Co-op City Times 10-25-25

Early Voting Begins Today, Saturday, October 25

Early voting for the New York City General Election begins today, Saturday, October 25, until Sunday, November 2.

All Co-op City shareholders vote early at the Dreiser Auditorium during the following polling hours:

• Saturday, October 25: 9 a.m. to 5 p.m.

• Sunday, October 26: 9 a.m. to 5 p.m.

• Monday, October 27: 9 a.m. to 5 p.m.

• Tuesday, October 28: 10 a.m. to 8 p.m.

• Wednesday, October 29: 10 a.m. to 8 p.m.

• Thursday, October 30: 9 a.m. to 5 p.m.

• Friday, October 31: 8 a.m. to 4 p.m.

• Saturday, November 1: 9 a.m. to 5 p.m.

• Sunday, November 2: 9 a.m. to 5 p.m.

For this election, there are seven offices and six proposals on the ballot. Voters will decide the next Mayor, Citywide Public Advocate, City Comptroller, Bronx Borough President, Bronx County Civil Court Judge, New York City Councilmember for the12th City Council District and Bronx County Civil Court Judge for the 1st Municipal Court District. For more information about the candidates and proposals on this year’s ballot, visit nyc.votes.org.

Election Day is Tuesday, November 4.

City Council Invites New Yorkers to Share Ideas for Participatory Budgeting Projects

By DANIELLE CRUZ

New Yorkers once again have a chance to help shape how city funds are spent in their neighborhood through the NYC Participatory Budgeting process. Community members across the city, including residents in Council District 12, are encouraged to participate and share their ideas for local projects that could benefit schools, parks, streets, and other public spaces within their district.

The ideas collected this fall will help identify which projects move forward for public voting in the next stage of the process. Anyone can take

part by visiting the Participatory Budgeting Idea Map at https://rnd.council.nyc.gov/ideamap/. Submissions are open through November, and projects selected from this round will be considered for the upcoming Fiscal Year budget.

The ideas submitted must focus on capital projects. According to the Participatory Budgeting user manual and guidelines, “capital projects are physical infrastructure improvements for public benefit, such as roadway resurfacing or minor renovations for schools. ‘Expense’ projects, such as

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15 New MTA Customer Service Centers Coming Later is Year

By BRANDON ORTIZ

Fifteen new Customer Service Centers (CSC) are coming to subway stations later this year.

The MTA officially announced the construction of the new CSCs on October 16 while also introducing the first of those new centers, located at the Grand Central-42nd Street station.

As for the remaining CSCs, the fifteen centers will be in stations across the Bronx, Brooklyn, Manhattan and Queens. In the Bronx, there will be

two new CSCs along the 2 and 5 train lines: one at the 3rd Ave.-149th Street station and one at the East 180th Street station. The two new Bronx CSCs will join three other existing ones at 161 Street-Yankee Stadium (B, D, 4 lines), Fordham Road (4 line) and Parkchester (6 line). After the installation of the 15 new CSCs, there will be 30 total across the city.

CSCs are open 24/7 and offer helpful resources for riders. Customer service

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Open Board Meeting to be Held in Einstein Center, Oct. 29

The Riverbay Board of Directors invites shareholders to attend an in-person Open Board meeting on Wednesday, Oct. 29, in Einstein Center, Rm. 45.

From 6-7 p.m., representatives from Riverbay departments will be available to meet with shareholders who need assistance, information, or who have concerns to discuss.

A Gallery Session will begin at 7 p.m. and those interested in addressing the Board and Management are advised to arrive early and sign the speakers’ list.

The Board Business meeting will follow the Gallery Session. Prior to Board directors voting on several resolutions, Riverbay Board President Rod Saunders will give his report to the community, followed by the management report which will be presented by Riverbay Executive General Manager Marvin L. Walton.

(See full Agenda below.)

SCRIE Recertification for Co-op City Recipients

Co-op City shareholders who are currently receiving the Senior Citizen Rent Increase Exemption (SCRIE) should have received a SCRIE recertification package by the NYC Department of Housing Preservation and Development (HPD).

HPD administers the SCRIE program for housing developments in the Mitchell-Lama program.

Please note that this recertification process only applies to the 1,618 senior shareholders in Co-op City who currently receive SCRIE.

Recipients must be careful to safeguard the original recertification form mailed to their homes because each form has a unique bar code that identifies the shareholder the form was mailed to. Therefore, the recertification form cannot be duplicated or shared with anyone else. This original form with the specific bar code is the only form that will be accepted by HPD.

Shareholders filling out the recertification form will need their income for the year 2024.

The deadline to return the recertification form is December 15, 2025. A SCRIE return envelope is included in the mailing and must be used to return the form. SCRIE recertification return envelopes must not be deposited into the carrying charge boxes. Forms mailed to any other address except the one specified in the mailing will not be accepted and will be returned to the shareholder.

The return address is:

Division of Housing Supervision P.O. Box 3132

Union, NJ 07083

Attn: SCRIE Unit

For information about SCRIE or questions about your recertification, please contact SCRIE at (212) 863-6946 or email scrie@hpd.nyc.gov.

If your apartment door or the stairwell door on your floor does not self-close, contact Maintenance immediately at 718-320-3300, select option 2, for an appointment to address this condition.

GOT FOOT PAIN?

CO-OP CITY FOOT CARE CENTER

And

City TWO

SSA Announces COLA Increase in 2026

The Social Security Administration (SSA) this week announced that Social Security benefits, including Old-Age, Survivors, and Disability Insurance (OASDI), and Supplemental Security Income (SSI) payments for 75 million Americans will increase 2.8% in 2026. On average, Social Security retirement benefits will increase by about $56 per month starting in January.

Over the last decade, the cost-of-living adjustment (COLA) increase has averaged about 3.1%. The COLA was 2.5% in 2025.

Nearly 71 million Social Security beneficiaries will see a 2.8% COLA beginning in January 2026. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2025. (Some people receive both Social Security benefits and SSI).

“Social Security is a promise kept, and the annual cost-of-living adjustment is one way we are working to make sure benefits reflect today’s economic realities and continue to provide a foundation of security,” said Social Security Administration Commissioner Frank J. Bisignano. “The cost-of-living adjustment is a vital part of how Social Security delivers on its mission.”

Other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) is slated to increase to $184,500 from $176,100.

Social Security begins notifying people about their new benefit amount by mail starting in early December 2025.

Similar to last year, Social Security beneficiaries will receive a simplified, one-page COLA notice, which uses plain and personalized language, and provides exact dates and dollar amounts of an individual’s new benefit amount and any deductions.

Individuals who have my Social Security accounts can view their COLA notices online, which is secure, easy, and faster than receiving a letter in the mail. Account holders can set up text or email alerts when they receive a new message, such as their COLA notice.

To receive a COLA notice online, individuals will need to create or sign in to their personal my Social Security account and opt out of paper notices by November 19, 2025. Go Digital! Create an account today at www.ssa.gov/myac-

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Farmers Market

Patronize the Harvest Home Farmers’ Market every Wed. & Sat. Pick up fresh produce from 7 a.m. to 3 p.m. in the park between Asch Loop and Aldrich Avenue (adjacent to the firehouse).

Apartment Alterations

Shareholders must receive prior approval from Riverbay before making renovations or alterations to their residential unit. Please contact your respective CSO for information and the required forms.

Avoiding Scams

If it sounds too good to be true, if you are being pressured to make an immediate decision, or if you were contacted unexpectedly, STOP – hang up the phone or walk away. Immediately speak to someone you trust – a friend, family member, neighbor or even CCPD. Call (718) 671-3050 or send an email to info@ccpd.us.

Kitchen Cabinet Upgrade

Thinking of upgrading your kitchen cabinets?

Check out the Riverbay Kitchen Cabinet Upgrade program at https://bit. ly/4eCU1ee or scan the QR Code here to fill out the form and receive more information from Riverbay about the vendors.

BY BRANDON ORTIZ

New York City is attempting to improve resources available for victims of domestic violence after announcing the creation of a brand new unit within the NYPD on October 16.

Mayor Eric Adams and NYPD Commissioner Jessica Tisch delivered the news in a joint announcement in conjunction with Domestic Violence Awareness month, which takes place during October. Called the NYPD Domestic Violence Unit (DVU), this new unit will “allow the NYPD to enhance how it investigates domestic violence incidents and train officers while strengthening support for survivors,” as explained by the Mayor’s Office. In total, the DVU will have 450 domestic violence investigators “dedicated to prevention and investigating domestic violence cases, while building stronger relationships with survivors,” the Mayor’s Office went on to say. DVU investigators officially started working this week and will serve New Yorkers in all five boroughs.

To build out the DVU, the NYPD reassigned officers and investigators from both the Patrol Services Bureau and Housing Bureau to the Detective Bureau. Previously, domestic violence cases were handled by local precincts or housing officers, but the new framework allows for a more consolidated approach. Investigators in the DVU

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NYPD Launches Domestic Violence Unit

will take on the responsibility for domestic violence cases while also providing support for survivors.

Equally important, the NYPD required officers in the new DVU to undergo enhanced training “so they can formally learn to advance investigative skills, peer support, and interrogation techniques,” the Mayor’s Office said. Enhanced training occurs over the span of two days as opposed to the previous required one day of training, providing more time to effectively cover important topics.

Part of the city’s and the NYPD’s commitment to supporting and protecting victims of domestic violence will also come in the form of two new roles within the NYPD: domestic violence counsel, as well as, domestic violence director of prevention and intervention. Domestic violence counsels will work directly with the district attorneys in each borough to ensure the needs of domestic violence survivors are heard and that domestic violence prosecutions are successful. The domestic violence directors of prevention and intervention will focus on both improving and implementing training programs for police officers who deal directly with domestic violence survivors and offenders.

Within the DVU, the NYPD has also established the Domestic Violence Misdemeanor Investigation Card Teams tasked with the physical apprehension of domestic violence suspects.

Notice to Shareholders 2025-2026 Riverbay Board Committees

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The chairpersons of the following committees for the 2025-26 year will be appointed by the Riverbay Board President at a future date, with the consent of the Board of Directors. The list of Board committees for 2025-26 is included below for reference.

Board Committee

Construction Power Plant & Restoration

Disabilities and Accommodations

Brief Description

To consider issues related to the operation of the Power Plant and Construction restoration

To consider matters related to ensuring that all residents have equal access to the cooperative’s amenities and resources.

Legislative To research important, and sometimes complex issues, and bring them to the forefront for both the Co-op City community, and our elected representatives to address.

Parking & Leasing (incl. Commercial and Storage)

Residential Sales

Resident Safety and Security

Smart City/Technology and Telecommunications

To consider issues related to parking garages, commercial leasing, and storage facilities.

To promote a transparent, efficient, and fair process for all shareholders and potential shareholders, while maintaining the long -term value of the cooperative

To identify and address concerns related to security, emergency preparedness, and overall resident well-being, while fostering a positive and respectful community atmosphere.

Collect data to improve residents’ quality of life, sustainability and operational efficiency

Riverbay Board Committees for 2025-26

Joining Riverbay Board Committees

Shareholders are encouraged to review the committees and choose the ones best suited to their skill set and expertise to help move the business of Riverbay Corporation forward.

Shareholders who would like to serve on Riverbay Board Committee(s) should express interest by email at: jfelice@riverbaycorp.com

In the order of your choice, submit your request and include your name, address, email and cell number (or home) Submit your request no later than Friday, October 24, 2025 at 9 p.m. ET.

We look forward to serving with you this year!

e-Bike Users Urged to Slow Down as New 15 MPH eBike Speed Limit Becomes Effective Citywide

On Friday, Oct. 24, Mayor Eric Adams encouraged e-Bike and other e-mobility device users to slow down when riding on city streets as a new 15 mileper-hour (MPH) speed limit for e-Bikes takes effect citywide. First announced earlier this year, the Adams administration submitted a final rule in the City Record last month that sets the new speed limit for e-Bikes, e-Scooters, and pedal-assist commercial bicycles to match the same speed limit that currently applies to stand-up e-Scooters. The new rule mirrors best practices for e-Bike speeds in many other parts of the world, including the European Union, which has implemented speed restrictions for e-Bikes of 25 kilometers-per-hour (approximately 15 MPH) in bike lanes.

“Under our administration, New York City is leading the nation in keeping our streets safe for pedestrians, cyclists, and drivers alike, and I am proud that our work has led to traffic fatalities dropping to some of the lowest levels in New York City history,” said Mayor Eric Adams. “Our administration has always been one that listens to communities and takes action based on those needs, and, time and again, we have heard New Yorkers from across the five boroughs share their concerns about e-bikes speeding recklessly through our streets. Today, I am thrilled to be delivering for communities across our city by lowering the speed limit for e-bikes to 15 MPH. Lowering the speed limit will protect e-Bike riders, pedestrians, and everyone who shares our streets. As New Yorkers adjust to this new law, our focus will be on education first and enforcement second — this includes installing new signage in key cycling corridors and issuing warnings to first time offenders. To be clear, this isn’t about criminalization; it’s about creating safer, fairer conditions for all New Yorkers.”

The city will be focusing on education before enforcement to help New Yorkers adapt to the new rule, including by installing new signage in key cycling corridors and issuing warnings to first-time offenders. The New York City Department of Transportation (DOT) and the New York City Police Department (NYPD) are also conducting on-the-ground outreach to raise awareness among e-bike riders. Additionally, this outreach includes safety messaging deployed on LinkNYC kiosks across the city and push notifications via NotifyNYC by email and text — translated into Spanish, Chinese, Russian, Bengali, Haitian Creole, Korean, Arabic, Urdu, French, Polish, Italian, and Yiddish. Furthermore, educational materials are being provided to major app and delivery worker organizations to ensure delivery workers are informed of the change. As cyclists adjust to the new speed limit, the NYPD will issue warnings to cyclists who exceed the speed limit, utilize the 15 MPH rule as a secondary violation when witnessing other offenses, and deploy digital speed signs along major bike lanes to deter speeding. The NYPD will continue to monitor collision data to guide where resources are deployed and ensure enforcement focuses on improving safety for all street users.

Overall, traffic fatalities are down significantly in 2025; through the first three quarters, traffic deaths declined by 18% compared to the same period last year. Lowering the speed limit will further this progress by protecting e-Bike riders, pedestrians, and all who share New York City’s streets.

MTA Service Center ––––– (Continued from page 1)

agents can assist riders with switching to OMNY, as well as help Reduced-Fare MetroCard users with switching to OMNY. Agents can also provide information on how to submit a complaint and how riders can receive updates on potential travel delays.

Users can refill their OMNY card online at omny.info after creating an account and linking their OMNY card. Riders can now also check their trip history and past charges on their OMNY account, a feature which the MTA introduced recently.

With the retirement of the MetroCard on December 31, 2025, riders will no longer have the option to pay for their bus fare with coins and will instead have to use an OMNY card, credit card or debit card. Notably, OMNY vending machines in subway stations will still accept coins, however ones at bus stops will not have that option.

MetroCards with pre-loaded funds can continue to be used until their expiration datebut riders will not be able to add additional funds to their MetroCard after December 31, 2025.

As a reminder, starting January 2026, fares for buses, subways and commuter rails will increase across the board in tandem with the retirement of the MetroCard and switch to the OMNY tap-and-go payment system. Here is a breakdown on the fare increases, according to the MTA:

• Local buses, subways, and Access-A-Ride fares will increase from $2.90 to $3. The reduced fare for local buses, subways and Access-A-Ride will increase from $1.45 to $1.50.

• Express bus fares will increase from $7 to $7.25, and the reduced fare for express buses will increase from $3.50 to $3.60.

• A single ride ticket will increase from $3.25 to $3.50.

• The fee for a new OMNY card will increase from $1 to $2.

• For both LIRR and Metro-North service, the monthly and weekly tickets will go up by 4.5%. All other LIRR and Metro-North ticket types will increase by 8%.

• Peak CityTickets will go up from $7 to $7.25 and Off-Peak CityTickets will also increase from $5 to $5.25.

• All toll rates will increase by 7.5%, including E-ZPass and Tolls by Mail.

The city continues to work with delivery workers and is exploring additional steps to support cycling growth, including by launching the Department of Sustainable Delivery within the DOT to hold delivery apps accountable and further improve safety for riders and pedestrians. New York City has supported delivery workers in transitioning to safer, certified bikes and batteries. Through the E-Bike Trade-in Program, over 400 delivery workers have received free certified e-bikes and batteries in exchange for illegal or unsafe vehicles. Since the start of the Adams administration, the city has focused on removing illegal vehicles from city streets — with the NYPD seizing more than 120,000 illegal motorized vehicles and ghost cars — a major effort directly tied to making the city’s streets safer for everyone.

Stay connected, Co-op City!

Be sure to check the Riverbay Crawler daily (ch. 12 on MATV, and ch. 591 on Altice) for updates and information.

Shareholders who are not signed up for Phone Tree alerts are encouraged to do so as soon as possible. Phone Tree alerts provide important notifications relative to the Co-op City community. The application to sign up for Phone Tree alerts can be found on the Resources page under “CSO” on the website, coopcity.com.

Seniors who would like to sign up with CCPD’s RUOK program for a daily telecheck can use the application on the CCPD page on the website.

In addition to the Co-op City Times and the Riverbay Crawler, also stay tuned to Riverybay’s official Facebook page, Co-op City Riverbay, and to the Co-op City Times’ and CCPD’s X accounts, @coopcitytimes and @CCPDnyc, respectively, as well as the Community Relations newsletter.

Domestic Violence –––––

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Mayor Adams explained the importance of the DVU and the need for the city to protect survivors of domestic violence.

“With the creation of the NYPD’s Domestic Violence Unit, we are going to make survivors feel safer in their homes,” said Mayor Adams. “This new investigative unit will handle the entire domestic violence process for victims, which means more resources to help victims and more cops to bring abusers to justice. New Yorkers can rest assured knowing the full force of the law is coming after those who perpetrate these crimes.”

Commissioner Tisch echoed the Mayor’s urgency to improve the resources available for survivors during the announcement. “For the first time in more than 30 years, the NYPD is making fundamental changes to how we respond to, investigate, and follow-through on domestic violence cases. Domestic violence is as devastating as it is pervasive, and these complex cases require specialized training, skills, and investigators who will approach them with the care and compassion they demand. This is a survivor-centric, trauma-informed approach that is focused on survivor safety, taking violent predators out of our communities, and preventing the next incident before it’s too late,” the Commissioner said.

New York City has seen a troubling trend related to domestic violence cases since the Covid-19 pandemic. Data referenced by the Mayor’s Office showed that roughly 40% of felony assault cases were domestic violence related during that time.

LETTERS TO THE EDITOR

We welcome your letters to the editor, however, if you would like your letter to be considered for publication, it must be signed, and include your address and telephone number – which will be kept confidential – so the authenticity of the writer can be verified. The Co-op City Times does not print anonymous or unsigned letters.

Budgeting –––––

(Cont’d from page 1)

afterschool programming or expanding bus service, are not eligible.”

During the last Participatory budgeting cycle three projects were approved for District 12. This included a $1,000,000 upgrade to the Truman High School fitness center, $250,000 for security cameras in Co-op City, and $200,000 for technology upgrades at Baychester Middle School.

New Yorkers can submit their ideas online in just a few steps. Using the search bar at the top left of the Idea Map, participants can enter the address where they want to propose a project, select it from the dropdown list to confirm it’s within a participating Council District, and right-click on the map to open a submission form. Another option is to click the “Submit My Idea” button at the bottom of the page, fill out the pop-up form, and select the address from the dropdown list to ensure it’s properly located. Ideas submitted within the boundaries of District 12 will be considered by the District 12 office.

The interactive map also lets users browse and filter ideas shared by other New Yorkers. By clicking on pins, residents can view project descriptions and locations, and they can search ideas by name, type, or Council District. The map is also accessible in multiple languages, simply click “Select Language” in the upper right corner of the page to use the site in your preferred language.

To learn more about Participatory Budgeting, visit https://council.nyc.gov/ pb/. See flyer below and scan the QR code to take the survey until Nov. 28.

Share Your Comments & Suggestions with Riverbay

Shareholders are encouraged to submit input on how to improve services and service delivery as well as other ideas that impact quality of life. Visit the Home page of the official Co-op City website, coopcity.com, scroll down to the bottom and click on the “Comments & Suggestions” link. Engage with Riverbay. Share your comments, compliments and ideas.

October 13, 2025–October 18, 2025

Public Safety Blotter

October 13, 2025

140 Alcott Place – NYPD arrested an individual for assaulting their aide. The shareholder they were visiting was issued a Community Complaint from CCPD for Anti-Social Behavior.

October 14, 2025

135 Einstein Loop – A Riverbay employee reported returning to their work cart after lunch and observing that an unknown suspect had removed various work items from the cart without their permission. The incident was reported to their supervisor immediately and a report was prepared.

100 Benchley Place – A Riverbay employee reported an unknown suspect removing various items from the Asch Cart Room without their permission. The incident was reported to their supervisor immediately and a report was prepared.

October 15, 2025

140 Darrow Place – A cooperator reported a confirmed delivered package that was removed from the lobby area without their permission.

120 Co-op City Boulevard – FDNY responded to the location for a report of a fire. Upon arrival, FDNY observed food left burning on the stove which was quickly extinguished. The shareholder was issued a Community Complaint for Abuse of Premise.

October 16, 2025

140 Donizetti Place – A Riverbay employee reported an unknown suspect who entered the basement storage room and removed various work tools without their permission. The incident was reported to their supervisor immediately and a report was prepared.

900 Baychester Avenue – A cooperator reported a confirmed delivered package that was removed from the lobby area by an unknown individual without their permission.

October 17, 2025

170 Dreiser Loop – A cooperator reported three confirmed delivered packages that were removed from the lobby area by an unknown individual without their permission.

2047 Bartow Avenue – CCPD responded to a call of a suspect who had removed various items from an establishment without paying. After a brief struggle with the suspect, he was placed under arrest and charged with the crime of Petit Larceny. A CCPD officer was treated for a minor injury during the struggle.

October 18, 2025

140 Darrow Place – NYPD and CCPD responded to a call of a family dispute/assault. Upon arrival and investigation, a cooperator was placed under arrest by NYPD for assault with a weapon (2 knives). Two victims sustained injuries. Two Community Complaints were issued to the shareholder for Noise Causing a Disturbance to Neighbors and Anti-Social Behavior.

Retirees of Dreiser Loop

Greetings, retirees and friends, Trick or treat; happy Halloween, everyone. It is ghost and goblin time, so beware, the freaks will come out at night. We hope you get few tricks but lots of treats. Have a spooktacular Halloween.

Wind Creek Casino – Seats are still available. Bethlehem, PA; Wednesday, November 12. Price is $65, with a giveback of $25 slot play. Bus will pick up in front of 169 Dreiser Loop, at 8:30 a.m. and will depart promptly at 9 a.m. Please contact Serita at 347-564-5722 with questions and to make payments.

Holiday Luncheon – Tickets are now on sale for our annual holiday luncheon, which will be held at the Marina del Rey, from 11:30 a.m.-3:30 p.m. on Thursday, December 11. The ticket price is $110, and transportation is included on a first-paid/first-seated basis. Please contact Daisy Young at 917292-7010, Ted Byrd at 917-797-9230, or Lillian Odom at 347-678-0745 to purchase tickets. Daisy will be available in Rm. 19 on Tuesdays and Thursdays, from 3 p.m.-5 p.m.

Sight and Sound “Joshua” – Tuesday, June 2, 2026. Show at 11 a.m. and lunch to follow at 2:30 p.m. at Miller’s Smorgasbord. Ticket price is $225. The bus will pick up at 6:30 a.m. in front of H&R Block and will depart promptly at 7 a.m. A deposit of $50 is due now to reserve a seat. Contact Serita at 347564-5722 with any questions.

Newsletter Submissions – Articles and photos for the “In the Loop” newsletter (which will be distributed in December), must be submitted no later than November 1. Contact Georgianna at 646-919-0713 with any questions.

Happy Birthday – Cheers to all our October birthday celebrants on adding another candle to your birthday cake. We wish you all a happy birthday and peace, love, and happiness throughout the year.

Condolences – Please continue to pray for all our bereaved members and their families.

Good and Welfare – We continue to pray for those who are sick or shut-in. Please remember to notify Lorraine Parker at 718-671-6403 of any member illnesses or deaths.

Membership Committee – Annual membership dues are $25. Personal checks payable to the “Retirees of Dreiser Loop” can be mailed to: Retirees of Dreiser Loop, 177 Dreiser Loop, Rm. 19, Bronx, NY 10475. Questions may be addressed to Mary at 718-655-9170.

General Meeting – Our next general membership meeting will be held on Wednesday, November 5, at 1 p.m. in the Dreiser Center, Auditorium C. Please mark your calendars and plan to attend.

––Georgianna Rodriguez

For information on CONTRACT OPPORTUNITIES ONLY, please contact: Lenya Garcia at Lgarcia@riverbaycorp.com; and Anatoliy Budnitskiy at abudnitskiy@riverbaycorp.com. Please note: emails should be sent to both parties.

Please DO NOT email resumes for EMPLOYMENT OPPORTUNITIES to the aforementioned emails. For EMPLOYMENT OPPORTUNITIES, please see below for specific directions.

There are no contract opportunities to list this week. Please check back.

www.Indeed.com https://indeedhi.re/

www.Glassdoor.com https://bit.ly/3SgI9Go

For employment opportunities, please visit these following sites: Candidates may review full position descriptions and apply at any site. Current Riverbay employees should submit a transfer request and resumé directly to the HR department. Thank you for your interest in working for Riverbay Corporation.

www.ZipRecruiter.com https://bit.ly/3Se8bdw

Director’s Viewpoint

Bishop Angelo Rosario, First Vice

President

A Message of Gratitude and Partnership

Dear Shareholders and Neighbors,

I am deeply honored to have been elected as a member of the Board of Directors and into the office of First Vice President of the Riverbay Corporation, and I want to express my heartfelt thanks to everyone who placed their confidence and trust in me. This opportunity to serve is both a privilege and a responsibility — one that I approach with humility, dedication, and hope for what we can accomplish together. Co-op City has always stood as a symbol of uni-

ty in diversity — a place where people of all backgrounds, beliefs, and experiences come together to build something greater than themselves. That spirit of cooperation and shared purpose is what makes our community strong.

As we move forward, I look forward to working hand in hand with shareholders to address our shared challenges — from improving management and maintenance, to creating responsible business opportunities that will strengthen our financial stability and preserve affordability for all. Together, we can build

Cooperators United

Greetings, fellow Building Association and Townhouse Association Presidents.

Our next Cooperators United membership meeting will be held on Monday, October 27, at 7 p.m., in the Bartow Center, Rm. 31. Please be prompt so that we can all get home as early as possible.

As per our bylaws, our regularly scheduled biannual executive board election will be held in January 2026. All Building Association and Townhouse Association presidents who have paid their membership dues are eligible to seek a Cooperators United Executive Board office. The offices are president, first VP, second VP, secretary, assistant secretary, treasurer, assistant treasurer, and sergeant-at-arms. The executive board is a vital arm of the organization, just as our Building Association and Townhouse Association executive boards serve a role for the benefit of the members. Your participation in Cooperators United ensures we can continue to provide relevant information to our respective association memberships as well as bring the questions and concerns of our association members to the Cooperators United body for consideration, discussion, support, and information. I am proud to serve as the president of our organization, as is the entire current executive board.

Our Co-op City Cancer Committee is scheduled to meet with the Montefiore-Einstein Environmental Cancer Risk Pilot Study team on Monday, October 27. We look forward to giving you a status update at our next Cooperators United meeting.

Gentle reminder: All Building Association and Townhouse Association Executive Boards are scheduled to meet with Riverbay Corporation Executive General Manager Marvin L. Walton on Thursday, October 30, at 7 p.m., in the Dreiser Auditorium. See you there.

Early voting begins this weekend. Election Day is Tuesday, November 4. Remember to flip the ballot to vote on the propositions. There will be several information sessions around the community (in-person and via Zoom) to inform you about the impact of the propositions on our citizenry. Please vote. Encourage your family, friends, neighbors, coworkers, etc., to vote. Be an informed voter. Voting has consequences, just as not voting has consequences. Be a participant in the change you seek.

––Linda Collins

Co-op City is Your Home! Get involved with your building association, join a Board Committee and/or community group, write a Letter to the Editor about quality of life concerns and VOTE in the annual Board election!

on the foundation that previous generations established and shape a vibrant, sustainable future for Coop City.

I believe that when people listen to one another, respect one another, and act with integrity and compassion, great things happen. I welcome your voices, your ideas, and your participation as we chart the path ahead — together.

With appreciation and commitment, I thank you and plan to be of service. I can be reached at arosario@riverbayboard.com.

Halloween Safety Tips for a Spooktacular Celebration

BY DANIELLE CRUZ

This Halloween, Co-op City shareholders are encouraged to have a fun day filled with costumes, candy and community fun. While this festive holiday brings excitement, shareholders are also reminded to stay safe and take precautions while celebrating.

Visibility and Costume Safety

When wearing a costume, try to make sure it is visible at night, either by choosing a light-colored costume or by placing reflective tape or stickers on the costume. The tape can also be placed on the outside of a trick-or-treating

bag. Kids can also carry glow sticks or flashlights to help them see once it gets dark and to make sure they can be easily seen by drivers.

Properly fitting costumes can also minimize the risk of tripping and falling while walking upstairs or on sidewalks and crosswalks. Oversized wigs, hats or masks can also obstruct your vision and increase your risk of a fall.

The U.S. Food and Drug Administration (FDA) also recommends that you test any makeup that you plan to use at least 24-48 hours in advance. A small amount can be placed on the arm of the person who will be wearing it. If a rash, redness, swelling, or other signs of irritation develop where the makeup was applied, that’s a sign of a possible allergy.

Street Safety

Drivers are reminded to slow down and remain alert while driving through the community. Since trick-or-treating typically begins after dark, kids and adults in costumes might not be immediately visible. Drivers should enter and exit garages, parking lots and parking spots slowly and pay extra attention to people walking on crosswalks and sidewalks.

Pedestrians should always use traffic signals and crosswalks and not cross between parked cars. When crossing the street, remember to look both ways and make sure an approaching car has come to a complete stop before crossing.

Trick-or-Treating

While trick-or-treating or participating in any other Halloween festivities, young children should always be accompanied by a parent or trusted adult. Children should be reminded not to enter a stranger’s home or vehicle while trick-or-treating.

Trick-or-treaters should also stay in well-lit areas and travel in a group with at least one adult present.

An adult should also always examine any Halloween candy or treats before children eat them to make sure they are wrapped in their original packaging and unopened. Never eat open or unwrapped Halloween treats.

Always be aware of your surroundings and be able to describe where you are in case of an emergency. Shareholders are also encouraged to call Public Safety at 718-671-3050 or call 911 if they observe any suspicious activity.

COLA Increase –––––

(Cont’d from page 2)

count. An online my Social Security account also gives individuals access to request a replacement Social Security card, view their claim status and benefits, and view their SSA-1099.

Information about Medicare changes for 2026 will be available at www. medicare.gov. For Medicare enrollees, the 2026 premium amount will be available via my Social Security Message Center starting in late November. Individuals who have not opted to receive messages online will receive their COLA notice by mail in December.

The Social Security Act provides for how the COLA is calculated. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as determined by the Department of Labor’s Bureau of Labor Statistics.

For additional information, visit www.ssa.gov/cola.

“By protecting myself I am protecting her.” If you’re 65 years or

How to Spot This Tax relief Scam

Receive a call from someone offering tax relief? It could be a scam.

Remember Jessica from the loan processing company? She switched careers! This time, she’s claiming to be from “US Tax Consultants” and is leaving urgent voicemails about back taxes and missed filings. While her new job may sound impressive, it’s still a scam designed to steal your personal information.

How the Scam Works

You may receive a call or voicemail from someone claiming to be from a tax relief company, saying they’re following up on back taxes or missed filings and that this may be their only attempt to reach you. They provide a callback number and sometimes reference an account or partial phone number to make the message seem legitimate. The voicemail emphasizes immediate action, pressuring you to call before a supposed deadline to resolve tax issues, request penalty waivers, or enroll in relief programs.

Even though Jessica seems determined to help, returning the call could put your personal and financial information at risk. Scammers use urgency and official-sounding details to make the message convincing, often seeking Social Security numbers, bank account info, or other sensitive data.

Tips to Avoid Tax Relief Scams

• Verify the company’s legitimacy. Contact the IRS or your tax professional directly if you receive a call about taxes you don’t recognize.

• Watch for “too good to be true” relief offers. Scammers may promise to eliminate penalties or dramatically reduce what you owe— these claims are usually false.

• Never pay up front for tax relief services. Legitimate programs or certified tax professionals do not demand payment before providing assistance.

• Be cautious with urgent deadlines. Scammers create a sense of urgency to pressure you into acting without verifying the claim.

• Protect your personal information. Never provide Social Security numbers, bank account details, or other sensitive data to unsolicited callers.

• Report suspicious tax solicitations. You can report scam calls to BBB Scam Tracker and the IRS at IRS.gov/TaxScams.

Building 10 Association

Greetings, fellow cooperators.

New Cooperators – Welcome, all new cooperators. We look forward to seeing you at the next general membership meeting.

Halloween Candy Collection – We will be accepting candy donations for distribution on Halloween in the Building 10 Association room (located in the rear of Building 10B) on Wednesday, Oct. 29, from 5 p.m.-7 p.m.

Halloween Candy Giveaway – The Halloween candy giveaway will be held on Friday, October 31, from 5 p.m.-7 p.m. in the Building 10 Association room.

Vote – We have an especially important election on November 4, 2025. Early voting begins today, Oct. 25, through Nov. 2. For additional information, go to www.vote.nyc

Tip of the Week – Check on your neighbors.

If You See Something, Say Something – For emergencies, call Co-op City Public Safety at 718-671-3050 and NYPD at 911. For non-emergencies, call 311. You can also contact CCPD at their anonymous tips hotline: 718879-6311.

Suicide Prevention – If you or someone you know is contemplating suicide or in emotional distress, the number to call for help is 988; you can call or text. Someone is available 24 hours a day.

Questions, Comments and Suggestions – You can contact the Building 10 Association via email at Building10Assoc@gmail.com or drop a note in the suggestion box in the laundry room. We are also on Facebook, “Building 10 “ABC” Association.” Like our page and get notified of all the happenings in and around Building 10.

We would like to wish all who are born this month an incredibly happy birthday.

Celebrating an anniversary this month? Happy anniversary!!!

To the homebound and sick, we wish you a speedy recovery.

To all who have lost a loved one recently, we offer our deepest condolences. “Life has no limitations; except the ones you make.” ––Les Brown

Have a great week.

––Jewel Crawford-Duncan

Director’s Viewpoint Mary Pearson, Assistant Secretary

Within Reason for the Season

I did my fireproof Halloween decoration shopping online on Monday. I also ordered some spooky window clings for the lobby. For my door, a cobweb wreath with three pumpkins: one polka dotted with a bow to match, two Jack O’ lanterns, a skull, a ghost, a cat, a bat… the usual, except all made of aluminum.

If it arrives before October 29th, before I start decking the halls, I’ll be bringing my nonflammable show & tell items to the open Board meeting in Einstein next Wednesday.

Why am I so sure that compliance with the new rule leaves some wiggle room for door, wall, and window decoration compromise?

Three reasons.

Reason #1. Nowhere in the 2497-page Rules of the city of New York rule book, or within the NYC FDNY Fire Codes pulled from that rule book, does it say otherwise. Decorations cannot be combustible or flammable. Decorations must be fire-resistant or flame-retardant. Decorations actually don’t even need to be fireproof. They just can’t block hallways and lobbies, so no giant pumpkins or lifesize witches allowed… or Christmas trees.

C’mon, you knew where this was leading. We love our holiday decorations and old traditions die hard. We were told. We were resistant. But we shall obey… within reason. We can no longer put anything in the hallways or lobbies that might impede egress. That is a must. But that doesn’t mean all decorations must be totally banned from the walls of the hallways and lobbies, not as long as the material those decorations are made from is inherently fire-resistant. And you can’t find anything more fire-resistant than metal!

Anyway, that’s reason number one for my confidence that visual holiday spirit will still be at least partially allowed this autumn-into-early-winter.

Reason #2. Decorations are permitted on NYCHA apartment doors. Holiday Decorations is rule #8 within the six pages of the succinct and thor-

ough list of house rules do’s and don’ts: Residents may hang holiday decorations in their apartments and on their apartment doors, provided that NYCHA property is not defaced or damaged in hanging them. Decorations cannot block any exits.

Reading the NYCHA House Rules highlights the fact that our occupancy agreement could really use an update. (Especially the part where it says we must keep our servants under control.)

NYCHA’s got it covered regarding several of our common issues that deal with smoking, e-Bikes, animals, and common area regulations. Instead of reinventing the wheel when it comes to new-rulemaking, I believe we could take a page from NYCHA’s booklet!

Anyway, I’m betting that any FDNY fire codes that apply to NYCHA would apply to Co-op City as well.

Reason #3. After speaking with four of our local firefighters at last weekend’s open house, I’m confident that the draconian banishment of all holiday doodads from the common spaces of our building interiors will not be as strictly enforced as initially feared. As long as it can’t burn, our firefighters have no problem with holiday decorations. Not on the hallway walls, not on the lobby windows or walls and not on the outside of our apartment doors. Just not on the floors where they could get in the way in case of an emergency. But fire resistant decorations that don’t block their path and don’t block the exits? It doesn’t worry them at all.

BxM7. On a different, not too worrisome note. I have some good news about the lessening number of express buses traveling the wrong way around Section 5. A big hallelujah for that.

I found a customer service ally at the MTA’s Inspector General’s office in August, and she’s taking the BxM7 drivers’ dangerous bad habit – of deviating from the Einstein Loop route and dropping passengers off in the middle of the road on the wrong side of the street – as dead-seriously as I do. In response to my last batch of photos, she

Foxwoods Casino and Tanger Outlet – Thurs., Nov. 6, in Mashantucket, CT. No bonus and no meal voucher. Price: $70. Balance due. Bus arriving at Einstein Loop at 7:45 a.m. and Dreiser Loop at 8:15 a.m.

Wind Creek Casino – Sun., Nov. 9. Price: $70; bonus $25 for slot play. Call: 646-579-1701.

Toy & Coat Drive Fund Raiser – Dec. 6. Price: $60 at Einstein Community Center, 135 Einstein Loop, Rm. 45. Time: 4 p.m.-9 p.m. Live band, DJ, food included. Call: 646-579-1701.

Brownstone Holiday Party – Mon., Dec. 8, in Patterson, NJ. Price: $165; $50 deposit to hold seat. Delicious luncheon, dancing, DJ and band. Balance due Wed., Nov. 12. Seats available. Bus arriving at Einstein Loop at 8:45 a.m.

wrote: Operators involved have been identified, interviewed, and re-instructed. Repeat issues will be addressed under standard procedures.

And it shows! The last two time-lapse videos recorded caught just three short-cut takers within a 28-hour weekend period and just four in another 29-hour weekday period. Not perfect, but still amazing progress.

I had called in ignored complaints for months before sending photographic evidence earlier this year. After that, the case was finally and officially opened. The BxM7 issue is on its 7th case number, and that case number has risen by more than three quarters of a million complaints since February. And that, dear neighbors, is proof-positive of the value of persistence.

More MTA info, just so you know. Though the MetroCard is being phased out and they’re really pushing OMNY, here’s what it says on the site regarding seniors: “If you have a Reduced-Fare MetroCard, spend down the remaining value on your MetroCard and then start using your Reduced-Fare OMNY Card. You have until the expiration date printed on the back of your MetroCard to use it.” Mine’s good till May 2027.

MetroCard Mobile Sales vehicles. At least through the duration of this year, you can still get service from those MetroCard refill buses at Bartow Ave. on first and third Thursdays from 10:30 a.m. to 3:00 p.m. (once November rolls around). And this Thursday, October 30th, they’ll be at Einstein from 10 a.m. to noon and at Dreiser from 1-3 p.m., but they won’t be visiting our outer areas again till Tuesday, December 30th. After that? We’ll see. Show Up. Speak up. So do come to the meeting in Einstein this coming Wednesday, my fellow squeaky wheels. Come early to advocate for holiday spirit or to push for a reasonable local law 11 fencing compromise. And show up to vote. Early Voting starts today in Dreiser (9 to 5). Let’s show up and speak out for both, in numbers too big to ignore. Have a good one, everybody; MPearson@RiverbayBoard.com/718-219-2211.

and Dreiser Loop at 9:15 a.m. Disney Cruise (Dream Ship) – Dec. 22-26. Prices starting at $2000 per person. Call: 646-579-1701. Booking ends Sept. 23.

2026 Mohegan Sun Casino – Tues., Jan. 22, 2026. Price: $70; no bonus, no food.

2026 Wind Creek Casino – Thurs., Feb. 19, 2026 Price: $70; bonus $25 for play.

2026 Sight and Sound “Joshua” – Thurs., March 26, 2026. Lunch at Golden Corral then 3 p.m. show. Price: $215; $50 deposit to hold seat.

2026 Norwegian Greek Isle Cruise – May 18-27, 2026. Price: $32933945. Call: 646-579-1701

2026 Sight and Sound “Joshua” – Pre-Mother’s Day. Sat., May 9, 2026. Changes: Lunch at Miller’s Smorgasbord, then show at 3 p.m. Price: $245. Orchestra seats. Call 646-579-1701.

Notary – With Yvonne Menefee from 10:30 a.m.-3:30 p.m. Bingo – Mon., Wed., and Fri., 1 p.m.-3:30 p.m. Members only. Admission: $5 for three cards; $0.25 each additional card. Twelve games and jackpot. Refreshments.

Game day – Tues. and Thurs., between 1 p.m.-5 p.m. Dominoes, movies, socializing and more. Members only. Refreshments.

To All Members: Happy birthday to our members who celebrate their birthday in the month of October: Jacqueline Clark, Daisy Benjamin, Connie Bridges, Iraida (Greta) Feliciano, Sandy Roque, Cookie Milton, Eleanor Alberti, Wilhemina Thomas, Edith Rosado and Karen Hill.

Sick and Shut-in – Eleanor Alberti. Mary Pilla, our former president, sends her love to everyone. Call her at 718-753-1816.

Our club is at 135 Einstein Loop, Rm. 39, Bronx, NY 10475, the Section 5 Community Center. Phone: 718-379-9613. Stephen cell: 347-847-1941 (Zelle available). Our email address is goose.island@optonline.net. Cash App: $StephenCarlSr. Membership dues: $30 annually.

Good health to all.

––Stephen Roberts Sr.

Building

13

Association

Reminder: Building 13Group Picture: Due to unforeseen circumstances, our building group picture session was postponed. The photographer has agreed to reschedule with us on another date mutually agreed upon. When we reschedule, all Building 13 residentsare invited to participate. As years go by, this picture helps commemorate our awesome family and friends. Let’s share this moment together. See you then.

Association Meeting: Our monthly meeting was held on Thursday, October 23, at 7 p.m.Our guest speaker was Executive General Manager Marvin L. Walton. Since this article was written prior to our meeting, I will save additional comments for another submission, however I am sure questions that were asked within the given time period were answered in detail. We thank him in advance for joining our Association meeting. Remember members and non-members of the association are always welcome to attend our meeting. We encourage you to become a member and stay in the know of what’s happening in your community. The success of our association depends on active participation from residents. Stay informed and voice your concerns. Share your ideas and help shape the future of our community.

Building and Townhouse Association leadership are being invited to attend a meeting with Management to discuss Apartment Repair (Process Reform). We welcome changes that make the process more effective and efficient for shareholders and employees.

Halloween: We will be collecting candy donations to give treats to the youth and young at heart. We will be distributing Halloween treats on Friday, October 31, from 4-7 p.m. If you would like to donate candy, please bring the items with you on October 23, the day of the Association meeting, at 7 p.m. The flyer is posted on the lobby bulletin board.

Reminder: The NYPD 45th Precinct Community Council each month meets on the first Thursday of the month. The next meeting will be held on November 6 at 7 p.m. in Co-op City at the Bartow Center, Rm. 31. For your convenience, I have posted the information listing the current year (25-26) locations where the meetings are scheduled to be held and the corresponding dates of the meetings each month.

Note: At the recent Community Board meeting, we were informed the 801 Coop City Blvd. location was purchased by the Charter school and they are still hoping to build a 4-story school at that location. At this time, however, no permits have been requested.

Going forward, we will be inviting guest speakers to discuss dementia, STAR and SCRIE (DRIE) submissions. Please make sure to check what’s going on in the community by reading the lobby bulletin board.

“Be not afraid of going slowly Be afraid of standing still.” —Chinese Proverb Visit our Facebook page at: Building 13 Association Inc.–Co-op City E-mail us at building13assoc@yahoo.com. Contacts: Leslie Peterson, president, at 718-320-1370 or Wendell Mattison, V.P., at 917-330-1380. Thank you for supporting our team.

—Leslie Peterson

BEFORE YOU BUY, VERIFY!

Co-op City Senior Martial Arts Champ Brings Home Multi-Wins

Michael Miller, father of Kung-fu and Karate multi-time champion Matthew Miller, competed last Saturday and Sunday, Oct. 18 and 19, respectively, in two top martial arts tournament.

The first tournament was Fury of The Champions 3, held in Queens, NY. In a very close score by a half of a percentage, Mike Miller lost first place, coming in second, in the Black Belt seniors’ kata/forms division. He also placed 2nd in the seniors’ Black Belt weapons division.

“I was highly honored to be invited to participate in this great tournament hosted by the legendary multi-winning grand champion Kyoshi Jonas Nunez,” said Mr. Miller. “It was a great tournament with great competition.”

On Sunday, Mr. Miller went on to compete at the MidConnecticut Karate Championships held in Connecticut. The tournament was hosted by Kyoshi Herbie Bagwell.

“This was an amazing tournament with great competition and fair competent judging,” Mr. Miller opined.

Michael Miller went on to win 1st place in the Seniors’ Black Belt kata/forms division and 1st place in the seniors’ Black Belt weapons division.

“I really trained hard for these tournaments hoping to return to Co-op City with the win,” Mr. Miller said. “I’m greeted by multiple cooperators here in our community who watch me practice outside my building in the mornings and wish me well. I really appreciate their encouragement which makes me even more determined to improve. Once in a while, I get those who pass by wanting to join me outside to learn karate and I tell them anytime because I am retired and I’ll teach for free.”

The next stop for Michael Miller is The Karate Tournament Of Champions Nationals (KTOC) held in Queens, NY at York College on Sunday, November 23.

Purchasing an e-bike, moped, or e-scooter that is certified by an Accredited Testing Laboratory is one of the easiest ways to prevent battery fires. Look for a certification marker or sticker!

and untested batteries pose a significantly greater fire risk to their users than their certified counterparts.

Kyoshi Herbie Bagwell (L), host of Mid-Connecticut Karate Championships, poses with Mike Miller.

Mike Miller (L) with Kyoshi Jonas Nunez, host of Fury of the Champions 3 Tournament.

Director’s Viewpoint

Leslie Peterson

Keeping Co-op City Strong, Vibrant, and United

During the election period, candidates cannot write articles and cannot be in pictures posted in the Times unless it is sanctioned by the Election Committee and includes all. I want to refresh your memory on some important items, but I must convey this sentiment once again for you all.

First and most important, I want to say I’m truly humbled and grateful to everyone who took the time to vote and place their confidence in me. Your support means the world! I adore this community where I have lived, loved and lost. I am honored to continue serving a place that has given so much to all of us. I want to congratulate all the candidates who ran. I would be remiss if I didn’t take a moment to share the loss felt for Co-op City who lost having an awesome worker, a caring person and a brilliant mind like my running partner Anika Green-Watson, Esq. on the Board. I am taking the liberty to say, “We put the baby out with the bath water.” It takes dedication and courage to step up and care for our home. Although the Board directors may have different ideas, our hearts are in the same place: keeping Co-op City strong, vibrant, and united. Together, we all make Co-op City the amazing community it is.

City Council Billon Gas Stoves: In September 2025, the New York City Council passed Intro 429, which will require all new installations and connections of gas appliances to be performed by a licensed master plumber, anyone else doing this is prohibited. It was introduced to prevent dangerous, illegal hookups, citing a 2015 gas explosion that killed two people. This bill will increase costs you will have to pay if you purchase an appliance. Unless regulated, the extra cost per installation could be up to $500. As of October 2025, the bill is awaiting the mayor's signature. This is the time to reach out. I know it’s not a decoration but .. HMMMMMM?

Local Law 97: You may have seen this on News 12 recently. First, some information. Buildings account for approximately two-thirds of greenhouse gas emissions in New York City. Local Law 97 is

Black Forum

a pledge made by the city management to address these emissions as part of their plans to make the city carbon neutral by 2050. Local Law 97 was included in the Climate Mobilization Act, passed by the City Council in April 2019 as part of the New York City Green New Deal. The goal is to reduce the emissions produced by the city’s largest buildings 40 percent by 2030 and net zero by 2050.

Reducing our carbon footprint is crucial for lessening the impacts of climate change and preserving the environment for future generations. Carbon footprints refer to gases such as carbon dioxide, emitted directly or indirectly. By reducing our carbon emissions, we can help slow down the rate of global warming and reduce the impacts of climate change. That being said, the question always becomes, “show me the money” for this unfunded mandate especially for the largest complex in the country??

Local Law 157: Although two explosions were said not to be caused by gas appliances in 2016, the natural gas sensor law was one of the measures passed by the City Council as extra precaution. LL157 mandated sensors but delayed implementation until national standards were established. Last year, the National Fire Protection Association issued that standard which triggered the Department of Buildings to implement the rule. This too was an unfunded mandate but we thank cooperators for working with Management. If you haven’t had your sensor installed, please contact the Call Center.

Local Law 152: Also introduced in 2016 was LL152 that mandates periodic inspections of gas piping systems. These inspections are put forth by law to identify and expose any potential gas leaks promptly and efficiently to ensure the well-being of building occupants throughout the city.

Key points of LL 152:

* All city buildings must undergo gas piping inspections once every four years. As of January 2024, due dates for periodic inspections at each building will be the 4-year anniversary of the previous inspection (as indicated on the submitted certification). In

Emergency Food Pantry – 920 Baychester Ave., Bldg. 1A (opposite basketball court). The pantry is open on Thursday and Friday from 11 a.m.12:45 p.m. for grocery distribution. Guests are eligible to pick up food once a month. All guests must present a pantry card, at least 4-6 clean shopping bags with handles and a shopping cart to receive food. We will not place food in black bags because they pose a safety hazard. Section 5 guests should visit the Co-op City United Methodist Church at 2350 Palmer Avenue to pick up groceries. This distribution site is open Thursdays from 11 a.m.-1 p.m. The groceries are supplied by and distributed by Black Forum. Religious affiliation is not required. For the safety of our staff and other guests, mask-wearing is required when picking up food.

Our priority is to provide a safe and respectful environment for everyone accessing our services. To ensure the well-being of our staff, volunteers, and all guests, we reserve the right to refuse service to anyone who engages in disruptive or aggressive behavior. We will also cease service if an individual poses a risk to the safety of our staff or other guests.

Closure – The pantry will be closed on Thursday, October 30, to complete necessary maintenance work in the office. We apologize for the inconvenience.

Fundraisers & Fun! – Support our community with a fun day out! Your participation in our events help cover the rent, insurance, and supplies needed to keep our Emergency Food Pantry running strong. Help us ensure local families have access to nutritious food and household supplies. Trips include transportation and dining:

Sight & Sound’s Joshua & Shady Maple Smorgasbord – Friday, August 21, 2026. Total: $225. (First payment due soon.) We’re accepting three payments of $75 each and are collecting deposits now. First payment to hold your seat is due 10/24/2025, second payment is due 02/14/2026, and third payment is due 04/18/26. Please be prompt with payments. No refunds. For trip interest only, please call 917-209-5334 or 929-464-5520. All proceeds go to the Black Forum to support Co-op City through our Emergency Food Pantry. Look out for more information about Ace In the Hole which will include a luncheon and show, and Windows On The Lake with Jake’s 58 casino in Ronkonkoma, LI.

Contact Us: coopcityblackforum@gmail.com

––D. Illis

addition, the inspection cannot be conducted more than 60 days prior to the due date.

* LL152 mandates a visual inspection and leak survey of the exposed gas piping in your building from the point of entry including public spaces, hallways, and mechanical rooms.

The goal of these inspections is to identify any potential problems and take immediate action. LL152 inspections happen under the oversight of a Licensed Master Plumber and have a certified inspector handle the site visit. The DOB paperwork must be signed and submitted by an LMP. If the inspection uncovers any underlying problems, an LMP must reinspect and submit a report declaring all conditions requiring corrections have been corrected. This will be completed and not required until the 4-year anniversary.

Heating Season: New York City heating season is from October 1 through May 31st. Owners must maintain indoor temperatures at 68 degrees when outdoor temperatures are below 55 degrees during the daytime and a minimum of 62 degrees indoors overnight regardless of the outdoor temperature. Hot water must be provided at 120 degrees year-round.

MWBE (Minority and Women Owned Business Enterprise): When a Mitchell-Lama development receives HCR/HFA state financing, grant funds, or is otherwise subject to HCR program rules, it must follow New York State/HCR Minority- and Women-Owned Business Enterprise (M/WBE) requirements. The development should prepare an MWBE Operation Plan, meet HCR’s MWBE participation goals or make good-faith efforts, submit annual M/ WBE reporting, and use State-certified MWBEs (certified through Empire State Development). This opportunity offered to these business entrepreneurs broadens contractual prospects.

Never doubt that a small group of thoughtful, committed, citizens can change the world. Indeed, it is the only thing that ever has. –Margaret Mead I am pleased to be of service to the community. I can be reached by e-mail at lpeterson@riverbayboard.com.

Building 6 Association

Happy Saturday, neighbors. I hope when you read this, it finds you in good standing. Since October, several of the Building 6 neighbors came together in support of several causes and traditions: Breast Cancer Awareness, domestic violence and Diwali. On October 11, four neighbors took advantage of Montefiore’s Free Breast Cancer Screening and Mammogram Workshop at Waters Place. On October 18, several neighbors marched with Bronx District Attorney Darcel Clark at her Domestic Violence Walk. Finally, on October 19, the Building 6 Youth Committee facilitated the paint and pizza mixer for Diwali; it was an evening of fun, laughs and camaraderie. The Building 6 Association plans to bring innovative and fun events, arming the neighbors with the best practices within the community.

Compactor Room Etiquette: Never place raw garbage down the chute. Always place recyclables in the clear bag. All bulk items should be taken down to the basement Ash Cart room. Do not be a litterbug.

Laundry Room Etiquette: Please remove the washer/dryer load within a 15-minute window. Soiled items should never be sorted in the baskets, doing so is disgusting and disrespectful to your neighbors. The spraying of aerosol disinfectant sprays in washers is prohibited because they can ignite a fire. Please pick up after yourself. Place used dryer

Toastmasters

Hone Your Inner Competitive Spirit

sheets and emptied detergent containers into the properly marked receptacle.

As the saying goes: if you see something, say something. Call 718-6713050. If anyone is experiencing a mental health crisis, please dial 988. The hotline is open 24/7. The Building 6 Association is a jambalaya of various ethnicities, creeds, races and religions who all aim to live in a safe, clean and harmonious environment. This is our home, so let us treat it as such. It takes a village. As always, I pray for safety over all. Godspeed.

“The bond of our common humanity is stronger than the divisiveness of our fears and prejudices.”

––Lauren K. Lassiter

Building 28 Association

Dearest shareholders,

There are lots of fun events happening in our community. I really hope you all take the opportunity to participate. I have attached the pictures that didn’t make it in last week’s article. Building 26 & 28 collaborated in a pumpkin workshop. There is something special about living in a community where everyone lends a hand, shares a laugh and shows up to make things happen.

Halloween: We will be distributing Halloween treats on October 31 starting at 5 p.m. until supplies last. Flyers will be posted in the lobbies. If you would like to donate (individually wrapped) candy, please bring the items with you to the association room or contact us using the association e-mail.

We can always use volunteers. Our community is only as strong as the people in it. If you have ever wanted to get to know your neighbors better, share talents, or make a positive impact, now is the time.

Have a competitive spirit? Like to win? Come to a Co-op City Toastmasters Club meeting and develop your inner competitive spirit. “Table Topics” is the part of the meeting where everyone is encouraged to speak off the cuff and compete for fun prizes. President Kim Sudderth has elevated “Table Topics” to a high art, and it has become uproariously amusing. She has been delighting us with a variety of games that spark creativity and quick thinking. At the last Bronx Advanced Speakers club meeting, participants were challenged with a series of games. In one game, participants were encouraged to use a series of words and pictures to create compound words. Speakers were allotted a maximum of two minutes in which to create a coherent story using three of their new words. It was surprising to see how competitors connected random words into an entertaining story. Intrigued? You too could bring your competitive spirit and join us in this challenge at our next Co-op City Toastmasters Club or Bronx Advanced Speakers meeting. Imagine yourself as the evening’s winner. Come to an upcoming club meeting and try your luck.

Co-op City Club meets on the first and third Thursday each month at 7:30 p.m. The November dates are November 6 and November 20. Both clubs meet at 177 Dreiser Loop, Rm. 5. Doors open at 7 p.m. and 6:30 p.m., respectively to meet and greet.

Bronx Advanced Speakers meets on the second Tuesday each month at 7 p.m. The next meeting is Nov.11, at 7 p.m.

We look forward to seeing you at a meeting.

To learn more about how Toastmasters can help you become an effective and confident speaker, visit http://www. toastmasters.org or call 917-299-2429 and someone will get back to you. All are welcome!

Meeting schedule as follows:

CCTM meets: Nov. 6 and Nov. 20.

Bronx Advanced Speakers (BAS) meets: Nov. 11 and Dec. 14.

––Marietta C. Phoenix

If there are any suggestions for the association, please send an email to: building28association@gmail.com. Come out, bring your neighbors and share your ideas on what activities you would like Building 28 Association to participate in. Dues for calendar year 2025, $10 per family are still being collected at the association meetings. Gentle Reminders Extermination services are free To schedule an appointment, call 718-320-3300 and press 3. Compactor Room Etiquette: Never place raw garbage in the chute. Always rinse out recyclables and place them into the clear bag. Food and pizza boxes should be placed in a clear bag and sealed to deter roaches and vermin. Please pick-up anything you may have dropped.

If You See Something, Say Something: For emergencies, call Co-op City Public Safety at 718-671-3050 and NYPD at 911. For non-emergencies, call 311. You can also call CCPD at their anonymous tip hotline: 718-879-6311.

Dogs: When in public spaces (that includes the lobbies, laundry room, and elevator), dogs should be always leashed. Additionally, refrain from having your pet relieve themselves under the buildings or in the grassy areas. Take them to the curb and pick up the poop.

Laundry Room Etiquette: Continue to respect our laundry room and your neighbors by getting your clothes on time (within 15-minute window) and maintaining a clean and healthy working space. Washing machines are only allowed in the townhouses.

Let’s make Building 28 a STAR Building!

Did you know that every unit in Co-op City is eligible for the STAR Program? It does not cost you anything and there are no income requirements! Find out if you are eligible for either the Basic STAR (School Tax Relief Program) or the Enhanced STAR (Enhanced School Tax Relief age 65+). To complete your application online, go to: https://encryption.ny.gov or by phone 518-457-2036. For Enhanced STAR, go to: www. tax.ny.gov/STAR or view the information in the lobby display cases; and adults age 60+ needing help to obtain and maintain entitlements and benefits, call and schedule an appointment with a JASA or NORC Case Manager at 929-399-1371.

It takes a village and ours is growing!

––Idalia Reyes

Game winner Gigi Johnson and Pres. Sudderth.

Table Topics speaker Lincoln Pressley

Marietta Phoenix and Pres. Sudderth

Broun Place Townhouse Association

Hi, neighbors, there has been so much going on in Co-op City. Now continuing with our Hispanic recognition month, as well as special recognition to finding the cure for significant diseases and illness, October is loaded with designated days to recognize themes that otherwise would be neglected. October’s Indigenous American Day celebrates that there are many ethnicities needing to be fairly and equally studied and remembered. Broun Place and Co-op City exemplify equality and respect for all. Exemplifying that is the fact that our applications to Co-op City are evaluated by submission date order.

Further, here we are in mid-October and the two holidays that are part of the Jewish calendar Yamim Noraim (Days of Awe), Rosh Hoshana and Yom Kippur, have been celebrated. This is a 10-day period of repentance from Rosh Hoshana to Yom Kippur. It is followed by Simchat Torah; this is the annual completion of reading the Torah.

Diwali, the Hindu festival of lights, a major holiday celebrated by Hindus, Jains, Sikhs, and some Buddhists. It symbolizes the triumph of light over darkness, good over evil, and knowledge over ignorance. The holiday is marked by lighting oil lamps called diyas, feasting, and decorating homes. Celebrations vary by tradition but often include prayers to Lakshmi, the goddess of wealth, and various regional stories about historical or religious events. We just want to remember and understand the significance.

Our cluster questions are, when will interior and exterior walls be inspected for water damage and then be scheduled for repair? In our case, exterior repair

Building 9 Association

Greetings, Building 9 Association family and friends.

Postponed: Regrettably, our general membership meeting scheduled for Thursday, October 30, featuring our invited guests, the Public Safety Department, must be postponed due to a scheduling conflict with the Riverbay Corporation Executive General Manager’s meeting with all Building Association & Townhouse Association Executive Boards on Thursday, October 30, at 7 p.m. I apologize for the inconvenience. We will reschedule our meeting with CCPD as soon as possible. Perhaps Thursday, November 6, will work for all involved.

It is the intention of the Building 9 Association Executive Board to distribute Halloween candy in our lobbies on Friday, October 31. Please advise if you would like to assist with the distribution of candy by lobby-sitting and/ or donating Halloween candy. Please let me or an Executive Board member know of your availability as soon as possible. Thank you for your continued support.

Reminder: Election Day is on Tuesday, November 4. For your convenience, early voting begins on Saturday, October 25.

Please flip the ballot over to read and to vote on the propositions. Please be an informed voter. Voting has consequences, as does not voting.

Be a participant in the change you seek.

––Linda Collins

Building 27 Association

We wish our neighbors well. We pray that all of our children will learn in a peaceful environment, and they will have a prosperous school year.

Also, the new signage are in place at the corner of Erdman Place. The Riverbay Board of Directors and Management are enforcing FDNY policy and Co-op City will no longer be allowed any decorations on Co-op City premises due to a risk of fire hazards.

Remember This Is Our Home – The building association invites cooperators to express their concerns, opinions and ideals so that we all as neighbors will do better to strive towards a prosperous community. Our cooperators are not alone, together we will solve the issues or problems. Thank you to our cooperators who ask questions; this helps us as a community to care about one another, our homes, buildings and community.

2025 General Election Voters Guide – Note: early voting is from 10/25 to 11/2, and Election Day is on 11/4/25.

Please read your voters’ guide, there are six proposals for we the people to vote on. These proposals would suggest changes of the New York State Constitution if the people vote yes or no. Also, take advantage of your Fast Pass tag with the bar code for a faster check-in.

Halloween Treat – The building association will be in the Building 27B lobby on Oct. 3 from 4 to 8 p.m. to pass out treats to the children. Be careful and travel with an adult.

Happy birthday to all celebrating this month.

To those in bereavement, you have our sincere sympathy. We wish all the best of health and safety.

You may contact Lydia Rondon at 718-583-3040 if a neighbor has passed away, is sick, or transferred to a nursing home.

“Not everything that is faced can be changed, but nothing can be change until it is faced.” ––James Baldwin

––Hattie Overman

has been done; now an appointment for interior repair must be made. Please advise us of the procedure.

To reach our Section 4 CSO, send an email to mvega@riverbaycorp.com, or call 718-320-3300, ext. 3306.

Please report to CCPD, 718-671-3050, or the 45th Precinct, if you see a car without a disability placard parked illegally in the Broun Place cul-de-sac. Tickets will be issued to those without placards. Also, please just take up one parking space.

Broun Place Townhouse Association accepts new members any time. The membership fee is $12 a year. Dues pay for supplies and they support emergency efforts. Please join the Broun Place Townhouse Association. We encourage your participation in community events and make constructive suggestions to your Board.

To report the non-delivery of the Co-op City Times, call 1-407-666-8317 on Saturdays between 9 a.m. and 1 p.m. We urge you to read your Co-op City Times. We extend “get well wishes” to all suffering from illness. Get the Flu and COVID-19 vaccines.

We applaud our public schools. Good luck to our youth and have a safe school year. Neighbors, let’s be safe; in inclement weather, tie up and close your terrace accessories. Finally, thank you to our groundskeeper for the wonderful job he does.

––Eva Kindaichi Lazaar

NAACP

The NAACP marches to defend democracy and combat racism and discrimination in communities across the country. Located in the Einstein Community Center, Rm. 36, we meet on the fourth Sunday of the month at 3 p.m.

The NAACP Co-op City Branch Office hours are: 10 a.m.-1 p.m., Mondays & Wednesdays. Notary available on Monday and Wednesday during office hours; call for appointment.

NAACP General Membership meeting on October 26, at 3 p.m. Join the conversation:

Guest Speaker Thomas A. Carswell, National Action Network Bronx Chapter President, also Election Ballot Proposals. Members and non-members are welcome and bring a friend. Light refreshments.

Who and What is on our Ballot:

Mayor, Public Advocate, Comptroller, Bronx Borough President, City Council, and Civil Court Judges. There will also be six (6) Proposals on the ballots. Turn ballot over.

The Proposals: To read the pros and cons, go to: https://www.nycvotes. org.

We will also have information on proposals at the NAACP Office.

Early Voting: Saturday, October 25–Sunday, November 2 at 177 Dreiser Loop Community Center Auditorium.

General Election Day is Tuesday, November 4, at your designated poll site. Polls are open from 6 a.m.-9 p.m.

NAACP Statement: We will not let fear and division drive us further apart. We cannot succumb to apathy. We must come together to defend our friends, families, and neighbors. We never have and never will cower in the face of racism. The NAACP is leading the counter-offensive to vigorously defend our lives, our freedom, our history, and American democracy on every front.

Watch & Listen: Our Culture, Our Stories on the NAACP+ YouTube channel. Follow us on Facebook: Co-op City NAACP

Looking to make an even greater impact? Become a champion for change and join us to keep advancing Annual membership: Adult: $30; Youth: $10; Silver Life: $750. Make ck/mo. payable to: NAACP Co-op City. Mailing address: NAACP Co-op City, 135 Einstein Loop, Room 36, Bronx, N.Y. 10475. To become a member online, go to: www.naacp.org membership. Select Coop City (2210) and join. To leave a message, call the office phone at 718-3203210 or email: naacpccity2210@gmail.com ––Brenda Brown

Director’s Viewpoint Daryl Johnson

Thanks For Your Vote

Unfortunately, this recent election took an extremely long time to complete. But, after all of the votes were counted, it was confirmed that I was re-elected to the Riverbay Board of Directors. Therefore, I want to thank everyone for their vote.

Worst Election Ever

April 12, 2025 was the date that shareholders could pick up an application to run for our board. Then, ballots were supposed to be mailed out on May 15. Next, voting for candidates was supposed to start on May 28. But, that’s when everything went south.

An article dated June 7 in the Co-op City Times stated: “Riverbay board election ballots will be mailed by YesElections to Co-op City households on Wednesday, June 11.” Then, according to the election rules, the results of this election were supposed “to be publicly posted by 10:00 a.m. on July 15, 2025 or if the certification has not yet been completed, as soon thereafter as possible after the conclusion of the election certification meeting.”

So, did we get enough ballots to get anywhere near to concluding this election? No! By, July 5, the headlines in the Co-op City Times stated: “2,918 Ballots Needed for Quorum.” How is this possible? Quorum? What is a quorum in reference to our elections?

Well, let’s briefly define this term “quorum” in reference to our elections. First, we have 15,372 apartments here. So, to make the math easy, let’s say that 372 of those apartments are vacant. Then, that means that we have 15,000 apartments that are occupied. Therefore, a quorum would simply be a third of those occupied apartments. So, we would need to receive 5,000 ballots make a quorum. Simple, right?

Regardless, the delays continued. In fact, an article dated August 30, stated that this third election extension was going on until, get this, September 30. So, an additional ballot was mailed to each household that did not return their ballot. But, can you believe that these additional ballots cost $9,180? Plus, each extension was costing us $1,750.

By September 6, we were 375 ballots short of reaching a quorum of 5,041 ballots. Then, by September 13, we finally received 5,485 ballots. So, a quorum was finally reached, and the election was over.

However, should any election be conducted in this manner? In my opinion, the answer is no. So, we need to ask our politicians to change the NYS Business Corporation Law in reference to this quorum concept. If successful, our elections will only run for just one day.

Bottom Line: Do you know that Assemblyman Michael Benedetto was able to appropriate $51 million for Co-op City? So, $50 million was supposed to be used for capital improvements. And, $1 million was supposed to be used for our operations. Therefore, how was he able to achieve this money for us? Well, some adjustments had to be made to the law on our behalf. Therefore, we must ask him if we can get this quorum law changed.

No Viewpoints For Candidates

As a candidate, I could not publish any viewpoints during this entire election. But, was there a lot of drama and nonsense going on here during that time? Yes!

RUOK Program

There have been several cases wherein a cooperator quietly passed away in their apartment. Then, let’s just say that their neighbors noticed something about them. Therefore, please consider signing up for the RUOK program, 718-671-3050. This way, you will receive a check-up call every day. No response? An officer will visit your apartment.

We Must Handle Our Business

Too many cooperators are now saying that our community is going down. So, in my opinion, our elected board members must step up and handle a lot of nonsense that’s going on here. For instance, there have been issues involving criminal activity and folks acting out in a horribly bad manner. So, can we meet with Public Safety and see how we can assist them? Can we possibly bring in more law enforcement tools?

Co-op City Democratic Club

The Co-op City Democratic Club is scheduled to meet on Tuesday, Oct. 21, and we are expecting a full house!

We will have the privilege of having our Congressman George Latimer come by and give the club an update on the federal shutdown, inform us of what is at stake and why Democrats are holding the line against devastating Republican cuts that will hurt a lot of Americans.

The club will engage in a robust discussion about the six ballot proposals that are on our ballots in this upcoming election.

A. These ballot proposals, except Proposal 1 which is a statewide proposal, were born from the Mayor’s Charter Review Commission with no input or collaboration with any other party they would affect, including the City Council.

B. Proposal 1 is the only statewide proposal. It is not a very controversial proposal and involves allowing the expansion of new ski trails in the Olympic Sports Complex in Essex County, New York.

C. Proposals 2-4 are hot button ones because of the fact that they remove City Councilmember involvement to shorten/modify the processes. Thus, making the decision on how to vote on those proposals a matter of whether you feel those processes should be shorter to achieve their objectives more quickly (e.g. building affordable housing) at the expense of your elected City Councilmember no longer having a say. In summary, voting yes on Proposals 2-4 would make several land use processes shorter, but would also no longer allow your City Councilmember to have any input at any point.

D. Proposal 5 is another uncontroversial proposal and involves modernizing the current 8,000 pages of city maps maintained separately by each Borough President’s office and making them digital, centralized and under the responsibility of the Department of City Planning.

E. Proposal 6 is another controversial one. If passed, it would start the process to move local (municipal/city) elections to presidential election years with the goal of increasing voter turnout. This proposal, despite its commendable goal, may prove to be problematic because of the strong possibility that our local elections for Mayor, Public Advocate, Comptroller, Borough President and City Council would be overshadowed by the Presidential elections. Imagine if this year’s mayoral election happened alongside last year’s presidential election. Would the local issues get the proper focus and attention from

Another Increase

On January 1, 2023, we were hit with a 7.5 percent increase. Next, we received an 8.1 percent increase on July 1, 2024. And, now, can you believe that our income has surpassed $300 million a year?

Regardless, the president’s report in the Co-op City Times for August 9, 2025 stated that there is a “proposed 3+% increase this year. …” How is this possible? Sure, lots of prices have increased. But, during a public meeting in Bartow, I pointed out that our budget ballooned by $29 million.

Bottom line: What do you think about the way Co-op City is being operated? Do you think that we’re going in the right or wrong direction?

Crazy Driving

Can you believe that lots of folks are assembling in the street near Bay Plaza in the overnight hours to race and drive their vehicles in a crazy manner? Close I will have a lot of community updates in my next viewpoint.

Thank you.

Contact Information

Please send a letter to: Board Director Daryl Johnson, Riverbay Corporation, 2049 Bartow Avenue, Bronx, NY 10475. Here is my email address: djohnson@riverbayboard.com.

I will never ask for or accept money from anyone. Therefore, please do not respond to any message with my name on it that requests money, a money transfer, a gift card, personal information, or anything from you. And, please do not ever send money or anything to anyone because you saw my name on any type of message.

Also, please call me ONLY at 718-671-4544 if you would like to have a brief discussion with me. And, please hang up your phone immediately if someone calls you and says that they’re Daryl Johnson or is associated with me and asks you for money or anything else. Please stay strong and do not fall for any type of scam.

Okay, that’s it for now. So, please have a wonderful week. And, may God bless you and your family. Thank you.

the media and the public? Increasing voter turnout is much needed, but we shouldn’t take shortcuts or trick people into voting more by clumping most of their elections together. We need to do the work of increasing civic engagement and education in our communities. That’s the long, harder road but the most rewarding one.

Early voting begins this Saturday in the Dreiser Community Center. The following races will be on your ballot: Mayor, Public Advocate, Comptroller, Borough President, City Council Member and Two Judicial Races: One Boroughwide and the other for the 1st Municipal Court District. Please don’t forget to flip over your ballots and vote on the six proposals!

––Kelly Saunders

Co-op City Times

Photo Submissions

When submitting club articles with pictures to the Co-op City Times, please DO NOT EMBED picture/s into your Word document.

Rather, send the picture/s as an attachment along with the Word document for proper print reproduction.

The images should be 300 DPI. All submissions must be emailed to: cctimes@riverbaycorp.com. Thank you.

Thanks to all the Building 20 residents who attended our October 16 meeting. If you missed it, the following are some of the highlights.

The president greeted everyone and asked for a moment of silence for a resident in Building 20A who passed away. Members voted on the minutes from our last meeting and accepted the report from the interim treasurer. We are still in need of a treasurer. It is not a difficult task and we are hopeful that someone will volunteer as soon as possible.

The president further reported that Management has fixed the laundry room TV. The TV screen in the Building 20B lobby is still in disrepair. Some residents felt that shareholders who did not vote in the Riverbay Board elections should be required to go through orientation again. The association also gained several new members at the recent meet & greet events in our

Building 20 Association

lobbies, thanks to the efforts of Esther Powell, Ruby Aguirre and Francine Jones.

At the Building Presidents’ meeting called by Jr. Property Manager, Milsa Vega, the president reported that our washing machine doors are being replaced with doors with black glass instead of the same clear glass. Ms. Vega will convey that the residents want the clear glass that we had before. Also discussed was the fact that shareholders should always be informed of any service/repair fee that they are required to pay.

The president was also pleased to introduce Ms. Sonia Feliciano, president of the Riverbay Fund, Inc., who spoke about the Fund’s objectives to facilitate the community and welcomed volunteers. She invited everyone to the Halloween roller skating event on October 31 at the Bellamy Loop Basketball Courts.

Our guest speaker was Ms. KaTrina Dinham, Communications and Content Manager. She spoke on the topic of dementia, which is a disease of the brain. The most common is Alzheimer’s, where there is memory loss. Ms. Dinham is on a mission to get everyone to have compassion for people affected by dementia.

Thanks to everyone who paid the $10 annual dues. Following the 50-50 raffle drawing, the meeting adjourned.

The next meeting will be held on November 20 at which time, our guest speaker will be Judge Shekera Anessa Algarin to discuss wills and trusts. Please join us at 7 p.m. in the Building 20 Association room, Building 20B. Kindly invite your neighbors to attend with you. We look forward to seeing you.

Until then, stay safe and be a good neighbor.

—Francine Jones

African-American Association of Co-op City

General Monthly Meeting

The Association held its first general monthly meeting since the new board was sworn in on Saturday, October 19. It was a very quiet Sunday evening when concerned individuals had come together to discuss the way forward for the organization. The president welcomed the members to the meeting and was quick to discuss three major agenda issues. These include but were not limited to the fact that the bylaws of the association had to be reviewed to reflect latest developments. He submitted that he found out that the bylaws were written in the nineties and was last reviewed in 2008. That was about 17 years ago, and a lot of things had changed, not to even talk about the pandemic that changed the normal way of doing business. He submitted that the board had committed the three-person committee of the 2nd vice president, the recording secretary, and the sergeant-at-arms to investigate the task and collate suggestions from the general membership until October 26. The committee will now work on the submitted suggestions to come up with a draft by the first executive meeting until it is presented to the public. The president spoke extensively about the importance of having a working and effective document for the association.

Association Programs

Another agenda item that was discussed was the programs of the association for the year. The president informed the general membership about the proposals by the executive board, which include celebrating Black History

100 Co-op City Blvd., Building 22A.

month, Juneteenth, and having a service weekend in honor of Martin Luther King Junior. Other mentions were the line dance programs of the association and the need for civic engagement issues to include our history, enlightenment about the HBCU schools and the great alternative of trade and apprenticeship instead of formal education of going to college. Both the first vice president, Carol Arthur, and member at-large Cynthia Dixon, spoke extensively on these issues. The president reminded the membership that the evening’s gathering was about conversation, while everyone should prepare for call-for-action in the next meeting

Guest Speakers

The final engagement of the night was about the mayoral election and the six proposals on the ballot. Mr. Rogers from the December 12th Movement, the guest speaker, used the occasion to deliberate about the strength and possible weaknesses of the people running for mayor. The president encouraged every member to rehearse on what was said, reach out to know more about the candidates and get out to vote to fulfill their franchise right. Focus was also on the proposal, especially the one seeking change of local election to the national election. More so, the issue of speedy construction of buildings by developers was discussed. These proposals with their pros and cons will be sent to the membership through email before the election day.

—Toba Adeyemi LaCrown

Co-op City Pentecostal Tabernacle

Mailing address: P.O. Box 204, Bronx, NY 10475. Sunday School for all age groups starts at 10:30 a.m. Worship service is from 11:45 a.m.-2 p.m.

Wednesday morning: prayer and fasting service will be held from 11 a.m.12:30 p.m.

Bible Study and prayer meetings will also be held every Wednesday evening at 7:30 p.m.

Worship service will be held every Friday evening at 7:30 p.m.

All night services will be held on Zoom: 6469313860; Meeting ID: 85748454513; Code: 850684#

Focus: Protection By Peace

God provides a covering to equip and protect the feet, the gospel of peace to give stability and mobility that allow the believer flexibility to move and advance as God directs.

Believers need to have their feet protected.

Ephesians 6:15 stated: “And your feet shod with the preparation of the gospel of peace. The enemy is aligned against us whose purpose is clearly defined by the scriptures.”

“The thief cometh not, but to steal, and to kill, and to destroy…” (John 10:10)

Satan is bent on the complete destruction of every child of God. He will take what he can from and what he cannot take he will seek to slaughter, what he cannot kill, he will attempt to ruin to render it unfit for its divine purpose.

Please Curb Your Dog!

Shareholders are reminded that it is the law in NYC, and their responsibility as a dog owner, to clean up after their dog.

In addition, refrain from using the playgrounds and tennis and basketball courts to walk your dog. Keep these areas sanitary for the children who utilize the space.

Ephesians 6:10-14, “Finally, my brethren, be strong in the Lord, and in the power of his might. Put on the whole armor of God that ye may be able to stand against the wiles of the devil. For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of darkness of this world, against spiritual wickedness in high places. Wherefore take unto you the whole amour of God, that he may be able to withstand in the evil day and having done all to stand. Stand therefore, having your loins girt about with truth, and having on the breastplate of righteousness.” Ephesians 6:16-18, “Above all, taking the shield of faith, wherewith ye shall be able to quench all the fiery darts of the wicked. And take the helmet of salvation, and the sword of the spirit, which is the word of God. Praying always with all prayer and supplication in the spirit and watching thereunto with all perseverance and supplication for all saints.”

We are absolutely engaged in a battle in which our enemy is more than willing and capable of being the aggressor. The amour of God in general and the gospel of peace provide for our safety against his attacks. Our footing is sure; our foundation will never move or crumble. We are protected, God is our shield, our fortress, our high tower, our bulwark, and our refuge.

“For in the time of trouble he shall hide me in his pavilion in the secret of his tabernacle shall he hide me; He shall set me upon a rock.” (Psalm 27:5) Psalm 91:10, “There shall no evil befall thee, neither shall any plague come nigh thy dwelling.”

—Rev. R. Sibblies

If you have knowledge or a concern of possible violations of law, accounting irregularities, or other suspected wrongdoing affecting Riverbay, you are encouraged to report it to law enforcement, or you may report it through an anonymoushotline by the following methods: Go to an independent website, www.lighthouse-services.com/riverbaycorp to complete an online disclosure form; Call the following independent third party whistleblower hotline at 1-833-290-0009 (English); or 1-800-216-1288 (Spanish); Email: reports@lighthouse-services.com; or Send a fax to (215) 689-3885 (the email or fax must include “Riverbay” in the subject of the report).

Director’s Viewpoint Michelle Marbury

Unique and Endearing: The very thing we must hold on to!

“Our babies do what we do—so what are we doing?”

Greetings, shareholders, neighbors, and friends, Kudos to the Silent Generation

I want to start by wishing Ms. Leonora Collazo a very happy 90th year. Mother Collazo’s birthday gave me the focal point of this viewpoint. You might say many people right here in Co-op celebrate wonderful milestone birthdays—but what’s special about Mother Collazo is that she’s a Pioneer shareholder, she represents many of the Silent Generation I’ve known since my own parents decided to move our family from the South Bronx to this vibrant corner of the Bronx.

Our families have known each other for decades—like so many of us first-generation children of Co-op City who grew up side by side. Some of our parents are gone now, but one of the most endearing qualities of Co-op City has always been the bonds formed through years of cooperative living—by making Co-op our home since as far back as 1968.

I expressed that ideal to Mother Collazo when I said, “The best thing you all (our parents) did for us (your children) was to bring us to Co-op City.” She smiled approvingly.

That story can be repeated over and over again here—and that’s part of what makes this place unique. It’s a shared narrative of legacy and love that defines who we are as a community. And it’s a virtue we must protect.

Let’s face it: we—the children of Mother Collazo’s generation—are now becoming the el-

ders of this community. It’s up to us to safeguard what they built. Generation X and Millennials (or Generation Y), you must join us Baby Boomers in teaching the next generation what a privilege it is to live here, to value our homes, our green spaces, our amenities, and our collective ownership. Let’s pass on this knowledge so that our children can, in turn, teach theirs.

Protecting Our Legacy: From Pain to Power

Pain that we don’t confront today becomes the pattern of weakness we hand down tomorrow. And tomorrow, shareholders, neighbors, and friends will arrive in the blink of an eye.

I believe deeply in the power of our unity. To be unified is to be seen as powerful. When we are not unified, outside forces that mean us no good see us as weak and divided—and they act accordingly.

Co-op City has always been strongest when its people stand together. When we raise our voices collectively—whether for maintenance, management, safety, or fairness—we remind the world that this is our home, built by and for the working people who made it thrive. Unity is not just an ideal; it’s a responsibility. It’s how we preserve the cooperative model that makes Co-op City unlike any other community in the world.

So let’s show up—together

Attend your Building Association meetings. Ask questions. Stay informed. The important topics of the day are right here in the Co-op City Times and at our Open Board Meetings. Pass this and other articles along to your neighbors. Spark meaningful discussions about the decisions shaping our shared future.

Church of God’s Children

Church of God’s Children is located at 127 Dreiser Loop, patio level. Bishops Angelo & Nancy Rosario invite you with open arms to visit our church or one of the many houses of worship in Co-op City.

We are a Word-teaching, spirit-led Christ-centered community committed to proclaiming the Gospel of Jesus Christ, nurturing believers in their spiritual growth and serving all of God’s Children with love, compassion and truth.

A Step of Faith: “A man’s mind plans his way, but the Lord directs his steps and makes them sure.” There are times in life when you must take a step in order to find out, one way or the other, what you should do. Some doors will never open unless you move toward them. At other times, you may take a step and find that God will not open the door. If you trust Him for guidance and the door opens easily, you can trust that He is leading you to enter into the opportunity before you. Sometimes the only way to discover God’s will is to practice ‘stepping out and finding out.’ If you have prayed about a situation

Let’s make room for fresh voices. Our younger residents have ideas, energy, and creativity. They deserve to be part of the conversations and the solutions. Invite them in. Encourage them to attend meetings, serve on committees, volunteer at events, or simply learn the structure that sustains this community. The future of Co-op City depends on the wisdom of its elders and the innovation of its youth.

The Silent Generation did their part

We shouldn’t have to start over again. Can we all agree that we are not just shareholders—we are stewards? What we do now will echo long after we’re gone.

We—the Baby Boomers, Generation X, and Millennials—should be leaving a legacy that gives our successors a leg up. A foundation for an even brighter, more cooperative, and even more affordable tomorrow.

Let’s live and leave a legacy that makes future generations proud to say:

“They did not quit. They stood up for this place—and for us. We must do the same.”

Our babies do what we do—so what are we doing?

Thank you for hearing my heart

Share this idea with your neighbors and your Building Association. I welcome your thoughts, your action, and your partnership. Reach me anytime at mmarbury@riverbayboard.com.

Let’s keep positive energy flowing. Let’s keep shining—safely, brightly, and together. Because when Co-op City lights up with unity, no code can dim our spirit.

and still do not know what you should do, take a step of faith. We can stand before an automatic door at a supermarket and look at it all day, but it won’t open until we step forward to trigger the mechanism. Trust God, take a step and see if the door opens!

COGC Schedule: Sunday Worship in English at 10 a.m.

Adoracion en Espanol, 12 p.m.; Estudios Biblicos, 10:30 a.m., bible studies English, 12 p.m.

Wednesday Bible Studies on Zoom and Facebook at 7:30 p.m. Meeting ID: 825 9494 2354; Passcode: 2345.

Thursday Intercessory prayer at 8 p.m. ID: 667-770-1235; Access code: 81480.

Biblical Counseling by appointment. Email: cogcministries@aol.com; Call: 718-790-9120.

––-Bishop Nancy Rosario

Community Protestant Church

Rev. Dr. Calvin E. Owens and the Community Protestant Church family welcome you to worship with us. We are located at 2053 Asch Loop, Bronx, NY 10475. You may contact us by phone: 718-862-9172, fax: 718-671-4416 or email: Administration@thecpcchurch.org.

Worship Schedule:

In-person Sunday Morning Worship at 11 a.m.; Adult Sunday School at 9:15 a.m.

Every Wednesday: “Hour of Power Noon Day Prayer” at 12 p.m. on the Conference Call Line: 712-432-3900; Access code: 343284#. Every Wednesday: 6:45 p.m. Bible Study online via Zoom. Log in on Zoom.com or dial One Tap Mobile: 929-205-6099, 838-454-0093 or 646-9313860; Meeting ID: 886 1355 3980. Save The Date

Tomorrow, October 26 – 11 a.m.: Missionary Anniversary with Rev. Audrey Jones

3 p.m.: Nurses’ Ministry Anniversary with Rev. Tyrone Richardson

Sunday, November 2 – Celebrating Rev. Dr. Calvin E. Owens’ 49th Pastoral Anniversary

11 a.m.: Rev. Carl Washington lll, Pilgrim Baptist Church, Nyack, NY

3 p.m.: Rev. Dr. Theresa Lloyd, White Rock Baptist Church, Harlem, NY

Enter his gates with thanksgiving, and his courts with praise! Give thanks to him; bless his name! That’s what we’ve come to do! The Praise Team encouraged us to share and thank God for His gifts with music and song. Rev. Karen Scott served as worship leader. Deacon Frances Wilson invoked His presence

and read Psalm 121. The choir uplifted our spirits before Pastor preached, “Are You Tight with God?,” Titus 1:16. He reminded us that we must be willing to sacrifice for God, and we must have a healthy, personal and intimate relationship with Him. Amen. Rev. Tyrone Richardson prayed for the sanctity of our church during Altar Call. Rev. Vernell Cooper closed worship with the Benediction. Tomorrows Adult Sunday School lesson, “Lineage of Christ.” Does family history matter to God? Thank you for your fellowship. Are you looking for a church home? Are you looking to feel connected? We welcome you to come hear the good news of Jesus and experience all the new possibilities at Community Protestant, a church of love and understanding.

The holidays are upon us and Thanksgiving baskets are being prepared. Donations of canned goods and pantry items have begun to pour in. If you are or know someone in need, kindly contact the church for assistance. Also, First Granddaughter Roxie Rain is collecting socks for her school’s annual sock drive. Did you know that socks are the most needed but least donated item at homeless shelters? Your generous contributions and support for each is appreciated.

Our sincere and heartfelt condolences are extended to all who are in a season of mourning. To our sick and homebound members, please know your presence is missed and we are praying for your healing. Happy birthday to everyone celebrating their special day this month.

“They profess to know God, but they deny him by their works. They are detestable, disobedient, unfit for any good work.” Titus 1:16

—Lexa M. Mingo

St. Joseph’s Episcopal Anglican Church

St. Joseph’s is located at 155 Dreiser Loop, lower level, Co-op City, Bronx NY 10475. Email: stjosephsepc@aol.com. Church phone number: 718-3200844. Priest-in-charge: Fr. Simeon Johnson, cell phone: 917-227-4303. In-person worship service for the Twentieth Sunday after Pentecost will be conducted at the church on Sunday, October 26, at 9 a.m. as well as via teleconference. Please remember to tune in for the noonday prayer service each week, Monday through Friday. To participate by teleconference, dial 1-425-436-6344; Access Code: 509-898, followed by the # sign. Pledge Cards for 2025 are still available. Please collect, complete and return yours to the church as soon as possible. We know that you want to help your church, so it is on these cards that you tell us about your areas of interest and expertise. Events and Fundraising Activities

November 2: All Saints and All Souls Day will be celebrated. Please be sure to submit the names of your departed loved ones for inclusion on the list.

November 9: All men in St. Joseph’s as well as the community at-large are invited to celebrate Men’s Day with us at the church. We will have a guest

The Holy Spirit vs. Other Spirits

“Beloved, do not believe every spirit, but test the spirits to see whether they are from God.” (1 John 4:1)

In a world filled with so many spiritual influences, it is important for believers to discern the difference between the Holy Spirit and counterfeit spirits. The Bible teaches that not every spirit comes from God (1 John 4:1).

The Holy Spirit is the third Person of the Trinity. He brings truth, peace, conviction and the power to live a holy life. His presence produces love, joy and righteousness. He leads believers closer to Christ and aligns every action with God’s Word. Other spirits, however, are deceptive. They imitate light but lead to confusion, pride, fear and sin. These counterfeit influences seek to distract believers from the truth and separate them from God’s purpose.

Discernment is not optional, it is essential. The key to discernment is intimacy with God. Knowing His word, walking in obedience and staying filled with Holy Spirit. When our hearts are anchored in Christ, false spirits lose their grip.

speaker, and refreshments will be served at the end of the service.

November 23: We will celebrate harvest and Thanksgiving.

Condolences: Our thoughts and prayers go out to all our bereaved members, families and friends who have recently lost loved ones. Please remember to keep them in your prayers.

Sick and Shut-in: We extend our well wishes and prayers for a speedy recovery. If possible, please visit them, call them on the phone or send them a card.

Birthday Greetings: Best wishes and blessing to everyone celebrating a birthday this month.

We continue to collect only food (cans and dry goods) for the pantry at Grace Episcopal Church, West Farms. If you can, please contribute to those in need.

“Will say to the Lord, My refuge and my fortress; my God, in whom I trust.” (Psalm 91:2)

Grace and peace!

––Tanya Blanchette

Newsong Church

Join us next Sunday as we learn more about the Holy Spirit and discover how His presence can change your life forever!

About Us

Newsong Church is a life-giving church right here in Co-op City! We believe that every person can know God, find freedom, discover their purpose, and make a difference in this world! No matter what you have been through or where you come from, you are welcome here. Join us for Sunday worship and see why God’s family is no ordinary family. Check us out, we are located at 135 Einstein Loop!

Sunday Worship Experience – Every Sunday at 11 a.m., our Sunday worship experience starts with celebration. We make music to please God and to build others up. Colossians 3:16 says, “Sing psalms and hymns and spiritual songs to God with thankful hearts.” We sing to bring glory and honor to God and celebrate who He is and what He is doing in our church!

Newsong Deaf Church (Rm. 35) – Our deaf worship experience is in ASL so that our deaf and hearing impaired can worship and fellowship in

National Council of Negro Women

NCNW Co-op City Section – Today, Saturday, October 25, at 10 a.m., our 2nd Vice President, Tina Thompson, will be having our second meeting of “Coop City Section Membership 101” for new members and not so new members. The meeting will take place in Rm. 14, second floor, Dreiser Community Center. The meeting will be from 10 a.m. to 1 p.m. This session is designed to fill in the gaps of knowledge of both the history and organization of our national body and our own community section. If you’re reading your Co-op City Times with your breakfast coffee, you still have time to get to this informative meeting. Health Committee – GirlTrek has resumed on Saturday mornings at 9 a.m. To focus on healthy living walking, the group heads out to the Greenway for a brisk half hour walk. For more information, contact co-chairs Keisha Keelan at 917-697-4854 or Farah Martin at 917-806-2534. Our Health Committee sponsors these walks together as a shared mission of health, unity and Black girl power. Tomorrow, Sun., Oct. 26, come join us in our “Making Strides Against Breast Cancer Walk.” We support the American Cancer Society in the fight against breast cancer each year. You do not need to be a NCNW member to walk with us! We will be meeting in Bay Plaza, in front of Sephora at 8 a.m. Some of us will not be able to walk but want to support the cause. Contact: https://shorturl.at/ XCmha to make your donation in the fight against this dreaded disease. October is Breast Cancer Awareness Month – Breast cancer is the most common cancer in women worldwide, excluding skin cancer. Early detection through screenings such as mammograms and self-exams is crucial for improving survival rates. This special month aims to: educate women about breast cancer symptoms, risk factors, and screening options; encourage regular mammograms and self-exams; fundraise for research and treatment advancements; support survivors and their families. What are the five warning signs of breast cancer? The five main warning signs of breast cancer are a new lump or thickening, a change in the size or shape of the breast, skin changes like dimpling or puckering, nipple changes such as retraction or discharge, and skin irritation, redness, or thickening of the breast or nipple.

Decked in Disguise; a Holiday Masquerade – On Sat., December 13, we will be having “Decked in Disguise: A Holiday Masquerade Celebration.” Our party will take place at the convenient Eastwood Manor, 3371 Eastchester Road, Bronx, NY, from 12 p.m. until 5 p.m. There will be an open bar, a live DJ, buffet dinner and good vibes! Start thinking now of an eye-popping outfit to wear! The ticket price is only $150 until Oct. 31! After that, the tickets will be $185 each. You’ve got one week to get in on the cheaper price! You can purchase your tickets through PayPal: bit.ly/ncnwmasquerade. We will also be accepting toys to donate to children in our community. Questions? Contact Candacie Daniels at 646-305-8013.

––Joyce Howard

their own language!

Kidsong (Rm. 49) – We have created a place where children can have fun and learn about Jesus on their own level!

Against The Flow – Every Friday at 6:30 p.m. in Rm. 42. ATF is Newsong’s student ministry. Today’s middle and high school students will lead the next generation of the church and change the world. At ATF, our goal is to graduate students into a lifetime of following Jesus.

So, what are you waiting for? There’s a God in heaven who loves you and has a purpose and plan for your life! Come and find hope. Come and find healing. Come and find freedom. Contact Us:

Mailing Address: 135 Einstein Loop, Rm. 42

Phone: 917-342-2559

Email: CentralTeam@newsongchurchnyc.org

Prayer Request Line: Text “Prayer” to 877899-7323

Website: www.newsongchurchnyc.org

Social Media: Facebook/IG/X: @newsongchurchbx; YouTube: Newsong Church NYC

—Pastor Mike Tolone

Greater Love Refuge Ministries

“Blessed be the God and Father of our Lord Jesus Christ, who has blessed us with every spiritual blessing in the heavenly places in Christ, just as He chose us in Him before the foundation of the world, that we should be holy and without blame before Him in love, having predestined us to adoption as sons by Jesus Christ to Himself, according to the good pleasure of His will, to the praise of the glory of His grace, by which He made us accepted in the Beloved.” Ephesians 1:3-6

Spiritual Food for Thought: You have fussed over many things as you try to perfect what is going on in your sphere of influence. But all the fussing in the world will not get you where you want to go. What you need to do is yield to the moving of the Holy Spirit and believe that God will open doors that no one can shut, close doors that no one can open. God will lead you on the path predestined for you. Put your trust in Him.

Greater Love Refuge Ministries, Inc., is a non-denominational, multi-generational, teaching, preaching, faith & Bible-way church conveniently located at 900 Co-op City Blvd. (Bldg. 2A), on the ground level, Bronx, NY 10475. Tel: 347-920-5607; enter by way of the main entrance or the portico. Bishop Boyce Landrum is the Overseer and Senior Pastor. We invite you to join us for Sunday morning worship service beginning at 11:30 a.m. At Greater Love, you’ll find a supportive and friendly atmosphere; come as you are—no expectations, just a warm welcome. Holy Communion is served every first Sunday. Our intergenerational Sunday Morning Bible Study with Presiding Elder Carol Landrum is held in person from 10:15–11:15 a.m. You do not have to be a member of Greater Love to attend these sessions.

All are invited to join us tomorrow for our Minister’s Revival Service. The theme is “A Second Touch,” Mark 8:25. This is a platform service, and the speakers are: Elder William Yancey, Minister Alecia Benjamin, and Minister Gunjia Fullwood. Come out and be revived, restored, and renewed!

Need Prayer? We invite you to call in to our weekly Prayer Line every Wednesday afternoon from 12:30-1 p.m. and Thursday evening beginning at 8 p.m. The call-in number is 351-999-3024; no access code required. As a general courtesy, please mute your phone upon entry and when not speaking. Grace & Peace,

—Presiding Elder Carol

Landrum

If you SEE something, SAY SOMETHING!!! 718-671-3050 • Co-op City Public Safety

Co-op City United Methodist Church

IEMU de Co-op City

Open Doors, Open Hearts, and Open Minds.

Come and Visit Us – We are a multi-ethnic and bilingual, Bible-centered congregation with spirit-filled worship. Services are held in-person at 2350 Palmer Avenue, across from Building 30. Parking is available. You can also participate with us via Zoom (904 4685745) or Facebook Live (UMC Coop City). ––Pastor, Rev. Sara Girón-Ortiz

“I pray that out of his glorious riches he may strengthen you with power through his Spirit in your inner being.” —Ephesians 3:16 (NIV)

Each October, we celebrate Pastor Appreciation Month and Laity Sunday—a special time to express gratitude for those who faithfully serve God and His people. It’s an opportunity to thank our pastors and lay leaders for their dedication, to encourage them through kind words and acts of love, and most importantly, to lift them up in prayer.

The verse above is part of the Apostle Paul’s prayer for the entire church—both clergy and laity––each with unique callings but all empowered by the same Spirit to serve one another.

Pastors and lay leaders often stand on the front lines of ministry, carrying both visible and unseen burdens. They counsel, teach, organize, and shepherd—sometimes while walking through personal trials or spiritual fatigue. Their calling is sacred, yet also deeply demanding.

This month, and always, let us honor them with the greatest gift we can give: a commitment to pray faithfully for God’s leaders. Our prayers should go beyond general blessings. Let us thank God for their ministries and their willingness to serve. Ask Him to pour out His Spirit into their inner being—to revive their souls, strengthen their hearts, and fill them with divine resilience.

Let’s develop a lifelong habit of intentional prayer:

• For God’s abundant grace to fortify their hearts with love and compassion.

• For spiritual wisdom to discern God’s voice above the noise and to lead with humility and boldness.

• For physical, emotional, and spiritual renewal—that they may find rest in Christ and be refreshed in their calling.

• For their families, that God would provide for their needs and protect them from the attack of the enemy and unreasonable demands.

• For unity, that their ministries would be marked by love, collaboration, and the joy of the Lord.

May their leadership overflow with grace, truth, and the abiding presence of Christ! May our gratitude inspire ongoing grace and support!

Come and Receive a Blessing: All are Welcome!

Theme for 2025: “God’s Love in Action with Joy and Thanksgiving”

Grief Share resumes in Rm. 43, Einstein Community Center

Tuesday at 1 p.m. for newcomers. Wednesday at 3:30 p.m. for continuation.

Bible Study on Wed. at 7 p.m. via Zoom: 904-468-5745. Book: Esther Thursdays: Pantry and in-person Prayer Meeting at 11 a.m. Upcoming Events – Save The Dates

Sunday, October 26: Bilingual Service at 11:15 a.m. Escuela Dominical at 10 a.m. Administrative Council Meeting

Thursday, October 30: LCOA Workshop on Respiratory Diseases and HIV at 12 p.m.

––G. Abadia

Circle of Christ Church Iglesia Circulo de Cristo

What is your Foundation?

(1 Corinthians 3:10) “By the grace God has given me, I laid a foundation as a wise builder, and someone else is building on it. But each one should build with care. For no one can lay any foundation other than the one already laid, which is Jesus Christ.”

Paul urges the church to work in elevating the kingdom of Jesus on the work he completed. Jesus is our foundation.

(Philippians 3:18) “For, as I have often told you before and now tell you again even with tears, many live as enemies of the cross of Christ. Their destiny is destruction, their god is their stomach, and their glory is in their shame. Their mind is set on earthly things.”

Three types of Christians that by their actions demonstrate fidelity or divided hearts.

1. Cultural Christian – The Cultural Christian lives his life through the lens of what the culture is doing. They are active and adamant about social justice and equity. Nothing wrong with this except when these beliefs clash with Scripture. They raise the world’s truth above God’s revealed truth in his Word and, therefore, subvert and undermine Scripture. (Acts 17:21) All the Athenians and the foreigners who lived there spent their time doing nothing but talking about and listening to the latest ideas.

2. Double-Minded Christian – The Double-Minded Christian sways with the wind. They have little stability and are inconstant. They are not sure of their foundation and are easily led into cults and weird ideas about God and the world. They are often led by their emotions and feel “saved” one day and “unsaved” the next. (James 1:6) “But when you ask, you must believe and not doubt, because the one who doubts is like a wave of the sea, blown and tossed by the wind.” That person should not expect to receive anything from the Lord. Such a person is doubleminded and unstable in all they do.

3. Noble Christian – The Noble Christian goes deep into Scripture and compares the world to the Word. They understand that God’s truth rises above the call of even needy people and when doing good they measure themselves by Jesus. They avoid foolish talk and uphold the Bible. (Acts 17:11) “Now the Berean Jews were of more noble character than those in Thessalonica, for they received the message with great eagerness and examined the Scriptures every day to see if what Paul said was true.”

Schedule (147 Dreiser Loop)

First Sunday of the month, Bilingual Communion Service at 10:30 a.m.

Sunday – Spanish Service at 9:30 a.m. & English Service at 11:30 a.m.

Tuesday – Prayer at 10 a.m.

Wednesday – Nonperishable food distribution, 12-2 p.m.

Thursday – Prayer/Bible Study, 6:30-8 p.m.

Friday – Spanish Bible Study at 12 p.m. & Youth Service, 6:30-9 p.m.

Saturday – Women’s Fellowship, second Saturday, 12-3 p.m.

Young Adults, third Saturday, 12-3 p.m.

Men’s Fellowship, fourth Saturday, 12-3 p.m.

Blessings in Christ.

Pastor Luis F. Ramos Jr.

Reminder –

Feeding Animals

Shareholders are reminded that it is a violation of your lease to place food out for animals to eat. A Community Complaint forlittering may be issued to anyone who puts food out for any reason. Well intentioned cooperators may think they are putting food out for stray cats or birds, but the food ends up attracting rats, raccoons, skunks, coyotes or other animals that can be a threat to residents.

Feeding wildlife, such as geese, also tends to change the migration pattern of these animals as they end up not flying south for the winter. This was the case several winters ago in the New York area where many geese were found starved to death when they did not fly south for the winter and their normal food source was c overed by deep snow. Food placed out for animals is often lacking in the nutrition needed by the animals and serves to upset their ecological balance. Please resist the urge to place food out for animals in Co-op City or elsewhere.

Thank you for your cooperation.

JASA Co-op City NORC Program Invites You for These In-Person & Virtual Activities

JASA Bartow OAC Excursion Trip to Wind Creek Shopping Mall and Casino on Saturday, Dec. 6. Cost: $70 per person and $30 deposit required to sign up. Must pay at the Bartow Center only.

Bartow OAC Trip to Sight & Sound to see “Joshua” on Thursday, 3/19/2026. Lunch at the Amish all-you-can-eat Shady Maple. Cost: $230 and $50 deposit is required to sign up. Payments accepted at the Bartow OAC only.

In-Person Computer Class – Wed., from 4-5 p.m. at the Bartow NORC office.

JASA Bartow OAC Food Shopping Trips – Walmart, NJ, 10/28; IKEA, NJ, 10/29. Cost: $12. Costco, 10/31. Cost: $6

JASA Bartow OAC Annual Health & Resource Fair – Sat., Nov. 1, 10 a.m.-3 p.m., Dreiser Aud., 177 Dreiser Loop, Bronx, NY 10475. The event is free.

Spanish Classes – Thurs., 2-3 p.m. at the NORC office.

Caringkind: The Heart of Alzheimer’s Caregiving Rep. will be in the Bartow main office every third Mon. of the month, 10 a.m.-1 p.m. for Alzheimer & Dementia Consultation/Health Care Proxy & Power of Attorney Consulta -

For information, please call: (718) 320-2066

(Schedule subject to change without notice)

Payments for trips at the Bartow office can be made Monday–Friday: 9 a.m.-12 p.m., & 2 p.m.-4 p.m. only Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation.

Trip: Union Square Greenmarket

Mindful Mornings Tai-Chi, 9-10 a.m.

BARTOW CENTER CLOSED

Walk w/Odessa, 10-11 a.m.

Blood Pressure W/Gertie & Phyllis, 12-1 p.m. (1st & 3rd Tues.)

Health & Wellness w/Ann, 11 a.m.-12 p.m.

Smart/phone & Tablet Class w/Julesa, 1:45-2:45 p.m.

Stay Well Exercise w/Odessa, 10-11 a.m.

Line Dancing w/Cynthia, Wed. & Fri., 12:30-1:45 p.m.

Arthritis exercise w/Damion, 10-11:15 a.m.

Visual Arts w/Laura via Zoom, 10 a.m.-12 p.m.

Knitting/Crocheting w/Lynne & Betty, 11 a.m.-12:30 p.m.

Card Games w/Frankie, 3:304:30 p.m.

Massage Therapy, 10 a.m.-12 p.m.

Line Dance, 10:30-11:30 a.m.

Book Club, 11 a.m.-12 p.m.

Ageless Facials & Self Care, 1-3 p.m. (appt. only)

Movies w/ Dennis: “Prisoners,” 1-3 p.m.

Never Too Old to Learn Spanish, 10-11 a.m.

Bridge to Care Arthritis Exercise w/ Damien, 11 a.m.-12 p.m.

Technology Lab w/ Steve, 1-2 p.m.

Bingo, 1-2 p.m.

Stretch & Tone w/Ola, 10 a.m.-11 a.m.

Bodies In Motion w/Ola, 11 a.m.-12 p.m.

Board Games, 1 p.m.-2 p.m.

Computers & Smart Phones w/Pastor Mike, 10-11 a.m.

Visual Arts, 10 a.m.-12 p.m.

Salsa Dancing w/George, 11 a.m. -12 p.m.

Fit for Life Exercise w/Gail, 1-2 p.m.

Crochet & Knitting w/Sarah, 2-4 p.m.

tion & other services. Please call 646-744-2921 for an appt. Technology Class – Thurs., 6:30-7:30 p.m. Dial in number: 929-205-6099; Meeting ID: 862 5043 9695; Passcode: 896989.

Line Dance with Bartow Swingers – Wed. & Fri., 12-1 p.m., 177 Dreiser Loop, Aud. A.

Notary JASA NORC Office – Weds. & Thurs., 10 a.m.1 p.m. Call 718-320-2066 for an appt.

Notary Dreiser OAC – Weds., 10 a.m.-1 p.m., Rm. 7. Call 718-320-1345 for an appt.

Fee for lunch is $2.00 & $5.00 for guest ALL meals served w/margarine and fresh milk Menu subject to change without notice. Bartow Center (929) 399-1394

Dreiser Center (718) 320-1345 Einstein Center (718) 671-5161

LUNCH & DINNER MENUS

Alternate Kosher Meals are available

Weekend Recap Discussion, 9-10 a.m.

Stay Well Exercise w/Denise, 10-11

a.m., Rm. 2

Leisure TV, 11 a.m.-12 p.m.

Yoga Class w/Adira, 1:15-2:15 p.m., Rm. 2

Leisure TV, 2-4 p.m.

Trip: Queens County Farm, 9 a.m.-4 p.m.

Current Events, 10 a.m.-11 a.m.

Art w/ Gerry, 11 a.m.-12 p.m. Crafts w/Roselen, 1-2 p.m.

Leisure Games w/Clara, 1-3:30 p.m., Rm, 2 Zumba w/Ola, 1-2 p.m.

Tai Chi w/Jimmy, 2-3 p.m., Aud. A Computer & Tablet Class w/Ralph 6:30 p.m.-7:30 p.m. (Virtual)

Leisure TV, 10-11 a.m.

Arthritis Exercise w/Damion, 11 a.m.-12 p.m., Aud. A

Bead & Jewelry w/Brenda, 11 a.m.-12 p.m Lunch/October Birthday Celebration, 12-1 p.m., Rm. 4

Technology Class w/Steve, 1:15-2:15 p.m. Drama Club w/Gysv, Rm. 4, 1:30-3:30 p.m.

Trip: Walmart (Monroe), 10 a.m.-4 p.m.

Cardio Exercise w/Gail, 11 a.m.-12 p.m., Aud. A Body in Motion w/Ola, 1-2 p.m., Aud. A

Leisure games w/Clara, 2-4 p.m., Rm. 2

LUNCH : KOSHER: Chicken Fricassee, Whole Wheat Spaghetti, Italian Blend Vegetables; NON KOSHER: Spanish Style Beef Stew, Mashed Potatoes, Steamed Broccoli

DINNER: BARTOW ONLY

KOSHER: No Dinner Served; NON KOSHER: No Dinner Served

LUNCH : KOSHER: Moroccan Salmon Roasted Potatoes & Vegetables; NONKOSHER: Baked Fish W/ Sweet & Sour Sauce, Pasta, Normandy Blend

DINNER: BARTOW ONLY

KOSHER: Baked Breaded Fish,Baked Potato, Steamed Sliced Carrots, Orange; NONKOSHER: Spanish Style Beef Stew, Homemade Mashed Potato, Steamed Broccoli

LUNCH : KOSHER: Beef Meatloaf, Baked Brown Rice Pilaf, Sautéed String Beans; NON-KOSHER: Chicken Breast & Rice, Boiled Southern Greens

DINNER: BARTOW ONLY

KOSHER: Beef Meatloaf, Brown Rice, Sautéed String Beans; NON-KOSHER: Baked Fish in Sweet &Sour Sauce, Pasta, Normandy Vegetable, Orange

LUNCH : KOSHER: Plant Based, Cuban Black Beans, Yellow Rice, Vegetable Mix NONKOSHER: Plant Based, Aromatic Pumpkin & Chickpea, Curry White Rice, Italian Cut Green Beans

DINNER: BARTOW ONLY

KOSHER: Breaded Vegetable Cutlet, Yellow Rice, Steamed Mixed Vegetables, Orange; NONKOSHER: Arroz con Pollo (Chicken & Rice) Boiled Southern Greens, Apple

Massage Therapy, 10 a.m.-12 p.m.

Manicure, 10:30 a.m-12 p.m.

Manicure,10 a.m.-12 p.m.

Line Dance with Cynthia, 12:30 p.m.-1:45 p.m.

Line Dance w/ Cynthia, 12:301:45 p.m.

Drama Club w/Dazee Windley

Drama Club w/Dazee Windley, 2-4:30 p.m., Bartow OAC, Rm. 31

2 p.m.-4:30 p.m., in Bartow OAC, Rm. 31

Dinner Hour, 3 p.m.-4:30 p.m.

Intergenerational Arts & Crafts w/Denise, 10 a.m.-12 p.m.

Salsa with Rasheem,10 a.m.11 a.m., Dreiser, 2nd floor Word Games, 10:30 a.m.-11:30 a.m.

Bingo on Satur days, 1:30-3:30 p.m. in the back of JASA NORC Of fice

Coloring for Calmness, 9:3010:30 a.m.

Coloring for Calmness, 9:30-10:30 a.m.

Walmart (Monroe, NY), 9 a.m.-3 p.m. Coney Island Beach/Boardwalk, 10 a.m.-3 p.m.

Chess Club, 10 a.m.-12 p.m.

Su Casa Art w/Tijay, 10 a.m.-12

p.m.

Chess Club, 10 a.m.-12 p.m.

Blood Pressure Screening, 10:30 a.m.-12 p.m.

Blood Pressure Screening, 10:30 a.m.-12 p.m.

Health & Wellness 2.0: The Power of Self-Care , 11 a.m.-12 p.m.

Let’s Get It on Zumba, 1-2 p.m.

Health & Wellness 2.0 – Celebrating Each Other, 11 a.m.-12 p.m. Let’s Get It on Zumba, 1 p.m.-2 p.m.

Sewing Class w/Joy, 9-11 a.m., Rm. 2

Sewing Class w/ Joy , 9-11 a.m., Rm. 2 Alert & Alive w/ Cathy & Essie, 10-11 a.m., Rm.4

LUNCH: KOSHER: BBQ Chicken Leg Quarters, Baked Potato, California Blend Vegetables; NONKOSHER: Chicken Legs w/ Stewed Tomatoes, Coconut Rice & Pigeon Peas, Normandy Blend

Knitting & Crocheting w/Loretta , 10 a.m.-12 p.m.

Knitting /Crocheting w/Loretta 10-12 p.m.

Alert & Alive w/Cathy & Essie, 10-11 a.m., Rm. 4

Line Dance w/ Sassy , 11 a.m.-12 p.m., Aud. A Bingo , 1-2:50 p.m., Rm. 2

Line Dance w/Sassy, 11 a.m.-12 p.m., Aud. A Bingo, 1-2:50 p.m.

Menu fee for lunch is $2 & $5 for guest. ALL meals served with margarine and fresh milk. Menu subject to change without notice. For information, please call: (718) 320-2066. Schedule subject to change without notice.

Payments for trips can be made where noted, Mon.–Fri., 9 a.m.-12 p.m. and 2-4 p.m. only.

Funded by: The NYC Department for the Aging, the NYS Office for the Aging and Riverbay Corporation

Must be 60 or older to become a JASA participant.

DINNER: BARTOW ONLY

KOSHER: Roasted Chicken, Spinach Noodle Kugel, Steamed Mixed Vegetables, Peach, Plus 5 GRAB AND GO; NONKOSHER: Curry Pumpkin & Chick Pea, White Rice, Italian Cut Beans, Banana

Saturday: Lunch served at 12:30 p.m. until finished: BARTOW ONLY

KOSHER: Moroccan Salmon, Roasted Potatoes, Steamed Vegetable; NONKOSHER: Jerk Chicken, Black Beans & Rice, Italian Blend Vegetable, Watermelon

Traditional Synagogue of Co-op City

The synagogue would appreciate donations to keep our shul open. If you would like to help, go to www.Gofundme.com/Traditional-Synagogue-of-Co-op-City to donate, or mail to the Traditional Synagogue located in Section 5, 120 Erdman Place, in the rear lobby of 27B. The synagogue has services on Saturday morning starting at 10 a.m. After service, we serve a hot/ cold kiddush meal. Entrance to our synagogue for Saturday services is on the side door of Building 27B.

General Information: The Traditional Synagogue is located in Section 5, 120 Erdman Place, in the rear lobby of 27B. It is on the ground floor of Building 27B; it is handicap accessible with no steps. Phone number: 718-379-6920. Office hours are Thursday and Sunday from 12 p.m. to 2 p.m. Please call the office before you attempt to come over. If no one is in the office, please leave a message. The synagogue has a Facebook page: Traditional Synagogue.

The synagogue needs donations. Whatever amount you can donate, big or small, would help. The synagogue needs men to help make a minyan. There

are a lot of Jewish men who live in Co-op City who do not come to services. Please come by 10 a.m. so we can take out the Torah.

The Traditional Synagogue is the only synagogue in Co-op City. Sabbath ends on Saturday, October 25, at 6:53 p.m.

Candle Lighting for Friday, October 31, at 5:33 p.m.

Good and Welfare: The congregation welcomes donations in honor or memory of a loved one. Any amount is greatly appreciated. For information about the congregation and its services, please call 646-285-1206.

To All Members: Happy birthday to all our members who will be celebrating their birthday in October. Please send me your name and I will add it to the list.

Fun and Games: After services and kiddush, members play games. Your support for the Traditional Synagogue is greatly appreciated. Wishing all our members and friends peace and good health.

Bruce Gitelson

Co-op City Baptist Church

Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite you to join us for Worship Service tomorrow at 8 a.m., in-person only, and at 11 a.m., in-person and on Zoom or YouTube. Sunday School classes for all ages will be held at 9:30 a.m. We are located at 135 Einstein Loop, Rm. 50 (lower level), Bronx, NY 10475. Telephone: 718-320-3774. Email: ccbc135@optimum.net or coopcitybc@gmail.com. Website: www.coopcitybaptistchurch.org. Masks are optional.

Zoom information: https://us04web.zoom.us/j/9623430102 or Zoom Telephone Conference Line: 646-568-7788; Meeting ID: 962 343 0102#; Password: 788175#. Or go to YouTube, search for “Co-op City Baptist Church” and watch us there.

The church’s free Conference Call Line dial-in number is 857-357-0254, Access Code is 660065#.

This week’s events: Wednesday Bible Study Class at 1 p.m. is on Zoom. Prayer Warriors Prayer Service on Thursday at 12 p.m. is on the church Conference Call Line. On Thursday at 2 p.m., the Circle of Grace Knit and Crochet Ministry will meet in-person at the church, Rm. 51. Friday Mid-Morning Prayer Service is at 10 a.m. and the Friday Evening Prayer Service is at 7:30 p.m. Both services are on the church Conference Call Line.

The Gospel Line Dance Class will be held today, Saturday, October 25, from 10 a.m. to 12 p.m., at 135 Einstein Loop, Rm. 35. There is no fee for this class. Please join us in praying and praising the Lord. Everyone is welcome! In these challenging times, please remember to pray without ceasing. Sis. Joyce Smith,

Instructor.

Our next food giveaway will be distributed on Fri., Nov. 14, from 2-5 p.m. at 135 Einstein Loop. Please remember to bring your own bag, and perhaps a cart.

The Scholarship Ministry will be cruising Alaska on the beautiful Holland America Eurodam ship. They invite you to sail with them on July 18–25, 2026. The following prices include cost of cruise, airfare, taxes and transfers. Inside stateroom: $3,235; oceanview stateroom: $3,533; balcony stateroom: $4,171. All prices are per person for double occupancy. A deposit of $400 per person for double occupancy or $800 for single occupancy must be made no later than Sunday, November 2, 2025. Final payment is due by March 29, 2026. You may choose to use a credit card to make your initial deposit and pay insurance costs. We highly recommend you buy insurance protection. To make your deposit using a credit card, contact Hermena Smith at 646-780-9813. If paying by check, contact Sis. Claudette Cutlar Day at 718-379-0541 or Sis. Brenda Robinson at 718-671-1271. All future payments must be made by check or money order payable to Co-op City Baptist Church.

“God is our refuge and strength, a very present help in trouble.” (Psalm 46:1)

The Co-op City Baptist Church exists to glorify God and to establish a living community of people who follow the teachings of Jesus the Christ through Worship, Prayer, Bible Study and Fellowship. We seek to meet the spiritual and physical needs of the Church through ministry.

––Marilyn C. Williams

Church of the New Vision

Greetings, in the name of our Lord and Savior Jesus Christ. The Church of the New Vision and Pastors Kenneth and Deborah Hodge welcome you to worship with us at 115 Einstein Loop North, Bronx, NY 10475. Church phone: 718-671-8746, and Pastor’s phone: 914-522-5039.

Our scripture verse for 2025 is: 2 Corinthians 2:14 KJV, “Now thanks be unto God, which always causes us to triumph in Christ and maketh manifest the savior of his knowledge by us in every place.”

Come Fellowship with us: Sunday School for adults and youths begin at 9:30 a.m.

Sunday morning worship service is 11 a.m. All are welcome.

Fasting, prayer and meditation is the last Wednesday of each month. Daily Noon Day Prayer Line: 12-12:30 p.m., Monday–Friday. Join us for Wednesday Night Bible Study and prayer. The Conference Line number is 646-769-9900; Access Code: 3099388#. Please mute your phone.

Worship Message: “God is Able”

Scripture Lesson: Matthew 9:27-31 NLT, “After Jesus left the girl’s home, two blind men followed along behind him, shouting, ‘Son of David, have mercy on us!’ They went right into the house where he was staying, and Jesus asked them, ‘Do you believe I can make you see?’ ‘Yes Lord,’ they told him, ‘We do.’ Then he touched their eyes and said, ‘Because of your faith, it will happen.’ Then their eyes were opened, and they could see! Jesus sternly warned them, ‘Don’t tell anyone about this.’ But instead, they went out and spread his fame all over the region.” (Matthew 9:18-22; Romans 9:15-15) Thanks to all who attended the “In the Potter’s Hand” program that was held on Saturday, October 18. This was a fantastic inter-generational fellowship event and the food was good. We appreciate you and welcome you to all our programs.

Save the Dates:

Saturday, November 8 – Church of the New Vision is hosting Amen Ministries Health Wellness Event with mammogram van at the church location. Call for appointment at 917-960-1355. This is a free event available to those who have not had a mammogram in the past 12 months.

Sunday, November 16 – The regular church service will be at 11 a.m. In honor of the 53rd Church Anniversary, we ask all to donate $53. The special afternoon Church of the New Vision’s 53rd Anniversary Celebration Service will begin at 3:30 p.m. with guest speaker, Pastor Rodney Primus of Pisgah Gospel Ministries. Dinner will be served following the service. The community is welcome.

We continue to pray for speedy recovery for the sick and shut-in. Grace, mercy, strength, comfort, healing, and condolences to families who lost loved ones and good health and wellness for all.

Please mail contributions, tithes and offerings to: Church of New Vision, P.O. Box 75-3037, Einstein Station, Bronx, New York 10475. Thank you.

––Brenda Brown

or Send a fax to (215) 689-3885 (the email or fax must include

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