Personal ACCOUNTS
Our People Make a Difference Florida Parishes Bank has been the bank of choice for many families and businesses throughout Southeast Louisiana since 1922. Today, FPB is not only a leader in providing the latest in banking technology for your convenience, but also in catering to all of our customers across the community at whatever level of banking they may require. Each team member has the experience and qualifications necessary to help people like you and your family reach both their personal and financial goals. We will continue to provide the best service possible as we grow within our communities. We hope that you’ll grow with us.
Enhancing your experience Florida Parishes Bank provides innovative products to create a banking experience without boundaries. We are harnessing fast moving digital technology and unrestricted mobile access while remaining socially connected with our customers.
Apple Pay®, Samsung Pay® and Google Pay® Easily link your bank cards to your mobile devices* and pay for transactions quickly with a simple phone interaction - no plastic required. Available on mobile devices that are compatible with the mentioned payment options. Apple Pay®, Samsung Pay® and Google Pay® are registered trademarks of their respective companies.
goDough Phone App Deposit checks, pay bills, review your account, view e-statements, and more with the goDough Mobile App.
*
Convenience as a Focus Florida Parishes Bank constantly strives to make banking easier for the customer, offering new innovations every day that improve the speed and quality of your day-to-day banking needs.
(P2P) Person-To-Person Transfers Need to send money to a friend or family member? Or pay back a coworker for covering a bill? How about sending in a donation to an organization? Whatever your transfer needs, P2P makes it easier than ever before.
E-Statements The future is paperless - save yourself the cash and receive your statements digitally, to be accessed at any time!
goDough CHECKING
Checking with great rewards just for using some of our convenient services. Free Apple Pay, Samsung Pay, and Google Pay Free Online Banking Free Bill Payment Free E-Statements
5555-5555-5555-5555 DEBIT DEBIT
Free Debit Card • $.05 per POS Debit credited to account after first 10 POS purchases
Fee Rebates
• NSF Forgiveness (One per 6 month period upon request) • Up to $5 per cycle rebated for money orders, cashier’s checks, telephone transfers or wire transfers
Monthly Service charge waived with any of the following: • ACH Deposit greater than $1,000 • Daily balance more than $1,500 (If the service charge waive requirements are not met, there will be a $10 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $100)
COMMUNITY
CHECKING
Personal checking accounts made for families and community members. Free Apple Pay, Samsung Pay, and Google Pay Free Online Banking Free Bill Payment Free E-Statements
5555-5555-5555-5555 DEBIT
Free Debit Card
• $.05 per POS Debit credited to account after first 10 POS purchases
Fee Rebate
• NSF Forgiveness (One per 6 month period upon request)
Monthly Service charge waived with any of the following: • ACH Deposit greater than $250 OR 10+ POS Transactions OR $50 in "Other" Fees Paid.
(If the service charge waive requirements are not met, there will be a $6 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $100)
Platinum
CHECKING A relationship checking with the best options we have to offer. Variable Interest Rate1
Free Apple Pay, Samsung Pay, and Google Pay Free Online Banking Free Bill Payment Free E-Statements
5555-5555-5555-5555 DEBIT
Free Debit Card • $.05 per POS Debit credited to account after first 10 POS purchases
Fee Rebates
• NSF Forgiveness (One per 6 month period upon request) • Up to $10 per cycle rebated for money orders, cashier’s checks, telephone transfers or wire transfers
Monthly Service charge waived with any of the following: • Daily balance more than $5,000 • MMA/Savings Balance more than $25,000 • Checking and Consumer Loan Balance more than $10,000
(If the service charge waive requirements are not met, there will be a $10 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $1000)
MONEY
MARKET Interest accruing accounts to reach your long term savings goals. Variable Interest Rate1
Free Apple Pay, Samsung Pay, and Google Pay Free Online Banking Free Bill Payment Free E-Statements
5555-5555-5555-5555 DEBIT
Fee Rebate
• NSF Forgiveness (One per 6 month period upon request)
Monthly Service charge waived with any of the following: • Daily balance more than $3,000
Transaction Fee
• $10 Excess item fee will be charged for each item over six (6) per month2. (If the service charge waive requirements are not met, there will be a $10 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $100) 1 For current rates, contact a FPB Banker. 2 Federal Regulations limit savings and money market accounts to six pre-authorized or electronic payments, withdrawals, or outgoing transfers per month. This includes the account transfers or payments initiated by telephone, Mobile Banking, and Online Banking, as well as automatic debits and transfers (such as automatic bill payment and overdraft protection services). See the Deposit Agreement or Truth in Savings Disclosure for more information.
Statement
SAVINGS For the individual ready to set a savings goal. Variable Interest Rate1
Free Apple Pay, Samsung Pay, and Google Pay Free Online Banking Free E-Statements Free 24 Hour Phone Access
Monthly Withdrawal Allotments
$
• 6 Total Withdrawals per Month
• Each additional $10.00 • 2 Total Free Teller Withdrawals Per Month
• Each additional $5.00
Monthly Service charge waived with any of the following: • Daily balance more than $300 • No service fee if they are under 18
(If the service charge waive requirements are not met, there will be a $3 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $50) 1
For current rates, contact a FPB Banker. Interest compounded and paid quarterly.
FPB HEALTH
SAVINGS Take advantage of tax savings and be prepared for health care expenses. Variable Interest Rate1
Free Apple Pay, Samsung Pay, and Google Pay2 Free Online Banking2 Free Bill Payment2 Free E-Statements Free 24 Hour Phone Access Free Debit Card2 Unlimited Check Writing2 FPB Design Checks (40) FPB Design Deposit Tickets (10)
5555-5555-5555-5555 DEBIT
Monthly Service charge waived with any of the following:
$
• Daily Balance More than $3,000
(If the service charge waive requirements are not met, there will be a $3 fee.) (Monthly paper statement optional - $3.50 fee) (Minimum Deposit to open account - $100) 1
For current rates, contact a FPB Banker. 2 Debit Card, Check and Bill Pay available ONLY for HSA approved expenses. It is the customer's responsibility to maintain account in accord with IRS rules for Health Savings Accounts.
CHRISTMAS
CLUB Saving for the Holiday Season has never been so easy! Variable Interest Rate1
Money is saved via a monthly EFT transfer deposit from opening date of account to October. Funds are withdrawn and perfectly timed for your holiday shopping on October 15th.
$
Electronic Funds Transfer (EFT) from an existing FPB account required. Minimum Transfer of $10.00. (Minimum Deposit to open account - $10.00) (Early Withdrawal / Closure Fee - $10.00) Account automatically renews.
1
For current rates, contact a FPB Banker.
VACATION
CLUB Account allowing you to carefully plan for that ideal vacation getaway. Variable Interest Rate1
Funds are transfered into an existing FPB account on May 15th for easy vacation planning access.
$
Electronic Funds Transfer (EFT) from an existing FPB account required. Minimum Transfer of $10.00. (Minimum Deposit to open account - $10.00) (Early Withdrawal / Closure Fee - $10.00) Account automatically renews.
1
For current rates, contact a FPB Banker.
A Banking Tradition in Southeast Louisiana Since 1922
FPB Branch Locations
Important Phone Numbers
Hammond Main: Hammond East: Ponchatoula: Amite: Covington: Mandeville Metairie:
Telephone Banking 24/7 877-345-3742 Customer Service Inquiries 985-345-BANK (2265) Lost or Stolen Debit Cards 877-849-5533 Lost or Stolen Credit Cards 800-423-7503
2017/2018
1300 West Morris Ave. 18014 Hwy. 190 East 490 Barringer Dr. 601 West Oak St. 2300 North Hwy. 190 2909 Hwy. 190 1041 Veterans Blvd.
www.bankfpb.com
FPB NMLS # 416494