Do you Know What a Public Adjuster is? When people ask me what I do for a living I know that I can’t just say “public adjuster” the same way that an accountant or attorney could state their job title without having to go in to description. After I say “public adjuster” and then go in to my prepared elevator speech, most people are already tuned out assuming they know what it means. Most people immediately assume that when they hear adjuster I work for an insurance company in some capacity. This could be as an independent contractor or employee of the insurance company. Over time I have found certain phrases to explain what I do so that people can tune back in. The following is my go to speech:
I am a public insurance adjuster. What that means is that I work for the insured not the insurance company. I am licensed by the state to be able to work on behalf of the insured to make sure that they get a fair settlement in a fair amount of time. This can be confusing because when a person has a loss and they file their claim the insurance company tells them that “your adjuster” will contact you for next steps. This is not accurate because the adjuster that is calling from the insurance company is an employee of the insurance company, which means that they are working as a paid employee for the insurance company. Therefore a person who has a loss has one of two choice. Work on their own behalf to