Things to be Done before Applying First Mortgage Loans Are you looking for a mortgage loan but do not know how to apply for it? Consult a mortgage specialist right now and gain all essential information. You must be good payer to be eligible for first mortgage loans Quebec, as the financial companies and creditors would always want to be sure whether the customers have a good credit score or not. On the basis of your credit score, you may get some kind of offers that will save your lots of money. So ask the lenders if they are offering any kind of offers. Take a look at what you need to do before applying for first mortgage loan: The first and foremost thing is to check if the lender has a good reputation. They must be stable and provide 24 hours and 7 days customer support service. Check the document thoroughly in order to ensure that there are no hidden charges associated with your loan. Calculate your monthly cost including insurances and property taxes. Make sure they are capable of providing loan that much you want