Govt agencies’ cash utilization rate slows to 97.3%
DESPITE the increase in cash releases, state agencies utilized P3.619 trillion, recording a utilization rate of 97.3 percent.
The utilization rate was also lower compared to the 99 percent posted during the same period a year ago.
A higher NCA utilization rate indicates stronger fund absorption and timely program implementation among agencies.
Of the total NCAs released, line departments obtained 73.88 percent or equivalent to P2.748 trillion.
These agencies disbursed P2.654 trillion or 96.6 percent, posting a 96.6-percent utilization rate, slower than last year’s 98 percent.
The Department of Public Works and Highways (DPWH) and the Department of Education (DepEd) remained the top recipients of NCAs, with P684.86 billion and P542.24 billion, respectively.
Both, however, reported slightly lower utilization rates—95.6 percent for DPWH and 97.7 percent for DepEd—compared with 100 percent and 98 percent a year earlier.
Meanwhile, the Office of the Vice President, the Judiciary and the Office of the Ombudsman recorded a 100-percent NCA utilization rate among line departments.
At the other end, the Department of Energy posted the lowest utilization rate at 68.3 percent, followed by the Department of Information and Communications Technology at 71.6 percent.
Furthermore, the government-owned and -controlled corporations received P92.504 billion in budgetary support, of
DepEd sets aside ₧1.35B for learning packets in disaster-induced disruptions
By Reine Juvierre S. Alberto
OREIGN borrowings greenlit by the Monetary Board plunged by over 70 percent in the third quarter, according to the Bangko Sentral ng Pilipinas (BSP).
On Friday, the BSP said the Monetary Board approved $1.10 billion worth of proposed public-sector foreign borrowings in the third quarter of the year.
This represents a 71.13-percent decrease from the $3.81 billion in approved foreign debt in the same period a year ago.
The Central Bank said the loans, which have medium- to long-term maturities, were intended for social protection projects.
According to Michael L. Ricafort, chief economist at Rizal Commercial Banking Corporation, the drop in foreign borrowings shows the government’s strategy to rely less on external financing.
This year, the government’s financing mix is set at 81:19, in favor of domestic sources. This means P2.106 trillion will be borrowed from the local debt market, while P494 billion will come from foreign financiers.
Moreover, Ricafort said the lower external borrowings also reflect cautiousness amid heightened foreign-exchange risks.
Ricafort told the BusinessMirror that it
ABy Samuel P. Medenilla
MID the growing geopolitical and geoeconomic challenges, President Ferdinand Marcos Jr. will push for maximizing free-trade agreements (FTAs) of the Association of Southeast Asian Nations (Asean) with its biggest trade partners, including China, at the regional bloc’s upcoming summit in Malaysia during the weekend, according to the Department of Foreign Affairs (DFA).
Two major economic trade-related documents—the Second Protocol to amend the Asean Trade in Goods Agreement (ATIGA) and the Asean-China Free Trade Area (FTA) 3.0 upgrade—are expected to be signed at the 47th Asean Summit, to be held from October 26 to 28.
Both agreements are part of the country’s “economic-related” priorities among the 80 outcome documents from the Summit.
Another important document which is also expected to be finalized during the Summit is the Declaration on the Admission of Timor-Leste into Asean as its 11th member.
In a press briefing in Malacañang on Friday, DFA spokesperson Angelica C. Escalona said Marcos will be attending the signing ceremonies of the three documents.
“In all these engagements, the President will advance Philippine interests in Asean by strengthening security and stability, enhancing economic cooperation,
See “PBBM,” A2
was part of the “learning from the lessons from past crisis periods, as foreign loans could lead to foreign-exchange losses for those borrowers that are not hedged.”
The peso traded near nine-month highs against the US dollar and close to the record P59 level that was sustained for more than three years already, Ricafort added.
“Thus, lower amount of approved foreign loans reflected that cautiousness vs. potential forex losses that entail US dollar and other foreign loans,” Ricafort said.
Ricafort also noted that since the start of the Russia-Ukraine war in February 2022, the US dollar has appreciated by around 15 percent, making foreign borrowings more expensive not only in terms of interest costs but also potential forex losses.
By Claudeth Mocon-Ciriaco
THE Department of Education (DepEd) has earmarked P1.35 billion for the printing, delivery, and training related to Learning Packets and Dynamic Learning Program (DLP) materials, to ensure schools are prepared to mitigate learning disruptions caused by natural disasters.
“These funds are about preparedness and continuity,” said Education Secretary Juan Edgardo “Sonny” Angara, stressing that the initiative is aligned with the commitment of President Ferdinand R. Marcos Jr., aiming to equip teachers and students with tools that allow classes to continue safely, even when schools are temporarily closed.
“During hard times, children need more hope and direction. That’s why, even if there’s limited electricity, internet signals or access to schools, there must be a way for learning to continue,” Angara added, partly in Filipino.
The funding, including the fund from the Regional Offices, covers the printing and distribution of Learning Packets for Grades 1 to 12 amounting to P950 million and Dynamic Learning Program materials of P499 million for Junior High School learners.
Public schools are instructed to provide one set of Learning Packets per grade level to students from Grade 1 to Grade 12.
Each Learning Packet will contain 25 to 50 self-paced activities per grade level, designed to strengthen literacy, numeracy, and problem-solving skills. Some materials also include enrichment activities for advance learning or life skills development.
The DLP, meanwhile, provides structured, activity-based lessons that students can work on independently. Learners can copy and answer the DLP sheets using paper or notebooks, making it possible to continue learning even without electricity, gadgets, or internet connection.
“These materials are part of our continuing push for learning resilience.
HIGHLAND HARMONY In a dazzling display of culture and color, the Cordillera’s version of the Aliwan Festival marked its fourth year with street dancers from Baguio City, Benguet, Ifugao, Apayao, Kalinga, Mountain Province, Abra, and Tabuk filling Session Road with rhythmic steps and vibrant tableaux. Performing before Tourism Secretary Christina Frasco and regional officials, the contingents showcased the rich tapestry of Cordilleran traditions—turning Baguio’s main thoroughfare into a mountain stage of unity and pride. Dubbed the “Festival of Festivals,” the event serves as the regional selection pageant for this year’s Aliwan Festival, where the best among the Cordilleran celebrations will represent the region on the national stage. MAURICIO VICTA
“It was part of the learning from the lessons from past crisis periods, as foreign loans could lead to foreignexchange losses for those borrowers that are not hedged.”— Michael L. Ricafort, Chief Economist, RCBC
ICC judges reject jurisdiction challenge in Duterte case
By Molly Quell The Associated Press
THE HAGUE, Netherlands —
International Criminal Court judges on Thursday rejected a challenge to jurisdiction in the case of former Philippine President Rodrigo Duterte, who is accused of involvement in dozens of killings as part of his so-called war on drugs when in office.
Defense lawyers for the 80year old Duterte argued that because the Philippines left the court before prosecutors opened a formal investigation into the mass killings, the ICC didn’t have the authority to continue with the proceedings.
A pretrial panel of judges dismissed the motion. Countries can’t “abuse” their right to withdraw from the Rome Statute “by shielding persons from justice in relation to alleged crimes that are already under consideration,” the 32-page decision says.
became effective.
Last month, judges postponed a pretrial hearing over concerns about Duterte’s health. His lawyers asked for the proceedings to be delayed indefinitely, saying their client is “not fit to stand trial.” The court also decided that Duterte must remain in detention, because he’s a flight risk.
The Duterte administration moved to suspend the global court’s investigation before, arguing in late 2021 that Philippine authorities were already looking into the same allegations and the ICC — a court of last resort — therefore didn’t have jurisdiction.
and broadening engagement with dialogue partners,” Escalona said.
In May, Marcos pushed for updating ATIGA to increase trade in the regional bloc by further removing existing tariff and nontariff barriers among its members countries.
Areas of cooperation AS for the Asean-China FTA, Escalona said the document is proof that the Philippines’ engagement with Beijing goes beyond disputes related to the West Philippine Sea. China continues to encroach on the West Philippine Sea, which are parts of the South China Sea within the Philippines’ exclusive economic zone, even after it was already invalidated by the 2016 Arbitral ruling.
Prosecutors announced in February 2018 that they would open a preliminary investigation into the violence. In a move that humanrights activists say was aimed at escaping accountability, Duterte, who was president at the time, announced a month later that the Philippines would leave the court. The investigation was formally opened in 2021.
Appeals judges at the ICC rejected those arguments and ruled in 2023 that the investigation could resume.
Nick Kaufman, Duterte’s lead lawyer, said that he plans to continue the challenge to the jurisdiction. The defense “anticipated this decision and will appeal it,” he told The Associated Press.
The charges against Duterte date from November 1, 2011, when he was still mayor of the southern city of Davao, to March 16, 2019, when the withdrawal THE International Criminal Court
We want to make sure that despite storms, floods or earthquakes, children still have their learning tools. Education must be the last to stop and the first to recover,” Angara said. Closer coordination with LGU THE approach also encourages closer coordination with local government units (LGUs) to ensure that schools in high-risk areas can quickly activate alternative learning modes when in-person classes are suspended.
Regional Directors have been instructed to oversee the timely production and delivery of materials and to submit monthly accomplishment reports.
The Bureau of Learning Resources (BLR), Bureau of Learning Delivery (BLD), and the National Educators Academy of the Philippines (NEAP) will also provide technical assistance and training for teachers and local implementers.
Angara underscored that the initiative reflects DepEd’s commitment to build a future-ready and disaster-resilient education system to further empower teachers and local leaders to act immediately and confidently when disruptions occur.
“Aside from learning recovery, we must now invest in learning readiness. If the school is ready, the nation is also ready. Education is not only about what we teach in good weather—it’s about how we make learning endure, rain or shine,” Angara concluded.
Duterte was arrested in March and sent to the court in The Hague. He denies the charges of crimes against humanity.
The ICC has been investigating mass killings in crackdowns overseen by Duterte when he served as mayor and later as president of the Philippines. Estimates of the death toll of the crackdown during Duterte’s presidential term vary, from the more than 6,000 that the national police have reported and up to 30,000 claimed by humanrights groups.
“As I mentioned, the West Philippine Sea is not the sum total of our relations with China. We look at all the other areas of cooperation as well,” Escalona said. The DFA official, however, pointed out that the Philippines will continue to push for the pending Asean-China Code of Conduct for the South China Sea, which is being supported by Marcos for the peaceful settlement of possible maritime disputes in the important waterway.
“As regards the Code of Conduct, well, as the incoming Chair, the Philippines will work with Asean member states in China for the conclusion of an effective, substantive, and legally binding Code of Conduct in the South China Sea,” Escalona said when asked if the Philippines will pursue the completion of the said Code of Conduct once it takes over the Asean chairmanship next year.
From January to September this year, public-sector foreign borrowings reached $12.28 billion.
Under Section 20, Article VII of the 1987 Constitution of the Republic of the Philippines and as mandated under Letter of Instructions No. 158 dated January 21, 1974, the BSP is tasked to approve the government’s foreign loans.
“Under the law, all foreign borrowing proposals by the national government, government agencies, and government financial institutions, as well as loans to be guaranteed by the national government require prior approval of the BSP’s Monetary Board. This is in line with the BSP’s tasks of ensuring that the country’s foreign debt remains manageable,” the BSP said.
The government’s outstanding debt reached P17.468 trillion as of end-August, up by 12.3 percent from P15.550 trillion during the same period a year ago.
Of the total debt stock, 69.19 percent was borrowed locally, while 30.81 percent came from foreign sources.
The Bureau of the Treasury said this is a “generally more favorable debt position,” since domestic debts are less vulnerable to shifts in foreign-exchange movements.
“Domestic borrowing is largely owed to Filipinos themselves, providing a safe and secure investment vehicle for wealth growth while also ensuring that the money circulates back into the local economy,” the Treasury added.
Aside from China, Asean also has FTAs with South Korea, Japan, India, Australia and New Zealand. Bilateral engagements DFA has yet to release the list of countries that will engage Marcos in bilateral talks during the sidelines of the Asean Summit, since it is still being finalized.
However, Escalona noted that the Philippines is expected to have a constructive engagement with the United States on economic matters although she has not confirmed if it will be through a bilateral meeting between Marcos and United States President Donald Trump.
Based on international news reports, Trump is expected to attend the upcoming Asean Summit.
“Our position is that we want to constructively engage the US and we also want to discuss with other Asean member states on how to improve the Asean trade and make use of our existing FTAs,” Escalona said.
The President, she said, is also expected to attend the meeting on the Regional Comprehensive Economic Partnership (RCEP), an FTA signed by 15 Asia-Pacific countries, including the Philippines.
“What will be discussed here is the leaders’ direction in enhancing RCEP implementation and exchanging views on regional and international issues, and this is what I got from the DTI [Department of Trade and Industry],” Escalona said, partly in Filipino.
FORMER Philippine President Rodrigo Duterte takes oath during a Senate inquiry on the socalled war on drugs during his administration at the Philippine Senate, on October 28, 2024, in Manila.
in The Hague, Netherlands, March 12, 2025. AP/OMAR HAVANA
San Miguel Corporation lists maiden exchange offering and follow-on offering Series 2 preferred shares
SAN Miguel Corporation (SMC) management executives rang the Philippine Stock Exchange (PSE) trading bell on Friday, October 24, 2025 to mark the official listing of its maiden exchange offering preferred shares—SMC2P, SMC2Q, SMC2R—and preferred securities SMC2S, SMC2T, and SMC2U from its follow-on offering (FOO).
Alsons Dev to revive Davao’s iconic souvenir shopping hub Aldevinco
By Manuel T. Cayon
DAVAO CITY—The iconic souvenir shopping center here will be revived soon, three years after it was shelved to give way to a high-rise construction beside it.
The Alcantara-owned Alsons Development and Investment Corp. (Alsons Dev) announced this week it will begin the redevelopment of the Aldevinco Shopping Center site by the end of October.
“Located at the corner of C.M. Recto and Roxas Avenue, the property has long been an iconic presence in downtown Davao. The redevelopment will usher in a new era for this historic landmark, paving the way for a modern, mixed-use destination that supports the city’s continued growth and revitalization while honoring its history and heritage,” the company said.
The company was yet to issue the artist’s perspective of a revived shopping center but it said the aging buildings will be cleared “to make way for a redevelopment that continues to cultivate Davao’s growth.”
The Aldevinco used to be one-floor arcade located at the heart of downtown Davao where tenant stores display an array of indigenous items, from beads, trinklets and scarves to malong or wrap-around cloth, traditional clothes and household items. There were also imitation or replica of cultural artifacts, from hunting bows and arrows, agongs, miniature boats and hardwood furniture, to wooden arches, handcrafted boxes and cabinets, and brasswares.
Stores also offer money exchange to and from foreign currencies.
The Aldev said “transformation will begin with the demolition of the buildings on the premises, a necessary step due to the structure’s age and safety considerations.”
“The work will be carried out in sections to minimize disruption and ensure the safety of pedestrians, workers, and nearby establishments. The company is also working closely with the Office of the City Building Official (OCBO) and other relevant government agencies to ensure full compliance with local regulations,” it added.
It said the redeveloped property “is envisioned to become a flagship mixed-use development that reflects Alsons Dev’s vision for vibrant, sustainable, and people-centric spaces.”
The former tenants relocated to nearby locations when the old Aldevinco closed shop in 2021, many of them transferring to another Aldev-constructed shopping center The Poblacion, the City Triangle or to a new arcade just across the same Claveria Street.
While long-term plans are being finalized, Alsons Dev will temporarily use the 5,106-square-meter site into a paid parking facility by the second quarter of next year. The interim space will feature designated areas for food trucks and carts, offering convenience and new opportunities for small businesses while keeping the property active and vibrant in the heart of the city.
Miguel A. Dominguez, president and chief executive officer of Alsons Dev, said “our vision is to build developments that balance heritage and progress, ensuring that every project we undertake supports the city’s growth. As a homegrown developer, we take pride in helping shape Davao’s evolving environment,”
The Aldevinco Shopping Center was launched in 1965 to become the city’s earliest commercial hubs. “In over five decades, it transitioned from a vibrant marketplace for local traders to a cultural icon showcasing Mindanao’s rich heritage through textiles, antiques, and handicrafts. Though it ceased operations in December 2021, its legacy continues through Poblacion Market Central, where many original tenants still carry forward the spirit of culture, creativity, and commerce.”
companies were holding back on raising capital through the equities market. “SMC proceeded with their FOO, raising P30 billion for its Series 2-S, 2-T and 2-U prefs, one of the biggest amount of capital raised via an FOO in PSE’s history. Not surprisingly, this FOO, like all previous SMC issuances, was oversubscribed, this time by 1.5 times, again reflecting the investors’ trust and confidence in the company’s superior track record and in the transformative leadership and strategic mindset of SMC’s Chairman and CEO, Mr. Ramon S. Ang, and his very capable management team.” The funds raised from this FOO
SARI-SARI stores are rapidly digitalizing their operations, driven by a significant increase in e-wallet use, according to a new report from Filipino tech startup Packworks.
The report used their internal transaction records as the starting point to conduct a direct survey of more than 2,000 sari-sari store owners within Packworks’ nationwide network of 300,000+ stores from January to August 2025.
According to the data, half of the store owners surveyed reported a 75-percent increase in e-wallet usage in their store operations between January and August. The remaining respondents also saw substantial growth: 20 percent experienced a 100-percent increase in usage, another 20 percent saw a 50-percent increase, and 10 percent reported a 10-percent rise.
Store owners largely attribute this growing adoption to increased consumer demand, as their customers are also turning to e-wallets to buy goods, access funds, and settle bills at their local stores.
“Maraming nang nagpapa- cashin at cash-out at bumibili gamit ang mga e-wallet. Dahil dumarami, gusto namin masabayan ang pangangailangan nila. Nakakatulong din naman ito sa amin para magkaroon kami ng dagdag kita,” [A lot of our customers are making cashin and cash-out transactions
THE Clark Development Corporation (CDC) was among 59 government agencies honored for exemplary public service during the 2025 Report Card Survey (RCS) Awards of the AntiRed Tape Authority (ARTA) held on October 23 at Conrad Manila. CDC received the Silver Award after earning a “Very Satisfactory” rating in the 2024 RCS 2.0 1st Cycle Implementation. The survey assessed 904 government offices nationwide, measuring compliance with Republic Act No. 11032 or the Ease of Doing Business and Efficient Government Service Delivery Act of 2018.
CDC President and CEO Atty. Agnes VST Devanadera accepted the award on behalf of the corporation, joined by Vice President for Business Development and Business Enhancement Group
Atty. Noelle Mina Meneses, Vice President for Legal Affairs Group Atty. Gloria Victoria Taruc, and
aside from buying products with e-wallets. Since more customers are using them, we want to keep up with their needs. It also helps us earn a little extra), said Marijane Rea, a sari-sari store owner from Laguna.
Store owners are using e-wallets for a variety of business operations. About 40 percent use the platforms for in-store payments, 30 percent for bill payments, and the remaining 30 percent for cashin and cash-out transactions.
This digital shift is quickly becoming a critical source of revenue. Around 13 percent of store owners say their e-wallet earnings equal their revenue from physical goods. Among the rest of the respondents, e-wallets still contribute significantly: 66 percent say that about 20 percent of their revenues come from ewallet use, and the remaining 21 percent say their e-wallet earnings account for 10 percent of their total revenue.
GCash and Maya are the widely used e-wallets, with 85 percent of store owners reporting using GCash for their business transactions and 15 percent using Maya.
“Bukod sa kita namin sa tindahan, nagkaroon kami ng dagdag kita sa paggamit sa mga e-wallet kasi meron kaming tubo na PHP 10 hanggang PHP 20 sa pag -cash-in at cashout, o di kaya tuwing nagbabayad
Vice President for Security Services Group PMGen. Lina Sarmiento (Ret.)
In her message, Devanadera underscored the role of ARTA reforms in improving governance and investor confidence.
“Now, we see and appreciate how ARTA has transformed governance and service delivery. The first thing that our investors and locators look for is the ease of doing business,” she said.
“In fact, that is the competitive edge of other countries over the Philippine economic zones. It is ARTA that spells the difference in making a decision for foreign investors—whether they will invest in the Philippines or in other parts of the world,” she added.
ARTA Secretary Ernesto Perez lauded the awardees for institutionalizing reforms and enhancing frontline services.
“With this milestone, I extend my heartfelt congratulations to all
ng kuryente, tubig, o internet ang mga customer,” (Besides the income we earn from the store, we also get extra earnings from using e-wallets because we earn a profit of PHP 10 to PHP 20 from cashin and cash-out transactions, or whenever customers pay for electricity, water, or internet bills), said Rachel Miguel, a store owner from Bacolod.
To increase their transaction capacity and meet surging customer demand, sari-sari stores are strategically using up to five e-wallet accounts. According to the report, with each account having a monthly limit of P100,000 to P500,000, the combined monthly transaction capacity is up to P3.5 million.
This trend supports the 30 percent of store owners’ interest in upgrading their e-wallets to business accounts to maintain a higher monthly limit of P1 million.
Data from the Bangko Sentral ng Pilipinas indicated that approximately 57 percent of total retail transactions were cashless in 2024, highlighting the increasing use of digital payments for everyday purchases and financial transactions.
Packworks Chief Platform Officer Hubert Yap highlights that sari-sari stores are rapidly embrac -
participating agencies and offices that rose to the occasion and delivered with excellence,” Perez said.
“This brings some goodness, some bright light in the darkness that surrounds our nation today.
Let us all celebrate tonight and recognize those who live up to the expectations,” he added.
Under Devanadera’s leadership, CDC has implemented digital platforms, streamlined permitting processes, and automated revenue monitoring systems to improve ease of doing business.
These include online registration tools, centralized service hubs, and compliance tracking mechanisms designed to simplify transactions and enhance investor experience.
The ARTA RCS Awards recognize agencies that demonstrate integrity, innovation, and excellence in public service, values CDC continues to uphold in its operations within the Clark Freeport and Special Economic Zone.
will refinance SMC’s short-term loans used to redeem Series 2-F preferred shares and to pay for partial redemption of Series 2-J and 2-K preferred shares; while a portion of the proceeds will be invested in infrastructure projects such as the New Manila International Airport in Bulacan and tollways projects. Monzon also noted SMC’s strong performance and staunch commitment to excellence and sustainable development that recently earned the company a number of recognitions globally.
“These accolades not only embody SMC’s corporate leadership, innovation and dedication to nation-building, but position SMC among the world’s frontrunners in ESG,” Monzon added.
DAVAO CITY—Malacanang has appointed Davao del Norte Governor Edwin I. Jubahib to head the Regional Development Council (RDC) XI for the term 2025–2028, the RDC here has confirmed. In its official Facebook account, the RDC XI confirmed that President Ferdinand R. Marcos Jr. has appointed Jubahib as chairman. The RDC XI also sent its congratulations on Friday to welcome his appointment.
“Your leadership marks a new chapter in advancing inclusive and sustainable development across the Davao Region,” the RDC XI said.
As RDC XI chairman, Jubahib shall direct the formulation, implementation and monitoring of comprehensive regional physical and development plans and investment program, the review and approval of policy recommendations, plans and programs, as well as the monitoring and evaluation of major region-wide development activities, the provincial information office said. He shall represent the region in Cabinet meetings and other activities at the national level, particularly in the NEDA Board Regional Development Committee–Mindanao Area Committee.
The RDC XI is the highest policy-making body at the regional level, responsible for coordinating and setting the direction for all the socio-economic development efforts in the Davao Region. Its main tasks are to develop and approve the Regional Development Plan, prioritize investment programs, and ensure that local efforts align with national development goals. This government planning body is composed of local government executives and regional heads of national government agencies, with the addition of the private sector representatives who are nominated by nongovernment organizations and civil society organizations.
Jubahib is currently on his third term as governor.
The information office said it was during his gubernatorial term that Davao del Norte “posted one of the lowest poverty incidences and among the lowest inflation rates in the Davao Region.”
“Despite unprecedented challenges last year, Davao
LandBank, other GOCCs provide financial aid, relief to quake victims
By Reine Juvierre S. Alberto
STATE-RUN Land Bank of the Philippines (LandBank) has provided financial and relief assistance to communities in Davao Oriental and Cebu affected by recent earthquakes.
In a statement, LandBank said it extended P3.2 million in financial aid and P3.1 million worth of relief packs during simultaneous operations led by Finance Secretary Ralph G. Recto and LandBank President and Chief Executive Officer Lynette V. Ortiz on October 23.
In Davao Oriental, LandBank turned over P500,000 to the provincial government and P200,000 each to the City of Mati and Municipality of Manay.
The bank also distributed 1,000 grocery packs to displaced families, funded partly by employee donations.
Meanwhile, in Cebu, LandBank disbursed P2.3 million in financial
Continued from A3
ing digital tools such as e-wallets to diversify their services and grow their businesses.
“The surge in e-wallet use proves that sari-sari stores are rapidly evolving into vital digital hubs for their communities. Aside from simply selling ‘tingi’ physical items, they are now diversifying their product range, offering highmargin, value-added financial services and integrating digital tools such as our app to fundamentally improve their operations and function as near-frictionless nano-banks for the neighborhoods they serve. These findings show that sari-sari stores have been at the forefront leading this digital transformation at the grassroots level,” cited Yap, “And there’s an urgent need to support these micro-entrepreneurs with the right fintech to ensure they can fully capitalize on this opportunity, as they often say in sari-stores, a peso saved is a peso earned!”
PRESIDENT Ferdinand R. Marcos, Jr. led the ceremonial awarding of Certificates of Lot Award (CELA) to beneficiaries of the Social Housing Finance Corporation’s (SHFC) Enhanced Community Mortgage Program (ECMP) during the National Housing Expo held at the World Trade Center in Pasay City on October 23. The ECMP is one of SHFC’s housing initiatives aimed at simplifying and expediting the land acquisition process for organized communities. It builds on the success of the traditional Community Mortgage Program (CMP) by offering more flexible financing options and a faster approval process, in support of the government’s Expanded Pambansang Pabahay para sa Pilipino Program (4PH) to deliver affordable housing for all. Joining the President in the awarding were Department of Human Settlements and Urban Development Secretary Jose Ramon Aliling and SHFC President and CEO Federico Laxa. The awardees represented five homeowners’ as
aid to 11 municipalities, including P500,000 each to Medellin, San Remigio and Daanbantayan, and P100,000 each to Tabogon, Tabuelan, Sogod, Borbon, Catmon, Bantayan, Sta. Fe and Madridejos.
About 2,600 relief packs were also turned over to local social welfare offices in these areas and in Bogo City.
The bank said the latest initiative builds on its earlier relief efforts, which included P4.9 million in aid for Cebu, Bogo City and Masbate, along with 2,000 food packs, 32 portable water filtration systems and the deployment of mobile ATMs to restore financial access in affected areas.
“LandBank remains steadfast
in providing timely assistance to our fellow Filipinos during times of crisis. Beyond immediate relief, we are equally focused on supporting the long-term recovery and rebuilding of affected communities,” Ortiz said.
Beyond relief operations, LandBank also rolled out financial programs to support long-term recovery, such as the Cares Plus for MSMEs and cooperatives, Electronic Salary Loan, EasyCash for Emergencies, PeER Loan for pensioners and government employees, and Emergency Loans of up to P25,000.
“Today, we bring the assurance that we have the means, the resources, and the resolve to support every community affected. We have enough funds to respond quickly, to rebuild, and to come back stronger,” Recto said in his message.
LandBank is among the first to respond to DOF Circular 0032025, which ordered all government financial institutions and state-run corporations to immediately deploy relief operations to calamity-hit areas.
Following this order, the Government Service Insurance System (GSIS) and the Social Security
System (SSS) provided emergency and calamity loans to qualified members and pensioners.
In a separate statement, the Department of Finance said GSIS released P187.68 million in loans to 6,394 members, while SSS disbursed P639.52 million to 38,852 members as of October 6.
The Home Development Mutual Fund, or Pag-IBIG Fund, also extended calamity loans and insurance claims to housing loan borrowers, while LandBank facilitated salary loans for employees and recovery financing for farmers, fishers, MSMEs, cooperatives, and utilities affected by the disaster.
Further, the Philippine Crop Insurance Corporation activated coverage for quake-hit farmers, and the Small Business Corporation rolled out rehabilitation financing for MSMEs.
Other state-run firms, including the National Food Authority, Light Rail Transit Authority, Philippine Charity Sweepstakes Office and Philippine Amusement and Gaming Corporation, also mobilized relief operations, distributing food packs, bottled water, hygiene kits and medical supplies.
Teodoro sees stronger collaboration with ECCP for defense, industrial development
DEFENSE Secretary Gilberto Teodoro Jr. has called for a stronger collaboration with the European Chamber of Commerce of the Philippines (ECCP) to promote transparency, trust, and shared growth in defense and industrial development.
Speaking before the ECCP in Makati City, Teodoro also said the Philippines is “at the spearhead” of current threats to the international order and cited China’s latest illegal actions in the West Philippine Sea.
“The President has instructed us to be unyielding and to reshape our defense ecosystem as quickly as possible into a multi-threat, multi-domain system,” he said.
With this in mind, Teodoro said the DND is pursuing two key thrusts: building internal defense resilience and expanding strategic engagements with
like-minded nations.
He cited as example the Philippines’ advanced talks for Visiting Forces Agreements with France and the United Kingdom.
Teodoro, added, that the country is pursuing a similar arrangement with Canada.
“The more convergence of likeminded countries at the spear’s tip, the better,” he added.
“We must resist and deter any attempt to change the international order to the detriment of our people and future generations,” the DND chief pointed out.
Teodoro also underscored the need to reform the country’s defense acquisition and funding systems, noting that defense spending has long been “miserably low.”
He said the DND will prioritize the development of strategic bases and adopt government-to-government arrangements for defense
directive of Secretary Aliling and the corporation’s commitment to the Marcos administration’s propoor and people-centered housing initiatives. In total, these projects will benefit more than 5,800 families nationwide.
Local officials, lawmakers back urgent passage of Bam’s CAP Act
MORE than 200 local officials, lawmakers, and other leaders have united in expressing their strong support for the passage of Sen. Bam Aquino’s Classroom-Building Acceleration Program (CAP) Act, saying the proposed measure aims to help address the classroom backlog in public schools across the country.
Senate Bill No. 121, authored by Aquino, seeks to decentralize classroom construction by authorizing not only the Department of Public Works and Highways (DPWH) but also local government units (LGUs) and qualified non-government organizations (NGOs) with a proven track record in school-building projects to build classrooms that meet the Department of Education’s standards and guidelines within their respective jurisdictions.
The League of Municipalities of the Philippines (LMP), headed by its national president, Echague Mayor Inno Dy; Naga City Mayor Leni Robredo; Quezon City Mayor Joy Belmonte; Tampakan Mayor Leonard Escobillo; Infanta, Quezon Mayor LA Ruanto; Marikina Mayor Maan Teodoro; and Akbayan Partylist Reps. Chel Diokno and Perci Cendana, were among those who expressed support for Aquino’s measure.
Various vice governors, vice mayors, councilors, board members, and former local officials from across the Philippines also joined in expressing support for the proposed legislation. Belmonte also encouraged fellow Local Chief Executives (LCE) to back this endeavor of building classrooms and show that “we are capable of upholding honest, efficient, and accountable governance.”
Mayor Escobillo, who also serves as president of the League of Municipalities of the Philippines (LMP)–South Cotabato chapter and LMP vice president for the Mindanao cluster, said local governments are “more than willing and ready to take on this role and work with the national government to address the classroom backlog.”
“Ang pagbibigay-kapangyarihan sa DepEd, LGUs, at NGOs na umaksyon at itayo ang mahahalagang espasyong ito ay hindi lamang tungkol sa imprastraktura. Ito ay tungkol sa pamumuhunan sa mas magandang kinabukasan para sa bawat batang Pilipino, na nagbibigay sa kanila ng pantay na pagkakataon na matuto at umunlad,” he added.
Diokno and Cendana also expressed support for the measure, saying it will empower LGUs in constructing quality and safe classrooms.
“The Administration should prioritize the welfare of our youth and certify this proposed measure as urgent so we can provide every Filipino student with a safe, complete, and conducive place to learn. Once enacted into law, this measure will empower local government units [LGUs] and qualified non-government organizations to take part in building classrooms efficiently and transparently,” Diokno stressed.
“We need the Classroom-Building Acceleration Program Act championed by Sen. Bam Aquino upang pabilisin ang pagpapatayo ng mga classrooms. Ma-eempower natinangmgalocal governments and NGOs na magtayo ng dagdag na silid aralan,” Cendana said, adding that quick action is needed to save the country’s education from the brink. Leaders, fellows, and members of the Kaya Natin! Movement for Good Governance and Ethical Leadership and the Jesse M. Robredo Foundation, led by Naga City Mayor Leni Robredo, also added their voice to the growing clamor for Aquino’s measure, calling on the Chief Executive to certify this vital bill as urgent.
in
These communities are part of the initial 34 ECMP projects approved by SHFC, in line with the
In his message, President Marcos reaffirmed his administration’s commitment to realizing the
procurements and joint industrial production.
“We will focus on what we truly need, not just what’s available,” he said, adding that defense selfreliance will depend on reliable, diversified, and secure supply chains aligned with the Philippines’ national interests.
Teodoro likewise expressed the DND’s readiness to engage the ECCP in a structured partnership rooted in transparency and trust.
“For many a times, even with partner government agencies, we have always been the whipping boy. And that ended when Ferdinand Marcos took office and when he appointed me as the Defense Secretary,” Teodoro said.
“And I think that is the obligation I owe to the Filipino people, and that is the standing order of the President,” he added.
Rex Anthony Naval
goal of providing every Filipino family with a safe, decent, and affordable home. “Kaya’t hangga’t may mga Pilipinong nagnanais ng sariling tahanan, hindi po titigil ang pamahalaan sa aming pagkilos. Walang hihinto sa trabaho. Walang maiiwanan sa Bagong Pilipinas,” he said.
For his part, Laxa expressed gratitude for the strong support of the national government, highlighting the ECMP as a vital tool in empowering Filipinos to achieve security of tenure. “Ang programang ito ay hindi lamang nagbibigay ng seguridad sa paninirahan kundi itinataguyod din ang dignidad at kalidad ng buhay ng ating mga benepisyaryo,” he said.
The National Housing Expo, organized by the DHSUD in collaboration with Pag-IBIG Fund, aims to strengthen partnerships with developers and stakeholders in support of the implementation of the Expanded 4PH.
For more information about the ECMP and SHFC’s other housing programs, please visit shfc.gov.ph.
Mayor Teodoro, for her part, shared the same sentiment and joined the growing clamor to transfer classroom construction functions to LGUs.
“Local governments are ready to build and complete more classrooms. We join the call of PBBM and Sen. Bam Aquino to devolve classroom construction to LGUs, ensuring faster implementation, better cost efficiency, and stronger accountability at the local level,” Teodoro said.
“It is critical that we prioritize the learning environments for the next generation. We fully support Senator Bam Aquino’s Classroom-building Acceleration Program [CAP] Act, which will empower LGUs to build classrooms,” Ruanto said.
“The nation faces a significant, crisislevel shortage of classrooms and learning spaces, directly impacting the quality of education for millions of Filipino children. This legislative measure is crucial for immediately addressing this gap,” the group said. Aquino, chairperson of the Senate Committee on Basic Education, earlier urged President Ferdinand Marcos Jr. to certify the proposed measure as urgent to accelerate efforts to eliminate the country’s classroom backlog.
If passed into law, Aquino said Senate Bill No. 121 will complement President Marcos’ directive to directly channel funds to LGUs to help speed up the construction of much-needed classrooms.
During the Senate hearing on the DPWH budget, Public Works Secretary Vince Dizon expressed full support for Aquino’s proposal, saying the agency is open to partnerships that will help accelerate the construction of much-needed classrooms nationwide. Butch Fernandez
Don’t just be coffee drinkers; be coffee nation-builders–Kiko
AS global coffee prices surge, and the local coffee industry is beset by long-running problems, it’s time to reenergize the local coffee industry and reduce the country’s reliance on coffee imports, according to the chairman of the Senate agriculture committee.
Senator Francis “Kiko” Pangilinan called for greater government support to develop the coffee industry and boost its production to meet rising domestic demand.
As the keynote speaker at the first Coffee Sustainability Congress on Thursday at the Makati Sports Club, the senator reflected on the unprecedented rise in coffee consumption among Filipinos, noting that the country is becoming one of the fastest-growing coffee markets in Asia.
In 2023 alone, he said, the local coffee market generated approximately US$2.33 billion and is projected to reach over US$4.4 billion by 2028, with an annual growth rate of 7–12% percent.
Yet, even with rising demand and positive market prospects, Pangilinan noted that the Philippines still imports more coffee than it produces.
“We import about 760,000 metric tons, mostly from Vietnam, Indonesia, and Malaysia to meet the needs, particularly, instant coffee market. That’s the biggest chunk of our total consumption. That means, much of the coffee that wakes us up in the morning does not come from our shores: Foreigner,” he said.
The senator lauded the role of local Filipino producers of coffee, recognizing the challenges they face regarding dwindling farm sizes.
“Behind every cup of local coffee are
around 200,000 smallholder farmers,” Pangilinan pointed out, adding that most of them cultivate less than two hectares of land and have much lower productivity compared to farmers in neighboring countries. He also explained that the industry can only move forward if the government fully implements the Philippine Coffee Industry Roadmap.
The senator emphasized the need for improved coordination between agencies and the private sector, expanded financing that reaches small farmers, investment in climateresilient trees and post-harvest systems, and making extension services accessible down to the municipal level, so that farmers receive direct technical support.
Despite the ongoing challenges faced by coffee farmers, Pangilinan said they stand to benefit from the Sagip-Saka Act, a law he authored in 2019 to allow national government agencies and local government units to buy coffee and other farm products directly from local producers without public bidding.
The law makes it easier for farmers to access institutional markets.
“We already have what it takes to strengthen the coffee industry in the world stage alongside Colombian, Ethiopian, and Vietnamese coffee. Let’s turn Philippine coffee into a global brand synonymous with quality and sustainability,” the senator urged.
“We should be more than just coffee drinkers, let’s be coffee nation-builders as well. Because we deserve the coffee grown by Pinoys that is tasty, good-smelling and really wakes us up,” he added, partly in Filipino. Butch Fernandez
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Valenzuela City.
Time BusinessMirror Our
Realism artist immortalizes jeepney as ‘king of the road’
By Liza Agoot
BDacpano, a retired journalist in this city, is now into visual arts depicting social realism themes.
Many of her favorite artworks use the jeepney, the so-called King of the Road as subject matter, starting at the time when its modernization became an issue that sparked protests from public utility vehicle drivers.
“With the onset of the jeepney modernization program, there are those who support it, but some are against the move. For me, if fully implemented, the phaseout of the old jeepney is inevitable, that is why I want to immortalize it, for the next generation to know what it looks like, for their reference,” she said in an exclusive interview on the sidelines of the Art Market events of SM City Baguio on Tuesday.
She said her works pay tribute to the jeepney that has served its purpose to bring Filipinos to different places, and is a trademark of the country.
Brenda said painting gives her joy and relaxation. Selling them is a bonus.
“There are buyers. After opening my works for display, an interested buyer refused to let go of one of my jeepney works. I was also able to sell four more works with jeepney themes in this art market event,” Brenda noted. She said that when she started doing artworks with jeepneys as subjects, she received appreciation from many people who appreciated her art.
“I did exhibits nationwide, also in the United States, in different regions of Italy, in Malaysia, and the most sellable items are those with jeepney in them,” she said.
The jeepneys come either as a painted figure or as a recycled or upcycled item.
Brenda also has items made of recycled materials, like buttons, hair clips, mobile phone cards and other items that would otherwise end up in the trash.
The artist said she started making artworks during her elementary school days, either to earn recess money or in exchange for snacks.
After her retirement as a journalist, she is now a full-time visual artist, earning an income from activities that allow her to relax and have peace of mind.
Brenda said that aside from jeepneys as well as flowers as subject matter, she also depicts social issues in her art, which even ordinary people can relate to.
She recalled that the first time SM held an art market event during the pandemic, it was in February in time for the Flower Festival. She said she made an artwork with a jeepney and flowers, and it was purchased by Saint Louis University to become part of the institution’s permanent collection.
SM Art Market for budding artists
BRENDA said the SM Art Market is a good avenue, especially for budding artists, to showcase their works and learn about staging exhibits, aside from being a venue for the sharing of information.
She said new artists find displaying their works in galleries and museums costly, while the Art Market provided them with a free venue and opportunity to show their talent.
Moreover, the SM Art Market sells artworks at lower prices, enabling even ordinary people to buy the items they like. PNA
2.6K indigent senior citizens in Laoag City get cash aid
LBy Leilanie Adriano
AOAG CITY—A total of 2,648 senior citizens from Laoag City are set to receive cash incentives from the local government this week as part of the implementation of the Social Pension for Indigent Senior Citizens (SPISC) program.
In a media interview on Tuesday, City Social Welfare and Development Office head Perlita Cabello said the program was made possible through a memorandum of agreement between the Department of Social Welfare and Development and the city government of Laoag to update the list of beneficiaries.
“We have now a total of 2,648 beneficiaries under this program. Those who were taken out from the list include pensioners of GSIS [Government Service Insurance System] and some others who were found receiving other pension,” Cabello said. The first batch of about 1,600 indi-
gent senior citizens received P3,000 each at the Laoag City multi-purpose hall on Tuesday under the SPISC program. “The program focuses on helping senior citizens who are living alone or those who are having a hard time supporting their daily needs,” Cabello said. The pension is on top of the city government’s milestone award for senior citizens who reach 80-84 years old, who will receive P2,000; 85-89 years, P3,000; 90-94 years, P5,000; and 95-99 years, P10,000. The cash incentive is apart from the centenarian gift of P100,000 to those who will reach 100 years old, as provided under Republic Act 10868 or the Centenarians Act of 2016. Throughout Ilocos Norte, less fortunate senior citizens who struggle with their personal care also get cash incentives under Provincial Ordinance 2018-10-063, which was approved seven years ago. PNA
Editor:
Ex-Ombudsman Gutierrez appointed new NCSC chair
By Darryl John Esguerra
PRESIDENT Ferdinand R. Marcos Jr. has appointed former Ombudsman and Justice Secretary Ma. Merceditas N. Gutierrez as chairperson of the National Commission of Senior Citizens (NCSC), Malacañang announced Wednesday.
Palace Press Officer Claire Castro said Gutierrez will serve as NCSC chair until September 17, 2031.
Castro cited Gutierrez’s long track record as a lawyer and public servant as key to her appointment.
Before joining the NCSC, she sat as a member of the Government Service Insurance System (GSIS) Board of Trustees.
Gutierrez served as Ombudsman from 2005 to 2011 and as Justice
Secretary under former president Gloria Macapagal-Arroyo.
Established in 2019, the NCSC leads policy formulation and coordination of programs promoting the welfare, rights, and social inclusion of senior citizens.
NCSC envisions a society that respects and promotes the dignity, security, wellness, and well-being of older persons, and recognizes their contribution to nation-building
through lifelong learning, empowerment, and development in making them truly active citizens.
The country’s senior citizen population is steadily growing, with one source estimating the percentage of the population aged 60 and older could reach 10.25 percent by the end of 2025.
As of July 2025, the Philippines has over 9 million senior citizens, based on 2020 data, with at least 8.4 million registered in the Philippine Identification System. While an exact, up-to-date official figure for 2025 is not yet published, projections suggest the number is growing. PNA
Tricking and treating an age-old Filipino tradition
THERE is a tempest in a teacup that is now brewing in our small corner of the world.
My neighbors were recently having a spirited discussion about the activity to be held in our area come October 31, eve of Todos los Santos (All Saints Day).
One of the lead organizers opened the meeting by pushing for the idea of a Halloween “Trick or Treat” in which kids in costumes would go from house to house, accompanied by their parents of course, to receive candies or cookies, just like in American residential neighborhoods. It was approved overwhelmingly by viva voce.
But then from out of left field, a respected layman minister in our chapel strongly proposed the banning of costumes portraying demonic characters such as witches, devils, zombies, monsters and the like. He furthermore recommended wearing white costumes to project a saintly look because it was the eve of All Saints Day.
an anomaly or a travesty, which the dictionary defines as “a false, absurd, or distorted representation of something.”
I almost wanted to scream: does anyone here know what “halloween” originally means? Are we in America? How could I tell them this is a case of two cultural traditions or practices that are foreign to each other being mishmashed without awareness and understanding.
Let me explain, dear reader. As in everything, context first. Halloween is a Western tradition that traces its beginnings to the time of the Celts the ancient forebears of the Irish and English. On the night of October 31, they celebrated “Samhain,” when it was believed that the ghosts of the dead returned to earth at that time because the boundary between the worlds of the living and the dead became blurred.
Immediately a young-looking mother objected and said it would dampen the spirit of the whole affair. Many agreed. Finally, a compromise was reached on what character costumes would be OK: popular superheroes, animation movie characters? Batman, Superman, Avengers, Little Red Riding Hood, Suicide Squad, Spiderman, Hulk, Frozen, Ninja Turtles. Saintly characters also allowed. Approved without objection.
As I quietly watched from the back row, one of my favorite sayings came to mind: “This sh-t would be really interesting if we weren’t in the middle of it.”
I was seething inside because what my neighbors were doing was
Over time, this Celtic tradition transitioned to a Christian feast and called it All Hallows’ Day or Eve.
Later it was shortened to Halloween. Hallow is the old term for holy or saintly person. Robert Burns the Scottish poet, who wrote a widely popular poem entitled “Halloween” said this time of year was “thought to be a night when witches, devils, and other mischief-making beings are all abroad on their baneful midnight errands.” This is probably how Halloween got its scary associations.
On the other hand, our own “Todos Los Santos” is an old tradition that has spiritual roots. This is why our lay minister neighbor had a point when he initially broached a more saintly theme for our activity.
Like the Halloween of the Celts, our observance of “Todos Los Santos” is also about the souls of the
dead, and we also have customs and rituals that start on the eve of October 31 and continues until November 2.
But the similarity should end there. Our “Todos Los Santos” focuses more on honoring our dearly departed ones.
The key word here is honor. That’s why we natives call it “undas,” which can be traced back to the Spanish verb honrar, meaning “to honor.”
Its second-person singular form is honras or honors, which has then evolved over the years into the more colloquial ondas and then undas. In my hometown in Pampanga, we call it “daun” which someone pointed out is an anagram of undas.
Honoring our dead relatives is the reason why we go home to join the whole family to the cemetery to clean the tombs of our departed loved ones and decorate them with flowers and candles.
Now going to “trick or treat,” my neighbors including many young Filipino parents today, probably are not aware that our ancient forebears already had a version of this custom many centuries before we got to know the Halloween traditions from the Americans.
Our pre-Christian folks practiced a custom called “pangangaluluwa” derived from the Tagalog word “kaluluwa,” meaning soul. It consisted of groups of adults representing lost souls who went around to visit houses and the people living in them had to sing songs for the lost souls. They were also expected to offer “kakanin” (rice cakes).
If the group of souls were ignored or sent away without receiving anything, they would play tricks on the household, like running away with their slippers, chicken, eggs, or snatching and hiding their clothes left hanging outside to dry. These mischiefs and pranks were tolerated and forgiven only during this time of the year.
Later when the Spanish colonizers came, this practice was cloaked in Catholic beliefs. The groups would represent not lost souls but souls stuck in purgatory and the reason why they go from house to house was to plead for alms and prayers to help them out of Purgatory and
ascend to heaven by way of songs. In other rural areas of the Philippines, it is the children who go from house to house. The songs had elegant lyrics and were sung more jauntily as opposed to the Holy Week “pabasa.” Here’s one song sample: Kaluluwa’y dumaratal/ Sa tapat ng durungawan/ Kampanilya’y tinatangtang/Ginigising ang may bahay/May bahay na natutulog/Walang imik, walang kislot/ Kung kami po’y lilimusan/Pakidalian po lamang/At baka pagsarhan/ Ng pinto ng kalangitan/ Tao po! In some parts of the Philippines such as Batangas, Quezon, Laguna, Cavite, Bulacan and other provinces, the custom of rice cakes as “atang” or offering is practiced differently that is reminiscent of Chinese and Japanese way of honoring their ancestors. Families bring “suman” or “biko” and place them on house altars and tombs. Do I hear echoes of “hungry ghosts”?
If we have these old-time folk traditions, why are we now so eager to shed them off and import foreign customs for these occasions? Are we not supposed to be the bearers of our unique cultural legacies? Personally, “Halloween” and “Trick or Treat” are so foreign to my native sensibility. I feel the same way with Easter egg hunt or the Easter bunny. As we say, hindi gamay.
If we need to be creative with these traditions to make it more exciting for the young people, at least ensure that the added element is organic to our age-old customs and practices. They are part of our wealth of ethnic traditions and our cultural genome. They are the essential elements of our Filipino-ness. I’m afraid that our values and beliefs have grown so diluted over time that our way of life and our Filipino identity have become alien to the young generation. Let’s not be tricked or treated further into embracing foreign traditions and customs just to add more fun to the occasion.
To borrow the spirit of Milan Kundera, the struggle of our people against the force of promiscuous acculturation is the struggle of memory against forgetting.
AGUIO CITY—Brenda Subido-
NEW National Commission of Senior Citizens Chairperson Ma. Merceditas N. Gutierrez. FILE PHOTO
BRENDA DACPANO stands beside some of her jeepney-themed artworks during the Art Market of SM City Baguio on October 21, 2025. She thought of coming up with jeepney-themed art as a tribute to the Filipino people’s unique means of transportation. PNA PHOTO BY LIZA T. AGOOT
BusinessMirror
Casetify phone cases combine aesthetics with functionality
THE first Casetify case I purchased was for my iPhone XR and this was during the pandemic. It was a collaboration with an artist. The next Casetify phone case I got was for my Samsung Galaxy Z Flip3. I use Samsung Flipsuit cases for the Z Flip7 I am using right now but sometimes, I look for variety and, truthfully, it’s not easy to find cute and durable (not just decorative) cases for non-iPhones so I am glad that Casetify is there to fulfill that need.
As Samsung released the Galaxy Z Fold7 and Galaxy Z Flip7 phones in July, Casetify also released cases for these smartphones.
Casetify has added magnetic rings to the case offerings for enhanced functionality. It also unveiled two new models compatible with the Flip7 device: The
Xbox price hike outrages fans, making them consider cancelling their subscription
BY PATRICK VILLANUEVA
IN a bold move after increasing the prices of their hardwares, Xbox will also be updating the price for their monthly subscription of Game Pass. Xbox will be “upgrading” all of their tiers; Game Pass Core (to be called Game Pass Essential), Game Pass Standard (to be called Game Pass Premium), PC Game Pass, and Game Pass Ultimate, giving access to more library of games and better benefits. However, while Game Pass Essential and Game Pass Premium will retain their pricing, PC Game Pass and Game Pass Ultimate will be getting a hefty price increase.
To alleviate the price increase, Xbox will be upgrading both of these tiers, with PC Game Pass getting Ubisoft+ Classics, with 40-plus games included in their catalogue. On the other hand, Game Pass Ultimate, which will be getting a huge $10 increase, is promising “75 day one games per year,” Ubisoft+ Classics games, and additional benefits from the Fortnite Crew subscription. The Philippine Xbox PC Game Pass will increase to P320 from P175.
But fans are not buying this move, with some claiming that it’s cheaper to just buy the games that they want instead of getting the subscription. With Xbox games being in the range of $70, a commenter said that “to play Day 1 releases is now $30 a month. After 2 months, that’s nearly enough to own the game outright.”
“Between this and the [multiple!] console price hikes recently, I simply don’t understand it when everyone is cutting back on spending as is,” a Redditor also replied. Moreso, gamers don’t see the value of the increase, saying: “Not to mention if you wait 2-3 months, the games usually go on sale and you can buy it much cheaper.”
This new tier might price people out of the subscription, especially casuals who enjoy only a few games. As such, people might opt out and cancel their subscription.
Impact Hinge Magnetic Case and the Ripple Case.
There are hundreds of prints and designs available alongside limitless customization options, ensuring there is a style for everyone. The Impact HD Screen Protector is also available for both the Z Flip7 and Z Fold7, providing scratch-resistant and antimicrobial HD clarity.
Casetify cases aren’t just aesthetically pleasing. They are also durable. The Z Flip7 Impact Magnetic Case has 6ft drop protection, 3 x Military Grade Standard (MIL-STD-810G), a raised bezel for screen protection, side sockets for easy charm attachment, wireless charging, and is magnetic accessory compatible. Customization is available.
The Z Flip7 Clear Magnetic Case is optimized to prevent yellowing, offers long-lasting clarity and has 6.6 ft drop protection, 3 x Military Grade Standard (MIL-STD-810G), and wireless charging. It is magnetic accessory compatible.
The Z Fold7 Impact Magnetic Case offers 4ft drop protection, 1x MIL-STD-810G, raised bezel for screen protection, wireless charging, and is magnetic accessory compatible.
The Z Fold Clear Magnetic Case is optimized to prevent yellowing and offers long-lasting clarity, 4ft drop protection, 1x MIL-STD-810G, and wireless charging. It is magnetic accessory compatible.
Casetify’s Impact series has many customizable
options in hundreds of patterns. It features raised bezels and has robust impact absorption. You can also add magnetism and change the opaqueness. You can also add a stand.
Aside from two cases (the Crochet Granny Squares and a Flowers Bloom Rainbow), I also got a Rope Cross-body Strap because I have always wanted to wear my phone on a strap if there are events where I need to take pictures or videos. Casetify also has camera and screen protectors for Samsung phones.
In August, Casetify also released the Tomorrow X Together | Casetify Collection, created in collaboration with Gen Z icons Tomorrow X Together (Soobin, Yeonjun, Beomgyu, Taehyun, and Hueningkai).
This collection’s designs were inspired by Tomorrow X Together’s recently released fourth studio album The Star Chapter: Together and feature visual interpretations of the themes from the album’s tracks. The design elements applied throughout the artwork reflect Tomorrow X Together’s new logo and album concept, offering a unique collectible value.
The Tomorrow X Together | Casetify Collection is the first-ever full tech accessories collaboration by the group, consisting of a variety of products including phone cases, earbud cases, Snappy grip holders, and keychain charms. This collection supports all the latest devices, including the iPhone 16 series and Samsung Galaxy S and Z series.
ENABLING YOUNG PINOYS TO LIVE THEIR DIGITAL LIFE WITH PURPOSE
DAILY social media scrolling, mobile gaming marathons, and endless video calls can now support social and environmental causes to create change that matters.
Globe Prepaid has made this a reality with GoGIVE, an innovative way for young Filipinos to make consistent and lasting impact by using their phones the way they already do. Subscribers automatically earn hearts while using their mobile data for any online activity. The hearts are used to support a diverse range of advocacies.
“We understand that today’s youth want to make a difference, but they need solutions that work with their lifestyle, not against it. GoGIVE easily integrates into everyday life, allowing them to be changemakers through the technology they love,” said Givielle Florida, head of Globe Prepaid.
Since its launch in March 2025, GoGIVE has already generated an impressive 2.7 billion “hearts” from more than 37,000 contributors, and the numbers continue to climb as more people participate in this digital movement of giving.
Globe Prepaid is currently partnered with these advocacies:
■ Expanding Digital Literacy for Underserved Women (Project PEARLS)
■ Strengthening Support for Children In-need (World Vision Philippines)
■ Sustaining the Fight for Forest Conservation (Philippine Eagle Foundation)
■ Elevating Training and Research for Frontliners
(PGH Medical Foundation, Inc.)
■ Continuing Compassion for More Animals (The Philippine Animal Welfare Society)
With the successful completion of PAWS initial goals, GoGIVE is now focusing on amplifying support for our other crucial advocacies such as Project PEARLS, World Vision Philippines, Philippine Eagle Foundation, and PGH Medical Foundation, Inc.
To join, Globe Prepaid customers can simply download the GlobeOne app, click the GoGIVE icon, and select their preferred advocacy.
GoGIVE represents Globe’s commitment to sustainability and social responsibility. It reminds consumers that even small actions online can result in a positive impact offline. More information can be found at www.globe.com.ph
BY RIZAL RAOUL REYES
BLOCKCHAIN technology can be a great disruptor towards good governance and address the current challenges.
Mench Dizon, country head of Yield Guild Games (YGG) Pilipinas, told BUSINESSMIRRO� in an e-mail interview that blockchain technologies can be leveraged to solve some of the Philippines’ most pressing challenges.
“Especially because blockchains have many use cases: from storing government records, to enabling faster and cheaper remittances for OFWs, to revolutionizing entertainment industries like video games,” Dizon said.
Further, Sen. Paolo Benigno “Bam” Aquino IV recently filed a significant measure related to blockchain technology called Senate Bill 1330, also known as the “Philippine National Budget Blockchain Act” or the “Blockchain the Budget Bill.”
The primary goal of the bill is to enhance transparency, accountability and public participation in the country’s budget process by utilizing blockchain technology.
Key provisions and objectives of the bill include establishment of a National Budget Blockchain System, Real-Time Transparency and Traceability and Public Access. The bill aims to modernize the traditionally opaque budget process and empower citizens by making budget information easier to understand and scrutinize.
Meanwhile, Dizon is bullish on the growing public awareness of blockchain, which will propel its adoption into “higher gear.” She notes: “It is fantastic to see more conversation about the way that blockchain technologies can be leveraged to solve some of the Philippines’ most pressing challenges.”
She envisions a broad spectrum of use cases beyond gaming, from secure government records and facilitating faster, cheaper remittances for Overseas Filipino Workers (OFWs), to revolutionizing entertainment industries. Each application, she points out, “represents an opportunity to improve the lives of millions of Filipinos.”
Dizon said YGG will serve as a beacon of optimism for the future of blockchain and Web3, particularly in the Philippines. The organization, which pioneered the decentralized autonomous organization (DAO) for gaming, sees the technology not just as a source of entertainment but as a powerful engine for inclusive economic growth and societal change.
For YGG Pilipinas, Dizon said gaming remains the primary vehicle for this massive growth. She said Filipinos view it as the most fun and engaging way to educate Filipinos about blockchain, simultaneously teaching them high-demand digital skills that lead to lucrative, sustainable careers.
“By doing this, we can create millions of jobs, uplift communities, and drive inclusive economic growth,” Dizon states, underscoring the organization’s focus on empowering what they call Metaverse Filipino Workers (MFWs).
Dizon said the widespread acceptance of Web3 in the Philippines is a testament to this strategy. What began with the “play-to-earn” boom has evolved into a recognition of MFWs as highly talented professionals. This shift has facilitated a new wave of opportunities, as Dizon observes:
“We’ve seen former OFWs return home and find new income streams online, students turn their love for gaming into a career.... Their stories of resilience and success show that the future of work is right here in the Philippines.”
Dizon said YGG is bullish on the forthcoming annual YGG Play Summit, scheduled from November 18 to 22, 2025.
With features like the Skill District—an educational hub powered by YGG Pilipinas’ Metaversity—and The Arena for esports tournaments, the summit is more than a gathering; it’s a living blueprint for the future.
“We wanted to make sure that there’s something for everyone—no matter where they are on their Web3 journey,” said Dizon.
Last year, the YGG Play Summit saw a massive turnout with more than 7,500 attendees coming from all over the Philippines and the world.
AS expected, the lines started forming more than a day before the midnight countdown. While this annual “pilgrimage” of Apple fans has become a familiar ritual within the Philippine “Techtober” calendar, this year felt genuinely different. Every retail staff we talked to confirmed the excitement was palpably unprecedented, drawing noticeably more people to the queue compared to the last few years.
This extraordinary buzz wasn’t sustained solely by the promise of freebies; it was a powerful, collective reaction to the iPhone 17’s genuine leap in features.
The global anticipation for the iPhone 17 Series was already intense, justified by a new blazing-fast A19 chip, ProMotion displays even for the base model, an improved camera system, a noticeable redesign, and the addition of the headline-grabbing iPhone Air. The queue served as definitive proof: people are willing to line up for long hours, even days, to be the first to get their hands on a great device.
This strategic sweet spot is something that Premium Apple Authorized Reseller iStudio Plus has been preparing for. They transformed the midnight release into a full-scale event at their BGC flagship store, evolving it from a mere point of sale into a full-blown cultural festival. iStudio Plus designed the event as an all-day affair filled with music, art, and the unmistakable, highly marketable energy of the local Apple fanbase, effectively positioning immersive retail as the strategic successor to simple product hype. In an era dominated by rapid e-commerce and gray market competition, this investment in a physical, memorable launch experience is perhaps iStudio Plus’s most compelling differentiator.
According to the team, the iPhone 17 series drew a response unlike anything seen during the iPhone 16 rollout, reflecting both pent-up excitement and renewed enthusiasm for Apple’s design language. While their Bonifacio High Street flagship store hosted the main spectacle, festivities extended to other branches across the metro, ensuring fans in different cities could experience the excitement firsthand.
Building on the strong impression they made during the iPhone 16 unveiling, the team used this year’s event to formally usher in their “Prime Era.”
“For iStudio Plus, this marks a standout moment— not just because of the new iPhones but because of what it represented,” said Patrick Yeung, president and CEO of iStudioPlus.
“This gathering marks the start of our Prime Era, a new chapter that redefines what iStudio Plus stands for. Showcasing the brand’s evolution into something bigger and more engaging—a destination that goes beyond retail.”
REWARDING THE VALUE OF IN-PERSON MOMENTS
WITH everything now just a tap away, enduring long waiting times for a gadget might seem unnecessary. Yet the hundreds who showed up outside iStudio Plus tell a different story. Their presence highlights something that convenience alone can’t replace—the thrill of being part of a shared moment and the sense of camaraderie that comes from experiencing a premiere together.
The open space outside the store pulsed with DJ Nico Yabut’s beats as the crowd gathered for the countdown. The first in line—who reportedly arrived as early as 12:01 am of October 15, 2025—was treated to a special moment onstage and received an extravagant accessory package including an AirTag Monocozzi, Belkin Soundform Headphones, free extended warranty, limited edition tote bag, limited edition Notebook, AirPods Pro 2, a 3-in-1 Choetech charger, an Apple adapter, Audio Series TWS Earbuds (Black and Beige), Mobile Series Lanyard/USB-C Cable (Purple and Green), Ugreen HiTune Earbuds, Divoom
BusinessMirror
iTour-S, Audio Series Hybrid ANC Headphones, and Shokz OpenRun 2, a detail that quickly generated significant social media buzz.
The sense of shared fanfare was amplified by the presence of some of the country’s hottest stars and personalities. Attendees were thrilled by appearances from fan favorites like Christine Samson, AZ Martinez, Albert “Asian Cutie” Nicolas, Angel Guardian, and the inspirational Ayn Bernos. The entertainment peaked with high-energy performances from The Alliance and the unique sounds of Yoki and Kiyo.
To keep energy levels high throughout the day, iStudio Plus prepared an engaging queue experience designed to treat attendees as guests, not just customers. Those waiting in line got to participate in booths featuring mini-games, prize giveaways, while the interactive photo zones kept spirits up as the clock ticked toward the final moment.
When asked why people line-up for hours despite preorders and online availability, Bettina Ting, marketing lead of iStudio Plus Philippines, shared, “There’s something different about being there when it happens. People don’t just come to buy the phone— they come to experience the energy, the countdown, and get to meet the community that forms around these launches. Beyond the freebies, meeting their favorite celebrities and influencers, enjoying the live performances, and winning prizes from partner brands like Havit and Insta360 made the day-long wait well worth it.”
THE ARCHITECTURE OF IMMERSIVE RETAIL
THIS year’s theme, “The Power of Partnerships,” was the architectural blueprint for the immersion strategy. Immersive booths by HAVIT, Insta360, EcoFlow, and SHOKZ, demonstrated a comprehensive accessory ecosystem that positioned the iPhone 17 as the central hub of a powerful workflow and digital lifestyle.
For the consumer, it solves the problem of how to best utilize their new device for productivity, content creation, and finance—all in one place. Beyond pure technology, iStudio Plus’ growing focus on the local tech circle and localization served as the artistic anchor for the evening. This came through in its collaboration with local artist Raki, who created a live art installation that became the centerpiece of the limited-edition RAKI × iStudio Plus collection. This integration of local art demonstrates a conscious effort to connect with consumer lifestyle, creating a differentiated retail environment beyond the typical box store. “The camaraderie aspect of our retail approach has always been central to what we
do,” said Ting. “Our collaboration with Raki reflects that belief—showing how technology and artistry can come together to create a more meaningful experience. Through the launch, we wanted to build a space where fans, influencers, and partner brands could connect and celebrate not just the iPhone 17 but the shared passion that drives the community.”
UNPARALLELED VALUE AND FINANCIAL INCENTIVES
ISTUDIO Plus partnered with several leading financial institutions and trade experts, to offer unparalleled value for the new iPhone 17 series through a comprehensive suite of midnight launch exclusive deals. UnionBank led the offers, providing a compelling zero-percent interest, 24-month installment plan at cash price, plus an additional P1,000 cashback via UB PayEasy. Early UnionBank card users were also rewarded with AirPods 4. Beyond this, a wide array of payment flexibility was available, with PNB, Security Bank, and RCBC all offering flexible Buy Now, Pay Later plans featuring zero-percent interest for up to 24 months. BPI cardholders enjoyed their own special pricing and flexible payment terms. Finally, Home Credit made the device accessible with special pricing and zeropercent interest for up to 24 months, while PlusTrade offered substantial trade-in discounts, allowing customers to save up to P56,500 when upgrading from the iPhone 16 series.
COMMERCIAL SUCCESS AND THE PRIME ERA
MAYA UNVEILS PINK LIFE WITH PLENTY OF GLITTER
TOUTED as the No. 1 Fintech Ecosystem and No. 1 Digital Bank in the Philippines, Maya just dropped its newest Pink Glitter Edition Maya Visa Card, and everyone is raving about it. This isn’t just another card in your wallet—it’s the card you’ll want to carry, use, and show off every single day. The Pink Glitter Edition Maya Visa Card delivers on
AT exactly 12 am, cheers erupted as customers finally got their hands on the new iPhone 17 series. The customer rewards were generous and memorable: the first 60 customers received complimentary Shake Shack meals, while the top 30 walked away with premium accessory bundles and gifts ranging in value from a staggering ₱47,000 up to ₱71,000. The resulting metrics speak volumes: according to iStudio Plus, this year’s debut recorded more than a 50 percent increase in pre-orders compared to the iPhone 16, solidifying this as one of the biggest launch nights in the brand’s history and proving the viability of their engagement strategy. Based on their initial sales figures, the iPhone 17 Pro and Pro Max, Silver and Cosmic Orange color variants with 256GB storage emerged as the top favorites. Replicating last year’s success was difficult; topping it was even harder. Yet with its bold new direction, iStudio Plus delivered a confident start to its Prime Era—redefining the retail experience through innovation, creativity, and genuine community connection. It’s a clear statement that iStudio Plus strives to go beyond the traditional reseller model, redefining the retail experience as one driven by innovation, creativity, and genuine connection.
A8 Saturday, October 25, 2025
Editor: Mike Policarpio
Local firms manifest their love for teachers
OVER 130 initiatives driven by the private sector through the National Teachers’ Month Coordinating Council (NTMCC) turned appreciation for teachers into action nationwide.
These collaborations led by the Metrobank Foundation Inc. (MBFI) amplified a nationwide movement which honored the dedication, resilience, and generosity of those who shape the minds and values of future generations.
NTMCC Chairperson and MBFI
Trustee Aniceto M. Sobrepeña expressed his heartfelt appreciation to partner organizations, as he acknowledged their important role in sustaining the movement for teachers: “Your time, resources, and creativity have strengthened this movement of gratitude that now spans communities nationwide.”
Sobrepeña hoped that “...may we
continue to nurture this spirit of appreciation beyond…September, ensuring that every teacher feels seen, supported, and celebrated throughout the year.”
Seventy-seven (77) private organizations enriched this year’s NTM celebration with a wide range of initiatives: from workshops and training sessions on innovative teaching strategies, tools on artificial intelligence, financial wellness, health and disaster preparedness, to exclusive perks like discounts, freebies, and special gifts. Others paid tribute through recognition programs and heartfelt media campaigns—all for celebrating and up -
INSEAD—the “Business School for the World”—is proud to announce that its Kurt Björklund Chaired Professor in Innovation and Growth Philippe Aghion has been awarded the Sveriges Riksbank Prize in Economic Sciences, or the Nobel Prize in Economics, with Professor Peter Howitt of Brown University and Professor Joel Mokyr of Northwestern University.
The Royal Swedish Academy of Sciences recognized the trio’s groundbreaking research explaining innovation-driven economic growth. Professor Aghion who also serves as Professor at Collège de France and visiting professor at the London School of Economics, together with Professor Howitt, were jointly distinguished for their influential theory of sustainable growth through creative destruction, which demonstrates how new technologies continually replace old ones, driving long-term prosperity.
“This recognition of Professor Aghion’s pioneering contributions to the theory of
economic growth is a moment of great pride for INSEAD,” said the school’s dean Francisco Veloso. “His research has profoundly shaped our understanding of innovation and productivity, offering insights that are more relevant than ever in today’s rapidly changing global economy. ”
“Professor Aghion’s achievement reflects the academic excellence of INSEAD faculty,” added the school’s Deputy Dean and Dean of Faculty Peter Joos. “Philippe’s research not only shapes economic theory, but also inspires our academic community to pursue ideas that create meaningful impact in business and society.”
According to INSEAD, the Nobel distinction is a tremendous honor for Professor Aghion and a testament to the depth and global impact of the learning institution’s research. It reinforces the school’s mission to develop leaders and ideas that transform business and society, continuing to position it at the forefront of global thought leadership.
lifting the nation’s educators. United for teachers ORGANIZED annually by the Department of Education (DepEd) President Ferdinand R. Marcos Jr. graced the celebration as he personally honored and expressed his deep appreciation for the country’s educators. The Chief Executive emphasized that teachers were the “true guests of honor” that day because of their daily sacrifices and invaluable role in shaping the nation’s future.
“On this National Teachers’ Day, we offer you our respect and our deepest gratitude for shaping minds, touching hearts and, in your own way, building a nation we can be proud of—one student at a time,” Marcos Jr. said in his address.
For teachers, the NTM celebration serves as both a reminder and an encouragement—that they are never alone in their pursuit of excellence in education.
“The celebration brings together educators from all walks of life, reminding us that we are part of a larger movement
Outstanding Filipino Teacher Engr. Amando Perfecto Molin. “It uplifts my spirit, especially during challenging times, and rekindles my passion to continue shaping compassionate, critical, and communitycentered learners who will carry forward the values of peace, justice, and sustainability.”
Echoing this sentiment, Noel V. Sadinas—also an awardee—reflected: “The NTM celebration fostered a sense of unity and appreciation among teachers, reminding us that even our small acts can create ripples of positive change.”
“Being named a Metrobank Foundation Outstanding Filipino Teacher has further strengthened my advocacy to make science education inclusive, relevant, and deeply rooted in the community,” shared Dr. Angelo Mark P. Walag who is also an honoree.
Another awardee, Dr. Mylene Uy, added that the recognition reaffirms her belief that teaching is more than a profession but a lifelong commitment to nation-building.
As a tribute, MBFI also invited around 60 art teachers to an exclusive exhibition tour at The M in Bonifacio Global City in Taguig, where winning works of the 2025 Metrobank Art & Design Excellence Competition were on display. Immersed in striking interpretations of Filipino life and creativity, the teachers found themselves rediscovering the power of art to inspire and educate.
“It was a meaningful experience that deepened my understanding of our heritage,” shared a teacher from Bagong Diwa Elementary School in Pandacan, Manila.
From its beginnings as the “My Teacher, My Hero” campaign launched by the foundation in 2009, NTM has grown into a national movement institutionalized through Presidential Proclamation 242 (2011), which declared September 5 to October 5 as “National Teachers’ Month,” and Republic Act 10743 (2016) which designated the latter as “National Teachers’ Day.”
Phil. Embassy, Danish college students tackle WPS matters
COPENHAGEN—The Philippine Embassy in Denmark conducted a West Philippine Sea (WPS) discussion with 21 students of the International Peoples’ College at the Embassy Hall last October 14.
The gathering supported the Department of Foreign Affairs’ efforts to promote understanding of the United Nations Convention on the Law of the Sea (UNCLOS) and the Arbitral Award, while increasing public awareness of the Philippines as a maritime and archipelagic nation.
The embassy provided a brief overview of the Philippines’ maritime boundaries and underscored the significance of its membership
IT will require a concerted effort across government, industry and educational institutions to unlock a $50-billion artificial intelligence (AI)-led economy, according to American global massive open online-course provider Coursera.
Its India and Asia Pacific managing director Ashutosh Gupta told reporters in a recent press briefing that the Philippines should prioritize human capital development, digital upskilling, and strategic policy reform. Further, he said it will be vital for the Philippines’ ability to retrain its workforce for an AI-driven future while ensuring widespread, equitable access to world-class education.
According to Gupta, implementing the microcredential policy empowers universities to embed short, stackable courses into degree programs. He said the first approach is delivering modular workforce training so that students obtain academic recognition by the Technical Education and Skills Development Authority (TESDA) that ensures there is alignment to real world jobs.
“They enable a seamless learning path from technical-vocational micro credentials to advanced higher education beyond this as well,” he added. The Coursera official said the most
to the UNCLOS. It explained that in 2013, the Philippines brought its case against China before the Permanent Court of Arbitration (PCA) to defend national sovereignty and reaffirm its
immediate challenge is the skills gap. While AI adoption is accelerating—as seen by the jump in Coursera enrollments from one every 15 minutes to one every 9 minutes—he pointed out that a significant portion of the workforce risks being left behind due to a lack of access to relevant training.
Gupta said training programs must be scaled up to equip the existing workforce with both basic digital literacy and specialized AI skills, such as Generative AI for human resources, data management, and cybersecurity.
AI powering BPOs AS one of the country’s largest sectors, Gupta said the local business process outsourcing (BPO) industry must integrate AI into its operations: “Rather than viewing AI as a threat, it should be seen as a productivity enhancer.”
“Reskilling BPO employees to work with AI—handling complex, humancentric tasks while AI automates the repetitive ones—is crucial for maintaining and growing this sector,” he added.
The Coursera executive also urged the Philippine government to focus on industries with the highest potential for AI-driven value creation, including technology, finance, manufacturing, and creative industries, to maximize
THE Philippine Embassy in Denmark engaged students of the International People’s College in a discussion on the West Philippine Sea
steadfast commitment to the international rules-based order. This action also reaffirmed the Philippines’ dedication to the peaceful resolution of disputes and the responsible use of
the economic impact of the training investment.
He said government reforms are essential to create a dynamic learning ecosystem that can keep pace with rapid technological change. For one, the Commission on Higher Education (CHED) micro-credential policy is a solid reform, empowering universities to embed short, stackable courses into degree programs.
“This approach, alongside the TESDA skills-first approach, creates a seamless path from modular workforce training to advanced higher education,” he explained.
AI driving development
JUST like the Philippines, a primary challenge for all governments is the pace of AI adoption. Gupta emphasized that policies and educational infrastructure must be built to be dynamic, ensuring that curricula are updated frequently to teach the latest and most relevant skills.
He said the Philippines’ vision, as outlined in the Philippine Development Plan and the National AI Strategy Roadmap, must be fully implemented to build an inclusive AI-powered economy through human capital development and digital transformation. With only a 34-percent gross enroll -
the world’s seas and oceans. After presenting a summary of the Arbitral Award issued by the tribunal on July 12, the embassy expressed its hope that the discussion had enhanced the students’ understanding of the issue. The students were also encouraged to continue deepening their knowledge on the issue to become advocates of the international rules-based order and promote greater global awareness of the importance of upholding the rule of law.
The IPC students expressed their appreciation to the embassy for its efforts of raising awareness and understanding of the complex and significant issues surrounding the SCS and WPS.
ment ratio for college-level education, Gupta said access remains a global and national concern. For him, leveraging online learning is the most effective way to address this at scale. He said online learning has a proven ability to expand access, lower costs, and deliver job-relevant skills to a massive, dispersed population: “Prioritizing mobile-first learning solutions is especially relevant, as the Philippines is largely a mobile-first economy.” Further, the Coursera leader said the Philippines must utilize localized pricing models and partnerships to make high-quality courses affordable for individual learners, regardless of their corporate affiliation being key to increasing participation.
He shared that Coursera is actively working to bridge the skills gap in the Philippines and help its citizens navigate the digital economy, banking on its global reach and AI-powered learning tools. Moreover, Coursera is working with more than 30 enterprise customers and universities such as those in the Ayala Corporation network to embed its content directly into corporate reskilling programs and academic curricula, leading to higher completion rates and verified credentials. Rizal Raoul
PROFESSORS Mokyr (from left), Aghion and Howitt ILLUSTRATION:
SANITIZING SESSION Assistant Principal Jasthyne Cates Salazar (center) supervises school utility personnel disinfecting a classroom at Flora A. Ylagan
THE 2025 Metrobank Foundation Outstanding Filipino Teachers were honored during the National Teachers’ Day on October 6, 2025.
Tourism Editor: Edwin P. Sallan
HUNTING
THE HALLOWED HAUNTS
Tombstone tourism in Manila and beyond
‘DELETE those photos,” barked one of the guards in one of Manila’s popular cemeteries. Apparently, smartphones are okay but not DSLR. I’m not sure about the logic behind that rule but I’m guessing it is to avoid desecrating “sacred spaces,” a rule applied also in museums.
A cemetery, after all, is like a museum where people of different generations and persuasions, bundled together, resting in perpetuity. It’s no surprise that it attracts numerous visitors including those so-called “tombstone tourists.”
Jim Morrison IN Paris, at the Pere Lachaise Cemetery, many notable artists, writers, and musicians are buried, making it the most visited necropolis in the world especially with fans and art enthusiasts. One of the most popular and heavily vandalized grave is that of rock iconpoet Jim Morrison of The Doors. His tomb has been defaced and is ridden with graffiti, affecting nearby tombs. A bust in his honor was eventually stolen.
A SERENE ESCAPE
There have been incidents of unruly behavior, even a riot among rock fans, forcing authorities to encase the grave in a metal fence and place surveillance cameras. As the band’s keyboardist, Ray Manzarek, said, “The energy of Jim Morrison is still with us, in the ether.”
La Loma
THAT energy in the ether is eerily felt in some cemeteries especially in La Loma. Escaped ruin during the Battle for Manila in WWII, La Loma has many tombs and mausoleums that have been preserved and may be considered heritage architecture such as those of art deco design. Uncut grass, dried leaves, mossy walls, and thick foliage make some mausoleums look like a set straight from a horror movie.
Built in 1884, La Loma is largely located in Caloocan with some portions in the north as part of Manila. It is a Catholic Cemetery under the Diocese of Kaloocan and Archdiocese of Manila. Many religious orders such as the Benedictines and Recollects have found their final resting place there. Other notable burials were Felipe and Marcela Agoncillo, General Crame, Librada Avelino, Vicente Lava, and Cayetano Arellano. On another visit, we saw the burial site of Isabelo Tampinco.
One of the iconic structures is the “Lumang Simbahan” which was originally a mortuary chapel. During the Philippine-American War, this was the focal point of the Battle of Caloocan. It was partly restored by Escuela Taller. Before the restoration, it was dubbed one of the scariest places in Manila.
Manila Chinese Cemetery
A SHORT ride from La Loma is the Chinese Cemetery which, ironically, is right behind the Chinese General Hospital. Established in 1843, this cemetery includes Christian, Buddhist, and Taoist burials. Prominently located is the Chong Hock Tong Temple which was built in 1878. This was demolished in 2015 and replaced with a new structure. The altar is an example of
religious syncretism with figures and deities from Christianity, Buddhism, and Taoism. To the left is the Liat See Tong Martys Hall which commemorates ten Chinese community leaders executed by the Japanese. Right behind is the Ruby Tower Memorial, dedicated to the 260 individuals who perished during an earthquake in 1968.
Another war memorial is the Chinese Anti-Japanese War Memorial Complex which highlights the war exploits of the Wha-Chi guerillas. Off the main road is the memorial of Dr. Yang Kuang Sheng, former Consul General of the Republic of China who, together with his staff, refused to leave their posts and were eventually massacred. Other interesting burial sites are those of Ma Mon Luk with his two wives and the original burial site of Apolinario Mabini with Masonic symbols.
North Cemetery
A SHORT walk from the Chinese Cemetery is the North Cemetery, the most crowded and the most diverse in terms of tomb design and profile of the deceased. Once called Paang Bundok, it used to be part of La Loma until the latter became exclusively Catholic. Jose Rizal wanted to be buried there.
The North Cemetery is owned by the City of Manila. Past mayors Arsenio Lacson, Antonio Villegas, and Alfredo
Unwinding by the quiet shores of Lian, Batangas
Cortez
IF you’re thinking of a quick beach getaway in Batangas, the resorts in Laiya, Nasugbu, and Anilao are usually in the top list. On the other hand, Lian often gets overlooked, except when crowds flock to its famous Matabungkay Beach. But for those seeking for a laidback, more intimate escape from the concrete jungle, Lian has a slice of calm paradise waiting to be discovered. From Manila via CALAX, it took a 2.5 hour drive past Tagaytay and Nasugbu before finally reaching the quaint town of Lian. As we drove into a number of neighborhoods, the roads got narrower and it didn’t immediately scream “beach town.” But as soon as we entered a junction asking for a P35 environmental fee, we noticed a row of resorts lining the street. That’s when I realized, Lian really is a beach destination, just one that flies under the radar and hasn’t yet made waves on social media. When we spotted the “TANA” signage at the entrance, I felt a quiet anticipation. As we stepped out of the van, we were immediately welcomed by the warm smiles of the staff. As expected, welcome refreshments were served, but what caught me pleasantly off guard was the welcome massage. What a thoughtful touch! The vibe at TANA Beach Villas felt worlds apart from the bustling streets outside. The atmosphere was zen—manicured lawns, minimal yet inviting greenery, and a Buddha sculpture all
ourselves. For that moment, it felt like our private paradise. The only luxury resort in Lian FOR the media familiarization trip to TANA Beach Villas, we had the pleasure of meeting the owner, Justin Tan. He shared that it was originally envisioned as a private rest house for his family before it
child in the family. The restaurant caters to every moment of the day serving a delightful mix of Filipino and Chinese cuisine
fast after a morning swim, a panoramic lunch by the beach, or a romantic dinner under the stars, every meal is a taste of home—elevated with rich flavors and presentation. On weekends, the experience becomes even more special as they invite in a local acoustic singer to serenade guests, setting the perfect mood for an evening of good food, music, and sea breeze.
Experiences beyond relaxation
BEYOND the resort's amenities, TANA offers activities for guests seeking a bit of adventure. The staff can coordinate with local tour operators for a day trip to the nearby Fortune Island, famous for its Grecian-inspired ruins and cliffside views, or a scenic horseback ride along the beach. It’s good to know that TANA supports the local community by working with locals and providing them with tour opportunities.
For those who prefer to stay close, the calm waters are perfect for kayaking or simply indulging in the natural beauty of the surroundings. TANA also extends its care to the environment, providing a sanctuary for injured or stranded sea turtles that occasionally make their way to its shores. The resort takes it upon themselves to care for and release these turtles back into the sea, a humble yet heartfelt effort to protect and preserve marine life in Lian. Lian may not have the buzz of its neighboring beach towns, but that’s exactly what makes it special. This trip made me realize I don’t need a packed itinerary or endless activities to find the tranquility I’ve been craving. In this quiet side of Batangas, I’m reminded that sometimes, doing
is
Lim were buried there. Same also with past Presidents Sergio Osmeña, Manuel Roxas, and Ramon Magsaysay. Former Governor-General Francis Burton Harrison who was granted Philippine citizenship, willed to be buried in the Philippines. Distinguished statesman Claro M. Recto is also interred there. Almost across is Tondo kingpin Asiong Salonga’s graveyard. Numerous actors and comedians found their resting place in North Cemetery with Fernando Poe Jr. still the most popular. Almost forgotten was legendary boxer Pancho Villa’s tomb which was restored.
What makes North Cemetery distinctive are the several memorials and group burial grounds such as those for the Thomasites, Freemasons, military, police, and the Boy Scouts. A beautiful art deco memorial is dedicated to Filipino revolutionaries of the Philippine Revolution and Philippine-American War. Slightly hidden and fenced is the Jewish Cemetery. There are mausoleums of prominent families like the BautistaNakpil Pylon and the Egyptian-inspired Tuason-Legarda Family Mausoleum.
The North Cemetery is unlike other cemeteries. It is the final repose for many Filipinos, from the richest and powerful to the poorest and the powerless. Former presidents lay side by side with unmarked graves including victims of extrajudicial killings. During
the Second World War, at least 2,000 were executed in this cemetery. Today, there are a million buried dead and more than 6,000 undead—caretakers with their entire family and informal settlers, composing the living community. They clean the graves, sell flowers to make ends meet. Sari-sari stores are scattered and a basketball court welcomes you upon entering.
Sauntering Through Sacred Grounds TOMBSPOTTING is a taphophile’s creed. It is hushed, almost meditative. History buffs dig up stories. Aesthetes admire the patina of time. For most of us, it is respect for the departed and a reminder of our mortality. In one gravestone, I saw the Latin phrase “Memento Mori” which means “Remember you must die.” It reminds us to be humble and live a meaningful life by accepting that death is inevitable.
George Ordoña is a seasoned traveller who has visited 70 out of 82 provinces in the Philippines. He is an accredited DOT tour guide. Aside from the regular tours, he also organizes heritage walking tours and food crawls in Quiapo and Pampanga. As a mountaineer and scuba diver, he is at home doing adventure travel. He can be contacted via 0960-6975930 or email at gpo. islander@gmail.com
off the trip with a Tagaytay
and
Story & photos by George Ordoña
Story & photos by Angelique
FIERY sunset at the beach in Lian, Batangas
LA LOMA Cemetery ST. PANCRATIUS Chapel (Lumang Simbahan) JEWISH Cemetery
MAUSOLEO de los Veteranos de la Revolucion CHINESE Cemetery
A10 Saturday, October 25, 2025
Editor: Angel R. Calso
China’s next 5-year plan puts focus on high-tech, consumers as trade friction drags on economy
By Chan Ho-Him, Huizhong Wu & Ken Moritsugu The Associated Press
HONG KONG—China’s leaders have vowed to reduce its reliance on foreign advanced technology and spur stronger domestic demand as it weathers “high winds” amid elevated trade tensions with the US.
An outline of the ruling Communist Party’s blueprint for the next five years was laid out in a 5,000-word communique released Thursday after a four-day top level meeting in Beijing, just days ahead of planned talks between Chinese leader Xi Jinping and US President Donald Trump.
Five-year plans are a throwback to the days of Soviet-style central planning. China still relies heavily on them to map out policy priorities and decide on funding. Party “plenum” meetings like the one held this week also are used to rally the party rank-and-file around Xi’s leadership.
Thursday’s announcement signaled no major policy shifts. Despite mounting trade tensions, China intends to remain a global manufacturing power while sustaining strong economic growth at home.
China gains confidence in the trade war CHINA is facing “profound”
changes and growing uncertainties, said the communique released by state media.
It does not refer directly to the trade war between Beijing and Washington, but warns of rising “uncertainties and unforeseen factors”.
“We must proactively identify, respond to, and steer changes… and dare to brave high winds, choppy waters, and even dangerous storms,” it says.
Han Wenxiu, a senior party official overseeing policy making in financial, economic and rural affairs, told reporters Friday that China is well placed to handle such risks, saying “there is always opportunity in crisis and crisis can be turned into opportunity.”
Chi Lo, an Asia Pacific senior market strategist at BNP Paribas Asset Management, said the emphasis on substantial improvements in scientific and technological self-reliance likely reflects greater confidence that China is less vulnerable to pressure from
the trade war.
The party vowed to achieve “markedly stronger” international influence, economic and national strength by 2035 and to “safeguard the multilateral trading system,” portraying Beijing as a defender of free trade, noted Leah Fahy, a China economist at Capital Economics.
Domestic economic challenges remain CHINA’S communique emphasized the need to build a “robust” domestic market by expanding domestic demand and increasing consumer spending.
A downturn in the property sector that began while China was still in the midst of disruptions from the Covid-19 pandemic has sapped consumer confidence, hurting household wealth and causing widespread layoffs.
To try to spur demand, the government has encouraged investment in more modern factories and equipment and paid subsidies to people who replace old appliances and vehicles with newer ones. But manufacturing capacity exceeds demand in many industries. That has caused damaging price wars and led companies to boost exports, in turn adding to trade friction.
Even with strong government support, the economy grew 4.8%, the slowest pace in a year in the last quarter. And factory activity shrank for the sixth consecutive month in September, official data showed, as domestic demand remained sluggish.
China’s leaders have kept their goal of attaining the status of a “mid-level developed country” and doubling the size of the economy in 2020 by 2035.
That implies an average annual growth rate of about 4-5% in the next decade, said Lynn Song, chief economist for Greater China at ING Bank.
China will remain a manufacturing juggernaut CHINA is the world’s biggest manufacturer, accounting for roughly 30% of global manufacturing output and about a quarter of its overall economy. The new 5-year plan calls for keeping manufacturing at an “appropriate level” with advanced industries as the backbone, according to the communique.
That signals China’s focus on the manufacturing sector “will remain a top priority, even in the face of overcapacity (and) price wars”, said Capital Economics’s Leah.
Over the years, Chinese manufacturing has progressed from labor-intensive, low-cost production to higher-value products including electric vehicles, robotics and batteries. In coming years, the emphasis will be on advanced manufacturing, said Robin Xing, chief China economist at Morgan Stanley. That includes areas such as
quantum technology, biomanufacturing, hydrogen and nuclear fusion energy, artificial intelligence and next generation mobile communications, said Zheng Shanjie, head of the National Development and Reform Commission, Beijing’s main planning agency.
“These industries are ready to take off,” Zheng said. “It means that in the next 10 years we will build another high-tech industry in China and this will inject continued impetus to our efforts to achieve Chinese modernization.”
Zheng noted that building a stronger domestic market is a strategic priority.
“The economies of major countries are all driven by domestic demand and the market is the scarcest resource in today’s world,” he said.
It’s unclear if China’s commitment to catalyzing more consumer spending and domestic investment will make much of a dent in its exports.
China’s share of EV sales globally reached 46% in 2023, according to Morgan Stanley, and major Chinese companies like BYD and CATL have taken up global lead -
ing positions in battery technology and production.
China holds a pivotal role in global supply chains and its strategic control of access to rare earths, materials used in many products.
“The Chinese government sees manufacturing as a core issue in security and geopolitical leverage over other countries,” added Gary Ng, a senior economist at Natixis. Xi continues to centralize power THE four-day plenum was marked by relatively low attendance.
Out of 205 full members in the elite Communist Party central committee, only 168 were there, along with 147 of its 171 alternate members, according to the communique.
That reflects an “unprecedented proportion of central committee members are in political trouble” amid Xi’s deep purges within the party, said Neil Thomas, a fellow at the Asia Society Policy Institute’s Center for China Analysis.
The biggest personnel changes were the promotion of Gen. Zhang Shengmin to be China’s second highest ranking general. He replaced He Weidong, who was ousted from the party along with eight other senior officials in Xi’s latest anti-corruption drive.
The changes indicate an emphasis on political loyalty and anti-corruption under Xi, said Sun of King’s College London. As the party continues to centralize power, “the political position faced by Xi and his dominance within the party is still relatively secure” said Sun.
Wu reported from Bangkok and Moritsugu reported from Beijing. Associated Press researchers Yu Bing and Shihuan Chen in Beijing contributed.
IN this photo released by Xinhua News Agency on Thursday, Oct 23, 2025, Chinese President Xi Jinping, center, leads other members of the Politburo standing committee during the fourth plenary session of the 20th Communist Party of China (CPC) Central Committee in Beijing. SHEN HONG/XINHUA VIA AP
King Charles III prays with pope in historic visit, a welcome respite from royal troubles at home
By Nicole Winfield The Associated Press
VATICAN CITY—King Charles III and Queen Camilla prayed Thursday with Pope Leo XIV in an historic visit to the Vatican to forge closer relations between the Church of England and the Catholic Church, a welcome spiritual respite for the royals from the turmoil at home over sexual misconduct allegations against Prince Andrew. Charles, who is the titular head of the Church of England, and Camilla sat in golden thrones on the raised altar of the Sistine Chapel, in front of Michelangelo’s “Last Judgment,” while Leo and the Anglican archbishop of York presided over an ecumenical service.
The event marked the first time since the Reformation that the heads of the two Christian churches, divided for centuries over issues that now include the ordination of female priests, have prayed together.
The accompanying music reflected the Catholic and Anglican musical heritage: Hymns were sung by members of both the Sistine Chapel choir and visiting members of two royal choirs: the St. George’s Chapel choir of Windsor Castle and the children’s choir of the Chapel Royal of St. James’s Palace.
Respite from scandal
THE visit comes as the UK royal family is once again under intense scrutiny over Prince Andrew’s ties with convicted sex offender Jeffrey Epstein. The scandal that has long dogged the king’s brother was reignited this week after a memoir by Epstein and Andrew accuser Virginia Giuffre was published.
The 65-year-old prince has said he will stop using his titles, including Duke of York, but has “vigorously” denied Giuffre’s claims. Buckingham Palace and the UK government are under pressure to formally strip Andrew of his dukedom and princely title, and kick him out of the 30-room mansion near Windsor Castle where he lives. Charles’ and Camilla’s visit had actually been planned for earlier this year, but was rescheduled after Pope Francis got sick and then died. Charles had strongly wanted to visit the Vatican during the 2025 Holy Year, a once-every-quarter-century celebration of Christianity.
Step toward unity
ANGLICANS split from the Catholic Church in 1534 when English King Henry VIII was refused a marriage annulment. While popes for decades have forged warm relations with the Church of England and the broader Anglican Communion on a path toward greater unity, the two churches remain divided.
The Sistine Chapel service, though, marked a historic new step toward unity and included readings and prayers focused on the unifying theme of God the creator.
Later Thursday, Charles traveled to a pontifical basilica that has strong, traditional ties to the Church of England, St. Paul’s Outside the Walls, to receive a new formal recognition. The title “Royal Confrater” is a sign of spiritual fellowship and was reciprocated by Charles: Leo was given the title of “Papal Confrater of St George’s Chapel, Windsor Castle.”
At the basilica, Charles sat in a special chair decorated with his coat of arms, bearing the Latin exhortation “Ut Unum Sint” (That they may be one), the mantra for Christian unity. The chair was given to him and will remain in the basilica for Charles and his heirs to use, officials said.
Cardinal Vincent Nichols, the Catholic archbishop of Westminster, said that the king’s visit strengthens the relationship forged by Queen Elizabeth II, who came to Rome six times during her reign, including during the 2000 Holy Year.
“Pope Leo and King Charles coming together before God in prayer is an example of a genuine and profound cooperation,” he told The Associated Press. He recalled that Charles accepted his constitutional role as supreme governor of the Church of England, “but also his role in protecting freedom of religion and the important role of faith in society across his kingdom.”
The visit comes just weeks after the election of the first female archbishop of Canterbury, Sarah Mullally. She didn’t join the king and queen at the Vatican, since she hasn’t been formally installed as the Church of England’s spiritual leader. In her place was the archbishop of York, the Most Rev. Stephen Cottrell.
Anglican Communion strains
WHILE the king copes with tensions over the Epstein scandal at home, Mullally’s election has heightened tensions within the Anglican Communion abroad. The archbishop of Canterbury is considered the “first among equals” in the Anglican Communion, which has more than 85 million members spread across 165 countries. But following Mullally’s appointment, a long-building schism in the Anglican Communion appears close to a final rupture.
An organization of conservative Anglican primates—representing a majority of the communion’s membership, primarily in Africa—announced that it’s rejecting all of the bureaucratic links that have historically connected the Anglican Communion.
The Global Fellowship of Confessing Anglicans, known as Gafcon, says it’s forming a new structure, although it claims it represents the historic Anglican Communion in a “reordered” form.
Its statement denounced the LGBTQ-affirming stances of some parts of the Anglican Communion as precipitating the break, a reference to positions taken by the Church of England and the Episcopal Church in the United States. But it closely followed another Gafcon statement lamenting Mullally’s appointment, saying that many believe that only men can be bishops and rejecting her office as a defining point of Anglican unity.
Peter B. Smith contributed to this report from Pittsburgh.
Trump says he’s ending trade talks with Canada over TV ads
By Will Weissert The Associated Press
WASHINGTON—President
Donald Trump said late Thursday that he was ending “all trade negotiations” with Canada because of a television ad opposing US tariffs that he said misstated the facts and called “egregious behavior” aimed at influencing US court decisions.
The post on Trump’s social media site came after Canadian Prime Minister Mark Carney said he aims to double his country’s exports to countries outside the US because of the threat posed by Trump’s tariffs. Trump’s call for an abrupt end to negotiations could further inflame trade tensions that already have been building between the two neighboring countries for months.
Trump posted, “The Ronald Reagan Foundation has just announced that Canada has fraudulently used an advertisement, which is FAKE, featuring Ronald Reagan speaking negatively about Tariffs.”
“The ad was for $75,000. They only did this to interfere with the decision of the US Supreme Court, and other courts,” Trump wrote on his social media site.
“TARIFFS ARE VERY IMPORTANT TO THE NATIONAL SECURITY, AND ECONOMY, OF THE U.S.A. Based on their egregious behavior, ALL TRADE NEGO -
TIATIONS WITH CANADA ARE HEREBY TERMINATED.”
Carney’s office didn’t immediately respond to a request for comment. The prime minister was set to leave Friday morning for a summit in Asia, while Trump is set to do the same Friday evening.
Earlier Thursday night, the Ronald Reagan Presidential Foundation and Institute posted on X that an ad created by the government of Ontario “misrepresents the ‘Presidential Radio Address to the Nation on Free and Fair Trade’ dated April 25, 1987.” It added that Ontario did not receive foundation permission “to use and edit the remarks.”
The foundation said it is “reviewing legal options in this matter” and invited the public to watch the unedited video of Reagan’s address.
Carney met with Trump earlier this month to try to ease trade tensions, as the two countries and Mexico prepare for a review of the US-Mexico-Canada Agreement—a
trade deal Trump negotiated in his first term, but has since soured on.
More than three-quarters of Canadian exports go to the US, and nearly $3.6 billion Canadian (US$2.7 billion) worth of goods and services cross the border daily.
Trump said earlier this week that he had seen the ad on television and said that it showed that his tariffs were having an impact.
“I saw an ad last night from Canada. If I was Canada, I’d take that same ad also,” he said then.
In his own post on X last week, Doug Ford, the premier of Ontario, posted a link to the ad and the message: “It’s official: Ontario’s new advertising campaign in the US has launched.”
He continued, “Using every tool we have, we’ll never stop making the case against American tariffs on Canada. The way to prosperity is by working together.”
A spokesperson for Ford didn’t
immediately respond to a request for comment Thursday night. But Ford previously got Trump’s attention with an electricity surcharge to US states. Trump responded by doubling steel and aluminum tariffs.
The president has moved to impose steep US tariffs on many goods from Canada. In April, Canada’s government imposed retaliatory levies on certain US goods— but it carved out exemptions for some automakers to bring specific numbers of vehicles into the country, known as remission quotas. Trump’s tariffs have especially hurt Canada’s auto sector, much of which is based in Ontario. This month, Stellantis said it would move a production line from Ontario to Illinois.
The Associated Press Writer Rob Gillies in Toronto, Ontario, contributed to this report.
Pakistan bans hardline Islamist party after recent deadly clashes with police
By Munir Ahmed The Associated Press
ISLAMABAD—Pakistan on Thursday banned a radical Islamist party behind recent violent protests that left at least one police officer and four civilians dead, the government said.
The decision, approved by the federal Cabinet on the recommendation of the Punjab provincial government, came more than a week after thousands of supporters of the Tehreek-e-Labbaik Pakistan party, or TLP, clashed with police on the outskirts of Lahore.
The protesters were attempting to march to the capital, Islamabad, to hold a rally in support of Palestinians. More than 100 police officers and dozens of protesters were injured in the clashes.
Prime Minister Shehbaz Sharif’s office said in a statement that the Cabinet had agreed to outlaw the hardline TLP under the country’s anti-terrorism law, accusing it of involvement in violent and extremist activities.
It’s the second time in recent years that the TLP has been banned.
The party was first outlawed in April 2021 after violent protests
over the publication of caricatures of Islam’s Prophet Muhammad in France. At that time, TLP demanded the expulsion of the French envoy. The ban was lifted in November 2021 after the group reached a deal with former Prime Minister Imran Khan’s government, a move that drew criticism by many other parties for allowing the group to resume political activities.
The statement said TLP did not adhere to the agreement and indulged in violence.
However, in its own statement released late Thursday, the TLP rejected the government’s decision to outlaw it, calling the move “unconstitutional and politically motivated.”
The latest ban followed new unrest last week, when security forces dispersed the group’s “long march” near Lahore. Authorities say police are now searching for TLP leader Saad Rizvi, who went into hiding after the clashes erupted on Oct. 13, when protesters tried to remove shipping containers placed by police to block roads to halt their rally.
Police suspect Rizvi was hiding somewhere in Pakistan-administered Kashmir after fleeing the
outskirts of Lahore, and officers were conducting raids to nab him. However, his party has said it lost contact with Rizvi hours after police launched the operation to disperse the rally near Lahore.
Authorities have said that the demonstrators had been determined since Oct. 10 to stage a proPalestinian rally outside the US Embassy in Islamabad, and police repeatedly came under attack by the demonstrators with batons, rocks and guns.
Punjab government spokesperson Uzma Bukhari told reporters earlier Thursday that they have sent a summary to Sharif’s government, suggesting to ban TLP for the recent violence. She said the party’s offices have already been shut by the Punjab government.
Police have arrested hundreds of TLP supporters since last week, and Bukhari said the party’s bank accounts have been seized, and terror charges are being filed against those members of the party who were involved in attacks on police during the violence.
She said a ban that was imposed on rallies last week is still in place in anticipation of any reaction from TLP.
TLP, known for staging violent rallies, gained prominence in Pakistan’s 2018 election by campaigning on the single issue of defending the country’s blasphemy law, which calls for the death penalty for anyone who insults Islam. In the past, it had mainly staged rallies against the desecration abroad of Islam’s holy book, the Quran.
IN this picture made available by Vatican Media, Britain’s King Charles III and Queen Camilla pose with Pope Leo XIV as they meet at the Vatican during a state visit, Thursday, Oct. 23, 2025. VATICAN MEDIA VIA AP, HO
Yulo gets floor exercise bronze
PARIS Olympic double gold medalist Carlos Edriel Yulo looked slightly out-of-sync and scored 14.533 points for the bronze medal in the men’s floor exercise of the 53rd FIG Artistic Gymnastics World Championships in Jakarta on Friday.
Yulo, who ruled the event in the world’s 2019 edition in Stuttgart, seemed a bit rusty after a four-day break since taking second in the qualifiers over the weekend with a slightly better score of 14.566. He was able to salvage the bronze behind the 1-2 finish of Paris Olympic bronze medalist Jake Jarman, who bagged his second world gold medal with a top score of 14.866 points, and compatriot Luke Whitehouse—both from Great Britain—who took the silver medal (14.666).
In a demanding discipline where minute increments can spell the difference between victory and defeat, the pint-sized Pinoy gymnast was penalized .333 points—the winning margin of Jarman over Yulo.
Backed by the Philippine
Sports Commission, Yulo, 25, was the second athlete on the mat, seemingly lacking the same dynamic and explosive energy he showcased last year in Paris where he reigned supreme with 15.000 points. As the second athlete to see action, he had a fleeting moment at the top with his dismal score after American Kameron Nelson opened the men’s floor exercise with 14.133 points.
But his expression flashed on the huge video monitor after his performance was hinted that it might not last, and, true enough, Whitehouse wrested it away with a solid outing that netted him 14.666 points.
“There is still the vault finals and I aim to do better than today,” added the gymnasts, who won the event in 2021 in Kitakyushu, just months after the Tokyo Olympics.
“Between Carlos and me, it is like a friendly rivalry since we face each other often on the world stage. But this gold is quite special since I fancy myself to be a floor exercise guy and winning this is a validation of that,” Jarman, a vault champion in the the
previous meet held in
SBy Aldrin Quinto
Ratcliff
advanced
in the Asian Youth Games without breaking a sweat on Friday. After a unanimous decision victory over Uzbekistan’s Nodirbek Abdurashidov in the quatrterfinals on Thursday, Ratcliff got a free pass to the final round when Osimi Begmurodzoda of Tajikistan failed to make weight in the boys 60kg class semifinals at Exhibition World Bahrain. That means at least a silver medal for Ratcliff, who started training in jiujitsu when he was eight years old.
The 17-year-old Ratliff explained that traditional MMA fighters are required to weigh-in with the gi on, and that he usually needs to be at 59.3 kilos to be able to make the 60kg limit.
“I hope to deliver gold for my family and the country,” Ratliff said, adding that he is proud to contribute to the Philippines’ medal haul. Ratliff faces either Satria Eka Suryo of Indonesia or Amirmohammad Hatamianafshari of Iran on Saturday.
Kram Airam Caprio of Santa Curz, Laguna, delivered the Philippines’ first medal, gold in pencak silat, before Kristen Ambriel Aguila earned silver in the girls’ individual poomsae.
The tecball girls’ pair of Crystal Cariño and Nicole Tabucol from Pangasinan bagged bronze.
Big win for Alas Women DENESSE DAYLISAN did not flinch when asked whether Alas Pilipinas would continue to make waves beyond the Asian Youth Games.
“Yes, of course,” Daylisan said, emphasizing the importance of
GBy Josef Ramos
Antwerp, Belgium in 2023, said.
The Englishman had to cool his heels for a while before Jarman, whose mother is from Cebu, took to the stage as the second-to-the-last gymnast to come up with an impressive routine that won the nod of the judges.
“I have no regrets, I did my best and gave my all but Jarvis and Luke just happened to be better today,” Yulo said. “I am grateful that I reached two apparatus and that is a big plus for me.”
Competing in his seventh straight world competition since make his debut In Doha, Qatar in 2018, Yulo still has chance to bring home the bacon on Saturday in the vault finals at the close of the meet.
He is considered the prohibitive favorite in the event after topping the qualifiers with 14.750 points.
FIDEL
emotional as he struggled to find the right words. “It’s one of those things you never know if it will ever happen. And somehow—it did.”
continuity and cohesion after the team pulled off a stunning 25-20, 25-18, 2520 win over Asian powerhouse China.
“If the connection is solid, on and off the court, we can do well in international events.”
But Daylisan, one of the most experienced players on the squad, quickly noted that the Philippine women’s youth team members are not looking too far ahead. Although locked in for the quarterfinals, the Philippines still has a match against Hong Kong, and Daylisan says the team needs to work on some things as they seek a place in the medal rounds.
“We still need to polish our game. There are still some lapses that we focus on,” Daylisan added.
Weightlifters gear up for battle
EYES will be on the Philippine team as the weightlifting competition gets going.
World junior championship gold medalists Jhodie Peralta, Jay-R Colonia and Alexsandra Ann Diaz compete along with Dave Pacaldo, Jerick Castro and Princess Jay Ann Diaz as they try to add to the Philippines’ medal haul.
Action in weightlifting starts on Sunday at the Exhibition World Bahrain in Sakhir.
The Filipinos are coming off a successful campaign in the IWF World Youth and Junior Championships in Lima, Peru, where they bagged 10 gold, three silver, and three bronze medals.
CONCEPCION finally turned years of promise into fulfillment after capturing his first-ever Philippine Golf Tour (PGT) crown in the International Container Terminal Services Inc. Apo Golf Classic in Davao on Friday.
But not before enduring one of the toughest, most nerve-wracking finishes in the PGT.
Concepcion, who built a commanding six-stroke lead midway through the final round of the P3.5 million championship, suddenly saw his advantage vanish.
Yet when it mattered most, the Filipino-Australian held his nerve, burying a career-defining birdie from 10 feet on the second playoff hole to edge Korea’s Jaehyun Jung and capture the longelusive victory.
“Honestly, it’s unreal,” said Concepcion, visibly
For over a decade, Concepcion has lived with the label of “potential waiting to blossom”— near-misses, heartbreaking finishes and fleeting moments of brilliance marked his 12-year campaign.
Squandering a six-shot cushion would have broken lesser men, but Concepcion, now more seasoned and self-assured, proved that championships are won not by raw talent alone, but by patience, poise and perseverance.
The 16-year-old Peralta, from Zamboanga City, led the Philippine charge during the campaign with three gold medals—snatch, clean and jerk, and total in the women’s youth 55 kg class.
Jay-R, son of Olympian Nestor Colonia, delivered two golds in the men’s youth 49 kg, while Diaz, niece of Philippines’ first ever Filipino Olympic gold medal winner Hidilyn Diaz, had a pair of gold medals in the women’s youth 45 kg event.
Meanwhile, teams from pencak silat, kurash, and teqball already returned to the country after accounting for two of the Philippine delegation’s four medals won so far.
Pesilat Kram Airam Carpio bagged the gold in the girls’ 51-55 kg class of pencak silat, while the duo of Crystal Carino and Nicole Tabucol provided a surprise bronze in the girls’ doubles division of teqball.
ENERAL Santos City—This city known as the “Tuna Capital of the Philippines” rolls out the red carpet for 24,000 delegates—19,000 of them athletes—for the 14th staging of the Batang Pinoy in what is expected to be a spectacular opening ceremony on Saturday
and worldfamous son, boxing Hall of Famer
Pacquiao, and weightlifter Hidilyn Diaz-Naranjo, the country’s Olympic gold medalist from Zamboanga City, headline an elite list of guests in the opening ceremony prepared by the city’s chief executive, Lorelie Ocmar Geronimo Pacquiao.
“People’s Champ” Pacquiao will highlight the torch relay and lighting of the cauldron for the weeklong games featuring athletes aged 17 and below from 179 cities and provinces all over the country. The Batang Pinoy is one of the Philippine Sports Commission’s (PSC) flagship programs for grassroots development and no less than chairman Patrick “Pató”
Gregorio will deliver before the keynote address before the delegates that also include 4,397 coaches. “Without Batang Pinoy, the country’s grassroots program will not happen,” said Gregorio, who was all over this week—in Bahrain for the Asian Youth Games where more than 150 Filipino athletes also aged under 18 years old and in Siargao, for the World Surf League Qualfying Series. There are 27 sports—archery, athletics, aquatics, arnis, basketball 3x3, boxing, chess, cycling, dance sports, futsal, gymnastics, jiu-jitsu, judo, kickboxing, karate, muay, pencak silat, sepak takraw, soft tennis, table tennis, taekwondo, tennis, beach volleyball, weightlifting, wrestling and wushu—in this year’s program of the Batang Pinoy which began in 1999 and interrupted only in 2003, 2010, 2020 amnd 2021. Pasig City was the general champion last year in Puerto Princesa City with 105 gold, 64 silver and 116 bronze medals.
The Local Government Unit that emerges overall champion will again get a P5-million incentive from the PSC, with the second to fifth placers receiving P4 million, P3 million, P2 million and P1 million, respectively.
THE Philippine Olympic Committee (POC) on Friday warned on withdrawing the participation of the Alas Pilipinas Women in the 33rd Southeast Asian Games unless the Premier Volleyball League (PVL) abides by a Memorandum of Agreement (MOA) that guarantees a potentially strong finish by the women’s national team in the games Thailand is hosting in December.
“It’s about patriotism … putting flag and country above and before everything else,” said POC president Abraham “Bambol” Tolentino from Bahrain where he’s overseeing the national team in the Asian Youth Games.
“The goal is to finish strong—and to win the gold—in all of the sports where Filipino athletes are entered in the Thailand SEA Games,” said Tolentino, stressing that the close to 1,700-strong Team Philippines to Thailand are devoted to fight for the general championship which the country clinched in the 2019 hosting.
“And we are all aware—after having won three Olympic gold medals—that winning involves an absolute participation and cooperation by an entire community,” said Tolentino, adding “without full cooperation, we won’t accomplish our goals.”
He said: “But setting goals and getting everyone involved, we must train hard—and long.”
The Thailand SEA Games open in 46 days and Tolentino sees the limited window as “crucial in forming and strengthening chemistry in any team sport.”
The PVL, according to PNVF secretary-general Don Caringal, crafted a MOA where players from the 12 teams in the women’s professional league will form the core—with top collegiate athletes—of the Alas Pilipinas Women.
Outdriven by Jung in both playoff holes, Concepcion showed that accuracy and mental toughness outweigh pure power.
On their second trip to the par-4 ninth, he calmly pulled a 4-iron from the tee and found the heart of the fairway-sa perfect setup for his trusted 8-iron. From 160 yards downwind, he knocked it stiff, landing just 10 feet from the cup.
Jung, forced to respond, came up short, his approach stopping well shy of the flag.
The Korean missed his long birdie attempt, and Concepcion seized the moment—rolling in the winning putt and raising both arms in triumph and years of frustration finally metamorphosed into joy.
After birdies on Nos. 1 and 3, Concepcion appeared in total control at two-under through seven, six shots clear of Tony Lascuña. But the Apo Golf and Country Club layout is unforgiving. A double bogey on the par-4 eighth and another dropped shot on No. 10 cracked the door open for the field.
“There were a lot of ups and downs,” Concepcion recalled. “I was two-under early on but lost a bit of momentum and that sort of brought the field back in. The backnine was a roller-coaster, so if there’s one highlight for me, it would definitely be that final putt.” Jung, five shots adrift entering the day, played fearlessly as he scorched the back nine with three birdies in the last four holes, posting a tournamentbest 67 to catch Concepcion, who matched par 72, at 284.
CARLOS YULO, winner of two gold medals in Paris last year, looks rusty
