Eurovia Employment Guide

An Employee Guide

Our Benefits

Contents 1. Welcome 2. Core Benefits 3. Pathway to your benefits

Retail Therapy 4. Retail Vouchers 5. Cashback 6. Electrical Discounts / Eco Friendly Products

Days Out 7. Cinema / Theme Parks & Attractions 8. Gourmet Society Dining Card

Travel 9. Superbreak 10. Hotels & Short Breaks 11. Holiday Discounts 12. British Holidays 13. Travel Insurance

On the Move 14. Car Buying Service / Car Hire 15. Vehicle Benefits

Your Money 16. HomeCall+ 17. Home Insurance / Personal Taxation Service

Tax Efficient Schemes 18. Voluntary Group Income Protection Plan

Health & Wellbeing 19. Health Club Membership / Eyecare 20. Personal Group Hospital Plan / Personal Group Death Benefit Scheme

To view all your employee benefits online simply visit www.personalgroupbenefits.com/ringwayeurovia Your membership number can be found on your key fob attached to the back of this booklet.

We always aim to offer the best products and services and with this in mind the providers in the book may change from time to time.

The products and services referred to in this handbook are believed to offer good value for money. However, it is the responsibility solely of each person to decide whether or not to use any such products and services. The providers of those products and services are responsible for their respective employee benefits.

Welcome FROM THE GROUP MANAGING DIRECTOR I am delighted to introduce you to RINGWAY and EUROVIA: Our Benefits.

This booklet sets out all the core benefits that Eurovia Group Limited offers, as well as a range of voluntary benefits. Working closely with our provider, Personal Group, we have put together Our Benefits to provide something of benefit to everyone.

Some of these benefits are designed to save you money, some to make your money go further and others to help you when you need support.

Throughout the booklet you will find details of how to take up each benefit on offer. I hope that you and your family will find something of interest and will make use of these benefits throughout the year.

Please contact the central HR & Payroll team with any questions, suggestions or general feedback.

足足足Scott Wardrop Group Managing Director

Name:

1

Core Benefits Childcare Vouchers: Childcare vouchers can be used to pay for all types of registered childcare up to 16 years old, including nurseries, nannies, childminders, out of school clubs, holiday schemes etc. They are simple and easy to use, they are non-taxable and exempt from National Insurance contributions. The allowance [2010] is capped at ÂŁ55 per parent/legal guardian, per week or ÂŁ243 per month. How does this work?

You give up an amount of pay and receive vouchers instead. By doing this your basic pay is reduced and you pay less tax and National Insurance. The allowance cap is determined by the scheme rules and is subject to change.

Employee Assistance Programme: This provides you with immediate access to free, confidential advice and support from experienced, professional counsellors that can help with a wide range of personal and work related problems 24 hours a day, 365 days a year. Up to date legal information can be given on almost all personal legal matters. To use this service call 0800 716 017 anytime day or night and say that you are a Eurovia or Ringway employee.

Medical Screening: All employees are provided with a free workplace medical examination on a regular basis. This basic medical examination covers a number of areas such as hearing and sight tests, weight and BMI testing.

Employee Volunteering: Employees are provided with the chance to carry out volunteer work within the community or for charities registered in the UK through the Charities Commission for a maximum of 2 paid working days per year. Information regarding volunteering and opportunities available can be obtained from Ringway in the Community, the charity committee, and permission to participate in volunteering can be granted by your line manager.

Employee Savings Scheme: The Employee Savings Scheme is designed to allow you to accumulate a fund of money that you can then withdraw when you need it most, up to a maximum of twice per year on a 12 month rolling period. There is a minimum recommended contribution into the scheme of ÂŁ20 per pay period and employees are able to leave the scheme any time they wish to do so.

Holiday: You are provided with a minimum of twenty days paid holiday per year if employed full time, plus statutory bank holidays. This increases to twenty five days at a rate of one day per completed holiday year. This will be pro rata if you work part time.

Pension Scheme: Eurovia offers all employees the opportunity to participate in a pension scheme allowing them where possible, to benefit from employer contributions and tax advantages.

In addition: Occasional company specific discounts on items such as computers, mobile phones and other items are available. All of these discounts are subject to availability and rules as are in place at any time. Details are available on Neva, the company intranet.

Death In Service: As an employee you are provided with death in service cover, at either 2 times annual basic salary if you are not in a pension scheme, or according to the rules of the pension scheme if you are a member. This is payable to a nominated beneficiary in the event of your death whilst employed by the company.

Any purchasing arrangement made under this additional section is between the employee and the provider, and the company has no involvement or liability in relation to any purchase made.

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Pathway to your benefits Hundreds of ways to save... your new benefits website that helps you to spend and save.

Follow these simple instructions to start saving today: 55 Log on to your benefits website using your membership number shown on the key fob attached to the pocket at the back of this booklet.

55 Once logged on, you will be prompted to create a unique username and password which you will use to enter the site thereafter.

Offers and discounts can be accessed in different ways giving you the ability to shop how you want. These options include shopping online, ordering vouchers to spend instore, accumulating cashback (see page 5) and a reloadable card which can be used when making purchases. The reloadable card is a card which you pre-load with funds at a discounted rate, which you then use to pay at the checkout instore.

55 Using the menu down the left hand side of the screen, visit the areas which interest you.

To make the site easy to navigate retailers are put into various categories including health and leisure, food and entertainment, home and motoring and green and ethical products. With over 4,000* retailers to choose from, you’re sure to find what you need at a great price.

With a wide range of discounts, online vouchers, high street vouchers and cashback offers, there’s something for everyone with your new Ringway and Eurovia benefits programme.

Visit www.personalgroupbenefits.com/ringwayeurovia Your membership number can be found on your key fob attached to the back of this booklet.

* This information is correct at time of print.

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Retail Vouchers

Example savings: Order £200 worth of Currys Vouchers and you pay £180.

High Street Savings!

Get more for your money! Order a minimum of £100 worth of shopping vouchers via the Lifestyle Voucher Service and receive up to 12% off the value of your order.

Everyday Retail Voucher

Outlets

Only on www.amazon.co.uk Burtons, Dorothy Perkins, Evans, Miss Selfridge, Arcadia Outfit, Topshop, Topman, Wallis Argos Argos Boots Boots Comet Comet Currys Currys and Currys Digital Debenhams Debenhams Gap Gap HMV HMV, Waterstone’s, Hatchards and Hodges Figgis House of Fraser, Dickens & Jones, Arnotts, House of Binns, Cavendish House, David Evans, D.H. Fraser Evans, Dingles, Hammonds, Rackhams, Frasers, Barkers, Army & Navy, Howells, Jollys, Kendals.

The UK's leading multi-retailer gift voucher accepted by over 85 retailers nationwide.

Includes Mothercare, Boots, fashion stores, Halfords, Carphone Warehouse, DIY outlets and electrical retailers. Vouchers can also be used in the following restaurants Bella Italia, Hard Rock Café, Café Rouge and Planet Hollywood (London). Please see Love2shop www.love2reward.co.uk for a full listing.

You can also spend your Love2shop Gift Vouchers at Park Travel - for your travel and holiday needs including package holidays, UK breaks and theme parks, flights, cruises, hotels, car hire, airport parking, insurance and much much more. To use this voucher for holidays and travel you must call 0845 077 4444.

Marks & Marks & Spencer Spencer Amazon

New Look River Island Selfridges Signet Waterstones WHSmith

New Look River Island Selfridges Ernest Jones, Leslie Davis & H Samuel Waterstones WHSmith

Lifestyle Saving 7% 9% 8% 7% 10% 10% 8.5% 10% 9% 11%

8%

5.5% 9% 8% 7.5% 12% 9% 10%

Call now on 0845 129 7773 Monday to Friday 9.00am - 5.30pm

How to Order Call the Lifestyle hotline on 0845 129 7773 and quote Ringway Eurovia.

Everyday Life & Leisure Voucher

Outlets

Asda B&Q Homebase Laithwaites Wine

Asda B&Q Homebase Laithwaites Wine

Get more for your money! Order a minimum of £50 worth of Leisure Vouchers via our voucher service and receive a 10% discount off the value of your order! Beefeater, Brewers Fayre, Premier Inn, TGI Fridays, Hastings Hotels, Keith Prowse, Tussauds Group, Marriott, Legoland, Bella Italia, Hoseasons, Blackpool Pleasure Beach, Saks, Haven, Butlins, Laithwaites, London Pass, Café Rouge, London Eye... and many more.

New! Vouchers can now be spent at Planet Hollywood!

Leisure Pride of Britain Hotels – You can now use your vouchers Vouchers* at a group of 38 of the UK’s finest privately owned Hotel, Golf & Spa Hotels. For full details of this partner please visit www.prideofbritainhotels.com.

Please see www.leisurevouchers.co.uk for full listings of where and how your vouchers can be spent.

Leisure Vouchers can be used for travel, however they cannot be redeemed with High Street travel agents.

Please call the dedicated helpline as detailed at www.leisurevouchers.co.uk/howtoenjoy for details of how to redeem.

Morrisons Morrisons Sainsbury’s Sainsbury’s Thomas Cook and Going Places Your vouchers can be used as full or part payment for any Thomas travel product sold by Thomas Cook and can be redeemed Cook in any Thomas Cook Shop, Going Places shops, through Thomas Cook Direct, against Thomas Cook TV or via www.thomascook.com or www.thomascooksport.com Get more for your money!

Outlets: Virgin Wines, The Royal Yacht Britannia, Tenpin, Legoland, Theatre Tokens, Garfunkels, Chiquitos, Caffe Uno, Est Est Est, Marco Pierre White Restaurants, Virgin Gift Le Manoir Aux Quat Saisons, Pride of Britain Hotels, Vouchers Virgin Experience Days, Virgin Balloon Flights, Necker Island, The Roof Gardens, Ulusaba Private Game Reserve, Virgin Active, Virgin Cosmetics, Virgin Vouchers Travel Club, Virgin Atlantic, Virgin Holidays.

Lifestyle Saving 5% 9% 7% 12%

10%

2% 4%

6%

8%

Quote Ref: Ringway Eurovia

Alternatively visit your benefits website to order online.

This scheme has been fully funded by Ringway and Eurovia to ensure all employees receive maximum discounts on shopping.

Before placing an order refer to your employee benefits website for the most up to date offers, discounts and terms and conditions (details can be found on your key fob attached to the back of this booklet). Please read the terms and conditions carefully before ordering any products or services from the helpline or website.

Please allow up to seven days for dispatch of your vouchers, if you have no preference on denomination type P&MM will endeavour to dispatch your order within two working days.

Terms and Conditions: 1. Minimum order value of £100 per shopping voucher type required. Vouchers must be ordered in multiples of £100. 1. Once we have ordered vouchers on your behalf we will not be able to cancel or refund your order. 3. Lifestyle cannot be held responsible for the cost of replacing lost or stolen vouchers.

4. Vouchers are intended to be sold for domestic use. Members who regularly order excessive amounts may be limited in their usage of this order facility. Limitation of a member’s order facility can be applied without notice and at any time. 5. Please note that charges will show as ‘P&MM Travel Ltd’ on your bank statement.

6. We are constantly striving to improve our selection of offers and discounts available; therefore they are subject to change without prior notice. For latest discounts please refer to your benefits online, details are shown on the inside front cover of this booklet. 7. Please note that some stores may not offer change on vouchers.

Please check with the store prior to ordering. 8. Vouchers can come in denominations of £5 and £10 although higher amounts may sometimes be used, please check when ordering. 9. Please note if you have specified a certain denomination type then your order may be delayed if we are out of stock of that denomination.

As such, please allow up to seven working days for dispatch of your order. If you have not requested a specific denomination type then please allow up to two working days for dispatch of your order. 10. Prior to purchasing Love2shop or Leisure Vouchers please refer to the relevant website, either www.love2reward.co.uk or www.leisurevouchers.co.uk for specific terms regarding redemptions on holidays. 11. Thomas Cook Vouchers are not exchangeable for cash and cannot be used against foreign currency or travellers cheques, cash refunds cannot be made on any balance not used. 12. On thomascook.com vouchers can be used to purchase your package holiday only. Vouchers cannot be used to purchase the following: flight only, accommodation only (both UK & overseas), tailor-made holidays, car parking except when you include this when booking your package holiday, Foreign Exchange or travellers cheques. 13. Some companies will not accept vouchers as a method of payment for store cards or other similar arrangements, please contact the relevant company directly prior to purchasing vouchers to determine if they are an acceptable method of payment. 14. On Amazon gift vouchers a minimum of £100 worth of gift vouchers must be purchased to receive the discount.

15. Gift certificates may only be redeemed towards the purchase of products listed in Amazon.co.uk’s online catalogue sold by Amazon.co.uk. They cannot be redeemed at Amazon.com. Amazon.co.uk zShops or Amazon.co.uk Marketplace or at Amazon.co.uk’s Trusted Partners’ sites. 16. The gift certificate cannot be used to pay for Amazon.co.uk gift certificates. 17. Please use the shopping basket rather than the 1-Click ordering method when paying for an order with a gift certificate.

18. Gift certificates and unused portions of gift certificates expire one year from the date of issue, where under applicable law. 19. Normal Amazon.co.uk terms and conditions of purchase and for using the Amazon.co.uk website apply.

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Cashback Save significant amounts of money when shopping online and earn cashback on your purchases from over 1,500 retailers, including many of the best known household brands.

55 Up to 30% cashback – free to join 55 View all of your transactions online 55 Exclusive deals and special offers Just follow the instructions below to start saving and earning up to 30% cashback on your purchases today!

4. You will be directed to the retailer’s website where you make your purchase as normal.

(Please note: you must follow the link from your benefits website to the retailer’s website in order to gain your cashback).

1. Visit your benefits website. Your membership number can be found on the key fob attached to the back of this booklet.

2. Visit the area of the website that interests you by looking through the menu at the left hand side of the screen.

5. Once you have made your purchase, click on the ‘my cashback statement’ tab at the top of your benefits website where you can view the cashback you have earned*.

3. Click on the offer you are interested in.

On the page there will be a tab showing you whether cashback can be accumulated from that offer, as well as the percentage of cashback offered.

6. Once you have accumulated £25 in cashback this will appear in your Ringway and Eurovia benefits account which you can then transfer directly and securely into your own bank account.

Visit www.personalgroupbenefits.com/ringwayeurovia Your membership number can be found on your key fob attached to the back of this booklet.

* Please allow up to 30 days for transactions to appear.

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Electrical Discounts Save up to 40% at Sharpdirect.co.uk THE NEW SHARP QUATTRON. FOR COLOURS NEVER BEFORE SEEN ON TV. The Quattron is a world first, with a unique 4 colour technology giving you 1,000 times more colour than any other television.

By adding a yellow sub-pixel to the standard RGB colour matrix we can now produce shades of colour never seen before on TV. 22 years ago Sharp invented the LCD TV and now we have reinvented the technology. You have to see it, to see it.

Your Affinity Pricing Unlike other vendors, we don’t simply apply a blanket discount across the range, but price each product individually, which allows us to always offer the best possible price! This means our Affinity Pricing offers up to 40% off all consumer products including LCD TVs, Microwaves and Audio systems featuring iPod docking.

How to take up this offer To take advantage of these offers and to view the range, please follow the link below and register using your Affinity Access Code yourchoice. You will only need to register once but when you return, please make sure you are logged in to see your prices.

Visit www.sharpdirect.co.uk/page/yourchoice Affinity Access Code: yourchoice

Eco Friendly Products Choose from hundreds of quality eco friendly products at great prices!

Etree is pleased to offer Ringway and Eurovia employees a 10% discount on all their products. Whether it is for the home or a gift, with such a wide range, you are bound to find what you are looking for.

Etree is a leading online eco friendly product supplier offering a wide range of quality products to suit every aspect of your lifestyle at the very best prices. They ensure that all their products are the most eco friendly in their class giving you peace of mind to enjoy your shopping experience knowing you are doing your bit to help the environment.

“Environmentally responsible shopping without changing your lifestyle” Please visit our website www.etree.biz and enter Choice 20 in the customer reference box at checkout to receive your discount, or alternatively call 0845 121 1712 and quote Choice 20.

Call now on 0845 121 1712 Quote Ref: Choice 20 Visit www.etree.biz Enter: Choice 20 6

Cinema Fantastic savings off your next cinema visit!

Watch the latest film releases in the comfortable surroundings of your local cinema and enjoy a superb saving of up to 30%*! With over 400 participating cinemas nationwide, you’ll be spoilt for choice!

Postage and packaging is FREE and there are no charges for credit or debit card payments.

How to Order Call the Lifestyle hotline on 0845 121 1750 and quote Ringway Eurovia or order online via your benefits website. Details of your nearest participating cinema can also be found here.

Please allow 7 working days for delivery of your vouchers.

Vouchers can be redeemed for tickets at your local cinema.

Call now on 0845 121 1750 Monday to Friday 9.00am - 5.30pm

Quote Ref: Ringway Eurovia

Alternatively visit your benefits website to order online.

This scheme has been fully funded by Ringway and Eurovia to ensure all employees receive maximum discounts on Cinema tickets.

Terms and Conditions: 1. Cinema vouchers cannot be used to reserve tickets by phone, Internet or WAP ticketing services, nor do they give you priority over others. 2. Vouchers are not refundable, exchangeable or for resale. Duplicate copies or altered vouchers will not be accepted. 3. Admission is subject to normal film classification restrictions. 4. Offer cannot be combined with any other discount or promotional offer nor can it be used at premieres or special events. 5. Rates at participating cinemas are correct at the time of going to press and are subject to change without prior notice. 6. Once we have ordered vouchers on your behalf we will not be able to cancel or refund your order. Please note that charges will show as ‘P&MM Travel Ltd’ on your bank statement. 7. Cineworld vouchers available are: 3D Adult, 3D Child, 2D Adult and 2D Child. 8. 3D vouchers valid on both 2D and 3D showings. 2D vouchers valid on 2D showings only (no upgrade available once purchased). 9. Vouchers are valid for up to six months from date of purchase. Due to the fast changing nature of the cinema industry, you are advised to check participating locations via the website prior to making a purchase or setting out on your journey. *Savings based on average cinema entrance prices.

Theme Parks & Attractions Fun Days Out with Merlin Entertainments Group Ltd! As a Ringway and Eurovia employee, you can receive great discounts on entry prices to the UK’s top attractions including The Alton Towers Resort, THORPE PARK, Chessington World of Adventures, LEGOLAND Windsor, Madame Tussauds London, LEGOLAND Discovery Centre Manchester, Warwick Castle, SEA LIFE Centres & Sanctuaries and The Dungeons.

How to Book Your Tickets Just call 0871 222 4001 and quote Lifestyle in order to receive your discount.

Call now on 0871 222 4001 Monday to Friday 9.00am - 5.00pm

Quote Ref: Lifestyle

This scheme has been fully funded by Ringway and Eurovia to allow employees to receive maximum discounts on Theme Parks & Attractions.

Terms and Conditions: Saving based on individual walk up admission price. Tickets must be booked at least 24 hours in advance of the visit and are not available on the day. All prices are dependent on the date of visit, prices and opening dates are subject to change without notice, please check when making your booking.

Offer can not be used in conjunction with any other promotion and is subject to availability. Proof of company employment may be requested.

Calls to 0871 numbers are charged at 10 pence per minute at all times from a BT landline. Calls from mobile operators and other networks may vary.

7

Gourmet Society Dining Card Save £££s at over 4,000 restaurants nationwide.

The Gourmet Society Dining Card entitles you to 2-for-1 meals or 25% off your bill – including drinks - at the entire network of participating restaurants throughout the country.

There’s a wide variety of great restaurants to choose from, including…

55 Michelin-starred restaurants such as Benares in London’s Mayfair and The Nut Tree Inn in Oxfordshire

How to Order To see a full list of participating restaurants and to place an order visit: www.gourmetsociety.co.uk/ringwayeurovia

55 Big name brands including Café Rouge, Miso, The Living Room, Loch Fyne and Prezzo 55 Hundreds of award-winning independent establishments.

Alternatively, call the sales team on 0845 121 1756 Monday to Friday 9am to 6pm and quote Ringway Eurovia.

For a full restaurant listing visit www.gourmetsociety.co.uk.

Membership usually costs £69.95 per year; however we are offering you a 12 month membership for just £27.95 plus 2 months extra FREE that’s 14 months of fantastic restaurant savings for just £27.95.

Call now on 0845 121 1756 Monday to Friday 9.00am - 6.00pm

Quote Ref: Ringway Eurovia

Visit www.gourmetsociety.co.uk/ringwayeurovia Terms and conditions: The Gourmet Society discount is not available in conjunction with any other offer. Restrictions may apply. The offer is subject to change.

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Superbreak Save 13% with Superbreak Mini Holidays!

We have partnered with Superbreak to offer you a 13% discount on hotel accommodation with optional rail travel, theatre and dining.

Superbreak is the UK’s leading short break operator.

What can Superbreak offer?

Accommodation - Over 1,100 two to five star hotels in London and across the UK. Travel - Rail Inclusive packages available from all UK mainline stations.

If you prefer to book online visit www.superbreak.com/yourchoice When booking online your discount will be automatically applied.

Airport Parking and Hotels - Book an airport hotel including parking.

Dining - Great value 2 night offers with dinner at top brand hotels.

Planning a break at any time?

The fun doesn’t stop there!

The good news is you have unlimited access to savings throughout the year!

Theatre Breaks - Low cost packages to see all top West End shows.

Also available: Attraction Breaks - Treat the family to a visit to Legoland or many other theme parks.

Concerts & Events - Packages to leading rock, pop, sporting and cultural events.

Spa Breaks - Take time to unwind and relax.

Golf Breaks - At some of the finest courses in the land.

Eurostar Breaks - Book a Eurostar break to Paris, Disneyland Paris, Lille, Brussels, Bruges, Ghent and Antwerp.

Murder Mystery Breaks - Become a sleuth whilst enjoying some luxury.

Superbreak offer great value but for an extra 13% discount call 0844 826 3414 and quote Personal Group.

European City & Beach Breaks - Choose from 5,000 hotels & apartments around the world.

Call now on 0844 826 3414 Quote Ref: Personal Group www.superbreak.com/yourchoice Your discount will be automatically applied.

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Hotels & Short Breaks Fantastic savings from 10% up to 60%* off Hotels and Short Breaks Worldwide!

HotelStayUK is the UK’s only hotel and short break employee benefit, providing fantastic discounts all year round.

SAVE TIME AND MONEY HotelStayUK works with major UK and worldwide hotels to provide amazing hotel and short break offers directly to Ringway and Eurovia employees. Whether it’s a room for a night in a vibrant city or a romantic break at a spa hotel, we will find you the right place, in the right location, at the right price.

Our prices are not available to the general public and are therefore the best prices on the market. Our fantastic rates are better than other last minute hotel companies.

55 45,000 hotels in the UK, Europe and Worldwide

If you need a hotel or short break simply contact us either by phone or visit our website and save TIME and MONEY!

55 Hotels in city, town, coastal and countryside locations 55 100s of Superdeals and FREE room nights available daily, visit www.hotelstayuk.com/superdeals 55 Discounts at major hotel groups 55 Easy to use website www.hotelstayuk.com password personal 55 Safe and secure online bookings 55 Advice and booking line 55 Offer available to friends and family

Call now on 0845 120 1813

Quote Ref: Personal

Monday to Friday 9.00am - 6.00pm Or visit www.hotelstayuk.com and log in with password personal to make safe and secure online bookings.

* We guarantee a minimum saving of 10% off the rack rate of contracted partner hotels. Should you want to book a hotel that is not included in our scheme we can offer you the best available rate. Website prices are already discounted. Late deals are up to 60% off at partner hotels. Full terms and conditions are available on our website www.hotelstayuk.com HotelStayUK Ltd. Registered in England and Wales No. 04875977. Registered Office: G18 Audley House, Northbridge Road, Berkhamsted, Herts, HP4 1EH.

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Holiday Discounts Take advantage of commission free travel on your next holiday!

Select your next holiday from ANY* tour operator brochure and with Lifestyle you’re sure to make great savings! With over 750 brochures to choose from you’ll be spoilt for choice.

How to Book Once you have chosen your holiday call the Lifestyle Hotline on 0845 129 7775 and quote Ringway Eurovia to make your booking.

Here are just some of the great discounts on offer: Airtours

12%

Kuoni

11%

Beachcomber

12.5%

Leger Holidays

10% - 16%

Club 18 - 30

9.5% - 10.5%

Norwegian Cruise Lines

15%

Club Med

13%

P & O Cruises

12%

Cosmos

10% - 14%

Premier Holidays

10% - 17%

Cresta Holidays

10% - 13%

Sovereign Holidays

10% - 12%

Crystal Holidays

10%

Thomas Cook

11%

First Choice

10%

Thomson Holidays

10%

Hayes & Jarvis

10%

United Vacations

10% - 15%

Inghams

14%

Virgin Holidays

10% - 13%

Jetsave

10%

Call now on 0845 129 7775 Monday to Friday 9.00am - 5.30pm

Plus many more…

Quote Ref: Ringway Eurovia

This scheme has been fully funded by Ringway and Eurovia to ensure all employees receive maximum discounts on Holidays. *Tour Operator must be ATOL/ABTA bonded. Excludes direct sell operators.

Terms and Conditions: 1. Bookings must be made at least 14 days in advance of your proposed date of travel. You may use the offer for yourself, spouse (or partner) and for unlimited dependants. In addition you may use the travel offers for persons other than those named above provided you are travelling with them both on your outward and return journey. 2. Discount applies to prices as published in the operator’s brochure (including any published special offers e.g. early bird discounts) but cannot be applied to special Internet offers that they may advertise from time to time. 3. Discount levels are subject to change without prior notice. For the latest discounts please refer to your benefits online, details are shown on the inside front cover of this booklet. 4. Offer excludes direct sell operators e.g. James Villas, Portland Holidays. Offer also excludes optional extras e.g. excursions, attractions passes, lift passes etc. 5. Deposit / payment requirements will be advised at the time of booking. Cheques and Postal Orders should be made payable to ‘P&MM Travel Limited’. Please note that charges will show as ‘P&MM Travel Ltd’ on your bank statement and a 1.5% charge for using your credit card will apply. 6. Bookings will occasionally need to be made by a P&MM representative over the telephone and this may result in your details being taken and your call being returned.

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British Holidays The best of British - Enjoy up to 17% off your next UK break!

Whether you’re looking for a relaxing weekend away, a fun-packed holiday with the kids, an indulgent shopping break to the Capital or perhaps a weekend of pampering at a health spa, you can now enjoy savings of up to 17% when you book your next UK break, courtesy of Lifestyle.

Choose from any of the following operators: Butlins

12% off

Haven Holidays

12% off

Holiday Cottages Group

12% off

Hoseasons Holidays

11% off

Jersey Travel Service

10% - 15% off

Park Resorts

12% off

Premier Holidays

10% - 17% off

Pontins

17% off

Superbreak

13% off

Warner

12% off

Call now on 0845 121 1749 Monday to Friday 9.00am - 5.30pm

Quote Ref: Ringway Eurovia

This scheme has been fully funded by Ringway and Eurovia to ensure all employees receive maximum discounts on British Holidays.

Terms and Conditions: 1. Bookings must be made at least 14 days in advance of your proposed date of travel. You may use the offer for yourself, spouse (or partner) and for unlimited dependants. In addition you may use the travel offers for persons other than those named above provided you are travelling with them both on your outward and return journey. 2. Discount applies to prices as published in the operator’s brochure (including any published special offers) but cannot be applied to special internet offers that they may advertise from time to time. 3. Discount levels subject to change without prior notice. For the latest discounts please refer to your benefits online, details are shown on the inside front cover of this booklet. 4. Offer excludes direct sell operators e.g. Late Rooms, Lastminute.com. Offer also excludes optional extras e.g. excursions, attractions passes, lift passes etc. 5. Deposit / payment requirements will be advised at the time of booking. Cheques and Postal Orders should be made payable to: ‘P&MM Travel Limited’. Please note that charges will show as ‘P&MM Travel Ltd’ on your bank statement and a 1.5% charge for using your credit card will apply. 6. Bookings will occasionally need to be made by a P&MM representative over the telephone and this may result in your details being taken and your call being returned.

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Travel Insurance With Holiday Travel Insurance from Rapidinsure you can rest assured that you are protected against the cost of many of the mishaps that could happen to you when you are on holiday.

You can choose either a single trip or annual multi-trip policy, both providing the wide range of benefits shown below. Cover is available at very competitive prices.

All trips must start and finish in the UK, involve at least one pre-booked overnight stay and must not last more than 31 days.

If your travel plans are not restricted to short-stay holidays, check out the Rapidinsure website - we can also arrange cover for groups, backpackers and business trips.

Policy Benefits Cover

Maximum Sum Insured Per Person

Cancellation (Optional Cover)

£3,000

Curtailment

£3,000

Missed Departure

£1,000

Travel Delay

£100 (abandonment £3,000)

Personal Accident

£10,000

Medical Emergency Expenses

£5,000,000

Medical Inconvenience Benefit

£300

Loss of Passport/Driving Licence

£250

Personal Public Liability

£2,000,000

Legal Expenses

£25,000

Personal Property (Optional Cover)

£1,500 (limits apply to certain articles) £500 (cash £200)

Personal Money Delayed Baggage Over 24 hours 12 to 24 hours Winter Sports (Optional Cover) Ski Equipment Ski Hire Delayed Ski Equipment Ski Pack Piste Closure Avalanche

£250 £100 £750 (single article limit £150) £300 £100 £250 £300 £150

All benefits are subject to the terms, conditions and exclusions of the policy.

For a full quotation visit www.rapidinsure.co.uk and include reference code PG4 or call 0844 8730 902 (Monday to Friday 9.00am - 5.00pm) Quote Ref: PG4 All benefits and sums insured quoted are valid at 22nd November 2010, but may subsequently differ for enquiries and quotes after that time.

Rapidinsure.co.uk Limited is an appointed representative of Berkeley Morgan Limited which is authorised and regulated by the Financial Services Authority.

Registered address: John Ormond House, 899 Silbury Boulevard, Central Milton Keynes, MK9 3XL.

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Car Buying Service Be the first to get great savings on used cars, and with Car Shop Direct you can save up to an additional £400.

The Car Shop is the UK’s leading used car supermarket with sites in Cardiff, Swindon, Doncaster and Northampton. They have everything from Corsas to BMWs and with up to 4,000 cars and a selection of vans always in group stock, you will surely find a vehicle that fits your budget and your needs.

But more importantly they have a Lowest Price Guarantee* and with an additional discount of up to £400, be sure to take advantage of these great savings.

Their vehicles are sourced through exclusive partnerships with well respected blue chip companies and leading financial institutions, so you have the assurance that the vehicles are never sourced from auction, are not imported and come with a service history. They also have excellent finance and warranty packages* readily available. Visit www.pg.carshopdirect.co.uk to view the vehicles currently in stock and find out how to access this exclusive offer.

Call now on 0844 826 3409 Quote Ref: Car Shop Direct Visit www.pg.carshopdirect.co.uk *Terms and Conditions Apply. Please refer to the website for full Terms and Conditions.

Car Hire Europcar are pleased to offer all employees of Ringway and Eurovia fantastic discounts on car rental.

With 200,000 vehicles at 2,650 locations in 118 different countries, Europcar is one of the world’s leading car rental companies. From small hatchbacks and family saloons to MPVs, Luxury and Prestige vehicles, Europcar is sure to have the right vehicle for you, whatever the occasion.

To ensure Europcar service to all employees of Ringway and Eurovia is never compromised, they rarely keep any vehicle for more than 6 months and on average when you rent from Europcar, the vehicle will be less than 4 months old. After every rental, each vehicle undergoes a rigorous 32-point maintenance check and valet.

Europcar price promise to employees of Ringway and Eurovia is a simple one; the discount will apply to the best available rate for your rental. Even if you find that Europcar are already offering discounted rates, you will receive this discount off the already discounted price!

Fantastic discounts All employees of Ringway and Eurovia will receive a 15% discount off Europcar’s best available rates in the UK* and up to 15% worldwide**.

Call now on 0870 126 1857

Quote ID Number: 42337031

* UK mainland only, excludes offshore islands. ** Europcar’s standard terms & conditions apply, and can not be used in conjunction with any other contract or offer.

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Vehicle Benefits Start saving today with this fantastic one stop shop discount motoring service!

Exclusive access to a variety of motor related offers!

Become a member and receive this motoring package from ÂŁ5 per week!

Full UK & European Breakdown Cover 55 Including home, roadside, national recovery, onward travel & multi trip European cover National Tyre Replacement, Supply & Fitting Service 55 Premium tyres supplied and fitted as standard 55 Over 400 national service centres 55 Free mobile fitting service National Accident Aftercare Cover 55 24/7 dedicated telephone line, providing help & support 55 Team of professionals managing all claims and legal matters on your behalf 55 Courtesy car (if non fault) provided on a category equivalent basis 55 Recovery of your car to a repair centre and full management of the repairs (if non fault) Plus great discounts on the following‌ Servicing, MOT & Repair Management Service 55 Managing the running costs of your vehicle at around 30% off franchised garage prices 55 12 month / 12,000 mile guarantee 55 Free pick up & collection service

Visit www.vehiclebenefits.co.uk/login.php Company Code: PER012 Passcode: YCHO01

or call 0845 120 7477

Quote: Your Choice

Monday to Friday 9.00am - 3.00pm

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HomeCall+ Save 40%* on your Home Boiler and Domestic Assistance Cover For emergencies that are outside of the home insurance but inside the home, you need to call HomeCall!

About the service itself: 55 We pay up to £500 of cover per incident including callout, parts and labour 55 Unlimited number of claims - there are no limits to the number of times you can claim 55 No policy excess or call out fee to pay 55 No bills to pay - we settle direct with the engineer or contractor

55 Vermin infestation such as rats, mice or wasps nests in the home

55 Emergency Helpline - 24 hours a day, 365 days a year - even on Christmas Day

55 Security (break in or vandalism that has been reported to the police)

55 Fast response from a large network of 6500 accredited, skilled contractors

55 Broken or damaged windows and doors presenting a security risk

55 Satisfaction assured - we scored 92% customer satisfaction in our recent survey

55 Up to £100 towards overnight accommodation - if you cannot stay in your home overnight

55 We do not exclude not so new boilers- we cover boilers up to 20 years old from start date and will keep them covered for as long as the cover is renewed

55 PLUS - A contribution of £250 (inc vat) towards a new boiler if yours is beyond economical repair.

55 Switch to us without risking a gap in cover we have no waiting period for cover to start

And, an optional annual boiler service for only £75.00 plus VAT

55 There are no written claims forms to complete - it’s all done over the ‘phone

This is only a summary of the policy terms and conditions as at 22nd November 2010, please see your policy for the full terms and conditions of the policy and assistance contract.

What we cover you for: 55 Boiler breakdown resulting in loss of hot water and/or heating 55 Plumbing and drainage emergencies or if the only toilet in the property is inoperable

For a quotation and to arrange cover, call now on 0844 826 3407 and quote Ringway Eurovia.

55 Complete electrical breakdown

Call now on 0844 826 3407

Quote Ref: Ringway Eurovia

*based on the normal RRP of HomeCall’s Rainbow package.

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Home Insurance With Home Insurance from Rapidinsure not only do you get these great benefits... ...but you can also save money on your premiums with:

55 buildings cover up to £650,000* 55 contents cover up to £75,000* 55 new for old cover for your contents** 55 accidental damage to TVs, DVDs, audio equipment etc automatically covered with contents insurance 55 automatic 10% increase in cover for weddings and Christmas 55 replacement locks if you lose your house keys 55 24 hour, 365 days a year UK based claims service

55 monthly payments at no extra charge 55 no claims discount applied separately to buildings and contents cover (claims for your contents will not affect your buildings premium and vice versa) 55 buildings and contents cover on one policy

PLUS For your first year you will only have to pay 10 months premium for a full year’s cover that’s 2 months cover absolutely free! ...and finally, by quoting reference code PG1 you will be entitled to a further 5% discount off your premium!

For a full quotation visit www.rapidinsure.co.uk and include reference code PG1 or call 0844 8730 902 (Monday to Friday 9.00am - 5.00pm) Quote Ref: PG1 The benefits quoted above are valid at 22nd November 2010, but may subsequently differ for enquiries and quotations after that time. * Cover is available for higher sums insured upon request. ** New for old cover does not apply to clothing, linen and cycles.

Please note that Rapidinsure’s Home Insurance is not available to residents of Northern Ireland.

The “12 months cover for 10 months premium” offer is available to new customers only, applies to the first year premium only and may be subject to change or withdrawal at any time without notice. Minimum premiums apply.

Rapidinsure.co.uk Limited is an appointed representative of Berkeley Morgan Limited which is authorised and regulated by the Financial Services Authority.

Registered address, John Ormond House, 899 Silbury Boulevard, Central Milton Keynes, MK9 3XL.

Personal Taxation Service Believe it or not, the Taxman owes money to nearly half the working population of the UK. And you could be one of them!

Personal Taxation Services, the UK’s leading personal tax rebate specialist, has to date secured more than £60 million for tax payers.

Important Information...

55 No rebate, NO FEE 55 59p in the pound refunded to you from every successful claim 55 A completely confidential service

55 The odds of receiving a rebate from PTS are averaging 1 in 3 55 Rebates obtained to date range from £10 to £11,011.27 55 Service available to friends and family too!

To see if you are eligible to receive a tax rebate, visit the website at www.taxrebates.com/ref/pgb Call now on 0845 120 1816 Quote Ref: 10122 Monday to Friday 8.30am - 6.00pm

Personal Taxation Services is not part of the Personal Group of Companies.

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Voluntary Group Income Protection Plan The Voluntary Group Income Protection Plan, VGIP, provides a regular monthly income if you are sick or injured and unable to work for a continuous period.

As an employee of Ringway and Eurovia you will receive sick pay for a period of time depending on your contract, after which you will be dependent on state benefits alone.

Payment for the cover is via a Salary Sacrifice scheme, which means you give up part of your salary to pay the monthly premium. As no Income Tax and National Insurance is paid on the premium, you can save between 31% and 41% of the cost of your premium. As an example, a basic rate tax payer with a gross monthly premium of £30 will only pay £20.70 net (based on 2010/2011 tax and NI rates).

VGIP provides three benefits: 55 A monthly benefit of up to 75% of your salary, less an amount equivalent to the State Employment and Support Allowance, to a maximum of £2,500 per month, payable after a specified deferment period, for a defined number of years.

55 A lump sum benefit, equivalent to 12 months’ benefit, after you have received the maximum monthly benefit and in the event you are still unable to return to work.

Subject to eligibility, there will be an opportunity for Ringway and Eurovia employees to join the Voluntary Group Income Protection Plan during pre-arranged enrolment sessions, where each employee will have the option of receiving a confidential and personal presentation.

55 A proportional benefit should you return to work on a part-time basis or in a different, less well-paid role.

Call now on 0845 122 0066

The Voluntary Group Income Protection Plan is underwritten by Bupa and will be presented by enrolment consultants representing Personal Group Benefits Ltd. Personal Group Benefits Limited and Bupa are authorised and regulated by the Financial Services Authority. * Terms and Conditions apply

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Health Club Membership Up to 60% gym discount.* Health Force is a company dedicated to bringing you more affordable gym membership. You can save up to 60% on monthly subscriptions. Prices at top clubs like LivingWell start from just £25 per month for peak membership and there are 100s of other top clubs to choose from including Fitness Express, Otium, kinetika, Body Sense, Spirit and many more.

For full details of participating clubs just speak to one of our friendly operators or visit the website below.

Call now on 0845 120 1815 Quote Ref: Ringway Eurovia Visit www.health-force.co.uk Please visit the Health & Leisure section on your benefits website for full details of the offers available. * Terms and conditions apply. See website for full details. Participating clubs and prices can vary.

Eyecare Specsavers Premium Club offers you and your family an exclusive discount on your glasses of £20 off the £99 range and above at no cost to you.

To request your Premium Club voucher, and up to two further vouchers for family members all you need to do is phone the Claims Department on 0845 120 1029. The voucher will then be sent directly to you by return.

You can redeem Premium Club vouchers at any of the Specsavers opticians of which there are over 670 branches nationwide. Specsavers offers a huge choice of frames and lenses and has recently been voted “Britain’s Most Trusted Optician Chain” for the ninth year running.

You can use your Premium Club voucher to save money in conjunction with many in-store offers, including, when available, two-for-one. Full terms and conditions are shown on the reverse of the voucher.

Only one voucher can be used per transaction.

To find your local Specsavers branch, and for full information about the many styles available which include designer brands such as Jasper Conran, Missoni, Red or Dead, Roxy, Tommy Hilfiger, French Connection, Osiris, Bench and Animal please visit the website at www.specsavers.co.uk

Call Claims now on 0845 120 1029 19

Quote Ref: Your Choice

Personal Group Hospital Plan Being in hospital can be expensive.

You may have unforeseen costs, and may even find that your income is lower than expected for a while.

The Personal Group Hospital Plan makes a cash payment to you if you are in hospital - anywhere in the world. So if you are confined to hospital you’ll have some help towards those extra bills.

The Personal Group Hospital Plan is only available following a full explanation of the cover by a Personal Group Representative during the pre-arranged employee enrolment programme.

The table below shows examples of individual cover available.

55 Immediate worldwide cover

Features include: 55 Cover available for employees, their partners and children

55 Hospital Outpatient treatment benefit see the policy document issued to you for details of claims entitlement

55 Payments made from the very first night in hospital including a double payment for the first night of any new claim

55 Benefits are paid in addition to any other benefits you may receive

55 No exclusion for pre-existing conditions (apart from pregnancy) if you sign up during the benefit roll out period

55 Generous cover of up to 730 nights in hospital per claim

55 Straightforward claims process

Examples of individual cover available to Ringway and Eurovia employees: Monthly premium

Nightly benefit in hospital

£1.17

£5.07

£25

£2.34

£10.14

£50

£3.51

£15.21

£75

£4.68

£20.28

£100

Weekly premium

First night in hospital

Outpatient benefit

Maximum benefit in hospital

£50

£25

£18,275

£100

£50

£36,550

£150

£75

£54,825

£200

£100

£73,100

(double benefit)

Personal Group Death Benefit Scheme Features include: 55 Cover available for employees, their partners and children

55 Pre-existing conditions are covered in full once you have been insured for a year Check with your Personal Group Representative to see if this cover is available to you.

55 A choice of benefit levels

Call 0844 826 3500 Full details of our terms, conditions, and exclusions are available on request. The Personal Group Hospital Plan is underwritten by Personal Assurance Plc, which is represented by employees of Personal Group Benefits. Both companies are authorised and regulated by the Financial Services Authority. The Personal Group Death Benefit Scheme is jointly underwritten by Unum Limited and St Andrew’s Life Assurance Plc.

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Š 2010 Personal Group Benefits Ltd Issue - November 2010 BBRIN10/VERS1