Buying a Home: The Real Deal on Repairing Your Credit Before buying a new home, your head must be flooded with so many questions. Like, how can I repair my credit score? Do I have to take assistance from a credit repair agency? Will I be able to do it by myself? Do I have to pay off all my old debts to buy a new home? Etc.. Don’t worry! The following will clear all your queries and gives you the best solutions to buy a home of your dreams. What score do you need to achieve to by a new Home? People are fighting hard to get a 700 credit score or even more than that. Although, there are some mortgage loans in which you need to have 640 scores and lender will a very low payment from you. In some cases, you don’t have to give any payment. Also, there are some loan programmes which does not require a credit score. In some cases, a 600 credit score is enough to get a loan. Some of the examples are real estate loans, transactional funding etc. These examples clear that real estate investors do not require great credit even if they have great credit. They think and take a wise decision before investing their personal or business fund. Keep in mind that a great credit score derives the best rates on everything. It will save your money to invest in something else. Good Credit or Good Credit Score? People misunderstood that they have to score well to get a loan for their home. But this is no just about scoring high in the credit report. Alone credit score won’t buy you a house. You will still not get a loan and