Buyer Steps to Success- What We Do!

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The Right Home, The Right Approach, Tailored To You

My goal is to ensure your home-buying experience is effective and tailored to your needs.

With extensive market knowledge and a proven track record, I’m here to provide you with the insights and guidance you need to make informed decisions. I go beyond simply finding you a home--I’ll be with you through each critical moment to secure the right home for you.

What sets me apart is my commitment to detail and proactive approach. Whether it’s providing you with realtime market data, negotiating the best terms or navigating complex contingencies, I bring a strategic mindset and thorough understanding of the market to every interaction.

Why Work With an Agent

89% 67% 38%

of buyers purchased their home through a real estate agent or broker

of first-time buyers felt without proper guidance, It lead to less favorable purchase terms

of buyers without an agent reported feeling Sellers took advantage of them leading to less favorable terms

Navigating the home-buying process without professional support can leave you exposed to costly mistakes and missed opportunities. With the complexities of real estate transactions, having an agent by your side ensures you’re making informed decisions and avoiding potential pitfalls. An experienced Realtor brings invaluable market insight and negotiation skills that can make the difference between a good deal and a great one.

The majority of homebuyers understand this value, which is why so many choose to work with a Realtor. Beyond just handling paperwork, your agent advocates for your best interests, ensuring that your home purchase is a smart and secure investment

Client Level Services

Understand your short-term and long-term plans for a property and your reasons for purchasing

After discussing options, agree on a strategy - make a plan that achieves your goals

Explain city ordinances that may affect your property

Explain how to appeal property tax assessment

Explain conditions that are typical or unusual, especially regarding older homes

Point out historic district boundaries

Explain how historic district regulations can affect future repairs and upgrades

city

Explain how to file for favorable property tax treatment, such as homestead exemption application

Give referrals for the best agents to help you sell your current home in another city if needed

Point out homes that have recently sold and the prices they sold for

Explain lead based paint and give information about protecting your family from lead and disclosures

Provide names of reliable contractors, movers, etc

Explain recording devices during showings

Explain property appraisal process

Give you an initial tour to familiarize you with the area

Explain home inspection process

Provide an overview of current market conditions

Explain home warranty options

Explain school districts' effect on home values

Update you when new homes will be coming on the market

Give you access to my database of all homes & condos for sale

and refine your search criteria with you

Email you new listings that match your stated criteria

Discuss the positive and negative features of all homes that you are considering

Attend neighborhood open houses with you to quickly acquaint you with the various property styles available

Preview properties for outof-town clients

Provide additional unpublished pertinent information on all properties that interest you

Provide unbiased insights and guidance on how well a property matches your criteria

FaceTime showings when you can't be available

Take additional photos/videos of properties for out-of-town buyers

Schedule and coordinate home showings

Listen, learn and adjust following each showing

Organize for most efficient mapping and timing of showings

Accompany you to all home showings 53

Following all showings, give my honest, unbiased opinion (reverse any Seller's Agent spin)

Gather your feedback after each showing 55

Promptly convey price changes and status changes on properties of interest

Send homes ongoing to you that fit your criteria

Start showing you homes you are requesting to see

Introduce you to new builds In the desired area

Update listing agents with your feedback, but not disclose any private information

Disclose to you all relevant information that I uncover on a home, the Sellers and their motivations

Research and compile information on each property of interest

Research the past sales history on any properties

Obtain Tax Assessor's record on properties

Research opportunities (expired listings)

Inquire with unavailable homeowners if they would be willing to sell their home to you

Research comparable currently listed properties

Get inside information on a subject property and immediate neighborhood

Research sales activity for the past 12 months from MLS and public records databases

Research "average days on market" for this property type, price range, and location

Obtain house plans, if applicable and available

Research property's land use zoning, deed restrictions, current use

Research if property is in a flood zone or has wetlands

Compile interior room sizes

Research property's ownership & deed type

Research property's public record information for lot size & dimensions

Solicit information from Seller's Agent (other offers, seller's situation, price flexibility, etc.)

Review listing information and ask for any clarifications from Seller's Agent

Obtain and review with you the Seller's Property Disclosures

Obtain and review with you the Seller's Lead Disclosure 91

Verify that information on the listing sheet matches City records 92

Confirm that you have obtained homeowner's insurance 93

Point out any property flaws that may not be obvious 94

Confirm Water Source and Status 95

Discuss Transferable Warranties 96

Determine Property Inclusions & Exclusions 97

Verify any Existing Lease Agreements 98

Obtain A Copy of HOA Bylaws 99

Keep Track of Copies for Office File 100

For the homes you like, I prepare a Market Analysis Report with my opinion of market value

Identify and discuss the Seller's negotiating strengths and weaknesses 102

Explain how to best make an offer without having sold a current home 106

Discuss multiple offer situationsand nonnegotiables 107

Identify and discuss your negotiating strengths and weaknesses 103

Update mortgage preapproval letter for each offer 108

Discuss strategies for making and negotiating an offer, along with my opinion of a Seller's response 104

Recommend ways to strengthen your offer without it costing you more money 105

Explain how inspection and financing contingencies work 109

Advise you on the deposit you give with your offer 110

Advise on escrow deposit once your offer is accepted 111

Negotiate for the most favorable closing date for you 116

Explain escrow (how your deposit money is held) and how to best protect your deposit 112

Prepare Buyer's Proof Of Funds 113

Counsel you on how I can best counter an offer from the Seller 117

118

Prepare your Offer and present it to the Seller or Seller's Agent 114 115

Negotiate offers on your behalf to obtain the best price & terms for you

119

Early in the search process, review with you a typical Purchase & Sales Agreement

Recommend additional favorable provisions that are not part of a standard sales agreement

120

Prepare a Purchase & Sales Agreement (P&S) that is most favorable to you

121

Deliver to you a fullyexecuted Purchase & Sales Agreement (P&S)

Request and prepare any addendum and/or extension 122

123

Provide names of home inspection companies that have performed well for my past buyer clients

Explain the home inspection process and how various condition issues are typically dealt with 124

Work with you to determine what inspections are prudent (mechanical, pest, radon, lead, etc ) 125

Explain your right to inspect for the presence of lead

Explain potential radon gas hazards and how to be certain your new home is safe

Discuss pest and termite inspections 128

Coordinate your professional home inspection with the Seller's Agent and your Home Inspector 129

Identify any potential conflicts with Home Inspector/your schedule

Review with you your Home Inspector's Report

Negotiate with Seller's Agent for the correction of any inspection deficiencies

Provide recommendations for mortgage lenders that my clients have been happy using

Discuss financing options

Verify that any promised repairs are made

Assist you with obtaining a mortgage pre-approval letter from a lender

Negotiate any postinspection price reduction or concessions

Advise you on a properly specified mortgage contingency

Get all agreed upon repair items in writing

If requested, assist you with your financing application and follow up with lender as necessary

Follow loan processing through to your written Loan Commitment

Check in with Lender throughout the process to ensure we are on track

Explain property appraisal process

Check on the appraisal date

Contact Lender as needed to ensure loan processing is on track

Negotiate any unsatisfactory appraisals

Notify Seller's Agent when your Loan Commitment has been obtained

Account for and transfer your deposit (escrow) money

For condos, determine if any working capital deposit is required or if there are any special assessments due

Discuss Home Owner's Associations

Verify condo association fees and provide contact information for property manager 151

Obtain and review with you condo rules, resale certificate, budget, financial statements, condo docs 152

Provide recommendations for real estate closing attorneys or closing companies whom past clients were happy using 153

Explain title insurance and how to obtain it 154

Negotiate to have corrected any deficiencies found during the final walkthrough inspection 156

Request copy of Closing Documents from your closing attorney/closing company 157

Receive & carefully review closing figures to ensure their accuracy 158

Arrange for and attend with you a final walk-through inspection on closing day 155

Confirm that your earnest money deposit is properly credited toward your purchase 159

Attend your closing with you 160

Confirm Repairs Have Been Made By Sellers 171

Perform Final WalkThrough with Buyers

Resolve Any Last Minute Issues

Close Out Buyer’s File with Brokerage 176

Get CDA Signed By Brokerage 177

Provide Home Warranty Paperwork

Give Keys and Accessories to Buyers

Always provide my opinions and insights having worked with over 1000 Buyers like you 178

Explain how Buyers make the most of my market knowledge, experience, and negotiation skills 179

Provide you with references from past clients

Always be available to answer any and all of your questions 181

Explain your legal options of working with a Realtor 182

After hours and weekend availability to clients 186

Keep confidential your personal and financial information 187

Explain that the Seller's Agent's legal responsibility is to the Seller, not to you, the Buyer 183

Explain the new rules in the news about Realtor fees 184

Explain all the benefits of using me as your Buyer's Agent 188

Complete in writing my Buyer's Agent commitment to you 189

Loyalty - put your interest ahead of all others, including my own 185

Determine and put in writing your preference for working with me as your Realtor 190

Your Strategic Advantage

Although all steps may not be necessary to your transaction, customization is key. They’re designed to give you the edge in a competitive market. Imagine working with an expert who knows which ones are most important, how to negotiate the terms that protect your interests and advocate on your behalf.

From the first consultation to the final signature, I ensure that nothing is left to chance as we secure your ideal home.

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