ID Brochure

How obsessed can a BGA be?

VERY.

We never stop thinking about your success.

Every Brokerage General Agency promises good service and great results. At BSMG, we prefer to go overboard delivering it.

Our #1 job is to make you a hero to your clients. Our people are fierce and richly experienced insurance industry veterans. We are also focused on the future and how to help you take your business there.

Let’s blow the dust off.

Spend five minutes with anyone from BSMG, and you will see that we never stop tinkering, tweaking and occasionally blowing up the old models. What worked 20, 10 or even two years ago may not work today. You need new ways to make insurance solutions relevant and worthwhile.

That’s exactly what we do with innovations like RDU – bespoke underwriting that achieves remarkably affordable life insurance for wealthy clients with health issues.

We’re client-centric to the core.

Around here, your clients are never numbers. You can always count on us to take the time to ask questions, to learn about their needs, and to implement individualized solutions. There’s no better example than our approach to retirement security. Our experts customize unbiased plans that may include annuities to optimize cash flow and Linked Benefit options that blend long-term care and life insurance benefits.

Feel tech savvy...

Your best clients want your advice on life insurance, but appreciate efficiency.

For too long, technology and insurance refused to play well together. No more. At BSMG we’ve developed the industry’s most advanced online insurance platform, Vive. The best part: clients LOVE the process!

Vive is a ridiculously fast way to write Term insurance: 30 second quotes, 5 minute orders, yet Vive still offers a “white glove”, 100% paperless experience and policies often issue in a matter of days!

Through Vive we can go from input to in force in a matter of days.

The option for accelerated underwriting has changed the business.

Vive has made our practice more efficient all while offering the best products on the market.

— Tim Lassen, Voya Financial Advisor

BSMG’s RDU program is a game changer for my clients! When I reflect upon my 25+ year working relationship with BSMG, I conclude that there is no one better at their craft in our industry than BSMG. The combination of RDU, industry expertise, problem resolution skills, and BSMG’s can do attitude is what separates BSMG from the rest of pack.

— Brian Nixon, Civic Financial/Northwestern Mutual

Stay ahead of the best-interest curve.

Aligning comprehensive risk management solutions with

Lead the way to a more comfortable retirement.

We help you ask the right questions to insure optimal retirement security.

Then, together we’ll work to create personalized solutions that leverage: • Fixed & Fixed Indexed Annuities to generate guaranteed income & principal protection

“Best-Interest” advice has been part of our DNA since 1972.

Now – as SEC’s Regulation Best Interest (Reg BI) and various similar State Regulations loom - that commitment is more

• LTC & Linked Benefit Solutions to protect against the threat of Long Term Care costs

critical than ever.

For Firms: We can act as your outsourced risk management solution by creating a comprehensive, compliant and customized platform for your advisors.

For Producers: As you help your clients anticipate and prepare for life’s risks, we’ll help you offer recommendations that meet these new regulatory standards.

For us, BSMG is the definition of partnership and collaboration, we work together to ensure my client’s needs are addressed and the right solution identified. Thank you BSMG!

Exempt affluent clients from the law of large numbers.

breakaway from the actuarial pack with Risk Differentiation Underwriting (RDU).

We study the details of their elite care to achieve unmatched underwriting improvement. On average, RDU delivers a 34% reduction in cost for Life insurance premiums for the same coverage.

— Rosemarie S. Lopes, Sylvia Group

Complexity, Simplified

Help your clients with health concerns

Try the ridiculously fast way to write term life.

Yes, we’ve made Term so efficient, it’s profitable. Our breakthrough Vive platform allows you to make term insurance happen in 5 minutes. Now you can afford to speak to all of your clients about Term and get them covered quickly.

Whether it’s product innovation or consultative selling advice, everything BSMG does for you is about making the complex simple. Our focus on personalized service, and our intense knowledge of insurance products and concepts, help you present ideas to your clients with originality and precision.

Give yourself a break.

BSMG helps you and your team be more efficient and responsive by offering concierge services such as: • Application completion services • Consolidated & automated comissions • Real-time case status tools online • In-house advanced markets Expertise on complex cases

Expand your comfort zone.

Put us to the test on the business your current BGA is taking for granted. If

Ask us how we can go the extra mile for you and your business.

you’re already a BSMG client, just

800-343-7772 | info@BSMG.net

imagine how much easier your life

www.BSMG.net

would be if you consolidated more

500 South Main Street

of your business right here.

Providence, RI 02903

• Life Insurance • Risk Differentiation Underwriting (RDU) • Annuities & Retirement Income • Long-Term Care Insurance • Linked Benefit Products • Regulation Best Interest Compliance

BSMG. YOUR INDISPENSABLE RESOURCE