The Advocate 12-22-2025

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SSHOUGH’S BIG DAY, STINGY DEFENSE EARN SAINTS A WIN OVER JETS 1B

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BATON ROUGE, LOUISIANA

M o n d ay, d e c e M b e r 22, 2025

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Insurers seem uninterested in dropping policyholders via new law Lone company taking advantage of repeal of the ‘three-year rule’

BY SAM KARLIN Staff writer

STAFF PHOTOS By MICHAEL JOHNSON

Donald Schexnayder walks past the storage silos that hold soybeans at R Schexnayder & Sons LLC in Erwinville on Thursday. President Donald Trump’s $12 billion payments come as Louisiana farmers face serious headwinds.

‘ONLY A FIRST STEP’ Louisiana farmers see $12B relief payments as a lifeline

Donald Schexnayder holds a handful of soybeans from one of the storage silos in Erwinville on Thursday.

BY MARK BALLARD Staff writer

WASHINGTON — With about half of Louisiana’s — and the nation’s — farmers facing dire financial straits, agricultural communities are hoping the $12 billion short-term relief ordered by President Donald Trump earlier this month will be enough to offset losses from trade wars, tariffs, depressed commodity prices and increased planting costs. “We’re struggling,” Louisiana Commissioner of Agriculture and Forestry Mike Strain said Tuesday, after returning from a weeklong trip to London in search of new markets to sell Louisiana’s crops. “About 50% of our farmers are facing significant challenges.” China stopped buying American soybeans in retaliation for tariffs Trump imposed. Though China recently agreed to start purchasing soybeans again, “Louisiana experienced the greatest absolute decline, with agricultural exports to China down $1.85 billion,” the digital publication Farm Flavor noted in its analysis of U.S. Department of Agriculture export data. “The commodity prices, what the farmer receives, has declined dramatically since 2021, 2022,” Strain said. “But on the other side, production expenses, the cost of production, is still continuing to rise; it’s 12% above that five-year average. So, the cost has gone up, but the price the farmers receive went down.”

ä See FARMERS, page 3A

Louisiana lawmakers passed a controversial law last year that gave insurance companies more leeway to drop policyholders, part of a fierce debate over how to tame ever-rising homeowners insurance rates that have reached crisis levels. Consumer advocates and Democrats warned at the time that the state could expect mass cancellations of policies, exacerbating a crisis that has already hammered Louisiana homeowners. Insurance executives and Republicans, meanwhile, argued the change was needed to bring Louisiana more in line with other states and to invite competition into the market. New data shows little has changed after the state repealed the policy known as the “threeyear rule,” which banned insurers from dropping policyholders who had been customers for three years. Documents from the Louisiana Department of Insurance show that nearly a year after the change went into effect, only one company has filed the paperwork necessary to cancel policyholders who

ä See INSURERS, page 4A

Keeping the culture alive Everyday spaces reshape traditions for Lao immigrants in Iberia Parish

BY JA’KORI MADISON Staff writer

When Phanat Xanamane was growing up in New Iberia, the Lao community didn’t gather primarily at a temple. Instead, people gathered on porches, in garages and around gardens, everyday spaces remade from memories of a homeland left behind. For Xanamane, those informal spaces are more than childhood memories. They are the foundation of his research and the message he hopes to share: That culture is not preserved only in monuments or institutions, but in the ordinary places where people live, gather and adapt. Through his work, Xanamane seeks to show how immigrant communities sustain identity not by resisting

ä See CULTURE, page 4A

WEATHER HIGH 76 LOW 56

Classified .....................6C Living............................1C Opinion ........................8A Comics-Puzzles .....3C-5C Metro ...........................6A Sports ..........................1B Deaths .........................7A Nation-World................2A

101ST yEAR, NO. 175

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