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Builders Cloim 'Plenty of Customers' But Decry Government Mortgoge Policies

Forty representative home builders from all sections of the United States, meeting January 14 in the National Housing Center, told high government housing and monetary officials and Congressional staff representatives, that the current condition of the mortgage market had made building plans for 1957 so uncertain that, unless corrected, there would be a decline of about 20/o from 1956 levels.

"There are plenty of customers," as one builder said, summarizing his views-"but I simply can't get financing to meet the needs of the people who want and can afford new housing in my community."

The uncertainty and the decline were attributed almost unanimously to difficulties in securing mortgage financing on terms and prices suited to the market. Not only is mortgage money tight, said these builders but, frequently when available, it can be obtained only under terms and conditions which disqualify many otherwise eligible home buyers. Most builders agreed that the mar-

Fred Ricks to Tolk ro SGLSA

An especially interesting talk has been secured for the next meeting of the Southern California Lumber Seasoning Association, when Fred Ricks will speak February 7 to a dinner session at Currie's Santa Fe, 1735 West Pacific Coast Highway, Long Beach. The very popular Mr. Ricks is a member of Krieger & Co., paint manufacturers, with vast experience in furniture manufacturing and finishing.

ket potential was far greater than current financing conditions would permit. They also expressed real concern over the increasing volume of second mortgages-a dangerous trend which will, unless corrected, prove a major disservice to home buyers.

These conditions prevailed in nearly every part of the United States,.although the situation 'lvas described as somewhat better in New England and some portions of the mid-west.

Hardest hit have been the rapidly growing areas in the West and Southwest, which have in the past been responsible for a substantial percentage of the nation's home construction, particularly that done under the FHA and VA programs.

These builders forecast a continuing decline in moderate-priced housing in 1957, as a result of unfavorable financing conditions, and increasing land and materials costs, and predicted the typical home sales price rvould be up again in 1957.

In a Question-and-Answer period, this help solve all problems on furniture furnish the answers on drv lumber for expert promises to manufacturing and that industry.

Notionol Lumber & Supply in SCR.LA

The National Lumber & Supply Co, 17326 S. Woodruff Ave., Bellflower, has joined the Southern California Retail Lumber Assn. as an active dealer member. Or,vner of the yard is Sol Jaffee.