The Press 03.18.2022

MISSING DELIVERY OF THE NEWSPAPER TO YOUR HOME? Vol. 24, No. 11

by Melissa van Ruiten Staff Writer

REGIONAL The long-anticipated annexation of East Contra Costa Fire Protection District

by Contra Costa Fire Protection District passed its final hurdle on March 9 when the Contra Costa County Local Area Formation Commission unanimously approved the consolidation of the two districts.

The consolidation means the following for residents: • quicker response times • a paramedic on board fire engines • lower annual fire insurance bills for residents and businesses “Today is a day for celebration,” said Brian Oftedal, president of the ECCFPD Board of Directors. “The cooperation and collaboration of so many individuals has made this annexation a reality. Residents in East Contra Costa will now re-

A local commission recently approved the consolidation of the East Contra Costa Fire Protection District and the Contra Costa Fire Protection District.

Press file photo

ceive the services they deserve.

Response times will improve, fire apparatus will arrive with a paramedic on board, and slowly but surely, improved ISO rating will help residents and businesses save money on annual fire insurance bills. For everyone that has been a part of improving public safety in our county,

thank you.”

The conversation regarding annexation began in August 2020, after efforts to pass several different tax measures to improve funding failed. AP Triton Consulting, LLC, a Sacramento-based consulting firm specializing in the study of fire and emergency services, was con-

tracted to complete a two-phase study to assess what consolidation would look like in regards to financial and operational impact. The results of the study determined that the benefits of annexation would greatly improve the efficiency and effectiveness see Forces page 18A

He’s cooking up a second chance Correspondent

OAKLEY Greg Reynoso of Oakley has been given a second chance at life, and he’s holding on tight with both hands.

Incarcerated at the age of 19, Reynoso spent 10 years in state prison. His release date in 2020 coincided with the COVID-19-related shutdown of society on March 15, making it difficult to accomplish the first thing on his to-do list: get a job.

“I couldn’t find one,” he said, noting his status as a felon didn’t help. “I came out (of prison) at 30, and finding a job was hard, I couldn’t do anything

… my passion has always been cooking, and a friend asked me to do the food for his son’s party and from there I got another party and then a barbecue and it just started from there. A lot of people started contacting me, and I started building up a collection of aprons, spatulas, pots and pans, and within four months, I had a catering gig.”

Reynoso then took his gig to the next level, obtaining permits and a business license. He opened his first bank account, saved his money and bought his first trailer. He remodeled the trailer himself and began taksee Cooking page 18A

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Greg Reynoso (Left) of Taste This Kitchen, along with friend and Brentwood Vice Mayor Johnny Rodriguez look forward to Reynoso’s new brick-and-mortar restaurant opening this spring.

Reynoso also operates a food truck and private chef business.

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Council districts’ new maps OK’d

by Jake Menez Staff Writer

BRENTWOOD The Brentwood City Council unanimously adopted a new city council district map during a special meeting held via Zoom on March 3.

Changing district maps means local residents might have a different city council representative than the person they have now.

California cities with electoral districts are required to update their district boundaries after receiving updated population data from the Federal Census; the most recent one was in 2020.

Brentwood first established electoral districts in July 2019, making this the first time the city has needed to go through a redistricting process. Previously, the city had held at-large elections.

One problem redistricting solved was the equality of district sizes, according to Michael Wagaman of Wagaman Strategies in Sacramento, a consulting firm hired to help with the process. In the period between the 2010 Census — the data from which was used when drawing district lines in 2019 — and the 2020 Census, District 2 experienced growth that left it larger than Brentwood’s other districts.

The population of District 2 prior to redistricting according to the 2020 Census was 19,664.

District 1, the smallest district, had a population of 13,585. see District Maps page 18A

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Oakley is 11th safest small city in state

by Jake Menez Staff Writer

OAKLEY The city of Oakley was named one of the safest small cities in California in a recent economic study, based on the city’s crime data.

The study, done by personal finance website MoneyGeek.com, used crime statistics from the FBI for 2019 and determined the economic cost of crime, according to the website. Using this cost analysis, MoneyGeek determined the safest small cities — those with a population between 30,000 and 100,000 — based on

how high or low the cost of crime was in each city. The 2020 U.S. Census shows Oakley’s population at 43,357.

The study was done using research from professors at the University of Miami and the University of Colorado, Denver to determine the cost of crime, according to MoneyGeek. Using this information, Oakley was named the 11th safest small city in California with a cost of crime being $194 annually. Comparatively, Brentwood has a cost of crime estimated at $607 annually. Antioch was not included in the same study due to its population being over 100,000.

“Oakley has consistently been named among the safest cities in the state of California, and that is due to the diligence of our officers and the support of the community,” Police Chief Paul Beard said in a Feb. 17 press release from the city. ”The officers of the Oakley Police Department are proud to serve our residents and business.

Public safety and quality-of-life remains our top priority.”

Other notable Contra Costa County cities that ranked highly on the list include

San Ramon and Danville, ranked fifth and second respectively. Rancho Santa Margarita in Orange County was ranked the safest small city in California.

Nationally, Oakley was ranked the 126th safest city in the country out of 952 cities studied.

“Credit for this accomplishment goes to our wonderful Oakley Police Department officers and staff,” Mayor Randy Pope said in the press release. “Their hard work and proactive efforts help make Oakley the wonderful, safe community it is today.”

Brentwood Literary Stroll set for April 3 Meet authors, hear them tell their stories The community will get the chance to meet fiction and nonfiction authors in downtown Brentwood during the Brentwood Literary Stroll on April 3.

Ten fiction and nonfiction authors will meet with participants at different restaurants and businesses throughout downtown Brentwood from 1 to 4 p.m.

The public can hear children’s stories right from the authors who wrote them. There will be three children’s

book authors located at the Brentwood Library Community Room at 104 Oak St. in Brentwood. Authors are also scheduled to appear at Chelsea Fusion, CoCo Wine Company, Corcoran Global Living, Dino’s Sandwich Shop, Harry’s Wine Depot & Tavern, La Fuente, Roadees Cafe, Sip and Scoop, VFW Brentwood and Zephyr’s.

Attending authors are expected to include Tamim Ansary, Steven Burchik, Matthew Félix, Joey Garcia, Dan Hanel, Carol A. Jensen, Steven Kent Mirassou, Suzy Quenneville-Orpin, Sarah Sundin, Vicki L. Ward, Carolyn Joyce Dodds, Claudia Hull and Phelicia Lang.

Any Contra Costa County COVID-19 mandates in place on April 3 will be followed.

Children 12 and under can attend for free. Tickets are $5 per person and are available at www.brentwoodlibrary.brownpapertickets.com.

The day of the event, tickets will be exchanged for a wristband that will be entrance into the different venues. Check-in tables will be located in front of the Brentwood Library, 104 Oak St. and also at the corner of Oak and First streets. Attendees can begin checking in at 12:30 p.m.

This event is presented by Friends of the Brentwood Library and supported with a grant from the City of Brentwood. For more information, visit to www.brentwoodlibraryfoundation.org.

Kaiser workers donate $200,000 to Ukraine relief

by Kaitlyn Gleeson Staff Writer

Kaiser Permanente has donated $200,000 to Ukrainian relief efforts as the country copes with the continuing Russian invasion.

Kaiser started this program on March 1, and with-

in two days, employees and doctors donated $200,000, which, with a corporate matching donation, brings the total to $400,000.

In a press release, Kaiser said many of its employees have ties to Ukraine and other countries in the region.

The money goes to three nonprofit relief groups: Direct Relief, Global Empowerment Mission, and World Cen-

tral Kitchen, according to the press release.

“They were chosen based on a successful track record in disaster situations, and all three are on the ground in the region working to assist the refugees,” a press release states.

According to the UN, as of March 12, at least 1,663 civilian casualties, including 596 civilians killed; actual numbers are likely much higher.

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Building music at The Factory The Bay Area is known for its rich culture and its musicians who have risen to popularity. One company that aims to help artists on their journey through the music industry is The Factory in Pittsburg.

“We got the keys on the first of the year and remodeled and did everything that you see,” said owner Shaun “Shauny B” Smith. The studio opened unofficially on Jan. 20.

The studio offers many services, including film, photography, recording services for artists, podcast services, and occasionally hosts events such as rap battles, spoken poetry events, and mixers.

Along with Smith, business partner and manager of the Factory, Pierre “B Nasty” Reed have collaborated for years to host the 9Quota awards, a ceremony to recognize members of the music industry in Contra Costa County.

“The 9Quota awards, the first one was in 2012,” Reed said. “So, there’s 38 categories now, people would nominate online, vote online for artists, singers, dancers, producers, barbers, hair stylists, fashion designers. Just a bunch of different categories surrounding the urban music community. We put on an award show for them.”

Having spent much of their lives developing their own music and projects, Reed and Smith collaborated with others to create The Factory.

Top: The Factory is evidence of a collaboration by many individuals who pursue their passion in music and art.

Middle: With much effort being put towards the setup, design and vibe of the space, The Factory is built primarily for East Bay artists to produce, record, and film their music.

Bottom: R&B Artist Loddy Dolly modeled in one of The Factory’s many sets dedicated to music video filming and photography.

Photos by Melissa van Ruiten

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Reed talked about his love for music and his love for the community as reasons for establishing the studio.

“I got into this field because I’m an artist myself. Working with a lot of other artists, I felt like it would be a good opportunity to provide a space for them to create art.”

Smith and Reed mentioned their journey to creating The Factory, elaborating on how their ventures evolved from just making music to the production processes, label design, and other factors in the cycle of music.

“The newspaper articles, moments like this, those are all ‘jump in the air’ ‘we did it’ moments,” Smith said referring to the highlights of building The Factory.

Smith’s advice for anyone who hopes to enter the music business is simple. “I would say surround yourself with people that you want to learn from, not people you’re trying to teach,” he said. “If you surround yourself with people that you look up to, the odds of you getting there are a lot better.”

Reed added: “You got to go for it, you gotta take that risk, you got to roll the dice, you have to shoot in the dark sometimes. You know, you just have to take that first step. You may not always succeed, you may not always fail either. You have both opportunities, but you have to take that little step. That’s one of the hardest things to do.”

For more information about The Factory, visit www.thefactory925.com.

To view a video, visit www.thepress. net/multimedia

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ATM stolen from local shopping center BRENTWOOD Police are asking for the public’s help as they investigate an ATM that was stolen from a Brentwood shopping center on March 11 without any money having been taken from the machine.

When Brentwood police arrived at 2540 Sand Creek Road just after 4:30 a.m., witnesses reported seeing a “tractor” removing the machine, according to a department press release that afternoon.

The tractor was no longer on the scene when officers arrived, but had caused “significant damage” to the building.

Officers concluded after a preliminary investigation that the tractor had been stolen from a nearby construction site in order to steal the ATM, according to the press release. The machine was later found dumped in an open field on Sand Creek Road, west

Photo courtesy of Brentwood Police

An ATM in Brentwood was stolen, but later recovered by police. No money was lost from the machine. of Highway 4, about 100 yards away from the Sand Creek Crossing shopping center.

Police say there was no money loss due to the vault being recovered intact.

No further information was made available, including potential suspects, due to the ongoing nature of the investigation.

Police have encouraged anyone with information to contact the department at 925-809-7911.

To comment, visit www.thepress.net

Semi-trailer overturns

by Melissa van Ruiten Staff Writer

Photo by Melissa van Ruiten

One person was hurt when a tractortrailer overturned at the intersection of Byron Highway and Highway 4 in Byron on Thursday, March 10. board. California Highway Patrol officers on scene said they believed speed and the weight of the load contributed to the accident, but it still remains under investigation.

Several lanes of Highway 4 were closed while crews worked to upright the truck and clear the scene.

To view a video and a slideshow, visit www.thepress.net/multimedia

Trust Administration is a process most families must undergo after the death of a parent to administer the trust estate and distribute the assets. By nature, the process can be emotional and stressful.

Here is a list of the top 5 trust administration mistakes we see clients make: Premature Distribution of Assets.

Truth be told, soon after the death of a loved one, everyone is eager to receive their inheritance. Often times, a crisis suddenly “appears” and a beneficiary starts demanding money. Succumbing to the pressure, the Successor Trustee tries to be the good guy and distributes the assets before realizing there are more expenses. Successor Trustees should NOT distribute any assets until they have a complete understanding of the trust administration and all expenses. When in doubt, the Successor Trustee should hold back a sufficient reserve for final expenses.

Distribution of Assets without a Written Agreement. Assets should NEVER be distributed without a written agreement signed by all beneficiaries agreeing to the terms of the distribution and approving all expenses incurred to date. The cost for an attorney to prepare this agreement is peanuts in comparison to the cost of litigation after there is a dispute among beneficiaries.

Failure to Keep Records. The Successor Trustee is often overwhelmed by the amount of work that is involved in a trust administration. Tasks include selling real property, opening and closing various financial accounts, paying bills, and communicating with the beneficiaries. If you are a Successor Trustee, you must keep thorough records either through Quickbooks (or similar software) or you should hire a bookkeeper. As a Successor Trustee, you

c Finan

- Call ilable a v A g in

have a fiduciary duty to the beneficiaries and that duty includes the duty to account for all monies in the estate. As the Successor Trustee, you must be able to account for every dollar.

Failure to Pay Yourself. In the beginning of the process, the Successor Trustee usually says, “I do not need to be compensated.” Never say this! If, at the end of the trust administration, you still do not want compensation, then you can waive your fees.

However, by the end of the administration, rarely does any Successor Trustee waive their fees. Administering a trust, is a lot of work!

Only single children should waive their fees.

Failure to give Proper Notice under the Law. Under California law, a Successor Trustee is required to give a formal notice under Probate Code Section 16061.7 to all trust beneficiaries and legal heirs. Until the notice is given and the time has expired, the beneficiaries and legal heirs can bring an action to contest the terms of the trust.

It is important that this notice is properly served and time has expired prior to any distribution of assets. If a beneficiary contests the terms of the trust, the Successor Trustee may use trust monies to defend the trust instrument.

Being a Successor Trustee is a lot of work and comes with significant personal liability.

If you are in doubt as to whether you or your Successor Trustee is doing something correctly, seek legal counsel. If you have questions about trust administration, we offer FREE 30 minute consultations in our Walnut Creek and Brentwood offices.

This article provides only general legal information, and not specific legal advice.

Information contained is not a substitute for a personal consultation with an attorney. LAW OFFICE OF JOAN GRIMES, PHONE (925) 939-1680 1600 S. Main Street, Suite 100, Walnut Creek, CA 94513 © 2020 Joan Grimes

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BYRON One person was hurt when a tractor-trailer traveling westbound on Highway 4 overturned at the intersection of Byron Highway shortly before 5:30 p.m. on Thursday, March 10.

“The first arriving unit on scene reported one big rig on its side with bystanders attempting to remove the driver on top of the vehicle,” said East Contra Costa Fire Protection District Battalion Chief Craig Auzenne.

When the first engine company arrived on scene, they used a ladder to first reach the driver, then lower him off the top of the overturned truck to safety.

The driver was awake and alert, officials said, and was taken by ambulance to John Muir Medical Center in Walnut Creek with undisclosed minor to moderate injuries.

According to officials, the truck was hauling around 80,000 pounds of card-

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Westmont has a new resident services director Choosing a place for senior loved ones when they can no longer reside at home safely can be tricky. I know firsthand how that can go, and when it came time to help my parents find a safe Senior and loving place, I orner was a rookie. I was lucky to find wonderful people to help me, which enables me now to share information with others.

In 2013, I had the privilege of meeting a wonderful lady named Marla Dolitah Mpofu who Luckhardt was working at The Commons in Antioch. Within moments, I was drawn to her outgoing and enthusiastic personality coupled with her genuine adoration of seniors. Her role on that job was more

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of an activities director but she did everything to ensure the safety and happiness of the residents living there.

Her story begins in her native South Africa where most of the country ranched for a living. She patiently explained to me that the culture she grew up in prepared her for the career path that she chose. In Africa, there are tribes that are like families.

Your responsibility is to everyone in that tribe, and no one is left behind to fend for themselves.

Along with her own children, every child was considered hers and she shares her heart and financial support with all of them.

Based on those traditions, one does not live only for themselves but for all, for the world.

Sounds like a great thing to me. Once the children are grown, the parents are considered “elders” but the children are always “kids,” and the grandchildren are

everyone’s responsibility as well.

Mpofu came to the United States and went to college in Texas, smiling as she said she thought Texas would be similar to the ranches in Africa. While working to support herself and still sending part of those earnings back to her African family, she was working at a senior living facility. She had intended to be a lawyer but her exposure to the elders of her country sparked that love for seniors here, and she decided to take a different path than the law.

In 2010, she moved to California, saying that was a dream of hers since childhood. Her first job was as a memory care coordinator, and she was promoted to be enrichment director and mentor, training others in the company for that job.

After nine years and establishing a wonderful reputation in the field, she was offered the position of Resident Services

Director of Westmont’s Memory Care Unit, Compass Rose, here in Brentwood. Mpofu says there were no senior living facilities where she is from. Although dementia is not as prevalent, anyone who has any health issues is taken care of by the family. She says everyone needs love, good care and patience, and she treats every one of her residents like she would want her mother to be treated.

She wishes that schools would teach students at an early age about the basics of dementia and elder care. She says it doesn’t matter how many college degrees you have.

If your heart is full of compassion and you possess the desire to help our treasured seniors, this is a rewarding career path.

When my grandchildren were younger, before they went off to college, they spent many afternoons and weekends with my parents. They volunteered at several venues that made seniors smile.

March Madness – parenting a high school senior March is the month for the college basketball tournament and finals, but more traditionally, March represents new beginnings. March welcomes spring with longer days, fresh blossoms and new birth of animals with all of nature’s wonders.

For parents of high school seniors, March has become the month to anticipate college acceptance letters, the constant tugs of financial demands from senior prom expenses to graduation outlays and the required deposits to reserve your child’s spot on college campuses.

March Madness is defined by more than the “Final Four” of the basketball playoffs. Every high school parent is aware of their own madness as they balance how to support their senior high school student and still keep their own sanity. How do you stay focused to be the best for yourself, your family, friends and colleagues?

Part of staying balanced for yourself is the acknowledgment that life will change for you and your child come June. Yes, your senior also is feeling stress; stress waiting for college letters, stress of what next year will look like stress of the unknown. Neither you nor your child may even be aware that anxiety has become a common feeling

that produces stress.

What you and your senior are experiencing are normal feelings because senior year is challenging. Typically, parents recognize that there are more arguments and more frustrations. What matters is how you manage yourself and support your child. May I offer a few suggestions to guide you through a challenging time to turn it into a time of celebration?

• If you can identify the stress you are under, you can manage it. Naming what you are feeling is a helpful tool to stabilize these emotions. Once you are able to focus and break down specifics of what is triggering the stress, then you can create a plan to manage your needs.

• Similar to putting the air mask on yourself first before you can assist others on a plane, once you take charge of yourself then you can partner with your child to understand what your senior is experiencing. I still remember the drama I created with my mom during senior year as I tried to “bust out of the nest.” This scenario was recreated with my daughters in their senior years. The pointless arguments and up-and-down emotions are normal because your child is reaching out to be independent. How can you be there for

them without getting sucked into “the dance”?

• The greatest gift you can give your child is the ability to be “present” for them -- to listen without thinking of a response. This sounds easy but it is not. As parents, we always want to have answers. It’s OK if we just listen. Often, seniors are scared with each college letter. They are scared of change. Being present for them is a powerful tool as they work through these next few months. Recognizing your needs is also powerful as you navigate this important stage of your lives. (This child may also be the reminder that you will be an “empty nester” soon. “Empty nester syndrome” will be discussed in a future article). With the proper management techniques, these life-changing events can be celebrated.

• Life transitions can be the hardest if we have not developed who we are. To recognize what you and your child need to manage this life stage can make a huge difference in your relationships and your next goals. It is about welcoming the beauty of new beginnings. Let’s talk. It’s about who you want to be.

– Christina Dalton is the principal Life Coach for Expanding YOUR Horizons.

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Delta Community Presbyterian Church 1900 Willow Lake Rd. Discovery Bay (925) 634-0184

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COMMUNITY

Boogie Nites returns to Brentwood

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If you sell a property and your gains exceed any allowable exemptions, you will likely owe Federal capital gains taxes, at least.

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Federal taxes for capital gains are 0%, 15% or 20%, depending on your income. Then there is a 3.8% Obamacare surcharge if your income is above certain limits. California state tax rates range from 1% to 13.3%, depending on your income. This means that the highest-income earners making over $1M annually could pay income taxes of up to 37.1% on their taxable capital gains.

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bracket you are in (this calculation is different for Federal vs. State).

Let’s say your regular annual income is $5,000 and then you have a $1,000 taxable capital gain. You would pay virtually no tax on either the income or the capital gains because your income would put you in the lowest Federal and State tax brackets, plus the standard deduction would likely wipe out any taxes owed. But let’s bump that taxable gain up to $2,000,000. You would now owe MASSIVE capital gains because that $2,000,000 gets added to your income and most of the gain would be taxed at the highest Federal capital gains tax rates and State income tax rates.

THIS IS GENERAL INFO. I AM NOT A TAX EXPERT. SEE A TAX EXPERT FOR SPECIFICS TO YOUR SITUATION. If you have questions about real estate, call me at (925) 240-MOVE (6683). Voted “Best of Brentwood” multiple times. To search the MLS for free, go to: www.SharpHomesOnline.com.

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and dancing, before the comedian takes the stage at 8:30 p.m. The event will also feature food, drinks, dancing, a 50/50 raffle, and raffle prizes.

Tickets are $25 at the door or $20 in advance. For details, call Sandy at 925-899-1792. Proceeds benefit American Legion Auxiliary programs.

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The American Legion Auxiliary presents ‘The World’s Funniest Cop: Comedy Night with Michael Mancini’ on Saturday, March 19, at the Brentwood Veterans Memorial Building at 757 First St. Patrons must be 21 years old or older.

Doors open at 5 p.m. for music

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proof of vaccination against COVID-19 shown at the door.

The dances will be at the Brentwood Community Center at 35 Oak St. Pre-registration is $10 for members; $15 for non-members, or $15 for all at the door.

To register, call 516-5380.

For more information, call Charlotte at 209-814-9388.

Comedy Night with funny cop Michael Mancini at American Legion March 19

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The Brentwood Senior Citizens Club is presenting five Boogie Nites this year: March 24, April 28, May 26, Sept.

22 and Oct. 27.

All levels of dancing are welcome, and no partner is needed to dance to local bands. There will be a no-host bar and snacks.

Dancers must be at least 21, with government-issued identification and

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Calendar LOCAL EVENTS & SERVICE CLUBS

Events

Friday, March 18 Oakley Entrepreneurial Workshop

The City of Oakley is hosting a free entrepreneurial workshop from noon to 1:30 p.m. This workshop is presented online using Zoom although limited seating for in-person learning will be available.

Log-in information will be provided with registration confirmation. Business owners will learn the basics of how the state Department of Tax and Fee Administration oversees California’s sales and use, fuel, alcohol, tobacco, and other taxes, and collects fees. To register, visit https://www. ci.oakley.ca.us/workshops. For more information, contact Harumi Murata at 925-625-7006.

Saturday, March 19 Comedy Night With Michael Mancini

The American Legion Auxiliary presents ‘The World’s Funniest Cop: Comedy Night with Michael Mancini’ on Saturday, March 19, at the Brentwood Veterans Memorial Building at 757 First St.. Patrons must be 21 years old or older.

Doors open at 5 p.m. for music and dancing, before the comedian takes the stage at 8:30 p.m.

The event will also feature food, drinks, dancing, a 50/50 raffle, and raffle prizes. Tickets are $25 at the door or $20 in advance. For details, call Sandy at 925-899-1792. Proceeds benefit American Legion Auxiliary programs.

Sunday, March 20 Brentwood Inspired Living Center presents Robert Leons

The Brentwood Inspired Living Center, a safe environment for all people to consciously explore their spiritual path, recognize their oneness with God and gain inspiration, insight and wisdom to share with the world, is hosting Robert Leons, a Shamanic healer and teacher, on Zoom at 10 a.m.

For more information, visit https://www.facebook. com/brentwoodilc.org. This will be an online Cacao ceremony held over Zoom. Attendees will need to register in advance to receive tea ahead of time. Send an email confirming your spot in the ceremony to amy@brentwoodilc.org.

Thursday, March 24 Boogie Nites

The Brentwood Senior Citizens Club is presenting five Boogie Nites this year: March 24, April 28, May 26, Sept. 22 and Oct. 27. All levels of dancing are welcome, and no partner is needed to dance to local bands. There will be a no-host bar and snacks. Dancers must be at least 21, with government-issued identification and proof of vaccination against COVID-19 shown at the door.

The dances will be at the Brentwood Community Center at 35 Oak St. Pre-registration is $10 for members; $15 for non-members, or $15 for all at the door. To register, call 516-5380. For more information, call Charlotte at 209-814-9388.

To have your event appear in the newspaper, email your events to calendar@brentwoodpress.com one week prior to publication.

To have your event online, post your event for free on The Press Community Calendar www.thepress.net/calendar.

Saturday, March 26 Carpenters-inspired music at El Campanil Theatre

Singer and actress Laurie Roldan will be performing in upcoming shows at El Campanil Theatre in Antioch that will include stories and memories woven through well-known Carpenters songs. ”Laurie Sings A Song For You:” A Cabaret Concert Inspired by the Music of Karen Carpenter and featuring guest vocalists and musicians, will be performed March 26 and 27 at 2 p.m. each day.

Adult tickets are $35; seniors $30 and youth $20.

The El Campanil Theatre is at 602 West 2nd St. in Antioch. Tickets can be purchased at https://bit.ly/3t7gBqi.

Thursday, March 31 Meet the Candidates

California gubernatorial candidate Anthony Trimino and Secretary of State candidate Rachel Hamm will hold a meet-and-greet event on March 31, from 5:30 to 8 p.m., at Campos Family Vineyards, 3501 Byer Road, in Byron. The election is scheduled for Tuesday, Nov. 8. Attendees should register and RSVP at http://camposfamilyvineyards.com/events”camposfamilyvineyards. com/events.

Sunday, April 3 Brentwood Literary Stroll

The community will get the chance to meet fiction and nonfiction authors in downtown Brentwood during the Brentwood Literary Stroll on April 3. Ten fiction and nonfiction authors will meet with participants at different restaurants and businesses throughout downtown Brentwood from 1 to 4 p.m. Children 12 and under can attend for free. Tickets are $5 per person and are available at brentwoodlibrary. brownpapertickets.com.

Tuesday, April 12 Intermediate Genealogy Class

The Liberty Adult Education Center (929 Second St. in Brentwood) is hosting an intermediate genealogy class on Tuesdays, from 3:30 to 5:30 p.m., until May 10. Have you already been bitten by the genealogy bug? Are you in need of a healthy dose of tools, techniques, and strategies to take you to the next level in your research, or to break through those brick walls?

In intermediate genealogy, the class will dig deeper into a variety of records, some that you have never heard about, and where they may be accessed. You will also examine options for using DNA testing to supplement research, and review concepts and techniques for genetic genealogy. Materials list will be provided the first day of class. Attendees must either have taken the beginning genealogy class offered through Liberty Adult Education or have prior experience in genealogy. Contact Liberty Adult Education for registration information at 925-634-2565.

Saturday, April 16 Miles for Mayo 5K

The Miles For Mayo 5K is a timed, family-friendly, community 3.1-mile run/walk event focused on commemorating the life of Matías “Mayo” Rogers and helping others find inspiration through running. Registration fees are $15 to $40. All proceeds support local high schools and the Delta Limitless youth running program. The race begins at Veterans Park (3841 Balfour Road in Brentwood) on Matías’ birthday, Saturday, April 16, at 9 a.m. Participants receive a 2022 commemorative T-shirt and medal. To register, visit http://www.milesformayo.org.

Ongoing Events

Brentwood Community Chorus Rehearsals

The Brentwood Community Chorus is seeking members. The group meets on Tuesdays at 7 p.m. at the Brentwood United Methodist Church at 809 Second St. In Brentwood. No audition is required and all ages are welcome, but participants must be fully vaccinated and wear a mask at all rehearsals. The registration fee is $50, and you must purchase your own music. Performances are scheduled for June 5 and 12. Additional information on the Brentwood Community Chorus is at www.brentwoodcommunitychorus.com.

American Legion Post 202 Monthly Meeting

The American Legion Post 202 monthly meeting (on the second Wednesday of the month) is held at 6:30 p.m. at 757 First St. in Brentwood. The meeting is open to all U.S. Armed Services veterans. The organization encourages all veterans in East County to come and see what is available to them. For more information, visit https://www. aml202.org/

Applications accepted for Administrative Careers Training

The nonprofit Opportunity Junction is accepting applications for its administrative careers training program. Classes are taught via Zoom. The intensive training is 12 weeks, followed by up to four months of paid internship. Participants will learn life and business skills, and can earn their Microsoft Office Skills certificate. For more information, visit https://www.opportunityjunction. org/program-application.

Widow and Widower Grief Support Group

A widow and widower grief support group from Immaculate Heart of Mary Church meets every Thursday from 5 to 6:15 p.m. at the church library at 500 Fairview Ave. in Brentwood. The group focuses on finding a new normal as attendees walk the grief trail with others experiencing the same loss. For more information, contact Mary Ann Smith at 925-240-1706 or Sandy Heinisch at 925-513-3412.

ENTERTAINMENT

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Ghostlight Theatre to present 10-minute plays you’ll see, but many are gracing our stage for the very first time,” said Dixon.

The plays will be performed on Ghostlight’s portable stage, courtesy of an Economic Development Grant from the City of Brentwood. Grant funds were also used to purchase audio gear, lighting equipment, pipe and drape, and covered marketing costs to help attract more patrons from throughout the Bay Area.

A total of 15 plays will be produced, but they will be broken up into two sets. Attendees can purchase a standard ticket for either set, or they can purchase a discounted doubleheader ticket to see all 15 plays.

The event will be held at the Brentwood Community Center located at 35 Oak St. in downtown Brentwood. Set One will be performed on March 25 at 7 p.m., and again on March 26 at 2 p.m.. Set Two will be performed on March 26 at 7 p.m., and again on March 27 at 2 p.m. Standard tickets for either Set One or Set Two are $20 for adults, $18 for teens/ college students or seniors 60 and older, and $12 for children 13 and under. Discounted double-header tickets enable the ticket-holder to see both sets of shows.

These tickets are $30 for adults, $28 for teens/college students or seniors, and $22 for children 13 and under. Not recommended for children under 10.

Following Contra Costa County health guidelines, proof of vaccination and masks are no longer required. However, they are recommended for those who are unvaccinated and/or are immunocompromised.

Photo by Chris Finetti

Photo from Ghostlight Theatre Ensemble’s inaugural play festival, FESTIVAL 10, from their 2018-19 season, featuring the play “Open to Interpretation,” written

by Kenneth W. Bradbury. On stage: John Ruzika and Ana-Carolina Lustosa.

Carpenters-inspired music at El Campanil Theatre

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Singer and actress Laurie Roldan will be performing in upcoming shows at El Campanil Theatre in Antioch that will include stories and memories woven through well-known Carpenters songs.

“Laurie Sings A Song For You:” A Cabaret Concert Inspired by the Music of Karen Carpenter and featuring guest vocalists and musicians, will be performed March 26 and 27 at 2 p.m. each day.

“I am dedicating these two shows in loving memory of my incredibly talented friend, co-writer Don Huntington,” Roldan said. “I am also donating a portion of the Photo by Laurie Roldan proceeds to a local community center where Don and his wife donated their time, called The Village Community Resource Center.”

The show was created by Roldan, directed by Rachel Robinson with musical direction by Brett Shrader.

Adult tickets are $35; seniors, $30 and youth, $20.

The El Campanil Theatre is at 602 West 2nd St. in Antioch. Tickets can be purchased at https://bit.ly/3t7gBqi.

“It has been incredibly exciting and rewarding to put this event together,” said Dixon. “I am especially thrilled that we had so many outstanding original works to choose from. Our audience will be treated to a very special weekend.”

Each short play will be produced “black box-style” -- a simple, open space consisting of four walls, a floor and a ceiling all painted black in an arena setting -- enabling the audience to focus on the stories and characters they’ll meet throughout the festival.

“Each short play has its own director and cast. You’ll recognize some of the faces

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lished works as well,” said Finetti.

Ghostlight’s co-founder and former artistic director, Helen Dixon, is coordinating this year’s event. She oversaw the solicitation for plays, recruited directors and managed the auditions. This year, she’s also jumping into the fray and directing one of the plays.

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Ghostlight Theatre Ensemble brings its play festival, FESTIVAL 10 (2.0) - A Treasury of 10-Minute Plays back to Brentwood March 26-27.

“Our community had an overwhelming response to our first play festival back in 2019. We had hoped to make this an annual event, but due to the pandemic, we were unable to have our play festival in 2020 and 2021. We are so excited to be able to bring this amazing event to downtown Brentwood, and thrilled that live theatre is truly back,” said Ghostlight’s Marketing & Media Director Jennifer Finetti.

Ghostlight’s inaugural play festival featured plays performed in back-to-back performances on a single day. Tickets sold out quickly, and the seating chart had to be redesigned to accommodate the larger-thananticipated crowd.

“Because our first festival was so successful, we have expanded it into a threeday event that truly showcases the breadth of talent in East Contra Costa County.

And something new this year -- we are performing several original works written by playwrights from the greater Bay Area and beyond, along with some outstanding pub-

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Hometown Sports

MARCH 18, 2022

HIGH SCHOOLS, RECREATION & SIGN-UPS

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Breeze pick up wins over weekend With excellent goaltending and defense plays, the Delta Breeze lacrosse 10U, 12U, and 14U boys teams wrapped up six weekend games with three wins, two losses, and one tie. Last Saturday, the boys played as visitors against Walnut Creek Warrior teams, and on Sunday both the boys and girls played as visitors against Livermore Phantom teams.

The 10U rookie girls team took a tough 17-2 loss in their scrimmage against the established Phantoms, but took away good learning experiences to help improve their future play. Braelyn Pryor and Sophia Bradley scored for Delta Breeze.

The 10U goalie, 8-year-old Ryder Mayorga, made six saves in the Saturday 3-2 win over the Warriors, and eight saves in the Sunday 9-9 tie against the Phantoms. 12U goalie Caden Kyle made 12 saves in the Saturday 11-4 loss against the Warriors, and another 11 tremendous saves in Sunday’s sudden death, 7-6 loss to the Phantoms. 14U goalie Garner Plumlee made 21 saves in total between the 7-4 win on Saturday against the Warriors and the 11-6 victory on Sunday against the Phantoms.

Many other critical defensive plays were made against the Warriors and Phantoms by 12U and 14U defense players: Kory Dake, Nolan Pryor, Jaxon Salzar, Clayton Geiser, and Ethan Lind along with other Delta Breeze players.

Photos courtesy of Delta Breeze

Left: Kataleyah Ponce keeps her eye on the ball. Right: Ethan Lind and Logan Caraway battle for the ball with Livermore.

On Saturday, 12U scorers against the Warriors included London W-Allender (1), Shane Hamilton (2), Noah Shappet (1), and on Sunday against the Phantoms: Logan Caraway (1), Hamilton (1),

Vincent Stephenson (2), Shappet (2). On Saturday 14U scorers against the Warriors included: Caraway (1), Kory Dake (1), Harrison Johns (2), and Evan Lopez (3). On Sunday, 14U scorers against the

Phantoms included: Hamilton (1), Johns (3), Lopez (1) and Shappet (4).

Great offensive plays and assists were see Breeze page 11A

Patriots young, but upbeat, on volleyball court

by Michael Dixon Correspondent

The girls volleyball team at Heritage High that coach Janet Hannigan guided to the Bay Valley Athletic League title in the fall was full of players with deep experience in the sport. The boys team that Hannigan is coaching in the spring is different.

A season ago, the Patriots went 4-1, finishing second in the league to BVAL champion, Deer Valley. Four players return from that squad. Three of them -- Jake Palmer, Zane LaBute and Lyndon Soria -- are seniors.

The fourth player, sophomore Luke Simone, played on the varsity team as a freshman last season but is playing a new position.

Hannigan made a point last season of giving that team’s seniors a lot of playing time. The overall lack of experience has Hannigan unsure of what the team is now.

But from what she’s seen in practices, as well as a 3-1 victory over Tracy’s West High School in the first match of the season, Hannigan is also upbeat about what could be ahead.

“I think it’s kind of hard to tell,” Hannigan said of the team. “Everybody’s level is going to be down this year. That’s kind of the vibe I’m feeling. There’s a lack of experience. Last year we tended to play the seniors more since they missed the whole junior season. The current guys didn’t get the same experience.”

One of the keys for Heritage this year will be the development of the young players. Simone is one of three sophomores on the varsity team. The others are starting setter Christian Basa, Titan Smallwood and Demetrios Basa. With four sophomores on the varsity team, that also makes the progress of the junior varsity team important, the coach said.

“I’m feeling optimistic about the teams -- both varsity and JV,” Hannigan said. “I talked more and more to the JV coach about how she’s feeling, and she’s super excited. That makes me feel really excited about our future. What’s on JV will be with the current guys on varsity. It could be something special down the road.”

“For this year, there’s potential,” she added. “There’s a lot to work on. But the blocking looks good – which is unusual for this time of the year.”

The potential shows up not only with the young players, but also players like Patrick Aiello. Aiello starred on Heritage’s league championship-winning water polo team in the fall, winning the BVAL MVP. In his first three years, Aiello swam for the Patriots in the spring. This year, he decided to try water polo. Hannigan has been im-

pressed by how well he’s picked up on things but has also learned from someone with a different point of view.

To that end, two recent Heritage players are coaching with Hannigan. One is Tanner Hartwig, who was the setter on the 2021 team and graduated last year. The other is Devin Bradley, who is still a senior and played on the girls team in the fall.

“They’re seeing it from a coaching point of view,” Hannigan said. “It’s been good. We’re all learning together. It makes it fresh. Between the three of us, it’s good. I see a player’s perspective a little more.”

Hannigan has also been enthused by the skill, effort and attitude that she’s seen from juniors Luke Wegenke and AJ Ray, as well as senior Marcello Santoleri, who’s a transfer from Freedom.

A tournament that Hannigan is looking forward to is the Stockton Classic, which will be played on Saturday.

That will give the Patriots a chance to see teams from areas like Clovis, Sacramento, Lodi and Stockton. It was one of the few events played in 2020 before the season was shut down. see Patriots page 11A

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The Bay Valley Athletic League recently announced its girls soccer all-star teams MVP: Senior Makeila Yancey, Heritage First team: Madison Del Prado, Heritage; Jayden Sanders, Heritage; Sabrina Rogers, Heritage; Karlee Lywandowsky, Heritage; Payton Hoover, Liberty; Riley Stiglich, Liberty; Brooklyn Pierce, Freedom; Paulina Gutierrez, Freedom; Angelina Bond, Pittsburg; Isabella Evers-Moran, Pittsburg; Alexia Dubon, Deer Valley Second team: Jasmine Staples, Heritage; Shea Spencer, Liberty; Alexa Rodriguez, Freedom; Kylie Johnson, Deer Valley; Estefany Mendoza, Antioch; Isabella Mathe, Antioch; Kaya Scott, Heritage; Makenzie Hewison, Liberty; Kelsey

Breeze from page 10A also made by a combination of 10U, 12U, and 14U players: Jax Apodaca, Eden Bosco, Luke Brown, Keegan Falgout, Nigel Green, and Devin Pryor.

In addition to the 10U, 12U, and 14U boys teams, lacrosse has finally gained enough popularity in the Oakley and Brentwood areas for the non-profit Delta Breeze club to field an 8U team to include

Kawalkowski, Freedom; Catherine Cordova, Pittsburg; Haley Dunham, Deer Valley Honorable mention: Maria Rebolledo, Heritage; Jaydnn King, Liberty; Carly Singleton, Freedom; Zuleyka Berumen, Pittsburg; Emani Araya, Deer Valley; Melanie Dominguez, Antioch; Emily Keas, Freedom; Gabby Mendez, Freedom; Darlene Banuelos, Pittsburg; Melanie Rangel, Pittsburg; Selah Simms, Liberty Sportsmanship award: Lizeth Torres, Antioch; Kylie Johnson, Deer Valley; Jessica Kwasny, Freedom; Baylee Gregerson, Heritage; Kayla Cochenour, Liberty; Claudia Ramos, Pittsburg

6-year-old rookie players. The 8U team played a non-score, but fun and competitive, game against the Phantoms on Sunday.

Thanks go out to volunteer coaches Morning Johnson, John Boone, Matt Brown, Ward Geis, Don Pryor and the score keepers and time keepers. No matter the final outcomes, all players succeeded by showing up and playing their best.

Heritage High School’s Madison Del Prado was recently named to Bay Valley Athletic League’s girls soccer all-star team.

Photo by Angelo Garcia Jr.

Patriots from page 10A

work on rather than everything.

“I can’t guarantee that we’ll be top of the league this year -- but that will always be the goal,” the coach added. I don’t know what it’s going to look like, but who knows? I have high standards. “I know other coaches that have high standards try to squeeze the most out of their players. That’s exactly what I’m going to try to do this year.”

The league season will begin for Heritage on Tuesday, March 29 with a 6 p.m. road game at Pittsburg. The Patriots will have their first BVAL home game on Thursday, March 31, against Freedom at 6 p.m.

“We work on setting individual goals before each game and practice,” Hannigan said. “Hopefully before practices, they are looking at one thing to

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Cop logs EMER GENC Y SER VICES DISPATCH LOGS

A case of commercial burglary that resulted in grand theft was reported at Country Hills Drive and Summit View Way. ANTIOCH – March 11, 7:56 a.m.

The following is a selection of recent law enforcement activity.

ANTIOCH March 9, 1:13 a.m. A case of a physical dispute was reported on the 4600 block of Shetland Way. March 9, 10:02 a.m. A case of threats against persons was reported on the 1000 block of Apollo Court.

March 9, 2:03 p.m. A case of a traffic accident with injury was reported at W. 2nd Street and E Street.

March 9, 5:09 p.m. A case of miscellaneous outside assistance was reported on the 4000 block of Galenez Way. March 9, 6:31 p.m. A case of an unwanted guest was reported on the 1300 block of Sunset Drive.

March 9, 6:50 p.m. A case of a mental health incident that resulted in vandalism was reported on the 2700 block of Carob Court.

March 9, 11:19 p.m. A case of a traffic accident that resulted in a drunk driving misdemeanor was reported on the 3100 block of Contra Loma Boulevard.

March 10, 10:47 a.m. A case of a miscellaneous disturbance was reported on the 500 block of Eaker Way. March 10, 11:23 a.m. A case of a suspicious circumstance was reported on the 2800 block of Roosevelt Lane.

March 10, 11:52 a.m. A case of auto theft was reported on the 200 block of San Joaquin Avenue.

March 10, 12:12 p.m. A case of auto theft that resulted in recovery of a stolen auto was reported on the 500 block of Gary Avenue.

March 10, 1:17 p.m. A case of a suspicious circumstance was reported on the 1500 block of Saint Claire Drive.

March 10, 1:42 p.m. A case of auto theft that resulted in grand theft was reported on the 3600 block of Lone Tree Way. March 10, 3:44 p.m. A case of auto theft was reported on the 2200 block of Sycamore Drive.

March 10, 3:49 p.m. A case of arson was reported on the 0 block of Marina Plaza.

March 10, 5:35 p.m. A case of petty theft was reported on the 2700 block of Lone Tree Way. March 10, 6:04 p.m. A case of battery was reported on the 1200 block of Sycamore Drive.

March 10, 10:11 p.m. A case of a pedestrian stop that resulted in an outside warrant was reported at Hillcrest Avenue and Wildflower Drive.

March 11, 6:01 a.m. A case of a suspicious circumstance that resulted in vandalism was reported on the 2000 block of San Jose Drive.

March 11, 7:56 a.m. A case of commercial burglary that resulted in grand theft was reported at Country Hills Drive and Summit View Way.

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Woman dies when her car crashes into tree A woman died of her injuries after the car she was driving crashed into a tree in the area of Hillcrest Avenue and Laurel Road in Antioch in the early morning on March 13.

Antioch police received reports of a “major injury” crash after a car struck a tree just after 3 a.m., according to a police press release. Witnesses reportedly described the car’s lone occupant as in critical condition before police arrived on the scene.

The driver, an unidentified woman in her early 20s, was “unresponsive and displayed no signs of life,” according to the press release. She was pronounced dead at the scene by the Contra Costa County Fire Department.

The fire department and American Medical Response provided assistance extracting the woman due to the extensive damage to the vehicle.

The identity of the driver and cause of the crash were not available because the investigation is ongoing. The Antioch Police Department Traffic Investigation Unit was notified of the fatal crash and responded to the scene to investigate, according to the press release.

March 11, 8:37 a.m. A case of a traffic stop that resulted in an outside warrant was reported at Worrell Road and Lone Tree Way. March 11, 9:11 a.m. A case of a suspicious vehicle stop that resulted in nonnarcotic health and safety violations was reported on the 800 block of James Donlon Boulevard.

March 11, 11:33 a.m. A case of petty theft was reported on the 2500 block of Somersville Road.

March 11, 11:59 a.m. A case of found property was reported on the 3300 block of Blythe Road.

March 11, 12:33 p.m. A hit-and-run with injuries was reported at Delta Fair Boulevard and Belle Drive.

March 11, 1:25 p.m. A case of a traffic accident with unknown injuries was reported at Saint Frances Drive and Contra Loma Boulevard.

March 11, 2:22 p.m. A case of auto theft was reported on the 800 block of I Street.

March 11, 2:24 p.m. A case of trespassing was reported at Peppertree Way and Sycamore Drive.

March 11, 2:42 p.m. A traffic accident with no injury was reported on the 1800 block of San Jose Drive.

March 11, 3:13 p.m. A case of petty theft was reported on the 3400 block of Deer Valley Road.

March 11, 3:21 p.m. A case of grand theft was reported on the 1300 block of E. Tregallas Road.

March 11, 3:25 p.m. A case of a traffic accident with unknown injuries was reported at Saint Frances Drive and Con-

tra Loma Boulevard.

March 11, 3:34 p.m. A case of auto theft was reported on the 2000 block of Eucalyptus Way. March 11, 4:49 p.m. A case of grand theft was reported on the 5600 block of Deer Valley Road.

March 11, 7:15 p.m. A case of a traffic accident with no injuries was reported at James Donlon Boulevard and Silverado Drive.

March 11, 8:09 p.m. A case of aggravated assault was reported on the 300 block of L Street.

March 11, 10:45 p.m. A case of vandalism was reported on the 2200 block of San Jose Drive.

March 11, 11:40 p.m. A case of shots fired that resulted in a suspicious circumstance was reported on the 2700 block of Mayflower Drive.

March 12, 1:31 a.m. A case of vandalism was reported on the 2400 block of Horizon Lane.

March 12, 11:35 a.m. A case of a traffic accident with injury was reported at Asilomar Drive and Deer Valley Road.

March 12, 11:53 a.m. A case of aggravated assault was reported on the 3900 block of Lone Tree Way. March 12, 1:11 p.m. A case of a traffic accident with injury was reported at E. Tregallas Road and Hillcrest Avenue.

March 12, 4:00 p.m. A case of weapon brandishing that resulted in threats against persons was reported on the 2300 block of Sycamore Drive.

March 12, 10:09 p.m. A case of a hitand-run with no injuries was reported on the 900 block of W. 5th Street.

BRENTWOOD March 8, 6:05 a.m. A case of a fire was reported on Lone Tree Way. March 8, 6:07 a.m. A case of vehicle theft was reported on Brentwood Boulevard.

March 8, 6:08 a.m. A case of disturbing the peace was reported on Alderman Lane.

March 8, 9:01 a.m. A case of vehicular burglary was reported on Brentwood Boulevard.

March 8, 10:06 a.m. A case of vandalism was reported on Empire Avenue.

March 8, 10:20 a.m. A case of property found was reported on First Street.

March 8, 11:00 a.m. A case of petty theft was reported on Concord Avenue.

March 8, 12:15 p.m. A case of commercial burglary was reported on Lone Tree Way. March 8, 1:24 p.m. A case of vehicular burglary was reported at Sycamore Avenue and Sycamore Court.

March 8, 1:56 p.m. A case of a suspicious vehicle was reported on Chamomile Lane.

March 8, 6:28 p.m. A case of petty theft was reported on Brentwood Boulevard.

March 8, 6:38 p.m. A case of trespassing was reported on Lone Tree Way. March 8, 11:36 p.m. A case of forgery/ fraud was reported on Autumn Valley Way. March 9, 10:28 a.m. A case of forgery/ fraud was reported on Balfour Road when $100 worth of $20 counterfeit bills was received.

March 9, 10:44 a.m. A case of a hit-andrun with no injuries was reported at Central Boulevard and Ohara Avenue.

March 9, 10:56 a.m. A case of a restraining/court order violation was reported on Buckeye Plaza.

March 9, 11:44 a.m. A case of a harassment complaint was reported on Panorama Way. March 9, 12:24 p.m. A case of petty theft was reported on Lone Tree Way. March 9, 1:07 p.m. A case of a traffic accident with unknown injuries was reported at San Jose Avenue and Santa Margherita Way,which was indicated to be vehicle vs. pedestrian.

March 9, 1:46 p.m. A case of commercial burglary was reported on Vineyards Parkway and John Muir Parkway.

March 9, 1:56 p.m. A case of a physical fight was reported on City Park Way when 10 juveniles were in a physical fight.

March 9, 2:00 p.m. A traffic accident with unknown injuries was reported at Walnut Boulevard and Central Boulevard.

March 9, 2:25 p.m. A case of reckless driving was reported on City Park Way. March 9, 3:13 p.m. A case of petty theft was reported on John Muir Parkway.

March 9, 3:42 p.m. A case of littering/ dumping was reported on Lone Tree Way. March 9, 6:25 p.m. A case of vehicular theft was reported on Brentwood Boulevard.

MARCH 18, 2022

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MARCH 18, 2022

T-ball registration begins in Oakley Biddy Sports is hosting a T-ball program for boys and girls ages 3-7 in April and May in Oakley, and registration has begun.

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FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001237 The name of the business(es): VKO JANITORIAL SERVICES Located at: 2824 BONITA AVE In: ANTIOCH CA 94509, is hereby registered by the following owner(s): Victor Ortega. This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Victor Ortega. This statement was filed with the County Clerk of Contra Costa County on: 02/28/2022 by Deputy Clerk Expires 02/27/2027 Antioch Press No. 06-1617 Publish Dates: March 11, 18, 25, April 1, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000935 The name of the business(es): Blue Ribbon Weed & Pest Control Located at: 420 Beatrice Ct., Suite E In: Brentwood, CA 94513, is hereby registered by the following owner(s): Pepper Investments Inc. This business is conducted by: A Corporation, State of Incorporation: CA. The registrant commenced to transact business under the fictitious business name or names listed above on 02/09/2022.

Signature of registrant: Deane Sheppard, President. This statement was filed with the County Clerk of Contra Costa County on: 02/15/2022 by Deputy Clerk Expires 02/14/2027 Brentwood Press No. 02-1273 Publish Dates: February 25, March 4, 11, 18, 2022

43 Arbor Spg. Lane In: Pacheco CA 94553, is hereby registered by the following owner(s): Eric Yuen Chu. This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 01/01/2021. Signature of registrant: Eric Chu, Owner. This statement was filed with the County Clerk of Contra Costa County on: 03/04/2022 by Deputy Clerk Expires 03/03/2027 Brentwood Press No. 02-1273 Publish Dates: March 18, 25, April 1, 8, 2022

trant: Michael Wunder, CEO. This statement was filed with the County Clerk of Contra Costa County on: 02/03/2022 by Deputy Clerk Expires 02/02/2027 Brentwood Press No. 02-1273 Publish Dates: February 25, March 4, 11, 18, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000764 The name of the business(es): Sandoval Landscaping Located at: 2213 Buchanan Rd, Suite 211 M In: Antioch, CA 94509, is hereby registered by the following owner(s): Maribel Sandoval. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1/1/2021. Signature of registrant: Maribel E. Sandoval. This statement was filed with the County Clerk of Contra Costa County on: February 8, 2022 by Deputy Clerk Expires 2/7/2027 Antioch Press No. 061617 Publish dates: February 25, March 4, 11, 18, 2022 Publish Dates: February 25, March 4, 11, 18, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001236 The name of the business(es): Nationwide Land Hub Located at: 136 Sheridan Ln In: Martinez, CA 94553, is hereby registered by the following owner(s): A Fruitful Biz, Inc. This business is conducted by: a Corporation, State of Incorporation: CA. The registrant commenced to transact business under the fictitious business name or names listed above on 02/01/2022. Signature of registrant: Lori Balogh, President. This statement was filed with the County Clerk of Contra Costa County on: 02/28/2022 by Deputy Clerk Expires 02/27/2027 Brentwood Press No. 02-1273 Publish Dates: March 11, 18, 25, April 1, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000713 The name of the business(es): KAFT Coaching Located at: 50 Clearbrook Rd Antioch, CA 94509 In: Antioch, CA 94509, is hereby registered by the following owner(s): Karen Adriana Flores Tinajero. This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 04/01/2021. Signature of registrant: Karen A Flores Tinajero-Owner. This statement was filed with the County Clerk of Contra Costa County on: 02/04/2022 by Deputy Clerk Expires 02/03/2027 Antioch Press No. 06-1617 Publish Dates: March 4, 11, 18, 25, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001136 The name of the business(es): GANABA Located at: 5100 Vista Grande In: Antioch, CA 94531, is hereby registered by the following owner(s): Wilhemina A. Nkwocha. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1/31/2022. Signature of registrant: Wilhemina Arthur Nkwocha. This statement was filed with the County Clerk of Contra Costa County on: January 31, 2022

by Deputy Clerk Expires 1/30/2027 Antioch Press No. 06-1617 Publish Dates: March 11, 18, 25, April 1, 2022.

Publish Dates: March 11, 18, 25, April 1, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000908 The name of the business(es): Carrie Dina Quilting Located at: 577 Eileen Street In: Brentwood, CA 94513, is hereby registered by the following owner(s): Carrie Dina Howe.

This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: CARRIE DINA HOWE, Owner. This statement was filed with the County Clerk of Contra Costa County on: 02/14/2022 by Deputy Clerk Expires 02/13/2027 Brentwood Press No. 02-1273 Publish Dates: March 4, 11, 18, 25, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001096 The name of the business(es): Beauty Marks Located at: 3850 Balfour Road Suite L106 In: Brentwood, CA 94513, is hereby registered by the following owner(s): Rocci Russo. This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Rocci Russo, Owner. This statement was filed with the County Clerk of Contra Costa County on: February 23, 2022 by Deputy Clerk Expires 02/22/2027 Brentwood Press No. 02-1273 Publish Dates: March 4, 11, 18, 25, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001216 The name of the business(es): CapComm Partners Located at: 2420 Sand Creek Road, Ste. C-1 #256 In: Brentwood, CA 94513, is hereby registered by the following owner(s): Capital Communications Partners Inc.This business is conducted by: a Corporation, State of Incorporation: California. The registrant commenced to transact business under the fictitious business name or names listed above on 02/01/2022. Signature of registrant: Peter DeNardo, President. This statement was filed with the County Clerk of Contra Costa County on: 02/25/2022 by Deputy Clerk Expires 02/24/2027 Brentwood Press No. 02-1273 Publish Dates: March 11, 18, 25, April 1, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000991 The name of the business(es): Himalayan Tax Service Located at: 985 36th Street In: Richmond, CA 94805, is hereby registered by the following owner(s): Marley Dong. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Marley Dong, Individual. This statement was filed with the County Clerk of Contra Costa County on: February 17, 2022 by Deputy Clerk Expires 2/16/2027 Brentwood Press No. 02-1273.

Publish Dates: March 4, 11, 18, 25, 2022 FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000918 The name of the business(es): Alpha Defensive Solutions Located at: 231 Carter Pl In: Brentwood, CA 94513, is hereby registered by the following owner(s): Roger Henry Bonte. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Roger H. Bonte, Owner. This statement was filed with the County Clerk of Contra Costa County on: 02/14/2022 by Deputy Clerk Expires 02/13/2027 Brentwood Press No. 02-1273 Publish Dates: February 25, March 4, 11, 18, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001067 The name of the business(es): Luster Up Promotional Products Located at: 2424 Imperial Court In: Discovery Bay, CA 94505, is hereby registered by the following owner(s): Grow Profits Marketing LLC This business is conducted by: a A Limited Liability Company, State of Organization: CA. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Deborah Bondoc, Managing Member. This statement was filed with the County Clerk of Contra Costa County on: 02/22/2022 by Deputy Clerk Expires 02/21/2027 BrentFICTITIOUS BUSINESS wood Press No. 02-1273 NAME STATEMENT Publish Dates: March 11, 18, 25, April 1, File No. F-2022-0001368 The name of the 2022 business(es): Chu Chu Comics Located at:

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001027 The name of the business(es): La Gloria Located at: 2213 Ventnor Ln In: Oakley, CA 94561, is hereby registered by the following owner(s): Jazmin Garcia, Veronica Garcia Ortiz, Valentin Garcia, Zoraya Garcia, Francisco Garcia. This business is conducted by: a Joint Venture.

The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Jazmin Garcia, Owner. This statement was filed with the County Clerk of Contra Costa County on: 02/18/2022 by Deputy Clerk Expires 02/17/2027 Oakley Press No. 03-0477 Publish Dates: March 4, 11, 18, 25, 2022

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000899 The name of the business(es): Hani The Realtor Located at: 2603 Camino Ramon, Suite 200 In: San Ramon, CA 94583, is hereby registered by the following owner(s): Hani Jazayrli. This business is conducted by: an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 01/01/2022. Signature of registrant: Hani Jazayrli. This statement was filed with the County Clerk of Contra Costa County on: 02/14/2022 by Deputy Clerk FICTITIOUS BUSINESS Expires 02/13/2027 Brentwood Press No. NAME STATEMENT 02-1273 File No. F-2022-0000878 The name of the Publish Dates: March 4, 11, 18, 25, 2022 business(es): Your Way Transition Located at: 2050 Rubens Way #208 In: Oakley, FICTITIOUS BUSINESS CA 94561, is hereby registered by the folNAME STATEMENT lowing owner(s): Vernise Lucille Blanton.

File No. F-2002-0000876 The name of the This business is conducted by: An Individual. business(es): Changes Fitness Lab Lo- The registrant commenced to transact busicated at: 2200 John Muir Parkway #242 In: ness under the fictitious business name or Hercules, CA 94547, is hereby registered by names listed above on N/A. Signature of the following owner(s): Rachel Stinar. This registrant: Vernise Lucille Blanton, Owner. business is conducted by: an Individual. The This statement was filed with the County registrant commenced to transact business Clerk of Contra Costa County on: 02/11/2022 under the fictitious business name or names by Deputy Clerk Expires 02/10/2027 Oakley listed above on N/A. Signature of registrant: Press No. 03-0477 Rachel Stinar. This statement was filed with Publish Dates: February 25, March 4, 11, the County Clerk of Contra Costa County 18, 2022 on: 02/11/2022 by Deputy Clerk Expires 02/10/2027 Brentwood Press No. 02-1273 FICTITIOUS BUSINESS Publish Dates: March 4, 11, 18, 25, 2022 NAME STATEMENT File No. F-2022-0000914 The name of FICTITIOUS BUSINESS the business(es): Skin Botanica Located NAME STATEMENT at: 3600 Mosswood Drive In: Oakley, CA File No. F-2022-0000851 The name of the 94561, is hereby registered by the folbusiness(es): THE FACTORY Located at: lowing owner(s): Botanica Services, LLC. 961 Garcia Ave #G In: Pittsburg, CA 94565, This business is conducted by: a Limited is hereby registered by the following Liability Company, State of Organization: owner(s): Shaun Smith. This business is CA. The registrant commenced to transact conducted by: an Individual. The registrant business under the fictitious business name commenced to transact business under or names listed above on N/A . Signature of the fictitious business name or names registrant: Brianna Clabourne, President. listed above on N/A. Signature of registrant: This statement was filed with the County Shaun Smith, Owner. This statement was Clerk of Contra Costa County on: 02/14/2022 filed with the County Clerk of Contra Costa by Deputy Clerk Expires 02/13/2027 Oakley County on: 02/10/2022 by Deputy Clerk Press No. 03-0477 Expires 02/09/2027 Brentwood Press No. Publish Dates: March 11, 18, 25, April 1, 02-1273 2022 Publish Dates: March 4, 11, 18, 25, 2022 FICTITIOUS BUSINESS FICTITIOUS BUSINESS NAME STATEMENT NAME STATEMENT File No. F-2022-0001008 The name of File No. F-2022-0000938 The name of the the business(es): Red Cactus Barn Lobusiness(es): Crystalita LLC Located at: cated at: 3681 Holmes Road In: Oakley, CA 2145 Bridgeport Loop In: Discovery Bay, 94561, is hereby registered by the following CA 94505, is hereby registered by the fol- owner(s): 1. Amelita T. Toleyos, 2. Joyselito lowing owner(s): Crystalita. This business is A. Toleyos. This business is conducted by: a conducted by: a Limited Liability Company, Married Couple. The registrant commenced State of Organization: California. The regis- to transact business under the fictitious trant commenced to transact business un- business name or names listed above on der the fictitious business name or names N/A. Signature of registrant: Amelita T. listed above on N/A. Signature of registrant: Toleyos. This statement was filed with Crystal Bobadilla, Manager. This statement the County Clerk of Contra Costa County was filed with the County Clerk of Contra on: 02/17/2022 by Deputy Clerk Expires Costa County on: 02/15/2022 by Deputy 2/16/2027 Oakley Press No. 03-0477 Clerk Expires 02/14/2027 Brentwood Press Publish Dates: March 18, 25, April 1, 8, 2022 No. 02-1273 Publish Dates: March 4, 11, 18, 25, 2022 FICTITIOUS BUSINESS NAME STATEMENT FICTITIOUS BUSINESS File No. F-2022-0001427 The name of the NAME STATEMENT business: Gas n Save Located at: 1541 E. File No. F-2022-0000689 The name of the Cypress Road In: Oakley, CA 94561, is hereby business(es): Uniquely Flawed in Yeshua registered by the following owner(s): Thind Located at: 2332 Loveridge Road # 207 In: Brothers of Oakley, Inc. This business is Pittsburg, CA 94565, is hereby registered by conducted by: a Corporation, State of Inthe following owner(s): Shamonica Charise corporation: CA. The registrant commenced Gordon. This business is conducted by: an to transact business under the fictitious Individual. The registrant commenced to business name or names listed above on transact business under the fictitious busi- 03/01/2022. Signature of registrant: Tarlok ness name or names listed above on N/A. Singh Thind, President. This statement was Signature of registrant: Shamonica C. Gor- filed with the County Clerk of Contra Costa don, Owner. This statement was filed with County on: 03/08/2022 by Deputy Clerk Exthe County Clerk of Contra Costa County pires 03/07/2027 Oakley Press No. 03-0477 on: 02/03/2022 by Deputy Clerk Expires Publish Dates: March 18, 25, April 1, 8, 2022 02/02/2027 Brentwood Press No. 02-1273 Publish Dates: February 25, March 4, 11, Legal / Public Notice 18, 2022 Claim of Rights to my Heirs I, Timo Joel Wilson, competent to speak, FICTITIOUS BUSINESS of sound mind, claim all rights and title to NAME STATEMENT my following heirs and living beings as my File No. F-2022-0000679 The name of biological property: Anyiah Lei Faith Wilson the business(es): Wunder Lighting & and Timo Joel Wilson Jr. Anyone with any Controls, Inc. Located at: 2815 Mitchell proof, knowledge of the facts or events Dr. Suite 110 In: Walnut Creek, CA 94598, contrary to my priority claim, must state is hereby registered by the following and declare by public notice, the contrary. owner(s): Wunder Lighting & Controls, Inc. Any party, in rerum natura of a Higher This business is conducted by: a Corporation, Claim have 30 days to submit their claim State of Incorporation: CA. The registrant to: Joseph Aiello, Notary Public: 21 Kingston commenced to transact business under the Court, Merrimack, New Hampshire 03054. fictitious business name or names listed Note, all presented claims are subject to above on 01/01/2006. Signature of regis- be scrutinized pursuant to SEC Tracer No.

MARCH 18, 2022

LEGAL NOTICES

LEGAL NOTICES

2640220. the Brentwood City Council at, or prior to, Publish Dates: February 25, March 4, 11, the public hearing. Dated: March 8, 2022.

18, 2022 Brentwood Press No. 02-1273 87717 Publish Dates: March 11, 18, 2022.

NOTICE OF PUBLIC HEARING Notice is hereby given that the City Council BUTTE COUNTY OFFICE OF EDUCATION of the City of Brentwood will hold a public RFP # 2021-22-RFP-B2W-15 hearing at 7:00 p.m. or as soon thereafter REQUEST FOR PROPOSALS FOR as the normal course of business permits on, ADMINISTRATION OF TRANSITIONAL March 22, 2022, to consider the following EMPLOYMENT PROGRAM - BACK 2 matter: WORK PROGRAM An ordinance repealing and replac(CALTRANS DISTRICT 4 - SOLANO, ing in their entirety sections 2.10.020 NAPA, SONOMA, CONTRA COSTA, & through 2.10.060 of the Brentwood SANTA CLARA COUNTIES) Municipal Code pertaining to city NOTICE OF REQUEST FOR PROPOSALS council member election districts, The Butte County Office of Education a district election process, and the (“BCOE”) is requesting proposals for the sequencing of district elections; and administration of a transitional employauthorizing staff to take actions nec- ment program for the Caltrans Back 2 Work essary to implement the provisions of Program (“B2W”) in CALTRANS DISTRICT 4 the ordinance.

(SOLANO, NAPA, SONOMA, CONTRA COSTA, The ordinance is exempt from the re- & SANTA CLARA COUNTIES). Proposals quirements of the California Environ- will be accepted from vendors to permental Quality Act pursuant to Title 14 form the requested services in CALTRANS of the California Code of Regulations, DISTRICT 4. Each proposal must conform Section 15061(b)(3) because it can be and be responsive to the requirements seen with certainty that there is no of this Request for Proposals (“RFP”), a possibility that the activity in question copy of which is now at the following: may have a significant effect on the BCOE website at:•https://www.bcoe. environment. org/Divisions/Statewide—LocalApplicant: City of Brentwood SupportServices/Maintenance-OperConsistent with Contra Costa County Health ations—Facilities/Request-for-Proorders pertaining to COVID-19, and in line posals—BidInformation/index.html with social distancing standards, the public Responses to this RFP must be emailed is invited to participate in the City Council to b2w@bcoe.org with the subject “2022 meeting and offer comments using any of Back 2 Work CALTRANS DISTRICT 4 - [Prothe following methods: poser’s Name]”.

1. Zoom: www.brentwoodca.gov/vcc or ALL SUBMITTALS ARE DUE NO LATER Zoom Webinar ID: 760 1397 0037 THAN MARCH 29, 2022, BY 5:00 P.M. As the City Council Chamber will not be open Late submittals will not be accepted or to the public, individuals may view and considered. Fax, post mailed, couriered or participate in the meeting with this link. hand-delivered responses will not be acDuring the meeting, each period for public cepted. Submit all questions regarding this comment will be announced, and partici- RFP in writing via email to: b2w@bcoe.org pants may use the “Raise Hand” feature on Questions must be received by March 17, Zoom to request to speak. The meeting host 2022, at 5:00 p.m. All answers, along with will call on you, by name, and enable your any addenda, will be posted on the BCOE microphone when it is your turn to speak. website by 2:00 p.m. on March 22, 2022.

In order to ensure the orderly administra- The BCOE reserves the right to reject any tion of the meeting using this method, pro- and all submittals. The BCOE makes no repviding your name is encouraged, but is not resentation that participation in the RFP required. (If you need instructions on process will lead to an award of contract or how to use this feature, please contact any consideration whatsoever. In no event the City Clerk by noon of the meeting will the BCOE be responsible for the cost of date at cityclerk@brentwoodca.gov or preparing a response to this RFP. The BCOE 925.516.5182.) also reserves the right to waive any inforThe public may view the meeting via malities or irregularities in received subone-way video feed by selecting the mittals. Thank you for your interest. video option at the City Council Agen- 3/11, 3/18/22 CNS-3563181# ANTIOCH das’ link on the City webpage at www. PRESS. Antioch Press No. 06-1617 87704 brentwoodca.gov Publish Dates: March 11, 18, 2022.

2. Telephone If you wish to comment during the meeting FICTITIOUS BUSINESS via telephone, you may “raise your hand” NAME STATEMENT virtually on most devices by pressing *3, File No. F-2022-0000983 The name of and you will be called upon when it is your the business(es): AwesomeWebToGo time to speak. After speaking, please press Located at: 4514 Elkhorn way In: Antioch, *3 again to remove the “raise your hand” CA 94531, is hereby registered by the folfeature. If that feature does not work on lowing owner(s): Carlos A Urrea. This busiyour device, please email cityclerk@brent- ness is conducted by: An Individual. The woodca.gov in advance of the meeting registrant commenced to transact busiwhere possible. The request must contain in ness under the fictitious business name the subject line “Request to Speak - Agenda or names listed above on N/A. Signature of Item #” and should include name and full registrant: Carlos A Urrea. This statement phone number that will be used to call in. was filed with the County Clerk of Contra In order to ensure the orderly administra- Costa County on: February 16, 2022 by tion of the meeting using this method, Deputy Clerk Expires 2-15-2022 Antioch providing your name is encouraged, but is Press No. 06-1617 87660 Publish dates: not required.

February 25, March 4, 11, 18, 2022.

3. E-mail Public comments can also be submitted via FICTITIOUS BUSINESS e-mail to cityclerk@brentwoodca.gov. Any NAME STATEMENT public comments received up until 3:00 p.m. File No. F-2022-0001034 The name of the of the meeting date will be: business(es): Maximus Martial Arts * distributed to the Council via email before Academy Located at: 4389 Hillcrest Ave the meeting, In: Antioch, CA 94531, is hereby regis* posted online for public inspection at tered by the following owner(s): Guila’s https://www.brentwoodca.gov/council- Hawn. Kaju-Kickboxing, Inc. This business meetingonline, and is conducted by: A Corporation, State of * later summarized in the meeting minutes. Incorporation: California. The registrant Public comments received after 3:00 commenced to transact business under p.m. of the meeting date, but prior the fictitious business name or names listto the start of the meeting, will be ed above on N/A. Signature of registrant: emailed to the City Council, posted Dennis Guila, President. This statement online within one day following the was filed with the County Clerk of Contra meeting, and will be summarized in Costa County on: February 18, 2022 by the meeting minutes. The City cannot Deputy Clerk Expires 2/17/2027 Antioch guarantee that its network, website, and/ Press No. 06-1617 87680 Publish dates: or the Zoom system will be uninterrupted. March 4, 11, 18, 25, 2022.

In the event of an interruption to the broadcasting of the meeting using the telephone FICTITIOUS BUSINESS or internet-based options listed above, the NAME STATEMENT City Council will take no further action on File No. F-2022-0001144 The name of items on the agenda until public access to the business(es): Peak Performance the meeting via either option is restored. Systems Located at: 4905 Chism Way In: To ensure that the City Council receives your Antioch, CA 94531, is hereby registered comments prior to taking action, you are by the following owner(s): Austin Horstrongly encouraged to submit them gan. This business is conducted by: An in advance of the meeting by 3:00 p.m. Individual. The registrant commenced to As e-mails containing public meeting com- transact business under the fictitious busiments are part of the official record, note ness name or names listed above on N/A. that personal contact information may be Signature of registrant: Austin Horgan, published if it is included with your e-mail. Individual. This statement was filed with If you challenge the City Council’s action in the County Clerk of Contra Costa County court, you may be limited to raising only on: February 24, 2022 by Deputy Clerk Exthose issues you or someone else raised at pires 2/23/2027 Antioch Press No. 06-1617 the public hearing described in this notice, 87746 Publish dates: March 18, 25, April or in written correspondence delivered to 1, 8, 2022.

LEGAL NOTICES FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001496 The name of the business: E3 Realty Located at: 2157 Country Hills Drive, Suite 206 In: Antioch, CA 94509, is hereby registered by the following owner(s): E3 Realty Inc. This business is conducted by: A Corporation, State of Incorporation: California. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Ryan Evanson, CFO. This statement was filed with the County Clerk of Contra Costa County on: March 10, 2022 by Deputy Clerk Expires 3/9/2027 Antioch Press No. 06-1617 87755 Publish dates: March 18, 25, April 1, 8, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001497 The name of the business(es): 1. E3 Realty & Loans 2. E3 Loans 3. E3 Home Loans 4. E3 Financial Services Located at: 2157 Country Hills Drive, Suite 206 In: Antioch, CA 94509, is hereby registered by the following owner(s): CRMS Realty And Loans, Inc. This business is conducted by: A Corporation, State of Incorporation: California. The registrant commenced to transact business under the fictitious business name or names listed above on 5/9/2018. Signature of registrant: Ryan Evanson, CFO. This statement was filed with the County Clerk of Contra Costa County on: March 10, 2022 by Deputy Clerk Expires 3/9/2027 Antioch Press No. 06-1617 87756 Publish dates: March 18, 25, April 1, 8, 2022.

NOTICE OF TRUSTEE’S SALE TS No. CA-19-866377-AB Order No.: 191055921 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/8/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): APRIL F. MCKAY, NOT STATED Recorded: 8/10/2006 as Instrument No. 2006-0254021-00 of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 4/12/2022 at 9:00 AM Place of Sale: At the Pleasant Hill Community Center, located at 320 Civic Drive, Pleasant Hill, CA 94523. In the Auction.com Room Amount of unpaid balance and other charges: $966,115.90 The purported property address is: 4103 MOUNT ISABEL ROAD, ANTIOCH, CA 94531 Assessor’s Parcel No.: 055-650-009 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at

PUBLIC NOTICES

MARCH 18, 2022

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the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800280-2832 for information regarding the trustee’s sale or visit this internet website http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-19-866377-AB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet website. The best way to verify postponement information is to attend the scheduled sale. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call 800-280-2832, or visit this internet website http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-19-866377-AB to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. Date: Quality Loan Service Corporation 2763 Camino Del Rio S San Diego, CA 92108 619-645-7711 For NON SALE information only Sale Line: 800280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. TS No.: CA-19-866377-AB IDSPub #0177031 3/18/2022 3/25/2022 4/1/2022. Antioch Press No. 06-1617 87678 Publish Dates: March 18, 25, April 1, 2022.

or names listed above on 1/31/2022. Signature of registrant: Mahmood Noori. This statement was filed with the County Clerk of Contra Costa County on: January 31, 2022 by Deputy Clerk Expires 1/30/2027 Brentwood Press No. 02-1273 87651 Publish dates: February 25, March 4, 11, 18, 2022.

of registrant: Harpal Singh Mahal. This statement was filed with the County Clerk of Contra Costa County on: February 25, 2022 by Deputy Clerk Expires 2/24/2027 Brentwood Press No. 02-1273 87687 Publish dates: March 4, 11, 18, 25, 2022.

notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A hearing on the petition will be held in this court as follows: a. Date: July 14, 2022 Time: 9:00 a.m. Dept: 30. b. Address of court: 725 Court Street, Martinez, CA 94553. If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters a general personal representative as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250.

A Request for Special Notice form is available from the court clerk. Attorney for Petitioner: Christina Weed. 1990 N. California Blvd., Suite 1020, Walnut Creek, CA 94596.

925-390-3222. Brentwood Press No. 021273 87691 Publish Dates: March 11, 18, 25, 2022.\cs2

Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 2/23/2022 Judge of the Superior Court Brentwood Press No. 02-1273 87710 Publish Dates: March 11, 18, 25, April 1, 2022.

o poniéndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso. The name and address of the court is: (El nombre y dirección de la corte es): SANTRA BARBARA COUNTY SUPERIOR COURT, 1100 ANACAPA STREET, SANTA BARBARA, CA 93101.

The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la dirección y el número de teléfono del abogado del demandante, o del demandante que no tiene abogado, es): MICHAEL GILSON, 2409 CALLE LINARES, SANTA BARBARA, CA 93101. DATE (Fecha): 9/1/2021 Clerk, by (Secretario): Elizabeth Spann, Deputy (Adjunto) NOTICE TO THE PERSON SERVED: You are served - Brentwood Press No. 021273 87713 Publish Dates: March 11, 18, 25, April 1, 2022.

colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso. The name and address of the court is: (El nombre y dirección de la corte es): SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA WAKEFIELD TAYLOR COURTHOUSE 725 COURT STREET, MARTINEZ, CA 94553 The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la dirección y el número de teléfono del abogado del demandante, o del demandante que no tiene abogado, es): Bret A Yaple 195809 Bret A. Yaple 2701 Del Paso Road, Suite 130-245 Sacramento, California 95835 (510) 275-4555. DATE (Fecha): November 17, 2021 Clerk, by (Secretario): K.V., NOTICE TO THE PERSON SERVED: You are served - as an individual defendant. Brentwood Press No. 02-1273 87662 Publish Dates: February 25, March 4, 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000793 The name of the business(es): The Scented Cottage Located at: 1701 Minnesota Avenue In: Brentwood, CA 94513, is hereby registered by the following owner(s): Vanessa RamosWheeler. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Vanessa RamosWheeler. This statement was filed with the County Clerk of Contra Costa County on: February 9, 2022 by Deputy Clerk Expires 2/8/2027 Brentwood Press No. 02-1273 87606 Publish dates: February 25, March 4, 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000818 The name of the business(es): Red & White Concessions Located at: 1681 Eden Plains Rd In: Brentwood, CA 94513, is hereby registered by the following owner(s): 1. Dean Williams 2.

Liesel Williams. This business is conducted by: A Married Couple. The registrant commenced to transact business under the fictitious business name or names listed above on 6/1/1974. Signature of registrant: Dean Williams. This statement was filed with the County Clerk of Contra Costa County on: February 10, 2022 by Deputy Clerk Expires 2/9/2027 Brentwood Press No. 02-1273 87609 Publish dates: February 25, March 4, 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000919 The name of the business(es): Willy’s Bagels And Blends Located at: 1155 2nd Street, Ste. D In: Brentwood, CA 94513, is hereby registered by the following owner(s): MAR & RAQ LLC. This business is conducted by: A Limited Liability Company, State of Organization: CA. The registrant commenced to transact business under the fictitious business name or names listed above on 10/01/2021. Signature of registrant: Lorraine Sanabria, Manager. This statement was filed with the County Clerk of Contra Costa County on: February 14, 2022 by Deputy Clerk Expires 2/13/2027 Brentwood Press No. 02-1273 87649 Publish dates: February 25, March 4, 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001136 The name of the business: Hands 4 Hire Virtual Assistant Located at: 909 Legacy Street In: Brentwood, CA 94513, is hereby registered by the following owner: Mary Smith. This business is conducted by: An Individual.

The registrant commenced to transact business under the fictitious business name or names listed above on 1/1/2022.

Signature of registrant: Mary Smith. This statement was filed with the County Clerk ADVERTISEMENT OF SALE of Contra Costa County on: February 24, NOTICE IS HEREBY GIVEN that the under- 2022 by Deputy Clerk Expires 2/23/2027 signed intends to sell the personal property Brentwood Press No. 02-1273 87714 Pubdescribed below to enforce a lien imposed lish dates: March 11, 18, 25, April 1, 2022. on said property pursuant to Sections 21700-21716 of the Business & ProfesFICTITIOUS BUSINESS sions Code, Section 2328 of the UCC, SecNAME STATEMENT tion 535 of the Penal Code and provisions File No. F-2022-0001166 The name of the of the Civil Code. The undersigned will sell business(es): at public sale by competitive bidding on 1. East County Revolution Football or after March 25, 2022 at 9:00 a.m. Club 2. EC Revolution FC Located at: using an online auction at www.storag- 415 Beatrice Court - Suite D In: Brentwood, etreasures.com where said property has CA 94513, is hereby registered by the folbeen stored and which are located at Town lowing owner(s): East Diablo Youth Soccer Centre Self Storage 345 Town Centre Ter- League. This business is conducted by: A race Brentwood, CA 94513. Property to be Corporation, State of Incorporation: Califorsold as follows: misc. household goods, nia. The registrant commenced to transact misc. car parts, personal items, furni- business under the fictitious business ture, clothing, toys, and or business name or names listed above on N/A. Signafixtures belonging to the following: ture of registrant: Nicole J Farrar, Manager.

Tenant Name Unit No. This statement was filed with the County Roberto Castillo C678 Clerk of Contra Costa County on: February Michael Reef E1349 24, 2022 by Deputy Clerk Expires 2/3/2027 Sale subject to cancellation in the event Brentwood Press No. 02-1273 87683 Pubof settlement between owner and obli- lish dates: March 4, 11, 18, 25, 2022. gated party. Brentwood Press No. 02-1273 87693 Publish Dates: March 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT FICTITIOUS BUSINESS File No. F-2022-0001193 The name of the NAME STATEMENT business(es): Saadhuu Truck & Auto File No. F-2022-0000606 The name of the Repair Road Service Located at: 251 business(es): mnconstruction Located Cloverbrook Circle In: Pittsburg, CA 94565, at: 971 Whitehall Lane In: Brentwood, CA is hereby registered by the following 94513, is hereby registered by the follow- owner(s): Harpal Singh Mahal. This busiing owner(s): Mahmood Noori. This busi- ness is conducted by: An Individual. The ness is conducted by: An Individual. The registrant commenced to transact busiregistrant commenced to transact busi- ness under the fictitious business name or ness under the fictitious business name names listed above on 1/1/2022. Signature

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001197 The name of the business(es): CAFE CADDIE Located at: 3000 DANVILLE BLVD. #F In: ALAMO, CA 94507, is hereby registered by the following owner(s): HIDDEN TREASURES BY KDW INC. This business is conducted by: A Corporation, State of Incorporation: CA. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: STEVEN WEINER, PRESIDENT. This statement was filed with the County Clerk of Contra Costa County on: February 25, 2022 by Deputy Clerk Expires 2/24/2027 Brentwood Press No. 02-1273 87674 Publish dates: March 4,11,18, 25, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001224 The name of the business(es): Jason H Consultant Located at: 11 Cindy Pl. In: Brentwood, CA 94513, is hereby registered by the following owner(s): Chuntao Hsieh. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 2/1/2022. Signature of registrant: Chuntao Hsieh, Owner. This statement was filed with the County Clerk of Contra Costa County on: February 28, 2022 by Deputy Clerk Expires 2/27/2027 Brentwood Press No. 02-1273 87686 Publish dates: March 4, 11, 18, 25, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001229 The name of the business(es): DETAILED PEST CONTOL, LLC Located at: 1140 SARANAP AVE In: WALNUT CREEK, CA 94595, is hereby registered by the following owner(s): DETAILED PEST CONTROL, LLC. This business is conducted by: A Limited Liability Company, State of Organization: CA. The registrant commenced to transact business under the fictitious business name or names listed above on 5/13/2013. Signature of registrant: DARREN SANT, CEO. This statement was filed with the County Clerk of Contra Costa County on: February 28, 2022.

by Deputy Clerk Expires 2/27/2027 Brentwood Press No. 02-1273 87700 Publish dates: March 11, 18, 25 April 1, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001518 The name of the business(es): Julians Tree Service Located at: 120 William Wy In: Pittsburg, CA 94565, is hereby registered by the following owner(s): Julian Felix Medina. This business is conducted by: An Individual.

The registrant commenced to transact business under the fictitious business name or names listed above on 5/13/2019.

Signature of registrant: Julian Felix Medina.

This statement was filed with the County Clerk of Contra Costa County on: March 11, 2022 by Deputy Clerk Expires 3/10/2027 Brentwood Press No. 02-1273 87747 Publish dates: March 18, 25, April 1, 8, 2022.

LIEN SALE NOTICE Notice is hereby given pursuant to Section 3071 of the Civil Code of the State of California, the undersigned, Oliver’s Tow, Inc., 2800 Radiant Ave., Richmond, CA, 94801, will conduct a public sale on April 1, 2022, at 10:00 a.m. on the following vehicle: 2010 Ford, VIN #: NM0LS6BN4AT019621, CA License Plate: 77791V2. Brentwood Press No. 02-1273 87739 Publish Dates: March 18, 2022.

NOTICE OF PETITION TO ADMINISTER ESTATE OF: Ludwig Letioa Leota, deceased CASE NUMBER P22-00243 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Ludwig Letioa Leota, deceased. A Petition for Probate has been filed by: Gabriel Leota in the Superior Court of California, County of: CONTRA COSTA. The Petition for Probate requests that: Gabriel Leota be appointed as personal representative to administer the estate of the decedent.

The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give

ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Felix Vincent Oguin SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court Street Martinez, CA 94553 PETITION OF: Felix Vincent Oguin CASE NUMBER: N21-2318 TO ALL INTERESTED PERSONS: 1. Petitioner Felix Vincent Oguin filed a petition with this court for a decree changing names as follows: Present Name: a. Felix VIncent Oguin to Proposed Name: Felix Eugene Pettis. 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 4/4/2022 Time: 9:00 a.m.

Dept.: 30 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 9/9/2021 Judge of the Superior Court Brentwood Press No. 02-1273 87650 Publish Dates: February 25, March 4, 11, 18, 2022.

ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Traci Ann Parent SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court Street Martinez, CA 94553 PETITION OF: Traci Ann Parent CASE NUMBER: N220375 TO ALL INTERESTED PERSONS: 1.

Petitioner Traci Ann Parent filed a petition with this court for a decree changing names as follows: Present Name: a.

Traci Ann Parent to Proposed Name: Traci Ann Gibbons. 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 05/02/2022 Time: 9:00 a.m.

Dept.: 30 b. The address of the court is same as noted above. 3. a. A copy of this

STATEMENT OF ABANDONMENT OF USE OF FICTITIOUS BUSINESS NAME The following person(s) has abandoned the use of the fictitious business name E3 Realty at 3125 Clayton Road, Concord, CA 94519. The fictitious business name referred to above was filed in Contra Costa County on 7/10/2018 under File No. F-2018-0004235 (*1) CRMS Realty And Loans, Inc. 3125 Clayton Road, Concord, CA 94519 (**) This business was conducted by: A Corporation, State of Incorporation: California. Signature: Ryan Evanson, CFO. This statement was filed with the County Clerk of Contra Costa County on: March 10, 2022 Brentwood Press No. 02-1273 87745 Publish dates: March 18, 25, April 1, 8, 2022.

SUMMONS (CITACION JUDICIAL) CASE NUMBER (Número del Caso): 21CV03517 NOTICE TO DEFENDANT (AVISO AL DEMANDADO): Jensen McKean, Hugo Gutierrez, Albert Ineira-Angel, and DOES 1 to 10 YOU ARE BEING SUED

BY PLAINTIFF (LO ESTÁ DEMANDANDO EL DEMANDANTE): Michael Gilson NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days.

Read the information below. You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case.

There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.lawhelpcalifornia. org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. ¡AVISO! Lo han demandado.

Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación.

Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen.

Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov)

SUMMONS (CITACION JUDICIAL) CASE NUMBER (Número del Caso): L21-03144 NOTICE TO DEFENDANT (AVISO AL DEMANDADO): JOSHUA FRED AFATO AND DOES 1 THROUGH 10, INCLUSIVE YOU ARE BEING SUED BY PLAINTIFF (LO ESTÁ DEMANDANDO EL DEMANDANTE): MERIWEST CREDIT UNION NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below. You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case.

There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.lawhelpcalifornia. org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. ¡AVISO! Lo han demandado.

Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación.

Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen.

Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniéndose en contacto con la corte o el

ADVERTISEMENT OF SALE NOTICE IS HEREBY GIVEN that the undersigned intends to sell the personal property described below to enforce a lien imposed on said property pursuant to Sections 21700-21716 of the Business & Professions Code, Section 2328 of the UCC, Section 535 of the Penal Code and provisions of the Civil Code. The undersigned will sell at public sale by competitive bidding on or after March 25 2022, at 9:00 am using an online auction at www.storagetreasures. com. Property to be sold as follows: misc. household goods, personal items, furniture, clothing, toys, and or business fixtures belonging to the following: Customer Name Unit No. Dot Amaral C610 Michael J Smith F939 Tyler Hulegaard F951 Chanarae J MarChall B577 Chanarae J MarChall B578 Shamiea Williams D728 Sale subject to cancellation in the event of settlement between owner and obligated party. To be run on March 11, 2022 & March 18, 2022. Oakley Press No. 03-0477 87692 Publish Dates: March 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0000970 The name of the business(es): Discovery Bay Studios Located at: 2272 Canterbury Lane In: Oakley, CA 94561, is hereby registered by the following owner(s): Talia Tolomeo. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 01/01/2022.

Signature of registrant: Talia Tolomeo.

This statement was filed with the County Clerk of Contra Costa County on: February 16, 2022 by Deputy Clerk Expires 2/15/27 Oakley Press No. 03-0477 87661 Publish dates: February 25, March 4, 11, 18, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001060 The name of the business(es): 1. Bubbles Tea And Desserts 2. Bubbles Tea & Desserts 3. The Bubbles Tea And Dessert Located at: 846 Darigold Way In: Oakley, CA 94561, is hereby registered by the following owner(s): WMA Enterprise LLC. This business is conducted by: A Limited Liability Company, State of Organization: CA. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Wilfredo Arillo, Managing Member. This statement was filed with the County Clerk of Contra Costa County on: February 22, 2022 by Deputy Clerk Expires 2/21/2027 Oakley Press No. 03-0477 87750 Publish dates: March 18, 25, April, 1, 8, 2022.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2022-0001309 The name of the business(es): Shark Tank Fitness & Athletics Located at: 4581 Teakwood Ct In: Oakley, CA 94561, is hereby registered by the following owner(s): Alexis Zaffino. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Alexis Zaffino. This statement was filed with the County Clerk of Contra Costa County on: March 2, 2022

by Deputy Clerk Expires 03/01/2027 Oakley Press No. 03-0477 87722 Publish dates: March 18, 25, April 1, 8, 2022.

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COMMUNITY

WWW.THEPRESS.NET

Forces

from page 1A

of fire and emergency services across East Contra Costa County.

“The annexation of East Contra Costa Fire into Contra Costa County Fire, together with the allocation of Measure X funds, will double the number of stations serving East County residents, with additional stations opening as soon as this summer,” said Contra Costa County Board of Supervisors District 3 Supervisor Diane Burgis. “This has rightly

Cooking

been characterized as a historic achievement, resolving service deficits that have plagued East County for decades. When I had the opportunity to attend the graduation ceremony of 27 Con Fire recruits last week, I was overwhelmed with gratitude for the brave firefighters that serve us every day, the many community leaders who worked long hours to achieve this outcome, and the residents who entrusted us with the resources to improve services.”

Both districts already participate

from page 1A

ing his food truck – dubbed Taste This Kitchen – around town and to private events. He made a name for himself locally and earned the moniker, “Mr. Tasty.” Then about one year after he’d been released from prison, the phone rang.

“I got the phone call asking if I wanted to be in a commercial,” he said. “I did the commercial for Ruffles, was flown out to L.A. for the first time. They wanted someone who was recently incarcerated, served their time, and then got out and created something for themselves, so I fit the script. I didn’t know the difference, what separates myself from others, and they said others do these businesses, but they don’t do it the right way, they don’t get the permits, and I did.”

Reynoso was featured as part of Ruffles’ “Own your Ridges” campaign that also featured LeBron James and the spotlight motivated him to keep working hard.

As part of the Oakley community, he said he often felt the label of “convict” sitting heavily on his shoulders.

He said he didn’t judge people for judging him, but he knew he wasn’t the same person he’d been when he left.

“Everyone knew me as the guy who went to prison, but at the end of the day, that wasn’t who I was anymore,” he said. “I just used that energy to drive me and work hard. I found a way to do it for myself and that commercial gave me the “OK,” it told society that it was OK for me to be me.”

MARCH 18, 2022

in providing mutual aid across current borders, but have maintained their own operating, training, and administrative functions. According to the joint press release, “With LAFCo’s actions, CCCFPD will complete the operational and administrative consolidation of the two entities.

When complete, CCCFPD will absorb the firefighting staff, support staff, facilities, and equipment of the ECCFPD, and the newly merged organization will provide improved fire and emergency ser-

As a new business owner – and now a husband and father as well – Reynoso had built his food truck business and started a family in only 18 months. He began to look for a way to give back to his community and agreed to cater a December event for local nonprofit One Day at a Time.

On his way to cater the event, he suffered a minor setback.

“On the way to the event, the trailer came off and hit my truck and totaled my trailer,” Reynoso said. “At the end of the day, we salvaged the grill and still went to the event, because I try to stick to my work. Now that I am in a better position, it felt so good to order the trailer I wanted, and I designed it. I can’t wait to come out and surprise everyone.”

Reynoso has patiently waited for the arrival of his new trailer, and hopes to debut it this spring. While he waited, he found a new project to keep him busy: a restaurant. The former owners of Mi Pueblo in Discovery Bay had decided to move on and approached Reynoso about purchasing the business. Though a restaurant was part of Reynoso’s long-term plan, he didn’t expect it to happen so soon.

“I didn’t think I was ready, but we talked about it and discussed a number and went back and forth and that’s how it came to be,” he said. “I don’t have the finances to buy new things, but just like I built my first trailer, I am building my restaurant. I have amazing family and friends who have helped stucco and paint, and we are almost there.”

Reynoso’s restaurant will be sit-down, fast-casual dining, with its menu modeling his food truck’s menu of all-American fare including pasta, chicken sandwiches, and his original Ruffle Wrap. He hopes to open his doors next month.

As the two-year anniversary of his release from prison passes this month, Reynoso said he could never have come this far without his family, including his uncle and godfather, Tino Reynoso. Tino said he tried to be a positive influence on Reynoso in his youth, but like many teens, Reynoso had his own ideas about life. Tino didn’t give up faith, and said seeing his nephew come so far has made him proud.

“When he came out of prison, he was very smart,” Tino said. “He did all he had to inside, so he wouldn’t be affiliated with that on the outside and he went with the positive direction and the outcome of his choices are showing. He’s paid his debt to society, and now he’s working to create something from nothing, to make a dream come true for himself, for his family. I am so proud of him. If it were easy, everyone would do it, but it’s not, and at the end of the day, it’s worth it.”

Taste This Kitchen is scheduled to open this spring at 1555 River Lake Road in Discovery Bay. For more information, or to find out where Taste This Kitchen Food Truck will be parked, follow Reynoso on Instagram at @_taste_this_kitchen, call 925-204-5924.

To view a video, visit www.thepress.net/multimediat

District Maps from page 1A Under the new district map, all four districts would have similar population sizes. The largest district, District 3, would have a population of 16,929 while the smallest, still District 1, would see its number of constituents go up to 15,784.

“Every one of us is doing work throughout the city, and not just in our own districts,” Councilmember Susannah Meyer said of the process as the council deliberated on which map to adopt. “I’m not as concerned about the lines being not as obvious or confusing to people because all they have to do is reach out to the city or reach out to council as a whole and someone will help them with whatever their concerns are.”

At the meeting, the council was presented with two potential district maps from which to choose, referred to as the navy map and the lime green map. The navy map was similar to the existing district boundaries, keeping many of the same streets as boundary lines, while the lime green map was a more radical departure from the original.

Councilmember Karen Rarey said that the lime green map made it easier for residents to know what district they are a part of but she also felt that it would leave District 1 larger than other districts with the possibility of further growth as Brentwood continues to develop.

vices to the more than 128,000 residents of eastern Contra Costa County.”

June 30 will be the last day ECCFPD will operate as its own department.

“On behalf of the ECCFPD, we are pleased that this monumental day has come in joining our two agencies to improve emergency services throughout East County,” said East Contra Costa Fire Protection District Fire Chief Brian Helmick.

To comment, visit www.thepress.net

ing to the agenda packet for the meeting.

Rodriguez’s term ends in November 2022 while Mendoza’s ends in 2024.

“I do, again, want to thank the commission for doing such an absolutely amazing and outstanding piece of work,” Mayor Joel Bryant said at the conclusion of the special meeting. “You’re going to be a key influence on how our communities move forward for the next, at least, 10 years.”

To view the district maps, see page 7 at https://bit.ly/3JlRqWL. To comment, visit www.thepress.net

Plan Navy

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The Press Newspapers are adjudicated in the cities of Antioch, Brentwood, Oakley, and the Delta Judicial District of Contra Costa County.

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Brentwood leaders recently approved new council district maps.

Other council members also expressed concerns with the lime green map and a preference for the navy map, as did all four residents who spoke during the public comment portion of the meeting.

The city council ultimately unanimously selected the navy map to define the new district boundaries.

While the new map has many similarities to the original districts, some of the shifting boundary lines resulted in Vice Mayor Johnny Rodriguez and Councilmember Jovita Mendoza no longer living in the districts they represent. Under state law, both will be allowed to finish out their terms before a successor is elected, accord-

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MARCH 18, 2022

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THANK YOU to our Donors

Photo courtesy of the City of Brentwood

A 151-room La Quinta and Hawthorn Suites hotel is proposed for Brentwood.

Hotel proposed for The Streets of Brentwood BRENTWOOD The City of Brentwood has received a development application for a 151-room La Quinta and Hawthorn Suites by Wyndham hotel, proposed for 2325 Sand Creek Road within The Streets of Brentwood shopping center.

The proposed project is under review with the City of Brentwood Community Development Department.

The proposed hotel would nearly double the amount of hotel rooms available in the Brentwood market.

The City of Brentwood Economic Development Strategic Plan invests city resources into strengthening and expanding the local hospitality industry to meet the needs of tourists, workers and residents, city officials said.

“This project is something greatly needed to serve travelers along the Highway 4 corridor in Contra Costa County,” said Joshua Ewen, a Brentwood senior analyst. “This project will boost Brentwood’s appeal to business travelers, tourists and families throughout the region as a place to come shop, dine,

explore, live and play in our community.”

The new hotel would be developed by Jai Bahoi LLC and operated by Aelius Management Group, a California hospitality company seeking its first expansion into the Bay Area market. The dual brand is slated to include 105 La Quinta guest rooms and suites, and 46 Hawthorn suites.

“We identified Brentwood as the ideal location for this new exciting project due to its vibrant community and economic development,” said Sunny Patel, Chief Executive Officer – Aelius Management Group, in a statement. “Our team chose Brentwood, CA to develop our next project because Brentwood is a developing city that has deep roots in agriculture, but also is creating a “big city” lifestyle through businesses, architecture, and the community is taking pride in the direction of their city.”

For more information, contact the City of Brentwood Economic Development at 925-516-5440 or email EconomicDevelopment@brentwoodca.gov.

To comment, visit www.thepress.net

Promoting unity

Brent Aasen Don Aguillard Jennifer Aldo Diane Alexander Laura Allison Pauline Allred Christine Andrews Clayton Bagwell Soheila Bana Debbie Bell Patricia Bell Kevin Bernal HuLynne Besharatpour Bruce Blardony Patricia Blumen* Barbara Boldy Michael Botelho Dietmar Brand Julie Bretz Marsha Brown Rochelle Brucker Deborah Buchta Bob Butler Kenneth Butler Aleta Cain Sharon Campagna Lily Campanile Ginger Campbell Karen Capra Kitty Carton Bethi Carver Gibb* Mel Chaplin Sandy Chen Janet Clarke Rosalind Cline Colin Coffey Betty Cole Mina Combs* Kimberly Cope Janet Costa Kevin Crachian Sr. Paula Craig Mike Crosby Virginia Davi Dominic DeBellis Albert Del Grande Ofelia Del Real Estrella DeLaTorre Heather DePiero Maureen Dirk Debra Doherty* Alice Dolan Alex Dongallo Monica Doran Clancy Drake Jon & Julie Elam

Audrey Ellis DF Cheryl Ferguson Annette Fields Timothy Finnigan Edward Fitzpatrick Ricardo Florendo Sarah Foster Gloria Foster* Barbara Freitas Jeffrey Gann Marianne Gann Jack Gaughan Monte George* James Gleeson Curt Gordon Barbara Gonzales Judi Graves Kelly Green Jo Gregg Julie Griffin Rebecca Griffin Robert Grijalva Jeni Groseclose Cecilia Guerrero Rinaldo Hamade* Allen Hammond William & Myra Harms Gladiola Harrelson Robert Haycock Hugh Henderson Jesus Hernandez Joanne Hodge Rob Hogue Lynn Holland Tammy Homan Robert & Marianne Hughlett Maria Hull Lora Jachimowicz Devin Jackson Onesia Jackson Lauren & Chad Janusch Udo Jaquet Pamela Jarvie Nigel Jesson* Kirsten Jobb Garrett Johnson Stacy Jordan David Kerley Jess Kerlin* Shirley Krouse Rose Marie Laguna Erin Lamb* Ken Landoline Larry Langbehn

David Lanier Ron Lee Madonna Leeper Mark Lemyre George Liao Roger Lindsay Connie Linscheid Sam Lipetri Cathy Little* Nancy Long Carol Luke Patricia Lyday Cynthia MacDermott Samuel Mackie Audrey Madsen James Martin Michele McCaffrey Lynne McCall Janet McCarthy Shannon McClelland Jay McLaughlin Jamie McManus Michalene McPharlin Peter Mendoza Beth Miller-Rowe Kryssie Mingst Michelle Monsef Alan Moore Patricia Moore* Shani Moore* Michael Moran Tammie Mosley Lyn Murphy Melba Murray Gayle L Nammany Julie Natali Kris Newton Kelli Nunn Diana Nunnenkamp Jayne Oertwig Elise ONeil David Osborn Raul Padilla Margot Parenti Joy Parker Robert Parkinson Jeanne Pavao Nick Pearson Chloe Peterson Frank Pettinger Janie Philbrick Gary Pollock Jean Pridgen Mardell Rangel Kathi Reed Mark Reitz Linda Morse Robertson*

Norman & Rhoda Rossman Judy Ryan Theresa Samuel-Boko David Sanders Lynn Sandoval Robin Schmitt Carol Scotton Catherine Senior Maria Shields Carole Silagi Susan Silsdorf Doug Smart Donald Smith* Dennis Sowels Birgit Stephens* Nick Stoffregen Michael Stoiber Matt Stone Tim Stroshane John Sutton John & Judith Sutton Sue Swackhamer Mary Tappel Lana Terry Tracie Thompson Linda Thuman* Hector Torres Linda Tucker Jon Ulricksen Jim Valentine Fred Valverde Christopher Vetterli Scott Vickers Julie Victor Jim Wadnizak Steve Walker Patricia Wallace Michele Walls Jay Warwood Marilyn Watts Bill Wells Laura West Keith Wheeler Brian Winters Rhonda Willers Scott Woodard Marie Woods Cody, Chloe & Cali Wong David Wyatt Leslie Wyatt Guy Yocom Carolyn Young Joseph Young Larry Young Mary Young *Monthly Donor

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iberty High School’s Playmakers, under the direction of Kyle Roman, along with panelists Pastor Ed Harris and Hijas del Campo vice president and co-founder Dorina Moraida, hosted the second of two Anti-Racism/Allyship Teach-Ins at Oakley’s Civic Center Park on March 9. The event encouraged students and residents to come together and learn how to identify racism in their daily lives, and how they could be better allies moving forward.

To view a video and a slideshow of the event, visit www.thepress.net/multimedia

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Tracy Nelson DRE 01841691

East Bay Area

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REAL ESTATE GUIDE

MARCH 18, 2022

It’s Harvest Time for Homebuyers.

Brentwood Homes Now Selling From the $1Ms There’s a bumper crop; come take your pick. The thoughtfully designed homes of Orchard Trails make it easy. Located in Brentwood, full of parks, trails and small town charm, you’ll find 4–6 bedrooms, up to 4.5 bathrooms, and flexible floor plans. Here, your family can grow and thrive. To learn more, visit SheaHomes.com/OrchardTrails or call 1-866-OWN-SHEA.

Models Now Open—Schedule a Tour

BY S H E A H O M E S

Sales: Shea Homes Marketing Company (CalDRE #01378646); Construction: Shea Homes Limited Partnership (CSLB #855368). This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Trademarks are property of their respective owners. Equal Housing Opportunity.

REAL ESTATE GUIDE

MARCH 18, 2022

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A concierge in a volatile housing market DAWNMARIE FEHR

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pring is blooming in East County, but the housing market is still bare, with low inventory

and high prices.

Real estate agent Tracy Nelson can help prospective buyers and sellers navigate writing and accepting offers in the current unpredictable market where properties need less than a week to garner multiple offers.

Nelson began working in the real estate and mortgage industry in 2004 and became a licensed Realtor in California in 2012. She works at the local Brentwood Keller Williams office, where she was the 2021 top agent in the office and is in the top 1% for her region of Northern California and Hawaii. The services she offers her clients set her apart from the competition.

“I offer concierge services to sellers, where if they need minor repairs or services ON THE COVER: Real estate agent Tracy Nelson works at the Brentwood Keller Williams office. She can help customers write and accept offers in any housing market.

in their homes prior to listing – including staging – myself and my team handle all that,” Nelson said. “I stage and offer house cleaning on every listing for free, and the other side is if someone has some repairs or sprucing up that needs to be done prior to listing, I have a program where I pay for that up front and then those costs are reimbursed by the seller to me through escrow.”

Nelson said many of her clients come to her after seeing the quality of her listing videos and other marketing materials.

“For me, it’s the repeat business by the same clients that I love,” she said. “I just helped a client, and it was the fifth escrow we’ve done together. Those clients to me, who have become friends, refer me outward to people they know due to the relationship we’ve built.”

Paul Rioux of Brentwood is one of Nelson’s many repeat customers. He said between himself and his children, his family has closed five transactions with Nelson in the last five years. He keeps going back to Nelson for the attention to detail and effort she puts into everything she does.

“Every time we do something with her, it’s remarkable,” Rioux said. “The purchase and the sale of property is fantastic. She goes out of her way to help you, she prices things with knowledge of the marketplace, and every time we sell something, we get

Photo by Melissa van Ruiten

Tracy Nelson was the 2021 top agent in the Brentwood Keller Williams office and is in the top 1% for her region of Northern California and Hawaii. an amount over the amount we thought was a good asking price. She is a good negotiator and goes out of her way to ensure a successful engagement.”

In addition to buying and selling all over the East Bay Area, Nelson also works to give back to her community. She said she is a strong supporter of local small businesses and nonprofits and derives satisfac-

tion from helping others succeed in their endeavors.

“Helping others build up their business and helping them thrive makes our whole community thrive,” she said. “Things work better when we all support each other. For me, it’s getting involved with the community on every level and finding out what people need and want and spreading awareness.”

Nelson hosts neighborhood events, schedules food trucks throughout town, and donates to the local Shepherd’s Gate.

She also participates in Keller Williams’ ‘Red Day,’ which is their annual day of giving back to the community. Last year they held a school backpack drive, gathering, and filling over 700 backpacks with school supplies and nonperishable food items for local kids.

Nelson lives in East County with her husband, Nathan Nelson, who is in the mortgage industry. They have four children, three of whom still live at home. She is involved in her kid’s local schools and Little League programs and loves to participate in all the events in downtown Brentwood.

To contact Nelson about buying or selling a home, or for more information, call 925-872-0400, visit www.soldbytracynelson.com or follow Nelson on social media platforms under the handle @ eastbayarearealtor.

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MARCH 18, 2022

The top 5 hottest home building trends

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or tiny minimalist homes, trends are all about your Whether you’re shopping for a new home, renovating your own or creating a new build from scratch, you can get inspiration from the latest trends.

family’s lifestyle, whether the

construction be net-zero – eliminating greenhouse gases – or net-positive (a new way of business that puts more back into society and the environment than it removes).

Whether you’re shopping for a new home, renovating your own or creating a new build from scratch, here are some of the biggest trends you need to know for inspiration. ♦ Sustainable design: This one has been popular for a long time, but green design has evolved to be about much more than energy-efficient appliances and LED light bulbs. Now, it’s all about making sure everything in your home reduces your carbon footprint and minimizes any harm to the environment.

To try the trend yourself, think big and get creative. Install solar panels on your roof, choose building materials that don’t require deforestation and upcycle old furniture for decorative elements instead of buying new. ♦ Disaster resilience: Climate change affects us in so many negative ways,

Photo by Metro Creative

and one of the top concerns is the increase in natural disasters. From wildfires that last for months to major floods that affect entire cities, we now need to prepare for the worst when building our homes.

Switching to disaster-resilient materials is an important first step. Many builders now prefer to use stronger, more energy-efficient materials like insulated concrete forms ( they hold fresh concrete in place permanently to provide insulation for the structure they enclose) instead of more traditional materials like wood. For

example, Nudura insulated concrete forms can withstand winds of up to 250 miles per hour (equivalent to an F4 tornado) and offer a fire protection rating of up to four hours.

Outdoor living: You can design a full living space outside, complete with an outdoor television and comfy couches, as well as a kitchen and refrigerator for entertaining. Consider adding a fireplace or fire pit to keep warm during cool, summer nights and enjoy the outdoors through spring, fall and even winter if you’re brave.

Home automation: This is another longstanding trend that shows no signs of slowing down. It can make a home more comfortable and convenient. From an oven that can be turned on remotely to preheat, to skylights that can open and close automatically to create the perfect ambient temperature, there are more ways than ever to integrate smart home technology into your living space.

You can start small with voice assistant and smart light bulbs and work your way up to a total smart home system that includes home security, temperature controls and all your electronic devices.

Customization: You don’t have to settle for what mass manufacturers decide to build, or what works for everyone else.

Creating a home that’s as unique as you are is the latest trend, with custom-built storage and personalized architectural features to make your space stand out.

You can even go as far as building a custom home that’s suited to your family.

Older home demolitions and purchasing land-only properties is becoming more common, allowing you to work with an architect to create exactly what you want with a new build.

Find more information about the benefits of building a home with insulated concrete forms at www.nudura.com.

– Courtesy of Metro Creative

REAL ESTATE GUIDE

MARCH 18, 2022

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To refinance or not to refinance?

Some thoughts to help you decide DAWNMARIE FEHR

T

here are many things to consider before refinancing your existing mortgage. Under the threat of rising interest rates, some

people might feel now is a good time to refinance, but an experienced loan broker will tell you there are more things to consider than just rates.

“Now might be a good time for you to refi,” said Michelle Paxton of Guild Mortgage. “We review your current mortgage interest rate and payment, and we see what today’s rates are, which are still very, very low. We can help you make that decision.”

Paxton noted younger generations – especially millennials and Generation Z – often think rates over 4% are too high, but she noted even a 4% rate is historically low. A lower rate isn’t the only reason to refinance a mortgage though.

“It could make sense to refinance if you have an FHA loan,” said Jim Graydon, broker and owner at All Phase Brokers, of Federal Housing Administration loans. “If you are paying $200 to $400 a month in mortgage insurance with an FHA loan, it might make sense to refinance to a conforming loan. With a new conventional loan, you will save the mortgage insurance payment each month even if you got the same rate.”

A common reason to refinance a mortgage is to pull cash out and pay off high-interest debts or credit cards, or to get cash to update or renovate the home. Graydon also suggested a way to save even more money on a new loan with a lower rate.

“Accelerate your payments,” he said. “Even if you only got a slightly lower rate, and accelerate your payments by paying a little more than your scheduled payment each month, or paying what you used to on the old loan, you might drop your loan to 20 years just by paying a little extra.”

He also said looking at loans with shorter terms can be beneficial. Loans with 15- or 20-year terms have lower rates than those with 30 year amortizations.

Paxton said before beginning the process, home owners should be aware it can be tedious.

“If you haven’t refinanced in a while, it is a full documentation loan, meaning application, credit report, all the finances,” she said. “It’s actually getting a little easier over the years, and I tell people as much as I can up front, it will be about a

MARCH 18, 2022

There are several factors to consider when choosing whether or not to refinance your existing mortgage.

Photo by Metro Creative

30-day process total, and there are closing costs, and people should know that. Every lender, whether they’re a banking institution or broker, there are always closing costs, and those are standard, and they run about $3,000 in total. We can put that in the loan, so there’s no out-of-pocket expense.”

Michelle Paxton works in Guild Mortgage’s Brentwood office, 201 Sand Creek Road, Suite L, Brentwood. For more information, call 408-891-0090 or visit www.bit. ly/36oiRko_indy.

Jim Graydon is the broker/owner of All Phase Brokers in Brentwood. For more information, call 925-584-9886 or visit www.allphasebrokers.com.

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MARCH 18, 2022

COMMUNITY

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CONTACT ME TODAY (858)-336-5200

Tracie Schmidt NMLS# 269424 tracie.schmidt@supremelending.com Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225).

Solicitations made to and applications accepted from residents in CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Copyright © 2022. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.

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MARCH 18, 2022

Simple strategies to meet the neighbors after moving

A

lot goes into building

If you grew up in the area where you recently moved, some of your neighbors likely did as well. Telling stories about your school days and/or local hotspots can be a great way to break the ice. Don’t hesitate to ask your own questions as well. That might reveal some common interests that can serve as strong foundations for budding relationships.

safe, strong communities.

While no single factor can

be highlighted as more important than another in regard to building strong communities, a willingness by residents to connect with

Host a backyard barbecue

their neighbors can benefit local neighborhoods and the people who call them home.

According to Mental Health America, a community-based nonprofit dedicated to promoting the mental health of all Americans, research has shown that social connections increase happiness and lead to improved overall health and even longer lives. Adults may find that establishing a connection with their communities, and maintaining that connection while juggling the responsibilities of work and a family, is not always easy. That’s especially so for adults who have recently relocated to new areas. Reaching out to neighbors can help adults to build new, beneficial relationships as individuals and strengthen their communities.

Strong communities are built around people. When moving to a new area,

Photo by Metro Creative

Reaching out to neighbors can be a great way for adults to build new relationships that can benefit them as individuals and strengthen their communities. adults can overcome the challenges such relocations present by taking various steps to connect with their new neighbors.

Among them:

Don’t be shy

People often want to know who’s living next door, so adults who have recently moved need not be shy about introducing themselves to their new

neighbors. Say ‘hi’ and tell them what inspired you to move there.

Answer and ask questions

Neighbors will ask questions when you introduce yourself, so be ready to answer them. Questions may focus on your career and where you grew up.

Backyard barbecues are laid-back affairs, and that pressure-free atmosphere is perfect for meeting new neighbors.

Once you have settled in, invite a handful of your neighbors over for the barbecue.

If you have children, invite neighbors who also are parents, ideally ones whose children are the same age as your own.

Kids have sparked many a conversation, and discussions about local schools, parks and programs for youngsters can be great ice breakers.

Volunteer

Volunteering is another great way to meet new neighbors. Giving your time to an organization whose mission you identify with may be even better, as you’re likely to find like-minded neighbors who share your passions when working with such groups.

– Courtesy of Metro Creative

We are excited to announce we are expanding our team!

At Prosper Real Estate, we are committed to Changing Lives With The Power of Real Estate.

Although we work to change the lives of our clients, we are just as driven to change the lives of the real estate professionals on our team.

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Ready to join our team? Let’s grow together. Invest in yourself and join a Local Team on pace to close $100 million in sales in 2022.

Stop by our new office, located at 141 Sand Creek Rd in Brentwood, CA, or call us at 925-819-1072 today to see if you are ready to Prosper with Prosper Real Estate.

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MARCH 18, 2022

REAL ESTATE GUIDE

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Prices, terms and conditions are subject to change without notice. CalBRE#01519331

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MARCH 18, 2022

Timeshares: Are they right for you?

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any people turn to timeshares as a way to enjoy annual vacations.

But is investing in a timeshare a financially sound decision? That depends on whom you ask.

Getting the facts about how timeshares work and learning a few tricks can help anyone make an educated decision about timeshares.

In a timeshare, individuals purchase a property as a place to stay while on vacation. They typically can then use this room and the surrounding amenities once per year, and often must travel to the same location time and again. Timeshares long have held appeal because they are marketed toward people who may not be able to buy a vacation home, but still want to vacation each year.

Photo by Metro Creative

Learn how to navigate timeshare options to find out if they’re a smart purchase for you.

There are some advantages to timeshares. They provide a guaranteed vacation destination each year in a familiar

Matthew Anderson

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place. This is great for people who value familiarity. Timeshares also make it possible to afford a vacation in an expensive resort. Sometimes a person can trade times or locations with other timeshare owners, enabling more versatility and new destination experiences. For those who have to skip a year, it may be possible to sublet the timeshare or let family and friends use it if the agreement allows.

Timeshares have some notable drawbacks as well. One is cost-efficiency.

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Association, a trade group for timeshare companies, says that the average cost of a timeshare is about $20,000, with an annual maintenance fee of $660. Those fees are paid even if the resort isn’t used that year. Chances are a person can get a comparable vacation elsewhere for a lower cost, especially with the abundance of vacation property rentals available from traditional hotels as well as websites such as Airbnb.

A timeshare is not like a traditional real estate investment. According to Investopedia, it is an illiquid asset that is likely to lose value over time. Those who decide to sell their timeshares often find they must do so at a deep discount.

Furthermore, those who sell a timeshare at a loss may find that the Internal Revenue Service doesn’t let them claim a capital loss, which is often the case with other investments and property.

To make timeshares work, individuals can opt to buy used, which is often at a fraction of the cost offered new by resort developers.

Also, a timeshare is a lifestyle purchase, not exactly a real estate investment. Timeshares are not a way to turn a profit. Try to purchase in desirable locations as well. Doing so increases the likelihood of resale in the future.

– Courtesy of Metro Creative

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Agents and brokers – what’s the difference?

R

eal estate transactions often involve lots of money. As a result, it’s common for both

buyers and sellers to enlist the services of a host of professionals with real estate experience.

Both buyers and sellers may work with real estate agents and/or real estate brokers to buy or sell their homes. Agents and brokers are not one and the same, and there are some important distinctions between the two. ♦ Real estate agent According to Realtor.com, real estate agents are professionally licensed individuals who can help both buyers and sellers. Agents also may help property owners rent their homes. The amount of training real estate agents need to earn their licenses varies by state. Once individuals finish their required training, they must take a written exam that tests their knowledge of federal real estate laws and general principles as well as the laws specific to the state in which they want to become licensed. Only after passing this exam do individuals become recognized real estate agents. Investopedia.com notes that achieving

agent status is the starting point for most real estate professionals. ♦ Real estate broker Real estate brokers are those professionals who have continued their education past the agent level and obtained a broker’s license.

Each state has its own requirements in regard to becoming a licensed broker, but education and examinations are necessary regardless of where a person lives.

Realtor.com notes that the extra coursework to earn a broker’s license focuses on various topics, including ethics, contracts, taxes, and insurance. Agents may learn about these topics as well, but coursework for prospective brokers goes into more depth than it does at the agent level.

Brokers also will study and learn about legal issues in regard to real estate, including brokerage operations, real estate investments, construction, and property management.

Requirements vary, but Realtor.com notes that brokers often must work as licensed real estate agents for no less than three years before they can earn their broker’s license.

There is more than one type of real estate broker. Principal/designated brokers oversee all agents at a given firm and ensure the agents act in compliance with all real estate laws.

Managing brokers tend to focus on the hiring and training of agents.

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Todd’s Quality Home Inspections

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Photo by Metro Creative

Exterior renovations could add value to a home and give it that coveted “wow” factor.

What to know before listing your house

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utting a house on the market is a big decision and comes with a seemingly endless list

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Homeowners can choose to put minimal work into their residences and list them “as-is” or they can maximize their profit potential by making repairs and updating the look of the house.

Patrick McCarran has worked in real estate, including as a Realtor, in East County for two decades. He said creating curb appeal – from the sidewalk, through the house and to the back yard – creates what he calls the “wow factor.”

“We can do full staging, where you pull all your stuff out and we bring in the furniture, or we can just rearrange your furniture,” he said. “We like to go neutral so people can picture their things in the space.”

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Another thing to consider is the condition of the home. McCarran said he advises his clients to get termite and home inspections up front.

“That allows you to know what you’re dealing with and your buyers to know what they’re dealing with,” he said. “It helps everyone to know what’s going on and the buyer can make an informed offer, often without contingencies.”

McCarran also recommended consulting your Realtor before making any big changes, such as putting in new flooring or painting. Replacement isn’t always necessary, and if it is, it’s best to go with soft, neutral shades, rather than brighter colors. An experienced Realtor can help you decide where to invest your money to get the most out of it.

He also warned that what you put into a house, you may not get back out of in the sale.

“In my opinion, solar does not benefit a seller as much as people think it will,” he said. see Listing page 13B

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Peggy Ann Valley Sr. Mortgage Consultant

There are several factors to consider before listing a home

As a top – producing loan officer, her clients say she makes a hard process smooth.

Photo by Metro Creative

Listing from page 12B “There are a lot of things you don’t get dollarfor-dollar return, and solar is one of them. It’s like a pool; you’ll get 10%-20% on it.”

Matt Anderson is another local Realtor with many years of experience. He said sellers need to ensure they price their houses appropriately, not going too far above or below current market value. He also said the highest offer isn’t necessarily the best offer.

“You have the terms that need to be considered. Price is just one aspect of an offer,” Anderson said. “Terms are important.

There are different loan types and appraisal issues to consider … Don’t always go with a cash offer; they can be fickle because they know they have the upper hand. Someone with a loan may not have the same amount of leverage and might be a better bet.”

Anderson also said offers contingent on selling another home may not be bad, since that buyer will be locked into the transaction once their home sells. And sellers should not be quick to dismiss requests for repairs, especially when they are based on a home inspection. He said that some buyers will choose to pay for a home inspection even if the seller has already done so and has the proof documents.

Patrick McCarran is a real estate broker associate with Realty One in Brentwood. For more information, call 925-899-5536 or visit www.callpatrick.com.

Matt Anderson is an agent with JDK and Associates Realty Inc. For more information, call 925-584-6761, email matthew.anderson1@yahoo.com or visit www.eastcontracostacountyrealestate.com.

Cell: (925) 890-5255

peggy.valley@preferredrate.com

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MARCH 18, 2022

Factors to consider before investing in real estate

T

he appreciation of real

flipped properties declined for the third straight year in 2020. Though flipping can still yield a strong return, investors may not realize the returns on flipped properties that they might have realized as recently as five years ago. Potential investors should conduct some research regarding real estate market trends, including flipping data where available, to make the most informed decision possible.

estate over time has long made owning a home or

an investment property a sound financial strategy.

Prospective home buyers spend considerable time looking for a property they’re hoping to call home. Various factors, including property taxes and the reputation of local schools, may be considered as homeowners decide where to look for a new home. That vetting process is equally important, albeit slightly different, when buyers are considering investing in properties they don’t intend to live in.

Real estate can be a great way to diversify an investment portfolio and earn extra income. Before shopping for an investment property, novice investors may want to consider certain factors to determine if real estate is the best investment vehicle for them.

Rental potential and the local labor force Location is a significant factor to consider when investing in real estate, but recent shifts in how and where people work could change the real estate investment landscape. A 2020 Gartner,

Condition of the property

Photo by Metro Creative

Novice investors may want to consider certain factors to determine if real estate is the best investment vehicle for them.

Inc., survey of more than 300 financial executives and leaders in the finance industry found that roughly 25 percent will move at least one out of every five of their on-site workers to permanently remote positions in the years ahead.

Economists note that this shift to remote working could be among the more lasting trends to emerge from the pandemic.

Before investing in real estate, prospective investors should examine local trends to

see if more and more locals are working remotely, and whether or not that’s affecting the market for rentals.

To flip or not to flip

Flipping properties (selling a property for more than its purchase price) gained popularity in the second decade of this century, but figures from the property database curator ATTOM Data Solutions indicate that returns on investments in

Inventory shortages were another trend to emerge during the COVID19 pandemic, and disruptions to the supply chain will not necessarily go away anytime soon. In addition, the cost of various products associated with home improvements, including lumber, skyrocketed during the pandemic. The National Association of Home Builders noted that while lumber prices declined in 2021, the price of lumber packages quoted to builders remained high. That means real estate investors who invest in properties that will need work could be forced to pay a lot to fix these properties. And ongoing supply chain problems could extend the time it takes to renovate a property.

Investors must be able to bear these costs and lag times to make the most off their real estate investments.

– Courtesy of Metro Creative

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MARCH 18, 2022

HELOC or Reverse Mortgage Line of Credit – Aren’t they all the same?

T

he simple answer is no. They are different.

A Home Equity Line of Credit (HELOC) from your local bank, or credit union,

is completely different from a Reverse Mortgage Line of Credit. They differ in how they work, their purpose, and how they are repaid. Each is appropriate at different times in people’s lives. The biggest difference is in how and when payments need to be made.

Traditional Home Equity Line of Credit: With a HELOC from your bank, you have to make a monthly payment. Often it is an interest-only payment for a period of time, usually for the duration of the draw period, which is normally 10 years. This payment is usually small and, therefore, enticing on the surface.

Remember because it is interest-only your balance never goes down.

So, let’s say you are 65 and thinking about retiring but you know you want to take out a Home Equity Line of Credit. Since you have to “qualify” for a HELOC you want to get it set up while you still have income. At 67 you decide to pull the trigger. You announce your retirement, there is a party, and you get a gold watch. All is good. You are ready to have some fun now.

There has been a pretty dramatic reduction in your income, but probably not a huge reduction in your expenses. You are still young. You want to travel, enjoy life, go to the city, the beach, out to dinner, skiing, etc.

And what better way to supplement your early retirement years than by drawing on the conveniently placed HELOC. I often see people borrow from the HELOC for vacation, monthly bills, car repair, etc. which is why they took it out but the devil is in the details.

What I see happen all the time is they also borrow against it to make the payment. Each time they borrow against it, the balance goes higher and, therefore, the payment is higher. Then people borrow more to make the higher payment. This goes on until the borrowing limit is reached at which point there is no more money to borrow but there is still a payment to be made each month.

This is scenario number one. When they reach out to us, we hope there is enough equity remaining to allow the reverse mortgage program to pay off both the first mortgage and the HELOC. It is unfortunate that frequently the HELOC is the deal killer. There just is not enough reverse mortgage loan available to pay off both loans. The option is to sell the house.

Scenario number two. The draw period is only for the first 10 years. After that comes the repayment period, which is most often 20 years. The real kicker is that the HELOC resets at the end of the 10-year draw period.

The initial 10-year draw period is the time during which you can pull money from your line of credit and pay just the interest-only amount. At the end of that draw period, the loan resets to a fully amortizing payment over a 20-year period.

The double-whammy is that you now have to pay enough principal and – of course, the interest – to fully

pay off the loan over a relatively short period of time – 20 years. This can result in a huge payment increase virtually overnight. Again, once you reach out to us, we can just hope that there is enough equity to still do a reverse mortgage. If there is not, the option is to sell the house.

Keep in mind, the traditional HELOC can be frozen, reduced, or closed at the whim of the lender. When property values get a little wobbly, the first thing the banks do is lock up those lines of credit, and the second thing they do is close them. When the economy starts to tremble a bit, even if values are solid, yep, you guessed it, the banks freeze your line of credit, likely when it would be most beneficial to you.

Reverse Mortgage Line of Credit: In the reverse mortgage world, the phrase “the option is to sell your house” does not exist as long as you do these five things; Pay your property taxes, homeowners’ insurance, and Homeowner Association, if any; And Live in your home and maintain your home.

Once you have the reverse mortgage, it is really simple. Do these five things and you are now in control of your own future. And because there are no principal and interest payments due, you do not ever have to worry about falling behind in your payments and losing your home.

Talk about flexibility, with the reverse mortgage line of credit, you can make payments if you want to but you do not ever have to make a payment. Also, it does not ever reset, so there is no double whammy where your “payment” could increase dramatically. A Reverse Mortgage Line of Credit allows you to access your funds as often as you like with no fee to do so.

One of the greatest features of the FHA insured Reverse Mortgage Line of Credit is that it cannot be reduced, frozen, or closed as long as you meet the terms of the loan – do those five things. As long as you do those five things your reverse mortgage line of credit will remain available to you regardless of the value of your home. YES! Even if values decline and you even end up underwater, as long as you are doing those five things, your line of credit will still be accessible to you.

The cherry on top is that the unused portion of the line of credit grows. Yes, that is right – it grows. Each month there is a little bit more available to you. The rate at which it grows is your interest rate + .500%. If your interest rate is 3.00%, your line is growing at 3.50%.

A $200,000 line of credit will grow by approximately $7,000 per year. That is $583 per month.

It is clear, without any doubt, that a Reverse Mortgage Line of Credit is the better solution for most seniors. Seniors are living on fixed income, likely less than what they were bringing home when they were working.

The last thing they should consider is a loan where the payment is going to increase over time just based on loan amount, then sky rocket once it resets, and… access to the funds is in jeopardy even if you hold up your end of the bargain.

The traditional HELOC is a great product for younger people whose career is on the upswing, their income is increasing, and they can afford the increasing payments.

If you are looking for ways to increase your cash flow, or to set up an emergency safety net, please give me a call. It is so important to look at all your options

Beth Miller-Rowe has been in the mortgage industry for 38 years specializing in reverse mortgages for the past 12 years. Beth has degrees in economics and business administration. and educate yourself. Don’t listen to myths and rumors.

Give me 20 minutes of your time and let me explain the program and process, go over the costs, and talk about what your goals are. Then we can talk about whether a reverse mortgage can help you to achieve those goals. I am low key. I will explain everything and then leave the package with you so that you can review it, mull it over, talk it over. Then if you decide it is right for you, give me a call back and we will move forward.

– Advertorial

Let’s take a look and see if we can Make Your Retirement Dreams Come True.

Beth Miller-Rowe NMLS: 294774

Branch Manager and Reverse Mortgage Specialist

The Reverse Mortgage Group • A Division of American Pacific Mortgage Corp.

Office: 925-969-0380 Cell: 925-381-8264 Beth@YourReverse.com

3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523

Your Retirement Dreams Can Come True!

A Division of American Pacific Mortgage Corporation NMLS 1850

DRE: 00950759/01215943 • NMLS: 294774/831612/1850 Licensed by the Dept of Business Oversight under the California Residential Mortgage Lending Act

*Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out.

Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. **American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.