal 120 Serbia

121 122 123 124

Seychelles Singapore Slovakia Slovenia

125 Solomon Islands 126 South Africa

127 Spain

128 129 130 131 132 133 134 135

Sri Lanka Sudan Suriname Swaziland Sweden Switzerland Syrian Arab Republic Tajikistan

136 Tanzania 137 Timor Leste

138 Togo

MOVE Açores Wlink Group ColÊgio Internato dos Carvalhos Gondomar School Qatar Dutch Business Council Espace Opoko National Bank of Romania Royal School Transylvania APPE Financial supervisory Authority Transylvania College Banca Comerciala Romana Institute of Financial Planning AIESEC Rwanda Coumpound 55 Central Bank of Samoa MOVE Sao Tome and Principe Tadawul Corporation Honna Exhibitions and Conferences SEDCO Holding Group Sown Advisory Social Development Bank YES Senegal JA Senegal National Bank of Serbia Center for Financial Education and Empowerment (CEFIN) AIESEC Seychelles National Institute of Education Children of Slovakia Foundation Ljubljana Stock Exchange National Institute of the Republic of Slovenia Central Bank of Solomon Islands Banking Association of South Africa Fola Foundation Positive Planet EFPA IEF Barcelona FunFinance Aprender Cuenta Network for Education Children and Youth Active Community Member Central Bank of Suriname Ministry of Finance Financial Supervisory Authority International School Rheintal Mobaderoon National Bank of Tajikistan University of Central Asia/Aga Khan Development Network BRAC Tanzania JA Tanzania MOVE Timor-Leste Adventist Development and Relief Agency NGO La Colombe

4 2 1 1 10 1 215 10 243 112 41 32 33 10 6 9 1 1 2 36 3 35 4 25 10

5 2 1 1 41 1 8 11 154 19 3 85 8 3 2 1 5 1 2 5 16 61 5 1 1

7 2 1 7 3 1 12 20 161 132 25 85 25000 6 2 4 13 1 3 12 7 61 5 1 15

12 4 2 8 44 2 20 31 315 151 28 170 25008 9 4 5 18 2 5 17 23 122 10 2 16

120 106 92 470 1300 28 9500 100 15000 4000 700 5000 915000 7000 65 303 100 25 50 150 900 2500 100 25 500

700 0 0 1650 10000 25 12000 300 28000 23000 3000 200 1702000 5000 200 10000 200 25 300 338391 30000 225000 100 50 500

20 7 8 76 15000 2 300 150 5000 30540 224 200 1444000 30 20 110 20 60 60 30 550 650 50 20 20

200 0 8 390 300000 1 500 150 4000 50000 1000 100 20761300 50 120 5000 200 5 600 353609 30000 225000 100 50 20

140 113 100 546 16300 30 9800 250 20000 34540 924 5200 2359000 7030 85 413 120 85 110 180 1450 3150 150 45 520

900 0 8 2040 310000 26 12500 450 32000 73000 4000 300 22463300 5050 320 15000 400 30 900 692000 60000 450000 200 100 520

9

2

10

12

10

3000

50

10000

60

13000

13 20

2 6

9 20

11 26

250 4480

100 1960

150 9800

300 3080

6

5

15

20

200 1120 940 320

1000

50

50

370

400 14280 3500 1050

2

8

15

23

1000

5000

800

2500

1800

7500

2

1

1

2

811

200

10

10

821

210

32

20

10

30

2500

250000

220

100000

2720

350000

3 2 1 15 2 1

2 1 1 1 2 0

3 1 2 7 2 4

5 2 3 8 4 4

90 10 75 230 15 7

50 20 1250 1200 50 150

20 5 1100 25 50 5

15 10 25000 14375 500 5

110 15 1175 255 65 12

65 30 26250 15575 550 155

11

3

6

9

264000

7400

12500

7200

276500

14600

N/A 15 64 2 37 198

10 893 1020 9681 70 500 10202

N/A 30000 80000 0 14000 155

N/A 30 862 40 300 80

N/A 2500000 500000 40 25000 80

N/A 1050 10543 110 800 10282

75 560819 2530000 580000 40 39000 235

3 6 21 1 9 32

N/A 5 8 1 17 99

N/A 10 56 1 20 99

53

6

80

86

4500

20000

500

20000

5000

40000

3 4 2

1 1 5

2627 1 7

2628 2 12

2900 70 65

5000 441 100

11500 35 30

13000 50 30

14400 105 95

18000 491 130

2

1

1

2

650

150

15

5

665

155

4

1

1

2

195

1950

20

200

215

2150


MĂŠrite International de la Jeunesse 139 Trinidad and Tobago

Central Bank of Trinidad and Tobago Connect the Dots Enda Inter-Arab Cambridge International School of Tunis

140 Tunisia

Habitat Center for Development and Governance (Youth for Habitat)

141 Turkey

FODER Financial Literacy Association JA Uganda I Profile Foundation Hearts Extended Uganda PEDN Uganda

142 Uganda

143 Ukraine

144 United Arab Emirates 145 United Kingdom 146 United States 147 Uzbekistan 148 Venezuela 149 Yemen 150 Zambia 151 Zimbabwe

Gymnasium School (n°27 Mariupol) Okhtyrka Gymnasium Sumy State University Chernihiv National University of Technology Student Scientific Circle National Bank of Ukraine Banking University Ukraine Emirates Foundation My BNK Sesame Workshop West Ottawa Public School MicroCredit Bank CEDICE Libertad Bancaribe Foundation for All Careers Expo JA Zambia JA Zimbabwe Stanbic Bank Reserve Bank of Zimbabwe Global Foundation of Public Speaking

Total

23

1

31

32

250

4000

125

300

375

4300

34

5

5

10

500

100

50

0

550

100

1 29

1 5

1 23

2 28

70 148

0 45000

20 25

0 26000

90 173

0 71000

1

1

4

5

20

0

36

40

20

76

630

447

4

451

156026

1560260

15481

154810

171507

1715070

60

6

67

73

15000

50000

350

1000

15350

51000

6 7 2 15

2 1 1 3

4 7 1 7

6 8 2 10

24 200 15 981

576 1000 30 620

6 50 10 120

6 100 50 400

30 250 25 1101

582 1100 80 1020

4

6

6

12

450

800

15

300

465

1100

5 12

14 8

14 17

24 25

392 470

385 240

9 85

126 0

401 555

511 240

6

1

5

6

130

300

27

200

157

500

18 3467 54 6 18 4 1 1 17 2 2 58 130 31 1 17

1 5 34 3 14 0 0 1 1 2 4 15 2 9 1 3

7 3859 46 3 70 0 2 1 25 4 5 100 2 35 4 8

8 3864 80 6 84 0 2 2 26 6 9 115 4 44 5 11

700 141200 1467 72 1400 0 26 40 560 390 965 30000 100 3717 140 62065

500 1410000 5000 72 0 4260 0 30 3000 1820 1697 1500000 3500000 5005 29078 6689700

25 8920 179 85 14 0 1 10 50 9 72 10000 30 250 840 300

50 90000 1500 10 0 4260 0 10 150 2502 580 2000000 5000000 25 12462 550

725 150120 1646 157 1414 0 27 50 610 399 1037 40000 130 3967 980 62365

550 1500000 6500 82 0 8520 0 40 3150 4322 2277 3500000 8500000 5030 41540 6690250

6

3

4

7

935

335

97

35

1032

370

13.431

14.332

184.945

199.273

7.421.414

6.441.338

51.489.548

Number of Participating Organizations

Number of events

Number of activities

Total Number of events and activities

Number of children reached directly

63.491.640 Number of children reached indirectly

Number of adults reached directly

Number of adults reached indireclty

8.545.323 Number of people reached directly

115.531.103 Number of people reached indirectly


 “I think that the Global Money Week has helped us to be smart in using money. Through the games that we have played, we learned that earning money is hard, it’s not that easy. We have to make an effort to make money.” ─ Shasha Safina Binti Haji Riduan, student, Brunei Darussalam ...

“I bought a bicycle by saving money. It gave me heavenly pleasure which I am not getting from buying an expensive car. So, it doesn’t matter what amount you are saving. Its matters you want to save and you feel that should save.” ─ Mr. Waseque Md. Ali, Managing Director of FSIBL, Bangladesh

“We learnt a lot of useful things for our future life.” – Rania (15), France ...

“I really enjoyed Global Money Week event. Participation in drawing competition was fun and informative for me. I had lots of ideas about what symbols and designs to use on Georgian Money, and I decided that infinity sign fits in the most. This is because, in my opinion, economic strength is what gives endless opportunities to the country and its citizens.” – Leila Anna Beselia (10), competition winner, Georgia

“I found it interesting playing in a football exercise that taught me the difference between Needs and Wants.” – Ramadhan Mohammed Mwai (15) , Nyeri Youth Sports Academy, Kenya ...

“We are not only drawing posters but at the same time, we’ve learnt a lot from managing money wisely when we grow older.” – Eneliko Laimani, student, Samoa

Global Money Week Report 2018

– Arini Bachtiar, Head of Corporate Events & CSR of Allianz Indonesia

...

“If you want to be successful start your saving plans from now. Because you are in competitive world where every moment is important.” – Mr. S K Sur Chowdhury, Adviser of Central Bank

188

“In addition to being consistent in sharing knowledge about financial planning to the young generation through education and literacy, Allianz Indonesia also invites the teenagers to explore their passion and knowledge, especially in digital economy which is currently growing. Through this activity, the young generation can identify their enthusiasm by utilizing digital channel, so they can express more creativity and get beneficial feedback in their daily lives.”

...

“Take control of your future by paying attention to your money today.” – Charlotte Petris, Founder & CEO of Timelio, New Zealand


ANNEX 2: QUOTES FROM GMW2018 “We need to speak using simple nontechnical words and we also need a financial, economic and fiscal culture, to ease the process of communication with the public and especially the young people. Financial education is needed to lay the foundations for a real financial inclusion, so our children, all citizens, banks and all the players in the financial market, even the authorities, could get a better grasp of financial and banking concepts through financial education.” – Mugur Isarescu, NBR Governor, Romania ...

“Children in this generation were so fortunate to learn about the importance of savings unlike the past generations.” – Deputy Principal, Solomon Islands

“We are committed to implement Riyali Financial literacy program in line with our agreement with the Ministry of Education, with an aim to educate two million students across schools and universities by 2020. The response by the target groups and school students was positive, which confirms the need for an integrated financial awareness program in the community.”

“We are proud to contribute to the financial literacy of young people, because it is not only crucial for the future of young people, but in our opinion, it is also essential for the future stability of the capital market.”

– Amr Banaja, Senior Vice President Marketing and Corporate Responsibility at SEDCO Holding Group, Saudi Arabia

“I save for a safer future.”

– Branko Železnik, Ljubljana Stock Exchange, Slovenia ...

– Mary (12), Aflatoun Club Member, Armenia

...

“Saving today for the future is the best decision you can do as a young person.” – Governor of the Central Bank, Swaziland

Global Money Week Report 2018

189


 “There is a great opportunity here for the financial institutions and banks to make a positive impact by improving access to credit for our youth and rural people. If our financial institutions can extend unstinted support to young entrepreneurs and farmers, and help in creating numerous opportunities for them, we will derive countless benefits.”

“The seminar on financial literacy is relevant. Was held in an interesting form. Students could clearly see how money works. Someone thought about his future. I myself received a lot of positive emotions and also thought about the fact that money should work on us, not we for them.”

“Keep it simple, spend less than you earn & invest the rest in things that grow”.

– Irina Dileeva, teacher, Kazakhstan

– His Majesty’s Address to the Nation, 109th National Day, Bhutan

...

“GMW is a wonderful tool to educate the children and youth, change the habits and build the financially responsible generation.”

...

“I only opened a bank account as a means with which to get my salary, this session has opened my eyes on how I can save money.”

– Mazamal Yar, Deputy Director Social Welfare, Pakistan

– Francelino Messias, teacher, Mozambique

“Let our kids to be smart by financial education.”

“I learnt that we need to spend wisely on important items first, needs before wants. The GMW $5 activity also teaches us to save money for the future because the value of $5 today won’t be as much as in the future.” – Fariz Alisha Binti Abd Aziz, student, Brunei Darussalam 190

Global Money Week Report 2018

– Catherine Robson, financial advisor, New Zealand ...

...

– Mr. Shuyang Huang, China

“The week of financial literacy has become a good tradition, an event of a national scope. Without financial literacy in the modern world, neither adults, nor even children, can afford to. Now young people are mastering technology, communication tools, keeping up with trends incomparably more active and efficient than the older generation. Our task is to give them knowledge and develop immunity against negative challenges, to teach responsible attitude to finance.” – Andrei Bokarev, Director of the Department of International Financial Relations, Russian Federation


“The theme Money is relevant for everyone! Sadly, people do not learn enough about it at school, but the fact that it plays a role for everyone (has an impact on everyone) is clear!”

“You are leaders of tomorrow, work hard to succeed in your professional life.”

“Saving as a kid is very important because when I grow up, I will have a lot of money that I can use for my many needs and use the Money wisely.”

– Caro (22), Fair Hostess, Germany

– Mr Thierno Seydou Nourou, Manager at the National Bank for Economic Development, Senegal

...

...

...

“If you will learn how to manage your personal budget, you will know how to manage your Country’s budget.”

“You are leaders of tomorrow, work hard to succeed in your professional life.”

“Saving little but always saving!”

– Director of KBA, Kosovo ...

“You may not be rich but dare to think like a millionaire.” – Anna Yang, UN Youth, Seychelles

– Mr Thierno Seydou Nourou, Manager at the National Bank for Economic Development, Senegal

– Pearl Segola, student, Botswana

– Student at Santa Cruz School, Cape Verde ...

“Saving as a kid is very important because when I grow up, I will have a lot of money that I can use for my many needs and use the Money wisely.”

“The activity was interesting, rewarding and enjoyable where we got to know the children’s different perspectives, how they are educated with regards to finance, the knowledge they have and how we can help them and share our experience working in a financial institution in a dynamic and fun way.” – Volunteer collaborators of BAC Credomatic, Guatemala ...

“The Global Money Week 2018 really helps me to opening a saving account for keeping my business money and profit. I so overwhelmed during the celebration.” – Muhammad Rabilu, Nigeria

– Pearl Segola, student, Botswana Global Money Week Report 2018

191


Child & Youth Finance International (CYFI) CYFI, is a non-profit organization that coordinates the world’s largest movement dedicated to enhancing entrepreneurial capabilities, social and financial inclusion and to promoting Economic Citizenship Education of children and youth. Leveraging expertise and innovation from within its global network, the Child and Youth Finance Movement has spread to over 150 countries and has reached more than 24 million children.  www.childfinanceinternational.org  @ChildFinance  @ChildFinance CYFI initiatives include: ❶ ❶ Global Money Week (GMW) ❷ Global Inclusion Awards (GIA) ❸ ❹Ye! for Young Entrepreneurs (Ye!)

In partnership with the African Union Commission

In partnership with

Global Money Week (GMW)

Ye! Community

Global Inclusion Awards (GIA)

GMW, a CYFI initiative, is an annual financial awareness campaign built to inspire children and young people to learn about money matters, livelihoods and entrepreneurship.

The Ye! Community, a CYFI initiative, is to support young entrepreneurs under the age of 30. There are 16,000 entrepreneurs in the Ye! Community from 141 countries. Ye! Community connects young entrepreneurs around the world and links them to various tools, resources and opportunities to support the growth of their ventures. The Ye! platform provides young entrepreneurs with business knowledge, an online community and social network, a coaching program and links to funding opportunities.

The Global Inclusion Awards, a CYFI initiative, recognize and honor those who achieve greatness in furthering the Economic Citizenship of children and youth at the national, regional and international level. The Awardees demonstrate innovation in financial, social and livelihoods education, financial inclusion, and entrepreneurial support for children and youth.

 www.globalmoneyweek.org  @GlobalMoneyWeek  @GlobalMoneyWeek  @GlobalMoneyWeek

 www.yecommunity.com  @YeCommunity  @ye_community

Award categories include the CYFI Country Award, the Global Money Week Award, the Economic Citizenship Award, the Outstanding Youth Economic Citizenship Award, and the Global Youth Entrepreneur Award.  www.childfinanceinternational. org/initiatives/awards.html  #GlobalInclusionAwards

global money week REPORT 2018

Initiative of

2018 - Global Money Week Report  

Global Money Week (GMW), a Child & Youth Finance International (CYFI) initiative, is an annual financial awareness campaign built to inspire...

2018 - Global Money Week Report  

Global Money Week (GMW), a Child & Youth Finance International (CYFI) initiative, is an annual financial awareness campaign built to inspire...