September 4 2025

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Canada and Ontario Investing $14.6 Million to HelpFarmersMakeImprovementstoFarmlands

Federal and provincial investment will protect Ontario’s farmers in the face of U.S. tariffs and policies

ThegovernmentsofCanadaandOntario are investing up to $14.6 million through the Resilient Agricultural Landscape Program (RALP) to help farmers make improvements to theirfarmland.

OBITUARY

Maurice Tremblay 1952 – 2025

The family announces with great sorrow his passing on Friday, August 22, 2025 at Chapleau General Hospitalattheageof72. Beloved husband of 46 years to Dorothy Tremblay. Loving father of Kaitlin Tremblay (Will) and Ashley Corbeil (Steve);cherishedgrandfathertoHailey,Leah, Logan,andJacob.

Dear brother of late Jeannine (late Placide), late Rene (Teresa), late Donat (Mary),lateRobert(Betty),Alice(Luc),andlate Ernest; brother-in-law to late Catherine, Margaret (Tony), Richard (Eileen), Elaine (Colin),andGary(Linda).Hewillalsobedearly missed by numerous nieces, nephews, cousins,andgoodfriends.

Respecting his wishes, cremation will take place. A funeral service will be held on Saturday, September 6, 2025 at 11 a.m. at SacredHeartChurchinChapleau.Aluncheon will follow in the parish hall. Remembrance donations made to the Chapleau General Hospital Foundation or Diabetes Canada. Arrangements have been entrusted with LESSARD Funeral and Cremation Centre. Online condolences and donations can be madeatwww.lessardstephens.com

As part of the government’s plan to protect Ontario, this investment supports the province’s Grow Ontario Strategy to give farmers the tools they need to build long-term resiliency and stay competitive in the face of tariffsandeconomicuncertainty.

“We’re working with farmers in Ontario to help them take care of their soil, keep their waterclean,andmaketheirfarmsstrongerinthe face of environmental challenges,” said the HonourableHeathMacDonald,federalMinister of Agriculture and Agri-Food. “By supporting natural infrastructure and sustainable practices, we’re helping to protect our farmlands and strengthenCanada’sfoodsystem.”

“Ontario farmers are incredible, caring stewards of their lands, who work hard to make themmoreproductiveandresilient–evenasthey facechallengesoutoftheircontrol,”saidTrevor Jones,OntarioMinisterofAgriculture,Foodand Agribusiness. “Our government is proud to support them with investments that protect farmland,buildaresilientagriculturalsectorand helpgrowOntario’seconomy.”

The RALP Marginal Lands Initiative, delivered by Conservation Ontario, is receiving anadditional$9.6milliontohelpfarmerscreate or enhance natural features such as wetlands or pollinator habitats on marginal agricultural lands.Theprogramconnectsfarmerstotechnical supportandorganizationsthatcanmakeiteasier for farmers who carry out large-scale environmental projects on their land, including carbon sequesteringandreducingemissions.

An additional investment of up to $5 million is being invested in the RALP Ontario Agricultural Sustainability Initiative, delivered by the Ontario Soil and Crop Improvement Association (OSCIA), to help farmers access funding to plant grasslands and trees, reduce tillage and build water retentionfeatures.

These improvements help farmers better withstand extreme weather, improve soil and water healthandboostbiodiversity.

The Sustainable Canadian Agricultural Partnershipisa5-year(2023-2028),$3.5-billion investment byfederal, provincial, andterritorial governments to strengthen competitiveness, innovation and resiliency of Canada’s agriculture, agri‐food and agri‐based products sector. Thisincludes$1billioninfederalprogramsand activities and a $2.5 billion commitment for programs designed and delivered by the provinces and territories, cost-shared 60% federally and40%provincially/territorially.

The Resilient Agricultural Landscape Programisprovidingupto$56.7millionthrough the five-year Sustainable CAP to support Ontario farmers in sequestering carbon and making their agriculture lands more productive andresilient.

Information and guidelines about the Marginal Lands Initiative are available on the Conservation Ontario website. A request for proposals submissions process to apply for fundingsupportthroughthisinitiative willopen onSeptember22,2025.

Funding amounts for the OSCIAdelivered initiative vary according to the type and scope of the project. For more details, contacttheOSCIA.

The Ontario Forage Council delivers another RALP Initiative in Ontario. The Community Pastures Initiative helps make the province’scommunitypasturesmoreproductive byenhancingthequalityoftheselandstoensure farmershaveaccesstothebestgrazingfieldsfor theirlivestock.

For more information about OMAFA programs and services, contact theAgricultural Information Contact Centre (AICC) at 1-877424-1300oratag.info.omafa@ontario.ca.

Moments

WhilethinkingaboutmytriptoChapleau to launch 'The Chapleau Boys Go To War' with myco-authorMichaelMcMullen,Idecidedthat while home I wanted to do the backyards and backlanesjustonemoretime.

On previous visits since I moved to BritishColumbiajustover26yearsago,Isimply didn'tfindtime,althoughIdidvisitthe'BigRock'

ontheNebskwashiRiver,nowinthePeacePark, where we played for hours in our growing up years.

Harry'Butch'Pellow,mylifelongfriend, summeduptheimportanceofthe'BigRock'ina column some time back. Butch wrote in part: "Butitwasn’tjustarock. Itwasthecenterpiece of a cowboy movie, a hideaway from bandits or thelaw,andwherewewouldshoot,maim,wing, or capture and tie up our adversaries whomever theymightbe. Itwasadrygulch,amountaintop, a cliff, a destination, a point of arrival and a lookout. Infactitwouldbeanythingweputour mindtomakingitouttobe."

But the back lanes and backyards were also important -- in fact, they were major transportation routes going through friendly backyards and going up and going up and down lanestogetwhereverweweregoing.

Icouldn'tfindasuitablequoteaboutback lanes,butIdidrecallaNateKingColesongfrom 1953:"It'sjustalittlestreet(backlane)whereold friendsmeetandtreatmeinthesameoldway."

Ken Schroeder, another lifelong friend, who lived on Aberdeen Street, one lane and a backyard from our place on Grey Street, volunteeredtocomealong,andinthebeginning, Icouldjustseeustrudgingupanddownthelanes andthroughthebackyards--eventhoughforthe mostpart,wewouldhavenoideawhonowlived inthehousesalongourroutes.

I set out from the Redwood to start at Grey Street, and several hours later, made it. In the meantime, Ken arrived, and we decide we would drive, rather than walk the lanes and just look at the backyards. Off we went down Lorne StreetfromBirch,upthebacklanebehindwhere the old old rink and the Chapleau Memorial Arena were, down Lansdowne, up the next lane andsoon.

I must admit that Ken has a much better memory than I do. He actually remembered where everyone had lived in every house from LornetoGreystreetslookingatthehousesfrom thebackyards.

Anyway,whenwereachedtheAberdeen Lane, Ken pulled his vehicle over behind the house where he lived, and advised he wanted to takeaphotoofmewiththerhubarb.I'mstillnot

sureofthesignificanceofmewiththerhubarb,as Idon'tthinkIraidedtheSchroederrhubarb,butI compliedwithKen'srequest.

WeendedourtouratthePeacePark,and what a wonderful place that is. Congratulations Chapleau!

Alongtheway,KenandIsharedsomany fondmemoriesofgrowingupinChapleauinthe 1940s and 50s and we laughed a lot. One I recalled was us driving up and down the Aberdeenlaneinaredtruckthathisfatherowned -- long before we had such a thing as a driver's license.

Then we proceeded to the Redwood Con’tonP.4

EXPLORE CANADA THIS SUMMER

Jim, Kim, Dr Bill, Harry, Brigitte, Roger in frontofthe"BostonCafe”
Olive (Collings) McAdam and Elsie (Pellow) Collings, sisters of DFC winner Baisel Collingswereattheparty
MJM withtherhubarb
SomeofthegangwithAldeeatTheRedwood

WeatherSummaryforOntario August 2025: Dry Conditions Continue, Cool Weather Arrives Late

Temperatures

For August, mean monthly temperature was again near normal across most of the province.Temperatureanomaliesweregenerally less than one degree (above or below normal)

ChapleauMoments

Cont’dfromP.3 whichwestillrememberastheBostonCafe,theobviousplacefor us to end up. It's where we would go in our growing up years. Michael McMullen and I signed some books, and enjoyed the companyofoldfriends.ThankstoJimHongwhohelpedsomuch tomakeitallhappen.

And thanks to Ken Schroeder for taking me up and down thebacklanes,andremindingmeofwholivedthere.Greatfun.

except in the southwest where several locations observed more thanonedegreebelownormal. For all regions, temperatures generally rose to well above normal during the first half of the month and then decreased to below normal through the second half. The second week was the warmest with widespread daily maximum high records set fromthe10-12th.Infact,records weresetoneachofthosedaysat Cornwall with 36.0, 33.5 and 35.5°C. The last week was generally the coolest and Kirkland Lake set a record low maximum temperature of just 12.8°Conthe25th.Temperatures recoveredconsiderablyinthelast fewdaysofthemonth,especially inthenortheast.

But it was also a mini reunion with more than 60 mostly fromChapleaufriendswhowereabletomakeitfortheoccasion.It was great that Harry 'Butch' and Brigitte Pellow, Dr. Bill Pellow anddaughterKim,andKenandhiswifeSigwereabletobethere too.Michael'swifeAlison(McMillan)wasofcoursethere,andIan Macdonaldhadtoleaveabitearly.

ReflectingonitallnowIamremindedofacommentmade bycountrysingerLyleLovett:"Youdon'thavetohaveanythingin commonwithpeopleyou'veknownsinceyouwerefive.Withold friends,you'vegotyourwholelifeincommon."

Precipitation

August was drier than normal for most regions, especially in central and eastern portions of southern Ontario as well as the northeast. Bancroft recorded only around 25% of its monthly norm. The Sault Ste Marie area was a noticeable exception provinciallyrecording around 190% of its monthly

normalfromsystemsthatcrossedboththesouth andnorthoftheprovince.

On the weekly times scale, most of the provincesawlittleorevennoprecipitationinthe firstweek(apartfromareasofthenorth)andthe third week was generally the wettest. Several systems provided some relief to northwestern parts of the province designated as severe or extremedroughtareas.

SignificantEvents

There were no significant impacts from weathereventsthismonth.

OutlookforSeptember2025

For next month, model guidance shows no clear temperature trend for most of the province, except in the southwest where conditions are more likely to be cooler than normal.Forprecipitation,guidancehintstoward a wetter-than-normal month in parts of the Far North and north of the provincebut perhaps drierconditionsinthesouthwest.

BUYCANADIAN MADE PRODUCTS

4reasonstotreatyourselftoanight(ortwo!) inanenchantinglocationthisfall

Justbecausesummerisover doesn't mean you can't treat yourself and shake up your routine.Herearefourreasons to book a night—or several—at an inn, hotel or bed andbreakfastthisfall.

1. Discover breathtaking scenery. Summer has its charms, but nothing compares to the beauty of fall landscapeswiththeirrichand vibrantcolours.Spendanightinapicturesquevillageandimmerseyourselfinthestunninghuesandcrispsmellsofautumn.

2. Save money.As peak tourist season winds down, accommodation prices often drop.Thisistheperfectopportunitytoenjoyagetawayifyou'reonatightbudget.

3. Exploreincomfort.Hikingintheforestorexploringattractionswhenthesunis blisteringandthetemperatureisover30Cisn'tthemostpleasantofexperiences.Fallis definitely the most temperate season. Plus, there aren't nearly as many mosquitoes buzzingaround!

4. Participateinevents.Findaneventthatinspiresyouandstayintheareatoenjoy it to the fullest. From music, filmandliteraryfestivalstosportscompetitionsandfoodgatherings,you haveplentyofoptions.

Gooutandfindlocaldestinationswhereyoucansavourthejoysoffallin alltheirsplendour.Whichcolourfulregionwillyouchoosetorelaxinthis season?

Fall:aninspiringseasonforartists

Every year, fall transforms the landscape into a true source of inspiration.As soon as the leaves begin to change colour, nature becomes a stunning backdrop that captivates theeyeandsparkscreativity.

For a few weeks, forests and parks burst with reds, oranges and golden yellows, crafting breathtaking scenes.

Thewarmundergrowth,majesticcarpetsoffallenleavesand swathsofmigratorybirdspreparingtoflysouthofferendless subjects to capture. You can't forget the orchards laden with fruit, the elegant vineyards and the colourful pumpkin and squash patches! It's no wonder this rich tapestryinspiresbothaccomplishedandaspiringartistsalike.

Falliscertainlyauniquetimetoletyourcreativesideshine.Whetheryou're walking along mountain trails, observing fields or strolling along rivers lined with colourfultrees,youmayfeelcompelledto capture the beauty of the moment with a camera, a sketchbook or a canvas and paintbrushes.

This year, why not take the opportunity to try a new artistic activity? Visit your local shops to pick up some suppliesorgetinspiredbycheckingoutan exhibitionorartgallerynearyou.

MOMENTS IN TIME

OnSept.15,1916,Britishtroopsemployedtanksforthefirst time in history, during an offensive against the Germans duringtheBattleoftheSomme.Whilesomeweretooslowto hold their positions during the German counterattack and were subject to mechanical failure, General Douglas Haig realized their potential and ordered the war department to producehundredsmore. Lastweekssolutions

Préparezvosadosàs’investirdansleuravenir

(EN)Votreadoboudel’apprentissagedenotions essentielles comme les finances? Le fait est que plusieursélèvesdusecondaireaimeraientmieux comprendrelesfinancespersonnelles.

Selon un récent sondage sur l’éducation financière, 60 pour cent des adolescents interrogésontdéclaréqu’ilsvoulaientapprendre deleursparentsetenseignants.

Le fait que les adolescents souhaitent acquérir une éducation financière auprès de sourcesdeconfianceindiquequelesparentssont bienplacéspourrépondreàleurspréoccupations immédiates.Pourbeaucoupdejeunes,lecoûtdes étudespostsecondairesesttrèspréoccupant.

Toutes les familles ne sont pas à l’aise aveclefaitqueleursadolescentsconnaissentles détails de leur vie financière (et pour certaines, parler d’argent peut être culturellement tabou). Mais faire preuve d’ouverture et d’honnêteté aveclesenfantsd’unemanièreadaptéeàleurâge peutleurpermettredecomprendrelesattentesà l’aubedeleurvied’adulte.

Racontezvospropreserreursfinancières passées.Permettezàvosenfantsdetirerpartides leçons que vous avez apprises. Par exemple, si vousavezeudeladifficultéàpayervosdettesau débutdevotrevied’adulte,dites-leurcequevous auriez aimé savoir à l’époque. Présentez-leur le concept de crédit et décrivez-leur les conséquences financières d’un endettement

qu’ils ne peuvent pas gérer.

Expliquez à votre adolescent comment les intérêts fonctionnent en lui demandant de verser une petite somme supplémentaire sur un montant qu’il vous empruntera. Les intérêts peuvent être un grand choc pour les jeunes qui commencent à emprunter.Ilspeuventen venir à adhérer à des cartes de crédit assorties de taux d’intérêt ingérablesparcequ’ilsne comprennent pas tout à faitdansquoiilss’embarquent.

Commencez à parler plus sérieusement de placements. Les ados s’intéressent bien plus aux placements qu’on ne pourrait l’imaginer. Beaucoup d’entre eux savent déjà qu’ils ne bâtirontpasleuravenirqu’aumoyend’unrevenu régulier.

Commencez par enseigner à vos enfants lesdifférentsinstrumentsdeplacement.Àpartir de là, vous pouvez ouvrir un compte de dépositaire (les mineurs de moins de 18 ans ne peuventpasouvrirdecomptedeplacementouy investir sans l’autorisation d’un parent ou d’un tuteur)ouutiliserunsimulateurdeplacementen ligne.

« Le moment peut être bien choisi pour s’exerceràinvestiretfairedeserreurs,parceque

quand on est jeune, on a encore un coussin sur lequelserabattre»,souligneShawnnetteFraser, vice-présidente associée, Gestion de patrimoine TD.

Aidez-les à choisir des actions d’entreprises qu’ils connaissent pour rendre le processus plus stimulant et parlez de ce qui se passelorsquelesmarchésfluctuent.

En créant un environnement sécuritaire où ils peuvent expérimenter et faire des erreurs, vousaidezvosadolescentsàacquérirlesoutilset les réflexes nécessaires pour prendre de bonnes décisionsdeplacementplustard.

Don’tletdebtcreepuponyou

(NC) Debt doesn’t always show up in one big dramaticbill.Sometimesitsneaksinslowlywith small charges and minimum payments until suddenlyittakesupmorespaceinyourlife,and yourwallet,thanyoueverexpected.

The first step to getting better control of your debts is building your understanding. Here aresomeimportantthingstoknow: Thebasicsofborrowing:

Whenyouborrowmoney,you’renotjust paying back the amount you took out—the principal—youcouldalsobepaying:

! Interestcharges

! Annualandadministrativefees

! Latepaymentpenalties

! Overdraftornon-sufficientfundfees

All of these can add up quickly and balloonfarbeyondtheinitialamountborrowedif notmanagedwisely.

Therearegooddebtsandbaddebts.

Good debt helps you build towards the future: a student loan can help your career prospects,acarloanhelpsgetsyoutoworkanda mortgageletsyoubuildequity.

Bad debt just costs money, often for things that lose their value: high interest items like payday loans or impulse buys on a credit card. Bad debts can grow quickly if left unchecked.

Whenyoupayyourdebts matters.

Ifyoudon’trepayontime,debtcancause otherproblems:

Financial strain: Debt payments reduce how muchyoucansaveorinvest.

Thedebtcycle:Usingdebttopayoffotherdebt createsaloopthat‘shardtoescape.

Credit score damage: Missed loan payments and high credit balances can hurt your ability to getaloan,rentanapartmentorevenlandajob.

Mortgage barriers: Lenders may not approve yourmortgageifyouhavehighdebt.

Healthimpacts:Stressfromdebtcanharmyour mentalandphysicalhealth.

Letting debt build up without a repaymentplancancauselastingharm.Knowing the difference between good debt and bad is the firststepinstayingincontrol.Debtdoesn’thave tobescary,butitdoesneedyourattention.

You can learn more about best practices and tools to help you manage your debt at canada.ca/money.

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