Winning Your Case With Eugene Bruno & Associates

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EUGENE BRUNO & ASSOCIATES

WHO WE ARE

throughout your case is our winning strategy Your legal team is always available to take questions or give updates by phone, email, text, or any way you choose.

For Us, It’s Personal Too

We never forget that your injuries are personal Our firm's size and diversity of talent enables us to offer personalized service so you can enjoy peace of mind while you focus on recovery

We Will Always Treat You Right

Ethics and integrity are important to us and guide us in everything we do We will protect you throughout the process and make sure that you are not re-victimized by the legal system We will make things right

We’ve Built a Reputation Fighting for You

Hiring the right law firm matters Insurance companies know our reputation and it is one of the reasons we are able to settle over 85% of our cases without ever having to file a lawsuit We can help you avoid the stress and strain of a trial

We Partner with Pre-Settlement Funding

Being hurt and not able to work is an economic hardship. We partner with reputable companies who can help you with pre-settlement funding when you need it

Count on Bruno & Associates to be there for you and to win for you.

MYCASETAKE?

The short answer is, it depends You may recover quickly, or it may take longer In some cases, you may be left with a permanent injury that needs a lifetime of care. Getting you the compensation you deserve will depend on knowing a lot about your injury and the impact it has on your life and your future. Your Bruno & Associates team will take care of you from start to finish, but understanding the process is important, and less stressful than not knowing. There will be 4 phases to your case:

The Investigation Phase

It is crucial to start investigating immediately, before evidence is lost or destroyed. Our investigation begins as soon as you hire us Depending on how hard the insurance company fights your case, this phase could take 1-3 months During that time, we can arrange for the best medical care from top doctors and therapists -- even if you don't have health insurance

The Recovery Phase

It's hard to predict how long it will take for you to recover or when you will no longer need treatment. Some injuries seem to get worse before they get better You and your doctor will decide on the treatment plan that's right for you Your recovery phase can last as long as you need to get back to your old self.

The Negotiation Phase

We will evaluate your case and make a settlement demand. We know how to put pressure on insurance companies to get cases settled without a lawsuit Their first offer is always a guaranteed low ball and negotiations can take weeks of high pressure tactics as we fight to get you a top dollar settlement

The Settlement Approval Phase

We're able to settle 85% of cases without a lawsuit, but rest assured we won't settle your case without your approval Your settlement will be explained in plain language including how much you're guaranteed in your pocket. It can take 30-45 days to get your settlement, but we can advance funds if needed

CaseValue

WHAT'SITWORTH?

Count on Bruno & Associates to get you every penny you're entitled to, but everyone wants to know: “What's my case worth?” It’s a complex question To calculate your potential case value, we evaluate a number of factors uncovered during the investigation phase that can increase or decrease case value:

Proof of Liability

Proof that the other party was 100% liable for your injury will result in a higher case value than if you were partly to blame We may need to locate and interview witnesses or find video evidence to prove your case.

Severity of Your Injuries

The more severe your injury, the more you should expect to receive in compensation We ensure your injuries are medically documented so we will be able to negotiate a top dollar offer for what you're going through.

Recovery Time

A longer recovery time means more time lost with family and friends or doing what you love to do. The more time you spend going to doctors’ appointments, rather than living your life, the more you should expect to receive in compensation. Also, if you are too hurt to work, you should expect to be compensated for your lost earnings too.

Impact on Your Lifestyle

The greater your struggle, the higher your case value The more your injury disrupts your life or reduces your quality of life, the more you should expect to receive in compensation.

Insurance Coverage or Assets

We investigate to find all of the responsible parties and all of the available insurance coverage to compensate you. If your case is worth more, we investigate the defendant's net worth and make them pay

RoadmaptoHandlingYour

It starts with an inspection and an initial estimate Is your vehicle repairable or not? Follow the roadmap below to understand how to go from crash to cash for repairs or a replacement vehicle

Repairable

MitigateDamages

Take reasonable steps to mitigate (minimize) your damages Avoid storage charges by removing your vehicle from the tow yard ASAP and protect your vehicle from additional damage (for example, cover a broken window to prevent rain damage to the interior).

HowBadis theDamage?

StartwithanEstimate

Your vehicle must be inspected, and an initial estimate prepared, before repairs are authorized This inspection will be followed by a supplemental inspection after repairs begin A supplemental inspection will find hidden damage that was not visible in the initial inspection You will receive a supplemental estimate with the total repair charges

PROPERTYDAMAGECLAIM LetUsHandleIt

GetWhatYouPaidFor

If you paid for collision coverage on your automobile insurance policy, why not use it? There are good reasons why you should use your insurance to have your car repaired. In most cases, your insurance company cannot increase your premiums or drop you just for using your coverage Plus don't worry about your deductible -- we can get it waived or paid by the other driver’s insurance company. Using your own collision coverage is faster and easier than going through the other driver’s insurance, plus your repairs are typically guaranteed Most importantly, you avoid problems like liability fights and limits issues, which can cause delays end up costing you money

YourChoiceof RepairFacility

You may choose any repair facility However, using insurance company “preferred” repair facilities typically makes the repair process run more quickly and smoothly and guarantees the repairs

GettingaRentalVehicle

InspectRepairs

TotalLoss

If repairs cost more than the vehicle is worth, the vehicle is deemed a “Total Loss” and you will receive the “Fair Market Value” of your vehicle A FMV payout should enable you to replace your vehicle with a comparable used vehicle Is your FMV payout fair? Request the FMV report to see how it was calculated. Compare it against vehicles you find on Craigslist, Auto Trader, etc

Your rental vehicle must be a reasonable substitute (in other words, a similar vehicle) You will not be reimbursed for additional drivers, additional insurance, prepaid gasoline, or similar charges Do not exceed rental benefits limited (daily rental amount and total number of days). If you do not need a rental vehicle, you may be entitled to compensation for loss of use of your vehicle.

WhatisFMV? GapInsurance

FMVPayout

Start shopping for a replacement vehicle as soon as your vehicle is deemed a Total Loss Once your FMV payout is issued, rental reimbursement will end, so act promptly.

A “gap” is when FMV is less than what you owe on the vehicle In that case, you will owe the difference Gap insurance will cover the difference If you don’t have gap insurance, continue to make your monthly payment to avoid collection activity and credit damage

Be sure to check your repairs. Take a test drive Check wheel alignment and steering and make sure you don’t hear any new or strange noises Fair Market Value (FMV) is the average value of similar vehicles in your local market FMV is based on local market prices of comparable vehicles If your vehicle was in better-thanaverage condition, the adjuster is required to consider that in arriving at a value