Thank you for exploring the Wise Home Loans Agent Advisor Program. As a seasoned real estate lending executive and licensed real estate broker, I have had the unique opportunity to watch the once-strict delineation between sales and lending blur and disappear.
Technological advancements now enable consumers to browse listings and apply for loans directly from their phones. This shift has led to platforms like Zillow and Trulia combining sales and lending, while many real estate rms merge with mortgage lenders to o er a seamless experience. These integrated services not only di erentiate businesses but also boost their revenue potential.
I created Wise Home Loans to provide agents like you with the same opportunity. Built from the ground up to support sales agents, our program leverages systems, technology, and a dedicated support team to help you o er a complete home-buying experience without interrupting your sales focus. You originate the loan, and your Loan Advisor handles the rest, just like your Transaction Coordinator handles the sales process.
As Real Estate sales and nancing evolve, participants must adapt or get left behind. The Wise Agent Advisor Program was created so agents could adapt to the changing landscape, thrive, and lead the evolution.
Why become a Wise Agent Adviser?
Stand Out from the Competition
Become a licensed Loan Originator while maintaining your role as a real estate agent. O ering both services provides your clients a seamless experience and positions you ahead of other agents.
Boost Your Revenue
Earn full real estate and mortgage transaction commissions, opening a powerful new revenue stream with each deal.
Save Clients Thousands
O er clients a streamlined experience with sales and nancing, helping them save on loan costs while providing competitive mortgage solutions that meet their nancial goals.
Full Support, No Distractions
Let Wise handle the mortgage side while you focus on what you do best—selling homes and attracting clients. Our team provides full support, ensuring you and your clients receive exceptional service.
How It Works
Step 1:
Wise helps facilitate your licensing and training as a Loan Adviser.
Step 2:
Once licensed, you’ll o er your clients real estate services and nancing options, earning commissions on both ends of the transaction.
Step 3:
Our dedicated support team manages the mortgage process so you can maintain your focus on real estate and attracting new clients.
As a real estate agent, you’re navigating signi cant changes in the market. With recent buyer compensation rule adjustments, it’s more important than ever to evolve. The Wise Home Loan Agent Adviser Program is designed to help you do just that—providing the tools to preserve your business and thrive in this new environment.
Licensing Requirements
To become a licensed Loan Originator, you'll need to:
Register with the National Mortgage Licensing System (NMLS) and obtain your NMLS ID.
Complete a 20-hour Federal Pre-licensing Education (PE) course (this often includes state-required PE education).
Pass the National Test.
Apply for state licensing.
Our onboarding team will guide you through the entire process—helping you register, select educational resources, schedule your test, and apply for your license.
While you await your license approval, our onboarding team and your assigned Loan Advisor will educate you on the basics of loan quali cation and standard loan program requirements. We will ensure you can con dently understand your clients' lending needs and inform them of the loan quali cation process and the types of loans they may qualify for.
We will train you to use the features of Olley, our client digital portal, and your support sta to create a smooth lending experience for you and your clients. You will receive a complete print and digital collateral set to inform your clients and prepare them for a successful lending experience.
Pre-Licensing Education and Test Prep Course
The Loan Process
Initial Consultation: Meet with clients to discuss their lending needs and explain the Wise Loan Process.
Obtain applications: Invite clients to submit their applications and upload documents through Olley, our digital client portal.
Review the Application: Your Loan Advisor will analyze the application and present loan options.
Present Loan Options: Review the options with your clients and help them choose the best program.
Pre-Approval - Your Loan Advisor will run credit and analyze income before issuing pre-approval.
Initial Consultation: Meet with clients to discuss their lending needs and explain the Wise Loan Process.
Obtain applications: Invite clients to submit their applications and upload documents through Olley, our digital client portal.
Review the Application: Your Loan Advisor will analyze the application and present loan options.
Title of the fourth thing: Is There anything we can put here that will fill this space with something that makes sense?
