HOUSING UPDATE
Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and homeprices
Whether you’re thinking of buying or selling, here’s a look at what the experts aresayingandhowitmightimpactyourmove
MortgageRatesAreForecastToComeDown
One of the biggest factors likely affecting your plans is mortgage rates, and the forecast looks positive After rising dramatically in recent years, experts project rates will ease slightly throughout the course of 2025 (see graph below):
Sources:FannieMae,MBA,NAR,WellsFargo
While that decline won’t be a straight line down, the overall trend should continue over the next year. Expect a few bumps along the way, because the trajectory of rates will depend on new economic data and inflation numbers as they’re released But don’t get too hung up on those blips and reactions fromthemarketastheyhappen.Focusonthebiggerpicture.
Lower mortgage rates mean improving affordability. As rates come down, your monthly mortgage payment decreases, giving you more flexibility in whatyoucanaffordifyoubuyahome
This shift will likely bring more buyers and sellers back into the market, though. As Charlie Dougherty, Director and Senior Economist at Wells Fargo, explains:
With mortgage rates expected to ease and home prices projected to rise at a more moderate pace, 2025 is shaping up to be a more promising year for both buyers and sellers
As that happens, both inventory and competition among buyers will ramp back up. The takeaway? You can get ahead of that competition now Lean on your agent to make sure you understand how the shifts in ratesareimpactingdemandinyourarea
HomePriceProjectionsShowModestGrowth
While mortgage rates are expected to come down slightly, home prices are forecast to rise but at a much more moderate pace than themarkethasseeninrecentyears
Expertsaresayinghomepriceswillgrowbyanaverageofabout25% nationallyin2025
Thisisfarmoremanageablethantherapidpriceincreasesofprevious years,whichsawdouble-digitpercentagegrowthinsomemarkets
What’s behind this ongoing increase in prices? Again, it has to do with demand As more buyers return to the market, demand will rise – but sowillsupplyassellersfeellessrate-locked
More buyers in markets with inventory that’s still below the norm will putupwardpressureonprices.Butwithmorehomeslikelytobelisted, supply will help keep price growth in check This means that while priceswillrise,they’lldosoatahealthier,moresustainablepace
Of course, these national trends may not reflect exactly what’s happening in your local market. Some areas might see faster price growth, while others could see slower gains As Lance Lambert, CoFounderofResiClub,says:
“Even if the average national home price forecast for 2025 is correct, it’s possible that some regional housing markets could see mild home price declines, while some markets could still see elevated appreciation Thathasbeen,afterall,thecasethisyear”
Even the few markets that may see flat or slightly lower prices in 2025 have had so much appreciation in recent years – it may not have a big impact That’s why it’s important to work with a local real estate expert who can give you a clear picture of what’s happening where you’relookingtobuyorsell.
7 Bedroom Trends That Are Going to Be Everywhere in 2025
Wondering what sleep spaces will look like in 2025? According to the interior designers we spoke with, next year's bedrooms will be colorful, full of personality, and supremely cozy, all at the same time We share in detail seven 2025 bedroom trends that you will surely be spotting everywhere over the coming year
1. Moody Hues
Why opt for an all-white bedroom when you can play with dramatic colors? Sarah Storms, the founder of Styled by Storms, explains how color drenching isn't going anywhere in the new year since it creates a cozy ambiance that's perfect for a restful evening While you can color drench with any hue of your choosing, Storms notes that rich jewel tones in particular will be having a major moment in 2025 think emerald greens, amethyst purples, chocolate browns, and burgundy reds
Say goodbye to messy cords galore in the bedroom–Storms shares that many people are opting for charging nightstands, which help to cut the clutter. "All your gadgets can plug into a compartment or the back of your nightstand, and it can go back to being a pretty piece of furniture," she says
Make more of an effort in the new year to shop secondhand when furnishing and decorating your bedroom Ashley Fiocco, the founder of Ashley Fiocco Designs, loves to frequent vintage stores in search of bedroom items Fiocco explains how she's found beautiful and unique fabrics for making throw cushions, antique handwoven/hand-knotted rugs of exceptional quality, and solid wooden chests or small tables that can be used as nightstands.
Whether your bedroom is on the smaller side or you're simply looking to cut the clutter, consider this simple hack, which Megan Evans, the founder of Megan Evans Interiors, foresees being a popular choice in 2025 Evans recommends incorporating pendant lights over a nightstand instead of a table lamp or wall sconce since you can easily bring drama to a space with something functional
Many people are still working from home at least a few days per week and expect their bedroom to function as a multipurpose space. Emily Sturgess, the founder of Emily Sturgess Design, explains how clients are often asking to have a designated space within their bedroom to use as an at-home work area Because of this, Sturgess aims to create thoughtful vignettes that are both functional and beautiful However, there's no need to opt for the same type of furniture pieces that one would display inside of a cubicle
6. Statement Headboards
Who says that headboards have to be plain? Ayten Nadeau, the founder of I-T DESIGNS, refers to the headboard as "the crown jewel" of the bedroom Better there's a style for every personality and aesthetic "A statement headboard s the tone for everything else," she says "Whether it’s a handcrafted wood masterpiece or an oversized velvet creation, it should immediately pull you in a anchor the space."
7. Wallpaper
If you love wallpaper, you're in luck it will continue to be in vogue in 2025, don't hesitate to add it to your bedroom "It's like stepping into another world w a mural or large-scale botanical," Kelsey Haywood, the founder of Haywoodma says.
THANKSGIVING TABLE DECOR IDEAS THAT ARE AS DELICIOUS
IIf you’re hosting Thanksgiving this year, you have a lot of items on your to-do list. From the pre-feast cooking to the postfeast cleaning, it’s stressful to say the least So allow us to take one task off your plate with our favorite Thanksgiving table decor ideas From minimalist setups in sultry jewel tones to a more classic option that utilizes fall colors and textures, there are a lot of beautiful table settings that will kickstart your own home decor ideas.
1 Use a Table Runner
If you like the look of a classic white table, but don't think it feels appropriate for Thanksgiving, which often celebrates autumnal colors (among other things), opt for a tablescape. The whole spread, from the tablecloth to the dishes, can be white, but the leafy table runner reflects all of the fall foliage hues we love.
2 Turn to Literature
Okay, this may feel like a little much, but if you have a large enough book collection to accommodate all of your dinner guests, turn to a page with a passage about gratitude and have each guest read it Of course, you may want to move the book when it's time to eat to avoid stains.
3 Embrace Moody Hues
Whether you opt for a reddish brown like the creatives at Peacock Ridge Farm did or another fall-inspired color, the monochrome look is definitely in If you're wondering how to bring the color together, use it wherever you can, including the napkins, table cloth, flowers, and candle sticks.
4 Play With Pattern
As long as there's a cohesive element, like a color or motif, feel free to mix as many patterns as you'd like Personally, we love the deep mauve and leafy symbols, but pretty much anything goes.
5 Keep It Simple
If you can't decide what aesthetic route to take, keep it minimal It’s as simple as decorating with nothing more than candles and a faux garland down the length of the table. If you want the wintery smells though, go for a real garland.
6 Take It Outside
If you live in a place that's warm all year, you may want to take the Thanksgiving feast outside this season.
7. Use Unexpected Colors
When we think of a Thanksgiving palette, jewel tones don't usually come to mind, but we'll welcome the soothing shades. After all, most of Thanksgiving foods (save for the cranberry sauce and sweet potatoes) are beige, so giving them a little color is always a welcomed move.
8 White Wash
If you can't pick a color, go for a monochromatic white look. This will serve as a clean backdrop for any florals and plants you'll plan to incorporate. White is also easy to reuse because it doesn't scream any one particular holiday
9 Set Desserts Aside
Don't hide the pies in the kitchen until it's time for delicious dessert. If you have a buffet table in your dining room, use it to display the desserts and let the sweet smells waft through the air.
BENJAMIN MOORE
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