Coast Guard Mutual Assistance 2014 Annual Report

2014 Message from the Chairman

It is my pleasure to present the 2014 Coast Guard Mutual Assistance (CGMA) Annual Report. CGMA dates back to the establishment of the League of Coast Guard Women in 1924 and celebrates over 90 years of service to our Coast Guard family. Over this period , CGMA has distributed more than $174 million in financial assistance to the men and women of the Coast Guard.

One of my principles guiding our Service is “Duty to People” - the well-being of our people is critical to the success of the Coast Guard. CGMA plays a key role in maintaining the financial well-being of those with whom we serve, and also provides the reassuring comfort of assistance in times of crisis.

I am extremely proud of the support you demonstrated through generous donations, monthly allotments and payroll deductions. Last year, total giving exceeded $2 million. Thanks to your efforts, CGMA provided $3.25 million in grants and interest-free loans for over 5,900 cases. Additionally, over $89,000 was distributed through essential service programs such as certified financial counseling, respite care, federal student loan reimbursements and ba by layettes for families with newborns.

CGMA continues to look for new and better ways to increase awareness and assist Coast Guard families. Recent changes improved the CGMA website for mobile devices, an d the CGMA Facebook page is gathering friends. This year, the Supplemental Education Grant and Education Loan Programs were enhanced, and two new special needs focused assistance programs were implemented.

CGMA’s mission is accomplished under the diligent oversight of the CGMA Board of Control and through the dedication and commitment of more than 400 CGMA Representatives and Assistant Representatives, hundreds of campaign workers and a small staff at CGMA Headquarters. I extend my sincere thanks to all involved for CGMA’s success in 2014.

I am very pleased to report that CGMA remains strong, healthy and well positioned to carry on our proud tradition of looking after our own.

Chairman Coast Guard Mutual Assistance

CGMA Presence

Over 400 CGMA Representatives at 96 Shore Units and 37 Cutters in 32 states & territories including Puerto Rico & Guam

ACADEMY NEW LONDON

AIR STATION ATLANTIC CITY

AIR STATION BARBERS POINT

AIR STATION BORINQUEN

AIR STATION CAPE COD

AIR STATION CLEARWATER

AIR STATION DETROIT

AIR STATION LOS ANGELES

AIR STATION MIAMI

AIR STATION SACRAMENTO

AIR STATION SAN FRANCISCO

AIR STATION SAVANNAH

AIR STATION SITKA

AIR STATION TRAVERSE CITY

AIR STATION/SFO PORT ANGELES

ATC MOBILE

BASE ALAMEDA

BASE BOSTON

BASE CLEVELAND

BASE DET ST LOUIS

BASE ELIZABETH CITY

BASE HONOLULU

BASE KETCHIKAN

BASE KETCHIKAN-JUNEAU

BASE KODIAK

BASE LA/LB

BASE MIAMI BEACH

BASE NATIONAL CAPITAL REGION

BASE NEW ORLEANS

BASE PORTSMOUTH

BASE SEATTLE

CRYPTO UNIT TX

DISTRICT FOURTEEN HONOLULU

FINCEN CHESAPEAKE

HITRON JACKSONVILLE

INSTITUTE OKLAHOMA CITY

LSC NORFOLK

MFPU KINGS BAY

MSST SAN DIEGO

MSU CHICAGO

MSU DULUTH

MSU HUNTINGTON

MSU MORGAN CITY

MSU PADUCAH

MSU PITTSBURGH

MSU PORT ARTHUR

MSU PORTLAND

MSU SAVANNAH

MSU VALDEZ

NPFC ARLINGTON

NVDC FALLING WATERS

PPC TOPEKA

SECTOR ANCHORAGE

SECTOR BOSTON

SECTOR BUFFALO

SECTOR CHARLESTON

SECTOR COLUMBIA RIVER WARRENTON

SECTOR CORPUS CHRISTI

SECTOR DELAWARE BAY PHILADELPHIA

SECTOR DETROIT

SECTOR GUAM

SECTOR HOUSTON/GALVESTON

SECTOR HUMBOLDT BAY

SECTOR JACKSONVILLE

SECTOR KEY WEST

SECTOR LAKE MICHIGAN MILWAUKEE

SECTOR LONG ISLAND SOUND NEW HAVEN

SECTOR LOS ANGELES/LONG BEACH

SECTOR LOWER MISS RIVER MEMPHIS

SECTOR MOBILE

SECTOR NEW YORK

SECTOR NORTH BEND

SECTOR NORTH CAROLINA/ATLANTIC BEACH

SECTOR NORTHERN NE PORTLAND

SECTOR OHIO VALLEY LOUISVILLE

SECTOR PUGET SOUND SEATTLE

SECTOR SAN DIEGO

SECTOR SAN FRANCISCO

SECTOR SAN JUAN

SECTOR SAULT STE MARIE

SECTOR SOUTHEASTERN NE WOODS HOLE

SECTOR ST PETERSBURG

SECTOR UPPER MISS RIVER ST LOUIS

SFO EASTERN SHORE CHINCOTEAGUE

SFO GALVESTON

SFO GRAND HAVEN

SFO MORICHES

SFO SOUTHWEST HARBOR

SMTC CAMP LEJEUNE

STATION CHANNEL ISLANDS HARBOR

STATION CHETCO RIVER

TISCOM ALEXANDRIA

TRACEN CAPE MAY

TRACEN PETALUMA

TRACEN YORKTOWN

YARD BALTIMORE

USCGC ACTIVE

USCGC ALERT

USCGC BEAR

USCGC BERTHOLF

USCGC BOUTWELL

USCGC CAMPBELL

USCGC CONFIDENCE

USCGC DEPENDABLE

USCGC DILIGENCE

USCGC EAGLE

USCGC ESCANABA

USCGC FORWARD

USCGC HARRIET LANE

USCGC HICKORY

USCGC JAMES

USCGC JUNIPER

USCGC LEGARE

USCGC MACKINAW

USCGC MELLON

USCGC MIDGETT

USCGC MOHAWK

USCGC MORGENTHAU

USCGC NORTHLAND

USCGC POLAR STAR

USCGC RELIANCE

USCGC RESOLUTE

USCGC SENECA

USCGC SHERMAN

USCGC SPENCER

USCGC STEADFAST

USCGC STRATTON

USCGC TAHOMA

USCGC TAMPA

USCGC THETIS

USCGC VIGILANT

USCGC VIGOROUS

USCGC WAESCHE

2014 Casework Results

Since 1924, Coast Guard Mutual Assistance (CGMA) has been a source of essential financial aid to those in need within the Coast Guard community. Over the course of its service history, CGMA has given over $174 million in financial assistance to serve those needs. In the past five years alone, CGMA has issued interest-free loans totaling over $17.7 million as well as personal and education grants totaling more than $3 million in more than 28,000 cases.

$ 3.25 million $ 3.25 million total assistance

$ 582,000 education assistance

In 2014, CGMA provided essential financial aid to 3,953 Coast Guard families through interestfree loans and grants .

Over 2,200 students were supported through CGMA’s education programs.

$73,700 adoption loans and grants

CGMA gave 33 loans and grants to help Coast Guard families with the unique financial demands of adopting a child.

CGMA understands the unique sacrifices of the Coast Guard family, especially when they face an unexpected financial need.

Whether helping members with emergency home repairs due to fire or flood, or emergency travel to witness the birth of their child or to visit the bedside of a critically ill parent, CGMA is ready to look after our own. In an effort to alleviate the stress of these and a host of other circumstances, members continue to turn to CGMA and find the support they need.

2014 Program Highlights

Adoption Grant

The CGMA Adoption Grant program provides up to $1000 per client for the home study expense directly related to the legal adoption of a child. This grant is available to all CGMA clients. Last year, 19 clients took advantage of this program, receiving $19,000 in grant money.

Baby Layettes

CGMA’s “Welcome Baby Package” is offered to all clients who have just had a baby or are adopting one. Valued at over $70, the layette contains a receiving blanket, crib sheets, clothes and other items for a newborn child along with some helpful health and parenting information from the March of Dimes. In 2014, CGMA distributed 25% more layettes than the previous year, supplying $40,000 in baby supplies to 570 Coast Guard families.

Over $89,000 was provided through resource programs

• Financial Counseling

• Loan Origination Fee Reimbursement for student loans

• Baby Layettes for the newest members of Coast Guard families

• Respite for full time caregivers

New and Expanded Programs

Education Programs

CGMA has updated existing education programs in response to the evolving educational needs of Coast Guard families. The interest-free education loan has increased from $2,000 to $3,000, allowing clients to borrow more money for themselves or their dependents. For clients that pay the Student Loan Origination Fee for Stafford/Plus Education Loans (up to 4%), CGMA continues to offer direct reimbursement on these charges.

As of January 2015, CGMA’s most popular program, the Supplemental Education Grant (SEG), has increased from $250 to $350 per calendar year and is now open to all degree levels. With a competitive job market requiring further degrees and education, the SEG serves to help our clients pursue higher education by reimbursing the costs of books and supplies.

Special Needs Grant

CGMA also approved a new grant to provide financial assist ance to Active Duty clients who are faced with extra costs in relation to dependents with special needs. To be eligible for the grant, clients must be active duty or reservists on active duty for 181 days or more, with dependents registered in the Coast Guard Special Needs Program. This grant, up to $3,000 per client, helps with costs such as fees for specialized activities (camps, clubs, sporting leagues), the cost of adaptive equipment such as heavy duty strollers, wheelchairs, and the cost of other resources designed to meet special needs, like Assistive Technology Devices (communication devices, hearing aids, etc.) or specialized computer software, as well as membership fees to organizations that provide special needs services. Coast Guard Mutual Assistance recognizes the unique financial challenges that special needs families face, and hopes that the grant will help alleviate some of the financial burden.

Service Animals Loan

CGMA now offers a loan of up to $6,000 for the purchase or training of a service animal to assist a client who is disabled or a member of the client’s immediate family who is disabled. Service animals may be dogs or other animals trained to the requirements of the individual with a disability, including mobility issues, visual impairment, hearing impairment, seizures, diabetes, PTSD, autism, epilepsy, multiple sclerosis, and other physical or mental disabilities.

Emergency Pet Expenses

CGMA has recently expanded assistance for emergency pet expenses. Such expenses may include pet quarantine fees during PCS transfer, veterinary bills for emergency treatment when a pet has become injured or seriously ill, and pet lodging expenses during a move or emergencies when a pet cannot accompany the client during travel.

“

I would like to state that I greatly appreciate CGMA. You have had a huge impact on the well-being of our brothers and sisters in service. In my 23 years of service, this is the only collateral I have felt so proud to hold. Thank you all.”

F&S2 Nate Jewell

Source of Funds

Contributions

In order to continue performing its vital role within the Coast Guard community, CGMA relies on a steady infusion of funds from voluntary contributions. Though CGMA works closely with the Coast Guard, it is an independent non-profit organization and receives neither appropriated nor non-appropriated government funding.

Throughout the year, contributions are accept ed from individuals and organizations. A majority of the financial support CGMA receives comes from allotment/payroll deductions from Active Duty members, Retired Military members and Civilian Employees. These allotments/deductions account for over 80% of the $2.15 million in donated funds for 2014.

Repayments on Loans

As the money distributed through interest-free loans is returned to CGMA, these funds are redistributed to other Coast Guard members in need, thereby recycling contribution dollars.

Return on Investments (CGMA Portfolio)

CGMA operations are also supported by the capital generated from the investment portfolio. With a market value of $25 million at the end of 2014, the portfolio allows CGMA to produce income through interest an d dividends and grow capital in low-risk investments. Ultimately this resource serves as a safety net for CGMA to maintain seamless operations.

When needs exceed operating funds, CGMA would draw upon these reserve funds. Whether during times of emergency or during the normal course of business, the portfolio provides an important safeguard to meet client needs without requiring additional contributions.

For every dollar donated in 2014, $1.87 was issued in direct programs and assistance. An additional $ .23 covered administrative and fundraising costs.

CGMA Dollars Hard at Work

With $2.15 million in donations in 2014, CGMA was able to provide interest free loans totaling over $2.78 million. An additional $491,000 in grants was given. Program costs were $750,000, administrative costs were $353,000 and fundraising costs were only $146,500.

Statements of Financial Position

For years ended December 31, 2014 and 2013

Independent Audit: Coast Guard Mutual Assistance Financial Statements for the years ended December 31, 2012 and 2013, were audited by independent auditors from the firm Murray, Jonson, White & Associates, LTD, Certified Public Accountants, of Falls Church, Virginia. Copies of the report have been provided to all members of the Coast Guard Mutual Assistance Board of Control. Copies of the audit report are available by con tacting the Director of Finance, Coast Guard Mutual Assistance, at ARL-DG-CGMA@uscg.mil

Statements of Financial Activities

For years ended December 31, 2014 and 2013

Revenues, Gains, and other Support

Contributors

CGMA acknowledges with sincere appreciation the contributions generously given by the following individuals, companies and organizations throughout 2014

Corporate and Organization Contributors

of $1,000 or More

Belvoir Woods Protestant Mission Society Dorothy M. Thayer Trust

Friends of the Alameda Free Library

Microsoft Matching Gifts Program

Spill Control Association of America

Surfman's Trust Fund at the Boston Foundation

USCG Auxiliary Flotilla 136

Witt O'Brien's, LLC

Individual Contributors

of $1,000 or More

ADM Thad W. Allen, USCG (Ret)

Mr. & Mrs. Gardiner H. Meyer

Mr. & Mrs. W. F. Boucher Mrs. Ariadna Miller

CDR & Mrs. Richard Burgdorf, USCGR (Ret)

CAPT John H. Byrd, USCG (Ret)

PO2 Frederick Callies, USCGR (Ret)

RADM Clifford F. Dewolf, USCG (Ret)

CWO4 James D. Gibler, USCG (Ret)

SCPO Robert D. Koehler, USCGR (Ret)

Mr. Brad Lambertsen

Mr. Richard R. Mace

LCDR Ferdinand Morales, USCG (Ret)

COL Alfred Phillips

CAPT & Mrs. Robert T. Platt, USCG (Ret)

PO1 John L. Roullier, USCG (Ret)

CAPT Alan B. Smith, USCG (Ret)

Mr. James K. Toomey

CAPT Joseph G. Victor, USCGR (Ret)

Mr. & Mrs. Mark J. Wisner

Author Royalties – Character in Action

Donald T. Phillips

ADM James M. Loy, USCG (Ret)

Memorial Contributions

received in memory of

Mr. William H. Barlow

Ms. Kathleen Barnes

PO Timothy L. Bidiman

Mr. Charles Emil Black

CWO Richard A. Bonney

Ms. Dolores M. Brady

Mr. Gerald J. Canfield

PO2 Kenneth W. Carver, III

CWO John J. Cherny, III

Mr. Ketan Chinlund

Mr. David Cocoran

Mr. Lyle G. Cole

CAPT Robert L. DeMichiell

Mr. James Dodson

Ms. Betty C. F. Dole

Ms. Penny F. Dustin

Mr. Herbert L. Farnham

MCPO Stanley "Nick" Ferro

Mr. Robert C. Greenlaw

Mr. Edward D. Greer

Ms. Lorelei W. Griffith

Mr. Thomas Hallock

Mr. Edward C. Holdsworth

Mr. Harold "Bing" K. Hastings

Mr. Edward C. Holdsworth

CDR Robert H. Holesko

PO Ronald Holley

Mr. Anthony (Tony) S. Horton

Mr. Craig Johnson

MCPO Lewis T. Jones

PO1 Jacob E. Keepes

Mr. Philip B. Keith

Mr. Ralph G. Larkin

Mr. Robert H. LaVenture

Mr. Bruce C. Lawson

Ms. Nonna K. Lehmkuhl

MCPO Darryld G. Lowen

Mr. Ian McKeever

Ms. Joanne Miller

Ms. Kathleen C. Myers

Ms. Shirley J. Nelson

CDR Keith E. Nichols

PO Travis Obendorf

Mr. Jim O'Brien

Mr. Leonard W. Parker

Mr. Terry L. Post

POI Pat Ramsey

Mr. Raymond J. Shea, Sr.

Mr. George R. Simon

Ms. Deanna T. Skaff

Mr. Marshall L. Smith

Mr. Jay Snyder

Mr. Knollin M. (Bud) Spencer

Mr. John C. Stockwell

Mr. Sherman G. Tarrant

Mr. Mike Taylor

CDR Robert Verschure

CDR Fred R. Vickers

Mr. Donald C. Volland

Mr. Steven Wade

Mr. William Wofford

Ms. Mindy Young

Board of Control

CGMA BOC Officers

Chairman

President

Vice President

Admiral Paul F. Zukunft USCG

Rear Admiral David R. Callahan, USCG

Chief Warrant Officer John C. Baker, USCG (Ret)

Treasurer Ms. Shay Cook

Secretary/Executive Director Mr. Barry M. Boisvere

CGMA BOC Members

Commissioned Officer

Commander Beth A. Naff, USCG

Commissioned Officer Lieutenant Commander Brandy N. Parker, USCG

Commissioned Officer Lieutenant James A. Crockett, USCG

Chief Warrant Officer Chief Warrant Officer Shawn Wichelns, USCG

MCPOCG

Enlisted (E-7 or above)

Enlisted (E-6 or below)

Enlisted (E-6 or below)

Master Chief Petty Officer CG Steven W. Cantrell, USCG

Master Chief Petty Officer Julie A. Gunderson, USCG

Petty Officer First Class Anika Doehl, USCG

Petty Officer First Class David Nava, USCG

Reserve Lieutenant Mark M. Sanchez, USCGR

Civilian Mr. Frank G. Tatu

Retired Chief Warrant Officer John C. Baker, USCG (Ret)

Auxiliary

Auxiliarist Bruce A. White

Officer’s Spouse Mrs. Bethany Klein

Enlisted Member’s Spouse Mrs. Debbie Brandt

Medical/TRICARE Specialist

Chief Warrant Officer Shannon P. Reck, USCG

Work-Life Specialist Ms. Shay Cook

CGMA BOC Alternates

MCPOCG

Chief Petty Officer Eric P. Lowe, USCG

Enlisted (E-7 or above) Master Chief Petty Officer Mark H. Allen, USCGR (Ret)

Enlisted (E-6 or below)

Petty Officer First Class Brent M. Ruggles, USCG