Tobey Sprague Central Office Accounting Clerk tsprague@chickasawschools.com
PEEHIP
Need Help? Start Here: mybenefits@campusbenefits.com 1.866.433.7661, opt 5
Eligibility
• Generally, full-time employees working 20 or more hours per week are eligible to enroll in the benefits described in this guide.
• Specific plan eligibility is listed on the top of each page. Specific employee and dependent eligibility rules are governed by each plan’s policy document/certificate, which is available on your employee benefits website, or by contacting Campus Benefits. How to Enroll
• The first step is to review your current benefit elections.
• Verify your personal information and make any changes if necessary.
• Make your benefit elections as well as list your beneficiaries.
• Once you have made your elections, you will not be able to make changes until the next Open Enrollment period unless you have a qualified life event. When to Enroll
• New Hire: Enroll within 30 days of your date of hire.
• The annual PEEHIP enrollment period is held in the summer (August - September).
• The annual Campus enrollment period is held in the summer (August - September).
When do Benefits Begin
• The effective date of coverage for benefits depends on your hire date. Typically, Campus Benefits will begin the first of the month following date of hire. PEEHIP benefits will begin either first of the month of the hire month, or first of the month following date of hire.
• Employees must be actively at work on the effective date of coverage. How to Make Changes
• Once you make your benefit elections as a new hire or during Open Enrollment, you cannot make changes to those elections until the next Open Enrollment period.
• The only exception is a qualifying life event which allows you to make eligible changes to your benefit elections during the plan year.
• To submit a qualifying life event, email: mybenefits@campusbenefits.com or call 1.866.433.7661, opt 5. INSIDE THIS GUIDE
IMPORTANT REMINDER - TAKE ACTION
• Eligibility for benefits enrollment must take place within 30 days of your hire date.
• Remember: Please review and/or update beneficiaries annually for all benefits including Voluntary Term Life & AD&D and Permanent Life policies.
• Important: Review and Understand Guaranteed Issue Options (New Hires).
• Life Events - You are required to submit any life event changes for you and eligible dependents within 30 days of an event.
• This Guide - This guide is presented for illustrative purposes only and is not intended to offer insurance advice. It is important you review each benefit’s summary plan description (SPD) and other carrier materials before making any selections.
There are two separate benefit enrollments:
1. Campus Benefits Voluntary Benefits
2. PEEHIP Medical Insurance
*Benefits enrollment must take place within 30 days of hire date 2 1
How to Enroll in Campus Benefits Voluntary Benefits
1. Visit www.chickasawbenefits.com
2. Select the “Enroll” tab or the “Campus Connect” tab
3. Follow the on-screen instructions OR
4. Contact Campus Benefits at 1.866.433.7661, opt 5
• Plan year is 10/1 - 9/30
• Annual open enrollment occurs August/ September
How to Enroll in your State Health Benefit Medical Plan
1. Visit www.chickasawbenefits.com
2. Select the “PEEHIP Enrollment” tab
3. Select “PEEHIP for New Employees” (Refer to the PEEHIP section of this guide for additional details) OR
4. Contact PEEHIP at 1.877.517.0020
• Plan year is 10/1 - 9/30
• Annual open enrollment occurs August/ September
BENEFITS PORTAL!
• Claim Forms
• Benefit Questions
• Qualified Life Events
CAMPUS BENEFITS ENROLLMENT
Website: www.chickasawbenefits.com
Company Identifier: COCBOE22
Visit: www.chickasawbenefits.com
Existing User Login
1. Enter your username
2. Enter your password
3. Click “LOGIN”
Select “Campus Connect” to log in
New User Registration
1. On Login page click on “Register as a new user” and enter information below
• First Name
• Last Name
• Company Identifier: COCBOE22
• PIN: Last 4 Digits of SSN
• Birthdate
2. Click “Next”
3. Username: Work email address or one you have provided to HR when you were hired
4. Password: Must be at least 6 characters and contain a symbol and a number
5. Click on “Register”
6. On the next page, it will show your selected Username. Click on “Login”
7. Enter Username and Password
8. Click “Start Benefits” to begin the enrollment
4. Click on the “Start Benefits” button and begin the enrollment process
Frequently Asked Questions
What is my username?
• Work email address OR
• Email address you provided to HR when hired OR
• Email address you used to previously change your username
What is my password?
To create or reset a forgotten password follow the steps on the login page using tips below.
• Password must be at least 6 characters
• It must contain a symbol and a number
• Using uppercase, numbers and symbols greatly improves security
Need Help? Start Here: mybenefits@campusbenefits.com 1.866.433.7661, opt 5
PREPARE FOR ENROLLMENT
Prepare for your New Hire Enrollment or Open Enrollment by asking yourself the following questions:
• How did my benefits work for me this year?
• Which plans will meet my needs?
• Do I have any health changes that need to be addressed?
• Do I have any family health history that I should be considering?
• Any family changes on the horizon?
• Are there any questions I have on what is offered or how to use the benefits offered?
Keeping P.A.C.E. with Your Benefits
• Participate
Attend a benefits meeting to learn about the benefits and resources available to you
• Assess
Carefully evaluate your options and determine what best fits the needs of you and your family
• Complete
Make your benefit elections for the upcoming plan year or as part of your new hire process
• Embrace
Fully embrace the process by documenting your choices, sharing key information with your family, and keeping your benefit details in a safe place for future reference.
SERVICE HUB/ SUPPORT CENTER
Campus Benefits is your dedicated advocate for all your voluntary benefits.
When to contact the Campus Benefits Service Hub
• Portability/Conversion
• Benefits Education
• Evidence of Insurability
• Qualified Life Event Changes
How to File a Claim
• Claims
• Card Requests
• Benefit Questions
1. Contact Campus Benefits via phone or email
2. Work with Campus Benefits’ claims specialist to complete the necessary paperwork
• Employee Portion
• Physician Portion
• Employer Portion
• COBRA Information The Campus Benefits team understands the claims process and leverages the necessary carrier relationships to expedite the paperwork efficiently, ensuring claims are not delayed due to improper paperwork completion.
3. Submit the necessary paperwork to Campus Benefits via the secure upload
• Secure upload located at www.chickasawbenefits.com/contact-campus
Frequently Asked Questions (FAQs):
Q: When must a qualifying life event change be made?
A: Please notify Campus Benefits within 30 days of the life event date. All PEEHIP life events must be made directly through the PEEHIP website.
Q: Am I required to contact Campus Benefits to file a claim?
A: No. However, in our experience the number one reason for claim denial or delay is due to incomplete or inaccurate paperwork. By working with Campus Benefits’ claim specialist, we can advocate on your behalf.
Q: How can I access the group dental card or vision card?
A: Your Campus Benefits group dental and vision plan information is available at: www.chickasawbenefits.com
EMPLOYEE ASSISTANCE PROGRAM
What is an EAP? A program offered to provide guidance with personal issues, planning for life events or simply managing daily life which can affect your work, health and family. Provided at no cost to eligible employees.
Eligibility: Eligible Chickasaw City Schools employees
• Coverage through One America and paid for by Chickasaw City Schools at no cost to employees
• Provides support, resources, and information for personal and work-life challenges
• CALL 1.855.387.9727 or visit www.guidanceresources.com, Web ID: ONEAMERICA3
Confidential Counseling
• Helps employees address stress, relationship and other personal issues for you and your family
• Sessions with highly trained master’s and doctoral level clinicians
• Receive 3 Sessions per issue per year (includes dependents) for:
• Stress anxiety and depression
• Relationship/marital conflicts
• Problems with children
Financial Information and Resources
• Job pressures
• Grief and loss
• Substance abuse
• Speak by phone with a Certified Public Accountant and Certified Financial Planners on a wide range of financial issues including:
• Getting out of debt
• Credit card or loan problems
• Tax questions
Work-Life Solutions
• Retirement planning
• Estate planning
• Saving for college
• Work-Life Specialists will do the research for you, providing qualified referrals and customized resources for:
• Child and elder care
• Moving and relocation
• Making major purchases
Guidance Resources Online
• College planning
• Pet care
• Home repair
• One stop for expert information on relationships, work, school, children, wellness, financial, and more
• Timely articles, HelpSheets, tutorials, streaming videos and self-assessments
• “Ask the Expert” personal responses to your questions
• Child care, elder care, attorney and financial planner searches
Free Online Will Preparation
• EstateGuidance lets you quickly and easily write a will on your computer
• Go to www.guidanceresources.com and click on EstateGuidance link
• Follow the prompts to create and download your will at no cost
• Name an executor to manage your estate
• Choose a guardian for your children
• Specify your wishes for your property
• Provide funeral and burial instructions
SHORT - TERM DISABILITY
What is Short-Term Disability Insurance? A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Eligibility: Eligible full-time employees working 20+ hours/week
• Coverage provided by One America
• Must be actively at work on the effective date
• No Health Questions - EVERY YEAR! (Pre-existing condition will apply for new participants)
• Employees can choose to start/stop their sick leave at the end of the elimination period. Must notify Human Resources at the beginning of leave.
• Pays in addition to sick leave (Above 100% of pre-disability earnings)
• Employee does not have to exhaust sick leave prior to receiving a benefit
Short Term Disability Quick Summary
Pre-existing condition 3/6
Any illness or injury for which you received treatment the 3 months prior to your effective date will not be covered for the first 6 months (Applies to new enrollees only)
Monthly Rate Calculation
Step 1
Step 2
Step 3
Step 4
Divide your annual salary by 52. This is your weekly salary.
Multiply weekly salary in Step 1 by 60%. If 60% of weekly salary exceeds $1,500, then enter $1,500. This is your maximum weekly benefit amount.
Divide weekly amount in Step 2 by $10
Multiply Step 3 by the rate factor listed below. This is your monthly premium.
*Enrollment system will calculate based on payroll information provided by employer
LONG - TERM DISABILITY
What is Long-Term Disability Insurance? A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Eligibility: Eligible full-time employees working 20+ hours/week
• Coverage provided by One America
• Must be actively at work on the effective date
• No Health Questions - EVERY YEAR! (Pre-existing condition will apply for new participants)
• Employees can choose to start/stop their sick leave at the end of the elimination period. Must notify Human Resources at the beginning of leave.
See important claims information on Service Hub Page.
Elimination Period (Calendar Days) Benefits begin on the 91st day of an injury or illness
Benefit Duration
Covers accidents and sicknesses up to Social Security Normal Age of Retirement (Please note exclusions or limitations may apply; see plan certificate for details)
Benefit Percentage (monthly) 60% of your gross monthly salary
Maximum Benefit Amount (monthly) $5,000 per month
Pre-existing condition 3/3/12
Any illness or injury for which you received treatment the 3 months prior to your effective date will not be covered for the first 12 months, unless you go treatment free for 3 consecutive months (Applies to new enrollees only)
Monthly Rate Calculation
Step 1
Step 2
Step 3
Divide your annual salary by 12. This is your monthly salary.
Divide monthly amount in Step 1 by $100
Multiply Step 2 by the rate factor listed below. This is your monthly premium.
*Enrollment system will calculate based on payroll information provided by employer
Long-Term Disability Rate Factors
Long-Term Disability Quick Summary
LIFE INSURANCE 101
TERM LIFE INSURANCE
Term Life insurance is illustrated on the bell curve below. The term life offered is a group policy which allows you to get more benefit for less premium.
• Term life insurance is for the unexpected death
• Includes an Accidental Death & Dismemberment Benefit
• Term life insurance is flexible and allows changes to your benefit amount each year depending on life changes. For example, as you get married and have children the need for term insurance often increases. As you near retirement, the need for term life insurance often decreases.
• Coverage is portable at retirement or if you leave the employer (premium will increase when ported)
• Premiums are based on age and increase as you get older
PERMANENT LIFE INSURANCE
• Permanent Life Insurance is illustrated above along the bottom of the graph with a straight blue arrow.
• Permanent life insurance offers a stable premium along the lifetime of the policy
• Permanent life offers a level premium and is meant to take into retirement
• Permanent life is an issue age policy and is based on the age when the policy is issued
• This is an individual plan you can take with you regardless of where you work
VOLUNTARY TERM LIFE & AD&D INSURANCE
What is Voluntary Term Life Insurance? A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and unmarried children* (up to age 26)
• Coverage provided by One America
• Must be actively at work on the effective date
• Guaranteed Issue amounts are available during the new hire open enrollment period
• If electing for the first time outside of the initial new hire enrollment period, health questions will be required
• Employee must elect coverage on yourself in order to cover spouse and/or children
• Attention: This benefit requires a beneficiary! Assign and update beneficiaries as necessary * Child marital status impacts benefit eligibility
Voluntary Term Life & Accidental Death and Dismemberment Quick Summary COVERAGE DETAILS
Employee
Spouse
Child(ren)
Up to $500,000 (not to exceed 5 times annual salary) (minimum amount of $10,000)
Up to $100,000 (not to exceed 50% of the employee amount) (minimum amount of $5,000)
$10,000 (Rate applies to all children)
Accidental Death and Dismemberment (AD&D) Matches Life Amounts
NEW HIRE - GUARANTEED ISSUE AMOUNTS
Employee
Spouse
Child(ren)
GUARANTEED INCREASE
IN BENEFIT
(at annual enrollment period)
Age Reduction
Additional Plan Features
$150,000
$50,000
$10,000
Additional Plan Features
If currently enrolled, employees can increase by $20,000 and spouse can increase by $10,000 up to Guaranteed Issue amount with no health questions.
50% at age 70 (Based on employee’s age)
Portability available prior to age 70 (Rates will increase when employment ends) Conversion Privilege Included Accelerated Life Benefit
Plan Rates
Cost of coverage is based on the level of benefit you choose and your age. Please consult with a Benefits Counselor or log into the enrollment system for rate details.
PERMANENT LIFE INSURANCE
What is Permanent Life Insurance? Coverage that provides lifelong protection, and the ability to maintain a level premium.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and children* (up to age 26)
• Coverage provided by Colonial Life
• Must be actively at work on the effective date
• If electing for the first time outside of the initial new hire enrollment period, health questions will be required
• Permanent Life offers the flexibility to meet a variety of personal needs while allowing employees the choice of benefit and premium amounts which fit their paycheck and life style
• Keep your coverage at the same cost even if you retire or change employers
* Child marital status does not impact benefit eligibility on a standalone policy
Child (0 - 17) Juvenile Policy
Child (18-26 if a full-time student) Adult Policy Grandchildren (0 - 17)
ADDITIONAL FEATURES
of coverage is based on the level of benefit you choose and your age. Please consult with a Benefits Counselor or log into the enrollment system for rate details.
VISION INSURANCE
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and dependent children* (up to age 26)
• Coverage provided by MetLife
• Claims must be submitted within 90 days of service
• No waiting periods or late entrant penalties
• In-Network Provider Directory: www.mymetlifevision.com Network: Superior Vision
• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety which can be found on your benefits website.
* Child marital status impacts benefit eligibility
Contact Lens Fit and Follow-Up
$25 Copay
Retinal Imaging Up to $39 Copay
Frames
Single/Lined Bifocal & Trifocal/Lenticular
What is Vision Insurance? A health and wellness plan designed to reduce your costs for routine preventive eye care including eye exams and prescription eyewear (eyeglasses and contact lenses). Monthly Vision Plan Rates
$150 allowance + 20% off balance (Additional discount not available at Costco, Walmart, Sam’s Club)
Lenses and Lens Options
$10 Copay
Standard Progressive Lens Up to $55
Ultraviolet Coating Up to $12
Polycarbonate (child up to age 18) Covered in Full
Tint (variable by type) Up to $18
Scratch-Resistant Coating Up to $15 - $30
Anti-Reflective Coating (variable by type) Up to $15 - $120
Elective Contacts
Contact Lenses
$150 allowance
Medically Necessary Contacts Covered in Full
Frequencies
Exams/Lenses or Contact Lenses/Frames Exam/Lens/Frames - Every 12 months based on date of service
2nd Pair Benefit
(Allowance must be submitted on two separate invoices)
Each covered person can get one of the options below: 2 pairs of prescription glasses OR 1 pair of prescription glasses and contact lens allowance OR Double contact lens allowance
Superior Vision
City of Chickasaw BOE 5397063
This card is not a guarantee of coverage or eligibility. Access specific plan information at metlife.com/mybenefits.
1.800.438.6388 metlife.com/mybenefits
*Click on id card for more information and printable version
DENTAL INSURANCE
What is Dental Insurance? A health and wellness plan designed to pay a portion of dental costs associated with preventive, basic, and some major dental care, as well as orthodontia.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and dependent children (up to age 26)
• Coverage provided by MetLife
• Claims must be submitted within 90 days of service
• Typically, utilizing an in-network provider will reduce out of pocket costs. On the low plan it is recommended to use an in-network MetLife provider. On the high plan, you can visit any provider.
• Orthodontics available for children (Up to age 19) (subject to takeover provision)
• No waiting periods
• 2 in 12 months (no separation period); All services are based on a calendar year, not the plan year
• The chart below is a sample of covered services. Please see plan certificate for a detailed listing of services in their entirety which can be found on your benefits website.
City of Chickasaw BOE PDP
PROVIDERS LIST
In-Network Dental Providers within a 30 mile radius
*You are highly encouraged to utilize an In-Network provider in order to maximize the benefits of your plan*
Current providers list as of 7.8.2025. Providers are subject to change. Refer to the In-Network Provider Directory for a full list of providers.
Address: 1097 INDUSTRIAL PKWY STE E SARALAND, AL 36571
Phone Number: (251) 675-3070
• JAMES LOWMAN
Address: 1097 INDUSTRIAL PKWY STE E SARALAND, AL 36571
Phone Number: (251) 675-3070
• ALLISON MAULDEN
Address: 1097 INDUSTRIAL PKWY STE E SARALAND, AL 36571
Phone Number: (251) 675-3070
• MITRA WAITE
Address: 1097 INDUSTRIAL PKWY STE E SARALAND, AL 36571
Phone Number: (251) 675-3070
• JOHN WEAVER
Address: 1097 INDUSTRIAL PKWY STE E SARALAND, AL 36571
Phone Number: (251) 675-3070
<10 Mile radius
• SHAUN KERN
Address: 1754 GOVERNMENT ST MOBILE, AL 36604
Phone Number: (251) 471-1516
• GARRETT GRANTHAM
Address: 3620 SPRINGHILL MEMORIAL DRIVE S MOBILE, AL 36608
Phone Number: (251) 344-7888
• KEVIN WHITE
Address: 2727 PLEASANT VALLEY RD MOBILE, AL 36606
Phone Number: (251) 470-1283
JOEL WELFORD
Address: 4732 AIRPORT BLVD MOBILE, AL 36608
Phone Number: (251) 342-5979
• DAVID ADAMS
Address: 821 S UNIVERSITY BLVD MOBILE, AL 36609
Phone Number: (251) 343-3214
<20 Mile radius
• DAVID BOGAN
Address: 2020 ROSEDALE RD MOBILE, AL 36605
Phone Number: (251) 478-1181
• TIMOTHY BYRD
Address: 5920 GRELOT RD STE B MOBILE, AL 36609
Phone Number: (251) 343-5974
• STEPHEN GREENLEAF
Address: 1105 HILLCREST RD MOBILE, AL 36695
Phone Number: (251) 634-3835
• CARRIE TOMBRELLO
Address: 1100 HILLCREST RD STE A MOBILE, AL 36695
Phone Number: (251) 776-6878
• SHAUN KERN
Address: 6593 SPANISH FORT BLVD SPANISH FORT, AL 36527
Phone Number: (251) 300-6100
<30 Mile radius
• KIMBERLY WINBORN
Address: 108 PROFESSIONAL PARK DR FAIRHOPE, AL 36532
Phone Number: (251) 928-0620
• JESSICA BREWER
Address: 2122 S HICKORY ST LOXLEY, AL 36551
Phone Number: (251) 964-2671
• FRITZ HARSHBERGER
Address: 20252 STATE HIGHWAY 181 STE A FAIRHOPE, AL 36532
Phone Number: (251) 210-1777
Disclaimer: The Benefits Guide is provided for illustrative purposes only and actual benefits and/or premiums may change after printing. Eligibility, benefits, limitations, services, premiums, claims processes and all other features & plan designs are offered and governed exclusively by the insurance provider or vendor contract and associated
CANCER INSURANCE
What is Cancer Insurance? Cancer insurance is a form of supplemental insurance meant to offset cancer related expenses.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and children* (up to age 26)
• Coverage provided by Colonial Life
• Attention New Hires: No health questions required if enrolling within your new hire enrollment period
• If electing outside of the initial new hire enrollment period, increasing from the low to high plan, or adding a dependent to a current plan, will require health questions
• Keep your coverage even if you retire or change employers
• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety which can be found on your benefits website.
* Child marital status does not impact eligibility
Cost
(see Wellness Incentives page)
Plan Rates
&
CRITICAL ILLNESS
What is Critical Illness Insurance? Supplemental coverage that protects families from additional costs associated with unforeseen catastrophic illnesses. It does not coincide with health insurance – payments are made directly to you.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and dependent children* (up to age 26)
• Coverage provided by MetLife
• Attained Age - Rates increase as you age
• No health questions – Every Year! (No pre-existing condition limitation)
• No waiting period and no age reduction of benefits
• Keep your coverage even if you retire or change employers
• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety which can be found on your benefits website.
* See plan certificate/policy document for dependent eligibility requirements
Critical Illness with Cancer Quick Summary
Employee (Guaranteed Issue)
Spouse & Dependent Children
(Guaranteed Issue; Rates based on employee age)
CONDITIONS
$15,000 or $30,000
50% of Employee Amount
of Ability to Speak, Hearing, or Sight
of 2 or more limbs
Childhood Disease Category (Cerebral Palsy, Cleft Lip or Cleft Palate, Cystic Fibrosis, Diabetes (Type 1), Down Syndrome, Sickle Cell Anemia, Spina Bifida) 100% of Child Benefit
WELLNESS INCENTIVE (see Wellness Incentives page) $50
Plan Rates
Cost of coverage is based on the level of benefit you choose and your age. Please consult with a Benefits Counselor or log into the enrollment system for rate details.
WELLNESS INCENTIVES GET REWARDED FOR PREVENTIVE CARE
What are Wellness Benefits? An annual reimbursement for covered members who complete one of the eligible screening procedures on your critical illness and cancer insurance plans.
Eligibility: Eligible full-time employees, spouse and dependents who are covered on the critical illness or cancer plans
How it works:
• If you or a covered dependent get one of the eligible screenings, you can file a wellness claim
• Once approved, you will receive a check for the wellness benefit amount
• The wellness benefit can be filed annually as long as your critical illness and cancer plans are in force
•
Includes:
• Annual physical exam
• Biopsies for cancer
• Blood test to determine total cholesterol/triglycerides
• Bone marrow testing
• Breast MRI, ultrasound, sonogram
• Cancer antigen 15-3 and 125 blood test for breast cancer (CA 15-3)/ovarian cancer (CA 125)
• Carcinoembryonic antigen blood test for colon cancer (CEA)
• Carotid doppler
• Chest x-rays
• Clinical testicular exam
• Colonoscopy; Digital rectal exam (DRE)
• Doppler screening for cancer
• Doppler screening for peripheral vascular disease
• Echocardiogram; Electrocardiogram (EKG)
• Endoscopy
• Fasting blood glucose/plasma test
• Flexible sigmoidoscopy
• Hemoccult stool specimen
• Hemoglobin A1C
• Human papillomavirus (HPV) vaccination
• Lipid panel
• Mammogram
• Oral cancer screening
• Pap smears or thin prep pap test
• Prostate-specific antigen (PSA) test
• Serum cholesterol test to determine LDL or HDL
• Serum protein electrophoresis
• Skin Exam; Skin cancer biopsy; screening
• Stress test on bicycle or treadmill
• Successful completion of smoking cessation program
• Tests for sexually transmitted infections (STIs)
• Thermography
• Two hour post-load plasma glucose test
• Ultrasounds for cancer detection
• Ultrasound screening of the abdominal aorta for abdominal aortic aneurysms
• Virtual colonoscopy
• Blood test for triglycerides
• Bone marrow testing
• Breast ultrasound
• CA 15-3 (blood test for breast cancer)
• CA 125 (blood test for ovarian cancer)
• Carotid Doppler
• CEA (blood test for colon cancer)
• Chest X-ray
• Colonoscopy
• Echocardiogram (ECHO)
• Electrocardiogram (EKG, ECG)
• Fasting blood glucose test
• Flexible sigmoidoscopy
• Hemoccult stool analysis
• Mammography
• Pap smear
• PSA (blood test for prostate cancer)
• Serum cholesterol test for HDL and LDL levels
• Serum protein electrophoresis (blood test for myeloma)
• Skin cancer biopsy
• Stress test on a bicycle or treadmill
• Thermography
• ThinPrep pap test
• Virtual colonoscopy
• Cancer Wellness includes an additional invasive diagnostic test or procedure benefit - Visit your employee benefits portal for additional information
How to submit a claim?
HOSPITAL INDEMNITY INSURANCE
What is Hospital Indemnity Insurance? Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and dependent children* (up to age 26)
• Coverage provided by MetLife
• No health questions – Every Year! (No pre-existing condition limitation)
• No waiting period and no age reduction of benefits
• Keep your coverage even if you retire or change employers
• See plan certificate/policy document for dependent eligibility requirements at www.chickasawbenefits.com
* Child marital status does not impact benefit eligibility
ACCIDENT INSURANCE
What is Accident Insurance? This coverage is designed to help offset medical and outof-pocket costs associated with unforeseen accidents. Payments made directly to you and benefits do not offset with medical insurance.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse, and dependent children* (up to age 26)
• Coverage through MetLife (24 hour coverage - on and off the job coverage)
• No health questions – Every Year!!
• Keep your coverage even if you retire or change employers
• See plan certificate/policy document for dependent eligibility requirements at www.chickasawbenefits.com * Child marital status impacts benefit eligibility
INJURIES
SERVICES & TREATMENT
Hospital Coverage (Accident)
Accidental Death Common Carrier
LEGAL PLAN
What is a Legal Plan? A plan which provides valuable legal and financial educational resources for a variety of life events and needs.
Eligibility: Eligible full-time employees working 20+ hours/week, spouse and unmarried children (up to age 26)
• Coverage through MetLife
• Elder Care extends to parents and in-laws
• Visit www.legalplans.com/why-enroll or call 1.800.821.6400 for additional information
• Non-members & members create an account and select Employer for plan information (creating an account doesn’t enroll you in plans)
• High Plan: For non-covered matters that are not otherwise excluded, your plan provides four hours of network attorney time and services per year
• Plan Certificate available on your Employee Benefits Website at www.chickasawbenefits.com
Low Plan Quick Summary
• Identity Theft Defense
Money Matters
Home & Real Estate
Estate Planning
• Negotiations with Creditors
• Promissory Notes
• Debt Collection Defense
• Tax Collection Defense
• Deeds
• Mortgages
• Foreclosure
• Tenant Negotiations
• Eviction Defense
• Security Deposit Assistance
• Simple and Complex Wills
• Healthcare Proxies
• Living Wills
• Codicils
• Powers of Attorney (Healthcare, Financial, Childcare, Immigration)
• Guardianship
• Conservatorship
• Name Change
Family & Personal
Civil Lawsuits
• Review of ANY Personal Legal Document
• School Hearings
• Demand Letters
• Affidavits
• Personal Property Issues
• Garnishment Defense
• Domestic Violence Protection
• Disputes over Consumer Goods & Services
• Administrative Hearings
• Incompetency Defense
Consultation & Document review for issues related to your (or spouses) parents:
• Medicare
• Medicaid
Elder Care
Issues
Vehicle & Driving
Disclaimer:
• Prescription Plans
• Nursing Home Agreements
• Leases
• Promissory Notes
• Deeds
• Wills
• Power of Attorney
• Repossession
• Defense of Traffic Tickets
• Driving Privileges Restoration
• License Suspension due to DUI
High Plan Quick Summary
• Identity Theft Defense
• Negotiations with Creditors
• Promissory Notes
• Debt Collection Defense
• Tax Collection Defense
• Deeds
• Mortgages
• Foreclosure
• Tenant Negotiations
• Eviction Defense
• Security Deposit Assistance
• Simple and Complex Wills
• Healthcare Proxies
• Living Wills
• Codicils
• Powers of Attorney (Healthcare, Financial, Childcare, Immigration)
Consultation & Document review for issues related to your (or spouse’s) parents:
• Medicare
• Medicaid
• Prescription Plans
• Nursing Home Agreements
• Leases
• Promissory Notes
• Deeds
• Wills
• Power of Attorney
• Repossession
• Defense of Traffic Tickets
• Driving Privileges Restoration
• License Suspension due to DUI
PUBLIC EDUCATION EMPLOYEES’ HEALTH INSURANCE PLAN
City of Chickasaw Schools offers eligible employees health insurance through the Alabama State Health Benefit Plan.
Eligibility: Please review the PEEHIP Decision Guide for plan eligibility rules
• Health insurance coverage through Blue Cross Blue Shield of Alabama (PPO), VIVA Health Plan (HMO) as well as Group Medicare Advantage Plans (PPO) through Humana
• Flexible Spending Accounts through Health Equity
• During the annual open enrollment, employees have the opportunity to review all available options and make elections for the upcoming plan year
Important Contact Information
PEEHIP
Phone: 877.517.0020
Email: peehipinfo@rsa-al.gov
Website: www.rsa-al.gov
Enroll in PEEHIP coverage online: www.mso.rsa-al.gov
Visit Chickasaw City Schools Benefits Website for additional PEEHIP Information to include:
• The Active Member Decision Guide
• Additional Wellness Information
• Links to Hospital Health Medical Plans
• Information on Optional Coverage Plans (Cancer, Dental, Indemnity, and Vision)
• Pharmacy Programs
• Group Medicare Advantage (PPO) Plans
• Flexible Spending Account Links
www.chickasawbenefits.com/peehip-programs
PUBLIC EDUCATION EMPLOYEES’ HEALTH INSURANCE PLAN TELECONSULTATION
Eligible PEEHIP members enrolled in the PEEHIP Hospital Medical plan Group #14000,VIVA Health Plan, or UnitedHealthcare Group Medicare Advantage (PPO) Plan have access to teleconsultation benefits.
Important Contact Information
BCBS (PPO)
Phone: 855.477.4549
Website: www.teladoc.com/alabama
VIVA Health Plan (HMO)
Phone: 800.835.2638
Website: www.teladoc.com
UHC (PPO)
Phone: 877.298.2341
Website: www.retiree.uhc.com/peehip
Consider using telemedicine for non-emergency issues anywhere and anytime you need.
Availability Nationwide 24/7/365: phone, web and mobile app
Video/Telephonic
Needed for sign Up
Video and telephonic consults available
Video consults are available except for telephonic consults
Member ID card along with basic identifying information
• Offered in addition to the mandatory pension plan
• Visit: www.rsa-al.gov/rsa-1
NOTES
• Portability/Conversion
• Benefits Education
• Evidence of Insurability
Qualified
mybenefits@campusbenefits.com
The 2025-2026 Benefits Enrollment Guide is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered is governed exclusively by the insurance contract and associated Summary Plan Description (SPD). In case of discrepancies between this document and the insurance contract and SPD, the contract and SPD will prevail. We reserve the right to change, modify, revise, amend or terminate these plan offerings at any time. Updates, changes and notices are all located at www.chickasawbenefits.com. These should be reviewed fully prior to electing any benefits.
