May 2023

Page 1

Ha is-Steele

MAY 2023

18 Whirlwind Months

What Led You To Pursue Real Estate As A Career?

It was kind of a perfect storm of life events that aligned to lead me to real estate! I spent a long time building my career in multifamily housing and after climbing the corporate ladder I found it deeply unful lling, and had lost sense of providing real value to my residents. In 2019, my property portfolio was sold to a different investment group, a new company stepped in that I didn’t ethically align with, and my mother was diagnosed with cancer and then passed away shortly after. It was a di cult but formative season of my life , and I knew I need to make a change. I wanted to continue to use my industry expertise in service of my community. It just so happens that Real Estate is exactly where I was meant to be all along!

Do You Have Any Industry Insight You Would Like To Share?

There have been some exciting changes in lending recently. An across-the-board reduction in PMI percentage has positively impacted not just rst-time buyers, but all prospective FHA buyers. The reduced PMI percentage helps to offset higher interest rates by lowering monthly payments. This increased affordability helps provide access to housing for far more households in our community.

What Are You Most Passionate About As A Realtor?

I love every aspect of my career, but my heart lies with helping rst-time home buyers nd their way in an admittedly challenging market. Access to decent and affordable housing is crucial for a household’s well-being in all areas of life. Sustaining homeownership fosters wealth building- if you think your home acting almost as a savings account- through home value appreciation and the owner’s ability to generate home equity. I feel compelled to do my part to positively impact homeownership inequality and I use my agency to counsel, provide education and resources, set goals, and to help my rst-time buyer clients in nding their own “Wayhome”.

JENNIFER H

What Drives You To Be Successful In Your Business?

For me there was never another option. After leaving my career, losing my mom to cancer, and a di cult divorce I found myself in uncertain waters as a new agent and business owner. There wasn’t a backup plan or safety net, I

Ha is-S t eel e
The day you plant the seed is not the day you eat the fruit. Jennifer Harris-Steele Months in Real Estate
JHarrisSteele@c21bradley.com REALTOR®
260.348.3529
GROWTH CHART 2023 $100 $0 MILLION $200 MILLION $300 MILLION $400 MILLION $500 MILLION $600 MILLION $700 MILLION $800 MILLION $900 MILLION $1 BILLION 1 OFFICE IN THE WORLD FOR THE LAST 6 YEARS OVER $5 BILLION SOLD IN 6 YEARS $1,039,000,000 We’re your local HOME LENDING TEAM Contact us today to get started www.ruoff.com Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails. aspx/COMPANY/141868. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. 05032023 MORTGAGE

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