Personalized Financial Strategies
for Successful Individuals & Families Private Wealth Management
We exist to inspire and empower our clients to live with confidence, joy, and a spirit of abundance.
Time is Your Most Precious Asset
Your success has brought financial complexities that can be overwhelming, yet your family’s future depends on how you manage them. You need a partner to help you make informed financial decisions so that you have the freedom to do life on your own terms.
At Clearwater Capital Partners, we empower our clients to take their time back through a disciplined approach to wealth management designed to understand their needs, goals, and aspirations. Only then, can we tailor strategies for financial success through a comprehensive suite of personalized services, built on an enduring and collaborative relationship.
Our mission is to transform lives through deep personal relationships and curated wealth solutions, always with the strictest discretion and confidentiality.
How We Help Your Family Thrive
Beyond Fiduciary Duty
You deserve more than a salesperson. As true fiduciary partners, we prioritize your needs, delivering tailored strategies focused on your objectives rather than products.
Forward-Focused Expertise
Our team of seasoned professionals, including credentialed advisors and specialists, provides forward-thinking guidance to support your long-term success.
Consultative Approach
We collaborate with our clients on the totality of their balance sheet, not just their investment portfolio. We work to structure your assets and liabilities effectively to align with your life and legacy needs, goals, and aspirations.
Independent Voice
As an independently owned firm, we are free to make decisions that are focused on our clients. We are not beholden to any particular product line or way of thinking dictated by a singular large organization. Rather, we’re free to take advantage of a wide range of resources to help our clients based on what the situation calls for.
Transparent Fees
We believe in building trust through transparency, following a clear fee structure that aligns our interests with yours.
Clearwater Capital Partners
Helping You Thrive
Our Commitment, Your Success
At Clearwater Capital Partners, we are more than advisors—we are your dedicated strategic partners. Our commitment extends beyond providing guidance; we offer unwavering support and innovative solutions designed to help you and your family thrive. Together, we’ll transform challenges into opportunities for long-term growth and success.
Clearwater Capital Partners
Private Wealth Management Solutions
Integrated Solutions for Your Family
Clearwater Capital Partners redefines what it means to be a partner in your success by providing integrated financial guidance, exceptional service, and a dedicated team of professionals to support you on your financial journey.
You take your wealth seriously, and so do we. We know that your family’s future relies on a specialized team adept at navigating the complexities of wealth in an ever-changing world. Only by incorporating the totality of your financial picture, can we create complimentary strategies that work together with you to achieve your goals.
Private Wealth Management for Your Family
Elevate your success with our innovative solutions, overcoming both long-standing obstacles and current challenges. At Clearwater Capital Partners, you will have access to tailored solutions that cater to the different aspects of your financial world.
Proactive Risk Management
The world is changing rapidly, and so are the factors that could impact your ability to achieve your goals. It is not enough to build an investment strategy and assume everything will work out. You can only identify threats to your success through disciplined risk management and create an integrated plan that incorporates strategies to address them. Our comprehensive services and structured processes are designed to provide peace of mind, addressing risks now and in the future.
Clearwater Capital Partners
Private Wealth Management Solutions
Clearwater Capital C3
Clarity. Conviction. Commitment.
Successful wealth management is the product of clear thinking, hard work, and consistent follow-through. At Clearwater Capital, we have developed a rigorous framework for decision-making that we call C3. This disciplined process guides successful individuals and families through the prioritization of long-term objectives, the evaluation of high impact tactics, and purposeful implementation.
Clarity
01 Discovery Phase
Identify / Prioritize Objectives
Establish Assumptions
Collect / Organize Data
Conviction
02 Analysis Phase
Model and Test Scenarios
Interpret Findings
Establish Path Forward
Commitment
03 Execution Phase
Establish Action Plan
Implement
Monitor / Maintain
“Through the C3 framework, we know when to stop, when to exercise caution, and when to proceed with confidence.”
John E. Chapman, CEO
Comprehensive Plan for Success
We will work together to tailor your wealth plan based on a well-defined process to ensure a mutual understanding of the unique aspects of your financial life. Only then, can we create detailed financial models that serve as a framework for intelligent decision making.
Gather the Data
Every client is unique and deserves a customized wealth plan. Our process begins with building an indepth understanding of you. What are your goals, aspirations, and concerns? What keeps you awake at night? What are your financial worries? We then conduct a thorough analysis of your balance sheet, ensuring we grasp the full scope of your resources and their structure.
Complex Financial Modeling
With a clear picture of your current situation, we construct sophisticated financial models that consolidate all relevant information into a single, powerful repository. This becomes the foundation for a plan designed to empower you to achieve both immediate and future goals and identify potential opportunities and potential threats.
Strategy Execution
Informed by insights derived from your plan, steps can now be taken to execute strategies that are designed to work together to enhance your future success. Since these strategies are designed with purpose, rather than carelessly thrown together, you can proceed with confidence that your bases are covered.
Ongoing Monitoring
One constant in life is change. Wealth plans, and the strategies they inform, must be flexible and evolve over time as the world and your needs change. Through ongoing monitoring and regular updates, your wealth plan becomes an invaluable tool to help inform your decisions. Change is stressful. Let your well-defined wealth plan support you as you move forward with confidence in an uncertain world.
Clearwater Capital Partners
About Clearwater
About Clearwater
Our
Mission
Our mission is to transform lives through deep personal relationships and curated wealth solutions, always with the strictest discretion and confidentiality.
Our
History
Clearwater Capital Partners was founded in 2006 by John Chapman, a seasoned Wall Street professional with over 40 years of experience. After witnessing countless industry pitfalls—conflicts of interest, non-disclosure of material facts, and broken promises—John set out to build something different: a firm rooted in integrity, transparency, and genuine advice.
At Clearwater, we believe investors deserve more than fragmented sales pitches and cookie-cutter solutions. Our approach has always been simple yet powerful—deliver honest, competent advice on the issues that matter most. These principles, which shaped our beginnings, remain the foundation of our success today.
Our firm has thrived thanks to the trust of our clients, growing primarily through referrals. This loyalty is a testament to the relationships we’ve built and the confidence our clients place in us. Today, with a national presence and a dedication to redefining client-first principles, Clearwater Capital Partners continues to excel.
We Are Right by Your Side
Making the right decisions for your family finances is both challenging and critical. You’ve worked hard to achieve success, now it’s time to enjoy the fruits of that labor and focus on the aspects of your life that are most important to you. Partner with a team of professionals that are dedicated to matching your needs to personalized wealth strategies.
With a comprehensive suite of wealth strategies, diverse investment options, and innovative tools, we’re here to support your family’s needs and empower you to move forward with living life on your terms.
About the Clearwater Capital Foundation
Clearwater Capital Foundation exists to improve the quality of life for people and to inspire generosity in our stakeholders for exponential impact.
Our Giving Pillars
Catalyctic Results
The multiplied impact of not just being generous yourself but also encouraging and catalyzing the generosity of others.
Innovation
The ability to address problems through a fresh lens, acknowledging that the world is constantly changing and that new solutions and ideas are needed to address issues and maximize impact.
Social & Relational Capital
The goodwill that is generated with key clients and stakeholders when we are aligned around key strategic relationships and significant causes that bring positive change in our world.
Long-term Commitment
The desire to build long-term relationships with key organizations that can become strategic
Employee Participation
Our employees take great pride in being part of our foundation’s efforts. We are proud to state that today, 100% of our team personally contribute to our efforts. This achievement reflects the unwavering commitment, generosity, and shared values of our team. Together, we’re creating meaningful change, supporting impactful initiatives, and demonstrating the strength of our collective purpose. It’s a testament to the heart of our company and the character of each individual who makes it all possible.
Our Impact
Thanks to the Clearwater Capital Foundation, we’ve made a meaningful impact on our community and the world in ways that go beyond measure. Through grants, employee matching programs, and dedicated volunteering, we’ve supported numerous charities and extended a helping hand to countless individuals we may never meet—but whose lives we’ve touched with purpose and a shared commitment to the greater good.
Explore Your Potential for Prosperity
