JED STAFFORD P E R L
M O RTG AG E
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fter moving to Hilton Head Island, S.C. in 2017, experienced mortgage banking executive Jed Stafford partnered with PERL Mortgage to introduce the company’s brand and exceptional service to the Lowcountry area. Serving as Vice President of Mortgage Lending and Business Development for PERL, he specializes in providing guidance and options to meet each customer’s needs. A sophisticated lender, Stafford has 30 years of experience in mortgage banking and and more than 20 years in senior management, enabling him to handle complex financial profiles for investment firms, Realtors, financial planners, bankers, attorneys and many other customers—from first-time homebuyers seeking guidance to move-up buyers looking for their ultimate dream home. Stafford began his career with First Western Mortgage, where he worked as a residential loan officer. He also has served as a loan officer for First Bank Mortgage and as Senior Vice President of PHH Home Loans. In addition to his duties at PERL, he also provides consulting and coaching services to a wide variety of mortgage industry clients, including Fortune 500 companies, investment firms, start-up companies and government agencies. A large focus of his work involves evaluating investing in this area, as well as improving efficiencies and driving productivity. Stafford received a bachelor’s degree in finance from Iowa State University. He currently lives on Hilton Head Island with his wife Carla. The couple have a daughter in pharmacy school at the University of Wisconsin and a son studying neurology at the University of California San Diego. Hilton Head Island Branch (843) 868-3711 - Office jstafford@perlmortgage.com www.JedStafford.com NMLS #: 350756; SC: 350756 Mortgage experience you can count on.
OAK ADVISORS
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ince 2005, Oak Advisors, LLC has been one of Hilton Head Island’s most respected wealth management firms. The company, a fee-only, Securities and Exchange Commission registered investment advisor, creates customized investment management and financial planning solutions. As a fee-only firm, the company has removed all conflicts of interest and works in a transparent, fiduciary capacity with its clients, where all fees are disclosed. Oak Advisors is independently owned and operated by John Chiacchiero and Michelle Myhre, CFP®, who have been business partners for 20 years. “Over the years,
we believe our commitment to excellence and high ethical standards are two of the reasons we are still around with many long-term clients, including most of the clients that believed in us in our very first year,” Chiacchiero said. Myhre added, “During our many years working together, our team has witnessed asset bubbles, market crashes, political turmoil, wars, natural disasters, innovations we couldn’t have imagined, the rise of terrorism, and the worst financial meltdown and economic downturn since the 1930s. We believe that staying true to the principles on which we founded the firm—honesty, transparency, and excellence in service—is the reason for our success and longevity.”
The wealth management process requires specific skill sets and professional experience. The Oak Advisors team (including Christopher Kiesel, CFA, Al Cerrati, Heidi Yoshida, CFP®, Earl Nelson, and Jay Bowler) brings this necessary expertise to the process and ensures that their clients with complex financial planning and investment management needs find solutions. 3 Clark Summit Dr. #201, Bluffton, SC 29910 (843) 757-9339 OakAdvisors.net