Guide to Patriot America Plus Insurance for Stress-Free U.S. Travel
A Guide to Patriot America Plus Insurance for Stress-Free U.S. Travel
Planning a trip to the United States is thrilling think bustling cityscapes, stunning national parks, or heartfelt family reunions. But one thing that can dampen the excitement is the thought of navigating America’s pricey healthcare system. For international travelers, a single medical emergency could turn a dream vacation into a financial nightmare. That’s where Patriot America Plus Insurance comes in, offering a lifeline for non-U.S. residents visiting the States. In this guide, we’ll dive into why Patriot America Plus® is a must-have, its standout features, and how it stacks up against other Patriot America Insurance options.
What Makes Patriot America Plus Insurance Special?
Patriot America Plus Insurance, offered by International Medical Group (IMG), is a travel medical insurance plan built for non-U.S. citizens visiting the U.S. Unlike standard Travel Insurance that might cover lost bags or flight delays, this plan zeroes in on medical coverage
think hospital stays, doctor visits, and emergency evacuations. It’s designed to shield you from the jaw-dropping costs of U.S. healthcare, giving you peace of mind to enjoy your trip.
Part of the Patriot America Insurance family, Patriot America Plus stands out for its comprehensive benefits and flexibility. Whether you’re a tourist snapping photos at the Grand Canyon, a student settling into a U.S. campus, or a parent visiting loved ones, this plan has your back.
Top Reasons to Choose Patriot America Plus
1. Robust Medical Protection
Imagine twisting your ankle hiking in Yosemite or catching a nasty flu in Miami. Patriot America Plus® covers a wide range of medical needs, from hospital admissions to prescription drugs. It even includes coverage for acute onset of pre-existing conditions for travelers under 70 a game-changer for those with chronic health issues. Emergency medical evacuations are also covered, ensuring you’re transported to safety if needed.
2. Customizable Coverage Periods
Whether your U.S. adventure lasts a week or a year, Patriot America Plus Insurance adapts to your schedule. Policies can range from 5 days to 12 months, with the option to extend if your plans change. This flexibility is perfect for short-term visitors or those on extended stays.
3. Hassle-Free Access to Healthcare
The U.S. healthcare system can feel like a maze, but Patriot America Plus simplifies things with access to a broad network of doctors and hospitals. Many providers offer direct billing, so you won’t need to pay upfront and wait for reimbursement a huge relief during stressful times.
4. Adventure-Ready Coverage
Love a good adrenaline rush? Patriot America Plus Insurance offers optional add-ons for adventure sports like rock climbing or surfing. Unlike many insurance plans that shy away from high-risk activities, this one lets you chase thrills with confidence.
5. Round-the-Clock Support
Medical emergencies don’t follow a 9-to-5 schedule. That’s why Patriot America Plus provides 24/7 emergency assistance. Whether you’re lost in a new city or need urgent care, IMG’s global team is just a call away, ready to guide you to the nearest hospital or arrange critical services.
6. Budget-Friendly Premiums
Comprehensive doesn’t mean costly. Patriot America Plus® offers competitive pricing, with premiums based on factors like your age, trip length, and coverage limits. It’s a smart investment for travelers who want top-tier protection without breaking the bank.
Patriot America Plus vs. Other Patriot Plans
The Patriot America Insurance lineup includes a few options, each with its own strengths. Here’s how Patriot America Plus compares:
Patriot America: A more basic plan, it covers essential medical needs but skips extras like acute onset of pre-existing conditions or adventure sports coverage.
Patriot Travel Series: These plans cater to both U.S. and non-U.S. citizens traveling globally, offering more versatility but less focus on U.S.-specific needs.
Patriot America Plus®: The go-to for non-U.S. residents in the U.S., blending comprehensive coverage with tailored features for American travel.
For most visitors, Patriot America Plus Insurance hits the sweet spot, delivering robust protection with added perks.
Why Travel Medical Insurance is Non-Negotiable for the U.S.
Unlike countries with universal healthcare, the U.S. relies on private systems where a single ER visit can cost thousands. Without travel insurance, an unexpected illness or injury could drain your savings. Patriot America Plus is essential because it:
Saves Your Wallet: Covers hefty medical bills, so you’re not stuck paying out of pocket.
Reduces Stress: Lets you focus on making memories instead of fretting over “what-ifs.”
Meets Visa Needs: Some U.S. visas require proof of medical insurance, and this plan checks the box.
Who Needs Patriot America Plus?
This plan is perfect for:
Tourists: Exploring the U.S. for fun and needing reliable medical backup.
Family Visitors: Parents or relatives staying with loved ones and wanting health security.
Business Travelers: Jetting in for work and needing short-term coverage.
Students: Studying abroad in the U.S. and seeking affordable insurance.
How to Get Patriot America Plus Insurance
Ready to secure your coverage? Buying Patriot America Plus Insurance is a breeze. Head to patriotamericaplus.net or trusted platforms like VisitorsCoverage or Insubuy. The steps are simple:
1. Enter your trip details (dates, age, etc.).
2. Choose your coverage limit and deductible.
3. Review the policy and pay online.
You’ll get a confirmation with your policy details and access to IMG’s support team, ensuring you’re set before you board your flight.
Pro Tips for Getting the Most Out of Your Policy
Know the Details: Read up on coverage limits, exclusions, and how to file a claim.
Keep Your Insurance Card Handy: Save a digital or physical copy for quick access during medical visits.
Call Support ASAP: In an emergency, contact IMG’s 24/7 team to streamline care.
Check Pre-Existing Conditions: If you have health issues, verify how the acute onset coverage applies.
